Reddit Posts
Can you tell when I discovered options?
What kind of announcement from PayPal would justify me dumping money into it this morning
Puts on PYPL in prep for 1/25 announcement. Made enough to cover bills for the month.
Warren Buffett's New Secret Stock PYPL?
$PYPL Ad: Six innovations that will revolutionize commerce
Anyone have positions on $PYPL in anticipation of Jan 25 news
PYPL Crash- still room for 1/26 gains?
New Meme Stock On The Horizon!!! and more
Did I just make half a million by mistake?
Huge volume increase in PYPL $85 Call 1/26
It's been quite the six figure (several) ride down over the past year. No one tells you it gets faster as you get closer to zero. Inherited
Been quite the 6 figure (several) ride down this year. No one tells you it goes faster as you get closer to zero
Paypal rally after the CEO came on CNBC in a nutshell
PayPal: Substantially Undervalued - Market Fails to Recognize Growth Potential
We’ve seen your picks for 2024 stocks, what about which ones are going to be flat?
I'm back with another 6 figure YOLO with $PYPL
🔥 PayPal (PYPL) - The Comeback Play! 🔥
PayPal Stock PYPL 2 Targets Major WIN Ahead 1 Critical Barrier Broken for Stock Holders
2024 and the 1099-k. How will the market react to the tax on side hustle?
2024 and the 1099-k. How will the market react to the tax on side hustle?
If everybody is predicting a recession, why are payments companies absolutely booming?
At least this week was better. Still down huge on PYPL.
Sold puts on Tesla as it tanked below $200. Bought PYPL and PLTR calls before earnings. Bought SPY calls before Thursday’s rally
$PYPL LFG Paytards I didn't hear no bell
Why is $PYPL so hot amongst this sub atm?
Suggestions on how to recover losses if I am not selling my winners
When do you close 0DTE or 7DTE?
I’m down so bad the only logical thing to do was buy more $PYPL
Is there anything that makes PYPL attractive right now?
Thoughts on Higher Value Dividend Stocks that have been pushed down recently?
The overall market sucks…please allow discussion of penny stocks
Just turned 18 Buying my First Options Calls-Puts Ever
At least I’m not doing as badly as the “PYPL has a moat” guy.
US tax citizens, why do you like dividend paying stocks?
Exploring the Depths: PYPL and SQ Stocks nearing 52-week Lows – Is it time to dive in?
Exploring the Depths: PYPL and SQ Stocks Nearing 52-Week Lows – Is It Time to Dive In?"
I am about to make the bet of my life - Financial Freedom by 2025 or Nothing
Took out student loans and went all in on $TSLA $PYPL $PLTR $TRIP after finding out my swimmers are active by my wife pixie stick.
PYPL YOLO increased to $106k. Deep Value Edition
u regards think $PYPL is a good match for X ?
Mentions
I think $PYPL stock is not as dog shit as the market is making it out to be. Gonna park $115k in shares for a little while.
is PYPL the biggest POS stock there is ? can't even hold 1 day gains lmao
PYPL. Bunch of shit hasn't moved in 3 years
I believe so, my PYPL puts were like -30% then all of sudden they were green
$PYPL Painpal have enough “PAIN”
Anyone knows why PYPL is up 5%?
wtf is going on with PYPL? Literally going parabolic right now.
I'm going absolutely NUTTY on $UNH tommorrow, and may add some $LULU and $PYPL calls
I had calls week after week and kept getting burned. It literally broke out the week I didn't buy calls. Same for BIDU. I've been getting burned on PYPL calls week after week. About to pull the plug and give up on it. Take that for what you will
What the hell is going on with $PYPL, feels like it is pressured down, even with all the big news coming out
Before PLTR Q2 earnings people were saying it was priced for perfection, but then when PLTR reported earnings they beat the expected perfect earnings. 82% of S&P500 companies beat estimates in Q2. AAII investor survey sits at 41.7% bullish, just 4.2% above the ave bullishness for the last 2 weeks. Only reason natural disasters keep getting worse is because we keep building more and more homes near oceans that get bad weather, weather isn't getting worse. I think people are way to bearish on the market and people are underestimating the affects of AI on business growth and earnings. I will stay in the companies I own, other then PYPL, I could dump that one. At most I will buy some puts to hedge if things start looking bad. Things are never as bad as people think there will be and I would be more concerned about the economy if everyone was bullish. It is only a top when everyone is bullish.
