MSCI

xiaodown

u/postmanmalone123 if you want some historical evidence, I ran a quick, non-scientific stock simulation using historical data and your hypothetical $70,000. My little simulator was configured with 50 tickers, including a few ETFs and a bunch of very large companies on the major US indexes. I ran 1,000,000 simulations where the process was: * Pick a stock from the list * Pick a date between the earliest date that my python library has data for that stock and 2020 * Invest the whole thing as a lump sum: Subtract $20 for a trading fee, then buy the maximum number of whole shares possible of that stock on the next available trading day. * Invest the whole thing using Dollar-Cost Averaging: Pick a random choice between 2, 5, and 10 years, then on the first trading day of each month, buy an equal dollar amount worth of whole shares, such that you spend roughly the same amount each month over the course of your 2/5/10 year DCA period, minus a $20 transaction fee at each purchase. * See what the investment would be worth today. Given your $70,000, over one million simulations, here are the results: ================== SIMULATION SUMMARY ================== Total Simulations: 1,000,000 Starting Capital: $70,000 Time Elapsed: 3292.18 seconds Lump Sum Wins: 834,658 (83.5%) DCA Wins: 165,342 (16.5%) Returns Analysis: Strategy Median Average Min Max ------------------------------------------------------------ Lump Sum $440,065 $1,658,491 $27,814 $124,332,177 DCA $345,179 $1,001,925 $28,980 $67,400,783 Note that the median is much more relevant, as the average is greatly skewed by the fact that you should go back in time and buy Cisco in October of 1990. Just for kicks, I did a simulation of only ETFs as well. Only 100,000 iterations, but using 14 ETFs from SPY to some of the MSCI country ETFs, emerging markets, midcap, etc. ================= SIMULATION SUMMARY ================= Total Simulations: 100,000 Starting Capital: $70,000 Time Elapsed: 301.08 seconds Lump Sum Wins: 80,494 (80.5%) DCA Wins: 19,506 (19.5%) Returns Analysis: Strategy Median Average Min Max ------------------------------------------------------------ Lump Sum $214,507 $333,490 $87,336 $2,430,636 DCA $180,779 $275,668 $87,633 $1,695,861 There's no guarantees, but in better than 80% of all cases, just dumping your money into the market is a better strategy than dollar-cost averaging. Time in the market beats timing the market. (there are some caveats about my simulator, as I said it's not very scientific, but I [made a reddit blog post thing here](https://www.reddit.com/user/xiaodown/comments/1muh5vk/dollarcost_averaging_vs_lump_sum_simulation/) if interested)

Schnupsdidudel

As I said. AI changes nothing in this regard. If you want to recreate $SPY you can just get the list of the S&P 500 Symbols, their market value, put it an Excel sheet and Type in your total investment amount to calculate the amount of each stock to buy. But if you only invest $10k youd have to buy \~$1 worth of $DVA, now $DVA trades at $152 currently so you got a problem there. Even if you have a Broker that trades you fractional shares, the fees will kill your performance even before taxes. Remember you´d have to rebalance now and again, and you would again have the problem that you´d need to adjust for fractiosn of a share. Ands thats all only for S&P 500. If you want, say MSCI World you´d have even more titels wich are traded on different stock exchanges all over the world.

No-Lie2979

The standard recommendation is FTSE All-World (Vanguard version: VWCE, IE00BK5BQT80) or MSCI ACWI. US only is too risky.

Moepenmoes

Gonna pray for market recovery by buying Amundi MSCI World Catholic Principles

IMKGI

Well, MSCI world is already down a percent today and gold is already down 4,5%.

ImSolidGold

I dont even want to look and I just own some MSCI World ETFs. Good lord. Kick this fucker out of the oval office.

Kattilaeikka

I just started accumulating MSCI euro and MSCI emerging markets indexes so I don't mind that I get to buy them on a massive discount.

Awkward_Yumz

Huh? How do you get from your thesis to buying puts on MSCI Turkey ETF?

QuintMoney

I just looked up MSCI and I’m not seeing the 40% increase in the last year, it’s actually down in the last year. Am I still missing something?

ProfessorDerp22

MSCI up almost 40% over the same time period. So yes, you are. Pull NVDA our of the S&P and that index looks even worse.

ProfessorDerp22

Well you’re just looking at France first off. Zoom out and International as whole stomped US Equities over the past year. Something like 33% MSCI vs 16% S&P500. Emerging markets were strong too.

Educational-Cat-2553

MSCI world back to pre-tariff price

ranveerneemkar

Great question about the India GDP-to-market returns gap. The short answer: currency depreciation and valuation multiples matter more than many realize. Here's what's happening. The rupee depreciated roughly 25% against the dollar over that same 10-year window. For US-based investors holding INDA or similar ETFs, currency headwinds ate a significant chunk of INR-denominated returns. Additionally, Indian markets trade at higher P/E ratios than the US (often 22-25x versus S&P's historical 18-20x), which means GDP growth doesn't always translate linearly into earnings growth when you're already paying a premium. Another factor: dividend yields in India are lower (\~1-1.5%) compared to the S&P (\~1.5-2%), and there's been more capital dilution through secondary offerings as companies raise funds for expansion. For broad Indian exposure, I'd look at: * INDA (iShares MSCI India ETF) - what you mentioned, solid liquidity * INDY (iShares India 50 ETF) - top 50 companies, lower expense ratio * Direct investing via platforms that support NSE/BSE if you want to avoid currency conversion costs

