SPLG
SPDR® Portfolio S&P 500 ETF
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Late to the party and new to dividend investing. Let me know what you think of my mix. I know I have overlap and probably too many, so any suggestions would be greatly appreciated. JEPI, JEPQ, JEPY, QQQY, SPLG, DIVG, SCHD and YYMI.
Hey, I’m 69 and looking into asset allocation for my long term buy and hold portfolio.
How does a globally diversified ETF portfolio look to you?
long puts on SPLG as an alternative to SPY for trading on a budget?
Split even between NVDA, AAPL, and MSFT or buy MGK ETF?
Should I buy both S&P 500 & NASDAQ ETFS? Real advice needed
SPLG a good way for college students/poor people to DCA into the S&P 500 ?
What's the best way to simulate leveraged buy and hold ownership of a stock position in an IRA (no naked calls/puts)?
Can you poke and patch holes in my strategy? Barbell inspired 1:5 puts to calls on index with long expirty.
If I can't afford to run the wheel on SPY, is SPLG the best next option?
Mentions
Ditch both and get SPLG for even lower fees. Honestly it doesn't hurt to have two, it just doesn't help either. When more doesn't help just go with simplicity.
Same here. I buy SPLG calls actually. The volume is really low so its harder buy and sell but its way cheaper. Plus I can sell covered calls something I might stop doing the premium is pretty low.
Sell and buy SPLG or UPRO.
Start an IRA account and start buying S&P 500 ETF like VOO or SPLG immediately and constantly, and learn as you go for other ETFs or stocks.
>but others say "Holding too much of your portfolio in one investment, even a diversified one, can leave you overexposed to risk. This does not really make sense , most target date funds do not hold "One investment" they hold usually some mix of USA stocks , foreign stocks , bonds This is not "One investment" it may be one mutual fund but it holds all sorts of different investments Its perfectly fine to invest in one fund as long as the fund is diversified like a target date fund is. Fore example take two portfolios 1 . VT 2. Split between VTI , VOO, QQQ, SCHG, SCHD , SPLG, IVV, VYM what one is more diversified , 1 2. holds a bunch of overlapping funds that concentrate on USA large cap stocks, just holding a bunch of funds is not diversification , you have to look at what the underlying funds hold VT is a world index fund that holds almost every public company on earth, 2 is a bunch of funds that only hold USA companies and concentrated on large cap companies. 2 is actually less diversified despite holding a bunch of funds
just got 10 contracts of SPLG put for next week this is make or break for me (was 800 dollars)
There are much better options of S&P 500 funds than VOO and SPY. Check out FXAIX or SPLG
Our household income iS mainly in the 15% tax bracket. Some years it goes into 22%. Our Roth IRAs hold mainly SPMO/IDMO and AVUV/AVDV. Taxable is mainly VTI, SCHG, SPLG. We’re holding 10% of the household portfolio in AVDE in our taxable, but realize we’re not catching all international markets. Do you have any recommendations for this strategy? Or just leave as-is?
SPLG in my personal account, QQQ and VOO in my roth
Sure, but the difference is irrelevant. You keep picking random tickers and asking about them here with no context. That doesn't give us any useful information to respond based on, and the fact you've been doing this for months makes it seem like you don't read or understand anything we say. Putting everything into SPLG or VOO is fine. Just go do it.
SPLG instead of VOO? SPLG and chill?
I’ll check out SPLG. I agree with you on not betting on individual stocks with small capital, but I had a good continuation plays with GOOG, BA, PLTR which returned almost 70-80% value, half of which I lost with wrong plays and averaging on loss (I know, huge mistake, even after reading “Best Loser Wins”), so I think there is still potential, but I agree with you on building capital first and then playing on individual stocks.
SPLG is a cheap S&P500 fund with options if you want to play leaps on SPX. 50 delta 289DTE calls are 4.50. If you are capital-constrained, you should not be betting on individual stocks unless you have insider information.
Personally I would choose SPLG, SPYG, or SPY itself, nothing against VOO but for those who invest over time with tidbits, sometimes it’s a good idea to “jumpstart” the investment by picking up extra buying power where you can (do not say share price matters here, they will tear you a new one). Once you get into your corporate years I highly recommend VOO or VII as they are pretty guaranteed to cover 80% or so of your retirement in full or through monthly pulls. I’d say a higher number but if you stay a normal passive investor I can’t really say with certainty that that’s what’s going to happen, but from history it would seem to place that number as a safe bet. Ultimately for things like ETF’s that track the S&P or NASDAQ or DOW or whatever, share price doesn’t mean as much, if you can do fractional investing, you could stick with VOO and receive similar returns. Ultimately this is just to say share price just looks scary to new comers, it is used as a tool for different things, if you cannot buy fractions of shares, go with SPLG/SPYG and buy full shares when you can.
