TR

alba_Phenom

That's exactly what I was just querying on ChatGPT... I don't live in the US so people here would need to tell me if it's hallucinating some bullshit but: Yes. This gives a much better answer to the question than simply saying “7% mortgages used to be normal”. For wages, I’ve used the **Social Security Administration National Average Wage Index**, because it gives us a consistent national annual wage series going all the way back through 2002. Actual figures are available through 2024; 2025 and 2026 are the SSA Trustees’ current estimates. [Social Security Administration](https://www.ssa.gov/OACT/TR/2026/lr6g1.html) For housing, I’m using the **median existing-home sale price**, and for borrowing costs the **average Freddie Mac 30-year fixed mortgage rate**. [The Housing Almanac](https://housingalmanac.com/median-home-price-by-year?utm_source=chatgpt.com) # The big comparison |Year|Median home|Avg wage|House / wage|30yr mortgage|80% mortgage payment\*|Payment / gross wage| |:-|:-|:-|:-|:-|:-|:-| |**2002**|$158,100|$33,252|**4.75×**|**6.54%**|$803|**29.0%**| |2005|$219,000|$36,953|5.93×|5.87%|$1,036|33.6%| |2007|$217,900|$40,405|5.39×|6.34%|$1,084|32.2%| |2009|$172,500|$40,712|4.24×|5.04%|$744|21.9%| |**2012**|$176,800|$44,322|**3.99×**|**3.66%**|$648|**17.5%**| |2015|$222,400|$48,099|4.62×|3.85%|$834|20.8%| |2018|$261,600|$52,146|5.02×|4.54%|$1,065|24.5%| |**2020**|$295,300|$55,629|5.31×|**3.11%**|$1,010|21.8%| |**2021**|$357,100|$60,575|5.90×|**2.96%**|$1,198|23.7%| |**2022**|$386,400|$63,795|**6.06×**|5.34%|$1,724|32.4%| |**2023**|$389,300|$66,622|5.84×|**6.81%**|$2,032|**36.6%**| |2024|$407,500|$69,847|5.83×|6.72%|$2,108|36.2%| |2025|$414,300|\~$72,025|5.75×|\~6.60%|$2,117|35.3%| |**2026**|**$429,100**†|**\~$75,247**|**5.70×**|**\~6.38% YTD**|**$2,142**|**34.2%**| \* Principal and interest only, assuming **20% deposit and a 30-year fixed mortgage**. It excludes property tax, homeowners' insurance, HOA charges, maintenance, etc. † 2026 house price is the latest available, **August 2026**, rather than a completed annual figure. NAR reports $429,100. [National Association of REALTORS®](https://www.nar.realtor/newsroom/nar-existing-home-sales-report-shows-2-0-decrease-in-august?utm_source=chatgpt.com) The 2025 annual median was $414,300. [National Association of REALTORS®](https://www.nar.realtor/sites/default/files/2026-05/ehs-04-2026-breakouts-of-single-family-condo-and-co-op-2026-05-11.pdf?id=319176&utm_source=chatgpt.com) The 2026 mortgage figure is my average of Freddie Mac's weekly observations through **10 September 2026**; the latest individual reading is already **6.76%**. [Freddie Mac](https://www.freddiemac.com/pmms/archive) # And this is the bit that really tells the story Typical mortgage payment as a share of average US wage Principal and interest on 80% of the median existing-home price, using the average 30-year fixed mortgage rate. 2026 uses latest/YTD data. 15%21.25%27.5%33.75%40%2002200420062008201020122014201620182020202220242026 # 2002 vs 2026 This is the cleanest comparison. **House price:** $158,100 → $429,100 **+171%** **Average wage:** $33,252 → \~$75,247 **+126%** So wages have a little more than doubled, while houses have **nearly tripled**. And the mortgage rate has effectively gone nowhere: **2002: 6.54%** **2026 YTD: \~6.38%** That's fascinating because it lets us almost completely isolate the effect of house-price inflation. A 2002 buyer putting 20% down borrowed about **$126,480**. A 2026 buyer putting 20% down borrows about **$343,280**. Despite earning 126% more, they're borrowing **171% more**. At the respective average rates: **2002 mortgage:** about **$803/month** **2026 mortgage:** about **$2,142/month** That's a **167% increase in the mortgage payment** against a **126% increase in average wages**. And remember, that's using the **2026 year-to-date rate of only 6.38%**. At the current Freddie Mac rate of **6.76%**, that same mortgage costs about: **$2,229/month** ...or about **35.5% of the average worker's gross pay**, before property taxes, insurance or anything else. Freddie Mac reported 6.76% on 10 September. [Freddie Mac](https://www.freddiemac.com/pmms/pmms_archives?utm_source=chatgpt.com) # Where things really went wrong There are effectively **two separate US housing crises** visible here. The first was the **2004–07 bubble**. Prices rose much faster than wages and borrowing costs remained around 6%. Mortgage affordability deteriorated badly. Then the crash reset things. By **2011–12**, the median house cost only around **four years of average wages**, and mortgage rates had fallen below 4%. That's why our theoretical mortgage payment falls to only **17.5% of average gross wages in 2012**. Then came a long climb in house prices. But **2020–21 disguised it** because mortgage rates were absurdly cheap. By 2021 a house was already **5.9× average annual wages**, yet a 2.96% mortgage kept the payment relatively manageable. Then 2022 happened. Rates jumped from: **2.96% → 5.34% → 6.81%** while house prices **didn't fall back to compensate**. That's the killer. In previous cycles, high rates tended to exist alongside substantially lower price-to-income ratios. Today America effectively has: >**2002-style mortgage rates attached to houses priced at 2026 multiples of income.** So when someone says: >“People managed fine with 7% mortgages in the early 2000s.” The missing part is that in **2002 the median house was about 4.75× the average annual wage**. Today it's roughly **5.7×**, and the absolute debt being financed is enormously larger. Perhaps even more strikingly, **2023–26 are less affordable on this simple mortgage-payment measure than the peak of the pre-2008 housing bubble**. That's quite an achievement... just not a particularly good one.

ecstasyogold

30X is the actual gain of the fund in USD. 30X to 40X is the dollar vs TR depreciation. So depreciation explains like 50% whereas actual gain is 3000%.