Someone poke PYPL with a stick pls and thank you
This and PYPL are value trap stocks where you think it is very cheap but still keeps going down, except PYPL is better
Someone tell PYPL to go up pls
PYPL stock needs to stop sucking... average in at $79 thinking it would go back to $93+ used to be over $100+... sitting at $67 and if i sold it I would be down 15% or almost $1000, at this point i'm ready to dump it even and just not touch it for awhile... there's better places that money could've been.
Huge PYPL calls at the open today. PYPL announced multi-billion $ deal with Blue Owl Capital. Will sell them before end of day though
PYPL gonna move soon
PYPL just got a nice bump PM
Yeah these bags are heavy. I mean, PYPL and XYZ (formerly known as SQ) are absolutely legitimate value plays
PYPL feels like the safest play on the list given the stability of the business and the level of future buybacks: hard to see it dropping significantly from here unless something materially changes with the core business. I think FOUR is the deepest value when accounting for growth, which management seems confident will persist out through '27. Much higher beta to the real economy though given their exposure to hospitality and restaurants.
The ones that I see as value : CNC PYPL D
PYPL made a deal with GOOG and barely moved the stock, goofy
PYPL printed on calls this morning but isn't very kind this afternoon
As a PYPL bag holder, yes plz buy it everyone.
PYPL joined with Google to handle ecommerce transactions. I'm going back to calls this afternoon with 9/26 exp date
PYPL calls printed this morning followed by puts. It's time for the calls to begin this afternoon
Anyone else think PYPL is undervalued?
PYPL venture into stablecoin is picking up steam.. Anyone else buying calls today?
I totally agree. I bought LULU and UNH after reading kella.ai's thesis on them. Some other value plays that I am looking at: $CROX, $DVA, $JD, $OXY, $PYPL, $STZ, $ELV. As reference, [https://kella.ai/stock/LULU](https://kella.ai/stock/LULU) [https://kella.ai/stock/UNH](https://kella.ai/stock/UNH)
Yeah, the just buy calls everyday crowd always win, but I just always think surely this will be the day it’ll dip I’m also loaded heavily into PYPL 71c’s cuz someone here said it would hit 80 by EOW (it will not)
Why am I so heavy into PYPL weeklies, every other play I was looking at turned into baggers and I chose this one
PYPL being slept on rn
anyone else betting on PYPL to have a pop this week?
I don't like ELF at first glance. I don't follow it, so maybe you know something I don't. PYPL has stiff competition. I like what they're saying they are going to do, just not sure if I believe they can pull it off. AMD/ NVDA- Seem to have lots of support. No signs of slowing down. AMZN- read some concerning information about valuations on Amazon, but I still think they are a good play long term. GOOGL- Tough the ignore this machine. They adapt and overcome. NKE- Not something I know about. I did own it 25 years ago, but had to sell to pay bills. HD- Seems like a solid play. Interest rates down- building up. Home prices up to much- stay and remodel. They win either way. I think it's a solid portfolio. I have invested for a while and I do better than average. That said, I struggle to beat S&P and NASDAQ ETFs. I'd consider putting a significant amount into ETFs. The day is coming when I step away and simply invest in them. Best of Luck!
