PNC
PNC Financial Services Group Inc
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And so it begins, the 4 horsemen of the financial crisis $GS $BCS $MS $PNC
US regional banks face profit pressures.
Does anyone else use PNC to invest? /does it not allow you to buy Nintendo stock?
What's Happening This Week in the Stock Market?
What's Happening This Week in the Stock Market?
What's Happening This Week in the Stock Market?
JPMorgan Chase Analysis and Financial Statements
Fed no longer sees a recession, and other things we learned from Powell's press conference
Holy shit, regional banks are getting crushed in AH!
PNC promises up to $15 billion in short-term debt to provide additional liquidity
Why did investment institutions suddenly this morning, May 2, 2023, decide that today is the day to be worried about regional banks? Funny that just yesterday Yahoo Finance had headlines quoting Jamie Dimon saying all is well with regional banks and the problem is contained, and markets rose.
How Toast Inc. ($TOST) is revolutionizing the restaurant industry with digital technology
Big banks including JPMorgan Chase, Bank of America asked for final bids on First Republic
FDIC Asks JPMorgan, PNC for Final First Republic Bids Due Sunday
JPMorgan, PNC bidding to by First Republic Bank after FDIC takeover - Fox Business
How long until your investment is next?
Big four banks kick off this earning season with huge profits from heightened interest rates.
US Financial Sector Earnings - Q1 thoughts?
As Interest Rates Rose, Banks Did a Balance-Sheet Switcheroo (Available For Sale -> Held To Maturity)
Major US Bank support first Republic with large deposits
First Republic Bank ($FRC) - $30bn in aid, is it now a buy?
Fed announces emergency lending facility to shore up US banks
Fed announces emergency lending facility to shore up US banks
PNC decides not to bid on Silicon Valley Bank as regulators struggle to find rescue buyers
Where to learn absolute basics about investing?
Key Takeaways from Dodd-Frank Bank Liquidity Stress Test
BKKT - Backed by ICE. Sister to the NYSE. Just reported! Here's a short n sweet.
STORY OF THE 10 TRILLION DOLLAR MAN: LARRY FINK, CEO, BLACKROCK.
Wall Street Week Ahead for the trading week beginning July 11th, 2022
Wall Street Week Ahead for the trading week beginning July 11th, 2022
Have analysts done a good enough job estimating S&P500 earnings growth in your opinion?
$XELA is going to plummet despite early morning gains, from an inside source
In less than one year, using managed risk - Here is my my journey to 1,000,000 using only $1,000. (I took 60k profit just before Christmas for taxes and some extra profit to lock in. Most of my trades were heavy shorts on GM, FORD, PFE, PNC, FB, and NASDAQ futures.
Dow rebounds 600 points as rally in commodity prices driven by Ukraine conflict cools off
Stocks that moved the most on February 23 : Gainers & Losers
$IO is the next $PIXY. #5 on Fintel SS List. 28m M.Cap. Fundamentally sound company. Running out of shares to short. Analyst PT $4.
$IO. #5 on Fintel SS List. Fundamentally sound company. Analyst PT $4.
$IO - The next PIXY | multiday multibagger
From down 95% to up 99%, don't give up retards. It's only a loss when you give up, not when you sell at a loss. Bought AAPL Puts with my last 250$ when it hit 3 trillion valuation followed by Qualcomm and PNC Puts since they were both near all time highs. Made a killing on PANW puts after that.
Got a warning email from PNC. Economic conditions must be greeatttt mmhmmmm...
$CLOV DD "DUDE Diligence" 11/14 Edition: CLOV Apes, The Good News Keeps Rolling In. The Tide is Turning- Join Us
$CLOV DD "DUDE Diligence" 11/14 Edition: Q3 Post-Earnings Primer is a Powder Keg for 2022. The Tide is Turning
September’s jobs creation comes up short with gain of just 194,000 vs 500,000 expected
PNC Bank Accounts Been Compromised. I seen proof on dark web.
$SOS - Jeffries Group, Citigroup, Wells Fargo, UBS, PNC Financial, and US Bancorp all started new positions this past quarter. As they say, “Follow the money.”
