NLY

Difficult_Machine532

NLY calls looking extra juicy for next week

Wooden-Yak3758

come on over to NLY the waters fine

InverseHashFunction

NLY - Annaly

DaRipster1515

I have JEPQ and BITO. I'll ride BITO out until it stops paying. IEP, VOC QQQI, NLY are other choices

haze_from_deadlock

O and NLY are typically beloved by morons

Aggressive-Donkey-10

have owned off/on for years, great company along with DX and NLY, they are 3 residential MBS companies with high yields. Only own when most likely that 10yr yields are heading lower, then the MBS loans go up in value and so does AGNC's NAV -net asset value, and then so does it's price. With FED cutting overnight rate by 100bips in last 8 months and likely to cut more over next 2 years, the 10yr is more likely to trend down, FED is cutting due to inflation falling, the 10yr yield = inflation rate + GDP growth rate. IF both are heading lower, like now with Tariffs decreasing global demand and decreased M2 causing lower inflation last 3 yrs, since 9.1% july of 2022. Then very good time to now own mREITs like DX/NLY/AGNC. you can use any temporary rise in 10yr yields like April 6th to May 21st to buy low on AGNC It's a trading vehicle, not a long term hold when 10yr yield in a sustained rise, play the opposite side with BDCs, like BIZD or PBDC etfs

goodpointbadpoint

is $NLY and $AGNC doomed ?

CrawfishSam

This is what I am doing SVIX below $10.50. TLT below $87. GTC SPY at $520, $510, $490. REITs for dividends - RITM below $10, NLY below $18.

rriggsco

Calls on NLY as that's how the bulls will be making money in 6 months.

Neomorder224

I'm down 11.8% from my ATH which I hit on Nov 8, 2024. I've been able to increase my annual dividend income by nearly 80% over the past 12 months. I started taking some profits out of my long NVDA, AVGO, MSFT, and GOOG positions last summer/fall. I figured if Biden won the market was quite overvalued already and if Trump won, well...here we are. Much of those gains were DCA'd into SCHD, JEPQ, NLY and I've been building some small new positions in EU and China/JP markets. My cash position is around 30% now, I'm normally at 10-15% cash.

goodpointbadpoint

It seems there is sell off of MBS as well. Impacting companies which deal in MBS. NLY and AGNC dropped by a lot suddenly. [https://www.cnbc.com/2025/04/09/how-china-could-crush-the-us-housing-market.html](https://www.cnbc.com/2025/04/09/how-china-could-crush-the-us-housing-market.html)

zero_cool_crash

ngl, 16.5% yield on NLY looking pretty shiny

whosethefool

At this point in the cycle holding bills in not a bad thing but between inflation and tax you make no gains. A money market fund isa small step up in yield with minimal extra risk so you might as well go there. Deposits over 100k usually save a few basis points on expenses. Floating rate bank loans pay at least double what bills pay, but are a somewhat more risky version of sub investment grade securities. Look at EFR as an example. This is a yield kicker, not a portfolio anchor. I own a small amount of these. Leveraged mortgage loans are also a possibility. They aren't highly correlated with bank loans and so can go in the same portfolio, but they often contain significant amounts of commercial mortgages which may not yet be appropriately marked to market. An example is NLY, which I once owned but no longer do and cannot recommend. Whatever you do don't go overboard on these things as they are leveraged and can lose a lot of value quickly when things go wrong. If you don't understand how these things behave I would limit to maybe 5% each of your portfolio. A wise man one told me "Bulls can make money, bears can make money, but pigs get slaughtered".

mspe1960

One I have is something like JEPI. No guarantees, but it pays around 7%. that is close to what you "need". But it absolutely has risk. It is equity based and subject to market pressures. It is somewhat hedged, but still an equity fund. There are also high dividend payers like MLPs, REITS, I have held AMLP and NLY for years and they have paid big for a long time. AMLP has also up on top of the bif dividend it has paid me. But again, with the return comes risk. I have only a small percentage of my portfolio in these two.

