VT

Rocket_Man54321

if you need a hold hedge that isnt dead money or VOO/VT, DBMF is a CTA hedge fund tracking ETF (kinda like the Nancy one but for hedge funds) that I think is a sleeper pick among the AI rug pull frenzy. idk if ppl even hedge at all though 🤷‍♂️

Savings_Industry_405

Fair. I agree the contribution rate is the biggest lever. I’m not trying to pretend ticker selection matters more than maxing the Roth. My main goal is just cleaning up the structure before I keep contributing for years. I’m leaning toward dropping the individual stocks and either going simple with VT, or using a controlled ETF stack like VOO / VXUS / AVUV / AVDV so I can keep a U.S. and small-cap value tilt. So the real question for me is simplicity vs control, not whether allocation matters more than savings rate.

therealjerseytom

Still might as well be 100% VTI or VT. Personally I'd say VT. If you're contributing ~$7500 a year, great, that will make way more difference than anything else until you're around 30 years old.

MrBob161

I VT and chill and get like 40 percent coverage outside of the USA.

therealjerseytom

You might as well just be 100% VT or VTI or something. You have $144. A great year in the stock market, let's say +25%, and you're at $180 a year from now. $144 to $180 in a great year. **If you can max your IRA contribution, your IRA goes from $144 to $7644.** Farting around between all these stock tickers is wasted time. Focus on *budgeting* and finding how to contribute another $20. It is going to make SO much more difference than this dicking around between ETFs.

1-Dollar-Doge-Coins

Most people don’t have their retirement in QQQ. Most use VOO, VTI, VT, etc. (or target retirement date funds, which track VTI or something equivalent). None of these ETFs changed their rules for SpaceX. SpaceX isn’t going into the S&P500 (yet), and for broader “total market” funds, they’re just like any other stock, accounting for an immaterial portion of total market cap. It seems like you’re just repeating misinformation you read on Reddit.

bofoshow51

I highly recommend the [Financial Order of Operations](https://moneyguy.com/guide/foo/#7-hyperaccumulation) for not just investing but general financial literacy and priority. It’s great if you are investing aggressively and getting a 10% return, it’s bad if you don’t first pay off your credit card debt with 25% interest so you’re losing more money than you’re growing, or you didn’t first build an emergency fund to handle the little surprise expenses life throws you and you have to pull money out of your investments. In terms of what way to actually invest, I highly recommend the [3 fund portfolio](https://www.optimizedportfolio.com/bogleheads-3-fund-portfolio/?gad_source=1&gad_campaignid=10886055113&gbraid=0AAAAACPYnC6gFzivnN-AeQgEAzjrRXjev&gclid=Cj0KCQjwio_RBhDMARIsAJPveNPg67JDp3ImRsx7BkqroO_gAI2xRVosB4Epp3u9It3_7MtQ6_RMS8caApl5EALw_wcB) for maximum simplicity, maximum success, and minimum worry/effort. Buy low-cost broad market index funds, get one each for US stock market + international stock market + bond market, ideal funds are VTI/VOO/SPY + VXUS + BND/GOVT/VGIT or even simpler VT (total world so US and international together) + bonds. When you’re young you want way more stock index funds than bond index funds in your portfolio, for reference I am a 95/5 ratio of stocks to bonds and 29yo, and I’d be 100% stock if not for my 401k target date fund having a small portion of bonds anyway. When you are near retirement, about 10-15 years away, you adjust your ratio more to bonds. It’s preference what that retirement ratio will be, I plan to go to about 75/25 or maybe 80/20 depending on how I feel my risk tolerance is in my old age. Hope that all helps!

