BR

meparadis

AYR is going BR bro don't touch this crap

Retired-Programmer

Robinhood has a history of freezing accounts. Here is a post by a reddit user that has a bunch of email addresses to Vlad that he feels is what fixed the problem. He listed 6 email addresses (which the Autobot won't let me add to this comment). The post is at: URL to thread r/ClassActionRobinHood Subreddit Name: Robinhood Email addresses used to get my money back! Date: Oct 22,2025 (2 months ago) URL to subreaddit he created: [https://www.reddit.com/r/ClassActionRobinHood/comments/1odfqtw/robinhood\_email\_addresses\_used\_to\_get\_my\_money/?%24deep\_link=true&correlation\_id=aa9e219c-07e3-44a7-b948-47c937304a24&post\_fullname=t3\_1odfqtw&post\_index=0&ref=email\_digest&ref\_campaign=email\_digest&ref\_source=email&target\_user=Retired-Programmer&utm\_content=post\_body&%243p=e\_as&\_branch\_match\_id=1455134478115399774&utm\_medium=Email%20Amazon%20SES&\_branch\_referrer=H4sIAAAAAAAAA21QXU%2FDMAz8Nd1b99GElSJNaBpCPKL9gShNvDYiiYOTquyF347LgCekRLLuzvb5xlJSfthsCKx1Za1TWnsX3zYiPVaNFOkASucVl0hucFF7NZE%2FjEtXJY5V88xvnuf1T7%2FBwADxP3md89EUh%2FGMvYsviJZhFgSIJXO5Q3t5L%2FOiXwQjCxQE7bzS1hLkDFlNGawqqAYoKlxVwAjXZangvXeNtABJLX4r8VRogqrZGyQCr5e9ylnGte6g2XWm3rYgail1W%2FedvK9lazrRiq3UjeS%2BhLmoy%2BR91AGWcUL9GbyRLlr4YGbLAMGFq5tb6wbI5QYqo0PSboj%2FsxknMvDLMVg0LafxmcToGYrjIOtXwoE0B8VB7qcSlMFYODWWfDvp0V5XnzwQiFwcVE8484TDaSQM8AXeUqjK0wEAAA%3D%3D](https://www.reddit.com/r/ClassActionRobinHood/comments/1odfqtw/robinhood_email_addresses_used_to_get_my_money/?%24deep_link=true&correlation_id=aa9e219c-07e3-44a7-b948-47c937304a24&post_fullname=t3_1odfqtw&post_index=0&ref=email_digest&ref_campaign=email_digest&ref_source=email&target_user=Retired-Programmer&utm_content=post_body&%243p=e_as&_branch_match_id=1455134478115399774&utm_medium=Email%20Amazon%20SES&_branch_referrer=H4sIAAAAAAAAA21QXU%2FDMAz8Nd1b99GElSJNaBpCPKL9gShNvDYiiYOTquyF347LgCekRLLuzvb5xlJSfthsCKx1Za1TWnsX3zYiPVaNFOkASucVl0hucFF7NZE%2FjEtXJY5V88xvnuf1T7%2FBwADxP3md89EUh%2FGMvYsviJZhFgSIJXO5Q3t5L%2FOiXwQjCxQE7bzS1hLkDFlNGawqqAYoKlxVwAjXZangvXeNtABJLX4r8VRogqrZGyQCr5e9ylnGte6g2XWm3rYgail1W%2FedvK9lazrRiq3UjeS%2BhLmoy%2BR91AGWcUL9GbyRLlr4YGbLAMGFq5tb6wbI5QYqo0PSboj%2FsxknMvDLMVg0LafxmcToGYrjIOtXwoE0B8VB7qcSlMFYODWWfDvp0V5XnzwQiFwcVE8484TDaSQM8AXeUqjK0wEAAA%3D%3D)

Effective-Sir6938

I went to the USA once, about 10 years ago... In Miami, I went to eat a McDonald's... a man came in, almost 80 years old by appearance, of Italian descent, very similar to my uncles/grandfathers... in a suit and such... he went to the trash can to get leftover food... China and Russia are two dictatorships, one popular, the other oligarchic... my brother-in-law recently went to China, the guy has always been extremely right-wing, he's a businessman here in BR, he went there import..he stayed there for a while, visited several cities.. he said he saw 0 beggars.. organized cities.. he was amazed by China.. he went from extreme right to right

Mortyshorty420

Check your local electricity providers and if they belong to BR Also water refineries, housing, Internet It’s a fun game

modder9

My gf and I both WFH so we are looking for at least 4BR. Both snipped so all the space is just for us and the cats.

