VEU
Vanguard FTSE All-World ex-US Index Fund ETF Shares
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How to replicate VEU or equivalent Global ex. US ETF sold in the UK?
Is there any benefit in investing In both Index ETF’s and individual stocks?
Is there any benefit in investing In both Index ETF’s and individual stocks?
Is there any benefit in investing In both Index ETF’s and individual stocks?
How best to reinvest cash from dividends earned in my Traditional and Roth IRA
Looking to expand my Roth IRA and I want to make sure it makes sense to add the ETFs I am considering.
What do you guys all use for your core international fund?
Is there anything wrong with my current investing strategy?
SCHD beating VTI in Monte Carlo Simulation. But HOW Is This Possible?
Which to pick SCHD, VOO, VIG, VTI, VT, VYM, VXUS, VEU?
How Do You Make Your Regular Buying Contributions?
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Thank you so so much for the thoughtful feedback, I will add those two books to my list of books to read about investing! I'll probably keep 5% in gold just because it seems like it's been on the rise the past few years. I'll probably do 70% US stocks (VTI) and 25% International (VEU) and keep it simple.
Makes sense, even in TII it seemed more as a hedge against a stock downturn, but on the timeline I'm looking at that wouldn't make sense. Also on VEU vs VEA - I've looked at the holdings and I reckon VEA is what I wanted from VEU, thank you for pointing it out to me!
The idea was to stick with the Ben Graham ideal of no less than 25% in bonds, but honestly I'll have to evaluate if that actually makes sense for me. I'll also look into VEA vs VEU, thank you for this :)
I'll have to look into VXUS vs VEU and I can definitely see the bias now it's pointed out. I'll also have to really look into my personal risk profile before I review my split again. All good information, thank you!
VXUS includes small caps and is generally considered a successor to VEU. Either of those will already include the stuff in VAS, so just be aware you're adding neighbor country bias. 30% bonds is on the high side. It's not necessarily wrong, but I'd look at your risk profile and make sure it makes sense.
You should have no bonds when you're young. I think VEA makes more sense as a core position than VEU.
Hey guys!! I'm a young kiwi investor looking for some advice for index investing, which will be done through ETFs on a long-term DCA plan. My main focus as of right now is my academics (hence why I'm index investing instead of spending the time on DD for stocks) so I'm looking for some advice critique on my current auto-invest selection. I'm also looking at a super long-term horizon (30+ years) for all this, which I'm well aware could mean holding through massive dives in the dollar value of my portfolio. Currently my contributions are: 30% VTI 30% VEU 15% BND 15% BNDX 10% VAS If you can't tell I'm a big fan of Vanguard (although very much open to other ETF providers) and I like to balance my US and International exposure. My broker also does free currency exchange so that is not an issue. Any contribution is appreciated :)
VXUS and VEU are both fantastic for international diversification. I prefer VEU since I don't want international small cap, but they're essentially the same
Long-term having US and non US stocks is less volatile, and as some pointed out, many of these big companies are multinational to various extents. Small stocks are more representative of local conditions, but being small very few will actually move the needle. Vanguard’s VEU (with less non-U.S. small stocks/more non-U.S large stocks) slightly outperforms VXUS most years. US and developed small cap stocks tend to profit during an early bull market while some of the more brainy fund families have been trying to figure out why emerging mkt small caps just sit there? Looking at some of these etfs trying to squeeze performance from EM small cap, I’m just not seeing hardly any difference from VSS. So maybe low expense VSS when non-US tank, build a position vs VEU (or the similar iShares IXUS which I have), .. and then sell at the start of the next non-US bull mkt?
VEA and VEU are solid choices with low fees and good growth/total returns vs international equity peers. IDMO is a large cap momentum fund that splits evenly between value, blend, and growth that’s also worth a look. IQLT is a quality factor fund that leans growth.
