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Sold my house, got 100k and put it all in MetaVerse related stocks.
Sold my house, got 100k and put it all in stocks
Sold my house this time and bought metaverse stocks worth 100k
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Reading some IB outlooks, they’re arguing that India may have lost foreign capital due to depreciating currency and tariff drama but things should calm down this year. Inflation is benign so the central bank should continue cutting rates and the government is on a reform overdrive because they don’t really fear losing any state elections so that should boost FDI as foreign companies look to diversify their bases across Asia. It helps that a young population will keep on keeping on and a lot of the money spent on developing AI platforms will go into the pockets of the massive offshoring hubs (see Google investing in the country). It’s worth keeping for the long run but expect USDINR to go to 100 from 90 right now by the end of the decade. Not right comparing India ETFs to US ETFs and it’d be better to compare to Korea, China, Taiwan or Brazil as they’re emerging markets as well (surprisingly in the case of Taiwan and Korea). The growth for the East Asian nations may already be priced in, though. Can’t figure out how much of IFN is large cap (or mid cap by international standards). Personally, I invest in Indian mutual funds - lot more options. I like FLIN - low ER and not necessarily dominated by large caps.
You’re thinking about this the right way — especially considering domicile, future spending currency, and index construction rather than just past performance. Between FLIN and IND, the trade-off is mostly depth vs. maturity. FLIN’s longer track record and higher AUM give it better liquidity and tighter spreads, while IND’s broader exposure could be attractive long term if it gains scale — but that “if” is doing a lot of work right now. New ETFs often look great on paper, but until volume and AUM grow, tracking error and spreads can matter more than index design. That’s usually the hidden cost people underestimate. For someone thinking long-term and planning to retire in India, geographic alignment makes sense — but simplicity and reliability often beat theoretical optimization, especially early on. A lot of investors eventually realize that the biggest risk isn’t choosing the wrong India ETF, but over-optimizing early and changing strategies too often. If you ever want to talk through the trade-offs or think through how this fits into a broader allocation (purely educational, no advice), I’m happy to chat 1-on-1.
I saw your edit. You should look into the ETFs I mentioned in my post [FLIN](https://www.franklintempleton.com/investments/options/exchange-traded-funds/products/26348/SINGLCLASS/franklin-ftse-india-etf/FLIN) and [IND](https://etf.dws.com/en-us/IND-nifty-500-india-etf/). Both have a 0.19% expense ratio but IND seems to have a high buy sell spread and is very new.
The ETFs [FLIN](https://www.franklintempleton.com/investments/options/exchange-traded-funds/products/26348/SINGLCLASS/franklin-ftse-india-etf/FLIN) or [IND](https://etf.dws.com/en-us/IND-nifty-500-india-etf/).
FLIN SPDW SPYG. invest and chill 🍿
Great time to buy India stocks / FLIN. We all know these tariffs won't last
Looking at current events and market trends, I could see significant drop in EPI, IFN, FLIN. Any suggestions which out of these three , I can consider for long term investment perspective
If you wanna be more aggressive, get SPMO for US equity and IDMO for international equity. The momentum tilt spices things up. Consider some FBTC. Bitcoin appears to be here to stay, like it or not, so if you buy in a Roth I recommend Fidelity’s offering. They actually hold their own BitCoin and don’t rely on a third party for it. Other considerations would be AVUV for small cap value. This ETF is something of a unicorn, they manage to get good results from otherwise overlooked small stocks. It’s been beaten down this year, which means it’s a buy opportunity. In addition to international broad indexes, I also hold FLIN for India equity. I genuinely believe in continued growth in India, and most indexes seem to be underweight for that country. If there are other regions you feel strongly about, check out other regional offerings from Franklin Templeton. Any commodities you feel strongly about? You could buy IAUM for gold, or ICOP for Copper Mining. Feel bullish on semiconductors? Check out SMH or SOXX.
