Reddit Posts
Physical security keys for account multi-factor authentication
Cybersecurity Market Set to Surge Amidst $8 Trillion Threat (CSE: ICS)
Cybersecurity Market Set to Surge Amidst $8 Trillion Threat (CSE: ICS)
Is the cybersecurity space still growing?
[DIY Filing Alerts] Part 3 of 3: Building the Script and Automating Your Alerts
Brokerages need to offer better MFA token options
Third-party management of self-directed trade accounts for the purposes of estate planning? Is it a thing?
CyberloQ ($CLOQ) Synopsis - Digital Asset Security
Brief Overview of CyberloQ ($CLOQ) - Digital Asset Security
Which Authenticator app for Crypto wallet
Advice on primarily dividend based investment strategy
I currently hold a $2.5 MFA Call that expires in Jan 2023. I am unsure of whether or not I should exercise it now or wait to sell it.
$SFET Revenue Growth Hits New Record Amid Growing Enterprise And Consumer Cybersecurity Threats
What are your thought on the following REITS?
Is IVR the most undervalued gem in real estate?
MFA: An steady-growth play REIT with a 7% dividend and nearly 2B market cap
Mentions
It’s the wire size dude. You would have been better off frequently taking wires 20k here 20k there. You probably have either zero other brokerage accounts by which they can reference your agreements or you have multiple with conflicting info. Unusual activity related to withdrawals ifs going to be heavily scrutinized bc of their liability as well. If you have no 2FA/MFA you might well count on seeing that money next year sometime after providing DNA.
Security is all about risk mitigation. Nothing is 100%. A strong password and MFA not using cell text is going to stop most attackers. At that point it's easier for attackers to social engineer their victims into sending them money. See: https://en.wikipedia.org/wiki/Pig_butchering_scam
I wanted to use a dedicated phone number for banking so that number gets associated with MFA and not my public facing phone number. I don’t even share this phone number with friends and family so it doesn’t end up in their phone contact app attached to my name that then gets shared with various apps that they give contacts permissions to. I don’t want that number getting shared to others by the brokerages and then saved into random other company databases.
Calls on these companies and why: GOOGL doing quantum shit, MSFT did windows 98, BROS good, over priced coffee, AXP has LULU credit, POET because I'm trying to get my MFA
Damn dude! I'm glad you checked. Any idea how that happened? You got me thinking I should change my passwords. Do you use different passwords, MFA, password manager etc?
Hello all, I'm an MFA student at Yale, and as part of a project I am looking to interview people in the day trading community. I am happy for you to remain anonymous. There is no budget for the project, apologies, but if you are at all interested, please send me a message!
Decided to buy a few stocks in CYCU not for short term but in the long run. Buying more while I can but not able to make big quantity purchases like I see here and on other stocks. In my industry we make filings to state agencies. A few state agencies were hacked recently such as a few in Nevada, but they are always very quiet about it. State agencies are slow to move on any tech advancements but I have seen increases in their movement towards HCM related vendors, so cybersecurity also makes sense towards that movement - and referencing back to the hackings. Even the IRS now uses third party apps for MFA logins.
OP this is silly about the only thing this protects is your account being hacked which with MFA and strong passwords shouldn’t be much of an issue.
> oh lord he comin' \- vanguard sending me a MFA code
MFA I Bought some of that right during margin calls during 2020 and those lots are paying me nearly credit card interest level returns. I've made out like a bandit on that one. But really any REIT because the whole sector is garbage right now and I love buying garbage before people realize the sky isn't falling and the good times come around once more
If by lost you mean “let AT&T keep a bunch of data unsecured with only a password and no MFA”…then yes That’s on AT&T for not even doing the bare minimum to secure their accounts
# Robinhood on R no longer works? I recently have been trying to use the Robinhood package (1.7) on R to get historical options data. I signed up for Robinhood because you have to link your account but then it asked me for an MFA code which I can't get because Robinhood doesn't allow third party MFA apps. I tried making a PIN code as my second authentication but that didn't work either for the MFA code. I also tried using an older version of the package (1.2.1) but my login isn't working. Anyone have a trick to use another version of the Robinhood package, or any free programs to get historical options data? (Just looking for stock indexes and crypto futures on the major coins.)
They don't need a major growth driver. That's what I'm trying to say. They could literally sit this one out and continue to milk it, which is what they've done for the past few years. They don't have to innovate, they don't have to take risks, they don't have to do shit because the only other player in the game is Microsoft MFA and people hate it
I was going to full port cash yesterday but was too lazy to do the MFA. Procrastination printing.
