VB
Vanguard Small-Cap Index Fund ETF Shares
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Revive Therapeutics Provides Update Evaluating Bucillamine for Nerve Agent Exposure with Defence Research and Development Canada
Am I spreading my portfolio too thin without actually adding any diversification?
Banned for creating discussion post about VB being tool for Hedge Fund Manipulation!
$GMZP - The Hottest Merger Play Currently in OTC; Here's Why
My entire Roth is in large cap. Can someone please suggest some mid and small cap etf?
should i contribute more to my 401k plan or continue to invest $500-$1000/m in my Vanguad portfolio?
Biggest short rapport ever (Hindenburg Research)
40 cent $ATDS just starting to move up and could be huge winner preparing for NASDAQ uplist and $10 million capital infusion for big revenue producing acquisitions
I think I found an interesting investment play in cybersecurity where growth is expected to be strong no matter what the economy does.
See why this 40 cent cybersecurity company could be top percentage performer in 2023
5 Top-Ranked Small-Cap ETFs to Buy for the January Effect
Low 40 cent price with 100% malware detection certification and 99% customer retention highlight $ATDS to be very big 2023 winner
This 40 cent cybersecurity stock just got certified by Virus Bulletin to detect malware 100% of the time - perfect score - strong buyout candidate
Undervalued 36 cent $ATDS was just VB100 INDEPENDENTLY certified with PERFECT cybersecurity score
5 Top-Ranked Small-Cap ETFs to Buy for the January Effect
Nuclear Fusion gonna be a game changer in Fuel & Energy sector
Please stop recommending overcomplicated combinations of ETFs to new investors. It doesn't have to be that hard!
Consolidate (VWO, VEA) into VXUS and (VTV, VOT, VB, VOE) into VTI?
Am I triggering a wash sale by doing this?
VB talking about KLEROS/PNK just a sleeping giant they had a write up in the Cambridge handbook of Law in the digital age
VB talking about KLEROS/PNK if ya know ya know
QuantumScape Announces Response to SEC Guidance Applicable to Warrants Issued by Special Purpose Acquisition Companies ("SPACs")
Are We in the Early Stages of the Electric Vehicle Revolution?
Am I the only one waiting and hoping for the market to drop?
VO (midcap) with QQQJ (nasdaq 100-200) too much midcap.
For apes that did not sell GameStop stonk from last Wednesday $340 to this Wednesday, here is some news to look forward to:
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[Margin calculator](https://www.omnicalculator.com/finance/margin?calculatorResult=H4sIAAAAAAAAA61VbW%2FTMBD%2BK5EFUjeVrt3Eh1XTJFgBFeiG1m4SoAldk2tqcOzgl2xl4r9ztpM0Y5Ng0vql9vnu8T13zzm3DGXOJc4tWGTjW5aCSJ2gTXYJmsNSoDmFAg0bf2WlVituWZ8VoCmIXfVZugaZP%2BRbu%2FS3QRorlA5DlJIZt1xJ46%2FksnT2ziIGD4Z%2BXYGgoHFtS46SEWFlaDHt5ti5kvALtJCBBR8PxqiUdwm1YATEzYSbUsAGMzZegTDoo42BPFTDcTKzb5eb6svB9cGvzcvZ%2Fv75xeLzh%2FN3g8atz9a2EOR2VB7PYpIpSKlsssQEfzoQiVWJ0kmukdLQiaWaJaPh8Pkg%2BSQQDCaBeAKJUNd0HhgPjvbKY%2Fabfn2mnH2gMP%2BoQV03qx1RsprnOWou88bbN4qNpRMiXOF4twHdO8MxNaxCbahjb5UuSB9mm01QTXs%2BbTyoIL3eaI947uz2NK5Qo0zx0me1s8O6kGfObmPIf7d33z8k4YxVxXvzRmulPdurju2mVDoUg%2FxNpEB60yePkzPeWA2TWjncvMoqoCS20uBmppbcS6g2OIM6FsBJqzcnKvPyuph7gk57Cpuwn3QM802xVF4wz8gooeI5WKU%2F0iA50tMCcjpC%2BSKAEP60KKlzIC4kt6ZpaEmeTUR9KcpQpVUspfeeYIky81fOoIw1ESr98UAt%2FMyAJKlOvQJMZGRs%2FC%2FIFOfGt9yuv9M5e83zU1csiX0rNTZitZLiqhn4R4IMtyjDwChmdr9%2FIcM770oU7ZkUm%2B5QNMPwRLS6qv9vjOHgsEWp17X8HoezRTl8uhLHZCqeoW6%2FA%2BCsMlDh3UclVUJAaTCbZnVl1yjKBY1N9z2oZ6NNrt43hMO21WKEMSjCYxZEPhcu%2F%2BuBKTWnjZ8lGoY0vIt%2FAN%2FshZS7BgAA)
Very courageous man I know GB300 shipments are much lower than expected and VB is likely to go through another round of delay. But I still don't have the guts to short NVDA.
