SGD
Safe and Green Development Corporation
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Would you guys have handled it differently if you were in the same situation?
Would you guys have handled it differently if you were in the same situation? Sharing my investment experience with bad risk management strategy.
SGBX about to go crazy. Read about why here!
EARNINGS TOMORROW; GET IT WHILE IT'S CHEAP $NEGG 🫡
SGD SQUEEZED; TIME TO SQUEEZE SGBX 🚀🚀🚀🚀🌕
$SGD is up almost 300% since my post
$SGD micro float news. Withdrawal of offering
Anyone else trade forex/metals? Seems to be extremely profitable as well. I made 400% ($8000) in my first week...
Mentions
Got my eyes on SGD (SGBX parent company) tomorrow, had a big jump AH today
https://preview.redd.it/bzb38kagra2g1.jpeg?width=563&format=pjpg&auto=webp&s=fd254196180589e99fb979159ffef5138e279b7c BTW SGD is running AH.
SGD and SGBX pumping on various occasions, i've been on SGD pumps during 2024 and after RS. Market is crapping itself atm, so it prevents from SGBX to rise, but i believe it can pump easily. Low float high borrow rate, just needs to build a big momentum and maintain it's price above $4 for a major squeeze upwards.
Our next plays are VMAR and SGD (safe&green dev) the price is lower than my buy in avg right is and we decided on this play like less than an hour ago so it’s a good time to buy but don’t wait too long to sell like I did 😂 if you want the DD the pros wrote up DM me and pls do your own research ofc
Yes, know a Singapore turns $80k SGD to at least $22M SGD within past 3 months (very likely more than that now). He said the numbers and posted a lot of the wins as proof. He plays both US and HK stock markets. I suspect he worked as a trader in a hedge fund before (or similar jobs).
Actually, it’s part of the government’s strategy to minimize road traffic. Believe it or not, you have to bid for a license just to own a car for 10 years, and that alone costs around 100k SGD. The car itself can easily cost another 100k on top of that. For context, the average salary in Singapore is about 6k SGD
holding SBFM, SGD, NNVC, not seen these mentioned much today
https://www.stocktitan.net/news/SGD/safe-and-green-development-corporation-announces-9-0-million-private-mqm9q5wphkp3.html
What PIPE financing did Safe and Green Development (NASDAQ: SGD) announce on October 16, 2025? SGD announced a PIPE to raise approximately $9.0 million via 360,000 Series B preferred shares and accompanying warrants. How many common shares could SGD issue if the Preferred converts and Warrants are exercised? The Preferred converts into 6,617,647 common shares and the Warrants cover up to an additional 6,617,647 shares at a $1.36 exercise price. When is the SGD PIPE expected to close and are there conditions? The PIPE is expected to close on or about October 17, 2025, subject to customary closing conditions. How does SGD intend to use the proceeds from the $9.0M PIPE? SGD intends to fund Resource Group operational expansion and equipment, reduce certain debt, pursue strategic investments/acquisitions, and support working capital. Are the SGD Warrants immediately exercisable after the PIPE? No; the Warrants are not exercisable until the company’s shareholders approve their terms. Will SGD register the shares issuable from the Preferred and Warrants for resale? Yes; SGD agreed to file one or more registration statements with the SEC to cover resale of shares issuable on conversion and exercise.
Hello, investors. I have a question for you about something I have in mind for a little while, and that might be of interest for some beginners at one point, too. My situation for context : I don't have a lot of money invested right now but I'm building a portfolio month after month, on the long run, and my current strategy is pretty simple / boring : 9 French company stocks from various fields, leaders for most of them (because I'm French and I know them quite well), 1 Dutch stock (not ASML, but not relevant to the topic anyway). That would be 50% of my portfolio. Then I would like to go up to 25% in SnP500, and 25% in paper gold. And that's it, but recently I've been wondering about investing a bit in ETFs labelled in foreign currency (I already have a lot in Euro and Dollar) like CHF, SEK, NOK, perhaps an Asian currency... I figured that could perhaps be interesting to have foreign currency in stock if one of them really gets stronger over another one, and that if may be used as a defensive measure in case the dollar and the euro have some problems. My questions for you more experienced and knowledgeable investors out there, to start a discussion too : 1- Do you think this is completely useless, and why ? 2- If not useless, do you think this could work but it's probably too much of a complicated strategy for a beginner ? 3- What ETF in foreign currencies are available on IBKR ? I seem to have found one in CHF, one in NOK (but apparently only possible to find screened ETFs with ESG companies), but I can't seem to find a good one in SEK, nor in DKK or SGD (Singapore dollar) for instance. Would you have some ETFs that are available on IBKR ? I've tried chat GPT but it wasn't that helpful, and I've tried searching IBKR a lot but sometimes it seems some ISIN lead to nothing... and I'm not sure I know why. Thank you, and have a nice day, wherever you are !
