BAC

FitSky6277

It's at the bottom of the comment you just replied to. Bank of America (BAC) and Schwab large cap growth EFT have been my top performers.

FitSky6277

I'm not a day trader. I bought a week and a half ago when everyone said multiple high value calls were placed in oil hours before the strike on iran and everyone was saying trump was manipulating the market. The indexes were low af so I bought. Now I'm up. If he's shorting oil, I should probably continue to hold. BAC has reflected the exact opposite as oil so that one has been a real winner for what im doing along with schwab large cap growth EFT.

FitSky6277

I dont sell day to day. I'm not a day trader. I bought a week and a half ago when everyone said multiple high value calls were placed in oil hours before the strike on iran and everyone was saying trump was manipulating the market. The indexes were low af so I bought. Now I'm up. If he's shorting oil, I should probably continue to hold. BAC has reflected the exact opposite as oil so that one has been a real winner a long with schwab EFTs.

Groucho-and-Harpo

I think it’s easier to look at stocks or sectors individually as opposed to the market as a whole. Healthcare stocks especially PFE and BMY are like a hummer driving through the snow. They are on bullish tracks and generally they don’t follow the day to day market trend closely. Bank stocks are the opposite. They’re the dogs wagging the market’s tail. BAC and JPM have hit both lower highs and lower lows since they peaked end of 2025. The might continue this way or do a flagpole pattern and shoot back up.

owner-of-the-boner

I sold a 51.5 call to someone for BAC that finished in the money. Why do I still have my shares?

fire_alarmist

You are right but not in the way you think. BAC is the number one bank getting quietly bailed out of their private credit liqudity crisis by the Fed and is the biggest prop job in modern stock market history.

No_Zookeepergame_27

BAC reported good earnings up 1% yesterday. Today giving all back. Most heavily manipulated stock.

Training_Baker5454

BAC is profitable and doing great! Hurry everyone sell the news!

Training_Baker5454

BAC saw its shadow this morning.

I_pop_Jardiance

If ASML, Morgan Stanley, BAC beat earnings in am...spy might hit 710 eod.

Reaper_is-here

BAC moving 2 points tomorrow

bdh2067

A lot of the bigger banks DO have exposure to private credit. I don’t know about BAC but we’ll probly hear some chatter about it from WF and Citi. Or at least some questions even if they won’t fess to it.

Puzzleheaded-Pain657

Albertsons Puts - Food industry in it’s entirety is sideways J&J Puts - BAC Calls - any bank not impacted by the private credit deal especially GS (I don’t have the $ to buy calls or I would) will see an uptick. Progressive insiders took a massive dump probably bad news coming up Idk 🤷🏻‍♂️ my guess is these will all go opposite of what I jus said 😅

King_Chron

The comparison between alcohol and THC breathalyzers is fundamentally flawed because alcohol has a globally accepted, scientifically linear relationship between breath concentration and brain impairment that has been vetted by decades of independent research. While you are correct that a 0.08 BAC is a legal "per se" limit regardless of how "drunk" a driver feels, that limit exists because thousands of studies from non-biased government bodies have proven that 0.08 consistently degrades motor skills. In contrast, this 2026 study was conducted by the very people who own millions of shares in the company, creating a massive conflict of interest that wouldn't hold up under intense legal scrutiny. We aren't just talking about "feeling" high; we are talking about the fact that no independent body like NIST or the DOT has yet agreed on what level of breath THC actually constitutes a danger to public safety. Furthermore, the "recency" argument falls apart in a courtroom if the technology hasn't been validated by a neutral third party. Even the inventors admit in their own legal disclosures that there is "no assurance" this tech will be accepted as a forensic standard. Unlike an alcohol breathalyzer, which is a finalized tool, this device is still a proprietary product being validated by its own creators to boost stock value. Until an independent lab without a financial stake in the outcome can replicate these results and a legal standard is set by the legislature, detecting "recent use" is just a chemistry experiment, not a "bulletproof" reason for a DUI arrest. Identifying a molecule is easy, but proving that molecule makes a driver a hazard is a leap the scientific community hasn't made yet.

