MS

ZonkTrader

I say stick with Robin Hood. I used to trade with Etrade. After MS took over their risk management team is too much of a pain in the ass so I prefer RH plus lower contract fees.

InfectedAztec

Copilot has genuinely made their software less efficient for me. Ive worked with MS office for close to 20 years and its never felt as bad as it does now.

ogaat

Games are the true winners here. Linux has never been able to compete there and for Apple, that has never been a focus. Every giant that tries to replace MS-Office also tried to lock users in their own software. Apple's suite is terrible and Google's suite is like a half hearted attempt that they gave up because it was not selling enough ads. The manor surprise is why companies and open source and even governments have never come together to form a common minimum standard.

yvrev

Compatability, it's the most used OS on desktop PCs. Games, or literally just MS Office.

gamjatang111

[Industries affected by Strait of Hormoz disruption according to MS research : r/StockMarket](https://www.reddit.com/r/StockMarket/comments/1rz6i5j/industries_affected_by_strait_of_hormoz/)

InvestigatorPlus3229

President Donald Trump said the U.S. could end Iran military operations “right now” and still leave Tehran unable to rebuild its military capabilities for a decade. But that’s not “an acceptable situation” because “if we stay longer, they’ll never rebuild,” Trump told MS Now’s Stephanie Ruhle on Friday in a phone interview.

civillyRange

Why do all major bank charts look like this? BAC JPM MS Very strange https://preview.redd.it/ff4essd3c3qg1.jpeg?width=1080&format=pjpg&auto=webp&s=c26522aeb3ce276bd60f840ac6e37af10880e42c

sami_regard

OpenAI might just buy gitlab to compete with MS-github combo.

collegefootballfan69

MS just upgraded Carnival

yot2trawl

I have been trading options strategically for over 25 years and early on I experimented with pretty much every strategy. I now live off of my option premiums generated by a pretty straightforward system: I have long stock positions, short calls that typically expire in 7-28 days and maintain vertical and diagonal call spreads that extend out monthly x 4-5 months. I adjust these positions to maintain position delta within a certain positive range. I typically will BTC the expiring calls or roll these calls out 1-2 weeks. If I close my near short positions, I will cover them by STC long calls that are 1-4 weeks out. After closing my near short calls, I will usually purchase a vertical ITM call spread that is 5-6 months out. This strategy ensures that I am always selling more time value than I purchase and usually accounts for about 10% annual returns (above and beyond the returns from my long stock positions). Last week I asked MS copilot for an opinion of my portfolio (first time I have ever done this) and this was the surprisingly favorable reply: [https://copilot.microsoft.com/shares/L1pTF2S8wfAkZpEPvP6NM](https://copilot.microsoft.com/shares/L1pTF2S8wfAkZpEPvP6NM) I have nothing to sell and am glad to answer questions if you are interested.

Jorgetime

MS does not want or need to burn money in the AI pit like Meta, and basically have a money making machine with Azure and Office. Sure everybody hates Windows but that is not what makes them money anymore.

EasyCheezie

This sounds like a “grass is greener” perspective. My company is power user of GH, and it’s been nightmarish lately dealing with service outages across their offerings. It’s been rough for a couple years, but recently we experience a noticeable service outage daily at this point. I’d be a bit worried if I was GH/MS. IIRC, GH blames azure migration for the instability, but that doesn’t exactly instill confidence either, as azure has been the least polished, most prone to capacity issues, and general lack of polish/ux compared to GCP and AWS. I find it hard to believe GL won’t at least be able to compete from an agentic workflows standpoint, since integration is a matter of MCP/cli. Provided, I have not extensively used GL (especially in age of coding agents). Tbh, I’d be more wary of self-hosting gitea or something as a real competitor if reliability of these cloud services continues to be a significant issue.

modder9

Yea but giving us E5 for less than we were paying for E3 the 3 years before is insane. 3500 E5s was going to be so hard to get budget for, but the MS rep opened the renewal talks with that insane offer. We didn’t even negotiate it. They are DESPERATE.

