Reddit Posts
These three penny stocks have the potential to treble your investment inside a decade.
What are the implications for pagaya $PGY if they manage to acquire oldman sack's greensky?
Unlocking hidden gems: 3 penny stocks poised for 140% gains.
This prized $PGY doesn't need lipstick (an amalgamation of the DD's)
Penny stocks to keep an eye on if TUP stock explodes once more
Pagaya gets Buy initiation from Benchmark as AI-focused fintech adds partners (NASDAQ:PGY)
The RNER/HUBC Fiasco-Potential Explanations
$THCH - 1.38m Float Ready to Go - Reason for Recent Price Action and Incentive to Push Higher Uncovered
$THCH - 1.38m Float Ready to Go - Reason for Recent Price Action and Incentive to Push Higher Uncovered
$THCH - 1.38m Float Ready to Go - Reason for Recent Price Action and Incentive to Push Higher Uncovered
$THCH S&P Confirms Float Being Adjusted! This Could Ignite The Run!
$THCH S&P Confirms Float Being Adjusted! This Could Ignite The Run!
$THCH S&P Confirms Float Being Adjusted! This Could Ignite The Run!
$THCH S&P Confirms Float Being Adjusted! This Could Ignite The Run!
$PGY. not many people talking about it, htb fee rate over 314%
$PGY monster shorts squeeze coming loading up huge next fib bounce $5s coming fast 🚀🚀🚀💰💰💰#ShortSqueeze #wallstreetbets
$PGY monster shorts squeeze coming loading up huge next fib bounce $5s coming fast was $30s few weeks earlier. 🚀🚀🚀💰💰💰#ShortSqueeze #wallstreetbets
$PGY there she goes won’t be surprised we see $4s a double by Friday on this imminent shorts squeeze enough is overdue for a major reversal from $40s. 🚀🚀🚀💰💰💰😎😎😎 #wallstreetbets
$PGY hit $40s last month there she goes won’t be surprised we see $4s a double by Friday on this imminent shorts squeeze enough is overdue for a major reversal from $40s. 🚀🚀🚀💰💰💰😎😎😎 #wallstreetbets
$PGY in huge here massive shorts squeeze about to go off stock was trading $40s a month ago shorts squeeze Fibonacci bounce to the $5 area in October for sure. 🚀🚀🚀💰💰💰 Massively undervalued here. #wallstreetbets #ShortSqueeze
$PGY in huge here massive shorts squeeze about to go off stock was trading $40s a month ago shorts squeeze Fibonacci bounce to the $5 area in October for sure. 🚀🚀🚀💰💰💰 Massively undervalued here. #wallstreetbets #ShortSqueeze
PGY heavily shorted CTB above 700%, this can go 🚀
$PGY is down 65% and no news on TD Ameritrade
I called $DAVE and $SBIG this week, now I'm calling $KPLT. Fintech despac primed to bounce off this bottom. REVERSAL DD INSIDE (potential SQUEEZE play)
BEEM Ortex data - 7m float - PGY with options!
Why we should not be constrained to the market cap rule and what pin can the mods offer to allow us to pile on the gains made for the taking?
Let’s take a despac ride on SBIT, P/E of 10 and an exact setup like PGY. Let’s get the word out and all collaborate on this one !!!
What hasn’t blown up yet? What’s on the radar?
$SBIG next $PGY they have the exact same charts but $SBIG hasn't squeezed yet 💣(Swipe for charts) Anybody got the ortex #'s?
$PGY squeeze today! 🚀🚀🚀 dont miss it! 💰💰💸💸💸
$PGY squezze today 🚀🚀lets go💰💰💰💸💸
Why TKLF gaped & how it will be a continuous play to $8
$SBIG - Next despac reversal play happening right now - DD INSIDE
$FAZE - 1.3M Optionable Float - Nearly 100% SI - Roughly 400% Cost to Borrow - Legitimate chance for a huge squeeze
Did anyone buy some HKD or PGY today 🤑 CENNTRO is going to do the same thing soon🚀
Are HF's closing shorts before a market crash?
$DAVE - Fintech goliath that's down nearly 93% on zero material company news. Was $11 in march and is now sitting at .60ish. They reported Q2 earnings and reaffirmed revenue guidance of 200m+. HUGE upside potential ahead considering the gap that can be filled (10x-15x).
I really can’t complain about my day today. started at 5 and ended at 57 thanks to burning all 3 of my day trades for the week on $TKLF and $PGY.
