EFT

im-buster

I'm in HUMN- humanoid robot EFT. Been holding about a year. Hasn't done shit. ATAI- psychedelics used to treat depression. Just announced they are being bought out. Went up 32% yesterday.

AllCapNoBrake

EFT's no better than to keep their IBIT over the weekend. DUMP IT! https://preview.redd.it/1rxyyx9baudh1.png?width=300&format=png&auto=webp&s=d2e34e26bcf009e25edc387e8df7ba442c869358

Playful_Prior5919

EFT symbol TRFK... this...

j_b_1983

If you want an early start on SKHY, DRAM is the EFT you are looking for. I'm planning on holding over night and hopefully catch the Korean SKHY pump and then dump it for the real stuff in the morning

freehouse_throwaway

i guess i'm being vague for a reason as i dont want to disclose too much but i suspect towards the end what really triggered a review was skirting their GFV system and abusing their EFT / cash available to trade etc. the risk team likely reviewed it and told the brokerage side its a no-go

No-Day-8548

Look at SNK, an EFT that shorts SpaceX.

Vast-Comfortable-579

Learn! Dont follow your own problably stupid intuition - its a craft and trading is the only thing to do with penny stocks.. learn it or just invest in EFT.. Ross Cameron - warrior trading!

lurked

If at least it was an EFT…

bidahtibull

DRAM EFT it is. Damn MU.

Status-Put8162

I have an auto purchase of 1 share every day. Doesn't matter the price. Easy 6g move. This EFT isn't "space".

LooseIsNotTight

EFT = Electronic Funds Transfer = What you need to initiate into your account so you can buy more!

drew-gen-x

Yeah, I'm 100% EFT's. I changed my entire strategy during the March 2026 sell-off. My port is currently $VXUS, $EWJ, $GLD, and $VT. I was down so much money from Feb to March that the only way I kept myself in the market and keep BTD was to just buy the whole damn world market and take the loss and sell all my individual stocks. It's worked out swimmingly as I am so much more stress free.

ThetaFarmingRegard

**Your electronic funds transfer** **(EFT) was successfully processed** **From** An account at JPMORGAN CHASE BANK, NA **To** Fidelity account ending in #### **Amount** $50,000.00 \*rubs hands together\*

ThouMayest69

Feels like you could put it in a money market like SPAXX etc if you are comfortable with comparatively slower annual growth. It's still like 3.5% though. It would essentially be an HYSA and you could pull money quicker than from an EFT if that really matters. 

No_Current3675

Established a life insurance policy nearly 15 years ago when I got married. Figured my wife would need it if I went into the Great Void. Bill came today, $261. Fuckers wanted me to pay by paper check. CANCELLED. Fuck you. I don't need this shit anymore. Bitches could have made a free $261 by just allowing a gotdamn EFT or CC payment. Retards.

ALittleEtomidate

He definitely didn’t know that there was a difference between EFT and options. lol.

AerieZealousideal330

**Breaking News:** SPCX announced today it is buying the SPY500 and Nasdaq in an all stock deal valued at 400 quadrillion trillion dollars. It will now be the only stock traded on US market exchanges under the symbol AMERICA FUKT (USFUKT) The 3X leverage triple fukted EFT will begin trading Friday under the symbol USBIGLYFUKT

BigShort1357

Things you see at market tops- 92X revenue - plus the big boys all doing equity/debt offerings for earnings in 2037- they see the sheep salivating ..smart on their part to grift Americans pensions and EFT’s -money M1 continues its record climb ( as the Fed fights inflation ..L the F outloud) and as the dollar can now be used to collect the droppings in a bird cage- cash flow analysis left years ago- but it’ll return - and they will beat inflation the same way since 82’ w a market down 35-50%- then they can print the next 5Trill at 1% for your boy in the WH- Inflation and the rest has been all planned- enjoy :)

DearEnergy4697

💯 Nailed it. I usually avoid IPO’s because I’d rather see how things play out over months and not buying into hype… But, SpaceX is a different IMO. Not saying there’s not a lot of hype, but as you said, Elon can turn things around pretty quickly with one comment. Also, I sure as hell didn’t want to be chasing EFT‘s with minimal amount invested in SpaceX just to say I have “some” SpaceX stock. I’m not a day trader and I’m in it for the long haul so we’ll see how bumpy the ride really is & if the stock plummets to $60 I’ll probably just buy some more (unless something totally insane goes that causes the stock to tank). Your comment about how those who can’t remember their password will probably outperform. Everybody else is a brilliant insight/statement… Right on!

