MSCI

rp2012-blackthisout

MSCI and NVDA after today are still each about 600 points too high. 

tatlpax

It depends on what index you're looking at. FTSE All World is 62% US, MSCI ACWI Index is 64%, SIFMA is 45% US. I like Vanguard's recommended 60:40 fixed allocation split that they use in all of their all-in-one funds - Target Date, LifeStrategy etc. I would prefer my US allocation not go above 60% or dip below 35%. So I prefer using a fixed US:INT allocation to ensure I can hold long term without the risk of exceeding that range of US exposure in either direction as a result of tracking a global index or holding a fund like VT that tracked it for me.

tatlpax

It's tricky - a lot of emerging market indexes that exclude China also overlap with VTI by including Korea. So you might be able to find a non-Vanguard emerging market fund that tracks MSCI Emerging Markets (instead of FTSE) \*and\* excludes China, but then you'd have to find a non-Vanguard developed market fund that tracks MSCI Developed Markets to avoid the Korea overlap. Not necessarily against a bit of China, Taiwan (and India) exposure but to have any granular control over how much you end up with you'd have to incorporate non-Vanguard funds with higher expense ratios and active management.

Longjumping_Oven7490

I would like to ask for advice regarding long-term investing (mainly for retirement) in ETFs. I am currently 32, have ~60k EUR I could potentially invest, and am based in Germany. I am planning to use Trade Republic as the app. The doubts I have are: 1) Would it make sense to invest a considerable amount (e.g. 40k EUR) at once, or should I rather go for monthly installments, e.g. 2k per month or so? 2) Regarding portfolio, I’ve been looking into MSCI world in USD, since it is way cheaper than the EUR one. However, I’ve read conflicting opinions that in Europe, it makes more sense to have ETFs in EUR as well. What’s your experience? Regarding investing 10 to 20% into emerging markets (this seems to be the general advice), what’s your take? The ETFs I looked into do not seem to have done too well for the last at least 10 years. 3) What about individual stocks for a beginner? Not worth the risk? My goal is to invest long-term, and as someone whose dad had a gambling addiction, I want to avoid anything that resembles day trading, since I am not sure whether I could be prone to that as well. Thanks a lot! :)

rp2012-blackthisout

10 hours ago, " *look at MSCI go. Over 1000! Let's goo!* "  Finished at 960. 🤡🤡🤡🤡

greytoc

No - not necessarily. There are lots of low cost index funds that track other indices. There are indices for just about everything out there. That's what index providers create and manage as a business. For example - a popular small cap index fund is IWM which tracks the Russell 2000. Or MDY for Rusell midcap 400. Some of the oldest ETFs are based on MSCI world indices like EWJ, EWH, etc. As well as DIA which track the DJIA index. These index funds won't contain TSLA if that' some a requirement for you. If you are looking for a large cap US equity fund that doesn't include TSLA - you may have to look a bit more - but I'm sure that they are out there. Or you can construct your own.

julick

Thanks. I went over factor investing on my finance master, but I would have thought the strategy has lost any advantage by now. I found that Callan table is the most useful. I think my point roughly stands because there was only a 6 year period in early 2000s that R2000 beat SP500. After that they kinda interchange once in 2-3 years. R2000 value though seems like a better bet and the MSCI emerging markets. Thanks for this source. I will take some inspiration, because now I have only big cap and developed markets exposure. Really appreciate you following up on this.

fosoj99969

Go for global index funds then. MSCI World is the index you are looking for. I'd skip the gold though.

Independent_Hyena495

Vanguard FTSE, MSCI World, Vanguard S&P500 etc.

Mguidr1

Vaalco energy, energy transfer, and isshares MSCI silver global. Thank me later

NoonGlory

I recommned you read a few books on investing before you start and remember, only invest what you are able to lose and live without. Many great books out there, a simple google search will advise you of the best ones. Investing is a serious matter and should not be treated as 'I'm gonna ask strangers for investing advice and go with it' type of deal. That being said, I'd start with (more-so) risk-averse EFTs : Some of the top EFTs to consider include the Vanguard S&P 500 ETF, which tracks the performance of the S&P 500 index, the iShares Core MSCI Emerging Markets ETF, which provides exposure to emerging market stocks, and the Invesco QQQ Trust, which tracks the Nasdaq-100 index. Additionally, the SPDR Gold Shares ETF offers exposure to gold, a traditional safe-haven asset, and the iShares TIPS Bond ETF provides exposure to inflation-protected US Treasury bonds. These are just a few examples of the many EFTs available, and it's important to carefully research and consider your own investment goals and risk tolerance before making any decisions. You can also **research** below EFTs which have upside potential: Vanguard S&P 500 ETF iShares Core MSCI Emerging Markets ETF Invesco QQQ Trust SPDR Gold Shares ETF iShares TIPS Bond ETF Vanguard REIT ETF iShares Core U.S. Aggregate Bond ETF Vanguard Total Stock Market ETF iShares Russell 1000 ETF iShares iBoxx $ Investment Grade Corporate Bond ETF iShares Edge MSCI Minimum Volatility ETF Vanguard High Dividend Yield ETF iShares Edge MSCI Multifactor ETF Vanguard FTSE Developed Markets ETF iShares Edge MSCI USA Momentum Factor ETF SPDR S&P Dividend ETF Vanguard Emerging Markets Government Bond ETF iShares Edge MSCI USA Value Factor ETF iShares MSCI EAFE ETF iShares iBonds Dec 2023 Corporate ETF

froggie2024

401k investment help please I'm really new to all of this and from what I understand, I'm supposed to invest what I put in my 401k. It seems like these are the options I'm provided, but I have no idea what any of this means, if they're good or bad?? Investco stable value retirement fund - class 1, Columbia us treasury index fund - institutional 2 class, iShares us aggregate bond index fund - class k, John hancock bond fund - class r6, Pimco income fund - institutional class, Pgim high yield fund - class r6, American century inflation-adjusted bond fund - class r5, American beacon small cap value fund - r5 class, iShares russell 2000 small-cap index fund - class k, Janus henderson triton fund - investor class, iShares MSCI EAFE international index fund - class k, Vanguard international growth fund - admiral class, American funds new perspective fund - class r6, Delaware ivy systemic emerging markets equity fund - class i, Cohen & steers realty shares, MFS value fund - class r6, Calvert US large cap core responsible index fund - class i, iShares s&p500 index fund - class k, Vanguard growth index fund - admiral class, Allspring special mid cap value fund - class r6, iShares russell mid-cap index fund - class k, The hartford midcap fund - class r6, tiaa-cref lifecycle index retirement income fund - institutional class, tiaa-cref lifecycle index 2010 fund - institutional class, tiaa-cref lifecycle index 2015 fund - institutional class, tiaa-cref lifecycle index 2020 fund - institutional class, tiaa-cref lifecycle index 2025 fund - institutional class, tiaa-cref lifecycle index 2030 fund - institutional class, tiaa-cref lifecycle index 2035 fund - institutional class, tiaa-cref lifecycle index 2040 fund - institutional class, tiaa-cref lifecycle index 2045 fund - institutional class, tiaa-cref lifecycle index 2050 fund - institutional class, tiaa-cref lifecycle index 2055 fund - institutional class, tiaa-cref lifecycle index 2060 fund - institutional class, American funds capital income builder fund - class r6, Janus henderson balanced fund - class n, It also seems like I can allocate a % to each investment option. If you could also specify how much % I should invest in each, that would be mega helpful. I really appreciate any insight you could give on these options / 401k advice in general. Thank you so much. I also apologize for this formatting, I'm on mobile. If you need any clarification, please let me know. Thanks again.