Internal_Field5970

Bers are plasma pistol charge them BR rifle swap losers while us bols are rocket launcher sword glitching across the charts 

iamaforklift

1. Doesn't compare like for like. The median person might rent a 1-2BR apartment. That's not the same as a median house. That's why your entire argument doesn't work. If you want to live in a studio for 30 yrs, more power to you. You will likely make lots of money doing that. Lots of people don't want to do that. 2. You can use recency bias all you'd like, but most people use conservative estimates for a reason. Why do you think 11 or 16% is a reasonable CAGR to expect over 30 yrs? 3. I have no idea what you're talking about, but you seem lost

iamaforklift

A lot of this varies depending on where you live, but buying usually wins after several years in terms of monthly cost. I think maintenance cost is too high in your example and it can screw your projections a lot. Here's your exact example but with 1% maintenance cost. You're also not really comparing apples to apples most likely. 2400 is less than a what section 8 pays on a 1BR apartment here in my town in MA. If you want to rent a house, it's more like double that and home prices 650K+ [https://www.calculator.net/rent-vs-buy-calculator.html?chomeprice=500%2C000&cdownpay=20&cinterest=6.316&cloanterm=30&cbuyclosing=2&cpropertytax=1.5&cpropertytaxincrease=3&chomeinsurance=2%2C500&choa=0&cmaintenance=1&cvalueincrease=3&ccostinsuranceincrease=3&csellclosing=6&crental=2%2C400&crentalincrease=5&crentinsurance=20&cdeposit=2%2C400&cupfront=7%2C200&cinvestreturn=10&cfedtax=25&cstatetax=0&cfilestatus=MarriedJoint&x=Calculate](https://www.calculator.net/rent-vs-buy-calculator.html?chomeprice=500%2C000&cdownpay=20&cinterest=6.316&cloanterm=30&cbuyclosing=2&cpropertytax=1.5&cpropertytaxincrease=3&chomeinsurance=2%2C500&choa=0&cmaintenance=1&cvalueincrease=3&ccostinsuranceincrease=3&csellclosing=6&crental=2%2C400&crentalincrease=5&crentinsurance=20&cdeposit=2%2C400&cupfront=7%2C200&cinvestreturn=10&cfedtax=25&cstatetax=0&cfilestatus=MarriedJoint&x=Calculate)

blm4lyfe

Nvidia CEO to Intel: No Settlement (2010) https://youtu.be/BR8Qs31Frxw?si=aiUTr7SC-ahE3rlJ

PaperHandsTheDip

Really appreciate the comments. \> Tariffs could 100% be an issue. I believe it's everyones largest concern (including, ie, mine). Yes, I'm inclined to agree. They were discussed over 30 times on the last ER's and it was the most discussed topic via analysts. I think there's a lot of uncertainty around them right now. GAP is diversifying their supply chain to mitigate the effects - with \~10% of inventory produced in china as of their last ER's and down to \~3% by EOY. \> Gap has to prove that their campaigns they have done lead to sales and conversion not just impressions. I think it’s really unknown until their earnings.  100% correct. We won't see this until their ER's, which are in less than 3 weeks. Trends and sales are often correlated, but not implicated. Incomplete data here. \> Old navy needs to maintain or increase their sales, banana republic also needs to do the same as well and any recovery story for Athleta. Old navy is the largest contributor to GAPs sales. It's over half of their sales iirc. On their last ER's they stated that they expect it to continue to do well & continue growing. GAP is their 2nd largest brand, and is the one I suspect we will see meaningful growth on. What I'm seeing online suggests that things might actually be selling (although I have no evidence yet, only speculation). I guess a concern of mine is how much is selling, and how much of an impact will it have? GAP is only 1 brand. We won't know until we see the numbers. BR & Athleta are likely small enough that even if they just "go sideways" and don't really grow / do much I suspect the much larger brands (old navy & gap) will dominate them. \> Their campaign with Katseye has faded out which is no surprise, but I do like is that they are able to do something different for the brand This is very true re: katseye. Trends come and go. What matters is the stickiness of them. What I liked is that they launched several followup ones (none near as viral) and they all seemed to do incredibly well. IE: See the Sandy Liang collection. I'm inclined to believe they increased their brand awareness via these campaigns. This is why I was looking at more recent campaigns / trends (the last one I saw was 3 weeks ago and sold out more or less instantly). Katseye was definitely the most prominent one though. \> This could potentially be the blueprint for Gap to bring cultural relevance again by putting themselves with thoughtful collaborations. I'm hoping.

ivegotwonderfulnews

1/2 the company is still owned by the founder(s) too. You’re not going to get much love for gap on Reddit but I think they are doing everything right. Old navy is a staple at this point. Gap/BR are getting better. Athleta is meh despite them really trying to get that going. The stock has been stuck to the low 20s forever so I think there will need to be a “wow” catalyst to get it above its range over the last couple years. Best of luck on the trade

fastlapp

In this case, you have the current SEC chairman Paul Atkins - who is calling for tokenization as the next step in modern finance - as a former executive and board member of Securitize (had to step down to take SEC post). You have the Commerce Secretary's son (Lutnick) involved through CEPT. Big regulatory tailwinds, not headwinds, for this business. You have Blackrock with $2B assets on the Securitize platform and Larry Fink, CEO of BR, saying "“We’re not spending enough time talking about how quickly we’re going to tokenize every financial asset.” You have the President's son saying that they are going to tokenize the Trump real estate empire. You have Robinhood and other platforms tokenizing private company's shares so retail can get exposure to Anduril, etc. and employees can get liquidity (/ venture can dump on retail). To me, it seems like the stars are aligned for this company and this tokenization trend. You got 18% downside on a potential double or triple imo. Long 60k CEPT

