FSCSX
SOFTWARE AND IT SERVICES PORTFOLIO SOFTWARE AND IT SERVICES PORTFOLIO
Mentions (24Hr)
0.00% Today
Reddit Posts
Continue contributing max to Roth IRA or pause contribution to accelerate a home purchase?
Is there something I'm missing? Leverage ETFs seem great.
Rate My Portfolio! Meant for low risk and diversification with decent returns.
Mentions
If you don't need much growth and happy with what you got then pick targeted date Funds; they have bonds and international so grow slower but protect your money from major corrections close to your retirement. Pick FXAIX for almost no fee and faster growth. You can also contribute post-tax. You can open BrokerageLink(pre-tax) and BrokerageLink Roth accounts to buy more Mutual Funds not listed here such as FBGRX, FOCPX, FSELX, FSCSX for even faster growth but with more risk for bigger downside.
My portfolio the last year was entirely on an international index fund that did very well. At this point, which I think is the peak, I recently sold everything. I'm sitting on 70% cash, but have recently used 30% of portfolio to buy the dips in gold (IAU), copper mining (COPX), oil & gas (FSENX), and a software (FSCSX). Feels pretty good.
>- 3.4k in my Roth IRA (Just started). Aggressively invested in a split between 6 ETF's: FBGRX, FBIOX, FOCPX, FSCSX, FSELX, and FSPTX. Would you be opposed to just investing simply in FZROX (Fidelity Zero Total Market Index Fund) instead? Do you have particular opinions in your investments rather than just buying the whole hay stack? >My main question is should I pause contribution to the Roth IRA to accelerate the home buying process? Roth IRA contributions can be withdrawn at any time for any reason without penalty, so if you really want to you can meet halfway and contribute to your Roth IRA as before and then pull out the contributions you made when you buy the house. You'll get to at least enjoy the potential growth free of tax. That being said though, you should look to reducing your general expenditure and/or increasing your income first. Make a budget, as the canned saying goes.
My NW lost 507K in 22. Stayed the course. 23 up 511k, 24 up 600K. SPY, QQQ, several aggressive mutual funds FSELK, FSCSX,FOCPX, AAPL, and then some real gambling QLD, and SPYU...some high risk but super profitable SSPY LEAPS. I have been burned on individual stocks, as just one stock tanks it could take your earnings out.
Ohh so like FSCSX fidelity select semiconductor fund that has very solid YTD, 5y , 10y, and lifetime return %’s?
Why am I getting different results from [https://www.portfoliovisualizer.com/backtest-portfolio](https://www.portfoliovisualizer.com/backtest-portfolio) and https://testfol.io/? I backtested FXAIX vs. FSCSX from the start of 2015 to 10/31/2024 and I get completely different results. Testfol shows FSCSX performing worse than FXAIX. And Portfoliovisualizer shows FSCSX performing better than FXAIX. Fidelity's website shows FSCSX outperforming FXAIX over the last ten years, so I assume Fidelity would have the accurate numbers. What is going on? is [Testfol.io](http://Testfol.io) unreliable?
# Are there mutual funds (not ETFs) that are similar to MAGS and FTEC? I have a Fidelity BrokerageLink account under my 403b, but it only lets me invest in mutual funds, not stocks or ETFs. What is a way using mutual funds to buy the largest 5 to 7 tech companies? Are there any mutual funds similar to MAGS that I can invest in? I've been searching and don't see any. There are tech-focused mutual funds like FSELX, FSPTX, FSCSX (and other similar ones), but those aren't concentrated like MAGS in the top 7 tech companies. Also, are there any mutual funds similar to FTEC in composition (all the tech-focused mutual funds I see have different compositions than FTEC)?
Not sure if it was you or someone else downvoting my previous comment, but what's the fund. This is important to see if you're even benchmarking your fund correctly and not just comparing a tech fund vs the S&P 500, where a better fund would be VGT. Read John Bogle's book of common-sense investing, and it is thoroughly explained there. 1.8% annually sounds insane which is what makes me think your fund is probably a tech fund. Is it Fidelity's FSCSX?