Relevant_Guitar_7465

Shouldn't have someone manage your money. They are just taking 1% for what you can do yourself. You also need to think about what they invest in as there will be fees on top of that so you could end up paying like 2-3% minimum for investing your money. I put my money in indexes like MSCI world or S&P500.

Zealousideal_Bag_325

First off, 20% at your age is AMAZING! I wish someone had told me at your age how much better off 20% at 26 is than 20% at 40. I didn't understand investing so I thought (like most people) that 20% at my age wasn't much so I would wait and put in more as I got older and could afford to put more in. Turns out the exact opposite is true. Good job! 1, Just because an asset is in the red does not make it high risk, as long as you believe it will go up in the future you are buying it at a discount (which is one of the best things you can possibly do). However If you really believe it will not go up in the future, sell all of it immediately and go into something else. I know what you mean on overperforming ETF's, I have a similar issue with Bitcoin. I don't want to sell it back to a designated % if it is going up, because less money makes less money. What I do is set a range of allocation rather than a specific amount. So I would say the range is, for instance, 10%-20%. So if it falls under 10% I will top it up to 10%, but if it goes over 20% I will only sell it back to 20%. I also put in a stop-loss that if it falls below, say, 18% and I believe that the bull run is over, I will sell back to 10% immediately. This strategy is more difficult and requires more attention, but from back testing I know that it allows me to keep more gains while limiting losses in high volatility assets. 2. I am the same way, I still want to average in once I have designated funds for a new asset. Basically you have to either 1) make ongoing sales from the other assets to allocate to the new one, while going ahead and putting the new allocation of your paycheck into the new asset, or 2) sell the funds to free up the cash, let them sit as cash, and set up auto-buys (if available) through your provider. I am doing the second option recently because my unallocated cash is moved to money market accounts that return (an insane) 4.5% at current rates. The risk of underinvestment is at least offset to some degree. Plus I am concerned that the markets are due for a correction over my allocation period, so a risk free 4.5% may be better than a high risk 8%. Also I wanted to add that I feel your pain on adding so many assets that rebalancing becomes difficult. I used to have a portfolio of 20 stocks that I believed in and would rebalance but it got to be a real pain. Now I basically have 4 asset classes: cash, stocks, bonds, Bitcoin ETF, with only about 7 total ETFs & Funds. If you have a diversified fund, like MSCI World or BND, it is already diversified, so there is no need to have individual stocks. You can include a couple more, at lower allocations, if you believe in the ETF sector (like INRG), but be careful what you add because the sector should already be diversified into your general stock ETF, so you may end up overweighting your portfolio more than you realize.

earlybirdiscount

I usually see dumb things here, but this one takes the cake. First of all, SPDJI is a reputable index provider and is the owner of the oldest calculated index in the world. It is also recognized as GOLD standard benchmark, outperforming >85% of funds in the past 10 years. This means that in the long run, the S&P 500 is more likely to beat your active investment strategy. Each index provider has their own “recipe” or methodology, on how they select stocks and put them on their indexes. This is what separates s&P from MSCI/FTSE/Contigo and others. Although there are considerable overlaps between these providers, it’s safe to assume the methodologies work. These index providers have HUNDREDS of different strategies or indexes that cover many different parts of the market. If you think of a specific strategy, it’s very likely there already exists an index that will passively track it. S&P is also a publicly traded company, and assuming that you can “pay” to enter the index is completely incorrect. Doing this would tarnish their reputation and the trust their clients have. How could a reputable asset manager buy the index knowing that the companies selected are solely based on paying to enter. Investors would quickly loose trust and would not want their names associated with S&P. It’s good that you are trying to educate yourself , but please do proper research before posting information that you yourself do not fully understand.

ExpertSeat3036

These ETF's sorry iShares Automation & Robotics UCITS ETF USD (Acc) iShares Core MSCI Europe UCITS ETF EUR (Acc) iShares Digital Security UCITS ETF USD (Acc) iShares S&P 500 Information Technology Sector UCITS ETF USD (Acc)

JadedAspect3656

Should I keep buying S&P 500, MSCI World and STOXX 600 ETFs now that the market is super bullish? Or should I wait until it adjust? I know DCA strategy shouldn’t care much of price as the recurrent buying will take everything on an average but at the moment the market is really pushing and I’m wondering if it wouldn’t be the case to just wait a bit to buy again. I feel like everyone is in FOMO mostly because of AI, but I’m not sure how much it can keep growing in the short term.

greytoc

Different indices have different characteristics and serve different purposes. I imagine that most media companies arbitrarily are just picking a set of indices that are popular in the current environment. In the US - it used to be common to display the DJIA as the proprietary index and then followed by NYSE Composite, NASDAQ Composite, and Amex Composite. There was also a time where OEX was the more common equity index used before SPX gained popularity. At some point - I don't remember when - Rusell 2k started to become more common. And outside the US - MSCI indices used to be pretty popular until FTSE got into the index business. I sometimes wonder when the NASDAQ Composite will get replaced in popularity at some point in the future.

hom0sapiens

Never ever do options. Buy MSCI world and S&P500 ETFs. Both for 5k a month. You'll be fine. Many have to learn the hard way.

BenMic81

ARK Innovation is at -0,5% last 5 years. MSCI World is at +59.1%. Woods was lucky with some picks early on and has been burning cash since then.

MangyMoose76

I recently retired from federal employment. I consistently contributed to the federal government's Thrift Savings Plan (TSP), which is essentially a 401(k). Investments were almost always in the C Fund, S Fund, and sometimes the I Fund. These are the 3 stock-based funds in the TSP, which also has a bond-based fund (F Fund) and a treasury-based fund (G Fund). * The C Fund's investment objective is to match the performance of the Standard and Poor's 500 (S&P 500) Index, a broad market index made up of stocks of 500 large to medium-sized U.S. companies. * The S Fund's investment objective is to match the performance of the Dow Jones U.S. Completion Total Stock Market Index, a broad market index made up of stocks of small-to-medium U.S. companies not included in the S&P 500 Index. * The I Fund's investment objective is to match the performance of the MSCI EAFE (Europe, Australasia, Far East) Index. This will soon change to the MSCI ACWI IMI ex USA ex China ex Hong Kong Index. Over the 33+ years I rebalanced my account 4-5 times. The last two times were moving out of the I fund, and then adjusting the percentages in each of the C Fund and S Fund. I never used the Lifecycle Funds, which are essentially target date funds. I figured I could do that on my own with the TSP's core funds. I left the federal government with about $1.9 million and am still in the C Fund and S fund. As to the Lifecycle funds >A good majority of the options are target date funds. From what I hear, these aren’t bad nor are they great. They are just good to average. Well, the target date funds for the TSP are designed to have exposure in bonds and treasury, even in the early days of the funds. They rebalance over time to become more weighted in treasury and less in stocks (C Fund and S Fund, for example). That means that over time you may miss large returns because of the weighted investment in treasury bills. On the flop side this exposure can help mitigate loss in value when the market is down. So these funds are fine as long as you understand how they work.

