Reddit Posts
Thank you SCHW, DFS, TRV and SLB for reporting this week
MULN biggest short squeeze of the year? Or the biggest scam of the year?
PUT gains, from the guy that predicted another 1929 crash
MULN research/DD (catalysts) *Must read
Was there news about the government wanting to stop brokerages from charging consumers for trading (not the exact description)?
Strategy Identifying Best Targets for Covered Calls
Commercial Real Estate Crash getting bigger in a month and time to surf the down fall
$SCHW is either insolvent or crippled. See you below $8.
Mors Certa, Hora Incerta | Update to my Schwab and Met Bank DD with additional Pacwest and KRE flow
Mors Certa, Hora Incerta | Update to my Schwab and Met Bank DD with additional Pacwest and KRE flow
First Republic's Less Attractive Twin | Mors Certa, Hora Incerta
$MCB - First Republic's Less Attractive Twin | Mors Certa, Hora Incerta
Whats your best case of trying to catch a "falling knife"
$SCHW has pulled back to a buying zone, and I’m buying
2023-04-19 Wrinkle Brain Plays - In the style of a Sheep
Bank Earnings Provide Confidence to Buy
Charles Schwab (SCHW) reported a big earnings jump Monday, but pauses its share buyback program.
Weekly Earnings Digest for Options Traders: NFLX, TSLA, IBM, GS, T, SCHW and more!
Did someone get 31k put contracts for SCHW
Expectations on Charles Schwab’s (SCHW) first-quarter earnings releasing tomorrow?
Simple comparison of balance sheets $JPM & $SCHW
Betting on SCHW to go up 10%. sold 55 puts. what do you guys think?
The bank with highest short positions - $TD
Loss Porn For All the Regards (#WeWillMakeIt)
Anyone Buying $SCHW Heading Into Earnings April 17th?
US Financial Sector Earnings - Q1 thoughts?
Charles Schwab owns TD Ameritrade, JPM owns E*Trade. JPM downgrades SCHW. coincidence?
Is SCHW (The Charles Schwab Corporation) a good bet now?
SCHW (Charles Schwab) is going to survive or crash as FRC ?
Would Charles Schwab ($SCHW) becomes the next SVB?
As Interest Rates Rose, Banks Did a Balance-Sheet Switcheroo (Available For Sale -> Held To Maturity)
Charles Schwab bank-run risk low as it benefits from banking jitters: J.P. Morgan (SCHW)
I bought $SCHW at 58$, I’m in for a roller coaster….
Insider Trading Weekly Update #031: A(nother) Buffett of Oil | Financial Sector Insiders Buy Bank Shares in Droves | Insider Trading Recap
Insider Trading Weekly Update #031: A(nother) Buffett of Oil | Financial Sector Insiders Buy Bank Shares in Droves | Insider Trading Recap
SCHW insider Buys By Richard Wurster after the Bank Crisis.
Trying to catch a falling knife when buying bank stocks
~17% IRR on SCHW Covered Calls with 40% Downside Protection Right Now
Advice for an 18 yo that just got into investing
Charles Schwab CEO says firm has liquidity, not seeking capital or deals
Hot Stocks: ZIM, ZYXI rise; PRVB, SGEN jumps on M&A deal; ILMN, up; ZEV, FRC, SCHW slide
Which banking stock that recently dropped do you guys think is the best to load up on?
Banks are crashing - What are your best market opportunities to explore right now?
What are the best opportunities currently?
Banks are crashing - What are your best market opportunities to explore right now?