The vehicle has stopped moving, please enter your MFA code to continue driving.
If that was true the Chinese MFA would have said trade talks are unproductive
Lol. Just get A public REIT then like ARR or MFA or an ETF combining these. It's the same but legit and you retain control of your cash. Can offcourse crash as well, but if you want to go into this sector then this is the way to go imo.
Another IT guy here as well, MFA and teaching our company how to be more aware has been one of the best investments and defense we have implemented for our users. Daily articles, quarterly trainings, and reminders has boosted our company’s security awareness greatly. The small teachings matter.
Another IT guy here, that’s what a lot of the move to MFA, multi factor authentication, has been about. Breach after breach after breach and people are still using passwords that include their birthdates. It doesn’t help that we have attackers on the inside exfiltrating data under the guise of efficiency.
I gave you a direct link to Chinese statements posted on Chinese government website, you posted a WSJ article putting their interpretation on an anonymous source on a matter unrelated to tariffs. Meanwhile this is what China's actually saying about fentanyl: "Fentanyl is the U.S.’s problem, not China’s. The U.S. and the U.S. alone has the responsibility to solve it." [https://x.com/MFA\_China/status/1915711080632115532](https://x.com/MFA_China/status/1915711080632115532) At some point you have to recognize you're grasping at straws, and the fact that you need to grasp at straws already says everything about the power balance.
[This sounds promising, right?](https://edition.cnn.com/2025/04/29/business/china-video-trump-trade-war/index.html) > “Bowing to a bully is like drinking poison to quench thirst – it only deepens the crisis,” China said in its [video](https://x.com/MFA_China/status/1917069881142612278), narrated in English and subtitled in Chinese. “History has proven compromise won’t earn you mercy – kneeling only invites more bullying. China won’t kneel down.” Right?
What a timeline when China MFA is more trustable than POTUS ...
https://x.com/MFA_China/status/1915711139838845405?t=0Mc8it_IiYaE54mkqSFhZg&s=19
The chicken entrails have run dry, I'm back to checking my MFA first 3 digits. Higher than spy? Calls. Lower? Poot!
Power Trade on desktop is the best web based platform imo (important for me as I can’t install a thick client on my work computer). My complaint would be their mobile app on iOS, you get logged out constantly when switching away from the app. It’s made much worse by having MFA enabled because every time you open the app it’s like a 3 step process to log in. Anyway i don’t use the mobile app much so it’s fine for me, and again the browser platform is excellent.
Tried. Credentials were correct, but ConditionalPolicies kicked in and blocked the attenpt. Interesting for me would be: Did these accounts have MFA enforced? Was MFA satisifed by claim the token? I work in that field. I see the following options for this to happen: - Russia has Infostealers on Doges devices that picked up the credentials and they used them as soon they received them (session cookie theft or simply a keylogger -> Depends on MFA Claim being there or not. - They used a really weak password for that tenant owner account (something like password123) and russias bots picked it up quite fast (unlikely)
That's a good call! Right now if they are out there and I can't steal a chicken I look at my MFA code for work. If the first 3 digits are > current SPY = Calls, 3 digits less than SPY = Puts. Surprisingly effective in this market.
Yeah, it's gone. It went away last fall. That's when I noticed posts moaning about lost MFA keys ("I got a new phone and now I can't log in") stopped clogging the spam bin. It's the weirdest and dumbest thing they have ever done and they never even told us about it.
I've decided that if my first 3 digits of the MFA code i use every morning is below SPY's value it's puts and if it's above it's calls. Really takes all the thought out buying.
40, MFA (male female animal), L= length? 1.25 inches of might, read and frontal
spokesperson of china's MFA tweeted this an hour ago... dont think they want to negotiate [https://x.com/spoxchn\_maoning/status/1910206001879613935?s=46](https://x.com/spoxchn_maoning/status/1910206001879613935?s=46)
Lol from China’s MFA spokesperson about 26 min ago https://x.com/spoxchn_maoning/status/1910206001879613935?s=46
Chinese MFA Spokesperson on X: „We are Chinese. We are not afraid of provocations. We don’t back down. “ https://x.com/SpoxCHN_MaoNing/status/1910148704105058692
CHINA state department release kind kind of ironic and awesome at same time https://x.com/MFA_China/status/1907585840752013507
Individuals are the weak link. Keep your phone/computer secure, don't give out your login info, don't blindly click links, don't give anyone your MFA code, don't provide important info to people you aren't 100% sure about, etc. Giving your account away to a scammer is not covered by SIPC or any other depository insurance.