If you want to really go nuts, check out SPLG. Also tracks SP500 but has .02% expense ratio
i prefer SPLG, almost the same
Put the 12 months of expenses in a HYSA or SPAXX at Fidelity in a CMA account as your emergency fund. If you can open a Roth IRA, do that with a limit of $7k and invest that in SPLG. The rest can go into either a taxable brokerage or the same CMA. Dollar Cost Average into SPLG, IXUS, and SGOV ETFs. Maybe $1k per month each. I would buy individual stocks but that might be too much since you have never done this before.
Do NOT give up or get discouraged. We have ALL been there. I once turned a $20,000 profit on an options trade in DELL (back in the internet bubble), but got greedy and had it all disappear in a day based on them reporting disappointing earnings. I still have the emotional scars from that one ... but I never gave up. I agree with [badfishbeefcake](https://www.reddit.com/user/badfishbeefcake/) that you should pay off any credit cards first then max out your 401k .. especially if they match any of you contributions. Don't walk away from free money. I would recommend that you spend a little time to educate yourself on Dollar Cost Averaging and have a monthly deduction to go to your chosen ETF/ETFs. [https://www.investopedia.com/terms/d/dollarcostaveraging.asp](https://www.investopedia.com/terms/d/dollarcostaveraging.asp) A nice broad one is the S&P 500 (I like SPLG but VOO is fine) but make sure that the ETFs you choose do not overlap too much. Here is a free tool that will help in that regard. [https://www.etfrc.com/funds/overlap.php](https://www.etfrc.com/funds/overlap.php) You may find this site helpful in researching ETFs. [https://www.etfrc.com/index.php](https://www.etfrc.com/index.php) Here is a link to SPLG on that site. [https://www.etfrc.com/SPLG](https://www.etfrc.com/SPLG)
Invest some time and a LITTLE money into education. Watch out for all the hucksters out there trying to sell you their "System". If you don't want to actively trade, look at Dollar Cost Averaging. We have out 35 YO unmarried son in SPLG/VOO, VGT/XLK and GLD. You could go with VTI, but I am not convinced that International investments will outperform the US ... at least that is my experience since the mid-90s. Of course, the markets could most definitely not perform as well over the next 10 years as they have the last 10. Historically, we have had long stretches (months to years) where the markets were declining, but employing a Dollar Cost Averaging approach would have worked well IF you had enough time to regularly add money to a Broad based ETF and did not try to Time your investments. If inflation hits hard (as the high debt levels lead me to believe), then owning assets that appreciate like stocks, real estate, etc are the way to go. Best of luck in your journey. Do NOT give up. All successful traders and investors have had their failures and mistakes. You are not alone.
Yr looking for what’s called an ESG screen ETF. Besides weapons, “ESG” will include no to low fossil fuels, tobacco, and likely nuclear activity too. SPDR has a version called EFIV which is a total ESG screened version of their S&P 500 ETFs (their SPLG having a 0.02% er), .. along with iShares XVV which is an ESG version (at 0.08% er) of their IVV S&P 500 etf at 0.03% er. What remain tends to have more tech, healthcare, etc..
Lol. Again. Diversifying is for safety and prudence. As an advisor I can tell you: we diversify to cover our asses. When a client wants to sue us for mismanaging their money, we will tell the judge: we used modern portfolio theory to cover our bases and have diversified portfolio with exposure to large mid small international bonds yada yada yada. Tried and true investing strategies and portfolio management techniques. Rebalancing on XYZ schedule, and here are the timestamps proving we did exactly what was promised. Does any of that sound like it will make you more money? Because it sounds like added effort and cost to me. It is for stability and predictability. The reality is you could achieve all of this with VOO and chill. Buy weekly. Tax loss harvest with the ITOT IVV SPLG, emergency cash with SGOV. It would just be indefensible in court for not being diversified enough. And clients won’t have the stones in a downturn to not panic sell as the sheer quantity gets huge.
