Reddit Posts
🔥 PayPal (PYPL) - The Comeback Play! 🔥
AFRM and BNPL stocks are just bets on financial literacy remaining low this holiday season. Bullish on regards.
Haven’t seen anyone else’s $AFRM gains, is everyone missing this regarded run??
More US shoppers tack on buy now, pay later debt for Cyber Monday. (AFRM calls!?)
By now pay later orders up by 72% this Black Friday. $79m more revenue. Does $AFRM moon tomorrow?
AFRM EARNINGS CALLS/ PUTS Thoughts?
1.5 year follow-up on buying the dip on pandemic stocks
Is $AFRM stock a p&d? Up 45% in a week
AFRM is the Easiest mid-long term buy right now
Paypals New Ceo could be original Founder Max Levchin
Time to build a crap stock portfolio?
Why has the share price of Affirm Holdings done down in the last year even though the pay-later-get-now concept is more popular than ever?
How Shopify ($SHOP) 'shape shift' made e-commerce firm attractive again
Feeling stuck - if I just close my eyes for a decade will it all work out? Or would you act now?
$AFRM held VWAP zone support several times today, the daily is holding multiple areas of support making the name interesting over the next few days
$AFRM daily levels are holding the previous support zone, super interesting daily for the break.
2023-02-16 Wrinkle-brain Plays (Mathematically derived options plays)
Affirm stock cut to Equalweight at Morgan Stanley on overly large ambitions (NASDAQ:AFRM)
Hot Stocks: AFRM, BAX drop on earnings; CSII jumps on takeover deal; HIMS soars on upgrade
analysts are full of crap, and overpaid. what are some analyst scams you've seen lately?
Earnings short to make your adicks and aclits AFRM
Investors Lose Trillions As Founders Run 16 Stocks Into The Ground
XOM puts and SHOP calls to replace AFRM puts. 👩🏼🏫
Got some AFRM and NVDA puts after learning about options trading last evening. 🤷🏻♀️
$AFRM 17% short interest of float. Epic squeeze explained.
Issues with the BNPL futures? - $AFRM, $SQ, $PYPL, and others
Bears come out to play Once of every 15 years, usually for less than a year then go back to hibernate, are you going to adjust your tin foil hats? Let them eat your watermelons and bananas while you eat red crayons. I am using my plans to Tendie Town!
$AFRM CEO actively looking to make an acquisition. Here's why it will be $KPLT for a 10x.
$22.5 puts on $AFRM. Got them a few days ago. Do I hold over the weekend or sell at open? Position in picture
Only +142% more to go before green on SOFI 🥴
I called $DAVE and $SBIG this week, now I'm calling $KPLT. Fintech despac primed to bounce off this bottom. REVERSAL DD INSIDE (potential SQUEEZE play)
Why aren't lending/loan companies like UPST doing well during this inflation period?
$HEM the stock with inexhaustible profit source
Small caps outperforming, one of the early signs market has bottomed!
$250 in 20 minutes this morning with $AFRM
Russel 3000 inclusion trading discussion
Russel 3000 inclusion trading discussion
If I had a wife she would definitely leave me for her boyfriend (Positions: $AFRM, $U, $UPST etc)
If I had a wife she would definitely leave me for her boyfriend. (Positions: $AFRM, $U, $MVST etc)
Apple (AAPL.US) continues to increase financial services, and its subsidiaries will provide loans in the future
Discover Financial Services (DFS) could be in trouble
$AFRM earnings?- RE-Statement of earnings? -.19 vs -1.23 WTF is this? $60K Short
💰Good morning! #premarket #watchlist 05/13 $TWTR -Elon Musk puts $44bn Twitter deal on hold, $AFRM -earnings, $MULN -earnings, $MYSZ -earnings, $PTE -FDA Designation Granted to SkinTE®, $HOOD -FTX Exchange CEO Takes a Stake in Robinhood Platform ! Check it all in Realtime Stock Screener.
