TT

AllCapNoBrake

My favorite was was when the normies were convinced by sleepy joe that the TT ban was because of the influence of gyna, and NOT so they could sell it to a chosen one to keep the youngins from asking what the difference between a genocide and a holocaust are.

HiRyzaFenix

TT does not operate as a market maker in any capacity. They are strictly an introducing broker. Schwab can operate as a market maker, so you could be getting inside market fills at Schwab where at TT it’s purely on an exchange. You can always ask TT for your fill information and they’ll tell you the exchange, time, price, etc. 10000% they do not carry a portfolio that they fill from. I’ve asked them about my fills enough times to have gotten several educations about it

CornerOne238

It just means it's on sale. /s Seriously though, if you pay attention to every daily fluctuation and every talking head on tv/YouTube/TT you will go nuts. Trust the method, automate buys, and forget about it.

fomoandyoloandnogrow

See https://youtube.com/shorts/MgN_TT5hDsU

Canadian_Border_Czar

Tesla Model TT

PassiveF1st

ZBRA and TT have made me some money this year.

KurtAngus

Damn bro. How old are you now? And what kind of motorcycles / Tesla you got? I've got a 2008 mk5 2.5 rabbit and a 2002 mk1 Audi TT. 5 spd hardtop. The golf is my daily, and my Audi is the project tuner car. I call it my baby r8... Hahaha

jadepig

I only started consuming TT/TL content in the past month, but I did notice their trades recently have been really short maturity. I was wondering if it was because of the upcoming midterm elections.

scotty9090

Yeah, and ToS has to be one of the most archaic / bad UXs out there right now. They don’t change because nobody has wanted to invest in the platform and I’d strongly suspect there’s a lot of spaghetti under the hood. Also, as evidenced by OP’s post, any slight change (which TT 2.0 is), will be met by kicking and screaming. So yeah, I’m happy they aren’t letting the platform stagnate like ToS.

scotty9090

Lame take. Even TT recommends that about 75% of your trades should be undefined risk. Every conceivable backtest will show you that undefined risk will significantly outperform defined risk.

JGS5225

The issue is that TWS lets you submit any order as a buy or sell. E.g when I first started out trading over a decade ago I managed to "buy" credit spreads, and "sell" debits. It was pretty confusing. If you SELL to open a BPS for -1.00 you need to BUY to close it. The negative number shows that you are being credited. To close the trade you need to BUY it back for a debit, which would be a positive number (in this case 0.50). Positive or negative value at open needs the opposite to close. The caveat being that TWS assumes that when you "SELL" to open that you are SHORT and therefore CANNOT collect any more than the initial credit you opened with. BWBs are LONG positions however. The fact that you collect a credit does not make you a seller in this case, it's just circumstantial. For example you could receive a credit for a long calendar call on the VIX when IV is high, but you'd still be a buyer (don't do this ever). Honestly if you're just starting out I'd recommend using a simpler broker like TT until you get the hang of things. TWS has a lot of nifty features but it can be overwhelming for someone just learning. Also IMHO paper trading has zero value outside of learning how order execution works on a platform. Either trade minimum sized lots or track the actual prices of each option manually, otherwise you're going to see results you will not be able to replicate IRL.

notquitenuts

I’ve gone the other way tbh. I used to follow TT 45 dte setup but for the past year or so I’ve been more on the 7-10 dte timeframe. Doing much better with this setup.

crova

I use IBKR. I wanted more closing options. Never liked that TT didn't have trailing orders, and the issues/updates were just too much (+ a hassle for non US citizens to deposit/withdraw funds).

hloodybell

yeah I think it depends on the margin in the account. I had spcx calls and my TT account sold them off while my etrade account just let it expire. TT is way smaller than the etrade account. Never had this problem with spx on TT

notquitenuts

I use TT and thought that’s what it was, either I’m mistaken or they changed it. Probably I’m mistaken 😂. I just looked it up and here is there fee. My bad **Stocks & ETF Shares** **Stock & ETF Buys (Including Call Exercises & Put Assignments)** Clearing Fee: $0.0008/share **Stock & ETF Sells (Including Put Exercises & Call Assignments)** Clearing Fee: $0.0008/share FINRA TAF: $0.000195/share (per-transaction cap of $9.79) SEC Fee: $0.0000206 x number of shares x trade price

Personal-Chemist535

TT Day

EntrepreneurNo8687

I mean we're already at what 45T in national debt? What's another 1.35T gonna do TT

DONNIENARC0

If it's a 2015 TT I'm guessing probably some doctor's wife?

spectacular_coitus

Trane (TT) and Carrier Global (CARR) are the biggest players in AC. Know of any other plays?

