VT
Vanguard Total World Stock Index Fund ETF Shares
Mentions (24Hr)
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Is it ok to never have bonds if you start investing early?
I have about 10k on hand. Thinking 50% VTI or VT,30% VXUS, and rest 20% in stocks. Unsure about my ETF choices though
Low volatility factor investing is criminally underrated
What is the quality of stock markets in other countries compared to US?
Searching for advice on F1 NRA brokerage accounts (Vanguard Vs. Schwab)
Is my portfolio made by my wealth manager too complicated?
Are these good lump sum buy and holds? VOO, VTI & VT
Thoughts on transferring “all” of my savings into equities
How should I invest to build wealth long-term in my early 20s?
Is VOO (US Megacap) plus AVDE (International All Market) a good balance of simple and diversified?
Would AVLV theoretically be any more profitable than a passively managed fund like VOO?
How much reasonable risk should I take on to maximize profit?
what's the point of tlt if it's just as volatile as stocks
I have a mental issue when benchmarking my portfolio - looking for advice.
Just transferred my workplace 401k to a brokerage 401k and trying to make the most of it
Feedback for shifting an IRA with slight SCV tilt to a full-on 5 factor portfolio.
Selling equities at a loss to pay for high interest mortgage
Does it ever make sense to have multiple brokerage accounts?
Stuck with current employer's limited 401K fund offerings, looking for advice on distributions
Have money in both Sofi Auto Invest and VT via Fidelity. Should I consolidate?
28yo, Is selling all my VGT and buying VT timing the market/performance chasing?
Are my portfolios any good? 96% equities / 4% real estate
"No more than 20% of one's stock portfolio should be allocated to foreign stocks? - Jack Bogle - Does this advice still ring true today?
Better to Hold More Specialized Funds, or Big Generalized Funds?
Ratemyportoflio : 45% VTI 40% VXUS 5% AVUV 5% AVDV 5% AVDS.
I just started putting money into a 401k. Where should I have that money invested?
Anything I should be doing to be more aggressive with my VOO/VT portfolio?
Why is the solar industry performing so poorly?
My un-intelligent way to make bets, as of now
What Do I Diversify Into? (small $ monthly investments)
Wanting to invest recent VA backpay - thoughts on how I'm proceeding about doing so
Invest in VTI and other "feel good ETFs" if you want to make less money.
How long do you recommend paper trading before doing actual trades?
Fidelity's Limited Automatic Investing Options vs Having More Accounts
My friend claims my method for investing may not be allowed, can anyone clear this up for me?
How is my Vanguard performance returns negative, when my investments are in the green?
why do people act like if the markets are down over a decade or more the world will turn into the last of us
How safe are ETFs if broad index funds didn't exist?
If safe ETFs broad market were an option - what would you chose?
Selling long dated deep ITM SPY or VT puts instead of holding shares.
90% are in blue chip stocks and VOO/VT (~85%). Also new to investing RIP
Should I keep holding ENVX and buy the dip?
Steak (Live Cattle) hits an all time high.
Please don't crucify me.. What is the actual point of all of this?
My Dividend Portfolio, 60 / 20 / 20 - VT / VIG / SCHD
Mentions
I'd rather do BRK.B and VT. Buy gold. Tech stocks are overvalued
Compare that to buying VT or VOO
I just sold $60k of Amazon stock earlier this week and bought VT. I have zero regrets.
I mean if you look into VT which holds the whole market and has around 10k stocks across the globe it’s roughly 4-5% military/weapons. Unless you want to do a specific sector ETF which in that case there is probably at least one company that has contracts or deals with Oil, Mining,Slavery, Weapons. You pretty much have to do individual stocks who you believe are being fully transparent on how they are operating.
I got a very elaborate plan but it involves half a dozen investment vehicles and brokerages. Here's mine sort of: 401k Employer matched VT 401k Personal, VOO, QQQM, Emerging market and small cap. Roth IRA: VOO, QQQM, Thematic etfs and international index funds because I like doing those Cash: HYSA, Short term Bonds, Fixed Income varying, 6-7 specific funds for USA, Europe, Canada, Emerging Markets, Resources, Sectors, etc.
Gotta disagree. If you can’t find a share price graph, you’re exactly the person who should be investing. Buy VT or any other large diversified ETF, call your broker to set up DCA, and forget about your account. Never look at WSB for anything but memes.
compare your holdings to 100% VT and there is little difference in performance. also: SCHD + QQQM performs more or less like 100% SPY. regarding terminology, as *Investopedia* notes, a barbell is "a mix of high-risk and no-risk assets ... ignoring the mid-range of mildly risky assets." this is not the case with SCHD + QQQM. barbell assets typically are not highly correlated, also not the case here. RSP performs notably poorly in terms of risk vs return.
