STNE

Mindless_Park_2574

Might get in $STNE

eudaimonia_dc

So which stocks are worth a look today? PBR, NU, MELI, STNE?

Beginning_Juice_4296

i think this is a good play. i'm loading up on STNE

Beginning_Juice_4296

yeh i'm only buying the ones that superinvestors have owned or currently own. a few years ago i made 50% on STNE (averaged $9.50) before and 100%+ on NU (averaged $4.50) gonna DCA slowly

Not_Elliot_Alderson

keep and eye on NU and STNE easy money on recovery

Not_Elliot_Alderson

STNE, NU, and maybe PBR if it gets to 19-18$

JudgmentCharming355

Guys what are you buying from BRAZIL ? $STNE, $NU, $MELI, $SE, $PBR ?

Beginning_Juice_4296

gonna start a position in NU and STNE

Beginning_Juice_4296

brazil's stock market is down 26% gah dayum... time to load up on some STNE, NU, MELI, and SE

Beginning_Juice_4296

STNE, NU, MELI, and SE finna be cheap af

Foreign-Sink-8570

Pray for me boys [STNE] calls before earnings

Aggravating_Loss3755

Been watching Brazilian fintech space for while now and your picks make sense. NU especially has that network effect thing going - once people get hooked in their ecosystem it's hard to leave. The growth numbers they're putting up in Mexico and Colombia are pretty wild too. STNE is interesting play but man, their past credit mess really burned a lot of people. Management seems different now but that's always the question mark with turnaround stories. At 4 PE though, if they can just execute decently you're probably looking at good returns. The payment processing market there is still pretty fragmented so room for consolidation. PAGS at under 7 PE is basically screaming value if you believe in Brazilian economy not completely imploding. Their buyback program shows they think stock is cheap too. I'm bit worried about the competition heating up but at these prices maybe that's already priced in like you said. Might throw some money at this one myself actually.

All_YourBase

They're on WS. NU and PAGS are listed on the NYSE. STNE is on the NASDAQ.

Xcentric7881

If we then ask AI to use this as the stock choice thesis, after some thought it gives us: The thesis you gave points to small, cheap, profitable, cash-generative companies that can reinvest without EBITDA falling behind asset growth; valuation and FCF yield matter more than pure revenue growth.  # 1. ODDITY Tech — ODD **Why it fits:** The strongest “fallen but still profitable” setup. ODD has a market cap around **$691m**, EV around **$523m**, **EV/EBITDA \~4.0**, **EV/FCF \~6.25**, **ROIC \~20.6%**, and the stock is down about **81% over 52 weeks**. That is exactly the kind of valuation-reset + profitability profile the thesis likes.  **10x case:** If the current customer-acquisition-cost problem proves temporary, ODDITY could rerate sharply because 2025 revenue was **$810m**, up **25%**, with **$163m adjusted EBITDA** and **$84m free cash flow**. The big risk is real: management said ad-platform disruption could make Q1 2026 revenue fall about **30% YoY**, so this one depends on CAC normalising.  # 2. Payoneer — PAYO **Why it fits:** PAYO is small enough at about **$1.6bn market cap**, has **EV/FCF \~6.8**, **FCF yield \~12.4%**, net cash, and **ROIC \~22%**; the stock is also down about **33% over 52 weeks**.  **10x case:** It is a profitable cross-border payments platform in a huge B2B digitisation market. Q1 2026 showed **11% revenue ex-interest growth**, **44% B2B volume growth**, and management raised 2026 guidance to **$1.1bn–$1.14bn revenue** and **$285m–$295m adjusted EBITDA**.  # 3. dLocal — DLO **Why it fits:** DLO has a market cap around **$3.4bn**, **EV/FCF \~6.3**, **FCF yield \~12.2%**, **ROIC \~22.4%**, low debt relative to cash flow, and very high insider ownership.  **10x case:** Emerging-market payments still have a long runway, and Q1 2026 was strong operationally: **TPV +73%**, **revenue +55%**, and **gross profit +40% YoY**. The caution is margin pressure: reported net income fell, although management attributes part of that to a one-off tax adjustment.  # 4. StoneCo — STNE **Why it fits:** This is the cheapest on raw numbers: about **$2.5bn market cap**, **P/FCF \~3.8**, **EV/EBITDA \~2.7**, **EV/FCF \~5.6**, **ROIC \~31%**, and **FCF yield \~26%**. The stock is down about **24% over 52 weeks**, which also fits the “not already loved” part of the thesis.  **10x case:** If Brazil SME payments/financial services continue compounding and the market regains confidence, the valuation has massive rerating potential. The 1Q26 release showed adjusted EPS up **15.4% YoY**, helped by aggressive buybacks; the risk is that growth/margins are not yet cleanly accelerating.  # 5. GigaCloud Technology — GCT **Why it fits:** GCT has a market cap around **$1.37bn**, **PE \~9.4**, **EV/FCF \~9.9**, **FCF yield \~10.9%**, and **ROIC \~23%**.  **10x case:** It is building a B2B marketplace/logistics platform for large-parcel goods, with Q1 2026 revenue up **32.2%**, adjusted EBITDA up **37.3%**, active buyers up **25.2%**, and 3P-seller GMV up **23.7%**. The caveat is entry price: unlike the others, the stock is up nearly **98% over 52 weeks**, so it is less “near the lows” than the thesis ideally wants.  My ranked shortlist would be: **ODD, PAYO, DLO, STNE, GCT**. The first four fit the “cheap, profitable, cash-generative, unloved” thesis more cleanly; GCT has perhaps the clearest profitable growth engine, but the current price action is less thesis-perfect. \----- ChatGPT is not me; neither of us give financial advice.