Oh dear...!!! **From Google Finance: Expense ratio 1.14%, Front load 5.75%, YTD return 7.35%, 5 yr returns 11.88%, Yield 2.46%** They took a big chunk of your money from the beginning with that Front load fee, then the high ER, and low yields created low returns over a 5 year period vs. 85-90% for the S&P 500 Index fund such as: SPLG, IVV, VOO. I would sell your Russell fund so it's cash in the account, then I would open the Fidelity Roth IRA account and work with Fidelity reps to have them get Russell to xfer the cash over to the new Fidelity Roth. Then invest in a basic broad based ETF like: SPLG, SPYG, IVV, VOO, SCHG, VUG, VOOG, VONG, etc...or VTI for all US total market. Good Luck........;+)
>Can I move my rollover IRA from ML to Fidelity? Sell the SPLG position and buy other funds I want? Then, once I do that, I move the new positions back to ML to maintain my platinum honors? Is Fidelity on your family member's list of approved brokerages?
Pick the one with the lowest ratio. I have SPLG in my brokerage and FXAIX/FNILX in my tax advantaged accounts.
Keep cash in a HYSA to cover 6-12 months of expense, then invest what you can inside a Roth IRA for growth. Most can add $7k per year to $8k for those 50 and over. Growth ETFs: SPLG, SPYG, IVV, TCHP, VUG, VOOG, VONG, SCHG, (VOO for Boogleheads).
Consolidate to 70% SPYG or SPLG, 15% VXUS, 7.5% Crypto ETF, 7.5% COYY for huge 180% distributions which are paid weekly. Get rid of SCHD that Youtube'ers pump for GenZ and boomers......GL! BND......bonds?.....lol
KO, SPYG/SPLG/VOO, FBTC, and I would say intel but idk about that rn…maybe after they have a clear consolidation. You’d probably do the best by just parking/dollar averaging into those, maybe even a stock like DUK (energy), but actively investing may not be the best for returns if you’re already in a high income environment.
Geez, I keep hearing peeps complaining about not being able to buy fractional shares on Schwab. so why not just use another brokerage? It's so easy to setup and you can request of your assets "In Kind' to be transferred to the new account. SWPPX is fine, FXAIX. You want something more aggressive, you'll need to look at a large cap growth fund. There's actually more ETF options than mutual funds I think. SPLG, IVV, VOO, SPY, SPYG, SCHG, TCHP to name a few large cap growth. VOT for mid cap growth, etc.
Just read a lot. Look into some of the core/largest names like buffet and Bogle. The best thing you can do is build a strong foundation and not rely on cotton creators or sensationalist news, which unfortunately is overly common today. I don’t think you should listen to people on Reddit for investment advice personally but many will probably say $voo (or SPLG) and chill, which is a good strategy. Starting at 18 years old will give you a massive advantage, even if you can’t invest a ton, due to the power of compounding growth. Don’t worry about trying to chase higher returns or maximizing every single thing, just get money set away where you can’t take it out and it will start to work for you.
if you're younger under 50, invest in an ETF such as SPLG, IVV or SPYG, VONG for growth. 12%-15% annualized over the long term.
In 5-6 years, if you have an Index fund like SPLG, IVV, VOO, you'll double your money. Keep plugging a way and put money in it. 5-10 is mid-long term. Short term would be a year or less.
Subtract the expense ratios and consult the chart: https://www.bogleheads.org/wiki/How_much_do_you_lose_to_annual_fees_after_many_years%3F IMO, not worth losing sleep over, but also there's no penalty to change in an IRA and it'll take less than a minute to execute the trades, so I'd just do it. SPLG btw is even lower than VOO.
I thought SPLG is what bols do when JPOW cuts rates
Hello there parent. Open a joint brokerage account for you and the spouse and invest in the S&P 500 Index such as SPLG or SPYG for growth. Then give your kid a head start in her path towards collage or higher education with a 529 college fund. Good luck.
Both are for SP500 ETF. I bought SPLG calls over past several days as they are cheaper.
What is SPLG and why do it instead of SPY?
I don’t hate the idea but agree w VOO (or better yet SPLG) and chill. You are what any financial advisor would consider extremely overweight on tech. That’s where growth is today, but might not be where it is tomorrow. If the market moves to other companies you miss out with your current idea, whereas VOO or similar would protect you from that
What are your goals? Short, medium, or long term investing? If you are employed and have earned income, you can open a Roth IRA account and contribute the maximum amount to it and invest in SYPG, SCHG, or TCHP for growth. Then also open a general brokerage account and invest in SPLG or IVV that tracks the S&P 500. This last two payout a small amount of dividends. You may also want to save 3-6 months of cash in a HYSA for emergencies. Good luck.