Vegetable here back with another play! Looking for a low float despac squeeze play like PGY? Look no further than SBIG. Down HUGE since a month ago, similar marketcap and float to PGY. This will run HARD on volume. Grab em before the crowd comes in. Recently got a $4.50 PT from Jeffries a month ago.
Mentions
Great idea man, I’ll take you up on that. The more reading I’m doing the higher conviction I’m getting on RBRK. PGY maybe as well, but I reeeally like RBRK
I think that’s one of their products yes. But fundamentally. The idea remains the ability to write loans based on x data. You could be write about it being incorrectly priced. I was more conveying that potentially their product might not be as good at competitors but I’m not really too well versed on other competitors. Just been holding Dave for a while. It could be a similar position for PGY
I don't know much about DAVE but they seem to be servicing different types and sizes of loans. DAVE does an AI analysis without credit checks to provide loans up to $500? In any case, this is DD on what I feel like is a major mispricing on PGY and it's many $300-600M commitments by lenders that recently occurred up shows that there is a lot of interest and demand for Pagayas products.
Nice, thank you for explaining that. How did you come across this trade? Do you use $PGY or saw it in the news?
#TLDR --- Ticker: PGY Direction: Up Prognosis: Buy Shares & Feb 16th $26 Calls Catalyst: Earnings on Feb 9th (Expected 4th consecutive profitable quarter) Logic: Post-SPAC "Red Wedding" survivor. Pivoted from holding risky debt to a low-risk, fee-based "tollbooth" model. Trading at ~1.2x P/S while peers (UPST/AFRM) trade at ~6x.
#TLDR --- Ticker: PGY Direction: Up Prognosis: Buy $22 Calls (3/20 & 5/15 exp) Catalyst: Profitable Earnings (Feb 9th) Biological Status: Fully Erect
Any thoughts on PGY? Just started a position
PGY It’ll be triple digits gain this year
Here some of my favourite stocks for this year: \- MU because of the current (and upcoming) chip shortage \- PGY for the potential of AI applied to financial services \- LC for the aggressive market strategy in the banking sector (also supported by the BlackRock MoU) \- ZETA for the huge potential of AI-powered marketing services \- AMPX for the strong moat in the high-performance batteries sector (520 Wh/kg is quite an achievement) \- BKSY for the nice moat: high-freq. high-res. satellite imagery (Gen-3 sats successfully deployed) Just my ideas, feel free to comment and please do your own due diligence before picking any of them ;)
For information, here an overview of my current positions: \- My top growth stocks (about 50% of the portfolio): TSSI, AMPX, PGY, ASTS, BKSY, ZETA, MU, IREN \- Larger cap / value stocks (the other 50% :)) : Alphabet, Amazon, Nvidia, Paypal, Novo I am planning to hold through 2026, may trim only if I see better opportunities during the year! Of course, do your own DD before picking any of them :)
Add Oracle to that list at current prices. To beat the S&P, have to be more concentrated in fewer names and not overly diversified. Lean heavier into names you think have more upside and start smaller with more volatile names and add slowly on larger dips. If it just goes up, awesome. NBIS, PGY, RBRK as top picks for me this year, positioned as so.
I bought $PGY at $8 a share last year. Ridiculously undervalued compared to other fintech peers. It's sitting at $22.5 as of 1/2, which is half of it's peak of $45 in 2025. Annual revenue of about $1.2B, market cap of $1.8B. Hope this helps! I also like $NBIS, $NU, $APLD, $OSCR
Well done on holding on ASTS, same here and couldn't ask for a better start of the year. About the Space sector, I also have a position with Blacksky, same size as ASTS in my portfolio. My other growth stocks that suffered last quarter but are doing great today: AMPX, TSSI and PGY.
ASTS: constellation buildout and government revenue will accelerate exponentially in 2026. PGY: profitable, rapidly growing fintech trading at a distressed valuation over (overblown) concerns on the health of the private credit market. AUR: the leader in self-driving freight will grow exponentially to hundreds of trucks on the road by year end and remove their observer from all trucks by the end of the first half of the year. AMPG: distressed micro cap in the process of converting big LOIs. The only domestic manufacturer of ORAN.