I hope they at least enable MFA on that coinbase account.
Even if he has MFA I have enough info to call the bank up and get a password reset/ MFA reset  I’m going to use the time on hold to pick out the color lambo I’m going to get with this dumbfucks money 
Clothing manufacturing began to significantly move overseas in the 1970s with the rise of cheaper labor in countries like China and other Asian nations, driven by factors like the Multi-Fibre Arrangement (MFA) which set quotas on textile imports, pushing manufacturers to seek production in countries with lower labor costs; this trend accelerated further in the 1990s as trade barriers decreased and globalization increased.
 (MFA)
Just use MFA and you should be fine. And don’t let the US government come in without a warrant, and if possible, hide the stocks somewhere underground.
I don't think it's a coincidence that PlayStation network has been down for almost 24 hours and I just got two different MFA codes sent to my phone.
Nice, I rode NYMT and MFA up about 150% and reallocated out after talk of rates started up. I'm still beating the market from that launch. I agree, they are NOT fire and forget, but between credit cycles, NAV trending and dividend maintenance, I find I do much better than I personally can attempting value investing.
All should have solid security. They should all allow MFA. It's up to you on how many factors you'd like to use. More than 2 should be very robust. As with your advisor, he works for you, you can tell him exactly what your needs are. If you just want to throw your money in an index fund, then he may be somewhat pointless. However, if you are, say 500k+ and/or need help navigating an inherited IRA, trust fund, or estate fund, then they can become very helpful.
You want a third party MFA. You don’t want SMS. SMS isn’t secure.
I currently have accounts with Fidelity and Schwab. Both employ MFA for their apps via Face ID on iPhone. Schwab uses six digit verification codes via SMS for their website, while Fidelity now uses one-touch sign-on approvals behind Face ID using their mobile app as their authenticator. I haven’t dealt with Vanguard in several years now, and aside from TD Ameritrade, haven’t used any other brokerages.
So like MFA? Password and image of the user, great idea
Passkeys, banks won't even let me enroll an MFA device, they're still treating SMS codes as state of the art.
To be fair, most things work with with standard authenticator apps now or at least have the option to work with standard authenticator apps. Obviously there's still some nonsense out there that doesn't, my work loves bringing in new systems that don't use standard MFA apps, but outside of that only instance I have come across is steam unless that's changed recently.
SPY dump already you cheap escort with good conversational skills and an MFA in fine arts.
Big controlled fan here but guys. It looks really bad and like classless pumping when you make a post and have two other comments from your other IR accounts with the company logo as the profile picture pump within the thread. That being said let's fucking go, enjoy turkey day, and give us another MFA to the moon next week.
Yehh and I do also think the customers are stupid for not setting it up themselves anyway, no doubt they've cracked down on it now too which is good. My view is that these type of security protocols should be in place well before a company goes public. For example my employer uses client data in a not too dissimilar way, with more clients and has had an MFA requirement for over 3 years. From an investment perspective I don't think the financial impact to snow has been realised yet with growth slowing on top of this doesn't fill me with hope. Don't get me wrong I was a Snow bull before it all came out
I guess I see it the opposite way and although the customer accounts were serious, the demo account was not. And even the customer accounts were bc the customers didn’t follow widely accepted principles for how to safely handle credentials. Snowflake was handling security to customer accounts the same as a great majority of B2B software vendors do, the customer owns the implementation of MFA and Username/Password security. I believe they’ve really cracked down more than any other vendor from what I understand and provided built in tools to detect security incidents. I’m not sure their competitors have evolved this way.
If Google are responsible for my details being stolen then obviously they get the blame. Having MFA to login is literally so basic. Hackers found a weakness in their security, got malware installed on hundreds of PCs, targeted users that didn't have MFA, including snowflakes own employees and gained access to data Snowflake are paid to keep private not posted all over the internet. I'm just saying I'm not bullish on it just search 'snowflake lawsuit' and look at the number of cases in 2024
Yeh they didn't leak it themselves, but having compulsory MFA for accessing sensitive data is the most basic requirement in this industry. Snowflakes' own employees hardware was compromised with the same malware aswell as on SSO customer accounts. Hackers gained access to snowflakes own demo accounts. Kinda shows very poor regard for data management protocol and training of their employees on its importance.