Grouchy_System6535

Been buying DX, NLY and AGNC in the Roth’s since November. Master limited Partnership WES for the taxable acct.

vollaskey

It stands for real estate investment trust. They typically invest in commercial or residential properties or mortgage backed securities. They are required by law to pay out 90% of their income. Dividends usually range from 5-15% depending which when you buy. AGNC and NLY are my favorites. Robinhood only requires 25% margin maintenance on them which mean you can buy $4 worth of their stock for every $1 you have in your account. Thats high risk because if it goes down any then you have a maintenance or margin call. I would only buy $2 for $1 if you’re going to use margin. AGNC pays monthly and pays $0.12 a share 14% yearly. Robinhood interest is about 5.5% so in theory you could borrow money at 5.5 and get 14% or a positive spread of 8.5% a year. If you only used 25% of your margin ie only borrowing $1 for every $1 in your account then the stock would have to fall 50% or more before you had a margin issue. So if you invest $1 million you’ll get $12k a month if you use an additional $1 million in margin you’ll get $18k a month. If you max out margin then $30k

vollaskey

NLY $0.12 a month divided $6k. I’d be careful buying growth stocks heading into a recession

greytoc

You have to understand why the dividend is being distributed and why. I'm not familiar with TORM. But ABR and EFC are mREITs or mortgage REITs. They can be a simple way for investors to get exposure mortgage-backed securities (MBSs). An mREIT is sensitive to interest rates and credit quality of the MBSs. So investors in mREITs like ABR and EFC are looking at the interest rate yields when investing in mREITs. A very popular mREIT besides ABR and EFC is NLY and AGNC. Also - a REIT is required by law to distribute up to 90% of it's net income to investors - that's why the dividend is typically higher than equity stock.

guh_mystocks

NLY is yielding about 12.25% Also not technically a REIT, but there's always O, yields around 5.8%...

ZRhoREDD

Right, but why does it have to be one stock? ABBV pays 3.7% (pharma). MO pays 7% (consumer). NLY pays 13% (reit). And SHEL pays 4%. All different sectors but dividends remain high, so it spreads out your risk. That's all I'm suggesting. (Not necessarily those exact stocks. Not financial advice)

Far_Image_1228

NLY

jameshearttech

I have multiple positions that would benefit from lower yields. I have positions in IEF, TLT, and NLY. IEF and TLT are US debt ETFs, so lower yields mean higher prices, and we're seen a pretty sharp reversal in yields over the last couple of weeks. Likewise, if yields continue their downtrend, that will eventually bring down mortgage rates, which will increase real estate transactions, which benefits NLY.

TrainerMaleficent900

Thank you! I’m really trying to turn: 10k ➡️ 100k ➡️ 1m➡️10m➡️100m I was thinking 50% into VOO/SPY or VOO/SCHD or a variety of mixtures, 30% VUG/NVIDIA/GOOGL/NLY, 20% into a High Yield or Money Market that gives 4.25% every month.

tongyuhn

What you may have heard was probably investing in a REIT (real estate investment trust). Some have very high yields such as NLY at 13.2% yield and AGNC at 15% yield. The high yield ones are very risky and their yields are sometimes just giving you back your capital, so you may get a high yield as their price goes down. Just think, if it was that easy to get 13-15% everyone would be doing it. Should definitely research before you invest.

Spokey-Donkey

ARR, AGNC and NLY keep paying and very stable.

Tendie_Tube

Shorting NLY or AGNC might be a more direct bet than the banks. Banks are so well capitalized right now they've been able to digest 30% price drops in commercial real estate like it was nothing. A bear spread on mREITs might pay off even if home prices don't crash.

EscortSportage

I remember NLY and AGNC, they just kept going down and the dividend income didn’t make up for the loss.

Extension-Pie-5235

Get NLY and hold it... but dont expect to turn it into 2k.

Annual_Pen4907

Some contracts are not standard 100 shares they are minis with 25 shares. NLY for example has standard and minis. Theoretically arbitrage is possible but very rarely that simply. Normally any actual arbitrage you might find would require at least 2 legs and probably buying at the bid rather than ask to realize it so you could box in a profit.

cdjcon

NLY

Aggressive-Donkey-10

consider BKN, holds municipals only, with some leverage. Pays 5.4% tax free and is up 8% in the last few months as the 10yr yield has gone down due to falling inflation or MREITs like AGNC/NLY, pay 13-14% dividend which is taxable, and they are also going up in value as 10yr yield falls

bmeisler

I bought mortgage REITs - NLY and AGNC. These do terribly when interest rates rise - and tend to do well when rates fall. In the meantime, they pay 10%+ dividends. Note well: their dividends are considered ordinary income, so they’re best held in retirement accounts.

bmeisler

Stocked up on NLY and AGNC. REITs love declining yields!