It’s a good plan, I’d suggest VT or VOO for the etf, Bonds for ~20% of it, and rest of the money you need at hand into a short term bond.
Are they worth holding more than VOO or VT given the added risk? And if the employer runs into a downturn, are you ok with both your employment and investments to be tied to the same single company? Generally the advice is, if had 100k in cash, would you invest it in Meta stock? If not, and you get 100k in Meta RSUs, you should sell them and invest it in whatever you'd invest that 100k of cash into.
If they had a video dated early April, telling you the bottom is here and these are the two stocks you should buy, then maybe they have a time machine. But certainly you shouldn’t be getting financial advice from Tiktok. Reddit’s been pretty good though in aggregate. The VOO/VTI/VT crowd that have been giving the same basic buy and hold advice on reddit for the last decade are giving good advice.
Diversify into international equity, and put some in a bond fund if that's still to risky for you. Pick target percentages and do not waver. You could switch from VOO to VT for easy full-world diversification, and then add a bit of bonds as you get closer to retirement.
A globally diversified index fund is great. You match the market long term while others picking stocks will do worse long term (statistically) (30 years). Just buy VT and that's it.
Invest in a globally diversified ETF, e.g. VT and call it a day. There's always a bull market somewhere.
Always. Be. Buying. If you don't wanna think, just buy VT and keep buying through thick and thin.
Yeah this is also the case haha. My personal basic portfolio is VOO, VT, Gold and Silver ETF, Goog, NVidia and a few gamble stocks. Also a small amount of BTC and ETH. ETFs are more just a safety net for me
I held 2500 in SCWO and just accepted it as a hold, plus I believe in the companies principles, now they have a new interim CEO that has saved many companies and led a few startups to success. They have a product that's worth something and they know it, they just need data and demonstrations large scale (city wide) to bring confidence for buyers. I was in 36000 shares at .24 but sold off to put into VT, and kept 2500 just to watch it. Avg at about .29 per lot. It will succeed, people just need to stop forgetting about the process of new companies. Just imagine if they are granted a contract with Michigan, that's no longer just peanuts, that's the butter.
Dragonfly is actually a good buy, not a pump and dump. Them, and Archer Aviation(ACHR) are great commercial and defense holds. With DFLI granted a US patent for wireless batteries communications, which compliment Electra (ELBM), I can see a huge upside to Electra manufacturing the cores, and Dragonfly handling the processors and communications for upcoming drone surges with ACHR. Plus ELBM is also investing heavily into cobalt processing and recycling of all battery parts (lithium, cobalt, copper, nickel, etc). Sure, short squeeze, make some gains and exit, or long hold with 15k shares next to Vanguard Tech ETF (VT) and just forget about it for a few years, come back to a couple hundred thousand in the account.
Honestly regularly and moderate returns are proven to outperform "traders" 99% of the time. You are not the next Warren Buffer, if you were you wouldnt be posting on this forum you would have been working in equitys since you were 17 at a big firm. With that pep talk over lets be realistic. Your best bet getting into stocks is to pu 90-95% into a broad market etf like VT. Now with the remaining money pick a industry you find interesting, learn everything you can about it and the companys that work in it. Good examples would be, energy, healthcare, insurance etc. If it makes you feel more connected use this 5-10% to bet on the companys you like. After a 3-5 years of consistent good returns you could consider increasing your allocation to 20 or 30% to picked stocks.
Read. My three recommendations: 1. I Will Teach you To Be Rich by Ramit Sethi (buy his book, its an easy read, also his Youtube channel has videos that breakdown segments in his book already but i would say his book is more structured) 2. The Simple Plan to Wealth by JL Collins 3. The Little Book of Common Sense Investing by John Bogle (once you understand investing is a zero sum game, your investing path will make more sense and become more clear so i cant stress how important this book is.) - Read these three books and then venture out into your investing because you need to understand the world. - Until then I recommend 100% VT. Once you've finished the books only then I can recommend altering your investment portfolio. This is my best advice as a 32 year old investor after investing since starting at age 23.
Hey dude. If you don't know what you're doing, then you should just stick with VT to achieve the market return. Most retail underperform the market by 1% per year, but you're guaranteed to not underperform if you just hold on good or bad
No. "VT and Chill" is absolutely a thing until you hit your 40s and 50s. >The issue is I am investing the part of the money for the tax too, and i probably have to withdraw some of them during the tax season. You should NOT be doing this however. Only invest money you picture yourself needing on a 3-5 year or longer timeline. Move it to a HYSA.
