ING

go4tman

ING

TheseusTheFearless

I switched to ING after using Commonwealth bank my whole life. Partly for being so anti crypto, but mostly because they screwed me over in other ways - hidden and high fees and having terrible service. If you go with ING use this code and get $75 - Jqn465 https://campaigns.ing.com.au/refer_75?code=Jqn465

tengu8890

ING I suppose?

cancerboyuofa

No excuse, they just closed off withdrawls due to bank runs. The first was if I remember right, when bear steins went belly up. The others were when Lehman went under, then AIG freaked markets out. ATM's were put of cash, branches had special hours, and online withdrawls were halted. This was Wachovia first then wash mutual, then finally my savings at an online only bank ING Direct, which is now capital one 360.

heinzmoleman

Nothing changes for me. Keep DCA'ING, through the run and the bear market.

Level-Pen-9658

There is no point in DCA-ING at this point. Just spend it all. Bitcoin price is moving up from here to new ATH

ChanceRecognition340

Crypto is pretty much exposing bankers and not having the slightest @#$&ING clue how economics and money works 🤣

yogyadreams

My salary goes into Commbank. However I have a separate account with ING. I transfer a few thousand a month to that account as 'Savings' and then direct deposit to an exchange from there. Never had any issues, always been instant and they don't ask questions.

iRollGod

I literally switched back to ING today. Most crypto friendly bank in Aus. No limits. No bullshit.

skivvey

ING is good

waydownsouthinoz

ING to CoinSpot debit transfer works no worries for amounts up to 2k

DotDamo

I currently use Up and haven’t had any problems. Last year I was using ING, also no problems.

fonaldduck099

I'd go ING Direct. Osko payments limited to 1k AUD, but subsequent payments have been lately processed well within 24 hours.

Which-Occasion-9246

Commonwealth are rubbish for crypto. ING works well.

Maleficent_Revenue60

ING has been all good for me. Only 1000 per day OSKO though, to anyone. I have also used uBank, higher send limit per day, so try them.

dynamicfront

No no, warren buffet, surely you've heard of warren buffet? buffet himself would tell you, and this is a quote directly from Buffett: "Time *IN* the market beats Tim*ING* the market" as in buffet subscribes to the belief that when you believe something is a good investment, you should simply begin purchasing it immediately rather than attempt to time the perfect moment.  The act of you trying to construe timing the market as the objective approach of a cautious individual, and you trying to equate being pragmatic with gambling is irresponsible and also simply not reflective of the beliefs of the current investment culture in 2024. Timing the market was something that was more possible historically during simpler times. Today the bulk of people who attempt to time the market end up making less money than they would if they had simply put their funds in as soon as their identified the opportunity. Lets walk through the mental process of this for a second. 1. You identify an asset which you believe will increase in value. 2. You then convince yourself that it will go down in value conveniently so you can purchase it at a lower price. 3. You then assure that after you buy in, it will cease decreasing in value, and resume rising in value. Do you see the problem with this? Youre identifying something which you believe you can sell for more, but insisting on waiting so you can buy it for less. These two ideas run counter to each other. Yes theres intricacies of the market which can be exploited, but those exploits get smaller and smaller each year as more and more people compete for them. And here's the thing, the more volume you work with, the less % of your profit has to go to "external costs". Cause see we all need to do some research maybe to identify opportunities, but some people have more money than others. this means the person youre trading against has more advanced capabilities than you most likely. but theyre working with so much money that for them spending another $100,000 on some fancy investment tool ends up being an infinitesimal percentage of their profit, cause theyre working with billions of dollars. for you to spend 100k on an investment tool, that would have to generate an insane amount of money for you. Problem is it wont, youre not working with the level of volume of cash were that would start to make sense. See the problem? Youre at a fundamental disadvantage to any established market player, from an information perspective youll have less information than they do, youll be slower than them cause their computers are faster, they have more experience than you cause they've been collecting information on markets for a very long time, they have recorded historical data that we would have to pay to obtain and some of it might not even be for sale. Yes theres opportunities in the market, but by an large most people are probably not cut out to navigate that and the documented statistics regarding trading bear that out. The reports say most traders fail. and its not by a small percent. Its like 99% of traders fail.

fonaldduck099

I am an Oz expat living in Thailand. Dealing with Australian banks and CEXs is a ferking nightmare. ING works so far, but who knows what tomorrow brings

oldskoolr

10k a month. Other big banks aren't as black/white about their policy so its up in the air. CBA has at least taken some stance on the matter. Smaller banks like ING & Suncorp are an option.