Ah. Much better. Sure, if you want to be specific to India, that seems pretty good. (If you were to go instead into a .07% expense ratio emerging markets etf, for instance, you might only get 20% of the fund invested in India). Seems like this FLIN etf you found is a good choice for your objective. Looks like it has low turnover compared to category average, which is really good too.
India, including FLIN, has had a pretty grim year. If you have reason to think there is a turn around imminent, that's one thing, but if you have no strong feeling about that, I'd suggest you just keep an eye on it. There are better opportunities today. Also, it has little volume, but you might look at INDF since it has been doing way better than any other Indian ETF I'm aware of.
I didn’t want to sway your choices, they seem sensible. Since you want my opinion though, I don’t care for all-market funds because I have no desire to own thousands of junk or zombie stocks. I also don’t care for all world funds, because I want to control the allocation of US vs Foreign equity, plus there are some regions I may want more of and others I do not. For my Roth at present I am contributing 60% S&P 500 index, and 40% to FENI which is an actively managed foreign large blend of over 300 stocks. I may adjust that ratio in the future, or swap out a holding for another, whatever I want. For my Rollover IRA which does not get contributions, my foreign equity is divided mostly between three funds: FIVA is actively managed foreign large value with awesome dividends, FLIN for India equity because I’m bullish on their development, and FLCA for Canada equity because I see potential growth there. Bottom line, I like a little more control of allocation, and I’m a little more selective of indexes.
I sold about half of my holdings 2/3 the way down after L-Day. I was 100% US equities. I am now about 30% US equities and 30% international — VXUS mostly, but ~4% FRDM (liberty emerging markets), ~3% EUAD (Euro Defense), ~1% each in FLMX (Mexico), FLIN (India), and VNM (Vietnam). I am ~5% IAUM (gold) and ~36% cash or treasuries.
SMIN - India’s small cap ETF has returned 140% past 5 years FLIN/EPI for large cap, around 100% in past 5 years
India is attractive…looking at FLIN and SMIN
For international I’ll go with HLN, a lot of room for growth and is consumer staples with everyday brands like advil and just to be safe I have a % of VT. I used to buy FLIN because I think India has great potential but ultimately I decided to reallocate everything to VT/ VOO since it’s been pretty flat for the past 2 yrs.
How should I go with making my portfolio more efficient? My portfolio has decent diversification, but it probably could be more risk-efficient. My current holdings are NVDA 29% FLIN (FTSE India) 13% SPY 15% SMH 15% FEZ (SPDR EURO STOXX 50) 28% I like my assets and I believe they reflect the way I want to invest: I still believe in American domination and semiconductors while I also want to own some quality companies from Europe and also want to take part in an emerging market (India). The current weights are due to me making some moves and buying the dip in some instances. Now that the prices are up I have a conundrum since I don't know what I really want to hold long term. I'm not really sure how much I want to have in NVDA/SMH since SMH is basically a less riskier version of NVDA due to diversification. 30% in Europe could be a decent weight but especially the SPY, SMH, NVDA weights are the problem. I am in my 20s and I have decided that I won't be liquidating my portfolio for many many years. So I am willing to take more risks than what I currently have going on. If you don't have exact answers, I also appreciate links to any resources. Thanks
Pretty high expense ratio (0.89%) but there's worse ones too. The cheapest TER one is $FLIN (0.19%)
I've just been buying diverse non-US etfs and a little extra India via FLIN. Maybe once there is a depression in the US and we finally come to our senses i would shift back but it's not looking good.
I like the idea of an india ETF but that one doesn't seem great. Anyone got thoughts on that versus FLIN?
Thanks for the reply. This makes me feel a bit better about my current approach then, which is purchasing a blend of VXUS (all non US stocks etf) and VGK (all Europe etf), both with good expense ratios. I’ve also been buying FLIN, and FLCH, but the expense ratios are a bummer. I’ll start splitting the money I putting into my VXUS purchases with VEU buys, I think. Thanks again for the suggestion.