Chill, facts first. You’re quoting SPY’s raw price, but context matters: the outperformance gap still stands. - SPY is up ~7% YTD (price), sure — but international stocks (ex-U.S.) are up ~15–20% YTD depending on the index. - IEFA (MSCI EAFE ETF): +10.2% YTD - VEU (Vanguard FTSE All-World ex-US): +12.7% YTD - Emerging markets (VWO): +11% YTD Now factor in the USD’s ~10% drop — international assets are worth even more in real purchasing power terms vs. USD-denominated gains. That means U.S. stock gains are being eroded globally. Also: if you’re counting total return, SPY’s 7% becomes ~8.5% with dividends. But international ETFs pay similar or higher dividends, so the gap still widens when including those. Lol… YTD SPY vs international and still crying about its dismal performance. So uninformed
Covid officially ended in 2022. But it can take years for the economy to go back to pre covid norms. Since 2010 VEU (international etf) is up 48% VOO is up 458% Yup. I’m pretty satisfied with avoiding international stocks. This isn’t the 60’s or 80’s. International will continue to underperform the US for a very long time. Besides the big US companies make about half of their revenue outside the US. So I’m already getting international exposure. The rest of the world is decades behind the US in technology. As long as the US continues to dominate tech the US market will continue to outperform. Decades? Yes decades. It would take decades for an EU company to match Amazon, Apple, Google or Microsoft.
BWX and GLD if you have cash sitting around. VEU for intl equities or VYMI if you want divvies. Otherwise, US equities should outpace USD devaluation and inflation. Until it doesn't.
Buy some ETFs: SMH, VEU, PPA, BAR, VFMO, XLE. These themes hold both quality small and big companies. OR you could see the ETF holdings and invest in single stocks, although I don't like that method as much.
It doesn’t make a difference the returns on your currency for the same ETFs would be the same. What you can do it put a portion in somthing like the VEU ETF with is more Europe focuses
IDMO is developed markets only. VXUS has both developed and emerging. Emerging may come with a risk premium compared to developed only. VXUS is broad coverage, IDMO uses momentum factor to help guide the holdings. Momentum can be a factor, but it may not be as strong as some others. >I’m basically looking for an international fund to complement my VOO. Does IDMO fit the bill? Or is that still not diversified enough? VXUS is more like VOO if only looking at IDMO vs VXUS. VEU may be even closer, as it also leaves out smaller companies like VOO does. IDMO is similar to SPMO, not VOO.
Just out of curiosity, why VEU? Nothing wrong with it, certainly has a place in a portfolio, but this is very different from VOO. VOO tracks the S&P 500 so it is composed entirely of large cap US companies. VEU holds literally everything else. They complement each other well but are not substitutes for one another. Someone already said it but I would use SPLG as your substitute for VOO if you’re looking for a similar find with a cheaper share price. It also has a lower expense ratio so it’s cheaper in that sense as well. A simple, but diversified portfolio would be 80% to SPLG and 20% to VEU. Being in Australia, you will have to ignore any advice recommending mutual funds as you will not be able to invest in US-registered mutual funds. You can tell it’s a mutual if the ticker has 5 letters and ends with an X.
VOO and QQQM will work at your young age. Don’t forget other priorities like saving for your house. > .. increasing international exposure Probably look at VEU as your US choices are large cap.
VEU is completely different from the s&p500. The frequency that you buy shares is irrelevant in the grand scheme. If you can't do $550 for voo per month then just buy it every other month, or get a mutual fund which lets you invest dollar amounts instead of buying shares. If you invest every other month, on average you'll have like $150 uninvested and the impact that will have on your growth isn't even a rounding error. It's also probably much less than the average balance in your checking account.
> I'm not investing in the US right now. >return on VEU (ex-US) is more than 16%. If by "investing in" you me actively buying... you were supposed to buy international before the meltdown, not after it's gigapumped. Nows the time to sell high back into the US.
I'm pretty serious, and with very limited exceptions, I'm not investing in the US right now. The YTD return on US stocks is less than 3% while return on VEU (ex-US) is more than 16%. Pretty serious difference, I'd say. I also hear that people work, have incentives, and innovate in other parts of the world as well. They might even have God in other places.
