MSCI

PutinBoomedMe

My equity exposure used to be entirely domestic with the exception of a few individual stocks. I sold it all and just reinvested in VT. Roughly 65% domestic and 35% International. I also have a indexed linked annuity that has uncapped 130% participation on the MSCI EAFE and EM indexes over the next 6 years. No fee and the only thing I lose out on is dividend reinvestment. Getting the extra 30% on top should more than offset the lack of dividends. It has a 10% downside buffer as well.

IllllIIlIllIllllIlll

You might be interested by factor investing. For instance, the MSCI quality factor excludes companies like Tesla or (I assume) SpaceX, since they don't have stable earnings. If you are interested about their methodology, it's here: [https://www.msci.com/index/methodology/latest/Quality](https://www.msci.com/index/methodology/latest/Quality) Personally my core portfolio is XDEQ since I'm European, but I think iShares recently launched an ETF that tracks MSCI World quality: [https://www.ishares.com/us/products/340396/ishares-msci-global-quality-factor-etf](https://www.ishares.com/us/products/340396/ishares-msci-global-quality-factor-etf) (be careful because the ticker AQLT is also used for an Australian ETF).

Glum-Discount6612

Waw, congratulations, honestly, why not invest 70%, 80% of this on a passive ETFs invest like SPX or NDX or MSCI World ? open to talk about this. but in all the case, having this on a bank account in cash is the worst option...

4Whom_The_Bell_Tolls

Do the following. The order depends on your preferences, lifestyle, and appetite for risk: 1. Pay off debts if you have any. 2. Pay off your mortgage if the interest rate on the mortgage is higher than the interest rate on your bank savings account. 3. Invest in your house: get better isolation, a good boiler or heat pump, solar panels. 4. Keep 2 to 6 months of your monthly income in your savings account, and invest the rest in a globally diversified, accumulating index fund (a so-called ETF), using 'dollar cost averaging' (DCA). That's just another way of saying: 'invest X amount into a fund at the same time every month'. For me, in NL, this means investing 200 euros a month into the fund 'iShares Core MSCI World UCITS (Accumulating)' For you, it might be better to invest, say €2000 a month into an ETF which is cheap and easy for you to get to. You didn't mention where you are, so I can't tell what's suitable for you. But that's what I would do.

XxXMorsXxX

Classic 3-fund approach works well here. Keep ~€15k liquid as an emergency fund in a money market or high-yield account, then invest the rest: 70% MSCI World ETF (e.g. iShares Core MSCI World UCITS / IWDA) — global equity exposure, low cost 20% Global Aggregate Bond ETF (e.g. iShares Core Global Aggregate Bond UCITS / AGGG) — smooths out volatility, gives you something to rebalance from during equity crashes 10% Emerging Markets ETF (e.g. iShares Core MSCI EM IMI UCITS / EMIM) — extra growth kicker Why bonds at your age? You're not 22. A 20% bond allocation means when equities drop 40%, you're not panic-selling, you're rebalancing into equities with your bond cushion. It's not about yield, it's about behavioral protection. Use IBKR for the lowest fees. Stick to UCITS ETFs as an EU resident. Automate contributions, rebalance once a year, ignore the noise. That's it.

LouisZept

If it were me I would allocate some to buy a dozen ounces of gold, and the rests into a safe ETF portfolio (MSCI World, FTSE All world, S&P 500, EQQQ, etc).

Ut_Prosim

Yes, iShares MSCI Italy ETF (EWI).

PositiveApartment382

S&P 500 IT is up 2.48 % , NVDA is up 5.55% , AMD 9.68%, MSCI World is up 0,4 % so on average apparently things are trending upwards. The last 2 weeks in general have been pretty crazy for me.

Traditional-Poet5461

\+2% MSCI World

SlfImpr

Why is MichaeI Burry buying software when everyone is selling? * **Salesforce $CRM** * **Autodesk $ADSK** * **Veeva $VEEV** * **Adobe $ADBE** * PayPal $PYPL * Fiserv $FISV * MSCI $MSCI

Necessary-truth-84

>A single year of gains prior a crash means very little i beg to differ... [https://en.wikipedia.org/wiki/MSCI\_World#/media/File:MSCI\_World\_Price\_Index\_-\_History\_1969\_-\_2020.svg](https://en.wikipedia.org/wiki/MSCI_World#/media/File:MSCI_World_Price_Index_-_History_1969_-_2020.svg)

Silent_Gur6819

Congratulations on the fantastic results. People will always tell you that it’s impossible or that it was just luck. Of course, to achieve such a result, it technically would have been enough to simply hold NVIDIA throughout; however, it was still the right decision to pick that specific stock and choose not to sell it. My CAGR is between 13–14% over the decade. Far less impressive, but it still clearly beats the MSCI World. And I can tell you, I would be right where you are if I had trusted my stock-picking skills more. 80% of my losses don’t result from bad picks, but rather from selling parts of my winners too early."

