VT
Vanguard Total World Stock Index Fund ETF Shares
Mentions (24Hr)
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Is it ok to never have bonds if you start investing early?
I have about 10k on hand. Thinking 50% VTI or VT,30% VXUS, and rest 20% in stocks. Unsure about my ETF choices though
Low volatility factor investing is criminally underrated
What is the quality of stock markets in other countries compared to US?
Searching for advice on F1 NRA brokerage accounts (Vanguard Vs. Schwab)
Is my portfolio made by my wealth manager too complicated?
Are these good lump sum buy and holds? VOO, VTI & VT
Thoughts on transferring “all” of my savings into equities
How should I invest to build wealth long-term in my early 20s?
Is VOO (US Megacap) plus AVDE (International All Market) a good balance of simple and diversified?
Would AVLV theoretically be any more profitable than a passively managed fund like VOO?
How much reasonable risk should I take on to maximize profit?
what's the point of tlt if it's just as volatile as stocks
I have a mental issue when benchmarking my portfolio - looking for advice.
Just transferred my workplace 401k to a brokerage 401k and trying to make the most of it
Feedback for shifting an IRA with slight SCV tilt to a full-on 5 factor portfolio.
Selling equities at a loss to pay for high interest mortgage
Does it ever make sense to have multiple brokerage accounts?
Stuck with current employer's limited 401K fund offerings, looking for advice on distributions
Have money in both Sofi Auto Invest and VT via Fidelity. Should I consolidate?
28yo, Is selling all my VGT and buying VT timing the market/performance chasing?
Are my portfolios any good? 96% equities / 4% real estate
"No more than 20% of one's stock portfolio should be allocated to foreign stocks? - Jack Bogle - Does this advice still ring true today?
Better to Hold More Specialized Funds, or Big Generalized Funds?
Ratemyportoflio : 45% VTI 40% VXUS 5% AVUV 5% AVDV 5% AVDS.
I just started putting money into a 401k. Where should I have that money invested?
Anything I should be doing to be more aggressive with my VOO/VT portfolio?
Why is the solar industry performing so poorly?
My un-intelligent way to make bets, as of now
What Do I Diversify Into? (small $ monthly investments)
Wanting to invest recent VA backpay - thoughts on how I'm proceeding about doing so
Invest in VTI and other "feel good ETFs" if you want to make less money.
How long do you recommend paper trading before doing actual trades?
Fidelity's Limited Automatic Investing Options vs Having More Accounts
My friend claims my method for investing may not be allowed, can anyone clear this up for me?
How is my Vanguard performance returns negative, when my investments are in the green?
why do people act like if the markets are down over a decade or more the world will turn into the last of us
How safe are ETFs if broad index funds didn't exist?
If safe ETFs broad market were an option - what would you chose?
Selling long dated deep ITM SPY or VT puts instead of holding shares.
90% are in blue chip stocks and VOO/VT (~85%). Also new to investing RIP
Should I keep holding ENVX and buy the dip?
Steak (Live Cattle) hits an all time high.
Please don't crucify me.. What is the actual point of all of this?
My Dividend Portfolio, 60 / 20 / 20 - VT / VIG / SCHD
Mentions
Either a top secret mission overseas where you need an alias… or prison. Either way! VT and chill.
Why is my VT holding acting like a meme stock.
VT, VT, VT (for all 3 timelines)
DCA and buy bonds and VT (or something close to VT with a sector tilt based on what risks you're personally more exposed to) is the right advice for almost everyone, though. Anyone who that advice doesn't apply to isn't going to be asking for advice on Reddit and anyone who needs to ask for advice on Reddit absolutely should not be doing anything more exciting than that.