FireBest59

we f*ING SMASHED through 69k LESGOOO

Inner-Command-4344

happened to me i complained CBA locked my accs, decided to move banks to ING and they blocked my acc two days later holding all of my hard earned money, wont answer my phone calls and they dont have any branches. Got no funds besides my bybit card and my spot holding

RoscoRoscoMan

Macquarie in Australia loves crypto. I hear ING is good too

Bradford203

Disgusting. Go ING.

skivvey

ING is really supportive with ceyoto.

Familiar-Wear-1894

You need to use ING, never had an issue 😔 https://campaigns.ing.com.au/refer_75?code=FED604

zuptar

Great Southern and ING usually just call you and check you're not being scammed, then they let the transactions through. After the first time, anything under about 10k just goes through.

Citizen_Kano

I've never had an issue with ING in Australia

tengu8890

Man, ING KYC is absurd. They lock account and demand response if they detect too big salary income (!). (legal agreement on EoC, name / surname / month in the wire transfer). Don't even get me started on compliants - you'll get the "we're terribly sorry" template on paper and the next month situation continues.

Curiosity-92

If you're struggling, ING has no limit or transfer or the amount of times when depositing to an exchange.

Which-Occasion-9246

Is that even legal? It is not their money! Ditch CommonWealth. ING has never presented an issue when I deposit money into the exchanges.

Fickle_Cabinet470

My bank tried this (ING) and I just closed my account.

onemansquest

If you were just DCA ING every month you wouldn't be having this issue.

Queefinator124

Time IN the market will always beat TIM-ING the market…

jet_life_next_life

Damn FOMO hitting hard. Glad I was DCA'ING and buying all the way down and heavy at 15.5k.

Guru_Salami

Not true. I opened few bank accounts online including ING which is internet only bank and they never asked my any selfies, holding piece of paper and other video selfies. They just wanted me to upload /email 100 points worth of IDs which is passport, drivers licence an utilities bill

bizaroo933

I dont understand now people coming here and acting like Sol is shit because of this. Every network can go down, we have a very big bank here in the Netherlands called ING and especially last year its network went down like 4 times, and one time it took them 12 hours to fix it. To me it sounds like people are frustrated they missed the pump and want to give themself right.

ExplanationNormal339

ING logo???

Nieles1337

So it was ING all along...

Davess010

That white shirt on the 3rd picture looks like like the logo of the Dutch ING bank but with BTC, instead of ING. Funny

mertats

Checked ING Belgiums fees, and SWIFT is not free unless you are sending money to a SEPA country. Probably you only sent SWIFT payments to SEPA countries. Any country outside of SEPA has a fee of minimum 8 euros.

