Reddit Posts
Pre-Market Gainers and Losers for Today (August 28, 2026) 📈 📉
🔥 Earnings Beat Recap – Momentum Watchlist
The AFRM stock strategy I analyzed yesterday surged 11% today!
Why December could be a big month (and a livestream you might want to catch)...
Diversification is for those who don't know anything
AFRM: Setting Up for What Could Be the Next Run – Here’s What to Know
AFRM Fundamentals Signal a Breakout
AppLovin itself became a stock to watch, with shares gaining 278% in 2023 and over 700% in 2024. As of Friday’s close, the stock had gained only 51% so far in 2025. AppLovin’s software brings targeted ads to mobile apps and games.
AppLovin itself became a stock to watch, with shares gaining 278% in 2023 and over 700% in 2024. As of Friday’s close, the stock had gained only 51% so far in 2025. AppLovin’s software brings targeted ads to mobile apps and games.
Lululemon shares plunged in extended trading Thursday after the company gave a much worse than expected full-year outlook.
Jefferies analysts said the sharp rise in U.S. tariffs on Indian exports will likely have limited impact on local lenders, as direct loan exposure to affected sectors is small and government support could cushion the blow.
Nvidia denied speculation of supply shortages in its high-end AI chips, saying reports of constraints are unfounded. Shares fell over 3% Tuesday.
UBS said Stock market record highs are "no reason for concern"
Why the Supreme Court Might Uphold Trump’s Tariffs
Tariff tensions and questions over the Fed’s independence are compounding the risks.
🚀💸AFRM 💸🚀 Affirm Had Blasted Up on Strong Earnings Beat & Forecast
Pre-Market Gainers and Losers for Today (August 29, 2025) 📈 📉
After-Hours Gainers and Losers for Today (August 28, 2025) 📈 📉
JPMorgan upgraded fintech lender Upstart to Overweight, citing improving consumer credit trends and potential rate cuts that could boost demand for unsecured personal loans.
AFRM Stock My Analysis I've just re-entered trading, and I've been out of it for a year. This is my analysis. I see a cluster at 65, FVG, a medium-strength support zone, and the RSI indicator. This is my analysis of the stock. If anyone can help me or share their opinion, please let me know. I accep
Which stocks are seeing unusual options activity from institutional size whales, that are also setting up a technical breakout? Go through this shortlist and create a watchlist.
Chime set for long-awaited market debut after $864 million US IPO
I know sports betting but feel like a caveman on the stock market
I used AI to vibe code this table of high probability credit spreads for 5/16 & 5/23
Bought 101 AFRM $48P for 0.73 — now at 1.25 after AI news. Short-dated puts are still printing!
Buy Now Pay Later defaults rising - stocks to watch
More travelers are using ‘buy now, pay later’ plans to pay for trips — especially Gen Zs - Are you going into debt for your vacation?
🔥 PayPal (PYPL) - The Comeback Play! 🔥
AFRM and BNPL stocks are just bets on financial literacy remaining low this holiday season. Bullish on regards.
Haven’t seen anyone else’s $AFRM gains, is everyone missing this regarded run??
More US shoppers tack on buy now, pay later debt for Cyber Monday. (AFRM calls!?)
By now pay later orders up by 72% this Black Friday. $79m more revenue. Does $AFRM moon tomorrow?
AFRM EARNINGS CALLS/ PUTS Thoughts?
1.5 year follow-up on buying the dip on pandemic stocks
Is $AFRM stock a p&d? Up 45% in a week
AFRM is the Easiest mid-long term buy right now
Paypals New Ceo could be original Founder Max Levchin
Time to build a crap stock portfolio?
Why has the share price of Affirm Holdings done down in the last year even though the pay-later-get-now concept is more popular than ever?
How Shopify ($SHOP) 'shape shift' made e-commerce firm attractive again
Feeling stuck - if I just close my eyes for a decade will it all work out? Or would you act now?
$AFRM held VWAP zone support several times today, the daily is holding multiple areas of support making the name interesting over the next few days
$AFRM daily levels are holding the previous support zone, super interesting daily for the break.