Papi_Juancho31

Just start investing in an ETF MSCI AWCI

50CalRound

Its not difficult to beat the market. A lot of people preach "time in the market beats timing the market". But those are just words that you say to the masses who don't have the time to look into things more. Look up - MSCI factor indexing through the decades, its a good baseline for how a simple strategy can outperform the SP500, Look up Stanley druckenmiller.

jeffbaehr

GDP growth and stock market returns aren't nearly as correlated as most people assume. This is one of the most persistent myths in investing, and the data consistently disproves it. Jay Ritter's research at UF found a *negative* correlation (-0.37) between per-capita GDP growth and equity returns across 19 countries over a century-plus dataset. Here's what I've seen drive that disconnect in practice. India's public markets suffer from significant value leakage between GDP output and what shareholders actually capture. Foreign institutional ownership is at a 15-year low, with FPIs pulling roughly ₹1.3 lakh crore in recent outflows. MSCI India has underperformed MSCI EM by about 25% on a rolling one-year basis, the steepest gap in nearly three decades. The Buffett Indicator for India sits around 116%, suggesting modest overvaluation even after the correction. The core issue: GDP measures total economic output, but equity returns depend on earnings growth *per share*, capital allocation, dilution, governance, and what price you paid going in. Indian companies historically dilute shareholders more aggressively than US firms, and a larger share of economic growth accrues to private and state-owned enterprises that never touch public indices. The commenter flagging Arvind Subramanian's PIIE study raises a real point too. India's GDP figures likely overstate actual growth. For broad Indian exposure, INDA (iShares MSCI India) is the most liquid option, but consider that valuations at 17.8x forward PE are just now approaching reasonable entry territory. Dollar-cost averaging here makes more sense than a lump sum given the volatility profile.

Few_Promotion5548

GDP and stock returns aren’t the same thing at all, esp in India. A big chunk of India’s growth is in small, informal, or family biz that never touch the stock market. Lot of the “India growth story” also got priced in years ago with high valuations, so even strong GDP doesn’t auto = huge equity returns. Plus you’ve got rupee weakness vs USD, foreign flows coming and going, and many India ETFs tilted to old-school large caps instead of the fastest growers. If I wanted India exposure I’d just grab a broad, low-fee India ETF (MSCI India / Nifty-type) as a small slice of a global portfolio, not my core holding.

Commercial_Try9096

The Iraq angle is under-discussed. Iraq’s crude goes through Basra, which feeds directly into the Gulf and out through Hormuz. They’re already shutting in production because there’s literally nowhere to send it. Kuwait declared force majeure. Qatar halted gas production after Iranian drone strikes on Ras Laffan. But here’s the second-order trade nobody’s talking about: India. India imports 85-90% of its oil, half through Hormuz. 60% of its LPG (cooking fuel for hundreds of millions) through the same corridor. 8 weeks of strategic reserves. Modi just called Iran for the first time since the war started — basically begging for safe passage for 28 stranded Indian ships. Goldman called India’s inventory cushion “much lower” than other Asian markets. INDA (iShares MSCI India ETF) is at $48, literally 1 penny from its 52-week low. Foreign investors already pulled a record $16.4B from Indian equities in 2025 and the selling has accelerated in 2026. It’s the most oil-vulnerable major economy in the world right now, and it’s barely on anyone’s radar here. September puts look interesting if you think Hormuz stays contested into summer.

Lost_Grand3468

Europe trades at 13-14x forward earnings versus 21-22x for the US, but that's because US companies have had 12% annualized EPS growth over the last decade versus 5% for European stocks, so you're getting what you pay for. The S&P 500 has returned something like 12-13% annualized over the past 15 years while MSCI EAFE has done maybe 5-6%. The "just look at the ratios" crowd has been dead wrong for decades. The US has 8 of the top 10 companies in the world, generates the majority of global tech and AI revenue, and has a legal and capital markets framework that no other country is close to replicating. You can call it "blind faith" but the numbers say the people with that blind faith have absolutely smoked international-only investors for 15 straight years, and being early on a mean-reversion trade is the same thing as being wrong.

Kontrafantastisk

I guess nothing is risk free, but if you go for an MSCI ACWI (global index fund), you should be well diversified.

bcaw1

Holy amumbu AMUNDI LEVERAGED MSCI USA DAILY A0X8ZS / FR0010755611 / 18MF

A-10Kalishnikov

Would it be bad if I bought some iShares MSCI Israel

Aurorion

> BTC has been highly correlated with tech stocks for some time now. I see this a lot, has anyone done an analysis on how much exactly is the correlation between Bitcoin and "tech stocks"? Because the correlation between Bitcoin, and global equity overall (MSCI ACWI) is only 0.32 as per an analysis I saw yesterday. And from a casual watching of price movements in recent times, Bitcoin just doesn't look to be too highly correlated with tech stocks either. For example, just look at the trends from the past 6 months or so.