MachuMichu

Either is valid. I'd say it depends how active you want to be with it. If you don't want to bother with it too much then your ETF stack is fine. If you want to be more active with individual picks then it might be better to have a simpler core so you don't end up overlapping too much. The great thing about AVGE compared to an index fund like VT/VOO is that AVGE is actively managed for higher expected returns. So while you cant control the weights, professionals are doing that for you. If you prefer to have control, then yeah you'd want to set up your own ETF stack.,

bonbb

Can diversify to international portfolios like VT( Vanguard Total World Stock) and KSA(iShares MSCI Saudi Arabia ETF).

TreGet234

QQQ vs 1.5x leveraged VT What would you hold for 20 years?

TreGet234

1.25x levered VT

MSFusionHV

All this babbling. Just wisely invest in VT.. no need to analyze the markets and react to headlines. AI and space are likely to disappoint greedy FOMO performance chasers.

MSFusionHV

Why are you doing this to yourself? Just wisely invest in VT and ignore the noise..

JustCan6425

Just dump 5% of your portfolio into SpaceX after it starts trading. If you can’t handle the risk and emotions, just move your money into sp500 and VT. “Trading” might not be for you 😂

MSFusionHV

VT is the move. Unfortunately all in US, especially tech, can face significant stagnation for a decade+. How would you react? It's a realistic scenario.

FifaPointsMan

So if I hold VOO I am safe but not if I hold VTI/VT?

Helpful-Staff9562

I had my real estate, passed on from family, since 1988! So it was a very long term game but even longer term loss of opportunity cost, taxes, mantaninance etc. If I jad just put that value in VT I'd have roughly 8m usd vs the 300k in sold it for (where the income it generated was totally eaten mostly by the crazy costs it involved to keep that big house).

Throwaway-Addict

Hi, I am looking to rebalance my 401(k) portfolio and reduce my exposure to SpaceX. I am considering shifting toward S&P 500 index funds (SPYM) and VXUS instead. Does anyone know whether VTI, VT or other total-market index funds would include SpaceX immediately after it becomes publicly traded, or whether they have better eligibility requirements similar to the S&P 500? Thank you.

Zephyruos

VT and chill.

mentalracoon

I'm fairly new to investing but I'm starting to wonder what's the point of having a week or two of green if one red day can wipe the entire profit. Think I'll just buy and forget with VT when/if my portfolio recovers. https://preview.redd.it/zg84o7cbcl5h1.png?width=1005&format=png&auto=webp&s=0e38825148e64e96039d2dc94997b35b9f2d0cb9

Ancient-Swordfish292

Index funds. VT and chill. High yield savings account is ok for an emergency fund. I like VUSXX better though. Series I savings bonds even more, if you can stand the 1 year lockup. Recommend credit union over bank; lower fees usually.

_hunter_x_biden_

To engage with the mtg metaphor, buying VT would be like if you could play a deck which has the performance of every deck at the pro tour weighted by their popularity. In mtg you have to make a metagame call and choose something to play and pilot it well, but the same thing isn't really true of the stock market

arcanition

Pretty safe: VOO Safe: VTI Safer: VT Safest: An overall fund that includes both US and ex-US equities and bonds, such as the Vanguard Target Date (e.g. VTTSX) or LifeStrategy (e.g. VASGX) funds.

think_harder_plz

Allow me to introduce you to VT

basicstandardcontent

Picking stocks is a fools errand which is why everyone here have such long todo lists. Stick with VOO or even better VT and just cry it out when you see the mega gain posts like I do. Investing is all about choosing when to cry.

vertigo88

You're right, there is a bloodbath! Equities, especially semiconductors are now back to prices not seen since...mid-May 2026. You guys have holding windows measured in hours. Set it and forget it, and do it with a broad based ETF like VOO or VT. Doesn't matter which one pick your flavour.

wha2les

Yes but I don't want to sell my holdings. VT is my core, and I add S&p500 to adjust us exposure... So selling VT would be annoying

nicolas_06

QQQ replicate NASDAQ 100 that isn't representative of anything. it track the 100 largest non-financial companies listed on the Nasdaq Stock Market. over a long period of time, there no reason for NASFAQ 100 to be especially tech stocks or to be representative off whatever. For all we know companies may decide to move to another exchange... Like some are moving to the Texas stock exchange. VOO at least use SP500 that is really representing something: the top 500 stocks of the US market. But it isn't very good especially long term because it's only US. Long term US will likely end it's gold age. So you don't want to bet on a single country. You'd likely want more like VT, total world stock market.