EV_to_EBITDA

https://www.msci.com/documents/10199/91498f9e-b9fe-45a7-883f-5711060b33eb MSCI Turkey in USD

Agreeable_Royal_2640

I'm 17 years old, doing an internship, and earning €1200. I live with my father and older brother (I don't plan on moving out until I'm 25). This allows me to invest €600 a month. My priority is to have a six-month emergency fund. Once that's covered, my core investment will be MSCI World + Vanguard Emerging Markets. However, I feel like I'm missing something to round out my portfolio and avoid it being too 'simple'. My investment horizon is over 25 years, and I'm comfortable with risk. What would you add to give it a boost? I'm thinking long-term.

zadudvad

I get where you're coming from but isn't this a hassle to manage and quite expensive with transaction & fund management fees? I just use EMVL for emerging and BRFI for frontier.  iShares MSCI Emerging Markets Value ETF (IRR 50% since Oct '24) Blackrock Frontiers Investment Trust (IRR 27% since  Feb '25)

Worried_Quarter469

The MSCI All Country World Index — the broadest gauge of global stocks — slipped 0.1% after a 10-day rally that drove it to a record high on Thursday.

JE163

Burry disclosed he opened a roughly 3.5% position in PayPal, # while maintaining holdings in Fiserv #, Adobe #, Autodesk + and Veeva Systems . He said he planned to add positions in Salesforce # and MSCI# early Thursday. None of these companies rely on private credit markets, Burry said.

SomethingDeviant

No it hasn't, iShares MSCI ACWI ETF is up about 105%. [](https://www.ishares.com/us/products/239600/ishares-msci-acwi-etf#addToCompare)

Sweaty_Rub4322

Meanwhile me broke as hell and investing a few dollars into MSCI World.

Reiszecke

VOO VTI S&500 MSCI WD I’m a boglehead so I don’t really care about these temporary movements

No_Shine_1562

The "seasoning" rule exists for a real reason — Facebook's 2012 IPO destroyed retail capital before it normalized, and that was a company with audited financials and revenue. SpaceX and OpenAI are different beasts: privately marked at $400B+ and $300B+ respectively, with revenue/valuation multiples that would be 25-40x even on optimistic forward numbers. The index providers' incentive to bend rules is real — passive AUM has crossed $25T globally and license fees scale with inclusion. But MSCI and S&P both got burned on the China A-share inclusion in 2018 when they front-ran governance reforms; they're more cautious now than the post tweets suggest. The mechanical problem you're naming is real for target-date funds though. A 60-year-old in a 2030 TDF didn't sign up for SpaceX exposure, and the prospectus disclosure on float-adjusted weighting is opaque enough that most retirees won't notice until the first 30% drawdown. Worth pinging your plan administrator if your TDF tracks total market — that's where the question actually has teeth.

mx5plus2cones

2 of my 16 investment accounts use Schwab's personalized indexing. One that mimics the MSCI EAFE international index and the other one that mimics US 3000 Broad Market index. The purpose of those after tax accounts was for capital loss tax harvesting to offset gains I have elsewhere that I have no choice but to take every year, to reduce my tax bill at the end of the year. For the schwab international personalized index, it realized about a 10% capital loss, approximately $25k that I used to offset realized capital gains I had to take elsewhere. The overall performance of the personalized index (unrealized gain+ realized loss) was about 30% versus the benchmark performance of 31.22% last year. There is also a management fee of about 0.40%. . So the personalized index last year underperformed the benchmark index by 1.66% in exchange for harvesting a realized 10% capital loss.

Paciorr

Worst thing is I lost money in this market being both long and short because of Trumps fucking bipolar disease and headline driven 2%+ in a minute moves in futures markets. Sticking to DCA MSCI ACWI for the future. Not worth my fucking nerves. I feel like I aged 10 years this year.

mewalkyne

Your benchmark numbers aren't even right. MSCI world 2025 was +19%.

NextLevelInvesting

There are a couple of things then. My data is based on raw index data (as various ETF representations vary across currency, provider, fees and so on). I used MSCI for the factor indices and Yahoo Finance for the sector indices. My other comment about 12 months might have been confusing. I'm not specifically using a 12-month lookback. What I meant was that I incorporate the past 12 months of data (prices) in the momentum valuation ;-)

Finance_Guy297

One thing that i think is worth to know about 80/20 global plus EM, is that most global funds include already emerging markets. So for example something like VWCE, or a MSCI World All Country equivalent, already holds around 10–12% of emerging market. So if you then add a separate 20% EM fund on top of that, technically you're not splitting 80/20, but instead, you're actually tilting more towards the emerging markets overall, probably something like closer to 25–30% exposure when you add it all up, considering that they are already covered in MSCI or VWCE for example. That's not necessarily wrong, but i think is something that you should know. Plus EM has usually delivered higher volatility, and mixed long-term outperformance against the developed markets. But also needs to be said that if you believe in the EM premium and can hold through some bad years, and also being 19, you definitely have the time horizon so a tilt could make sense. Yes most standard global funds, like FTSE All-World or MSCI ACWI, are large and mid cap only. Small cap value has had a return premium, but it's been more inconsistent over a shorter period of time, and it requires real conviction to hold through times, not a very easy things to see money "disappearing" and keep holding on. But for a 19-year-old I would personally keep it simple first, and add factors later if you feel like it, to start the simpler the better, less complications, less chances to make mistakes. The gold allocation on the side could fine as a small diversifier. But keep in mind that it doesn't compound the same way as equities .

iAmEzE

maybe this is a stupid question but is there a way to find out which ETF‘s will be affected by this? currently i am passive active investing in CORE MSCI World, IM and EU?