💰Good morning! #premarket #watchlist 05/13 $TWTR -Elon Musk puts $44bn Twitter deal on hold, $AFRM -earnings, $MULN -earnings, $MYSZ -earnings, $PTE -FDA Designation Granted to SkinTE®, $HOOD -FTX Exchange CEO Takes a Stake in Robinhood Platform ! Check it all in Realtime Stock Screener.
Small / Mid-Cap Innovative Tech bottomed and Mega-Cap Established Tech may fall further?
TRADING LOG - 10 MAY 2022 - AFRM 19 AUG 22 30/60 BEAR CALL SPREAD
Portfolio drops significantly
What is your highest conviction long term fintech hold at the moment?
Intuitions are loaded to the tits on stock they tell us to panic sell - over 90% ownership of share outstanding in these growth names - $VRM , $MRVL , $RBLX , $DKNG , $AFRM , $UBER
How Retarded am I? A Short Story of Poor Choices
Cash App Is King for Block Stock. A reacceleration of growth in the payments and neobanking app is reigniting investors’ faith in the fintech darling. Markets appeared to have lost faith in the hypergrowth potential of financial technology, with stocks such as Affirm, AFRM 1.24% Block and PayPal PYP
Come back confirmed 🥳🚀🚀🚀 https://imgur.com/a/HRhxLHD
AFRM broke lower. I suspect the stock to trade in the mid 30s.
Affirm (AFRM) is now down over 40% in the last 24 hours - anyone bullish?
Mentions
$AFRM Ready for launch off the volume shelf. 🚀 https://preview.redd.it/hlvqffhreupf1.jpeg?width=1038&format=pjpg&auto=webp&s=6b02a1a1608f4c66960ad3f3e967efc4a0e0dd74
Scanner picked up AFRM as an A+ long set up for swing so I took those at 3pm. My wife’s boyfriend loved this move too
Bad economy = LDI, KLAR, AFRM will keep going up
KLAR, the 4 payment king is ready to take down PYPL, SZL, AFRM
$AFRM calls printed thanks red-headed step child KLAR
AFRM calls under $80 this morning FREE
This thread wont let me post images for some reason but I can just get an llm to output the screen shot. I am getting crushed rn but these are the positions: **ORCL** \- Dec 17 '27 $300 Put * Premium: $59.12 (+$4.175, +7.65%) * Position: 1 contract, Cost: $51.00, Current: $417.50 * P/L: +$771.98 (+15.14%) **ORCL** \- Jun 17 '27 $185 Put * Premium: $10.09 (+$0.925, +8.24%) * Position: 2 contracts, Cost: $22.00, Current: $185.00 * P/L: -$1,971.03 (-44.7%) **CVNA** \- Jun 17 '27 $200 Put * Premium: $25.00 (+$1.20, +4.90%) * Position: 1 contract, Cost: $36.00, Current: $120.00 * P/L: -$1,030.52 (-28.6%) **AFRM** \- Jun 17 '27 $60 Put * Premium: $9.75 (+$0.45, +4.62%) * Position: 2 contracts, Cost: $9.95, Current: $90.00 * P/L: +$48.97 (+2.46%) **PLTR** \- Jan 15 '27 $160 Put * Premium: $34.00 (+$0.45, +1.32%) * Position: 2 contracts, Cost: $31.75, Current: $90.00 * P/L: +$563.97 (+8.88%) **CVNA** \- Jun 17 '27 $220 Put * Premium: $30.95 (+$0.525, +1.70%) * Position: 1 contract, Cost: $30.35, Current: $52.50 * P/L: +$111.98 (+3.69%) **CVNA** \- Dec 18 '26 $200 Put * Premium: $19.20 (+$0.35, +1.82%) * Position: 1 contract, Cost: $18.55, Current: $35.00 * P/L: +$99.48 (+5.36%)
I though he liked AFRM, so buy KLAR?