JuliusCaesar007

Wake up pls!!! I can’t believe how ‘ignorant’ some people still are about their banks and their governments!!! They are the BIGGEST CRIMINALS on the planet and they do on the backs of their clients or citizens!!!!! These are your bank’s favorite activities: 1. Money Laundering 2. Fraud 3. Tax Evasion 4. Manipulation of Financial Markets 5. Insider Trading 6. Violation of Sanctions 7. Embezzlement 8. Bribery 9. Corruption 10. Misrepresentation 11. Rigging of Financial Benchmarks (like LIBOR) 12. Illegal Foreclosure Practices 13. Selling of Faulty Financial Products 14. Breach of Consumer Protection Laws 15. Breach of Anti-Money Laundering Regulations 16. Illegal Interest Rate Manipulations 17. Privacy Law Violations 18. Violation of Securities Laws 19. Misleading Investors 20. Price Fixing 21. Violation of Trade Sanctions 22. Illegal Trading Activities 23. Falsifying Financial Statements 24. Collusion with Other Financial Institutions 25. Facilitating Tax Avoidance 26. Violating Environmental Laws 27. Insider Dealing 28. Illegal Credit Practices 29. Unlawful Trading Practices 30. Market Abuse 31. Mortgage Fraud 32. Offering Illegal Financial Advices 33. Breaking Advertising Regulations 34. Violating Data Protection Laws 35. Illegal Asset Freezes 36. Unlawful Interest Charges 37. Failing to Prevent Money Laundering 38. Illegal Derivatives Trading 39. Participating in Ponzi Schemes 40. Unfair Business Practices 41. Violating Corporate Governance Norms 42. Abuse of Financial Instruments 43. Engaging in Predatory Lending 44. Violation of Fair Lending Laws 45. Illegal Debt Collection Practices 46. Violating Privacy and Data Security Laws 47. Funding Illegal Activities 48. Breaching Regulatory Compliance 49. Participating in Illegal Securities Offerings 50. Engaging in Unethical Investment Practices Specific examples: Over the past decade, European banks have been involved in a variety of scandals and convictions. Here are some specific cases: 1. Deutsche Bank: Involved in several scandals, including money laundering, interest rate manipulation, violations of the US-Iran embargo, and issues related to its relationship with Jeffrey Epstein. For instance, the FinCEN Files investigation revealed that Deutsche Bank’s top management knew about suspicious transactions amounting to over $1 trillion. They also faced a penalty in 2013 for their role in US mortgage transactions related to the global financial crisis and were fined €725 million by the European Commission for manipulating interest rates (DW). 2. Credit Suisse: Convicted of failing to prevent money laundering by a Bulgarian cocaine trafficking gang in June. A Bermuda court also ruled that the bank’s local life insurance arm was due damages for a long-running fraud committed by a former Credit Suisse adviser. Moreover, Credit Suisse faced issues related to the “Suisse Secrets” scandal, where it was alleged that the bank had human rights abusers and businessmen under sanctions among its clients. Other significant issues include involvement with collapsed investment firm Archegos, insolvent supply-chain finance firm Greensill Capital, and a spying scandal (Reuters). 3. Danske Bank and Estonian Branch: The European Banking Authority (EBA) opened a formal investigation into a possible breach of Union law by the Estonian Financial Services Authority and the Danish Financial Supervisory Authority over Danske Bank and its Estonian branch. This followed significant supervisory failures and raised questions about the effectiveness of anti-money laundering supervision in the EU (Transparency) 4. Danske Bank: Fined €470 million in Denmark over an international money laundering scandal. This penalty was imposed after the bank admitted to defrauding US-based banks in a scheme to access the US financial system. Approximately €200 billion was laundered through its Estonian subsidiary between 2007 and 2015 . 5. Swedbank: Investigated for potential money laundering involving at least 40 billion Swedish crowns transferred between Baltic accounts at Swedbank and Danske Bank from 2007 to 2015. Swedish and Estonian financial watchdogs opened a joint investigation into Swedbank . 6. Nordea Bank: Handled about 700 million euros in suspicious transactions between 2005 and 2017, with funds heading to shell companies in countries like the British Virgin Islands and Panama. In 2015, Nordea was fined 50 million Swedish crowns for breaching anti-money laundering and financing of terrorism rules . 7. Deutsche Bank: Acted as a correspondent bank for Danske Bank in Estonia, and was under investigation for its links to the money laundering scandal. In a separate case, Deutsche Bank was fined nearly $700 million for allowing money laundering through artificial trades between Moscow, London, and New York . 8. Credit Agricole: Through its private banking subsidiary Indosuez, was allegedly involved in money laundering, although the bank stated that Indosuez had fulfilled all its obligations regarding anti-money laundering . 9. ING Groep: The Netherlands’ largest financial services provider admitted that criminals had been able to launder money through its accounts and agreed to pay 775 million euros to settle the Dutch case . 10. Raiffeisen Bank International (RBI): Faced allegations of being the top recipient in a list of 78 banks in Austria that received funds allegedly linked to money laundering . 11. ABN Amro and Rabobank: Named in reports for facilitating several hundred million euros in improper payments. Rabobank was fined 1 million euros for failing to catch money laundering by clients . 12. Royal Bank of Scotland (RBS) and Citigroup: Also mentioned in relation to the money laundering scandal for processing suspicious payments from the Baltics, although RBS stated it was committed to combating financial crime and money laundering . How long do you want that I continue?! Or, you could search it yourself on Google or ChatGPT!!! It’s time to wake up!! The Great Resist instead of The Great Reset from criminal WEF….

