Reddit Posts
Where to invest 10k leveraged from CC cash advance (5% fee)?
Received little over $4k for WF settlement. What should I buy?
Would you go long on me if I was a stock?
Yellen's all but gives away who will and who won't be rescued...
Vanguard CD, do I need to do anything at maturity? Will it roll over?
Okay, okay, bulls I can't tell if this is a rally or bulls***
This is a weird whale play…🐋
Detailed comparison of the (M)AANG stocks performance through the years...
Is it illegal to purposely not paying back credit card debts in order for the banks to lose money, while shorting the banks?
Tried Fidelity brokerage, underwhelmed, anything wrong with staying with Wells Fargo?
Netflix’s Qwikster 2.0: Growth Loss and Pivot into Gaming
Buy $XLF before Thursday's momentum fund rebalancing
I have about $2k sitting on the sidelines. What should I do?
Apes face the greatest Marshmallow Test in history. Will you pass? [Psychological DD] 💎🙌
Mentions
Really, anyone you want. I personally will only use institutions with brick and mortar locations, but some people don't care about that. Some of the Chase and WF locations have a Investment person or team on site. Fidelity has some physical locations, but don't do traditional banking.
Yep, Im pretty sure I can do an in kind transfer. But once my SWPPX positions are moved yo WF, I assume they have to be liquidated in order to use their S&P500 Direct roboasvisor for the TLH benefits. Liquidation at that point would be a taxable event, no?
Well, banks, for one. The Fed ran some [low-stress capital tests](https://www.investors.com/news/goldman-sachs-wells-fargo-jpm-dow-jones-federal-reserve-stress-test/) last week on most of the top banks and freed up a lot of cash for them to work with. Goldman's probably buying. WF and JP are probably eyeing some buybacks. Plus, the Baby 401k. Who knows how this is supposed to work, but at current birth rates it's around a $1m daily injection into markets.
WF cash account works just fine for emergency cash. SGOV is a treasury ETF and a little less liquid cause you have to buy and sell but also has its advantages like a majority state tax free when compared to HYSA interest. Both taxed at federal level though. Maybe a mix of both? You can buy SGOV at WF in the stock investing account.
I still use WF but a majority of my interests lie at Fidelity now as I outgrew the WF platform and needed some additional brokerage features. Rates always change at every bank/broker unless you buy a fixed instrument like a CD. WF is still holding at 4% or 4.5% with the boost for now though.
Catalysts: WF Holding Ltd announces entry into the digital cryptocurrency field https://www.prnewswire.com/news-releases/wf-holding-ltd-announces-entry-into-the-digital-cryptocurrency-field-302489445.html WF Holding Ltd announces plans for major investment in China https://www.prnewswire.com/news-releases/wf-holding-ltd-announces-plans-for-major-investment-in-china-302489467.html It halted down, couldn’t tell ya, been halting all day all I know is I got in low, sold near the peak, and then bought back in at the low at 8.24 which isn’t very low compared to it’s averages, but I took profits so NFA, I’m betting it halted this time on the way up, before it was on the way up then on the way down, I’m betting it shoots and then I sell again unless this halt makes it sink again, either way if I sell right now it’s at a profit so I’m being risky but I didn’t put more than what I gained so play at your own discretion
The credit card isn't very good. I had my selection up and I declined it after reading the reviews from people who had it. Randomly closed cards for spending too much, etc. I throw 5-10k thru my amex gold card a month and had eyed the RH gold card as a possible replacement for some of that spend that doesn't get me bonus points. Read a ton of reddit posts about getting shut down for spending 4k on the card or dropping 3k on tuition or large tax bills. Etc. I'd look into WF active cash, Citi Double cash, or fidelitys 2% card if you're looking for cash back. Us bank had a really good card but it got nerfed pretty hard.
You prob figured this out by now but WF is garbage. A friend of mine had his account hacked, money stolen, found out it was prob an inside job, and WF essentially said its not their problem and didn't help or coperate with the investigation. Had to be subponead to even release any info on the IP address etc.
I thought they don’t even supply WF anymore
WF steals their customers data and you would take investing advice from them?
WF just literally said tesla will drop 60% and it's still green rn?!!? Lol
All of those people should have switched to Truliant when WF used political leverage for a takeover that cost retail investors billions. If you are still there, it's your own fault.