It’s not, KLAR is most focused on everyday transactions they have more customers than AFRM, KLAR is more focused on short term and they underwrite everything themselves AFRM doesn’t
I believe because it’s European and the public is not as familiar with it but it’s a better business model than AFRM
I like AFRM a lot, especially now they turned profitable so they can shrink that 500p/e. I like KLAR because of there’s that immediate upside that it may never retrace to. Gotta pay to play tho and scared money don’t make money
It’s undervalued vs AFRM. I bet it’ll get to $80 soon
they do less revenue than AFRM and are valued like 10B more at this point. KLAR is gonna bleed for weeks just like all the rest of the IPO's this and last month
AFRM $90c 17 Oct looking at me funny. Cheap drag down on Klarna bullshit
If you compare AFRM to KLAR, pretty close, but AFRM is worth 10 billion more. That means, KLAR is undervalued or AFRM is overvalued
So let me get this straight, Klarna ranks behind Paypal, Affirm, and Afterpay in market share and people think they're on to something special? If you want a pure BNPL play, go buy AFRM, at least they got all the top retailers: Amazon, Costco, Apple, Walmart (though Klarna has a deal with OnePay), Lulu, Target, Booking, Expedia, you name it. Klarna, well, you can finance your burritos from Doordash...
Never heard of AFRM, Chad it is
Klarna CEO is a hot chad while AFRM CEO is an autistic dweeb... I think I'd bet on the autist tbh.
Cautiously bullish. Comparing somewhat to $AFRM (competitor in the same space) whose stock has performed very well over the last 6 months. IPO’s generally have had median first day returns close to 20% lately. Klarna overall is the second largest player in this space (next to affirm) integrated with 500,000+ retailers worldwide. Their revenue has grown double digits YoY. That said, they’ve had persistent losses and there are some profitability concerns. A good one for the watchlist, IMHO.
Try Affirm, AFRM instead. Good steady growth, turned profitable last Q
Can't believe AFRM gave up all it's post earnings gains on klarna ipo news. Back to $80 was a fantastic deal.
You are right that IV before earnings is usually overpriced. The problem is not whether the trade has edge because it does, on average. The problem is how you are running it. Do it in size on AFRM, AVGO, ORCL and you are gambling on a handful of coin flips. The edge only shows up if you do it over and over to play the law of large number. Which has a few implication from a risk management perspective. – You must small size, lots of names, every quarter. Once again, the law of large numbers is your friend. – Ideally you want to stay vega neutral. That may not be easy on a small account across multiple tickers, but at least do not pile on all longs or all shorts in the same sector. You want a balanced book so one vol spike does not nuke you. T – Mind the strikes: you do not have to park right at the money. Selling wings, or structuring spreads, trims gap risk and makes assignment less of a headache. Also you have to accept the tails. There will be nights when something gaps 20–30%. That is the cost of the strategy. The only defense is to make sure it does not wipe your season. Earnings vol is candy, but only if you nibble in small bites. One or two big gulps and the market will soon remind you why the premiums look so fat.... Good luck.
Since when AFRM is a tech giant ? Regarding earnings play I would only do on stocks that you don't mind holding and also keep some cash on a side. Remember what happened to UNH after earning 6 months ago ?
They don’t always bounce back and at least not right away. AFRM is still down 50% from 4 years ago. Also remember tech as a whole dropped 85% during the dot com bubble and took 15 years to recover. Thats a long time to actively manage your portfolio and make no money.
I wonder how AFRM will do with the Klarna IPO this week?
AFRM has a market cap of 28.45B while KLAR is IPOing at a 14B market cap... bullish no? 👀👀👀
Just my opinion but not a fan of either. I used to work at Intel about 25 years ago. My option strike price was about $30 and had they not expired would still be under water. Lol. I like positive momentum so that rules out Intel for me. For chip sector, I’m a fan of TSM. Even when AVGO steals share from NVDA, it goes to TSM. As for Klarna… could be okay if they perform like AFRM but I don’t like their fundamentals and the recent IPO’s seem to be rushed and greedy. CRCL had a good run but that was huge hype of stablecoin. They have all wound down. If Klarna runs up huge and valuation is at or higher than AFRM, I’d go short with something like a slightly ITM put 3-6 months out.
