Reddit Posts
Understanding dividend yield of maturity date bond fund
Can somebody explain what the difference is between these 2 ETN's?
What am I missing with VUAA + EIMI? Non US resident here
Morningstar article: 10 Most Undervalued Wide-Moat Stocks to Buy
Opinions on Chinese government bonds as long term investments?
TerrAscend ($TER / $TRSSF) Receives Regulatory Approval for Acquisition of Peninsula Alternative Health
My prediction on TerrAscend $TER / $TRSSF TSX up-listing ("will happen within days of shareholder approval")
Fund liquidation and TER change approaches of Vanguard vs State Street Global Advisors; VHVE vs SWRD
Vanguard vs State Street Global Advisors' liquidating funds and changing TER approaches; VHVE vs SWRD
Do ESG funds like V3AA (Vanguard ESG Global All Cap UCITS ETF) underperform, match, or outperform the market? TL;DR.: V3AA's index wins, but IMID's NAV wins. Which do I believe?
Comparing ETFs performances is not simple. Is there a platform to do that?
Any suggestion or advice for an inflation linked USA Bonds ETF
The merits of Income funds and passive vs active in a low growth economy
Nancy Pelosi’s husband buys millions in computer-chip stocks before big subsidy vote
Discussion with TER, TRUL, VRNO LFLY tomorrow
it kinda be like that here.... so what you saying? ∆TER
Intel (INTC) Stock Falls on Morgan Stanley Downgrade to Underweight, Analyst Says 'All-or-Nothing Situation' Carries High Risk
Here is a Market Recap for today Thursday, January 27, 2022. Another volatile day
Here is a Market Recap for today Thursday, January 27, 2022. Another volatile day
TERRASCEND: Is Jason Wild (chairman) buying more stock?
Thinking of switching from IWDA to VUSA ETF. Any advice?
Do you want a reason to buy 🅰️TER? Here it is
How to long-term invest in a weakly inefficient market with no sign of random walk?
Vanguard All World as a Core and NASDAQ 100 as i side ETF?
Vanguard All World as a Core and NASDAQ 100 as i side ETF?
S&P 500 Vanguard vs. Invesco vs. iShares - Which one to pick as an european
iShares MSCI India UCITS ETF USD (Acc)
Recommendations needed to enhance my long portfolio
Teradyne Inc DD, a stock with increasing online chatter
Research on Teradyne Inc, a stock that has seen rising chatter online.
Research on Teradyne Inc, a stock seeing an increase in chatter over the last few weeks.
Mentions
TER 290p got me mansion shopping bitches, who in?
TER dropping! Puts gonna make me rich Already looking at lambo colours
Yep, they’re basically “VOO for Europeans.” VOO is the US listed Vanguard S&P 500 ETF, but EU brokers usually can’t sell it (PRIIPs). VUSA and VUAA are UCITS versions that track the same index, just different share classes: VUSA pays dividends out, VUAA reinvests (accumulating). If you’re young and holding long term, VUAA is usually the simpler set and forget pick. SPYL and iShares are fine too, the main differences are distributing vs accumulating, TER, and fund size/liquidity.
TER ripping again, thinking calls tomorrow
Today's purchases: ITA, VRT, and a little bit of COHR, CEG, GEV, ETN, TER My major positions are MU (80%) then AI buildout choke points followed by energy company's that are well positioned to supply it all. Now going into ITA after white house telling the weapons department they're going to ramp up production, also watching KRMN and HWM.
AMZN - increased energy costs may hurt both aws and online product sales margins, but long term they will continue to be a juggernaut. TER, ROK, SYM - robots replacing humans will only become more widely adopted as AI increases the tasks that can be automated.
Im up around 100% on TER. Really not sure where this is going, but they make a ton of money and will continue to with chip testing. Funny thing is their robotics division hasn’t even got to its full potential yet.
Who's traded Teradyne (TER) before?