No_Aerie_2717

I do not like this. BR europoor

GodFather2004

Well technically it’s not blackrock, it’s GIP, blackrock’s biggest accusation…. So yea practically BR bro Don’t miss out

I_am_Nerman

BR doesn't buy entire companies unless they're financials

TX_BallCoach40

https://www.youtube.com/live/a7qr6T6K2cU?si=aUD9BR9sY51ArWy-

Pinball_and_Proust

$47m? In NYC, that's like a 3BR condo.

ai-moderator

#TLDR --- Ticker: $LOTB.BR Direction: Up Prognosis: Buy shares and HODL. No options, just cookies. Secret Ingredient: The stock is super illiquid because the founding family owns most of it, so any new buyers will send the price flying. Snackquisition Target: Mondelez (Oreo's parent company) is already collaborating with them and could be a potential buyer.

KLYNW6055

The AI and quantum race, and critical mineral race is keeping the market afloat, you'll notice many others are on a plateauing trend. Even in a crash there's always a part, the S&P 500 will level out probably after a 30% drawback, then once it's drop begins to calm, it will skyrocket within two years. My hopes are for a proper correction because everything is just way too high, with even more weekly historical highs, why? Weaker dollar. With BRICS releasing the yuan as the currency for trade and banking, African countries buying the 3% rate vs our 7.5% rate, it will curb the international market first, then hit the U.S. and Canadian markets like a Cat. 5 hurricane. It will be ugly, it will be long lasting, but as we've seen every decade to two decades, it recovers with the next big thing. I predict the next crash will ignite the autonomous race. Robotic humanoids will be a thing, new batteries will be a thing, new quantum robotics and quantum's this and that will be a thing, and boom, the market will take off running yet again. 2027 to 2028 will for sure be the crash, it's coming so just set sell limits on all of your ETFs, hold your gold and graphene, start chemically separating uranium from glass from the last 100 years, and freeze dry some meals for the family. Maybe even start a great depression cookbook with everything you can make from potatoes and corn (syrup). In all seriousness, if 4 major bank heads say watch out, don't worry, but if you see the major hedges like BR, V, etc. start pulling out of anything non strategic, sell your stuff, and go get it in cash.

Message_10

I'd say at least that, to be honest. My wife and I are in Brooklyn and are--I wouldn't say "very frugal," but we don't really spend much month-to-month. We bought our 2BR/1BA coop in 2018 for about $400k and we'll probably live here forever (we're at 3.5% and the next step up the real estate ladder would be at least $900k for something almost kind of sort of livable). I've run the numbers probably 40 or 50 times and we'll need about $2M plus SS plus my wife's teachers' pension to be really comfortable for 30/35+ years of retirement. We could probably do it on $2M plus SS, but retirement isn't something in which you want to feel squeezed.

crazier_ed

3/No/BR

jiangfengrong

[https://www.amazon.com/Gorgons-Restless-Wanderer-Phillip-Potamites/dp/B0CQX1BR1T](https://www.amazon.com/Gorgons-Restless-Wanderer-Phillip-Potamites/dp/B0CQX1BR1T)

Due-Papaya-6217

$DFLI I’ve chosen the easy life. My blood pressure has decreased considerably. 

FantasticPeanut4853

Do you think it could hit 1.50 again after filing for BR?

No_Aerie_2717

Nokia. NO BR Finn

AirportMaterial5917

TEN SSCONDS TO OPEN UP THIS DOE. I S T G IM BOUTA BREAK THIS DOE. 10 9 8 7 6 5 BIRCH I BEEN KNEW HOW TO COUNT HOE wichO FOEHEADED ASSS OPEN UP THIS DOE BEFORE WE BR8kE this BiRCH

O_ut

My only issue with this is the current admin is very outspokenly anti abortion and seems not exactly favorable of permeant contraceptives bc of declining BR

No_Aerie_2717

Finland - Stock Market No thank you. BR Finn

No_Aerie_2717

Finland - Stock market = Hell no BR Finn

TheWood-

the BR better be good.

shirosith

No significant upcoming catalysts. However, they’re attending multiple conferences this week, including the one I mentioned above. In addition, CXAI’s EVP of strategic initiatives and VP of customer success and sales attended the WorkTech conference two days ago at BlackRock’s New York HQ. They shared a LinkedIn post with pictures. According to Yahoo, BR isn’t an institutional holder, but I hope their attendance to the conference, and the greater need for companies to use a workplace AI to seamlessly manage return to office will attract BR to invest. If you look at their homepage, they have really well known customers already. Lastly, Q3 is upcoming in early November.