I invest in VT and try my best not to worry about my investments, but i do worry about the state of the world.
Remember that you’re just an idiot like the rest of us and you got lucky… Do not let it break your brain otherwise you will absolutely gamble the rest of it away. Consider this like hitting zeros on the roulette table sell everything and make really good decisions with 95% of the money you have. And by that I mean something a kin to the permanent portfolio or something a kin to 95% VT and chill.
Continue to DCA into VOO/VTI or VT... It's not that difficult.
Wrong. They typically invest in VT + bonds + gold and end up with cagr 7-8%. Boggleheads = assured underperformance.
VT, VTI, VTSAX choose one and don’t look back
Recurring investment into VT
Just based on statistics we should all be in broad market index funds tbh. Personally, all my retirement accounts are pure VT and chill (+17% YTD btw, just to illustrate your point). I keep some fun money in a RH account to do some stock picking, but if it trades sideways for 20 years or goes to 0 my retirement will still be fine.
My entire Roth is in VT and VXUS. I have a separate account for playing the Trump shitshow.
It can be as simple as some flavor of broad-market equity index. VOO, VTI, VT, whatever. So long as you're comfortable with the possibility of significant market downturns, and the possibility that it may take 10+ years just to break even on your initial investment again if there's "the big one."
Maybe I'm one of those wrong internet people, but I feel like most, especially those with a normal person amount of money, should just buy $VT or a target date fund instead of spending money towards advising.
IMO you should sell and invest in VT while you learn more. VT is also a good benchmark to compare your portfolio performance to. Index investing generally is close to optimal risk-adjusted returns, and VT is about as diversified as possible in a single ETF.
You heard of ARK funds? Sell that and get back into VT/VXUS or VOO.
Did you beat the S&P 500 or a total world etf like VT? Regardless, something like 99%+ of people who have spent decades learning and practicing trading as a full time job can’t beat those over a 20 year period.
Don’t forget to eat, breakfast is the most important meal of the day. And like, hedge with some VT
I like VT right now. Exposure to global markets, and outperformed SPY in the last 5 years. SPY in my opinion, has too much exposure to AI right now, which is clearly a bubble.
At your age, at least some of this money should be used for investing and not just trading. You have 40+ years until retirement (earlier if you can invest correctly) so you should just put a part of this into a low cost ETF (VOO or VT or similar) and not touch it for decades and let it compound. In 40 years, waiting or timing for a couple percentage is going to matter less than just dropping this money into the market and having the discipline to not touch it
Fair enough. How often does this happen? My brain is struggling to imagine how increased liquidity can apply downward pressure on inflation? Clearly don't have enough brain wrinkles so I just buy 90% VT and 10% bonds until I start getting reasonably afraid of being let go for being as has been never was.
Don't go too crazy with the ETF count. VT already has VOO and VTI inside of it, just like VTI has VOO inside.
I have been thinking and looking up some things on this, and I feel like im missing something. Looking for some assistance. So if mutual funds and ETFs are fully closed. Funds are distributed and gains/losses are realized. Correct? Some major index funds seem to appear near market drops (VTSAX in 2000; VT in 2008 as examples). I understand these examples had predecessors and from what I understand these were not considered taxable transfers to the Admiral funds. The questions I have are below: 1) Has a full closure of major funds like VTSAX ever occurred during large drops (or at all) resulting in an unexpected taxable event that increases the tax bracket for a large amount of money (if you are in profit) and hurting future compounding from this? 2) Is this risk high enough to justify avoiding to invest in smaller long term mutual funds even from large institutions? 3) If the the whole market is existing in a very unstable environment long in the future, could we expect this to happen to a large fund? Thanks in advance!
You should have some foreign exposure as well to reduce risk. The S&P is heavily influenced by only a small handful of stocks. For broader exposure to the entire US and world stock markets, consider the ETF VT instead.
You can literally just buy VOO, or VTI or VT and be fine but you do this.. lol
How would you diversify a "life savings" account if an "emergency fund" that can pay off 6+ months is already set up and you're a long term investor with lots of windfalls and backing (can take risk) ? Would you buy it all at once or DCA monthly a ballooned cash position slowly into the market or put it in intervals? Exposures to seek include: emerging markets (Europe, South America, South East Asia, East Asian etc), international market, North American market (balance between Canada and the US), tech beyond the big 7, and hedges with oil and resources. I've been talking myself out of going all in on just VOO or QQQ because I'm not feeling those holdings and % allocations. 80/20 VT/VXUS is another idea. Risk I'd like to keep it below -30%.