RaggaDruida

WEXE - Amundi MSCI World ex us. The issue is isolated geographically so this works.

Proof-Anteater5114

As a retail investor you cannot directly invest in particular Chinese stocks, you have to buy them via the hong Kong stock exchange (if they are listed). The other option would be an appropriate MSCI China product.

marima33

Invest $50K in a quality factor ETF for the long haul, such as (symbol) QUAL - iShares MSCI USA Quality Factor ETF.[](https://www.ishares.com/us/products/256101/ishares-msci-usa-quality-factor-etf)

dontuseliqui

What about the MSCI USA Index?

NastyNas0

Does anyone know if VGT (which tracks an MSCI index) will be affected? I'm thinking of switching out my QQQ for VGT.

kyhothead

Same, MSCI ACWI ex US outperformed the S&P handily last year. I’m not “all-in” on Intl, but think the relative outperformance could last a while.

Mobile-Bar7732

If your after Tech stocks VGT tracks the MSCI Information Technology index. It has out performed QQQ the last 5 years.

PashasMom

It looks like the first set of options is a series of Target Date Funds. I would go with either TRIM 2055 or 2065. Alternatively, do 75% BTC Equity Index GG (this appears to be an S&P 500 fund) + 25% BC MSCI ACWI EXUS.

Internal_Breath1278

The perfect time to start is always now. Maybe think about an ETF like the MSCI World oder the S&P 500

SuspectIll4520

# How to add reasonable risk to my ETF portfolio as a 28 year old UK investor About me: >I am 28. I have a PhD in Biotech. My career should grow well for the next 30 years. I save 50% of my income, with 30% at fixed costs, and 15% for guilt-free spending. I have 12 months of cash saved in a Cash ISA as an emergency fund. I will not panic sell. I see market crashes as a chance to buy more cheaply for my pound cost investing strat. I only want ETFs. No individual stocks. No new or gimmicky funds or so-called ETF slops. No debts. My plan: * I want to retire at 60–65. I use a SIPP and a Stocks and Shares ISA. * I know the standard advice. Put everything in a World index ETF like FTSE All-World or MSCI World. Hold forever. * But I feel this is too safe for my situation. I am young. I have a stable income. I have cash buffers. I think I can take more risk in exchange of potentially higher expected returns. My idea: >Split my portfolio. Put 60–70% in a World index. Put the other 30–40% in something with more risk and more reward. I am thinking either Nasdaq-100, for a heavier tech/AI bet, or a World Small Cap ETF. Or a 60-70% World, then the remaining is split between Nasdaq and Small Cap. >The only caveat is that recent World Small Cap CAGR has been pretty rough. It makes me wonder if small caps are still worth it in this century, or if we are moving toward a monopoly-style economy. It feels like smaller, emerging companies just end up getting bought by the giants, like Google buying YouTube or Facebook buying Instagram. My questions: * Is this a good idea? Am I thinking about this the right way? * Or should I just keep it simple and go 100% World index? I am open to being talked out of this. If the simple route is better, I want to know why.

wipeitonthedog

How about something like MSCI world ETF?

IronyElSupremo

It’s a fund that buys stocks in proportion to their size (“market cap”) in the stock market limited to that index (the S&P 500 are the largest 500 US stocks in order). This is “free float” stocks that can be traded by the public too. There’s a number of indices like the S&P (-MSCI), Russell-FTSE, CSRP, .. a few others like Morningstar; these all track US or non-US though a global index can track both at the same time.

Winchester5555

Any details known if MSCI or FTSE will rush it into their Indexes?

mike_alpha22

Honestly, MSCI World + a bit of EM is enough. The rest is just stacking the same stuff.

Mr_Savage_Value

If I were you, I’d keep it simple. Pair the MSCI World with just one aggressive growth engine like the S&P 500 or Nasdaq 100. To get a real 'yield boost,' I’d skip the 10 different ETFs and put 5-10% into BTC instead. Over 15 years, a concentrated portfolio of winners will likely outperform a collection of small slices that just overlap with each other. Don't collect ETFs, collect returns.

