VT
Vanguard Total World Stock Index Fund ETF Shares
Mentions (24Hr)
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Is it ok to never have bonds if you start investing early?
I have about 10k on hand. Thinking 50% VTI or VT,30% VXUS, and rest 20% in stocks. Unsure about my ETF choices though
Low volatility factor investing is criminally underrated
What is the quality of stock markets in other countries compared to US?
Searching for advice on F1 NRA brokerage accounts (Vanguard Vs. Schwab)
Is my portfolio made by my wealth manager too complicated?
Are these good lump sum buy and holds? VOO, VTI & VT
Thoughts on transferring “all” of my savings into equities
How should I invest to build wealth long-term in my early 20s?
Is VOO (US Megacap) plus AVDE (International All Market) a good balance of simple and diversified?
Would AVLV theoretically be any more profitable than a passively managed fund like VOO?
How much reasonable risk should I take on to maximize profit?
what's the point of tlt if it's just as volatile as stocks
I have a mental issue when benchmarking my portfolio - looking for advice.
Just transferred my workplace 401k to a brokerage 401k and trying to make the most of it
Feedback for shifting an IRA with slight SCV tilt to a full-on 5 factor portfolio.
Selling equities at a loss to pay for high interest mortgage
Does it ever make sense to have multiple brokerage accounts?
Stuck with current employer's limited 401K fund offerings, looking for advice on distributions
Have money in both Sofi Auto Invest and VT via Fidelity. Should I consolidate?
28yo, Is selling all my VGT and buying VT timing the market/performance chasing?
Are my portfolios any good? 96% equities / 4% real estate
"No more than 20% of one's stock portfolio should be allocated to foreign stocks? - Jack Bogle - Does this advice still ring true today?
Better to Hold More Specialized Funds, or Big Generalized Funds?
Ratemyportoflio : 45% VTI 40% VXUS 5% AVUV 5% AVDV 5% AVDS.
I just started putting money into a 401k. Where should I have that money invested?
Anything I should be doing to be more aggressive with my VOO/VT portfolio?
Why is the solar industry performing so poorly?
My un-intelligent way to make bets, as of now
What Do I Diversify Into? (small $ monthly investments)
Wanting to invest recent VA backpay - thoughts on how I'm proceeding about doing so
Invest in VTI and other "feel good ETFs" if you want to make less money.
How long do you recommend paper trading before doing actual trades?
Fidelity's Limited Automatic Investing Options vs Having More Accounts
My friend claims my method for investing may not be allowed, can anyone clear this up for me?
How is my Vanguard performance returns negative, when my investments are in the green?
why do people act like if the markets are down over a decade or more the world will turn into the last of us
How safe are ETFs if broad index funds didn't exist?
If safe ETFs broad market were an option - what would you chose?
Selling long dated deep ITM SPY or VT puts instead of holding shares.
90% are in blue chip stocks and VOO/VT (~85%). Also new to investing RIP
Should I keep holding ENVX and buy the dip?
Steak (Live Cattle) hits an all time high.
Please don't crucify me.. What is the actual point of all of this?
My Dividend Portfolio, 60 / 20 / 20 - VT / VIG / SCHD
Mentions
Because I somehow hit a lottery with the Lockheed run and then my Google holdings pushed it up to 10%. It isn’t all stocks at all. Sometimes you just get lucky with your picks. I don’t buy a ton of individual stocks. Most of my choices are conservative (VT) and generally positioned more for downturns (ie defense stocks tend to do well & perform opposite the market.) I expect to be able to lose 50% if/when the market crashes.