Just questions for you: How have your returns compared to the relevant index and to S&P500? Be realistic, do you know better than the market? If so, then time. The vast majority do not know **when** a correction/crash will occur. One classic example: Greenspan's "Irrational exuberance" comment was in 1996 and 3+ years later and \~5xNasdaq. So if you accept you do not know, then take at least 50% cash and put in a mix of stupid, long term boring and just keep dollar cost averaging (QQQ, Brk.b, VTI, VB, International)???.
So It was smart for me to sell all my VOO and VB the Friday before liberation day? Then buy in at 475 and change on April 4th. So me reading actually made a difference? Anyway this post was all in good nature and met to be funny. Just be honest and objective about things. Autism for the WIN! (Literally only in this context for me lmao)
I knew it….you are super intelligent and the extension cord post was more…now I am being taught things I had no clue about. Seriously I appreciate this feedback. You’ve also looked deeper…very deep ….so deep you found crazy bat shit…lol…yep the data ain’t mathing….the science of facts….all plugged in presents more issues which deteriorate net profits Just so readers know….one of our main very very long holdings is SMH…$800,000 long term initial placement. That sector is where high net profits exist even with future CAPEX spending…..even in its huge industry capex lies immediate ROI and share prices above appreciation at about 26.51% since inception. Base hitter for the next 50-100 year family dynasty trust material. Next…UNH UPS VB IWV Later gators time to sleep…powering down
I’m building something now. A simple minded person, I just use Excel/VB for stuff like this. The results can be clunky but educational. Someday I’ll learn to code.
You’re gonna want some VXUS for international exposure, and maybe VO and VB for small and mid-cap stocks. Simplest way would be VTI or VT to get exposure to all of it. Maybe avoid SCHD, especially in a Roth and since you’re so young. The returns even with dividends re-invested will seriously underperform growth ETFs. SCHG would be a better option, but there would be overlap with VOO. If you’re not gonna touch it until 59.5, lump sum and forget about it. Dollar cost average in if you want, but remember time in the market beats timing the market.
You could add VXUS for international diversification, you could add a small amount in VB for US small and mid cap diversification. BND if you want bond but due to your age you will want little to no bonds in your portfolio until retirement is significantly closer to
I’ve built a spreadsheet over 8 months that now has 39 custom VB macros. It’s not AI, although I did use both ChatGPT and Claude to build it. The goal of the entire thing is to show me on the Home page dashboard, the “most extreme” metric of each position open on each ticker. It automates input of CSV files from Fidelity ATP, and automatically logs my sales and BTCs, and updates the Greeks and Last, Ask prices.
VBR and VB have been two of my biggest positions for a while now, so I agree
Screeners like Finviz, Yahoo Finance and Morningstar are a good starting point — you can filter for market cap, sector, earnings growth and so on. Once you have a list, roll up your sleeves and read their annual reports and earnings calls; small caps don’t get much analyst coverage so the onus is on you to understand the business and management. Also remember that individual small‑cap names are volatile and sometimes illiquid. That’s why most folks get their exposure via a broad small‑cap index ETF (VB, IWM, AVUV, etc.) and only sprinkle a few hand‑picked names as "fun money". Keep position sizes small and expect a bumpy ride.
I believe the equivalents would be: VB = VSMAX VOO = VFIAX
Something to think about. My VTSAX is in my employer profit sharing account which is managed by vanguard and only gives me access to index funds. I need to check if the VB index fund equivalent is an option.
Instead of stopping buying VOO, why not pair VOO with VB and get rid of VTSAX to get rid of the overlap? That would give you more flexibility in balancing between large and small cap than a total market fund especially since your already carrying a couple growth and momentum funds.
This isn’t investing, bro. It’s gambling. You’re right to focus on growth, but growth should mean broad diversified index funds or a target date fund. You’ve presumably got 32 years ~ of earning potential left. Consistently buy broad diverse index funds - something like VT or VTI+VXUS or some combination off VOO+VO+VB+VXUS depending on whether you want to tilt to small cap or whatever - but just stay consistent on that for the rest of your working life - focus on doing it in tax advantaged accounts and stop watching the volatility. Just keep buying for 30 years and you’ll be in great shape.
Drop the VB and add that to VGT. I’d probably replicate VOO and VGT in the brokerage too if it’s supposed to be aggressive
If you were in my shoes, would you drop VB and increase the 2-fund to 50/50, for a larger tilt?
Thinking about tossing GLD in the Roth but a little unsure. Or even ditching VB as a whole. What are you positioned in?
Safest: Bonds - they’re starting to be more attractive. Usually a good place for money you know you’ll need soon. Safe long term investment: VTI VTSAX If you want to risk some volatility: QQQ, VGT If you have specific opinions on sector or size of companies: VHT, VOO, VB etc Single stock is very risky - when there’s a market downturn, not all companies recover even if they survive. You’ll likely want a mixture of these and as you get older, you’ll want to concentrate more towards the top of the list.