The funds I have now in my vanguard account was from a rollover 401k. When I did a roll over, part of was split into an IRA and the other into a Roth. As I explained, I am already maxing out the Roth. Is there anything different I should be doing with the IRA, I don't make contributions. Holdings in the IRA VTIVX Target FPURX FSCSX ETF ARKG FElC
Not directly in NVDA but I have owned FSELX semi conductor fund of which 27.21% is currently NVDA for many years now. At the time of purchase it had a history of outperforming the S&P 500 and with everything becoming digital, IoT taking over, and AI on the horizon I expected huge demand. I thought tech in general would outperform the overall market so I also bought FSCSX to cover the software side. I haven't been holding it though. I primarily invest in broad market index funds. FSELX is 5% of my asset allocation and I have rebalanced every year to keep it there because it outperforms. The same for FSCSX which is another 5%.
Why can’t I put all my money in mutual funds that have a history of beating the S&P500? For example, some fidelity funds such as FSCSX have been around for almost 40 years and have performed, on average, better than the S&P in those 40 years.
Thoughts on my portfolio? 23M for reference. Brokerage: - 32% VOO - 4% VTEB - 6% JEPI - 8% SCHD - 13% AMD - 24% AMZN - 6% GOOGL - 7% O Roth IRA: - 6% FSCSX - 8% VIG - 25% VOO - 7% JEPI - 11% SCHD - 33% AMZN - 8% META - 3% O
I do about the same split. I also own some sector funds like FSELX, FBGRX, FOCPX, FSCSX, etc. Several years ago I searched the 5 year and 10 year returns and selected aggressive funds.
We’re all in this together nobody has the right answer. I’d personally say that VTSAX/VTI/VOO and chill are the answer. FSCSX or FBGRX for exposure to technology (risky but typically has beat the hell out of the market) and then maybe a bit in an international fund
I'm a 20-year-old college student/part-time worker who started investing in a regular brokerage account at the age of 18. Last year, I opened a Roth IRA with Fidelity and made maximum contributions to it. Currently, my Roth IRA is primarily invested in FXAIX. However, I'm seeking advice on other Fidelity funds that I can include in my Roth IRA to diversify my investments. In my regular brokerage account, I have 60% invested in FXAIX, 10% in FSCSX, and the remaining 30% in Apple and Facebook. As the values of my Apple and Facebook shares have significantly increased, I'm planning to sell them and transition towards more diversified index funds. Additionally, I'm willing to take on more risky investments in my regular brokerage account. I would greatly appreciate any recommendations or advice regarding these aspects of my investment strategy.
Cut all the fat. TQQQ or FSCSX for tech. USA has a high expense ratio for no obvious benefit to just buying SPY. Keep the wife stock. Get rid of everything else. LIT has a terrible index provider. ARKQ is managed by a religious investor with a bad track record in previous funds. FOCPX seems bad but I would probably just reduce it's size if you really want to keep it at most 10%.
So, if I already messed up and purchased both FSELX and FSCSX using my Schwab account, should I open a Fidelity account and transfer them there or just leave them at Schwab?
Fxaix, FNcmx mainly. But also FBGRX, FNILX, FOCPX, FSCSX, FSELX, FSKAK, and FSPTX. Plus 500 fund in 401k.
I have FSCSX, GME, GOGL, RTX and SCHD in my Roth IRA and a SPY equivalent in my Roth 401K
I completely get your excitement and itch to invest but make sure you really thought out your emergency savings. $5K is definitely a good safety net, I personally keep mine at $7-$10K. Ok now that I'm done preaching emergency savings, you're in the right spot with Fidelity. They have soooo many mutual funds to pick from that have no minimum investment (you could throw a dollar in there) and some even have 0% expense ratio. I do an automatic recurring investment every month into my funds and it helps structure my investment strategy. I personally like FINLX (large cap index fund) and FSCSX (tech/software/IT services).