I have 9 banks, WF is one of them and they are good to work with. Fast transfers, early direct deposit and no fees. Also have 4 cards with them, for sign up bonuses.
How you do business matters just as much as results. Your line of thinking is literally what WF was doing that got them into trouble.
You would be surprised. A lot of the big banks won’t due to “conflict of interest” as they have investment/financial advice branches. I was able to get one at Wells Fargo. Not my personal choice, but it worked. Fidelity is another alternative, but it’s like a hybrid account. I haven’t tried a credit union, but considered it. My current setup is a business checking at WF to pay taxes, credit cards, etc. A fidelity account to act as a holding account for profits/uninvested cash, and a brokerage account for trading
I dumped WF years ago because of shitty service, I would never go back!
I've been with WF for 20 years, actually I recently.closed out a regions business account and moved it over with plans to open a brokerage for three business. They've always been great to me and the local people and management are 10/10, CS is great , app and website are fantastic.
WF should have had their business license restricted for 5 years. No new accounts. (I don't care if thats possible under current rules, my point is really WF got off easy on something individuals would spend life in prison for)
WF is actually walking distance from my home and I'll walk past that bank every day without ever stepping inside.
The problem with this subreddit (and site in general) is there’s a rose tinted view of how the world, business, and markets work. WF was and still is a TBTF powerhouse, and frankly is only getting this feedback because of the publicity surrounding both the act and the punishment. Your other BB banks have their hands in arguably murkier waters and are lauded for their strong balance sheet management and overall performance. Ultimately if you’re coming here for discussion around equities that holds real weight, it’s not as easy as it was 10 years ago.
It’s gonna grow. People can dislike WF for what occurred years ago, but every major bank is guilty of the same thing. Logically speaking do people really think lifting the asset cap will somehow cause the company to shrink? Especially after it’s spent years cleaning up its image and processes? They will not allow the same mistake to happen again as they were severely punished for it already. You can dislike WF all you like, but the company is poised to grow.
It’s almost as though a top 5 bank is critical to the economy. WF serves a significant portion of households and small businesses. We need banks, and rehabilitation is better than destroying a large part of our financial system.
This plus nearly 90Bn in transactions announced has put wind in the sails of WF. I’d really beg to differ, they’ll turn it around and then some long term and before long the average consumer will forget (for better or worse).
I got a WF account in 2015, I had to switch banks a few years later after I found out they were essentially stealing money from me in the form of various fees and a bogus credit account they created, I guess it was hidden in the fine print idk, its the whole reason they got in trouble. PITA to close the account and move my money to another bank AND it dinged my credit score. Just awful.
By all means keep doing business with WF, but defending them against people who'd rather take their business elsewhere because you weren't personally affected is just dumb. >My anecdote is as worthless as your analogy. This isn't the mike drop that you think it is
I have a WF bank account since 1998. I got my first credit card with Wells Fargo 9 years ago. And I am 28. I never had a problem with Wells Fargo.
Speaking as someone that works at a different FI, the culture at WF is garbage, they can't stop committing fraud and paying the price for it, and it's only a matter of time until a regulator gets fed up and makes a real example of them. Hell, they had someone die in one of their offices and no one cared for four days. Any financial institution that doesn't security sweep every floor daily is just asking for corruption, it's a sign of a larger problem of complacency and oversight.
WF rewards, been thinking about swap to a points card for miles bonus, but at the end of the day it's basically one round trip. I've been lazily fence sitting on the idea for about 6 months, very sloth like.
I'd want it out of WF myself. You could put it in a fidelity cash/sweep account (like SPAXX) until you figure out what to do with it. Or HYSA to get FDIC till you figure it out (you'd need a few institutions to fully get FDIC coverage).
Right but you can still open a brokerage account with WF and open a money market fund
Record credit card defaults Record student loan defaults Record auto payment delinquencies Banks are sitting on 500B in unrealized losses GOP budget on track to add another 2.5 Trillion to the deficit Moody's downgrade - not just the US, but JPM, BofA, WF And tariff related inflation hasn't really started to hit yet... I don't see a bull case for this market that doesn't involve magical thinking.
She still wants her Wells Fargo (WF) savings account, so till-death-do-we-part from WF. To her it helps here think in terms of buckets 🪣 When we married she had $80k in there. Stubbornness.