If powell is fired, VB will rally
It depends. If they don’t overlap, then it makes sense to diversify. Or if you want true market weight diversification you can just buy VT. But, for example, if you want to be overweight small and mid caps but want total USA and no international? You could buy VOO/VB/VO equally or something.
Yes, this is quite true. While everyone wants simplicity, you can buy VOO and VTI, or VOO and also VO, which is mid cap, and VB which is small cap.
Real estate is not “passive income.” How it was labeled that way I have no idea. You have to deal with maintenance, repairs, rising property taxes and insurance costs, tenants not paying and their extensive rights, lawsuits, property damage, and other stuff I’m prob forgetting. How is that passive? Also ask yourself: am I investing for income or growth? If you’re 27 you should prob be thinking growth so you can set yourself up for retirement. In that case it’s easy: max out tax-advantaged accounts like HSA, Roth IRA, 401(k) and if you still have money to invest open a taxable brokerage account. SPY is fine and mix in some IEFA for Int’l, VB for small cap, and IEMG for emerging markets.
Yeah stick that shit in BND, VNQ, VDE, VOO, VXUS, and VB and just walk away, dividends alone will sustain her now. Idc how well you’ve done “trading” you will blow this account up if you keep at it long enough with your “strategy”
7 of your 13 positions – including AAPL, AMZN, NVMI, SYM, VOO, SCHD, and VB – have high beta to one another due to overlapping tech exposure or broad market correlation. This increases your portfolio’s concentration risk. You might consider diversifying a bit more into stocks or sectors you believe in to balance that out. Check out Ray Dalio's "Holy Grail." *Not financial advice – just what I’d do if I were in your situation.*
Okay so here's my bull case for Comcast, one of their subsidiary streaming services, peacock is releasing the second season of. # ᴛᴡɪꜱᴛᴇᴅ ᴍᴇᴛᴀʟ [Season 2 clip here.](https://www.youtube.com/watch?v=VB-VR4whWog) If you notice there's some important bits here. * NoHo Hank is playing Calypso * Rob Zombie's "𝔇𝔯𝔞𝔤𝔲𝔩𝔞" * Mr. Grimm * Sweet Tooths hair is on fire again. * Fuckin NoHo hank as Calypso Thank you for your attention to this matter.
VOO and QQQ have the most overlap. Otherwise everything else is fine. VB is small cap.
For VB, you have to go to the advisor's version of the site. The investor version has that section disabled at the moment. Idk why. Search VB Vanguard Advisor on google, and on the page there's a "holdings details" section.
Really? I was looking at the vanguard fund pages for VB and VSS and I could not find the holdings for the life of me. If you could show me where they are I would love to know
Small caps companies are listed. Small cap ETFs, too, like AVUV, VB, IJR...
What are the potential options for mid-cap and small-cap investments people are recommending these days? I’m leaning to VO (vanguard mid-cap ETF) and VB (vanguard small-cap ETF)
5.57% up $12 VOO, $8 QQQM, $6 VB daily
VTI and chill "Vanguard Total Index" all the stocks, low fees. No thinking. Safeish middle of the road. IMHO should be your benchmark. What is going to do better than that? SPY S+P500, but that's all large cap, and they don't need more cap, and might be a bit of a pyramid. Could be better returns than VTI, but also a bit more risk. QQQ, Nasdaq, tech stocks, bigger returns, but more overvalued than SPY, and for that a bit riskier. HYSA is safer, so might be better, but, only 1% if that better than inflation usually it is less than inflation. Only thing worse would be a safety deposit box. ibonds I still like. I think guaranteed 1.1% above inflation now. In 2019, getting 1.1% on anything safe was genius, savings accounts were paying 0.5%. Can't touch it for a year, which is good and bad. Only $10k/year, which is a little limiting. Might be state tax exempt. Then you get to weird stuff. I like EWG, like a German index fund. Dollar is strongish against Euro now, and if it stops doing that, like because of tariffs or whatever, then that's a little bump. German companies have nice PE ratios. INDA is similar, but India. India is 1B people and industrializing, so the market in general has potential GDP is growing than US, there's a lot of growth potential there. As long as they don't get spicy with the Pakis. I have stock in the bank I bank at. Big solid institution "too big to fail" pays a dividend. Might not grow a lot, but pays a dividend. Similar with my local utility. Pays about as good as real estate, and could also go up in price too. Then, I'll do month trading. Like sometimes buy the hot ticket for a thou. I've mainly lost on this, but whatever, makes me feel big time, and it is only a few hundo. When I lose the losses offset for the tax man. Also look at "tax loss havesting" like switching from VO to VB or SPY to QQQ Look at companies you know professionally. Like how is Sysco doing? If you're in that business, you might know better than me, and have a bit of an edge there, watching your particular industry's news. Having a couple thou in cash on hand, and not visit an ATM for a few months, and use it for restaurants and local businesses, avoid that 3% credit card fee markup on ordinary spending. If you're getting paid in cash though, you might already be doing that. How much into each is about what you believe, and your tolerance for risk vs. your desire for reward, but mix it up a bit, and cover all your bases. Look at tax advantaged accounts like Roth and HSA, and definitely 401k going forward if you have income.