Ok__videogames

Everytime I see the hand drawn chart i think of this video [https://youtu.be/vk8v3hOT5iY?si=TT86qFe5KEzDklKo&t=102](https://youtu.be/vk8v3hOT5iY?si=TT86qFe5KEzDklKo&t=102) Which then makes me think of this video [I JOINED ONLYFANS](https://www.youtube.com/watch?v=dwGAIngjt-Y&t=2s)

SDirickson

As shown in the comments I linked, at least one person is adamant that the cancel *action* increases the count. Obviously, he's confused. WRT Schwab, I wasn't talking about TOS; both it and the Web site show all orders by default. An overly-helpful display like TT's seems like it does users a disservice, if they have to jump through hoops to get the entire picture.

Utahsaint366

CEO **Strauss Zelnick** has called preorder demand "unprecedented" and "astonishing," yet Take-Two has held its fiscal 2027 bookings outlook at $8 billion to $8.2 billion, below the roughly $8.86 billion analysts expected. TT is sideways, at best

aceymomo

especially from yesterday TT .TT

Bilo-Akai-

tbf, this is TT valuation 1 year before, launch date, and 1 year after for GTA VI. https://preview.redd.it/c055d4hpxqlh1.png?width=1600&format=png&auto=webp&s=32af4de751feb27e0e7725799f12b92301190b6c

s1n0d3utscht3k

it depends if GTA6 online is same as 5 or not depending on how accessible it is or if it’s still mostly combat focused, it could go offer mobile gamers in that context, GTAO doesn’t have whales. biggest GTAO spenders are tiny minnows by mobile standards TT should be thinking of ways to hook them

AnnuannaXbox

TT.TT i just want to not be red

CrewBulky9868

I don't disagree with you. They essentially have 0 competition outside of TT and their ad rev will only continue to grow as more parts of the world come online. In terms of an investment, I think it is wise even if I don't see the current CapEx leading to additional profit to justify the costs. Meta is still one of the best advertising platforms across the globe. It is not going anywhere anytime soon.

demonhunterking

I should've buy crwv when it went down 6% after hours. TT

viper520

I think the expectations are fully baked into the price of 50M copies. The amount of hype and excitement around GTA 6 reminds me of when Halo 3 came out. People ARE buying a new console just to play this game. I’m going to go out on a limb and say GTA 6 actually exceeds the already-high expectations for sales. Also you have to take into account that most people are buying the $100 version and bypassing the “base” $80 version. That’s an extra $20 per copy going into TT’s coffers with no effort on their part.

MyHawaiianNameisKunu

Much appreciated - I'm not opposed to going 0DTE and utilizing a similar approach to yours with similar defined risks/guardrails in place. Is yours integrating with TT? Fidelity doesn't allow API modifications, so I'd have to open a new account somewhere were I to consider it.

rampagepete

well there’s too ways to look at it. risk on or risk off. I believe we’ll see a risk off move but that doesn’t mean capital leaves the market - it just rotates - so i placed my bets where i think it’s going. If your risk on, then loading up the AI trade is the way to go. I had MU, SKHY, SNDK, TT, ETN, MZT, all sorts of tech and took profits on all of them yesterday. If rates hold, tech prints. again i doubt they do though