PSA: Call your parents and ask them if their Retirement Money is in BONDS- ASK THEM TO CONSIDER REALLOCATING
S&P 500 Snaps 3-Day Win Streak as Bulls Hit Pause on 'Overbought' Stocks
Victory Resources($VRCFF)--Asymmetric risk opportunity on a lithium/gold miner
Empowerment & Inclusion Capital Corp $EPWR. Why this little known SPAC is vastly different from anything we have seen before.
Mentions
you can ask them a step at a time, i'll reply now, i'm in PNC mode.
I keep about 10k in PNC savings acct for true emergencies (cash I may need today). The rest of non invested money is in a vanguard settlement fund which is paying like 4.5% right now. It’s still easily accessible, just not like instant.
You are 100% correct and pardon my stupidity. I am referring to commercial banking but also the big money centers. Now that you bring it up, also interested in regional banks. Large banks looking at still are C, JPM, GS (yeah not traditional bank) Regionals: PNC, M&T V, MA, and AXP are always interesting.
PNC, CSX Progressive, hooker(lolz) and Amex calls. puts on everything else.
People don't realize how important Chase is to the US economy. There's a reason why they were chosen over PNC to take over First Republic.
I own a little PNC that I acquired during the COVID crash. I also own JPM, Wells Fargo, Citi and USB. Citi has been throwing off a good dividend which I reinvest in shares; hopefully new management will improve things - for me it's a value stock. I'm most interested USB - one of the largest regionals with business in 26 states and seems to have made good acquisitions in the past. Was doing well last year but I'm now under water. It's on my list of positions to add to for the long run.
Keep the stuff you were gifted, Pepsi and PNC are good dividend stocks. The 40K, make sure you have your 3 months emergency fund, but other than that, pick a window of time (like 6 months) and DCA into the market. I do 80% VOO and 20% VXUS, but if you want a 1 stop shop, just buy VT and hold for 20+ years.
I’ve had 90 shares of PNC and 30 shares of Pepsi since I was born, I guess given to me by my grandpa. I’ve never touched any of it. I also have this third account with PNC that says QPNCQ- PNC BANK DEPOSIT SWEEP PROGRAM NOT COVERED BY SIPC and I have no clue what it is, but there’s like 3 grand in it. Wtf should I do with these stocks? Not planning on selling or anything because of the market but are they good ones to have? Do I need to diversify in the future? I also have like $40K in my bank account I’m not doing anything with. Should I buy more stock?
PNC Closed my business account after having it open for 10 days. I didnt even use it yet. I think bad things are coming.
Imagine the trades you could make with PNC
Bernie Sanders On whether he would support USMCA Q: Will you support the trade agreement among the US, Canada, and Mexico, recently passed by the House? Sanders: I voted against NAFTA, voted against PNC with China, agreements that cost four million decent-paying jobs. I don’t agree this is going to be a great job creator. This is a modest improvement that would allow Mexican workers to negotiate decent contracts. But it is not going to stop outsourcing. It is not going to stop corporations from moving to Mexico. We need a trade policy that stands up for workers, stands up for farmers, and, by the way, the word “climate change” is not discussed, which is an outrage. I will not be voting for this agreement.
PNC bank is one of the ones who offer over 4% a year just to have it in a savings account.
Banks getting hit again, well at least a few I follow like C and PNC. C down 10% over 5 days
Well I guess you need to be more particular. Lots of banks are very financially sound. They don't really need FDIC and moreover it wouldn't matter much. For example I'd be comfortable with a HYSA at Amex, EverBank, Barclays, E*Trade, PNC... Funds like Pimco's MINT out to say Vanguard VCSH while not offering 100% security are pretty close. These diversify you, though a general banking collapse would still be bad for Mint and VCSH might be too volatile. That being said, if you want to avoid banks and treasuries and want 100% security of principal, setting up a high cash value permanent life insurance policy works. These held up wonderfully during the depression when we lost 1/2 the banking system because insurance companies invest much more conservatively then banks. That's not going to secure you on a dollar collapse however since you are denominated in dollars. For that you'll need something like a short term foreign bond fund. You want that hedged since the whole point I'm assuming is maintaining currency value. So something like DFA 5 year fixed. But ultimately if you are worried about financial stability the funds have to be held outside USA financial institutions.
