VT
Vanguard Total World Stock Index Fund ETF Shares
Mentions (24Hr)
85.71% Today
Reddit Posts
Is it ok to never have bonds if you start investing early?
I have about 10k on hand. Thinking 50% VTI or VT,30% VXUS, and rest 20% in stocks. Unsure about my ETF choices though
Low volatility factor investing is criminally underrated
What is the quality of stock markets in other countries compared to US?
Searching for advice on F1 NRA brokerage accounts (Vanguard Vs. Schwab)
Is my portfolio made by my wealth manager too complicated?
Are these good lump sum buy and holds? VOO, VTI & VT
Thoughts on transferring “all” of my savings into equities
How should I invest to build wealth long-term in my early 20s?
Is VOO (US Megacap) plus AVDE (International All Market) a good balance of simple and diversified?
Would AVLV theoretically be any more profitable than a passively managed fund like VOO?
How much reasonable risk should I take on to maximize profit?
what's the point of tlt if it's just as volatile as stocks
I have a mental issue when benchmarking my portfolio - looking for advice.
Just transferred my workplace 401k to a brokerage 401k and trying to make the most of it
Feedback for shifting an IRA with slight SCV tilt to a full-on 5 factor portfolio.
Selling equities at a loss to pay for high interest mortgage
Does it ever make sense to have multiple brokerage accounts?
Stuck with current employer's limited 401K fund offerings, looking for advice on distributions
Have money in both Sofi Auto Invest and VT via Fidelity. Should I consolidate?
28yo, Is selling all my VGT and buying VT timing the market/performance chasing?
Are my portfolios any good? 96% equities / 4% real estate
"No more than 20% of one's stock portfolio should be allocated to foreign stocks? - Jack Bogle - Does this advice still ring true today?
Better to Hold More Specialized Funds, or Big Generalized Funds?
Ratemyportoflio : 45% VTI 40% VXUS 5% AVUV 5% AVDV 5% AVDS.
I just started putting money into a 401k. Where should I have that money invested?
Anything I should be doing to be more aggressive with my VOO/VT portfolio?
Why is the solar industry performing so poorly?
My un-intelligent way to make bets, as of now
What Do I Diversify Into? (small $ monthly investments)
Wanting to invest recent VA backpay - thoughts on how I'm proceeding about doing so
Invest in VTI and other "feel good ETFs" if you want to make less money.
How long do you recommend paper trading before doing actual trades?
Fidelity's Limited Automatic Investing Options vs Having More Accounts
My friend claims my method for investing may not be allowed, can anyone clear this up for me?
How is my Vanguard performance returns negative, when my investments are in the green?
why do people act like if the markets are down over a decade or more the world will turn into the last of us
How safe are ETFs if broad index funds didn't exist?
If safe ETFs broad market were an option - what would you chose?
Selling long dated deep ITM SPY or VT puts instead of holding shares.
90% are in blue chip stocks and VOO/VT (~85%). Also new to investing RIP
Should I keep holding ENVX and buy the dip?
Steak (Live Cattle) hits an all time high.
Please don't crucify me.. What is the actual point of all of this?
My Dividend Portfolio, 60 / 20 / 20 - VT / VIG / SCHD
Mentions
Just ditch QQQ if you have it and buy VT or VOO. The pump should have given way to the dump by the time it gets added to the S&P. Absolutely nothing says you need to own a NASDAQ index fund, if you really want 'high growth high risk tech' there are plenty of other ways to achieve it. I'd agree that its a pretty worrying precedent for the NASDAQ to set between changing the free float rules to overweight tiny floats, and allowing fast entry (while this specific IPO also lets existing shareholders exit earlier than normal). I'd worry less about this particular IPO wiping anyone out (besides a few foolish active investors), and more about the floodgates the index's greed has opened. SpaceX's tradeable market cap will 'only' be $80 billion in non-NASDAQ indices, so its unlikely to distort the prices of anything else besides he other space stocks Reddit obsesses over but which make up a tiny proportion of the overall index. Tesla has been sitting at unhinged valuations for years but doesn't move the wider market.