WF downgrades RDDT and we lose emojis, well they just lost an account and all $11 with it 
WF downgraded rddt due to enlarged emojis
I have been building a sizable RDDT position, todays WF Downgrade makes no sense. people do not come to RDDT for an AI Type answer, they come for the community views, opinions, images etc.. anyway. bought 68 shares premarket at $105.40 to top off to 3,600 shares. the 4 puts if in the money ill gladly take the other 400 to make it an even 4,000 if not ill sell puts every week till assigned.
Wells Fargo is a bunch if fucking ghouls. Never bank with WF.
Thanks for the info. During COVID, I discovered I needed to up my game when it came to credit, and I've been requesting CL increases every 3 months, opening new cards, etc. I often times get denied for CLI's, unfortunately. I've definitely built things up, but it's a game that's always improving. Did you know you can 're-allocate' credit limits with some card issuers ? Chase and Wells Frago will do this. If you have a card with a $500 CL and one with $19,500 CL, you can move $9,500 to the $500 card. Then both cards will have $10k. Some day when I open another Reflect, I'll move $8k from my other WF card, then my Reflect will have a credit limit that is even $8k higher than when I just opened it. Hopefully WSB will let you do another post, as it'd be really interesting to see where things are after you complete your next round of credit applications. I appreciate you sharing the specifics - it's really hard to find anyone else that is doing something similar, so your data points are very valuable to me.
JP Morgan, WF, and BlackRock earnings today 
I remember when high P/E ratios used to be a warning sign, so started selling a bit of the US in late 2024. Then with all this trade rhetoric starting around the US inauguration about historic allies, I figured this wasn’t going to be good and sold my stocks early February. Did get into non-US, mostly in a “developed” fund, looking at Buffett buying Japanese financial conglomerates and the wealthy buying into Europe. Also EU weapons makers. Now some of the big banks (WF, Citi) are telling their customers it’s ok to get start wading into the swimming pool, so I’m starting to nibble.
You just use the total summary. No need to list all transactions. WF provides the info.
Straight out of the Jerk: https://youtu.be/rSWBuZws30g?si=FFUX4pOKp1f2s0WF
I would be very happy with that. I’ve got a large (many times the size of my WF account) pre-IPO stake that I have been holding for a long time and that I would very much like to get liquid on.
It might drop 50%.  Source: WF. 
WF downgraded tesler to underweight. Watch this stupid shit moon. 
Yeah, WF at 2.5 is: 35% corp bonds, 26% US equity, 20% TIPs, and then it’s a long tail.
The CFPB existing is bearish. They protect people from corporations. See: WF
OP's upset that WF asked them to write, and they can't write well 🤔 😆
That is not true, possibly just WF policy. Just open any other brokerage account.
I mean they all basically offer it. I have a WF in walking distance to me, with prime discounts it’s the same or decently cheaper than comparable markets in my area
WF just upgraded from 206 to 215.
Doesn't seem like that's the case since rhe only actual ticker op provided was from GS and he said the banker was WF. Bank/Broker CDs are usually issued by the institution their are held at since they are fdic products
I mean isn’t the WF guy kinda already overseeing AMZN grocery?
TLH isn’t going to help with VOO dividends. I do both though. I use the WF TLH and hold VOO. The TLH helps offset my short term ESPP gains when I sell and diversify or ordinary income.
Just set up an account, did indeed take less than 5 mins as I already had a WF account (4.25% cash). Hope this was a smart choice, it’s my first time investing in S&P500 and a bit of a newbie, but wanted to start
WF didn't even need SSN for loans back then if you claimed religious exemptions. Also, never buy MSRs from WF or do business with them in general.
You are comparing apples to oranges with $70k to $40k comparison. The 40% return I cited generating $60k plus of capital losses is referencing WF’s legacy portfolio that includes international (emerging and developed) as well as mid and small cap US. The new S&P 500 offering from WF will track the S&P like SPY, but with losses harvested along the way that will create some slight variance (“tracking error”) with the vanilla index. Good luck out there 👍
OK. So let's say you invested $100k each 2 years ago in SPY and this WF fund. The SPY investment is +$70k and assuming you sell, you will be taxed at long term rates on the $70k...so at most 20% which leaves you at a net gain of $56k. The WF fund is +$40k, and even if you don't pay a penny of taxes on those gains, the SPY investment comes out better. In your specific situation, you would be able to roll the additional $20k of losses to future years, but that still only puts you $4k ahead of the SPY investment and only if you are in the highest tax bracket. This assumes that you don't have to use any of your losses to offset any short term gains that the WF fund may accrue: For example, they discuss selling Coke to buy Pepsi and then 31 days later, switching back possibly. One would assume that when the additional Pepsi shares are sold, you would have a gain. I get the theory behind it, I just don't think it plays out that way in reality most of the time. Maybe I'm missing something. Seems like everyone who uses WF is happy with it so you do you. I just always get skeptical when people start claiming that losing money is a good thing. Sometimes people act as if deductions are an IRS cheat code for free money.