demonhunterking

But I placed order on SNDK TT

CantaloupeRough8189

Avoid TT\_Stocks\_ - kept adding all the way down

MassiveGainSwollMan

Incoming wall of text. Apologies. TLDR: Yes, Robinhood has been more than worth the price of admission in my own, admittedly anecdotal, experience. YMMV. Personally, I believe that choosing to add Robinhood, after starting with Acorns for my "more-liquid-than-my-retirement-account/emergency money/expendable income" investing was probably one of the best financial decisions I've ever made for myself. Mostly because of how much I've learned by being actively involved in the decision making process for every trade/strategy/position I take. I also still use Acorns, primarily for the automated roundup investment on purchases (IE ie spend 19.27 at the gas station, it will round that up to $20 and automatically invest the 73 cents - which then gets multiplied 3x or something IIRC... so it would automatically invest $2.19 for me.) I eventually added an M1 account as well, which is where I do dollar-cost averaging - deposits automatically from each paycheck into a three-fund portfolio (Bogleheads concept.) At the moment, the money flows into 60% total US stock market, 20% total international market, and 20% total bond market ETFs. I look at Acorns as a handy way to build a quick and easy emergency fund, Robinhood as my learning/speculating/gambling/edge development/testing platform, and M1 as my retirement that I maintain entirely independently from my job/career/current full-time employer - IE "user datagram protocol"/fire-and-forget-until-age60+ investing. I landed here because I'm also looking into also adding thinkorswim (TOS,) tastytrade (TT,) options trading, margins, etc. The biggest benefit for me, by far, in all this has been the education -which is always a work in progress: how money works, how to make it work for you, how the math of financial independence becomes possible, how poor people stay poor, how rich people stay rich, how people fall or rise into or out of each tier, when/why/how it matters, etc. The cost of each platform has been negligible (for me) and the return on investment has been absolutely invaluable. I grew up relatively comfortable but decidedly ignorant about finances, how to adult properly, how loans work, how debt works, how economies work, how power works, my own privilege, the price of being poor, etc. I didn't learn because my parents didn't know either. I'm not sure anybody I knew or associated with growing up had any idea how or why kids should understand money/financing/investing/economics/etc. If they did, they didn't share that information with me in any way I could comprehend or retain. Part of this is certainly on me (I severely ADHD and probably somewhat autistic but wasn't medicated until relatively recently.) I wasted a lot of time attempting to self-medicate my brokenness away. I've been trying to make up for lost time/money/joy/happiness/living since I got sober (about a decade ago.) So, for me, my own investing (if it can be called such.... the actual dollar amount I'm dealing with are basically trivial by anyone else's standards) has been well worth the price of the acorn/robinhood/m1 subscriptions many times over for the educational value alone. If I hadn't started learning this stuff when I did (I'm 43,) I probably would have had almost no chance of escaping wage slavery/crushing debt or ever achieving a bare minimum level of financial security. These apps are helping me educate myself and create a foundation. Now, I'm finally starting to build. I feel like I finally have a fighting chance of getting myself (and my family) free of the hamster wheel of generational poverty within my lifetime. It's finally starting to feel like less of a pipe dream and more of a difficult but not insurmountable goal (something akin to climbing a reasonable mountain.) I do information security by trade. When I started, I wanted to learn enough to be dangerous. IE I wanted capabilities that could make a difference within whatever digital environments I found myself. I never learned enough growing up to be able to handle money correctly or responsibly. Not even close. Within the last couple years, after lots of effort and research, I finally feel like I've begun knowing enough to be dangerous. Even if I'm only dangerous to myself and my own financial security. 😄 P.S. I also tried Fidelity app and found it to be VERY clunky, almost to the point of being unusable. I couldn't deal with it. People swear up and down by it, but it just didn't work for me. To each their own I suppose. Hope this is helpful for somebody, somehow. Thanks.

SnooHedgehogs5162

📈 Earnings Alert $2330.TT - TSMC 2Q Sales NT$1.27T, Est. NT$1.27T: ∙ Sales NT$442.68b ∙ Monthly sales (Y/y) +67.9% ∙ Monthly sales (M/m) +6.2% ∙ YTD sales NT$2.40 trillion ∙ YTD sales (Y/y) +35.6%

OwnTheThrone

TT is a buy

MegalodonBite

Do we really believe half the world uses facebook.... They were so easily disrupted by TT.

Liminal_Aspect

Red card on your puts, folks. You better believe it. 'uge! The biggest of shreky dikies right up the Kah-ma-lah lovin liberaaaal media! Just make your moves by Friday, Daddy TT has more stonks to manip.

phamtruax

The run up to .28 was a pump n dump by redditors TT stock and peter penny Waiting to see about a reverse split The buyback seems like news bullshit and not authentic

OwnTheThrone

Long Calls on TT

Kill_4209

I think it’s a safe buy. Counterpoint is that gta5 has done really well and everyone who will be spending money on gta6 is already doing so on gta5. So the question is whether TT has that much more market to grab or if they can squeeze that much more out of each user from gta6 as they already are doing with gta5. Seems like limited upside.