It’s 60/40 stocks vs bonds so that’s more the classic risk/reward ratio since the late 1950s. It’s actually pretty good, just some duplication can be simplified; VB can be rolled up into VTI, VWO can be rolled up into VXUS and even VNQ is likely inside VTI already = so that gives 6 ETFs to track instead of 9, all while covering the same stocks.
https://youtu . be/6rJz4BKNhbE?si=McRny2VB0HJygTf- there are a lot of disappearing xi loyalist generals/arrests
Hi Duble, The S&P 500 has done great the past several years and is a good choice. And I was lucky to get into NVDA right when it launched like a rocket a couple years ago. But past results do not indicate future performance. I recommend you diversify with a small cap fund and an international fund. Maybe 40% SPY and 30% each small cap and international. Vanguard’s VB is a good small cap based on the Russell 2000. Remember, MSFT and NVDA were once small cap. VXUS and IXUS are good international funds that exclude US companies (because you already own them in SPY). Most important for the next 30 years is to STAY INVESTED and keep adding to your investments. Even if you are only adding $20 a month, just make it a habit to keep increasing your investment. If the market drops 20%, that means your next purchase is on sale, 20% off!
Your 37 as long as you have a 3-6 month emergency fund take a second look at a low cost s&p fund like VOO maybe add VEA and VWO inside a Roth IRA. As long as you have over a 10 year time horizon that really is the best bet. Possible good long term example for $500 VOO-300 VEA-100 VWO-50 VB-25 Bitcoin ETF-25
5% SCHD - dividend value 5% VIG - dividend growth 10% VB - small cap blend 10% AVUV - small cap value 10% BND - bonds 15% SCHG - tech growth 20% VXUS - international 25% VTI - total market How’s this ?
How’s this new one ? 5% SCHD - dividend value 5% VIG - dividend growth 10% VB - small cap blend 10% AVUV - small cap value 10% BND - bonds 15% SCHG - tech growth 20% VXUS - international 25% VTI - total market
VWO – Vanguard FTSE Emerging Markets ETF SPMO – Invesco S&P 500 Momentum ETF VEA – Vanguard FTSE Developed Markets ETF SPHQ – Invesco S&P 500 Quality ETF IVV – iShares Core S&P 500 ETF SCHG – Schwab U.S. Large-Cap Growth ETF BND – Vanguard Total Bond Market ETF VB – Vanguard Small-Cap ETF Is this a good portfolio for my Roth IRA ? I’m 21 , I just made it on robinhood and this is what they gave me , but chatgbt said I should consolidate all the ones that are similar / track large cap SMP ? So what do you guys think
The primary goal is to focus on specific market segments, and VOO to just cover any missing major companies. VB is small cap, then silver and gold.
US, early 30s. Individual brokerage account aimed at long term horizon (have separate 401k heavy on s&p500). Please rate my ETF portfolio which currently has an even spread of the following. What can I do better? Any other market sectors I should look into? Thanks! XME XAR VIS VDE VDC VB VOO SMH IAUM SIVR
Thank you! Will be looking into VXF and VB
There would be very little difference between those two portfolios. VFX is the stocks in VTI minus the stocks in VOO, mostly small caps. VB is a small cap index fund.
I think it's time for you to buy, because Im selling in my solo401k's Sold ALL common stock: NVDA, MSFT, RTX, PLTR, AVGO, ORCL Trimmed: $VB by 50% (Small Cap) $VO by 25% (Med Cap) No change (yet) on $VOO or $QQQ. > 30% cash.
The first thing I would do is roll your 401k to an IRA. This is free to do and the reason it's a good decision is twofold. First, it give you more control. In a 401k, you are limited to the investment options decided by the management of the 401k program. Usually, they keep it quite simple because it makes sense, but they are less concerned about management fees and such. The other reason is you are still paying fees to that management company. 401ks kind of suck because you have to pay a fee to the management, which only decides which funds you have access to (as well as maintaining all the business stuff) and the fund options they pick typically have higher fees, possibly because they could be getting kickbacks from those funds. After rolling your 401k to an IRA at a broker, you can then buy similar broad market funds by low fee managers, such as Vanguard. VOO is s&p 500. IVOO is the S&P 400 mid cap. VB is the vangaurd small cap. I'm not sure what a similar analog to Great Gray Trust is though.
A VB cheers to that! Emu eggs to America!