Status-Put8162

Well seeing as though 90% of the US EFT Funds contain those.... just buy EFT's that give dividends.... it's not difficult to chose when you can own them all.

devvorare

I am 24 years old, located in Spain. I want to start investing about 150€ monthly, though it will vary. In a few months I will be moving to the UK, and after one year I may remain there, move back to Spain, or move to another EU country. I want to invest into something like an EFT based on SP500, which from my understanding is quite safe and has a yearly increase of about 8%. The problem is I know nothing about investing. I don’t understand what exactly an EFT is, what separates it from other similar investments, or how to actually invest; whether to use an app, a website, a bank, or what. Additionally, I don’t exactly want to support American companies and would rather support European ones, if possible. Is there an equivalent to SP500, but for Europe? My main problems is that I know investing moves a lot of money, and so I expect any source of information to possibly have ulterior motives. I can’t rely on the internet, influencers or llms because they are likely to give me inaccurate information, and books and other sources are probably both biased and obsolete. How can I learn about all of this?

FrostingOk2692

Gonna make a new EFT that does only options wheels. But like, real wheels. It deals in companies that gives you the option to buy a wheel if you feel like it.

CowboiGlizzy

NASA EFT. As the private space sector begins to be exposed to commercial, and more government funding, NASA EFT will just ride the wave up from all the other companies it holds percentages with, like: RKLB, LUNR, RDWR, SPCX, ASTS, FLY, etc

InfinitePhotograph61

Odds are if you look at a Pension Fund, you’ll probably see 3-8 EFTs, examples include: US Large Cap EFT International/Develop Market EFT Emerging Market EFT Aggregate/Core Bond EFT US Small Cap EFT International Small Cap EFT Real Estate/Reit EFT Yes, it’s easier to just invest in an all-in-one EFT but that leaves someone a passenger, and Pension Funds like to ensure they can preserve capital while making a small return, owning individual EFTS like this provides advantages, such as precision to capture thematic shifts, risk isolation and control. And for Individual Stocks majority provide dividends: Healthcare Financials Big Tech Consumer Real world infrastructure Dividends Kings Pension Funds love to invest in Trash and Waste environmental services. They sure do. So with that in mind, Pension Funds, well that depends, if it’s multi-billion, you’ll see 1,000-3,000 individuals holdings(see l SEC Form 13F regulatory), they own the entire pretty much every publicly traded company on Earth. For smaller pension funds, like private anywhere from 20-200, depending on Capital.

htcruz

Whatever he says the exchanges and EFT funds have greenlighted to auto buy his dumb arse spaceX stocks into the funds Passive investors and these popular funds be hold some dirty brown bag at the end of the day. This is the great shell game switch from institutions passing on the turd to lazy passive retail investors.

htcruz

These popular EFT funds are becoming toxic with trash stocks. Forget diversification and passive investing The bigger the Ponzi bubble, the bigger and widespread the crash.

asuka_rice

A lot of things make zero sense. People buying shares in Facebook or SpaceX. I’m guessing if the biggest customers (US government) and EFT funds have buy in then stupidity SpaceX will do well. Ponzi or not they’ve rigged it so both these companies won’t fail.

Ziegelmarkt

>Where things can get tricky is ETFs. SPY and VOO are considered substantially similar so you can't sell SPY for a loss and then buy VOO. I deliberately didn't mention that just for brevity. I think SPY/VOO were the actual examples they gave me too. My easy way to remember the rule ever since has been to sell an EFT for a single stock or vice versa, or completely change sectors "just in case"

Status-Put8162

At 17 you are well on your way. Enter into all sectors. Telecom, EV, Rare Earth, MAG7, AI and most importantly International Markets... the more dividend EFT you can gather young the better.