ReturnOfBigChungus

> It's just a matter of time before someone does a quantitative analysis of how much time was saved and what's the monetary value of that in savings and opportunity cost. AI creates efficiency and efficiency is rewarded. There have already been several studies. They showed that 80-90%+ of AI projects in companies fail to deliver the promised value. I'm not arguing that AI isn't useful, or that it won't become more useful as it improves, but it's very likely that there will be a big slowdown on spend, a thinning out of AI companies as many fail, and a consolidation of players, while people in industry adopting the tools temper expectations instead of spending freely on AI projects to "not get left behind". Similar to what happened with the .com bubble - there was always a TON of value burried in there, but the stock market and industry got way out ahead of the value that was actually being realized, then people figured it out, things consolidated, now 25 years later we actually see the widespread adoption that was promised. Will it take AI that long? Almost certainly not, but there will be a correction and a "come down to earth" period before it's solidified. >when people realize that Microsoft is the actual leader Big oof. MSFT is not going to be the winner here. >they all still use MS Office and Co-pilot integrates so seamlessly with the entire office suite MS office is quickly losing its moat, and Co-Pilot is absolute garbage compared to top tier models. Like embarrassingly bad for even remotely complex use cases.

misterkhanna

First of all, I don't think the AI is a bubble. Why? Because there are real productivity gains happening in the industry and only increasing with each day. It's just a matter of time before someone does a quantitative analysis of how much time was saved and what's the monetary value of that in savings and opportunity cost. AI creates efficiency and efficiency is rewarded. The stock market, plays a different game. They want to identify the best and top player asap. The challenge with that is that capability wise, almost all AGI models are more or less similar, unless someone is looking for a niche capability. My assessment is that the bubble will pop only when people realize that Microsoft is the actual leader and we will probably see a 2000s repeat, surprisingly in favour of the same company. Why Microsoft? Simple answer : Inertia. Coders and software engineers don't run offices. Executives do and guess what , they all still use MS Office and Co-pilot integrates so seamlessly with the entire office suite that it's hard to go outside that environment. And most public companies will be afraid to exit that environment because they don't want an "external" AI model accessing their data due to security and auditory concerns. So yeah, invest in Microsoft, it's cheap right now.

shiftersix

This is what Linux people have been saying for the last two decades. I'm a Linux user myself, but MS still has a strong and steady hold in enterprise solutions.

Full_Pear449

Bank do it all the time. I sleep very very well every night. Traded 25+ years for a Primary Dealer, you learn the ins and outs very quickly. Retired at 50, and yes, there were some hairy, scary days along the line. Worst was 2008-2010, we were short Leh, MS, ML, AIG, CS, DB, C, and a few others. The other play was CDO's, there were multiple ways to play that. BUT, intelligence and research prevailed.

theJimmybob

$LMND upgraded to Overweight from Equal Weight at $MS - raises PT to $85 from $80

Paul_Robert_

Make a MS paint drawing of it, and post that. Tag me pls

Gefilte_F1sh

>The SEC fines the likes of JP, MS, GS every other year to the tune of hundreds of millions of dollars. These companies employ hundreds if not thousands of compliance officers. Sounds like a calculated decision. They clearly profit more than the fines total or they'd fix the problem.

RookieMistake101

The SEC fines the likes of JP, MS, GS every other year to the tune of hundreds of millions of dollars. These companies employ hundreds if not thousands of compliance officers. I’ve dealt with a number of SEC head aches from the custodian side (Goldman in our case). Yea they come down on the big boys too. It’s why the financial advice and offerings you get from a JP advisor may be so vanilla.

LanceThunder

i'm curious what Meta is doing as far as AI development. they are behind in the development of models, both private and open sourced. hardware and infrastructure would be tough for them to break into. openAI, QWEN, anthropic, MS, Goog, tesla all have them beat pretty badly.   also, i can't see facebook or meta having much growth in the future. if anything they are in decline. so where is the money going to come from?   another point of interest is who are they laying off? maybe they are just cutting the fat but layoffs have a way of also scaring off talent that are either mad or scared that their friends have been let go. layoffs might look good on paper but i am not convinced its a great move in the long term unless its a company that has some serious bloat.

QuartersToPlay

THE ACTUAL QUOTE “As a matter of fact, the Strait of Hormuz is open,” Iranian Foreign Minister Abbas Araghchi said. “It is only closed to the tankers and ships belong\[ing\] to our enemies, to those who are attacking us and their allies. Others are free to pass,” Araghchi told MS NOW.  This post is severely misrepresenting what was said and I hate to see it gain such traction the mods or the op need to amend it because people are going to make mistakes around this misinformation. He's saying as if it's " been open " this whole time where we know that's not the case. Therefore this is political posturing and a nothing burger and being treated as actual news.