Finance_Guy297

There is some overlap in your idea, since MSCI World is already around 70% US equities, and includes heavy exposure to the same companies in your S&P 500 and Nasdaq 100 picks. So it means the in this case you are not spreading risk, but just tripling on US tech. Also, core MSCI Europe and Japan are already inside MSCI World, as development markets. Some of these tilts are fine as "bets" like Quality Dividends, EM Asia, Gold. Instead MSCI China Technology and Global Buyback Achievers are quite niche. If you don't have a strong reason to hold them, I would drop them, since they kinda only add complexity. Regarding to your monthly payout goal, definitely is worth thinking about it now, than in 15 years. But if now you're in accumulating ETFs, tax-efficient in most European countries, you would have to switch to distributing ETFs, or sell units periodically during the withdrawal time. They would both work, but they have different tax implications depending on your country. MSCI World and a small EM allocation, like 10–15% in a dedicated EM ETF should cover most of what you're trying to achieve and it is going to be way less complex. You could add gold if you want the hedge, but everything else, for me, is optional tilting.

xiaodown

u/postmanmalone123 if you want some historical evidence, I ran a quick, non-scientific stock simulation using historical data and your hypothetical $70,000. My little simulator was configured with 50 tickers, including a few ETFs and a bunch of very large companies on the major US indexes. I ran 1,000,000 simulations where the process was: * Pick a stock from the list * Pick a date between the earliest date that my python library has data for that stock and 2020 * Invest the whole thing as a lump sum: Subtract $20 for a trading fee, then buy the maximum number of whole shares possible of that stock on the next available trading day. * Invest the whole thing using Dollar-Cost Averaging: Pick a random choice between 2, 5, and 10 years, then on the first trading day of each month, buy an equal dollar amount worth of whole shares, such that you spend roughly the same amount each month over the course of your 2/5/10 year DCA period, minus a $20 transaction fee at each purchase. * See what the investment would be worth today. Given your $70,000, over one million simulations, here are the results: ================== SIMULATION SUMMARY ================== Total Simulations: 1,000,000 Starting Capital: $70,000 Time Elapsed: 3292.18 seconds Lump Sum Wins: 834,658 (83.5%) DCA Wins: 165,342 (16.5%) Returns Analysis: Strategy Median Average Min Max ------------------------------------------------------------ Lump Sum $440,065 $1,658,491 $27,814 $124,332,177 DCA $345,179 $1,001,925 $28,980 $67,400,783 Note that the median is much more relevant, as the average is greatly skewed by the fact that you should go back in time and buy Cisco in October of 1990. Just for kicks, I did a simulation of only ETFs as well. Only 100,000 iterations, but using 14 ETFs from SPY to some of the MSCI country ETFs, emerging markets, midcap, etc. ================= SIMULATION SUMMARY ================= Total Simulations: 100,000 Starting Capital: $70,000 Time Elapsed: 301.08 seconds Lump Sum Wins: 80,494 (80.5%) DCA Wins: 19,506 (19.5%) Returns Analysis: Strategy Median Average Min Max ------------------------------------------------------------ Lump Sum $214,507 $333,490 $87,336 $2,430,636 DCA $180,779 $275,668 $87,633 $1,695,861 There's no guarantees, but in better than 80% of all cases, just dumping your money into the market is a better strategy than dollar-cost averaging. Time in the market beats timing the market. (there are some caveats about my simulator, as I said it's not very scientific, but I [made a reddit blog post thing here](https://www.reddit.com/user/xiaodown/comments/1muh5vk/dollarcost_averaging_vs_lump_sum_simulation/) if interested)

Schnupsdidudel

As I said. AI changes nothing in this regard. If you want to recreate $SPY you can just get the list of the S&P 500 Symbols, their market value, put it an Excel sheet and Type in your total investment amount to calculate the amount of each stock to buy. But if you only invest $10k youd have to buy \~$1 worth of $DVA, now $DVA trades at $152 currently so you got a problem there. Even if you have a Broker that trades you fractional shares, the fees will kill your performance even before taxes. Remember you´d have to rebalance now and again, and you would again have the problem that you´d need to adjust for fractiosn of a share. Ands thats all only for S&P 500. If you want, say MSCI World you´d have even more titels wich are traded on different stock exchanges all over the world.

No-Lie2979

The standard recommendation is FTSE All-World (Vanguard version: VWCE, IE00BK5BQT80) or MSCI ACWI. US only is too risky.

Moepenmoes

Gonna pray for market recovery by buying Amundi MSCI World Catholic Principles

IMKGI

Well, MSCI world is already down a percent today and gold is already down 4,5%.

ImSolidGold

I dont even want to look and I just own some MSCI World ETFs. Good lord. Kick this fucker out of the oval office.

Kattilaeikka

I just started accumulating MSCI euro and MSCI emerging markets indexes so I don't mind that I get to buy them on a massive discount.

Awkward_Yumz

Huh? How do you get from your thesis to buying puts on MSCI Turkey ETF?

QuintMoney

I just looked up MSCI and I’m not seeing the 40% increase in the last year, it’s actually down in the last year. Am I still missing something?

