BNY

TheBelgianGovernment

The depository banks for NTDOY are JPM, BNY, CITI and DB. You’re making it sound a lot more sketchy than it really is.

kinkyhentai69

So can someone explain to me why BNY, a financial stock founded in the 1700's, is now up 275% over 2 years ?

Used-Assistance-9548

Chainlink Its a token , but I work at a large US bank and they have partnered with. DTCC, Euroclear, swift , jp morgan ,visa , mastercard, BNY, HSBC , government of japan, central bank of brazil it goes on and on and on. Their top legal counsel left for the sec, their ceo is on an advisory board for the CFTC. They have no private equity, they are fully funded from the ICO in 2017. Employee incentives are bound to token grants , no equity. They poached metas entire digital currency research group and have a top tier research team specializing in incentives under adversarial conditions, which is important because they are in a sense a security / new capability company for a completely reimagined financial infrastructure. The network cannot be successful without value accrual accuring to the token. I know this may sound like hyperbole , but its not everything will tokenize and they have no substantive competitors that enable compliant crosschain transfers of stablecoins and tokenized equities. This is a boring ~5 year hold unless speculative fervor picks up before adoption.

BeerIsGoodBoy

BNY bitches

ieatmoondust

BNY (Mellon)

TomatoSpecialist6879

ADS are the shares itself, ADRs are package of ADS that are held by the ADR depository banks recognized by SEC(aka the Wall St banks like BNY, JPM, Citi, etc.). ADS have the same rights as common stocks as it is issued directly by the company itself and sold the same way as other US listed stocks , ADRs do not provide any of that unless it's sponsored like in the case of BABA. Majority of ADRs on US market are unsponsored ADRs, NTDOY and AAIGF are big examples of that. IPO listing specifically said it's ADS, it's not going to trading in ADR but yes keeping double downing and showcasing your surface level knowledge you illiterate inbred retard. You remind me of the same retards who think buy puts is the same as shorting, you probably also think this is an IPO because the AI generated news article said so when it's just a secondary listing representing 1/10th of its original primary stock.

Phuffu

I mean, from the POV of a retail investor, yeah. You should just focus on making money imo. Like if divesting from BNY helps you sleep at night then go for it but you’re not gonna make a difference.

dogs_eatmyflagging

[BNY Lawsuits: Epstein Claims, Forex Fraud, and SEC Actions - LegalClarity](https://legalclarity.org/bny-lawsuits-epstein-claims-forex-fraud-and-sec-actions/) To be faaaairrr corruption is usually at the top

MsHathaway

ECB ad UCB are 2 favs but wait for a pullback. I always buy the lows, when everything else is down banks will survive. Of course BAC and BNY too,

Free-Sailor01

Huh? Any brokerage requires an SSN and in this case, it wouldn't be yours, it would be your child's. Besides, its Robinhood with BNY as the holder. Not Trump. No brokerage is owned by the government.

solo_dol0

All you’ve heard about BNY Mellon is one thing and you just…ask Reddit to fill in the blanks? Is this real?

Dancin-Ted-Danson

I got to the line about BNY and realized you have no idea what you are talking about... An ounce of research could really go far for you

Phuffu

BNY is a massive financial institution. They aren’t some small wire house.

pcarson92

What are you talking about? BNY was founded in 1784 - one of the oldest banks in the world - and oversees $59 Trillion (with a T) in assets.

throwawayainteasy

You can *eventually* move it once Treasury issues guidance. For now, you can only have it on Robinhood (and I guess some people apparently use BNY Mellon instead). Yeah, I'll be waiting until that guidance drops before I do anything. These things aren't actually all that impressive after reading up on them. It's essentially just a traditional IRA for you kid, but your contributions are all post-tax. Stupid. You can already do that for your kid if you're even moderately clever, plus you can do it as a Roth IRA which kicks the shit out of these since all the contributions are post-tax either way.

Valkorion335786

They had to change the ticker for BNY Mellon because too many people were confusing it for a fast food burger company

OracleOmaha

One of the first lessons many SPAC investors learn is that partnerships can be announced easily. Actual institutional adoption is much harder. That's why the most compelling part of the Securitize story isn't tokenization itself. It's who has already chosen to work with them. When some of the largest financial institutions in the world evaluate infrastructure providers, they aren't making decisions based on marketing presentations or social media excitement. They perform extensive due diligence covering technology, compliance, operations, cybersecurity, regulatory frameworks, legal risk, and scalability. That is what makes Securitize's customer and partner list worth paying attention to. The most notable example is BlackRock. BlackRock selected Securitize as the infrastructure provider for BUIDL, its tokenized money market fund. BUIDL has grown into one of the largest tokenized funds in the market, with approximately $2.5B assets under management as of June 2026. Think about that for a moment. BlackRock is the largest asset manager in the world. It had countless options available when deciding how to bring one of its first major tokenized products to market. The company chose Securitize. More importantly, BlackRock has since filed for a second tokenized fund using the same infrastructure. That is often a stronger signal than the original selection itself. Beyond BlackRock, the institutional ecosystem surrounding Securitize is significant. Names associated with the platform include: * Apollo * BNY Mellon * KKR * Hamilton Lane * VanEck * Morgan Stanley * Coinbase Ventures * Circle * Ripple These are organizations managing hundreds of billions, and in some cases trillions, of dollars in assets. Another development that caught my attention was New York Stock Exchange selectingSecuritize as its design partner and first broker-dealer connection for its tokenized equities initiative. The vision includes: * Tokenized securities * Near-instant settlement * Extended trading availability * More efficient market infrastructure Thisdemonstrates that tokenization is increasingly being discussed by institutions that traditionally define how capital markets operate. There's also another signal that deserves attention. Moody's assigned a AAA-mf rating to BlackRock's tokenized money market fund. That may sound technical, but it's important. Credit rating agencies are among the most conservative participants in finance. The fact that institutional-grade risk frameworks are now being applied to tokenized products suggests this market is moving beyond experimentation and into broader institutional evaluation. To me, the key takeaway isn't that tokenization is guaranteed to succeed. It's that some of the largest institutions in global finance are investing real resources, real capital, and real reputational risk into exploring it. And when those institutions needed infrastructure, many of them chose Securitize. *\*This post is for educational and informational purposes only. Some promotional materials and publicly available company information are discussed. This is not investment advice. Always conduct your own due diligence before making any investment decisions.*