My friend at work told me to buy LULU march 2009. I bought PNC. Oh well.
Weirdly there are US banks in Canada tho. Both CapitalOne and Amex have huge operations in Canada. Along with JP Morgan, PNC and Citi
I have had my 29.9% visa cc since I turned 18 via National City (now PNC) and do not intend to change it. Never is an issue, and the pure cash-back is nice. That being said if I was doing a new one now as a newbie to cards, I’d do Fidelity’s visa with no fee and 19% (?) apr with 2% to an investment account of your choosing (roth, ira, hsa, etc.).
These guys are asking for 1/2 million dollars. I have never heard of them. I have worked at Vanguard, Fidelity Investments, PNC PFPC in my computer career. Can I trust them??? And how do I validate that???
GME cooking. PNC and RCL have been solid for me too. Also think TOL will pump into earnings but I’m not sure they’ll beat this time. Just wanna share something other than the usual.
PNC Bank commercial is making fun of us bro [https://youtu.be/hrvN7hza4T0?si=RwUT-NmauaCEF\_Bj](https://youtu.be/hrvN7hza4T0?si=RwUT-NmauaCEF_Bj) 
Imagine the shit we'd get done if the whole of Congress had PNC
I just Interfaced alphavantage API into two seperate AI. I saw some guru selling his system on YouTube, and he let out two examples which allowed me to formulate a query with these parameters to see if he was full of it or not. Turns out he was bang on. PNC and Twillio had the same price movements on the same dates year after year. Then I asked to see the same patterns in stocks in general and got thousands returned. Then I narrowed it down to 30 and wanted your opinions. I'm not telling anyone to do anything. I personally think if I can predict a stock performance based on this level of consistency over the last 7 years it's worth giving a try and using AI to interface with historical databasrs the research took minutes not even an hour. Í was astonished to see how many patterns were actually out there. I can't speak to the statistical validity and reliability of this research but I don't need a good Chi² to tell me there is something to this.
I’ve been watching Squawk Box in CNBC all morning and I find it so strange that they haven’t mentioned big US banks and financial institutions once, given that a bunch of them report earnings before open this morning: Bank of America ($BAC), Citigroup ($C), Goldman Sachs ($GS), Charles Schwab ($SCHW), and PNC ($PNC) to start.
Yes, Opex = higher volatility. Markets have run up a lot. But no incentive to sell ahead of a possible Trump presidency. My 10 baggers are based on dip (3%-5%) and rip (5%+): UNH, PNC, ASML, WDFC, GS
I got Wells Fargo to waive the SOFR by offering to bring over more of my portfolio and making it 50% LTV. Just call they’re always willing to be competitive. PNC it was a new customer special waiving SOFR but it required me to keep my portfolio there a minimum of 36 months.
A quick note since I looked into this recently, Schwab gives at least slightly better rates than WFC or PNC: [https://www.schwab.com/pledged-asset-line/rates](https://www.schwab.com/pledged-asset-line/rates)
I currently have them with Wells and PNC. I previously had one with Fidelity & JPMorgan but new account specials keep me switching every loan.
I have one with Wells Fargo for $1.9m, you get 75% LTV. Interest rates are currently 2.95%. https://www.wellsfargoadvisors.com/why-wells-fargo/products-services/lending/securities-based.htm I have another one with PNC at $1.2m they do 80% LTV and their rates are 3.05%. https://www.pnc.com/insights/wealth-management/being-prepared-/access-liquidity-without-disrupting-your-investments.html You just deposit the stocks with call their wealth management team and they’ll get you squared away. Funding is usually 72 hours.
Are you asking about a debit card for a brokerage account? It's not about the card - it's about the way that the financial systems are segregated to reduce systematic financial risks. So systems like ACH is a banking facility and accessible only to depositories. A brokerage account is at a broker which is not a depository. The way that bank-like products work at a brokerage is that the broker has to partner with a bank to provide those services. And funds get swept between the brokerage and bank account. In your example - Robinhood's spending account card is issued by Sutton Bank. And Fidelity's CMA cards are issued by PNC Bank or Leader Bank.