MeteorPunch

You don't want to, but that's what a broad index fund does. VOO/VT/VTI buys what people buy.

Ancient-Swordfish292

I've got VT in my Roth IRA. Thinking to switch it to VOO and VXUS to retain the same domestic to international weighting but with the S&P 500 on the domestic side.

IllllIIlIllIllllIlll

Neither. Only VT would be the move if you held infinitely. Even the greatest empires always ended up toppling. 

Visible_Handle_3770

No, it's not, the SPX is 40% tech right now and about that same percent just in 10 names. Not to say VOO or VT are bad long term holdings, but because they are market cap weighted, and we are in the midst of a crazy run for big tech, their diversification benefit is less than is typical. It is easy to be more diversified in equities using sector etfs, or an equal weight like RSP.

kielkaisyn

I mean, VOO is down 2.5% yet up 24%, 3% down / 23% one year for VT, pretty hard to get more diversified than that with equities.

kkkssskkksss

There's a couple options depending on what brokerage you use. Just do VT (Weighted world fund) if you want a one stop shop or VTI/VXUS (Total US/Total International) or whatever equivalent ticker at a 75/25% ratio if you want a US home bias tilt. There's also an argument for a 80/20 ratio of something like VOO + AVUV if you want to tilt to small cap value but have a majority of your holdings in the SP500 if you believe in the value premium model. International allocation is optional but recommended just for diversification and to avoid currency risk in a single country. Anywhere from 15-35% is fine. Doing pure SP500 is also fine. Want to avoid trash small cap growth companies and rugpull IPOs? DFUS is an active managed total US fund but with a very low 0.09% ER vs 0.03% VTI which is insignificant. As long as it beats VTI by 0.06% a year which so far it has then it's worth. Nobody knows the future though. Boomer index investing is boring and has low consistent returns, but you also won't fuck yourself trying to beat the market. Consider slowly adding like 10% bonds depending on your age too.

trix_is_for_kids

You break even by stop gambling. Literally the only way as you have a debilitating gambling addiction. Get off this sub and put your cash in VOO or VT and never think about the market again.

Bidesign54

Dunk it in VT…starting from the foul line. Clyde Drexler kinda 💩!!!

DarkVoid42

yes its good advice if youre a day trader. but the best advice to grow wealth is to put it into VT and leave it alone.

VanilaaGorila

Little VT, little VOO, little VWO, a little bit of Monica in my life. 

InvestingNerd2020

A) Stability. The standard deviation on the S&P 500 ETFs and index mutual funds are 2nd most stable with 7% or higher upward growth. Only ETF VT is more stable. B) Quality stocks. All the stocks in the S&P 500 index need to have 4 straight quarters of profits. Basically, a collection of winners. C) Low expense ratios. As low as 0.015% to 0.19%. For ETFs, as low as 0.02% (SPYM). These are very small prices to pay for stable winners.

wha2les

Only silver lining is VT would have less exposure because it isn't 100% US... But yes it sucks

ShadowLiberal

Also most American large caps get a significant portion of their revenue from outside the US, so IMO you aren't really gaining much more international expose with VT either.