NeonsTheory

I've not had any issue with Ubank (or ING, Westpac, or UP for that matter). Were you trying to move millions or something?

WSB_ThAw

Hab mal von Coinbase 40k€ an meinen ING Account geschickt, da kam gar nichts

TissueUnflawed

See recent threads at /r/BitcoinAUS Some people recommend ubank, others ING

Nielscorn

How would you lose on ING if you bought at ANY point before this month? Only one who lost on it are people who might have over leveraged on margin or sold when it went down for a bit. At ANY point this year if you bought and waited 1-2 months, you would have been in profit.

Newman49

I use Cro through ING and have no issues. Free transfer of fiat then can buy through that. I also have the card so transfer into fortnightly.

Woodsy428

I use coinspot too. CBA holds the money for 24 hours before it goes through unfortunately. Haven't tried with my ING account yet

1nc_wz_legend

ING + Coinspot No dramas

Vegas_42

Dad of two here. I hope your parents know you're interacting with Reddit. Talk to your parents about Reddit and Bitcoin. If they allow you to buy Bitcoin, they can do it for you. Depending on your age, learn about self custody or let them open a junior depot e.g. at the ING for you. Then they can buy an ETF/ETN (available in Germany through the ING) in your name to get you some exposure to Bitcoin. But again: talk to your parents if you're under 18! My daughter is 10 years old and we talk about money and what investing is from time to time. I already opened a junior Depot to her name and for her little brother as well. She is interested in Bitcoin, but I'm the one holding it for the family. Don't get this wrong. Involve your parents.

njamimaranga

It will pump. Market sentiments, new ceo. It won't make the former heights but we are looking at most a 6 from the current 3.5. Thats profitable for trading but not HODL ING

