Affirm Holdings Inc
$-0.72 (-1.04%) Today
52 Week High
52 Week Low
7 Days Mentions
Could it be time to catapult into $KPLT KATAPULT, Earnings November 9th, we will see if the growth is real, maybe a way to play is with options, this was recently tied with AFRM, AMZN, which were rumors until AFRM did have a deal/contract
HF Greed and Manipulation - $KPLT: Untapped Short Squeeze Data Galore. CTB MAX 75%, Avg 37%. Dark pool = 55% of volume. FTD : Heavy, AMZN + AFRM rumor, New partnership with Salesforce, 96m Outstanding shares, .5 days to cover. Multiple sources of info, but relatively close data.
AS REQUESTED - $KPLT: Untapped Short Squeeze Data Galore. CTB MAX 75%, Avg 37%. Dark pool = 55% of volume. FTD : Heavy, AMZN + AFRM rumor, New partnership with Salesforce, 96m Outstanding shares, .5 days to cover. Multiple sources of info, but relatively close data.
they have had that partnership for quite a while however that partnership doesn't mean dick if they dont have the consoles to sell... not to mention the regulation that was announced for buy now pay later that is coming which is why stocks like AFRM are down huge. your stock is fucking dead which is why its down $10 to $1\`12 today... you can only have so many huge negative earnings before the company goes out of business. They dont make money, its a company thats well established that loses money in a dying segment. youre fucked but keep holding because you losing money is good for the economy.
Agreed. The statement from the BNPL inquiry starting was something about how “Enormous” numbers of consumers have started using their services over the holidays. Amazon, Peloton (I know, they’ve tanked) Target, Walmart, and an ton more integrated AFRM into their checkout process. Americans have more savings than ever in history, inflation is up but demand remains high, and their price is all over the place. I like the stock. What’s happening now has absolutely nothing to do corporate fundamentals or company value. 10Y is up, volatility is spiking, MMer’s are looking to buy tech on the cheap and are using the speculative fear from Fed easing to wreck retail, as usual. Advice? **SoHaW** Sit on hands and wait.
I have puts on AFRM that are doing very nicley, because I looked into the company, read their 10Q's examined their business model, looked at competitors and came to my own conclusion they're a garbage company. I wouldn't be surprised if it's a $5 stock this year.
Staying focused on these today. They have more to give. Looking for GME to retest the 50/200ma on 5m chart before re-entry. Has bounced from 120 AFRM holding puts since yesterday. Looking for 60 and then 50$ bottoms today AMD continuation to 126. look for a retest of 134/135 before entry Coin. Just watching BTC support levels. looking for dip down to 223$ and 214$ BA looks like its turning off of the 200ma on daily and the downtrend resistance. great under 216
So you've been right for most of last year, but now they've been down a month you've concluded you were wrong? Presumably if you believed in the valuations at ATHs you believe in them even more now? I mean, this past month has been rough for me too. I primary invest in growth tech so I've been experiencing a recession level moves in my portfolio right now. The difference is this last month I've only become more bullish. Depending a bit on how strong you believe growth will be going forward and where rates will end up, stocks like AFRM seem to be trading at fairly reasonable valuations right now. I wouldn't go so far as to say most are cheap, but relative to other areas of the market a lot of them look attractive. Also not saying your stocks specifically are attractive either, the only ones you mentioned that I've looked into are AFRM and HOOD and neither interested me that much, but I'd still be surprised if these two didn't recover.
If MSFT, GOOG, AAPL, NVDA, TSLA give back 2020 gains like NET, AFRM, UPST and the rest of the high growth bubble did... we're looking at a disastrous year. Gotta hope big money doesn't panic sell mega caps or this is going to turn into 2000-2002.
Not sure why that's a joke to you. By your own calculation, AFRM will generate 137M from AMZN in Q4 ALONE. They also partnered with TGT, WMT, and fully onboarded SHOP...ALL in Q4. What was the TOTAL revenue in Q4 2020? 204M. So by your own calculations, AMZN will bring in 67% of their revenues YOY. And let me repeat...that's AMZN ALONE.
Fintech is definitely in a correction. Wondering if it will bounce hard like 2021 markets have or if it will be a slow grind up. UPST, AFRM, PYPL, SQ etc are way oversold. Potentially looking at 3-6 month 5-10% OTM call options on stocks above. Anyone have any thoughts on this? Obviously no one can perfectly time the bottom, but I have a hunch we are almost there.
AFRM is on my radar after 55% down, their system integration to the 3 Billions Amazon, Walmart and Target clients should show monster subscribers Growth in Q4 earnings after the holidays shopping season, I believe market will be under pressure until earnings season and I’m looking for better entry, I think PLTR is overvalued at over 30X revenue, Focus on oversold growth stocks like OPEN- FTCH otherwise wait for sell off to stabilize, hopefully by Wednesday after CPI DATA, only good thing about the CPI Data is that Gas prices drop in December:)
I’m thinking AFRM head start gives them a serious edge, in addition to the fact that credit cards target a slightly different commercial space, and their getting into BNPL might cannibalize too much of their existing consumer base. Just my thinking. Of course time will tell.