DecembersDragons

Question: what advantages does INTR have over STNE and PAGS?

Kook1811

# StoneCo Ltd: NASDAQGS: STNE, Down 19.3% yesterday. Another brillant buy. #

YaLlegaHiperhumor

I have $FCX (-9%), $STNE (-5%), $VALE (-4%) and $JD (-3%). I'm already -$10,500 in the year with $70,000 invested I should sell to stop the bleeding now instead of letting it go all the way down to -$15,000 by EOW, right?

Saafschepper

what do you guys think of StoneCo Ltd (STNE). Announcement today after market close.

WickedSensitiveCrew

No. I already own 24 stocks. I kinda been cutting down on looking at new stocks. The last one I looked at was STNE and didnt buy over this and that now up 124% YTD. Missed the boat on that. But JMIA is up 154% YTD so dont feel so bad about it.

UnderstandingOwn4369

STNE (a competitor) reported some solid earnings and NU has been reportedly been growing faster than STNE. Also on paper NU is undervalued and has a lot of upside leaning into the earnings. Even if it’s a slight beat since it has so much room to run and insiders are buying up I see it going ~15 Eow.

ValshaunValerii

SMCI, MU, NVTS, ON, STNE. Extremely Speculative: a wild penny stock (MATH). Also watching MODV after a big drop.

GA_Nick314

Everything Brazil; ERJ, STNE, NU, PBR, EWZ

Theo20185

Berkshire sold their stake in STNE, no?