Yes. I bought AFK because the US traded with Africa the least, therefore they would be least affected by tariffs. But long term, the main thing holding Africa back has been access to quality free education. With wireless internet spreading like crazy, millions of Africans are suddenly going to get access to all the world's knowledge all at once. How often do you use YouTube to figure what's wrong with your car, when to plant seed, how to build a computer tower, help with your math homework, etc. I expect Africa in terms of growth to out pace everywhere else over the next 30 years. I have VT at 40%, VEA at 20%, VWO at 20%, AFK at 5%, bonds 5%, individual stock 10%
90% in VT, 10% in cash/bonds/whatever dumb stock idea that you want to lose money on. Losing a little money on dumb investment ideas at your age will be incredibly valuable as you age, but the 90% in VT will make sure that you don’t lose everything. Then get a 401k at a job and keep putting more funds into VT, VOO, VTI, or whatever is available to you
Honestly , just buy VT. Set and forget. Add more money to it whenever you can.
3 fund portfolio is US, Intl, and bonds. Just because you picked 3 funds doesn't make it a 3 fund portfolio. If you want to overweight with QQQM or NLR then do whatever you want, but you should stick to a good base. Recommend VT instead of VOO then whatever else you want to do is up to you.
I did VT today for a handful of shares (am poor)
It depends on your brokerage but at the very least, do the minimum amount you can afford. I prefer to purchase full shares, but if I couldn’t afford to do that, I wouldn’t let it stop me. That said, VT is not a short term hold. It is there for investing. You can expect it to grow, but if you need $1000, you *need* to just keep that money in cash and stop spending. What are your goals? $1000 by a specific date is not for a newbie investor. Which stocks will have a significant run up will vary significantly. I made a ton in CVNA last year and a good portion of that was because I’d held it and then it skyrocketed 50% in 12 days. I somehow managed to sell it just below its all time high. Google had a run up last year, too. Right now, Lockheed has been surging. So has Planet Labs. I *don’t* expect this to continue. You should have a stop loss in place, especially if you don’t know what you’re doing! I understand that the stock market seems like it should be easy money. I know there are a ton of people posting massive gains… but keep in mind, people also lose a ton of money. There was one point that there was a major dip and my account when *down* 250,000. I’ve recovered because I chose solid stocks that bounce back. I’m telling you this because this is life in the stock market. Right now, it’s largely a bull market and so it is easier to see stocks climbing and become overvalued. In a bear market, you can lose your investment. Don’t put money in to anything you aren’t prepared to see drop 50%. If you’re trading options, you can literally lose everything. It’s impossible to walk you through everything you should or shouldn’t do, but please, please do research about companies and stocks you’re interested in. Read the prospectus of ETFs before investing. Understanding these things will help you make informed decisions. Insider trading is real, but it isn’t going to happen with text/discord groups. Scams are common. It is unfortunate, but you can really only trust yourself and your due diligence. Good luck!
Now put it in VT and never look back
Stop listening to them! Get out of whatever it is you purchased and just count yourself lucky. There is no good shortcut here. Download thinkorswim, start trading paper money until you figure out what you’re doing, build a strategy, and know how to choose stocks. If that’s too much work, buy an ETF, probably VT because you don’t need to diversify, and put money in every month. It will grow over time and it is not a scam.
Makes me feel better about just buying VT.
Into an IRA. 50% in VT, 30% in bonds/income oriented stuff, 20% in a cash sweep to be deployed into VT at the next significant correction. Leave it alone for 20 years and it’ll proliferate like a rabbit on cocaine and viagra
Sell $2m and reinvest it in VT. You've already won, the only way to lose now is if you fuck it up now
Tax advantaged accounts first (ROTH IRA and 401k), because of the well, tax advantages. Also, it’s best to plant a tree now, so it can grow later. So even though they are retirement accounts, when you’re 60, you’ll have a ton of money. Then after a brokerage account. If you just wanna chill, either VOO/ its alts (S&P 500), VTI + VXUS/its alts (US total + International respectively) or VT/ its alts (Total world market) It’s not that deep so just pick one and stay contributing and buying shares consistently, no matter how small. The particular stock doesn’t matter as long as it tracks either of those indexes. (S&P 500, total US, etc etc).