Bitcoin1776

I can pretty much assure you what happened (because it happened to me, but I had no bad outcome). Keepass (what is being called a 'password manager') is 100% secure. However the password to KeePass was something like "Bitcoin" - which yes, can easily be brute forced and KeePass doesn't stop brute force. The hacker got his keepass file from his harddrive... this is extremely hard to do (in normal circumstances) - EXTREMELY hard... except Microsoft now 'auto syncs' your entire hard drive using One Drive - unless you aggressively deny it (I do). Google Drive *can* do similar. So basically I can almost assure you the 'dad' clicked the default options on windows install - which steals all your Bitcoin keys / self hosted password managers. Now Microsoft is setup (again by default) to let you get all that easily from anywhere in the world.. F'ING GREAT! All you have to do is reset your password - which can be done by text or email. He would have known if his phone was stolen, so they must have cracked his email. Again, emails are similarly setup to open anywhere in the world via text or email to some other old email. Another possibility is reused passwords - like your home depot password is your email password as well.. ALL BITCOINERS MUST SET UP --- EMAIL --- TO 2 FACTOR AUTHENTIFICATION. This will stall a hacker a least a day. In my case, they had been targeting me for months / years, with advanced 'phishing' emails (use of real name, business intent, possibly legit files to 'download' etc). I fell for none of this. Eventually they stole my phone (using a T mobile Israeli office - they steal your phone number, not the device, also called 'sim swapping' - but it's fully remote and you can't *really* stop it - any $10 hr worker anywhere in the world can defeat you). After stealing my phone - they reset all email passwords and financial accounts - using 'text to phone' to override - and then 'text to email' once email was secured - this basically breaks into everything in the world. And while doing all that - they also IMMEDIATELY - hacked my G Drive, One Drive, Drop Box, etc. and grabbed everything there (this would be where people keep their KeePass or BTC seeds). > I'm personally not huge on 'self storing' - as a similar incident where my dad was the backup - he threw the USB drive 'into the junk drawer' - and then the paper with all the info in a book.. that he gave to the library.. - IF you give parents / relatives a hard copy of BTC info - PUT IT IN A SAFE - not because it's relevant, but this prevents them from easily losing it. Also my dad had movers grab all his stuff one day, and if they grabbed USB drives he would have never noticed for months... a Safe is the only real way (don't even give them the combo if it's a 'only if you die' tool - this is particularly good for spouses / friends). Anyways - from the time they Sim Swapped me in Israel (9:30pm on Friday) - to the time they had downloaded all cloud files and cracked all related websites - was 5 MINUTES. Five minutes.. In my case, I don't use any cloud storage, immediately delete / uninstall OneDrive (as I understood the risk years ago), and my G Drives... well I got 6 of them. My main one is not with my main email, etc. The only financial account they got was Coinbase - and even though I notified coinbase as fast as humanly possible - coinbase DID allow them to sell my BTC for 'penny stocks' - as whitelisting doesn't stop that... in this case, the penny stocks did better than Bitcoin over the 3 months it took for CB to give my access back.. all the while deny I have any money at all.. the hackers submitted 'verified ID' (fake licenses / passports) at roughly a rate of every 30 minutes, over a 7 day period. > They only way to notify CB is to buy a burner phone, setup a new account, and then call CB from your burner and wait 3 hours explaining it to some fuck stick moron who can't speak english. I carry burners on me, and was at an airbnb with no wifi - so not only did I lose signal (which you really wouldn't pay attention to generally, could be storm / tower, could be anything, and your phone doesn't notify you) - but I also lost internet because no wifi - that's why I responded so fast - I notified Coinbase within 30 minutes. Coinbase refused to take any action for 3 hours. !!! - and then only agreed to halt trading after 1 week of me calling them constantly - EVEN AFTER they noticed the identity theft.. But the basic steps to stop this: 1) Don't do any 'auto sync' cloud storage stuff, delete One Drive like it's cancer. 2) Setup email on 2FA - Google Authenticator to crack (TONS less secure now that it is auto cloud'd). 3) Develop a 'unique' password system. This is easy. Think of a word - let's say Bitcoin. Then think of numbers - let's say Bday 4 social - then the website you are on - then special letter. Then shorten the word from Bitcoin to B. So it'd be like: B0115794321Reddit* Nobody is ever cracking that... 'long and crazy' is a small part - the MAIN THING (I use to run with hackers) is the UNIQUENESS "Reddit" - you can't use a bot to auto crack passwords if they all unique. And if you don't know, for $5 I can bet like the top 5 commonly used passwords for every reddit users / and their linked accounts. It's just like a $5 / month fee to get access to all passwords ever leaked - with very good 'networking' (list of websites used) information - only unique passwords stop this. > Another possibility is they hacked the Microsoft account - and his windows profile was set to 'roaming' (again, another bat shit stupid default you must deny) - when set this way, I can duplicate everything on your desktop anywhere in the world in seconds. This is probably more likely than the OneDrive crack, as hopefully the dad would have stopped OneDrive but wouldn't have even known his profile was set to 'roaming' as it's completely pitched as a 'security' feature, when it's the opposite. The hackers have 'hacked' my Microsoft account like 30+ times. This is the only account they hack repeatedly, that and Instagram for some reason lol - ahhh... probably looking for blackmail. 4) Any true self storage needs to be on USB / not your hard drive - keep it disconnected by default, and in a safe so you can't misplace it with ease / 'internet repair guy' steals it and you don't even notice, etc. 5) Keep a VOIP, burner phone handy - know how to use it. I was traveling, and all T mobiles were closed next 2 days (weekend). Without burner I couldn't uber, or do a million other things... 6) You can't really trust anyone else to understand the importance of not being careless. Either buy them a safe... or don't trust them. Dude is blaming his dad (get it) but other than the super easy KeePass password, the rest 'could happen to anybody' and 'f you' for trusting someone else with your life.. even if pops. But ya, my pops made it easy and obvious to me not to trust him haha. Girl Partner did the same, she can barely install windows - I'm positive all her files are OneDrive / remote user profile'd. 7) Your biggest enemy is the internet. You could have a poster board with your seed phrases on it, and go 20+ years without a theft. Anything connected to the internet, getting hacked by anyone world wide... give it like 3 weeks. Paper - physical safes - are your friend - computers are NOT your friend. That's about all I can think of. And (obv) set everything to 2FA rando number code, if it's email or financial. And be aware that these fuckers who shove shit coins with no true market down your throat - basically make whitelisting pointless. You should be allowed to DENY trading into this 'hacker scam' coins - but you can't - so be aware of it (if I have BTC and can not withdraw... I can buy 'SHIBE' or similar penny stock 'at market' - while selling my SHIBE on another website... and effectively I've withdrawn all the funds, and bypassed whitelisting... with some 20% loss or so). White listing should also apply to all coins / markets you don't actively engage in, IMO. But ya, KeePass is safe - this issues is *most likely* a Microsoft 'auto update to cloud' system - and then 5 mins later cracked open - and the user / dad never notified at all.