Greedy-Bag-3640

Why STNE? StoneCo Ltd (STNE) is a Brazilian fintech company backed by Berkshire Hathaway, trading around $14.40. It’s: Relatively stable in the $13–15 range recently Highly liquid — solid volume and open interest in options Volatile enough to offer rich premiums, but not wildly risky Cheap: You only need \~$1,300 to secure one put contract Great for newer options traders or those with limited capital. \_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_ Trade Setup: Cash-Secured Put Trade TypeDetails StrategySell 1 STNE Oct 18 $13 Put Current Stock Price\~$14.40 Premium Received\~$0.90/share = $90 total Required Collateral$1,300 (13 strike × 100 shares) Breakeven Price$12.10 ($13 - $0.90) ExpirationOctober 18, 2024 (approx. 4 months) \_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_ Two Possible Outcomes 1. STNE stays above $13 The put expires worthless. You keep the full $90 premium. That’s a 6.9% return in 4 months, or \~20.7% annualized. 2. STNE drops below $13 You’re assigned 100 shares at $13. But you effectively pay $12.10 thanks to the premium. That’s \~16% below current price — a solid discount. \_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_ Risk Profile RiskDetails Max LossIf STNE went to $0, you’d lose $1,210 ($12.10/share × 100) More realistically...You risk modest paper losses if STNE trades below $12 Breakeven$12.10 Worst caseYou become a long-term shareholder in a high-potential fintech \_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_\_ Why This Trade Works High IV (Implied Volatility) = juicier premium Defined risk: You can’t lose more than your collateral Great entry point: You only get assigned if STNE drops \~10% Passive income: You’re paid to wait — unlike just placing a limit order

creemeeseason

I've seen a few write ups online about it, but all the payment names kinda blur together at this point. This one is more emerging market focused which is an interesting area, but even in LATAM there's MELI and NU doing similar things, plus STNE and PAGS.

creemeeseason

Slightly misleading on ERJ because 5 years is dating from the peak covid low and aviation got killed. It's up about 150% from its February 2020 levels, which is probably a more accurate measure of performance. There's other great companies from South America too. CAAP owns airports. MELI does their thing. STNE has a little following on here.

Blooblack

STNE.

AluminiumCaffeine

MELI and NU have been on a nice run here, along with STNE/PAGS wish I had more international vs US for sure

DrBuschLight

Bought Nu off their earnings slaughter and seem to be bullish on them in the long term. Thinking of adding Stone Co (STNE) as a compliment to them. Cheap, healthy profit margin and FCF. Any thoughts?

ScottyStellar

Yup. Valuation is a bit high for my blood now but just gonna sit on it forever most likely. I think valuation is still gonna go to higher ratios before any leveling or pullback Hoping STNE shows similar long term execution as my other international fintech/everything play that's much better valued right now.

wh4tlyf3

STNE

XorAndNot

Loading up on $STNE , you guys wouldn't understand it, but it's pretty much free rn.

ScottyStellar

Would prob come at a nice premium since they're profitable and growing profits still, just slower growth. Anyway if you're interested in STNE I got like 3% for selling CSPs one week out and plan to wheel those or keep selling more until they executed. $9 stroke for 12/20, .30 to sit on the money a week

WickedSensitiveCrew

STNE down 49% YTD. At 52 week low. What happened to them? I went with NU and MELI for Latin America exposure and just remembered STNE to see they crashed this year.

WickedSensitiveCrew

STNE and DKNG are a couple. Want to see them go lower though.

ScottyStellar

Selling STNE CSPs for 12/20 stroke date, 9$ strike price at .25-.30. 2.77%+ for 1 week hold, and the 52 week low is above the break even price. Just betting it doesn't dip below 52 week low.

Head-Recover-2920

Yes; StoneCo Current price: $9.16 Estimated fair value: $15.58 (bullish potential 70.1%) Market value: $2.8 billion StoneCo (NASDAQ:STNE) is a Brazilian fintech company that focuses on providing payment processing and financial solutions for small and medium-sized enterprises. Brazil’s growing digital payment methods and large potential customer base have enabled StoneCo to achieve rapid growth. StoneCo has also invested heavily in technology to provide fast and secure transaction services, establishing a leading position in the market. The company also focuses on providing value-added services such as credit solutions and business analytics, further enhancing its long-term development prospects. According to our assessment, StoneCo’s fair value is $15.58, which has a 70.1% bullish potential compared to the current price of $9.16, making it an attractive option in the fintech sector.

vlbprods923

**STNE LEAPS 2026. lets go.**

mathemology

PLTR, 15%, cost basis of $9.70 (overvalued now but I’m holding long term) STNE, 12%, cost basis of $8.87 (I’m having a hard time finding anything as undervalued as this one)

Iscratchmybutt

because i'm buying options while they have shares. SIRI is just one of the few positions i've cloned. i cloned BAC, STNE, NU as well. just started cloning OXY too but just shares

SnooChocolates1812

Ouch STNE

SnooChocolates1812

Guh STNE

XorAndNot

morgan stanley downgraded STNE out of feels

XorAndNot

I just don't understand why STNE is down so much. It makes zero sense.

dz4505

Think I heard of this about STNE. And that was a Buffett invested stock. Still shit the bed.