ChampionshipSuper768

The issue isn’t AI vs TurboTax. Read the transcript from the last earnings call and pay close attention to the Q&A and you’ll suss out what spooked the investors. They said that TT is catering too much to filers who make under $50k a year, which puts them in the free tier and they don’t convert to other products. On top of that, they are not seeing growth. The strategies to create a consumer financial platform that merged CK and TT (they spent billions on CK) and it’s not working. On top of that they hinted at trying to sell off Mailchimp already and couldn’t get value out of it so they are cutting investment and trying to squeeze whatever profit they can while it loses customers.

Individual-Industry7

So if I am reading this correctly, the majority of the comments here are saying its too late to buy into TT stock because the hype is already there raising the price?

Alpacabro21

What if GTA 6 isnt at the level of the hype? Everyone think TT will print money with GTA 6, but if something goes wrong a bear spiral will be certain.

Asleep_Emphasis69

should’ve just bought shares with $18K….I have no doubt this will be a $5-$6TT company by 2028

KemShafu

Forward looking, I’m tranching into TT and CARR because everyone is going to be buying AC for residential and commercial just to try and stay cool.

FaythDarkHeart

tried to scalp some MU calls at open and cut my arm off for a 35% loss, gave back some of my IBM wins [TT.TT](http://TT.TT)

FatFluffyFish

IKR. How can MUU be almost as expensive as MU itself TT

MagicMommer

I had a 'conversation' with Copilot a few months ago and asked for a picks-and-shovels portfolio. See below for final suggestion (there was some back-and-forth as I know nothing about construction so I had questions). Is it slop? |ompany|Allocation|Role| |:-|:-|:-| |**Quanta Services (PWR)**|16%|Grid expansion, transmission| |**Eaton (ETN)**|14%|U.S. electrical systems| |**Schneider Electric (SBGSY)**|**14%**|Global electrical + automation| |**Trane Technologies (TT)**|14%|Cooling + thermal systems| |**Arista Networks (ANET)**|12%|High‑speed switching| |**Martin Marietta (MLM)**|12%|Materials + construction| |**Corning (GLW)**|8%|Fiber + optical interconnects| |**Xylem (XYL)**|6%|Water movement + treatment| |**Cummins (CMI)**|4%|Backup power (kept small due to valuation)|

Saffuran

what is your interpretation of "safest" - if that means "growing fastest" just invest in. QQQ or MAG7 companies directly. If what you want is more defensive strength and more resistance against drawdown, you want to focus​​ on companies with "fortress balance sheets" and low debt-to-asset and debt-to-revenue ratios. For that type of profile you'd want to look at companies like CAT (Caterpillar) and TT (Trane Technologies). If you're interested in "defensive" as a expression of deep value stocks Id focus on a fund like WAGN.

Saffuran

if you're looking to diversify into lower risk definitely try and stay sector adjacent and prefer companies with exceptionally strong balance sheets. Companies like TT (Trane Tech) and CAT (Caterpillar) are solid in that kind of profile.

OpticalReality

TT

xuzhu

AAON is bottom of the barrel. TT, JCI, CARR, DKILY are miles and miles ahead of them.

Fe-vulture

That is my understanding as well. Vanguard's UI is so bad that it isn't viable for though. However not all PFOF is the same. Schwab, Tasty Trade and Fidelity all have internal routing that will get better fills than the others. IBKRpro, TT, Schwab and Fidelity are all viable from an execution standpoint but IBKRpro will get the best fills.

zxc123zxc123

To be fair Facebook Groups was never going to actually compete with Reddit either because even the people overlap Reddit and Facebook won't Reddit with Facebook. Just like how IG Reels was never going to kill Tiktok and ends up a feature of IG rather than a true competitor in the short-form-video space where TT holds the crown but YT has the 2nd spot plus a double moat of long+short form integration.

jtsa5

Been using HR Block since the Intuit shenanigans with TT. No problems so far.

sleepyarvo77

Same. This year TT was so complicated it felt they’d made it harder on purpose. I switched to freetaxusa and it was the easiest experience I’ve had and cost $15

AgnosticAbe

Disagree even after the bed shitting. Hell bought more. You shouldn’t trust ai to take a tire off a car most people are gonna trust ai to file taxes. TurboTax still has moat. And if you have any complicated thing like 5k Robinhood trades freetaxusa isn’t free anymore and better off with TT.