Price per share is literally meaningless. A stock that is $1 per share could be crazy expensive while a $1,000 per share company could be crazy overpriced. Undervalued means things like price to earnings, price to sales, price to book, price to free cash flow, etc... Are lower than they should be. You can buy fractional shares on most brokerages, there is no reason to care about the actual share price. Price to Earnings is the simplest thing to measure. You take the market cap of the company (price per share * number of shares) and divide that by their annual profit. So a $100M company earning $10M per year has a P/E of 10. If they don't grow or shrink it would take them 10 years to produce their market value. So you compare that to their competitors, their market position, how much of a risk competitors are, how much room they have to grow, their growth rate, their return on invested money, brand value, etc... And you try to find good stocks trading below their true value. I do think deals are getting hard to find in this market. I think GOOG, NVDA, AMD are all great companies trading a bit below their fair value. I think UBER is at a great price now because people think self driving cars will kill them but I see them as #1 in a space that is about to become way more profitable. PYPL is also priced like its dying but they are doing fine and are planning a new venture as an inter-app payment processor. As for some more boring companies, BRK.B is trading at bargain proces due to Warren Buffett stepping down at the end of the year. UPS and Fedex are dirt cheap. There a ton of healthcare companies at half price right now. UNH, NVO, LLY, etc... A lot of chatter here about retailers like Lululemon and Target trading for super cheap. There is also a lot of value in non-US markets if you want to go shopping around Europe, Asia, South America for deals or just buy ETFs representing whole countries/regions.
i wholeheartedly disagree with all three of those. i would do RBLX PLTR DIS PYPL or NEGG.
even with the so-called corrupt system that we have now, that you claim, we don’t have enough tech workers. What do you think is going to be happening going forward? I know plenty of people in tech too, I won’t name, company specifics, but let’s just say in every team maybe you have one or two native born Americans. The rest of the people in the team is not there because they are under cutting some American out of a job. In the event that does happen on some anecdotal basis, I would venture to say it’s not very common or likely the reason. Americans don’t make, and we don’t have, enough nativeborn engineers. That’s just a fact. And another inconvenient fact, more often than not, they run circles around the native Bourne American engineers. A lot of companies in Silicon Valley are headed by, or started by engineers who came here as students and H1 visas. Now there will be a brain drain of sorts out of this country where they don’t even come to America, and they either stay in their native countries or go to Canada or Australia or France… Etc.… And start the next PYPL or PLTR or TSLA over there instead. And one day, we will wake up 10 or 20 or 30 years from now and wonder what happened? Why did the whole world pass us by? I want the smartest kid in India in America! I want the smartest kids in China, or Russia, or Brazil, or North Korea for that matter… I want them in America… We NEED them in America. Trump laments the fact that we don’t take credit for winning World War II for example. The reason we won that war, because Germany didn’t appreciate and chase away or otherwise discourage from settling in Germany. The best physicist they had and were available at the time.
curious about the chart or technical setup you use to enter a vertical put spread? I've used pure momentum trades, at or near a recent high with no bad news, and also used setups with stocks at a recent low but watching for signs of it climbing back up, 2 examples being FVRR and PYPL.
Down 30k after PYPL tank on Nov 2021
Not even GOOG can save PYPL. Ill prob buy some more though.
Overhyped - SOFI Overlooked - PYPL
Why is market not reacting to Google/PYPL deal? PYPL barley moving. I know the bear thesis for PYPL but the valuation gave me an itch to buy, and this deals makes me want buy.
$PYPL PAINPAL never have the glory day!
Anyone buying PYPL after the announcement or nothing burger?
PYPL is on its way back to 80 with this Google partnership.
PYPL what’s going on over there
PYPL 🚀🚀 told yallllll
It’s a Robinhood metric on their stock profile page for PYPL
was hoping PYPL would be bankrupt by now, oh well - maybe next year
PYPL GOOGL - can the news push PYPL towards a breakout?
Smart move selling underperformers. PYPL and TWLO have struggled with growth and market challenges. Block (Square) has more potential with fintech diversification. Moving to a money market fund like VUSXX is a safe temporary strategy while reassessing your portfolio. Consider more stable growth stocks or broad market ETFs.
