Reddit Posts
American Express beat earnings, raised guidance and had its best card spending in 3 years, but the market reacted the other way
Disregard Private Credit Liquidity Tests. Acquire BLACKROCK. Long $BLK
Hey everybody, all of a sudden the war, the oil supply shock, and the inflation it caused matter
Semis ripping while I’m being ripped a new one
Looking to expand my stock picks...are AMZN, PEP and MCD good picks?
What to Invest in from the following - portfolio breakdown I want to diversify from Tech
Should I focus my buying on MSFT for the next month or two?
Market feels very rotation-heavy going into year-end.
Is Visa the most resilient business in the world?
Is AXP's debt to equity ratio not horrifically high?
CFG Citizens Financial stock, AXP, BAC, WFC
Top stocks hitting 52-Week Highs/Lows - September 3, 2025 📈 📉
Top Oversold/Overbought Stocks - September 3, 2025 📊
Alphabet, Apple shares pop after judge rules that Google gets to keep Chrome
Top Oversold/Overbought Stocks - September 2, 2025 📊
Top stocks hitting 52-Week Highs/Lows - September 1, 2025 📈 📉
Top Oversold/Overbought Stocks - September 1, 2025 📊
Top stocks hitting 52-Week Highs/Lows - August 29, 2025 📈 📉
What financial stocks are worth investing in?
Buy shares and then sell covered calls during this market. Is that a bad idea?
Has anyone kept up with the financials sector specifically banking($BAC $AXP)
So many good prices I see today. What's that ONE stock you've been waiting for??
Can't decide between stocks! Stuck between NKE, BA and TSLA...maybe even GS or AXP
American Express (NYSE: AXP) reports third quarter EPS of $3.30, $0.34 better than the analyst estimate of $2.96
American Express (AXP) potential dip if more write-offs are issued next earnings call?
Goldman Sachs is looking to end its partnership with Apple (per WSJ):
3 cheap Fintech Stocks to buy before the comeback.
2023-05-03 Wrinkle Brain Plays - In the style of Olde English
Started a few months ago, and so far it's not so bad. I tried to pick some other stocks like AXP, BAC and XOM. Which stocks you guys think would be more suitable for my portfolio??
Technical Analysis & Trades: SPY QQQ IWM // LVS UNG PFG AXP WBD K KHC
American Express strong 2023 guidance, to boost dividend after Q4 earnings (NYSE:AXP)
CNBC's Dan Nathan "one of us" Appreciation Post #TSLQ
Am I the only one who thinks AmEx is concerning?
Warren Buffet now has 73% of his portfolio in 5 stocks?
2022-11-04 Wrinkle-brain Plays (Mathematically derived options plays)
Dodd-Frank Bank Liquidity Stress Test
2022-10-20 Better Tasting Crayons (Mathematically derived options plays)
Mastercard will help banks offer cryptocurrency transactions, do you think this move will have a positive effect on future sales of Mastercard?
Unsolicited Technical Analysis: Earnings Week of 7/18
Unsolicited Technical Analysis: Earnings Week of 7/18
Warren Buffett says these are the best stocks to own when inflation spikes — with consumer prices still surging, it's time to follow his lead - $CXV $AAPL $KO $AXP
What u scoopn when the market poops a crap?
Please help! I bought puts on AXP and SPY and the value is going down. But shouldn’t I be making more money when the value goes down? Is this a glitch in the Robinhood app?
Does anyone who knows transaction processors well explain why AXP has a significantly lower P/E than V and MA?
Don't worry about a US recession? U.S. stocks report strong consumer demand
Latest Earnings Calender, All I want to know is TSLA and AXP
Nancy Pelosi exercised her call options in American Express $AXP, Apple $AAPL, PayPal $PYPL and Disney $DIS
Nancy Pelosi exercised her call options in American Express $AXP, Apple $AAPL, PayPal $PYPL and Disney $DIS
Wake up honey, new Pelosi financial disclosure just dropped
SEC “temporarily” banned naked short-selling in 2008: SEC Chair Chris Cox: "[The] SEC has zero tolerance for abusive naked short selling."