SOXQ is better. I would only combine this with VT as the backbone, though.
Dear lord, stop getting your entire worldview from Reddit comments. Many index funds have always had fast entry, including VT / VTI. SpaceX will be less than 1% of these kinds of funds. It's still float weighted.
Just hold for longer, set a trailing stop, maybe 20%, if you’re worried about losing money. Or sell 1/2 at ATH and keep the rest. I’ve successfully used this strategy with some big wins (MSFT since 98, AAPL since 2012, NVDA since 2020, currently holding AVGO AMD TSM MRVL GOOG - all with trailing stops that haven’t triggered, still riding them on the way up). Also I bought META when PE was low, around 200 a share, these aren’t dogshit stocks if you hold for longer and have conviction. Tha said, 90% of my money is VT and chill, 10% play money is for fun.
Not a financial advisor but I like to do a core + satellite approach. Where the bulk of my money is in a broad index etf (like VOO or VTI, VXUS, VT etc) and then I supplement that with more risky individual investments. My satellite rn is GOOG, MSFT, MU and RKLB
It shouldn’t end up as more than 2% of VT. Not a great situation, but not enough to change a whole investment strategy over IMO.
Just buy VOO and VXUS or just VT. Then in a tax deferred account add BND after you turn 40.
Improper sizing! 0.5%-3% of your total port leveraged throughout one year, the rest in 3 months treasury bond or S&P500 ETF (VOO for lower fees) or even VT for total world stocks exposure.
More like 0.7% of QQQ. Lower for VOO, VTI and VT, in that order.
Just buy Voo or VT or a combination of ETFs for 80-90% and play with 10-20%
You should really start looking at 10, 20 50 100, and 200EMA to determine if you are buying in a bull or bear trend long term and short term, and if you are buying way too high in a bull run (i.e. way above the 10 or 8EMA in an increasing market, which can still be a mistake) sound like you have picked stocks pretty well, but with really bad timing and not paying attention to fundamentals. Also should check PE and PE/G for every stock you buy as well as news and projections, etc. I like using gemini for consensus price targets and trajectories as well. More fundamentals!!! And have the lion's share of your funds in tried and true things like VOO, VT, VTI, and so on.
Getting kinda hard to take some profits but I'm definitely trimming a bit and dumping into VT so hopefully I can begin that whole "chill" part. Until then, hit me on 11.
show me? VT took a hefty hit. What other world market are you talking about?
Eh, I’d go VT and forget. An all world including us has good upside with less downside. Just set a recurring daily buy and go touch grass
You already won. Don't risk pants down in the coming bubble burst. Put 5% trailing stops on everything and as they sell off put it into VT, or VTI+AVGV+(SCHD/SGOV) depending on risk tolerance. Delete the app and only reinstall it once a month to make those trades. I mean full port Tractor Supply calls or whatever.
Yeah. Bc VOO in a few decades will be fine. I got other shit to worry about. If VOO won’t be fine, then VT will. Force yourself to chill
If you want to invest, just do that. Like someone else said, go with an ETF like VT, VTI, VOO, whatever if you’re not confident picking out stocks. Most people suck at it, and those that don’t are often just lucky. If you mean you’re trying to time the market like OP with stocks, there’s nothing to understand. The market is a casino as they say. But long term it tends to rise.
100% they should just do all VT. They will come out ahead
Same. VT in accounts that I manage myself. Low-cost index funds based on what’s available in my employer plans (fortunately pretty good at offering Vanguard index funds). Individual stocks are too much work and the active funds I have access to charge nearly 1% to miss their benchmark by 10% (looking at you MFS).
None in individual stocks. I like to keep my portfolio boring. VT is the bulk of my money.
