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Reddit Posts

r/optionsSee Post

WEEKLY PLAYBOOK 11/10/24

r/WallStreetbetsELITESee Post

VolSignals Recap: Bears = tricked into *treating* themselves to a mental health week 👀 PLUS - the SPX Whale whets his appetite 👀 "...JUST THE TIP." 🐳

r/investingSee Post

Getting 13k Every 3 Months for Student Loans, How Should I Invest?

r/wallstreetbetsSee Post

I think ISRG Intuitive Surgical, will start tanking and so buying puts is my play. Please read. There are only 2 FDA apprvd Surgical Robots

r/pennystocksSee Post

Have you heard about Avricore Health - AVCR.V ? 400% Revenue growth year over year and it’s just the start.

r/investingSee Post

Is my fund portfolio good? decent? or total trash

r/pennystocksSee Post

$SHMN NEW ARTICLE : SOHM Inc. Signs LOI to Acquire Stem Cell Disruptive Technology and Patents PLUS Financing Deal

r/pennystocksSee Post

AI should make trip planning less tedious

r/wallstreetbetsSee Post

WHY jobs +339K yet unemployment increased to 3.7% + Fed + Market

r/optionsSee Post

The Advantages of Futures Options Trading over Stock Options: I Increased My Profits 4X

r/optionsSee Post

The Advantages of Futures Options Trading over Stock Options: I Increased My Profits 4X

r/wallstreetbetsSee Post

Bitcoin GOLDMINE!!!

r/smallstreetbetsSee Post

Bullish on Stathmore Plus Uranium $SUUFF - A tiny uranium company with a strong portfolio of assets in Wyoming and a management team with previous discovery success

r/wallstreetbetsSee Post

The marketing group that pumped $HC over +1,000% in a week is about to start promoting this tiny uranium company

r/smallstreetbetsSee Post

Strathmore Plus Uranium (TSXV:SUU)(OTC:SUUFF) is the Best Early-Stage Uranium Play in the US

r/pennystocksSee Post

Why Strathmore Plus Uranium (TSXV:SUU)(OTC:SUUFF) is the Best Early-Stage Uranium Play in the US

r/stocksSee Post

457 account - stable value/cash mgmt/core bond index options

r/wallstreetbetsSee Post

Would you consider reducing Veteran Disability Benefits in order to cut back costs?

r/pennystocksSee Post

ALBT Technical Analysis Update: Bullish Signals and Short Swing Opportunity

r/investingSee Post

Backdoor IRA for 2022 & 23 Tax Year Question

r/StockMarketSee Post

Unusual options activity for JWN (Nordstrom, Inc.)

r/stocksSee Post

Wave after wave of huge fund managers broadcasting over and over about pending recession and the bear market. Why?

r/investingSee Post

Basic question about dividends and gains...

r/wallstreetbetsSee Post

Happy Friday! Get 100% CASH BACK on your first deposit PLUS mega 1st time player promos! (YES, I use and win REAL money!)

r/ShortsqueezeSee Post

$NRBO - The Perfect Squeeze Setup

r/wallstreetbetsSee Post

SPY at the downtrend...MY BEARISH TRADE IDEAS:

r/optionsSee Post

SPY at the downtrend...MY BEARISH OPTION TRADE IDEAS:

r/StockMarketSee Post

SPY at the downtrend...MY BEARISH TRADE IDEAS:

r/ShortsqueezeSee Post

SENSATIONAL MERGER NEWS TO BREAK THIS WEEK: 1 DECEMBER 2022

r/pennystocksSee Post

SENSATIONAL MERGER NEWS TO BREAK THIS WEEK: 1 DECEMBER 2022

r/pennystocksSee Post

Central Banks Are Investing Towards A Certain Future, Why Not Join Them?

r/stocksSee Post

VZ: Lowest P/E in company history implies 20%+ forward annual returns

r/investingSee Post

Best practices say I should have 3x my income saved / invested at age 40 but I'm having difficulty measuring that

r/ShortsqueezeSee Post

$GRPN DD - 52% Short Interest, Deep Value, & A Catalyst

r/WallStreetbetsELITESee Post

$GRPN DD - 52% Short Interest, Deep Value, & A Catalyst

r/wallstreetbetsSee Post

Could you short squeeze the VIX?

r/SPACsSee Post

I’m going to make it real simple…$SPY last year same time around bottomed out because it’s the end of the FEDS FISCAL YEAR…FOMC Meeting will shock a lot of people IMO. PLUS MID-TERM ELECTIONS…Bullish for $AMC $APE As market goes green🎰

r/weedstocksSee Post

Glass House Brands Closes Morro Bay Natural Healing Center Dispensary Acquisition 09/15/2022 $GLASF

r/pennystocksSee Post

Glass House Brands ($GLASF) future king of weed

r/wallstreetbetsSee Post

Trade with PLUS500 at you own risk!! Complete scam!!

r/wallstreetbetsSee Post

Ryan Cohen is not a degenerate and obviously will not HODL forever like most apes here. He will take profits, rightfully so, BUT only when it makes sense. Form 144 is required to be filed for large shareholders (>10% ownership), which he/RC is.

r/stocksSee Post

IRA Tax Question in US

r/wallstreetbetsSee Post

I STG IF WE GET HALTED. YALL BETTER NOT SELL PUSSYS

r/weedstocksSee Post

$GLASF Glass House brands Inc. Completes Acquisition....

r/wallstreetbetsSee Post

enjoy $0 commission for every trade PLUS up to $250 cash bac

r/WallStreetbetsELITESee Post

OFF EXANGE PLUS THE CBOE IT'S 77% and I don't talk about the FTDs and PFOF and the SHORTS

r/ShortsqueezeSee Post

[IGIC] No Escape for Shorts (Warning, long DD)

r/wallstreetbetsSee Post

UPST huge squeeze candidate

r/ShortsqueezeSee Post

SFT The Squeeze and Value Play

r/investingSee Post

ETF distribution yield is way higher than what the official yield states???

r/WallStreetbetsELITESee Post

$BIGBEAR AI HLDGS INC​🇺🇲IF ARE UNITED WE SHOULD ALL LOVE THIS COMPANY AND STOCK FOR THERE CLOUD AND DATA inFO and SQUEEZE THERE SHORTS INTO BANKRUPTCY SPECULATING LONG HOLD 1.5 YRS 13 PLUS

r/investingSee Post

Risks associated with covered call distribution volatility?

r/optionsSee Post

Risks associated with covered call distribution volatility

r/pennystocksSee Post

ex Goldman Sachs Quant said

r/wallstreetbetsSee Post

FOMC Plays Discussion

r/weedstocksSee Post

AdvisorShares and CEO Noah Hamman's Early Days: A Contentious Past

r/wallstreetbetsSee Post

MBB, a triple A rated MBS ETF, has crashed and made a new all time low under the 2008 housing crash. Worst quarter performance ever by far. Mortgage departments everywhere seeing layoffs. And as a bonus, Fannie Mae executives are jumping ship!

r/weedstocksSee Post

Glass House Brands Completes Acquisition of PLUS, a Leading California Edibles Brand

r/stocksSee Post

$ATER SHORT SQUEEZE

r/pennystocksSee Post

ATER SHORT SQUEEZE PLAY

r/ShortsqueezeSee Post

$MEDS went from #600s to top 10 on Fintel last week and has remained ever since. #9 -> #4 -> #7 -> #5 now PLUS, it’s above $SST. $MEDS is next, high SI, high CTB, high DTC, low marketcap makes it easier to move, only 3 million float! $MEDS is next, pay attention! 💊 Get in early or regret later! 🚀

r/wallstreetbetsSee Post

Zoom Video Sucks

r/ShortsqueezeSee Post

$BBAI setting up to do something crazy today or AH. Shorts have ran out of ammo PLUS CTB IS SOARING! 700% CTB! Bull flagging and about to hit it’s support EOD, we are going to fly! 🚀🚀🚀

r/ShortsqueezeSee Post

$SST more good news of another acquisition for a service PLUS more signs that shorts are getting trapped and desperate as FTDs continue to increase. WHALE CALL BUYING heading into next week showing huge support for the stock! This is going to rocket harder than another other de-spac play before. 🚀

r/ShortsqueezeSee Post

I'm adding to my position for free

r/wallstreetbetsSee Post

AMC Time to Party!!!

r/weedstocksSee Post

Glass House Farms Flower and PLUS Edibles Reviews

r/ShortsqueezeSee Post

$SFET SI has reached OVER 100% and they can barely move this stock down! They only have 700k float after insider lockups keeing this above $1 more easily. PLUS they are an Israeli company that helps the Israeli government, they just got hit with the biggest cyber attack in their history today! 🚀🚀

r/optionsSee Post

CEI selling $1,5 calls with very high Premium

r/wallstreetbetsSee Post

Will Domino sell less Pizza because of the border conflict in Ukraine?

r/wallstreetbetsSee Post

Will Domino sell less Pizza because of the border conflict in Ukraine?

r/wallstreetbetsSee Post

CRSR Might Actually Be Squeezable.