Solid_Resort6852

The mechanics of a dividend are that on the ex-dividend date, the stock price falls by the amount of the dividend before trading opens. But, a company with an ongoing ability to pay a dividend will see that stock price rise over time (all else being equal) such that it earns back the dividend prior to the next ex-div date. So this is why a diversified dividend portfolio can show both price return and a yield. SCHD YTD is up 27% on price and has returned another 2% from the dividend for a Total Return (TR) of 29%. Obvio it's benefitted from MRK, CVX, etc being up so much. Over the past 10 years its returned 9.3% from price and another 2.2% from dividends, which became 3.8% if you reinvested them. So over 10 yrs it's provided a compounded annual total return of 13.1%.

RuleSafe6767

$TR@MP coin down more than 10%. Lol; I don't care if spy and qqq's unload 3% tomorrow solong as T-coin tanks the most.

TreGet234

What is TR

Fit_Neighborhood9251

"Why is corn pumping" "why is gld pumping" Answer is always new war. It seems we are getting IS - TR this weekend.

Fit_Neighborhood9251

Absolutely 0% possible for Izräel to beat TR.

BerlT

Kanka bak sana anlatiim, (bu yorum bir süre sonra kendini imha edecek değerini bil btw) Askerlik ücretlerini araştırırsan 2019 dan itibaren 4000$ ve 4900-5000$ aralığında hep geziniyordu nedeni ise 6ay x memur maaşı gibi bir şeydi ve bu değerin 4000'e zaman zaman yaklaşmasının nedeni ise dolar kurunun artmasıydı çünkü ücret 6 aylık TL bazlı belirleniyor mesela 1 ocakta 120.000 TL belirlendi ama kur 30 lira yani 4 bin dolara tekabül ediyor ve bu ücreti ödemen için Temmuz ayıydı galiba o tarihe kadar örnek veriyorum dolar 40 mı oldu hop ödemen gereken ücret 3000$'a düşebiliyordu kur oynaklığından. ( Bu genel bilgiyi al ve unutma) Normalde üstte yazdığım şeyden dolayı 35 e kadar beklet zaten aynı miktarda 4 hadi bilemedin 5 bin dolar ödersin derdim çünkü TL olarak fiyat artıyor gibi gözükse de her seferinde adamlar memur maaşına oranladığı ve memurlarda hep neredeyse 1-1.5K dolar aldıkları için yine 4-5k dolar öderdin. AMA (geldik güzel kısıma) Geçenlerde işte yeni bir şey çıkardılar tamam mı, adını tam hatırlamıyorum ve çok önemli de değil zaten ama şu tarz bir şey ''savunmaya destek / milli savunma katkısı'' gibi bir şey getirildi. Bu yüzden olay önceden sadece 6 aylık memur maaş katsayısıyla bulunan bedelli ücretinin => 6 aylık memur maaş katsayısı + milli savunma destekleme çarpanı eklendi. Eğer geçmiş 2 döneme bakarsan zaten bu farkı göreceksin 250-260 binden bir anda bu sene 400+ bin TL ye çıkmasının nedeni de bu. Ayrıca eğer 2-3 yıl önce bu dediğim 4k doları altın alsaydın 2x hadi 2.5 x yapacaktın dolar/euro bazlı ve şimdi 8-9K doların olacaktı ki bu süre içerisinde risksiz 2x çok iyi para olarak bakılan bir miktar. Eee sonuç şuan o aldığın kar ile yine 1 bedelli parası ediyor :) yalan mı. Sana gerçekten önerim en kısa sürede ödemen, yapabileceğin en mantıklı 1 şey var oda TR bankalarından TL kredi çekip yani TL borçlanıp doların/euro nun yükselmesini ummak + zaten 2 ay süre veriyorlar sana ödeme yapman için istersen başvuru yapıp sadece ödeme aşamasına gelip 1.5 aylık faize koyarsın ve son güne kalmadan ödemiş olursun azda olsa kur artışı + faizden borcu eritebilirsin yapabileceğin başka bir şey yok. Bu bilgilerden sonra gerçekten en kısa sürede aradan çıkarmanı öneriyorum hem yurt dışındasın bu senin için olumlu, hem kafan rahat olur, 3-5 yıla bedelli kalır mı kalmaz mı kimse bilemez ve en önemlisini de tekrar söylüyorum ''milli savunma- ülkeye destek - savunma kalkındırma '' adı altında yeniden belki 2-3 tane daha çarpan ekleyebilirler ve onları durdurabilecek hiçbir güç/hukuksal yasa yok bu konuda çünkü savunma bakanlığı belirliyor zaten yıllık başvuran sayısı da hiç düşmediği için bir gün kalktığında 15-20 bin belki 30 bin dolar olursa o zaman gerçekten üzülürsün. Üzülürsün dediğim max 6 ay askere gidersin 😂

maicii

I can’t believe your comment it’s upvoted Jesus Christ this sub sucks lol. You are not looking at total returns for the sp500 when you look at price change. You need to google SP500TR, that’s the ticket that matters. It has well over 600%, I believe over 700%. 06- to today sp500 has outperformed