No_Wrap_8640

It is usually recommended the following: \- You can earn the most if you invest in your own company and scale it (if you believe that you have other good ideas). \- The second alternative is to invest in real estate and rent it, because there you can use bank leverage. \- And another alternative, and the easiest one, is to put everything into the MSCI World ETF - just diversify buys in time - this will make you an average of 8.5% per year for a long time - you will beat inflation, and you have no further work with it

Pleasant_Arugula7571

The dip framing depends heavily on which dip you are buying. MSCI EAFE is down but the composition matters -- European financials and industrials moved on rate expectations, not geopolitical risk premium. Adding that here may not give you the exposure you think. For genuine geopolitical discount, the cleaner plays are energy-adjacent names in countries with supply exposure. The broad international index includes a lot of things that have nothing to do with Iran or Hormuz. Also worth noting: international dips driven by geopolitical events historically have longer recovery curves than rate-driven dips because the resolution timeline is harder to model. 2022 Russia/Ukraine European equities took 14 months to recover fully.

angrycat537

What? Isn't this just P/E of these six compared to MSCI US Market index? That is what's written in the image, so this would make these stocks priced well now, in line with the market average.

joe4942

1yr: * BRK: -5.8% * iShares MSCI USA Value Factor ETF: +37%

Mobile-Bar7732

I don't know why you were down voted but this is correct. FTSE lists Poland as developed. MCSI list Poland as Emerging market. > Poland is classified as an Emerging Market (EM) country in the MSCI Emerging Markets Index, featuring prominently in both EM Europe and broader EM EMEA (Europe, Middle East, and Africa) categories.

Bravadette

Ever since MSCI inclusion was announced, ASTS L2 data has been even more useless than L2 data usually is...

Prudent-Corgi3793

Because it is an MSCI emerging market https://www.msci.com/indexes/group/emerging-markets-indexes

habfranco

So according to Gemini, the best way to short Dubai is through iShares MSCI UAE ETF (UAE). But it doesn't have an option chain in IBKR. Any ideas?

PatientAd9394

MSCI Saudi down 2%.

981flacht6

Nvidia Boom Energy and Lumentum if a dip ever cones Google Credo Japanese, Korean, Taiwan markets usually iShares - like ewy Korean Short duration calls on Brazil MSCI ewz

WickOfDeath

I keep the MSCI world and FTSE world and the Bigdata&AI, but I dont add to these. Just keep them. They grew from former saving plans. Now I build up DAX and EM ETFs. Also the FTSE100 would be of interest,the Nikkei and the Eurostoxx. I frequently do daytrading on those, and nearly every day I watch those indices at a whole - I observe that the Nasdaq and the SP500 are the weakest right now, the Nikkei the strongest, followed by EM.

AppleTrees2

no problem Just be careful which bonds you buy, don't buy some 20% trash bonds that have a very high risk I personally recommend the 5-6% romanian bonds if you don't want to buy bonds directly get an ETF for bonds if you don't want to pay gain taxes, get ETF that accumulate instead of distribute dividents or interests I recommend this split: 15 % gold 5 % silver 20 % EU ETF (10 % EU and 10% broader Europe outside the EU Zone such as UK Norway etc) 10-30% bonds 5-10% EM (emerging markets) 10% MSCI World 0-10% Nasdaq 100 if you still believe in US tech growth 0-10% Latin America (optional) 0-10% Japan (Optional) 10% buffer on cash for special occasions such as dips and opportunities 10% if remains on some custom high dividend stable stocks, such as Orange or Mercialys BNP or Axa , Unicaja etc about once or twice per year you trip positioned that grew more than 10% and rebalance the This is how a balanced portfolio works and is close to how banks and such work (well not really but this is with less effort and good gains) don't forget ETFs already index a broad aspect of the market for you

AppleTrees2

look into the justetf site to see info about etf I recommend allocating into MSCI world, one or two EU ETFs as well EM (emergin markets) IDK your risk tolerange your age etc but 20k is a very good start, and even 250 euro monthly is not bad I'd really recommend not buying many individual stocks to chase market trends or height tho

AppleTrees2

invest in markets, ETF for MSCI world, EM, EU and latin america and japan if you want in theory MSCI world covers all, but that is over very long term, obviously when US economy stagnates MSCI world which is very us heavy (like 60%) is gonna stagnate a truly diverse portfolio also requires bonds, and gold is suggested too Also how to split things depends on your risk tolerance as well as age (how close you are from retirement, how much you want to save money etc) If you are young and believe you can save money and your income will increase and your career is stable, you can take more risk for example etc if you have a salary and can afford to put money aside, boring is better a boring portfolio over 10 years (depending on how much you save, but with you 20k starting point and assume 10k each year you can invest) can double and also give you a passive income from bonds and such equivalent to roughly 500-1000 euro per month Think about this

AppleTrees2

the main risk with US stocks is AI risks as well as dollar risks The trend is the dollar going down because of tariff shenanigans, look at China basically selling half a trilliong of US bonds in like 5 years or something, if people trade less with USA, dollar is used less, becomes weaker and the other risk is US economy itself, the fed is gonna do QE (if it's not doing it already), QT stopped end of last year I believe. And with debt ever increasing, and Trump PR issues, I don't see how the dollar stays strong But if you want to diversify, you don't buy individual stocks in your 20k euro portfolio, you can buy a couple of 2k stocks, but you should buy ETFs Also if you want to be truly diversified you shouldn't even have everything in stocks, get some Romanian Bonds at 5.6 - 6%, god rates, unless you believe Romania will default and EU won't be able to save it. Get some gold too, A truly diversified portfolio you'd need 10-20 % gold (depends on your risk profile age etc) 0-5% silver 10-30% bonds 10 % MSCI (which is already US economy heavy so it's 60% US tech basically) 10% EU ETfs 10 % EM ETF 10% some picks etc you see the point

Slice-92

Because I made 17% return on average during the last 10 years with the NASDAQ while you are stuck with your MSCI World?