r/wallstreetbetsSee Post

🌈🐻 The Vax Short --> Pfizer $PFE 🌈🐻

r/wallstreetbetsSee Post

Shorting SQQQ (for long term)

r/stocksSee Post

Walmart filed trademarks for cryptocurrency and NFTs

r/pennystocksSee Post

Vejii...Plant-based "Amazon": VEJI.CN

r/RobinHoodPennyStocksSee Post

$KOPN - swing play with a METAVERSE pennystock that will be at CES 2022 this week 1/5-1/7 (price went from $2 to $13 in the 6 weeks following previous CES 2021)

r/WallStreetbetsELITESee Post

$KOPN - swing play with a METAVERSE company that will be at CES 2022 this week 1/5-1/7 (price went from $2 to $13 in 6 the weeks following last CES 2021)

r/weedstocksSee Post

Glass House Brands to Acquire PLUS, a Leading California Edibles Brand

r/StockMarketSee Post

How to make PLUS 70 percent in 2022:

r/ShortsqueezeSee Post

Lol at the people here worried of a little AH dip when the stock overall had a great day today! Look at the Inflow > Outflow order distribution PLUS the large scale orders compared to previous days! Support is still here!

r/optionsSee Post

HSBC Puts anyone??

r/ShortsqueezeSee Post

$ISPC has 0 shares left to short, PLUS THERE ARE ONLY 3 MILLION PUBLIC SHARES! This is up next! Buy the dip 🚀🚀

r/optionsSee Post

Don't the $20 LEAPS or long-term options (from May 20,2022 to January 19,2024)for Proterra Inc look like a NO-BRAINER and amazing as of Monday, November 15,2021 ? Stock was $12.51 as of November 15th.Options with MINIMUM 6 months until expiry look like an extremely WISE move. Still very, very EARLY.

r/wallstreetbetsSee Post

$RKT Apes taking to $50 PLUS! Wallstreet Bets / Reddit Revenge

r/wallstreetbetsSee Post

Workhorse Earnings Call - Not Sexy But Solid

r/ShortsqueezeSee Post

GOTU. 50 X bagger this year. Get on the ground floor!!! Buying every dip in premarket and intraday. it’s leaving the runway for sure. I called this weeks ago, squeeze candidate PLUS Long term hold. Not financial advice.

r/SPACsSee Post

$FPAC is gonna be the next de-spac to run

r/wallstreetbetsSee Post

Hate Me Later - $DWAC

r/wallstreetbetsSee Post

Trump Daddy DWAC vs DWACU

r/wallstreetbetsSee Post

Pussy gel for the win

r/stocksSee Post

Why is nobody talking about Regeneron REGN?

r/wallstreetbetsSee Post

gonna go play around with 3000USD on Mr.Sony...

r/investingSee Post

Getting Lost on the Basics of Index Funds

r/investingSee Post

FYI: Apple still gets 30% even with alternative payment methods

r/StockMarketSee Post

Chinese EV Daily: Baidu Unveils First Robocar Today, Tesla's Shanghai Gigafactory Eyes 90% Localization Rate in 2021

r/stocksSee Post

Chinese EV Daily: Baidu Unveils First Robocar Today, Tesla's Shanghai Gigafactory Eyes 90% Localization Rate in 2021

r/wallstreetbetsSee Post

Stop the Cambria Automobiles Takeover to Keep the Upside in Shareholder Hands

r/wallstreetbetsSee Post

Stop the Theft of Cambria Automobiles (and make some money along the way...)

r/investingSee Post

Robinhood is such a scam…

Mentions

🥭: “Dear Jonas: Considering your Country decided not to give me the Nobel Peace Prize for having stopped 8 Wars PLUS, I no longer feel an obligation to think purely of Peace, although it will always be predominant, but can now think about what is good and proper for the United States of America.” “Denmark cannot protect that land from Russia or China, and why do they have a ‘right of ownership’ anyway? There are no written documents, it’s only that a boat landed there hundreds of years ago, but we had boats landing there, also. “I have done more for NATO than any other person since its founding, and now, NATO should do something for the United States. The World is not secure unless we have Complete and Total Control of Greenland. Thank you! President DJT”

This 🥭letter to Norway is the most deranged shit you could imagine, even by his standards, for a certified retard. Over the weekend, Trump sent a letter to Norway’s prime minister Jonas Gahr Støre telling him that “considering your country decided not to give me the Nobel Peace Prize for having stopped 8 Wars PLUS, I no longer feel an obligation to think purely of Peace.”

Mentions:#PLUS

**Dear Jonas: Considering your Country decided not to give me the Nobel Peace Prize for having stopped 8 Wars PLUS, I no longer feel an obligation to think purely of Peace.** What a prick orange turd is really. This is fukin embarrassing.

Mentions:#PLUS

"Dear Jonas: Considering your Country decided not to give me the Nobel Peace Prize for having stopped 8 Wars PLUS, I no longer feel an obligation to think purely of Peace, although it will always be predominant, but can now think about what is good and proper for the United States of America. Denmark cannot protect that land from Russia or China, and why do they have a "right of ownership" anyway? There are no written documents, it's only that a boat landed there hundreds of years ago, but we had boats landing there, also. I have done more for NATO than any other person since its founding, and now, NATO should do something for the United States. The World is not secure unless we have Complete and Total Control of Greenland. Thank you! President DJT" I can't stop reading it...it's just so retarded. 

You are 100% accurate here. IDK why you are getting downvotes. NO ONE not even NATO has gone in to defend Ukraine from Russia. Trump sees this and knows that no one is going to do shit PLUS, WE essentially ARE NATO. All those countries would be useless in war w/o us. Otherwise why can't they do Ukraines bidding w/o us there?

Mentions:#NATO#PLUS

*From Bloomberg News* Donald Trump linked his claims on Greenland to not being awarded the Nobel Peace Prize in a letter the US president sent to Norwegian Prime Minister Jonas Gahr Store. “Considering your Country decided not to give me the Nobel Peace Prize for having stopped 8 Wars PLUS, I no longer feel an obligation to think purely of Peace,” Trump says in the letter obtained by Bloomberg. “Although it will always be predominant, but can now think about what is good and proper for the United States of America.” The Nobel Peace Prize isn’t decided by the Norwegian government but is awarded by an independent committee.

Mentions:#PLUS

Dramatic inflation acceleration since 2002. Banks continued creating ~$3T/yr to lend. PLUS, The Govt borrowed $8T during Bush, $11T during Obama, $10T “for CVD” + $3T or so other debt, split about equally 2019-2020 & 2021-2024. All administrations. All Congresses. Different politics. Same amounts of deficit spending.

Mentions:#PLUS

It’s more than just sending pics and messaging. They have Snap Map, which is very popular and they’re just about to monetize as well. They have Spotlight, which is like TikTok. They have Memories, which is cloud storage. They have Lenses, and they are the #1 AR company in the world by far. Let’s not forget all the data and access to 1 billion users. I mean, they just got paid $400 million by Perplexity and it’s not exclusive. Evan said he wanted to sign more deals with more AI companies. 17 million subscribers @ $750mm ARR, PLUS $6 billion in ad revenue. The numbers are no joke and they aren’t a 1-trick pony.

Mentions:#ARR#PLUS

Yeah I should have phrased it differently We need AT LEAST a Volkner PLUS an administration that will support the austerity measures and coming shocks Instead we have the current administration kicking out the one guy that was okay with riding the shocks out for a soft landing as he has been doing The writing is on the wall... at this point the only real hope is to follow the money... so we see fun stuff like the spike in metals because you cannot beat the whales and Good Ol Boys, you just ride the wave and hope for the best

Mentions:#PLUS

Do you guys remember that Powell is under suspicion for misleading Congress on the…$2.5 billion PLUS renovation on the White House? Let’s get this straight. That’s more than it costs to build an AEGIS equipped Arleigh Burke class Destroyer. That’s how much to build a Super Bowl stadium like the AT&T arena in Dallas. This is just a remodel and Powell is thought to have lied and mislead Congress. Trump didn’t file charges. Please read news before getting so upset. Context: Republican lawmaker referral: :Congresswoman Anna Paulina Luna} referred Powell to the DOJ for perjury charges, citing discrepancies between Powell's testimony and the actual project plans.

Mentions:#PLUS

No doubt you’ve heard all about “loopholes and tax credits”. Care to list any??? I’m willing to bet you can’t, because they’re just buzzwords people use without any understanding of the US tax code. The way the US tax system works is that it’s a progressive tax, which means people on the low income scale pay a lower percentage, and people on the higher end pay a higher percentage. PLUS deductions and tax credits are REDUCED or ELIMINATED once you reach certain income thresholds. ALSO, new taxes kick in over certain income levels (such as ObamaCare net investment tax). You sound like a very young adult that doesn’t make any money nor do his own taxes and is repeating things he doesn’t understand. Comparing one particular year of any individual, totally out of context, means absolutely ZILCH. Ignorant people love to find a year where a wealthy person, who paid millions in taxes every year for a decade, suffered a huge loss and paid no tax one year. They point to it and say “Look! I pay more than this rich guy! The system is rigged!”

Mentions:#PLUS

Kills me how often is asking about taking a debit extending a trade out that bled theta dry with an underlying that went completely opposite against them. Like there is a magic fix. Hell no you should not pay to roll it. For OP, JFC man, this is a terrible idea. You have a position that in 7 days expires. It has a lot of intrinsic value though - it’s deep in the money, literally the only thing on your siE. Sell the damn thing entirely before it bleeds more and get your ~32k and get back to an account size you can do something with. This thing has a Delta of damn near 1. There is no mathematical way this thing can expand in value beyond the movement QBTS makes itself this deep with that little DTE. You have no uncertainty, nearly no time, no volume at that strike, and a ticker that has been in free-fall. There is Open Interest but with the volume that low you are going to have to take a scalping on the fill to sell. But the same will be true 2/20 - your 32 contracts is a lot to dump into the market, and then you get scalped on both sides of the roll - you end up filling twice and have to make a sacrifice to the Marker Makers to unload this thing then do it again to get the Feb 20. There is no upside here. Rolling it doesn’t change that. The delta out there is the same - it’s still effectively 1 that deep. It’s just moving in near exact proportion with the underlying. You just pay 4 grand more to watch that happen for a month and lose more sleep. Your debit to reposition will evaporate into Theta decay to the seller. You have terrible TA on an overextended story stock that suggests this currently has more chance of falling than increasing. At this delta if you roll it has to make a full move back to where you started PLUS the additional debit PLUS all the other times you may have done this on it already to get to even. Do you honestly think QBTS has a snowball’s chance in hell of running back up WELL ABOVE where you opened this in 42 Days. Because if you, your broker has some more options to sell you. You need to stop being a fucking dumbass about accepting the loss, and save your damn portfolio. At best, you hold this until Thursday and close it if you want to see if it gains a sliver more from a QBTS surge. But I would try to just chunk out the sells a bit hoping they fill a little above bid as other positions unwind. Do not this expire or roll it. You are FAR sleeping with some money reclaimed before you decide what you are going to do after emotionally resetting.