Citizen_Kano

I use ING bank and never had any drama buying from exchanges. I've never once gone over 10k a month so I don't know if there's rules about that

geogiam2

ING in germany is woke and broke I heard

melbdemons20

Nab were never a problem for me. I couldn't imagine ING giving a fuck either, bonus their savings account is 5.5% also.

Timtastic7

In the same boat here I transfer to ING and then deposit into exchange. ING have unlimited transfers to crypto exchange but a $1k limit on instant transfers

Boring_Ad4003

Binance has the best UI imo. Ironically, my banking app comes as second (ING) They're easy to use, you can do *everything* you need from within the app.

matifalcone

ING has blocked my account twice, when trying to buy crypto from Binance P2P.

psionix

ING bank was giving out 4-5% interest savings accounts either before the 08 crash or just after

claunecks

I was sleeping exactly those hours so literally nothing happened to me. The spirits protected me from fomo ING into something really hard if I was awake

cryptowalter4572

I'm an expat in Thailand. I have used ING direct for the past 15 years and the only issue I have had is that osko payments on the odd occasion are not instant. Used mainly to buy btc and with Wise.

yebslyrics

What you do in the bear market will surely set you apart for the bull run. Let's continue DCA'ING guys

LukeDarbs

I'm with ING and haven't had a problem thus far. Touch wood

TsunamiiPapii

I've had issues with Westpac and ING, friends have had issues with ComBank NAB is apparently okay

LukeDarbs

Can you not? I'm with ING and have no problems?

claunecks

Fomo ING into an Asian dex pump and dump coin

BlyG

Look at the 4 year cycle, notice the peaks of price are 4 years apart. Notice we are in the valley now. The longer he waits. The more risk you are in of orange pill ING a relative when the price is high. This is a relationship killer. The time is now. November of 25 is the wrong time. And one year on front of that date is wrong time. Two years on front side of that date are wrong times.... four year cycle. Learn it. Orange pill-ing anybody at the wrong time of cycle sucks.

roundhousespank

its not much but its F\*\*\*ING HONEST WORK :D

simplicity92

Hi 5! Im also DCA-ING weekly. But i do it in USDT if the charts are green. If it goes red, then ill change that USDT to sats

Open_Platypus1573

I am still using ING to transfer to Kraken, but my only way to deposit money to coinspot is gone now. Thanks commbank you assholes- happily stopped banking with them despite having done so since I was six. Shout out to dollarmites

Citizen_Kano

I haven't lived in Aussie for about 3 years now so maybe things have changed, but before that I never had any problems sending fiat to exchanges with ING bank

teeceaustralia

Thank you! Appreciate that. Some nice additions and well noted for on ramps. I’ve had to pivot to ING to deposit to my exchanges

Comicaz3

Ya know what would help them? __LIST THE FU**ING MOONS ALREADY!__

Orange_Tang

Don't you worry, his campaign is working on the astroturf ING as we speak. I'm so tired of seeing posts about this dude. He has less than a zero % chance of doing anything and he's kind of off his rocker.