You are misunderstanding how tax loss harvesting works - recommend you check out the links in the other replies below. The Investopedia link and WF white paper are good resources. The portfolio that has these harvested losses for me is up 40% over the timeframe when the losses were generated.
[here’s a bunch](https://www.fool.com/money/credit-cards/landing/top-credit-cards/?advertisingadgroupid=154591600282&advertisingadgroupname=ta-cc-co-adw-na-topbest-5-na-broad&advertisingcampaignid=20501194527&campaign_group=641519363944&gad_source=1&gbraid=0AAAAAC-fZv5j23uhc7MCLa3c-0wb8gLjo&gclid=CjwKCAiA34S7BhAtEiwACZzv4ROdtjdZWCvL6a7Ot2QS3Ypa2wmQj9rMV6oERnaHkc1zsZLvs1ZG9RoCAAUQAvD_BwE&publisher=ta-cc-co-adw-na-topbest-5-na-broad&utm_medium=cpc&utm_source=google&testId=ta-cc-topbest-core&cellId=0&campaign=the-ascent&source_system_name=fool_splitter) plenty of 15-18 rn. One 21 through WF if you want risk banking with them.
What happens if you change your mind? I bet it's tricky to manually unwind from 500+ stocks in your basket. And if you want to transfer to another brokerage? Are they buying fractional shares? Not gonna be easy. Great way for WF to lock you in.
WF has harvested over $60k of capital losses for me over the last several years. I would hardly call that BS. For 9 basis points, it's a heck of a deal.
Of course, Wells Fargo gets a mention. There are no regards like WF regards.
https://www.amazon.com/Art-Science-Technical-Analysis-Strategies/dp/1118115120?pd_rd_w=LxA84&content-id=amzn1.sym.8316a2b5-cd70-46ae-8cd3-b6d53778915d&pf_rd_p=8316a2b5-cd70-46ae-8cd3-b6d53778915d&pf_rd_r=R0N1DE35ZPSS3D6R48WF&pd_rd_wg=zQS2C&pd_rd_r=24df0d48-59e0-4f67-9907-aef74f4f0b69&pd_rd_i=1118115120&psc=1&ref_=pd_basp_m_rpt_ba_s_1_sc
WF special promo from earlier this year, good till next year :)
First off, move the WF savings money into Fidelity while you figure it out. The default core holding should earn \~4% interest as cash (it will most like be SPAXX as the default, you can change but SPAXX is fine.) You didn't say what a "good chunk" is or what the average expected house price is in your area... So I'd just guess and say each month just take 6% of your cash balance to split and put 2% in VOO, 2% in QQQM, and 2% in VT or VXUS. Keep doing that until you are ready to buy the house. To start off maybe do a larger first chunk as a baseline entry point and then just keep cycling the cash in. To me this seems simple for a beginner without getting more involved with other short term trading strategies.
then you work for small companies lol. apple, JPM, WF, BAC, Toyota, cisco, UHG all have apps running on mongo
WF is probably the worst big bank, which is saying a lot.
>Why do people care that Citi bank downgraded to a sell? It’s literally a bank that could potentially have to rival NU soon if they break into USA markets. Citi bank is just worried about a rapidly growing, amazing company. 1. They don't. Analyst ratings basically just reflect market sentiment. 2. This is huge cope. Citi is not worried about Nu. First, Nu doesn't really compete in a lot of spaces with Citi, like investment banking or many services outside of basically consumer banking. Second, customers at Citi aren't going to jump to Nu. The people who are banking with Citi are doing so because of the name brand/legacy/availability. Nu does not compare in those areas. Nu is competing for customers from banks like Ally if they come to the US, not Citi/JPM/WF. >If anything, the downgrade should be seen as a good sign. It shows that american banks like Citi are starting to feel a bit of pressure from how fast NU has been able to expand its user base. Hilarious lack of understanding about the banking market. You're clearly investing in something you don't understand. Good luck gambling.