FunctionOk8962

THE ACTUAL QUOTE “As a matter of fact, the Strait of Hormuz is open,” Iranian Foreign Minister Abbas Araghchi said. “It is only closed to the tankers and ships belong\[ing\] to our enemies, to those who are attacking us and their allies. Others are free to pass,” Araghchi told MS NOW.  This post is severely misrepresenting what was said and I hate to see it gain such traction the mods or the op need to amend it because people are going to make mistakes around this misinformation. He's saying as if it's " been open " this whole time where we know that's not the case. Therefore this is political posturing and a nothing burger and being treated as actual news.

Educational-Dot318

this is why M$ is wise to release versions of Office with home licensing (though they push hard for MS365 too.)

nobadhotdog

In a nutshell some investment firms invest money in a lot of non liquid investments. Say Morgan Stanley has a 1B fund that invests in tech startups. If 1/2 the fund investors want their cash they can’t just sell their assets. If a fund is based on the S&P and 50% of the investors want their money they just sell the stocks and give out the cash Imagine a fund has 1b. Invests 200m in start ups buying funding rounds, 700m investing in I don’t know data centers. Have 100m left over. 20% of the fund says hey we want our money (the people who gave 1m here 5m there into the fund). MS only has 100m so it says we are dolling out 80m this quarter and between now and next quarter we are gonna sell our stakes in some investments (hopefully at a gain) and we’ll send out the other 120m

PixeledPathogen

Wall Street banking giant Morgan Stanley (MS.N), opens new tab has limited redemptions at one of its private credit funds after investors sought to withdraw almost 11% of shares outstanding, a ​regulatory filing showed on Wednesday.

dten1112

The part that should concern people more than the gating itself is the simultaneity. When it's one fund, it's a one-off. When it's Blackstone, BlackRock, Blue Owl, and now MS all hitting their 5% caps in the same quarter, that's a coordinated signal of broader sentiment. The gating mechanisms are working as designed, but the real risk is what happens when retail investors see the headlines and rush to redeem in Q2 before the window closes. That reflexive panic is where a manageable stress event can turn into something uglier.

Icy_Jelly_315

JPM and MS and Deutsche Bank (the ones we know about) LMAO🤌

Full_Pear449

BS-ECON/JD,, MBA Capital Markets, MS- Applied Statistical Analysis. 25+ YRS trading Equities, 5yrs Head of Desk. Yes condescending, And yes you are wrong. Bretton Woods Agreement CIRCA 1944..the dollar as legal tender in the states replaced the pound as the dominant global commodity trading currency following World War I, and solidified this role in 1944. This lesson is free.

csr8765

MS just restricted redemptions for private credit. It’ll get hit the hardest tomorrow

danieldeubank

The recent moves by BlackRock (early March 2026) and now Morgan Stanley (March 11, 2026) to impose or tighten redemption limits on flagship private credit funds highlight growing liquidity stress in the $1.8–2 trillion private credit sector. This isn't isolated—it's part of a broader wave of investor anxiety, redemption surges, and structural mismatches in semi-liquid/open-ended private credit vehicles (e.g., non-traded BDCs and evergreen funds).BlackRock (HPS Corporate Lending Fund / HLEND) * What happened: Investors requested 9.3% redemptions ($1.2B) in Q1 2026; BlackRock enforced the standard 5% quarterly cap, paying out only \~$620M (per fund letter and Reuters/Bloomberg reports). * Why: First time HLEND (acquired via 2024 HPS deal) has gated since inception. Reflects broader unease over lending standards, software/AI exposure risks, and illiquidity in private credit. * Market reaction: BLK shares fell \~7–8% on the news (late morning March 6), contributing to a weak start for 2026 among alt managers. Morgan Stanley (North Haven Private Income Fund or similar) * What happened: Investors sought to redeem \~11% of shares outstanding; MS restricted redemptions (likely to 5% or similar cap), returning far less than requested (filing showed partial payouts). * Why: Echoes the same redemption pressure seen at BlackRock, Blackstone (BCRED raised cap to 7% after 7.9% requests + internal cash injection), Blue Owl (halted some redemptions), and others. * Context: MS private credit funds (part of MSIM's alternatives platform) face the same illiquidity mismatch: quarterly liquidity promises vs. long-duration, hard-to-sell loans. Broader Implications & Analysis * Structural problem: Private credit funds (especially retail-accessible BDCs) offer periodic redemptions (often 5% quarterly) to attract wealth investors, but underlying assets are illiquid. When requests exceed caps, managers gate to avoid forced sales at discounts → protects remaining investors but erodes confidence. * Why now?: * Rising defaults/restructurings (PIK interest, software sector stress from AI disruption). * Geopolitical/macro fears (Iran war → oil spikes → inflation/stagflation → Fed paralysis → higher borrowing costs). * Retail/wealth outflows: Wealth platforms pulled back after high-profile issues (e.g., First Brands/Tricolor bankruptcies). * Sector contagion risk: Gates at big names (BlackRock, MS) can trigger more redemptions elsewhere (fear of missing liquidity window). Could pressure asset prices, widen spreads, and slow new commitments. * Critical minerals tie-in: Private credit funds often finance mining/exploration (e.g., juniors in rare earths/scandium like NioCorp/IBC peers). Tighter liquidity → less capital for projects → delays in domestic supply chains (e.g., Elk Creek, Araxá analogs). Positive side: forced discipline may favor stronger balance sheets and proven projects. Bottom LineThis is a classic liquidity crunch moment in private credit—not a systemic crisis yet, but a warning sign. Gates protect funds short-term but can accelerate outflows if trust erodes. Watch for: * More managers following (e.g., Blackstone/Blue Owl updates). * Impact on alt manager stocks (BLK, MS, BX, OWL down sharply). * Potential Fed/SEC scrutiny on semi-liquid structures.