Is this for your retirement, then open a Roth IRA and invest in an ETF like SPYG or SCHG for growth, 70-80%, or S&P 500 Index fund like SPLG or IVV which pay 1.2% yield. At 37 dividends aren't going to help unless it pays out 7-12% yields. Go crazy with some spec stocks like (BULL, NBIS, PLTR, RKLB, PONY, RZLV, HIMS), all related to Fintech, AI, Aerospace, and Healthcare. Good Luck.
You can also go the ETF route. You’ll want to do your due diligence and research ones that hold the companies you believe in. But if you’re looking for a relatively “cheap” ETF that holds AMZN and GOOG/GOOGL you can look into SPLG. [SPLG Holdings](https://finance.yahoo.com/quote/SPLG/holdings/)
To each their own, but I look at options more like long term investing. I sell secured puts and covered calls and buy to close if it makes sense, ie, contract already at 30-50% of full value in a short period of time like 1st week out of a month long contract, or suspect possible downside looking at RSI/Bollinger bands plus already made good profits. I look at buying call options more like gambling and would only do that with a very small portion and we had just experienced a huge drop, and I suspect that drop was an overreaction or we will recover by my expiration date, and even then prob wouldn't hold until expiration. SPLG for small account index trading, QQQM for medium, QQQ for larger. Honestly for small account though swing trading with shares outright has been more profitable. SPMO, CGDV, FTEC, idk your account size but if goal is growth, there's some great ETFs to DCA til it's big enough to Wheel QQQ, (im doing 1dte during overbought territory, 20Delta PUTS til assigned.) But good luck regardless. Still learning too.
Totally understand dude! The good thing is you’re describing something less everyone has felt. I’m in my early 20s and regret not starting sooner, everybody does. But it doesn’t matter so you might as well start today! I’d DCA into VOO or SPLG (my preferred option) or a similar ETF to start. But just remember when the dips happen you still own the same amount of shares, you only lose money if you actually sell and realize the loss.
Why do you need a YouTuber or other source? It's easy. 1. Make a fidelity account. 2. Deposit money. 3. Buy ETFs You can choose for your self but it's easy to just buy sp500 like VOO or SPLG. (Sp500 is best 500 companies in America) If you want more diversity - go with VTI (every company in America) or VT (every company in the world If you want more tech exposure just buy QQQ. (BEST 100 Stocks on the NASDAQ) Too confusing? Too complicated. Here's the plan: Insert $300. Buy $100 worth of VOO Buy $100 worth of VT Buy $100 worth of QQQ Rinse and repair that exact same process as many times as you possibly can - over and over every payday the rest of your life. When you are 60 you will retire very very rich. If you need help understanding the different types of accounts - it's not super complicated just ask for help. Invest as much as you can in company matched 401k first. Then as much as you can into Roth IRA up to $7000 max. Then if you still have money left - put it into taxable brokerage account. And on all of them keep repeating that process. Insert $300 buy $100 worth of VOO. $100 worth of VT $100 worth of QQQ. Rinse and repeat every payday till you retire. Done. No YouTubers needed
Or SPLG at 2 bps, it's outperformed VOO modestly over most periods.
>100@ FXAIX 15 @ FSSNX 10 @ FSPSX Its fine. Also holding overlapping funds is not bad , as long as you realize they are overlapping. Some people think diversifying is just holding lots of funds so they sort of just start buying random tickers thinking they are diversifying But buying IVV, SPY, SPLG, VOO does not diversify you as they all hold the same underlying basket , its not going to really hurt you in any way though
The fundamental principal of SCHD is great, but it does not align with what should be your investing goals at such a young age. You have the power of time and compound interest. You should be trying to maximize growth not income-focused dividends. I'm saying go out and take on big risk. A quick quick search would should you over the past decade that an S&P 500 tracking ETF like SPLG returned much better than SCHD, even with dividends reinvested. SCHD would be something I would be more interested in as I approach retirement.
I do the same on SPY/SPLG, that’s how I roll my IRA, been doing well this year doing so.
SPLG master race, literally no reason not to beyond name recognition
She can invest on her own. SPLG, cheaper than voo, same damn thing.
