ROOT

Evening_Result4070

Why u no by ROOT cauls?

SwedishFish123

Not confident on mouse calls, ROOT is also after hours 5/6, may swing that trade

TheGreatValleyOak

Oh no, if wetlumpy is buying, sell. Dude picks the worst stocks. How’s your $ROOT play genius

Agolf_Tweetler

I rem that post! I bought a lil $ROOT shortly thereafter then sold on 1st gain & never looked back. 😂

bdh2067

I’ve never even heard of of ROOT….

DrSeuss1020

I bought NOW and RDDT recently but mostly just built more into ROOT, ZETA, PCT as well in the lows

DrSeuss1020

I mostly bought up more ROOT, PCT, ZETA, and RDDT at the recent drop

innocuous_gorilla

Was just thinking how I haven’t had a +10% day on ROOT in awhile. Only down 50% now!!

StygianUnknown

# ROOT - Playbook Analysis **The Narrative (Phase 1):** Root is an insurtech disruptor that recently hit profitability, but the market is currently punishing it as part of a broader "growth-at-all-costs" correction. Institutional shorts are betting that their telematics edge is fading and that higher loss ratios will eat their recent gains. It’s a classic battle between "disruptive tech" believers and "boring insurance" bears. **The Pressure (Phase 3):** * **Short Interest:** **23.72%** of the float. * **Days to Cover:** **8.48**. **(PASS - Extreme Bottleneck)**. * **Borrow Rate:** **0.41%**. **(FAIL - No Financial Pain)**. **The Magnet (Phase 4):** The nearest heavy concentration of Open Interest (the Call Wall) is sitting at the **$50.00** strike for the April expiration. **The Math (Phase 10):** *"Our customized Black-Scholes-Merton model indicates a* ***56.76%*** *probability of reaching the* ***$50.00*** *Ignition Point (a* ***12.11%*** *ROI), and a* ***0.10%*** *probability of reaching the* ***$97.60*** *Exhaustion Ceiling (a* ***118.83%*** *ROI) by the* ***April 17, 2026*** *options expiration."* **The Risk (Phase 6):** The structural floor is currently sitting at **$43.58** (the 52-week low). * **Max Downside:** **2.29%**. * **Risk Tier:** **Tier 1 (Fortified)**. **Verdict:** **GO.** While the low Borrow Rate (0.41%) means there is no immediate "forced squeeze" pressure, the **Tier 1 Risk Profile** makes this a rare asymmetric bet. You are risking a tiny 2.3% downside for a 56% mathematical probability of a 12% gain. This is a "death by a thousand cuts" play for shorts rather than a violent explosion.

daddyspain69

ROOT

daddyspain69

Are we losing money not buying deeply OTM calls on ROOT expiring Jan-28? The premium is so cheap if it hits $80 we are up 200% XD

TotallyKickD

My snow puts are expiring next friday. So not completely getting crushed there. ROOT is going to be fine as well. Only CRM is fucked but that was 10k in shares.

Warningyouthistime

My ROOT calls are ready 😎

DrSeuss1020

Sorry that’s a bit of sarcasm if you didn’t catch that. ROOT traditionally is cheaper especially to better drivers as they focus on reducing their loss ratios. Maybe your profile looked bad to them 🤷🏻‍♂️

voidedhip

shoutout to the tard that posted about 100k yolo on ROOT

innocuous_gorilla

ROOT is popping off for me, but I know it will tank if NVDA does bad.

TotallyKickD

Gamble of the day. CRM and ROOT up (10k CRM, 3K ROOT) SPY and SNOW down (2k each

TotallyKickD

Gamble of the day. CRM and ROOT up (10k CRM, 3K ROOT) SPY and SNOW down (2k each)

VVCV91

Ok tonight forget NVIDIA, its ROOT's time !

buy_high_sell_never

>**Their biggest partner is CVNA** and their recent earnings showed strong growth in their channel, **which is another positive sign for ROOT**. The fact that CVNA, a company suspected of cooking their books, is ROOT's biggest partner is decidedly *not* a positive sign. In fact, it's a big risk and explains the relatively low valuation of ROOT compared to its peers. That's not to say that your play won't work, but don't delude yourself.

Ok-Concern5591

$ROOT quoted me 5 times more the progressives…

ldmonko

With you on this play. I had like 10k or so ASTS that i sold way too early. Not making the same mistake with ROOT.