HJForsythe

Well, it would have been AGNC aind NLY but you are WAYYYYYY to late to be asking this question.

goodpointbadpoint

Thought of REITs like AGNC and NLY ? not an advice. DYOR.

Aggressive-Donkey-10

Purchase mortgage REITs like AGNC or NLY., if interest rates go down slowly over the next one to two years as the Federal Reserve has promised then their profits will increase dramatically and the values of their underlying Agency insured mortgage backed securities on their books will rise a lot in value. if interest rates go down sharply due to a recession or global event. their stock prices will drop with the market, but likely only half as much and then will recover faster and their profits will rise dramatically with the lower long term yields, and while you wait they pay a 13 to 14% cash dividend. PFFA preferred stock ETF pays 9% and displays a much more muted response to market swings BKN, Blackstone leveraged MUNI fund ETF, pays 5.5% tax free and will rise as yields fall EDV, Vanguard 30 yr STRIPs, US treasuries ETF, pays 4.2%, but rises 25% for every 1% fall in 30 yr UST yield, I'm up over 30% in last 10 months on it, and pays decent dividend too IF you need zero risk, then USFR at 5.3% or SGOV about the same, but they will fall in yield as rates come down

gfever

Yes, other considerations are IRM, NLY, CCJ, PFE, PEP, BMY, IWM, TUA and a SPY leap put since VIX was at a 2y historical low.

bclinton

You bought NLY at 31? That sucks! I picked it up at 25 2 years ago and it has been nothing but garbage. The best I did was sell covered calls a couple of times around earnings a few months back. When I was able to break even after 2 years I dumped it.

RunsaberSR

Active trading account did good last week. Got big enough again for another cash out. Boomer/Divy account is still boring. Added more NLY. Real life created some bad trading habits a couple years ago that i think im like 90% over with. Been holding leaps longer than a day 😅 Been getting back into taking more risk, which works best for me, small %s and numbers would lead to green>red plays. Swung NVDA, F, SPY and ASTS. Looking to get some CCJ and WEN cause i told that one dude i would. (And i am) Open the fkn market. SPY 570 EOW NVDA 200 EOW F 13 EOW ASTS 45 EOW Manifest manifest manifest 

forthetorino

Look at NLY (13%) and LAND (4.5%)… Gladstone is an agricultural REIT…

Annual_Pen4907

HYSR Penny stock TSLA top stock over next 10 years. Also I like NLY, reit with solid dividend should benefit from coming rate cuts. Wouldn’t be surprised to see both div & share price increase after a few rounds of rate cuts.

Pin-Last

PFE long haul, collect div while business consolidates and pipeline returns, and comps go post vaccine-era. VALE is crazy interesting, 12% div, cyclical so decide on your exit strategy. REITs have comeback potential with 10%+ divs, NLY, EPR, IIPR, REM. 

Pin-Last

Technically cheap, not necessarily fundamentally: VALE, BTG, and PFE are challenged but I believe can come back, huge divs, DIRT cheap technically. I like REITs with huge divs & business development, IIPR, NLY, GSBD. I’m aggressively fading into EWZ (Brazil), still all big divs, I’m buying bigger lots the lower it goes, but this is heavily correlated to VALE, my 1st example, plz be aware. I’m souring on solar… net metering, subsidy cessation, interest rates, I’m worried about bankruptcies, eyeing ENPH as a possible survivor. 

sockalicious

Anally Capital Management (NLY)

RunsaberSR

NLY @ 13% divvy.

W3Planning

I did an analysis of $NLY today and it looks good based on OVTLYR data ([https://ovtlyr.com?ref=ovtlyr](https://ovtlyr.com/?ref=ovtlyr)). New buy signal this morning, strong performance returns on back testing. I went in today on some 7/19 9/calls. I think it has some good potential. The market breadth indicators seem to have made a turn for the postive in the past couple of days as well. Fingers crossed.

HalFWit

I feel similarly about NLY and CIM

Veridian4

I have a huge loss in NLY . Wondering if I should dump it and cut my losses. I think the real estate market is going down

Pin-Last

Check out AGNC, IIRP, NLY, EPR, all have divs between 8% & 15%

TheGarbageStore

How are we feeling about mortgage REITs like $O and $NLY? It feels like these are exquisitely sensitive to rates and if rates drop they will outperform?