Just remember.. PNC before trade
Dips on cycles make money. Just did it with bkrb daeigo PNC xlf to name a few
Yes. That's a different Wells Fargo company from the bank. Wells Fargo is what is known as BHC or bank holding company. It's a financial institution that owns many other financial institutions which are structured and organized as separate entities. Those entities may be a bank or affiliated non-banks. It's a bit more complicated - but it's a legal separation to protect consumers from issues that may arise in a single entity. It's why companies like JPMorgan, Citi, Wells Fargo, PNC, etc. do not use the word "bank" in their company name. It's actually illegal in the US to use the word "bank" unless the actual entity is a bank. It's also why you sometimes will see a company refer to themselves using the word "banc" - to indicated that the entity is not a bank. At Wells Fargo - investing is done at Wells Fargo Clearing Services - or WFCS which is a non-bank affiliate. Wells Fargo uses the more well-known brand name Wells Fargo Advisors and WellsTrade. There is also a distinction between financial entities that offer investment advice and brokers. Anyways - the point of my message is that when you are starting out - you probably want to keep it simple and go with what you already know. If you already have a Wells Fargo bank account and you like their services - sticking with them can be helpful - especially if you need customer support. I'm actually not a fan of tech companies like CashApp for a variety of reasons. Alternatively - you can go with the popular and large retail brokers that cater investors like Fidelity and Schwab. These brokers also have retail branches if you ever need to meet with someone for help with your account.
BOJ was nose deep in dirty manga, think they’re having the worst case of PNC rn…
BOJ was nose deep in dirty manga, think they’re having the worst case of PNC rn…
Son of a biscuit. Thank you 😂. I am simultaneously trying to get my pain in the ass bank PNC to transfer funds and they are such C suckers that they have limitations on what I can do and who they will connect with. So I have been flipping back-and-forth between Charles Schwab, Coinbase, PNC, and Robinhood with ETF and EFT on the brain and my focus is starting to slip.
SWVXX is paying 5.22% currently. It's the Schwab money market fund. Other than that, if you insist on a brick & mortar, I think PNC may be paying over 4% for a high yield savings account.
**IBKR DAYUUUUUUUUUUUUUM please go upsieeeeeeeeees, don´t evaporate my PNC GAINSSSSSSSSSSSSSSSS**
can you also mention the interest rate? someone said PNC which is at 4.65% and i checked sofi it says 4.60% APY
Depends on what you’re going to do with the money. Keep it there and leave it alone? Or use it to schedule larger payments like insurance premiums and taxes? I have been with PNC for 2 years now, and their rate has remained at a consistent 4.65% APR. It isn’t the highest rate in the market, but their interface is good enough for my needs, and I’ve never had issues with recurring transfers, ACH timing or anything else. A lot of smaller banks will sneakily offer you a promo rate of ~5%+, but then switch your account to a differently named account that no longer earns the high yield. Other online-only banks have very bad interfaces and poor payment scheduling, so if you plan on accessing your funds often, you’ll want to steer clear.
I'm looking at other banks like PNC because they're local and offer 4.65% interest on an HYSA. Sucks because I'm so rooted in Chase and I like their app but this is beyond regarded.
SoFi used to reimburse ATM fees but they no longer do that for new customers. Now they just participate in an ATM network. Capital One actually does have brick-and-mortar locations mostly on the East Coast, and they are also part of a large ATM network. I'm starting to appreciate how good I have it with PNC which also reimburses ATM fees seeing that other banks don't offer this very basic feature that should be standard at every major bank.
PNC has Zelle in app and once a month refunds you any ATM fees you’ve been charged
PNC. Instant transfers to a 4.5% apy high yield savings and $10 in atm reimbursements a month
PNC Bank runs this commercial about ["Boring = GAINZzz"](https://www.youtube.com/watch?v=juvLSkoci_8). The funny thing is they're correct. I'm all for gambling away your life savings, but please ya'll put a few k into some index funds and forget about it!