Pretty much any international stock fund (e.g. VEU) gets you out of dollars as well. Bond funds are trickier, most are currency hedged so you have to pick one that isn't. For India, FLIN seems like the only decent expense ratio option.
as an FLIN bagholder, this comment is accurate.
there are a few ETFs like INDA, FLIN, etc
Probably not. Schwab has a pretty good selection and that index doesn't have any corresponding ETFs. You may need to settle for a fund that tracks a different index like INDA or FLIN.
Sure. If confidence in the homeland is important to you then that will work. You are banking on higher future growth for FLIN and/or lower for SCHG than in the past. 5 Years: FLIN +75% SCHG +155%
>40% VOO / 30% SCHG / 30% FLIN Why only cover 2 countries? What about the dozens of others that are investable? Why, at leats for the US, only focus on large caps? Why bet extra on the growth side within the US? I'd at least give these a read, factor investing starting points: • https://www.investopedia.com/terms/f/factor-investing.asp • https://www.fidelity.com/bin-public/060_www_fidelity_com/documents/fidelity/fidelity-overview-of-factor-investing.pdf (PDF)
An India etf like FLIN or GLIN
I switched to FLIN. Has a slightly better return profile over the long run then INDA.
Nope, just because more people seem to know about INDA. I have FLIN as well!
Any reasons to pick INDA over FLIN?
I know about Franklin from long time when i was living in India, they have one of the biggest mutual fund, so i opted for FLIN. Plus its large + mid weighted cap.
I agree. I own 8% of my small portfolio in FLIN, started buying recently in last 1 year. The returns are moderate. Good part is drawdown is not bad as SPY, but expensive in expense ratio
EPI, FLIN, PIN & INDY. Hoping to see good gains since they are betting heavy on India.
I invest in FLIN. Its a very old mutual funds
sure, mexico, india (FLIN, IFN), and emerging markets IEMG, are good.
I am invested in: SCHG - US market FLIN - indian market PPA - Aerospace & defence VGT + SOXQ - tilt towards tech & semiconductors.
You can buy any ETF, including non Vanguard ones, from your Vanguard brokerage account. For example, to add to my VTI/VXUS investment, I invested in FLIN (Franklin Templeton India Large/Mid Cap) and SMIN (Blackrock India Small Cap)
yup, buying FLIN and IFN, because the needful is getting done.
I own FLIN, I also own IFN, (which pays a 10.79% dividend)... I live in the U.S. and work with a lot of very smart people from India.
If you want India, specifically but don't want to pick individual stocks: * $INDA * $INDY * $FLIN All track indices comprising exclusively Indian companies. Good luck.
Actually, I looked into it. It's linked to the MCSI Index, which is a little different from the Nifty (Indian version of the S&P), so returns trail by about 3% plus the fees is 0.65%. While FLIN has lower AUM, it has a 0.19% fees and slightly broader universe of holding with similar returns. Just wondering if anyone has found better options.
What ETFs do you guys use to invest in India? I poked around but don't see too many avenues to get in. There's a handful of India-focused funds - FLIN, INDA, etc - but most have high fees and don't appear to be correlated to the Indian version of the S&P500.
Great move tbh. $FLIN is the only international exposure I have
INDA, EPI, FLIN, SMIN, INDY, PIN, nfty, glin, inqq, dgin, inde, indf Gotta admit there's a lot more etfs to short since the adani news. And for wsb, INDL (2x lvg bull etf)
>10k index funds...I have set monthly recurring of 350$ deposit to VOO You are mostly in stocks, which is appropriate for a 31 year old. But your stock investments are primarily large cap (large company) US stocks. If you want to diversify, the obvious directions are smaller companies and non-US companies. For smaller companies look at AVUV. For international stocks look at something like VXUS, SCHF, or SCHE. If you are interested in India specifically look at INDA, EPI, and FLIN.
Buying a lot of FLIN for the past year My DD - I’m from there.
There are some ETFs worth looking in to. INDA, PIN, and FLIN are a few. Similar holdings with different weights on some India large caps.