First Republic Bank Leads Regional Banks in Pre-Market Plummet - Traders Brace for Volatility Amidst Closures of Other Banks
Silicon Valley Bank: It wasn’t treasury bonds
Silicon Valley Bank Collapse: Clearing Up some noise
Charles Schwab stock selloff deepens even as Morgan Stanley calls it overdone (NYSE:SCHW)
2023-02-01 Wrinkle-brain Plays (Mathematically derived options plays)
Charles Schwab stock turns red after CFO's cash-sorting remarks (NYSE:SCHW)
2023-01-25 Wrinkle-brain Plays (Mathematically derived options plays)
Charles Schwab cut to Underperfrom from Buy at BofA as tailwinds seen easing (NYSE:SCHW)
The Charles Schwab Corporation (SCHW) Dips More Than Broader Markets
2022-10-26 Better Tasting Crayons (Mathematically derived options plays)
Dodd-Frank Bank Liquidity Stress Test
Maybe BAC BK SCHW results triggered another sucker rally.
Mentions
Watch SCHW collapse to $90 by Feb 20th.
Starting to think buying SCHW calls yesterday was a bad idea.
SCHW 100p was .08 this morning now its 3.5 lol
SCHW is straight up crashing
SCHW has absolutely no floor one of the largest banks swinging like a penny stock option chain says its going to 93 which would be almost a 20 percent decline all because of some fucking AI (checks my notes) TAX PREP program what the actual fuck
this shit makes no sense some fucking AI tax program causes SCHW to dump 8 percent but INTU isnt affected and the rest of banks only down 2 why the fuck is SCHW hurt so badly compared to the rest
News outlets are silent, any updates on the $SCHW story?
Any reason why SCHW is dumping so hard? I guess it is profit taking after reaching ATH; haven’t seen any news to justify a 7% drop.
SCHW is a big boy bank if you think retards like you are stealing their growth you are retarded
SCHW stock crashing so hard it is affecting Think or Swim.
cant find a single piece of news to explain why SCHW is down 8 percent today
Rumor is someone thinks AI is going after wealth management. SCHW and MS getting killed. RJF, LPLA, AMP and others dragged down.
SCHW is the canary in the coal mine bank stocks starting to follow selling off market crash is imminent 2008 here we go again
JPM and other large banks selling too. Big volume on SCHW.
option chain says SCHW is going to 93 i cant find any info on why its crashing
seriously how the fuck is nobody talking about SCHW being down 7 fucking percent!?
ive never seen a bank lose as much in a day as SCHW
why the fuck is SCHW down so much !!???????
yo WTF is happening to SCHW down 6 dollars in the past 10 min
find me a choppier chart than SCHW my 105c are ITM yet im down on them because of the theta crush
BULL has ties to CCP, if you can stomach it and accept the risk, sure If not just stick to SCHW
The AI selloff reminds me of the bank selloff when strong robust companies like JPM and SCHW were selling off because of some small shitty banks who mismanaged their finances. Would GOOGL be spending 180 billion a year on CapEx if they did not decide it is worth it? I think market is underestimating just how important AI is going to be and how much better it is going to get.
SCHW At ATH's $IBKR Near ATH's $HOOD -50% off ATH's😂😂
SCHW is a trash predatory broker, should go down. DIS is trash in a saturated market that needs to further consolidate. NFLX is great, buying opportunity. Will win in the end.
NFLX down DIS down SCHW down software stocks ....DEAD how the fuck does everything keep going down 5-10 percent every day
Feel like such a boomer, but thinking about opening a position in SCHW. Valuation isn't too bad and had a great quarter.
$SCHW | Charles Schwab Q4 2025 Earnings - Adj EPS $1.39 (est $1.39) - Net Rev. $6.34B (est $6.37B) - Total Net New Assets $158.2B (est $144.04B) - New Brokerage Accounts 1.27M (est 1.18M) - Net Interest Revenue $3.17B (est $3.19B) - Total Client Assets $11.90T (est $11.95T) - Bank Deposits $255.1B (est $251.98B)
This. I’m going to just buy some more of my current positions (ASTS, RKLB, AVAV, META, SCHW) in this dip and by Friday I think we’ll be green again.