Cobra25k

UNH, SPGI, MSCI, SBUX, NKE, and AAPL are all quality compounding machines that are down YTD.

phaskellhall

Here is a screen capture of my returns vs different markets for 5 years. Fidelity won’t let me make a similar chart with 10 years but it does show my all time return, 14 years in my case, being 875%. Okay I can’t post the screen capture for some reason so here is the highlighted data: Showing performance data through Apr-02-2024 Your 5-year cumulative pre-tax return +134.61% S&P 500® Index +97.42% Dow Jones U.S. Total Stock Market Index +90.15% MSCI ACWI ex USA (Net MA Tax) +32.34% Bloomberg U.S. Aggregate Bond Index Bloomberg +1.25% Municipal Bond Index +7.79%

Xancatrius

If you just had dyslexia and bought SMCI instead of MSCI we’d be having a very different conversation now

-ATL-

Hey everyone! I'm looking some advice regarding ETFs. I'm in late 20's, live in EU. I'm looking to start investing with the mindset of buy and hold for long term 10+ years at least. After doing some research I'm currently thinking of doing mainly a 1 fund strategy with an idea to pick 1 ETF that follows some type of all world index. In my country it's best to do accumulating ETF due to tax reasons. I've recently made interactive brokers account and plan to use that for investing. I have about 20k of money and I'm looking to use about 10k of that initially to invest. I've found the justETF website and I'm currently in process of trying to find ETF to fit the following bill: -Accumulating -Low TER -All world with US heavy -Has listing with currency being euro and Domiciled in EU -Full replication or sampling Slight issue I have is that punching that into the justETF gives a lot of options. What I'm wondering is that are there any other things I should be paying attention to so I can come up with 3-5 options to compare? I've also additionally added filters for fund size of 500M+ and older than 5 years and still got 50 options or so. Any downsides with those filters? Currently I've been looking at following: [SPDR MSCI ACWI IMI UCITS ETF](https://www.justetf.com/en/etf-profile.html?isin=IE00B3YLTY66#overview) [SPDR MSCI World UCITS ETF](https://www.justetf.com/en/etf-profile.html?isin=IE00BFY0GT14#basics) [Vanguard FTSE All-World UCITS ETF (USD) Accumulating](https://www.justetf.com/en/etf-profile.html?isin=IE00BK5BQT80#overview) [Vanguard FTSE Developed World UCITS ETF Acc](https://www.justetf.com/en/etf-profile.html?isin=IE00BK5BQV03#overview) Some additional questions: -If I have 10k I'm looking to start with should I break it to for example 5 x 2k purchases with 1 month between each to avoid bad timing on buying? -Any thoughts on All-world vs Developed world vs S&P 500 etc? -Any additional things to take into account? I guess lastly does what I'm saying make sense. Let's say I would choose the first ETF that I listed in the post and purchase 10k worth of that initially and then keep buying monthly with 500 or so more. Does that make sense as some one around 30yo who is looking to invest for long term and maybe eventually gain financial freedom.

stuvida

Timing is the tricky part. How long will you wait to reallocate after it starts to outperform? The current MSCI world stock index is around 70% US, 30% rest of world. You could just invest in a world stock index fund now and it would rebalance itself.

LAcityworkers

They aren't invested in the amount of the spx500 or ndx the benchmark used is Vanguard Spliced Total Stock Market Index reflects the MSCI US Broad Market Index through January 14, 2013, and then the CRSP US Total Market Index. so comparing the same indexes is inaccurate technically they hold the same stocks but not at the same level.

LAcityworkers

Bonds lost money and you aren't invested in nasdaq or the s&p 500 your benchmarks are the Vanguard Spliced Total Stock Market Index reflects the MSCI US Broad Market Index through January 14, 2013, and then the CRSP US Total Market Index. Bloomberg U.S. Intermediate Aggregate Bond Index Spl Total International Stock Index

izCS

Thats why they call us Europoor I guess.  Better get into scalping mate. You could have made those profits there in 5 minutes. Or you just buy SPY or MSCI World and let it sit.  This shit you are doing there is not gonna lead to anything and just a waste of time.

AP9384629344432

[You can read the full analysis here](https://www.rathbones.com/knowledge-and-insight/investment-update-non-patriotic-case-uk-equities). And if you control+F for 'forward' you see that indeed he is referring to forward P/Es. The previous FT article using MSCI UK vs MSCI US showed a 48% discount. This guy is probably using a different index.

Plutuserix

I have a few shares of iShares MSCI Russia ADR/GDR ETF still. It pays out the dividend for me. No clue how it works with individual stocks and such.

Maleficent_Ad730

MSCI calls it is

decandence

I will give you the short version: Why do you want an EU ETF. Usually people with financial knownledge invest in Etfs over shares because for the average person its much mire likely you wont outperform an etf. IF you do buy an etf you need to be somewhat stress resistant and invest (best case) regularly, usually every month. Time in the market > timing the market. Many people that dont wanna think too much about money and make one save decsission choose a MSCI world etf which replicates the whole world market. Since the US market is much bigger then our EU market its also a valid thing to invest into the S&P500. I for my part have 90%US etfs of which 50% are tech related.As a Software dev i saw the AI surge aproaching 5ish years ago and went to overvalue tech/ai related companies. But thats all advanced stuff. Buy MSCI world with low TER and invest regularly even if its small ammounts. Compound interest will do the rest for you.Just make sure u DONT withdraw the money when market should crash. Shit Happens and in the long run you will benefit. Also be aware that ETFs are usually made for long term(20y+) investing.

1kpointsoflight

I own over 80 stocks that mimic the MSCI world. I wouldn’t own just one of any of them or 10. Why would you not just buy VTSAX or VOO?

wayfarer8888

MSCI

ObjectiveStatement90

DIVERSIFYING on MSCI world, Nasdaq and Core SP 500, only makes sence if ur part of this sub lol xd

Error_309

I remember Bionano, Nio and Gamestop, aswell as a bunch of clean energy hype stocks, that all went to shit. Bionano was the only one making returns, Gamestop was a lost cause cuz I was way too late. I also sold a lot after it went red, cuz I was scared of it dropping more. Sold NVDA for a los a while ago for example. If I just would’ve held it. About 1,5 years ago, I sold everything and redecorated my Portfolio with 60-80% ETFs and safer stocks, and about 10% for gambling on crypto and meme stocks. Currently top positions: MSCI World (40%) Nasdaq (10%) Core S&P 500 (10%) Blackrock (5%) Apple (4%) Microsoft (4%) Shell (3%) Palantir Calls (3%) BP (2%) Paypal (2%) Maker Crypto (2%) Bitcoin (2%) ETH (2%) rest aint worth mentioning