You can't make a microchip without WF6 gas. You can't make this gas without tungsten powder. You can't get tungsten powder in the quantities needed from anyone else but China. See where this is going? If it's a broad tariff EVERY SINGLE MICROCHIP you buy will be more expensive. If you didn't know, almost everything has a chip inside.
it's all over the place tbh depending on your needs. I'd have to say XM5 for when I'm at home , AirPod Pro 2 when i'm at the Office or out, Jabra when at gym or moving around. I like the Jabra Active Elite 75t's for the gym, really nice fit for me and stay in, you can also connect to 2 devices. they are annoying though cuz you need the left bud in for the mic to work, or both need to be in. The Sony's WF-1000 xm5 are pretty nice sound but you need a really good fit for the ANC to actually work well. SoundCore Liberty 4 NC are just all around a great package for the price. AirPod Pro 1 - were good but now behind Wendy's suckin dick cuz crackle noise AirPod Pro 2 - pretty awesome - dislike using at gym though because they fall out to easily (me problem, not AirPod problem imo) Samsung Galaxy Pro 2 - pretty good , no real complaints but nothing stellar to say about them either.
I wonder if this continues. Uber x Cap One: Savor One (now “Savor”) x Uber One partnership ended Nov 14. They are offering $3 vs $9/mo, for 3 months, for people to not cancel monthly subs right now. And Lyft x DoorDash x Bilt/WF x Chase have now unleashed their partnership till end of 2027, that imo is pretty competitive with Uber’s overpriced rides/food in most scenarios I’ve compared. I’m in a HCOL area and Lyft is arguably 10-30% cheaper most times. I’m saying puts because unless Uber x Cap one figure out a way to compete with the new DashPass deal with CSP, I think we’ll see a huge influx of those Uber people. And they’re giving us 3 years to figure that out. And a ridiculous amount of monthly benefits. I don’t know crap though.
Yeah if your ass isn’t heading back to the office asap your WFH is gonna become WF India or WFAI
my analysis was WF and JP popped like 5% and that's about it.
No you don't, you generally need to be an accredited investor. You also need to do business with an investment advisor or investment councillor that has access to these products. (Think JPM, GS, WF, etc...)
Amazon is 43X earnings, Wal mart is 40X. I'll bet Amazon is far more undervalued than Wal mart with AWS. I'm not selling a god damned thing. WF can say it's worth 180 it isn't.
Apparently port strikes are bullish for Amazon. I ordered a bunch of non perishable shit off Amazon Fresh / WF and so many things were out of stock 
lol yeah/ I remove them from JPM,Morgan Stanley, Goldman, Citi.because they are dead in my eyes lol. Plus as a private client- I knew never to touch them with a barge poll. The buffet love affair with WF always amazed me. But Citi has been plummeting for the last decade. I bet there will be further news stories of amazing cock ups.
What the fuck just happened to LUNR on WF trading platform? It showed up .28 and has now reset to -.01
Keep in mind , Buffett(BerkshireHathaway)..was a MAJOR shareholder of Wells Fargo, when they were pulling all of their shit. Now that Berkshire has pulled out of WF, the scams have stopped.
All of the WF funds were sold off years ago. Every single Wirehouse has its warts. None of them have perfect records. Shitty retail bank mgmt from almost a decade ago is no reason to rule out WFA. B of A has plenty of issues. ML used to be intertwined with Blackrock. If you are a ML client, are you wary of your advisor if they buy shares? Surely not.
Not any more? Admttedly, I've been out of the industry for nearly a decade, but there was a period of time where it was just a "given" that a bank would have its own suite of mutual funds, and the only people who sold them were the bank's own financial "advisors". Certainly Goldman and JPMorgan still have their own funds; if WF got out of that business, good for them. (But I still wouldn't do business with them.)
We've always done self-directed, even with EDJ. We had one EDJ FA leave, got a new one who later went out on his own, so we followed him, but our accounts stayed at EDJ. We moved and stayed with EDJ then. We only moved all the EDJ accounts to WF when EDJ went off the rails with their interpretation of the DOL fiduciary rules. We already had opened SEP IRAs at WF, so that consolidation was easy. I love the WF interfaces. If you don't do the work and like the person, follow him. If you like your current holdings most if not all can transfer in kind.