I really feel for you on this. I don't mean to kick you while you're down, but the only thing I can think of that would cause this is undisciplined emotional reactions. As you say, if you would have held, you would have done much better. In reading your post, I see you bought a call. Are you strictly BUYING options? If so, those are so much riskier than selling options. I only sold puts in July and made $10K and only had one 'loss.' Keep in mind July was a fantastic month in market performance. It sounds like you need to learn more about how options work and develop a strategy that you stick by. Having a strategy with concrete rules in place helps drastically reduce emotional reactions. Not everyone on Reddit will agree with these sources (what does everyone agree on?), but these are sources I have used to learn. 1) Invest with Henry: Search Youtube for 'Options Trading Course for Beginners.' Watch it and take notes. I essentially follow Henry's philosophy on options and use the wheel strategy. Exception being that I don't allow options to go all the way to expiration if I can help it as it allows for things to go wrong in the trade. Basically I lock in my gains between 30 and 50 percent and move on to the next trade. This is influenced by the next source (not the video I specifically suggest, but the source in general). 2) SMB Capital: Search Youtube for this exact phrase - Top 3 Options Trading Strategies for Small Accounts. Because your capital is depleted, you will need to make changes to what you do. This is food for thought. I would suggest browsing through SMB Capital's channel for videos that are of interest to you and take time to reflect on different ideas that are presented. SMB is much more diversified in their approaches whereas Henry is very focused. SMB has day trading videos on here, but stay away from these as day trading would wreck you even worse if you have a quick emotional response. Stick with videos on options. Being successful comes from doing research on companies, knowing what's going on at the time you're trading (influences to the stock), choosing the right stocks (not just choosing based on what others tell you), and following an established strategy to avoid emotional responses. I personally look for companies that are continuously growing, have an abundance of free cash flow, have good momentum, and if possible, have a developed moat or niche in the market. You can research any stocks on free platforms like Yahoo! Finance or you can invest a paid platform like Seeking Alpha or Morningstar (warning, Seeking Alpha is expensive, but does provide some value you wouldn't otherwise get). I also diversify my trades into different sectors. I never put all I have into one given stock or sector. If the market has a bad reaction to something in one sector, I will then have other sectors to potentially hold me up. Hope these suggestions help you to successfully move forward with options trading. But if you find options trading isn't for you, I would suggest building up your capital again and then just throwing it into an index fund like VOO, SPY, SPLG, or something similar. Then make weekly or monthly contributions and just let it grow. Don't worry about the ups and downs of the market. It will grow just fine. To give you an idea, the Dow Jones grew from 10,000 to 44,000 between 2006 and 2025 (4.5X). Consistent contributions, even minor ones, will help your account compound in a major way. Best of luck to you!
Nice, I’m sitting at 22% and hoping for enough to buy 10 shares of SPLG. Took profits from BTAI and threw it into TNFA, I’m loving pharma and Chinese stocks lately!
If VOO is “too saturated” SPY/SPYG/SPLG are good alternatives that will basically do the same thing, however do note that August and September are usually the worst months for the stock market and that it is very probable to go down since we’re at ATH territory still. Any and all gains/losses made in his account makes him liable/responsible for the loss/tax on gains.
Is that the same as saying NQ is more profitable than MNQ? Or SPY is more profitable than SPLG? Because it moves more points? This guy belongs here according to his understanding of option.
Learn about the Roth IRA and 401K accounts. Learn about index funds. I would probably start with VOO or SPLG
Roth is a must. The only thing you're looking for in an S&P500 ETF is the expense ratio and Vanguard typically has lower fees. VOO is very good. SPLG is another good one.
Comparing SCHD vs SPLG vs SCHB allocations for a taxable account >I am 26 and currently invest through both a Roth IRA and a taxable brokerage account at Schwab. My Roth is all S&P 500 and total stock market ETFs, and I will be maxing it out this year. Why both S&P 500 and total market? Also, going global can be beneficial to both returns and volatility. >In my taxable account, I started with a mix of individual stocks and ETFs, including SCHD (about $7k), SPLG, SCHB, and QTUM. Why this mix? >I am interested in the pros and cons of holding SCHD alongside broad market ETFs like SPLG and SCHB. Dividends are simply part of the total return, they come at the expense of share price appreciation. The act of a dividend is a taxable event, which may come at times where you don't need it. >How does SCHD’s long term performance and risk profile compare to SPLG and SCHB in a taxable account? This is before taxes are considered: https://testfol.io/?s=bg2wcYQbFlh >Is there a meaningful benefit to splitting between SPLG and SCHB compared to just holding one? No, as SCHB just about fully contains SPLG: https://www.etfrc.com/funds/overlap.php >Looking to hear others’ thoughts on how they approach balancing dividend focused ETFs with broad market funds in taxable accounts, especially for investors in their 20s with a long time horizon. With fractional share trading and no commissions being pretty common these days, I don't see the need for a dividend focus at any point in time. The best case I could make for them would be indirect factor exposure, but would recommend going for true factor focused funds instead of indirect exposure for that.