2023-02-16 Wrinkle-brain Plays (Mathematically derived options plays)
Affirm stock cut to Equalweight at Morgan Stanley on overly large ambitions (NASDAQ:AFRM)
Hot Stocks: AFRM, BAX drop on earnings; CSII jumps on takeover deal; HIMS soars on upgrade
analysts are full of crap, and overpaid. what are some analyst scams you've seen lately?
Earnings short to make your adicks and aclits AFRM
Investors Lose Trillions As Founders Run 16 Stocks Into The Ground
XOM puts and SHOP calls to replace AFRM puts. 👩🏼🏫
Got some AFRM and NVDA puts after learning about options trading last evening. 🤷🏻♀️
$AFRM 17% short interest of float. Epic squeeze explained.
Issues with the BNPL futures? - $AFRM, $SQ, $PYPL, and others
Bears come out to play Once of every 15 years, usually for less than a year then go back to hibernate, are you going to adjust your tin foil hats? Let them eat your watermelons and bananas while you eat red crayons. I am using my plans to Tendie Town!
Mentions
You are definitely preaching. Stick to your guts/vibes!!! don't fold like I did this week. I had CRM calls ..sold them early for HPQ calls.I had calls for Gap and sold them early for AFRM puts. don't be like me.stick with you guns and ride it out 💯
Fed talks too little . NVDA & AI companies CEO, talking too much. Whole country struggles with gas & groceries, paying using BNPL from $AFRM
I thought my Brand new Honda Pilot was paid for with my AFRM gains this morning. Now I’m getting repossessed
AFRM beat and is mooning. Does anyone know what they do?
AFRM beat and is mooning. Does anyone know what they do?
Both OpenAI & Anthropic burning cash Even revenue rolling, still expenses unsustainable like -40 Billion cash burn a year $NVDA pump $440 Billion market cap a day. Fed QE sometime $400-700 Billion per year for economy. Fed is important or $NVDA CEO, for US financial stability? Or whole country struggles and use AFRM, buy now pay later for gas and groceries?
$AFRM Buy now pay later, Consumer suffering, buying grocery, gas using BNPL, when economy struggles $NVDA market cap jumped \~$400 Billion in one day. Yesterday When 60% population can’t afford $2000 for emergency, gas & groceries fee high, what’s next ? Just use AFRM
$AFRM just hit 87$
Up 11% on Affirm(AFRM) after earnings today, bought 50 more shares after market close. Will it continue to go up market open tmr?
I have \~4,000 shares of AFRM. Yay
Thanks to poor people with no money management skills, my AFRM calls will print tomorrow.
Even tho I sold my gap calls early and my AFRM puts are fried .I still gotta hit you with this one lol https://preview.redd.it/0bela10zhzlh1.jpeg?width=320&format=pjpg&auto=webp&s=48f5554c2af424db940ca31928829e89e688b606
Small win with AFRM. Thought it was too obvious to play it like Klarna so inversed but only grabbed a few calls. Will probably make $500-$800 bucks.
no one talked about AFRM - went up. no one talked about ESTC - went up. no one talked about GAP - went up WSB wouldn't shut up about IREN - down WSB wouldn't shut up about MRVL - down See a pattern? Just STFU.
SO FAR ON DIRECTION (THETA WILL WIN ON MOST ANYWAY) MRVL - put - CORRECT RBRK - put - CORRECT AFRM - put - WRONG WDAY - CALL - WRONG S - put - CORRECT IREN - put - CORRECT ULTA - put - CORRECT 5/7
AFRM let’s gooooooo! Who fucking has money to buy anything in one get go! Financing everyone’s bullshit lifestyle
At what time does AFRM release their earnings? It's already past 4:30PM
$AFRM or $GAP calls anyone today?
Lotto calls: WDAY, GAP, AFRM, IREN, ADSK Lotto puts: WDAY, AFRM Why? Just my gut feeling. I have literally no thesis for anything anymore.
MRVL - put RBRK - put AFRM - put WDAY - CALL S - put IREN - put ULTA - put how do i know?i will tell you tomorrow.