Mentions:#QBTS#PLUS

**If it’s good enough to screenshot, it’s good enough to sell.** I spent 14 years as an institutional Portfolio Manager, and we had a strict rule for outliers like this: **"Feed the ducks while they are quacking."** You are up 650% in roughly 6 trading sessions. That is a 3-Sigma event. The market is handing you a year's worth of P&L on a silver platter. If you hold this hoping for 700% or 800%, you are no longer trading—you are gambling on greed. **The "Free Roll" Management Strategy** You don't have to sell everything, but you *must* remove your risk. Here is how a Pro Desk manages a "Runner": 1. **The "House Money" Rule:** Sell enough contracts immediately to cover your **entire initial investment** PLUS a guaranteed 100% profit. (At 650%, this likely means selling only \~20% of your position). 2. **The "Cash Register" Rule:** Personally? I would sell **80% of the position** right now. Bank the 650% win on the bulk of the trade. 3. **The "Moon Bag":** Keep the remaining 20% of contracts as "Runners." * If ONDS keeps ripping? You still participate. * If ONDS crashes to zero tomorrow? You simply do not care, because you already banked a massive win. **The Lesson:** Paper profits are vanity. Realized profits are sanity. Don't let a 650% winner turn into a "I should have sold" story. Lock it in. If you want to learn how to structure exits systematically so you never have to guess, check out how we run the desk:[www.stockoptionstradingcommunity.com](https://www.stockoptionstradingcommunity.com)

Mentions:#PLUS#ONDS

Sofi and other private loan lenders are going to see more business in about 7-10 months due to the elimination of the Graduate PLUS loan, its not about selling the ones already on the books with the US Government.

Mentions:#PLUS

LOVE $CMPS , THEY HAD THEIR COMMERCIALIZATION WEBCAST TODAY, PLUS FDA APPROVAL FOR PTSD INDICATION, TOPLINE PHASE THREE DUE IN Q1 OF 2026 , MORE HERE: [https://x.com/ravagelaserbeak/status/2008965697968472188?s=20](https://x.com/ravagelaserbeak/status/2008965697968472188?s=20)

Mentions:#CMPS#PLUS

If China wants to put a "measured response" on display, taking Taiwan is not it. Plus, no smartphones and AI? That might be a PLUS for Humanity.

Mentions:#PLUS

1. High fees: A lot of the money that should go to cash value in the first several years goes to the salesman's commission 2. Poor investment choices: Your IRA and 401k have various funds you can invest in; the life insurance policy has some internal investments. Your brokerage account (outside of tax-advantaged IRA/401k) has a \*ton\* of choices. 3. Opaque investment: The projection the salesman gives you at an assumed rate of return somehow doesn't actually happen, whether interest rates in general rise or fall. How would you even calculate your return when it's not tied to something you can track via a web site (or newspaper a couple decades ago) 4. Complexity. If you buy term and invest the amount that term saves you over whole/universal life insurance, you have both life insurance and investments that you can understand and access. Access might have consequences (taxes, penalty if IRA/401k), but the insurance may not allow it at all or have surrender charges. The cash value in the insurance is not really accessible if you want it, plus even when it is, the taxes on it can be complex 5. Hidden "drains": For example, if you have your cash value tied to the SP500 return, it's based off the index. But, if you owned a fund of that index, you'd be earning that PLUS the dividends it generates. That can be a 1.6% to 1.8% loss every year that's not obvious. EVERYTHING I've been able to figure out has shown that life insurance investments are suboptimal for everyone except the high income person who has maxxed out his 401k (not just the maximum match but the maximum contribution in 2025 of $23,500 unless age 50 or older \[additional catch-up contribution of $7,500\]) PLUS maxxed out a Roth. Then it MIGHT be worth the additional complexity and fees to save a bit on taxes. NOTE: This doesn't mean to avoid insurance. Make sure to protect those who depend on your income via term life insurance, but everything I see shows that it's better to separate your investments from that.

Mentions:#PLUS#NOTE

I’m not saying you are, I’m saying that’s seems to be the group consensus. Just because Israel called everything anti-semitism and watered down the word doesn’t mean it doesn’t exist. There seems to be an idea that if someone is Jewish they’re trying to bring about Jewish Hegemony around the world. Scroll down you’ll see someone say “look up the pornhub ceo and check early life” as if that means anything, PLUS he’s the ceo but Pornhub board is owned by a private equity firm of 5 white guys. Seems like stupid people conflate Israel with all jewish people, when in reality it’s a class thing and weirdly enough a lot of people with connections. Like out of all of our presidents, only 3 were not Protestant, but we don’t make an assumption that America is owned by a secret kabal of Protestants because then a lot of people even in this sub wouldn’t be able to go through that cognitive dissonance of not hearing a hive mind in their heads. It’s all just about using your brain, the same way you are an independent individual, some random Jewish kid is the same. That’s my opinion

Mentions:#PLUS

You don’t need SCHD at your age, your focus should be on total return, i.e., dividends PLUS capital growth. You’re unnecessarily omitting non-dividend paying stocks. Look at VTI/SCHB to capture the broader market. SCHD may make more sense if/when you may actually need to rely on dividends in 30+ years. You’re also heavy in US-only stocks. This is always a debate but I believe you should have some weighting in developed/emerging markets, like VEA & VWO. This year is a good example of international outperformance relative to domestic.

So what youre doing. You made a bet saying Silver is going to be higher than 45$ at the year end Jan 16 2026. If by January 16 2026 comes and silver reaches say 75$ You can buy silver at 45$ per every share owned. 1 contract is worth 100 shares. Granted your brram even point f you hold would be 45$ +21$ (which is what im assuming was the premum you bought it at.) = 67$ The odds of it hitting there is unlikely to me. Secondly say it hits 40$ and youre what we call out of the money. You still have an OPTION to excercise this. Albeit you'll be dumber than a sack of potatoes because you'd he paying 45$ for a share thats only 40$. Your third option is to let it expire. What this means is youre not obligated to pay for the shares. But your premium. (The 21$ you bought per share) will expire useless and you'll be out your entire investment. Now be extra careful on what options you do! Some options will Keep you ON THE HOOK. For the 21$ premium PLUS whatever the strike value is the stock price. SELLING calls or puts on margin is where a lot of theee degenerates here fuck up because they dont realize theyll be on the hook for there total investment. Robinhood generally allows 2X buying power to be used on margin. So people with 50K liquidity are able to buy 100K worth of calls and puts. When robinhood comes to collect theyll be in debt. Now the real stupid degenerates who use TD or other stock trading markets. They can do what we call Naked calls and Puts. This is where you can lose hundreds of thousands by being an idiot and not knowing the rules. Some trading sites dont have safeguards to limit naked calls and puts and your loss potential is literally infinite.

Mentions:#HOOK#PLUS

Pay it off. If you want numbers logic to justify this recommendation, here you go: At a bare minimum you have to cover the interest with investment profits to ‘break even’. But that’s not 100% true. Inflation is approximately 4% per year (on average, some higher, some lower, but this is a slightly high estimate - the historical average from 1975-2025 is 3.6%). That means to have the ‘same’ spending power you need to grow your money by the inflation rate to have the same spending power. So, that means an investment, to truly ‘break even’ would have to cover the interest on your loan PLUS the 4% inflation rate. That means an investment would have to make a minimum of 10.8% every year to cover to the 6.8% interest on the loan not lose buying power. That means pay it off is the smart way to go, because you’re losing money (spending power) unless you can guarantee a return greater than 10.8% year over year. If your interest rate was from just before COVID in the 1.75-3.25% range it might be different. HYSAs can cover that interest pretty easily, and even with inflation rolled in, you’re looking at 5.75-8.25% increase in your investment to cover the interest costs - and if you can get a consistent 10-11% increase the market, you’re doing better to invest because you’re beating the interest+inflation. But if you have a down year on your investments, that might be problematic to cover the difference even in that ‘better’ case scenario. Note: This is grossly oversimplified but meant to provide a general idea of concerns regarding paying off your mortgage vs. investing. There are holes in this I’m sure, but it’s meant to be a generalized overview of some things to consider.

Mentions:#PLUS

Yes Groq founders created TPUs when they worked at Google but they "have" TPUs, that's still owned by Google. My point was Google isn't dependent on Nvidia as they have their own working alternatives to Nvidia's chips PLUS every other product they sell across multiple industries. 