Ok, VEU, that thing that's up over 16% YTD?
True. I actually hold it. Not sure why I used VEU in the example.
I think some people (specially OP) are missing the point here: if you swap an ETF with another one with the same holdings but trading in a different currency, your exposure is still exactly the same. If you don’t want exposure to USD, don’t buy American companies. Go something like VEU or something.
reddit: "The world is experiencing falling stock indexes" VEU, the all-world excluding the US index: \*at all-time highs\*
I didn't go all cash. I went from about 3% cash to 15% cash, and have been diversifying my portfolio to hold more outside of North America. (Moved about 1/4 to VEU so far) Overall, from around the end of January (initial canada/Mexico tariffs) to now, the overall market is -1.4% (VTI), and my overall portfolio is almost identical at -1.5% (VEU is outperforming, but more cash from selling at a low in VTI) I sleep better and will continue to hold more cash than before.
I personally dont hold either. I do have the mutual fund version of VEA in my 401k cause its my only good intl option. I hold some AVDV in my IRAs and VEU to hit the large and midcaps for international. I have the most faith in AVDV personally. These handle the bulk of my ex-US allocation, then I have leverage on SPY to increase my US beta, and then long bonds and managed futures to round out the diversification.
Hey, at least it's up almost 1% YTD so there's that. Of course, it compares to >15% for foreign stocks using VEU as a benchmark. And foreign bonds are up over 9% as well.
Split 30% /30% IWY/ONEY both etfs beat SPY and QQQ over 5 year annualized which for your time horizon is more important and also get exposure outside the US with VEU 5% Bonds have been terrible since Covid, and given all the deficit stuff won’t get better any time soon. Either purchase direct and hold duration or do only short term bills you can always move it later. Wait to interest rates are above 6% before getting exposed to long duration. 10% Allocate some to commodities as an inflation hedge PDBC maybe 5% as we’re about to start a new super cycle Invest in real assets to take advantage of the low prices and cash flow, UTF 5% And hedge against the dollar with Crypto BTC 2.5% and Gold 5% 7.5% cash Your diversification will hedge against downfalls especially in equities and good to counter inflation, high yields and other future trends. The last 15years equities have had QE as a tailwind with low inflation that has changed and we are entering a very different type of market environment. Base your decisions on future risks not past results.
Total market, low cost etf for international markets (excluding US) and/or an etf for emerging markets. Something like VXUS or VEU in the USD. Bonds in other currencies are generally bad, plus bonds overall have poor performance.
Congrats on graduating! That’s an amazing gift from your grandma—and a smart one too. If you’re thinking long-term (20+ years), putting that $5,000 into a low-cost broad-market index fund is one of the best moves you can make. A few great options people often recommend: • Vanguard Total Stock Market Index Fund (VTSAX or VTI) – gives you exposure to the entire U.S. market • Vanguard S&P 500 ETF (VOO) – tracks the top 500 U.S. companies • Fidelity ZERO Total Market Index Fund (FZROX) – no fees, great for beginners • Schwab U.S. Broad Market ETF (SCHB) – another low-fee broad-market choice If you want a bit of diversification, you could consider: • 70% in a U.S. index fund (like VTI or VOO) • 20% in an international index fund (like VXUS or VEU) • 10% in a bond ETF (like BND) or high-yield savings/CD if you want a bit of stability Set it and forget it—with automatic reinvestment—and you’ll be thanking Grandma big time in 20 years. Also: if you’re using a Roth IRA for this (assuming you’re eligible), the long-term tax benefits could be huge. Whatever you choose, the key is starting early and sticking with it—and you’re already doing both. You’re way ahead of the game.
I’d just buy VUG VGT VEU and delete the app for a year
Usually, US-listed international stocks ETFs are non hedged and bonds ETFs are hedged. The most popular ones like VXUS, VEU, VEA, etc. are non hedged.