I hold some of all the main ones mentioned here all over, but I never see people mention these companies that have been doing solid, any holders? TER Teradyne CLS Celestica AMAT Applied Materials And I'm hopeful for POET too
To add: there’s daily settlement, so the monthly returns are not equal to 3x the performance for instance (neglecting the TER)
I like the idea of a vegan etf. What I don't like is that it has a TER of 0.6% which is not terribly bad but also not very good.
TER, COHR, ABBY, PWR. These are known. Not well known or popular among typical ai players. God I wish I looked into these sectors 6 months ago. It's like everything was on fire in the background, meanwhile all you heard about, was PLTR, NVDA, and TSLA.
If taxes aren't too high on dividends, why not mix it up with a dist. ETF? My TER's get payed by dividends.
TER is something to keep in mind, but over the long haul the differences between these ETFs won’t move the needle much. Focus on a solid, diversified fund you can stick with—being consistent matters way more than a few extra basis points.
TER matters, but not as much as people obsess over — especially when you’re already comparing 0.12–0.19%. Over decades it adds up, but tracking quality, fund size, liquidity, and simplicity matter just as much. If one ETF gives you broad global exposure you’ll actually stick with, I’d pick that over shaving a few bps. The biggest long-term returns usually come from consistency, not TER optimization.
If you don’t pay tax until you sell (and have a 3-year exemption), then tax efficiency becomes less critical for accumulation ETFs. That simplifies things. Fund size & liquidity For large, broad UCITS ETFs, I personally look for: –€500m+ AUM as a comfort floor –tight bid/ask spreads –high average daily volume All the ETFs you listed are well above the “closure risk” zone. VWCE is just the largest and most established, which reduces structural risk over decades. Replication method For broad global ETFs, full replication is common and fine. Synthetic replication would be a different discussion, but that’s not the case here. Tracking error You can check this in the annual report or factsheet. Over long horizons, differences between 0.12% and 0.19% TER are usually smaller than behavioral mistakes. If I had to choose purely for simplicity and long-term holding: VWCE or SPYI. VWCE for size and dominance. SPYI for slightly lower TER. Both are rational. The difference won’t decide your retirement. Consistency will.
When you’re buying globally diversified, simple ETFs with similar exposures, the differences you’re looking at (0.12% vs 0.19%) are fairly small. Over decades that *does* shave some return, but not so big that you should pick a worse diversification just for a couple of basis points. So in order of priority: Coverage and diversification, a true global all-cap that includes both developed and meaningful emerging (like China/Taiwan) is usually better for simplicity; Liquidity and tracking quality, tighter spreads and accurate index tracking matter in real markets; TER, lower is better *all else equal*. That makes something like SPYI (low TER, broad coverage) or VWCE/FWIA strong picks for a one-stop global ETF. If you go split (Developed ETF + Taiwan/Asia), that works too but adds complexity and tracking risk.
The first comment already captured it: TER is absolutely crucial, but with TER in your examplees being so close at each other check the other factors first. For me really important is for example the size of the fund (people withdraw money does not get an issue that quickly), the number of investments (one share failing will have less impact) and if the etf company is known to let Etf exist long term. If your etf changes the residency for taxes or gets closed in the middle taxes will easily eat the TER difference.
PACW is an all-world offering 0.07% TER at present. Just to note that global usually excludes emerging markets whilst all-world includes them.
You should care about TER but only within reason. Over 30+ years, a 0.07% difference compounds. But asset allocation and consistency matter far more than shaving a few basis points. If the ETFs track similar broad indexes (FTSE All-World vs MSCI ACWI), the structural differences are minimal for long-term investors. What matters more than 0.12% vs 0.19%: –tracking error –fund size & liquidity –replication method –tax efficiency –your ability to stick with it for decades Trying to optimize TER while adding single stocks like TSMC usually increases concentration risk far more than it improves returns. For a simple long-term strategy, broad diversification + low cost + behavioral discipline wins. Fees matter. Behavior matters more.