Thangka6

I live in an expensive city in the US and... yeah... 2500 would even get you a 1-2 BR here too. 

geneel

Look at rent tho - was just in Milan and a 1-2 BR is 2500/mo... That wouldn't get you a studio in Manhattan. A beer in USA is 8 bucks vs 5-6.

randomwalker2016

For $1000, you can easily earn $400 with 0 risk by opening a Citizens Bank checking and savings account. There's a[ good deal going online right now. ](https://www.citizensbank.com/promo/checking/special-offer-2025-semc5.aspx?offer=SEM2&ctzMode=MKL-SEM--GGL--CHK--CTZ--BR--343266485704--172181940214&campaignid=22127397731&acctid=21700000001657417&dskeywordid=343266485704&lid=43700081363224526&ds_s_kwgid=58700008835593565&device=c&network=g&matchtype=e&locationid=9004380&creative=772511216291&targetid=aud-1987012812604:kwd-343266485704&adgroupid=172181940214&gclsrc=aw.ds&gad_source=1&gad_campaignid=22127397731&gbraid=0AAAAADfAOgEASzNrHPcupnn_1cc0V_lC4&gclid=Cj0KCQjwxL7GBhDXARIsAGOcmIMpZb10lMms2qA0CuSPu7JDTESQMwXpAk3wnyzlvLQqb1Vz9zIItYcaAnCxEALw_wcB)

Legitimate_Height424

How does the math work? At $150/week, that is only $600/room/month. And with renting, you're making half as much? Charging $300/BR?

melasses

There is no way 3.5 more years of this won’t end in a disaster. Even if Trump isn’t president that long the alternative isn’t good. You broke it, fix it! BR The civilised world .

Mharciello

Want ticker? SPX, COIN, HOOD, CRWV (fraudware), AMD, BR.K, META, MSFT and CEG

schureedgood

Honestly I found banana republic has basically the same prices as lulu but uses more natural materials for casual cases (larger demand than sport equipment). However, if you compare BR to the cheaper lines like old navy, it only contributes pennies to GAP. So maybe this midclass brandy cloths are not really that lucrative

Evol_Etah

Umm, I'm new and I have a question. ------ My company gave me 2500 stocks. Each stock is 15 usd. It might go to 20 usd in December. I'm poor, so this is the only money I'll ever have. Now, I really like Microsoft and BlackRock. And tech ETF I really think Microsoft will grow in 5 years. And I think BlackRock gives a lot of gain idk if that is true. But it looks great as a stock. I wanna understand dividends too. How much do these 2 stocks give. And a tech ETF. And my company stock has no dividends. My problem. Do I pull out all my 2500 stocks today at 15 usd. And put them all into Microsoft & BlackRock? Or into an ETF? Or wait till December when my stock will become 20 usd. Then pull it out and put it into Microsoft and BlackRock. Or ETFs. If I pull out now, I have less money, but I can get the dividends. Idk how much that will be though. And Microsoft goes up too right? I could profit more maybe? Than my +5 usd on my company stock? Also, idk how conversions work. So like. My company stock is like 15 usd. But I got it for free. And Microsoft stock & BR stock isn't free. And looks expensive. So a +1$ increase in all 3 stocks, do I basically get the same profit. Like if each of the three stock become +10 $ higher. Does that mean I earned 10$ more in each of them? Or is it like a % thing? Meaning my stock doubled. But like Microsoft and BlackRock was only 10% more. So I actually made less money? Assume I plan to pull out and go 50/50 into Microsoft and BlackRock rather than my own company, and idk when to best pull out.

diablo4megafan

their last BR failed who knows if this is different. my DD is essentially "we like the game"

NoZBuffer

They teased a BR during the reveal

OgFinish

> COD is dead and buried. People are tired of Fortnite skins and are ready to get back to the brutal warfare and ptsd triggering gameplay that helps me relate to my grandpa. COD is Warzone. The market strongly prefers BR / Extraction / Competive FPS over spawn die. BF will not continue to do these numbers +2 months after release as a spawn die, unless they release a product that can compete with the subgenres that are popular in the market. This would be firestorm or ranked, but we have no/limited info on those. People are confusing scratching a nostalgia itch with a game that actually has legs.

piepy

that's the plan for me on down year. a poor man's version of buy, borrow and die. key point - have a nut/pot big enough so margin call is almost impossible/ math - say on a down/bear year BR = borrow rate = 0.6% = 0.06 (IBKR should be lower in the near future) RR = return rate = 10% = 0.1 LE = living expense = 50k 0.10×(N−50,000)=0.06×N(borrow cost) N = 125k use 50k to live, 75k to invest in VOO/VTI. in the perfect world - gain on 75k at 10% would be 7.5k 125k @ 6% borrow = 7.5k cost combine this with ladder so gain(s) are LTCG (long term capital gain). It's ok people want to live in FIRE101 - live off dividend, SWR of 4% beyond FIRE101 - it's more complicated but if you like detail and optimization - it's fun. Point being - leverage your holding is a key strategy that many FIRE not taking advantage of. Margin HELOC I am not FIRE but that's my plan. it sounds good in my head and on paper :-)