I am having a hard time deciding where to put my funds. Right now I have a Roth and an individual brokerage both through Schwab. My Roth is only SP500 and Total stock market and will be maxed out for the year. My normal brokerage account however is a mix of individual stocks and ETFs. When I first started, I put money into SCHD. It sits around 7k at the moment. The other ETFs are SPLG, SCHB, and QTUM. Should I convert the money from SCHD into SPLG AND SCHB? Should I scrap SCHB and do SPLG and SCHD? Or should I just put anything new into them and hold SCHD? I have about 35k in a HYSA (future car down payment and emergency fund). My concern is the amount of money in a HYSA along with SCHD is a bit too conservative for me at 26.
Keep it simple and invest into SPLG or a similar S&P 500 ETF holding long term for all investment and retirement accounts.
RH filled my request for 6 out of 6 shares of Figma at $33.60 and it's jumped to $113.80 since it went public yesterday. I typically invest in safer stuff like SPLG so im not used to IPOs and honestly didn’t really expect for any of my request to get filled, so I was wondering if I should I immediately sell half my shares now or hold on?
Exactly! There is a tendency to jump on ppl who are not well versed and may buy similar -ish etfs, but again, who cares! But Even if someone buys VOO, SPLG and SPY all at the same time, I am still happy for them. I’ll tell them why there is no need to do that, but hey, they are still investing for their future! And thats all that matters! Don’t gamble, keep squirreling away your money, and invest in your future.
Some people mistakenly think diversification is buying different ETFs, however if those ETFs holds all the same things, it does not add diversification So for example buying IVV, VOO, SPLG does not add any diversification at all as they all follow the same index. Holding all three adds nothing , and there is no benefit, there is no real downside besides it just being confusing and overly complicated
ETF - exchange traded fund - like the best ones are voo or SPLG - They track SP500 (aka best 500 companies in America) Or VT - they buy a little tiny piece of every company in the world. So if you buy $20 worth you get a penny worth of coca cola and a penny worth of Tesla and a penny worth of Microsoft and a penny worth of apple. Etc (this is just an example it's actually market weighted so bigger companies like apple maybe you get 8 cents worth and small company you get a penny.) This is just for simplicity sake. You want every company in America ? VTI You want every company in the world that is not based on USA? VXUS You can get ETF for anything. Sectors (like real estate or energy like oil and gas and electric suppliers - or health care or food or autos etc etc) whatever you are interested in . Just get ETFs that have low expense ratio. (That's how much the company charges you to manage your funds) For all the ones I listed above - the expense ratio are tiny. Very good.
Try to put your first $10k in the S&P500. SPLG is a good low cost ETF.
There are tons of sp500. SPY VOO SPLG ITOT IVV. Fidelity is great because you can just setup weekly buys for dollar amount. Supports fractionals. No reason to use mutual funds. ETF more tax efficient. You should open “some” 529 money. Maybe a smaller amount of the auto. It is a good place for friends and family to put birthday and Christmas gifts. Make it easy for them to deposit. Make sure it is not custodial 529 so you have options with other kids in case the times comes. Best of luck!!
Premium swing scalping. So I’m not trying to buy a far OTM contract typically, but if the OI, volume, and focusing on having a buffer period of at least a couple weeks lines up with a farther OTM contract, than it can be perfect for this strategy. I’ve brought my account up over 220% starting from April 1 of this year primarily using this strategy, wheeling, and SPLG+SPYI shares. I also only use this much capital for true A+ setups
Today I hit 100k in stocks. I am a 21M and going to be a senior in college this fall. My goal was 100k by graduation, so I am ecstatic to do it so early. Now for 120k Portfolio: 4.3k Apple 1.3k Google 49.2k Nvdia 12.9k QQQM 11.6k SPLG 22k VOO
Today I hit 100k in stocks. I am a 21M and going to be a senior in college this fall. My goal was 100k by graduation, so I am ecstatic to do it so early. Now for 120k Portfolio: 4.3k Apple 1.3k Google 49.2k Nvdia 12.9k QQQM 11.6k SPLG 22k VOO
What is the ETF, it may just have a wide spread because the market is not open . During trading hours unless its some odd or ETF with little volume bid ask should be a penny . So if you are buying a major ETF like VTI , VOO, SPLG, or something like that, just place a market order during market hours, it will probably execute somewhere between bid/ask
If you want to diversify, SPLG or VOO. If you want some risk, AAPL.