Worldly_Beautiful_91

Hello, I'm reaching out for some sage advice on my investment strategy. About a year ago, I decided to dive into the investing world with some stocks and crypto like SXR8, Nvidia, Microsoft, Apple, Li, and Tesla. **Me: 40M married with 1 kid **Country: Malta (EU) **Goal:** Long-term investment spanning 20+ years, maybe even 30 **Broker: Interactive Brokers Right now, I've got around €7,000 parked in IBKR and another €18,000 in crypto, mostly BTC. But I'm realizing I might have too many eggs in one basket. After combing through forums and YouTube, I've decided to beef up my investments by adding an extra €30,000 over the next year. That's €2,500 a month. After the initial €30,000, I'll continue with €500 each month. But here's where I'm stuck. Despite my research, I'm torn on what to do. Here are the options I'm mulling over: Option 1: Should I keep it simple with just one or more ETFs like SXR8, MSCI, eQQQ, and maybe some individual stocks and ETF bonds? Also, should I opt for a dividend-paying ETF or one that reinvests automatically? Option 2: 2 ETFs = SXR8, iShares MSCI ACWI UCITS ETF (Acc), and allocate 15-20% to bonds. But bonds are still a mystery to me. Short bonds or bond ETFs—which one's the better bet? Option 3: 3 ETFs = SXR8, iShares MSCI ACWI UCITS ETF (Acc), and eQQQ, paired with some bonds. I'm all ears for your suggestions. Please toss me some ticker symbols that I can find on IBKR. Also, does it make a difference if I buy in USD or GBP? (My currency is EUR) Thanks a million for your help!

JN324

Not if you’ve trawled through the research, long only momentum doesn’t suffer from momentum crashes in the way long short does. It can still be broadly diversified, and we have two centuries of data validating the approach. We also have, based on MSCI’s research, proof that not only has it been a strong outperformer in a risk adjusted and nominal basis, but also over a rolling five year period it is an incredibly consistent outperformed relative to other factors, or the market. Based on that same research we also know it acts as an incredibly effective inflation hedge on top. Since Carthart’s four factor model we have long known where 95% of equity performance comes from, market risk (risk free rate and beta) is 70%, Momentum, Value and Size are another 25%. Factor investing of any of those types is proven in and out of sample. As long as the investor in question is willing to put up with periods of underperformance, and marginally higher concentration risk, there’s no real issue per se.

Cobra25k

Anyone know why MSCI has dropped close to 4% AH?

ozzycoin123

Hi everyone, i would like to get your opinion or advice on my portfolio. I am 21 year old European student and i am working part time. I can handle risk and my timeframe is really long. I was wondering whether I am not overexposed to the USA? Thanks for any tips. 45% S&P 500 34% [Vanguard FTSE All-World UCITS](https://markets.ft.com/data/etfs/tearsheet/summary?s=VWRP%3ALSE%3AGBP&ref=sambeckbessinger.com) 11% NASDAQ 5 % iShares Core MSCI EM IMI UCITS ETF 5% SMH

Purple-Ad-3492

Short-selling stocks or bonds of CRE CLO issuers or investing in hedge funds or ETFs that specialize in shorting or hedging against risks in the commercial real estate market. Some CRE CLO issuers or related companies include: 1. Arbor Realty Trust Inc. 2. Ready Capital Corporation 3. Blackstone Mortgage Trust 4. New York Community Bancorp (mentioned in the article) 5. Lehman Brothers Holdings Inc. (historical reference) Examples of hedge funds and ETFs that focus on real estate or structured credit markets and may incorporate strategies related to shorting or hedging: 1. **Hedge Funds**: * Och-Ziff Capital Management Group LLC * Canyon Partners * Fortress Investment Group * Citadel LLC * Baupost Group 2. **Exchange-Traded Funds (ETFs)**: * ProShares Short Real Estate ETF (REK) * Direxion Daily Real Estate Bear 3x Shares ETF (DRV) * ProShares UltraShort Real Estate ETF (SRS) * ProShares Short High Yield ETF (SJB) * Direxion Daily MSCI Real Estate Bear 3x Shares ETF (DRVN)

gralex95

FICO Microsoft Asml Synopsys Cadence MSCI Inc Constellation Software

timnuoa

> is it aggressive enough for my age? An all equities (stocks) portfolio is an aggressive portfolio. Don't let reddit convince you that you have to take big concentrated sector bets to be "aggressive," that's the wrong kind of risky (happy to explain more). 80/20 US/International is a very solid buy and hold portfolio. The $7k is a limit for contributing new money to the account. Once the money is in there, buying and selling investments has no impact on that limit. Regarding the choice of international, as the other poster mentioned there is a bit of nuance to "world" funds. World stock markets are generally divided into "developed" and "emerging" markets, based on a whole list of criteria for how well developed their financial system is. Different indexers also do it slightly differently. SWISX tracks the [MSCI EAFE index](https://www.msci.com/eafe/), a developed countries index which includes a bunch of European countries, Israel, Japan, Hong Kong, Singapore, Australia, and New Zealand. Other developed markets indexes will add Canada, South Korea, and Poland. Then there's a true total world fund like VXUS, which follows the [FTSE Global All-Cap ex US Index](https://www.msci.com/eafe/), which will add the "emerging markets" of Brazil, Chile, China, Colombia, Egypt, Hungary, Iceland, India, Indonesia, Kuwait, Malaysia, Mexico, Pakistan, Philippines, Qatar, Romania, Saudi Arabia, South Africa, Taiwan, Thailand, Turkey, and the UAE. It is not quite as different as that list makes it look, as the emerging markets holdings are only 25% of the fund. (VEU is very similar to VXUS, except that it excludes small-cap stock, while VXUS includes them). There are pros and cons, (I like [this video's explanation](https://www.youtube.com/watch?v=DEV49qY0TP8)), but we're ultimately talking about 5% of your portfolio here, so it's not a huge deal either way.

mrb1585357890

Sounds like Momentum to me. I hold some of an ETF that tracks the MSCI momentum index.

der_Sager

Buy MSCI world or s&p 500 acc. Close your laptop. And dont look a the the account for the next 30 years.

ThePirateInvestor

Congrats on your financial position at your age! Since you have the rainy day already covered, I would split the rest in 2 batches: - Housing: If you already know the area you want to settle, buy something and use this batch for the 1st down payment. It can be your home, or a smaller one you might use or rent to others depending on your situation. - Investing: Invest in something you know and feel comfortable. A nice entry point options are indexed mutual funds or ETFs. They are simple investing instruments, diversified, and if you pick some of the most common indexes like MSCI World or SP500 you can expect a decent return (around 10%). The Pirate Investor will publish a simple video about this in YouTube, tomorrow at the latest. Note: Since you are young, if you don't know where to settle yet, you can put all into the investing batch. Good luck!

Rupperrt

Not much, just 100 baba shares with humble target of 80 or 85 (depending on sentiment) and some MSCI China bought at recent lows. If I was more bullish I’d probably research some up and comers but long term I am not too optimistic lol.

Simon_Says_Simon

MSCI ACWI or some ETF of that kind. You can't really go wrong here.