You want VT not VOO. Why put all your eggs in the USA basket?
You are too young to have any bonds IMHO. Accept a possible 30% drawdown in an all stock portfolio, or a bit less with 10% bonds, and check back in 20 years after 12% compounded gains. You will have literally life changing money. Just do VOO/VXUS or VT. Every time you get the urge to time the market, zoom out. You will see up and to the right. And now is not the time to not be fully invested, the money printer is on and you need to hold assets like stocks.
Held off on 6 months of DCA'ing into VT in the main port trying to time the market because I'm a greedy slut. Said fuck it and caught up with 6 months worth of buys today. Crash next week.
VT is perfectly fine. Even John Bogle himself said 100% U.S. was his preferred strategy, given U.S. companies have so much international exposure already. Going all in VXUS is idiotic though.
Right now I’m mostly in VT which does help my anxiety to know there’s some diversification there - I’m glad I’m not straight VOO (it was tempting but I was just too risk adverse.) I’m thinking of putting my money into VXUS for a bit and then sitting down to do the math to rebalance into a cleaner VTI/VXUS portfolio that better matches my risk appetite - but maybe when I’m not feeling so panicked and am feeling a little more clearheaded.
That’s a fair point. Trying not to panic but it’s only been the past 2 years where I could really start investing more aggressively and actually fund a Roth IRA. I’m getting anxious that everything I’ve put in is going to get wiped and because I didn’t have much saved prior to 2022/23 (just around 50k), it will all get decimated if we end up crashing to 2022 or even earlier levels. If I hadn’t gotten such a late start on retirement, I’d probably be a lot more chill about these levels. I’m glad I’ve been more focused on VT and less on VOO/VTI during this period at least, so I have some built in diversification. This Greenland shit is making me anxious though.
I’m just a boring retirement investor. Usually I’m putting money into VT but with everything going on, I’m starting to wonder if I should be putting it all right into VXUS instead - these ATH are making me nervous. What are you all doing with your retirement funds right now? (Especially if you’re in your late 30s-40s?)
This is definitely not for an average index investor, like TQQQ is not generally recommended for them either. They should only buy VT. The play is for those who would like to own semiconductor stocks or high growth stocks, which are the majority of this sub. So they are gonna buy those companies anyway, and I offer an another option here. If this is recommended for index investors then it’s indeed hindsight.
Honestly plan to VT and chill after seeing this one through
VOO, IVV, SCHG, VT, VTI, QQQM You want to capture the growth of the market as a whole for most of your money.
VXUS is one available option for an ex-usa holding. Or you could just hold VT which is a total world market index.
I’ve decided to go through with my idea, the plan is to max out my ROTH with VTI and VXUS in a ratio of 80/20. I would go with VT but doing VTI and VXUS would allow me to control the amount I would like to invest if US market or International Markets rise and fall. For my dividend portfolio I went with the good hard hitters like Realty O, QQQI and IAUI to name a few.
Former financial advisor here. First, it depends on where you hold these accounts (IRA, Roth, Taxable, etc) It also depends on how much of your overall net worth this would represent. Most importantly, it also depends on your tolerance for risk. In general, you probably shouldn’t own any individual stocks. The likelihood is in the long run you will underperform or take more risk for the performance you get. Presuming your risk profile is a 10 out of 10 (Based on your stock picks), why not just hold VT at 80% and 10% each of AVUV and AVDV. This would tilt your portfolio towards small cap value which has historically had better performance than the overall market. If you wanted to add a tactical sleeve containing individual stocks (I wouldn’t, I’d still say buy an ETF) keep it under 20% of your portfolio. If you need this money in the next 10 years, you should have as much as half in bonds.
VT, VTI, VXUS. Might get spicy and buy VOO.
VT soundly beat VOO last year due to trends that miiiight continue (not pointing fingers at any specific presidents)
12 months income in savings in USFR, and a 50/50 split of VT and QQQ. Income is from USFR is reinvested to the EFFs. Buying every paycheck. The same as it always is.