1_FCKTRD

Update: TRLV Prime Bank Synthetic Swap Unwind. Yesterday, long-term funds purchased all of the physical shares that Nomura was required to sell on the NYSE in order to reduce their internal derivative obligations from 7.91% to 4.31%. These shares have already been legally recorded on the BNY Mellon custody ledger and have been permanently removed from the speculative lending pool. This will prevent short sellers from accessing them in the future. The physical equity block held in the BNY Mellon vault for the MSOS ETF also increased simultaneously from 18.40% to 22.00%. Yesterday, TRLV traded over 4.06 million shares.

Valkorion335786

BNY's former ticker was BK It was changed because people kept trying to buy Burger King stock and ended up bagholding bank shares

MybobbyB

Y aura pas de RS, l ASX n est pas comme le nasdaq. Elle sera surement a 5/7$ au nasdaq. C est la meme qu avait fait nova minerals en 2024/25 listing NASDAQ ADR similaire avec la BNY

MybobbyB

Ils ont deposé en fev dernier et recruter un Goat pour gerer ca, un gars connu, ensuite BNY les soutient ce qui me plait beaucoup!!! Bref, a mon avis personnel, ils ont déjà la confirmation, c est pourquoi les 2 institutionnels cote oceanie sont rentrés massivement a 0.07 Elle devrait cote le ceo 80/90M$ Le JORC est atteendu fin 2026 debut 2027 > viendra donné une image de leur ressources completes Tungsten Gold Antimony ;)

BakerXBL

Literally says BNY Melon and RH

playstationjeans

Pulled this from my girl Google "Average Drawdown: Historically, the S&P 500 has seen an average peak-to-trough decline of about 18% during midterm years, says citing. " "Recent Performance: The S&P 500 has experienced a drawdown of roughly 9% over the past few months." "Historical Benchmark: Historically, midterm years see average drawdowns of 15% to 18%. Experts from BNY Wealth suggest that because the current dip is only at 9%, there may be a "further round of risk off" ahead." Also she said this "Fed Leadership: Markets are currently pricing in uncertainty surrounding the appointment of a new Federal Reserve chair in May, which historically correlates with pullbacks of 10% or more."

PositiveMind7860

Because with BNY: Robinhood is working with The Bank of New York Mellon (BNY), which the U.S. Treasury Department designated as the primary financial agent for the 🥭 accounts.

kmsmyself12

Disclaiming before I say this, I own shares because I see the potential but if this spooks you I understand. Some of this serial selling from the actual employees and **not scilex** a former major share holder of around 10% (we will get into this) can also be attributed to tax vestments which is completely normal. The CEO still owns a sizeable amount of shares so I'm not looking at it strange, as for scilex though. The reason the bulk insider selling is happening from scilex is because of **stock based loan fraud committed by Marc Wade / St. James Bank.** This selling pressure isn't from "insiders dumping" or a pump and dump it's because scilex was defrauded and literally want their money back lol. **In late 2025, Scilex entered into a stock loan agreement with St. James Bank & Trust. The Deal: Scilex pledged 96 million shares of DVLT as collateral to get a loan of up to $100 million.** **Scilex claims the lenders never intended to fund the loan with their own money. Instead, they allegedly moved the 96 million DVLT shares into unauthorized accounts at BNY Mellon and immediately began selling them on the open market to "fund" the loan they were giving back to Scilex.** So the dumping makes complete sense.

ryzetard

I havent even responded yet but you automatically assume im looking for some answers to try to snap back at you or that i am a bitter bagholder because i dared to ask why do you think so, at least thats my impression. Regardless: Yeah, CEO could shut up sometimes and try to remain professional regardless of the circumstances, however, all i care about is that he delivers what he promises at the end of the day. So far, not so bad, balance sheet was fixed, they got a lot of working capital that can fund their ops in 2026 without resorting to dilution and they hit that revenue target for now. Meme coins - You dont understand their purpose. Those as a way to live test and demonstrate their tech for data tokenization works, as these coins also include proof of ownership and embedded ticketing which separates them from other coins. They can also be used to test their information data exchange they are developing. They want data and real world assets to be tokenizable and exchangable - I guess it can work as a way to make illiquid assets liquid and since they are developing exchanges they can also profit from that by maintaining the infrastructure. Dilution - it is needed so you dont end up with a shitton of debt and anything you acquire has value - this value then gets added to the total value of DVLT so more or less this should net itself out. What S..... lawsuit? there is no scilex lawsuit vs dvlt. Scilex sued BNY that they sold 96 million dvlt shares which were supposed to be retained as a collateral - if anything if scilex succeeds here and BNY has to repurchase 96 million shares it will mean the price was suppressed illegally and well, a buyback wont hurt either.