ProfessorDerp22

MSCI up almost 40% over the same time period. So yes, you are. Pull NVDA our of the S&P and that index looks even worse.

ProfessorDerp22

Well you’re just looking at France first off. Zoom out and International as whole stomped US Equities over the past year. Something like 33% MSCI vs 16% S&P500. Emerging markets were strong too.

Educational-Cat-2553

MSCI world back to pre-tariff price

ranveerneemkar

Great question about the India GDP-to-market returns gap. The short answer: currency depreciation and valuation multiples matter more than many realize. Here's what's happening. The rupee depreciated roughly 25% against the dollar over that same 10-year window. For US-based investors holding INDA or similar ETFs, currency headwinds ate a significant chunk of INR-denominated returns. Additionally, Indian markets trade at higher P/E ratios than the US (often 22-25x versus S&P's historical 18-20x), which means GDP growth doesn't always translate linearly into earnings growth when you're already paying a premium. Another factor: dividend yields in India are lower (\~1-1.5%) compared to the S&P (\~1.5-2%), and there's been more capital dilution through secondary offerings as companies raise funds for expansion. For broad Indian exposure, I'd look at: * INDA (iShares MSCI India ETF) - what you mentioned, solid liquidity * INDY (iShares India 50 ETF) - top 50 companies, lower expense ratio * Direct investing via platforms that support NSE/BSE if you want to avoid currency conversion costs

Papi_Juancho31

Just start investing in an ETF MSCI AWCI

50CalRound

Its not difficult to beat the market. A lot of people preach "time in the market beats timing the market". But those are just words that you say to the masses who don't have the time to look into things more. Look up - MSCI factor indexing through the decades, its a good baseline for how a simple strategy can outperform the SP500, Look up Stanley druckenmiller.

jeffbaehr

GDP growth and stock market returns aren't nearly as correlated as most people assume. This is one of the most persistent myths in investing, and the data consistently disproves it. Jay Ritter's research at UF found a *negative* correlation (-0.37) between per-capita GDP growth and equity returns across 19 countries over a century-plus dataset. Here's what I've seen drive that disconnect in practice. India's public markets suffer from significant value leakage between GDP output and what shareholders actually capture. Foreign institutional ownership is at a 15-year low, with FPIs pulling roughly ₹1.3 lakh crore in recent outflows. MSCI India has underperformed MSCI EM by about 25% on a rolling one-year basis, the steepest gap in nearly three decades. The Buffett Indicator for India sits around 116%, suggesting modest overvaluation even after the correction. The core issue: GDP measures total economic output, but equity returns depend on earnings growth *per share*, capital allocation, dilution, governance, and what price you paid going in. Indian companies historically dilute shareholders more aggressively than US firms, and a larger share of economic growth accrues to private and state-owned enterprises that never touch public indices. The commenter flagging Arvind Subramanian's PIIE study raises a real point too. India's GDP figures likely overstate actual growth. For broad Indian exposure, INDA (iShares MSCI India) is the most liquid option, but consider that valuations at 17.8x forward PE are just now approaching reasonable entry territory. Dollar-cost averaging here makes more sense than a lump sum given the volatility profile.

Few_Promotion5548

GDP and stock returns aren’t the same thing at all, esp in India. A big chunk of India’s growth is in small, informal, or family biz that never touch the stock market. Lot of the “India growth story” also got priced in years ago with high valuations, so even strong GDP doesn’t auto = huge equity returns. Plus you’ve got rupee weakness vs USD, foreign flows coming and going, and many India ETFs tilted to old-school large caps instead of the fastest growers. If I wanted India exposure I’d just grab a broad, low-fee India ETF (MSCI India / Nifty-type) as a small slice of a global portfolio, not my core holding.

Commercial_Try9096

The Iraq angle is under-discussed. Iraq’s crude goes through Basra, which feeds directly into the Gulf and out through Hormuz. They’re already shutting in production because there’s literally nowhere to send it. Kuwait declared force majeure. Qatar halted gas production after Iranian drone strikes on Ras Laffan. But here’s the second-order trade nobody’s talking about: India. India imports 85-90% of its oil, half through Hormuz. 60% of its LPG (cooking fuel for hundreds of millions) through the same corridor. 8 weeks of strategic reserves. Modi just called Iran for the first time since the war started — basically begging for safe passage for 28 stranded Indian ships. Goldman called India’s inventory cushion “much lower” than other Asian markets. INDA (iShares MSCI India ETF) is at $48, literally 1 penny from its 52-week low. Foreign investors already pulled a record $16.4B from Indian equities in 2025 and the selling has accelerated in 2026. It’s the most oil-vulnerable major economy in the world right now, and it’s barely on anyone’s radar here. September puts look interesting if you think Hormuz stays contested into summer.