Mentions:#PLUS

Hi, great observations and questions! Yes, LEAPS Calls just outside 1-year. And yes, I take profit by rolling them UP in the same expiration, resetting them back to 80-delta. That cash can then be put back into more LEAPS Calls. But what I generally do with it is *buy Calls just 100-120DTE*, but still at 80-delta. That's riskier, of course, but it gives more leverage. And it's "house money," so if I lose some of it it's not a huge deal. And when the LEAPS Calls approach 365DTE I'll use some of their excess Delta to roll them OUT to the next expiration. Thus I always keep my LEAPS Calls >1y. And I do the same for the 100-120DTE Calls, always keeping them >100 days. Then whenever I have new cash from the outside (not internal profits, but deposits), it goes into LEAPS Calls. Dry powder: no, but that would definitely have been nice after Liberation (from your money) Day. I stay fully invested, because I'm trying to keep every dollar at work. And yes, that's riskier than holding shares. But I think I mitigate that to a large extent by: 1) Using ETFs vs. individual companies ("single issue" risk). 2) By monitoring daily. You don't have to watch daily--weekly would be enough--but I can't help myself, and I love the markets anyway. So I'm always making those little rolls to take out profit, etc. Another 2008 recession event: I'll ask you to read through my reply above again. It took *9 months* for the S&P to lose the first 20%. Nine MONTHS. Not long ago I said to someone I email with about this stuff that if we kept our heads down, monitored our positions, took them off when they flattened out, and screened for new ETFs to replace them, never looking at SPY or the Naz or Dow, we might not even know there *was* a bear market building in. Because the thing is, something is ALWAYS going up. I can't prove that, but I feel it in my bones. Take the SPDR sector ETFs like gold, technology, financials, industrials, T-bills, healthcare, developed world ex-US, communications, energy, emerging markets, consumer staples, utilities. Some of those you'll recognize as 'defensive' sectors, so they'll probably hold or go up a little. And I already showed in my post above what gold did during 2008. PLUS there's the inverse-index funds (not the leveraged ones, just inverse, -1) like SH, PSQ, SPDN, RWM, & DOG. When I sort by past 3-month performance (or 1-month, if I sense it's happening), those will start trickling to the top of the list. So I can buy them and be short the market, making money on the way down. As for doubling, the S&P has done 16-17% CAGR over the past 5 years. The Rule of 72 says we can divide 16% into 72 and that'll tell us how long to double: 4.5 years. Sounds like you like Nvidia: add in names like that and if you do well maybe you're doubling in 3 years? Now take my XBI example from above: 55% in 2 months = 27% per month. Divide that into 72 and see what you get. It's too stupid for me to even name, and I'm not claiming that. But to give you an idea of the power of LEAPS Calls at 80-delta, plus the 100-120DTE 80-delta Calls I buy with profits, I did [this in 3 months](https://imgur.com/a/schwab-account-statement-11oct25-BLwTnhq) this year, almost exclusively trading GLD. No new money, just aggressively plowing profits into 100-day Calls. And granted, that's not all LEAPS Calls, but to me it proved the viability of the strategy. Take care, Mike

$TSLA will be at interstellar💫 levels by the end of January. Melon🍉 is playing his 420-dimensional chess♟ and everyone that's bearish🐻 is stuck in their plain old X, Y, and Z Cartesian coordinate system. We're about to see the new Giga Venezuela factory🏭 cranking out Cybertrucks faster than a Starship rocket could launch your mom into geosynchronous orbit🚀🚀. ALSO rumor has it battery day 🔋 in March is going to unveil a new plaid edition LiPo powered dildo that charges⚡ in 69 seconds AND comes with FSD (Full Self Dildoing) 🍆 and Cheetah mode. PLUS unlike companies in Gyna...cough cough BYD(eez nuts) 🥜...Easy E-Muskrat knows best how to run a capitalist business (aka cook the books 👨‍🍳📚).

Probably this. If OP is still so scared then go 90/10, 80/20, 60/40, etcetcetc. If OP is still so scared after that then look into adding some alts as well either IRL (PMs) or via portfolio (energy/utes/momentum/downsideprotected/anti-vol). If OP is still so scared after even that then they should look to Ray Dalio's all weather portfolio and reconstruct it even more defensively. If OP is horrified despite all that then they could the things above and then also invest in themselves via skills/education, stockpile physical gold/pms or cold storaged crypto, make sure they are healthy, invest their mental health with therapy, pay down bad debts, built up better credit, maybe hold a bunch of physical currencies of non-US denominations (assuming they are in the US already holding USD), and invest in better human relationships. If OP is still uncomfortable with the state of the world then then they should do all of the above but also train their bodies to peak human physical condition in case society collapses back to the stone age, stockpile tons of toilet paper, then also have food/water/spirits/medicine/entertainment/necessities, have both a rural farm PLUS a private island equipped with a bunker stocked with those things, learn both the way of the sword as well as the mentality of the warrior plus mandatory firearms training, stockpile enough guns/rifles/canons/ammo/drones to outfit a small army, running should always be an option so make sure to have multiple passports/identities in case America collapses, traveling is important so they must also have a car/plane/yacht in case of escape, learn to DIY most things as well as self-medicating, develop a mental state where you can withstand extreme loneliness in case you are the only survivor left, and keep good human relationships but never tell them the truth about what you're doing in case they become dead weight in a zombie apocolyse type scenario.

Mentions:#PLUS

I can’t think why any company would want to overtake Amazon? They’d need to build an entire shipping infrastructure, warehouses, airplanes, essentially an entire FedEx++ PLUS an online store front, and beat Amazon on price and experience. I can’t see why any company would try. It took them over 25 years of not being profitable to even make it work, while everyone 10-15 years ago called them Amazon.scam lol “non profitable company is going to fail”

Mentions:#PLUS

I can’t think why any company would want to overtake Amazon? They’d need to build an entire shipping infrastructure, warehouses, airplanes, essentially an entire FedEx++ PLUS an online store front, and beat Amazon on price and experience. I can’t see why any company would try. It took them over 25 years of not being profitable to even make it work, while everyone 10-15 years ago called them Amazon.scam lol “non profitable company is going to fail”

Mentions:#PLUS

For those of us who are not finance professionals, Peter Lynch said “Invest in what you know”. If you work in telecommunications, for example, you might have insight beyond the average investor in telecom stocks. When I do think I have an opportunity, what lets me hold is this personal belief PLUS having an appropriate size position. You should always be prepared to be wrong and size accordingly.

Mentions:#PLUS
r/stocksSee Comment

RKLB. Successful Neutron launch in 2026 PLUS a huge SpaceX IPO will likely buoy this stock further than ever before. I first bought in at like $3.70 and have been adding ever since.

Mentions:#RKLB#PLUS

Yeah, I once cut a check to the IRS for $150K. Not fun. Even more not fun: They wrote me a few months later saying they had miscalculated something and I owed another $5K PLUS interest…for their mistake.

Mentions:#PLUS

I learned the same lesson. I was basically 50/50 into 2 stocks, and in 90 days both went down more than 50%. I also learned preservation of capital -- I had NO BUSINESS riding it down. Zero. I should have sold when I was 10-15% down. But I kept buying in, thinking I'd caught the bottom and was about to make buckets of money ...and the stocks BOTH just kept going down. PLUS I was heavy in margin (because they were dividend paying stocks) - so my perfect plans all crumbled down, and I made a lot of mistakes. So now that Ive lost a bunch, my new plan is to diversify fund types, diversify sectors, and lean more heavily into bigger blue chip type companies (GOOG, AMZN, TZLA, etc) and Im still investing in BTC too. And they also say that the only real mistake we make are the ones we dont learn from. So I see good things for your future. :) And mine I hope! ;)

Whenever you see these things it’s not about the logic or business aspects of the deal: it’s about the Management and Administrative Fees paid and those are paid to different sets of people in different tranches. So an “Evaluation Team” will get a fixed rate of say $2.5m to examine pros and cons and do some basic Accounting. The “Sheppard Team” will do Legal for virtually uncapped hours and rates by a Law Firm. Same for other Consulting firms including things like Personnel Eval, Real Estate etc. Some will be bites of the apple both as selling entity and buying entity (yeah- not neutral of NDAd lol). Many of these “consultants” will be insiders with little to no experience in M&A and the grift is circular because they also get the rights for the NEXT sale/merger etc. PLUS- stock insider info. The grift is somewhat risk free as no one asks to “show the work” because they’re all in on it

Mentions:#PLUS
r/optionsSee Comment

You are ignoring the fact that by selling the 100 strike the premium you collected included extrinsic value PLUS $993 of intrinsic value, so you did not lose any "appreciation". If stock drops to $99.99 then you can do it again. The downside risk you carry is the same downside risk you carry for owning any shares.

Mentions:#PLUS
r/stocksSee Comment

GOOD obsession will make the stock go up PLUS my value and earnings will increase. I could care less of what the company is doing, Im in it until I see 500 and im selling. Then wait for the next worthy dip!

Mentions:#PLUS

Instructions unclear.  Going to reduce your penis by PLUS 20%.

