Reddit Posts
Understanding dividend yield of maturity date bond fund
Can somebody explain what the difference is between these 2 ETN's?
What am I missing with VUAA + EIMI? Non US resident here
Morningstar article: 10 Most Undervalued Wide-Moat Stocks to Buy
Opinions on Chinese government bonds as long term investments?
TerrAscend ($TER / $TRSSF) Receives Regulatory Approval for Acquisition of Peninsula Alternative Health
My prediction on TerrAscend $TER / $TRSSF TSX up-listing ("will happen within days of shareholder approval")
Fund liquidation and TER change approaches of Vanguard vs State Street Global Advisors; VHVE vs SWRD
Vanguard vs State Street Global Advisors' liquidating funds and changing TER approaches; VHVE vs SWRD
Do ESG funds like V3AA (Vanguard ESG Global All Cap UCITS ETF) underperform, match, or outperform the market? TL;DR.: V3AA's index wins, but IMID's NAV wins. Which do I believe?
Comparing ETFs performances is not simple. Is there a platform to do that?
Any suggestion or advice for an inflation linked USA Bonds ETF
The merits of Income funds and passive vs active in a low growth economy
Nancy Pelosi’s husband buys millions in computer-chip stocks before big subsidy vote
Discussion with TER, TRUL, VRNO LFLY tomorrow
it kinda be like that here.... so what you saying? ∆TER
Intel (INTC) Stock Falls on Morgan Stanley Downgrade to Underweight, Analyst Says 'All-or-Nothing Situation' Carries High Risk
Here is a Market Recap for today Thursday, January 27, 2022. Another volatile day
Here is a Market Recap for today Thursday, January 27, 2022. Another volatile day
TERRASCEND: Is Jason Wild (chairman) buying more stock?
Thinking of switching from IWDA to VUSA ETF. Any advice?
Do you want a reason to buy 🅰️TER? Here it is
How to long-term invest in a weakly inefficient market with no sign of random walk?
Vanguard All World as a Core and NASDAQ 100 as i side ETF?
Vanguard All World as a Core and NASDAQ 100 as i side ETF?
S&P 500 Vanguard vs. Invesco vs. iShares - Which one to pick as an european
iShares MSCI India UCITS ETF USD (Acc)
Recommendations needed to enhance my long portfolio
Teradyne Inc DD, a stock with increasing online chatter
Research on Teradyne Inc, a stock that has seen rising chatter online.
Research on Teradyne Inc, a stock seeing an increase in chatter over the last few weeks.
Mentions
Whew good thing I chicken out of those TER calls
How does TER forecast lower Q2 revenue and profits than Q1 in this environment. Lose a customer?
TER earnings out yet? Good or bad?
Waiting for TER, chickened out of calls at the end of day
And now we discover if memory stocks and semis get to live another day or not off STX and TER earnings
Who’s playing TER? I’m not but rooting for you
TER will blast off into space after earnings.
No TER? Usually it pumps to infinity.
Anyone playing TER today before earnings?
Is anyone going in on TER before earnings?
TER? EME? I’ve watched MPWR moon and it doesn’t seem to stop.
I'm pretty sure the only subreddit where the the average person makes money is bogleheads. And that whole subreddit boomer autists indefinitely arguing wether to get VT or VTI+VXUS to save 0.00001% on TER.
Hi, The first approach is less risky, simpler, and better for the long term. Consider FWIA over VWCE, as its fee is 0.15% and it tracks the same index. Also consider AVWC over both FWIA and VWCE. Although its TER of 0.22% is slightly higher, the fund is expected to have higher long-term returns.
It’s tough. I bought TER in 2014. Still have it and it’s tough to hang on to such a gain. I feel the company will hit 1000 though or do a massive split.
If you are talking about getting into robotics (really automation) before it was cool, i got into TER and ABB right around covid thinking that companies would seek to automate their work forces. I them got into some AI picks and shovel companies mid last year thinking they would provide the brains behind the automation (ASML, ALAB, BE, NBIS, CRDO). These names all mostly jumped onto the AI hype train the past year.. but they are extremely volatile and have ridden some of these from +250% to 0 back to up 400%. Im not sure if ill ever catch on early onto a theme like that again in my lifetime.
Mu, googl, PL, TER, GEV, MRVL all decent buys or will be soon after some short consolidation.
I sold everything and went fully into TER.
I'm in LITE, AMD, TER, NBIS. Gonna be a good day I think.
there are some niche ETF that exclude IPO for 12month, which seems very smart as most IPO suck. but thei TER is much higher :-/
That TER is kinda high, isn't it? I've been looking into similar ETFs but trying to keep the expense ratio under 0.5%. Anyone know of comparable funds with lower fees?