SEC tEmPoRaRiLy banned naked short-selling in 2008: SEC Chairman Christopher Cox: "These several actions today make it crystal clear that the SEC has zero tolerance for abusive naked short selling."
American Express Earnings, Revenue Beat in Q4 $AXP
Thoughts on a portfolio based mainly on Projected 5-Yr EPS Growth?
Why are financial stocks so "fairly valued" in an overpriced market?
$ROCK, $HMC, and other companies that hired the most employees in November
Amazon to stop accepting Visa credit cards issued in the UK, citing high fees
American Express sees continued spending recovery as earnings easily top expectations
Should I liquidate my stocks to pay for credit card debts?
Last weeks positive divergence made me 10% in AXP (I bought Monday). PYPL has positive divergence in daily chart.....Expect 10% within the next 3 months if you buy Monday.
$AXP why would you not invest in Credit Cards?
$BAYP and $AUNXF look to be sinking ships at .02.
Just 3 Stocks Power 75% Of Warren Buffett's Profit
Mentions
Not doing worse than big names like AXP or MCD
Now we get a hit piece on AXP LOL
After all that....Now we get an AXP hit piece end of day LOL
Picked up 16 shares of AXP today
Thats why I said some.... GS, AXP, PEP, LHX, UBER
Just checking on my unusual whale trades I tracked from Schwab feeds, someone bought 136 AXP Nov 20 $340 P, now sitting on a 263500 gain.
NVDA buyback is almost enough to outright buy McDonalds, AXP, or Toyota
Rolling some AXP and maybe some GOOGLputs, so they won’t be in the money.
AXP not done bottoming. Let him finish.
Time to get some AXP calls for next month
I gamble, make gains, get the urge to be responsible now that I've beat the market, put it in "quality compounders" like BRK.B, BN, AXP, FER, etc. Watch my portfolio bleed out over months, then I'm back to where I started.
Just bought. Heavy AXP and DIA
WM, CAT, XLF, SPCX, BA, UNH, AXP and V. If the bubble pops, everything is going down because people are going to be selling everything.
Anyone here is holding on AXP ?
I'll answer both you and OP. For OP: The data is not fully clear or complete as it doesn't include both open and close prices. Merely percentage change to "base". But what you can draw from it is that escalator down mechanism vs slow climb upwards (more downward dots past -4 and the blue dot past -10). Can't say for sure without much more info but it's mostly that and psychological number points of breaking past round number hurdles for both humans and algos. TL;DR Either way you won't be able to milk any alpha from it. For you: 1. Stay long. Ignore 🌈🐻/Kramer. 2. Avoid BTC/GLD pump if scared. Hold a bit of ST cash like Buffet/Dalio/Trump. 3. Everything in the markets are overvalued but I'm allocating to AXP or LVMUY outside of my monthly DCA into VOO/IWM. I think they might still have legs going into the end of the year. Proof? None really. [I did say to buy BLK like month ago and it has been up +17% since.](https://old.reddit.com/r/wallstreetbets/comments/1ueagt6/disregard_private_credit_liquidity_tests_acquire/) Don't listen to folks online.
In what timeline is AXP 110 and PFE is 33? This from first term or AI slop?
I’m typically an individual stock picker but I love SCHD! It’s one of my favorite positions. Reliable if not great return and good divide dividend payout. My fav individual stock for dividends right now is AXP.
Hell yeah, its so easy. Just watch HD and LOW, if one beats the other will too, guaranteed. Same with WMT and TGT. Same with V and AXP and finally if gold beats earnings so will silver. /s
Pepsi under $135 McDonalds at this price Meta under $600 good entry Waiting on AXP under $285 to buy more
AXP is a seasonal trade - like some businesses are seasonal. Think skiing. Unless you go to chile, you’re not skiing in August. Figure out what season it is, then buy your ticket.