Mentions:#PLUS

They're **partially correct** on mechanics, but **missing key context** for THIS specific situation. Here's my take: **Where they're RIGHT:** * Delta hedging mechanics are accurate * Gamma does amplify buying pressure as price rises * MMs hedge price risk first, not borrow availability * Near-dated ATM calls do have high gamma * This IS how GME's gamma squeeze worked **Where they're WRONG or incomplete for FLWS specifically:** **1. IV makes the math different here** IV is 170-200%+. That $1,000 doesn't buy what it normally would. Normal IV stock: $1,000 = maybe 10 ATM contracts FLWS right now: $1,000 = maybe 3-4 ATM contracts The leverage advantage they're describing is **already priced in.** You're paying a massive premium for that gamma exposure. **2. Theta is brutal at this IV** Someone in another thread: "Up 221% today, still down 65% overall." If the squeeze doesn't happen THIS WEEK, those calls go to zero. Shares don't have an expiration date. You can be early and still win with shares. Be early with weekly options and you lose everything. **3. Options create TEMPORARY pressure. Shares create PERMANENT scarcity.** When your call expires or you sell it, the MM unwinds the hedge. That buying pressure disappears. Shares you hold = shares shorts can't use to deliver. Ever. Until YOU decide to sell. For the FTD settlement thesis, shorts need ACTUAL shares to deliver. Not synthetic hedges. SEC Rule 204 requires real delivery. **4. This thesis is FTD-driven, not purely gamma-driven** GME was gamma-driven - retail piled into calls, MMs hedged, price exploded. FLWS has that dynamic PLUS mandatory FTD settlement. 527K shares MUST be delivered this week regardless of options activity. That's regulatory, not optional. Gamma is additive here. But the base case works on FTD mechanics alone. **5. The specific recommendation is risky** "Buy this week's $5 and $6 calls for maximum pressure" The $5s are barely ATM. The $6s are OTM. Both expire in 4 days. If the squeeze is Wednesday/Thursday, great. If it's delayed to next week, **those go to zero.** **6. For the NUCLEAR scenario specifically** The post above this was about the infinity squeeze - what happens if shorts literally cannot find shares. That requires SHARE SCARCITY, not hedging flows. MMs can hedge synthetically. But shorts can't deliver synthetic shares to satisfy FTDs.

r/stocksSee Comment

$40bn of treasury purchases by Fed PLUS $15bn more of bill purchases due to MBS rolloff. The Fed debt financing QE has begun! Buy assets or be left impoverished.

Mentions:#PLUS#MBS
r/stocksSee Comment

QE didn’t really exist in 1999, so we have the final melt up PLUS massive inflows to go yet.

Mentions:#PLUS

With the PACCAR presentation and the AABC convention, PLUS the news, DFLI has to pop soon

Mentions:#PLUS#DFLI

So you're thinking about a cash-out refi or HELOC to buy a rental property? I see this all the time.. people sitting on equity wanting to make it work for them. The thing is, you'd be looking at probably 80% LTV max on a cash-out refi, so that's $160k minus your current mortgage balance if you have one. HELOCs can go up to 90% sometimes but the rates are variable which is risky for investment properties. here's what most people don't think about - your debt-to-income ratio is gonna take a hit when you pull that equity out. You'll have a bigger payment on your primary residence PLUS you need to qualify for the rental property loan too. Banks usually only count 75% of rental income toward qualifying, and that's if you have landlord experience. Without it they might not count any rental income at all for qualification purposes. The rental market is tough right now too.. interest rates are still high so your cash flow might be negative for a while, especially after factoring in vacancy, repairs, property management if you use it. I've seen people pull equity thinking they'll make easy money on rentals but then they're stuck with two mortgages and a tenant who stops paying. Not trying to scare you but make sure you have reserves - like 6 months of payments for BOTH properties minimum before you even think about this

Mentions:#PLUS

>Please quote me where I said differently that you loon. What I have been saying this entire time is QE = reserves PLUS long duration asset purchases with intent to ease financial conditions not just reserves. u/tquinn35 Since you hide all your posts it was hard to find but here it is: >The floor/ample reserves system isn’t “easy money,” it’s stability. Maintaining ample reserves is not the same as executing QE. Maintaining "ample reserves" is targeting reserves. They will print money to target higher reserves next year. Ok you are getting way too emotional. Let's see if we can find common ground on and clarify what we agree on. * They will turn on money printer next year, without a crisis. I think this is established. * Targeting reserves is QE as per St Louis Fed. * Next year they will begin the process of targeting higher reserves to ease conditions and they hinted they will do over a long duration as the economy grows. Which meets your definition of QE. Hence they will do QE next year.

Mentions:#PLUS

Please quote me where I said that you loon. What I have been saying this entire time is QE = reserves PLUS long duration asset purchases with intent to ease financial conditions not just reserves. >FYI here is where QE was first coined: >[https://eprints.soton.ac.uk/340476/1/Translation\_Werner\_QE\_Nikkei\_Sep\_1995\_final1.pdf](https://eprints.soton.ac.uk/340476/1/Translation_Werner_QE_Nikkei_Sep_1995_final1.pdf) >But it has evolved to what I quoted. It's reserve targeting with asset buying and that's exactly what Fed will do. What does this have to do with anything? Did I question the provenance of the QE? No I didnt. I am quite aware where it came from. https://preview.redd.it/735audnvy75g1.png?width=1394&format=png&auto=webp&s=ec4c82c86b0c5e719fdd3f12baac13488dd1f493 Since you're not editing and deleting what you said let me add this screenshot for posterity. You said it had no formal definition. I said the Fed maintains a pretty strong definition as presented by the st. lous fed. While the definition has changed since Warner introduced it, it is still defined. Also you clearly cant read cause the entire point of the fortune article is that Warner is criticizing the modern use of QE and suggests that it should be not good for the economy to keep using that way. How does that support your idea that we will continue using QE? >Personally I think you've dug in your heels way too deep with an obsession on semantics to think objectively about what is going on here. Please tell what semantics I have dug in on. You have provide zero actual factual evidence backing up any of your claims. And apparent from above, have often times presented contradictory facts to your arguments

Mentions:#PLUS

*That* kind of synthetic (shares + Put + 4%)? Or the buy-an-ATM-Call and sell-an-ATM-Put kind of synthetic stock position? For u/foragingfish, isn't the advantage of the LEAPS Call the far-less capital invested? 100 shares PLUS paying for a protective Put is a whole lot of money compared to buying say, an 80-delta Call a year out. And from that less capital you get leverage. Thoughts? And for the synthetic long stock position that moves 1:1 with the stock, with no defined Max Loss, while the cash outlay will typically be less, the margin requirement will probably be more than the cost of an 80-delta Call a year out. At least on the few tickers I checked on OptionStrat. No theta-decay with that, granted, but the unlimited loss is a bit scary. Thoughts on that, if that's the synthetic you meant? Thanks.

Mentions:#PLUS

You can exchange your kid's Trump Account for right now for 50% of its value in Trump Crypto Coins! You don't have to wait! Access that beautiful Trump money right now, PLUS! receive a 5% off discount when you spend your Trump Coins at the Trump Fan Store.

Mentions:#PLUS
r/stocksSee Comment

GAS PLUS, bought because a guy provided quite a bit of info about a deal that would make their stock spike up and it actually did, so I sold at 3.6 after building at 2.5 and I was pretty happy. Today it's at 7.

Mentions:#PLUS

It’s not a self fulfilling prophecy as much as it is a Ponzi scheme PLUS a lack of alternatives of where to place “money” for most people. If you put away a certain percentage of your money it is likely to little to buy hard assets (real estate etc) so this is the only game in town and everyone keeps buying in and so on. It will only stop once something big paradigm shift happens to the economy or some other option comes to exist.

Mentions:#PLUS
r/stocksSee Comment

9.1% is accounted with 3%YoY inflation? It's inflation PLUS tariff taxes PLUS the retailer's take for bothering with the tariff taxes. Plus maybe a percent of actual increased business. Biggest takeaway for me here is the tariffs aren't killing demand.

Mentions:#PLUS

No! CTM Castellum BURU NUBURU PSTV PLUS THERAPEUTICS

PSTV PLUS THERAPEUTICS CTM Castellum NUBURU BURU

r/stocksSee Comment

are you serious? do you think that an FDA indication changes the pharmacological activity of a drug? do you think wegovy 25mg is something other than a higher dose Rybelsus? let's talk some facts: in the the ACHIEVE-3 trial we see orfo 12mg with 6.7% weight loss and 36mg with 9.2% weight loss vs sema 7mg with 3.7% and 14mg with 5.3%... this data is relevant as it was a head to head trial. now i know people will want to compare the 36mg to the new 25mg but it wasn't in the trial so there is no concrete data. however... in the PIONEER PLUS trial, we see sema 14mg with 4.7%, sema 25mg with 7.2%, and sema 50mg with 8.4%... we can't compare across trials, but if you want to extrapolate a rough guess, orfo 36mg is likely going to beat 25mg and be slightly less than the 50mg... the next question to ask is whether this kind of weight loss will be seen in non-diabetics, or does orfo have something that uniquely makes it better for diabetics? i guess we'll see when they come out... sounds like you're not very knowledgeable about the company you're bagholding.... which would explain why you're bagholding lol...

Mentions:#PLUS

$TSLA will be at interstellar💫 levels by the end of December. Melon🍉 is playing his 420-dimensional chess♟ and everyone that's bearish🐻 is stuck in their plain old X, Y, and Z cartesian coordinate system. We're about to see the new Giga Venezuela factory🏭 cranking out Cybertrucks faster than a Starship rocket could launch your mom into geosynchronous orbit🚀🚀. ALSO rumor has it battery day 🔋 in January is going to unveil a new plaid edition LiPo powered dildo that charges⚡ in 69 seconds AND comes with FSD (Full Self Dildoing) 🍆 and Cheetah mode. PLUS unlike companies in Gyna...cough cough BYD(eez nuts) 🥜...Easy E-Muskrat knows best how to run a capitalist business (aka cook the books 👨‍🍳📚).