SuckaBusta77

just get the NASA EFT or ASTS is your best bet most days. I think I know which space stock it's going to be everyday that skyrockets then halfway through the day I find out there are more space stocks that I didn't know existed.

mwfguxckdyou

So I see the White House has decided to let the market trade flat during the day and pump/dump after hours. Makes sense, sense most EFT/Managed accounts trade after hours. Can’t have the commoners also make money

TheorySudden5996

I’m starting the Circle Jerk EFT (JERK). It includes the 20 biggest cuck companies in the world. Come on let’s watch other people cum!

pjstarke

I recently implemented a 3-tier cash strategy: -Tier 1 - Fidelity CMA in SPAXX at about 3.3% (functions like a checking account). - Tier 2 - HYSA at OpenBank earning 4.0%. Funds (up to $5,000 daily EFT limit) available in 24 hours. - Tier 3 - Fidelity CMA invested in cash-like high-dividend positions - 10% each of SGOV, CSHI, SCHD, GPIQ, and GPIX. Currently returning about 6.04%. Dividends on all these positions are somehow tax-advantaged. No state tax on SGOV or CSHI, qualified dividends on SCHD, and mostly tax-deferred ROC on GPIQ and GPIX. If interest rates drop I may shift more cash further up the tiers to earn more interest unless I need the cash soon for a specific reason. I’m 5-10 years out from retirement, so trying to build my cash pile/buffer to protect portfolio in down years.

Realanise1

Well, since this is the only place on this sub where any discussion that involves even the mention of the economic impact of the permanent control of the strait of Hormuz without comments getting instantly deleted... I'll share here that I bought oil and gas exploration and refinery EFT shares (XOP) yesterday and they went up today. I'll be investing more in that area next week.

Realanise1

Oh yes it is. Yes it is!! EVERY comment I try to make about that topic here, every last single one, gets deleted. They're all supposed to be contained in one thread that nobody goes to. Okay, fine. I'll just keep right on buying oil and gas EFT's and watching them go up. Wish I could tell everyone else what my thinking is.

Powerfury

Right? Stock will go up! World War 3? Aliens show up and nuke Europe? Hmmmm, Spy EFT just went up another 80 points. Nothing makes sense anymore

Danger_Dave4G63

OP do you not understand what the words "invest" or "investor" or "investing" means? "Investing" - expend money with the expectation of achieving a profit or material result by putting it into financial plans, shares, property, or by using it to develop a commercial venture. "Investor" - a person or organization that puts money into financial plans, property, etc with the expectations of achieving a profit. That's why people who invest their money into an EFT call themselves "investor". It is literally in the word. They are investing their money into something with the expectations of making a profit. You grandma, by definition, is an investor. Hope this helps.

Ok-Standard-4296

What was that bump at 830 on the dot almost every EFT just saw? That was nuts. 

Imaginary_Lock1938

\> No options. Stocks and EFT. oh cmon, not even a leveraged ETF? No CFD?

CartographerSea6396

So if you were to do this with another stock or EFT besides spy, what would you recommend? Looking for something that requires 5000 or less in capital for this strategy.

justacaucasian

I have puts on a ultrashort inverse leveraged oil EFT. And calls on a leveraged oil EFT. This market can ligma

justacaucasian

I thought oil was going up. I got puts on an inverse ultrashort oil eft. Got calls on an oil EFT. If I had done literally the opposite I’d be cumming my jeans right now

Stoic_koala2

I don't know anything about investing, but keep putting money into S&P 500 EFT and it keeps working.

Various_Couple_764

Capital gains distributions are required for any EFT or mutual fund by law. But if buy a buch of individual stocks you could sell some stocks at a profit and other at a loss. If you balance the losses and gains they get a zero tax bill during the rebalance. Could a ETF do this No buy law when fund sells at a loss the loss belongs to the investor not the fund So that loss is classified as ROC (return of capital ) distribution or dividend . So the investor gets the cash from the capital loss sale. ROC distributions are not taxed if the share cost basis is above zero. However the ROC distribution is subtracted from the share cost basis. When the cost basis is zero the distribution is taxed as long term capital gains. The brokerage will monitor this and your 1099 tax will indicate if you ow taxes or if it was tax free. covered calls do this if certain rules are followed . Which partially explains their popularity. The ROC dividend or long term capital gains makes these funds very tax efficient despite the substantial income they provide. now ROC distributions come in two verities destructive ROC when the the tax loss causes a loss of NAV and share price. Or it can be Constructive ROC if the tax loss and other actions of the fund cause an increase in share price with the distribution. Now wealth management companies douse covered calls to minimize taxes for there clients or they buy a bunch of stock and and sell some at a loss without using covered calls and sell some at a gain to minimizes taxes.