AluminiumCaffeine

DLO and STNE are like the LATAM reverse MELI/NU I can assume they will be down on earnings and have some rough numbers to digest. Glad I own the winners instead

Dear-Bet7063

Isn’t funny how algos manipulate option prices? Have limit set for STNE 15c Jan and it’s been sitting at 1.4 so when I move my limit to 1.4 the price automatically goes up to 1.425 so they can get some extra micro profit from inpatient buyers

tar_baby33

STNE

CapitalDiamond3578

Just curious, how much of their business is impacted by strength of the Brazilian Real. It’s been tanking recently so companies like STNE have dumped. Wonder if it’s the same reason for this

SnooChocolates1812

I'm a shareholder in STNE and I've been surprised at the recent drop in share price. I'm treating as an opportunity to accumulate more. Thanks for the DD.

WickedSensitiveCrew

Looks like the sub was right on STNE. I got out at $15 at a loss and it just fell below $13. I just felt NU was a better bank stock and MELI was a better stock for payment processing. So I just put that STNE money into KNSL and BLDR which had major dips.

gqreader

STNE is cheap relative to growth, SE is cheap relative to growth, Fairfax holdings is cheap relative to how much float it generates and its balance sheet INTC is cheap relative in spite of its dog shit culture

WickedSensitiveCrew

STNE for me make up just 1% of portfolio so its sucess/failure wouldn't move the needle. I think having multiple streams of income is better than depending on one. I put way more money into SE since I think their banking segment is more advanced for the area of the world they serve and you get a gaming studio and ecommerce company thrown in to it.

WickedSensitiveCrew

Couldn't it be a company with multiple segments instead of a pivot. SE for example has three major segments ecommerce, gaming, and fintech. Maybe STNE is doing something similar with a software/pos segment and a credit segment.

plO_Olo

If its down with all this hysteria it will go down even more when the meme run ends and everyone starts selling off (not saying that STNE is a meme stock btw). Beware

WickedSensitiveCrew

Thoughts on STNE down 10% on earnings. I added a bit.

Mobile-Hunter-1940

My STNE calls are burning me badly. Should I buy more ? 🚀

WickedSensitiveCrew

Yea STNE tanked to like $14.75. Guessing a dip was warranted but people felt that was too much with how quickly it rebounded from tanking below $15.

AluminiumCaffeine

STNE: EPS $0.29 (est. $0.28) Revenue $623.22M (est. $601.32m) Re-affirmed guidance Not sure why its down, looks like EBIDTA decreased 6.6 q/q, Selling expenses increased by 35.8% YoY., and working capital losses rose. I got out after last Q, my original thesis was not in banking and that seems to be where they are finding success recently. I have enough LATAM banking from Nubank already

Cathie_D_Wood

!banbet STNE 5% 1d

X211499Reddit

STNE calls anyone?

LarryStink

got my trades locked in for PBR, LAC, STNE, SONY, and BABA may thy earnings gods continue to bless my port with wonderful tendies

FarSpecialist2797

Thoughts on STNE after hours today?

WickedSensitiveCrew

KNSL, MEDP, CAVA, and BLDR for stocks with positive sentiment. For the ones with negative sentiment where you risk getting downvoted for mentioning DKNG, WBD, and STNE.

WickedSensitiveCrew

Yea. STNE and SE also report.

LeonSkum

STNE going up. I have no idea what they do but their earnings are tomorrow.

Glimmertwinsfan1962

I agree. I have a small position in STNE. It’s profitable and routinely beats estimates.