??? Okay okay. My friend, I am on lunch right now, so I have time for a quick run down. I will try to be succinct: You've confused **me!**. You see, it's all not really an opinion of mine, lol; it's fact. It's just how it works. It's not a controversy, it's a **lie** he and his toadies tell to hide the fact that the **Importing US companies pay the tariffs on said tariffed goods** that said US company buys from abroad. First, head on over to trusty Wikipedia and read up on what a 'tariff' actually is, and what it's intended purpose entails. https://en.wikipedia.org/wiki/Tariff Second.... To directly answer your question: The broad idea of a tariff is to increase the price of imported goods to make identical (or at least similar) domestically produced goods cheaper and thusly more attractive to buy. **Example** If Costco imports cheap apples from some other country, lets use Canada for the heck of it, and they cost 10$ per bushell, they turn around and sell them to **YOU** the US customer, for lets say 15$ a bushell. Great. Who everyone wins right? Cheap apples, Canadian farmer who grew them is happy. US average joe consumer is happy. Cheap is good. Yeah? **BUT** The US farmer in Georgia can't compete with those cheap apples. He, for whatever reason (crapp6 harvest, pests, floods, drought, apples pickers on strike or getting rounded up by ICE even....) has to sell his apples to Costco for 15$ just to break even. Then, Costco adds it's markup and boom. US domestically grown apples cost 25$! US average joe consumer obviously wants to pay less so he buys the Canadian apples when he shops. Thia screws over the US farmer. So, what to do?!?! Many options, but a tariff could be used to level the playing field. If apples from Canada are, say, tariffed at 100%, when Costco goes to buy and import them they get their apples, but at the loading dock or whatever they find US customs has attached the tariff to the price. They ain't 10$ a bushell anymore. 100% tariff means they're now 20$ and here's where the tariff bites: **Costco passes on that extra cost to YOU, the US consumer!** Costco adds that extra cost to the price is charges US average joe consumer, plus its markup (like all companies do to make a profit), and boom, Canadian 'cheap' apples are now 30$ a bushell!! American apples from that farmer in Georgia haven't changed price, still 25$ a bushell, and Canadian imported and tariffed apples are now 30$.... So what is the average joe US consumer now more likely to buy??? The cheaper US apples. And the playing field is now more level. **BUT WAIT, IT GETS REALLY, REALLY DUMB!!** So what about a product the US doesn't make domestically, like coffee, or rare earth elements? When Trump tariffs those, what happens? Well, there is no US domestic production to 'level the playing field for', so Costco just grins and bears it when it imports that coffee from Colombia, and then like a good capitalist US company, **passes on tye tariff cost right to you, the US average joe consumer!** Whew. That was a long explanation, and ita super, *super* over simplified. PLUS, Trump changes his mind like he changes his diapers; he's SUPER erratic and unstable. Often based on his frigging mood or some petty insult.... Economics hates instability. **TL;DR - A US company imports items from a country that Trump tariffs, the US company pays the tariff, and passes on the extra cost to you, the US consumer.**

Mentions:#ICE#PLUS

People talk shit about British food but we have: Sunday Roast Fish and Chips Bacon Rolls Chicken Tikka Masala Cheese and Pickle Sandwiches PLUS - we have way better crisp (chip) options than the US

Mentions:#PLUS
r/stocksSee Comment

Yeah, people keep parroting that point.  Have they seriously not noticed that Google just changed what happens when you search to LLM response PLUS the search results?  It’s great and was always obvious to me it’d be a simple adaptation for them. I have a big Google allocation and am only thinking of increasing it now.  They’re doing great.

Mentions:#PLUS

I have been DCAing many mineral mining stocks like HL, CDE, AEM and the like. Recently got into energy ETFs like PHO and VDE. also WM is always good to DCA in my opinion. That said, I decided to sell all my tech stock (42 NVDA and AMD, RIGHT before the AMD spike over $200=(....... But I moved a lot of that capital into my Robinhood account where I've been DCAing all those I mentioned (and some I didn't) PLUS selling options on TSLL. Been getting 10%/month on average since August so.... Can't complain yet

r/stocksSee Comment

Well it shows as up 575% on my watchlist entry, since I added it at the end of 2021. It has likely split many times since your grandma bought shares. Let's say she bought before it started running, at peak volume we were seeing $17-18 in today's shares, which is pretty much the same. So let's say average 6-7x her investment in value PLUS dividends during that whole time, if she had it reinvesting it could be a huge chunk, even if she only bought the equivalent of 1000 of today's shares, that's probably added up quite a lot. And in the last few years, it may have moved from "money" to "serious money" This is assuming I'm not missing some math.

Mentions:#PLUS
r/wallstreetbetsSee Comment

Nice spot to add CCCX at the bottom. This thing is NAV protected, very limited downside with unlimited upside here. CCCX / Infleqtion is an NVDA-partnered quantum company, the only Neutral Atoms pure play stock, PLUS they are the quantum sensing leader.

Mentions:#NVDA#PLUS
r/wallstreetbetsSee Comment

$TSLA will be at interstellar💫 levels by the end of November. Melon🍉 is playing his 420-dimensional chess♟ and everyone that's bearish🐻 is stuck in their plain old X, Y, and Z cartesian coordinate system. We're about to see the new Giga Venezuela factory🏭 cranking out Cybertrucks faster than a Starship rocket could launch your mom into geosynchronous orbit🚀🚀. ALSO rumor has it battery day 🔋 in December is going to unveil a new plaid edition LiPo powered dildo that charges⚡ in 69 seconds AND comes with FSD (Full Self Dildoing) 🍆 and Cheetah mode. PLUS unlike companies in Gyna...cough cough BYD(eez nuts) 🥜...Easy E-Muskrat knows best how to run a capitalist business (aka cook the books 👨‍🍳📚).

r/stocksSee Comment

Home appreciation gets directly funneled into your equity. I bought my condo in 2021 and it's appreciated \~13%. I put down 20%. This is a 65% gain on my initial investment not even counting the equity gained from paying down principal. I know interest + tax + insurance + maintenance is just sunk cost. Now consider renting, where ALL of your rental payment just money out of your pocket. PLUS my mortgage + association fees + insurance is several hundred dollars below the average rent in my area. The same people who own but don't currently live in their units are renting their units, so they are just passing on excess cost of insurance + maintenance + profit to the renter. OP is flat out wrong.

Mentions:#PLUS
r/stocksSee Comment

No arguments on the freedom of movement, but the "rent and invest the difference" part depends heavily on the part of the world you live in, due to differences in the renting market. In my home country in the eastern parts of Europe, although most people rent, it's actually more financially efficient to buy the same property, rather than rent it. If you have a relatively decent income and can afford the 10-20% down payment, that is. That's because the mortgage interest is relatively cheap (now that EURIBOR has gone back down - mine's currently at 1.5% base + 2.1% EURIBOR, so 3.6% in total) and most landlords are also paying mortgage on the property. So when you rent, you're most likely paying the landlord's mortgage PLUS their profit margin.

Mentions:#PLUS
r/wallstreetbetsSee Comment

this is exactly right, its insatiable greed PLUS tariffs

Mentions:#PLUS
r/wallstreetbetsSee Comment

if you’re smart, you’ll hold your puts past weekend, the jobs data is gonna be forced out and be horrible PLUS IMF are gonna downgrade US Economy growth in Q4

Mentions:#PLUS
r/wallstreetbetsSee Comment

If we stay under 678, we still decay to 0 and i keep the whole mount PLUS the rest of the remaining premium. (~60K). If we gap over. Now lets say we gap to 680, shorts will close tmr at 2$, so i net win 117K, so a 67k loss relative to today’s close. HOWEVER, my 595 Longs will rise ~ 4.60 in premium, netting me roughly + 275K relative to today’s close. So if we gap down, great. If we gap up, great. This strategy only rlly goes tits up under a must linger downturn, but if anything thrives in chop.

Mentions:#PLUS
r/pennystocksSee Comment

Had to leave SCWO for a while. My capital needa compound or decrease lesser elsewhere. Buying more CTM as it is slowly growing from the anticipated $60m+ gov contract deal n brewing institutional buying PLUS more debt clearances. Nuclear is another potential future energy source for AI, so NUAI is looking sweet rn as I'm buying increments bit by bit. Have a great rest of the week everyone 🔹 💵 📈

r/wallstreetbetsSee Comment

By this time next year so far, and any other bank that does Private loan lending for education, is going to see a huge uptick in business. The death of The Graduate PLUS Loan in limits on parent borrowing for plus is going to give all these Banks a ton of business

Mentions:#PLUS
r/wallstreetbetsSee Comment

Never trade an earnings play. Options become ridiculously expensive and when we are at ATH’s a beat on both sides PLUS language is absolutely needed. To risky. I always buy a week AFTER calls and start 1-2 weeks earlier way out of the money but def below any new highs if the market is wobbly or an Nvdia didn’t hold it’s top level.

Mentions:#PLUS
r/stocksSee Comment

I never time it perfectly. But a profit is a profit. Active investing always out performs. The stats for buy and hold vs active are bullshit because most idiots buy high and sell low. Example: market drops 10%, how much does the market need to correct to get back those losses? Its not 10%, its more because your starting at a lower amount now. If you had taken your profit close to the top, and then buy in close to the bottom, then you made a profit on the original sell PLUS the profit on the new correction, but if you buy and hold you are back to break even.... again, its impossible to time it, but you can get close +/- 2-4%. I am not holding onto cash, I put the money to work in short term treasuries or municipals while I wait for a good entry point. The majority of my portfolio is in fairly safe assets like bonds and fixed income. When the market crashes 10%, my portfolio is down 2-4% maybe. I swing trade with about 10% of my portfolio and I am beginning to liquidate that and waiting for deals. Which is what I did today. I typically swing trade safer equities anyways. Things that pay a dividend just in case if I have to bag hold it for a while... at least I make a dividend. I do deviate from this sometimes though. Bought $500k of Google in April and sold around $215. Made an easy $150k profit. Sure i could have held onto it and made more, but again, a profit is a profit.