Yes that I definitely agree. I took CHF instead of JPY mainly due to the stability and the assumption that the Swiss central bank won’t be intervening aggressively to save their currency, which we saw with Japan some time last year(?) Would have certainly worked out a lot better had I used JPY starting a few years back since it was 100JPY per USD at the time and now it’s 150… But I’ve also been drawing more and more CHF to buy more stocks as the market has gone up, so I’ve been converting more CHF to USD as the CHF strengthened, which is pretty good - same amount of CHF is buying me more USD and thus more shares… question is where it’s going to go from here. Likely to continue to strengthen… so I’m considering whether to switch the CHF loan to SGD (my base currency) by taking loans in SGD to convert to CHF and pay the CHF loan down. Then I’ll be left with SGD loan, removing the FX risk.
I basically borrow in CHF at about 1% interest rate and convert to USD to buy VWRA. Of course that exposes me to FX risk, and this year CHF appreciated tremendously against the USD, but the market returns still beat the USD depreciation, so that still worked out ok. I’m considering to convert the CHF loan into SGD loan instead as I earn in SGD to reduce the FX risk, but the interest rate for borrowing in SGD is about 2% right now.
>Allocation is all across the board. That's pretty vague... Equities have performed well over the past 13 years; bonds not so much. If you have a low equity allocation, that will have held back returns. >Fee is 1.5% That will eat into returns quite a bit. Especially if you're also paying another 1% for active mutual fund fees on top of that. >Currency SGD My impression is that SGD yields and returns should be fairly comparable to USD returns, though I'm not sure. (By contrast JPY and EUR rates have been lower than USD, so returns have been lower, not to mention a falling exchange rate). Not sure how an emphasis on local assets would affect it, but I get about 8% returns in USD for a global 60/40 index portfolio represented by VSMGX over the last 13 years (https://stockcharts.com/freecharts/perf.php?VT,BNDW,VSMGX&p=6). Assuming that is an appropriate benchmark risk-wise, subtracting 1.5% advisor fee, your account underperformed by about 2% CAGR.
Allocation is all across the board. Currency SGD. Fee is 1.5%, but that is calculated into the XIRR.
Agreed. Based in Singapore and while my portfolio grew 50% in USD on IBKR in SGD it doesn’t even hit 40
https://preview.redd.it/qxi9c6f8ssjf1.jpeg?width=1080&format=pjpg&auto=webp&s=b1ba65b217db721f1575fe873ca98792ed9100e3 800k SGD
Im hoping SGD spikes one final time. Its been a consistent up and down the past few days, with an overall increase. Of course I doubled down on it, so with my luck, it'll tank tomorrow to ruin my weekend.
SGD I just made 50 and I bailed out, the chart is looking good I think. Check it out
After-hours action $VRME VerifyMe : +76.33% $PI Impinj : +21.82% $SGD Safe and Green Development: +21.24% $RAYA Erayak Power Solution Group : +21.09% $ALHC Alignment Healthcare : +20.92%
Why did SGD go up today ? And where is this going ?
I’m looking at KAPA , VRME , and SGD tomorrow morning . What do yall think
The r/SS discord is where it’s at lots of good calls coming out of there. This week we’ve had $STAI $SGD $NVNI $SMX $LIDR $OCTO [https://discord.gg/mDu9N8W6](https://discord.gg/mDu9N8W6) I post picks on the tweeter too [https://x.com/myshortsonfire?s=21](https://x.com/myshortsonfire?s=21) https://preview.redd.it/v5omn3jr13gf1.jpeg?width=1179&format=pjpg&auto=webp&s=bde62eb6c88bf4acba62f3af3a9d8f796873af07 I nailed it today son!
I didnt expect SGD to go much of anywhere. So far I am wrong...bouncing between 30-50% rise
Don’t sleep on $SGD!!! Been 🚀 all day!!!