What is your thoughts on AFRM?
Gonna buy calls on AFRM, coz poor people liketo buy stuff.
Keep hearing about brokies struggling to pay for anything so how is AFRM not just a leveraged bet on bankrupt people?
If AFRM finishes sub $2 I will cum
If AFRM closes at $71.71 or lower.. (Premarket low) I will venmo someone $20
I'm not asking for much.. just AFRM to finish maybe.. 5% down?
How do we feel about AFRM
# AFRM GANG Members checking in
# AFRM GANG Members checking in
AFRM let’s go time for $90
AFRM GANG still here & not in fear
# AFRM GANG Members checking in
# AFRM Gang Members checking in
At one point in 2021, fintechs were all the rage. PYPL and SQ (now XYZ) reached $300, AFRM was $170, even shitcos like UPST was selling at $400. Media outlets were foaming at the mouth for the great future that awaits. Analysts were coming out with upgrades and new PTs every week. The future was all fintech, some even doubted banks and Visa & Mastercard would survive. Most of these companies have lost +90% of their value and have never recovered. This is what awaits some of these overhyped stocks and companies that pumped endlessly on pure hopium last year or two.
You have $555k in those 4 stocks. Good for you! The biggest thing I see is if this $555k were in an Index it would be $1.11M by 2033. Then by 2040 $2.30M. By doing *nothing*. Can you guarantee you can make another 500k with the 4 of those stocks within the first 7 years? Then how about another 7 years? Can you really guarantee that $1M in increase in the second half of the 14 years with just stocks? You sold 1k shares when the price dipped, which was a huge lesson in patience. I've been there. But what price amount or percentage could a stock get to before you say "yup, I'm selling 80% and then letting the rest ride" ? Look at SNDK. Up 4500% over 5 years. I think one would be crazy to still be holding over $2k price. Who cares if it goes up to $2400 after you sell. You guaranteed your profits by selling. Because it could drop to $1200 by the end of the week. Keep AFRM. Buy more when it's under $50. Set a Sell price for one of the other stocks. I'm more worried about not guaranteeing profits and not doubling my money every 7 years. Especially with the numbers that could be from year 7 - 14.
You have good stocks all at good cost basis. I feel it's a lack on conviction that keeps you guessing if you should hold. If your thesis is the other 3 outperforming AFRM, rotate. If you're not sure, why not just keep things stagnant and instead deploy any new capital into those 3 names instead?
I didn’t even mention my tax concerns - thank you for mentioning that. These are all taxable brokerage. A big chunk of my AFRM is long term now, so perhaps I start selling those shares and moving into the others I feel stronger toward. It’s mostly a fear of selling AFRM and being wrong - thinking about how much that would mess with my future self who worked so hard at AFRM. But I understand what you are saying - thank you
The hardest part of pre-IPO equity is separating the sweat equity from the cash value. But the market doesn't care how many late nights you put in. Once the shares vest, holding AFRM is the exact same financial decision as having that cash today and choosing to buy AFRM over GOOG or RKLB. If you wouldn't buy AFRM today with fresh cash, you're choosing to underperform your own conviction. Are these shares held in a taxable account or a retirement wrapper? The actual tax bill on the realized gains is the only math that should dictate this rebalance.