FLIN is the ticket and it's definitely the lowest ER way to go.
Yeah, foreign markets in general are much cheaper in valuation than the US. However, foreign markets are also much cheaper compared to India. FLIN is a popular India index. It's trading at a price to book of 4.07, while the international equity median is 1.70. For reference, the price to book of The total American market (as measured by VTI) is 4.08. India is just as expensive as the USA.
FLIN if you're curious. Is always consistent, no surprises.
Hi everyone, I am getting started with my investment journey, am currently located in Canada and after some research have decided to do DCA on the following portfolio. I would like get opinions, insights or feedback of the community to learn from your experiences and wisdom. Goal: long term investing, 10+ years. Stratergy: Bi - weekly DCA approx $1000. Rebalance if any security changes more than 10%. Portfolio: ETF: VTI, US Total Stock Market, WEIGHT: 15% ETF: SCHG, US Large Cap Growth, WEIGHT: 40% ETF: FLIN, Franklin FTSE India ETF, WEIGHT: 20% ETF: VI, FTSE Developed All Cap ex North America Index (CAD-hedged) WEIGHT: 10% ETF: ZAG, BMO Aggregate CanadianBond Index, WEIGHT: 10% ETF: BTCX, CI Galaxy Bitcoin ETF, Weight: 5% I know there is roughly 50% weighed overlap in SCHG and VTI, but I expect large cap companies to continue to accelerate at faster pace so I have included SCHG additionally. Also please feel free to share share any good US based HEDGED ETF options for FTSE Developed All Cap ex North America Index.
Not worth 0.70 - 0.85% ER.. 👎 FLIN is 0.19%
Thanks for this summary, there's a lot to research and unpack here. For India ETF, why do you prefer EPI over FLIN? The latter has a lot lower expense ratio, 0.19% for FLIN vs 0.85% for EPI, for a similar holding portfolio.
qqq, spy and soxx but stock you shortlisted are good as well for long term. I would add AMD, diversifying from tech as well will be good. FLIN for ETF.
FLIN is actively managed though, isnt it?
1) Open an account that allows investing in US equities. Interactive Brokers is an example 2) Buy FLIN which has a relatively low expense ration of 19 basis points (that’s 0.19%)
FLIN is a good if you intend to buy and hold. But I don't know that I'd be putting new cash into India right now. Valuations are sky high.
The average investor can consider INDY or FLIN. The issue with investing in India is not about whether it will go up or not. The real issue is opportunity cost. Why should I invest in India if I can invest in US? The nasdaq index went up by 30% last year whereas India is no where close to that.
I can't speak for others, but some of my favorites are VTI, QQQM, SCHD, COWZ, and then some FLIN and VXUS for international exposure it's produced pretty good returns for me over the last 3 years I've experimented with other stuff as well.
Franklin FTSE India ETF (FLIN) Performance Over One Year: 13.13% Expense Ratio: 0.19% Annual Dividend Yield: 0.7% 30-Day Average Daily Volume: 170,341 Assets Under Management: $204.46 million Inception Date: Feb. 6, 2018 Issuer: Franklin Templeton Most Liquid India ETF: iShares MSCI India ETF (INDA) Performance Over One-Year: 10.8% Expense Ratio: 0.64% Annual Dividend Yield: 0.38% 30-Day Average Daily Volume: 2,042,496 Assets Under Management: $4.94 billion Inception Date: Feb. 2, 2012 Issuer: Blackrock
FLIN is solid if you're looking for an ETF
FLIN or IFN are funds to get exposure to India.
I put about 5-10 % in SMIN, FLIN and INDA. The fees are higher but these are the lowest ETFs i found. I want to be able to open a NRI or some type of local Indian brokerage account to but Mutate Funds or individual stocks but it seems complex
Based on expense ratio FLIN looks like it is less expensive
Is it better or worse than FLIN?