On the investing side, start putting the majority of your cash into low-cost index funds. I'd recommend Fidelity's FXAIX (S&P 500 fund - 0.015% expense ratio), a good small and mid-cap fund, international fund. (Fidelity or Vanguard) If you want a specialty tech fund, Fidelity's FSCSX has been really good the past several years for me. If you want to do Crypto, I'd stick to the big name coins, and don't invest more than 5-6% of your total investing budget. Finally, max out any after-tax money into a Roth IRA - you can put up to $6k/year of after-tax cash into a Roth. You can't withdraw ANY of the gains without a penalty until you're at least 59.5 years old, and have had the account open a minimum of 5 years. The benefit: Once you're able to withdraw from it, ALL the gains in a Roth IRA are \*tax free\*. Do this for a couple of decades, you'll be well on your way to being wealthy. Also, once you're 50+, you can add an extra $1,000 per year as a catch-up bonus (it may be completely different by the time you're 50, but those are the current rules.) Also, what others said: Make sure to keep a minimum of 30-33% aside for taxes. Don't wanna screw around with the IRS.
True tho 100% TQQQ is dumb. LETFs are a great wealth-building tool if you have the right portfolio. Here is a link to my long-term portfolio: https://www.portfoliovisualizer.com/backtest-portfolio?s=y&timePeriod=4&startYear=1985&firstMonth=1&endYear=2022&lastMonth=12&calendarAligned=true&includeYTD=false&initialAmount=10000&annualOperation=0&annualAdjustment=0&inflationAdjusted=true&annualPercentage=0.0&frequency=4&rebalanceType=3&absoluteDeviation=5.0&relativeDeviation=25.0&leverageType=1&leverageRatio=200.0&debtAmount=0&debtInterest=1.0&maintenanceMargin=25.0&leveragedBenchmark=false&reinvestDividends=true&showYield=false&showFactors=false&factorModel=3&portfolioNames=false&portfolioName1=Portfolio+1&portfolioName2=Portfolio+2&portfolioName3=Portfolio+3&symbol1=BRK.A&allocation1\_1=20&symbol2=FSCSX&allocation2\_1=20&symbol3=VFINX&allocation3\_1=20&symbol4=VUSTX&allocation4\_1=20&symbol5=%5EGOLD&allocation5\_1=20
Guys rate my portfolio, it's intended for low risk high returns. I'm using Pepsi to act as SCHD because it hasn't been around for long enough to back test to 1985. I'm also using GLD and VUSTX to lower max drawdowns. Link: https://www.portfoliovisualizer.com/backtest-portfolio?s=y&timePeriod=4&startYear=1985&firstMonth=1&endYear=2020&lastMonth=12&calendarAligned=true&includeYTD=false&initialAmount=10000&annualOperation=0&annualAdjustment=3500&inflationAdjusted=true&annualPercentage=0.0&frequency=2&rebalanceType=1&absoluteDeviation=5.0&relativeDeviation=25.0&leverageType=0&leverageRatio=0.0&debtAmount=0&debtInterest=0.0&maintenanceMargin=25.0&leveragedBenchmark=false&reinvestDividends=true&showYield=false&showFactors=false&factorModel=3&portfolioNames=false&portfolioName1=Low+Risk+Retirement&portfolioName2=Portfolio+2&portfolioName3=Portfolio+3&symbol1=BRK.A&allocation1\_1=30&symbol2=FSCSX&allocation2\_1=25&symbol3=VFINX&allocation3\_1=15&symbol4=PEP&allocation4\_1=10&symbol5=VUSTX&allocation5\_1=10&symbol6=%5EGOLD&allocation6\_1=10
Who cares? QQQ beat the pants off Buffet. So did Fidelity's FSCSX active managed fund returning 15% since 1985. I haven't got time to worry about ethics. I go where the money is and BRK.B is not it!