Lost_Grand3468

Europe trades at 13-14x forward earnings versus 21-22x for the US, but that's because US companies have had 12% annualized EPS growth over the last decade versus 5% for European stocks, so you're getting what you pay for. The S&P 500 has returned something like 12-13% annualized over the past 15 years while MSCI EAFE has done maybe 5-6%. The "just look at the ratios" crowd has been dead wrong for decades. The US has 8 of the top 10 companies in the world, generates the majority of global tech and AI revenue, and has a legal and capital markets framework that no other country is close to replicating. You can call it "blind faith" but the numbers say the people with that blind faith have absolutely smoked international-only investors for 15 straight years, and being early on a mean-reversion trade is the same thing as being wrong.

Kontrafantastisk

I guess nothing is risk free, but if you go for an MSCI ACWI (global index fund), you should be well diversified.

bcaw1

Holy amumbu AMUNDI LEVERAGED MSCI USA DAILY A0X8ZS / FR0010755611 / 18MF

A-10Kalishnikov

Would it be bad if I bought some iShares MSCI Israel

Aurorion

> BTC has been highly correlated with tech stocks for some time now. I see this a lot, has anyone done an analysis on how much exactly is the correlation between Bitcoin and "tech stocks"? Because the correlation between Bitcoin, and global equity overall (MSCI ACWI) is only 0.32 as per an analysis I saw yesterday. And from a casual watching of price movements in recent times, Bitcoin just doesn't look to be too highly correlated with tech stocks either. For example, just look at the trends from the past 6 months or so.

No_Wrap_8640

It is usually recommended the following: \- You can earn the most if you invest in your own company and scale it (if you believe that you have other good ideas). \- The second alternative is to invest in real estate and rent it, because there you can use bank leverage. \- And another alternative, and the easiest one, is to put everything into the MSCI World ETF - just diversify buys in time - this will make you an average of 8.5% per year for a long time - you will beat inflation, and you have no further work with it

Pleasant_Arugula7571

The dip framing depends heavily on which dip you are buying. MSCI EAFE is down but the composition matters -- European financials and industrials moved on rate expectations, not geopolitical risk premium. Adding that here may not give you the exposure you think. For genuine geopolitical discount, the cleaner plays are energy-adjacent names in countries with supply exposure. The broad international index includes a lot of things that have nothing to do with Iran or Hormuz. Also worth noting: international dips driven by geopolitical events historically have longer recovery curves than rate-driven dips because the resolution timeline is harder to model. 2022 Russia/Ukraine European equities took 14 months to recover fully.

angrycat537

What? Isn't this just P/E of these six compared to MSCI US Market index? That is what's written in the image, so this would make these stocks priced well now, in line with the market average.

joe4942

1yr: * BRK: -5.8% * iShares MSCI USA Value Factor ETF: +37%

Mobile-Bar7732

I don't know why you were down voted but this is correct. FTSE lists Poland as developed. MCSI list Poland as Emerging market. > Poland is classified as an Emerging Market (EM) country in the MSCI Emerging Markets Index, featuring prominently in both EM Europe and broader EM EMEA (Europe, Middle East, and Africa) categories.

Bravadette

Ever since MSCI inclusion was announced, ASTS L2 data has been even more useless than L2 data usually is...

Prudent-Corgi3793

Because it is an MSCI emerging market https://www.msci.com/indexes/group/emerging-markets-indexes

habfranco

So according to Gemini, the best way to short Dubai is through iShares MSCI UAE ETF (UAE). But it doesn't have an option chain in IBKR. Any ideas?

PatientAd9394

MSCI Saudi down 2%.

981flacht6

Nvidia Boom Energy and Lumentum if a dip ever cones Google Credo Japanese, Korean, Taiwan markets usually iShares - like ewy Korean Short duration calls on Brazil MSCI ewz

WickOfDeath

I keep the MSCI world and FTSE world and the Bigdata&AI, but I dont add to these. Just keep them. They grew from former saving plans. Now I build up DAX and EM ETFs. Also the FTSE100 would be of interest,the Nikkei and the Eurostoxx. I frequently do daytrading on those, and nearly every day I watch those indices at a whole - I observe that the Nasdaq and the SP500 are the weakest right now, the Nikkei the strongest, followed by EM.

AppleTrees2

no problem Just be careful which bonds you buy, don't buy some 20% trash bonds that have a very high risk I personally recommend the 5-6% romanian bonds if you don't want to buy bonds directly get an ETF for bonds if you don't want to pay gain taxes, get ETF that accumulate instead of distribute dividents or interests I recommend this split: 15 % gold 5 % silver 20 % EU ETF (10 % EU and 10% broader Europe outside the EU Zone such as UK Norway etc) 10-30% bonds 5-10% EM (emerging markets) 10% MSCI World 0-10% Nasdaq 100 if you still believe in US tech growth 0-10% Latin America (optional) 0-10% Japan (Optional) 10% buffer on cash for special occasions such as dips and opportunities 10% if remains on some custom high dividend stable stocks, such as Orange or Mercialys BNP or Axa , Unicaja etc about once or twice per year you trip positioned that grew more than 10% and rebalance the This is how a balanced portfolio works and is close to how banks and such work (well not really but this is with less effort and good gains) don't forget ETFs already index a broad aspect of the market for you