There's a few available: iShares MSCI World ex-USA UCITS (XUSE) UBS MSCI World ex USA (CHSI) Xtrackers MSCI World ex USA (XMWX) The UBS one is very small with a very slightly lower TER. The other two are fairly similar. They are all quite new, presumably due to the increased uncertainty around Trump's presidency.
Check tax-advantaged accounts, wide-market ETF like MSCI World or WBEN. Low fees/TER, accumulating. DCA and see how she deals with volatility, adjust if needed. Market can still crash after last portion, so it is not an insurance, just getting familiar with the market.
Thanks! Also, is 0,25% TER reasonable? Seems to be a bit high-ish
It's 0.59% TER vs 0.55% TER of COPX and COPM
I went with 60% vt, 10% each vxus, veur, vfem and vapx. This equates to around 35% America, 25% Europe , and about 20% each in Asia and emerging markets. I'd suggest choose either msci or FTSE and mix and match low TER funds until you reach a distribution across sectors you are comfortable with. I found Gemini very helpful in figuring out what percentage of which fund I needed to get the percentages in the sectors I wanted.
Top 5 S&P 500 stocks by YTD performance: 1. $SNDK (Sandisk) +164% 2. $GNRC (Generac) +65% 3. $WDC (Western Digital) +63% 4. $TER (Teradyne) +63% 5. $STX (Seagate) +55%
The "layer one" names (and there's plenty of others; all the testing (TER +54% ytd), all the optical/photonics names, others in semicap, etc) are mooning YTD yet this sub remains strangely loyal to Amazon, Microsoft, Meta, Google rather than focusing on where those companies are spending inordinate amounts of money. "Samsung, SK Hynix," EWY (about 45% in the above two names) +28% YTD. All the copper going into data centers, COPP etf +20% ytd. Mag 7 etf/MAGS -3.3% YTD.
TER 295p for friday bitches, already looking at lambo colours
If TER runs up 10% today I'll do a banbet HIMS +10%
urghh TER needs to hit 302
I call that a real PAINPAL in your ass BRO!!! next time choose growth stocks like $TER / $CELH / $CCL ( Safe bet) I see only one opportunity to recover your losses: You can do a risky recovery play on $OSS best regards ! ✌🏼
Yo guys can you pump TER to 303 I got a banbet
Is TER just gonna keep climbing? Crazy
But robotics companies for the long haul. TER and RR look good and ROBO ETF.
TER losing most gains is fucking weird
wtf did TER say on the earnings call? jesus
Alright fine, TER weeklies it is
TER main customers are a lot of the major AI players, not sure that's the same for KEYS
Damn TER losing gains fast
Ok so $TER is now a new stock added to the wsb meme lineup as of yesterday. Today is day 1 which means the stock is going to fall hard after market opens. But it also means it will pump again in a few days
I never even heard of TER before today 💁🏼♀️
Ah realized TER calls were a play
Was PLTR an obvious beat for earnings? I avoided it. Was more worried about TER lol
cathy woods is unmatched. sold a bunch of $TER today before it ripped 20% on earnings lol
Nailed TER today and got some PYPL puts tomorrow because I saw a massive put wall at $50 and $40 like 22,000 contracts each… Hope they fall to at least $50 so I can enjoy some tendies
bro we get it, you full ported TER
TER up 25% not a single person even mentioned it all day. WTF losers.
Your cooked. Should have went all in on TER.
FCK I would have played TER instead of PLTR 😵💫
TER is the next SNDK watch
PLTR is garbage. TER is a better play.
Losers didn’t put your life savings on TER earnings. What a bunch of broke losers.
I told my cat I made $ from TER earnings She asked what's for dinner
Bought $20K worth of TER April 300c today. I'm the happiest I've been in a long time
2/6, was just a ER gamble so not really sweating, just fun to have some all or nothing plays here and there. Fuck I was really thinking about pulling the trigger on TER though.