IJustSignedUpToUp

The hack is to share it as a word document file, which when clicked doesn't actually open the word doc in it's native MS Word application but a shittier not interactive version that loads over top of the rest of your chat, rendering both the thing you're looking at and the chat you were reading useless.

ShillinTheVillain

My drones run on MS-DOS. Good luck stopping them.

Pabst_Blue_Gibbon

MS Teams (new) Final (v.4) final FINAL

s_r_user

Newer version is MS Teams (new)(new)

VEB_Weltraumgurke

Hasbara shills would be mad at this comment but they can't share a link to it because their MS Teams (new) login does not synchronize with the Copilot™ enhanced MS Office™ Click-to-Run background applicarion

Majk1389

$8B is a significant figure. This would not be anytime soon, rather after the trials are done and the MS product is approved by FDA.

xraay9

After the 2008 crash MS and other tech stocks were severely undervalued, so your purchase was a wise one. Now the same can't be said, as even with MS down somewhat, it's still trading at rich valuations, and the market is worried that AI could eat the very companies (like MS) that are promoting it.

whagon-wheel

You’re reading quite a bit into my terrible MS Paint meme that I spent four minutes on But yes, I do think a rate hike would be pretty funny (although I would lose money—I am not well positioned for that at all lol)

SlartibartfastMcGee

Check out the ticker IT. They are consultants who c-suite types will pay huge amounts of money to show them how to use MS word and ChatGPT. I bought a couple shares today for shits and giggles, but I kinda wanna short it now.

dandecode

Lol every post about MS has this low quality exact comment.

CrimsonFatalis8

Not really. You could do that in MS paint if you wanted to.

Full_Pear449

By the way, on the desk we had 2 PHD's in Risk Analysis, 1 PHD in Applied Mathematics, 7 MS's in various forms of Economics, all the papers in the world, including mine, didn't make anyone a better trader.

Fit-Use-1383

Here is how I see it. Middle Market firms that Private Credit firms invest in go bankrupt (average Americans losing jobs) --> These funds totally collapse, and the investors in them lose tons of money. Let's not forget that major pension funds started allocating money into Private Credit... would not even surprise me if they use this for justification of a bailout. I previously worked at MS, and we pushed these products so hard onto WM clients and advertised them as low risk. This, combined with the ridiculous AI valuations, makes it really scary to see how risky both private and public markets have become. Granted, in the current state of the market, we can rally 20% tomorrow for no reason lol.

Sudden-Smoke-8377

no idea but no fan of MS Windwos

Creative-Package6213

Yup and now with a lower priced mac this is going to capture the market share that MS and Google had.

microcapreturns

They aren't even in Parkinsons and are still trying to show safety in MS. Lots of competition for them and they are years away from anything. Gain will show repairing Neurons in 2 weeks. Amazing data

Baptism-Of-Fire

Agree with all of that. but Microsoft could literally quadruple their price for MS Office and the entire corporate world would have no choice but to pay it. They will be around forever.