Not buying the dip but still crazy to know that LULU and PYPL are below their March 2020 covid lows
KLAR, the 4 payment king is ready to take down PYPL, SZL, AFRM
Do a DCF on PYPL and tell me what you found 😜
PYPL next week?????
Is PYPL dumping because or Klarna?
What happened with $PYPL? As soon as I've got calls it dropped like a rock! 😭
PYPL fell through 67 support, next step 65.4. If it fails that it will likely gap down to 60. at a share price of 60 paypal will have a trailing PE of 12.5 and forward PE of 10. insane.
PYPL might be the worst stock of 2025
$PYPL it looks soooooo good on paper….
I'm just around even on PYPL having started entering somewhere around september 2024. Thing I will wait for rates to get cut to see if at least that drives it a bit and start unloading partially. Will likely keep a good bit for the long run because I don't see it going significantly lower.
The specific thing PYPL does that I haven’t seen any other payment providers do so far is charge a small monthly fee for using their network even once. It took me awhile to figure out what the $1.36 (or some similarly small monthly charge) was labeled infineon or something like that, and eventually figured out that PYPL was charging service fees for using their network that seemingly nobody else in the field does. I watch my finances pretty closely and they still got this one past me for several months, so I’m willing to bet your average consumer hasn’t noticed this yet. I assume this is PYPL attempting to cling to profits for as long as possible in an obviously shifting landscape. If their primary competitors in the space weren’t GOOGL and AAPL I would say they have a better chance of coming back strong.
I like CRM, but absolutely hate PYPL. Not just as an investment either. I hate PYPL as a consumer and avoid using them at all costs (Which is pretty easy these days)
I’m no expert, but I have done tax harvesting in the past… and what you’re describing is complete confusion to me. So, one of us is clearly wrong. First: I don’t know if tax harvesting will work in a tax sheltered portfolio… but that may not be true for you, given your age? Tax harvesting works if you are already down on a trade and it is not a tax sheltered account. For example, if you were a moron and bought PYPL in 2022 for $180 a share, but then sold it in 2025 for $70 a share… that’s a loss of $110 per share. This “loss” would be deducted against your capital gains/ income at tax time. There are rules about buying and selling the same equity before and after a tax loss trade, so do some homework, or your loss could be a wash, and no longer a deduction. The point I’m trying to make though is that PYPL is way down from $180… and may never reach that value again. So perhaps it is worth cutting the loss and getting some money back to invest into something else, and at least get a tax deduction- especially if that tax deduction can lower you into a lower bracket. AAPL is not only performing relatively well, but will likely grow higher in the future, so I’m not sure why you’d sell AAPL as a tax harvest? Hope that helps. DISCLAIMER: since I’m the moron who bought PYPL in 2022, I clearly should not give out any advice, so I’m not recommending anything in this comment.
Can’t believe PYPL is still in any top 10 stocks. With so much competition it is not growing
Dunno about 12 months, but one trick for doing these is to think about what stocks you and everybody just hates. The ones that you cannot conceive have and path to mooning in the foreseeable future. Like when Netflix and Facebook were considered DOA. Even just sticking to this year. When nobody would buy RKT with the special div discount. Nvda and Dell falling below $100. DIS in the $70s, UBER in the $50 on Musk robotaxi BS, CELH $27 because of sales and distribution fears, etc. Looking at things now that most would say have no hope of recovery. UNH going to be pummeled and criminally charged and crushed by claims. PYPL thought to have no future. BROS “will get get squashed by Starbucks new CEO”. LULU has lost their consumer. Some of these probably won’t bounce and will continue to languish. But some of them will rally so much that we’ll almost forget they were ever such no-touch names. My larger bets are on renewables, especially solar. As of today, the greybeards will to short these, not buy them. They’ll say the russia-controlled sociopath running the country will continue to criminally sabotage them. Theyll be flanked by tech bros saying that magical fusion or salt reactors will somehow handle our immediate electricity needs. I just happen to think that electricity is everyone’s (business and individual alike) most inflated and most supply crunched utility, and that with every Evil Corp slurping up every joule of electricity they can get their hands on, electric utility costs will just continue to skyrocket. And yet at the same time, solar is free electricity from the sky. And we’re not just ignoring it, we have forces actively trying to kill it. It’s insanity. But those are forces that are malicious, yes, but also greedy. At a certain point, they’ll want free electricity too. Some will just do it low key, harvesting free sky electricity but not mentioning it in their corporate reports or to their trophy hunting buddies. Or maybe the untreated mental patient