Started buying $500 of FSCSX and $500 of FSKAX every month a year and a half ago. Currently lost all profit and lost $2,000 of the principal. So, not great. Still do it, but my timing was not great.
UNH has returned an average of 20% a year going back to 1990. I'm pretty sure it's not gonna just start returning 5% a year from here on out. Same with GOOGL MSFT NVDA.... If so then oh well .... I'll get by. I also have VTI and fsmex and fscsx. FSCSX is a mutual fund that has an average return of 15% going back to 1985. Fsmex is a similar return. Not as dumb as you think.
Right. You want good long term returns. UNH SHW ODFL HD MSFT ..... Stuff like that. Fidelity has two mutual funds that have averaged 15% since 1985. FSCSX FSMEX...
.75% for FSCSX at Fidelity. It has beat the market since 1985. That's $75 a year on $10k. That's nothing!
It's an index fund and a mutual fund(FSCSX, FSKAX) split about 50%. The whole market is down. I have a few single company stocks that have kicked ass, but those were supposed to be the risks, not the index fund.
I index and was 50/50 tech/S&P, but I am now 30% tech (15% FSCSX, 15% QQQ) and remainder in market indexes (35% ITOT, 35% IVV). I will further trim tech if it continues to outperform in Q1.
Wow awesome! I've got 10 shares and a small portfolio. I'm thinking of just doing the FSCSX mutual fund in my ROTH cause I hate always thinking about individual stocks. I've got FSMEX (medical equipment) mutual fund And FSELX in there but the majority is individual. Fidelity's active managed mutual funds have averaged 16% back to 1985. They have a .70er which isn't bad imo. But FSCSX is one of their tech mutual funds. It's returned 16.88% from 1985 til now.
If you don't have a lot of money is suggest QQQ, FSMEX or FSCSX. Fbalx will take a long time to make any money. If you're investing $500 a week no problem, but $100 a week or less, id go with a growth ETF or mutual fund.
If you're at Fidelity there's FSMEX and FSCSX mutual funds that are good for an IRA.
I'm heavy in UNH. 23% cagr from 1990. Thats why I don't like just indexing. Also ASML SHW. Those stocks have all returned above 20% cagr for many years. Then I have my Fidelity FSMEX and FSCSX mutual funds that have returned 15% all the way back to 1985!
Still holdings 3 bags with no worries: VXF - US small business will boom with BBB, specifically universal pre-k FSMEX & FSCSX - have been “crushed” recently are are still delivering their 10yr average 18%+ CAGR The current shift is a rebalancing away from stocks that made crazy runs recently
No it isn't extremely uncommon. Fidelity's FSCSX and FSMEX mutual funds have beat the sp500 going way back to 1985!
Lol, the most successful mutual fund in history averages about that. Look up FSCSX.
for low risk look into QYLD. 1% monthly dividends. virtually no growth though. for aggressive but still relatively low risk: FSCSX and FSMEX... historically beats S&P
Fidelity's FSCSX and FSMEX are active mutual funds that have beat the market since 1985.
Has anyone else noticed underperformance of actively managed funds this year? Particularly, I've always loved my Fidelity Select Retail (FSRPX) and Fidelity Select IT Services (FSCSX), but they've been significantly trailing their Vanguard sector index counterparts (VCR and VGT, respectively) this entire year. In the long run the Fido funds beat their passive counterparts, but I'm curious if anyone else has noticed active fund underperformance this year? I'm trying to see if this is a Fidelity issue or a systemic issue since the market's been way out of whack these last two years and might be throwing analysts through hoops.
2 funds I hold by Fidelity have beat the sp500 going all the way back to 1985. They're active managed funds. 17% average since 1985 about. FSCSX and FSMEX.
The funds FSCSX and FSMEX at Fidelity have beat the sp500 going all the way back to 1985. They've averaged 15+% a year since then.