Mharciello

Flater than yo mamas ass -BR.K

Puzzleheaded-Image-4

According to “Star Wars: The Essential Chronology (Opens in a new window),” the tax law in question, known as Senate Resolution BR-0371 (Opens in a new window), created a tariff or a toll for the use of hyperlane trade routes. A hyperlane (Opens in a new window)is an area of space that has been deemed safe for faster-than-light travel with no risk of colliding into another planet or a black hole. The official reason for the law was to raise money to pay off the Galactic Republic’s growing fiscal debt and to support relief and development projects in outlying systems.

Fractales

I was in the Bay Area 8 years ago and paid $2700 for a 1BR1BA

Mharciello

META AND BR.KA are the best 0dtes on fridays <3

btoned

People can't find jobs, older people can't retire, 1 BR homes in three mile island going for $300k...but AI automates the 10 seconds it takes for me to click a search result so...AI 4 LYFE!

AlwayzGoingUP

Head of Black Rock’s crypto department just left BR for Sbet.

LieutenantStar2

BR

pandoraslost

I picked up some RR today. Blackrock doubling down is enough for me honestly. Idk if I see a ton of upside in the company itself, but I'm guessing BR sees use applications for it I can't conceive of at the moment.

reverendexile

I (32M) make 6 figures. But I live in HCOL area. I live in a 2 BR apartment with my wife and dog. Was able to pay off my student loans and buy a new (to me) car when mine died. My wife's loans are next. Homeownership and children are a pipe dream still. I thought I would notice it more but really all it is to me is the ability to live as I am currently without sweating every purchase. I have hobbies that I do invest money in. Yes I could cut my spending a lot to start saving better for a house but I'm not sure I want to feel the way my 20s did again.

HelloMoto332

1v1 me BR only on the guardian

Working-Math-9610

#Wot eppen 2 CL BR?

Working-Math-9610

TIL:  Chlorine Bromine **CL-BR** mixture is a little dangerous sanitizer. I'll do it anyway, just to see if it works.

BlooregardQKazoo

What are you talking about? If your mortgage is increasing by hundreds of dollars a year, you're doing something wrong. Homeowner's insurance and taxes can increase over time, but typically very slowly. A 30-year rate does not increase, and principal does not increase over time. I am paying $1500/month for a 4BR, 2.5BA in a suburb of a metro with a little over 1 million people. I've been paying between 1400-1500 for this house for 16 years. That simply does not happen with rentals.

Countryroadsdrunk

“Crawfish”, do some diligence and see how much microstrategy exposure canter has. Go look at what BR recommends to their high net worth clients. And take a look at what the ria king says. https://x.com/nategeraci/status/1939478931259736475?s=46

Disastrous_Bid1564

7BR house? Is it a boarding house?

0dte_SPXonly

HOOD. COIN, BR.K, COIN and TESLER were the play

GTFBTicketFairy

Wreckless spending and lifestyle inflation is a huge piece of this too. Your quality of living doesn't drop off that much, if any at all, renting a studio or 1BR in-law suite from a private landlord versus a 1BR luxury apartment. I was saving $15,000/yr over some of my work cohort at my first job out of college and we were all making the same salary.

RagingBearBull

Die Dollar Die!!!!! This is because I have like many many dollars and some BR pounds.

Ok_Cry7572

Gavin Newsom would appreciate if you didn't retweet this video of him apologizing for getting caught sleeping with his campaign manager's wife https://x.com/akafaceUS/status/1932229977849692286?t=BR8M_ZVPPr1f8Ewa9E42Rw&s=19