No_Vacation3198

Budweiser Zzzquil KiL NYC - jewelry ING - bank Ton - furniture

Marzlanda

I use ING in Australia without any problems. I also use Citibank, but they are now owned by NAB, so things may change with them :/ I enjoy using Revolut for small supermarket shopping, but never for large transactions. I like being able to store photos of my receipts with each transaction. The level of detail with transactions is good, but other features are a bit hit and miss. I had a portfolio of US stocks, but had to stop using this after a loss of trust, when for some unknown reason, I was locked out of selling and buying, until I contacted Revolut Support. Took some time for them to resolve the issue. They never said what had gone wrong. *"iTs FoR yOuR pRoTeCtIoN"* \-- That's exactly how I felt when Westpac cut me off from transacting with Binance. I was furious, and felt I wanted to immediately close all my accounts there, after years of my loyal service with them. I had to take a cold shower to cool off.

TheDankPhptographer

ING dont

iaco56

Yeah the random ING pick one of her friends daughters who works in finance told her it’s a good stock and she wanted action on it but didn’t know how to buy so I bought it for her lol miss her dearly

kurnaso184

> I’m 27 so I figured I can withstand the risk > 70% in crypto. 52% Btc, 35% Eth [...] > 15% in liquid cash > 15% in stocks. IVV, ING, GBTC Looks you're doing just fine, buddy! I wish I'd be like you. I started 10+ years older. Few points: * Do you have a regular income? If so, then you don't need to have 15% in cash. You can keep enough to cover say 6 months of your expenses and emergency cases, after you judge your risk level (car? house? medical? etc). Cash is also helpful to buy dips in crypto and stocks, but you didn't mention this case. * Why gbtc? Is there any point, if you can own 'real' btc? Even if you bought in discount, there's still a high risk, I guess. * In general, make sure that your ETFs and stocks are well diversified. IVV is fine, I guess. I personally don't want to buy individual stocks. I judge myself not knowing enough. (I prefer to use my time researching about altcoins 😝) The general idea is, if all crypto just evaporates, you should be still able to pay bills and survive. I think you're there. > Got in November 2017 bullrun n got wrecked. You mean, bought on top? Yes, it's okay if you hold until the next bull run. If you sold at loss, hope you learned enough, not to do it again. > I wish I took profits this past bullrun n rebought but I didn’t. Same here 🙃 > Do you guys plan on taking profits n rebuying this next bull run > What’s a good strategy to implement? Yes. I plan to take profits in the form of DCA out. There are ways, like the bitcoin rainbow chart, to figure out more or less when to start and how intense to sell. We should accept that we can't time the market 100% and we won't always sell on the top. I'll probably cash out 30-70% of my crypto bags. Personally, I think that I have a big advantage by being pretty disciplined. If I have a strategy, I can implement it like a robot, leaving emotions out. (Let's not jinx it 😝)

BusinessBreakfast3

We're in a crypto subreddit, but I have to comment on your stock portfolio... :) So you have a broad S&P 500 ETF, great. Then, you have ING? The bank? How did you decide to do that? GBTC?! Just buy the actual asset! You have to comment on this allocation!

Think_Cat7703

can you still payID instantly from ING to bitaroo? CBA has a 1 day holding period now even with payID.

Tanikushokutomu

Aggressively haha. GIVE ME THOSE F'ING SATS!