I mean other people have complained we talk about nothing except buying index funds for the long term. If people complain this sub is too boring and just VT and chill and others are complaining about too much talk about trading we probably have a good balance
I'd say that is a fine approach. However, I will note that $SPY and $VOO are actually basically the same thing (both hold the same underlying companies) so I'd recommend just choosing one of those two just to keep things organized/consolidated. $VOO charges a lower fee, but a lot of people choose $SPY because it has more volume (so a tighter bid-ask spread). If you're planning on holding for a long time $VOO is the better choice. I'd go with 50% $VOO, 20% VT, 20% $VTI, 10% $EEM.
I went aggressive on single stock/options with meme stocks. The gains were incredible and so were the losses. Cut my gains now that I need the liquid for something, made serious $$$ in a matter of moments. No regrets except that it didn't print even more lol The rest is boring and in VT or professionally managed
If you were saving for a down payment on a house in a brokerage account, wanting to buy within 5 years, you'd be 100% VT?
VT. I don't actually have VT because I wanted to customize it a bit, but if I could only have one, it'd be that.
I'm assuming this was about brokerage since we are talking ETFs. My retirement funds would be more conservative. My brokerage would still be VT when I start retirement
The point of this post to see what would the majority invest in depending on the timeline. Data show for example.the power of the magic number "20years" w/ broad ETFs like VOO or VT. but what about 10y or 5y. Didn't meen to limit but was searching options for shorter term investments
5 yr: VBIL 10yr: VT (still possible to lose money but low probability) 20yr: VT
VTI all day for 10+ years, SPY if you need quick-ish gains, VT if you’re playing the super long game. Dump cash, let it ride, forget about it.
I would pick VT, SPMO, and BRK.B, primarily because they represent diversified strategies while still giving broad exposure to businesses, economies, and currencies. **$VT: Vanguard Total World Stock ETF** If I had to choose just one ETF, this would be it. VT offers all the momentum benefits of a market cap-weighted index, but offers some robustness to economic shifts by being globally diversified. Currently \~35% is allocated to stocks outside of North America. **$SPMO: Invesco S&P 500 Momentum ETF** SPMO is the only ETF I am quite confident can beat the SP500 over the next 20 years. While I don't think the purpose of a set-it-and-forget-it portfolio is outperformance, SPMO offers strategy diversification to the portfolio by explicitly giving exposure to the momentum factor. I would have preferred a global version, but I am not aware of any. **$BRK.B: Berkshire Hathaway** Berkshire is effectively an actively managed and highly diversified closed-end fund at this stage. Warren Buffett may be stepping down, but he has carefully selected competent people to carry on his legacy. The reason that Berkshire Hathaway is part of the portfolio is that it is counter-cyclical, that is, Berkshire piles up cash when the markets are frothy and deploys it when it is in despair. It also gives access to private equity deals which none of the other tickers do explicitly.
I'm not OP but you can be cautious by being diversified: VT is a total world market fund and keeps your investment divided across many markets and industries.
Maybe you’re amazingly good. Maybe you got lucky. Hard to say. The good news is, you’re young so if you’re bad at this and lose big, you have time to recover. The bad news is, you’re young and time is your greatest asset right now and there’s no getting it back if you squander it. Here’s what I’d do. Put away a good percentage of what you’ve made into a market index like VOO or VT. Keep a portion to gamble as you have been. How much? Hard to say without knowing your actual numbers. The more money you have, the smaller percentage you should be gambling with. If you’re really good at this, great. You’ll keep making money and you can park that in the index too. If you’re not, well you’ll be glad you’ve got a safer investment growing and consider a less you paid for.
VT - indexed asset appreciation BND - some bond exposure adds stability to the portfolio SCHD - long term dividend growth
VT, AVUV, AVDV Total market with a bit if a small cap value tilt.
A stock? Probably Google. An ETF? VOO (or VT.)