Remarkable-Driver160

Sweet, thank you, glad to know VT and VTI are not changing their inclusion rules!

sunpar1

VT has too much international. I prefer to VTI + VXUS to control how much international exposure I have.

big_deal

$270k is 10% of your total liquid assets ($270k+$2M+$250k). So it's a significant but not overwhelming amount relative to the rest of the portfolio. It sounds like the majority of your portfolio is allocated quite aggressively (90%VT/10%BTC). Therefore, I'd probably drop it into a high yield cash account and gradually allocate to your desired overall allocation over 12 months or so. This won't maximize expected return but it might reduce regret if there's a market dip over the next 12 months. I don't think I'd necessarily wait for a dip, just shift it from cash to VT on a schedule.

ScytheBuster452

Maybe lump sum it into VT now, or split it into 3-6 monthly buys if you need peace of mind, because waiting for a 5% drop is still market timing.

Da_Cum_Man

50% $SPY 40% $VT 10% BTC All of which are my weekly recurring investments for (mostly) safe and boring gains, the BTC volatility gives me my excitement and dread

Impossible-Will-25

Since youre already handling a $2M portfolio, sitting on cash waiting for a 5% market drop is just classic market timing that could easily backfire if the market keeps climbing without you. Mathematically, dumping it straight into VT right away is your best bet, but if that feels too scary, just automate equal chunks over the next 3 to 6 months to take the emotion completely out of it.

jzeffer

19 days ago you had $1.6M euro invested (85% VT 15% BTC), but then 2 days ago you now have $1.9M euro invested (90% VT 10% BTC). Which is it? Cuz BTC is down heavily over the last 2-3 weeks. So am I jealous (you don’t know anything about my nw or investments) or are you just making stuff up?

jzeffer

19 days ago you had $1.6M euro invested (85% VT 15% BTC), but then 2 days ago you now have $1.9M euro invested (90% VT 10% BTC). Which is it? Cuz BTC is down heavily over the last 2-3 weeks. So am I jealous (you don’t know anything about my nw or investments) or are you just making stuff up?

mdatwood

VT and VTI are total market funds. Your disappointment is with the market highly valuing these companies, not with the funds.

showeringmonkey

90% VT, Just put the rest into DRAM, you have Micron earnings in June 24, just sell before or after then The sector just dipped 7\~10% on AVGO's guidance despite earnings and revenue beat, So you can reap the rewards with the dip and easily cash out 10% before June ends, or hold throughout June till Micron earnings call and squeeze out another 5\~15% bonus.

_freckles__

Do you have a place that is yours to call home. You already have good amounts in stocks and markets, next you should probably focus on getting a place to call yours. If that is already taken care of , then VT is fine, but maybe have a little bit in some growth/momentum plays like SCHD, SPMO, FMTM etc. Allocate maybe 10% for these aggressive plays maybe

Far-Photograph-2342

Honestly, with a $2M portfolio already invested, I'd view the $270k as just another allocation decision rather than a life-changing sum. If your long-term plan is to keep buying VT and you already believe that time in the market beats timing the market, waiting for a 5% drop might just be a form of market timing. That said, if investing it all at once would keep you up at night, there's nothing wrong with splitting it into a few tranches over the next 3-6 months. The best strategy is often the one you'll actually stick with. The bigger risk here may be sitting on cash waiting for a correction that never arrives.

Ahamadrayasbaboon

Yeah, that’s kind of their goal, and it’s how the fund is marketed. Same with VT.  Only a meathead would be surprised that their VTI position will include like 0.1% Space X, or whatsver it ends up being. 

cowboynude

I cannot fathom rotation out of AI. The genuinely revolutionary nature of this technology is magnitudes more powerful than wars, natural disasters, sketchy IPOs, etc. You don’t have to think Pets.com will survive 2000 but you have to see the internet will. I see AI the same way. I don’t want to own any AI companies but I want to own all the companies that will inevitably sell to whoever the inevitable winner is. I am personally comfortable with the weight already given to QQQ’s main holdings in more diversified index funds like VOO and even VT. I already own Nvidia and TSM and Google thru VT. Buying QQQ is just doubling down on hyperscalers, only one or two of whom will survive. That’s not even getting into the bad valuation around SoaceX (although I very bullish on SpaceX long term). And then with my satellite I am personally comfortable ally more comfortable with avoiding the American market entirely and betting directly on continued AI capex thru 2029 on ASML. 80/20 VT/ASML