OrneryWinter84

If you were at BNY Mellon Pershing, how did you guys handle the “introducing prime brokers”?

OrneryWinter84

One of the largest custodian banks- I’m presuming BNY Mellon Pershing It’s pretty balance sheet intensive for these banks. What you’ll see is if the bank can do things synthetically and match a client who is long with a client who is short, they can net out the postings, which is less balance sheet intensive for the bank trading desk. A lot of people even in hedge fund industry don’t know that. As a short seller, getting shares recalled sucks.

No_Philosopher_1870

If there was no response to the letters where the previous owner was told to do something, the company may have marked it as unclaimed property, sold it after a certain period of time, and sent the money to the state. If HSBC put the shares into an account instead, the previous owner should have been getting a 1099-DIV annually whoever held the shares. Where it gets confusing is that the Computershare that manages the shares is [computershare.co.uk](http://computershare.co.uk) , and you need the US agent, which appears to be BNY Mellon for the ADRs, also called ADSs for American Depository Shares. [https://www.hsbc.com/investors/investor-contacts](https://www.hsbc.com/investors/investor-contacts)

Eazy-Eid

Sure... Fidelity: As of January 2026, the Fidelity Wise Origin Bitcoin Fund (FBTC) holds 194,497.7 BTC. BlackRock: As of 2026, BlackRock holds approximately 778,000 BTC through its spot ETF (IBIT). BNY Mellon: Reported $321 million in crypto-related investments as of 2021, and actively acts as a custodian for Bitcoin ETFs and stablecoin reserves. Goldman Sachs: Held roughly $204 million in crypto/blockchain investments (as of 2021) and is active in Bitcoin ETF markets. JPMorgan Chase: Actively launching initiatives in tokenized deposits and testing stablecoin services.

Valkorion335786

I bought 100 shares of $BK because I love fast food and like Burger King What the fuck is BNY Mellon

cryptohorn

My BNY puts got cucked

IDIUININ

I'm getting disgustingly bullish about this. Amassing ETHMW. There's something about Securitze Tokenize Collateralized BNY that gets me rock hard...

zbern

Looks like QQQ got restructured from a UIT to an open-ended fund. Lowered the expense ratio by 2 basis points. Seems they are gonna be able to track the index better for slightly higher performance. The biggest advantage is to Invesco themselves where they can do securities lending for additional revenue rather than just focusing on marketing and expenses to manage the fund. BNY as the former trustee isn't getting kicked out but they definitely won't be making as much as before I'm betting.

Lalalla

Unless you get a Russian citizenship those ADRs aren't going to be converted. Also you have to know the time period of allowed "open book" for the specific ADR conversion. At this point this window for conversion has been closed for indefinite time. Since the main bridge to conversion was Euroclear, there is no channel of cooperation between Euroclear and NSD anymore. Also each ADR had its specific bank that issued them, some are from Citibank, some are from BNY Mellon, etc. these banks at this point won't lift a finger to help you. They closed the books for conversion. The only reason they had them open in the first place was to get rid of them from their balance sheets +earn a little. Even if you do manage to convert somehow magically, you get shares in rubles, as soon as they are sold you owe taxes to the Russian government, and good luck with that, especially proving base share cost (which can be set to zero).

justbrowsinginpeace

If it is a European ETF it's probably safer as the Depositary holds your assets independent from the investment manager. These are usually trust banks like BNY or State Street that aren't going bankrupt as they are G-SIF banks.

MrElvey

To my eye, this is bad for investors. I disagree with u/Huge-Albatross9284. Invesco is trying to make more money off investors in the ETF. Investopedia article title "Why Invesco Stock is Soaring after Proposing this Change to Pupular QQQ ETF" makes clear that this allows Invesco to make more money. Looks to me like that would be coming out of the pocket of investors in the ETF. *All quotes from* [the proxy statement](https://www.invesco.com/us-rest/contentdetail?contentId=2b5fc069-cbd3-409c-967a-5b73419e6840&dnsName=us): it "will benefit Invesco in the form of revenue and potential profits" ... after the change, "Invesco and BNY may also enjoy certain benefits related to securities lending" - currently prohibited. It explains that the risks of that lending could lead to QQQ losses - which are CLEARLY bad for investors in the ETF. It also states under "Benefits to Invesco and Risks Associated with Utilizing Invesco’s Affiliated Broker for Portfolio Transactions" that NOW (without the change) "Invesco is required to direct the Trust’s securities transactions only to brokers or dealers from which Invesco expects to receive the best execution of orders". But WITH the change, Invesco WILL be able to direct orders to "affiliates of Invesco" And later, "This change may introduce new risks of conflict that are not presently experienced by the Trust and its Shareholders." Invesco explicitly admits there will be "CLEAR FINANCIAL AND “FALL-OUT” BENEFITS TO INVESCO AS A RESULT OF SHAREHOLDERS APPROVING THE PROPOSALS." These far outweigh the 0.02% fee drop. No?