SocialyAwkwardBonobo

**Semiconductors** HSBC Nasdaq Global Semiconductor UCITS ETF iShares MSCI Global Semiconductors UCITS ETF USD (Acc) VanEck Semiconductor UCITS ETF **AI** Xtrackers Artificial Intelligence & Big Data UCITS ETF 1C WisdomTree Artificial Intelligence UCITS ETF USD Acc just to name a few. There are many sited just for ETFs, where you can dig into the world of ETFs :)

Mad_ad1996

Core MSCI World

ArmadilloEuphoric529

Thanks for the tip. I have the possibility of investing in MSCI through iShares, Xtrackers or Amundi, in my Norwegian platform, but the cost is around 0,7 to 0,8% Is there a platform where a foreign investor can invest at lower prices?

kanand90

I’d recommend considering MSCI shares for anyone looking into long-term investments, especially if you believe in the growth potential of India over the next decade. MSCI is quite similar to the S&P 500 but it’s more focused, featuring only the top 50 companies. This selection is significant because it mirrors the leading companies in India’s market, akin to the heavyweights in the S&P 500. By investing in this index, you’re essentially betting on the cream of the crop in India’s corporate world, which makes a lot of sense given the current economic trajectory.

kanand90

Absolutely, let's adjust that: --- I'd recommend considering MSCI shares for anyone looking into long-term investments, especially if you believe in the growth potential of India over the next decade. MSCI is quite similar to the S&P 500 but it's more focused, featuring only the top 50 companies. This selection is significant because it mirrors the leading companies in India's market, akin to the heavyweights in the S&P 500. By investing in this index, you're essentially betting on the cream of the crop in India's corporate world, which makes a lot of sense given the current economic trajectory.

heyarnoldd69

MSCI India!

wanderingmemory

Possibly short term means shorter duration than the other bonds?? Not sure. Leaving it here is fine. You're comparing it to the slightly wrong index - MSCI world or some other index that isn't just US would be more appropriate. Or, if you strongly believe in US outperformance, then go 100% US. I'm sure US will continue to outperform because I'm still holding ex-US ;P

ThePirateInvestor

I am also in CS and investing. Congrats on the job! For most people, the job is at your age probably their best investment producing the highest returns for a while. That will cover for living expenses, joy, and even allow you to invest recurrently if you part of your income is not spent every month. About the $50k. Here is what I would do. One simple way to cover you for different scenarios is splitting it into 3 parts. If you put $5k aside for the car, you are left with three $15k batches. Batch 1: stocks, companies, funds... whatever you prefer. Others mentioned indexed funds or ETFs traking SP500. I think that or MSCI World is a good choice. Batch 2: REIT if you are planning to settle in the place you are located. However, since not the interest rates are high, and maybe you are not planning to settle yet in the place you currently live. I would put this into either: batch1 or a more conservative investment. E.g., since interest rates are high you could buy some bonds of a country you trust and give nice returns (EEUU, some European countries with high interest rates,...). Batch 3: Cash. To use it in emergencies or to put it in Batch 1 when there is a correction in the market or if we enter a crisis and stocks go down. Have fun! and all the best!

delighted

The only MSCI world ETF that has beaten the USA from 1996 has been Denmark EDEN 🇩🇰

Guy_PCS

Four Popular Indexes Total Returns. S&P 500 total returns: 1 year +27% 3 years +38% 5 years +97% 10 years +224% Russell 2000 total returns: 1 year +8% 3 years -3% 5 years +39% 10 years +95% Nasdaq 100 total returns: 1 year +47% 3 years +45% 5 years +162% 10 years +425% MSCI EAFE total returns: 1 year +15% 3 years +15% 5 years +41% 10 years +55%

kronco

Check out: [https://www.reddit.com/r/IndiaInvestments/](https://www.reddit.com/r/IndiaInvestments/) Above probably won't have investable equities in U.S. brokerages discussed but it does give you an idea what those closer to the economy (day by day) are thinking about. Some U.S. funds: INDA iShares MSCI India ETF SMIN iShares MSCI India Small-Cap ETF IFN India Fund Inc

HTRC341JN

I'm a longterm investor looking for opinions. I've spent most of my life saving since my early 20s and saving consistently with a general investment philosophy of slow and steady wins the race. Im almost 40 and have roughly $500k in my 401K and $300k in my Roth IRA. I am not currently reliant on this capital and will hold long term for the purpose of generating income following retirement (ideal retirement age between 50 - 55) Each of the accounts is roughly invested as 60% in various Equity Index trackers (20% Global Tech, 10% Global Pharma,10% Global Small Cap, 10% MSCI EM, 10% Euro Stoxx) The remaining 40% is held as cash. I've been reluctant to invest all the remaining cash for almost 2 years now, and have been very very slowly drip feeding it back into the market over this time. I'm interested in ideas on how others with a similar mindset have invested (or would potentially invest with a similar amount of assets) and any general tips to better manage my funds?

InIce1234

MSCI World left the chat.

Ok_Handle5961

MSCI $1020 C, 03/08, thank me later

BigTastyBacon420

I would recommend ETFs like MSCI World, MSCI Emerging Markets and VOO for the beginning. Most people don't outperform the market.

dismendie

Do you tell the sec or file annually what you buy? I think brk is doing what he does… he doesn’t want people to jump in to affect his pricing but he also doesn’t want people jump into investing just because he bought it… he like MA plays as well like in the case of activision and Microsoft… I think he also gets some cyclical gains from certain sectors… last time he did this with sec he got chevron and Verizon… lol I sold out of VZ just like he did… value trap company… if you bought the same stock and it tanks are you going to be mad? Like PARA? But I do love to speculate and see what he is buying and why he is hiding it… maybe he wants a bigger share of Amazon… lol most people says financials… but not banks… maybe MSCI or SPGI… or all of moody