Bluesquare9

LMND had the weirdest price action in response to earnings -- going from 15% up at open to now being significantly down. How do you think that reflects on what might happen to ROOT?

r__a__g

I’ll be watching closely. Also think ROOT currently way undervalued

DrSeuss1020

ROOT feels disgustingly cheap

ldmonko

Dude hang in there ROOT will come back with a bang. It will double overnight on ER. I was a root bagholder when it went down to 3 and in few months it is in 100s.

TheRooshter10

ROOT also is heavily reliant on their partnership with Carvana. Carvana is taking a lot of heat lately. I’ve seen the stock move based on how CVNA performs. Keep an eye out for their earnings to see how Root will do in theirs.

innocuous_gorilla

Somehow, someway, my worst position ROOT is my only position positive today.

broke_ugly_dumb

FINALLY one of the ROOT tards posts an update. Whatever happened to that stock??

informedcitizen4321

LMND riding the AI high as well as being more than just car insurance. They also recently partnered with TSLA, so they are going full meme stock. ROOT doesn't have that same charisma and is low volume trading. They had a breakout when they suddenly turned positive with a huge uptick in revenue, apparently from the CVNA partnership. I think they are continuing to reduce their dependence there and increasing their serviceable market elsewhere. If they get out from the negativity from the CVNA relationship, and continue to grow PiF, it just seems a matter of time before the market wakes up. I also suspect someone is heavily suppressing the price to avoid warrants paying out, but that is complete speculation.

innocuous_gorilla

It's interesting to contrast them with LMND. The data suggest ROOT is the better play and yet they couldn't have different price trajectories at the moment.

informedcitizen4321

ROOT is manipulated heavily. 17% short interest and it is earning money and expanding, while being sub 1 P/S. They don't provide guidance, so all the negative EPS takes are going to get blown out of the water as the last quarter's negative EPS was an adjustment for CVNA held warrants that happens only once a year. I think this thing will skyrocket on a healthy quarterly report. Just so happens that everyone is hating on insurance these days. There are safer plays but this one could pay out.

TheRealArmament

Might be time to liquidate the port and full port ITM 1 month calls for ROOT all or nothing

unluckytrader7_7

one ques why this ROOT have so much loss where u enter seems like u lost 50% of capital

innocuous_gorilla

I sold it at 202 to buy ROOT so I'm really interested in getting more shares.

innocuous_gorilla

I entered into ROOT the day of their Q2 earnings call, August 6, 2025. It spiked 10% after their earnings beat and then immediately dropped like 30% once the actual earnings call took place. I could have sold for a huge profit on my first day of the trade, but I got greedy.

These_Relation_3496

You could have literally just bought some random big tech stock like NVDA and chilled and collected a few % gains every week and you bought some random ass shit called ROOT instead?

Additional_Fox4668

I AM ROOT

notarobot1020

Billionaires don’t play by the rules. Hell they gave rewritten the rules to be unfair to everyone but them. They are the ROOT. Play nice doesn’t work with bullies

ndwillia

Technical analysis is not about predicting the future or being “accurate”, which is the common misconception. When used properly, it is a tool used to **mitigate risk** Referring to it as “tarot readings and voodoo magic” perpetuates the idea that it is not useful. You gotta be careful with carvana and understand the history of the payment in kind agreement they have with root insurance (ROOT). It has been a meme stock since like forever, and they’ve been able to float earnings for quite some time with creative accounting surrounding the aforementioned payment in kind agreement. I agree with your bearish thesis and I think carvana will go bankrupt/cease to exist by end of 2027, but it’s very easy to lose a lot of money very quickly with puts on this stock if you aren’t hedged appropriately. **You don’t have to say “I’m not a financial advisor, this is not financial advice” to cover yourself from liability. The only people who can be legally held accountable for giving financial advice are CFA’s. You or I can recommend anything we want on the internet without fear of repercussions. The very existence of this subreddit is a testament to that fact (if individuals like yourself could be liable, this subreddit would not exist as it would be an even bigger liability to Reddit as a publicly traded company. Cheers

DrSeuss1020

Hey yes I did add some PATH down here. Added more to ZETA as well as ROOT which is a newer position for me

North_Garbage_1203

CVNA funnels its money through ROOT there you go I gave you the next short

Mein_Account7

ROOT

Halberd96

It depends on why it's going down. I sold out of Evolution AB for a small to moderate loss because I'm not confident they will overcome the issues they are having with piracy of their games and I could invest the money elsewhere and do some tax offset. I bought the dip on CAAP when it sold off due to Argentina political uncertainty below my cost basis, then it went back up again and its 31% I bought some more HCC below my cost basis and its now 62%, HTLD same thing is now 4% and I think it has upside. My ROOT is -21% but I like the stock, my BEO and ICE on ASX are way underwater, albeit fundamentals are not good but they are risky bets.