I am planning to hold a couple ETFs here soon. I already hold VTI. I'd like to snag VOO, VWO, VTEB and VT for a rounded 5. But I also like viewing stocks and messing around with day trading as well. Just a nice way to learn and become more financially literate. Hence, my question.
Typically recommended is VTI/VXUS or just VT. 3 fund portfolio means US, Intl, and bonds. It doesn't mean just picking 3 funds.
Ask yourself, if just stuffing money into a leveraged ETF to make more than the average VT/VOO investor makes, why doesn’t everyone just do that? The answer is it’s more risky and labor intensive than you’re thinking it is, and you’ll more than likely end up losing more than half your portfolio. Curious to see what you do. RemindMe! Five Years
If you want "medium" risk put half into VT and half into BND. The BND will help smooth out volatility in the VT. This may be slightly less than 10% avg return but not too far under.
I do the opposite....we can learn from each other! I buy VT GLD and IBIT 80/10/10 what options strategy do you use?
I like to mess with backtests, and OP's allocation put up almost identical numbers to VT over last 10 years.
So I will pay some taxes on VT even in a Roth?
You will pay zero dividend and capital gains taxes to the IRS and your state tax authority. VT pays tax to foreign governments for some of its holdings and you will not receive a foreign tax credit from the IRS for those if held in an IRA.
Are the taxes I’d pay on VOO and VT in a Roth IRA the same? Zero for both?
A year ago I would have said all VOO. Now I would definitely say VT.
No, voo and vug have outperformed VT, VTI, and whatever combination of international etfs for the entirety of the stock market and will likely continue to do so for eternity
If by alts you mean altcoins - why are you in them in the first place? Short in-and-out trades? If you like doing that, maybe you can keep doing that with a tiny portion of your portfolio. But otherwise, it's better to have a well-diversified portfolio as a base - for the majority of your investments. Something like VT along with AGGG. You can keep Bitcoin too for the long term of course.
I'm looking at this with a long term window. The US still has trump for 3 more years. It's going to get a lot worse before it gets better and I'm thinking 5-7 years. Foreign investment is not happening, tariffs are going to cut into the consumers purchasing power, US is losing trading partners, bombing of other countries, jobs are disappearing to AI, no real investment in the country, infrastructure poorly maintained, tax cuts for the wealthy. None of this screams booming economy to me. VT is up 14% this year, I'm up 125% with my Asian stocks after taking an initial 25% haircut at the beginning of the year with some US stocks. All of my assets are now in Singapore and I'll probably never buy a US asset again.
Thank you for the response. Yes, this is money that he doesn’t need, and he does not spend a lot in retirement as it is. A TDF is a good idea. I guess the family has just helped him decide that stocks/ETFs is where his risk tolerance lies for this money, to allow more potential gains on it. So if we’re only talking stocks, it’s good to hear a second vote for VT. But I could float the TDF as an idea since it would also make sense, and I’m not sure if something like that has been seriously considered.
I mean every market is up this year. But over time the US trumps (no pun intended) basically all other markets. Feels a bit short-sighted to dump US and invest in Asia. (At worst I'd invest in VT and let the market cap weighted global index drive my returns)
So this is money he doesn't need? I'd still do VT. But why not have him invest in a target date retirement fund? That way it'll be more bond focused and thus it won't drop as much as stocks (when the eventual AI bubble pops). Something like https://investor.vanguard.com/investment-products/mutual-funds/profile/vthrx
I'm a VT and chill kinda guy usually, but sometimes I sell options on VT if I'm feeling extra autistic. Am I doing it right?
I just keep dollar cost averaging into VT and a little bitcoin and call it a day. It's really not that complicated. We have survived multiple crashes over decades. I don't see why it matters when a crash comes this week or in 5 years. Just park some cash here and there if you really want to prepare for a buying opportunity. Selling would just be really stupid. I don't understand people's anticipation and curiosity of the inevitable.
The market is VT not sp500, sp500 is US market standard, while that should be VTI like fund anyways
Just go VT for equities and BND for bonds
Haven’t looked at that. What is your sentiment for VT?
VT is now 70% US, its sucking up money globally. Likely because Russia is on the other side of the planet.