0JustForFun

I'm trying to vote and still need to clarify expenses. It seems new open-ended will have additional expense of compensation for 9 board members in addition to all current expenses, right? or I am missing something here? Under the current class as UIT, Invesco/QQQ is only reimbursed for marketing and administrative expenses. The other operational costs are paid to third-party providers, such as licensing fees to Nasdaq and trustee fees to the bank (currently BNY Mellon). Under the Proposed structure -Open-ended ETF. QQQ would become the investment adviser and collect the entire 0.18% expense ratio as a management fee. Invesco/QQQ would then use this revenue to pay the fund's expenses, including: Index licensing fees to Nasdaq. The Nasdaq license fee is a major expense for the fund. New Board of Trustees compensation. A newly created board would oversee the fund for the first time. Administrative and operational costs, including services provided by third parties, such as the custodian and administrator (BNY Mellon). Marketing expenses. It would fund marketing expenses from the management fee, rather than receiving separate reimbursements. This is the summary I collected. It seems to me that under the new proposal open-eded ETF. This QQQ ETF will have the additional expense of paying the board members who will manage the fund, correct? so comparing to current structure, the QQQ will have more expenses for the compensation to board members (9 of them). Then, the expense ratio for investors will go down from .20 to .18%. What are they paying now that is not going to be an expense in the future. Anyone could clarify?

MybobbyB

Ah oui vous avez raison la dessus les principales sources de financement sont : ventes de participation dans les societe dans lesquelles ils investissent, dilution sur le marché, pret BNY et maintenant Subvention US DEFENSE Par contre le COO fait ca intellligemment, c est un stratege Comme indiqué cest du long terme, 3 a 5 ans 10/15Mds En attendant CT split 5/1 annoncé sur le nasdaq donc on ira se stabiliser a 7/8$ soit 200M$ de capi Elle grimpera 2026 2027

MybobbyB

Because it's a "Rough Diamond" I searched for months for the best possible value in JUNIORS USA miners, i.e. on American lands which have the best benefit/risk balance in the short, medium and long term. For that I had precise criteria: 1/ Junior miners not seniors because these are the most undervalued stocks in 100 years of wallstreet 2/ on American lands because with the crises, I prefer it to be on US lands because the money goes to the US that is where 70% of the investments go 3/ solid finances and trusted support: Nova has 0 debt, crazy cash flow and since seven has taken 7% of Adelong Gold and the BNY strongly supports them 4/ under the radar: nova is massively under the radar and undervalued, even at $800M it barely values ​​the 2 projects OR and ANTIMONY 5/ I wanted a mine with several minerals which increases its capacity to produce value: Nova has ANTIMONY GOLD and also Lithium / copper and even silver 6/ I was looking for a similar one at Great Bear in Alaska which made x56 in 4 years and was bought by Kinross $KGC >> well Nova minerals is like Great Bear in Alaska and Gold experts consider that Nova is a multi Fort Knox. Who as you know is at KGC 7/ ANTIMONY will send them several billion miles away, it will join its big sister UAMY and surpass it thanks to the gold it has 8/ general context >>> gold shortage 2025 >>> gold at 4koz >>> Trump boosting critical minerals >>>> rate cut >>> QE coming Etc etc man I buy up to $200/250 AFTER I'm long term so no rush

joyreneeblue

Yes, good point. Having BNY oversee & charge for it seems onerous - do other ETFs share that burden? And do other ETFs have boards is also a worthwhile question that I don't know the answers to. I'm following this news as it seems that it would be worthwhile to invest in Investco if they are successful in removing BNY and remaking the oversight structure.

ShakeMyHeadAgain

This will also allow Investco to charge a management fee as well as moving from BNY management to a 9 member board who presumably will be compensated (and does an index fund really need a board since it had to take set positions?) I need to look some more and see if they list a proposed management fee and any caps on that fee if the future to be able to compare that cost to what BNY gets. If Investco would take less than BNY than that is a positive.

GandalfSwagOff

$BNY has been protecting the money of elite weirdo creeps for hundreds of years. They'll survive anything. Tech companies? Idk. They are more flakey and depend on social trends and behaviors.

justbrowsinginpeace

You have mega custodians/trust banks like BNY. They hold secruities in DTC etc on behalf of brokers and banks, as well as other custodians from overseas. 80% of all t-bills and other US debt is held at BNY. They are not going bankrupt, because they can't. They big banks all have "living wills" to avoid a repeat of Lehman so in the unlikely event they shut down, the assets have a disposal/transfer plan. Holding assets on exchanges via nominees and custodians is as old as money itself. Digital certs and all that other bollox are a solution for a problem that doesn't exist. It would be an operational nightmare that would be rampant with fraud and theft. It has never been easier or quicker to access stocks or get your money back. Personally having worked in this space for 25 years there are some trading platforms I wouldn't go near but the risk is well known to regulators and is enforced stringently.

Life_Personality_862

Get details including fees etc for adrs at the sponsor's website, e.g. [https://www.adrbny.com/](https://www.adrbny.com/)for BNY adrs including mhviy or [https://www.adr.com/](https://www.adr.com/)for JPM adrs the fees are often not insignificant on thinly traded ones, and if the underlying pays a dividend, the sponsor scarfs a portion of it. other (most?) full-service brokerages support direct international trading though it comes with additional commission, and you bear the currency risk directly. I use Fidelity and I looked into it once and it was mechanically straight forward, but in the end decided to buy the and ADR. Either direct or via ADR international stock have expenses/friction costs for us lowly retail investors.