Hasnt hit middle Murica yet. It’s like that meme video where a gigantic avalanche is so far off, people are taking videos…and then it keeps getting closer n closer.. n then everyone gets jumping https://www.reddit.com/r/yesyesyesyesno/s/VB0NLSU8UM
Although you already know the main US ones, VTI (total US market) is another popular US choice (you'd probably just want one of VTI/VOO/QQQ as the top holdings just repeat). After having one US ETF you'd like to stick to, the obvious choice is going world minus US. A popular one here is VXUS. It includes Europe as well as Emerging Markets so you don't need to buy that separately. With say VOO/VTI and VXUS you're pretty much good to go. After that, it really is up to personal preference and opinions. Some may say REIT (real estate), others may say commodities, some like to stick with stocks but look into small cap (VB/VSS for US/ex-US small cap etfs). Here's a good read with some sample allocations [https://www.bogleheads.org/wiki/Lazy\_portfolios](https://www.bogleheads.org/wiki/Lazy_portfolios) . Since you're only 19, I'd ignore bonds completely and start adding them later down the line, maybe in your 30s or 40s.
Free... Foster's? Really, guys? Not even some VB?
HERE ARE THE KEY CHARTS THE PRESIDENT USED TO DETERMINE OPTIMUM RECIPROCAL TARIFF RATES [https://preview.redd.it/ujdsengv0gq91.png?width=640&crop=smart&auto=webp&s=089494d2cc41fba38dec85dbe687179e1ce9fc70](https://preview.redd.it/ujdsengv0gq91.png?width=640&crop=smart&auto=webp&s=089494d2cc41fba38dec85dbe687179e1ce9fc70) [https://i0.wp.com/www.overthinkingit.com/wp-content/uploads/2008/09/rs-500-us-oil-production1.jpg](https://i0.wp.com/www.overthinkingit.com/wp-content/uploads/2008/09/rs-500-us-oil-production1.jpg) [https://i.pinimg.com/736x/71/f7/b0/71f7b02f0e361fe36359323894968656.jpg](https://i.pinimg.com/736x/71/f7/b0/71f7b02f0e361fe36359323894968656.jpg) [https://verstaresearch.com/wp-content/uploads/2014/10/VB2014-10-08-01.png](https://verstaresearch.com/wp-content/uploads/2014/10/VB2014-10-08-01.png) [https://preview.redd.it/ujdsengv0gq91.png?width=640&crop=smart&auto=webp&s=089494d2cc41fba38dec85dbe687179e1ce9fc70](https://preview.redd.it/ujdsengv0gq91.png?width=640&crop=smart&auto=webp&s=089494d2cc41fba38dec85dbe687179e1ce9fc70) [https://64.media.tumblr.com/tumblr\_lkeykvtrNF1qa0uujo1\_500.jpg](https://64.media.tumblr.com/tumblr_lkeykvtrNF1qa0uujo1_500.jpg)
VB loooooong neck at quart to 8 in the fucken mornen, get that up yus
Parmesan wheels. https://www.reuters.com/article/business/italian-cheese-firm-sells-parmesan-backed-bond-idUSKCN0VB1QY/
Give back WRX lease https://preview.redd.it/z90gw3js8ure1.jpeg?width=1320&format=pjpg&auto=webp&s=4c01540ed8f729db22ec21bfd6d9e073f19a86b4 or buy and mod stage 2? Currently leasing a 22’ WRX with 25k miles on it. Never planned on buying this thing, always been a “lease and then get a new one” type of guy but looking forward at the car market has me second guessing. This is my second WRX and I’m ready for a jump in performance on every level - think something like Camaro zl1 or bmw m2 in a manual. My problem is - all of these cars lightly used are much more expensive than my subie and would increase my monthly payments probably by double. My buyout price on the subie right now from the bank is 22k, which I believe puts me at break even or even slightly positive in equity at the moment. I could potentially give the car to carmax and walk away Scott free or even with a few grand in my pocket for a new car - OR, the other option. What if I just keep my subie and drop 2-3k to get it to stage 2 and around 300-350whp and switch from a lease to financing the rest? On paper, this seems like the least expensive way to get my “fix” as far as speed goes and enjoy a new level of car beyond the stock subies im used to driving. My main concerns - 1. blowing up engine (I hear VB is more reliable than previous gens 2. I’ve been using 87 gas for most of the lifetime of the car cause I’m a cheap fk and never planned on keeping the car. Manual says it’s fine but Can this have negatively affected my engine for long term modification? 3. loudness - can you go stage 2 and still remain under the radar? 4. being happy with power - I drove a 2022 m8 bmw a few months ago and that power level is addicting. I know a stage 2 WRX isn’t that strong but does it scratch your itch for power? Any tips guys? TLDR - leasing ‘22 Wrx, can’t decide whether to sell for car 2-3x as expensive or to just mod WRX to stage 2 to get similar HP
Trumps going to put a lot of pressure on the fed not to raise rates. Whether or not that works it's anyone's guess. [https://www.reuters.com/markets/us/trump-says-he-will-demand-lower-interest-rates-immediately-2025-01-23/](https://www.reuters.com/markets/us/trump-says-he-will-demand-lower-interest-rates-immediately-2025-01-23/) [https://www.reuters.com/article/business/trump-heaps-pressure-on-fed-and-its-chairman-powell-to-cut-rates-idUSKCN1VB1I1/](https://www.reuters.com/article/business/trump-heaps-pressure-on-fed-and-its-chairman-powell-to-cut-rates-idUSKCN1VB1I1/)
Costco, Uber, Amazon, Google, Lockheed Martin, Apple, VTI and VB. Wouldn’t really need anything else.