$SGD? It rocketed today dnd it’s up like almost 20% since 4 et. I can’t find diddly squat on them
Great Financials and balance sheets on $SGD. I’m in.
WOW!! SGD just took off right at the bell!
Is anyone looking at SGD? 👀 42% up in pre-market and a huge rally the past two days. It’s not a financial advice or a call buy
What is the reason for SGD rocketing up so much after hours today? I can not find any recent news.
My masters degree in finance from a Top 1% European Business School has equipped me with valuation, financial modeling, corporate finance, risk management knowledge that is very useful in my current role as an investment manager managing a multiple hundreds of thousands SGD family WCAFP equities investment portfolio (of over 45 years of accumulated life savings) that: compounded at 16.21% CAGR VS 12.91% CAGR for the iShares Core S&P 500 UCITS ETF USD (Acc) [LON: CSPX] ETF for the time period from 25 January 2021 to 25 July 2025, compounded at 17.82% CAGR VS 12.84% CAGR for the iShares Core S&P 500 UCITS ETF USD (Acc) [LON: CSPX] ETF for the time period from 25 January 2022 to 25 July 2025, compounded at 19.26% CAGR VS 21.33% CAGR for the iShares Core S&P 500 UCITS ETF USD (Acc) [LON: CSPX] ETF for the time period from 25 January 2023 to 25 July 2025
My masters degree in finance from a Top 1% European Business School has equipped me with valuation, financial modeling, corporate finance, risk management knowledge that is very useful in my current role as an investment manager managing a multiple hundreds of thousands SGD family WCAFP equities investment portfolio (of over 45 years of accumulated life savings) that: compounded at 16.21% CAGR VS 12.91% CAGR for the iShares Core S&P 500 UCITS ETF USD (Acc) [LON: CSPX] ETF for the time period from 25 January 2021 to 25 July 2025, compounded at 17.82% CAGR VS 12.84% CAGR for the iShares Core S&P 500 UCITS ETF USD (Acc) [LON: CSPX] ETF for the time period from 25 January 2022 to 25 July 2025, compounded at 19.26% CAGR VS 21.33% CAGR for the iShares Core S&P 500 UCITS ETF USD (Acc) [LON: CSPX] ETF for the time period from 25 January 2023 to 25 July 2025
My masters degree in finance from a Top 1% European Business School has equipped me with valuation, financial modeling, corporate finance, risk management knowledge that is very useful in my current role as an investment manager managing a multiple hundreds of thousands SGD family WCAFP equities investment portfolio (of over 45 years of accumulated life savings) that: compounded at 16.21% CAGR VS 12.91% CAGR for the iShares Core S&P 500 UCITS ETF USD (Acc) [LON: CSPX] ETF for the time period from 25 January 2021 to 25 July 2025, compounded at 17.82% CAGR VS 12.84% CAGR for the iShares Core S&P 500 UCITS ETF USD (Acc) [LON: CSPX] ETF for the time period from 25 January 2022 to 25 July 2025, compounded at 19.26% CAGR VS 21.33% CAGR for the iShares Core S&P 500 UCITS ETF USD (Acc) [LON: CSPX] ETF for the time period from 25 January 2023 to 25 July 2025
Staying within base pairs (any g7 currency paired with the USD) or crosspairs (g7 pairing not including USD) is the preferred practice (CAD/SGD is an outlier) because they’re so active the spread is low. That reduced overhead is what most would consider “cheap”. In forex your main sources of income are leveraged positions or carry over trades. Carryovers are easy to understand. When you hold something in a pairing you’re subject to both countries interest rates, your credited the interest of the money you sold, and debited the interest of the money you bought. If you say, bought a currency that has an interest of 2%, with a currency that has an interest of 3%, you would be paid 1% of your holdings DAILY minus fees. So as long as that currency isn’t jumping off a cliff and the fees are tolerable this is how you take a buy and hold in forex. For leveraged trading, because currencies tend to move a matter of pips (hundredth of a penny $0.0001) per day we rely on large lots (100,000 unit purchases) and the buying power of margin (debt to control more units, usually 20x multiplier) to turn those incremental movements into something worth your time. The sum of money in your account changes roles, turning into collateral which you can protect with a stop loss and confirmation entries. By doing so it becomes a game of averages, if I set my stop loss at $50 losses but only take positions that are poised to earn $200 of more, and my success rate is above 25% I should be making money. This relies heavily on finding turning points in the market to pinpoint your entry and exit, but you can pick up strategies, tools, and practice as most brokerages offer practice accounts that lets you learn without consequence (I use oanda).