No-Consequence-8768

Thnx, But adding MFs don't help VT Total return. And I guess I'm saying VT by itself is already a low performer in Growth. Some years here and there beat S&P. VT by itself is a Low risk, adding MFs is just gonna bring your TR down, not really your Heart Rate. While I run with TECL & USD w/ MF's, now there it's a Great help and will beat it's underling's SPY, QQQ easy with lower DD and profit during years like 2022. MF's work better with like TQQQ/TECL/QLD than UPRO/SSO etc... More TR and Lower drawdown NDX100 vs S&P. They just do more for more High Risk ventures.

EmpathyFabrication

YTD Tootsie Roll $TR: +18.5% VTI: +14% Steve Madden $SHOO: +12% ARK Innovation Fund $ARKK: +3.5%

AlmostAsianJim

Remember how Google ran up on SpaceX IPO, due to owning 5% of the co? Well, Google owns 14% of Anthropic, which is IPO'ing at $1TR in the next two months. Don't make it complicated you fools!

kaiserx7

ever heard about stop loss? TR can even after hours. Go bagholding semis trash

WarmPepsi

What you have stated is partially, but not full true. Read the Social Security Trustee report that is release every year. From this year's https://www.ssa.gov/oact/TR/2026/II_A_highlights.html#76460 > Size of the Solvency Gap A program is considered solvent if it can pay scheduled benefits when due with scheduled financing. The OASDI program will not be solvent once its reserves become depleted in 2034. To illustrate the magnitude of the solvency gap, if the following changes were made in 2026, then the combined OASDI program would be solvent for the full 75-year period ending in 2100: • Increase the payroll tax rate from 12.40 percent to 16.65 percent starting in January 2026, or • Reduce scheduled benefits by 25.2 percent for all current and future beneficiaries starting in January 2026, or • Reduce scheduled benefits by 30.3 percent for only those who become eligible for benefits in 2026 and later, but not for current beneficiaries, or • Other equivalent combinations of increased revenue and/or reduced benefits. If substantial actions are deferred until the OASDI program reaches reserve depletion, significantly larger changes would be concentrated on fewer years and fewer generations. For example, if the following changes were made in 2034, then 75-year solvency through 2100 would be achieved: • Increase the payroll tax rate from 12.40 percent to 17.30 percent starting in 2034, or • Reduce scheduled benefits for all current and future beneficiaries by 28.5 percent starting in 2034, or • Other equivalent combinations of increased revenue and/or reduced benefits. If legislative solutions focus only on achieving 75-year solvency without considering year-by-year financing, then a large financial imbalance could remain for 2100 and beyond. Sustainable solvency is achieved when the projected trust fund ratios are positive throughout the 75-year projection period and are either stable or rising at the end of the period. Making changes now that achieve sustainable solvency could avoid the need for later legislative changes

Any_Influence_8305

Team RKLB blasting off again in 20 minutes https://www.youtube.com/live/TR4bkBCR6VI

Any_Influence_8305

Less than 2.5 hours until RKLB's next launch https://www.youtube.com/live/TR4bkBCR6VI

EmpathyFabrication

$TR

maicii

That’s fair, I google the ticket, shouldn’t have been to lazy to assume it would have dividends reinvested. (I will still never know why TR aren’t included in those) any case, still significantly less

SirGlass

Ok , I have noticed in some structured notes it uses something like the S&P500 index what is only a price appreciation index vs S&P500 Total Return What means if the S&P500 is up 10% , that is their benchmark when really something like VOO would return 11% due to dividends. So by using the non TR index they already under perform a basic index fund by sometimes a few %

yahooms

# SO, THE CHILDREN FUND OF AMERICA (AKA TRṳmp ACCOUNT) BOUGHT AT TOP TOO??? ...LOL **THESE KIDS ARE GONNA BE POOR 🤲**

071790

Hell...if everyone wants to go on about food stocks why not pump up $TR.

PraiseTheWLAN

Wish it was available on TR, I would have jumped on it

seanws30

Just ordered the personalized plates for my Lambo. BCN8TR

Susy_Joi

I bought as soon as available on TR and there wasn't a day it went up, what a joke

Prudent-Corgi3793

I calculate not only my returns against the S&P TR, but I also calculate the beta, volatility, Sharpe, Sortino, etc. over the relevant time period and over rolling time windows. And I do it with other benchmarks like the CRSP Total US Market TR, Large Growth TR, MSCI ACWI TR, etc. to justify my decision to continue picking individual stocks to make sure I’m not only beating these benchmarks, but beating them on a risk-adjusted basis.

FistMyPeenHole

TR is Tootsie Roll

Diligent-Act-6405

Fuck me been playing with knockout options aswell on TR so far -5K 🔥

Zuitsdg

Maybe your got some 20€ share or so for joining TR212? Highest offers I encountered so far where like 100€ for opening an ING account, or up to 5000€ for moving >1 million in assets to comdirect. Just check your investment and brokerage account, you could seethe values. Unless you bought some SpaceX Calls with 10x leverage or so, you did not earn 240% with those investments today :D But enjoy your signing bonus and happy investing career!