Glad I went with PLTR calls to get IV crushed rather than TER calls where I would be making money. Follow for more tips 👍🏽
Panic sold half my TER because it was -2% lol
for tomorrow my guesses are 🍏 $PLTR $PYPL $NXPI $IT 🍎 $PEP $PFE $MRK $TER $RMBS
Today the play is PLTR, NXPI, TER and FN. you’re welcome
Here is how Cathie Woods largest holdings performed in January 2026 Tesla $TSLA -4.3%🔴 Crispr $CRSP -4.7%🔴 $ROKU -12.3%🔴 Tempus AI $TEM +1.3%🟢 Coinbase $COIN -13.9%🔴 Shopify $SHOP -18.5%🔴 $AMD +10.5%🟢 Robinhood $HOOD -12%🔴 $BEAM -0.3%🔴 Teradyne $TER +24.5%🟢
Last 2 TER earnings were +20%?
Right now: * Memory: SNDK WDC STX MU * Semi: LRCX TER ASML Keep in mind that I swing trade. So if semi's take a shit then I could avoid for a few days
Robots are cool. No denying. But their usefulness is concerning. What I would recommend is $FUNAY, $TER, $CGNX, $HON
If that's really what you want to do, you can buy the ETF UDN (Invesco DB US Dollar Index Bearish Fund). Although that would be pretty stupid. Otherwise, you can buy a CHF-hedged or EUR-hedged ETF. Although that would be pretty useless. They usually have a higher TER, worse tracking error and hedging has no effect on the average expected returns. You're not the only person in the world who expects the USD to lose value. All of that is already priced in. The more the USD is expected to lose value, the higher the cost of hedging against it. The truth is that if you just buy any asset, whether it be equities or commodities or real estate or even idk... Rolls of toilet paper if you have enough storage space, then you are protected from currency devaluation. Just don't hold cash and you're good.
Yeah but the TER is too high, so it'll eat into your total return over time
I know you asked the other guy but aside from RR I really like SYM and TER. Also SERV and ARBE
I know you asked the other guy but aside from RR I really like SYM and TER. Also SERV and ARBE
Don't forget SIL has 0.65% TER
Some of the names have been wild. Crazy to see like TER go from 70 to 220. One thing that is really great about COHR is the CEO. Jim Anderson is really great and did a great job of turning around lattice semi.
$APH is a good one. $TER? $PDYN?
Hi all, I’m in Europe and building a simple long-term (10–20 years) monthly ETF portfolio focused on growth. I want broad exposure, low fees, and minimal overlap. Plan (monthly): • VUAA (S&P 500) €300 • EXUS (MSCI World ex USA) €200 • IS3N (MSCI EM IMI) €50 Total €550/month. Reasoning: • I originally considered VUAA + MSCI World + EM, but MSCI World already has a big US weight, so adding VUAA felt like double-counting and becoming too US-heavy by accident. • With VUAA + World ex-US + EM, it’s closer to “global” but with a deliberate US tilt. Questions: 1. Does this allocation make sense, or is there a cleaner way to do the same thing? 2. Any hidden overlap or gaps I’m missing (regions, sectors, small caps, etc.)? 3. Would you adjust the weights (US vs ex-US vs EM), and why? 4. Any better EU-listed ETF tickers for these exposures (similar index, lower TER, better liquidity)? Appreciate any critique, especially from people who’ve run similar setups
Hi all, I’m in Europe and building a simple long-term (10–20 years) monthly ETF portfolio focused on growth. I want broad exposure, low fees, and minimal overlap. Plan (monthly): • VUAA (S&P 500) €300 • EXUS (MSCI World ex USA) €200 • IS3N (MSCI EM IMI) €50 Total €550/month. Reasoning: • I originally considered VUAA + MSCI World + EM, but MSCI World already has a big US weight, so adding VUAA felt like double-counting and becoming too US-heavy by accident. • With VUAA + World ex-US + EM, it’s closer to “global” but with a deliberate US tilt. Questions: 1. Does this allocation make sense, or is there a cleaner way to do the same thing? 2. Any hidden overlap or gaps I’m missing (regions, sectors, small caps, etc.)? 3. Would you adjust the weights (US vs ex-US vs EM), and why? 4. Any better EU-listed ETF tickers for these exposures (similar index, lower TER, better liquidity)? Appreciate any critique, especially from people who’ve run similar setups
After all, on Yahoo, right above the fund name, it says "LSE" :D Otherwise, IMHO, SPYL is a better choice. Significantly lower price per share (€14.7), TER 0.03%.