That is why utilizing basic TA (technical analysis) can help with decision. Right now DCA in VEU, vs VTI, might be less risk.
I would have just gone with VUG, VGT and VEU
I would have just done VUG VGT and VEU
Yeah i would just go VUG VGT VEU VTV and just delete the app for a year
Do you really need to avoid the New York stock exchange? If the underlying assets are foreign companies, then you are effectively invested not in the US. Something like VEU holds only non-US companies, so you'd be able to stay out of the US market by definition.
Nah what you mean is calls on $VEU 
I'm 33M. I have sold most of my US exposure (VOO and such) when Trump got into office. Currently, I only buy ex US (VEU specifically). I am sitting on a lot of cash in a high yield savings account. I am DCAing every week, as i usually do, into VEU. But until Trump is gone, I will not buy a single American stock. When he is gone, I will be buying VT again. But my US exposure will never be as high as it used to be before Trump. The trust is just not there. And yes, I am aware that I am mist likely leaving money on the table by doing this. That is OK with me. I am willing to leave money on the table to make a point. Feeling good about myself is more valuable to me than more gains.
Yes. VEU is a worldwide ETF, there are no stocks. VOO: 100% USA stocks. You can make the distribiton between them according to your feelings towards US Stocks and non US Stocks.
DCA, i played this game in 2022 and missed out on 2 back to back years of massive gains 20+%, I only managed around 10-15% because I was too scared. Instead of just riding the market, now I just keep DCA... 100% equities: 50% sp500 15% small cap index 15% Mid Cap Value index 20% VEU
VXUS and VEU. Because of diversification
at 9.2% any investment will go up 100X in 50 years, but your money won't be worth as much - inflation Investing is simple, buy everything/never sell/retire rich, for example VTI/VEU 50/50 🤠
You can buy vanguard funds on fidelity. VTI tracks all us stocks. VT tracks world stocks (including us and intl). VXUS and VEU track international stocks only. BNDX tracks international Bond markets. You buy any of those tickers on fidelity and it’s like you’re buying all of the stocks within them weighted by their size (but packaged into a single ticker).
If you don’t want to sell, do like so many others, diversify. VEU is holding up nicely and VNQI is breaking out from a solid base. It’s a big world.
Back in January after reading Stephen miran’s paper on the admin’s goal of devaluing the dollar, I realigned a big chunk of my retirement accounts into VXUS and VEU. As of now they’ve outperformed VOO by about 15%. A few weeks ago I put a small amount of money into ETFs long on euro and yen, sort of as an experiment, and that turned out to be a good bet.
moving some of my VOO into VEU
I'm looking at Vanguard's VEU fund. It's an ETF that is basically the whole world minus USA. Top holding is Taiwan Semiconductor.
Keep it simple. GLD is a hedge against currency wars given central bank buying. BNDX invests in non US fixed income which should keep things fairly stable outside of the embedded USD short and foreign yield curve exposure. I'd also recommend moving into non US equity markets because they're reasonably valued and look set to outperform US markets going forward as foreign capital flows into US stocks reverse. VEU is Vanguards monster ex US etf and there are country specific funds as well (EW\*, EP\*) if you're more advanced. At the exotic end you have long/short funds with material global exposure like QLENX and BDMAX which offer a beta neutral actively managed way to get global exposure.