Bubbly_Ordinary9263

yeah agree there. This are well talked about names. if you dont know these stick to EFT's.

Salt-Cap-9304

Mutual funds and EFT's have been great, in particular VGT, VFIAX, VPU, VIGAX and others. Nothing spectacular, just an average 12% annualized gain.

greenpride32

SpaceX shares currently trade at around $1.5t valuation on pre-IPO markets. NASA EFT is getting its shares from these pre-IPO markets. I'm not exactly sure how they calculate that portion of the NAV as liquidity is low, but you figure it's somewhere in that $1.5t ballpark. If SpaceX valuation increases after the IPO, NASA ETF will certainly benefit as well. But keep in mind that SpaceX holdings is only around 11-12% of the ETF. So let's say SpaceX valuation goes from $1.5 to $2t, NASA isn't going up by 33% unless every other holding cumulatively increases by that same amount. I've heard speculation that RKLB and ASTS holders might sell portions to move to SpaceX. I see that as more likely than all space stocks going up with SpaceX, but who knows, it's just a guess.

AnnaSmiled2

Dude, I like the combo of stocks. Isn’t the logical reason why someone picks a EFT?

FitSky6277

It's at the bottom of the comment you just replied to. Bank of America (BAC) and Schwab large cap growth EFT have been my top performers.

FitSky6277

I'm not a day trader. I bought a week and a half ago when everyone said multiple high value calls were placed in oil hours before the strike on iran and everyone was saying trump was manipulating the market. The indexes were low af so I bought. Now I'm up. If he's shorting oil, I should probably continue to hold. BAC has reflected the exact opposite as oil so that one has been a real winner for what im doing along with schwab large cap growth EFT.

NewReindeer607

Hi, Sorry to post under another post, i can’t post myself yet😂 EFT Question: With most key EFTs at a near all time high, is it still smart to buy now…? relatively new so don’t pelt me.😂 Any help appreciated. Cheers in advance. 👊

Country_Gravy420

Fidelity? They suck for EFT. You have to send a wire

longGERN

EFT taking 10+ days to settle in brokerage daFUQ?

cinJESUS

software EFT like IGV, and software stocks like APP? 👀

EffectiveNarrow7139

As of early 2026, foreign entities own approximately 23% to 30% of the total U.S. national debt, with total foreign holdings reaching roughly trillion to trillion. The majority of U.S. debt (roughly 70%–75%) is held domestically by the Federal Reserve, U.S. government trust funds,  The US dollar is already being replaced on world markets. Loss of Credibility and Market Panic  * **Surging Risk Premiums:** If investors believe Fed decisions are politically motivated rather than data-driven, they will demand higher returns, pushing up interest rates on Treasuries. * **Volatility and Sell-offs:** A decline in trust often leads to panic among traders, causing sell-offs in both stocks and bonds. * **Capital Exodus:** Investors might take money out of the US (stocks or bonds) due to reduced currency stability, making it harder and riskier to do business.  PBS +2 2. Economic and Financial Crisis * **High Inflation/Stagflation:** A politicized Fed is likely to keep interest rates artificially low to boost the economy, which historically leads to runaway inflation. * **Banking Sector Vulnerability:** Without the Fed’s "discount window" (lender of last resort), banks would fail more frequently, causing credit freezes. * **Recessionary Pressure:** If the Fed fails to handle inflation or properly manage interest rates, it risks sparking a deep recession, potentially accompanied by high unemployment.  Reddit +3 3. Impact on the US Dollar (Global Reserve Currency) * **Devaluation of the Dollar:** If trust in the Fed collapses, the dollar’s value could fall rapidly, significantly affecting its role as the world's primary reserve currency. * **Shift to Alternatives:** A faltering Fed could accelerate the move toward other currencies (e.g., Euro, Yuan) or decentralized, non-dollar assets, potentially damaging the US economy's status.  The University of Oxford +2 4. Direct Consequences of Fed Losses * **No Taxpayer Bailout Needed:** If the Fed books losses (which it has recently, due to high interest rates on reserves), it can simply create reserves to pay its bills, so it does not "go broke" like a commercial bank. * **Reduced Government Funding:** However, if the Fed suffers prolonged losses, it cannot remit profits to the US Treasury, creating budgetary constraints for the federal government.  Brookings +1 5. Consequences of "Closing" the Fed If "faltering" meant the total dissolution of the Fed, the consequences would be catastrophic: * **Monetary Vacuum:** No central authority would manage the money supply or set benchmark interest rates. * **Immediate Financial Crisis:** The check clearing, EFT clearance (FedACH), and Fedwire systems—essential for daily economic activity—would be severely disrupted. * **Uncontrollable Rate Swings:** Lenders would set their own rates, causing unpredictable, wild fluctuations in borrowing costs.