Consider this: https://www.bogleheads.org/wiki/Three-fund_portfolio The bonds are the part that adjust risk level (if you really can stomach 100% stock, they can even be set to 0%, however not everyone is actually able to tolerate 100% stock). More bonds equals less risk. Alternatively, a target date (index) fund or target allocation (index) fund are effectively the 3 fund concept in a single wrapper, managed for you. They are designed to be "one and done," the only thing you hold. They're fully diversified internally for you. These can be found with expense ratios as low as 0.08%-0.12% for the Fidelity, iShares, Schwab, and Vanguard index based ones. The target date and target allocation funds typically are not recommended for taxable accounts but are fine for tax advantaged. VT (2 letters)/VTWAX would cover both stock roles in one fund.
Not necessarily making the most money but valued the highest. The market cap for the mag 7 is massive, market cap =\= most profitable but it does mean most people buying that stock. Now what happens is as those companies market caps grow more 401ks and other companies such as that buy MFs or ETFs keep pumping money into their market caps causing the disparity of growth to continue. This is how they get so large in market caps causing people to be reliant on them continuing to grow at such rapid paces. A fund like VT is market caps causing people weighted so it helps lower the amount that gets loaded into their market caps Mag 7. Will Mag 7 fail? Maybe, maybe not. But if I don’t need 20% annual return to retire then why risk investing in something with such a concentration that might turn into an Intel dud over the ages? Diversify for 10-14% annual return and much less stress on my end. Win win.
I might go with just one, AOA. Global stocks + 20% bonds. If not that, then VT plus maybe a little bit of BOND, FBND, or VPLS.
You could just go with VT which is the whole market with a little less mag 7 exposure.
QQQ is like 10% Nvidia, VT is like 4%, so my average is roughly 7% Nvidia. Same story with Microsoft.
3 is not enough for total diversification unfortunately but gun to my head $VT Total Diversification plus international 70% here $COWG Tech diversification away from mag 7 15% here $COWZ Stable company diversification 15% here
Do it. I would just do a world ETF like VT.
A proper crash is when your stocks reach a level you though was not possible anymore. TSLA below 100, NVDIA at 30, Bitcoin 20k, VT at 80 etc..
Not Financial advice, but VT. Total world stock. Shields you from most USA fuckery if it gets bad
In this case Yes. That's way too concentrated. You need something to balance it out. You won't be happy when the S&P dips 20%. That's nearly half your value and you will be right back here asking when to sell. Now in something like VT or AVGE, 49% isn't bad because of the massive stock diversification. So if the S&P dips 20%, you would barely feel it if at all.
Follow the /r/personalfinance Prime Directive: https://reddit.com/r/personalfinance/w/commontopics For what to invest in: Consider this: https://www.bogleheads.org/wiki/Three-fund_portfolio The bonds are the part that adjust risk level (if you really can stomach 100% stock, they can even be set to 0%, however not everyone is actually able to tolerate 100% stock). More bonds equals less risk. Alternatively, a target date (index) fund or target allocation (index) fund are effectively the 3 fund concept in a single wrapper, managed for you. They are designed to be "one and done," the only thing you hold. They're fully diversified internally for you. These can be found with expense ratios as low as 0.08%-0.12% for the Fidelity, iShares, Schwab, and Vanguard index based ones. The target date and target allocation funds typically are not recommended for taxable accounts but are fine for tax advantaged. VT (2 letters)/VTWAX would cover both stock roles in one fund. In work provided plans, you'll likely only have a short list to pick from, your options for some areas (such as large US usually) may be better than for other roles. In these cases, some people ignore those areas where they have poor find to pick from in the work account and compensate elsewhere (like extra heavy on international in IRA or taxable for example).
I would recommend VT actually
VT COST GOOGL US and EU defense & aerospace ETFs. Next gen battery tech like AMPX BTC
Go with VT or S&P500… buying just 1 single asset such as gold is alot more risky, specially at the possible peak of that asset which have recently given abnormal performance and usually consolidate or pull back after that which take decades
VT and chill muh boy
How long before you need the $300k/year? There is no reason to focus on dividends. Back in the days when there were commissions on stock purchases and sales it could have made good sense, but now those are no cost transactions. Focus on a total return strategy and just sell when you need money. Something like a total world index (VT) or a total US (VTI) plus a total international (VXUS) if you want to control the ratio. ETFs named are examples, not recommendations.