I suggest investing in VT it also has international. Just put everything into that funds and don’t look at it ever and don’t pull it out even if you think “it’s about to crash” Just follow “ABB” always be buying Or you could do 70% vti and 30% vxus it’s basically the same ish
I get paid tomorrow morning at 4am. Once the check clears, 0DTE calls on $SPY for $740. Any loss will be made up for my working OT at Wendy's. Any profit goes 60% to $SPY, 30% TO $VT, 5% to BTC, and just for the thrill of it: 5% into the Robinhood prediction marker that Bass wins re-election as LA's mayor,since her odds look good
if the tax-advantaged space is maxed, excess goes in a total market ETF on autopilot. VTI for US, VT for global. low expense ratio, dividend reinvested, and you mostly stop thinking about it. the only adjustment is making sure bonds are in the tax-sheltered space, not the taxable brokerage account
Loaded up on TLT and will enter back into VT when it touches the 200 week SMA.
There's risk everywhere in life. What happens when semis crash to US stocks? I also buy $VT and $GLD to hedge. Right now I believe the Yen scare and Crude Oil scare is a buying opportunity for World ex US & especially Japanese stocks. And living in the USA I need to hedge my USD risks b/c that's what I get paid in.
VT and chill using DCA. I’m not the first person on here to say it and I won’t be the last. It’s the most common advice out there for a reason.
Buy shares of a low expense ratio broad market ETF. VOO, VT, etc. That’s it. That’s all you do. Trying to do more is statistically likely to make you less money. Now, leave this sub, go to r/bogleheads, and do what they do and only what they do.
Jokes on you I own the QQQ,VT, VOO and SPY. Let's burn together
Both of those routes sound awful to me. SCHD is for people that don't understand dividends. Here's a video to help you understand what dividends are and aren't (spoiler: they aren't free money): [https://www.youtube.com/watch?v=f5j9v9dfinQ](https://www.youtube.com/watch?v=f5j9v9dfinQ) Nearly all of the stocks in SCHD and VPU are already in VTI (use the link in my comment above to see the overlap), so all you're trying to do is tilt your portfolio to something you don't understand. I would go with VTI + VXUS or simply VT.
Good idea when getting started to buy something like VOO, which tracks the SP500. VT, is also great! Get some money in there and watch it compound over time.
I have a fair amount of cash sitting in my bank, approximately 50 grand. I plan to invest maybe 30k of it soon, mostly into VT and maybe VEU. At what rate should I do this? Does it make sense to put it all in at once, or should I do some smaller amount every week? The way the economy is working these days scares me lol
Hey all, i have ~$7K to invest right now and not sure where to put it. I wanted to try and get away from tech to diversify, so even just a recommendation of industry is great. I’m currently at $11K in AMZN, $11K in VOO, and $42K in VT. I’m not looking for anything risky, i want slow and steady long term growth. Also open to other ETFs.
I keep my portfolio under 10% individual stocks. The March sell off this year convinced me that I’m nowhere near as smart as I think I am. The upside is I did time the March 31 bottom in $VT, $VXUS, $EWJ & $GLD. I’m much less stressed today than I was going through the March sell off. I’ll gamble with 10% of my portfolio but more than that isn’t worth the stress even if I did get lucky & bought the winning stocks.
People that are losing faith in the stock market are not going to be serious people. There are a lot of different exchanges and you can try to pick and choose winners but VT will be your best bet and let you sleep better at night. US vs Ex-US is a bit out of sync and I think around 64/36 right now but I consistently use a 60/40 portfolio and make a killing decade after decade.
You can buy bad stocks and meme investments. But if you don’t understand the market just keep it simple. Look at VOO or VT. It gets old calling them chill stocks because just don’t understand. Don’t look at VOO dipping for a week. Or a month. Zoom out. I mean way out. 10 years. 20. 30. Look at its growth over many years. Not a week. Or half a year. This is why so many people get tired of the chill stocks comment. But so many others also panic sell as they lose their shirt in shorting and Wall Street bets.
Just VT ETF and chill. It‘s not that deep
Put $7,500 of it in a Roth IRA and buy a broad index fund like VT. By the time you're 59 it'll be worth $700,000 tax free.
Fsmone, ibkr has it. Vwra is more suitable for Asians as it's more tax friendly for us. Not suitable for US residents if I'm not wrong. It's a world index, US equivalent will be ticker VT, but the allocations are quite different. VT has more small cap companies.