SGD, so its Singaporean dollar So it is like $13k, thats a bad loss. Arent you guys GDP like 18 times US ? you probably make that back in 2 weeks
Singaporean Dollar. 1USD = 1.3 SGD
That will be me - I am an Self-Employed Investment Manager | Fundamental Analysis | Portfolio Management | Valuation | Risk Management where: ● The family equities investment portfolio compounded at 10.98% CAGR VS 7.83% CAGR for the Vanguard Total World Stock Index Fund (VT) ETF for the time period from 15 February 2021 to 15 February 2025. ● Family investment portfolio Sharpe Ratio of 0.299, Sortino Ratio of 0.463 ● Weighted-Average Portfolio P/E: 22.1X and Family Portfolio Beta is 0.892 VS VT Beta of 1.000. ● Additional Risk-Adjusted Metrics since 2022: ROMAD(R/D) of 0.25 VS Vanguard Total World Stock Index Fund ETF (VT) since 2022: ROMAD(R/D) of 0.22. ● Family Portfolio Overall Financial Metrics: Average 5-Year ROIC Including Everything except REITs & INDEX ETF= 19.881% Average 5-Year ROIC for WCAFP Subset= 23.665% Average 5-Year ROA Including Everything except REITs & INDEX ETF= 12.561% Average 5-Year ROA for WCAFP Subset= 15.216% ● Portfolio Sector Weightage: Communication Services = 23.74% Financials = 20.03% Consumer Discretionary = 18.1% Consumer Staples = 15.78% Information Technology = 9.97% Healthcare = 6.29% Industrials = 2.03% Real Estate = 1.39% Energy = 1.08% Materials = 1.03% Utilities = 0.55% ● Portfolio Region Weightage: North America = 48.3% Asia Emerging = 38.84% Europe Developed = 7.09% Asia Developed = 3.95% Japan =1.82% ● I am currently managing a multiple hundred of thousands SGD investment portfolio (US & Hong Kong & India & Europe Equities, REITs) for my family. The investment portfolio has been designed and implemented with the Vanguard Total World Stock Index Fund ETF (VT) as the intended Benchmark since inception. ● Employing investment strategy of buying Wonderful Companies at Fair Prices (WCAFP) originated by Billionaire Charlie Munger which is similar to Terry Smith’s Quality Investing and GARP Investing. Minority of positions in the equity investment portfolio comprise of deep value stocks selected after due diligence. ● Remuneration signed agreement with my family largely based on Buffett Partnership Limited Remuneration Agreement
Saw a post earlier about SGD. It's been on a heater today and would love to know what you all think.
$SGD volumes are increasing. Its sister company $SGBX has already gained 100% today. Something is going on.
I found HYDDBYD CO LTD-SDRSGX, which is 6.88 SGD and can be bought in lots of 100, which comes to about £400. Is that the best option?
If you can buy on the Singapore Exchange (SGX), there is a SGD and a HKD SDR available. SDR is a Singapore Depository Receipt.
Yes, I'm investing away from USD with investments denominated EUR and SGD and with focus outside the US. It is not just inflation but that I think during this Trump term trust in the USD overall will sink and more and more trade will be made in other currencies.
That is true. What I actually have been doing previously was moving the USD into CHF. But while cashing out the exchange rate gains, I realized that IBKR couldn't allow me to swap CHF with SGD. Currently looking at HYSA in Singapore like OCBC 360, UOB One, Syfe, etc. Meanwhile keeping some still vested in USD amounts via the US Market.
Best thing I did, exchanged out most (95%) of my USD Investment cash back to SGD cash at 1.331/1.345 earlier this year.
USD/SGD Ytd -4.60% 52 week low is 1.2788 right now 8PM sunday 1.2968
IMO currently Singapore and Japan. SGD is quite cheap now btw.
Is that loss in SGD or USD? The UI looks like it’s from Bloomberg terminal if this was 1950
IMO it is better not to put all the eggs in one basket but diversify across several currencies. BTW silver and SGD do not look overpriced now even in USD.