Qluot

The regular SPX index only tracks the raw prices, whereas the total returns version of the index takes dividend payments and adds that back into the running sum, reinvested. just search up SP500TR

flapjackbandit00

Did you account for SP500 dividends too? Ticker SP500TR shows the true return including dividends. Probably makes it even more humbling.

Hampster90

Ibkr operates the shares just fine in Europe. TR is just a bit new / gimmicky. Perhaps just transfer that one line for now to speed it up?

Silmidil

Yeah it sucks but I will still hang around here to see how it goes (and watch the thread lol) and hopefully TR fixes this mess over the week-end

Silmidil

Im was on trade republic but im switching to Interactive Broker but the transfer of portfiolio takes some time so for now my LFVN shares are still on TR and I fear the squeeze might happen before I can control my shares again

Bred_Slippy

Why would you exclude dividends? Try using the total return (TR) version of the indices. 

DutyCompetitive1328

Might be worth checking out beforehand https://www.reddit.com/r/insiderbets/s/5TR4Kny1pc

wthja

Are these derivatives then? I believe TR doesn't support options

Puzzleheaded-Bonus25

Maybe add a 10 cents per month saving plan (free of comission on TR!) to the ETF to dollar cost average out your risk a bit.

Icy-Business-8954

**Trump CANNOT make a deal with Iran even if he wanted one either because he cannot lift sanctions:** **1- Iran will at a minimum demand lifting sanctions permanently** **2- Only Congress can lift sanctions permanently. While US Presidents can temporarily suspend some sanctions, the most significant sanctions on Iran are imposed by Congress and only Congress can lift them** **3- Prior deals fell apart precisely for this reason including Obama's JCPOA nuclear deal with Iran, which started to fray from the start under Obama before Trump was even elected to his first term (when he tore up the deal) - Since the US was not able to abide by its own obligations under the JCPOA, by the time Trump was in office the deal had already failed despite Iran's compliance and reduction of enriched uranium.** Under the US Constitution only Congress is in charge of economic relations with other nations (Art 1 Sec 8) And with AIPAC's influence in Congress there is no way they'll agree to lift sanctions This is why the JCPOA nuclear deal with Iran that Obama negotiated started to fall apart from the get-go, long before Trump tore up the deal: "if the situation is not appreciably better soon, it will be impossible for the US and its partners to argue credibly that they are not in breach of the JCPOA" \-THE IRAN NUCLEAR NEGOTIATIONS: ONE YEAR ON - Sir Richard Dalton [https://www.tandfonline.com/doi/full/10.1080/03068374.2016.1225896](https://www.tandfonline.com/doi/full/10.1080/03068374.2016.1225896) And the Iranians had already started to complain too: Top Iranian official says U.S. and EU have not fulfilled nuclear deal - POLITICO [https://www.politico.com/story/2016/04/iran-nuclear-deal-us-222029](https://www.politico.com/story/2016/04/iran-nuclear-deal-us-222029) Had Trump not torn up the JCPOA deal it would have fallen apart by itself And yes, Trump can pretend to make a deal with Iran in which he claims sanctions are lifted but nobody - certainly not Iran or companies facing potential sanctions violations fines - will take that seriously because they know that he can't lift sanctions only Congress can. Obama and Kerry similarly tried to rally foreign companies to do business with Iran under the terms of the JCPOA despite the fact that Congress still imposed sanctions on anyone who did business with Iran -- and so the foreign businesses simply ignored Kerry and Obama John Kerry's Awkward Push For Investment In Iran : Parallels : NPR [https://www.npr.org/sections/parallels/2016/05/25/479462791/john-kerrys-awkward-push-for-investment-in-iran](https://www.npr.org/sections/parallels/2016/05/25/479462791/john-kerrys-awkward-push-for-investment-in-iran) See the US sanctions on Iran are MEANT to be obstacles to deals -- this is one way how lobbyists influence US foreign policy. The US has maintained sanctions on Cuba for decades after Communism and Castro died because the Cuban exile lobby in Congress has similarly passed laws that block deals with Cuba : Cuba Sanctions: Legislative Restrictions Limiting the Normalization of Relations - [EveryCRSReport.com](http://EveryCRSReport.com) [https://www.everycrsreport.com/reports/R43888.html](https://www.everycrsreport.com/reports/R43888.html) And the sanctions on Iran - by law - cannot be lifted even if Iran completely gives up her nuclear program Are Sanctions a Fatwa on Iran? - The National Interest [https://nationalinterest.org/feature/are-sanctions-fatwa-iran-6363](https://nationalinterest.org/feature/are-sanctions-fatwa-iran-6363) And decades of polls show Iranians support their nuclear program, resent sanctions, distrust the US and think Iran should get nukes A majority of Iranians now favor possessing nuclear weapons. Their leaders take note. - Bulletin of the Atomic Scientists [https://thebulletin.org/2024/06/a-majority-of-iranians-now-favor-possessing-nuclear-weapons-their-leaders-take-note/](https://thebulletin.org/2024/06/a-majority-of-iranians-now-favor-possessing-nuclear-weapons-their-leaders-take-note/) Analysis of Multiple Polls Finds Little Evidence Iranian Public Sees Government as Illegitimate – [WorldPublicOpinion.org](http://WorldPublicOpinion.org) [https://worldpublicopinion.net/analysis-of-multiple-polls-finds-little-evidence-iranian-public-sees-government-as-illegitimate/](https://worldpublicopinion.net/analysis-of-multiple-polls-finds-little-evidence-iranian-public-sees-government-as-illegitimate/) What Do Iranians Think? A Survey of Attitudes on the United States, the Nuclear Program, and the Economy | RAND [https://www.rand.org/pubs/technical\_reports/TR910.html](https://www.rand.org/pubs/technical_reports/TR910.html) Iranian Public Opinion under 'Maximum Pressure' | Center for International and Security Studies at Maryland [https://cissm.umd.edu/research-impact/publications/iranian-public-opinion-under-maximum-pressure](https://cissm.umd.edu/research-impact/publications/iranian-public-opinion-under-maximum-pressure)