Remarkable-Ad4108

Hello gurus and thanks for organizing this helping thread. My question relates to the margin required, and I'm struggling to understand the maths behind. **For example purposes**, I'm looking to sell puts for these underlyings, all of them are Jul expiration with 0.2-0.3 delta, quotes are for 10 option contracts: a) EWW, $55 put selling for $1.10, margin required: $0 b) NLY, $19 put selling for $0.35, margin required: $4,035 c) TLT, $90 put selling for $0.92, margin required: $0 d) OXY, $57.5 put selling for $0.79, margin required: $13,391 **Questions**: (i) What's driving such a massive disproportionate range of the margin required? Say, why would a TLT which is more expensive have zero margin required vs OXY? (ii) Is that possible that I'm looking at the wrong screen or amount? Does anyone have possibility to look at their platform? Maybe it's just my mistake. Thanks again, appreciate the time.

Leather_Visual3467

1. Cash out. 2. Research and find a strong monthly dividend paying asset. 3. Buy 2 million of said asset. 4. Write covered calls on half of your position. 5. Enjoy your monthly dividend check. Possible monthly paying stocks to look at, ORC, NLY, SCHH, XLRE, ADC, AGNC, AWRRF. (Not financial or tax advice) just somewhere I would do some research about. Just know you can be pocketing 40 to 90k a month just on dividends not to mention the premium you would generate with writing covered calls.

thejumpingsheep2

Too many folks dont know what they are talking about so I would ignore pretty much every comment so far. Ill give you some hints but honestly, it sounds like you dont know much either so dont invest in things you dont understand. AGNC and NLY are the only two agency mREITs. You cannot compare them to the other two. These mREITs are a very important part of the RE sector. People dont seem to understand what they do so ill summarize. Banks make money from originating loans. They dont actually hold loans to maturity. At least they usually dont. So what they do is resell the loans to free up money to originate more loans and collect fees. Who buys the loans? That would be the secondary market. This is where mREITs sit. These guys are given special privileges by the fed to leverage up to a certain ratio (which changes depending on economic policy). To make money, they borrow money at short term interest rates and buy long term loans, which, in theory, has higher yields than short term (hence why they dont like inverted yields). Agency mREITs are a very specific type of mREIT that only invests in federally backed loans (fannie and freddie loans). This assures them that a loan will be repaid. Commercial mREITs dont have such assurances. If the economy goes south, and the loan doesnt perform, they eat it big time which is why they are horrible long term holds and why most go bankrupt in time. Back to Agency mREITs. In theory, they cannot really go to $0 without a fundamental long term shift in yield curves (such that they are inverted always) and/or via gross mismanagement of debt/hedging. The later being a function of management while the former is a macro economic change that is unlikely to ever happen barring war on American soil. The way these guys raise money is by issuing shares. They dont really grow organically. What they want to do is issue shares above the value of their assets (BV). This is considered a good thing for mREITs because they are receiving a premium from investors. Issuing shares under BV is seen as bad. So how do they lose money? Well when they buy loans, they pay a premium up front. This is a net loss that they need to make up over time. If a loan is closed early, they can lose money due to that premium. This is problematic in times with high refi's (when rates are falling). mREITs can be forced to sell loans at a loss (though this rarely happens to agency mREITs... im not sure it ever has to them specifically). mREITs have a loan to equity ratio that is regulated by the fed. When rates go up, the value of old (lower yield loans) goes down. This means they lose BV. Lower BV means higher loan/equity ratio which means less buying power which means lower dividend. This is why you see them struggling since rates have been going up. They are bleeding BV and cant borrow as much. The opposite of the above is true when rates go down which is why you see NLY doing well during the .com crash and the financial crisis. But it doesn't always work. Why? Well because once we hit 0% rates, things went haywire with the entire secondary market. Once rates hit 0% on short term, they had no where else to fall even as longer term kept falling. See the problem? So these guys dont like yield compression and they certainly dont like inverted yield curves (when long term yields are lower than short). Please note that when we talk about yield curves, we are talking about mortgage yields, not treasury which have been inverted for a while. Though mortgage yields are loosely tied to treasuries, they are not 100% correlated. I think I hit most of the main points. My recommendation (which you should not care about) is to buy agency mREITs like NLY and AGNC but dont go overboard. They are beat down right now but we are at a point where rates are unlikely to go up a lot more and small incremental falls in rates would help them. I dont foresee the feds making huge drops in interest any time in the near future so im not worried about the refi problem. In summary you are looking at a period of time similar to 1998-2000 on the NLY charts or 2005-2006. As long as rates dont go all the way back down to 0% and compress across the spectrum, they are probably going do well the next few years. Of course, any sort of major recession would cause a compression so there are no guarantees.

thejumpingsheep2

NLY is the original agency REIT. They did a short run of commercial but it was a small % of the portfolio and I think they divested it a few years ago. You would need to check. But overall, when someone mentions agency REITs, NLY is the 1st to come up as the granddaddy of them all.