drew-gen-x

I'm up over 8% on $VXUS and $EWJ, and over 6% on $GLD and $VT since buying the bottom 5-10 days ago? And these are indices and not stocks. We are way overdo for a pullback. Just wait until this place turns bearish again and buy & add more. There's no reason to chase here. The 200 DMA has been a great buy indicator for World plus US and World ex US ETF's. Buying $GLD when gold pulls back to $4400-$4600 has been a good buy indicator as well. I've been spending a little money here & there & buying this pullback in AT\&T; but I'm sticking w/ 90% EFT's. I'm not smart enough to pick the winners in this crazy market. Don't get too bearish, but also don't get too greedy.

Apart_Olive_3539

We’ve transferred to the personal account already and will EFT fund from there for this transaction considering the time crunch. I cross posted on another sub and a couple are saying they do use their business account. It sounds like there may be extra forms required to be sent in, in order to do that. My guess is that they will be related to the compliance process.

sblahful

So where, specifically, have you got your investments? I'm trying to find an EFT that's relatively low risk right now, but so many of them seem to link back to the M7 via the S&P500

pyrogoldguy

That looks just like my EFT portfolio right now. 🤣

Little_Horror5690

Wow!! Why is he so bad at money. This is an addiction you should press charges. I could have took a loan from home for 100k and my business is now worth 2.5 million in a year. Why do they these people not buy a business if they have this money. Please get away and save your family. It’s insane how many ppl do this and think they are so smart.. i did 4 option trades last year hit 3/4 made 10k thats enough reinvested it in a EFT… gambling isn’t investing it’s dumb… im sorry but this frustrates me.

b1gb0n312

EFT transfer 100k limit per dat usually takes 2 BD when initiated from fidelity. Wire transfer 1m limit per day in and out of fidelity are free.

Daily-Trader-247

90% in Stock/EFT I don't do drip, I get dividends in my account and buy whatever is best at the time with the total amounts.

DSS111111

I used to work in finance and I have seen what you’re going through now with your broker. 1) there are a lot of private equity investment vehicles, but only the good ones are made available to truly valuable customers for the bank or investment firm that you’re working with. Assume not that person. Most likely, you are going to be sold a ”dog” for which your broker is going to get a high fee for selling out a position. None of these private equity vehicles are very liquid or can be valued easily. How do you even know if the price that they’re quoting is real? There is no market per se and the way that they value the investments is pretty oblique. I don’t know if your broker is operating as a fiduciary or if him offering this investment is based on suitability. I won’t get into the hole fiduciary versus suitability issue, that’s another issue that you need to start looking at. Crypto is a cross between gambling and beanie babies. It’s fun to play around with, but I wouldn’t make it more than 5% of your portfolio. Again, you need to understand if you’re broker is receiving some sort of compensation for this type of asset you as opposed to an exchange traded fund or stock. 2) if I were you, I would speak to a broker regarding a retirement account and get assurances that that person will be acting as a fiduciary. Again, bring up the suitability standard and tell them that you do not want to. Buy any “suitable investments.” take the recommendations that they would give you for retirement account and apply it to your trading account. Just so you know, it’s been proven that active trading yields less than buying and holding diversified assets preferably a low cost EFT.