I have almost completed my 2 personal targets with investing in MSOS this year: Double my shares count and hit a X amount of money invested, now there's only about $350 left for me to reach my target, and I'm not in a hurry to complete this now. It took me two years to build up this core position, starting from HHS leak in 2023...I am a little proud of this achievement but I also feel like I took advantage of this year's slump too much and have bought more than enough, so after this one last buy, I'll go back to buying other sectors and VT. If rescheduling doesn't even get an announcement this year, then I believe that MSOS will be revisiting low $3s by late December, for the tax loss harvesting. For me it doesn't matter, I bought into a industry at historic lows, value has been destroyed before I got here and the only way to go from here is up(hopefully)...Otherwise I'll just have to hold MSOS back to low $2s again 🤷
In 15 years. That's just barely higher than high yield savings. Still a pretty bad ETF. Over that same time period, SPY, VTI, VT, IVV, & QQQ have significantly outperformed VXUS.
Nah, just follow a simple plan of holding a index ETF like VT and not trying to time the market. No degen bets, no options, just steady DCAing into the index. Next, go to the dentist, get your teeth fixed, and start using lotion on your hands and hands so that your price goes up. Try to hang out behind a nicer establishment than Wendy's since you'll always be undercut by gay crackheads there. Never go below $20 since that attracts a less classy crowd. Invest all your earnings into VT and just let it slowly accumulate. And don't follow this sub.
There are other ways to diversify away from the S&P... something like VT is significantly less concentrated in the AI stocks you are concerned about. Gold has had a good run and has done well due to the debasement trade - not sure I would start a new position right now.
If you're down 80% in 5 years. Stop trading. Put all your money in VT. Try to let it ride until retirement. But honestly, if you were up 80% in 5 years but were staring at your stocks all day, that would probably be my advice also. It's not worth losing sleep and stressing to that extent over. Sounds like you've been making overly risky investments thats way beyond your skill or risk tolerance level. Treat it like a lesson, and start making changes moving forward
Put your money in an ETF, like VT. Read Mark Minervini’s books if you really want to trade, but you need something like an ETF to backstop you. Even if you had 50% of your portfolio in VT 5 years ago, you’d be close to breaking even today despite your abysmal trading.
Even bulls are concerned with AI concentration, but it is what it is. Could expand to the large cap Russell 1000 or even iShares ITOT (the top 2,200 or so US stocks including the S&P 500) or Vanguard’s VTI the top 4,500-ish include the S&P 500). This as not only will IPOs get incorporated but a number of big European stocks are looking at domiciling in the U.S. (pharma and perhaps energy). Could also go global with Vanguard’s VT with several thousand global stocks for 0.06% ER .. or State Street’s more concentrated/often better returning SPGM with a few thousand bigger global stocks at 0.09% ER. The American tech giants still pack a punch though.
Be careful. It may be time to just go all in on VT and protect your awesome gains
You're right, but big oversimplifications are often necessary to reasonably make a point on Reddit. A reason funds work differently is that most retail investors are impatient and unreliable, and the fund will suffer outflows if it underperforms - most fund management won't tolerate that. But most retail investors won't tolerate it in their own portfolios either - someone who comes back to this subreddit in 2 or 3 or 5 years' time and says "look at my complicated portfolio, it hasn't done so well" will be told to stick it all in VT and chill. And I think most of them will do that and feel pretty silly about their attempts to beat the market. I don't think OP is going to beat the market by picking random grab bags of index funds and ETFs.
Yes definitely ok to lose. I think it was $52.5k total which is less than a quarter percent of my total holdings and the rest are in VT
100% VT is fine. Its global, auto rebalanced, 10,000 stocks well diversified, low fee. Sell when you retire, spend 3.5% a year, drop spending a little in deep recessions, and you are done.
VT would probably be safer Its a cheap massive indexed whole world index fund by market cap incase the US Dominance in the stock market starts the slide it would be future proof'ed
1. SMH has significantly outperformed VT. The annualized return of SMH (approximately 26.5%) is characteristic of a high-growth, concentrated sector fund during a major technology boom (the 2010s and 2020s), particularly in the semiconductor space. 2. VT is a globally diversified, passive fund. While exact "since December 2011" data for VT is not in the snippets, a total world stock market fund would have a much lower annualized return—likely in the 10%-12% range for the period, reflecting average global market growth. This illustrates the fundamental trade-off: SMH has offered massive potential growth but with much higher volatility and sector risk, while VT has offered diversified, lower-volatility market-matching returns. 3. Risk vs. Reward: SMH's best-performing quarter was +32.02%, but its worst-performing quarter was -24.40\%. VT, as a diversified fund, would have experienced less extreme swings. Hardly anything except Crypto has beaten SMH every year on average. You can talk focus or global diversification or you can talk kick ass returns every year. You can have both. I would invest in crypto no leverage, SMH, VT, there…you have the best of each world.
Define better but VT is surely safer
Nope. But like people have said: VT or VTI might or could outperform it