Slice-92

Because the NASDAQ, SP500 and MSCI World are going the same trajectories? Except the NASDAQ is more volatile, on the long run you make a better return

baldneenja

With respect Im not recommending anything but will tell you my broad etfs: 1. xtrackers MSCI EM eurpoe middle east africa (XMXD)- was up 45% last year 2. HSBC emerging markets (HIES)- dont let the islamic screened put you off it just means they dont invest in alcohol and gambling or whatever else theyre not into- was up nearly 60% last year 3. vanguard developed asia pacific ex japan (VDPG)- was up 54% last year Im gonna let it ride and evaluate in 6 months. There is an etf ishares MSCI world ex-USA (XUSE) that was up 22% last year if you dont fancy the markets Ive put money in. If steered away from latin america although they were up 54% last year, only because it makes me nervous for some reason. Im from the UK so i think i should have maybe put 10% in the ftse 100 - they were up 27% last year but that was due mostly to the banks. Theres likely to be interest rates cuts here this year so that will probably slow down momentum

S-Club-Party

> do they add bad companies to the MSCI global clearly yes

Bravadette

There was so much ASTS FUD on here this morning. Do they add bad companies to the MSCI global?

RiskBeforeReturn

You should care about TER but only within reason. Over 30+ years, a 0.07% difference compounds. But asset allocation and consistency matter far more than shaving a few basis points. If the ETFs track similar broad indexes (FTSE All-World vs MSCI ACWI), the structural differences are minimal for long-term investors. What matters more than 0.12% vs 0.19%: –tracking error –fund size & liquidity –replication method –tax efficiency –your ability to stick with it for decades Trying to optimize TER while adding single stocks like TSMC usually increases concentration risk far more than it improves returns. For a simple long-term strategy, broad diversification + low cost + behavioral discipline wins. Fees matter. Behavior matters more.

Bravadette

If spreads count... ASTS joining MSCI this week.

Bravadette

Well at least my ASTS bull spread won't be down too bad with the MSCI entrance buying thats expected..

basementdweller263

At 18, her biggest advantage is time. The real question isn’t 10–12 years vs retirement, it’s whether she might realistically need the money in the next decade (study, moving, home deposit). If she might need it, treat it as medium-term and accept volatility carefully. If she truly won’t touch it, a simple low-cost global ETF (MSCI World or World + EM) held long term is more than enough. At her age, simplicity beats complexity. Lump sum usually wins statistically, but spreading it over a few months is fine if it helps her stay calm. In Germany, I’d focus on: • Low-cost broker • Accumulating ETF • Setting up a Freistellungsauftrag The most important thing isn’t optimizing returns. It’s choosing something she can hold through downturns and sticking with it.

Acceptable-Try-4682

Just look at reality. If we look at the MSCI world, we do see slumps from time to time, worst was 14 years. And yes, stocks go down faster than they go up. But, on average the MSCI world goes up continuously. And, while it goes down fast, it goes up for much longer period of times. Thus, even if the MSCI world goes deeper, it does not become exponetially more difficult for the investor to break even.

ripvanmarlow

There's a few available: iShares MSCI World ex-USA UCITS (XUSE) UBS MSCI World ex USA (CHSI) Xtrackers MSCI World ex USA (XMWX) The UBS one is very small with a very slightly lower TER. The other two are fairly similar. They are all quite new, presumably due to the increased uncertainty around Trump's presidency.

atreeinyorename

At 18 with no debt, I'd go for a long-term horizon (retirement) with a broad MSCI World ETF (or VWCE on a cheap broker like Trade Republic/Scalable). Lump sum usually beats DCA over long periods. Set up Freistellungsauftrag to avoid taxes on gains up to €1,000/year. Good luck!🤗

siliconandsteel

Check tax-advantaged accounts, wide-market ETF like MSCI World or WBEN. Low fees/TER, accumulating.  DCA and see how she deals with volatility, adjust if needed. Market can still crash after last portion, so it is not an insurance, just getting familiar with the market. 

Ok_Cod5649

Samsung and SK Hynix are together circa 47% of the MSCI Korea index or a slightly lower 42% of the FTSE Korea index. There's plenty of value in the Korean market, but buyer beware - any market cap weighted ETF will follow what happens to those two big companies.

ThinkingOfTheOldDays

$EPU, ishares MSCI Peru, up 20% ytd. ignore US stocks, buy Peru

Emotional-Power-7242

If I were French I would buy the MSCI World ETF, and use the tax advantaged accounts as much as possible, not using the CTO until the tax advantaged accounts were full. Which is the same thing I do in America. We have also been talking about an AI bubble and possible S&P 500 crash. But we're always talking about a market crash. Sometimes it happens, sometimes it doesn't. You're not going to be able to guess when. As long as you're young and keep your job and keep putting money in then a crash is not a big deal anyway. And if you're old you should buy some fonds euros so a crash doesn't wipe you out.