SESHHHHHHHHHHHHHHHHH

That’s exactly how any big event in markets goes brother, it’s not a scam it’s a well known market wife dynamic. You buy the hype, sell the news. It’s especially prevalent with additions to the indexes because an EFT that tracks the S&P will have to buy shares of a company that’s been added to the S&P. People take advantage of that forced buying in many ways.

nigelboid

First of all, it is in an investment account. I am not missing out on anything. Second, many of these processors take less than 2%. The one for my property taxes takes 2.1%, but even that one is worth it for the 45-60 day loan while the money earned more than 0.1% during that time. Plus, I get instant verification with a card payment and do not have to worry if my EFT went through correctly. I am not even talking about mailing checks. Third, credit cards misclassify vendors all the time. For example, one of my cards which is supposed to give me 5% in fitness clubs, classifies my fitness club as live entertainment. I gave up on that debate with them and gave up on that card. I do not want to get caught in a lurch with a randomly blocked transaction due to a misclassification, especially while I am traveling overseas.

Outlawdammit430

https://preview.redd.it/ltec41mtotog1.jpeg?width=3024&format=pjpg&auto=webp&s=901c1901b2237eaacb15d9ab2eee626e572319c9 Each day 9 days straight - buy hour after open and sell at close. Oil 2x leveraged EFT Easy money on commodities, basic stuff here.

OrdinaryMix4013

#Iran Democracy EFT wen

drew-gen-x

You have a lot of tech stocks where you are double dipping b/w individual stock holdings, and their inclusion also in your $QQQ and $SPY/$VOO holdings. I do like that you are adding to $AVDU and $AVUV. You have chosen those 2 where I am investing in $EWY and $EWJ. I would increase your $AVDU & $AVUV percentage or just buy a non USA world EFT like $ACWI and sell the individual stocks or your $QQQ holdings. Your individual tech stocks and $QQQ holdings likely will go up or down at the same time. I am also moving towards ETFs over individual stocks due to time & life. But the industries & indices matter more than just stocks vs ETFs. I would add non USA indices ETFs. Or at least all world ETF like $VT over holding both the $QQQ and $SPY/$VOO). Pick either the $QQQ or $SPY/$VOO, one or the other and buy $ACWI or $VT for the other indices holding. My worthless unasked for 2 cents.

everydave42

How do you possibly think this addresses any rational point here? Have you shared this thought with any “investing is gambling” person and watch some switch flip as they sign up for an EFT? C’mon, none of this “well ACCHHthuLllyyuh” mental masturbation address the core human nature/perception that’s so obviously at play.

Apollo_Delphi

I loaded up on SOXS, UVIX and NVD the last 2 days... made a killing.! NVDA's price was at at a Top - the outlook was okay, but many problems could happen and probably will. A sell-off was expected today by many including me. Many problems with the economy and Geo politics. If the market pushes up Friday - i am loading up again on Inverse EFT's - it will NOT hold. The other companies I have not been paying close attn. to recently, but if i had to bet - i would say they would all go down.

Arrowhead_76

I was actually looking at maybe trimming a few shares and going for an EFT heard good things about VT but I'll look into ITA and PPA. I originally held some GEV but sadly dumped it too early, that's why i'm being extra cautious this time.

bobby1128

I've been leaning heavily on tech stock, so seeing your EFT approach makes me wonder if I should simplify. How do you decide between sticking with EFTs vs adding individual stocks?

bobby1128

Well, letting it ride works at your age, but trimming NBLS and adding a broad EFT gives resilience. I also diversify into Fundrise, so the benefit is steady compounding from private real estate while I stay long tech.

sblahful

Slightly off topic, but I'm looking for an EFT that is all world except the US. Does that exist? If so, any suggestions?

Caurinus2112

OK, I can't \*not\* comment on this. EFT = "Electronic funds transfer" which is one way to move money to or from your brokerage. ETF = "Exchange-traded fund" is what you mean.

Status-Put8162

It's already been said, but WAY too many tickers. 10-15 with a few EFT's.

BacchusAndHamsa

So $100 every month for 40 years in a EFT that follows the S&P 500 of the stock market would get you $1.2 million. You could whine how inflation makes that like a third of $1.2 M now in 40 years.... but it beats zero and is something. So do what you can now, and maybe you'll get higher wages down the road.

nat-n-emore

I am doing something way simpler... Muni-Bond ETFs. I have one for my state and testing the waters on two that have higher yield with on the Federal exemption. I know there is an expense ratio... but it is small and is baked in before the dividend, so the current yield is not reduced. Anything I might be missing by going the EFT route?

Jazzlike-Leek4279

If i were to invest in glod or silver it would have to be in tangible assets i would no longer invest in paper or EFT Gold or Silver but thats just me.