I am thinking of changing my money back to SGD. Is it worth it? Or should I keep it in USD? Fear is Powell is getting hammered and I feel the USD will drop further
Ikr, I send about 3k USD back home every few weeks from my Singapore bank, it's literally 85 SGD cheaper today than it was last time I did it a few weeks ago. I mean, I'm not complaining since I work in Singapore and get paid in SGD, so I'm ending up on top, but this drastic of a change can't be good.
● The family equities investment portfolio compounded at 10.98% CAGR VS 7.83% CAGR for the Vanguard Total World Stock Index Fund (VT) ETF for the time period from 15 February 2021 to 15 February 2025. ● Family investment portfolio Sharpe Ratio of 0.538, Sortino Ratio of 0.955 ● Additional Risk-Adjusted Metrics since 2022: ROMAD(R/D) of 0.25 VS Vanguard Total World Stock Index Fund ETF (VT) since 2022: ROMAD(R/D) of 0.22. Weighted-Average Portfolio P/E: 27.5x and Family Portfolio Beta is 0.889 VS VT Beta of 1.000 ● Family Portfolio Overall Financial Metrics= AVG. 5 Year ROIC Including Everything except REITs & INDEX ETF: 19.881% AVG. 5 Year ROIC for WCAFP Subset: 23.665% AVG. 5 Year ROA Including Everything except REITs & INDEX ETF: 12.561% AVG. 5 Year ROA for WCAFP Subset: 15.216% ● Portfolio Sector Weightage: Communication Services 24.21% Consumer Discretionary 19.34% Financials 20.04% Consumer Staples 14.91% Information Technology 10.76% Healthcare 5.19% Industrials 1.9% Real Estate 1.38% Energy 0.95% Materials 0.87% Utilities 0.44% ● I am currently managing a multiple hundred of thousands SGD investment portfolio (US & Hong Kong & India & Europe Equities, REITs) for my family. The investment portfolio has been designed and implemented with the Vanguard Total World Stock Index Fund ETF (VT) as the intended Benchmark since inception. ● Employing investment strategy of buying Wonderful Companies at Fair Prices (WCAFP) originated by Billionaire Charlie Munger which is similar to Terry Smith’s Quality Investing and GARP Investing. Minority of positions in the equity investment portfolio comprise of deep value stocks selected after due diligence. ● Remuneration signed agreement with my family largely based on Buffett Partnership Limited Remuneration Agreement
Chatgpt mentioned Interactive Brokers. It is where you can exchange your US$ to CHF, SGD and NOK. I asked the same question on Deepseek and got similar answer.
PSA: There are now SDRs (Singapore Depository Receipts) for these companies listed in the Singapore Stock Exchange (SGX) that are denominated in SGD for those looking for a stable, strong currency to invest in the available Chinese companies (e.g. BYD, Xiaomi, Baba, Tencent etc)
Not millions. But I'm $30K away from hitting Buffet's mythical "$100K" bitch Hussle. I sold most/all of my longs that I carried over from 2024, after the University of Michigan released the finalized Consumer Sentiment Data for Jan 2025, the late Feb. Started with $12,059.12 (Based on a SGD15,919.63 conversion from a 0.7575 rate) on 1st Jan 2024.
I suppose in that case, you being concerned about the entire US banking system and you are an US American citizen living in the US, you should really keep some money outside of US financial institutions. I've read elsewhere in this thread that it is apparently a hassle to open a bank account outside of the US. Not a doomer or prepper at all, and I hate to say it but in that case the only option seems to be some physical gold/silver + plus some physical bills of EUR/CHF/SGD/JPY/GBP. Or, you know, land, housing and access to clean water, if you're *really* worried. ;) If it's more the general state of the US economy and the strength of the USD that you're worried about, park some money with a trusted broker in some ETF with ex-US stock and EU government bonds in EUR/non-US bonds ETF. And of course, if it is a concern for you that a financial institution will go bankrupt or not give you your assets when you request them, then have a good look at the balance sheet of that broker or bank, pick one that seems safe and financially healthy.
GTWO , GMIN , ARTG , FDR , SGD ,OLA are just a few things 🥭 needs from canada .
What is HKD and SGD? Is that like some collector's edition of Monopoly money??
Yes AUD. Our fiat is kinda like Canada’s, quite dependent on our mining industry commodities. I rather hold ETFs. But we do have a few banks which allow you to hold other currency eg Euro like HSBC which allows you to hold: USD, GBP, EUR, HKD, CAD, JPY, NZD, SGD, and CNY.