My top 7 favorite stocks in order to hold long term are RDDT, LIF, BBY, APPL, SCHW, GOOG, and MSFT. I pick these stocks based on two things. 1. I am familiar with these stocks and they are involved in my everyday life. 2. their past performance compared to their current price on the year shows me strong potential based on a formula I crafted from back testing from 1998-2024 and live testing in 2025. all of these together I believe average being undervalued by 52% right now. I don't know exactly when they will reach the targets I set at the bottom, but historically a majority do eventually. Individual undervaluation analysis: RDDT 145% LIF 57% BBY 35% APPL 33% SCHW 32% GOOG 32% MSFT 31%
2008 was just hold. I bought SCHW and ATVI and didn’t look at it again until 2016. ATVI split 2 for 1 and I didn’t even know, and I earned more shares from dividend reinvestment. Lol
A lot of this comes down to lumping very different businesses into one fintech bucket. V and MA are basically toll roads, so the market already prices them as mature, low-risk infrastructure rather than growth. SCHW still trades like a financial and will stay tied to rates and balance sheet risk. PYPL, HOOD, and SOFI are priced on whether their models fully prove out, not on today’s value screens, this year especially, fundamentals took a back seat to narrative, and AI pulled most of the marginal capital, that doesn’t mean there’s no value here, it just means value hasn’t been the catalyst.
Visa doesn't have much going for it in 2026. SCHW might outperform pending macro environment.
I also like SCHW and V but financials don't get any hype and don't trade at premiums.
H and SCHW. I bought them at pandemic lows and had to sell them to buy a house in 2021
Interestingly, SCHW's brokerage accounts growth is much (much) stronger than Robinhood's ( [https://app.rast.guru/?company=Charles%20Schwab](https://app.rast.guru/?company=Charles%20Schwab) )
Buying some of HOOD’s boomer father SCHW
If HOOD is FinTech, then SCHW is FinTech. Look at their margins. Also, Schwab just bought Forge to trade private shares. This is a very interesting stock.
Assuming it's being reported properly by the firm. I had moved mine from SCHW to Fidelity, and I still had to pay an early withdrawal penalty. I wasn't about to go sue anybody over $76.
$SCHW going to do crypto in 2026 $hood gottem scared. shook
SCHW for sure. Because I owned some back in 2008.
The best safest strategy will be this: Own solid dividend companies (or even safer the SCHW dividend ETF) and sell weekly 16 delta CCs on them
i should have bought more OPEN this morning but i used up all the buying powers to longs SCHW
this is too risky for me, so i longs SCHW
i perfer less risky, i longs SCHW
Why is SCHW so flat on p great earnings tf
A little nugget in the SCHW results is they have barely deployed their $20bn buyback facility ("Repurchased 28.9 million shares of our common stock for $2.7 billion during the quarter") That means they've got $17.3bn in dry powder for buy backs (plus whatever they add in due course) - which will keep driving up the share price and EPS.
Sprinkled a lil' (10 contracts) on SCHW
Far too long this market has valued revenue (growth) over earnings. I still think the day will come that we come back to reality and give more concern to earnings once again. Fwiw.. HOOD only just became profitable in 2024. HOOD vs SCHW.. Rev 2.95bln vs 19.61 bln Inc 1.41 bln vs 5.48 bln Mkt cap 123 bln vs 171bln Then one may peek at assets under custody. 279bln vs 11.23 trln... Imo, the value of hood reeks. The real kicker... follow the cash [flow]. In 2024, HOOD, despite recording 1.4 bln in taxable income managed to have negative operating cash flow of -157mln. Not to mention their accounting... looking a little suspect ayy? 😂
Puts on SCHW! Every morning the pre market charts don’t work
I don't really consider JPM, BRKB, GEV, or SCHW to be gambling, but you know, here we are.