Thanks! Normally I would 100% agree, especially because of his age. But right now nothing is very normal, And a little bit of hedging I don't think is a deal breaker. We will look at VUG and VB.
“Fairly aggressive funds” is kinda vague. With 70k already in HYSA, you should be 100% equities and 0% bonds in both 401k and Roth. Especially at such a young age. I’d even lean towards growth and small cap. VUG and VB would be my picks.
Thanks for the advice, I already have plans to make an ETF portfolio. I still need 2 months to be actually 18 until then I am just experimenting (albeit costly). Currently my plans for the portfolio are like this; 10% in interest (5% Turkish Lira, 5% Dollar/Euro) 10% in Gold (Mostly physical) 40% in Turkish stocks and ETFs (ETFs of Turkish banks/firms) 40% in US ETFs (VOO,VT,VGT,VB)
Why not just invest in value? You avoid all those stocks. Something like VTV, VO, VB + VWO + VEA is the thing you are looking for.
My biggest regret is not going to a broadly diversified portfolio with a clearly defined plan at an early age. In my 20s, I haphazardly bought individual stocks and traded them here and there. I didn’t have a plan. In recent years I’ve bought VTI/VXUS in 80/20 increments and rebalanced 2x per year. My 401(k) is the only exception. That’s a 2055 TDF. I have a clear plan to start adding bonds, treasuries, and cash when I’m 15 years from retirement at increasing levels every year until I end up 60% bonds, treasuries, and cash when I retire with 40% in VTI+VXUS. I maintain simple margins of variance - IE every year Jan 1, I consider making small tweaks (like this year I considered going heavier VXUS and adding some combination of VO or VB to cut down on the stretched megacap allocation but I decided against it. I buy the same amount every two weeks like clock work. Every January I increase my bi weekly purchase amount for the year based on any raises, etc. I also always put 80% of every bonus check into VTI+VXUS. I wish I’d started this plan in my 20s.
Just a couple of thoughts from someone 10 years older than you who used to think the way that you do. VOO is very growth oriented and the majority of it is large cap growth with a handful of mega cap growth companies dominating nearly 1/3 of VOO. If anything - if your retirement is mostly in VOO, maybe look at adding mid cap, small cap, and international exposure. These are all trading at a discount compared to VOO and would serve to diversify you, protect against potential pullbacks in mega cap, and provide more long term steady growth as we likely enter cycles of international and small cap dominance again, eventually. Check out VO, VB, and VXUS.
I download data from CBOE , load formulas on excel VB IE: Function dOne(UnderlyingPrice, ExercisePrice, Time, Interest, Volatility, Dividend) dOne = (Log(UnderlyingPrice / ExercisePrice) + (Interest - Dividend + 0.5 \* Volatility \^ 2) \* Time) / (Volatility \* (Sqr(Time))) End Function
could be 90 or less idk, still to early, gyna could be lying but if it isn't, companies need about 1 out 20 price from gpu operation use to make the same outcome by simply using better algorithm. so nvda demand could be divided by 20 if algorithm is better by 20, that is what i undderstand at least [https://youtu.be/l8N-J\_VB\_G4?si=fcnogMWesQDVnav7](https://youtu.be/l8N-J_VB_G4?si=fcnogMWesQDVnav7)
we either need chips or algorithm, if it is algorithm then we probably have way enough chips and having more won't make much difference compared to cost. [https://youtu.be/l8N-J\_VB\_G4?si=fcnogMWesQDVnav7](https://youtu.be/l8N-J_VB_G4?si=fcnogMWesQDVnav7)
*all articles about ETH's widely used L2 ecosystem randomly disappearing one day* "Do something, Ethereum!" *VB buys some Moo Deng coin*
Lots of other strategies such as VTI or VTI+VXUS OR VT or VT+BND or even VOO+VB+VO+VXUS are probably better than just VOO, objectively. A “good” strategy depends on your goals. Most normal people are trying to build wealth for retirement. Any of the above strategies is great for that. The gambling stick pickers or crypto buyers and the like probably get hate because that type of activity is more gambling than investing.