PrimeIntellect

I've used both, one year side by side, and the product is truly identical except one costs like $200 and one is free. Freetaxusa actually got me better returns than TT did

KemShafu

TT or CARR for cooling systems not just for industrial but also for residential and commercial, global warming is a thing and as the climate heats up, human beings are going to absolutely need cooling systems.

notquitenuts

TT did a study on this and I think 950 est was the optimum time, in the small amount of data anyway. But I know what you mean, I haven’t traded them in a few months but when I was if you waited til 11 you have to get away too tight to make it worth the risk. I usually traded the 20-25 delta range

aBit2Good

Priced in. I got TT bought and sold in 2025. on the first launch date (pre trailer)

YamahaFourFifty

Just look at gta5 success it’s all you need to know. No way TT stock is below 200 by time gta6 releases.

triezPugHater

From 3.62 to 3.59 oh no Also no most Gen z uses and rots on insta far more than TT lol

johndsmits

Early in the days, the tacos were premium SoCal tacos. Very good. But ICE had them deported. The last 2 were easily taco bell quality taco. bland, not much substance, indigestion. Once Wendy's announces tacos on their menu is when we've reached the end of **TT**.

Thin_Cat8817

super el nino year coming, get ready for warm weather. HVAC stocks should be printing, CARR, TT, LII

Pyrrhic_Pragmatist

Do Carrier and Trane (CARR and TT) not do HVAC for datacenters? I know there's a split between residential and commercial customer segments, and that AI probably uses unique cooling systems. And yet, I could still see pretty big demand for traditional air cooling, in which HVAC is needed just to keep the buildings cool, just as in regular datacenters and bitcoin farms.  I legitimately don't know how much AI will drive business for them, but I already own them. It's not much of a reach to assume they could benefit also

Accurate_Pay_2242


GammaReaper_

I use TOS and almost ALWAYS get filled at mid or even better, e.g. I was SL a 4DTE IC on PLTR this am. Bid/Ask .$0.98/$1.16, mid = $1.07. SL limit $1.11 and filled at that level. Post execution, mid was still $1.07. Just one example but rarely do I not get a fill at mid or better. Of course, I'm only trading highly liquid names ("everyday" trades are SPX, EA trades are MEGA caps with hi options volume.) Interesting observation. When I entered the trade yesterday afternoon, market was $1.20 @ $1.45, mid = $1.33. My PL $1.33 limit didn't get filled even when the mid showed $1.30. I lowered my bid to $1.30 - no fill. Mid went back to $1.33 so I increased my bid to $1.33 and was filled immediately. This happens quite frequently. TOS charges a commission. Correct me if I'm wrong, but TT has "free"trading. Obviously they can't make money if they charge no commissions, so you pay for execution in other ways, like poor fills.

Fe-vulture

No, they are not front-running your orders, that is highly regulated and illegal. RobinHood gets paid (via PFOF) to route the orders to market makers (Citadel, etc) where they will fill your order out of their own inventory. They are required by law to fill you within the NBBO bid/ask, but that is it. The MM's profit nearly the full bid/ask spread. In that case, there is no incentive for them to fill better than they need to. If the broker does not use PFOF, they are capable of sending your order to multiple lit/dark pools and MMs, and then get the best price. This is a case where the broker is incentivized to actually give you real price improvement. I believe only Vanguard(horrible UX, and I don't think they do price improvement), Fidelity(better) and IBKRpro(best) are in this category for equities. When you turn to options, I believe there is only one that does not use PFOF. Yes, Fidelity uses PFOF for options and I don't care what Vanguard does here, so IBKRpro stands alone as the only non-PFOF options broker. However, even among the PFOF options brokers, they are not the same. The lower tier brokers will route you to their best price while the better brokers (Fidelity, Schwab, TT) have routing engines that will fight for midpoint fills.