I have a deep ITM IBIT LEAP (call) I waiting to play out, as well as a shorter dated SPLG put. Those are the only long positions I have. I'm short puts on GME, HPE, SLV, and T expiring over the next few weeks.
Hey! Thanks for sharing SPLG! Over the past 3 years, it had an **annualized return (AR) of 18.81%** with a **max drawdown (MDD) of 24.38%**, which gives it a **return-to-risk ratio (AR/MDD) of 0.77**. That basically means SPLG gave you 77 **cents of return for every $1 of drawdown risk.** With that ratio, SPLG actually ranks in the **Top 5 out of the 50 ETFs** I analyzed. If you're curious to compare it with others, I put together a full list of the **Top 50 ETFs ranked by return-to-risk** across all 3 timeframes. It’s free to view/download here: [https://finsummary.com/p/new-free-report-top-50-etfs-ranked-by-return-to-risk-1800](https://finsummary.com/p/new-free-report-top-50-etfs-ranked-by-return-to-risk-1800)
Fwiw - Vanguard hasn't had the lowest expense S&P 500 or total market fund in a long time. There are several mutual funds and ETFs which have lower expense ratio - for example SWPXX from Schwab. ETFs from SSgA like SPLG have a lower expense ratio than VOO. And total market US funds like Fidelity's FZROX have 0 expense ratio. The Fidelity large cap US fund which index's incredibly closely to the S&P 500 also has 0 expense ratio.
If you’d like a cheaper version of VOO, buy SPLG. S&P index is the way to go. Add a couple hundred every paycheck. If you have any outstanding debt other than a mortgage, pay it off. That free up cash flow for more investment. Good luck to ya.
I max my Roth in Jan, I autopurchase $150 SPLG every paycheck (2 weeks), mandatory 3% contribution to 401k from me + just over 5% contribution from employer, and then once or twice a year my cash savings get too high so I'll move ~5000 to an individual investment account. My salary is only 60k right now but I'm single, live alone and my monthly expenses are very low (less than $1000 not counting food) so I think I do pretty well all things considered.
SPLG (0.02%) for a slightly lower expense ratio than that of VOO (0.03%) or SPY (0.09%)
Personally, I’m bearish on the overall market but bullish on the run up. I’d personally hire an account manager, doing so should be able to net a pretty decent profit and could possibly lead to freedom if you decide to scale your life accordingly instead of trying to jump head on into a higher class/higher outgoing environment. If you don’t, diversify, if you want an active management style, allocate most of your core into VOO, SPLG, and QQQ (VOO and QQQ are similarly structured but iirc QQQ is slightly more exposed to tech, so if you believe that AI has more to run, might be a good idea to park a higher percentage in QQQ). Hold a 10% account value of BTC ETF that you swing trade (mostly over 3-14 day cycles) this allows you to get in on pullbacks and runners at a higher annual rate (depends on skill). If you have no skill in day trading, keep your trades small, buying 10-50 shares and multiply by 10, once you got the basics down, scale up, maybe 50-100 and reduce the multiple in half, continue to do so until you are confident in skill but not so confident you’d be willing to help some guy at the bus stop “tap into generational wealth”. At this point, you want to focus risk management and preservation of capital. Personally I’d hire someone if you don’t have a few years of financial education under your belt or experience/exposure in the market over 3-5 years.
I agree that ChatGPT made it overcomplicated. You really don't need dividends or crypto when you're young and just starting out. I personally would either start with an S&P 500 ETF (like SPLG or VOO) or start with a large-cap growth and large-cap value ETF (maybe something like SCHG + MGV). International or small/mid-cap exposure could be added down the road.
I’ve done a 33/33/34 with SPLG/SCHG/SPMO. Safe s&p500, a growth, and a high risk. All large caps been working out well.
15% is in shares, but I also have 15% in QQQ and 15% in SPLG.