AyumiHikaru

>Every single stock he trimmed => AAPL, AMZN, BAC are all down as of today's date. So what ? Buffet sold almost half of AAPL under 200$. Which has been better performance since then, BRK or AAPL ? LOL

HeyYoChill

Did the government take a stake in META when it was down 60%? Did the government take a stake in DAL when it was down 50%? Did the government take a stake in NFLX when it was down around 70%? Did the government take a stake in BAC when it was down around 50%? My point is there are always reasons. If you want to buy low and sell high, you gotta do the buy low part.

glutathionegod

BAC gotta be 0.4

choopie-chup-chup

Funny to see BAC down 11%. My blood alcohol level was way up that day

Scared-Signature-452

Just an aside, after the 2008 financial crisis, BAC was at 5 dollars when my dad bought a few hundred. Helped pay for my mom's house.

hroaks

You might make some money on BAC but it's a ridiculous exaggeration to say currently or anytime in the past this was the best opportunity of all time

FINRAdude766

If you want a somewhat safe dividen paying stock, sure. BAC probably isn't a bad pick.  But BAC is a relatively conservative finacial institution. They don't attempt to have nearly the same growth as their other competitors. Just look at JPM.  What about BAC's growth plan do you like? Are they entering or expanding into any big new markets or products?  Thinking this is the "Best all time opportunity stocks ever"  is just confusing.. 

NolaJoe_CrayonLife

BAC just settled a lawsuit that probably should have cost them more and they seem undervalued compared to the way JPM has gone up… and there is bullish call activity… BAC “probably” isn’t going to have a bank run if something like that regional bank bs happens again… buy under 50 with a stop below 45/46 seems safe enough

Background_End7007

Covered calls stocks I own cheap are only played in my IRA accounts due to capital gains tax. I own a significant amount of BAC in most of my accounts in single digits In taxable account to get to OTM positions not much premium. I sell monthly for pennies sometimes

FitSky6277

I started with BAC when it was $35 last April. Sat on it and didn't buy or sell until I bought more last week and bought some EFTs this afternoon. So, for now, im still in the green.

ArnoldisKing

BAC price go book is 1.2 and wells is 1.44....so much cheaper?

Commercial-District1

I bought BAC calls like two months ago, what the actual F was I doing??

Ill-Panic-4533

I bought BAC stock for $6 a share in 2011…..the point is if you buy the companies fundamentals (learn to read and digest earnings reports) and believe in the thesis of they are a good company with good direction you’ll be solid in the long term. If you believe in MSFT, you would be insane to not be DAC’ing in right now.

dansdansy

BAC says rate hikes aren't out of the realm of possibility this year. Tech valuations are assuming multiple cuts.

gyalisandino

Did you check the big banks such as JPM, Citi, BAC, etc? If you did, you'd see they all report it the same way and aggregate realized and unrealized gains/losses in one column, which is the equivalent of SoFi's impact on earnings column.

jazzgrackle

I put money in a company that claims their product significantly reduces BAC levels. Can’t wait until someone runs over a child, and the company gets sued into bankruptcy.

civillyRange

Why do all major bank charts look like this? BAC JPM MS Very strange https://preview.redd.it/ff4essd3c3qg1.jpeg?width=1080&format=pjpg&auto=webp&s=c26522aeb3ce276bd60f840ac6e37af10880e42c

teamyg

Banking sector is the most under-valued with PE about 15, some tickers to be considered GS, JPM, BAC and WFC. You want to stay with big banks, try to avoid fintech since they're exposed to private credit.

IDrinkSulfuricAcid

Why would banks be a good long play in that case? Banks are always some of the first to get dumped in a bear market. Check the chart of BAC, JPM, BK, etc. during 2022.

Ninja_Wrangler

Just like his BAC

insertnamehere-----

I was holding Bank of America stock a while ago until I saw a statement from the CEO saying that they were financing Roblox because it was “the future of entertainment”. Sold that shit immediately, both BAC and Roblox has been on the down since.

buppiejc

BAC, WFC, and the State Street indexes (XLF, XLI, XLE, etc.) can work for your small account too, and at $150 you already have enough to buy BAC, and WFC contracts a few weeks out.