Dizzy-Monk-

The risk and the debt is very manageable, and I believe with some coaching this young man could get himself off to a very good start in life. A 2LT with under 2 years in the Marine Corps with no dependents who is stationed at Camp Lejeune has a gross monthly income of around $5,867. This included Basic Allowance for Subsistence and Basic Allowance for Housing. It doesn’t even include any hazard duty pay or other additional pay. Here are his estimated expenses: Monthly Income • Base Pay: $3,998.40 • BAH (Camp Lejeune, NC – no dependents): $1,548.00 • BAS (Food): $320.78 Total Gross Monthly Income: $5,867.18 Deductions (from Base Pay) • Federal Tax (~12% est): $479.81 • State Tax (NC ~5% est): $199.92 • Social Security (6.2%): $247.90 • SGLI Life Insurance: $31.00 • TRICARE: $0 (fully covered for active duty) Total Deductions: $958.63 Net Base Pay After Deductions: $3,039.77 Net Monthly Income (Base Pay + BAH + BAS): $4,908.55 Monthly Expenses (Living Off-Base) Housing & Utilities (covered by BAH) • Rent (1BR): $1,200 • Utilities: $140 • Renter’s Insurance: $15 Total Housing: $1,355 Covered by BAH, with ~$193 surplus Food • Groceries (BAS): $320.78 • Dining Out: $75 Total Food: $395.78 Transportation • Car Payment: $300 • Insurance: $115 • Gas: $210 • Maintenance: $50 Total: $675 Communications & Subscriptions • Cell Phone: $70 • Internet: $60 • Streaming Services: $25 Total: $155 Personal & Miscellaneous • Gym: $40 • Uniform Care: $25 • Entertainment/Leisure: $125 Total: $190 Net Monthly Income (After Deductions): $4,908.55 Total Monthly Expenses (All Categories): $2,770.78 Estimated Monthly Surplus: $2,137.77 OP has over $2,000 after expenses, assuming he has no other obligations. He could put $300 into $SGOV in a brokerage account. It gets the going federal interest rate and is exempt from state taxes. It acts as a HYSA and is fairly liquid as it takes about 1 day to settle the sale of the fund in a brokerage. This can be his emergency fund. He pays the interest on the loan starting initially only at $125 a month. He now has $1,575 dollars, which equates to around 26% of his pay. If he wants to retire when he is 42 years old with $5 million or more then he will keep a tight budget and invest this money. If he wants to spend frivolously and enjoy his younger years, he will spend it. That’s not a bad option either. It’s all preference. If he wants to strike a balance he can. But the loan is not the critical factor, the person managing it is. And I believe if OP is a Marine Officer, he’s got a good head on his shoulders. He will manage this money just fine. And he’s not alone. There is financial assistance at almost every major military installation. And your counterparts and commanders should be more than willing to help you budget.

ThreeJC

You’re gonna get CL(ob)BR’ed

I_am_Nerman

My 1st property in 2005 was at 7.5%. Not the end of the world. The same 1BR condo in Atlanta I paid 110k for go for 160k today.

Romegaheuerling

[Word](https://www.google.com/search?q=Nagasaki+1945+gif&client=ms-android-sonymobile-rev1&sca_esv=7d472301765dc0ff&udm=2&biw=360&bih=592&ei=Kt40aJ3BIea79u8PzKaWsQY&oq=Nagasaki+1945+gif&gs_lp=EhJtb2JpbGUtZ3dzLXdpei1pbWciEU5hZ2FzYWtpIDE5NDUgZ2lmMggQABiiBBiJBTIIEAAYgAQYogQyCBAAGIAEGKIEMggQABiABBiiBDIIEAAYogQYiQVIrVRQpgdY1ExwAHgAkAEAmAFsoAG9B6oBAzUuNbgBA8gBAPgBAZgCCaACsgfCAgYQABgHGB7CAg0QABiABBixAxhDGIoFwgIFEAAYgATCAggQABiABBixA8ICChAAGIAEGEMYigXCAgQQABgewgIHEAAYgAQYE8ICBhAAGAgYHpgDAIgGAZIHAzIuN6AHtxmyBwMyLje4B7IH&sclient=mobile-gws-wiz-img#sv=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)

Romegaheuerling

[Word](https://www.google.com/search?q=Nagasaki+1945+gif&client=ms-android-sonymobile-rev1&sca_esv=7d472301765dc0ff&udm=2&biw=360&bih=592&ei=Kt40aJ3BIea79u8PzKaWsQY&oq=Nagasaki+1945+gif&gs_lp=EhJtb2JpbGUtZ3dzLXdpei1pbWciEU5hZ2FzYWtpIDE5NDUgZ2lmMggQABiiBBiJBTIIEAAYgAQYogQyCBAAGIAEGKIEMggQABiABBiiBDIIEAAYogQYiQVIrVRQpgdY1ExwAHgAkAEAmAFsoAG9B6oBAzUuNbgBA8gBAPgBAZgCCaACsgfCAgYQABgHGB7CAg0QABiABBixAxhDGIoFwgIFEAAYgATCAggQABiABBixA8ICChAAGIAEGEMYigXCAgQQABgewgIHEAAYgAQYE8ICBhAAGAgYHpgDAIgGAZIHAzIuN6AHtxmyBwMyLje4B7IH&sclient=mobile-gws-wiz-img#sv=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)

heavy_tit

He’s in a BR lobby with 99 world class sweats and after the jump he’s running with no weapon straight to the nearest vehicle and trying to go for vehicle kills only

Adodger22

https://youtu.be/cSR6BR4ND-A?si=xCNzxPzqDulpcnvM Happy birthday!