Short Answer: Yes, S&P 500 is a solid place to start—especially if you’re young, but… SPHQ might be even better. ⸻ Longer Answer: Here’s How to Think About It You’re right that the S&P 500 (like SPY, VOO, etc.) is: • 100% U.S. large-cap • Heavily tech-weighted • Proven over the long haul (historically 9–10% annualized return) • More volatile than a world index, but with higher upside historically At 27, you’ve got 30+ years of compounding ahead, so volatility isn’t your enemy—time is your friend. And you’re not wrong that MSCI All World (like VT or VWRL) has more global diversification—but 60% of it is still U.S., and the rest is often less efficient and slower-growing. ⸻ Enter: SPHQ — S&P 500 Quality Factor ETF If you want to hammer one fund long-term, SPHQ is a brilliant twist on the traditional S&P 500 approach. Why? • Focus on high-quality U.S. companies—those with strong balance sheets, high return on equity, consistent earnings, and low leverage. • It filters out the junk and gives you exposure to companies that tend to hold up better in downturns. • Performance has historically beaten the S&P 500 with less volatility. Seriously—check the charts. TL;DR: SPHQ = smart S&P 500, perfect for a long-term “set it and forget it” strategy. ⸻ Suggested Strategy • Invest the bulk now (maybe 80%) into SPHQ. • Keep 20% in cash or short-term bonds if you’re risk-averse, or add a small slice of international (like VXUS or VEU) later if you want to gradually globalize. • DCA (dollar-cost average) only if you’re worried about market timing—but lump-sum investing historically wins the long-term race. • Don’t try to time macro stuff too much. Time in the market > timing the market. ⸻ Final Advice You don’t need a flashy portfolio—you need a durable one. SPHQ is a fund you can hammer into for the next 10–20 years and not feel dumb about it later. It gives you U.S. growth, quality filtering, and simplicity.
Cash and equivalents is a fine position for the next few weeks. A CD ladder over 1 yr? Schwab is recommending quality corporate bonds of 6-7 yrs For equities, an etf like VEU offers broad market coverage EXCEPT US. I picked some up on Friday, noting that it was trading at a premium. ETFs of REITS in non US markets have been strong. Then there’s GLD. Big oil will be fine If the dollar weakens, which seems likely, and world sentiment continues to be anti US, investment in other markets makes sense. Most here are too young to recollect Ross Perot. He was a Texas oilman that ran a third party candidacy. He argued against NAFTA. “Yer gonna hear a BIG sucking sound! That’s all the American manufacturing jobs goin’ across the border!” Most people laughed at him. It’s happening again, but now it’s investment money.
Cool, I’ll be comparing this with VEU to see if it’s worth investing in both for any reason or if I should just pick one. They both seem to be funds that track large and mid cap broadly
Thanks for the reply. This makes me feel a bit better about my current approach then, which is purchasing a blend of VXUS (all non US stocks etf) and VGK (all Europe etf), both with good expense ratios. I’ve also been buying FLIN, and FLCH, but the expense ratios are a bummer. I’ll start splitting the money I putting into my VXUS purchases with VEU buys, I think. Thanks again for the suggestion.
You're right. I'm wrong. That basket should be **IGOV,** not VEU.
VEU is not foreign bonds. Do you mean BNDX?
Pretty much any international stock fund (e.g. VEU) gets you out of dollars as well. Bond funds are trickier, most are currency hedged so you have to pick one that isn't. For India, FLIN seems like the only decent expense ratio option.
International ETFs like VEU, SCHC are trading at a premium. GLD is up. I wonder why?
Me? I'm not super concerned about volatility, as long as I think the underlying arrow is upwards. As it mostly has been. It's the rest of your post where I'm simpatico. In short, given the current economic and governance policies, it's not clear to me-- especially in the US-- that the arrow will continue to point up. We're giving up being the reserve currency and the "safe investment" so money that had formerly been flowing into the US markets won't necessarily do so in the future. Part of my problem is... I don't know where else to put my money. Every non-US fund I see looks to have the same losses as the S&P 500 (most of my money is VOO; I have an impulse to diversify and am afraid of future performance of US markets) with much less upside. Maybe that's not relevant any more and I should just pick one (I had VXUS for a while but was unimpressed-- I kind of switched it for XMHQ but am still unimpressed, so seeking other options). But looking at VEA, VEU, VGK, and VPL-- none of them have done great. So-- I guess I'm riding it out, at least for now?
VICI, FWONA, UNIT still decently up for me, VEU still up a bit, rest is red.
I prefer the greater diversity of VXUS, but VEU is a good fund as well.