Fauster

I think we are pretty screwed. I usually have 5% long puts and bear spreads but I am creeping up to 10%. My barbell is evil; oil and fertilizer companies. I think some of the shippers will make bank with higher fees, but they aren't trading like that now. There is a bid for fertilizer stocks. We will have 20% less fuel and fertilizer until this ends. For me, this means OILK, NTR, VLO, CF. Hopefully I won't have to own these for long and they will tank overnight when the war ends. Why things are bad: This talk about missiles and drone launches happening infrequently are one thing. However, Iran has artillery. Lots of it. They can fire mobile artillery in the mountains, move and hide, do it again. This doesn't give the precession to hit a ship you can't see, but Iran can carpet bomb the narrowest choke point of the SoH. While the Trump WH is saying they will escort ships, many, many, many ships have allegedly asked for escorts and have been refused for a reason. That's because they run the risk of artillery shots getting lucky. I don't know that an escort will play out this way, I don't have a military background, but this is my base case. This is a modern war that is most like the war between Russia an Ukraine. Think lots of trenches, new secret holes being bulldozed out of mountains in undergorund missile cities with infrequent drone and LR missle attacks. I think boots on the ground is probably what it takes to prevent Iran's capability of raining down projectiles. But, still net long, though carrying cash and shorts. Jamie D's comment on BAC the other day means I'll probably take out super long duration bear spreads on them the other day. He knew that banks had a private capital problem and he hinted at it without saying something that could get him sued. Jamie D warned us about private capital in his particular way that prevents him from being sued, and he just did that with BAC. It is clear that Trump is TACOing and laying blame on Rubio and Hegseth and Hegseth will probably be the next to go, thank God. But, it takes two to TACO. Assassinations and decapitation strikes are illegal under US law. Only congress can declare war under US law. Assassinating the entire leadership of a country is certainly a declaration of war, full stop. The decapitation strike **could not have gone worse.** The father and wife and other family members of the new Ayatollah were assassinated and he survived with injuries. He is described as being more religious than his father. Can you imagine a Catholic being described as more religious than the pope? That's how bad a short straw we drew. The IRGC is its own independent organization that will only go along with the Supreme leader if they choose violence, all three parties, the clerics, the army, and the IRGC (40% of Iran's economy is IRGC jobs) are aligned. They can do massive economic damage. THey can curtail oil production. This world still runs on oil. Hopefully, I'm wrong, and then I'll take a day or two of steep losses with my hedges and then it is back to groundhog day, MU, EWY, are still my favorite stocks. I will overweight before earnings. I don't think the market really understands the battlefield. I don't think the market really understands Iran. I think people are overconvident, but I will be long and hedged all they way down to the bottom. They, hopefully, I will only be straight long, no barbell, no chaser. This is a high-risk regime though. It is more important to hold onto money you made then to make money when the bears are out. But don't go full Forest Gump and sell everything.

IntergalacticBurn

I'd advise against discretionaries at this time. It's just not the regime. That's for when the market is quiet and peaceful. People are hella conservative when market conditions aren't so great. Would advise going with the midcaps as opposed to the Russell. So something like IJH instead. RSPT and SMH aren't bad either right now, if you still believe in the AI infra trade. FWIW, I have existing positions in AXP/BLK/MSFT, albeit underwater. They're just holds for me. I've tried some bank stocks like BAC as well, but they haven't been so great. I might just give up on them after the umpteenth time of trying to play them. YMMV.

zxc123zxc123

Thanks for the detailed game plan. But why me? I've been selling cash covered puts and sipping some of the dip. AXP, BLK, and MSFT. Thinking about LVMUY/BAC/IWM too. Tried to sell SVXY puts but no one bit.

InquisitorCOC

I think the biggest reason was **the leverage**: - After the end of the Cold War, a massive sense of exuberance hit American households, as they [emptied their back savings and piled into financial assets](https://fred.stlouisfed.org/graph/?g=1Tfcz). This chart is Household Liquid Asset (checking, saving, MMF) minus Household Total Debt (mortgage, cc, auto, student loans) divided by Disposable Personal Income. You can see this balance reached the most negative in 2007 - Financial institutions reached extreme leverage. For example Goldman Sachs' asset to equity ratio was about 30 in 2007, vs 14 today. European banks like Barclay's, CS, DB, and RBS went even crazier. Iceland's entire banking system completely collapsed in 2008 - Absolute madness in the $11 trillion mortgage market back then. Here's a personal example: one guy bought a townhouse for $460k in Feb 2007 from BAC with the following term: 105%, interest-only, and negative amortization. The housing market already peaked by that time and prices began coming down, so this guy **didn't make a single payment**, but paid all his utilities on time and kept the house in pristine conditions. It took until 2009 for BAC to have him finally evicted. We bought this property in early 2011 for $160k in cash Since then, QE has created a huge cash reserves for financial institutions in both US and Europe. Fiscal stimulus during the COVID added [several more trillion liquid assets](https://fred.stlouisfed.org/graph/?g=1TfgD) to the Household balance sheet. With so money (liquidity) in the system, dips were bought and inflation (debasement) is now the main concern