GlobalConnect is for secure remote network access (VPN). The Yubikey provides your physical MFA to authenticate the login. If you’re using a vault to login, you likely have Snowflake configured with a network policy that only allows logins from a specific IP (a là GlobalConnect). That’s perfectly fine. But I’m just speculating based on your description.
I'm speaking a little outside of my shoes here, but we use ping https token for auth with global connect physical yubikey for MFA and cyberark vault for the actual login. I'm sure I'm butchering that but my space is more on the data modeling and ETL side
Not that it matters to you or me on the Reddit post, but that had nothing to actually do with Snowflake’s security. What actually happened was some idiot customers of Snowflake had their Snowflake account username/passwords stolen and they didn’t have MFA or anything enabled on the Snowflake account. $SNOW didn’t leak any data - their customers did. Just like when a customer has an AWS S3 bucket that’s storing a lot of sensitive data and the user makes the S3 bucket publicly accessible. It’s not AWS’ fault at all - it’s the dumb customer.
I wouldnt kill myself over an 11k loss. For what its worth, I have a BA and an MFA, no job, ideally should have made over $1 million gross over the past ten years. Its probably been 100k at most. Now covid did play into half that time (and still is). But man im tired of being broke.
Do not click on them, set up MFA for your email, and check your login attempts through your security
Your info is actually just incorrect. Lapsus gained access to a support engineers computer, but the most power they had was to reset passwords and MFA factors. They were unable to obtain passwords, create or delete users, or download customer databases. Approx 2.5% of Okta customers were affected. In 2022, GitHub notified Okta that software repositories hosted in GitHub was copied. Not an Okta breach. In 2023, an attacker had unauthorized access to files inside Oktas customer support system. While true that data was leaked, this was limited to names and email addresses within the support systems. No user credentials or sensitive data was accessed. Okta’s production systems were untouched. To this point, Oktas production systems have not been breached. After the most recent event in 2023 they pushed everything on their product roadmap for a security hardening. Their technology remains the best on the market by a long shot and gives folks the best chance at keeping their environments secure. Given the focus back on innovation after the security hardening as well as the huge reductions in price on the auth0 platform and expansion free licensing, I expect them to gain significant market share as they weed out low cost competitors and open source options
Nailed it. They buy enough to make everything a B- with a few As Cs and Ds in their, but buying that suite independently would literally take 10x as much time and a significant cost increase. Just the M365 suite would probably cost 3-5x if you had to piece it all together independently, not to mention the death grip Azure AD aka one of the worst marketing names ever, Entra, has on managing control and MFA for the average business. To be fair though, starting up a company with a credit card and $35/user a month to cover 80% of your IT needs is pretty impressive. It's all the legacy crap that remains insanely expensive, that and Salesforce
Man I hope you bought a good chunk of MFA, it's 6x since this post
buy it and forget about it. but understand most of them lose the share price in the long run. I hold 30K in MFA, RTW and RITM and looking to get rid of it.
Probably from the other jokers who replied with basically spam. One suggested op should just dive in head first like a lemming. The other two just used the opportunity to ask op to DM them for a referral like that's a loophole around referral spam rules. All 3 want to keep in touch with op via private message or by redirecting them to another subreddit they're trying to get off the ground. Same ol', same ol'. Having all your liquid assets tied to a single account is boneheaded when resolving issues can only be done by playing tag with a person via email, phone, or chat. I see people complaining about seemingly minor things that lead to their entire account being locked for weeks or longer. Passing crypto to/from wallets flagged as related to gambling will lock your entire account, entering the incorrect pin too many times at a POS has locked entire accounts, having a recurring bank transfer fail has locked entire accounts, *outgoing* transfers to closed bank accounts have locked entire accounts, people flagging their own account as insecure when they lose their debit card, people not updating their account when they renew their government ID, dummies losing access to the phone number tied to their account when they switch phone plans or services, people forgetting to copy MFA keys to a new device when they upgrade, people travelling abroad with the debit card location protection still on, people failing to cover a margin call, etc. That's just a sample of what I see fairly regularly. Heck, all you need is someone's email address and you could initiate an investigation that'll last days or weeks with a single message sent to report@robinhood.com telling them that it has been compromised. Only a moron would have their entire financial life bound to Robinhood or Acorns or Webull or M1 or Public or whatever they think has the most fun and awesome app or gives them the best referrals. When a problem arises, having it handled by someone who only has your issue to deal with while you're sitting across from them cannot be overestimated.