Dettol-tasting-menu

I use Bitaroo. Sending money from ING or Macquarie Bank, so far no problem what so ever. Instant fiat but never tried sending bigger amount like $20k you mentioned. As for major banks holding up funds, all I heard was one single case. If it’s their official policy we would have heard a lot more outcry.

rikbona

With ING in Italy I had 3% till 6 years ago, then they changed to 0,2% 😅

tmztmz2

Im not sure what my ING is at anymore, i used to check before mortgage but now im poor

Xuul5000

Decided to go heavy in April 2021. You know, when the Stock Market and Crypto were at ATH. Waiting for 2.2 years now, Crypto Market down 2 Trillion from when i got in. DCA ING here and there, waiting to just get even. It will be years I'm guessing...or never

anomalousone96

I used to use CBA but now they delay deposits for 24 hours have a ING account that I use for crypto deposits that goes through in about 2 minutes

bodgey2021

ING direct. No dramas at all. To Swyftx. Easy as.

FlyingTerrier

So far okay with ING. It really does feel like an orchestrated attack.

Double-LR

Well. You’re not really dca’ing if you blow your whole load at once. The whole point of DCA is to spread the purchasing power out. If you pop the whole cherry now.. what if it goes down to 23? Wtf then my man. This is why you spread out. Dca. Blowing your whole load because you have a wad of money in your hand is called FOMO’ING THE FUCK IN. and friends don’t let friends FOMO the fuck in like a regard. It’s your money though, at the end of the day, if you feel the bull is upon us and you just need need need that coin then by all means go for it. I think most people would prob just increase the amount you dca, it seems like you could do that and in a short time you’d have the whole coin and you would also have the opportunity to buy at lower prices should they come our way.

dropdx

The past year I've only been DCA'ING into BTC and ETH... Feels good man

bt_85

One of the more telling events that happened to me was talking with someone about a project running on an L1, and of course you needed to use their coin to participate in what the projwct function is and does. And the other person asked "wait, why do you need their coin? Why can't you just use the main one (eth, avax etc.)" And there was NO good reason to give them other than "so they can print value out of thin air." Even when it came to DAOs (which is just crypto reinventing voting shares and pretending it's not a security) they asked what if they just don't do what people voted for? Is there any recourse? Nope! And isn't there still a central team and figure enacting all this? Yep! Oh, and staking? Yeah, I remember buying a CD through ING 20 years ago.

alreetmatic

Pretty sure I am getting 5.25 with ING but there are hoops to jump through to ensure that every month

tmztmz2

Oh nice, ive only used ING for savings (when we were saving for a deposit, havent kept up since then)

tmztmz2

Who you with? Im with ING, i got no idea how much they pay anymore haha

CatBoy191114

With the meme coin I'm currently DCA-ING into it is 100% emotion...

layzor

Oh what? I was able to send my DCA 2-3 days ago from ING.

savinelli_smoker

ING Australia Macquarie Bank Australia Not sure if they’re “friendly” at least no problem so far.

Hello_Work_IT_Dept

ING seems to be the real winner lately. Op should have closed their account on the spot.

37Schmeckles

GOLD - 100% do this. Lots of competition in banking at the moment. Free sign ups, great interest rates. I hear ING bank is pretty good. Suncorp had no beef with my crypto whatsoever. Also have a great southern; theyre a little shit but i use it exclusivelt for gambling and still ok for the time being…

islandchild89

Take profits, I got in around .00000025 area, best sell was .0000045. I sold most after binance listing, then trimmed my postion down to a moon bag ( like 5mln pepe )just in case it takes off again for some reason or next bull. Always pull your intial when possible then its a free trade. PEPE was a blessing for me as I started in oct 21'. Finally my port is green again. Moon bag is still 4x up, will sell if it goes to 2x. 99% out. Still a minnow but that really helped my overall. Stuck to the plan and yes i shorted it back down to the OB. Longed it in futures on the way up too lol. Im doing way better since i switched to not listening to anyone lol. My strat, my plays. Caught CGPT, OPTI, DIONE, ING moves at the same time and rolling profits into the DCA pool for blue chips and passive earnings

Shawmattack01

The grand old British Empire was built on government debt issued in the form of HUGE STICKS OF F'ING WOOD. Not even making that up. Look up tally sticks.