SmoothConfection1115

I owned NLY a few years ago. It went up and I thought I was a genius. Once interest rates started rising, it crashed. Did a reverse stock split. Value still tanked. Sold it for a loss. My advice? Stay away

skilliard7

> reits are required to payout about 90% of their profit. if they don't do this, they lose reit status. This is only partially true. They have to pay out 90% of their net income. But the catch is REITs can deduct things like depreciation even if the value of their properties is going up, which are not cash expenses. FFO is a better measure of REIT profitability/cash flows, and often payout ratios are much lower. NLY is interesting though in that htey hodl loans

ejqt8pom

Did you randomly pick the tickers or are you purposefully comparing 3 different types of funds? The only 2 funds that you mentioned that are technically comparable are STWD and NLY as they are both multi strategy mREITs, but even they are not really a good fit as STWD is much more diversified. AGNC, as the name suggests, deals with agency loans. BXMT is focused on CRE originations. Yes they are all mREITs but within that space you honestly couldn't have found less correlated options, not at all "supposedly similar".

Few_Evidence_3945

Take a look at NLY it has a yield of 13.35% you wouldn’t be able to do it monthly but you could do it quarterly using an up and out strategy.

Hularuns

NLY is the only way my wife will take her bull's BBC.

no_simpsons

Another category should be mReits: BXMT, NLY, AGNC

CapC

Hi, looking for feedback on my portfolio. These are my current allocations. I am considering adding BTC somewhere, not sure if I will put it in IRA or cash acct. I'm 38 and have reached a point where I'm not sure what to take for next steps. My only debt is my mortgage. My 401k and IRA are capped annually. I have been dumping all other savings (aside from a static emergency fund and short term savings) into SWPPX. I'm hoping someone can critique my current allocations and provide feedback. I'm also looking for advice on options to consider for my non tax advantaged investments. Non tax advantaged accts: SWPPX. I also have some random shares from cash holiday gifts and the like (msft, appl, nvda, cat, cost). I've never sold anything and owned all of these for several years. Not really sure how to manage taxes if I were to sell and reinvest for diversification or if its a good idea. Roth IRA: I take earnings and rebalance this based on my personal investment plan. 10% NVDA 5% CRWD 5% NLY 25% QQQM 50% AVUV. 401K (roth/traditional 50/50): This is rebalanced annually. 60% DOXGX (DODGX) 40% TRBCX

UnBrokable_

The largest position to smallest: JEPI JEPQ SCHP SPHY PFE USHY IGLB TLTW SPLB VCLT SPIP BBHY VTIP T WBA FENY SPYD NLY

codeAligned

Made the mistake years ago of buying NLY. Yield is attractive, but the stock price is flat or down most of the time. It's not enough to simply find a company that looks solid. There's got to be some sort of "mispricing" and you have to have a convincing case of why the stock will rise. If you aren't able to build a case like that, I would recommend just sticking to buying VOO (S&P 500 etf) and maybe QQQ for extra tech exposure. NLY is an OK stock for just getting a steady dividend. As a REIT the dividend is tax advantaged.

MissDiem

Sorry but anyone in this area knows NLY is for income not capital appreciation. The high yield is a red flag on the sustainability. There's another thread for posting portfolios for critique.

Vegetable-Cherry-853

My vote would be for firms depending on low interest rates for survival. Mortgage providers, home builders and mortgage bond REITS like NLY

bclinton

I am just kicked back earning 5.5% on 80% of my rollover with the other 20% sitting in VZ, T, PGX and NLY. Waiting for that morning or afternoon when you turn on the TV and think to yourself.....man that can't be right. I remember 1988, 2000 and 2008.

xclord

It's not, but I do like it. I also like NLY, PEAK, O, and STAG

getdealtwit_2003

In answer to your question, I do think 7.5% in the REIT space is in the range of where you need to question the underlying business. You can see charts of REITs like NLY with a dividend over 10%, but the share price has been demolished over the last 5 years. Need to look at debt, the type of reit, the influence of interest rates on the business, etc, and not just the yield. To add my opinion in where you didn’t ask: you mention retiring “someday” off of dividends. I’ll caution you not to overdo it chasing yield while you are still in the accumulation phase of your investing life. Even if underlying assets don’t decline in share price, over the long term forced taxes from dividends are going to drag your portfolio. You’re likely better off to add dividend growth funds/companies (ie, companies that have a long record of increasing their dividends) or better yet have a reasonable mix of growth/value funds/companies during the accumulation phase for more tax efficient growth (and likely higher growth to share price and overall portfolio value) than you would be to focus purely on yield.