SCHW about to rip.. 24 Oct calls at 106/107/108 is the play
Last chance to grab some SCHW calls before it breaks over $96 and skyrockets without resistance -> $100+
Last chance to get CALLs on SCHW (recommend 24 Oct) - OTM - 100 strike to 105 strike - before it breaks over $96 and moves quick
All the brokers will be loving this volatility... Take a look at SCHW
SCHW lining up for a breakout... \- OTM 100 to 105 CALLS 24 Oct (post results) \- They are lining up a move into crypto: [https://www.youtube.com/watch?v=uK2ZVl\_r6x4](https://www.youtube.com/watch?v=uK2ZVl_r6x4) \- Rate cuts will be delayed due to US inflation \- KPIs are tracking well: [https://content.schwab.com/web/retail/public/about-schwab/schw\_aug2025\_press\_release.pdf](https://content.schwab.com/web/retail/public/about-schwab/schw_aug2025_press_release.pdf)
SCHW lining up to rocket: 1) They are moving into crypto - [https://www.youtube.com/watch?v=uK2ZVl\_r6x4](https://www.youtube.com/watch?v=uK2ZVl_r6x4) 2) Rate cuts unlikely to move as quickly as expected, which will boost their projections going forwards 3) Their monthly KPIs are tracking really well: [https://content.schwab.com/web/retail/public/about-schwab/schw\_aug2025\_press\_release.pdf](https://content.schwab.com/web/retail/public/about-schwab/schw_aug2025_press_release.pdf) 4) Their share price has been stuck in a range since the last quarterly, technicals are set up nicely for a break out Loading up on calls at 100 to 110 strikes for 24 Oct 2025 (post earnings)
But its not like you are invested in schwab stock , would it be unwise to have 100% invested in the stock SCHW? Yes that is keeping your money in one place Using schwab as a brokerage (or fidelity ) and buying index funds is not keeping your money in one place. You are spreading your money out over 100s of companies . If you are a trader having one brokerage might cause issues , as brokerages can suffer outages but usually they last for a few hours. For a buy and hold investor this usually makes zero difference I pretty much keep 100% of my money at schwab, if schwab goes down for 3-4 hours it really would not affect me , I don't trade . Hell if schwab went down for 2 days it probably wouldn't affect me much
Why is SCHW down so much.
Don’t trade options if you don’t know what you’re doing; maybe you get lucky but if you believe “$SCHW” will go up, then you hold it, if not sure. You can always lock in profit
GS, NDAQ, SPGI, MSCI, IBKR, SCHW......something alone those lines.
SCHW, Tesla maybe more reddit
!banbet SCHW 105 1M You guys are fucking hilarious in these comments today https://preview.redd.it/mg6dwxaufakf1.png?width=2731&format=png&auto=webp&s=84e60bdeca21652e071d5c48501698a8928689e6
HOOD assets: $280B with MC of 90B SCHW assets: $10T with a MC of 180B I guess when your clientele consists of degenerate regards it's easy to convince them to overpay for your stock
there is no better game than this.... that's why HOOD, IBKR, SCHW are winners
SCHW, the broker of the dead and dying, valued at almost twice that. Don’t tell me about the AUM either.
SCHW (Charles Schwab, Thinkorswim) CEO just announced they will COMPETE with Coinbase - you will be able to trade bitcoin and eth coins. Not just Etf's very very soon. This is huge news when it goes live. Moon!
BULL is a smaller market cap than HOOD. Any growth will have an amplifying effect on the price. They are also in markets where HOOD doesn’t exist (SE Asia)…yet. For better or for worse, since Covid a lot of retail traders are entering the market. They’ve gotta create an account somewhere. Full disclosure: I also own SCHW and HOOD.
Schwab just SMASHED earnings (thinkorswim). This thing is going to the moon right with $HOOD bc they r going to offer BTC and ETH spot trading. Long $SCHW
Good prints by IBKR and SCHW
$SCHW. Charles Schwab.. earnings are this Friday. Expecting great trading revenues.