SufficientBase3303

Hi, I’m French and I’d like to get the opinion of foreign investors, especially from the US, because in this field, it's clear that in France we are lagging behind. Investing is only just starting to become mainstream here. For those who don't know, in France we have several "envelopes" for investing and/or saving: The Livret A (and the LDD): Bank savings accounts that are more or less indexed to inflation. It recently moved to 1.50% net per year. With these two accounts, you can deposit a total of: €34,950. Another French peculiarity: the State guarantees bank deposits up to €100,000 per person in case of a bank failure. In practice, everyone agrees that the State will never let a bank fail anyway \^\^ Then, the big thing here is "l'assurance vie" (life insurance). It’s a broad envelope that is poorly named and is mostly held with insurers. Concretely, with this, you can buy "fonds euros" (basically French debt), ETFs, stocks, SCPIs, etc. It’s the favorite investment of the French, who generally only take "fonds euros" on it. The big advantage is fiscal: after 8 years, the tax on capital gains drops from 30% to 24.7%. No limit on deposits. After that, you have the "PEA" (Equity Savings Plan) which you get through a bank or a broker. It's a bit of a trendy investment among young people. After 5 years, the tax on capital gains also drops from 30% to 17.2%, and as long as you don't withdraw money from this PEA, you don't pay any taxes. Originally, you can only invest in European stocks in a PEA, but thanks to a Swap system, you can buy global ETFs. Overall, the current trend is to do DCA on an S&P 500 or MSCI World ETF. The deposit ceiling is €150,000. Finally, there is the CTO (Standard Brokerage Account), which is basically a PEA where you can buy ETFs and stocks from all over the world, without any limits or ceilings. The tax rate is 30%. Good to know: France is very poorly managed from a financial point of view; the debt is quite high. As a result, everyone agrees that the tax advantages of "assurances vies" and other PEAs will gradually decrease. Another thing to know: In France, we’ve been talking for months about an AI bubble and therefore an imminent crash on your S&P 500. Is this also the case where you are? Based on all of this, how would you invest if you were French? Thanks to those who take the time to answer me.

Timely_Beat4637

MSCI world ETF bei soviel Geld, und bloß nicht hebeln. Wenn du nicht dumm bist bringt dir das bei 6% 5000euro jährlich. Und du hast soviel Zeit. Damit wäre auch deine Oma glücklich, glaube ich. Keine Anlageberatung

Profile_West

Don’t buy calls or puts or companies that can triple in value in a year. Buy Nasdaq etf, MSCI World, Sp500 etf, Amazon and Amersports before earnings next week. Be patient and try to get rich quick.

Bravadette

Arw you aware that theyre joining MSCI Global next Friday?

baIIern

MSCI World ETF made 81% since then 🤷‍♂️

strategiclurker

I get that this is wallstreetBETS, but let me get this right: You have a blue collar job and managed to save up enough surplus money to start investing? Why do you take the gambling route rather than going the safe and steady route (like MSCI World ETFs)? Anyway, with $160 to your name you can just as well gamble with the rest of it and pray to the high heavens that this one bet pays off. Alternatively, if you're really good at Poker than that may be an option, as well.

KingSmite23

Ich kann dir auch vorhersagen, dass der MSCI World langfristig steigt. Aber das Timing ist einfach nicht möglich. Wird morgen ein 20er Hebel laufen? Das kannst du nicht wissen. Im Zweifel haut die Orange noch ein paar Zölle raus. Aber auch so ist Timing einfach nicht wirklich möglich. Jedenfalls nicht monatsweise und nicht weniger tageweise.

neo2551

If you don’t want to fear too much, take a MSCI world ETF, hedged in CHF (the currency is the one that devalue the least).

dvdmovie1

"-At first i've bought 50% S&P500 at all time high using a lump sum, then immediately that started crashing last year with trump's tariffs. Sold at a loss and bought again at a higher price later. " Don't buy high sell low then buy high later. You want to use periods like last April as opportunities and be buying what people are puking, not be one of the people puking up your portfolio. Have a reasoning behind every investment you make and have that reasoning be at least medium-term. I've said before that last April at the bottom if you were thinking "what is this going to do in the next 24-48 hours?" you weren't going to be a buyer. If you were thinking, "in 6-12 months, I'll probably be happy with these buys" you were buying. "Stay away from the S&P500/World ETF as i believe they're going to crash more thanks to trump's politics and his new Fed chair." If you think the US market is going to crater then other areas aren't going to somehow be immune from that. I think international can outperform and lean more international but am definitely still long the US. "-10% bought recently into consumer's sector (half Amazon at a discount right now and half Walmart even if it has high PE, it's reliable long term)" Walmart is about as expensive as it's been in decades. It is benefitting from this economic environment and continues to take share from TGT, but that's priced in at this point. If something happened to change that, could be a considerable decline in something people consider a conservative investment. AMZN has underperformed MCD and KO over the last 5 years and Jassy has not been the Bezos replacement people hoped for. Probably overdone to the downside at this point but too many people keep "collect 'em all"-ing Mag 7 out of habit. "10% MSCI Canada ETF" There's specific names in Canada that I think are compelling but would not invest in Canada broadly. "+Microsoft+Google+Netflix " MSFT meh, Google good. Mag 7 has become the Mag 2 or 3 tops. "-10% emerging markets ETF -10% South Korea ETF -10% Europe Stoxx 600 top companies ETF" Fine. " Avoiding heavy exposure in China/India/Japan markets because of the high risk." Japan is having a great year. "Keep portfolio diversified 50-50 between ETF's and stock picks which previously demonstrated in graphs higher resistance against cyclicality and stock market crashes." Walmart isn't going to demostrate that if anything that has caused its recent run slows even slightly. AMZN cratered in 2022. NFLX lost 70% off the highs of 2021. You're not buying things that are going to avoid a downturn with the above. "A diversified portfolio you're not swapping and rotating cash frequently, would be profitable long term." This is good, but I don't know that there's a clear strategy with what you picked aside from gold, and no US aside from household names, some of which haven't done all that great in the last 5 years. "Also i'm avoiding biotech/pharma" I don't know that I'd avoid a sector like healthcare just because you lost money on a couple of stocks.