Icy-Business-8954

Actually, Trump CANNOT make a deal with Iran even if he wanted one either: 1- Iran will at a minimum demand lifting sanctions \*permanently\* 2- Only Congress can lift sanctions permanently. While US Presidents can temporarily suspend some sanctions \*temporarily\*, the most significant sanctions on Iran are imposed by Congress and only Congress can lift them. Under the US Constitution only Congress is in charge of economic relations with other nations (Art 1 Sec 8) and with AIPAC's influence in Congress there is no way they'll agree to lift sanctions 3- Prior deals fell apart precisely for this reason including Obama's JCPOA nuclear deal with Iran, which started to fray from the start under Obama before Trump was even elected to his first term (when he tore up the deal) - Since the US was not able to abide by its own obligations under the JCPOA, by the time Trump was in office the deal had already failed despite Iran's compliance and reduction of enriched uranium. This is why the JCPOA nuclear deal with Iran that Obama negotiated started to fall apart from the get-go, long before Trump tore up the deal: "if the situation is not appreciably better soon, it will be impossible for the US and its partners to argue credibly that they are not in breach of the JCPOA" \-THE IRAN NUCLEAR NEGOTIATIONS: ONE YEAR ON - Sir Richard Dalton [https://www.tandfonline.com/doi/full/10.1080/03068374.2016.1225896](https://www.tandfonline.com/doi/full/10.1080/03068374.2016.1225896) And the Iranians had already started to complain too: Top Iranian official says U.S. and EU have not fulfilled nuclear deal - POLITICO [https://www.politico.com/story/2016/04/iran-nuclear-deal-us-222029](https://www.politico.com/story/2016/04/iran-nuclear-deal-us-222029) Had Trump not torn up the JCPOA deal, it would have fallen apart by itself. And yes, Trump can pretend to make a deal with Iran in which he claims sanctions are lifted but nobody - certainly not Iran or companies facing potential sanctions violations fines - will take that seriously because they know that he can't lift sanctions only Congress can. Obama and Kerry similarly tried to rally foreign companies to do business with Iran under the terms of the JCPOA despite the fact that Congress still imposed sanctions on anyone who did business with Iran -- and so the foreign businesses simply ignored Kerry and Obama John Kerry's Awkward Push For Investment In Iran : Parallels : NPR [https://www.npr.org/sections/parallels/2016/05/25/479462791/john-kerrys-awkward-push-for-investment-in-iran](https://www.npr.org/sections/parallels/2016/05/25/479462791/john-kerrys-awkward-push-for-investment-in-iran) And decades of polls show Iranians support their nuclear program, resent sanctions, distrust the US and think Iran should get nukes A majority of Iranians now favor possessing nuclear weapons. Their leaders take note. - Bulletin of the Atomic Scientists [https://thebulletin.org/2024/06/a-majority-of-iranians-now-favor-possessing-nuclear-weapons-their-leaders-take-note/](https://thebulletin.org/2024/06/a-majority-of-iranians-now-favor-possessing-nuclear-weapons-their-leaders-take-note/) Analysis of Multiple Polls Finds Little Evidence Iranian Public Sees Government as Illegitimate – [WorldPublicOpinion.org](http://WorldPublicOpinion.org) [https://worldpublicopinion.net/analysis-of-multiple-polls-finds-little-evidence-iranian-public-sees-government-as-illegitimate/](https://worldpublicopinion.net/analysis-of-multiple-polls-finds-little-evidence-iranian-public-sees-government-as-illegitimate/) What Do Iranians Think? A Survey of Attitudes on the United States, the Nuclear Program, and the Economy | RAND [https://www.rand.org/pubs/technical\_reports/TR910.html](https://www.rand.org/pubs/technical_reports/TR910.html) Iranian Public Opinion under 'Maximum Pressure' | Center for International and Security Studies at Maryland [https://cissm.umd.edu/research-impact/publications/iranian-public-opinion-under-maximum-pressure](https://cissm.umd.edu/research-impact/publications/iranian-public-opinion-under-maximum-pressure)