I don't want to be an ignorant regard but I can't take much more of these headlines man. Going to VT and chill and check out of the news/reddit for a while.
Invest every dime into VOO or VT. Dont deviate. Dont pick individual stocks. Just keep investing everything you can.
VT or whatever total market domestic + international equity fund equivalent. And just do a $150 per month auto invest and save yourself the headache of trying to do this manually every day and forgetting. The returns will be the same and there are huge behavioral benefits to setting up an automatic investment.
I was exactly you last year and lost a total of 212k on the upside, and about 40k net total, because I was paper handed. Now I'm just VT and chill.
You just need to buy VT and be done. This way you won't miss out on that golden egg.
I expect a lot of capital will move from the US now the upside is looking more limited and the risks are going exponential thanks to trump. I think VT is therefore following the crowd and very heavy on played out stocks. And that's before you add in growing dollar weakness. UK and Europe looks undervalued to me, and Asia has further to go. So that's where I'm putting some allocations rather than just following VT* Jesus.
It's about short term vs long term taxes. It's my 'safe' index allocation (the bulk of my savings) that i stupidly put into poopoo spy instead of chad VT.
SPY ends red. QQQ ends red. VT ends flat.
Today's events will likely have two outcomes in the next 10-20 years. Either the US maintains it's dominance, meaning little changes and S&P 500 continues to outperform the rest of the world, OR, The US loses it's dominance meaning investors will move their money to more stable markets where EU and Asian markets will likely benefit most. The former relies on the US demonstrating continued growth stability. The latter relies on loss of growth stability. So how do you position yourself to benefit from either outcome? VT (World tot. market) usually performs between VOO (S&P 500) and VXUS (World tot. market minus US stocks), which I think is you're best option for any outcome with one assumption, the money remains in the stock market and isn't pulled out to invest in other asset classes (previous metals, cash, bonds, etc).
“Common advice”? I know VOO and Chill is the mantra among younger redditors only investing during a bull market. Older/wiser investors will say VT and chill or some variant of VTI/VXUS and equivalents.
If you’re going to hold a stock for at least a year (which you should, if for no other reason than nabbing a lower capital gains tax rate), investing hours of research into that company is the right thing to do. If you hate sitting in cash, allocate your reserve funds to VT, VOO/SPY, a standard 60-40 portfolio, a ray dalio all-weather portfolio, etc so you don’t have this FOMO compelling you to make rash decisions
Just VOO or VT and chill dude. Trust me. No sense wasting all that stress and energy on something that will ultimately probably lose to the market annual return in the long run.
That's fine to not know it all yet, that's why the suggestion to get it invested into an S&P500 index (largest 500 publicly traded companies in the USA) while you learn more is a reasonable suggestion in my opinion. S&P500 is the benchmark that most other things are compared against to determine if they were "successful", i.e. did they beat the S&P500? When you hear about people saying so and so "beat the market", they're almost always talking about them outperforming the S&P500 specifically. So if you invest into an S&P500 index fund like VOO, FXAIX, SPY (separate S&P500 index funds managed by Vanguard, Fidelity, and Spyder repsectively) you will be matching the "market rate". Whether that is a gain or a loss is another story. Order of importance of what accounts to put money into is generally described on this sub as: 1.) 6 months of expenses in HYSA (i.e. money market fund, highly liquid) as "emergency fund" 2.) 401k contributions to meet full employer match 3.) Max an IRA 4.) Max out the 401k contribution 5.) Taxable brokerage As far as what investments to make, if you're young something like 50% S&P500 index or US total market index (like VT), 50% Global index this sub might recommend. But it depends on your risk tolerance. There are other funds that have a good chance to outperform those, but you might see -50% on a down year where S&P500 might just be down -20%. Personally I like to research companies and pick stocks, but I'm also not a professional, so I like to hedge my picking by allocating around 50% of my entire account portfolio to S&P500, then pick riskier index funds or individual stocks with the rest. I also spend all day every day focusing on it, which not everyone wants to do, so the general recommendation on this sub (this sub slants to low-risk consistent gain over time) is to stick to index funds.