VirtualMemory9196

They are not going up, they underperform the MSCI World

VirtualMemory9196

It's the other way around. Indexes like MSCI World weight by capitalisation. When the USD falls, stocks trading in USD lose weight too.

Bravadette

Feel that. My avg is 58 from buying dips. Entry into MSCI forcing buying so im banking on at least a dollar gain after lowballing entry by the 20th

blorg

> in the last 5 years While [international beat US for over 40 years](https://www.reddit.com/media?url=https%3A%2F%2Fi.redd.it%2F5616lmsdc9dc1.png) from the start of MSCI indexes in 1970. [It alternates.](https://www.fidelity.com/bin-public/060_www_fidelity_com/documents/disciplined_investor_intl_hardcard.pdf) We are currently sitting, by your own admission, on the top of a bubble of inflated valuations of US equities, while international markets are [far more reasonably priced.](https://siblisresearch.com/data/cape-ratios-by-country/) But you'll "probably never do international".

Bravadette

Damn. Didn't realize both Coherent and ASTS added to MSCI.

ThinkingOfTheOldDays

$EFV, MSCI global value etf, at 93.91 RSI on the 5 yr timeline.

Prudent-Corgi3793

Python Matplotlib It would be cool, but it's actually a pain in the ass to mine the MSCI website. Maybe if I could extract the data into a database, but I don't have the time right now.

Im__drunk_sorry

While I do agree nobody should be chasing all these gains after the fact, I also think there are some gains that can be obtained such as certain Latin American ETFs that have had some pretty great gains over the past year such as MSCI Brazil ETF which is up ~49% since 1 year ago. It's reasonable to invest in certain well-performing index funds as short-term investment (less than 3 years) based on current gains over the past year or so. Although, I do agree that people shouldn't be investing in these stocks with the e expectation they will have the same gains that we've seen over the last year as that isn't reasonable. More moderate gains are possible though. Also, I think MSCI Spain ETF is looking pretty decent as it's up ~61% since 1 year ago, and so short term investment doesn't seem like a bad choice. I do agree that VT is good for all very long-term financial plans though and is where people should invest if they want to be able to invest in something that is low-risk and has decent gains without any real need to look at it ever.

Im__drunk_sorry

Yeah, I just checked MSCI Spain ETF and it's up 60%~ over this year alone. I'm think of buying some soon.

ThinkingOfTheOldDays

$EFV, iShares MSCI EAFE Value ETF, up 10% ytd makes you think

fantasyfootball1234

It appears that most gold etf such as (GLD) would not be considered compliant with AAOIFI standards. iShares MSCI World Islamic (ISWD) is a global equity market cap weighted index fund that screens companies for being Shariah-compliant SP Funds Dow Jones Global Sukuk ETF (SPSK) holds Islamic Bonds that are structured to avoid interest. Provided that a REIT doesn’t use excessively high leverage, rental income from most publicly traded REITs would be considered Shariah compliant because 1) it’s payment for usufruct (use of an asset) and 2) doesn’t accrue interest.

MartinLukach

**What do you think about my pie that i intent for long term investing 10-20+ years?** I made this pie myself, the etfs i intend to keep long term, and the individual companies are about european aersopace and defense. What do you guys think about my plan and what advice would you give me because I am a beginner and just want to set myself up for the future. Also if there are other companies/etfs you would add here i would love to hear them. also, what industries/sectors besides the ones i have in my pie would you invest in, whether it be short or long term, let me know! **MY PIE:** iShares Core S&P 500 (Acc) – 15% Vanguard FTSE All-World (Acc) – 15% iShares Global Clean Energy Transition (Acc) – 8% Vanguard FTSE Emerging Markets (Acc) – 8% Xtrackers Artificial Intelligence & Big Data (Acc) – 8% Xtrackers MSCI World Energy (Acc) – 8% Airbus – 2% Babcock international – 2% BAE Systems – 2% Chemring – 2% Exail Technologies – 2% Exosens – 2% Indra Sistemas – 2% iShares Physical Gold – 2% iShares Physical Silver – 2% Kongsberg Gruppen – 2% Leonardo – 2% LISI – 2% MTU Aero Engines – 2% Renk Group – 2% Rheinmetall – 2% Rolls-Royce – 2% Safran – 2% Senior – 2% Thales – 2%

Late_Company6926

So what does it mean that ASTS was added to MSCI? Gemini told me to expect 5% increase in share price following day after announcement of inclusion. So it’ll go up 5% tomorrow??

Caedvs_Imperes

Some countries have momentum, MSCI (mexico etf) did a 60% last year and is up 16% ytd.