Jpowwowshamwow

Im in JPM and BAC

optimizeOptions

Let's take INTC. Left hand side graph: You see different INTC contracts on a line indicating out of the selected tickers, currently INTC provides the best return/risk ratio. Right hand side: I have a cash collateral of 20k and want to find the contracts which in combination give me the best risk/return. Naturally one would expect to see portfolios only consisting of INTC since this is what we found on the left side. But since I set min. Underlyings = 2 to not put all eggs in one basket the result at bottm right tells us that the best risk/return portfolio accoring to my preferences consists of 2 INTC contracts and 2 BAC contracts. Does this answer the question?

fire_alarmist

My comment was based on me holding a big BAC 48.5 P position and ASML 1305 P Position from yesterday, that expires today and being forced to sell for not as much as I should have got after all this theta cuckoldry when it really should have just kept going. My vix puts that I bought to try to hedge were useless and didnt appreciate at all, and the whole thing is just gay and fake.

Odd_Helicopter_7545

BAC 16 years

safetythrowaway7263

So they bought the debt ? I’m confused can someone explain put up equity and BAC is bringing the debt

WolfTrap2010

Have you considered preferred stocks? BAC-B seems solid and gives you 6%. There are others.

vxxn

Also lower BAC

carl_1

Today’s move in banks has nothing to do with BAC’s fines or credit card rate caps and everything to do with MFS’ issues reigniting private credit concerns

Specific-Chemist-353

Beware of the dead cat bounce BAC.

Training_Baker5454

BAC killed earnings and everything was looking great then it started just steady selling off every day.

KissMyRichard

Thanks for the downvotes when I posted BAC Puts a few weeks back.

paranoidspectator

I believe he means companies like Coca Cola (KO), GE aerospace, BALL, and banking industry like BAC

fire_alarmist

So which bank do you guys think is going to collapse first today after Nvidia earnings? My money is on BAC. Probably before the earnings call is even over tbh.

Flimsy-Ad-858

Jarvis, raise my BAC by 0.10% and locate my car keys

Swearwolfofwallst

Most banks also have absurd retail costs and scope. SoFi as a platform is more flexible and evolving; it's a better, more efficient profit generator. It's gaining customers at a good pace, but it's lacking the mass adoption/industry shift an investor would hope for; the stickiness of banks with linked products, easy "auto pay" items disincentivize leaving whether for another traditional B&M or a financial platform like SoFi. It seems like Sofi would be a great target for either a legacy bank who sucks (there are plenty who have no "cool" - Wells Fargo, BAC, US Bank) who other than intertia will have no customers in 25 years because their boomer base will be dead. Robinhood and Sofi seem like they're swimming ever closer in lanes though RH has had a lot more appreciation and success as it helped drive/open a new market with predictions and shareholders were rewarded for htat. Sofi hasn't broken into a new market yet but has improved old ones. It's leading in Crypto in some ways but not exactly the ship you want to captain at the moment, probably hasn't helped its valuation as it did a lot to try to build that out as a selling point of their platform. If SoFi is awarded government student loan program admin or gets a takeover bid that's the only catalyst I can see for short term positive correction, otherwise it'll just have to keep delivering strong quarterly results as it has been and the poof in the pudding will just take another 5 years. Sigh.

Specific-Chemist-353

I want my money BAC.

_hiddenscout

Berkshire Hathaway Q4 2025 13F: Slashed $AMZN -77% (\~$1.7B sold), trimmed $BAC -9% (50.8M shares), new $NYT position ($352M), added $CB +9%, $CVX +7%, $DPZ +12%.