thorium43

It appears to be a confluence of things. Solar is absolutely dominating in terms of new capacity (and output) being added globally. It and wind are fundamentally changing the global energy paradigm from one where baseload resources (coal, nuclear, gas) are supplemented with peaking resources (gas, hydro, battery) to match demand, to one where peaking resources (gas, hydro, battery) are used to supplement intermittent sources (wind, solar). They do this because they are unequivocally cheaper than other sources, with China dominating the supply chain due to a mix of cheap af labour, and probably state mandates and subsidies. Like just look at the shit on Aliexpress, everything made there is cheaper. But for any company looking at new generation, solar, wind and natural gas are the price winners. But in terms of investing, solar looks pretty shitty at the moment. Just because its growing and will probably dominate, does not mean its an excellent investment. Like just because people use nails, does not mean nail manufacturers are an excellent investment. Looking at the holdings of TAN you have a few major types of companies, and lets look at how they largely all suck, as well as the macro. a) Chinese companies: Geopolitically tons of nations are derisking from Chinese equities, so they have taken a massive beating. Chinese solar manufacturers are owning the competition globally due to lower manufacturing costs, severely harming western efforts to also manufacture it on scale. Overlay the MSCI China ETF with TAN and they both get destroyed at the same rate. b) US companies like Enphase and Solar Edge that make inverters. These do ok likely to to Western wiring safety standards that don't allow for cheaper Chinese ones They are largely holding up TAN. But Vanguard, Blackrock, and invesco own like 25% of ENPH, so what TAN does, ENPH largely does too. c) Western solar manufacturers forced to compete with Chinese and have to market their solar as 'PREMIUM'....why buy a premium nail? Thats kinda the solar case right now and why companies like Meyer Burger are getting murdered d) US culture wars. Wind and solar are left for some reason, despite being so cheap they are beating coal and nuclear. Economic literacy skews right statistically (See why communism always fails) and rightwing capital outnumbers leftwing capital. However culture war BS portrays solar as hippie stuff that does not work. Stack this on the poor economics of a manufacturing business like solar, vs a drill and pump business like oil, and you have some deserved, and some undeserved hate. Like u see one guy below suggest exxon instead...liquid hydrocarbons make up a miniscule amount of power generation, and the one hydrocarbon doing well in the power sector is natural gas, Exxon has only a little of their revenue from this. It totally misses the point because of culture war stuff. Solar business largely suck. But for generation for power grids it rocks. The latter is getting lost in the English investing media because of politics and the former. This puts some downward pressure on all the solar industry e) Solar farm operators: Buy panels from whoever, and sell power at long term contracted rates. These are safe, utility based models, but we all know what utility stocks do in an increasing interest rate environment (go down because safer yields elsewhere, and cost of capital for new solar farm development increases), so we see companies in TAN like Atlantica Yield decreasing as interest rates increased, even though their business model is solid other than interest rate sensitivity. Certainly more solid model than solar manufacturing. I still own a little TAN, because it can still hype pump, but until geopolitics is resolved, its not really worth it. If you want to invest in the energy transition, I am finding it easier to short or buy puts on the losers of the energy transition. For example, NuScale power was making some ridiculous claims their reactor would make cheap power, and was a SPAC. Puts on it outperformed everything in my portfolio other than crypto this year after it got announced that their only project was cancelled due to costs being revised upward. Coal miners have pumped the last few years due to the geopolitics with Russia, but is largely in a decline in the West. I have a few I am looking at puts on, that have higher mining costs than competitors and only sell in western countries.

Abysswalker794

What do you mean the market is terribly high? If we assume that the market will go up over any given long term time period, it has to be on all time high or near that most of the time. Most of the stocks are not even that much higher than 2021. If you really want to invest in single stocks you need to dedicate yourself to reading (books, financial reports, 10ks) and be open minded. Also there is no need to rush or FOMO, there is always a deal to make, you “just” need to find it. For the beginning I would just try to Focus in avoiding mistake, more than in trying to find the “next NVIDIA”. You will learn a lot in the beginning. Trust me, it is better to have +0% after your first 2 years*, than already being massive in the red due to FOMO and meme stocks. Try to analyse easy stocks with products you are using in your daily life. Read the reports and try to create your thesis where the product/stock could be in 5 years. If that’s to much work, fine! You can get great results with just sticking to ETFs in the S&P500 or MSCI world. Single stocks can lead you to unlimited growth, but it can also ruin you, high risk, high reward. *Buffetts rule no 1, never lose money. Rule no 2, don’t forget rule no 1”

Used_Towel8820

The only retailers who can be viewed as responsible are those who DCA in a SP500 or MSCI World ETF without leverage. Anything else is very risky, honestly.

5349

Fundsmith performance isn't that excellent, and it has the ~1% annual fee drag. [Trustnet chart](https://www2.trustnet.com/Tools/Charting.aspx?typeCode=O_FK41W,O_FG19C,O_FLSX3,O_FKLDQ) comparing Fundsmith Equity with S&P 500, MSCI World, and FTSE All World funds. If you change chart period to 10 years, FS is barely outperforming S&P 500 over that period, i.e. its period of good performance was over 5 years ago.

Vulsruser

For me it helped tremendously to remind myself of why I bought what I bought, when I bought it. Also I set myself a benchmark. Since I'm from Europe mine is the MSCI world. As long as my performance is better than the index my mind is at ease. I once picket up a saying: gift the last 10% to others. IMO not always riding the biggest trends and squeezing every little percent out of your gains is a much healthier approach. Those big winnings and swings are nice to have, but you can't catch them all and that's fine.

Ryoujin

Never heard of MSCI, is that what they do?

Visible_Ad_2271

AKA MSCI world ?

dealing-trades

Not sure how helpful this is to you but being bilingual / at least knowing another language helps a ton in the global sense. One great stock right now is [JYP ent](https://en.wikipedia.org/wiki/JYP_Entertainment), (listed on the KOSDAQ aka Korean NASDAQ), they basically produce and have contracts with lots of famous kpop girl and boy bands like Twice and Stray Kids (if you know them). Also not sure if you know but the company is owned by [JYP](https://en.wikipedia.org/wiki/Park_Jin-young) (yes he named his company after him) who himself was a pretty successful and innovative singer of his time. The stock price is at quite low point right now because they got kicked off from the MSCI Korea index because they got beaten by some other companies in the market cap rankings, but you'll see why I'm calling it cheap if you were to compare their PE ratio right now (19) to something like the PE ratio of other entertainment management companies like Hybe (which manages BTS) who have something like a 30 PER

dismendie

I hope it’s Amazon but I think it’s probably something everyone looks at but doesn’t think about…. But the last time it was chevron and Verizon…. lol I dunno if buffet learn his lesson about value traps… my wife been holding Morgan Stanley for decades… I dun think it’s MS… maybe MSCI… or SCHW…

Critical_Sea2719

I‘d stop gambling and start investing. Get some boring MSCI World/FTSE all-world ETF. If you still want to pick some stocks go for the boring stuff, value stocks I mean. You will not turn 5k into 150k in a day but after years you will easily be able to have some 100%-200% gain. No anxiety involved.

delighted

MSCI ETFs. EIDO = Indonesia, TUR = Turkey. They've got one for mostly just about everybody.

Complete-Material913

VEA might be better to hold if you don’t want emerging markets. Reason: VEA uses the FTSE index and IDEV uses the MSCI index, which appears to be broader. FTSE considers South Korea a developed market, whereas MSCI considers it an emerging market. Samsung (South Korean) is among VEA’s top holdings but not IDEV’s. So if you held IDEV, you’d need EMXC too if you wanted South Korea exposure. I’d go with VEA if you don’t want EM.

jefgeeraerts_1983

This topic is one year old now. I'm still contemplating iShares MSCI Brazil ETF ( EWZ ). I looked at PBR (Petrobras) and JBS SA (largest meatpacker in the world) about a year ago. Those were insane low P/E's. In hindsight I should have invested. Your opinion: are Brazilian P/E's and hence iShares MSCI Brazil ETF still attractive?

Low_Network59

This is what I do as well. I invest in the S&P 500 then individual country ETFs. That way I can cut out countries that I don't want to invest in. For all new cash investments, I weight the funds by market cap and allocate based on that, so in effect I created my own index. The Franklin Templeton country specific ETFs are good buy and holds. If a country is not available through them, the Ishares MSCI ETFs will work, although they have higher expense ratios.

Thiamine

> MSCI SPDR If that's the SPDR Portfolio MSCI Global Stock Market ETF, then no. SPY matches the S&P 500, whereas the MSCI ETF includes global stocks. SPDR's version would be something like this one - SPDR Portfolio S&P 500 ETF (SPLG) ---- A very easy way to find a company's corresponding S&P 500 fund is to look for 500 in the name of the fund or in the details, look for any mention of the S&P 500.