Buy oversold stocks that going to crash Q4 earnings, there is some stocks that trading at 52W low, has more revenue than their market cap and monster growth, this is buying opportunity week before earning rally, small caps mostly if you looking for high gains OPEN going to report 4B earning, FTCH had their best Q4 shopping season ever, JMIA can double on Q4 if you like adventures, AFRM will show on Q4 how many new subscribers they add from their new system integration with Amazon, Walmart and Target that has 3 Billions shoppers, GGPI has only 10% downside risk with high upside when they discover the new precept SUV soon and report their 2021 EV sales numbers, there is a lot going on with sport betting recently and GENI the number 1 sport Data is 80% down, 95% of the betting industries using their NFL data…VRAR stock is the most undervalue Metavers stock to buy into 2022…ARVL 80% down and can jump to 10 baggers very fast after they start production soon, 3M UBER EV potential, UPS and billions in orders on the book…market will be under pressure in the next week and it’s great buying opportunity on oversold stocks already that going to do Fast high reversal
But people have been using credit, at least somewhat successfully, for centuries of not millennia—enough for it to be a well-tested system. Of course the devil is in the details, making sure the stats work for the credit provider. So with BNPL being factored into credit scores, the next big step, I don’t see defaults being the death knell for the industry or AFRM, just as it isn’t for credit cards, mortgages, etc.
Well there are always low credit people in any financing system. We are a century+ past the point where transactional obstacles keep the average Joe out of the credit game. But AFRM is offering novel mechanisms—most importantly, and not to hammer the obvious—using economies of scale to incentivize retailers to collect less (the portion going to AFRM) in exchange for AFRM’s ability to draw in a wider pool of purchasers across the credit spectrum on the promise of extremely low to 0 interest. Yes, credit cards will continue to play an important commercial role, especially given its rewards structure, but AFRM is at the forefront of a rich yet unmined commercial gap: The masses of consumer transactions that would have never happened if the purchaser had to pay all up front or otherwise pay more when interest on credit is taken into account.
AFRM—Will have a huge chunk if not dominate the frown BNPL space. TTD—A sleeping giant in the internet advert works. TWLO—Literally every company uses it. HUBS—Similar reasons as TWLO ROKU—Is surviving and thriving in competitive SmartTV industry. DOCU—It’s ease of use and proprietaries are solid and Adobe et al are years behind. TDOC—People are done with going to the doctor in person for a head cold
I just edited adding my age (29) and period for investment (10 years). What should I think of changing to diversify more? I am willing to look into other sectors as well, was thinking of BA and AFRM. The only sector I am not interested at is medical, but I might think about it in a future, maybe JJ and PFE.
UPST- already profitable. Growing rapidly and consensus growth targets don’t include their move into auto-loans. AFRM- Amazon numbers not included in guidance, likely to be a big beat BLND- now so cheap it’s at the same valuation of its last private funding round
I like the Fiblv (5min) to indicate initial movement on the day before taking a trade. Up, over and resisting the top levels of the fib means up and vice versa. Also love seeing resistance/support on the 9ma GME – since the hate will come from here first – FTDs were finalized last minute yesterday AH. They were 13 days old.. wildddd… but that’s where the pump came from. WSJ somehow got an article out before it… also wild…. \- Looking at it under 151, bouncing off bottom of the fib and under 9ma. Expect volatility. Will not play calls. Support at the 200ma (145$), weak support around 138ish. Would double down on ITM puts when it breaks the 200ma and look to cut profits incrementally between 140-130. AMD – 3 bar play here. If the 10yr spikes today. That 130s support isn’t likely to hold. Same TA. Under Fibs. Bouncing off 9ma resistance. This loves to bounce quickly. Take money when you make it and review again for another entry. AFRM – best bet imo. Under fibs/$180/9ma. Take profits throughout. My goal here is 70$. BA not ready for me yet. Under 209$ its looking juicy. But will wait till it confirms under there or turn at top trendline near the daily 200ma. TNX tracks the 10yr yield (inflation tracker) – when it rises, tech stocks get hit the worst. Big cup and handle ready to break north on that. Look for stocks that do well in rising inflation. Love bios at bottoms. Eyes on some pen(y) bios Extra tidbit. \- B T C is a great indicator of market movements. Better than futures IMO \- Analysts will be a big factor in the coming year. They’re full of shit. 400k jobs expected when 200k hit last month? TF. I like to debate plays. Fight me keyboard warriors
stocks like AFRM and UPST had fantastic runs if you got out at the right time. Sadly some services are still telling their clients to triple down on these type of stocks despite massive current losses. So irresponsible. Don't fight the fed.