Did anyone else get screwed by AXP today? Just me?
excuse me why is AXP shitting the bed
Looks like a great time to buy AXP to me - big dip after Q2 results but looking past the headlines, the core long-term investment thesis remains intact. Strong Revenue & EPS Beat: Net profit rose 8% to $3.11B ($4.53 EPS vs. $4.40–$4.45 estimates), while total network volume reached $516.8B. Why the Stock Is Down: Operating expenses grew 12% ($14.5B) to support higher customer engagement and marketing, slightly outpacing revenue growth (10%). Additionally, revenue ($19.64B) fell just short of consensus ($19.69B), and management opted to reinvest additional profits rather than raise full-year EPS guidance. Younger Demographic Traction: Over 60% of new consumer accounts acquired in Q2 were Gen Z and Millennials, positioning the business well for long-term customer lifetime value. Solid Credit Quality: Provisions for credit losses dropped to $1.1B with a stable 2.0% write-off rate, highlighting the resilience of their premium cardmember base. For investors looking for positive operating leverage this quarter, the expense growth and guidance pause were a disappointment. For long-term investors holding through retirement, management spending money to acquire high-value customers and build brand moat is exactly what you want to see. I added more this morning, anyone else buying or worried about AXP long term? EDIT: and its been going down for a little bit now and trading closer to the 52 week low
The only things saving my portfolio is S (SentinelOne) healthcare stocks and AXP. I hope stocks don’t crash hard tomorrow. JC 🤞
I fully respect those holding ASTS this week. That said, I’m over here up $10k this week in ELF and AXP - highly recommend switching out of space for retail.
I'm getting loan offers from C, AXP, and SOFI. I think risk is back on the table boys
JPM, AXP, and NFLX calls
AXP is gonna treat me good again
If I were only invested in AI, or tech I would be gambling not investing. The small portion of my portfolio that remains in individual stocks is not all concentrated there. I also own COST, WM, TJX, and AXP because I think they are high-quality companies with sound business plans and upside potential.
I would check out Berkshire Hathaway's holdings. They are always solid. **Top 9 holdings by portfolio weight:** |Ticker|Holding|% of Portfolio|Value| |:-|:-|:-|:-| |AAPL|Apple|21.99%|$57.8B| |AXP|American Express|17.43%|$45.9B| |KO|Coca-Cola|11.56%|$30.4B| |BAC|Bank of America|9.52%|$25.0B| |CVX|Chevron|6.64%|$17.5B| |OXY|Occidental Petroleum|6.55%|$17.2B| |GOOGL|Alphabet Class A|5.93%|$15.6B| |CB|Chubb|4.24%|$11.2B| |MCO|Moody's|4.09%|$10.8B| ||
My non tech positions are V, MA, SPGI, AXP, COST
The whole financial sector took a bit of a dive a few months ago. JPM, BOA, and AXP were also great buys.
I mean there are ton, but here are some samples: \- Up 90% on ASML. \- Bought AXP last week, up 5.5%, but I expect this to grow. \- GLW, the same as above, but up 13%, expect that to grow for next 2-3 years, similar to AXP. I'm currently digging into AI supply chain, hence above. While everyone jumped on Sandisk, etc band wagon, which is good, that is already passed, I'm looking into what's next.
I'm not going to say he's right all the time but folks think he's still a bear when he's not? Dude used to be a hedge fund guy so he'd be short or neutral. Hedge funds aren't designed with the goal to beat the S&P500 or whatever benchmark. They are designed so rich folks can under perform the S&P500 but sleep better knowing if shit happened they'd have some insurance policy. During the GFC many of those hedge funds didn't pan out. Michael Burry's did. Then MB close his hedge fund and opened Scion capital. It's mostly personally owned so he didn't have to deal with investors or whatever. It's NOT a hedge fund so he's been mostly long but he's still a hedgefund/contrarian guy so he'll opportunistically short. He's made both right calls and wrong calls. I remember I went long TLT when he was short and Buffet was short/neutral. Dude caught the bottom for the China tech. Also made money with the quick in&out on the TSLA short. Dude isn't like Chanos so he doesn't commit to shorts, but he's also not like Buffet so he'll exit longs quickly too. That's why I don't even try to mirror his plays like I do Buffet who I use as a "Berkshire will do the vetting homework for me" (bought BAC a bit lower than Buffet did in 2020. Also started stacking AXP which has turned out pretty great). Twitter MB however is the worse. He'll say sensationalist shit for personal reasons. Either cause he's off-spectrum or because he wants to manipulate the markets. It's even more worthless than looking at his 13F. Folks should realize by now that free investment advice on the internet is worthless if not worth less than that cause if it's worth 2 cents then they'd have charged you that $0.02.