SukFaktor

More examples of it happening on BAC https://preview.redd.it/jhxact0tyyjg1.jpeg?width=913&format=pjpg&auto=webp&s=bc7a1c577649c4d935737aa58cfd8db761b81486

Aggravating-Taro-588

BAC is a pass

grackychan

You need to consider a risk that COF is a subprime lender across its auto and credit card lending portfolio and therefore carries more risk to rising consumer defaults. COF does not have a "fortress balance sheet" like JPM or BAC for example. When times are good, and borrowers can afford to pay, times are good. But the risk is amplified if macro conditions and employment deteriorates. >Despite being the fourth-largest credit card lender overall, Capital One is America’s largest subprime credit card lender, with a higher percentage of its total credit lending in the subprime segment compared to rivals like JPMorgan Chase, Citi, or Discover. https://www.economicliberties.us/our-work/capital-one-discover-a-competition-policy-and-regulatory-deep-dive/#:\~:text=Despite%20being%20the%20fourth%2Dlargest,Chase%2C%20Citi%2C%20or%20Discover.

charlie-todd

USO $70.00 2026-03-20 WFC $80.00 2026-03-20 IBIT $35.00 2026-02-27 EWZ $35.00 2026-03-20 NFLX $68.00 2026-03-20 BAC $48.00 2026-03-20 F $13.00 2026-03-20 ZBH $90.00 2026-03-20 PYPL $35.00 2026-03-20 C $97.50 2026-03-20 IBIT $36.50 2026-02-20 BAC $47.00 2026-03-20 IBIT $34.00 2026-02-27 IBIT $36.00 2026-02-20 XLE $50.50 2026-03-20 Not saying i would take any of these, but this was semi conservative

KissMyRichard

I'm holding long positions in physical silver, miners, TLT, LAND, puts on SPY and BAC.

Happy_Discussion_536

Hard to measure always. But recent surveys shows street thinks we end the year 7200. BAC thinks we only hit 7100. There's some very negative views out there right now.

Specific-Chemist-353

Destroyed by the BAC today.

OlivesrNasty

Genuinely went up 2 dollars all time after BAC destroyed my boothole and full ported my savings into 690 puts before that tank job. I think I’ve used up all my life’s luck

sargsauce

Damn, I was buying and selling puts on BAC this morning, but I could've been making bank on this.

EuphoricWizard

Got early access to the Robinhood banking program. Completely mogs BAC. 3.5% apy on checkings and savings with tons of other benefits.

imthesatman

R.I.P banks BAC -2.43% JPM -0.85% WFC -3.78% MS -3.28% C -2.31%

imthesatman

Banks what are you doing? BAC -1.86% JPM -0.27% WFC -3.18% MS -2.81% C -2.21%

ThatChrisGuy7

But sir I recommend you do not intake any more alcohol. Last this BAC is considered dangerous

Slow-Astronaut-2135

BAC crushed it for me in a sea of red. Calls are still cheap gang get that recovery money. My QQQ calls are fucked hard though. Praying for the Goog.

Specific-Chemist-353

BAC is the way.

BizzyHaze

A cursory google search told me that the test doesn't give an equivalent of a BAC value, which makes it pretty useless for a majority of testing - including at the substance abuse facility I work at. Plus a PETH blood test is quickly becoming the gold standard to tell if your employee/patient has a drinking problem, as it measures one month of use.

Frequent-Length-9966

You’re better off buying BAC shares. NFA

Fun_Mind1494

TA > FA. Stocks that are breaking out from bases at least 1Y long. $XLE and related energy stocks look good. As do banks like $JPM and $BAC. I prefer emerging markets though like $EEM, $VALE and $CIB, as well as $BABA. I'm intentionally underinvested in U.S. equities. Commodities also look good, from nickel to lithium to copper to gold and silver to rare earth minerals.

ExplanationNormal339

The silver short conspiracy stuff gets thrown around a lot, but BAC's actual exposure to precious metals trading is pretty minimal compared to their core banking business. If you're looking at BAC as a play, I'd focus more on their net interest margin compression and loan loss provisions than some speculative silver squeeze. Check the technicals first - [$BAC](https://aimytrade.io/ticker/BAC?utm_source=reddit&utm_medium=comment&utm_campaign=smallstreetbets) has been consolidating around these levels for weeks.