Less_Lack_1253

Pershing/BNY, Fidelity NFS, Apex, Wedbush, Axos, DriveWealth. Why ATCH eats them: they own the long tail.. faster onboarding, lower all in clearing cost, white glove service, and a live engine (WDCO) that moves while their committees crawl.

dougie_fresh121

You should apply for jobs at banks like BNY Mellon, BAML, Merrill Lynch, etc especially if you have certs or education. Having this in your portfolio / projects on your resume is sure to stand out.

therealsilentjohn

> Gamblers trading tokens to other gamblers and absolutely no other value to anyone. Are you saying that Visa, blackrock, Mastercard, Accenture, Credit Suisse, BNY Mellon, Franklin Templeton, ING, JPMorgan, Microsoft, etc ... are you saying that they are all gambling? How is stablecoin settlement (the big major use case of crypto) gambling? It's just value transfer through a secure and fast network. > Having an imaginary potential use case doesn't make it real. You're right. Thankfully there are ***real*** use cases. > If a corporation wanted the tech, they'd just make their own token, they wouldn't buy it from gamblers who inflated the value to trillions of dollars in market cap. And what would be securing their token? The *entire point* of crypto is a decentralized and secure protocol. Reinventing a SQL database with extra steps isn't what makes all of this valuable. > How high do you think it'll go, 100 trillion dollars? Maybe a quadrillion? For something only ever used for gambling? I don't pretend to know unknowables.

greytoc

Yes - that's very normal. When a company issues a dividend, the company is effectively returning capital back to investors. The dividend impacts the balance sheet of the company so the price of the stock will reflect the dividend. If you want to find news about the company - look on the company investor portal - [https://www.holcim.com/investors](https://www.holcim.com/investors) A special dividend occurs when a company issues a larger than normal dividend - usually from some corporate action. It this particular case - it's because of the Holcim spinoff of the company's businesses in North America to Amrize. This is where it gets complicated because you invested in HCMLY. HCMLY is actually an unlisted ADR that trades OTC. It is traded OTC Because it's unsponsored by the Holcim. Unsponsored means that the company has nothing to do with the ADR. And the ADR is a depository receipt offered by a depository (a term that basically means bank). In this case, the depository is BNY which is one of the major ADR providers in the US. The actual corporate action is that Holcim shareholders would receive shares of Amrize. But in this case, because it's an ADR - the depository has decided to sell the shares of Amrize and distribute the net USD proceeds to ADR holders. That's why you are getting $10.63033 per share in cash instead of AMRZ stock.

Busy_Satisfaction510

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Busy_Satisfaction510

I’ve made over $1.2M in grant funding including the gov’t and private institutions for my clean energy company. To date I’ve raised $3.1 million total. I’ve been funded by world class orgs and individuals including BNY Mellon, Pharrell Williams, and Cisco For the Founder: Knowledge on winning over $350K in grants, some game winning application drafts, and some apps curated for you, spend 20 minutes here: https://stan.store/getwealthy/p/win-grants-like-clockwork

Busy_Satisfaction510

I’ve made over $1.2M in grant funding including the gov’t and private institutions for my clean energy company. To date I’ve raised $3.1 million total. I’ve been funded by world class orgs and individuals including BNY Mellon, Pharrell Williams, and Cisco For the Founder: Knowledge on winning over $350K in grants, some game winning application drafts, and some apps curated for you, spend 20 minutes here: https://stan.store/getwealthy/p/win-grants-like-clockwork

Busy_Satisfaction510

I’ve made over $1.2M in grant funding including the gov’t and private institutions for my clean energy company. To date I’ve raised $3.1 million total. I’ve been funded by world class orgs and individuals including BNY Mellon, Pharrell Williams, and Cisco For the Founder: Knowledge on winning over $350K in grants, some game winning application drafts, and some apps curated for you, spend 20 minutes here: https://stan.store/getwealthy/p/win-grants-like-clockwork

Busy_Satisfaction510

I’ve made over $1.2M in grant funding including the gov’t and private institutions for my clean energy company. To date I’ve raised $3.1 million total. I’ve been funded by world class orgs and individuals including BNY Mellon, Pharrell Williams, and Cisco For the Founder: Knowledge on winning over $350K in grants, some game winning application drafts, and some apps curated for you, spend 20 minutes here: https://stan.store/getwealthy/p/win-grants-like-clockwork

Busy_Satisfaction510

I’ve made over $1.2M in grant funding including the gov’t and private institutions for my clean energy company. To date I’ve raised $3.1 million total. I’ve been funded by world class orgs and individuals including BNY Mellon, Pharrell Williams, and Cisco For the Founder: Knowledge on winning over $350K in grants, some game winning application drafts, and some apps curated for you, spend 20 minutes here: https://stan.store/getwealthy/p/win-grants-like-clockwork

Busy_Satisfaction510

I’ve made over $1.2M in grant funding including the gov’t and private institutions for my clean energy company. To date I’ve raised $3.1 million total. I’ve been funded by world class orgs and individuals including BNY Mellon, Pharrell Williams, and Cisco For the Founder: Knowledge on winning over $350K in grants, some game winning application drafts, and some apps curated for you, spend 20 minutes here: https://stan.store/getwealthy/p/win-grants-like-clockwork

jdizzle512

You clearly are not keeping up with recent events. Every institution in the world is actively working on tokenization, blockchains, stablescoins, interoperability and regulatory compliance Swift—the international bank messaging standard for 11,500+ banks—is working with Chainlink to enable financial institutions to connect to any existing public/private chain using Chainlink and their existing Swift infrastructure and messaging standards. Chainlink CCIP was used to enable the cross-chain settlement of tokenized assets across public and private blockchains. The successful collaboration featured 12+ world-leading financial institutions, including Euroclear, Clearstream, ANZ, Citi, BNY Mellon, BNP Paribas, Lloyds Banking Group, and SDX. https://blog.chain.link/wp-content/uploads/2023/10/results_report_swift_interoperability_experiments_final_310823-2.pdf

Big-block427

For Institutional Investors GS and BNY have just unlocked another source of income.

niunchingblental

Major players—BlackRock, BNY Mellon, Fidelity, Goldman Sachs, and Federated Hermes—have joined forces to **tokenize shares of traditional money-market funds** on Goldman’s private blockchain, now tradable via BNY's LiquidityDirect platform. This aims to **enable near-instant, around-the-clock settlements**, enhance collateralization efficiency, and bring blockchain’s transparency and operational speed to mainstream institutional finance.