VVCV91

$ROOT

VVCV91

I bet on POET and ROOT inc.

ldmonko

Yes. I had good amount of RKLB and ROOT as well. ROOT performed good for me. Others had to force close.

youngtylez

Dear diary, ROOT back in a range that interests me again (would be like my 3rd or 4th time trying it lol). Only thing holding me back currently is i feel it will drift around here until earnings. Feels like i could utilize the money better elsewhere and buy in before earnings.

Realistic-Author-479

Friend. The only tickers that matter are ASTS LMND QS ROOT SOFI

MarthaJulietta

48.4% VITL split 56% shares and 44% 20 and 22.5c for 4/17/26 33.6% PYPL split 63.5% shares and 36.5% 30-35c for Jan 27 and Jan 28 7.6% SMCI (boy i should have sold this a few times) 4.2% ROOT (dont know why I'm in this, was selling puts for high premium and got clobbered. Kept a few shares. rest is negligible split between EDIT/DOLE/SPY/BYDDY I think I should sell my DOLE at this price and stick it into PYPL calls. I want the whole account split between those 2. I'd also prefer to have a more call heavy split on those as well but it is what it is

nitoupdx

Oo There’s more to dig into on your #2 point. Look into who owns ROOT.

Mick_Shrimpton

So I believe the whole ponzi goes something like this: CEOs father is biggest holder of CVNA CVNA sells loans to father's private company Father's private company eats shit on these sub prime loans Doesn't matter because father sells CVNA shares to make billions  There's some other shady shit with ROOT but I dont remember 

ShotBandicoot7

Is that this ROOT company? What would happen if father Garcia gets in trouble? Wouldn’t that put CVNA subprime revenue streams at risk?

Apprehensive_Help_34

Where are the people who got scammed into buying ROOT above 90? Still alive?

innocuous_gorilla

ROOT

MarthaJulietta

I am shifting my portfolio heavily right now. I sold a lot of nonsense stocks that I had (ROOT/DKNG/EDIT/BB some others) and piled into VITL at 32 and PYPL at 59. My portfolio is getting extemely concentrated. I view VITL as a bit of a gamble and PYPL as an insanely good value buy

Professional-Data-38

Closed ROOT earlier at a small profit. Am still down 60% for CVNA...

Creative-Cranberry47

don't need to. just buy and hold $ROOT, the stock.

Creative-Cranberry47

Your son will retire with ROOT for the next 1000x. ROOT is building networks with the largest players in auto including Hyundai & Toyota with potential collective runway of over 20b+ annually eclipsing PGR. Despite that, ROOT trades at less than 1/100X the size of PGR today at a measle 1.3B marketcap.

Creative-Cranberry47

Straight up just ROOT for the next 1000x. ROOT is building networks with the largest players in auto including Hyundai & Toyota with potential collective runway of over 20b+ annually eclipsing PGR. Despite that, ROOT trades at less than 1/100X the size of PGR today at a measle 1.3B marketcap.

innocuous_gorilla

ROOT!!! What a crazy volatile week it has been lol

innocuous_gorilla

Why is this up already? Casino is still open and ROOT is rising from the ashes my goodness

SavageDuckling

Why is ROOT down 13% two days in a row after good earnings lmao it ain’t even tech

SavageDuckling

ROOT down another 12% today for nearly 30% from the high in 2 days what the fukkk 😭😭😭😭

innocuous_gorilla

my boy ROOT with 2 huge drops after two back to back earnings beats :(

SavageDuckling

ROOT +12% on the day. -12% after hours into +20% swing into -20% swing to end exactly where it was 36 hours ago 😂😂😂😭😭😭😭😭😭😭

innocuous_gorilla

TL;DR, they think ROOT is undervalued and worth $361 per share. I also think ROOT is undervalued but that is a crazy valuation.

fuckuglygod

🤣 ROOT might be the new OPEN tho ngl

Dependent-Goose8240

oh yeah thank you for reminding me about those absolute morons who were singing ROOT was the new OPEN or whatever the fuck a few months ago. I guess they lost all their money on this garbage

OptionsHuduga

I'm rooting for ROOT!!