No GRAB & Sea Ltd, if you look at their chart. These two hardly return to pass the 50% mark! Sea Limited is slightly better, but miss the boat for a long 1yr ago, where the price is at 42SGD.
I would strongly advise against switching only to the Euro. The economy of Europe is in shambles and all the economy data coming out is pretty disastrous. The continent is on the brink of a full scale war and has literally the worst neighbor in the world. Even if your theory is right about the USD you will probably want to spread the risk a little bit with CHF and GBP, if nothing else (maybe SGD, JPY).
A car in Singapore minimally cost 100k SGD or 80k USD. Most cost much more, Id rather buy a car in the US. And SG oil is just as bad.
I've been holding this since 2023, it will probably dip when no news arrives. Don't FOMO on this(another stock that is worth watching for news pump is SGD).
**Title : Seeking Advice on Investing SGD 10K as a 21-Year-Old Beginner** Hi everyone, I'm 21 years old and have saved up SGD 10,000 that I’d like to start investing. I’m considering putting the entire amount into VOO (Vanguard S&P 500 ETF) for its diversification and historical performance. However, I’m also wondering if I should diversify further across other asset classes or regions. Here are a few questions I’d appreciate advice on: 1. **VOO vs Diversification:** Is it wise to put all my money into VOO as a beginner, or should I consider diversifying across different ETFs, stocks, or even asset classes like bonds or REITs? 2. **Geographic Allocation:** Should I include exposure to international markets like Asia or Europe in addition to the U.S.? If so, what are some recommended ETFs or strategies? 3. **Risk Management:** Given my age and time horizon, how should I think about balancing risk and reward? 4. **Lump Sum vs DCA:** Should I invest the entire amount at once or use a dollar-cost averaging (DCA) strategy over time? 5. **Alternative Investments:** Are there other beginner-friendly investment options I should consider, such as robo-advisors or thematic ETFs? **6. L**ASTLY...... what platforms would you recommend me as a beginner ? Any guidance, tips, or personal experiences would be greatly appreciated! Thanks in advance.
> honestly and transformers are really what the AI hype is about. Nah, not really. Transformers are the latest flavor, the power is in SGD, Deep learning, and the information content of natural language.
SGD spotted, Hai! 
OP what brokerage is this ? I see SGD
TRNR, AKTS, QLGN, FUBO, BURU, SAG, SGD, BA. Muchos gracias 💪
It’s SGD it’s fake money. You’ll be fine
**Top pre-market gainers:** $ALBT +258% $DGLY +75% $SGD +59% $BURU +40% $SERV +37% **Top pre-market losers:** $TCBP -44% $VEV -26% $SYTA -25% $SURG -24% $KITT -19%
whats SGD? its okay bud, cryptocurrency isnt real money anyways.
I see SGD quotes. Go beg RoM for a loan.
Any idea why the SGD/AUD currency is increasing at such a fast rate? AUD has been dropping against USD, EUR and JPY too. Is AUD going to continue decreasing or is this just a phase?
Yes it has cost me dearly. Every time they pay me dividends, I immediately convert it to SGD because of what JPY did. One of the reasons I own gold and BTC is to hopefully operate as a FX exchange rate hedge. One of the advantages of weakening currencies is the stock market is booming in such countries. e.g. see Turkey. Turkish Lira is weak but their stocks are going to the moon. There is still a net gain by owning stocks because everyone in Turkey/Japan is piling their weakening currencies into the stock market. So it creates a rising tide.