I hold FLIN as it is a cheap passive exposure. Franklin has similar ETFs for other countries/sectors/smart beta. It is not for trading as low volume - I usually hold for 10+ years
Take a look at FLIN. Franklin has a lot of country and region specific ETFs and that is their India based one. I have evaluated several times going into a region specific international strategy but ended up backing out each time for broad based indexing. In any case the FLIN ETF is one of the more compelling individual country/region ETFs I’ve seen.
I opted to buy FLIN for my India exposure personallt
It is (INDY), but the management fees are quite high. For investing in India, you can invest in FLIN which has more reasonable fees.
I would like to go with SCHD, SCHB, VYMI, FLIN as well as QQQM which cover dividend, growth, international market and most attractive market - India market.
golden crosses are silly ways to make trades for instance look at FLIN, in december 2022 it made a golden cross only to while the stock literally was downtrending because SMA's are a lagging indicator, you can just look at them, they do what the price chart does just a little bit lagged behind you can find golden crosses fucking all over the place that dont turn into anything at all like even here, the golden cross is late, the boom of cannabis stocks was a week ago or more when it really started ticking up, its only now the golden cross has formed, and if you tank back to 7 dollars tomorrow the golden cross a few days later will tank right down with you
FLIN ETF, Frankin’s regional/country ETFs usually come in with the lowest expenses and are equally as diversified as other funds. Check it out.
INDA INDY FLIN are some of the etfs
It’s only about 10 percent right now but I want it to 25. it is the part i am currently working on. My international is SCHF, AFK, IZRL, FLIN.
Short the Chinese buy [YANG](https://finance.yahoo.com/quote/YANG?p=YANG). If u don’t want to be a destroyer of worlds And looking for a positive play buy [FLIN](https://www.marketwatch.com/investing/fund/flin) Your welcome
Short the Chinese buy [YANG](https://finance.yahoo.com/quote/YANG?p=YANG). [And for a positive play buy FLIN](https://www.marketwatch.com/investing/fund/flin) Your welcome
I plan to keep FLIN as 2% of my portfolio in the long run.
I've bought in on a few specific Chinese companies, and a few South American companies (\*very\* few), but in terms of broader exposure, the only one I've been interested in was India. Just recently opened a position in FLIN, an India ETF. (I know other comments have mentioned others as well.) They've got a growing population, many companies are moving from China to India, and there's lots of innovation. It's a small part of my total portfolio, but I think there's a good risk/reward ratio to be had there.
I've opened up several positions in Indian ETFs recently (INDA, INCO, FLIN). So much business is being moved from China to India, super smart population, and booming economy. I'm confident of this being a great 15+ year investment.
I agree with you, I did evaluate a lot of country-specific funds and of all the India ones I would say that FLIN looked the best especially on expenses. I owned other Franklin country ETFs previously and they are all competitive for their country/region in my opinion. In my most recent portfolio allocation I did not go with a country/region selection strategy though so I ended up not buying FLIN in lieu of just more VXUS.
Google India ETFs. Many have high expense ratios but I’m a fan of this investment theme. I’ve been in IFN and now FLIN but I’m about to do a deep dive on the ishares and wisdomtree funds so I’m curious to see what people say here.
FLIN from Franklin Templeton is a passive ETF following FTSE India market cap index . Had looked into it a while ago. Didn't like the composition. ER of either 0.08% or 0.18% like all their other international passive ETFs if I remember correctly. I don't like the passive standard ETF route for India as the top 10 holdings are around 50% of the ETF with 10% going to Reliance industries which I'm not a fan of and the rest of the top 10 consists of their legacy IT outsourcing/offshoring giants that are pretty much mature and IBMish at this point, banks like HDFC, ICICI and some industrials like L&T and telecom like airtel. I had actively managed funds in India from 2005 to 2016 and those quadrupled during my holding period when I exited right around the time the Indian government was starting to go back to their Soviet style centralizing and protectionist mindset with foreign investments. I prefer the active managed option for overhyped glorified EM $hitholes like India.