Yeah. I own both and AXP and this concerns me. AXP has been really good to me, but I'm considering dumping V and MA, and will trim AXP.
These are high quality companies This is actually a good post I've been looking at Moodys, good time to buy I diversified away from the mania with: Berkshire Hathaway BRK.B Kroger KR American Express AXP Your picks are solid though
Why are BRK.B and AXP well-positioned for a recession ? (honest question)
I think interest rates are gonna go up and we'relikelyheaded for recession, so I positioned into some financials that would benefit from higher rates and perform well in recession (BRK.B and AXP). Yes, I benefit if I'm right.
High end consumers use AXP I'm not going to criticize V or MA. Solid companies. But my recession indicators are flashing. Stressed consumers buy less, so transactions decrease. Because AXP caters to wealthier people who don't need to it back when times get hard for the rest of us, I think AXP will perform better over the next couple of years. They're also investing for long term growth which has depressed earnings this year. I do like MA's cyber security segment, though.
Why AXP instead of V or MA? I'm honestly intrigued
Watching AXP for a big boy rally
I digged more into AXP current ratio, there's no real standard, some platforms include cardmember receivables to show a broad accounting view of ~1.3–1.6x, while others strip them out to show a tighter ~0.35x. The 0.35x figure is honestly way more useful for judging actual financial stress since it focuses strictly on truly liquid assets, but since platforms are all over the place, it makes the most sense to just align our definition with whatever the majority of them are using. Thanks for bringing this to my attention!
The app exposes all key financial data ratios, margins, and other metrics so investors can make informed decisions. it’s a data tool, not a magic solution. For AXP everything is looking positive, with all key metrics showing green. The only area that stands out is Financial Health, which is based on the Current Ratio and Quick Ratio standard liquidity measures used to assess a company's ability to meet its short-term obligations and access cash if needed
LOL, just checked AXP. All Red under Financial Health. Current ratio for example shows 0.35x when it's actually 1.65 using most recently available quarterly results. Berkshire owns like 22% of all outstanding Amex stocks and I doubt Buffet would invest in any companies with bad "financial health" like your app says
What’s people’s thought on AXP at current valuation?
MSFT: 18.65% ($6,520.57) AMZN: 16.93% ($5,918.45) VXUS: 13.13% ($4,588.66) AXP: 7.01% ($2,451.10) DRAM: 6.61% ($2,309.93) NVDA: 3.61% ($1,262.40) SOFI: 3.13% ($1,092.63) NASA: 2.08% ($728.44) I’m
$A $AXP $CELH $IR $PRGS - all on high time frame reversal watch 🟢
They did. Not sure if they still hold a lot of Occidental Petroleum- but the energy play is still playing out. I’m eager to see what moves Abel makes. AAPL KO AXP is a good core and all, but damn Greg - let’s ride this wave.
AXP and PRGS took starters for potential breakout next week
This is 60% of my portfolio while the rest is in indexes: Amazon 23% ASML 22% Uber 12% Google 12% Amd 8% Nintendo 6% Centene 5% Novo 4% AXP 4% Evolution AB 2% Dlocal 2% I've held most of these and added in the past 1.5yrs. Overall portfolio(incl indexes) has gained 25% but I feel like I could be a lot more optimal, a lot of my gains are significantly tilted to tech with ASML, AMD, GOOG being the biggest winners but everything in the lower half of my portfolio is either slightly in the red or down significantly like Nintendo. I do believe Nintendo will flip at some point and honestly I really like the look of Sony as well but not convinced that if ASML for example crashes the others will be there to keep my portfolio afloat.