Some-Ad7772

Rocket has 60%short interest. Q4 EBITDA margins at 18%, acquisition talk (Mr. Cooper/Redfin). BNY Mellon grabbed 700k shares. Chart’s screaming breakout. Shorts are toast

No_Tale5373

Mutual Funds it is for most busy people. FNILX, FZROX from Fidelity - 0% fee indexed stock funds. If you're absolutely in love with ETFs, BKLC from BNY, also 0% fee.

Sea-Acanthisitta5791

Within 3 to 5 years, most major banks in developed markets are expected to launch at least pilot Bitcoin custody services. Regulatory momentum in regions like the U.S., Europe, and Singapore is creating favorable conditions. Early movers such as BNY Mellon and DBS will likely be followed by others. As Bitcoin becomes more widely held and less volatile, BTC-backed lending will shift from niche to mainstream. By 2028 to 2030, Bitcoin custody and lending will likely become standard offerings among forward-looking banks, targeting institutional clients first and eventually retail, generating revenue through fees, trading, and interest products.

Horror_Vegetable_850

Even BNY?

Cryptonewbie5

My favorite was from yesterday where one guy was saying that tokenization is trying to solve a problem that doesn't exist. Like yeah, the big boys (BlackRock, BNY Mellon, JPM), they're all misguided in pursuing tokenization and it's you that's right reddit.

Usual-Alternative145

BKLC. BNY Mellon US Large Cap Core ETF. about 85% similar to VOO. but BKLC is free to hold having no fees

ChadBergenstock

CRCL IPO notice from RH. RCL is the ticker symbol for Circle Internet Group, the company behind the USDC (USD Coin) stablecoin. Based on the latest information: **Key Details about Circle's IPO:** * Circle plans to offer a total of 24 million shares of its Class A common stock, which will trade on the New York Stock Exchange under the ticker CRCL [USDC Stablecoin Issuer Circle Files for IPO on NYSE](https://thecryptobasic.com/2025/05/27/usdc-stablecoin-issuer-circle-files-for-ipo-on-nyse/) * Circle Internet said on Tuesday it was targeting a valuation of up to $6.71 billion on a fully diluted basis in its U.S. initial public offering [Stablecoin giant Circle targets $6.7 billion valuation in US IPO | Reuters](https://www.reuters.com/technology/crypto-firm-circle-internet-some-shareholders-aim-raise-624-million-us-ipo-2025-05-27/) * The company has been trying to go public for years - their first attempt through a SPAC merger in 2021 failed * Circle formally filed their S-1 registration with the SEC in April 2025, and they just filed updated prospectus documents today (May 27, 2025) **Company Overview:** * Circle is the issuer of USDC, the second-largest stablecoin by market cap with about $60 billion in circulation * The company, led by Jeremy Allaire, reported net income of $156 million on revenue of $1.68 billion in 2024 [Circle Files for IPO as Stablecoin Issuer Shows Growing Revenue - Bloomberg](https://www.bloomberg.com/news/articles/2025-04-01/stablecoin-issuer-circle-files-publicly-for-ipo-as-revenue-grows) * The company said its reserve income from managing its stablecoin-related reserves was $1.7 billion at the end of 2024, representing 99.1% of its total revenue [Stablecoin Giant Circle Files for IPO After $1.7B Stablecoin Reserve Windfall](https://www.coindesk.com/business/2025/04/01/stablecoin-giant-circle-files-for-ipo) **IPO Details:** * Lead underwriters: JPMorgan Chase and Citigroup * Circle's IPO co-managers include Santander, BNY Capital Markets, Needham & Company, Canaccord Genuity, and Oppenheimer & Co. [USDC Stablecoin Issuer Circle Files for IPO on NYSE](https://thecryptobasic.com/2025/05/27/usdc-stablecoin-issuer-circle-files-for-ipo-on-nyse/) * The IPO is happening amid growing optimism around cryptocurrency under the Trump administration's more crypto-friendly regulatory approach The IPO is significant as Circle would be one of the major cryptocurrency companies to go public, potentially paving the way for other crypto firms like Ripple, Kraken, and Gemini that are also reportedly considering IPOs.

therealsilentjohn

Crypto is already doing more volume than MC, Visa, Amex, and Paypal ($14 Trillion in 2024) RWA TVL reached $10B and has seen exponential growth (Private credit & US Treasuries fueling rapid growth) $132B+ in stablecoins on chain There's so many use cases live that it cracks me up when people say there aren't any: Stripe - Stablecoin Financial Accounts Visa - Stablecoin Cards Moss Genomics - ETH Treasury BNY Mellon - Digital Asset Data Insights Calastone - Tokenised Distribution Custodia Bank/Vantage Bank - Avit Stablecoin BioNexus Gene Lab - ETH Treasury Invesco - iSNR Fund Buenos Aires - Digital License Apollo - ACRED Fund Nubank - USDC Reward Program Mainnet ...that's just *this year*, with tons more in development / waiting for regulatory clarity.

callyograndma

Do I want BNY shares through ESPP?

callyograndma

Do I want BNY stock through ESPP

Valkorion335786

What do you mean $BK is BNY Mellon I thought I was buying shares in Burger King 

SunlitShadows466

That guy wasn't paying attention. The announcement came a full month before delisting, and BNY Mellon offered to buy all the ADRs ahead of time.