LMAO just checked my checking account and it’s negative -2k because those regards at PNC won’t deposit my check because “not all payees didn’t endorse check” wtf you want me to do fly out my lawyer so he can sign 
Really like my PNC which has a separate growth account attached to my checking. 6 free transfers a month and 4.5% APY. Pretty competitive even for a bigger bank
We are at PNC and have to have money in a CD to get those kinds of rates.
Context is missing. The 63 banks in trouble aren't holding half a trillion in unrealized losses. Based on their "troubled banks'" COMBINED assets of $83B (compared to a single top-tier bank, which holds >$250B), these are almost universally smaller community banks. The fear-mongering aspect of this report takes two relatively unrelated data points and puts them in the same sentence to make it sound like we're on the brink of erasing $500B of value from the market. What they're really saying here is that banks have extended a ton of loans to homebuyers. When the interest rates went up again last quarter, it makes buying a house less attractive, so (generally speaking), the market price falls a bit. Makes sense: a $300K house at 5% seems like a better buy than a $300K house at 7%, so people buying homes might want to only pay $285K for that same house now. That's why unrealized losses spiked in 2022, when we started to raise interest rates to combat inflation. Since the estimated "market value" for the homes dropped in response to higher interest rates, and since the banks hold the title for the home, it counts as an unrealized loss. "We (PNC Bank), extended a $400K loan to Jack Smith to buy this home, valued at $425K. Now, with higher interest rates, we'd be lucky to sell that house for $350K if we had to. So we're sitting on a -$75K liability (350 minus 425)." (I'm not a banker, so they might count is as a $50K liability based on their investment). That times thousands of homes is the net unrealized loss. It won't affect the banks operations as long as Jack keeps paying his mortgage. Let's say a bunch of people get laid off suddently and can't afford their homes, and the bank seizes ownership of thousands of homes.... Now if the banks try to sell all these homes in a flooded market, prices will plummet, banks lose a ton of money. Then the banks (who were libertarian, anti-government and capitalist while things were good), will suddenly turn socialist and beg the government to bail them out because "our bank failing will decimate the economy so you HAVE to help us!" Privatize the gains, socialize the losses.
I use PNC which is a large bank with brick and mortar locations and they have a HYSA that’s getting me 4.55%. I recommend looking into that, OP
Again, so you think he's legitimate because he mentions delta? LOL. how pathetic. What about him lying about his Goldman Sachs experience? What about him being fired at PNC? What about him picking \~10+ stocks that dropped 90%+ during a bull market? What about him recommending TSLA at $230 and shorting NVDA at $470?
Does Kevin lie about his work experience and say that he learned trading from Goldman bankers when Henry did a low-level internship with no access to trades, didn't receive an offer, and was fired from PNC as well. Kevin might make bad calls, but there's a difference between being a fool (Kevin) and being a lying fraud (Henry).
You naughty stock ticker degens just don’t like PNC
I’m surprise PNC isn’t trending with that lineup up there
Puts on PNC Bank. Moving my shit to Wealthfront for that sweet 5% apr.
I am also 20 and have around 16k saved. I hadn’t started anything until this year where I poured a lot of my money into blue chip stocks such as Apple, Microsoft, Nvidia, Google, and then as time went on I’ve diversified some more. I’m in Dutch bros, Celsius, Costco, as well as ETF’s like VOO and SPY. I deposit around 1k monthly into my stocks and try to spread it out evenly. I’ve don’t pretty decent so far, but I haven’t sold anything. I’m only down on a few stocks like AMD and Adobe. I do like to risk some money and ride waves but usually doesn’t work out in my favor, but I only invest a little amount to I don’t cry myself to sleep. I am no expert and am not claiming to be one by any means. It wasn’t until a few months ago where I opens up my high yield savings with PNC. I get 4.65 APY and have 4K in there and deposit around 1k monthly. I would do probably like 60 / 40 of what you want to invest in into stocks and HYS, respectively, if you’re okay with some risk. (I am). If not, then 50/50 or whatever you think is best.