cowboynude

VT and chill

cowboynude

High enough that I am spending 2026 in 80% VT and 20% ASML to ride the wave without the drama. If SpaceX changes the world, ASML gets more buyers. If SpaceX sucks $100b out of every other stock and causes a selloff, and the magnificent hyperscalers scale back capex, ASML gets hit less than QQQ. When the dust settles, I will buy back into QQQ one way or another. I will either have less shares or more shares. I think I will end up with more QQQ shares by pivoting away from QQQ for the next 2 months in a way that still captures some if not all tailwind. (Real risk is China. But why can’t we be friends? Why can’t friends let other friends sell deep UEV lithography to other friends?)

Necessary-Ad-6254

I think the volume is too small, there will definately be a pump. And QQQ, VT will definately be forced to buy it. I dont' know how this can even be legal, but I guess this is the USA.

FarVillage188

nah, VTI is a US bet, VT is a world-diversified portfolio, pure market return capture without any specific bets

Sportfreunde

I'm not an American but out of curiosity, after everything you've seen the past couple years, also seeing the future of the treasury market etc, why wouldn't you buy something more diverse like VT when it has the same low cost and you have access to it?

NoTeslaForMe

Correction: *Some* Vanguard funds. #1 ETF VOO is S&P 500 and some others are Russell. But VT, VTI, and VUG are absolutely CRSP. VTV is too, but there's no way SpaceX is a "value" company. VXF isn't CRSP, but almost by definition includes stocks excluded by S&P 500; for years, Tesla was its largest component. The idea because using CRSP was to wiggle out of the fees S&P wanted Vanguard (and thus shareholders) to pay. But this is a side effect of that.

howtoretireby40

I moved out of VOO (s&p500) over to VTI (us total index) but maybe it’s time to consider VT (world total index)…

TheSuppishOne

Does VOO not have SpaceX in its portfolio? I thought the big funds like VT, VTI, and VOO all had the Mags in them?

matlockga

I got mad and sorted it into VT after the order failed. 

cowboynude

I have $200k in an IRA with no debt at 32 allocated as follows: 80% VT (Core) 17% ASML (Satellite) 3% cash (Powder) If ASML goes over 2100 I take profit and buy VT. If ASML goes to 1500 for cyclical reasons like capex cooldown I sell VT and buy more ASML. If ASML goes to 1500 for structural reasons like China export bans or quantum competition, I sell all and VT and chill until I find a new monopoly satellite. Alternatives I considered to ASML for my satellite: - LEU/BWXT combo (nuke ren picks and shovels with monopolistic upside, but nuke ren is more speculative than continued ai capex… if i was looking to retire at 60 instead of 40 i’d own more LEU). - ASTS (seems like a clearly better product than global star and starlink, although the fundamentals are a mixed bag) - AMAT/LAM (basically the same chip-chokepoint-play as ASML except at a discount because the moat is not as crazy… all three rely on the same 3 buyers (TSMC, Intel, Samsung) who in turn rely on the Megacap capex. I see AMAT/LAM as cheaper riskier little cousins of ASML) Long story short, 80% VT and chill, 0-20% satellite based on conviction (can be literally anything other than VT, doesn’t have to be a stock, it could be the DJIA or the S&P. Just something to test against VT. Whatever you have conviction on. It doesn’t have to be semiconductor wafer fab equipment or small reactor fuel in 2040. It could be Nike ACG driving hype and returning Nike to prominence. At one point my biggest stock holding was the Uniqlo parent company because I really liked Uniqlo. Almost every stock is priced perfectly. Hence the 80% VT. Remember, investing 100% of your portfolio into something like VT is still not “boring.” It’s boring compared to QQQ or individual stocks. But VT is still roulette compared to bonds and mutual funds.