Mentions:#PLUS
r/wallstreetbetsSee Comment

PLUS, its wayyyy too late for for shorts.... Summers over

Mentions:#PLUS
r/StockMarketSee Comment

Weird, $100B profits, $4tn valuation. Surely, that's the P/E of 40, but what do I know... Yes, another iPhone moment and they can sell new iPhones PLUS whatever device they come up with to all their existing customers. But they don't seem to be on top of AI, VR, robots so the next iPhone moment looks more remote.

Mentions:#PLUS
r/wallstreetbetsSee Comment

Hey bulls – tonight is your lucky night. I will copy and draw your lines perfectly on my nutsack behind the Wendy's. I am giving a full refund PLUS complimentary puts to the first bull that can get the permanent ink off with their tongue.

Mentions:#PLUS
r/stocksSee Comment

Oracle’s backlog was increased from roughly $150B to $450B based on investment commitments from OpenAI. That sent the stock soaring. Then reality hit: OpenAI has raised somewhere between $60B-$100B depending on how one measures that. So until OpenAI demonstrates their ability to raise that kind of money, the CapEx commitment is a bit “fugazi”. Can OpenAI raise that through a combination of Supermoney (iterative stock equity investments using stock of the target) PLUS tapping debt/capital markets? Probably. The issue is that the $300B Oracle investment commitments are merely a portion of OpenAI’s investment “commitments”.

Mentions:#PLUS
r/wallstreetbetsSee Comment

Lol. So, a reset to January PLUS we had huge economic disruption. Stupid Orange Shithead.

Mentions:#PLUS
r/wallstreetbetsSee Comment

Good god, hope this trade works out for you regard. So what priced in before were DAU/ARPU metrics PLUS its data being used by LLMs, now if Google doesn't rollback API changes, you think OpenAI and others to start paying RDDT for data? That's the only way it can get back to the hype it had IMO.

r/wallstreetbetsSee Comment

Google is really ALL the Mag7 combined + OpenAI + Quantum PLUS they are major shareholders in SpaceX, ARM, Uber, ASTS, Planet Labs, GitLab, etc., AND majority of AI startups use their cloud. https://preview.redd.it/1qwq16uef4yf1.jpeg?width=1179&format=pjpg&auto=webp&s=e68b26bd7e8c4ce24bcbdffb90edab827087387c

r/wallstreetbetsSee Comment

Been saying it for a while now. https://old.reddit.com/r/wallstreetbets/comments/1lu49cj/what_are_your_moves_tomorrow_july_08_2025/n1vcaem/ With no Federal PLUS loans sofi and other lenders are going to see a ton of business in the coming years. Sept 2026 will see a surge in borrowing.

Mentions:#PLUS
r/wallstreetbetsSee Comment

Federal Graduate PLUS loans are gone starting July 2026 and Parent PLUS loans are going to be limited to 20k (with a 65k per student borrowing cap) All these private loan companies are gonna see a surge in business starting in Aug 2026.

Mentions:#PLUS
r/wallstreetbetsSee Comment

Been saying it for a while now. https://old.reddit.com/r/wallstreetbets/comments/1lu49cj/what_are_your_moves_tomorrow_july_08_2025/n1vcaem/ With no Federal PLUS loans sofi and other lenders are going to see a ton of business in the coming years. Sept 2026 will see a surge in borrowing.

Mentions:#PLUS
r/wallstreetbetsSee Comment

$TSLA will be at interstellar💫 levels by the end of November. Melon🍉 is playing his 420-dimensional chess♟ and everyone that's bearish🐻 is stuck in their plain old X, Y, and Z cartesian coordinate system. We're about to see the new Giga Quebec factory🏭 cranking out Cybertrucks faster than a Starship rocket could launch your mom into geosynchronous orbit🚀🚀. ALSO rumor has it battery day 🔋 in December is going to unveil a new plaid edition LiPo powered dildo that charges⚡ in 69 seconds AND comes with FSD (Full Self Dildoing) 🍆 and Cheetah mode. PLUS unlike companies in Gyna...cough cough BYD(eez nuts) 🥜...Easy E-Muskrat knows best how to run a capitalist business (aka cook the books 👨‍🍳📚).

r/investingSee Comment

When I finally felt financially secure in my late 30s with a good chunk of investment savings, good salary, job security and the bills/mortgage are automatically being paid comfortably, it's a mental mind shift to start spending some hard earned money on nicer things in life. Just need to do some planning and self control so you won't ball out of control. Knowing that you can spend comfortably on some nice fun things plus pay the bills/my mortgage and that you still have a consistent salary from your job PLUS investments making money in the background is a great thing to have in life.

Mentions:#PLUS
r/ShortsqueezeSee Comment

🚨🚨You guys should look into RVPH CALLS ARE CHEAP FOR JANUARY 16 2026 GOOD DELTA EXPOSURE WITH GOOD GAMMA EXPOSURE AND IN THE FALL-WINTER TIME IT RUNS GOT EARNINGS IN 20 DAYS PLUS FDA CATALYSTS🚨🚨

r/stocksSee Comment

eTORO is earning with OTC CFD trading, it doesn't need to hold any real stock the 80% user will lose money beacuse of high spread and high leverage. And CFD is forbidden in US, so NO, you are wrong. They have no unique product compare to other CFD broker in europe, just common casino. PS, what crazy is PLUS500 broker, they offer a 5x Leverage Stock Option CFD...which means your leverage can easily explode to 10x or even 100x, it is insane......

Mentions:#PLUS
r/wallstreetbetsSee Comment

We need ALL MIGHT. GO BYND PLUS ULTRA!!

Mentions:#BYND#PLUS
r/wallstreetbetsSee Comment

Right, a company with decent value, crazy high short interest PLUS covid, everyone was at home bored with money to dump at shit, retail investing was at its peak, a little luck on things going viral outside of WSB... it was truly a perfect storm, one that might very well happen again one day. But not every single shorted stock is going to "moon" because of these hypothetical squeezes, the vast majority are just going to bleed and die.

Mentions:#PLUS
r/wallstreetbetsSee Comment

$TSLA will be at interstellar💫 levels by the end of November. Melon🍉 is playing his 420-dimensional chess♟ and everyone that's bearish🐻 is stuck in their plain old X, Y, and Z cartesian coordinate system. We're about to see the new Giga Quebec factory🏭 cranking out Cybertrucks faster than a Starship rocket could launch your mom into geosynchronous orbit🚀🚀. ALSO rumor has it battery day 🔋 in December is going to unveil a new plaid edition LiPo powered dildo that charges⚡ in 69 seconds AND comes with FSD (Full Self Dildoing) 🍆 and Cheetah mode. PLUS unlike companies in Gyna...cough cough BYD(eez nuts) 🥜...Easy E-Muskrat knows best how to run a capitalist business (aka cook the books 👨‍🍳📚).

r/wallstreetbetsSee Comment

$TSLA will be at interstellar💫 levels by the end of November. Melon🍉 is playing his 420-dimensional chess♟ and everyone that's bearish🐻 is stuck in their plain old X, Y, and Z cartesian coordinate system. We're about to see the new Giga Quebec factory🏭 cranking out Cybertrucks faster than a Starship rocket could launch your mom into geosynchronous orbit🚀🚀. ALSO rumor has it battery day 🔋 in December is going to unveil a new plaid edition LiPo powered dildo that charges⚡ in 69 seconds AND comes with FSD (Full Self Dildoing) 🍆 and Cheetah mode. PLUS unlike companies in Gyna...cough cough BYD(eez nuts) 🥜...Easy E-Muskrat knows best how to run a capitalist business (aka cook the books 👨‍🍳📚).

r/wallstreetbetsSee Comment

You Hurd these words before “GOOOO BYND” “PLUS ULTRA”

Mentions:#BYND#PLUS
r/wallstreetbetsSee Comment

Eh civil has its moments beating y'all out when it comes to employability, but employability PLUS wage? Yeah electrical is solid af