Red? I’m in the green ya peasant. VT, AVDV, AVUV. Suck it.
That's what the 401k is for, how do i make tendies here more than VT ;(
go over to r/Bogleheads . delete RH. read simple path to wealth by J.L. Collins. buy VT an be free. welcome to enlightenment, my friend.
Eastman Kodak is a cherry picked example, I know you mean well and there is good advice here so not hating, but there are lots of examples of companies that don't look like that and are well managed enough to weather tides turning, Apple comes to mind as a counter example. Agree with most of what you are saying and know that is put out there as a cautionary example, but I would also mention not missing the obvious zeitgeists of the times, either. It would not be bad advice to have some small portion of portfolio in VGT or QQQ for example, or even SMH. I would specifically dedicate part of porfolio, maybe 5-10% in more agressive areas or companies you see growing in addition to things like VOO or VT . Sector ETF /= bagholding unless it is some absolutely wild out there play.
There’s a lot of small cap doing nothing in VWCE and it’s American version VT, though. The index/iShares ETF ACWI beats it by 5% over the last 5 years, as bigger stocks will still have a big impact on even global equity funds at market cap. Unfortunately it has a higher expense ratio (0.32%) but traders love it. ACWI definitely does not contain small cap and most investigating this say the small cap premia has disappeared for various reasons (some brainy economist types employed by fund families that actually want to outperform say esp EM small cap, even EM SCV, tend to sit on their market cap letting the index buoy their stock \[but also a bit DM\], private equity may have taken the best/keep the best private longer as to fly under stock regulators, etc..). I’m looking at SPDR’s global SPGM long term myself with almost 3,000 global stocks, but including the top small caps, at 0.09%. Also possibly adding some profitability-screened small cap value ETFs (risky wait but the dividends will build up shares while waiting). Think Vanguard offers an ex-US global small cap value etf (UTICS) available to many non-Americans but not sure it’s profit-screened.
If you're asking, you should buy VT
2 things can be true at the same time. This might not be the best time to lump sum into the market and it's also usually a good idea to start good habits like investing ASAP. You have to remember the economy can go into the shitter and the USD can also lose value due to inflation faster than stocks losing value vs USD/DXY. I would figure out a plan. I am more bullish on World ex US than US so I BTD in $VT and $VXUS vs many here BTD in the $SPY or $QQQ. I will say stay away from buying individual stocks until you have a good foundation of at least $100K in indices or ETF's like $VT or $VTI. I think you can count something like $GLD towards that $100k foundation; but don't go all in on anything. Good luck.
Nope. I dropped over $60K into the market on the week of March 31, 2026 buying $VT, $VXUS, $EWJ and $GLD. I'm just not a reddit perma-bull tech bro. I am bearish on the USD & AI cap ex circle jerk though
Entire uranium sector More orders than supply of the fuel source. Growing interest in demand before data centers from green energy push, now tech giants show interest. Sizeable technology leaps compared to previous implementations. By weight I hold NXE CCJ URNM RYCEY GEV Been DCA since 2020. Honestly shitting myself cause the first exposure to it was a bullshit motley fool article the literal day I turned 18. Sector has made me 10s of thousands right as I entered adult hood. Sector occupied 33% of my stock holdings, or about 10% of overall NW, dividends/covered calls/profit taking on runs goes to VT/VTI. For me it's my big gamble. With a potential lifepsan keeping me on earth another 70 years, I just can't see how the nuclear industry as a whole won't grow.
Premarket for VT turned green(+ 0.04%) Bears 🖕
VOO or VT and if you get a job and contribute regularly you’ll be a millionaire by mid forties at the latest. And the compounding only speeds up after that. If you’re going to trade do it with like 10% of your portfolio.
if the move from VT > options makes me 50k then ima get a used AP
which calls and stocks to buy this week? going to sell more VT to fund options and stocks that will 2-3x in the next month
VT and chill. You won't miss out on the next boom this way.
i use robinhood's roth for this reason exactly. i almost exclusively invest in VOO, VTI, and VT bi monthly, but i have a handful of individual shares i've picked up over the years. many of them up 100-400% and its tempting to liquidate but if i'm in it for another 30 years its hard to justify other than locking in gains and moving it to an ETF where growth over that time frame is likely to be slower. i've had fairly good experience with using/buying/interacting with a company, liking them/their product, and buying a share or two and watch it take off. this is mostly just my "play" money account since my 401k is my real retirement but every bit helps.