CHARLES SCHWAB - Earnings r Fri. I'm bullish on trading revenue! $SCHW
In general it sounds like you're doing the right things, but I'll note a few things. >I’m unsure of how much is in the pension plan as you can’t really access until vested. Talk to your HR to find out how to do this, so you can plan out your finances correctly. >I feel like I should have 100k in my 401k at this point in my life. Feelings are important but often misleading in finances. First figure out what your expenses might look like in retirement. Then plug in what you have to a retirement calculator. That will tell you how on track you are. Aside: If you want to read more on how your brain is trying to trick you into making bad decisions, some book recommendations: * The Psychology of Money (an easy read, great book) * Your Money and Your Brain * Thinking, Fast and Slow * Why Smart People Make Money Mistakes >My mortgage is about $1450/month and I pay $1700. I still have about $220k remaining at 3% interest. Paying down your mortgage faster is probably financially not the best move given your low interest rate. You could still do it if emotionally it's important to you, as long as you're aware of the tradeoff. >Started buying a few stocks here and there recently and have $2300 in Charles Schwab and $1500 in VOO. You have several other places to put money first before what I assume is a taxable account: https://www.bogleheads.org/wiki/Prioritizing_investments I'm assuming the account is with Schwab (not invested in SCHW. But then what is the investment? Is the VOO held there, or somewhere else?
Charles Schwab - $SCHW - earnings on Friday. I'm expecting big things with all this trading volume. What are your thoughts? Can't just be $HOOD only.. right?
$SCHW - Very bullish here into earnings on Friday. Market is pumping like crazy.. trading fees gna be massive. Here is a technical overview. It's trading well below its estimated intrinsic value, with upside potential of 10–25%. Its valuation metrics—like a PEG under 1 and low EV/EBITDA—suggest it’s fundamentally undervalued. Earnings are projected to grow 25–30% annually through 2027, driven by improving interest margins and efficiency. Recent upgrades from Goldman, Morgan Stanley, and Citi reflect growing confidence. I'm loading up!!
the problem with that thought is that legacy insurers they all grow at single digits or most of them are losing customers. ROOT was one of two auto insurers that actually grew customers in 2024. the better way to evaluate is through growth or PEG, which if ROOT grew at 50% CAGR it would deserve a 50X multiple comparatively for a PEG of 1. Its like comparing TSLA to F or GM, where TSLA trades at 20X+ valuations but do less revenue, and thats because of their growth prospects. Another comparable is HOOD with SCHW. HOOD trades at less than 15% of sales but trades at half the market cap. thats due to profit efficiency & growth. Same here with ROOT. ROOT is innovative and is completely dominating the embedded insurance space, and growing at levels where no legacy insurer has tracked before. As for margins, ROOT has best in class loss ratios, superior pricing, and a leading tech stack that is decade+ ahead of legacy insurers. ROOT will eventually have a 75% CR(25% profit margin), making them 2-5X more profit efficient than their legacy counterparts. thats like 1 ROOT policy to 5 All state policies. so the margins isn't the thing and if anything ROOT would eventually have better margins than their peers, as they continue to grow.
Yea at least on RH lol SCHW got my back
It's not a perfect indicator, nothing is, but it is a good representation of "what is the value of the typical customer?" that can be compared across the sector. "Quarterly revenue per brokerage account" is another good one (RH: $36, SCHW:$178). Brokerage is a customer-service business, and a broker with more valuable customers is likely going to be a more valuable business overall, especially long-term as those customers grow their wealth. When you're in the business of pocketing spread and PFOF kickbacks, you will make a lot more money when a $250,000 account makes 20 $10k trades per year than you do when a $10k account makes 50 $1000 trades a year, even if the second account is more "active". RH is built around needing active traders, but the size of the trade also factors into the revenue side of the business. Meanwhile, the cost to support a $250,000 account, while usually higher than a $10k account, are not 25x higher. RH fills a very important role at or near the bottom of the market. Their current market cap doesn't reflect that position, when compared to others in the same business who are earning more revenue with a similar or smaller customer base. It may not be an apples/apples comparison to compare with the likes of Morgan Stanley, Fidelity or Schwab, even as those are the brokerages that are getting and keeping the "Millennials of Means" demographic at a fairly good clip right now, and those are the customers that will bring the best long-term-value to whatever financial service company they stay with through retirement.