Up until now, I have been a buy and hold investor through my 401(k). In June, I started experimenting with daytrading. Everything I invest, is from money that I’ve saved by cutting out things like Starbucks, eating out at lunch at work, and just stuff that I normally would waste money on, this brings me about 100 bucks a week. I’m a good amount above this now, but when I started,I locked up $2000 in the ETF SPLG, just to keep me from doing something stupid, and I actively started scalping with $1000 - I have a modest goal to return $100 a day, plus the 100 that I’m adding by cutting out wasteful spending, I set a goal to do 100 trades, paper trading didn’t work for me, just lacked the emotion necessary and the mental necessary to be successful at this, I think. Mostly, I limit my buys to 100 shares, with a 10% return in mind. I do step out of that at times in the case of IXHL, where I have 400 shares. In certain $.10 stocks, I go in larger, because just five cents move could equal $50 on a 1000 shares - also, I don’t trade every day, today I’ve done like four trades, tomorrow, I will just chill, do a little research, watch a few stocks, and then get back in on Wednesday or Thursday, just trying to keep it all in perspective and get good at scalping because it works well with the kind of job that I have and I’m not putting any food on the table with this effort, but with God‘s blessing, may be able to become significant overtime
Buy SPLG instead. Same holdings as VOO, but a lower expense ratio. And it’s cheaper so may be more accessible since you have less funds
Buy SPLG half. When SP500 drops over 20%, buy another half. Then go some Mexico's beach to reduce cost of living. You can live playing guitar with sunset until you die.
In economic downturns GLDM is a good call, energy stocks are also expected to rise so DUK could be a good place to park since they have a lot of nukes (power plants are expected to go the nuclear route over the next 20 years even if AI is a bubble). You could also put it in VOO, but I’d personally put it into a smaller ETF for more exposure to growth (even SPLG could be good, lots of retirement accounts track it, it’s basically a smaller SPY). No one really knows where to put it unless you have a plan, are you looking to start a retirement fund or something to realize in a few years or what? Look into each ETF recommended and see which look the most attractive to your personal opinion.
ETFs are good. Look into: -SPLG (sp500) -VGT (technology sector) -GLTR (precious metals) -VXUS (international fund) Idk what cryptos, but it should only be BTC, XRP, SOL, and maybe ETH. But $1500 a month is good. This is assuming you max 401k and IRA already.
$VOO has about the lowest expense ratio there is except I guess $SPLG. That is fine too, but a 1‱ annual fee literally makes no difference for most people, and you could easily be losing more to the greater spread.
You should be able to buy SPLG - it's equivalent to voo but lower share price and lower fees.
I’m over here just buying plain old SPLG 😩
Lets start with the basics... Do you have a ROTH IRA? If not, go open one up tomorrow and contribute $7K to that immediately. You can always take that $7K out (no penalty) and the profits you make on the money in that account are tax free (like you never pay taxes on it) as long as you don't touch those before 59.5 years old. If you are married, you should open an account for each of you and both do $7K. With the remainder, you can put that into a brokerage account and dump it all into SPLG (cheaper than VOO, same returns, same tax efficiency). You are going to grow that money and only pay taxes on interest/dividend payments, which you can (should) reinvest if possible.
If you put $7,000.00 into your ROTH IRA, you can pull that $7,000 out without penalty right. You just can't touch the earnings made on that $7K until you turn 59ish. So, max out that ROTH as you are NEVER going to pay taxes on the gains made in that account. However, you should ONLY pull that out in an emergency because it's your only investment account that cannot be taxed, ever. You can setup a brokerage account (standard vanilla account) with the same place that has your ROTH. Most places offer retirement and investing accounts. In that brokerage account you can invest in "tax efficient" holdings to help minimize the tax exposure. While there are tons of ETFs you can invest in the S&P 500 (SPY and VOO), you will notice that SPLG is more tax efficient than SPY, and it's got a lower management fee than VOO-- but give you the same returns. The market is a little expensive right now, so you might be best doing a DCA approach where you setup daily buys of the equity you are investing in (ETF/STOCK) in blocks of like $100-$200 a day. If you get an opportunity to buy an enormous dip (like in April of this year), then you would login and simply place that trade. Best of luck to you!!!
Just look at how expensive her ETF is trading at relative to the 0.02% SCHG and SPLG ETF. You’re better off long term with these two ETF than her scam etf
Sofi and Meta are my biggest holdings, then googl and RKLB, and then SPLG. Share count and average cost are listed in the description
SPLG is the lowest cost S&P 500 ETF.
I am new to investing; trying to gain regular focus on the market & grow my current capital for real estate investments within the next 5 years. (Not thinking about retirement too much yet; 27y/o living in NYC) my current portfolio is 20k SPLG 5k SCHF. I plan to cap what I have in international & only add additional money in to SPLG on a regular basis as well as creating a "fun" account to play with & learn options. I also have a 10K emergency fund currently in SNSXX but considering dividing that- 6K SNSXX/4K in a 4wk tbill ladder Appreciate any insight 🙏