Icy-Business-8954

Actually, Trump CANNOT make a deal with Iran even if he wanted one either: 1- Iran will at a minimum demand lifting sanctions \*permanently\* 2- Only Congress can lift sanctions permanently. While US Presidents can temporarily suspend some sanctions \*temporarily\*, the most significant sanctions on Iran are imposed by Congress and only Congress can lift them. Under the US Constitution only Congress is in charge of economic relations with other nations (Art 1 Sec 8) and with AIPAC's influence in Congress there is no way they'll agree to lift sanctions 3- Prior deals fell apart precisely for this reason including Obama's JCPOA nuclear deal with Iran, which started to fray from the start under Obama before Trump was even elected to his first term (when he tore up the deal) - Since the US was not able to abide by its own obligations under the JCPOA, by the time Trump was in office the deal had already failed despite Iran's compliance and reduction of enriched uranium. This is why the JCPOA nuclear deal with Iran that Obama negotiated started to fall apart from the get-go, long before Trump tore up the deal: "if the situation is not appreciably better soon, it will be impossible for the US and its partners to argue credibly that they are not in breach of the JCPOA" \-THE IRAN NUCLEAR NEGOTIATIONS: ONE YEAR ON - Sir Richard Dalton [https://www.tandfonline.com/doi/full/10.1080/03068374.2016.1225896](https://www.tandfonline.com/doi/full/10.1080/03068374.2016.1225896) And the Iranians had already started to complain too: Top Iranian official says U.S. and EU have not fulfilled nuclear deal - POLITICO [https://www.politico.com/story/2016/04/iran-nuclear-deal-us-222029](https://www.politico.com/story/2016/04/iran-nuclear-deal-us-222029) Had Trump not torn up the JCPOA deal, it would have fallen apart by itself. And yes, Trump can pretend to make a deal with Iran in which he claims sanctions are lifted but nobody - certainly not Iran or companies facing potential sanctions violations fines - will take that seriously because they know that he can't lift sanctions only Congress can. Obama and Kerry similarly tried to rally foreign companies to do business with Iran under the terms of the JCPOA despite the fact that Congress still imposed sanctions on anyone who did business with Iran -- and so the foreign businesses simply ignored Kerry and Obama John Kerry's Awkward Push For Investment In Iran : Parallels : NPR [https://www.npr.org/sections/parallels/2016/05/25/479462791/john-kerrys-awkward-push-for-investment-in-iran](https://www.npr.org/sections/parallels/2016/05/25/479462791/john-kerrys-awkward-push-for-investment-in-iran) And decades of polls show Iranians support their nuclear program, resent sanctions, distrust the US and think Iran should get nukes A majority of Iranians now favor possessing nuclear weapons. Their leaders take note. - Bulletin of the Atomic Scientists [https://thebulletin.org/2024/06/a-majority-of-iranians-now-favor-possessing-nuclear-weapons-their-leaders-take-note/](https://thebulletin.org/2024/06/a-majority-of-iranians-now-favor-possessing-nuclear-weapons-their-leaders-take-note/) Analysis of Multiple Polls Finds Little Evidence Iranian Public Sees Government as Illegitimate – [WorldPublicOpinion.org](http://WorldPublicOpinion.org) [https://worldpublicopinion.net/analysis-of-multiple-polls-finds-little-evidence-iranian-public-sees-government-as-illegitimate/](https://worldpublicopinion.net/analysis-of-multiple-polls-finds-little-evidence-iranian-public-sees-government-as-illegitimate/) What Do Iranians Think? A Survey of Attitudes on the United States, the Nuclear Program, and the Economy | RAND [https://www.rand.org/pubs/technical\_reports/TR910.html](https://www.rand.org/pubs/technical_reports/TR910.html) Iranian Public Opinion under 'Maximum Pressure' | Center for International and Security Studies at Maryland [https://cissm.umd.edu/research-impact/publications/iranian-public-opinion-under-maximum-pressure](https://cissm.umd.edu/research-impact/publications/iranian-public-opinion-under-maximum-pressure)

EmpathyFabrication

At long last SPY overtakes $TR YTD

spidLL

https://preview.redd.it/iau6o5nukj3h1.jpeg?width=2048&format=pjpg&auto=webp&s=e338691d528eac0902437e029e36c1c6c2693735 Testarossa 512 TR is still my preferred

myboywears

Iceman bangs, 2H4TR

buried_lede

Yes, but if not, i have my comfort stock, $TR. Monster beverages maybe too

raynzor12

Ne, ich hab bei TR ein Long Faktor Zertifikat seit Donnerstag

ServiceFar5283

Ing Konto eröffnen oder in die vorhandenen Derivate bei TR investieren

Jerambo-1

Ja! aber die, die bei TR sind, gucken nur wieder zu 🤮

EmpathyFabrication

Tootsie Roll $TR

Xelonima

My SO's cousin is fleeing from Iran to TR just to avoid getting drafted. The war isn't going anywhere.

Babyfat101

Well, if you’re gonna threaten, might as well bring in the “big sticks” (TR).

Fuck-Star

Well $1.4M at least. https://www.reddit.com/r/BULL_Stock/s/3FmtfUs8TR

Significant-Moose171

The best gauge is S&P TR, which is up \~20%.

Xelonima

TR is a god in human form but I doubt he'd take this as an insult 

Xelonima

Amy Lee mentions TR as an influence but who doesn't Kinda similar to earlier Halos than the later synth heavy stuff 

bubblemania2020

That’s the price you pay for growth. Otherwise just sit in TR bonds (even those aren’t safe now, lol).

garden_speech

> This is correction territory with all indications headed towards a bear market. This is paradoxical in an open market where anyone can participate... If "all indications" suggested a lower fair price than current, the price would be lower than current. > Dip buyers got crushed in ‘08 / ‘09 No, not really. If they bought ~now (when stocks were 10% off all time highs) they would have [make absolutely fucking enormous returns by holding](https://finance.yahoo.com/quote/%5ESP500TR/), the S&P500 TR index (total return i.e. including dividends) sat around ~2200 after it's 10% dip from ATH in 2008, and it's now over 14,000. Of course all this goes out the window if you are buying individual stocks, but the data has shown that's a losing game for a very long time, so anyone still trying it is gambling.

hadizadam

This is Ben TR.

hadizadam

Ben TR is that you?

hadizadam

What was that Ben TR thing...

hadizadam

In 5 years in different dimension Guys, what is Ben TR?