Mentions:#PLUS
r/optionsSee Comment

Congrats on reaching that point. Here's what the data actually shows about making a living selling options: I've researched this extensively because I considered the same path. The reality is both more promising and more dangerous than most realize. The Good News (The Edge is Real) The statistical advantage for option sellers absolutely exists: * 60-80% win rates are consistently documented across academic studies * CBOE PutWrite Index: 10.32% annual returns from 1986-2018 vs 8.77% for S&P 500, with 36% less volatility * Options Industry Council 15-year study: sellers averaged 8.27% annual returns while buyers lost 5.39% * Implied volatility exceeds realized volatility 85% of the time (AQR Capital research) * 2024 Boston College study of 2.4M retail trades: naked option selling earned 20% average returns So yes, the math works. The volatility risk premium is real and harvestable. The Brutal Reality (Why Most Fail) Here's where it gets darker: Capital Requirements Are Massive To generate $5,000/month income reliably: * Covered calls/cash-secured puts: $200,000-$300,000 (2-3% monthly target) * Credit spreads: $50,000-$100,000 (more capital efficient but active) * Iron condors: $75,000-$150,000 (10-20% on deployed capital) * PLUS you need 30-40% extra cash reserves for volatility spikes Below $50k account size, this strategy is barely viable due to position sizing constraints and fee drag. The Catastrophic Failure List * James Cordier (OptionSellers.com, 2018): $150M fund blown up in 2 weeks. Clients lost 100% + owed more. Natural gas spike, naked calls, 20-40x overleveraged * Karen "Supertrader" (2016): $136M fund, $57M unrealized losses hidden through rolling scheme. SEC fraud charges, $1.5M fine, permanent ban * 1987 Black Monday: Harry Fluke lost life savings + owed $513,000 from selling "safe" naked puts for $500 premiums. Professional trader lost $52M in one day * March 2020: Countless traders reported "losing double what the market lost" as VIX hit 82.69 The quote "picking up pennies in front of a steamroller" exists for a reason. What Separates Survivors from Casualties Position Sizing is Everything * 2-5% risk per trade maximum (Cordier had 20-40x this) * Use only 25-30% of available buying power (NOT 70-80%) * Multiple uncorrelated positions, never concentrated Defined Risk is Non-Negotiable for Retail * Credit spreads and iron condors survived March 2020 with 20% drawdowns * Naked options/strangles wiped accounts via margin calls * Yes, you collect less premium. But you survive Professional Risk Management * Enter at 45 DTE (optimal theta) * Close at 50% max profit (dramatically improves win rates) * Exit at 21 DTE regardless (avoid gamma risk) * Stop loss at 200% of credit for undefined risk * Portfolio margin only if you have 2-3x minimum requirements in reserves Early Retirement Now survived both Oct 2018 and March 2020 crashes using these rules. The OptionSellers clients using similar strikes but without proper sizing/risk management lost everything. The Tax and Time Reality Check Tax Treatment Destroys Returns * Short-term options = ordinary income rates (up to 37%) * 12% gross return → 8.16% after-tax at 32% bracket * SPX/NDX/RUT options get 60/40 treatment (max 28% rate) - substantially better * Stock options + wash sale rules = tax nightmare for active rollers This Isn't Passive Income * Covered calls: 20-30 min weekly * Iron condors/strangles: 30-60 min daily + hours during volatility * Learning curve: 100+ hours before you're competent * Compare to dividend stocks: 5-10 min quarterly Realistic Net Returns * Conservative defined-risk: 8-12% gross → 5-8% after-tax (high bracket) * With 2x portfolio margin: 16-24% gross → 11-16% after-tax * Expected drawdowns: 15-25% during crises * One bad volatility regime can erase years of gains How It Compares to Alternatives Dividend Stocks * 2-4% yield + appreciation * 0-20% tax rates (qualified dividends) * Truly passive (5 min quarterly) * Full upside participation * Lower income but WAY simpler Options Income ETFs (JEPI, JEPQ) * 8% distribution yield * Professional management, no blow-up risk * BUT: 2023 returned 9.9% vs 26.3% for S&P 500 * You cap upside permanently for that income My Honest Assessment You can make a living selling options IF: * ✅ You have $100k+ dedicated capital (preferably $200k+) * ✅ You use ONLY defined-risk strategies as retail trader * ✅ You never exceed 2-5% risk per trade, 25-30% portfolio exposure * ✅ You can psychologically handle 20-30% drawdowns without abandoning strategy * ✅ You have 30-60 min daily during market hours * ✅ You understand this is active income, not passive You will likely blow up IF: * ❌ You sell naked options with <$100k account * ❌ You use >50% buying power regularly * ❌ You increase position size after winning streaks * ❌ You sell options based on "market view" rather than mechanical rules * ❌ You lack 2x margin requirements in cash reserves The Professional Verdict Academic research is clear: Both retail and institutional investors profit most from selling volatility, but retail traders using simple strategies systematically lose money. The difference is capital, discipline, and risk management. Warren Buffett's successful 2009 option selling (puts on S&P at 450 strike during crisis) shows what it requires: $100B+ balance sheet making margin calls impossible, 50+ years experience, contrarian timing during panic, and ability to hold regardless of mark-to-market. Retail traders have none of these. The CBOE PutWrite Index proves 30+ year viability, but recent 2024 CAIA research warns "option selling has become consensus" with oversupply degrading future returns. Covered call strategies targeting high yields (12%+) LOST money 2011-2023 despite the bull market. Questions to Ask Yourself 1. Can you watch a $50k account become $35k in 3 weeks without panic-selling? 2. Do you have enough capital that a 30% drawdown doesn't threaten your lifestyle? 3. Can you follow mechanical rules when your gut screams to deviate? 4. Are you okay earning 8-12% with constant stress vs 10% buying index funds? If you answered yes to all four, you might be in the 5% who can do this successfully long-term. Congrats again on your success so far. Just make sure you've stress-tested your approach against a VIX spike to 40+, because that's when you'll find out if your risk management is adequate or if you're just lucky. The graveyard of blown-up option sellers is 20x larger than the roster of people who've done this successfully for 10+ years. Respect the steamroller.

r/pennystocksSee Comment

The other stock board are going crazy over ADAP AH. Of course half are blow hards...however. at least its in conversation PLUS ADAP is the 9th highest under $1 volume so far in AH

Mentions:#ADAP#PLUS
r/wallstreetbetsSee Comment

*PLUS* 15??! Brag elsewhere.

Mentions:#PLUS
r/wallstreetbetsSee Comment

$TSLA will be at interstellar💫 levels by the end of October. Melon🍉 is playing his 420-dimensional chess♟ and everyone that's bearish🐻 is stuck in their plain old X, Y, and Z cartesian coordinate system. We're about to see the new Giga Edmonton factory🏭 cranking out Cybertrucks faster than a Starship rocket could launch your mom into geosynchronous orbit🚀🚀. ALSO rumor has it battery day 🔋 in November is going to unveil a new plaid edition LiPo powered dildo that charges⚡ in 69 seconds AND comes with FSD (Full Self Dildoing) 🍆 and Cheetah mode. PLUS unlike companies in Gyna...cough cough BYD(eez nuts) 🥜...Easy E-Muskrat knows best how to run a capitalist business (aka cook the books 👨‍🍳📚).

r/wallstreetbetsSee Comment

Honestly I don’t feel bad for anyone going long on puts. At this point, it’s your fault for thinking shit is gonna crash for an extended period of time. USD losing 11% of its value this year, rate cuts on the horizon, neutral fear/greed index while major indexes continue a slow, steady climb.. you deserve to lose money. The only reason the market continues to receive inflows at these prices is because a cash position means it is losing 11% to dollar devaluation PLUS inflation. Just stop shorting and go long buddy. Puts exist only to hedge long positions.

Mentions:#PLUS
r/stocksSee Comment

Crash or not, AI bubble or not, I am investing more and more in US market. I primarily invest in Indian stock market, but now shifting a good amount to US stock market(30% portfolio) to tech companies as well as some fast growing QC companies too for next 15 years. INR depreciation PLUS 15% growth in these kind of companies over long term is gonna be superbly amazing for my financial future. And even if crash or bubble burst happnes, I will be putting more money rather than taking out money in fear. So, I would say, this is amazing period to be an investor in US stock market. Just invest in high quality companies , or just invest in QQQ, for next 15-20 years and huge wealth creation will be there.

Mentions:#INR#PLUS#QQQ
r/pennystocksSee Comment

Lets get RVPH and PLUS to 1$ today. Hopes are high😛

Mentions:#RVPH#PLUS
r/smallstreetbetsSee Comment

I just tried to research out of curiosity. I never used or thought about it, but I liked it after i just saw it, want to try. Here its like this. One month free trial, then $18.33 c/month for essential version if you pay for a whole year, monthly a bit more) - thats the least expensive I found. Then PLUS version and PREMIUM version are more expensive What version do you use?

Mentions:#PLUS
r/stocksSee Comment

How is he on the good side when he's down YTD? The good side would be if the BRL was going down against the USD, he'd get the stock gains PLUS the currency exchange making it so he can get even more BRL to spend where he lives.

Mentions:#PLUS
r/wallstreetbetsSee Comment

$TSLA will be at interstellar💫 levels by the end of October. Melon🍉 is just playing his 420-dimensional chess♟ and everyone that's bearish🐻 is stuck in their plain old X, Y, and Z cartesian coordinate system. We're about to see the new Giga Edmonton factory🏭 cranking out Cybertrucks faster than a Starship rocket could launch your mom into geosynchronous orbit🚀🚀. ALSO rumor has it battery day 🔋 in November is going to unveil a new plaid edition LiPo powered dildo that charges⚡ in 69 seconds AND comes with FSD (Full Self Dildoing) 🍆 and Cheetah mode. PLUS unlike companies in Gyna...cough cough BYD(eez nuts) 🥜...Easy E-Muskrat knows best how to run a capitalist business (aka cook the books 👨‍🍳📚).

r/wallstreetbetsSee Comment

Reminder: If you want to play $GOOGL $GOOG - Earnings 1 month away and in that time we have a possible Glasses VR release. PLUS - GOOGLE AD TECH Result from DOJ monopoly court case.

r/wallstreetbetsSee Comment

PLUS imagine all the happy workers that will enjoy some unpaid vacations! I know I'm ready...I'm exhausted!

Mentions:#PLUS
r/investingSee Comment

A couple of things. Source: old fart. Have a written financial plan. It does not have to be long, and it should not be carved in stone -- in fact it should be revised often. A bedrock principle of your plan should be the realization that a long, deep market correction can occur at any time [I use 405 down and 8 years to recover, you pick your own numbers]. As can a long, deep recession. So plan accordingly. And realize that corrections and recessions often go hand in hand. Retirement savings? At age 21 a long and deep correction is a good thing, since you can buy it at lower valuations. Emergency savings? They need to be in something that will not be getting crushed in a market correction/recession. So no stocks. HYSA, money market or Treasury bills are the tools for that. The general rule is 6 months of expenses, but I suggest 6 months of expenses PLUS moving costs. Being able to relocate during a recession can be crtical. Saving for something 10 years or so in the future, such as a house downpayment? Learn about a thing called "asset allocation". We are all in a different place. Be wary of simplistic, dogmatic advice. Best of luck.

Mentions:#HYSA#PLUS