I feel like shit Shorting SPY CRWV TER RKLB MRVL down and counting May be close for loss Then we tank for sure
Basically yes, for a first-time investor with a long horizon, VWCE, or VWRP if you'd prefer distributing, is hard to beat. One fund, with around 3,700 holdings, automatic rebalancing and low TER. You don't need to add complexity on top of it, especially at the start, and for a new investor, the simpler the better. I would put the 50k in VWCE, then set up a monthly DCA, if you have ongoing savings and revisit in a few years once you understand the basics better. Then you could actually have a better understanding on how this things are actually working, and make your own assessment.
at least my TER is up 271%
It's nice idea but TER seems to be a bit too high for me
TER 290p got me mansion shopping bitches, who in?
TER dropping! Puts gonna make me rich Already looking at lambo colours
Yep, they’re basically “VOO for Europeans.” VOO is the US listed Vanguard S&P 500 ETF, but EU brokers usually can’t sell it (PRIIPs). VUSA and VUAA are UCITS versions that track the same index, just different share classes: VUSA pays dividends out, VUAA reinvests (accumulating). If you’re young and holding long term, VUAA is usually the simpler set and forget pick. SPYL and iShares are fine too, the main differences are distributing vs accumulating, TER, and fund size/liquidity.
TER ripping again, thinking calls tomorrow
Today's purchases: ITA, VRT, and a little bit of COHR, CEG, GEV, ETN, TER My major positions are MU (80%) then AI buildout choke points followed by energy company's that are well positioned to supply it all. Now going into ITA after white house telling the weapons department they're going to ramp up production, also watching KRMN and HWM.
AMZN - increased energy costs may hurt both aws and online product sales margins, but long term they will continue to be a juggernaut. TER, ROK, SYM - robots replacing humans will only become more widely adopted as AI increases the tasks that can be automated.
Im up around 100% on TER. Really not sure where this is going, but they make a ton of money and will continue to with chip testing. Funny thing is their robotics division hasn’t even got to its full potential yet.
Who's traded Teradyne (TER) before?
I hold some of all the main ones mentioned here all over, but I never see people mention these companies that have been doing solid, any holders? TER Teradyne CLS Celestica AMAT Applied Materials And I'm hopeful for POET too
To add: there’s daily settlement, so the monthly returns are not equal to 3x the performance for instance (neglecting the TER)
I like the idea of a vegan etf. What I don't like is that it has a TER of 0.6% which is not terribly bad but also not very good.
TER, COHR, ABBY, PWR. These are known. Not well known or popular among typical ai players. God I wish I looked into these sectors 6 months ago. It's like everything was on fire in the background, meanwhile all you heard about, was PLTR, NVDA, and TSLA.
If taxes aren't too high on dividends, why not mix it up with a dist. ETF? My TER's get payed by dividends.
TER is something to keep in mind, but over the long haul the differences between these ETFs won’t move the needle much. Focus on a solid, diversified fund you can stick with—being consistent matters way more than a few extra basis points.
TER matters, but not as much as people obsess over — especially when you’re already comparing 0.12–0.19%. Over decades it adds up, but tracking quality, fund size, liquidity, and simplicity matter just as much. If one ETF gives you broad global exposure you’ll actually stick with, I’d pick that over shaving a few bps. The biggest long-term returns usually come from consistency, not TER optimization.
If you don’t pay tax until you sell (and have a 3-year exemption), then tax efficiency becomes less critical for accumulation ETFs. That simplifies things. Fund size & liquidity For large, broad UCITS ETFs, I personally look for: –€500m+ AUM as a comfort floor –tight bid/ask spreads –high average daily volume All the ETFs you listed are well above the “closure risk” zone. VWCE is just the largest and most established, which reduces structural risk over decades. Replication method For broad global ETFs, full replication is common and fine. Synthetic replication would be a different discussion, but that’s not the case here. Tracking error You can check this in the annual report or factsheet. Over long horizons, differences between 0.12% and 0.19% TER are usually smaller than behavioral mistakes. If I had to choose purely for simplicity and long-term holding: VWCE or SPYI. VWCE for size and dominance. SPYI for slightly lower TER. Both are rational. The difference won’t decide your retirement. Consistency will.
When you’re buying globally diversified, simple ETFs with similar exposures, the differences you’re looking at (0.12% vs 0.19%) are fairly small. Over decades that *does* shave some return, but not so big that you should pick a worse diversification just for a couple of basis points. So in order of priority: Coverage and diversification, a true global all-cap that includes both developed and meaningful emerging (like China/Taiwan) is usually better for simplicity; Liquidity and tracking quality, tighter spreads and accurate index tracking matter in real markets; TER, lower is better *all else equal*. That makes something like SPYI (low TER, broad coverage) or VWCE/FWIA strong picks for a one-stop global ETF. If you go split (Developed ETF + Taiwan/Asia), that works too but adds complexity and tracking risk.
The first comment already captured it: TER is absolutely crucial, but with TER in your examplees being so close at each other check the other factors first. For me really important is for example the size of the fund (people withdraw money does not get an issue that quickly), the number of investments (one share failing will have less impact) and if the etf company is known to let Etf exist long term. If your etf changes the residency for taxes or gets closed in the middle taxes will easily eat the TER difference.