VTI - Vanguard Total Stock Market Index or VT + VEU in whatever proportion you like (US + Everyone else) Invest on a schedule Stick to the plan Chill
Okay, it sounds like you’re in a great spot. I’m not sure if you’re able to buy mutual funds without a transaction fee (easier to place trades) at your bank or if it’ll be better to buy ETFs, but I highly recommend an allocation of 70-75% stocks and 25-30% bonds depending on your risk tolerance. (If you think you can handle a little more risk do 75% stocks, if not then 70%). To make it easy, for the stock allocation I recommend 75% Total Stock Market Index (such as VTI or SCHB) or S&P 500 Index (such as VOO or SPLG). The other 25% should be in international stocks (such as VXUS or VEU). The bond allocation can be as simple as BND or FBND or if you want a little extra return you can use 50% JPIE and 50% BINC. Ideally you’d place a lump sum of 25-50% this week, especially since the market is down and DCA the rest over the coming weeks or months. Let me know if you have any questions.
Canadian investor here, looking for your suggestions. Large lump sum to invest within retirement accounts. Where would you put it if: * Currently invested in: VFV.TO, VAB.TO, VBG.TO, VOO, VSP.TP, VIU.TO, QQQ, QQC.TO, VEU, BNDX, and CASH.TO. * Currently 0% Cdn Equity, 42% US Equity, 32% Int'l Equity, 20% US & Intl bonds, 4% Cdn bonds, and the balance in US & Cdn cash * 10 years from retirement (at 65), otherwise, a generally assertive, intermediate investor
I am not a good trader. I just cherry picked my best plays. Right now everything is down. I don't see any specific bargains. I am buying VTI and VEU
nice I'm down 3.8% 100% equities VEU 20 IWS 15 IWM 15 SP500 50 I had 15% bonds but moved into spy at official 10% correction, increased my biweekly contribution.. now we just let time do it's magic
Gold, international stocks, or non currency hedged international bonds I plan to add some VEU tomorrow
VXUS is vanguard’s ex-US fund. VEU is their Europe only fund. SCHY is Schwab’s ex-US dividend fund if you’re into that. Only you can decide if investing outside the USA is right for you or if you prefer the domestic stock market.
Some thoughts not knowing anything about you other than what is above...take with a grain of salt. Why are you dividend focused if you are 21? You are young and this is an IRA, so you are not taking cash out to live on. Typically at this stage you should be focused more on growth vs income. In SCHD you pick up 3.5% yield but have sacrificed 50% capital appreciation vs the SPX As much as everyone touts international diversification, the fact remains as far as returns and profitability goes, there is the US, and then there is everything else. The VEU has 3% yield, which is ok, but over the past 10 years it has only increased @+25% vs the SPX +160%. If you want diversified international exposure consider the DGT (+100%/10 years) Same goes with small caps...they rarely outperform large caps over time Russel2k +60% vs SPX +160%/10yr) Also, your aggregate sector allocation is overweight to Financials, Healthcare, and industrial,, a function of being dividend oriented. You are underweight in tech. You need to consider where growth in the global economy will be coming from over the next 20 years. Good luck
So the way I’ve been thinking about this is - a lot of countries/companies/people around the world have their retirement funds in US stocks. And I don’t think they want it there anymore. So most likely VEU or VT if you still wanna hold out on the US doing *something*. It’s definitely going to affect the rest of the world too. But it might be balanced out by all the money surging out of the US market and into - welllll that’s the guess. Hell even Japans market could boom. Who fucking knows. Personally I would think EU would be the safest, apart from the war. Fucking hell.
Lol VEU is up 6% YTD while QQQ is down 8%
$VEU global stocks minus the S&P
u/Agile-Technology-209 buy $VEU it's like $VTI except it doesn't have S&P.