I mean if you wanna go FULL R and have the margin to do so then go synthetic short. You sell ATM calls and buy ATM puts. Generally you’ll get a credit. Sometimes a debit. Doesn’t matter because if it works you just double stuffed your Oreo. If it doesn’t, you are the Oreo. As you can imagine this is considered an extremely bearish move and serial killer levels of aggressive. The reverse is extremely bullish, also serial killer aggressive. You can do even crazier things with this, like deeper ITM calls (you’re super bearish right?). Here’s an example of an AFRM short I sim’d last month because I did not have the balls to make such a brazen move. As you can see, it would be paying off nicely today and I would have taken a 270k credit for initiating the trade on top of this: https://i.imgur.com/qH26D8d.jpg I did short AFRM, just more sanely. I’m doing fine thanks. This isn’t financial advice. It’s financial ruin advice. Don’t do it.
Think of the money going into Fintech right now. Investment in fintech in Q3 of 2021 increased 173% on Q3 of 2020. $93 billion was invest in 2021 by mid-December and we don’t even know the full tally of investment for full year. Likely it breaks $100BIGB. So, you are in at the right time but the winds of a bubble in Fintech are blowing. Affirm is an extension of debt that is not connected to the grid like credit cards and other debt. So college kids could be maxed out but still buying computers on BNPL. AFRM has raised Billions to put out this BNPL capital for a bunch of shitty distributed assets that can NEVER be re-collected and resold. So it could be that AFRM will actually be the pin that pops the Fintech bubble. But… When will that be? What’s the opposite of “never catch a falling knife”? I heard Pyramid schemes were okay as long as you get in early and get out early. Double down my man but getting out at the right time may be more about good luck than skill.
Interesting to see the technicals play out. Take a look at AFRM. Back in August, AFRM gapped up 30% on the amzn partnership. Today it touched on the nose where it was before the gap. It filled the gap perfectly and now an 8% reversal since then.
I agree, I've never understood the hype over BNPL. It's nothing more than a feature that pretty much any retail or payments company can add to their own offerings (and some of them already do). Not to mention that it's basically just a combination of credit and layaway dressed up in fancy new clothing. What is the likelihood that AFRM actually exists as a standalone company by the end of 2022?
Most of the market are 52W low and oversold, last day to buy the Dip before Friday covering and Monday Bull earnings season start, understand the market cycle and take advantage on opportunities Adding those 52W low oversold Goodies with fast reversal and crashing Q4 earnings coming AFRM Affirm recently circulated to the 2 Billions Amazon and Walmart clients, Both companies with around 1T revenue even if affirm will finance just 10% of that it’s 100B GMV FTCH Recent Acquisitions will make them the Amazon of the designers clothings, shopping season Q4 was overwhelming, 100% institutions owned, 10 strong buy with $70 analysts PT OPAD 1.4B Cap with 3.6B 2022 Revenue, 700M Q4 earnings expected, with monster growth plans
Most of the market are 52W low and oversold, last day to buy the Dip before Friday covering and Monday Bull earnings season start Following those 52W low oversold Goodies with fast reversal and crashing Q4 earnings coming AFRM Affirm recently circulated to the 2 Billions Amazon and Walmart clients FTCH Recent Acquisitions will make them the Amazon of the designers clothings, shopping season Q4 was overwhelming OPAD 1.4B Cap with 3.6B 2022 Revenue, Q4 over 700M revenue expected JMIA The Amazon of Africa, The best Q4 ever, finally adjusted to African shopping behavior REAL Yesterday report on 50% sells growth and ready for breaking record earnings report
Monday, I instantly started off well from HOOD calls bought Friday before losing it on AFRM, Tuesday I made some off QQQ Puts before throwing it into some dips that keep dipping. Wednesday morning I was off to a good start thanks to some F Puts which I later threw away into QQQ calls on the endless dip. Can't wait to see what I profit off today only to light it on fire shortly after!
ML’s best analyst share: “Reit. Buy; shares unfairly pressured following CFPB request Affirm (AFRM) shares were pressured ~10% late last week following news that the CFPB has launched an inquiry into the Buy Now Pay Later (BNPL) industry, requesting information from Affirm, Afterpay, Zip, PayPal and Klarna. We view the reaction as potentially overblown, and for the reasons we will discuss here, are reiterating our Buy rating on AFRM. We note the CFPB inquiry is focused specifically on Pay-in-4 (Split Pay) loans, which comprise only 10-15% of ‘22e gross merchandise volume (GMV) for Affirm, and a much higher percentage for the other providers. We also note that part of the CFPB’s information request relates to late/reactivation fees which Affirm does not charge, unlike some competitors. As such, we believe Affirm seems reasonably well- positioned among BNPL players to withstand increased regulatory scrutiny. And while last week is a good example of the headline risk we discussed in our note on 12/15/21, Affirm Holdings: Deep-dive on credit and regulatory backdrop, our conversations with industry contacts suggest major regulatory changes would likely require new rulemaking, which could be a a lengthy process…”. BLUF—buy low/now as it comes back to >$106 this quarter!!