Not ETFs. If they drop heavy chances are the market is turning. An individual stock, sure. But I'm not gambling so I shy away from individual stocks. VT, VOO, VTI, things that are full market or global full market. Through Thursday pm I captured all the upside that has been running. Friday was a mess but not a 4% drop mess yet so if it turns this week I'm still in and gaining. If Friday was the shape of things to come (Monday looking ugly atm) then, yes, everything likely sells this week. But, if so, I'm betting the most we will get after that is a dead cat bounce and I'm not here to trade that emotion, I'm here to avoid the massive risk that is likely at some point here without being 'out of market' if it keeps running. I think the next fall is the 3 year fall frankly. Doesn't mean I'm right. But the buy the dip can't possibly run more than another 18 months. This worked for me Oct 2007 when dow hit just under 14,000. Stop loss at 4% allowed me to be on the train all the way up and it sold 2 months later, all out (100% out). There were a few head fakes just before that but that 4% mark worked flawlessly for me. I didn't 'time the market,' I let the market do the timing via the stop loss. Then I sat there for what felt like FOREVER waiting to get back in but I wasn't sweating every night (okay, I def took some money out of my Wachovia bank account when everything felt surreal with banks being forced to merge but my holdings were locked down and not cut in half as the market fell apart). Only thing I didn't do was short a few things - didn't really understand I would MAKE money in a shit storm back then...this time I'll buy a few shekels of SQQQ if the market drops 7% or so and see how that shit show of a short works out. 😄. But back in market around 9,000 DOW 18 months later worked out just fine. You do you, it's all cool. But hurt is coming here at some point so best way to get the upside until it does is have the stop in place. Worry free.
You sound really uninformed to think the mass of aggregate of the market is all that is possible. Tell that to the founders of Apple or Google lol. Your advice while coming from a good place simply isn’t true, of course, there are over performers and under performers. Challenging to do consistently over a long run, and self balancing in indexes comes into play will give you that, cash management and making plays in sometimes contrarian plays but to say there aren’t over performers it’s just foolish . You state it like it’s some absolute that can’t be beat. see you mean from a good place, but takes like one example to counter it. Sounds like you should just stick to VT and do nothing else. You will do well, but there are others who are more active and some indeed way ahead of that curve, even long term. Those that have can’t take those curbs lock in gain and place into an index, basically attack the problem from both ends and come out ahead. My portfolio would be a solid $120k less right now if I had listened to people like you , and most of it is in VOO now, so your take is not some novel thing that is a surprise to people.
Barclay for emergency savings, and the rest into Vanguard ETFs on Interactive Brokers platform. The ETF "VWRL" and never look back due to extreme diversity. It is the UK's version of VT. It has an expense ratio of 0.22%. Another option is VUSA. It is the UK'S version of VOO. It has an expense ratio of 0.07%. Lower expense ratio, but not as diverse.
VT, gold, bonds and chill. Possibly energy too.
So you own no international? Maybe start there and switch over to VT.
I second what others have said. VOO is great, but I also have VT and some foreign ETFs too along with a handful of single stocks. Nearly all of my holdings are in some kind of index fund though. That being said, 100% VOO is not a bad plan at all. Maybe 10-15% of your holdings could go into some individual stocks? That way you get to have a bit of fun while not becoming overly risky.
Just buy VT and sell when you retire.
You could diversify further with VT only or VTI plus VXUS.