Drapidrode

That's what I was afraid of, so I'm waiting to get out of the position w/o loss (I'm close) and get TSLA only. I feel their robot Opitimus is gonna build me a new back porch, and garden. Be my doctor and prescribe my meds. Wall-E here we come. I noticed they've shut down a car plant to build robots and have two Gigaplants in TN/MS line (for legalities) here is a [2026 image of progress](https://www.google.com/maps/place/MACROHARD+Colossus+2+by+xAI/@34.9958667,-90.0374472,1197m/data=!3m2!1e3!4b1!4m6!3m5)

Orange_Codex

New longs (5-10yrs) I'm entering this month: **Yellow Cake** (LSE: YCA): A triuranium octoxide treasury. Triuranium octoxide (yellowcake) is both the most stable storage form for nuclear fuel potential and the immediate precursor to fuel refinement. **Fjord Defence Group** (OSLO: DFENS): A Norwegian niche defence scaler with significant interests in ballistics protection and naval armour. Portfolio aligns with Norwegian-Denmark-UK defence review aims amid substantial spending increases, especially on the GIUK gap. Probably not as good as Kongsberg for likelihood of return but growth potential is exceptional. **Terrestrial Energy** (NASDAQ: ISMR): The only publicly-traded producer of molten salt reactors for long-term nuclear energy storage. Molten salt is also used for solar power storage, but private operators (including DuBois) seem to have the market locked down. I'm not too confident in this one in itself, but take a 'rising tide lifts all boats' approach to the MS / MSR sector overall.

Laureles2

Agree with the below, I think it's a good play here and should go up 10-20% a year for a while with 1% dividend. Many analysts are concerned that AI will reduce white collar workforce and MS Windows software licenses, but I think they can just increase price .... and they'll also get more efficient using AI themseles. GOOOG and AMZN also well positioned given their diversification, consumer knowledge, and Cloud business (AI will need a lot more cloud). AAPL seems like a safe play too, but think will be sideways for a while, especially if relations with China get worse.

throwawaydonaldinho

Ah yes. Opening deep red after fudamentally nothing has changed from yesterday, which we managed to go green. Coincidentally right after JPM and MS shouted “Buy the war dip”, looking for exit liquidty like a squirell trying to find a nut in a snowstorm. To top it all off, everything moves pre market not even real trading hours so everyone is trapped. You see this level of corruption and manipulation and nothing except buy stocks and forget for 20 years makes sense. If you can even bring yourself to trust the US financial system.

throwawaydonaldinho

Yall remember when JPM ans MS explicityly said “Buy the dip on war” yesterday? Yeah they needed exit liquidity and to flip over to shorts and retail gave it to them.

JFSM01

This will go to shit tomorrow. How can you think the market will get stable when you are getting hot af ppi data with rising energy costs. And now these beard guys look like they are not so incompetent after all, if the war does not end this week we are up for some fucked up shit. Today what saved the market? Some MS and JPM sellside research overweight upgrades on “undervalued” equity names, please, Textbook dumping prelude. Buying gold/oil at the open today was really idiotic, but believing in the rally was degrees of magnitude worse. Many reasons for this market to shit the bed, can’t find any for it to rally… lets see what happens

GuiltyShirt3771

MS is bullish yeah

yusuf1214

I’ve bought MS calls before war started. Thinking -6% in a day was bit too much and it’d jump back. Oooff

GoZukkYourself

MS on oil https://preview.redd.it/a58lb3nz6img1.jpeg?width=597&format=pjpg&auto=webp&s=acd30f8a6475f42999a3cfde2c53df2c9e0f5e65

COUser93

Wow, I didn’t realize people actually watched MSNBC “MS Now.”

Crazy_Donkies

I've only seen this on social media. Reddit and Facebook. It is not on NBC News, Fox, CNN, or MS Now.