You’ve got a pretty solid setup already. Your IBKR account is valued at 310,000 SGD, though it's mostly in cash, and you're sitting on a Rivian paper loss of around 120,000 SGD. You're hoping for a recovery there, which would bring your account up to 450,000 SGD. In the meantime, you’re generating decent returns by selling cash-secured puts (CSPs) on blue-chip stocks. Smart move there. Over in the bond department, you’ve got 1,000,000 SGD in Singaporean bonds, yielding an average of 3% over the next decade. You're aiming to bump this up to 200,000 SGD, though you’re a bit uncertain about how long that 3% rate will hold up. Not a bad spot to be in, given the stability bonds can offer. You've also got 25,000 SGD in cash, which gives you some liquidity to work with. Your plan is to save an additional 400,000 SGD over the next five years from your salary, which is impressive. By the end of this period, you’re expecting to have at least 800,000 SGD, assuming your paper losses don’t recover and you don’t generate any passive income. Once you’ve reached this point, you plan to invest everything into rental properties to generate some passive income. Overall, your goals seem quite achievable with your disciplined savings plan and current financial base. However, there are a few things to consider and perhaps tweak. Firstly, having 95% of your IBKR account in cash is quite conservative. While it’s good to be cautious, you might be missing out on potential growth. Diversifying into low-risk investments or a mix of equities could help your money grow more effectively over time. This way, you’re not just waiting for the Rivian recovery but actively working towards increasing your capital. Speaking of Rivian, a paper loss of 120,000 SGD is significant. Keep an eye on market trends and news around Rivian. If the outlook for recovery isn’t promising, it might be worth considering cutting your losses and reallocating that capital into more stable investments. Your bond holdings are a strong point, providing steady returns. However, given your goal to increase this to 200,000 SGD, keep monitoring interest rates and the bond market. If the rates drop, you might want to explore other fixed-income securities or even some high-yield savings accounts to ensure you’re still getting a decent return. Your savings plan of 400,000 SGD over five years is ambitious but very doable if you maintain your current discipline. Just make sure to regularly review your budget and savings to stay on track. When it comes to investing in rental properties, this can be a great way to generate passive income. The property market in Singapore can be quite lucrative, but it’s essential to do thorough research. Look into market trends, rental yields, and property management costs. Also, consider any changes in property laws or taxes that could affect your returns. Don’t forget to keep a robust emergency fund. Your current cash reserve is good, but ensure it’s sufficient to cover any unexpected expenses. Lastly, onsidering the complexity and size of your portfolio, it might be beneficial to consult with a financial advisor. They can provide tailored advice and help you optimize your investment strategy. All in all, your financial goals are well thought out and within reach. With a bit of tweaking and continuous monitoring, you’re on a solid path to achieve them. Good luck, and may your financial journey be smooth and prosperous!
Exactly what I tell to.anyone laughing at this guy. You could say the same for singaporian dollar VS malaysian ringgit. What you paid your rent on SGD??? Now it is up 10 times, imagine what lol
Fuck my throat with a hot curling iron. I thought SGD was too high to get in a 20% jump.
For floats of less than 250M, with a price of under $20. I can only see ENVB and SGD moving and still kind of choppy.
Look SGD ..ibrx is popped yet
https://preview.redd.it/i2w1om6vjktc1.png?width=417&format=png&auto=webp&s=1bafb209f4a5e2129132fdf3347e0fd523749a4e Im up bruh for the last 2 weeks started off with $800 SGD about 550 USD
Your post with title "$SGD 72 hours till the AI Real Estate drop! https://ir.sgdevco.com/news-events/press-releases/detail/18/safe-and-green-development-corp-to-roll-out-xene-platform-march-27th-2024" has been automatically removed from r/PennyStocks for being low-effort/spam. (Low word count) probably by u/automod *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/pennystocks) if you have any questions or concerns.*
Your post with title "$SGD AI meets Real Estate March 27th" has been automatically removed from r/PennyStocks for being low-effort/spam. (Low word count) probably by u/automod *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/pennystocks) if you have any questions or concerns.*
$SGD no dilution! “No shares of common stock of the registrant have been OR WILL BE issued or sold under the Registration Statement.” Filed with SEC on 11/16/2023. [https://ir.sgdevco.com/sec-filings/all-sec-filings/content/0001213900-23-087725/0001213900-23-087725.pdf](https://ir.sgdevco.com/sec-filings/all-sec-filings/content/0001213900-23-087725/0001213900-23-087725.pdf) https://preview.redd.it/ev90fcpcjlnc1.jpeg?width=1781&format=pjpg&auto=webp&s=8db7420770b14967aaa1d277edb9d080dbcc3c6b
$SGD will be releasing AI software to gain a competitive edge in locating REO type properties on March 27th, 2024. https://preview.redd.it/q27dd5lxalnc1.jpeg?width=828&format=pjpg&auto=webp&s=d0155a932a23abb2e241730d29e0fe7d109cf1f0
Singaporean I think - uses SGD
TL;DR OP liked changing the currency of his losses over the past 6 years (SGD, USD, EUR, BTC/others), but he never learned to stop producing losses.