LabyrinthLayers

All those people (me) that went way too heavy into ROOT a few months ago finally about to break even

innocuous_gorilla

Was that 11% drop on ROOT real? It’s gone already.

innocuous_gorilla

Crazy that ROOT is pumping so hard off of LMND earnings.

PushAble2463

ROOT pumpin

OptionsHuduga

LMND crushed it. Sign of things to come today for ROOT?

creemeeseason

Market realizing that of LMND puts up decent numbers, ROOT is likely to report even better ones tonight.

Alert-Growth-8326

i thought you YOLO'd your entire portfolio into ROOT in the mid 80s a few months ago, with a price target of $250. what made you decide to get out of that and invest here instead?

SavageDuckling

My ROOT bags are might finally get back to break even if this earnings call is good let’s goooo

0K-go

ROOT today

Pristine_Grocery_705

ROOT too!

creemeeseason

I think we mentioned it before but I've been buying ROOT. It's getting crazy cheap, but they're building a lot of partnerships that have potential. Interesting insurance play. PEG 0.68, P/S 0.91.... It could double or triple just based on that P/S.

creemeeseason

ROOT trying really hard to go up after good CVNA sales (ROOT has an agreement to sell insurance to CVNA buyers).

creemeeseason

At some point, ROOT is going to get above that 20 day average....someday.

SavageDuckling

ROOT is the swing play. Up 4% down 4% the next day. Repeat for 2 weeks now

HelluvaRun

Whatever happened to that ROOT hype that was being spread around here

innocuous_gorilla

ROOT tanking what gives

PushAble2463

Where the hell is that ROOT yolo guy!? I just want to talk 🏏🏏🏏

SavageDuckling

My ROOT down 8% today too after positive earnings for the 4th quarter in a row, this life makes no sense

LabyrinthLayers

ROOT getting destroyed

creemeeseason

I bought ODD and ROOT, both are basically where I bought them yesterday morning and I still think both are cheap. So, fine I guess.

HappyEveryAllDay

Did you exit your $ROOT position?

Latter_Remove1314

I sold ROOT. Made about $120k or so on it. Also shorted APP recently and made about $110k. Made a dumb trade shorting TSLA and lost some but overall up a good amount past few months. I have three separate portfolios with different brokers. This one is a single stock/high risk portfolio. I do large trades in single stocks with tight stop losses, but I let my winners ride. This portfolio started with $50k in 2020 and it’s at $1.27M now. I also have a low risk long term portfolio (never sell portfolio). It’s mostly ETFs but I have a few individual stocks in there, all safeish long hold stocks for me like NVDA and UNH. Then i have a dividend portfolio. It’s all high dividend plays. CLO funds and low-risk REITs mostly, but also have some bond funds and a few high dividend stocks. I get average 5% yield in that with minimal volatility. I use it mostly for income. Pretty low risk as well.

mazrim00

Did you make massive gains these last few months or so? Looks like you’re last thread was putting your whole portfolio of $1.1 million into ROOT but now $1.2 wont break the bank? Not accusing, just curious. Did you get out of ROOT?

Creative-Cranberry47

look into $ROOT for the 1000x+. ROOT is building a network with the largest players in the auto industry including toyota & hyundai and multiple other players to come. ROOT also beats legacy insurers on key metrics all around. despite this, ROOT still trades at less than 1/100x the size of progressive

Creative-Cranberry47

hey brother! always have to talk about ROOT you know

mazrim00

ROOT guy back again attempting to pump.

Creative-Cranberry47

sorry, sticking with the story that the bear market doesn't end on a friday. it will gap down more monday. though, you're not going to be able to time to the bounce. so if its attractive enough, i would personally buy the dips. i'll be going something that is inflation & tariff proof in the worst case scenario but yet has the alpha of a tech/ai name like $ROOT with a potential 1000x+

Creative-Cranberry47

ROOT for the 1000x in a DEFENSIVE industry but yet also has the tech alpha. ROOT is building networks with the largest players in the industry including Toyota & Hyundai. it is also beating legacy insurers in key metrics all around. despite this, it is trading at 1/100X the size of progressive.

Creative-Cranberry47

look into $ROOT the next 1000x+. ROOT is building networks with the largest players in the auto industry including Hyundai and Toyota. it is beating legacy insurers in key metrics all around. despite this, it is still trading at less than 1/100x PGR.

AccomplishedRange517

ROOT