Balticseer

Bank Analyst: BNY Flow Data Through Tuesday Shows Foreign Selling Across US Treasuries And US Equities,

MindMugging

Let’s say you put money into “Reddit Investment ETF”. - Reddit Investment Advisor LLC (RIA) receives your cash - they direct your cash to a CUSTODIAN BANK (StateStreet bank, BNY Mellon, etc) - then your cash goes into the share creation process and your cash is converted to 1 share of RI ETF. That share is recorded at CUSTODIAN BANK. The whole point is the investment decision matter does not and never should be holding your money in an account that is controlled by the investment company. This is to prevent shit like Maddoff or FTX happening.

Jenn2895

Chainlink, $Link. They solved the Oracle problem, but they offer so many more services as well such as data feeds. The WEF has even mentioned as part of the 4th Industrial Revolution. The financial system is moving on chain. Some banks have already announced. Chainlink is needed for all the blockchains to interact. Swift (messaging system for over 11k banks) wrapped up years of testing with Chainlink. Banks are in the transition phase with a deadline of Nov 2025. Chainlink has over 700 employees, including top computer scientists & former Google execs. Sergey created smart contrats dot com a week before Satoshi released the Bitcoin white paper. Citi predicts Chainlink will take dominance over Bitcoin (they are/do different things, so there’s no competition. Chainlink with a market cap of Bitcoin would be $2,500. $Link is currently $14. This is 1 of those once in a lifetime opportunities. They also have over 2,000 partnerships including some of the top names in Finance. JP Morgan, Fidelity, BlackRock, Euroclear, Clearstream, ANZ, Citi, BNY Mellon, BNP Paribas, Lloyds Banking Group, Central Bank of Brazil…. But they are not limited to just finance as everything is moving towards ai & blockchain… & Chainlinks data feeds will be necessary. This technology will be used for gaming, gambling, sports, weather, real estate, smart contracts, medical records, all real world assets, records & contracts. $Link will be a household name by 2030. Chainlink is available on RobinHood. So it’s not hard to purchase.

DrBuschLight

Bought BNY mellon last summer when it was in the 50s and now its close to hitting 90s. Knew I should have loaded up harder, its been sneakily good.

Straight_Turnip7056

Sure? Or did you mean, BNY?

GhostAndAce

No, it automatically appeared on my brokerage account. Note that accodring to BNY Mellon, the broker has to release your ADS first (basically the broker exchange the ADS on your account for cash). In my case, Wellstrade took care of that for me and I did not have to do anything. But maybe with some brokers the process is not automatic and you need to contact them to ask them to release the ADS? Just an idea, I might be wrong.

GhostAndAce

In my case BNY charged $0.05 per ADS: I can see the net proceeds and the gross proceeds on my account activity.

romt_25

Apparently, Dogecoin's market cap ($65B+) is higher than that of BNY Mellon by $7B+.  BNY Mellon is the oldest bank in US with $17B+ revenue and 50k+ employees. 

GhostAndAce

I received the cash today in my broker account! BNY sold all the BMW shares underlying the BMWYY ADR, and they distributed the proceedings today. They took very little fees.

IDGAFOS

Aave, to name one of many... "At its current level of net deposits, Aave would be ranked 63rd by consolidated assets among insured U.S.-chartered commercial banks, ahead of Commerce Bank and BNY, as of Sept. 30 data from the Federal Reserve"

ak_NYC

Webull typically does not hold the actual assets. They are an interface. All of these trading front ends keep their customer assets custodied with highly regulated companies, like BNY, State Street, etc. In WeBbull’s case, the stocks are held with Apex Clearing Corp.

FormalAd7367

If regulations are relaxed, banks may soon be able to use Bitcoin as custody. This shift would allow financial institutions to hold and manage BTC on behalf of their retail clients. honestly, I’m more worried about the COIN. With BNY Mellon getting SEC approval for Bitcoin custody, it feels like Coinbase might lose its edge. Sure, they’ve been leading in custody services for ETFs, but as banks step in, it could change the game.

Autocorrectcaptcha

It’s only the clearinghouse and custodian - not the same company. It’s owned by BNY Mellon.

running_man1

From BNY today: *The Depositary will endeavor to sell the Shares underlying any Sponsored ADSs that have not been surrendered.*    *Holders who did not surrender will become entitled to receive net proceeds of the sale of the underlying Shares. The Depositary will notify you after it completes sales of the underlying Shares and call for surrender of your Sponsored ADSs to be exchanged for net cash proceeds. A cancellation fee of $.05 per Sponsored ADS surrendered will be deducted from the cash proceeds you will receive, and your payment may be subject to withholding in respect of U.S. income tax.* *No estimated proceeds will be shared.*  [https://www.adrbny.com/content/dam/adr/documents/termination-notices/files/TN2000014.pdf](https://www.adrbny.com/content/dam/adr/documents/termination-notices/files/TN2000014.pdf)

GhostAndAce

Any update folks? I talked to my broker (Wellstrade) and they told me that BNY Mellon will sell all the underlying BMW shares and deposit the proceeds on my brokerage account once my broker releases the ADS. But they don't have a timeline for this.