KW160

TT seems to have gotten better in the past couple of years. It now asks enough questions to usually figure it out without having to go back and fix it.

backfire10z

You can also input your previous tax return from TT: https://community.freetaxusa.com/kb/articles/66-how-to-switch-to-freetaxusa-from-turbotax I’m relatively new to filing taxes (only a few years) and have done backdoor Roth every year and it wasn’t that hard (pretty sure I did it correctly lol). I have not used TT so I can’t tell you if there are less step, but at the very least I believe it is rather straightforward.

beyondplutola

Interesting. I'll have to try it next year. TT never has that revelation and you have to go through a set of obscure questions that are easy to answer wrong to make it all work. It's basically a lot of steps to get it to where it doesn't see moving money out of an IRA as a taxable event.

Low-Cartographer-429

I'm not well versed in CARR, but one reason is there's pent-up demand in the residential HVAC market. People can hold off, but eventually they need to replace their HVAC units. Like I said, they're growing their commercial presence including data centers so that's attractive to me as a "picks and shovels" play re: data centers. Maybe there are better choices. Trane (TT) could be another good pick in this space. Hoping someone more knowledgeable can comment.

maxpowers2020

1) You can make same argument for Utube or TT? I'm sure meta will release some teen friendly version of IG if that becomes issue. Also teens can just lie about their age. PH has always been 18+, but that's not stopped younger people from browsing it. 2) You can make same argument that every tech company has no idea what their AI endgame is. 3) That's just salty subjective personal feelings. Every corporation is evil. Every government is evil. There is no good guy, and always someone trying to take advantage of something.

IWishIwasAwhale1

what broker? TT has been close only for weeks

Repulsive_Ad9534

$MLI low PE (17) vs Industry standard (45) undervalued. Acquired Bison Metals to offset tariff and supply risks. Acquired Nehring (2024) in 2024 to expand to USANTX electrical applciations for data centers. HVAC and PIPING systems misprice with HVAC customers like $CARR $TT recording 300% backlock AI data center revenue in cooling. The only US vertically integrated manufacturing 700 PSI components becuase of DURA GRAIN and True Center patented manufacturing capabilities. Competitors can't absorb copper price hike. In 2021, Copper rose 2x and $MLI Net Margins grew 300% vs Industry avg 60%. Usually companies with larger margin growth vs Industry standards means they are beating their competitors by a mile. They serve multiple industries also like Military, Medical, Defense, and Aerospace.

OptionsProOfficial

The buy and hold comparison on TT is accurate but it is comparing apples to oranges since it assumes 100% capital deployment in the underlying versus the lower capital at risk in an options strategy. The better metric to focus on is return on capital rather than raw P&L, a $500 options trade returning 20% beats a $10,000 stock position returning 8% even if the dollar amount looks smaller. Use it as context not a reason to abandon the strategy.

Intelligent-Mess71

The TT backtester likely shows buy and hold as more profitable because it calculates total return without factoring in time decay or options costs. It doesn’t consider the risk of options strategies, so it can be misleading. Always check the assumptions behind the backtest and compare strategies with the same risk in mind.

duh3man

I have both..I am poor. TOS cash account for day trading. TT margin for spreads/condors. TOS is super customizable!! Love it

IWishIwasAwhale1

curious what platform you guys are usuing for options? Kindof tired of TT

Prestigious_Suit_202

I cant wait for MMM >!Market Manipulation Monday!< followed by some sweet TT >!Taco Tuesday!<. You already know its gonna be a sweet ass WW >!Winning Wednesday!<. Can't forget TiT >!Triple it Thursday!<, and I kind of have a feeling were gonna have a FF >!Freaky Friday!<. but no matter what BRF >!ber r fuk!<. Jah Bless.

SocialSuicideSquad

I think the Paycheck Protection Program loans that basically whoops'd $1TT up to the business owners with no oversight and near immediate loan forgiveness.

Past-Entertainer437

THE MARKET IS NOT NORMALLY DISTRIBUTED. Therefore the percentage probabilities that sosnoff preaches are not valid. The market moves by a power law. This is well documented. The TT manta is that selling Vol has a +EV. It doesn't. Eventually the steamroller wins.