DaGambler28

Hey everyone, I got a great call option with huge gains coming for earnings. NLY for earnings Feb 9th

SpongEWorTHiebOb

Dividend paying mortgage REITS are bouncing back and are set to outperform if the Fed truly pivots and cuts rates this year. Look at PMT and NLY. Dividend yields are 11% and 13%. PMT also trades almost 10% below book. Total return in 2024 will should be over 20% for PMT, capital appreciation up to book plus dividend yield.

SpongEWorTHiebOb

It’s a mortgage reit, most trade below book value. It’s been trading below book for past 2 years since the Fed started increasing interest rates. I think with the Fed pivot it’s going to be trading above book by mid year which should be another 8% to 10% appreciation besides the yield. The dividends are paid quarterly. Next payout is late March I believe. There is also NLY but I like PMT because most of the mortgage loans it underwrote are government guaranteed. Less default risk. NLY are private mortgages but it has a higher yield. They already cut the dividend over a year ago. Since then it’s been a steady .40 per share and they just paid it and said they have no intentions on cutting it again. The earnings seem to be able to support the payment from what I read.

powrsurf

I think all of these REITS will have their yields taken to single digits if the 10-year stays below 4. AGNC and NLY also decent.

RealLiveKindness

These are good I’ve had O & NLY for the past 10 years. Not the best, but still making money for me.

powrsurf

2024 could see REITS have their yields taken to less than double digits. AGNC-14% now means $14 on the stock to put it at a 10% yield. NLY mean roughly $25 on stock. MPW would mean $6...plus that one has management committed to raising dividend and a 20% short position

HJForsythe

NLY or AGNC if you think the run still has legs.

skimcpip

Those are not high dividends stocks. MO pays a high dividend. T pays a high dividend. NLY pays a high dividend.

sullymichaels

what chichi says... Advice I've heard (wish I'd have followed) was to put in to your 401k ONLY what you need to get the maximum matching. THEN focus on maxing your ROTH... Not that I could ever afford to max anything... The thought is you are earning more in your 'tax free' future account. All that stuff in your 401k - you'll pay taxes on. I would suggest to avoid putting all $180 into any "investment" at once - do dollar cost averaging. Sure, this MIGHT be a great to time put in. You buy now, the FED lowers the rates next year - the market goes bonkers and you are up all over $$$$... But what if that isn't the case??? TOTALLY AGREE on the REITS... I screwed up there. Got AGNC and O and NLY... OUCH!!!! Nope. I suggest staying away from them. I agree with the stock picking is (basically) gambling. BUT I enjoy it. Have had winners and losers. Still picking a few - BUT most of my $$$ is in long term (no day trading, no options) positions. And much of that is in ETF and CEF's. I've got mixed feelings about broad market index funds and their "make-up" correlating to market-cap vs "strength" of a company (and other factors). Basically, if "Widgets'R Us" is overvalued with the highest market cap - it makes up the majority of the index. Add algorithmic buying and selling... guess I see a danger in the ETF market acting like lemmings of a cliff... Don't get me wrong - still in them, I just may be picky. BUT I have a good deal in CEFs too...

greytoc

A mortgage REIT in a high interest rate environment? What makes you think it's a good investment compared with an mREIT like NLY?

Zachjsrf

My NLY calls gonna print tomorrow 

Zachjsrf

NLY calls

Witty-Bear1120

Dividends can be cut. Dividends can be paid out of principle aka NLY.

TaxGuy_021

AGNC and NLY being great examples. Like, who the fuck thought it was a good idea to go after agency mortgage REITs when the 10 year rate and the spreads are going through the roof? Dividend chasers, that's one group.

goodpointbadpoint

agreed. not everyone would stop paying. trying to understand ' whether and what % of mortgage defaults would impact mREITs like AGNC, NLY ' ? is there anything that will protect these companies and stocks even if housing crashes ? any pointers on these would be really helpful! thanks.