POTUS will randomly decide free electricity is a good thing. Then his cult is on board. We don’t know what the exact weaves of the path will be, but the fundamentals of electricity cost and demand tell us that free sky electricity will have its day in the sun. And for those of us here, value analysis can tell us that some names are ridiculously cheap if one believes that people will still need electricity in the future. I like the FSLR business, but liked the ticker more when it was 50% lower when a lonely pod of maybe 2 or 3 of us were here pounding the table. ENPH business is less attractive but my goodness is it oversold. The price/valuation is tempting. The stock price is down 90% even as sales only dipped 35%. Even a partial reversion would be a magnificent return. Not sure it will fit the 12 months window, but someday these will be out of the doghouse. If these do double or triple digit gains, waiting one or more years isn’t that bad.
I genuinely want to believe that your thesis is spot on. However, my deep red (albeit, not as red as yours, but still red) is very painful and makes me very nervous. I fear another PYPL fiasco here 😓
Happy that I got out with PYPL when I did.
PYPL just doing PYPL things down big for no reason
What happened to PYPL lmao
ok now i feel bad because you were nice. some advice--- if you're gonna pick individual stocks, stick to a few. like literally 5-10 depending on the kind of capital you have. trust me, fewer picks that you have a higher conviction on is better than an assorted stack. also i like the NVO, AMZN, PYPL, and MSFT.
UPS and SNAP are some of my heaviest bags. PYPL is the other, still holding at over 170 average.
Just grabbed a few PYPL shares, kinda feels cheap right now. Not sure if it’s gonna moon, but I like the cash flow. We’ll see how it plays out lol.
I used to be very bullish on PayPal, both as a company and as a stock. I’m a former employee too, so had additional shares through RSUs and the Employee Stock Purchase Plan (ESPP). My comment and post history about $PYPL might be some of the oldest on Reddit, honestly. But my opinion has soured on them over the past few years. They’re just simply not an innovative or omnipresent as they used to be, and while I’m very bullish on e-commerce and payment processing, I am not bullish on PayPal as a payment method, nor on PayPal as a payment processor, nor on PayPal’s stablecoin thesis, nor the adoption of their “super app” and/or the wallet. It’s a very competitive field in each of those markets and I don’t see them actually gaining market share in any of these spaces: Global businesses rely on payment processors to facilitate secure transactions, manage fraud detection, and ensure compliance with international regulations. The payment processing industry clearly isn’t slowing down as digital payments become more accessible to help local businesses expand globally. * Digital transaction growth is fuelled by eCommerce and mobile payments where PayPal (45.39%), Stripe (17.33%), and Shopify Pay Installments (15.73%) are the top three most-used payment processing technologies worldwide in August 2024 ([Statista source](https://www.statista.com/statistics/895236/australia-market-share-online-payment-platforms/). * Embedded finance solutions are experiencing significant growth, with forecasts that the global market will reach $606 billion. * Experts also anticipate $6.5 trillion in payments processed through embedded channels by 2025. ([Airwallex](https://www.airwallex.com/uk/embedded-finance-opportunity-for-platforms-and-marketplaces)) With respect to **payment methods**, customers have high expectations at checkout. * 70% of global shoppers abandon their cart after adding items. One of the top reasons these customers abandoned their carts was that there weren’t enough payment methods. Customers want to see their preferred payment methods and enjoy a great user experience. This means localization and local payment methods can help build trust and improve the payment experience. This is supported by evidence that 93% of consumers claim that seeing products in their local currency impacts their decision to purchase. * When we look at cross-border purchases, 39% of global consumers use credit cards, 26% prefer digital wallets, and 23% use debit cards. * Digital payment methods reign supreme. Research estimates that 78% of consumers from China prefer digital payment methods. This sentiment is echoed in the UK and US, showing that 50% of consumers prefer digital payment methods. An area that I think PayPal had a leg up with digital wallets, but I frankly think they’re going to lose that game to the mobile phone players such as Apple and Google. Not to mention that these two companies already have their own single layer of identity where you can sign in with AppleID, FaceID, your Gmail account, etc., to create an account or profile anywhere online. But I do think digital wallets is the space to be: Digital wallets are increasingly popular globally, with 37% of Australians, 33% of UK citizens, and 27% of Americans preferring global digital wallets over other payment methods. Sources: https://www.airwallex.com/us/blog/payment-processing-industry-statistics But at the end of the day, they have single digit revenue growth and don’t appear to be growing at the rate they used to.