> I’m just providing why I’m bullish. IMO though even if you're bullish, I think people are more willing to listen/entertain an idea if you offer a realistic portrayal of some concerns and risks (you say this: "Since obtaining its bank charter in 2022, SoFi can hold deposits and fund loans itself" - that's not appealing; you're describing something that nobody's going to want to own during a downturn.) In 2020/21, Upstart was "the new AI way to lend" and in 2022 it was "HOLY SHIT THEY SAID THEY WEREN'T GOING TO TAKE ALL THESE LOANS ON THEIR BOOK AND OMG THE MARKET FOR THESE LOANS IS FROZEN AND WHEN WILL THE STOCK STOP GOING DOWN." Fintech is exciting when times are good, not so much when times are bad - especially if it's a newer product without an extensive history in downturns (in the S-1 filing for UPST they literally said their algo didn't have a lot of experience with downturns.) Honestly, if I had to own a financial that actually makes loans, (not something that's a network like V/MA) I'd rather get/forget AXP (which is up 97% over the last 5 years while SOFI is -19%) than this. Owning AXP into a downturn isn't going to be fun either but with their customer base I'd feel better about that than SOFI. I think a lot of younger people have had good experiences with this company so they think the stock is great - it's been constently talked about on here for a while now - but their good experiences don't = good stock and I think it leads to overlooking risks. "The pitch is simple: once a customer is in the ecosystem, they rarely leave, and each product they add increases lifetime value." The question is how much value vs risk. " I’m not guaranteeing any returns." Nobody thinks you're guaranteeing returns but "only the good and none of the bad" really isn't a realistic portrayal of the business is all. Good luck.
Buffet was buying AXP during JFK 1.0 which stocks he's gonnna buy in 2.0
Should have just gone with solid financials like BLK/AXP/BAC. But at least it's not full regarded like MSTR/PYPL/dogecoin
I'm in AXP should be $40 higher.
KO, TSCO, AXP getting to old for this sht
I remember but I didn't buy even though I believed in Alphabet because I was heavy over weighted on google already. Diversify they said. So instead of jump pumping more cash into mag8 I bought stuff like CHRD, VOO, LVMUY, AXP, IWM/UWM/TNA, and BOXX/SHY.
Sold AMD $370 covered calls. Ok if it gets taken. Long BA, AXP, HD calls.
I'm going where the money is... AXP - wealthy people's credit cards.
No one knows about supply shocks but if I had to guess? Probably look for the high quality among the cheapies (Mag8 dips, MSFT among Saaspolocypse, LVMH/NKE to play the rebounds instead of say TPR, strong industrials like DAL if it dips), inflation hedges like gold if it's below $4k or pricing power strength via AXP/V/MA on better PE valuations, probably deleveraging from UPRO to SSO and SSO to VOO now, commodities might be good but it's too hard to guess, RE if you can afford it, and probably don't hold too much cash but if you do then probably just a small amount in ST notes. I think this cause I see inflation coming down the pipeline.
AXP dumped after decent earnings. HOOD missed and dumped. SOFI definitely a dump at open right?
Won't matter, don't you know the business model? The merchants pay. Consumer demand is largely irrelevant. And regulators will 100% have their thumb on the scale. America *hates* this because the V and (less so) MA networks are basically a ~2% tax on European business. Without this Uncle Sam doesn't get a taste. AXP is largely a luxury product and operates in a different space, V is the blunt commodity instrument.
AXP has always been interesting because it combines payments with lending. That can produce strong earnings growth when spending is high and credit losses stay low. The main question for me would be how sustainable that growth is if the consumer cycle turns.