Heavy_handed

Goddamn bro, 6 kids in a 9 BR 5.5 bath in Ohio?? Spending $120k a year??? I'm 33 in Cincinnati still living with my parents, just started making real money (80k) this year, not married. I'm proud of you, you're killing it

Over-Ask2626

Robinhood is not available on the Apple Store in Brazil, BR brokers do not offer all shares on the American stock exchange to buy…

reddit455

>starting to pile up. what's the average asking price for those 6200 homes? >Will this lead to a healthy correction in the overpriced Bay Area housing market? not if they're all over 1.5. >Or is this another leading sign of recession concerns considering our quickly dropping consumer confidence? not if they're all over 1.5 6200 "unsold" .. what percentage of the MARKET is that? >unsold homes pile up, +43% sounds "terrible" - but if they're all 4 BR 2.1 million.. it's "churn" >**San Jose-Sunnyvale-Santa Clara metro**: Active listings spiked by 68% year-over-year in April, after the three month-to-month spikes in April (+25%), March (+41%), and February (+33%).  >This latest potential red flag for the US economy housing inventory how many people in the US shopping for 1.5-2M homes (anywhere)? [https://realestate.usnews.com/places/california/sunnyvale](https://realestate.usnews.com/places/california/sunnyvale) The national average cost to buy a house is $281,900, **while the average cost of purchasing a home in Sunnyvale is $1,538,009.** Sunnyvale offers a higher value of living compared to similarly sized metro areas. **Santa Clara County median home price hits $2 million** [https://www.nbcbayarea.com/news/local/making-it-in-the-bay/santa-clara-county-median-home-price/3538275/](https://www.nbcbayarea.com/news/local/making-it-in-the-bay/santa-clara-county-median-home-price/3538275/)

Inflation_2022

I see some carnage if rates don't come down. Too many people locked into loans at 3% on property values that were inflated due to low rates. They want to sell but can't due to the affordability of a new mortgage on a home of the same value. By waiting for lower rates, they may be on the wrong side of the trend. Still the backdrop is that new single-family housing is too expensive to build and is catered to high end buyers because of the cost structure. The only entry level options in most metros 1 & 2 BR condos. We may not see a true crash, but it wouldn't surprise me if housing declined or stagnated for several years. There was an apt construction boom during covid too. And most of that inventory has high vacancy rates. In my area rent concessions are very favorable on these properties. 2-3 months free on a 12 month lease. They refuse to lower rent even though they clearly are charging too much in the first place, requiring concessions. True rental rates are already declining. The cost to buy will likely find an equilibrium with the rental market. "Rent prices have declined year-over-year for 18 straight months, reflecting a cooling rental market after previous surges. As of January 2025, the median asking rent in the 50 largest U.S. metro areas is $1,703—up $8 from last month but 0.2% lower than January 2024, signaling a continued market adjustment as supply and demand rebalance." (Feb 2025) "McClure and Schwartz also examined households in two categories: Very low income, defined as between 30% and 60% of area median family income, and extremely low income, with incomes below 30% of area median family income. The numbers showed that from 2010 to 2020, household formation did exceed the number of homes available. However, there was a large surplus of housing produced in the previous decade. In fact, from 2000 to 2020, housing production exceeded the growth of households by 3.3 million units. The surplus from 2000 to 2010 more than offset the shortages from 2010 to 2020." (June 2024)

Able_Worker_904

The math is the math. I’m guessing Schiller wasn’t aware that a 1BR apartment in NYC would rent for $5k/mo with 6% appreciation.

sol_beach

We bought a house (3BR/2BA & 1666sf) in Encinitas, CA. in 1983 for $85,500 & lived in it for alomost 12 years. Today it is valued at around $1.5MM & rents for $3850/month. Kids are a costly trade-off & if one of you choose to a stay at home parent until they all enter elementary school, the household income is cut in half. We have visited all 50 states & 6 out of the 7 continents. Best Wishes!

grackychan

You're saying BR or Uniqlo clothing is the same quality as Shein/Temu? Get real. International brands with actual QC have strict specifications for thread count, quality, material sourcing. Consumers know the difference between a supima cotton t-shirt and a transparent $3 nylon polyester blend t shirt from Shein. Of course Asian factories can produce high quality textiles, Vietnam and Bangledesh have been growing in this segment for years and years.

PutTheDogsInTheTrunk

When I got laid off from my job in commercial real estate in 2009, I decided to move with a bunch of my friends to a low cost-of-living city. Austin. I split a 3BR house with two people and paid $367/month. Modelos cost $1 at the neighborhood bar on Monday. That world no longer exists. I don’t think there’s anywhere cheap like that now, not even if I moved to Topeka or something.

azeet94

Is it worth stockpiling anything? I have a small 1 BR apartment so can't really store much anyways but just curious.

JanitorOPplznerf

It probably went wrong when you bet the equivalent of a 2BR house on meme stocks.

JanitorOPplznerf

Sometimes I get sad when I think about how I’ve only made $10k all time in the stock market. But posts like this one and the intel one really warms my heart and reminds me I’m not a fucking dumbass who loses the equivalent of a 2BR house (in my area) on options.

throwaway_0x90

Bypass paywall - https://archive.is/BR7uF __________ - ___________ - https://i.imgur.com/wFGmX0O.png

Adventurous-Tough553

Good point although BR really doesn't sound like they are about to do margin trading. Nothing wrong with IBKR though....