28M, I have my 401k matched, roth ira the boring VOO, VT portfolios but I wanted advice on my brokerage stock portfolio. Holdings: Please advice any holdings I should add. I added companies that I believe can't be replaced in the long term for what they do and are diversified around the world. Cash: 27% QQQ: 18% GOOGL: 13% META: 9% MSFT: 9% BRK-B: 8% TSM: 6% ASML: 5% MELI: 5%
The fact that you think share price means anything tells me you should just buy VT.
Are you going to receive one time $300k or it will be given to you every year? Same question about $100k from grandparents trust? If this is one time thing, then you can invest in stocks and bonds portfolio, preferably 50:50. For stocks you can just use VOO and VT. For bonds you can just use something like VGSH and VGIT.
If you're successful trading it, just take 50% of the wins and put them in VT. Keep doing that until you go to $0 then re-evaluate and see if its worthwhile starting again by withdrawing some of those profits from the other 50% or if it's time to employ a new strategy.
Nice work building an ESG portfolio with actual conviction. Here's what to watch: **Liquidity concerns:** Yes, niche ETFs have wider bid-ask spreads (0.2-0.5% vs 0.05% for VT). BUT you're young and long-term focused. This only matters if you panic-sell during crashes. **Test:** Check TradingView for EPA vs TDG spreads during March 2020. If spread stayed <1%, you're fine. **EPA vs TDG strategy:** Smart diversification. DEGIRO's exchange fees matter more than liquidity differences between Paris and Frankfurt. **Math:** If DEGIRO charges €2.50 per trade regardless of exchange, EPA vs TDG doesn't matter. If they charge % fees differently, run the numbers. **Active stewardship premium:** BNP Paribas and Amundi vote at AGMs and engage management. This creates 0.1-0.3% annual drag vs passive screeners. **Is it worth it?** If ESG alignment helps you hold through -40% drawdowns, yes. If you'd sell anyway, save the fees. **What you're missing:** 1. **Tracking error:** Min TE (Minimum Tracking Error) ETFs sacrifice ESG purity for performance. Check if this aligns with your values. 2. **Geographic concentration:** 10% Europe ESG might duplicate world exposure (Europe is \~15% of MSCI World anyway).
thinking i'm gonna' put $10,000 into ETFs with 80% VT and 20% BND... eh?
Buy $VT every 2 weeks for the rest of your life and STFU
WSBs, which should I go with : VOO, VT, or VTI? Boogle heads are recommending VT.. but idk. I got full faith is the good ol US
If you just bought VOO or VT, you would be up almost 20%. People don't want to make money, they want the thrill of losing money.
28M, I have my 401k matched, roth ira the boring VOO, VT portfolios but I wanted advice on my brokerage stock portfolio. Holdings: Please advice any holdings I should add. I added companies that I believe can't be replaced in the long term for what they do. Cash: 27% QQQ: 18% GOOGL: 13% META: 9% MSFT: 9% BRK-B: 8% TSM: 6% ASML: 5% MELI: 5%
No dude. Stop that shit. Sell all your MSTR and just buy VT to shield yourself from your own damn ignorance
Priorities: /r/personalfinance Prime Directive: https://reddit.com/r/personalfinance/w/commontopics Consider this: https://www.bogleheads.org/wiki/Three-fund_portfolio The bonds are the part that adjust risk level (if you really can stomach 100% stock, they can even be set to 0%, however not everyone is actually able to tolerate 100% stock). More bonds equals less risk. Alternatively, a target date (index) fund or target allocation (index) fund are effectively the 3 fund concept in a single wrapper, managed for you. They are designed to be "one and done," the only thing you hold. They're fully diversified internally for you. These can be found with expense ratios as low as 0.08%-0.12% for the Fidelity, iShares, Schwab, and Vanguard index based ones. The target date and target allocation funds typically are not recommended for taxable accounts but are fine for tax advantaged. VT (2 letters)/VTWAX would cover both stock roles in one fund.