Yeah dollar will probably die when jpow goes. Buy VT i guess.
VT is basically VTI and VXUS, and I would pick the latter two together for rebalancing and foreign tax credit. But if it must be just one then VT.
VT and chill. It's truly the only thing you can really count on.
Target dates are fine overall if you want to play it safer, but I personally do not care for having Bonds when I'm younger. If you want a good set it and forget it fund, I recommend looking at VT. Also a smart one to be in with all the current and upcoming fuckery of the US.
The charts for MSOS, IWM and VT are matching almost 1:1 All of this because of the possibility of Pam Bondi getting fired? LoL
VT or a target date fund (for your retirement) are you best options. I wouldn’t do what you’re proposing, but if someone put a gun to my head those would be my choices.
VT would make more sense as it owns 98-99% of the global stock market.
My Roth IRA is 100% VT (Vanguard Total World Stock ETF). Keep it simple and focused on the long term (\~30 years) with minimum noise. My Pre-Tax IRA, 401k, and taxable is a bit messier in regards to allocation.
You can make considerably more money with individual stocks. If you pick the right stocks, you can make more in individual stocks in 1 year than VT or VOO in 10 years
VXUS / VT are Vanguard ETFs. Fidelity has their own too, just hood “fiedloty international etf”
Including all of us who hold any ETF or mutual fund. If you invest 100k into a globally diversified portfolio like VT with literally ten thousand different stocks, you still hold $1170 worth of Tesla.
Yeah since november. It's up like 20% over 1 year (in euro terms, ex-uk would be even higher since the pound dropped almost as much as the dollar). That's highly highly unusual though. I assume ai and mag 7 money rotating into gold and ex-usa stocks in a desperate attempt to hedge somehow. Still that's why i would suggest VT or msci world over spy at this strange moment in time.
Kinda have to hedge the drawdowns *before* it happens. Otherwise youre liable to be selling low on stocks and buying high on commodities/bonds Leverage helps pack in diversifiers with uncorrelated price action, like GDE (90/90 SPY/Gold), RSST (100/100 SPY/managed futures trend algo), RSSB (100/100 VT/GOVT - aka treasury bond index), or just leverage on equities to leave portfolio space open to directly buy the hedges, either with LETFs or box spreads or LEAPs
VT To spice it up 10% towards us small cap value, small cap international, emerging market.
What's ur recommendation? Just buy VT?
When VT is outperforming VOO you know it's been a year The entire reason I get VT is diversification at the cost of (normally) upside
VT will be more popular than VOO in next 3 years at least IMHO
I think the top holdings in VT are similar to the top holdings in QQQ. Gold does nothing for long periods of time and then goes way up. It just went way up so this might not be the best time for that one. I'd probably just put the gold money into Bitcoin (IBIT).
VT and have a higher portion in BND than usual. 60/40 portfolio. Shift cash to equities on sell offs. Rotate back into bonds and treasuries after recovery, repeat.