\- Far lower than healthy average account value. 25.8 Million "funded" accounts. $180B assets under custody and a market cap of $83B. That puts the average account value at less than $7,000. Nobody is fighting to take RH's customers, and that market cap represents a much higher multiplier than the rest of the sector. (As points of comparison: Schwab's average account value is over $200k (47.6 million accounts, $9.91T under custody, market cap of $166B). Interactive brokers is over 150k (3.62MM accounts, $573.5B assets, market cap of $98B)) ETrade was about $70k per account when it was sold to MS at a firesale price of $13B. TD Ameritrade was around $108k per account when sold to Schwab for $26B. Neither of those companies were "healthy", but both were putting up better numbers than Robinhood is today. \- In the financial industry, Vlad is not seen as a serious leader running a serious business. This may not be fair, but it's the perception. \- RH's customers are not sophisticated investors (see also: $7k average account value), and very few of them have been involved in a bear market. When the current market turns or corrects, they are going to get hit a lot harder than most other brokers' customers, and will be much more likely to close their accounts. \- RH does have a substantial GenZ and Millennial presence, but not among the folks who are most likely to become HNW or UHNW in the next 15-20 years (the young folks of means have their money elsewhere). The long-term value of these customers is questionable. RH will make more profit by encouraging more active trading, but there's no path to the (ultra-profitable) wealth management or trust management businesses. With that said, HOOD does trade more like a tech stock or meme stock than as a financial services company (and $120 is not out of the question, but probably not sustainable), but compared to the rest of its industry, it is already overvalued. I'm not buying, but I'm not shorting either. (Disclosure: I have no position in HOOD, though I do in MS and SCHW.)
Because SCHW is a predatory broker that rapes newbie traders with 0% on cash by sweeping to their bank. They also have frequent outages, terrible customer service and UI. HOOD is just leagues better for the average degen.
I haven't looked too deeply into HOOD tbf. But I can tell you the other big brokers are trash except maybe IBKR and they appeal to a very small group of retail. The largest SCHW is garbage. ToS also part of SCHW same thing.
Sold all my SCHW. Only regret was not buying WAL like Burry did
HOOD Market cap = $73B Total platform assets = $255B SCHW Market cap = $163B Total platform assets = $10.33T
Had done lots and lots of fundamental analysis on SCHW (the stock). Literally digested and regurgitated the balance sheet, market positioning etc. Purchased at $72, exited at $84. Handsome 16% legit gain from honest work. Now kicking myself 😢 for selling such a wonderful gem 💎 But then again, some CLBR, PLTR regard might just casually make 300% with options without even thinking for a minute 🤦
Considering all this options activity on TSLA, calls on SCHW, HOOD, IBKR
No you’ve incorrectly outlined the biggest risk. Let’s say SCHW keeps going up, you collect premium on a few puts you sold, all good, right? Except as SCHW continues to trend up and you sell ATM puts, you get further and further from your $70 long put and your potential max loss grows and grows. If SCHW pumps to $85 and then bad news dumps it back to $74 after you sold a put at $85, then what? Your $70 long put is worth less than when you bought (theta and still OTM) and you’re in the hole on shares. You can make money on diagonals but the biggest risk is that increasing distance between your longer dated option and the strike you sell your short options at. The stock moving in your favor is actually increasing the max loss on future traded, just remember that.
Nope, SCHW fell apart. This is the future speaking.
Well, actually, some broker platforms like SCHW execute like it's 1800s!
HOOD is this generation's SCHW. No doubt Vlad will get that thing over 100 billion market cap eventually.