CC, PSEC, MFA, AB, and maybe some more HE bc I know that divi will be back and it will be awesome
Nah this has been happening for a week now. They also have had MFA problems with Verizon over the past week
F-in Schwab logged me out of all my devices and is not asking for MFA via SMS. But their damn SMS is not even arriving on my phone. I hate this pos company. TDA was light years better and that is something I never thought I would say.
same mentality when people say they won't fly some airline because of a late flight or switch to a different cellular provider because of some minor thing the average corporate computer user is a moron that reuses simple passwords, clicks on every malicious link, will install personal software onto corporate computers if given the chance, too lazy to type in MFA numbers, etc. and people think that IT will dump crowdstrike just because of a single incident that will be fixed in the future
Did you have MFA on the Coinbase account?? Does your recovery email have MFA? Did you enable an api key? If you’re going to play in crypto… you need to know what you’re doing.
MFA protects **"you"** from your account being accessed, your password leaked/guessed/cracked... It doesn't protect the **"company"** getting compromised... Companies get compromised all the time but they recover from it... You might think, that's not much of an issue, ok, the company goes down for a day max, people complain, but things eventually go back to normal. Companies will recover by reversing any account level damages by rolling back their database, and checking with banks to reverse transactions. **But not with crypto... Crypto transactions are irreversible...** That's the difference and why MFA isn't the solution.
A brokerage account with MFA is much safer for like 99% of people.
Having a great product pipeline and research and development teams is an entirely different game than profitably operating fill and distribution networks and a management team that can finesse cost control, BioNTech may have the former, but its management is struggling to meet its financial obligations and is currently being sued as a consequence. (PhD in RNA Biochemistry with an MFA, worked in biotech and pharma for a few decades at a bench and a desk)
Cisco sucks. It’ll continue to trade in the same range it has for the past 20 years. Go to r/networking and read the opinions. Nobody’s first choice is Cisco. They’ve completely stopped innovating and have stagnated compared to their peers. Cisco completely lost the firewall market to Palo Alto and Fortinet. Every acquisition they make underperforms, ie: Meraki’s cloud managed offerings getting smoked by Juniper Mist, Webex (lol) getting smoked by Teams and Zoom, Duo getting smoked by Azure MFA. I guess OP’s post was about them benefiting from infrastructure spending, but I doubt Cisco is anyone’s top choice in default-free zone internet routing either. Usually you see Arista, Nokia, Juniper mentioned more than Cisco’s ASR line. Cisco is a good investment if you want to sell it in 10 years for the same price you bought it for. To be fair, I guess that means it’s better than what 99% of us are buying instead. So fuck it, buy boring ass Cisco.
Yeah the company that leverages SNOW had admin users without MFA enabled lmao
The companies that were hacked re-used passwords that were bought online and didn’t have MFA enabled. You can only protect people from their own stupidity so much. I work for a data security company so I’m pretty aware of the extent of the issue. The breaches have been good for us. But laying this at snowflakes feet is very strange to me.
Did you ignore that it wasn’t SNOW that was breached but rather the customers because they didn’t use MFA?
Insurance companies are and have been rolling out forced MFA and increased security. next 5 years for cyber /protection will be big $
This might be an old chain but I need to make a comment! I am certainly long Rubrik!!! And have a substantial holding! I got in a week or two after the IPO. Though I tried getting stock before Microsoft even invested in them. I have been a Rubrik customer for almost 5 years. I understand the advantages the company has over its competitors. Yes, there are other “backup” solutions out there. None offer the peace of mind like Rubrik! They are constantly evolving and understand what their customers need. Their products are essential for both on-prem, cloud based or even hybrid environments. Ransomware has become a business, being able to actually recover from an eventual attack has never been so vital to any organization. Even with MDR, EDR,MFA!! Attackers will get in and will encrypt your data and backups! As a note, I have used and do use Veeam and other backup solutions, Rubrik has a huge edge on them all. Also Rubrik’s real IP, their proprietary Linux OS. Immutable, without having to configure your own hardened repository like is necessary with other vendors. I hope this helps someone!!!
Ive worked in saas for over a decade sport. MFA is certainly a best practice but requiring it is far from standard. It’s typically a strongly suggested configuration option for the client.