CellRepresentative97

Hi pal, the response from BMW IR: „Thank you for your email and your interest in BMW. The company has decided to withdraw from the US ADR market. The depositary bank BNY has issued a termination notice which is available here: https://www.adrbny.com/content/dam/adr/documents/corporate-actions-dr/files/ad1143650.pdf For any questions relating to your ADR investment and the termination of such program, please reach out to BNY directly.“ So all is in hands of BNY? Ibkr doesnt help and provide any more information by now. BR

i-love-freesias

BKLC has zero fees.  It’s managed by the bank Schwab uses, so pretty solid. I buy it and SPLG, which has (.02%) fee.   They both do the same thing, but I buy both to get overall lower fees and I’m waiting to see how BKLC does longer term, as it’s only 3 years old, which is why they are offering it at zero fees (BNY Melon Bank).

ToTheMoon-DarkSide

Robinhood announced this: Wait until cash liquidation after October 29, 2024. If you decide to do nothing, BNY Mellon may sell the underlying foreign shares. Robinhood in that case will surrender your ADRs to the depository in exchange for cash that will be distributed to you at some point after October 29, 2024. You’ll receive the net of proceeds minus any fees and tax withholding charged by the depository. These fees are not charged by Robinhood

KangarooNext1789

I hope this will be helpful for you guys IBKR finally said yes to doing something about this, they have said they can help to convert these BMWYY ADRs into common shares ISIN DE0005190003. Which what I asked for and I am going to agree to it since it is less risky than just waiting for liquidation. Even though I think the fee they asked is very high. Also after emailing both BMW and then BNY, they gave this answer, maybe if you use this with your broker you can can still catch the 28/10 deadline "I understand from your query that your ADRs are held in a brokerage account. Please note that we do not have access to your brokerage account and hence we do not have a line of sight into your holdings at the brokerage account. So, in case you want to move the ADRs from the sponsored program to the unsponsored program, please have your broker complete Annex A of the termination notice that is available at URL: [https://www.adrbny.com/content/dam/adr/documents/corporate-actions-dr/files/ad1143650.pdf](https://www.adrbny.com/content/dam/adr/documents/corporate-actions-dr/files/ad1143650.pdf) You may instruct your broker to email the completed Annex A to email id: drinstructions@........."

greytoc

BMW stock price has been mostly flat in the last 30 days. It really would depend on when BNY sells the shares. It looks like the unsponsored ADR is already trading if you want to track the price in USD - ticker is BMWKY - it closed today around $28.23/share. It's really going to be the fees, currency slippage, etc. that will be reduce the proceeds that you get back. Hopefully those fees aren't too much.

greytoc

yeah - Robinhood is a pretty immature broker so they probably don't have processes or services that larger and more established brokers have. I actually thought Robinhood didn't even support OTC shares. You should check with Robinhood - I would expect that in your case - Robinhood should receive the proceeds when BNY fully liquidates the facility. And you should receive the net proceeds.

Independent-Turn1886

JPMorgan Chase and BNY Mellon Russian branches. Aka Monopoly money

shrug123456

Yeah I'm pretty sure that the funds should get transfered after some time, that's what was told to me from BNY Mellon. They assured me there would be a payout, but he did not know at what price or what fees would come out of it, hopefully not a lot. 

Additional_Media6570

yeah thats what they told me.. or maybe i have missed the corporate action dates. literally no idea. kindda new to this AD. tend to generally trade stocks which r listed on nasdaq and nyse.. any idea how can i contact the depository BNY? like an email address or whatsoever?

greytoc

hmm - are you saying that Ibkr doesn't have a process to deal with voluntary corporate actions? I guess that's possible. It's my understanding when I read the notice that the depository will simply liquidate all shares which have not been elected to be transferred. And the net proceeds would be distributed. But I believe that happens 30 days after the end of the election period. And your broker would then have to distribute the proceeds it receives from whoever is the custodian. That's just my guess. You could try contacting the depository instead. I think you would have a better chance getting an answer from BNY than from BMW.

shrug123456

So questrade never helped with anything but I was informed by the organizer of the BMWYY shares, the BNY Mellon that after the 30 say period they will sell the shares and pay out the money to the brokers who then should pay it out to me. 

shrug123456

Yeah found multiple but then was told because the stock is undergoing this transfer to new shares, you can't transfer them to a new broker. Finally called BNY Mellon, the ones organizing the sponsored shares and they let me know that 100% I'll receive my money thankfully. 

stockmike

Thank you for your response and Yes that too. Im pretty new to investing so I think I'm just worried about looking at the 20 year price difference in the BNY option vs VTSAX. But looks like there is more research I need to do.

stockmike

Depressing options at my 457b empower account. looking to invest my money but looking at the 20 year average for the BNY mellon S&P 500 it has barely increased compared to VTI. But Thats the only S&P option empower offers. There are mass mutual funds as well but I dont think those are great either. BNY expense ratio of 0.50 and the mass mutual fund expense ratio is around 0.60 I included a comparison chart. VTI in black BNY in blue and mutual fund in orange. Its the percentage increase in the last 20 years. Should I not even consider these options and invest instead in a personal brokerage account? https://imgur.com/a/KKk4CtD