If legit, sell move to VT and never come back
Thanks heaps for the advice! Currently looking into setting up a recurring investment for VT! Appreciate it
1) Emergency fund - enough to cover 3-6 months of essential expenses so you don't get stuck having to draw down investments at an inopportune moment. 2) Make sure your retirement fund is on track for a comfortable retirement. 3) Invest the rest in a taxable brokerage: - One-fund: VT - Or two-fund: VTI + VXUS - Add BND if you need less volatility. - Add VOO for more US large cap exposure. 4) Dollar-cost average and rebalance when your positions get it off balance from their set allocations. Avoid stocks/crypto with any money you can't afford to lose and keep it a small percentage of your portfolio (high risk).
We do. I compromise with myself by only gambling with 10% of my total portfolio. The rest is in VT and I'm never selling.
It sounds like you think a taxable account is better than a 529. In some ways, I think that might be true but I think it's a mistake to not have some of it in 529 to optimize your taxes. I will give you my example. Your mileage may vary. My father-in-law gave my son $5000 when he was born. After 25 years, it's ... roughly 60,000. I did take some out to fund my son's Roth IRA when he was in high school and mistakes were made early on. If you go this route, make sure to pick an ETF that you are comfortable holding LONG TERM. I recommend either VT, VTI, VOO, or SPMO depending on your risk tolerance. My original investment was in mutual funds which distributed dividends as well as capital gains. Eventually, the distributions exceeded the tax free limits for a child. I then slowly moved everything into ETFs. Every November, I estimate my child's income and calculate how much I can sell and re-buy to reset the cost basis tax-free. In addition to the above, I contributed $250 per month into a 529 for 18 years. I stopped immediately after he graduated high school. I invested in [nysaves.org](http://nysaves.org) Growth Stock Index Portfolio. He went to in-state college so we withdrew $100,000 tax free to pay for his college. I forgot how much he had in it when he graduated college, but I checked his balance today and the remainder has grown to $150,000. Starting next year, I will start funding his Roth with it (max 35,000). After that, I will change ownership to him. I know people complain about the taxes if withdrawn for non-education purposes but the penalty is 10% plus taxes. The money is growing tax deferred which easily covers the penalty after roughly 7 years. He could also transfer the beneficiary to his children if he ever decides to have any. He could also use it as a safety net in case he is ever laid off. My point is that there are options.
My 8 year old has about $145K in his 529 & 23K in his brokerage that I set up for him. We plan on converting 35K of his 529 into a Roth and the dream scenario is “the scholarship exception” so I can move a large amount of of his 529 out without the 10% penalty & roll that into his brokerage. I let him pick a couple stocks he picked Amazon and Google and I put the rest in VT, RLY, & ICVT.
VOO, VTI, and VT are not at all substantially equivalent so there is no issue with wash sales.
Thanks, yeah I wasn't planning on BND for the Roth, but appreciate the reminder. For Roth I'm thinking VOO, but my purpose in posting this question was basically to make sure I didn't accidentally set myself up for wash sale issues if I chose VTI or VT (same or 'substantially equivalent' funds) for my Roth. I think probably going with VOO avoids such issues while also providing a good general high growth fund. But if I'm wrong on that, please lmk.
Please say because if you lived through the dot.com or Great Financial Crisis. It took Cisco 26 YEARS to recover to its all-time high after the dot-com crash. Cisco is just one example; there's Intel, take a look at Intel too. Back during the GFC, I bought a company NN and paid about ~$0.90 per share. I sold it a few years later for ~$29.00/share. I used that money to buy VTI. Today, that original stock closed at $2.24/share. So if I held it for the past 17 years, I would have only barely doubled my money had I not sold it at ~$29.00/share. When I sold that stock, I was going to buy Nvidia, but (hindsight 20/20), like a dumb ass, I bought VTI. I'd probably have about $50 million had I bought Nvidia instead of VTI. The point is, we don't have a crystal ball, and it's better to diversify your portfolio. So even if I had used my NN funds to buy Nvidia instead of VTI, I probably would have sold it after I had doubled or tripled my money anyway. Once you start hitting a few million, you gotta take your wins. I still did well, but not $50 million well. When Nvidia, Tesla, etc., were doing their run-ups, how do you know if they're the next Cisco, Intel, or NN? So that's why people say that. It's *MUCH* *MUCH* *MUCH* easier to just stand there and do nothing when you're holding something like VTI, VOO, or VT.