Silvertails

For me, that's why total market funds are so great. Acknowledging, i dont know as much as the market does. Who needs to figure out where to put their money when you just go by market cap. 62% US, 28% International, 10% emerging based on FTSE and MSCI ACWI global index's. Maybe a bit more US stocks if your from US, or more of your home countries stock market if your from outside US.

Stephen_1984

I don’t advise [fading](https://www.sportskeeda.com/sports-betting/what-is-fade-in-betting) ESG picks - [Microsoft](https://www.msci.com/our-solutions/esg-investing/esg-ratings-climate-search-tool/issuer/microsoft-corporation/IID000000002143620) and [Nvidia](https://www.msci.com/our-solutions/esg-investing/esg-ratings-climate-search-tool/issuer/nvidia-corporation/IID000000002176634) both have high MSCI ESG scores. Better to ignore it.

sdd-wrangler5

nah im out. Its going into S&P 500 and MSCI World

Spins13

Total returns is obviously what is the best generally. Then it will also depend on the tax system where you live. If you go the passive investing route, with lesser returns, definitely go for S&P500 or MSCI World. Don’t try getting fancy buying SCHD or QQQ, because when you do not know what you are buying you are much better off diversifying your holdings

dweaver987

NVDA is 4.3% of my portfolio. (I sold a bunch last March when it first exploded). But 6.8% of my portfolio is FSELX which is based on the MSCI Semiconductor index. Along with S&P 500 and other funds, they all are heavily weighted in NVDA and other semiconductor related companies. That said, I think the big returns in AI are still ahead of us. AI is big because companies will use it to transform and optimize their businesses. The business transformations of the dot.com boom weren’t the network card manufacturers. It was the companies that figured out how to create brand new markets and services using the internet as a platform. (Remember when Amazon only sold books?) The future of AI is the companies that use machine learning and deep learning to create markets and services we still cannot conceive of. Cyber defense companies and language translation businesses have an early toehold in these business models. I’m betting on the companies that can help other companies implement their AI driven vision for their business model. For example, I expect IBM to help future Amazons deploy AI driven business models. I expect Lockheed to do the same in engineering and defense. T-Mobile has already applied AI to identify customers likely to jump to other carriers and to identify ways to retain them. I also have a small position in quantum computing (QTUM etf). Quantum computing has the potential to increase the speed of processing intensive applications like AI by a few orders of magnitude.

Mbanks2169

It's Clearbridge International Growth so MSCI EAFE Index

yodamelon

ARM is going to get the MSCI treatment 

Cruian

I hope this works decently enough (used a separate notes app then copied and pasted into this). >I did not mean "per capita", I meant the absolute GDP in $. [https://data.worldbank.org/indicator/NY.GDP.MKTP.CD?end=2022&locations=XC-CN-US&start=1960&view=chart](https://data.worldbank.org/indicator/ny.gdp.mktp.cd?end=2022&locations=xc-cn-us&start=1960&view=chart) Would that be true in this case too? Yes. Australia has beaten the US over the very long run. South Africa has been very close as well. Over the very long term, emerging markets as a class may also have beaten the US: https://www.ifa.com/charts/154h >I had a recent comparison of MSCI World and SP500. After your comment I searched for one that covered data from earlier dates. [https://curvo.eu/backtest/en/compare?portfolios=NoIgsgygwgkgBAdQPYCcA2ATEAaYoAyAqgIwDsAHMQKwAsxZAnDsQLptA%2CNoIgygZACgBArABgSANMUBJAokgQnXAWQCUEAOAdlQEYBdeoA](https://curvo.eu/backtest/en/compare?portfolios=noigsgygwgkgbadqpycca2ateaayoayaqgiwdsahmqkwasxzandsqlpta%2cnoigygzacgbarabgsanmubjaokgqnxawqcueaoadlqeybdeoa) This link right now is appearing as a blank page on 2 browsers on my current device. I'll try again later tonight. Back testing is extremely sensitive to start and end dates. Just shifting them a few years in one direction or the other can drastically change the result. Using Curvo's back test page (which I was able to get to work), I see it has very limited data for even the S&P 500 and would only really cover 2 US favoring rotations and one of the weaker ex-US favoring ones. And yes, if you start investing for example in 2000, 2001 or 2002, the MSCI World outperforms for some years the SP500. However, most of the years or if you set a long enough period of time, SP500 beats MSCI World. Note the percentage that SP500 beats MSCI World is higher than vice-versa. We've had rotations where exits had very strong results compared to the US. Ex-US has turns of exceptional outperformance as well: https://awealthofcommonsense.com/2023/05/the-case-for-international-diversification/ and https://www.blackrock.com/us/financial-professionals/literature/investor-education/why-bother-with-international-stocks.pdf (PDF) >However, most of the years or if you set a long enough period of time, SP500 beats MSCI World. Note the percentage that SP500 beats MSCI World is higher than vice-versa. Long term it wasn't much different than a coin flip: * Of rolling 10 year periods since 1970, EAFE (developed ex-US) has beat the S&P 500 over 45% of the time: https://www.tweedy.com/resources/library_docs/papers/Dichotomy%20Btwn%20US%20and%20Non-US%20Mar2022.pdf (PDF) or for the archived version: https://web.archive.org/web/20220501183228/https://www.tweedy.com/resources/library_docs/papers/Dichotomy%20Btwn%20US%20and%20Non-US%20Mar2022.pdf Also see these, which should show that the US can't always be expected to be ahead of ex-US even after 30+ years. Pay attention the stuff in between the end points and you'll see periods that ex-US was ahead and that it was only really the recent US favoring part of the cycle that it separated. * https://twitter.com/mebfaber/status/1090662885573853184?lang=en with this reply: https://twitter.com/MorningstarES/status/1091081407504498688. Extended version: https://mebfaber.com/2019/02/06/episode-141-radio-show-34-of-40-countries-have-negative-52-week-momentumbig-tax-bills-for-mutual-fund-investorsand-listener-qa/ or here’s compared to EAFE 1970-2015, note that the black US line only jumps above the green ex-US line for the "final time" around 2011: https://donsnotes.com/financial/images/sp-msci-42yr.png (courtesy of https://www.reddit.com/r/Bogleheads/comments/143018v/comment/jn9yiub/) * US vs Europe: https://www.reddit.com/r/Bogleheads/s/DJ2YVrLW4d

ThePirateInvestor

Nice observations. I was not aware of some of the details you mention. The article you mention says > I did not mean "per capita", I meant the absolute GDP in $. [https://data.worldbank.org/indicator/NY.GDP.MKTP.CD?end=2022&locations=XC-CN-US&start=1960&view=chart](https://data.worldbank.org/indicator/ny.gdp.mktp.cd?end=2022&locations=xc-cn-us&start=1960&view=chart) Would that be true in this case too? I had a recent comparison of MSCI World and SP500. After your comment I searched for one that covered data from earlier dates. [https://curvo.eu/backtest/en/compare?portfolios=NoIgsgygwgkgBAdQPYCcA2ATEAaYoAyAqgIwDsAHMQKwAsxZAnDsQLptA%2CNoIgygZACgBArABgSANMUBJAokgQnXAWQCUEAOAdlQEYBdeoA](https://curvo.eu/backtest/en/compare?portfolios=noigsgygwgkgbadqpycca2ateaayoayaqgiwdsahmqkwasxzandsqlpta%2cnoigygzacgbarabgsanmubjaokgqnxawqcueaoadlqeybdeoa) [https://investmentmoats.com/uncategorized/sp-500-vs-msci-world-performance/](https://investmentmoats.com/uncategorized/sp-500-vs-msci-world-performance/) And yes, if you start investing for example in 2000, 2001 or 2002, the MSCI World outperforms for some years the SP500. However, most of the years or if you set a long enough period of time, SP500 beats MSCI World. Note the percentage that SP500 beats MSCI World is higher than vice-versa. > Certainly you miss the good first years of a small company that ends up shining. But SP500 is very dynamic. The small companies that end up shining enter it and the big ones breaking get out of it. I like this animation that shows the evolution of the top 10 companies of the SP500: [https://www.youtube.com/watch?v=kfMFDcuDKYA](https://www.youtube.com/watch?v=kfmfdcudkya)