Looking to get feedback on Robinhood’s suggested portfolio mix for my Roth IRA: IVV 44% VEA 22% SPMO 8% QUAL 8% VB 7% SCHG 6% VWO 5% I’m 28, aiming to max out my contributions going forward and will be rolling over my current Roth 401(k) (roughly $17k) into this account since I’m changing jobs and new job only has a SIMPLE IRA plan.
Depending on your risk appetite: VTI + VXUS or VOO+VB+VO or VOO
If you want small cap, then go with VB, as VXUS is international. Would also add midcap, VO that tends to be less volatile than VB.
I’m not selling out of growth entirely but am shifting a portion of my portfolio into VB and VXUS. Small caps look undervalued, and international stocks could benefit from a weaker dollar and global recovery. Catalysts like rate cuts and a soft landing might drive outperformance. Watching emerging markets and small-cap value closely, but staying balanced for now.
I won’t speak to whether or not small caps or Ex-US will outperform, but I’ll make a suggestion that if you want small cap passive index I would use VIOV not VB. The SP600 has a nice quality screen and it’s more small and value-y than VB.
I’d recommend focusing less on individual stocks like reddit, spotify, draftkings & etc. Instead focus on VOO or VTI, VB seems redundant if you’re investing in VOO or VTI. VDE is a great long term pick. Add a stable growing dividend index, SCHD or JEPQ are both great options.
VTI - total us stock market VOO - S&P500 VB - Small Cap US VXUS - International BND - Total Bond Market VTI, VXUS, BND would be a good 3 fund you could invest in your entire life until ready for retirement.
Why is my port taking a shit? It's basically just SPY, well also SPMO, VB, and VONG. What's the reason for this dump
Small caps depend on interest rates, which have relatively high in the past few years. The bigger factor is the dominance of the now Mag-7 for 15 years. This won’t last forever. Some small caps are doing well anyway (AVUV, XSMO, RWJ, and even IWM and VB this year), but will likely do much better than the S and P if/when people realize AI will not solve all our problems (which could still take a few years).
I tend to do 40% in VOO, 10% in FTEC, 10% in FDIS, 5-10% in both Small and Mid-Cap ETFs (VOT and VB) and then everything else is technology because I know that the inside and out. I scrapped dividend stocks because I’m not sure where I’ll be able to write off long-term investment gains down the road in life (I’m 29) and don’t want to pay taxes on those dividends now. With that being said, a set of corporate bonds may be wise to make things more conservative (SPHY).
First thing’s first: Max out your 401K. I personally do 40% S&P ETF (VOO), 7.5% Mid-Cap ETF (VOT), 5% Small-Cap (VB), 10% Consumer Discretionary ETF (FDIS), 10% Technology ETF (FTEC), 10% Government Bond ETF (SPHY), and then 10% or so in single stocks, of which almost all are Mid-Caps. 10% FTEC is probably sketchy in some people’s eyes because that’s considered risky, but this is my personal account in addition to my 401K. I probably should have some international stock ETFs, but I don’t know enough about it and my 401K has plenty of them natively. I’m 29 for reference. Keep in mind, everyone’s situation is different. Biggest thing I would recommend is investing a small portion everyday, whether it’s $1 or $100. Of course, if the stock market tanks, then drop that theory and increase the antes haha.
**Retiring in 2025 - moving portfolio from company 401k to trad IRA now** My company has a very limited choice of investment options. Being over 59.5 I was informed by the Plan Admin that I can sell those funds and move the cash over to a traditional IRA now - 8 months before I retire. Assuming I have a 60/25/15 **eq/bd/$** current split, and the 401k represents 50% of the 60% of my equities, how would you allocate the money going into the trad IRA? What are thoughts on something like VB, vxus, schd, and schg? I'm trying to stay away from CC although they do tempt me... Thanks
Curious what thoughts are on this mix of tech-heavy etfs 30% / IUIT / Tech 35% / VOO / - 14% / VTI / - 8.5% / VB / - 4.6% / VOX / Tech 3.7% / BRK.B / - 2.3% / VT / - Some other minor misc.
Hi guys, I haven't traded in the US stock market, but due to the poor performance of my country's stock market in recent years, I am thinking of putting some money into a long-term investment. I am thinking of investing in these stocks and ETFs: VOO - for big-cap companies VB - for small-cap tech companies BRK - for more traditional companies like Banking? As I said, I am not familiar with the US market, can you give me some suggestions about my decision and the holding proportion?
Get out of a TDF. They are too conservative. If you are young you could just do VTI and never think about it again. Or you could do 90:10 VOO:VB. Regardless of what you choose, just keep maxing out your retirement accounts each year.
VOO, VONG, VB, SPMO. These are my holdings right now. I've got some QUAL too but I'm dropping that one soon for more VB I think
I'm thinking small caps gonna pump over the next month, calls on VB it is
ACHR looks incredible, but I'm happy with my relatively safe ETFs like SPMO and IVV, VONG, VB, QUAL, I'm going long. I know Monday is gonna rug pull everything, tis a normal correction.