Maybe DCA? I personally have $VEU (without the S&P). Unless, the United States proves me that there isn’t going to be a dictatorship in four years time, I ain’t touching the S&P.
checkout the 1 yr charts on the Vanguard ETF's invested in foreign markets (VEU, VGK, VWO, etc). they all spiked in January after a sharp decline and have been going up since. *** this weird show Trump's putting on with Elon and the tariffs is definitely about market manipulation but I think it's more of a smokescreen for him to manipulate foreign markets. *** they're both rich enough to weather any storms in the US market... and of course, take advantage by shorting now and buying back at the bottom. but I still think that's just an added bonus... the real target of the manipulation seems to be in foreign markets. there are a lot of foreign investors in the US market... even though the guy's a reckless clown, this really might be about keeping US profits in the US economy by forcing foreign investors to pull their money in a panic and invest in their own markets. and of course, if this was his plan, I'm sure he's also profiting from those markets as well. *** it's just a theory... there's no way to know what the fuck he's gonna do next and other countries are reacting the same way we are... with uncertainty, but I suspect our market will bounce back eventually. in the meantime, it's worth watching how the foreign markets are reacting. there's definitely some opportunity there.
VEU and AVDV go pretty well together, since they have basically zero overlap. VEU is like VOO for the rest of the world, its large and mid caps at market cap weight. AVDV is small cap value for developed ex-US countries.
Its as simple as purchasing ex-US etfs like VXUS or VEA or VEU or AVDV or AVES, etc
I think you've got that backwards. A currency hedged international ETF (like HEFA or DBEF) will do better with a strong/strengthening dollar and worse with a weak/weakening dollar. If the dollar is weakening compared to foreign currencies, an unhedged international ETF (like VEU or VXUS) will do better by comparison.
Close to 70% of global equity is currently tied to the US market. You can buy the rest of the world priced at 30%. Not too complicated, buy total world stock market ex-US - sell VOO, buy VEU.
VT is the whole world market which is 65% US. VEU is 100% international stocks and 0% US. The last 1-2 months US stocks have fallen and international has gone up, so yes I would assume an ETF only holding international would go up more than one holding 65% of stocks that are going down. I’m glad you’re not giving advice.
Why not VXUS instead of VEU ?
GLD VYMI Inter Dividend VEU - All World ex US I so miss TVIX right now.
Many Americans would consider me non-American because of my skin color, so I can reply? 35% SP500 15% VEU (International) 15% Small Caps IWM 15% Mid Caps IWS 20% AGG, Bonds. I could care less what happens, I check every few weeks and If I see anything move away from my allocation I rebalance it. My 10 year average returns is 10.66% If you take the average of all the stock ETFs I mentioned they all pretty much provide 10% returns yearly, and that includes the underperforming small caps and international which still have returned 10% since inception, so if they ever breakout the 10% average since inception would be much better, sure if you go back 10 years they aren't so hot compared to SP500, but who will complain about 10%, not me.
The thing though is that the market isn’t crashing. Go take a look at VEU, vanguards all world (minus USA fund). It’s up a few percent this month, hang seng is ripping, euad is ripping. All those other economic crisis’s the global markets all dropped in tandem with the US. This is a manufactured crisis where the market is deciding not to trust the USA and money is flowing elsewhere. Today Trump put another pause on tariffs and the world collectively shrugged and was like ‘still don’t trust you ✌️’.
Ended up transitioning to ETFs including DURA, VEU, USMV, LVHD, and RSP. Only stocks I kept were BX, MSFT, and GS. Also lessened my allocation to VOO, and QQQ. Impossible to pick an individual stock or sector when you don't know what the administration will target next.
I heard very similar conversations on reddit in 2017. At the time, the S&P500 was at 2285, 4 years later it was at 3731, which is a 63.2% gain. If you would have instead bought VEU, you would have seen a 33.2% gain. Not sure what the future holds. I think 60% of S&P500 revenue comes from the U.S. Not sure how much of revenue from something like VEU comes from the U.S.
If I recall correctly it makes sense to buy ex-US funds in taxable accounts to make the foreign tax credit less of a mess. I own VEU and VWO and um VSS I think which are examples like that