ibracadabra_23

Der japanische Autohersteller Toyota Motor Corp (TYO:7203) bereitet die umfassende Auflösung strategischer Beteiligungen vor. Der Gesamtwert dieser Positionen beläuft sich nach Unternehmensangaben auf rund 3 Billionen Yen (19 Milliarden Dollar). Reuters bewertet diesen Schritt unter Berufung auf mit der Angelegenheit vertraute Personen als wichtigen Meilenstein in der Weiterentwicklung der Corporate-Governance-Struktur. Dem Bericht zufolge plant Toyota, die Verkäufe über Banken und Versicherungen abzuwickeln, die derzeit Unternehmensanteile halten. Der Prozess könnte bereits im laufenden Jahr starten. Das endgültige Volumen sowie der konkrete Zeitpunkt stehen jedoch noch nicht fest und dürften maßgeblich von der Investorennachfrage abhängen. Zudem sind Anpassungen der Pläne weiterhin möglich. Wie Reuters weiter berichtet, könnte das Unternehmen das Vorhaben im Extremfall auch vollständig verwerfen. Parallel dazu prüft Toyota einen Aktienrückkauf, um einen Teil der potenziellen Veräußerungen zu kompensieren. Auch ein Sekundärverkauf an andere Investoren wird erwogen. Zu den aktuellen Großaktionären zählen Sumitomo Mitsui Financial Group Inc (NYSE:SMFG), Mitsubishi UFJ Financial Group Inc (TYO:8306) und MS&AD Insurance Group Holdings (TYO:8725). Die angekündigte Maßnahme kann zudem als Reaktion auf den anhaltenden Druck japanischer Aufsichtsbehörden und der Tokioter Börse interpretiert werden, die sich seit Jahren kritisch gegenüber Kreuzbeteiligungen positionieren. Im Fokus steht dabei insbesondere die Stärkung der Kapitaldisziplin. Toyota hatte bereits zuvor zugesagt, entsprechende Beteiligungen schrittweise zu reduzieren, nachdem Investoren eine Verbesserung der Kapitaleffizienz eingefordert hatten.

Srnkanator

In six years minimum if they just do a basic residency as a GP or Peds and they start low on the pole. No mention of location, debt, expenses, etc. Most people who are going to MS and have $10k in cash aren't asking this type of question.

Al-phabitz89

You think there’s 300 million Redditors and MS NOW viewers? My comment was regarded?

seydoggy

He said Smarter than, not smart enough. Smart enough is what he came out doing, buying indices. Smarter than would imply smarter than the quants and algos. Pretty tough to beat systems and tools specifically designed to rebalance portfolios every nanosecond. By fluke I once sold enough MS stock to buy a car. I can't remember the realized gain but it was around the time Satya nadella was making big moves in the Linux and cloud space. I remember feeling pretty smart then, like I somehow called that play. Now I hold a decent position in NVDA, again by fluke, still sometimes feel like a boss, like I called AI before it was AI. Then I look at some of my positions in weed stocks and realize I'm just dumb and emotional like the rest. Thankfully the rest of my real portfolio is balanced and boring as snot, but riding on par with the market.

repdetec_revisited

Fucking ridiculous. Claude is by far and away the best productivity tool of its kind. What’s he going to do next? Make them use MS Copilot? Good lord….

ilovemathematikz

EXIT YOUR GOLD MINER POSITIONS, ENTER MINERAL//CRUDE POSITIONS INSTEAD. JPM PUT MAR 6 STRIKE 292.5 MS PUT MAR 6 STRIKE 167.5 GM PUT MAR 6 STRIKE 78 GS PUT MAR 6 STRIKE 875 The puts above are 3000% data backed, this will print, don’t believe me? /remindme If you have questions ask.

No_Current3675

Retards think that less asses in seats for the duration it takes AI to fuck everything up means that MS will sell fewer licenses.

Boheed

Dawg, Europe is trying to abandon Microsoft. They view it as a legit risk to their security now. France and Poland are already taking concrete steps to move away. It sounds crazy until you realize there are lots of open source alternatives to MS Office products, and many countries already have developed their own proprietary OS'.

Nac_Lac

Both can be true. It all depends on the hype and features being sold. If SAAS is dropping due to programming capability, then MS dropped because the LLMs aren't performing to hype, you have two separate issues being developed here.

Kingcanute99

It's tricky because presumably they know that, and may aim to keep reported margins steady. You could also possibly see it in AR and cash conversion as they start by giving more favorable payment terms to customers without giving discounts on the headline price. That said, we may not have to guess. A clear signal could be as simple as OpenAI's IPO disappoints or fails, and Meta/Google/MS just publicly disclose a slowdown in expected capex.

Several_Vanilla8916

“Hear me out…what if we did MS Access 2003…but clouds.”

zennsunni

Doesn't surprise me. I have been forced to start using MS Word recently at work and the online app is one of the worst software experiences I've had in my life.