The best thing I ever did was rotate my PYPL money into other stocks a year or two ago. It’s almost like holding cash so it’s safe but I don’t tink it will outperform the index
I hit big back when it dipped in April, bought a bunch of GOOG, APPL, NVDA and PYPL for super cheap. Then sold of those shares everyday to have money to bet on puts that I lost on everyday From 480 to 649, puts every single day. Maybe 2 or 3 days with without puts since April
I have so much hate in my heart for Tesla and PYPL…
I'm not talking about P/E. It's not a good metric. I'm referring owner's earnings and EV/FCF. That being said, the cheaper the company with all else being equal, the higher the odds for a good return and the better your downside is protected. There is enough literature out there that confirms this heuristic. Again, I'm just commenting on what I'm seeing. Reminds me a bit of 2021/2022 when the big high multiple stocks such as EV companies (NIO, WKHS, ...), payment platforms (SHOP, PYPL) and weed stocks started collapsing.
Short summary of thesis: ADBE/GOOGL: AI is not killing SaaS/Search; have great fundamentals and undervalued OSCR/UNH: Temporary tailwinds, great management teams, margins will recover in 2026. OSCR is my "fun/exciting" pick with multibagger potential. ASML: "Foundation" of the "AI supply chain". Monopolistic META/AMZN: Everyone and their mother uses it... good fundamentals. PYPL: Undervalued, I believe its at a pivoting point since Alex Chriss took over. PayPal world and Venmo will be the catalyst. Long term investor, 12+ month timeline Weights: GOOGL - 19.6% OSCR - 18.43% UNH - 12.16% ASML - 12.01% META - 9.52% PYPL - 9.49% ADBE - 9.47% AMZN - 8.99%
lmao my 1/16 UUUU calls are the opposite of this. I bought them like 2 months ago. Then I sold my boring PYPL calls this morning and bought a bunch of UURAF while it was -3% today. What are you doing, OP?
Trunq pls take a stake in these PYPL calls
PYPL but its more like a problem child lol
You clearly weren’t here for the 2021 0% interest rate frenzy. Garbage stocks like PYPL were worth like half a trillion.
I look at PayPal and XYZ and they are both improving in profits. And I keep reading they face so much competition as they continue to get better results. But wall street keeps moving the goal post. I agree about what you are saying, but they *both seem undervalued to me.* It's just strange, some stock just don't get the hype of the AI stocks which I do own and they just get passed over. I think both are good in the long term, but I personally wish I didn't get into PYPL-see what happens. XZY seems to be a somewhat better investment to me in *My* opinion. Their CEO seems to be a really innovative leader to me and that's really important. Lets hope for the best.
Praying to Jerome that my PYPL calls are deep in the money tomorrow
Lol these guys should've bought PYPL at 200 and then 100 and... Oh wait Or XYZ/Square at 200 then 150 then 100 then.... Etc etc Meta was truly an outlier