Leibwatchter

I guess one of those ships is TR ship, Iran let it pass through as a gesture of peace after saying missiles exploding over Incirlik was not Iranian

SpellAccomplished541

# Performance Reality |Period|Inverse Cramer|S&P 500 TR| |:-|:-|:-| |**YTD**|\+8.3%|\+2.8%| |**1-Year**|\+15%|\+11%|

Civil_Cranberry_3476

[https://x.com/Insidetradmk/status/2032158269469249906?s=20](https://x.com/Insidetradmk/status/2032158269469249906?s=20) any thoughts this just popped up for me ? ive been following the TR stock its sales declined this year according to their filings

FUCKNOOBS

**Pedophilia** ([alternatively](https://en.wikipedia.org/wiki/American_and_British_English_spelling_differences) spelled *paedophilia*) is a [psychiatric disorder](https://en.wikipedia.org/wiki/Psychiatric_disorder) in which an adult or older adolescent experiences a primary or exclusive [sexual attraction](https://en.wikipedia.org/wiki/Sexual_attraction) to [prepubescent](https://en.wikipedia.org/wiki/Prepubescent) children.[^(\[1\])](https://en.wikipedia.org/wiki/Pedophilia#cite_note-Gavin-1)[^(\[2\])](https://en.wikipedia.org/wiki/Pedophilia#cite_note-seto-2)^(: vii)  Although girls typically begin the process of [puberty](https://en.wikipedia.org/wiki/Puberty) at age 10 or 11, and boys at age 11 or 12,[^(\[3\])](https://en.wikipedia.org/wiki/Pedophilia#cite_note-3) psychiatric diagnostic criteria for pedophilia often extend the cut-off point for prepubescence to age 13.[^(\[4\])](https://en.wikipedia.org/wiki/Pedophilia#cite_note-DSM-5-TR-4) People with the disorder are often referred to as *pedophiles* (or *paedophiles*).

eiloop

you all know that song from the 90s? EVERYBODY LOVES TRUM .... det det ddet. EVERYBODY LOVES TR.... You got it in your ears yet?

OmegaX3D

EU in general no? I mean I’m from EU most people either use TR or eToro. What app do you use suggest using?

Traditional_Page_75

Kamala is very smart. I’m not saying groundbreaking scholar or thinker of the age by any means(the founders weren’t, maybe with the exception of Franklin; Lincoln was one of the smartest men in the country at the time, undoubtedly. TR read books in less than an hour by scanning the pages- literally, flips a page, then flips the page again, every 5-10 seconds, with 100% comprehension. He was insanely gifted. And he only became president because the Republican Party made him vice president to stifle his political aspirations when McKinley got shot. Every other president barely passed the bar. Ronnie? Kamala is way smarter than him. Meet an intelligent woman in administration and they act exactly like her. Trump is also smart. If you watch him in early campaigns in 2016 with Hillary, whenever she used larger words to explain things, he would snap back his answers using college educated words too. I would argue he’s actually very smart since he knows dumbing down his everyday speech increases his appeal.

tightlipssorenips

shorting tootsie roll. TR had a big run now its time to land

TrainingLazy7879

TR is a shithole

mcflinty_1

TR’s buns are the cats ass

Civil_Cranberry_3476

Thinking of a heavy short on /TR tootsie roll - they no longer innovate, are getting hit hard with cocoa imports, have no leadership since longtime CEO died recently, and spend more on lawyers for bullsh lawsuits than they do R&D and marketing See Tootsie v. tootsie impex a company thats been around since 1989 and tootsie v. Rollashoe for naming a shoe footzyroll. all they do now is protect a dying IP and no innovation. thoughts ?

ReputationNo1203

How do I start? I am 18 and use TR

EmpathyFabrication

$TR

Timely_Beat4637

My TR watchlist is completely green; it contains 35 companies. However, it only includes the MSCI World index. ...

ragmuc

For TR users, this information can also be found under news provided. Stock is now down by 14,74% / week

garden_speech

> The average S&P500 dividend yield is 1.7% from 2000 to 2013. The average annual CPI is 2.5%. Oooookay, but that doesn't make the claim "*Inflation was nearly double dividend yields, so the dividend yields have no impact on real value.*" logically coherent. The dividends compound and yields are highest during recessions, they went over 4% during the 2009 crash... S&P500TR closed at 1,919 for the month of 1/2000 and 2,634 for the month of 1/2013, for a total return of 37% over that time period, meanwhile if you only looked at the share price, you saw 9% return. I do not think you understand how large the impact of dividends was during the so-called lost-decade. The difference between 9% total nominal return over those 13 years and 37%... Cannot *conceivably* be argued to "have no impact on real value". > This was the purpose of my comment to begin with, that cherry picking specific data points can skew any opinion on an asset. The original comment picked the peak of the gold price No, you are not understanding what's being said, again. Picking a time period where you literally could not even own gold legally at all is not "cherry picking" it's just making up an impossible investment position. That's mechanistically different from pointing out "hey, actual real investors who owned gold had to wait 44 years to see positive returns in this time period". Again, looking at **real** tail risk events when you're investing is not cherry picking.

garden_speech

> "Well actually", you are wrong. The TR measures nominal value, Yeah, you said "break even", normally that refers to nominal value, at least in my (brief) stint in finance. > Inflation was nearly double dividend yields, so the dividend yields have no impact on real value. Wait, what time period were you talking about? I thought the "13 years to break even" was referring to the common 2000-2013 example. > Secondly, it is cherry picked and you aren't even educated enough to know why my cherry picked data is bad. You couldn't legally own gold in 1970 at $35/oz, which makes all of my numbers a misrepresentation of fact. Lol bruh I quoted the part of the comment I was responding to, not this bait of yours. > I intentionally did that to prove my point that cherry picking data isn't meaningful. All you did with that bait was """prove""" that picking an impossible or irrelevant piece of data isn't meaningful. On the other hand, looking at tail risk (i.e. *what has actually happened to real investors in the market*) is very valid and is not cherry-picking unless the conclusion being drawn from that data is "this *will* happen to you"