Galagos1

We’ve been a BR since Trump started people to his concentration camp in Central America with no due process. Wait till the kiddos don’t have enough to eat. That time is coming quickly.

WarmSeries4

Damn, any chance you in BR? (Here for school)

robis87

Don't see it there, and tbh don't think it'd matter. If he even did this fuckery, he'd be taking away / defaulting selectively on the treasuries held by the foreigners (most likely govs). So I was even holding treasuries via BR treasury fund lol Ofc all treasuries would proly loose some value because of that The biggest question to me with this mmf is them holding half of it in repos. I read that during the largest crises, there might be liquidity issues related to them. No idea where to find more info tho

Longjumping-Fact-582

Ehh really nothing too crazy has happened yet, I do suggest taking a closer look at the individual MMF you are parked in through BR if you wish to avoid treasuries, as many MMF even ones based in foreign countries like to use US treasuries for MMF for their attractive yields, stability and liquidity, US interest rate is currently 4.5% while ECB is sitting at 2.5%

robis87

dude, the only thing american I'm touching for the coming years is BR Euro Gov MMF

robis87

Agree, but I mean do you really rule that out with these 'people'? Also, I wouldn't like to FAFO the exact maturity, amount from which I'm fucked sitting in treasuries. The next few months particularly dicey since they rolling over $8 fckin T of them. And we know trump inclination not to pay his debts. Btw, where do I find more info about those liquidity fees? I guess they only apply in the US? I parked with BR, but I'm in Europe, so it's their Irish arm.

robis87

depends where are you. I'm European and (like most in here) cutting as much exposure to US as possible - no USD, stocks, treasuries. But I'm in the Euro Gov BR MMF. So there's my borker and BR who still are American. But that's it

Zoltrek

Trump can rape a women, get FOUND GUILTY AND BR CONVICTED, and still stay out of prison. NO JUSTICE. Then he does bullshit like this just to laugh in our face. The law can't do anything, so he needs to be 'removed' from office by force.

EdBalboa

Not anymore, it seems. A PS5 is roughly 500 usd currently in Brazilian reais. Give it time (maybe a couple of months if this keeps escalating like it is now) and it will be cheaper to buy it here in BR than in the US.

DanielzeFourth

Thanks for that. This is going to be interesting. The CEO's of JPM and BR have already come out and said the economy is weakening due to the entire situation.

robi_biggbosss

AI NPCs in Crypto Games? It’s Real Now. $LUNAR is pushing the boundaries of AI in Web3 Gaming Heard of AI NPCs that talk, think, and evolve in real time? That’s not sci-fi anymore — it’s what MoonPrime Games has already built into their PC titles. This isn’t a whitepaper dream. This is LIVE. AI-powered NPCs that interact with players and each other 2 AAA PC games available Web3 integration done right — not forced Self-funded, no VCs, no presale Deflationary: nearly 10% of supply burned Browser-based AI tools + gaming magazine already live 2025 is stacked: mobile games, Z-DAY BR, staking, voting, launcher $LUNAR is the native token — already launched, fair and clean. If you’re into AI, Web3, or gaming — this might be the one.

robi_biggbosss

Is LUNAR! AI NPCs in Crypto Games? It’s Real Now. $LUNAR is pushing the boundaries of AI in Web3 Gaming Heard of AI NPCs that talk, think, and evolve in real time? That’s not sci-fi anymore — it’s what MoonPrime Games has already built into their PC titles. This isn’t a whitepaper dream. This is LIVE. AI-powered NPCs that interact with players and each other 2 AAA PC games available Web3 integration done right — not forced Self-funded, no VCs, no presale Deflationary: nearly 10% of supply burned Browser-based AI tools + gaming magazine already live 2025 is stacked: mobile games, Z-DAY BR, staking, voting, launcher $LUNAR is the native token — already launched, fair and clean. If you’re into AI, Web3, or gaming — this might be the one.

Ffffqqq

Commenting again because I don't think you even know the things you are spewing. Our line operators make 20% more than me as a forklift driver and can make upwards of 100k with overtime. Which is way more than management. In a city where 3 BR houses cost 100k. Id much rather come out of high-school making $60k that can easily afford a house in a couple of years. Vs going into college debt to make $100k where houses cost 1 mill

Shrimpdalord

BR??

Urasquirrel

https://youtube.com/shorts/BGzE5LTegyk?si=B3VT0BR9r0vFkyUt

Urasquirrel

https://youtube.com/shorts/BGzE5LTegyk?si=B3VT0BR9r0vFkyUt

Urasquirrel

https://youtube.com/shorts/BGzE5LTegyk?si=B3VT0BR9r0vFkyUt

beginner75

https://biz.chosun.com/en/en-international/2025/04/03/277BR6SR3REZ3O3WKIX5LJSUMA/?outputType=amp