Alieges

A fucking billionaire, and she’s trying to drive at nearly three times the legal BAC limit. Three commas can’t prevent stupid.

hordlove

Super sad story, but I’ve also heard it helps to not have a BAC of 3x the legal limit while driving, as Angela Chao [was reported to have had](https://en.wikipedia.org/wiki/Angela_Chao) at the time of her death.

ihopethisworksfornow

Oxy, Chevron, BAC Buffet’s been printing money since Covid.

rwc5078

The positions are ANF URBN BAC AVGO AMD (this is a put)

Personal-Walrus-3682

Holding and adding more to BAC, JPM, GE, and GEV.

BrowsingLocally

BAC, JPM, WFC enter the chat. [https://www.pinatafarm.com/p/356ec6fa-4b7c-43cb-82a2-871d57cc4a93](https://www.pinatafarm.com/p/356ec6fa-4b7c-43cb-82a2-871d57cc4a93)

ComeAtMeBro9

US banks JPM 14.2% BAC 14% USB 20% PNC 15% Truist 11.2% Goldman 47% Meanwhile in the UK: Barclays 61% Lloyds 94% HSBC 74% Nowhere did I say there was correlation. I simply said many British stocks did better than the S&P. In fact, I’d argue the opposite, which is the point. Astrazeneca 39%,Shell, Rio Tinto, tobacco companies, it wasn’t only bank stocks that had a good showing in the FTSE 100, smh.

Happy_Discussion_536

If BAC doesn't have swag for interns with swag that says: >*Bofa* >*Deez* That's just a failure of HR and marketing.

Reasonable_Alps5652

Bro, from all possible stocks, etfs, indexes, etc etc. Why in the world did you bought options on BAC? That stuff barely moves

Happy-Champion1661

he said on truth that he was gonna sue JD a week ago iirc GS is down 3%, BAC down almost 2% same as JPM idk weird but congrats that the 0dte puts worked I guess

KissMyRichard

I have a good amount of BAC puts for March. It's almost at ATH, and they are both underwater on treasuries and most likely underwater on silver short positions from what I can see. Market doesn't seem too concerned at the moment, so I think it's a solid asymmetric bet all things considered.

zion-messenger

LCID 🚀, BAC Calls, ... and sell my POET calls to reduce loss

sarkarbeats

What’s the play here? Any upcoming catalysts for BAC?

Specific-Chemist-353

https://preview.redd.it/9h9sm3b74meg1.jpeg?width=1290&format=pjpg&auto=webp&s=8400f35c71377f86c9dded63182530aa582e979c Thanks be to BAC

Zonagilamonster

my very first trade ever, took every penny i had and bought BAC @ 2.65 in 09' when the dow was down to 7400.

Paul_Robert_

Calls on OP's blood alcohol content 🔥 Nice play though, I think we'll see a 🌮 on the JPM threats, and the rising tide will lift BAC's boat

RichardUkinsuch

Better hope BAC isnt holding silver futures bags they sold naked

robenette

At least BAC shares untouched 😎

Specific-Chemist-353

BAC is the way.

RemoteDrink8229

WMT was last summer and it was literally picking Walmart and getting lucky 🤣. WFC was this week which I bought with BAC, all the bank stocks went down after something about credit cards idek, I thought it was an overreaction and I was right. Both were luck, but Walmart was dumb luck, I genuinely had no reason to take that trade

brostrummer

I had my version of this, in the 2008 crash, got a $5K cash advance on a credit card and bought BAC at its lowest point…made 15K. Congrats OP!

Adii2311

BAC feeling solid but you about to discover a lump

Specific-Chemist-353

BAC is the way

National-Ad5849

Look more into it, they’re a sketchy company led by no other but Stratton Oakmont alumnus. I jumped on the stock back in 2023 when I first heard of their “BAC reducing” beverage, safety shot. Pre ordered their drink, got it in January of 2024 and after just one sip knew I had to sell everything- thankfully it got pumped and I got out before it got dumped (shocker - a Stratton Oakmonts specialty). Turns out all their claims about being BAC reducing weren’t supported, they were never able to produce any studies that proved this - it was basically a 200mg nootropic mud water that was orange. And here we are now, back in another suspicious venture - although I have been buying since they’ve announced their alt/crypto treasury rebalancing.. sure high risk, but could be high reward. They will find a way to manipulate the price of their shitcoin, just gotta make sure you can dump before they do