Quiet-Ad8764

Question of how am I doing. I started investing with a deposit of $2k 15 days ago. EFT, high dividend, high returns and mutual funds. Right now I am at $2128. How am I doing? Is that ok. Good, bad or could be better.

Dry_Werewolf_1597

So what, I bought two out of the three weeks ago in a EM EFT.

mags87

Anyone request shares in Robinhoods Private Equity EFT they are launching? The RIV fund? I have a 'concierge' account so hoping they give me all the 1500 that I asked for.

SuitableExercise7096

only liquid funds are EF ( can be used immediatly) Anything in a CD, Brokerage, EFT generally isnt EF as it cannot be used in a emergency because of the time it takes to get it liquid. I'd call these just "savings vehicles"

SuitableExercise7096

Has to scroll down way to far to see this. ALWAYS keep the bulk of your funds in vehicles that make money on your money. An attached HYSA is where that is most liquid and easily transferable to the payables account (checking) Keeping the bulk in your checking is losing you money especially if you have more than a few thousand in it. 3-6 months of liquid in a HSYA, the rest in a SGOV or 4%+ APY accounts you can have access to in 2 biz days ( CD, Brokerage, EFT)

FainterStreak

Hey there, I had a Roth IRA rolled over, and I don't quite want to disclose the amount, but it's certainly getting me excited about what to put this into. After some brief (and I mean brief) research, I was thinking about three EFTs to diversify my stocks, as I am currently leaning pretty heavy in the tech sector (NVDA, VOO) XLV (Health Care Select Sector SPDR) XLI (Industrial Select Sector SDPR) XLP (Consumer Staples Select Sector) What are we thinking, reddit? I will be honest; I know a whole lot of nothing about stocks; I am mainly just trying to load this cash into each EFT for long term investing for the next forty years.

Mini_gunslinger

Is it just Point of Sale that they're diverging on. Or is it the SWIFT network that is the backbone of interbank EFT?

Condog5

Invest in a EFT and you don't have to think mate VOO / VT / VTI something like that. If youre trying to battle single stock youre more likely to lose a lot of money, unless youre a genius or very lucky.

OBotB

A Vanguard EFT made up of the top 500 US companies, low fees, one of the ones you buy and just hold forever, https://investor.vanguard.com/investment-products/etfs/profile/voo

VolcanicKirby2

Take your money put it into EFT’s and index funds and never worry again

Terrible_Champion298

Can’t speak for him but I bought IBIT (an EFT) puts yesterday as Bitcoin crashed hard, and calls today as Bitcoin rallied. Made a some profit.

asuka_rice

He’s not the first, more to come with these passive EFT holders.

EwokNuggets

Just continuing my regularly scheduled EFT buys.

radiohead-nerd

GLD EFT up 6% premarket as of typing this. 💎🙌

dj184

Its not true. UPI for general populace is like NEFT, (EFT) or like zelle. UPI payments for merchants is already taxed if using cards (rupay) and some disable it. As long as its bank to bank transfer via UPI, its free

Various_Couple_764

I wouldn't base the decision on the interest rate. If you don't like the money market interest you can always invest money into a dividend EFT and get bitterly whatever yield you want. One ofmy favorit ETF is QQQI with a 13% yeild. Yes it has more risk than a money market fund. Or you could with CLOZ 8% yield or JAAA 5.5% yeild, both are much safer than QQQI and both easily have higher yields than any money market accounts. I would base my decision

EngulfedInThoughts

Yea, that's what I was thinking. Lets see what he chose to do when the EFT goes live on February 6th.

bobby1128

shorting's risky, leverage EFT's are wild, I think paper trading or waiting until options approval might be the safer way to test a bearish

BeneficialTell7518

Easier to sell I feel with stocks. USAS holds both, but maybe a Gold EFT was better. I have call options til March for SLV etf to hit higher than now in the 110-113

rod_jammer

You can buy Tesla short EFT (TSLS) for around $5. I buy some shares as lotto tickets with spare cash and just wait. If it goes down, I harvest the tax loss. But when (not if) this thing pops when the stock comes back to reality.....it will rip.

Nac_Lac

If you just grab a top ten EFT and do no research, sure. My portfolio has minor exposure to mag 7 and AI stocks. As in less than 25%.