Past-Entertainer437

The reason there is no edge in selling Vol, is that the market is not normally distributed (even though sosnoff preaches that it is). The market follows a power law. This is the reason you will collect nickels in front of a steamroller and one day get rolled over. The entire mantra doesn't have +EV. If ivrank is high, it's high for a reason. What Tom's manta does do, is generate huge commissions for TT. 'trade small, trade often'.

EnoughMagician1

I would be REALLY surprised if i use TT again next year… i mean my gf has complex taxes (she runs her business) and im sure C’aude could do it

crimeo

> random and stochastic literally mean the same thing They liturhully don't. As explained above already. > go to school retard I have a STEM PhD and have taught university statistics courses for years. Not that that matters for anything, but apparently you seem to think it does, because you like fallacies. > there are patterns in random distributions. No, there aren't. By definition, since random is by definition without pattern. Unlike stochastic. > if there weren't then you would never be able to flip a coin and get heads 2 times in a row. Why not? That's not a consistent pattern, because it won't happen any more often than TT, TH, or HT, long term. So seeing HH doesn't violate the definition at all. Flipping a coin is indeed an example of something actually random for the very reason that this is NOT an actual repeating pattern. Unlike the stock market going up up up, which is, and which makes it non random. And therefore predictable. I AGREE that world GDP is at least one factor that predicts it. Which is why oil being blocked for months predicts a crash.

Dstein99

TurboTax was free with investments? My understanding is TT Free is W2 only. I used TT a few years ago but it cost $140 for federal, $130 for 2 state returns (I moved but if I was only in one state it would have cost $65). For $270 TT wasn’t any cheaper than paying a professional to do all of the work. This was my first year using Freetaxusa and it was exactly as easy as TT but Federal was free and state was $16.

Oneok-Field

Trains are cool, how do I invest in them And don't tell me $TT

VeryStableGenius

My favorite parts of TurboTax (2025) * whenever there is a TT update on my Mac desktop version, it sits there for two days spinning its wheels, until I have to do a full uninstall (including obscure system files - I even bash scripted it). Then I have to find the new binary to download from the Stygian depths of the Intuit site. Then I have to reinstall it, and download and install the state, then find and enter my damned copy protection key, and then I can start working on taxes again. * After I told it my 2026 estimated income (6 figures), and checked it fifty times, it insists that I will owe no estimated 2026 tax even though I paid over $3K a quarter this year with similar income. Best $80 I ever spent. They need to be class-actioned all the way to the Wendy's dumpster.

Bluecoregamming

Why are you buying calls instead of selling puts then. Isn't TT the thetagang member's delight

handsome_uruk

TurboTax has always been a fraud/scam, but as you pointed out they got govt by the balls. I use TT not because I can’t do it on my own, but because it’s safe.

Lovevas

It's cheaper, but not necessary better. I fill both TT desktop and FTU every year, and for my complicated tax situation, TT can always save me more tax, by doing some special tax treatment that FTU doesn't offer (or maybe hidden somewhere that I don't know how to find out, vs TT proactively did for me).

Lovevas

I have complicated tax, and I used both TT desktop and freetaxusa, TT definitely does better for me, and saved me some tax by using a special form that I don't quite understand, but Gemini says it's legitimate.

doubleohd

Why are you using TT instead of CPA-specific software? Genuine question.

iSoLost

How would IRS know if the return is done by LLM or TT? It’s not like if it’s done by TT won’t get audit, IRS look for special flags like invalid expenses, not reported income etc….

brahbocop

FreeTaxUSA exists and has exited for a while, yet when I tell TT users to try it, they get nervous. TT has a dedicated base that will use them and TT will squeeze them while that base dies off.

Worried_Quarter469

https://apple.news/AGY1TT1N1RZ2qFvBc2lwYaA MAHA Is Bringing Chaos to Biotech Investment Beyond Just Vaccines Investors are increasingly wary of the rare-disease space, spooked by a regulatory shift WSJ

notquitenuts

Just close your spreads and you never have to worry at expiration about pin risk or after hours movement. TT doesn't charge to close a trade but they DO charge for assignment. Just put in a BTC for .05 and sleep easy.

teh_herper

# AbsOLuTeLy My ONDS calls were absolutely fucked tho TT\_TT