100% VT for maximum global stock diversification with a very low expense ratio. (Or 60-65% VTI + 35-40% VXUS in a taxable account, equivalent to VT but you can claim the foreign tax credit on your taxes.) Follow the [financial order of operations](https://www.bogleheads.org/wiki/Prioritizing_investments). Head over to r/Bogleheads and read the side bar (touch the sub name at the top on mobile). There are a lot of great resources there to learn from!
You started with 180k. You now have 231k. That is not bad. Put it all in VTI or VT and spend time with your family.
inb4 "that's trading not investing" some real advice: If you stop \*Watching Nasdaq plummet from the open\*, it's easier to remain calm\* to truly r/Investing properly, we buy VT, tell our emotions to STFU, and do something else
Here are the big ones from Vanguard: Total World (VT), US (VTI), ex-US (VXUS), Developed markets ex-US (VEA), Emerging Markets (VWO). If you want to get really in the weeds, I believe that Dimensional and Avantis are worth the small increase in expense ratios for some small factor tilting, profitability screening, etc, so I incorporate several of their funds. DFUS, DFAW, DFAI, DFAE are Dimentional's equivalents to those Vanguard options I listed
World is not baked into VTI. VTI tracks the US market, that means no international exposure. VT tracks world, and global all cap.
Wouldn’t VTI already include the world? Someone would still pair VXUS with it? I know VT is super broad with 10k holdings but VT being a slimmer 3.5k holdings. I was going to go with VT (keep existing voo) but was thinking going forward just VTI for a one stop shop (no VXUS as I believe world is baked in already with VTI) as long term total returns was far better than VT. (Obligatory past performance guarantee and all).
This. VT, or VXUS to complement VTI (or variations of these two in combination according to VT's ratios). If you want to tilt you can to VXUS but market cap easier.
>The S&P 500 naturally will become overweighted in the strongest performing sectors. Investors who want more diversification can go with VT or VTI or similar funds. Which is the answer, or an answer, to my original question. You got there eventually...
The S&P 500 naturally will become overweighted in the strongest performing sectors. Investors who want more diversification can go with VT or VTI or similar funds. Valuation of the Mag 7 (TSLA aside) are not as outrageous as people make it seem.
The market isn't rigged. You're just gambling with it. And if its bumming you out you shouldnt be gambling. If you want to make money stop buying options and just invest in a broad index fund like VT. Dont let the internet fool you into believing in get rich quick schemes. They dont work.
They call you exit liquidity. Stick to VT.
Start with 1 bln in a fund you manage. Then in 2008, get lucky, despite holding your shorts too long, and grow it to 10 bln. Proceed to lose 9 bln over next 15 years. Bet 1bln on shorting tech stocks Loss 300 million Retire with 700 million Just buy VT and chill
I didn't say that, did I? The *only* stock I mentioned (and do not own outside VT/VWCE) was for a joke, and it was the exact the opposite of "buy my stock": > ~~NVDA to the moon~~ *Please crash so I can buy cheap H100 servers.*
An idea I heard in the 1990s: (a) If under $100,000, try for "home runs". Try any strategy. This can save a lot of time compared to buy & hold VOO for 50 years. (b) Once over $100,000, switch to safety (e.g. VOO, SPY, VT). Modified idea: (b) Or go 50% safe, 50% risky. Or 90% safe, 10% risky. \- To adjust for inflation, use $200,000.
VT - I think international might outperform and there could be some asset rotation due heightened tech valuations. BTC preferably in an ETF in a Roth IRA. Buy heavily into the bear market.
I use VT personally since it’s market cap weighted and I have a handful of other ETFs that offer true diversification. I’m not uninvested in NVDA and MAG 7 but the amount of people that don’t realize they are over-leveraged in them is scary.