The crimes were pretty branch specific. They bought my old bank, so I guess you could say we're adopted. I held shares of Bank of America when they paid one of my clients by accident nearly $2,500 and it was three months in a row, emailing the ACH notification as "DuPage County IL" but we're not in IL. It took me months to get them to correct that error, but I didn't sell my shares over it. Evil is in the eye of the beholder. Greedy people are in all sorts of jobs. And mistakes happen. The OP didn't ask about leaving WF bank due to bad behavior. There are other financial advisors, but that also wasn't the question.
Transfer in kind. WF is the devil. Sorry they stole your fees, hope that's all they stole. What does "one stock and one managed account" mean?
Sure, but WF stole from a bunch of their own clients. Lots of times. Paid billions in fines for it. Why support such an evil firm?
Why not manage your existing accounts yourself? That's what I do. We each have self-directed Trad, Roth, one Joint brokerage. WF has a pretty good online interface, ratings tool, report writer, etc. I've done the Roth conversions and annual contributions all online.
NVDA Targets  DA Davidson: maintains $90 Benchmark: maintains $170 Baird: raises to $150 JPM: raises to $155 BOA: raises to $165 Truist: raises to $148 WF: raises to $165 New Street: lowers to $143 Rosenblatt: maintains $200
WF Its actually true?I actually checked. Totally didnt believe this but relly WF?Why? Wouldnt they have fixed it by now?
I'm considering moving $100k from Wealthfront to Robinhood in order to take advantage of 1% boost on deposits and also the 3% IRA match. * Mid 40s/USA * Unemployed. Receiving VA disability payments each month. My wife is employed (which I've read is necessary for myself to contribute to an IRA) * The majority of the $100k is used as our emergency fund. I will do no investing with it * My wife contributes to her 401k at work (17%) * We have a mortgage (2.25%) and two car payments (2.94% & 3.6%), no other debt * Main reasons for this: take advantage of the additional money from RH and start an IRA for myself I'm wondering if this is a good idea or if I should keep everything in WF. I realize I would need to pay for Gold at $5/mo. but I've also seen people mention something about taking advantage of free margin to make up that annual cost. I'm not sure if I even need an IRA for myself since my VA payments are supposed to continue for life. Maybe I skip the IRA and just invest on my own? Any thoughts or insights on this will be appreciated. Thanks.
Go to Schwab website, open an account of the proper type, give answers to questions asked, setup transfer of assets from WF. Second choice is to call Schwab and ask for help creating account and transferring assets. It is generally very easy and straightforward. There may be a few asset types that will not directly transfer and you'll have to sell. WF will likely charge an account closing fee but if you ask, Schwab will likely reimburse it. Schwab customer service is generally very good.
The organic Costco produce is pretty good. Whole Foods definitely better for fish & meat. I’m a fancy man so I like the line caught tuna fish. Exact same brand, $5.50 a can at WF, $16 for a six pack at Costco. So yeah, we do both - but we’re saving a small fortune by getting dried goods and some produce at Costco. Never mind cleaning products, paper towels, toilet paper, etc.
They didn’t cheat their customers out of money. They opened accounts to stack their books. Didn’t charge customers anything. I would never bank at WF after working there. But don’t be ignorant about what they exactly did
I wouldn’t go chase or put your wife’s faith in a private banker. I would do something with low fees + easy UI + good customer service + transparency and get your wife up to speed on each of your investments. I find Wealthfront very easy to use but am transitioning to Frec for DI which has even lower fees than WF.
I am at 3% gains over the last 3 years (2022 was bad). My advisor fee is 1.10%. I can't go back past 3 years because the financial advisors I was with switched brokerages and we followed them. I am pretty confident I am going to clean house and just put it in VOO. I have 3 brokerages now, Fidelity, WF and RH. Thinking of putting in Fidelity, any recommendations on brokers?
Yes you don't have the ability to include stocks/sectors at WF with DI. It is one of the other. My problem with Flec as I mentioned is the portfolio not the DI .
You can pick from 5 indexes and customize each of them by adding/excluding specific stocks and/or sectors. They said they are also adding more index options and making it so you can pause/unpause trading of individual stocks. On Wealthfront, at least when I was using it, I had to set a risk tolerance and forget it. To be fair, it’s been a bit since I used WF DI.