AppleTrees2

look into the justetf site to see info about etf I recommend allocating into MSCI world, one or two EU ETFs as well EM (emergin markets) IDK your risk tolerange your age etc but 20k is a very good start, and even 250 euro monthly is not bad I'd really recommend not buying many individual stocks to chase market trends or height tho

AppleTrees2

invest in markets, ETF for MSCI world, EM, EU and latin america and japan if you want in theory MSCI world covers all, but that is over very long term, obviously when US economy stagnates MSCI world which is very us heavy (like 60%) is gonna stagnate a truly diverse portfolio also requires bonds, and gold is suggested too Also how to split things depends on your risk tolerance as well as age (how close you are from retirement, how much you want to save money etc) If you are young and believe you can save money and your income will increase and your career is stable, you can take more risk for example etc if you have a salary and can afford to put money aside, boring is better a boring portfolio over 10 years (depending on how much you save, but with you 20k starting point and assume 10k each year you can invest) can double and also give you a passive income from bonds and such equivalent to roughly 500-1000 euro per month Think about this

AppleTrees2

the main risk with US stocks is AI risks as well as dollar risks The trend is the dollar going down because of tariff shenanigans, look at China basically selling half a trilliong of US bonds in like 5 years or something, if people trade less with USA, dollar is used less, becomes weaker and the other risk is US economy itself, the fed is gonna do QE (if it's not doing it already), QT stopped end of last year I believe. And with debt ever increasing, and Trump PR issues, I don't see how the dollar stays strong But if you want to diversify, you don't buy individual stocks in your 20k euro portfolio, you can buy a couple of 2k stocks, but you should buy ETFs Also if you want to be truly diversified you shouldn't even have everything in stocks, get some Romanian Bonds at 5.6 - 6%, god rates, unless you believe Romania will default and EU won't be able to save it. Get some gold too, A truly diversified portfolio you'd need 10-20 % gold (depends on your risk profile age etc) 0-5% silver 10-30% bonds 10 % MSCI (which is already US economy heavy so it's 60% US tech basically) 10% EU ETfs 10 % EM ETF 10% some picks etc you see the point

Slice-92

Because I made 17% return on average during the last 10 years with the NASDAQ while you are stuck with your MSCI World?

Slice-92

Because the NASDAQ, SP500 and MSCI World are going the same trajectories? Except the NASDAQ is more volatile, on the long run you make a better return

baldneenja

With respect Im not recommending anything but will tell you my broad etfs: 1. xtrackers MSCI EM eurpoe middle east africa (XMXD)- was up 45% last year 2. HSBC emerging markets (HIES)- dont let the islamic screened put you off it just means they dont invest in alcohol and gambling or whatever else theyre not into- was up nearly 60% last year 3. vanguard developed asia pacific ex japan (VDPG)- was up 54% last year Im gonna let it ride and evaluate in 6 months. There is an etf ishares MSCI world ex-USA (XUSE) that was up 22% last year if you dont fancy the markets Ive put money in. If steered away from latin america although they were up 54% last year, only because it makes me nervous for some reason. Im from the UK so i think i should have maybe put 10% in the ftse 100 - they were up 27% last year but that was due mostly to the banks. Theres likely to be interest rates cuts here this year so that will probably slow down momentum

S-Club-Party

> do they add bad companies to the MSCI global clearly yes

Bravadette

There was so much ASTS FUD on here this morning. Do they add bad companies to the MSCI global?

RiskBeforeReturn

You should care about TER but only within reason. Over 30+ years, a 0.07% difference compounds. But asset allocation and consistency matter far more than shaving a few basis points. If the ETFs track similar broad indexes (FTSE All-World vs MSCI ACWI), the structural differences are minimal for long-term investors. What matters more than 0.12% vs 0.19%: –tracking error –fund size & liquidity –replication method –tax efficiency –your ability to stick with it for decades Trying to optimize TER while adding single stocks like TSMC usually increases concentration risk far more than it improves returns. For a simple long-term strategy, broad diversification + low cost + behavioral discipline wins. Fees matter. Behavior matters more.

Bravadette

If spreads count... ASTS joining MSCI this week.

Bravadette

Well at least my ASTS bull spread won't be down too bad with the MSCI entrance buying thats expected..

basementdweller263

At 18, her biggest advantage is time. The real question isn’t 10–12 years vs retirement, it’s whether she might realistically need the money in the next decade (study, moving, home deposit). If she might need it, treat it as medium-term and accept volatility carefully. If she truly won’t touch it, a simple low-cost global ETF (MSCI World or World + EM) held long term is more than enough. At her age, simplicity beats complexity. Lump sum usually wins statistically, but spreading it over a few months is fine if it helps her stay calm. In Germany, I’d focus on: • Low-cost broker • Accumulating ETF • Setting up a Freistellungsauftrag The most important thing isn’t optimizing returns. It’s choosing something she can hold through downturns and sticking with it.