PGY - not at its 52 week lows, but it has come down a lot. It looks like a good spot to buy from a technical standpoint and fundamentals are solid. Its has a mix of value and growth which I like to see in my stocks
I have three that I’m on the fence about: 1.) ASST—bitcoin play with a big name behind it. But it is a penny stock and it’s hard to tell how legitimate the company is and also whether its bitcoin play will play out or not. 2.) SOUN—had a pretty rollercoaster ride this year, but I believe its technology is sound and is unique, but I don’t know about its execution. It’s in the dumps right now so I don’t know if I should just let it go. 3.) PGY—also had a very rollercoaster ride, I was very very optimistic about its long term growth future until the overall financial sector took a hit, and now it’s taking a very very long time for PGY to get out. I don’t know if it’s worth the wait at this point or if it even would have any futures.
You went deep until $PGY? This is their chart.
PGY will be $60 by fall of 2026.
GOOG was my biggest winner this year. Sold early on AMD and ASML My next high conviction plays for first semester of 2026 are PGY and MDAI
I feel like these threads always push the already hyped and expensive meme stocks. Here's an alternative, under the radar, boring pick. Pagaya (PGY) is a financial tech company successfully using AI to help banks take a second look at loan applications using a model trained on millions of loan applications, applicant backgrounds and resulting performance. The results have been crushing expectations, and the loan backed assets they are generating are not only beating other sub prime loan results but are getting paid a premium. They have several customers using their AI analysis tools and currently have 8 more in the onboarding pipeline. This company is exploding with a clear and unchallenged market for it's product. Now it's not without some risks as it's highly dependent on the credit market but delinquency rate concerns have been vastly overblown as we've seen strong results for the credit market over the last month. They also just posted their first two profitable quarters and show extremely rapid growth, meaning it is just the beginning of the show for them. I see PGY making it back to 50 here over the next year followed by a potential buyout by a bank or they just keep growing in a highly profitable sector. Look at all the institutional buying that has recently occurred, their rhetoric on the earnings call and their results and you'll see why this is ship with hitching a ride on.
I would steer cleer of these guys. Their business model is in buying loans that have been rejected elsewhere. We are already seeing increased in delinquincies across consumer lending - this will impact $PGY also.
I'm in PGY too. Underrated company imo but hey that might be my cognitive bias speaking. I like where they're heading and feel like the market generally doesn't really understand fully. I was very pleased with how they presented themselves in their latest earnings call. I think it might take a long time for the market to catch up but think it eventually will. gtal
This is FALSE. PGY forward PE is less than TTM. Earnings are growing. TTM PE about 11.3 while forward about 9.9
Sure, CEO mentioned on earnings call that while they could prioritize sales growth, they plan on onboarding partners in a slow(er) and methodical manner as to mitigate risk from the onboarding of many partners who may not know how to use PGY's platform. Additionally, there is a growth in product development as a form of revenue rather than sales in just API calls to its loan determination model. Not familiar with TTM PE lower than Forward PE ratio, but thanks for calling it out.
#TLDR --- Ticker: PGY Direction: Up Prognosis: All in on shares and/or calls. Catalyst: AI AI AI AI AI AI AI (what bubble) Summary: Company is printing money (35% YoY revenue growth, profitable Q3) and is down 50% from ATHs. Insanely undervalued with a P/S of ~2 and 24% short interest.
going to buy some $PGY - undervalued and oversold. or i'll lose more money on $PGY who knows
losing all my money to $PGY is awesome
I hope PGY has loan default issues, and all of a sudden, people realize having AI make decisions isn't always the brightest of ideas.
using my wife's boyfriend's credit card to buy more $PGY
I should buy more PGY. Those earnings were really good and it’s still trading at below $30?!
PGY 🔥 still so undervalued
[Pagaya Technologies put volume heavy and directionally bearish - TipRanks.com](https://www.tipranks.com/news/the-fly/pagaya-technologies-put-volume-heavy-and-directionally-bearish-thefly?utm_source=robinhood.com&utm_medium=referral) $PGY
PGY and RKLB tomorrow, NBIS and OKLO Tuesday.
PGY RGTI ASTS calls. Fake meet?
I like your rationale here and on your other posts. Curious to learn what you would consider your Top 5 stocks with the kind of upside (right now) that NBIS had when you wrote this 9 months ago. I'm very into PGY for similar reasons but would love to hear some other names. Thanks!
if PGY misses earnings my wife's boyfriend gets to keep my Smartcar
Buying PGY! earnings pre-market on monday. godspeed
PGY is interesting. AI + Finance with double digit revenue growth.