Thank you. I believe they all are good long holds. I am trying to justify detaching myself from AFRM and seeking outside perspective on that
Capital is rotating out of crowded AI and crypto trades into two groups that spent years in the wilderness: financial services and biotech. One leg is already confirmed. The other is still setting up. The biotech leg is real. $XBI just broke to fresh 52-week highs, extending a clean uptrend off its December base, with sector M&A running at its best pace since pre-COVID. $TEM is carving a double-bottom and reclaiming key moving averages while the genomics names $ARKG and $GNOM wake up alongside it. This is trend, not hope. The fintech leg is earlier and messier. $AFRM is already pricing in the optimism near analyst targets, while $UPST sits close to 52-week lows in a falling channel. That is a contrarian bottom, not a breakout. Watch the rate path: a higher-for-longer Fed is a headwind for unprofitable lenders
HOOD RDDT and AFRM are ten baggers from right here
Did you mean ARM? "MARM" doesn't have options. How far out on that SOXX CSP? At 22DTE it's at 31-delta, and anything shorter is less than that. But if you're going longer then you're above 30-delta. Not a big deal, just saying. Plotting SHOP and AFRM together on the 3-month I see AFRM going up and SHOP mostly flat. So personally I wouldn't play SHOP. But then, I buy Calls, so I need the ticker to go up. With CSPs you just need it to not go down too much. So if you think it's found a floor here, then it's a good play. And YES: ***ETFs shield us from single-issue risk.*** Almost all my plays now are ETFs for that reason. What I do is use Barchart's ETF Screener to find ones that are going up over the past 3 months. Along the top, find 'ETFs' and click on it. In the side bar, a little ways down, find "ETF Screener". It's the last one under the header Market Pulse, and before the header Performance Leaders. Uncheck all the leveraged ETFs, but keep the 1x inverse ones. Add the filter "Has Options" Add a Volume filter of 500,000 or so. Click the blue See Results button. Across the top of the list, change Filter View to Performance. Click on the 3M %Chg header to sort by 3-month performance. That list is your hunting ground. Long Calls or CSPs on most of those should work out okay. But find the "flipcharts" button at the top-right of the chart. Click it. Upper-right, change Template to "Line chart, percent." Over at the top-left, leave the view at 6M. Now flip through the charts and find ones that are smooth. Deploy your bullish tactics on them.
2 MARM CSP’s. Tomorrow I will do one CSP on SOXX. $570 strike I am going to aim. Plus couple CC on SHOP.TO, AFRM. Good thing about SOXX that Lower Risk. Diversified basket of 30 top chip stocks, shielding you from single-company disasters. ( I never heard SOXX until I read post but it’s a value for money stock plus good premium. )
At some point in 2021, fintechs were all the rage. PYPL and SQ (now XYZ) reached $300, AFRM was $170, even shitcos like UPST reached $400. Fin media was foaming at the mouth for the great future that awaits. Analysts were coming out with upgrades and new PTs every week. The future was fintech, some even doubted banks and Visa/Mastercard would survive. This is what awaits these sham and endlessly pumped quantum and space companies.
AFRM and RKT mooning. Rate cuts imminent? What the fuck leaked
What did yall trade today? I shorted some AFRM, PYPL and MSTR
Couldnt fit NVDA, MARA, AFRM, CRCL, LMND, CRM in the acronym.
Open season Subprime debt companies like CVNA & AFRM.. until the rate cuts then look out for
full port into AFRM, got it
At some point in 2021, fintechs were all the rage. PYPL and SQ (now XYZ) reqched $300, AFRM was $170, even shitcos like UPST reached $400. Fin media was foaming at the mouth for the great future that awaits. Analysts were coming out with upgrades and new PTs every week. The future was fintech, some even doubted banks and Visa/Mastercard would survive. This what awaits these sham and endlessly pumped quantum and space companies.
I went short NET, CRWV, COIN, AFRM, RKLB, RCAT before close. Affirm and rocketlab may be toast but I think the puts still have a chance with these reversals.
My AFRM and SOUN calls 😭😭😭😭
AFRM calls WULF calls COIN puts IREN puts
Okie dokie. 0/3 this week. Let's make it 7. RKLB puts, RCAT puts, AFRM calls and puts.
AFRM puts because people have no money...or, AFRM calls because people have no money... .....hmmmmmmm
I bought an AFRM call on earnings last year and absolutely cooked, too bad my balls are shriveled now
Wouldn't be surprised if he's right however I have been watching AFRM for a while and it's one I hate trading because this thing tanks and tanks hard
Didn’t realize the Canadian government had an AFRM option… 🤣
I ditched SNOW,TEAM and AKAM today. I'm out There are better plays in my book. Right or wrong Software has been a blood bath.. Bought some AFRM LEAPS
What’s people’s thoughts on AFRM
Anybody else buying AFRM? Would love to hear any thoughts on the company.