Acceptable-Try-4682

Just look at reality. If we look at the MSCI world, we do see slumps from time to time, worst was 14 years. And yes, stocks go down faster than they go up. But, on average the MSCI world goes up continuously. And, while it goes down fast, it goes up for much longer period of times. Thus, even if the MSCI world goes deeper, it does not become exponetially more difficult for the investor to break even.

ripvanmarlow

There's a few available: iShares MSCI World ex-USA UCITS (XUSE) UBS MSCI World ex USA (CHSI) Xtrackers MSCI World ex USA (XMWX) The UBS one is very small with a very slightly lower TER. The other two are fairly similar. They are all quite new, presumably due to the increased uncertainty around Trump's presidency.

atreeinyorename

At 18 with no debt, I'd go for a long-term horizon (retirement) with a broad MSCI World ETF (or VWCE on a cheap broker like Trade Republic/Scalable). Lump sum usually beats DCA over long periods. Set up Freistellungsauftrag to avoid taxes on gains up to €1,000/year. Good luck!🤗

siliconandsteel

Check tax-advantaged accounts, wide-market ETF like MSCI World or WBEN. Low fees/TER, accumulating.  DCA and see how she deals with volatility, adjust if needed. Market can still crash after last portion, so it is not an insurance, just getting familiar with the market. 

Ok_Cod5649

Samsung and SK Hynix are together circa 47% of the MSCI Korea index or a slightly lower 42% of the FTSE Korea index. There's plenty of value in the Korean market, but buyer beware - any market cap weighted ETF will follow what happens to those two big companies.

ThinkingOfTheOldDays

$EPU, ishares MSCI Peru, up 20% ytd. ignore US stocks, buy Peru

Emotional-Power-7242

If I were French I would buy the MSCI World ETF, and use the tax advantaged accounts as much as possible, not using the CTO until the tax advantaged accounts were full. Which is the same thing I do in America. We have also been talking about an AI bubble and possible S&P 500 crash. But we're always talking about a market crash. Sometimes it happens, sometimes it doesn't. You're not going to be able to guess when. As long as you're young and keep your job and keep putting money in then a crash is not a big deal anyway. And if you're old you should buy some fonds euros so a crash doesn't wipe you out.

SufficientBase3303

Hi, I’m French and I’d like to get the opinion of foreign investors, especially from the US, because in this field, it's clear that in France we are lagging behind. Investing is only just starting to become mainstream here. For those who don't know, in France we have several "envelopes" for investing and/or saving: The Livret A (and the LDD): Bank savings accounts that are more or less indexed to inflation. It recently moved to 1.50% net per year. With these two accounts, you can deposit a total of: €34,950. Another French peculiarity: the State guarantees bank deposits up to €100,000 per person in case of a bank failure. In practice, everyone agrees that the State will never let a bank fail anyway \^\^ Then, the big thing here is "l'assurance vie" (life insurance). It’s a broad envelope that is poorly named and is mostly held with insurers. Concretely, with this, you can buy "fonds euros" (basically French debt), ETFs, stocks, SCPIs, etc. It’s the favorite investment of the French, who generally only take "fonds euros" on it. The big advantage is fiscal: after 8 years, the tax on capital gains drops from 30% to 24.7%. No limit on deposits. After that, you have the "PEA" (Equity Savings Plan) which you get through a bank or a broker. It's a bit of a trendy investment among young people. After 5 years, the tax on capital gains also drops from 30% to 17.2%, and as long as you don't withdraw money from this PEA, you don't pay any taxes. Originally, you can only invest in European stocks in a PEA, but thanks to a Swap system, you can buy global ETFs. Overall, the current trend is to do DCA on an S&P 500 or MSCI World ETF. The deposit ceiling is €150,000. Finally, there is the CTO (Standard Brokerage Account), which is basically a PEA where you can buy ETFs and stocks from all over the world, without any limits or ceilings. The tax rate is 30%. Good to know: France is very poorly managed from a financial point of view; the debt is quite high. As a result, everyone agrees that the tax advantages of "assurances vies" and other PEAs will gradually decrease. Another thing to know: In France, we’ve been talking for months about an AI bubble and therefore an imminent crash on your S&P 500. Is this also the case where you are? Based on all of this, how would you invest if you were French? Thanks to those who take the time to answer me.

Timely_Beat4637

MSCI world ETF bei soviel Geld, und bloß nicht hebeln. Wenn du nicht dumm bist bringt dir das bei 6% 5000euro jährlich. Und du hast soviel Zeit. Damit wäre auch deine Oma glücklich, glaube ich. Keine Anlageberatung

Profile_West

Don’t buy calls or puts or companies that can triple in value in a year. Buy Nasdaq etf, MSCI World, Sp500 etf, Amazon and Amersports before earnings next week. Be patient and try to get rich quick.