ThePirateInvestor

Nice observations. Let me be more specific. The article you mention says > I did not mean "per capita", I meant the absolute GDP in $. [https://data.worldbank.org/indicator/NY.GDP.MKTP.CD?end=2022&locations=XC-CN-US&start=1960&view=chart](https://data.worldbank.org/indicator/ny.gdp.mktp.cd?end=2022&locations=xc-cn-us&start=1960&view=chart) Would that be true in this case too? I had a recent comparison of MSCI World and SP500. After your comment I searched for one that covered data from earlier dates. [https://curvo.eu/backtest/en/compare?portfolios=NoIgsgygwgkgBAdQPYCcA2ATEAaYoAyAqgIwDsAHMQKwAsxZAnDsQLptA%2CNoIgygZACgBArABgSANMUBJAokgQnXAWQCUEAOAdlQEYBdeoA](https://curvo.eu/backtest/en/compare?portfolios=noigsgygwgkgbadqpycca2ateaayoayaqgiwdsahmqkwasxzandsqlpta%2cnoigygzacgbarabgsanmubjaokgqnxawqcueaoadlqeybdeoa) [https://investmentmoats.com/uncategorized/sp-500-vs-msci-world-performance/](https://investmentmoats.com/uncategorized/sp-500-vs-msci-world-performance/) And yes, if you start investing for example in 2000, 2001 or 2002, the MSCI World outperforms for some years the SP500. However, most of the years or if you set a long enough period of time, SP500 beats MSCI World. Note the percentage that SP500 beats MSCI World is higher than vice-versa. > Certainly you miss the good first years of a small company that ends up shining. But SP500 is very dynamic. The small companies that end up shining enter it and the big ones breaking get out of it. I like this animation that shows the evolution of the top 10 companies of the SP500: [https://www.youtube.com/watch?v=kfMFDcuDKYA](https://www.youtube.com/watch?v=kfmfdcudkya)

Cruian

>is the risk of the US failing to keep their leading position against other economies The US can still be the economic leader and largest market cap weight in the world and still under perform in the market. Stock market and economy have either no correlation or possibly even a negative correlation. https://onlinelibrary.wiley.com/doi/abs/10.1111/j.1745-6622.2012.00385.x >Note how SP500 consistently beats MSCI World Index. We've had plenty of time where it was the US dragging behind. 3 of the last 5 decades even (70s, 80s, 00s). >According to the most recent World Bank data, the US is still the country with the highest GDP, representing 25% of the World GDP. GDP and stock returns aren't positively correlated (see link above).

BLVPilzbuch

Why did MSCI dude step out of the room for like 3 seconds? Did he have to sneeze?

ThePirateInvestor

There is always a trade-off. Potential benefits vs potential risk. However, in this case I would argue that the risk one is trying to protect against, by choosing something more international than the SP500, is the risk of the US failing to keep their leading position against other economies. S&P 500 is a very strong index because it has the biggest companies of the US. In my view, in the long run, it is going to be very difficult to beat, as long as US and the dollar continue to be the lead economy. Note how SP500 consistently beats MSCI World Index. According to the most recent World Bank data, the US is still the country with the highest GDP, representing 25% of the World GDP. It has been like that since 1890. The economies that could challenge the US are China and Europe. However, China is still far from it (17% of World GDP) and in the recent years it has got closer, and Europe (13% or World GDP) is quite stuck since a long time ago. There is always a risk and no one can predict the future, but I would say, betting on the US is still quite "safe" given the facts above. Note as well that, if the US breaks, it is going to affect international companies. Certainly, though, if in the coming years, China or another economy gets close to the US, I would consider protecting against the risk of the US not growing as steadily as before. But that is not the case yet.

Mehhucklebear

Here are some examples of index funds: Schwab Total Stock Market Index Tracks the Dow Jones U.S. Total Stock Market Index, which measures the total U.S. stock market. This index fund is a mix of small, mid-sized, and large corporations. Fidelity 500 Index Fund Tracks 500 of the biggest companies on Wall Street. This fund has a 0.02% management fee and is a mix of value and growth stocks. iShares Core MSCI EM IMI ETF A broad index ETF that is part of the iShares family of Core ETFs. Vanguard Total International Stock ETF Tracks the FTSE Global All Cap ex US Index, which means it can hold stocks from all over the world, except the U.S. Vanguard 500 Index Fund Admiral Shares Tracks the S&P 500, which includes some of the largest and most successful companies in the country. Fidelity Zero Large Cap Index Has a zero expense ratio and follows the Fidelity US Large Cap. Vanguard Growth ETF Has a low expense ratio of 0.04% and is targeted at companies that do better than the market average and weather market shocks better than their competitors. Vanguard Total World ETF Tracks an index that looks across the U.S., other developed markets, and emerging markets. Invesco QQQ Trust ETF Tracks the performance of the largest non-financial companies in the Nasdaq-100 Index.

TurkishWifeabuser

Thank God I needed a wsb regard on here making a case for MSCI, my puts were down 50%

Weekly-Ad-5963

Yes, if you're looking to avoid the US market, there are several alternatives to consider for exposure to Europe, emerging markets, and Asia. For Europe, you could look at ETFs like the GraniteShares ETFs, iShares Europe ETF or the Vanguard FTSE Europe ETF. For emerging markets, options include the GraniteShares HIPS US High Income ETF, iShares Core MSCI Emerging Markets ETF (IEMG) or the Vanguard FTSE Emerging Markets ETF (VWO). Finally, for Asia, you might consider ETFs like the GraniteShares 2x Long TSLA Daily ETF, iShares MSCI Asia ex Japan ETF (AAXJ) or the Vanguard FTSE Asia ex Japan ETF (VAW). These ETFs can provide diversified exposure to these regions, helping you avoid the US market. Hope, it will help.

trainwreck001

 NVDA IS GONNA MAKE HIM A SPOKESPERSON IN THEIR COMMERCIALS NVDA MSCI $5K 

afgphlaver

This week will be wild, I don't know anything about ETFs...MSCI will 🚀

BrechtJF

If I had bought MSCI Inc. from the moment I bought my first MSCI world index ETF, it would not be a great investment (2020).

trainwreck001

FUKK SCARY BERS... WE GOT HISTORY TO MAKE. NVDA MSCI $5K