I love using them more than Chase (JPM), BoA, Citi, PNC, BBVA, and of course WF. Their app UI is slick, transfers are quick with my other accts, and have competitive interest rates. They also have fun little things in the app that keep you engaged. Will that be enough? Idk.
Ohh gotcha, well it’s foreclosure proceedings. Private mortgage insurance pays. So, maybe look up mortgage insurance companies as the down payment amounts have decreased a lot, bigger buckets in PMI. Since they’ll have to payout the banks. The loans aren’t sold how they were in the movie, if I’m not mistaken. They’re now sold to government sponsored entities. Like, lenders trade with each other with different buckets. Say PNC buys a ton of loans from BOA, then BOA sells some to Chase. It’s musical chairs, you’d have to pick banks.
The bank will transfer the account to another HSA at a different bank. There is some paperwork that needs completed. Some of my coworkers had 2 accounts while that process was completed. I ended up having very little money left in the PNC account so I just used up the rest of the money to pay medical bills. As for the amount you deduct from your paycheck, you would have to change your direct deposit to a new bank. I don't know why your employer would care but if you are leaving then it is a moot point. Some employers are more difficult than others when it comes to HSA's.
My employer starts new employees with PNC HSA which charges fees if your account gets below a certain amount. I moved my funds to a different bank that doesn't have fees. All new deposits are put into the new bank. Also I have a family and regularly use most of my funds every year so I don't bother investing it.
How’re we looking for BOA, PNC, and Morgan Stanley tomorrow? Will they help or hurt SPY?
C, JPM, BAC, PNC, FITB, ZION calls. Banks about to have a good fucking two weeks.
Yo, grab some 1DTE calls on banks announcing earnings next week. Lower IV play. They always make their move with the first banks to announce anyway. I targeted PNC, USB, and BAC.
Got 1DTEs in BAC, PNC, and USB, as well as a couple free TSM 147c that is riding on house money. Am I scared? Yes. Does that make it more fun? Also, yes.
#PNC Financial Chart looks bullish AF, ? Break out in the next few weeks or less!?!?!?!
Hate to sound like a financial advisor, which I am not, but would have to know more about your situation and appetite for risk. Traditionally, if you are already maxing out a 401k it would make sense to open an IRA and invest into an index fund that tracks the S&P 500, if you are risk adverse. Alternatively, I’d suggest pocketing the money for a few months and taking a reputable financial modeling course online (ex. CFI, Wall Street Prep, BIWS) and start doing your own fundamental analysis of stocks that have either done well in the past or that seem cool to you. While you are working your way through the course, you can put the $100 a month into an online savings account (Discover, PNC, Ally, etc.) and get 4% interest as a small consolation prize, while you do your homework on a few stocks. Once you have a stock you are excited about and proud of, you’ll have a more significant nest egg of capital to invest. It’s the opposite of diversification, but if it’s discretionary funds then who cares. As someone who put $1k into NFLX in May ‘22 at an average cost of $179, it feels awesome that the stock has 3xd in less than 2 years, but it was also a lesson that without a sizable amount of capital to invest, the investment will never change your life overnight.
BTC is bigger than JPM, BAC, WFC, and PNC combined…
I myself dont pay them its just a fairly common thing if you need cash. And idk what account you have but a quick look showed me that opening a basoc chequing account at PNC costs 5 bucks a month. Lower than what i pay in monthly fees right now but youre still paying them for your account (to hold your money)
Signature ​ PNC would be the fun one
If you’re paying ATM fees you need to get a new bank or plan better. What branch can you go to and withdraw/deposit for free like any bank? Is there any bank that doesn’t offer a fee-less way to access your cash? I’m not paying PNC anything to hold, access, and send my money
PNC has a lot of commercial. I made a good chunk of change shorting them a few weeks back, but I am right there with you.