MaterialGuy007

Traders betting markets go lower! so wrong! AI winners my op: NVDA, AVGO, AMD, OpenAI, SNDK,APP Not so much winners my op: Anthropic (lack distribution /partners/cash), MS, AMZN, GOOG, ORCL,META, MU - anyone spending - forced. We may see shift in valuations fm bottom names to top

SwaggyMcSwagsabunch

And yet they are still paying advisors. So either everyone with money is dumb, or you aren’t seeing the whole picture. I worked at MS and think 90% of people are better off investing in a sp500 etf. Most advisors don’t know shit. But for the 10% with wealth, there is value in access.

AtomicSymphonic_2nd

Yup, referenced the same thing up here in my [comment](https://www.reddit.com/r/wallstreetbets/s/5AYg5eykdK), too. It’s the Big Tech companies funding almost all of this, along with SoftBank’s 200 billion in NVIDIA. Not sure where the hell SoftBank and Masayoshi Son keep getting all their money from… They got massive reserves of funds from years of not doing much of anything with their surplus revenue of ad businesses, AWS, GCloud, and Azure server businesses, e-commerce, and MS Office subscriptions.

Correct_Lie_4707

yes, earlier software made by MS was ok. Windows 2000 was actually good.

Dachshand

A lot of the world and especially Europe are currently moving away from US companies including MS, due to their lunatic president. 

Humble_Daikon

I don't think they care for regular customers. As long as companies are deploying fleets of windows laptops, buying 365 license for every single user and running their infra on Azure. It's crazy how MS products are ingrained into huge companies on every single level. And I'm saying it as someone whose private life is all on Linux. I just don't see how a reasonably big company can get away without using at least some fo their products.

No_Current3675

I hate all of their shit too. But they print dolla dolla bills. Can you imagine if fuckbrains had to learn a real DB instead of just using Excel? The world is completely reliant on MS products.

hi-fen-n-num

MS has already been pushing Copilot less at the enterprise level on end users. So you might be close to the right path they take.

risker15

Your edit raises an important point though, which is that unlike previous bubbles, Google and MS can afford to just take the hit on their balance sheet. OpenAI is fucked but i think they can handle the wait to get something serviceable (but not Gen AI which is a pipe dream) and them crank up prices as a duopoly

9829eisB09E83C

ChatGPT is the Zoom of software. Gemini is MS Teams. Sure GPT good, but Gemini is free and already built into your day to day searching.

Cool_Giraffe6495

This. MS stock is down, because they are spending like drunken sailors.

gizamo

With my MS in Quantitative Economics, I constantly predict many futures. However, my confidence intervals vary wildly. Note: I'm not an Economist. I'm a programmer. It paid better at the time, although probably not for much longer. ¯⁠\⁠\_⁠(⁠ツ⁠)⁠_⁠/⁠¯

Cav829

I want to know what it is Wall St. has been tipped off to on Microsoft or if this really is just the most insane miscalculated sell-down in modern market history. Literally I've seen everyone from most conservative investors to dividend investors to senators to MS insiders to what not buying the stock, yet even on largely green day coming off hitting a new recent low and with a story to give momentum, the stock can't fucking get much of a bounce. And I want to know because the only thing I can fathom at this point is it has nothing to do with AI and it's that the private credit crash is way worse than anyone has figured out so far, meaning Open AI is about to go bye bye.

Important_Agency07

Pricing low how? They are competing with Amazon and MS on pricing not China or Chinese models. Companies will have to pay for compute for Chinese models anyways and there will always be some amount of mistrust and security concerns. Even if Chinese models are cheaper; Google will offer a level of security that Chinese will never be able to offer. It makes sense to go with Google models on GCP. They can eat the “licensing fee” because it’s their own models.

Straight-Magician953

If you are a crane company and you’re renting me cranes for equity for me to be able to dig holes, that doesn’t mean it costs you 0. You still have to build and maintain those cranes and you also lose to the opportunity cost of not renting/selling those cranes to someone else for liquid cash. Also take into consideration that currently AI is a big gamble, all of these companies are burning money like there’s no tomorrow and without some new groundbreaking research papers, nobody really knows if/when the current models efficiency can be improved to the point of profitability. Currently Google, Amazon and MS are playing a very long game of Russian roulette

No-Context-Orphan

For a private person there a few things that are usable, Libre as you said, from the other tech giants like the Google or Apple, and a bunch of others that tried. However at a "serious" professional level, it just doesn't come close and it's not just because people "are used to office" or the file format, there are loads of features that are used in a business setting that you can only find in office. For example you said that Excel from Libre is just as good as MS one but that is not true at all in a business environment, there are some monster Excel files that can't be migrated anywhere else and would take months to replicate in another place or you would need to replace them with a full blown application made from scratch

unclefire

Is that a MS Surface maybe? Regardless-- both come with 13 inch screens.