So buy VT over the next year of two instead of VOO; got it
VT or 80% VTI/20% VYMI (or some similar allocation).
VT and BNDW - allocate according to your time horizon. Anything else is just gambling.
In my “fun money” brokerage account for learning and investing, a big part of my outperformance above S&P500/Nasdaq this year was rotating away from US equities in April and reinvesting in VXUS, BND, and several international and domestic high dividend vanguard ETFs with DRIP to stack gains during chop and sideways market. Recently I’ve entered positions in GLDM and VGMPX for precious metal and mining exposure, and I have a smaller position in VT to not totally miss US market performance. I’ve made decent profits with coreweave puts and SQQQ calls. I haven’t touched my longer term portfolio that I put money from selling a company into a bunch of broadly diversified Dimensional ETFs, or my 401k rollover IRA, which is in a bunch of annuities that track the Russell 2000 and SPY with downside protection.
VTI and VXUS Or just VT
or just get VT and keep it simple.
why S&P20 and S&P500 separately? IDK the exact weights but something like 25% of your S&P500 fund is the top 20. You're already covered lol. NASDAQ in there feels redundant too. At your age I wouldn't allocate anything to dividends. Have equities and some in bonds. Debatable, but I would consider physical gold over an ETF, given the use case of gold extends into the "not being able to access financial markets" territory. I'm not saying everyone should have gold, but I'm saying if you're gonna have it, physical is better. I'd just stick with a 3 fund portfolio and call it a day. Hell, buy VT and BNDW and you can have a 2 fund portfolio. Maybe throw a REIT in there if you want some real estate exposure, I like SCHH.
I would do either 100% VT or 75% VTI/25% VYMI depending on my mood :)
If the money is strictly for retirement. I would be 15% Growth, 15% Small cap, 30% s&p, 40% international. You can add bonds later in life. You can either pick etfs or mutual funds to get to these percentages or just go with VTSAX, VOO VT, VXUS. If you want to set it and forget it you can do a target retierment fund that has a glidepath with more bonds as you get closer. We don't have your debt, income or if you own a home, married, kids and longevity. Also need your expenses and emergency fund amount. (This information is for entertainment purposes only, see a qualified fee only advisor for more specific advise) Watch for fund expenses and fees as well. Look for funds that have less than a .30 % expense ratio, go with passive vs actively managed too.
first, your advisor is motivated to make money for himself, not for you. best for you is usually something simple, e.g., certain percentages of equities and bonds. engage a fee-only advisor for guidance. such a person receives a flat fee and does not profit from your selected investments. [https://www.napfa.org/](https://www.napfa.org/) second, you hold $1M and you're going to Reddit for free advice. pay an advisor to guide you in this important decision. third, the best strategy is a simple one that you can understand. your advisor is happy to flummox you with opaque schemes when something like VT + bonds is both elegant and cheap. all three of the above points lead to the same conclusion: see a professional who does not profit from your choices. good luck.
Yeah you’d probably have to be high to come to this conclusion. Did you see VT movement
What the actual fuck is VT doing
A couple of things that you might want to know more about to refine your concerns here. First - "Mutual funds" contain a lot of different things. They could be short-term debt, international, small company, bonds, etc. So, some precision in language might be beneficial there. Second - Yes, the SP500 are the largest US stocks by market cap, but that's still 500 companies. Also - the index is not static. It changes based on winners and losers, and losers drop out. The reason why funds \*like\* SPY and VOO are chosen is because they are a) well diversified, and b) have a historical track record that leads many to believe they are safer over the long-term. Nothing says you have to invest in those specific funds. In face, there are probably better ones that are broader and include many small and mid companies, in additional to global ones (VT is a good example)
would going long/short with dji/r2k provide sufficient leverage to beat unlevered VT
some of yall are very unwell and completely unfit for trading put it all in VT and never login again
25% gold, 25% real estate, 25% bonds, 25% stocks.. or just VT and chill...