PACW is an all-world offering 0.07% TER at present. Just to note that global usually excludes emerging markets whilst all-world includes them.
You should care about TER but only within reason. Over 30+ years, a 0.07% difference compounds. But asset allocation and consistency matter far more than shaving a few basis points. If the ETFs track similar broad indexes (FTSE All-World vs MSCI ACWI), the structural differences are minimal for long-term investors. What matters more than 0.12% vs 0.19%: –tracking error –fund size & liquidity –replication method –tax efficiency –your ability to stick with it for decades Trying to optimize TER while adding single stocks like TSMC usually increases concentration risk far more than it improves returns. For a simple long-term strategy, broad diversification + low cost + behavioral discipline wins. Fees matter. Behavior matters more.
There's a few available: iShares MSCI World ex-USA UCITS (XUSE) UBS MSCI World ex USA (CHSI) Xtrackers MSCI World ex USA (XMWX) The UBS one is very small with a very slightly lower TER. The other two are fairly similar. They are all quite new, presumably due to the increased uncertainty around Trump's presidency.
Check tax-advantaged accounts, wide-market ETF like MSCI World or WBEN. Low fees/TER, accumulating. DCA and see how she deals with volatility, adjust if needed. Market can still crash after last portion, so it is not an insurance, just getting familiar with the market.
Thanks! Also, is 0,25% TER reasonable? Seems to be a bit high-ish
It's 0.59% TER vs 0.55% TER of COPX and COPM
I went with 60% vt, 10% each vxus, veur, vfem and vapx. This equates to around 35% America, 25% Europe , and about 20% each in Asia and emerging markets. I'd suggest choose either msci or FTSE and mix and match low TER funds until you reach a distribution across sectors you are comfortable with. I found Gemini very helpful in figuring out what percentage of which fund I needed to get the percentages in the sectors I wanted.
Top 5 S&P 500 stocks by YTD performance: 1. $SNDK (Sandisk) +164% 2. $GNRC (Generac) +65% 3. $WDC (Western Digital) +63% 4. $TER (Teradyne) +63% 5. $STX (Seagate) +55%
The "layer one" names (and there's plenty of others; all the testing (TER +54% ytd), all the optical/photonics names, others in semicap, etc) are mooning YTD yet this sub remains strangely loyal to Amazon, Microsoft, Meta, Google rather than focusing on where those companies are spending inordinate amounts of money. "Samsung, SK Hynix," EWY (about 45% in the above two names) +28% YTD. All the copper going into data centers, COPP etf +20% ytd. Mag 7 etf/MAGS -3.3% YTD.
TER 295p for friday bitches, already looking at lambo colours
If TER runs up 10% today I'll do a banbet HIMS +10%
urghh TER needs to hit 302
I call that a real PAINPAL in your ass BRO!!! next time choose growth stocks like $TER / $CELH / $CCL ( Safe bet) I see only one opportunity to recover your losses: You can do a risky recovery play on $OSS best regards ! ✌🏼
Yo guys can you pump TER to 303 I got a banbet
Is TER just gonna keep climbing? Crazy
But robotics companies for the long haul. TER and RR look good and ROBO ETF.
TER losing most gains is fucking weird
wtf did TER say on the earnings call? jesus
Alright fine, TER weeklies it is
TER main customers are a lot of the major AI players, not sure that's the same for KEYS
Damn TER losing gains fast
Ok so $TER is now a new stock added to the wsb meme lineup as of yesterday. Today is day 1 which means the stock is going to fall hard after market opens. But it also means it will pump again in a few days
I never even heard of TER before today 💁🏼♀️
Ah realized TER calls were a play
Was PLTR an obvious beat for earnings? I avoided it. Was more worried about TER lol
cathy woods is unmatched. sold a bunch of $TER today before it ripped 20% on earnings lol
Nailed TER today and got some PYPL puts tomorrow because I saw a massive put wall at $50 and $40 like 22,000 contracts each… Hope they fall to at least $50 so I can enjoy some tendies
bro we get it, you full ported TER
TER up 25% not a single person even mentioned it all day. WTF losers.
Your cooked. Should have went all in on TER.
FCK I would have played TER instead of PLTR 😵💫
TER is the next SNDK watch
PLTR is garbage. TER is a better play.
Losers didn’t put your life savings on TER earnings. What a bunch of broke losers.
I told my cat I made $ from TER earnings She asked what's for dinner
Bought $20K worth of TER April 300c today. I'm the happiest I've been in a long time
2/6, was just a ER gamble so not really sweating, just fun to have some all or nothing plays here and there. Fuck I was really thinking about pulling the trigger on TER though.
Glad I went with PLTR calls to get IV crushed rather than TER calls where I would be making money. Follow for more tips 👍🏽