Parking_Debt2167

So... In my opinion $STNE is a strong buy. (I am the author of this post.)

WickedSensitiveCrew

I like how you talk about personally being down and then other poster goes "stocks on my watchlist are red". lol so no skin in the game responding. Yea I been buying STNE which is down 10% in last week.

WickedSensitiveCrew

Agreed. I bought that along with STNE yesterday and this morning. STNE has a similar situation with their earnings causing a sell off. Focus of your comment is on MELI. I had bought MELI in mid 2022. Sentiment was a lot worse toward MELI back then. Even a couple months ago there was some Brazil tax law that sparked even worst sentiment than that recent earnings dip. But I added to MELI this week.

Powerful-Call5148

ALCC, DJT, FSLY, GOOG, GTLB, SOFI, STNE, RKT, TSLA.... This is the way... 

Traderparkboy01

BALZ , ANOS, WANK, STNE, DINK,VSCO, one of these is not like the other. Shorts never covered

WickedSensitiveCrew

STNE for individual stock. For a sector REITs.

datcommentator

I'd rather buy the best international companies than an ETF. Such companies include NU, MELI, ASML, and possibly STNE

AluminiumCaffeine

STNE back over 17 faster than I thought would happen lol

NVDAismygod

The fuck is STNE

el_guille980

damn, rough week for $STNE

WickedSensitiveCrew

Yea. I wasn't even checking social media no idea why STNE dipped so much on earnings. The report seemed good lol. But thankful for the dip to buy more. Same thing happened with MOH. My healthcare insurance holding. Maybe I missed news or it was a general market pullback but that dipped to the 380s.

AluminiumCaffeine

Welcome STNE brother

WickedSensitiveCrew

I think people out there may have sold out of their growth and speculative stocks for Mag 7. I didn't even see DKNG mentioned as a swing trade with the momentum traders. NBA playoffs, NHL playoffs, MLB season, March Madness all happening within a month and stock dipped to low 40s a couple weeks ago. I bought. Also bought STNE on its earnings dip.

AluminiumCaffeine

Not a terrible day for me, IV crush dampened the damage on my STNE puts I sold and China held in pretty well too

kuun0113

Bought STNE calls, when the real 20x would've been buying DLO puts

AluminiumCaffeine

STNE not as bad as it looked last night, now only down -6%. Saw some people voicing concern over it going from fintech to bank, if they can grow like Nubank in brazil Im not sure thats a bad thing but it might justify the valuation vs a pureplay fintech with no credit book for sure.

pm_me_ur_demotape

Fuck yeah, played bearish theta gang on SPY, TSLA, BA, and STNE. 3/4 down today, and BA chilling where I bought it.

GarthbrooksXV

Buy the dip STNE. Glad I didn't take calls on the coin flip.

MeMoMoTrentBacon

Excited for STNE to moon in the morning. It’s going to happen. Trust, it’s happening.

Jerraldough_v2

STNE calls were a dud. Glad I went with spy calls instead. Still down but not nearly as much. Way more upside

starentbrett

$STNE calls now

Cplsach

STNE calls RIP!!

Cplsach

Calls on STNE and DLO! Both dumpster dump 😡😭

yukezter

Where’s the regard who was shilling STNE?

organicclover

STNE might recover

pm_me_ur_demotape

Me in the corner over here happy STNE missed earnings

AluminiumCaffeine

Somewhat confused on Stoneco numbers due to currency conversion, but it looks like big bottom line beat, top line miss $STNE EPS - $1.76 vs Est. $1.43 Revenue - $3.25B vs Est. $3.41B

PudgePudgePudgePudge

STNE net income was up over 176%. There better be a green cock tomorrow morning. Impressive.

kuun0113

STNE callers I can't hear you???

kuun0113

STNE that shit

yukezter

My STNE calls will be -99% tomorrow, not bad!!

yukezter

My STNE calls will be -99% tomorrow, not bad!!

starentbrett

puts were the way when the oracle dumped STNE