Prince_Archie

You’re pretty diversified which is good, it’s your choice if you want to overweight emerging markets and Europe tho (which you are right now). As the MSCI World does include them already at around % of total market cap. So long run maybe reduce emerging a little and add that back into the world etf

u_spawnTrapd

It mostly makes sense, and you’re clearly thinking about diversification. The only thing that stands out to me is how much overlap there probably is, especially between MSCI World and the IT tilt. That’s not wrong, just something to be aware of. A lot of people end up simplifying over time once they realize simpler is easier to stick with. If this setup helps you stay consistent and not tinker too much, that’s already a win.

reddaktd

iShares MSCI South Korea ETF is one way to hold Hyundai and Kia. Its only about 4-5% of the holdings, but its something.

Aware-Lantern141

iShares MSCI South Korea ETF (EWY) could be a decent start; ngl, China's regulatory risk is a bit too high for my comfort.

IWantoBeliev

MSCI World

00dles-0f-n00dles

From AI **VXUS** and **IDVO** differ significantly in performance, risk, and strategy.  * **Recent Performance**: In the year-to-date period (as of May 2024), **IDVO** outperformed **VXUS**, with a **3.60% return** compared to VXUS's **2.53%**.  Over longer periods, IDVO has shown strong returns, with a 10-year total return of **8.73%** versus VXUS's **6.11%**, according to one comparison tool.  * **Risk and Volatility**: **IDVO** is more volatile, with a rolling one-month volatility of **3.81%**, compared to VXUS’s **2.70%**.  IDVO’s maximum drawdown since inception was **-15.46%**, significantly less severe than VXUS’s **-35.97%**, suggesting IDVO may be less risky during downturns despite higher volatility.  * **Dividends**: **IDVO** offers a much higher dividend yield (**5.24%** trailing twelve months) than VXUS (**3.10%**), making it more attractive for income-focused investors.  * **Strategy and Structure**: **IDVO** is an actively managed ETF by Amplify, focusing on enhanced dividend income and momentum-driven stock selection.  It holds only **60 stocks**, with a concentrated focus on developed markets and financials. In contrast, **VXUS** is a passively managed fund tracking the MSCI All Country World ex USA Investable Market Index, holding over **8,000 stocks** across developed and emerging markets, offering broader diversification.  * **Costs**: **VXUS** has a significantly lower expense ratio (**0.07%**) compared to IDVO (**0.65%**), which can erode returns over time, especially in long-term investing.  * **Correlation**: The two ETFs are highly correlated (**0.89**), meaning they often move in tandem, reducing diversification benefits if held together.  In summary, **IDVO has outperformed VXUS in recent years and offers higher dividends**, but at the cost of higher fees, lower diversification, and greater volatility.  **VXUS provides broader market exposure at a lower cost**, making it a more traditional, low-cost international equity choice.

IronyElSupremo

VXUS is big, and iShares offers their IXUS with less small cap. Also VEU is similar to VSUX and IXUS but with even less small cap (nothing against small cap, but for strict mkt share portfolios, it really does not really affect anything). There’s other choices like iShares ACWX that covers non U.S. large to mid cap but the fees are a bit higher. Another idea is dividing non-US into “developed” and “emerging” like iShares IDIV and IEMG respectively, or Vanguard’s VEA and VWO. Should keep with a MSCI or FTSE index. Mine are 4:1 SGDW at 0.03 er with SCHE at 0.05 er (SPDR and Schwab), .. though I do this to just get cheap non-US large-to-mid caps (no geopolitics, though I like having Korea as a smaller % of DW, FTSE’s developed category, instead of MSCI’s emerging mkt category). Why? I’d rather have expenses working on tracking large to mid cap instead of small caps which won’t really move the needle, but I digress.

DifferentDependent62

MSCI EUROPE financial sector

finance-mcp-001

Japan Nikkei has been on a tear. India is a good bet. If you just want general developed world maybe something like MSCI World Index, but that will include some US. Plenty of emerging markets funds to choose from. I feel like Brazil will outperform over the next few years.

yeswecamp1

But it's not free, it costs someone else money to maintain. Start paying for it, invest the lottery money in a MSCI world etf, and dont touch it.

BlLB0

You surely have an equivalent to an all-world index ETF, either the FTSE or MSCI index.

callyfit

MSCI world is down less than a % over the last week lol. It’s crazy to me the panic