Nice. I went from AFRM to LULU puts. Same kind of luck here too.
calls on consumer credit ($AFRM) poor people need money they don't have they will always be funded they will always be monetized
So compared to $AFRM which is better? I own $AFRM
Zoom out AFRM and they just announced profitability last week. Doubt it’s going anywhere.
Well I’m glad you decided to wake up and just spew bullshit. AFRM is profitable as of last week.
Commenting so I remember who I will be relentlessly memeing after LULU rips off earnings today. Yall act like times aren’t already hard NOW yet they’re still in stores buying apparel constantly. Look at AFRM and Klarna, America runs on debt. If people want something they just finance it immediately and don’t consider consequences. Similar to RL, LULU isnt the coolest but it’s a status symbol in athleisure. People may buy the flavor of the week brands like Alo but the GOAT brand is LULU. It will always have a place in the top tier of athleisure. All of you are injecting your own bias into your reasoning that LULU won’t recover and underestimating the technical and fundamental triggers in place. You all sound exactly like the UNH deniers both times it went down to 250. Your opinion is flawed and this is why you’re going to be sidelined again.
Affirm just made GAAP profitability. Disclaimer: I work for AFRM, but it’s not like you can’t verify the profitability fact.
You can hate the business model ethically and it could still be a great business. For some reason people don't look at comparables in the market ($AFRM) which is sitting at $27B a bit more revenue. They're basically the same business.
AFRM didn’t file for bankruptcy
Garbage company. Listen to the ceo. Slick Willy full of shit. He jumped on social media shopping and had Klarna pivot to an influencer shopping shit. When that didn’t work, he copied AFRM’s no late fees strategy, only to quietly reintroduce late fees (that’s how they make most of their money). He got Walmart exclusive by giving them a shit load of warrants. His latest bullshit is crypto. Klarna will use crypto. CEO is a shill.
Trust me. Buy $50k of, what do we got here, $AFRM and &XYZ puts.
But AFRM has lower delinquency rates than credit cards. So its customers can afford the things they are buying.
I have my doubts about AFRM customers being prime customers with sterling credit.
$AFRM will grind higher until economy caputs. disguised credit card, focus on prime/super-prime spenders, insane TAM and growth expansion. algos sent the stock high despite the eps beat being helped by non-cash/warrants. BNPL is not the bubble you think it is. (yet)
The PCE report screwed up many of these runs. I made money on AFRM
So, would stocks like AFRM, PSTG and CELH currently meet your criteria for shorting ?
Lmao so many fundamental misunderstandings. Look up “merchant discount rate”. You clearly have not done the work on AFRM
I mean you’re clearly just biased against BNPL and don’t understand AFRM. One of the key debates with the stock is the zero APR loans. They are literally interest free, paid for by the merchant. I have an 800 fico, make mid six figures, can easily afford all the stuff I buy on it, and I use AFRM. Why would I not pay over 6 months if the merchant offers it?
everyone posting AFRM gains... I didn't see anyone post yolo's on it :( . Missed this one. Regards, post beforehand so we can give you karma & inverse you all. Thnx 🚀
The point of AFRM is they have the best underwriting in the industry. Their customers are prime/near prime and can afford this stuff
Well these earnings didn’t play out well since stupid market crapped out. I made money on AFRM by the skin of my teeth.
AFRM printed hard today
Kinda forgot I had these AFRM shares. Guess I should probably sell here
These AFRM puts are actually worthless lol
My entire portfolio is CELH and AFRM. Puts on my liver
What’s the play for tomorrow? SNOW, MDB, AFRM calls to ride the momentum short term? Or just spx 0dte if there’s volume?
AFRM AMBA ADSK rocketing
Yeah I’m still looking for time to buy back some AFRM shares. Good company and good long term play
I am thinking 0dte calls on SNOW and AFRM. May be even ESTC and ADSK.
What’s the play for tomorrow? SNOW, MDB, AFRM calls to ride the momentum short term? Or just spx 0dte if there’s volume?