Cards in general are declining globally as a percentage of payment market share. Pix is the #1 example of why. I wouldn't want to hold Amex long term, it might be a good deal but could also be a value trap. Where's their growth going to come from? Why not just buy a broad market ETF or Berkshire (which has historically held a lot of AXP) instead?
Great analysis! AXP definitely looks like a 'quality at a reasonable price' play right now. A few points that support your thesis: Valuation vs. Peers: You're spot on about the valuation. While Visa and Mastercard trade at much higher multiples (often 30+ P/E), AXP’s forward P/E of 16.03 offers a much better margin of safety. The Berkshire Factor: Being a top Buffett holding isn't just about prestige; it shows the strength of their 'moat'—specifically their closed-loop network and high-spending cardmember base which is more resilient to inflation. PEG Ratio: A PEG of 1.12 for a company with consistent 14% growth is very attractive. It suggests the market isn't fully pricing in that steady compounding yet. The only thing to watch would be the rising delinquency rates across the credit sector, but AXP's premium customer profile usually hedges that risk better than others. Your DCF target of $392 seems realistic for a long-term hold. Definitely a strong candidate for a core portfolio. Thanks for sharing the numbers!
!p vm analyze the option chain of AXP for me
VM analyze the option chain of AXP for me
the financials (AXP, JPM, USB) in my port are a major laggard fwiw
1. Mastercard owns Finicity, an open banking platform. 2. MA/V/AXP all provide liability protection on the networks. 3. Transactions are easily reversible due to fraud. 4. Cards provide float and rewards. 5. MA and C business is much more than cards. This comes up repeatedly with a fundamental lack of understanding of these businesses and how large the market really is.
Held most of my deep ITM AXP calls through earnings. Rough day. :)
da fuk is AXP down for? Good earnings, no? nett income increase 15% YoY and revenue 11% YoY..
VM analyze the option chain of AXP for me
My cost basis was around $77 and I sold out in the upper 40s. For financials I much prefer AXP and SOFI
I have AXP $310s. Boeing $210s.
VM what do you think about calls on AXP?
What do you think about earnings $AXP
VM earnings thoughts on $AXP
VM what you think of $AXP earnings
Vm do you think $AXP goes crazy
I have AXP and BA calls before earnings this week. Feel good about both.
I was waiting to take a position on AXP recently. I saw the dip, Missed the dip and now it’s back to where it was when I first thought about taking a position… you may never catch the bottom, but you also may never catch the top because stocks go up eventually (or at least history tells us that). Just invest in good companies or a total etf and go on with your life.
I'd be rather concerned about the COF consumer given higher costs with what's going on. 2006-2008 that dropped about 90% and in early 2020 that declined nearly 60%. Obviously I don't think we're facing either of those scenarios, but that's definitely a stock where I would be careful if one's view of the consumer in the near-medium term is any less than good. I'd obviously be less concerned with the AXP customer but even that's not something I'd want to own if I thought there'd be any cooling in the consumer. "The experts rate it a moderate buy with average price targets around $263. " I wouldn't go on analyst targets. Good luck.
AXP might consider a rebranding in the future with how much Trump tarnished the image of anything US related.
So what are we all buying? I added quite a bit to existing positions of MSFT, GOOG, UNH, AXP, and the safer bets like VOO and the like, but I obviously didn't consult my crystal ball first as they keep dropping. I'm confident they'll pay off in time, but whats the current clusterfuck setting up to take advantage of?
I'm gonna get downvoted but why not just sink this money into MSFT? Or even AXP?
Too many to list, but the ones I see with the most potential right now for the price they are at: MSFT, RKLB, NVDA, ELF, EME, SOFI, and CELH. Others who are not quite there yet IMO and still have room to fall before they bottom, but on my watchlist: GOOGL, AXP, and AMD
I'm usually pretty bad with investing in financials, but AXP, V, and MA all look pretty solid to me at these levels, especially if you are looking for a long term compounder.
$SPGI, $MA, $AXP I won’t stop buying until they all double