Emotional-Power-7242

VTI and VT are always 5 days though. They aim to index the whole market, they're working as intended.

cowboynude

Edit: cash is boring, I hedged the Nasdrama by going 80% VT, 17% ASML, 3% dry

ScheduleSame258

For those wondering VT tracks the FTSE Global All Cap index from Russell and will include SpaceX after 5 trading days. As will VT.

madhattr999

So is it only QQQ that will have to take SpaceX? What about VT and VTI?

azure275

Yes because VT uses a different index

LetsTalkControversy

So if I invest in VT will it be fast tracked into that index?

wandererarkhamknight

NVDA is about 4.2% of VT, TSLA is \~1%. What % do you think SpaceX will be of VT right after inclusion?

Azkon86

So SP500 >>>> VT now...

rainniier2

You don't understand how index funds are designed. It's based on free float of available shares, which is tiny. Here is the scenario for a $100k investment in VT. With $100k in VT, your realistic SpaceX exposure: |Time after IPO|Approx $ invested|Approx shares| |:-|:-|:-| |1 month|$0 – $50|0 – 0.4| |3 months|$50 – $150|0.4 – 1.1| |6 months|$100 – $300|0.7 – 2.2|

Fair-Search-2324

Deeply disappointed VT and VTI will be 5 days. I know it’s Russell that decides.

Ahamadrayasbaboon

If you hold QQQ, VTI, or VT, then yes, it is likely to be included a week or two after IPO. You are correct about that. But, again, it will be a tiny amount, and most 401k accounts can avoid it altogether if the person chooses to. It isn’t forced.  I’m not for this any more than you are. 

Ahamadrayasbaboon

Yeah, I’m sure it’ll make up like 0.2% of VT within a week. CRSP waived the inclusion delay.  SPY will be a minimum of 6 months if S&P decides to let it in early. Normal is at least one year, and they are considering reducing it to 6 months. 

walt128

It will be in other products than just QQQ. VT and VTI at a minimum, likely SPY not long after IPO

PutinBoomedMe

I've stopped stressing on trying to pick winners. I buy VT and just let it ride. One less decision to make in my day

drew-gen-x

Nope I'm a gambler & very heavy world ex us and very bearish DXY. My largest positions are $VXUS, $PHYS (Gold), $EWJ (Japan), $BRB-B, $VT, and $EWY in that concentration order.

drew-gen-x

I thought about buying PayPal today but then I realized all my biggest loses were individual stocks and all my largest gains were index funds and ETFs. So I made the rash decision to sell all but 2 of my stock positions and buy mostly $VT and $VXUS. I'm done trying to time this casino.

drew-gen-x

The top is in. I dumped all my AT&T and $TLT shares and FOMO all that cash into $VXUS, $VT, and $EWY. I still own Deere & Co and Sony; but I dumped all the rest of my individual stocks today. If no one else in the market wants to buy value, then why should I hold value??

mtnrnnr802

Yeah, no worries, I get it. Yep, VT! I’m out in the boonies - near Groton State Forest. I always tell people to visit there because IMO it’s one of the prettiest and most underrated areas in the state. Plus lots of moose, bobcat and bear haha.

HoneyBadger552

even VT is overweight on tech now. theres no escape

Ahamadrayasbaboon

Counterpoint: they could also just buy VOO or VT every month with some sustainable percentage of their paycheck until they come upon a complex question, like whether or not to do a mega Roth conversion at 60 years old. 

intelligentx5

It is an overreaction for a lotta folks. If you’re heavily invested in NASDAQ or FTSE, etc, then yeah, big hurts. But if you’re in VTI, VT, SPY, etc, you’ll be fine. It’s such a small float. Making only 3-5% available. For every $100k you have in SPY, only $80-$120 will be in SpaceX. People just need to sit and do the math. And then adjust their investments.

vetruviusdeshotacon

Historic pump and dump just in time for july 4th 250th anniversary. By june 29th there will be buying pressure from trillions of market cap of index funds, including VT, VTI and QQQ

Sarenai7

I want to VT and chill but I need more capital first so I’m in the casino 🎰

brainrotmaximus

thank lord I do VT & Chill. I didn't understand a word here.