Hbone5656

Buy the stock NLY 13% dividend and a steady stock

purplebullstock

NLY

satsreddit

$NLY, $ABR.. these are REITs but got great yields.. I personally invested in $STWD

Hails8n_fuckrepukes

I suggest a few dividend stocks. I use NLY and AGNC. The dividends are like 15% a year.

mattgraver

Compartmentalize what you have. Like because of the high yield in treasury bonds maybe put aside 40% in it. Then 10-15% in high yield savings or cds. And use some of that to invest in recession proof dividend paying stocks like NLY,AXP. And I don’t know where you live but wait out until after the next election to acquire any real estate. And please scratch off that itch if you have to place any bets in the stock market. If you do, no more than 10k. And no depreciating assets please. If you wanna by a range rover, let that be 5 year older model, that looks and drives the same as the new one, costs 1/4th. Make your money as inaccessible as possible dude, learned it the hard way.

NRG1975

I like RTX, but they are are only like 3 percent on a good day. ETRN is like 5 percent on a bad day. I am holding NLY, but it is not very solid. I like rolling profits over to solid stocks that pay rent, lol. Ideally you will acquire enough to do covered calls.

ThreeSupreme

>VTI Umm... IDK, parking your money in an expensive ETF that is low yielding, and 100% correlated with the market seems to be a little counterproductive... REITs that pay dividends of 10% or higher Some REITs that pay high dividends are ARMOUR Residential REIT (ARR) with a **16.7% yield**, and Annaly Capital Management Inc. (NLY) with a **13.08% yield.** Armour Residential REIT Inc. NYSE: ARR - $5.23 Annaly Capital Management Inc. NYSE: NLY - $20.57 \* **ETFs that pay weekly dividends** The SoFi Weekly Dividend ETF (WKLY) is the first equity ETF that intends to pay out income distributions on a weekly basis. SoFi Weekly Dividend ETF NYSE Arca: WKLY - $46.06 **YIELD - 3.24%** \* **Vanguard Total Stock Market ETF** NYSE Arca: VTI - $214.62 **YIELD - 1.56%**

RealLiveKindness

The way I make money is by picking volatility. Stock goes up gets assigned. Stock goes down rebuy rinse repeat. In between profits are made when the issue doesn’t get assigned. I trade covered calls in mining and some REITs. So NLY, TGB, NEM, FCX only when conditions are right.

Mitclove6

It will almost certainly be exercised. That doesn’t clear most brokers until the next market day. It’ll disappear the market day after expiry in most cases. Now, no NLY options expired today as they expire on fridays. If you’re talking about today, then execution won’t happen until after your expiry date, so that would be why. They can still be executed early, especially if there’s a dividend coming, however.

Flurb789

Beginner here...question about selling covered call I sold a covered call on NLY with strike $20. It's now at $20.54. but I still see it listed in my portfolio. Why hasn't someone exercised it yet? Is it just because there physically is not a buyer yet? Or am I wrong about how it should be reflected in my portfolio

LiveFreelyOrDie

I never forgot my very first stock 15 years ago. Jim Cramer raved about the huge yield on his neighbor’s REIT, NLY. It tanked within a couple days. Afterwards, I vividly remember watching him apologize on his show for the bad pick and then proceeding to slam silly buttons like nothing happened. I’ll never forget.

RealLiveKindness

NLY

LVWellEnough_Alone

DX and NLY. Both REITS that are paying 14 an 17% currently. But now I can't get out of either of them without a huge loss.

Fringelunaticman

Lumen. I bought it and it has lost 80% since. I am keeping it so that I can tax harvest it this or next year. I also own Amazon which is down about 30%, AMD, INTC, and NLY. All about 30% down. Not really that worried about it though. I expect them to come back

throwawaydonaldinho

On mREITS look at $RC $NLY $KREF $AGNC They are some of the S tier ones with low office exposure. eREITs IM not very familiar with.

jil_at_fn3x_com

I like NLY and MPW, some qty holding both, also keeping some cash to DCA when they go down.

Character-Owl-6255

You probably want to short a commercial REIT. there are many. Most MREITs have a large if not 100% in safer gov backed mortgages. NLY spun off its commercial mortgages in CIM but I don't know it still exists. But lookup "top commercial REIT" and you're sure a few prospects and then look up their option chains.