blorg

> just because they have sucked for most of the last 50 years This isn't remotely true though, it's only true of the most recent US bull run, since 2008. Starting with the inception of MSCI indexes in 1970, US stocks only overtook international/ex-US developed/Europe in the early 2010s, there was over 40 years of international outperformance before that. https://www.reddit.com/media?url=https%3A%2F%2Fi.redd.it%2F5616lmsdc9dc1.png https://www.longtermtrends.com/msci-usa-vs-the-world/ As another poster said, dividends are much higher outside the US. You need to compare total return with dividends reinvested. Maybe you are looking at just the price index, or maybe you have just never really looked into it and are only thinking in terms of the post-2008 US bull run which is unprecedented. >US outperformance has not been the historical norm, however. In fact, up until 2015, European stocks generally led the way. Although their outperformance may not have been dramatic on a year-by-year basis, the cumulative effect over time is significant. For instance, **by late 2014, a one-dollar investment made in 1970 would have grown to USD 85 in Europe, compared to “only” USD 78 in the US.** >This trend is even more striking for the period up to 2007. By that year, **a one-dollar investment made in 1970 would have grown to USD 84 in Europe, compared to just USD 48 in the US—only half the return of European stocks.** https://hedgenordic.com/2025/01/european-vs-us-stocks-which-market-comes-out-on-top/ >Since the inception of several international indexes in **1970 through 2007**, the S&P 500 returned 11% annually compared to **12% for the MSCI Europe and EAFE Indexes**. Returns began favoring the U.S. following the 2008 global financial crisis. It is normal for returns to diverge and helpful for diversification purposes. In fact, the U.S. and international markets have taken turns as the outperforming market multiple times over the last 55 years. But the magnitude of the divergence since 2008 is unprecedented. https://exencialwealth.com/resources/the-divergent-paths-of-u.s.-and-european-returns You are correct that they are still equities and have the risks of equities. But people seem convinced that because international has done badly the last 10-15 years, this is forever the case. If the US continues its outperformance, it will be 99%+ of global equity market cap by the 2050s, with 3-4% of the population and 18-20% of global GDP (nominal, 11-12% in PPP terms). Do you think that's going to happen?

blorg

> just because they have sucked for most of the last 50 years Eh? https://www.reddit.com/media?url=https%3A%2F%2Fi.redd.it%2F5616lmsdc9dc1.png >US outperformance has not been the historical norm, however. In fact, up until 2015, European stocks generally led the way. Although their outperformance may not have been dramatic on a year-by-year basis, the cumulative effect over time is significant. For instance, **by late 2014, a one-dollar investment made in 1970 would have grown to USD 85 in Europe, compared to “only” USD 78 in the US.** >This trend is even more striking for the period up to 2007. By that year, a one-dollar investment made in 1970 would have grown to USD 84 in Europe, compared to just USD 48 in the US—only half the return of European stocks. https://hedgenordic.com/2025/01/european-vs-us-stocks-which-market-comes-out-on-top/ >Since the inception of several international indexes in **1970 through 2007**, the S&P 500 returned 11% annually compared to **12% for the MSCI Europe and EAFE Indexes**. Returns began favoring the U.S. following the 2008 global financial crisis. It is normal for returns to diverge and helpful for diversification purposes. In fact, the U.S. and international markets have taken turns as the outperforming market multiple times over the last 55 years. But the magnitude of the divergence since 2008 is unprecedented. https://exencialwealth.com/resources/the-divergent-paths-of-u.s.-and-european-returns

EmpathyFabrication

Well I listened to a lot of the MSTR conference call. MSTR to remain on MSCI. Claims to have 2.5 years to cover obligations to preferred shareowners and bond holders. Saylor found time to kiss Trump's, Bessent's, and Warsh's ass among various other members of Trump's cabinet. Saylor compared the quantum threat to Bitcoin as not a big deal, no need to spend money on the probpem in the same way it's not good to "over-vaccinate" kids (he actually said this). Otherwise the remainder was nonsense about "digital credit" and essentially reiterating the Bitcoin treasury scam which hinges on Bitcoin basically increasing forever in value and Saylor's belief that Bitcoin will eventually elipse all other assets on Earth. Got a long way to go lol

EmpathyFabrication

MSTR not delisting actualy they talked MSCI into keeping them on

JeromePowellLovesMe

Gameplan: Qs kick out MSTR, Bitcoin slumps more, all public miners go bankrupt, MSCI kicks out all crypto treasury, Bitcoin to 0, and then AI gets energized on the cheap. 

sailortyx56

SPY/MSCI world excluding US ratio peaked in Dec 2024. lol. Since then, it has rolled off.

afahrholz

have you checked ETFs like ishares MSCI EM or SPYG for socially responsible options?

Prudent-Corgi3793

Gold is still up +12% YTD even after a substantial pullback. MSCI Emerging Markets Index is up +9.2% YTD, MSCI EM Value Index is up +10.0%. MSCI World ex-USA Index (developed ex-US) markets are up +5.3% YTD, MSCI World ex-USA Value Index is up +7.6% YTD. Insane returns considering YTD is barely one month.

HipHopPolka

It's not just direct shareholders. QQQ, IGV, and VGT and many other ETFs have exposure to MSTR because Nasdaq, S&P Global, and MSCI have major regards in their index group.

blorg

> But Europe historically almost allways underperformed the US stocks Except 1970 (start of MSCI data) all the way through to 2015. >Over the long term—55 years, 1970-2025—the US stock market has outperformed the European: The figure shows that if you had invested one dollar in the European stock market, it would have grown to only half as much as the US stock market—USD 141. >US outperformance has not been the historical norm, however. In fact, up until 2015, European stocks generally led the way. Although their outperformance may not have been dramatic on a year-by-year basis, the cumulative effect over time is significant. For instance, by late 2014, a one-dollar investment made in 1970 would have grown to USD 85 in Europe, compared to “only” USD 78 in the US. >This trend is even more striking for the period up to 2007. By that year, a one-dollar investment made in 1970 would have grown to USD 84 in Europe, compared to just USD 48 in the US—only half the return of European stocks. https://hedgenordic.com/2025/01/european-vs-us-stocks-which-market-comes-out-on-top/ I agree with "Just buy a well diversified all world index ETF" BTW. But the massive US outperformance is recent, it's since the 2008 crash.

RestInBeatz

MSCI World