KERAMI

This is the best answer. I used to spend so much time trying to decide on the best path. Now I login to verify my recurring deposit and purchase went through on a pay day and I log out. When I have a bit more maybe I'll set some aside to 'have fun with' but the lack of thinking and just committing to VT or VTI/VXUS or equivalents has been freeing.

DC8008008

Just do VTI/VXUS like your Roth. Or just VT which combines both US and International stocks.

L_wanderlust

I mean maybe *some* are fabricated but I don’t think most are. If you’re a more aggressive trading strategy and actively trade (like me but nothing crazy like 0dte options or meme stocks) then you can make a killing on these volatile AI markets. And again, actively trading is the key. Most of these AI stocks are up and down, not straight up so if you’re in there each day throughout the day you can trade on all of those up down cycles and make way more than you would buying and holding. However, you have to be comfortable trading that way and have the stomach to keep holding for a few days if the stock goes down for a couple days. It comes back up a couple days later and you’re suddenly up 5 figures again. It’s really insane and won’t last forever, so I personally am taking advantage of this opportunity to reap all the gains I can for my future. Having an extra 5 or 6 figure amount to just VT and chill will do wonders for future me. So TLDR, different trading strategies are in fact making people crazy amounts of money these days….but it’s def not for everyone!! Especially people like bogleheads or VT and chill people (nothing wrong with trading that way either but yeah you won’t make a killing on these high momentum high volatility stocks that way)

nobertan

Being desperate and attempting to rush things will get you burnt. Like the person dumping their wages into a lottery machine attempting to make rent… Maybe put it all in VOO or VT while you figure out a sensible plan ? You’d of been singing already if you did that before instead on sitting on cash — looking at charts and getting FOMO is some GME bag holder mentality.

nobertan

I like ETFs that cover sectors that I’m bullish on (medium to long term) and can’t pick 1 stock out of it. I’m currently rocking:- SMH - semiconductor etf IVLU - international developed FIDU - industrials VDE - energy / O&G I used to believe in the VT / VTI thing until they became incredibly lopsided, so I moved to more focused ETFs. Energy ETF will remain for a couple years as Iran shithousery will take years to work its way through (rebuilding extraction/processing infrastructure as well as restocking strategic reserves — likely to a higher level than previously), as well as sustained increased demand from data centers.

dissentmemo

VT

Historical-Pride-698

VT for everything. Add SMH if you want more chips. Don't buy single stocks yet.

MSFusionHV

Something like VT or AOA would be an excellent option and would be incredibly hard to beat. VT is total world stocks. AOA is the same but with 20 percent bonds if you desire a bit of stability (many people would struggle with a -50 percent drawdown). Don't bother picking stocks. Don't performance chase because great past returns tell you nothing about the future. Good luck.

MSFusionHV

First.. stock picking is a loser's game for the vast majority of people. Even pros can't best the indexes reliably. Second.. don't try to time the market. It is virtually impossible. Second.. you obviously diversify to hedge "current market conditions". A total world index fund like VT would be an excellent option long term and it'll be extremely difficult to beat. Realize that past excellent returns don't tell you anything about what you'll get in the future. US won't always offer great returns. Don't performance chase. Don't fall into FOMO. Ignore headlines and narratives. Stay focused on long term in a (truly) diversified portfolio.

OkProject2361

Take some gains off the table and put those in a global equities ETF like $VT. If you can’t stomach a potential drawdown before it happens, position yourself accordingly rn.

wiy_alxd

VT and no hedge.