50% VT. 10 % BA , 10% HON , 10% GOOG, 10% RSP . Last 10% speculative picks im feeling drones and space personally ONDS , RKLB ,and ASTS .. buy on red days . likely no 1 will agree with me and im ok with that
Thanks! Yeah i'm Italian so i don't have access to US tickers. VWCE is an all-world ETF, probably the closest US one would be "VT" You can't really go wrong picking an all world whichever it is (VOO, VTI any S&P) If you are European like me, VWCE is a good and reliable ETF. I too invest 300 eur a month! That's a good resolution, your future self will be happy and proud. Never stop whatever happens
Thank you I just read the Simple Path to Wealth. I liked it and thought about giving it to him. The thing is while ETFs are fine, I don’t want him to think that’s all there is. Basically it can be summed up as VT and chill. I want him to understand there are other choices depending on market conditions. I also recently read a book on dividend investing which I liked because it explained what owning stock means in simple terms but I also do not want him to think that’s is the only path either, that was by someone obscure but I enjoyed it even though it is not complicated, Dividend Growth Machine. I am reading one of Mary Buffett’s books which is focused on determining which companies have a competitive advantage in their market. I like it because it demonstrates bottom up investing (I tend to be more top down) and would teach him how to analyze a balance sheet (assuming he is motivated which he really isn’t). I read the first edition of the Millionaire Next Door, I do not remember it. I am not looking to help him make a budget or anything like that, for that I would consider the Wealthy Barber which I loved when I read it 30 years ago, I genuinely want him to understand the market, learn how to pick stocks, ETFs and CEFs
I would shrink the thematic funds to a smaller bucket so that way underperformance of a sector in the future doesn’t sabotage you. If you want to make a bet on them, that’s fine, but plan for if they go south. I would remove the small cap fund and roll that into your core holding or switch to a small cap value fund with quality screening to tilt toward academically informed factors. Make sure you want the high dividend one. Dividends are not a priced factor and do not correlate with higher returns. You will underperform VT over 5-10 years. If you need the dividends to b keep you disciplined, this is a fine play, otherwise consider switching. In any case, whatever you out here should be your core holding. Shift your buckets around until this is 60-75% of your portfolio.
They come directly out of the ETF's value. If you hold a fund with more than 50% foreign stocks in a taxable account the US will refund you some of that money on your tax return. VT is than 50% though.
The ETF, VT. Total world market weighted by market cap. If you don't want to take risk, that is what short term government bonds are for, but good luck with trying to trade geopolitics if that's what you want to do instead.
>Not trying to chase returns, mainly want something simple, diversified, and easy to stick with long term. If this is what you want then just buy VTI+VXUS or VT and maybe a bond fund.
What is a VT profile? With or without the oversensationalist garbage media, I'd like to be as insulated as possible against potential spread of conflict and destabilization.
If you have a 72% return, then that means you're gambling with options trading. Quit now while you're ahead and park it in an ETF like VT/VOO. You'll be set for life.
This is the way. VT is widely diversified and low cost.
you need to understand the future value of your money so that you truly see the risk you’re taking. if you were to invest all $120,000 of your profit into a broad market index like S&P 500 or an all world ETF like VT and assumed you made an average 7% return for the next 30 years you would have $962,000 from just this position alone. is it worth losing that for a chance at making more right now?
80% VT 20 AVDV is an excellent portfolio
Individual stock picking is not correlated to long term investing success. Whole market index funds held for a long time are. Consistently hitting the market average is something to celebrate. It's easy to do these days and nearly entirely stress free. Professional stock pickers struggle to beat the market average and they can't do it consistently. Chances are you're not better equipped or more well informed than a professional broker working at a big firm. Brokers have good years and bad. Retail investors have good years and bad. If you're hitting the market average you're doing better than most. VOO, VTI, VXUS or just wrap it all together and go for VT.
What you can do is go to Yahoo Finance and check 1y Target Est. Then pray the analysts know anything useful and no macro event happens. Or just do the smart thing and buy VT, if you want to beat the market just leverage it 10% on a downturn below MA200.
I dunno about all that, I just toss my savings into VT and watch it grow 10% YoY
Take your profits and dump at minimum 90% into VT. Then don't touch the money in VT for 20 years, except to add to it.
Stop watching over-sensationalized garbage. The world will carry on. Those with a VT-like portfolio will do fine.
Anything could make more sense than what I'm doing. Our 401k's are in VOO equivs and taxable account is nearly all in VT. It's just our Roth IRAs that are all in on VOOG which have done better than VOO but they are a small % of our overall holdings due to contribution limits (we backdoor but don't have access to mega backdoor).