1) SPYL from SPDR is better. It has a lower price per share (EUR 14.5), so you can buy it whenever you have EUR 14.5, and it has an unbeatably low TER of 0.03%. It is, of course, an accumulation fund with physical replication of the underlying assets and
TER. huge beneficiary of AI + robotics theme that is emerging
All of them are market cap based ETFs, by keeping them separate you're just increasing your workload in having to keep them balanced semi-optimally. A world ETF would self balance, probably have a lower TER and even give you more diversification (Japan, Canada, Australia, etc) and diversification is just like, free optimisation. I would recommend Amundi Prime All Country World, but there are other good options like Vanguard FTSE All-World, SPDR MSCI All Country World Investable Market and Invesco FTSE All-World.
Yes I am in TER aswell and it broke ou recently from a nice base, good relative strength as well. To me it looks like it has just started.
Do y'all have a moment to talk about our lord and saviour TER?
🐂 BASE PLAN — When the bull market continues 1️⃣ Core strategy 70–90% ETFs (depending on risk) Broad ETF (ex: MSCI World / All-World) Low TER (≤ 0.30% if possible). Ben mark regularly your banks (i use excel and macros) and eventually transfer your portfolio. DCA 2️⃣ Small protection while market is high Even in a bull market, prepare quietly: Keep 10–20% cash (I have more as I smell a crash and wait for real estate bingo). Keep enough to feel safe against live accident (health car ..). Don’t go 100% invested No leverage No “all-in” on hype assets This cash is not fear money, it’s opportunity money. ⚠️ CRASH PLAN — (-10%, -20%, panic) 🧠 Rule #1 (MOST IMPORTANT) ❌ Do NOT sell in panic Unless: you need the money soon (see above should not happen if you have enough in cash for the rest of bad events) or your original plan was wrong Markets fall fast → recover slower → then explode up again. 3️⃣ Step-by-step crash response Think in levels, not emotions: 🔻 Drop −10% (normal correction) Do nothing Continue DCA Stay calm (this happens often) 🔻 Drop −20% (bear market) Start using cash slowly Example: invest 25% of your cash Stick to broad ETFs only 🔻 Drop −30% or more (panic zone) Deploy remaining cash in parts Never all at once Focus on: World / S&P 500 Not speculative stuff 4️⃣ Emergency rules (write these down) ✔ Invest more when fear is high ❌ Never try to “catch the exact bottom” ✔ Time in the market > timing the market ❌ Don’t check prices every hour 🧯 PERSONAL SAFETY NET (very important) Before everything: Emergency fund (cash, untouchable) No investing money you need in <3–5 years Sleep well → good decisions come from calm minds. If you feel panicing , take your running shoes and run in Mountain. Or anything that would unfocus your brain from the panic (I am french so plenty of ideas ...) 🧾 SIMPLE SUMMARY Bull market: DCA ETFs Low fees Chill Crash: Don’t sell Buy in steps Use cash slowly Trust the plan (PRIVATE Banker/IT ingineer here)
If you like $PATH, you’ll love $SYM $TER $OUST $AEVA. Could all run hard on the 2026 robotics theme
TER When robotics takes off, you’ll enjoy owning this one.