Okay so here is where I am. Currently I have a small Roth IRA with Robinhood. I use their aggressive model of investing because I started rather late and need to catch up. I know there are risks there, but it is what it is. The following is where my Roth lies, as determined by their Robo Advisor for Aggressive Growth: IVV, VB, SCHG, QUAL, SPMO, VWO, VEA. I'm not an expert at investing, but don't want to pay fees for a financial advisor. I've spent the better part of this past year trying to learn more about investing. I'm trying to decide if I should stick to this blend or switch to something like all VOO. I like the blend because it allows me capitalize on markets that VOO doesn't touch, but the blend also makes things complicated. I have a monthly contribution that I make to my Roth now, but I also have just a daily drop as well. The problem is the Daily drop is not very high, since it's daily, so it just sits there until the next month. I could just daily drop into VOO and make things easier. Not sure if I should switch it all to VOO for simplicity, change the daily drop to just go to VOO each day (even though there will be significant overlap with my other ETFs), or just not do a daily drop...Any advice would be appreciated.
You’re talking 0-3 ish% on ONE year of 30% returns. Then you kick it up to total over 5 and 10 years and they’re vastly less. VB/VBR, VOO. Keep it in the family. They’re about 30% less At 5. And I’m not one of these forums VOO and die. So I don’t consider it all that great in returns, but it IS “the market.”
You really want to invest I suggest some ETFs for diversification and protection against wild dips, IVV is a good one. SPMO for momentum if you wanna get more exposure, VB for small caps, VONG for exposure to even more tech and growth 📈, QUAL for international exposure, that's what I'm doing. It's not as fast but it's good. You're going to lose all your gains if you don't change positions soon.
Damn, hope you sold the top on that, 30% ain't bad at all for a quick haul. I haven't done a high risk high reward fast play in awhile, I miss the rush. I've been doing the boring stuff lately, just watching my 401k and Roth IRA slowly grow, IVV, VONG, QUAL, SPMO, VB, that's the Roth IRA and then the 401k is vanguard target 2055. It's lame but I do expect to be a millionaire eventually, in like 30 years...
About 20% goes to hr govt. that leaves you ~6M. 5 of which go into a diversified mix of VOO, VB, and VXUS. Rest go into models and bottles
You'll be paying taxes on any capital gains distributions when the fund "turns over" in a taxable account when it rebalances. And since target date funds are MEANT for retirement, they're best in a tax advantaged IRA accounts. And you also shouldn't keep bonds in a taxable account either unless it's a municipal bond since the gains are exempt from federal taxes. In a taxable account you won't touch for ten years, a low expense ratio funds like VOO or VTI along with some total international index like VXUS is recommended. Other options are have some small cap ETFs too like VB or VIOO for small cap exposure.
>VMO Expense ratio of 3.68%? Fuck that. What is your age and how far are you from retirement? Almost nobody that is contributing to a Roth (presumably IRA) should be buying expense fixed-income products. >VEA Not sure what the point of this is. You would be better off holding VT. >SCHG Why do you have this >BND How old are you? Do you even need bonds? >VB It looks like you picked a bunch of meme funds from reddit and youtube, then decided to put $15 into each one. Just make 3 fund portfolio. Skip bonds if you're young and not retiring in the next 10+ years.
Thanks, it is interesting you say that; According to Schwab,I am well underweight in small cap hence my thoughts on moving into VB. Definitely overweight in tech though.
I'm not sure what to tell you other than it's generally fine but not ideal. It's overweighted in small cap and tech. I wouldn't recommend trying to move more money into $VB. Personally, I'd be looking to rebalance the equity portion into something resembling $VT as best I could while avoiding taxes.
When you have an allocation at 5% or less it basically becomes negligible to affecting rate of return , at least for funds , if it were individual stocks which could return 20% or more than it can affect your overall cagr. Also VB is the largest market cap of small cap funds https://www.morningstar.com/funds/why-how-index-us-small-caps, I would do either 100% AVUV/ DFSV for your small cap part, or have a core small core fund like IJR or SCHA then add SCV. To replace VOOG and tech , use QQQ VOO 35% QQQ 25% AVUV 40%
Thanks, this is what I’m thinking of going with: Core S&P 500 Allocation: 60% ETF | Symbol | Percent :—|:—|:—| Vanguard S&P 500 ETF | VOO | 35% Vanguard S&P 500 Growth ETF | VOOG | 15% Technology Sector ETF | XLK | 5% Consumer Discretionary ETF | XLY | 5% Small-Cap Allocation :40% ETF | Symbol | Percent :—|:—|:—| Vanguard Small-Cap ETF | VB | 20% Small-Cap Momentum ETF | XSMO | 10% Small-Cap Value ETF | AVUV | 10%