I'm just seeing this... PGY kinda looking juicy ahead of earnings
Quite easy PGY will probably triple by the end of the year
Then why not buy PGY for example already profitable 24% short intrest p/s of 2
Bro, pltr going back to 150. Look at PGY and DKNG for earning calls. 🚀🚀🚀🚀🚀
I bought more Friday spy calls at the bottom Other plays are draft kings calls post earnings PGY calls post earnings PLTR puts leaps DNN $4calls 1/16 (this is the one I'm most excited about) Do your DD, make a bet and cross your fingers
PGY 🚀!!! I told yalll 40+
PGY will make you rich thank me now
PGY is my largest holding and I will get my nut 🥜
Most important is that its a company you would want to own at that price. Take a volatile stock like Pagaya (PGY). Last month it was at around $43 and you would get around $380 for a 30 day ATM put. Today, it is at $28. Even with the premium you collected, you'd still be way underwater. All good if the price goes back up. But if it does something like DNA or other SPACs, it is a big money loser.
**Here's some Private Credit porn mate, a PC snff flic:** **Beneath the surface of what’s been a remarkably resilient US economy, a series of small shocks in the world of private credit have combined to rock companies that service the most financially vulnerable Americans.** **Auto lender** [**Ally Financial Inc.**](https://www.bloomberg.com/quote/ALLY:US) **tumbled 13% during a nine-day losing streak. Fintech lenders** [**Upstart Holdings Inc.**](https://www.bloomberg.com/quote/UPST:US) **and** [**Pagaya Technologies Ltd.**](https://www.bloomberg.com/quote/PGY:US) **sank more than 20% in the same span. Digital payments company** [**Affirm Holdings**](https://www.bloomberg.com/quote/AFRM:US) **and lender** [**Bread Financial Holdings Inc.**](https://www.bloomberg.com/quote/BFH:US) **suffered similar fates. Even** [**Capital One Financial Corp.**](https://www.bloomberg.com/quote/COF:US)**, one of the nation’s largest credit card issuers, lost 7%.**
PGY, DKNG, a little poet, Xrp, solana. Just made a few grand back buying odte spy 660 calls, sold at 663. Still down 11%
$POET and $PGY printing
Pagaya is in the exact same space trading at only 10 forward PE with 30% revenue growth. Upstart is at 50 forward pe for comparison. Pagaya’s partnered with Sofi, Ally, US Bank, and others. I would give it a look $PGY
Stuffed a few potatoes in my ass DOCN PGY HOOD SPY 700
For a 1-3 month call, BROS SOFI ASST PGY are all good turn-around plays.
Pagaya $PGY? Forward PE of 10, 30% revenue growth last quarter. Same space as Upstart. AI powered lending
Any opinions on CCCX, PGY or IONQ? Quantum is a huge market that has not even scratched the surface yet. PGY has been disappointing and is all about AI but it has so much potential. All groups say it’s a BUY. Why is it going down? Thanks everyone.
PGY looks ready to gap-fill into $50 — whales stacking calls, momentum ripping, and resistance levels are paper thin.
Stuffed a potato in my ass APLD DOCN OPEN PGY BTC
$PGY, $SOFI, $FOUR are the easiest plays after this sham announcement. BTIG dude is going behind bars.
$PGY, $FOUR, $VNET, $TOELY, $NVMI absolute gems
🚨 $PGY up 14.78% pre market
What do you guys think about $PGY? Dipped 30% on pretty much no news. Good buy?
What the heck is happening to PGY??? It was at $44 last week and went down 20%. Did something happen?
!banbet PGY $52 6 months
GoPro, PGY, NBIS and ETHU
BITF, HIVE, IREN, PGY, NBIS shwing 🍆💦
With interest rates dropping I would look at a fintechs, real estate plays or small caps PGY, BLND, LC. Maybe Upstart. Small caps I would look at the small cap growth mutual funds or ETFs and see which of the holdings look the most promising
PLTR to ROIV, PGY, VTI. it was actually easy.
PGY doing its thing
Have you tried playing a UPST adjacent company instead with better fundamentals like PGY? And actually keeping it as a hedge
Thank you! I'm very new to stocks and I've gained decent profit so far from non-penny labeled stocks like SOFI and PGY, so I wanted to see if I could risk more for bigger gains in r/pennystocks! I'm sure hoping that I don't lose much by gambling on CGTX.
PGY is absolutely beautiful today. Just need some actual rate cuts and we’re golden.
$PGY, do the DD, going to 70+ in 2026