Easik

"Well actually", you are wrong. The TR measures nominal value, not real valuation. Inflation was nearly double dividend yields, so the dividend yields have no impact on real value. Secondly, it is cherry picked and you aren't even educated enough to know why my cherry picked data is bad. You couldn't legally own gold in 1970 at $35/oz, which makes all of my numbers a misrepresentation of fact. I intentionally did that to prove my point that cherry picking data isn't meaningful. Finally, the comment I responded to is mostly accurate, but I take issue with the data points they picked. I don't necessarily disagree with their logic, but to disregard the macro environment in the data is a mistake. In both assets, there are long periods of holding to breakeven, it's mostly a waste of time debating which asset is superior because they both have different purposes.

garden_speech

> Just remember, if you bought the S&P at the peak it took 13 years to break even. See how pointless it is to cherry pick data? Actually this is not true and is often repeated by people who, for some inexplicable reason, are not counting dividends in the return calculation for stocks. If you look at [S&P 500 TR indices](https://finance.yahoo.com/quote/%5ESP500TR/?) you will see that the 2000-2001 price levels were reached within 5 years again, at ~2100. Secondly, "cherry picking" the longest amount of time you may have to wait to get your money back is the whole point here. How likely is it that someone buys at the literal peak? Well not very. But the fact that even with the *worst* timing in recent history you'd only be waiting several years to get your money back in the S&P, versus having to wait over four decades with gold, is the entire point.

Franic510

Why can’t i buy this on TR?

ifuckedyourdaddytoo

Assuming the 8-year period ending this month, if he'd just dump it in an S&P 500 index fund, he could have had around $19200. https://finance.yahoo.com/quote/%5ESP500TR/

Goma1407

Good that TR is a serious platform

SelbstMorty

Can anyone recommend a broker, currently using TR, which doesn’t have everything I want thanks

horstiiiii

I have the same issue using TR :D

Cookie_dev99

From what I have heard, IBKR has the most complexe one. For now it hasn't been very complicated to get used to it but I'm still using the demo version as someone who is coming from TR the plate-forme is less intuitive and less user friendly (but maybe it's only the case of the demo version)

cardinal1742

I think Northrop Grumman is teasing the release of the TR-3B… I’m thinking about buying now

jannickBhxld

are yall just all in on silver now? i mean the 3x leverage stock on TR did 70% in a week and 150 in a month, but im always hesitant on dumping like that

SprinklesMany2038

Look for s&p 500 or total us stock market (VANG INST 500 IDX TR) Put 60% or 70% there. Then find total international (VANG TOT INT STK IDX) put 40% or 30% there.  Both funds should be low fee/expense ratio. Less than .015% use morningstar for help researching. Congrats on having vanguard as investing choices. You may have to rebalance every few years to get back to your %'s. And add bonds as you get closer to retierment. VANG TOTAL BOND MKT

Grouchy_Spare1850

Sorry they don't even rank in the top 20. And the devastating spread of TR4 in the Philippines and its alarming presence in the Bolivarian Republic of Venezuela and Peru had caused further production losses as well as financial strain from the substantial costs associated with disease prevention. Can we say sabotage by the Chinese government ?

james-1926

Trade republic. I have also accounts at IBKR and etoro for risk management but my first and main account is at Trade Republic. In case you need referral links for TR and etoro, please send me. It's a good period with nice offers.

landon912

Not true at all. High performance is subjective and you never know what happens in TR. An enormous amount of politics are involved.

EmpathyFabrication

$TR

Traditional_Page_75

Hot take. If Powell pulls a stud, he belongs on Mount Rushmore next to Jefferson and TR. rate hike is the last hope for free people of this earth

EmpathyFabrication

$TR tootsie roll

FreeUnicorn4u

TR is what?

Usual-Collection5360

Unfortunately not tradable on TR.

GoodCommission8304

Guys what do you think about "Quebec rare earth Elements"? But for daytrading. Its not like I know much about daytrading or trading at all but i kept an eye in tgat stock an the pattern was pretty easy: If it starts the day with loss or only minor(3 or less%) profit -> its gonna rise big at 10am and/or( it depends idk how tgat works out yet) at 3PM german time. And if it ends the day with loss its gonna start the next one with profit. What I just described is pretty accurat, at least dor the past 6 weeks. And I use Traderepublic btw where the Stock is somehow different as you see it on other sites/apps And if you dont recommend TR, what would you recommend?

AfraidAnalyst

TR beating SPY this year so far makes me laugh

garden_speech

This is just plain false. Here is the S&P 500 [total return index](https://finance.yahoo.com/quote/%5ESP500TR/) (which accounts for dividends instead of just index price) No part of the 90s had flat returns. Only the 2000-2010 decade did, and that’s only if you invested at the 2000 peak, and it’s also only because of the literal greatest financial crisis the country has seen in 100 years. So it’s massive hyperbole to say what the original commenter said. No, there aren’t “decades” where this happens, there’s one decade, singular, in the country’s last 100 years of existence

Albertpm95

Sadly can't find this stock from TR/T212MyI :(