YeahBuddy5000

MS Office products can run off of a raspberry pi. Atlassian runs off existing cloud architecture at a fraction of what Anthropic or OpenAI spend. Long term they may be able to figure out a more efficient business model, but near term this is a house of cards.

Emotional_Goal9525

I think MS is rather getting pummeled because of a geopolitical risk. No European public sector adjacent buyer can choose Azure or AWS anymore and on the top of that, everyone is discussing about what it takes to migrate away from the ecosystem.

Gulliveig

I wouldn't worry too much. Take Microsoft for instance. The company is fundamentally absolutely solid. It is structurally embedded so deeply in so many large corporations that without MS, quite simply, nothing works. Not to even mention the Office products: Word, Excel, and so on are everywhere. Everyone knows the products, you don’t have to train anyone from scratch. AI is not going to replace that just like that, as proponents of Claude would like people to believe. This realization will surely return, but right now Anthropic is simply hyping louder than reason. Even if it’s unpopular here: the exact same applies to German giant SAP, and, because of AWS, also to Amazon. Take it as a good opportunity to stock up :)

spiritchange

I am personally bullish on Anthropic. Not OpenAI. But the market is totally overreacting to the notion that Anthropic is going to replace all of these companies. Anthropic is going to be one of the key blocks many of these service and SAAS companies use, just like a lot of them still use MS Office products, Atlassian, etc.

ansibleloop

OpenAI exist in the jaws of MS so they'll just swallow them once they fold Maybe Apple or someone else will buy Anthropic

CarpenterAlive5082

I’m genuinely shocked that people think the US had reasonable immigration policies before Trump. It has always been a total shitshow.  You could graduate from MIT or Stanford with a BS/MS, get a job from a top tech company, and you’d still have to go through a lottery system. If you weren’t lucky enough to get selected in 3 years, you would have to leave the country.

Whipitreelgud

If you want to watch something hilarious, show a recent CompSci MS grad COBOL, FORTRAN and RPG and tell them their job will be to maintain it for a year. Poof! Gone. See ya!

Scared-Signature-452

Not investment advice. In my opinion, overblown. But it will eat into the price to earnings multiples if companies have the option to quickly write their own software. The software companies will need to do some fancy dancing to include AI into their offerings and may need to cut prices as well. The real cost point for companies may be infrastructure even if they run their own software, they still at least need cloud providers to run it. So in my opinion cloud providers will grow and most software companies will see pe compression in the medium to long term. Short term this is just a huge panic with zeeo bases in reality. I consider this a buying opportunity if the PE is below 25 (just a random number i came up with) and if one has the capacity to closelt monitor the software company's progress over time including how it inculcates AI and its enterprise contracts. In my opinion MS is a buy because they are providers of both cloud and enterprise AI. Not investment advice.

CG_Ops

I appreciate your contribution to my initial point of receiving pedantic responses, including one of the logical fallacies I mentioned. Because I utilize AI to assist in cleaning up social media posts, to make it more understandable to a global audience that ranges from local jr high dropouts, to cross country people with advanced degrees, to international, multilingual people with a basic grasp of English your response is, essentially "git gud at writing... I (subjectively) dislike the cadence of AI" LoL ok. It's a tool. A tool that's not THAT much different from MS Word's rule-based grammar system that used dictionary lookups and linguistic rules to identify basic spelling, punctuation, and grammatical errors... it's just a more advanced use case of the same tool that people have used in Word since the 90s. Like many tools throughout history, people get uppity about "not doing it the hard way". Cool, keep doing it your way/the hard way. As someone in their 40s, successfully working in finance, I don't care to revamp my entire communication process just to appease people mad that AI isn't perfect - it's a perfectly fine tool to use for a number of things... finance isn't one of them, but cutting the writing time in half, particularly for throwaway posts on social media, is.

Xzlk

Holy fuck my little cousin just vibe coded a new MS Office. It already has a billion users as well.

idontneedanalias

a buddy of mine isnt talking about his portfolio for a few months now - at all. he did so before on a daily basis. he is only invested in stuff like NV,Amazon,Alphabet,MS,.. oh and MCDonalds. wonder why he isnt talking about it anymore?