KRE back to green. Large banks green. PNC -4% 🧐
Anybody know a good bank?? PNC is going to shit https://preview.redd.it/j8zps3bkatlc1.jpeg?width=1284&format=pjpg&auto=webp&s=f0fb9b0d356b02d14ca37f362aa636c009a8d788
There’s still enough value where a competitive bid would fetch a price above $0. Maybe a small loss share agreement with the FDIC. This isn’t a liquidity crunch scenario like last year. Their deposits also are not concentrated in a small # of customers like FRB. $100B bank with large customer base would have large appeal. My guess is PNC would jump at the opportunity to establish a true presence in core NYC plus beef up their customer scale in the Midwest, as an example
Yeah, I agree with your choices. Great picks. In my area we have Citi Custom Cash, then also a PNC card for 4% back on gas all year. I have 1.5% unlimited but looking for 2%
I bought 1k worth of puts expire Friday about a minute before close. That’s my whole port. On Robinhood. I would like to have 10k in 2 weeks. Futures better drill to the center of the earth and not stop. And someone start a bank run on PNC bank so I can be rich
>Zelle is a partner of participating banks. By definition, a 3rd party. ..if my bank owns Zelle, then Zelle is not a "3rd party" - to wit: "... Zelle (/zɛl/) is a United States–based digital payments network run by a private financial services company owned by the banks **Bank of America, Truist, Capital One, JPMorgan Chase, PNC Bank, U.S. Bank, and Wells Fargo**..."
With respect to the credit card issue, here is a short story. I own a business with my wife and we were hit hard by the government restrictions on travel from 2020-2022 because we were geared up to do a lot of marketing for outdoor advertising & trade shows, stuff like that. The credit cards we have from PNC specifically we hadn't been able to pay and I told the bank that. They didn't respond for months and even allowed us to "opt out" or "unsubscribe," from the automated messaging. In the last month or so they sent us an email saying they offered us to only pay 40% of what we owed. Similar story, we actually got robbed in a smash and grab for our Apple laptops. They were worth over $4k, and we also have a Studio monitor from them. I told the lender about it and gave them the police report regarding the stolen laptops. We even said we would return the monitor to them so we didn't owe on it and they completely ignored us. They don't want it back. Think about it, too: a monitor that was even $2k new is worth less than $500 on the resale market and a lender would spend at least that much just on lawyer letters to demand them back, let alone the litigation costs. Truth be told, I think a lot of the debt Americans are currently in is being "forgiven" at the expense of their credit score which is an irrelevant data point for most people once you get outside the affluent areas of our country. Many more people are living off cash and digital payment apps with peer to peer off-grid type compensation. This is leading to a weird sort of revolution. It is also my personal opinion that the banks can't admit to their own lending facilities or creditors that they have delinquencies they are trying to recover or it would collapse the system. For those people with no hopes of becoming shareholders in the stockmarket it is likely that they are simply not paying debts and rolling the dice with respect to consequences that seem to be not coming.
PNC is doing 4.6 for a money market savings account. Half a point less to access your money whenever you want. It may be limited to a few states
Gene editors or life science in general, e.g. Beam, Ntla, Prme, Crsp or PNC Bank lol
Why will 1B make a dent? Isn't this just PNC selling bonds? What is so unusual about this?
Sir I saw you post like 50 things after this. Incoherent rambling. It’s 2 AM CST, you should work out at 6 AM CST so you have the serotonin boost to get through your work day/trading but have the PNC to mentally prepare for the day. I’ll respect you after that.
My HYSA is a physical bank and this is the reason I chose brick and mortar. I googled HYSA and my city and state to find the highest yield. Also, I did link the HYSA to my main bank but there are max $$ limits on transfers. If I needed 5K, the least expensive way is for me to ask for a counter check at mt HYSA bank and it’s $2.00. Just read all the fine print. I think mine only has 6 free withdrawals a month but 0 monthly fees. The bank is PNC. Good luck.
lol y’all ever heard about the PNC Christmas Price Index? It’s my main DD
Yeah this is a legitimately good idea but timeline is a problem First thought about that after Signature Bank/SV collapse and I think the name I came up with was PNC bank. It's up since then so I dunno... too much of a backstop waiting.
TM goes in with Greyson, T-Dub rocks that. His kid was rockin Greyson at the PNC, his dawg JT is with Greyson ... it all makes the most sense.