What’s the play for tomorrow? SNOW, MDB, AFRM calls to ride the momentum short term? Or just spx 0dte if there’s volume?
People have hated on AFRM over the years, calling it a meme/bubble. One of the stocks that the more you watch it go up, the more obvious it seemed a good bet. You see Affirm everywhere more and more as time passes. Would a struggling company be spreading like that?
Affirmly hold deez nuts I love being employed, but do wish I could have traded options on AFRM. If the rate cuts come we're spiking hard - a large portion of our costs are purely just interest rates. 1.5M revenue per employee and growing - and annually, people only think about us at black Friday, leading to people jumping in hard and spiking over the holidays. Hope the American economy holds up to keep it flowing.
No one here mentioned AFRM or IREN
AFRM provides strong annual forecast = average American consumers are struggling and can't afford to buy simple shiet outright 😂
That's not true. Look at AFRM default numbers.
RIP AFRM bears, the thesis holds, yet it went up 15% after hour because fuck you, that’s why. I don’t get it. Almost half of BNPL users missed payments in 2024. Too many bears and hedgies fucked them over ig
My 81c AFRM looking nice for tmrw
When does the company IPO that buys all the debt off AFRM? We could go 30 companies deep there’s no reason not to add another tranche
AFRM crushes it but the CEO has the charisma of a bullfrog. Hopefully market concentrates on the numbers and GAAP profitability.
AFRM just announced the United States government is buying 10% ownership in the company, but due to their limited cash flow, payment will be made in 12 easy installments.
a THOUSAND unlubed dildos up my ass for NOT taking chat-GPT's stock pick of AFRM seriously a few weeks ago. I would've been sitting pretty if I had acted on this "advice" instead of "testing it" like some sort of COMMONER... https://preview.redd.it/cbwb67ybotlf1.png?width=1828&format=png&auto=webp&s=6a46dcbeef8192f347cd04f1cea5349799ce68d3
Some person bought 1dte AFRM Bull Call spreads for $637k 3 mins before close and AFRM beat earnings today and is up 10%. He knew?
Some person bought 1dte AFRM Bull Call spreads for $637k 3 mins before close and AFRM beat earnings today and is up 10%. He knew?
Solid earnings in bull, hope it’ll steadily increase until tomorrow morning. I only had 5 calls on AFRM for $84 though. I’m so mad at myself.
Went 5-0 last 24 hours: PSTG, BBW, ESTC, AFRM all over 10%
66% wrong today. I simply don't understand how to trade earnings. I have 9/19 DELL calls. DELL raises revenue guidance by $4 billion and full-year profit forecasts, but slightly misses current quarter profits, and the stock drops. I have 9/19 WOOF puts. WOOF had sales drops for the quarter and sames store sales, but a small profit, stock increases 16%. Dang thing was already at 30PE. I'm holding all for a couple weeks more. Only correct call is AFRM.
If I was a credit card company... V or MA. I'd seriously consider buying AFRM before they eat their entire lunch.
Those AFRM numbers are.crazy good. And theyre GAAP profitable.
I can’t tell if my calls are fked or not for AFRM
My bets are probably not. 3% of their business and Walmart users might be considered riskier compared to their other vendors? But I’m also not playing AFRM because I’m very unsure
Yeah this is gonna print. I’ve got a similar setup besides AFRM PUTSSSS
Let's gooooo!!! VAMOS! MRVL: Sep 18, 2025, $80 Call (bull call spread 80/90, leg 1) MRVL: Sep 18, 2025, $90 Call (leg 2 of bull call spread) AFRM: Sep 17, 2025, $8 Call (long call) DG: Sep 18, 2025, $190 Put (long put) ULTA: Sep 18, 2025, $350 Call (long call)
Will losing Walmart affect AFRM bottom line?
BULLTards Calls Followed by AFRM Puts to end the week with Chef Kiss 👄👄
SNOW last night; AFRM today. https://preview.redd.it/upckfj7nbrlf1.png?width=141&format=png&auto=webp&s=2cd3530b3afbef77fd2a66f240fec80c737628e9