If customers are plain stupid to configure MFA its theire fault. They are responsible. I think a lot of people dont understand what happened and they only Connect the breach to snowflakes fault. Lack knowledge is leading to false understanding and interpretation. Its like for Example: someone steals my password for my Windows Laptop due to bad settings from me and stealing my data. There is beyond no logical reason to say thats on Microsoft. 
> Well MFA cannot apply to service accounts. That's why you use OAuth rather than static API keys and secrets.
Well MFA cannot apply to service accounts. However, the database should absolutely be behind a firewall.
1) I never said snowflake was responsible. I’m just saying this is a developing situation that the market is perceiving as uncertainty, and is pricing lower because of the uncertainty. 2) The tool responsible for the breaches is named “rapeflake”. What is different about the snowflake environment that caused the attackers to target their customer’s specifically? Like I’ve already said in another comment, I find SNOW at these levels interesting, but I’m not about to catch a falling knife. I have read that SNOW is planning on changing MFA to be on by default. That will be a good start to help stop the bleeding.
Saying Snowflake is responsible for the breach is like saying Google is responsible for people who have their gmail accounts hacked. It was the end users not using MFA.
People at my work threw a fit about having to put an MFA app on their personal phone, so we offered them a very old, very slow, used android tablet that they would have to carry around. No one took us up on it 🤷♂️.
This! Just because he’s good at investing doesn’t mean he’s good at everything. In the words of Ian Malcom “Life finds a way” in this case, we’ll figure out how to address that at the right time and valuation. Like everything, there will be a tipping point that counteracts the negatives of AI much like how security has evolved to adapt to things like DOS attacks, or MFA, or different encryption algorithms and standards. It never happens before the introduction of a new technology but always lagging behind it.
You can't MFA an mTLS cert, it is the 2nd factor. You can't MFA an encrypted volume. Also stop talking to bots, dweeb.
only 10 tries + MFA... whacha gonna brute force if you can't access the encrypted data in the first place? we can also find ways to make MFA in encrypted format... but... we gotta keep the peasants scared to control them, right visual mod?
It’s not gonna drive rents down. It’ll drive prices for MFA down by 10-30%.
It is in security center under your profile. But I believe you are right. When I look at learn more under MFA , it takes about being able to turn off prompt for trusted devices. But obviously, that doesn’t work.
yeah that's annoying. my trick was to get the MFA code before trying to log in and then be quick. but it's stupid and not how it is supposed to work
How about "even though you're using your phone on the mobile app we've texted a 6 digit MFA code to you, please enter that code without leaving the Fidelity mobile app. If you leave the Fidelity mobile app you'll have to enter your username and password again and then wait for us to text you a new MFA code". That's how MFA used to work a few years ago in the mobile app, so yeah I just use their desktop app most of the time.
Schwabs app is very limited. It’s only good for MFA. For actual use, the mobile website is better and has way more features and customization.
The sad thing about being GenX? Too smart for weak passwords; too lazy for MFA
Yeah I was trying not to get too lengthy. Definitely DO NOT rely on Google's built in password manager. It's easily hacked and not secure at all. There's also been some.. weird stuff happening around the internet recently to various people that I know, I'm kinda becoming skeptical that there isn't some kind of google password manager breaching or some kind of thing that can get info out of it. But overall secure passwords are less important if you use 2FA/MFA cause at least you should get notification if someone is logging in. I consider the era of *"just have a secure password!*" to be largely el passe wisdom myself, it's one of the least important things to do for personal security compared to everything else.
I bought some coins back when I was 16 and like a moron left them there. They set up MFA without informing a bunch of users, so they cannot access their accounts. A real hastle to get in involving them requesting a picture with photo ID next to one's face with the service request in the background. In addition, they also have a "inactivity fee" of $20/month. Fuck HitBTC.
Same with me. I was backing up phone settings only - not even contacts. Could not do a backup of a iphone 13 pro. The risk of losing my MFA apps is too great for me, so I went to the 50 gb plan and added the wife to my family so we can both do backups of settings and app data now. No photos, nothing else. It's a racket.
Time to create a new email account, download a password manager like KeePass, change your passwords to 12+ character randoms (using KeePass), and enable MFA on everything. I did the same two years ago.
Anecdote, but I'm a startup cofounder who shifted to Firebase for MFA. The dev experience is WAY better and it's WAY cheaper since we already use Firebase. I don't see why a customer would stick with Twilio long-term.