SPCE 100 apr10 $2.5 calls for $.30 each AFRM 40 Apr10 $51 calls for $.75 each DIS 60 Apr10 $95 puts for $.55 each Trying to enter the following: PLUG 600 Apr17 $3 calls for $.05 each MORE SPCE, but I don't think these will fill for May and July DVA Apr17 $150 calls for $2 each
AFRM and KLAR offer way more than credit card BNPL, which is just a post-purchase decision (ie bottom of the funnel). They operate all the way through the funnel, attracting more users, increasing cart size, reducing abandonment, enticing repeat purchases, etc. They also offer longer term, multi-year plans at both 0% and interest-bearing. Credit card companies are not built to compete with that at all. That’s also why AMZN can mess around with a bit of short-term pay-in-4 stuff, but they turn to AFRM for its main powerhouse BNPL program. They decided they’d rather outsource it and take a big piece of ownership of AFRM through partner warrants.
AFRM puts, gonna see a fed rate increase and everyone will shit pant. Also war ain't over and market won't keep coping like it did today
AFRM stock said BNPL customers are very engaged and spending. When asked about delinquencies he said they monitor this in real time. Every day they check for any changes or trends that people are defaulting. He said no. Which coincides with big banks reporting same thing. Consumer charge offs are actually stabilizing. Even credit cards.
From a value perspective, SOFI is the best atp. It sold off heavily post earnings. If it happens to get added, that could be the stimulus it needs to get back in the 20’s. Just a thought. Woth a PE of 67+ and an EPS of -$0.21, I’m not convinced AFRM is a good risk/value. VRT has already had a strong run up this year. PE of 73+ is high with a EPS of 3.41. Not my kind of entry point.
I’d be surprised if Reddit gets the pick. It’s not your typical S&P company. Most S&P companies have a products people buy although the trend is changing. SOFI does fit the recent trend of modern banking and trading platforms like Robinhood. I hadn’t thought in that direction, but it could be a contender. Rebalancing of the S&P occurs quarterly on the third Friday of March, June, September and December, so 2 weeks to go. A lot can happen in 2 weeks. Tough call. Vertiv seems more of a NASDQ type company… growth is highly dependent on data center buildout. Affirm Holdings, AFRM, has a chance. Their business model is popular and growing. The whole buy now, pay later trend is very popular with the younger generations and AFRM has big growth.
Oh I forgot I had a big position in AFRM I'm broke now and forgot it 😭
Is SEZL better than AFRM
Anyone here looking at AFRM for a long term play?
I’m not even long. I like AFRM much better. But yes it’s accurate from their quarterly earnings just released which is the subject of this post. And ‘early customers’ really? They’ve been in business for 21 years. Want to try something else and see if you can go 0 for 3?
No position or interest in either but AFRM's topline growth is nearly double KLAR's on a TTM basis. AFRM has also turned the corner and is profitable while KLAR's net losses are growing. AFRM deserves higher multiples.
I have 700 @ AFRM. old stock, RSUs from prev employer. What should I do?
I need AFRM AT $27 TO BREAK EVEN BEFORE 2/20
Given that HOOD and APP are so beaten up, they shouldn't end up like AFRM or RDDT this week when they report stellar results next week? Or... could they?? 🤔🤔🤔
Every single fintech stock. AFRM, SOFI, UPST, HOOD, COINBASE
Bought Sofi Hood AFRM and NU on the dip
AFRM reports later today. Buy now pay later...
AFRM shot up after earnings the past two quarters (15% and 13.8%), and some analysts are saying that they think tomorrow's earnings after close might be big on upside. !banbet
I'm the only regard in here who is really excited for AFRM earnings tomorrow after market close.
updates: calls: **PTC, CMI, IQV** # puts: AFRM, SNAP, RBLX, DOCS
Doesn’t matter. The company itself has a monopoly on small businesses online. They own shop app and integrate with a lot of BNPL services. AFRM should validate this but PayPal’s comments on slowing US retail doesn’t actually apply because more people are using PayPal less but still buying online