I believe you only need to report your holdings if you hold more than 5% of a company. You would need $6.8T in VT to be required to report your Nvidia holding.
TDFs are great product for those who want to spend the minimal amount of effort towards creating a portfolio. Are they perfect products, no, but are they really good options for many people. You also don’t have to stick to one TDF or the one that matches your retirement date, you can just sell and buy a later TDF every 5-10 year or reset the glide path. At the end of the day, index mutual funds and ETFs are just tools to use to achieve your asset allocation goal. Having a TD 2070 fund in your 401k and a fund like VT or VTI in your IRA would achieve a very simple 90/95% stock portfolio and the idea of a 90/10 being fine for people accumulating is not a crazy thought and is recommended by some personal finance professionals. There are select periods where bonds to outperform equities.
If you’re truly going to hold, it seems fine for the next few years. I would personally just do 100% VOO or VT (if you want global exposure), or a 70/30 VOO/QQQ if you want slightly more concentration in tech
Or just VT, which is closer to 60/40
I actually agree with you, and this could end up a mistake, or me getting lucky. I've been being risky investing in VOO over VT, and I agree I'll need to re-balance into international
You are wildly overestimating the likelihood of the US outperforming the rest of the world for the next few decades, let alone just 500 companies. It's pretty ironic how enlightened you act when you're actually doing the very thing you are alleging to avoid. If you follow your reasoning fully, you should just buy VT.
I still might add a small tax lot to $VXUS today, but I still have a lot of dry powder since I tend to be a bit too bearish for my own good so please take what I say with a grain of salt. Everyone needs a plan. I want to be clear b/c I know I trade too much w/ 10% of my port and I post those trades here. I am talking dry powder. I will only add more dry powder to my foundation of $VT, $VXUS, and $GLD once we hit fear or the 200 DMA.
I personally really don't mind. The lion's share of my portfolio is in VT that I bought back in 2022 towards the tail end of the downtrend and that's my core long term position. I honestly got into TLT as a hedge. I understand duration risk is a thing, but I only got like 10% of my port in TLT.
You should still diversify but honestly that you invest on VT vs VOO, once you agreed on your portfolio structure there isn't much more to do than living your life and let your saving + time does it's work. It's boring. But nobody said you have to spend lot of time managing investments.
You mean like rolling over your retirement accounts into a new account in fidelity that starts as cash so you can VT and chill but proceed to watch a 15% run-up in VT since March 30 and now dealing with a sunk cost fallacy that prevents you from dumping in until it’s back under 150?
I just have my list ready. I'm not smart enough to know what stocks to buy so I just watch the 200 DMA and pull the trigger on $VT, $VXUS, and $GLD when they are about to hit that level. I feel if it doesn't make you feel physically & mentally sick when buying, then there will be better opportunities to buy in the future.
If you need to ask these short of questions here, what you need to do is buy a bicycle instead and put that money on VT.
Thank you for your feedback! Yeah same I've heard that's the typical approach that you can't go wrong with, but I was curious to see which ETFs (Or mutual funds) in a taxable account make the most sense. VOO, VT, or some sort of combo etc
Check out Bogleheads if you want a low stress approach… VT and chill as they say. Returns will be lower but at least you won’t get stomach pain.
TQQQ is far worse than VT over the long run for anyone reading this. Leveraged etfs are awful long term investments
Or reinvest into VT and thank god you got so lucky
LOL, not that kind of ETF! We mean the likes of VOO or VT
No, it's not. You can pour a lot of effort into stock picking and day trading and get absolutely wrecked. Everyone is a genius in a bull market. But it's exhausting. I know it's boring but broad market indexes like VTI and VOO, or even VT if you want global exposure, take ZERO effort and there is a very strong likelihood that, over your investing timeline (could easily approach 70yrs investing from 23yrs old till death at ~93), you'll do better with that zero effort than if you spent 8 hours a day every day researching and day trading.