VT
Vanguard Total World Stock Index Fund ETF Shares
Mentions (24Hr)
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Reddit Posts
Is it ok to never have bonds if you start investing early?
I have about 10k on hand. Thinking 50% VTI or VT,30% VXUS, and rest 20% in stocks. Unsure about my ETF choices though
Low volatility factor investing is criminally underrated
What is the quality of stock markets in other countries compared to US?
Searching for advice on F1 NRA brokerage accounts (Vanguard Vs. Schwab)
Is my portfolio made by my wealth manager too complicated?
Are these good lump sum buy and holds? VOO, VTI & VT
Thoughts on transferring “all” of my savings into equities
How should I invest to build wealth long-term in my early 20s?
Is VOO (US Megacap) plus AVDE (International All Market) a good balance of simple and diversified?
Would AVLV theoretically be any more profitable than a passively managed fund like VOO?
How much reasonable risk should I take on to maximize profit?
what's the point of tlt if it's just as volatile as stocks
I have a mental issue when benchmarking my portfolio - looking for advice.
Just transferred my workplace 401k to a brokerage 401k and trying to make the most of it
Feedback for shifting an IRA with slight SCV tilt to a full-on 5 factor portfolio.
Selling equities at a loss to pay for high interest mortgage
Does it ever make sense to have multiple brokerage accounts?
Stuck with current employer's limited 401K fund offerings, looking for advice on distributions
Have money in both Sofi Auto Invest and VT via Fidelity. Should I consolidate?
28yo, Is selling all my VGT and buying VT timing the market/performance chasing?
Are my portfolios any good? 96% equities / 4% real estate
"No more than 20% of one's stock portfolio should be allocated to foreign stocks? - Jack Bogle - Does this advice still ring true today?
Better to Hold More Specialized Funds, or Big Generalized Funds?
Ratemyportoflio : 45% VTI 40% VXUS 5% AVUV 5% AVDV 5% AVDS.
I just started putting money into a 401k. Where should I have that money invested?
Anything I should be doing to be more aggressive with my VOO/VT portfolio?
Why is the solar industry performing so poorly?
My un-intelligent way to make bets, as of now
What Do I Diversify Into? (small $ monthly investments)
Wanting to invest recent VA backpay - thoughts on how I'm proceeding about doing so
Invest in VTI and other "feel good ETFs" if you want to make less money.
How long do you recommend paper trading before doing actual trades?
Fidelity's Limited Automatic Investing Options vs Having More Accounts
My friend claims my method for investing may not be allowed, can anyone clear this up for me?
How is my Vanguard performance returns negative, when my investments are in the green?
why do people act like if the markets are down over a decade or more the world will turn into the last of us
How safe are ETFs if broad index funds didn't exist?
If safe ETFs broad market were an option - what would you chose?
Selling long dated deep ITM SPY or VT puts instead of holding shares.
90% are in blue chip stocks and VOO/VT (~85%). Also new to investing RIP
Should I keep holding ENVX and buy the dip?
Steak (Live Cattle) hits an all time high.
Please don't crucify me.. What is the actual point of all of this?
My Dividend Portfolio, 60 / 20 / 20 - VT / VIG / SCHD
Mentions
Buy some beer & listen to some good music. Then I would go 50/50 and buy 50% $VXUS and 50% $VT. You made a decision so lets use that decision to diversify to 50% World ex-US and 50% World plus US. You made a move so you might as well make a change. This should keep you away from a possible wash sale flag as well.
I panicked sold my VT stock for +2.5% after seeing Iran closing it lol As long as in green my hands are weak as fuck
Dude, nobody has any fucking idea and anyone that says they know for sure is lying. Just buy the dip and VT and chill
Some in cash, some in 2 year bills, and a small part that you are willing to risk in VT.
https://www.composer.trade/etf-comparisons/VT-SPY Ex usa/smallcap outperformance has been staggering last 6-12 months tbh. Enough for VT to massively outperform spy. Though it did get hit harder from the oil shock. Now it got a bigger bounce than spy though. Dxy may also turn to toilet paper if oil gets cheaper again.
Real chads buy VT and soak up the collective efforts of the entire planet with one fund
Zoom out and just buy VT shares.
You not only lost the $130k, but you also lost what that money would have made had you just parked it in VT. Stop doing what you;really doing. You're not good at it. Join r/bogleheads and start invest smartly not dumbly.
How is it mooning? Because VT is up 2%? lmaooooo I did buy some individual stocks that are up 10-15% the past two days, but yeah I still have 250k waiting for deploy into individual stocks
keep an emergency fund and whatever you need for day-to-day in a HYSA. Start investing 15-25% of every paycheck into a well diversified ETF. (Either S&P 500 or VT to capture global diversification)
What is it actually invested in? What fund? A basic global portfolio like VT would have had like 120% return since then. Even a very conservative 60/40 fund like VBIAX would have returned 56% To get only a 39% return, you had to be in a pretty dog shit portfolio. Are you paying an advisor? Super high fees could account for some of this.
VT closing green 4 hours before Trump might wipe out Iran lol
Clearly you know how to save, since you had 10k. Just buy VT
Honestly for me since I’m invested in Vanguards TDF in my 403b I don’t mind it since my job doesn’t offer a match so I’ll just throw money into it and just forget about it. I’ll just focus mostly on my Roth IRA which is invested in VT and taxable that has VTI and VXUS.
I timed the bottom in $VXUS. That was my biggest BTD. I bought at $74.45 and $75.39, both around 200 DMA. I'm more bullish World ex-US than World plus US. But I figured I need exposure to US stocks as well hence buying $VT and $IGV last week.
I entered a position at $135 when the 50 week SMA was breached 2 weeks ago. I'm entering slowly, but I suspect there is a reasonable chance it get breached again. I know VT is above the 200 day SMA as of now, but SPY and QQQ really gotta break above the 200 for any real bullish momentum. We shall see.
Well I opened a position into $VT at $139. I'm trusting the 200 DMA will continue to act as support. The world plus US market charts look a helluva a lot better than the $SPY. Hopefully the US markets catch up. Until they do I will be overweight World ex-US & Gold.
I'm looking at the daily and weekly for VT and in no way is there any indication that a inverse head and shoulder is forming. I'm saying this as an investor in VT.
You may be right, but $VT did bounce off it's 200 DMA once again today. I just added $VT to my port as well and I am done. My port is where I want it to be. If you look at the charts for the whole world markets ($VT) vs just USA markets ($SPY & $QQQ) ; you could make the call that the bottom is in. We have already bottomed & retested & bounced on $VXUS (world ex-US). We are all gambling here at the end of the day. I could be wrong. But I see a reverse head & shoulders pattern forming on $VT (world plus US). I'm ignoring the $SPY and $QQQ here and looking at the bigger world picture.
>!Dollar cost average into VT or VXUS/VTI and chill, seriously.!<
Is this the day my port gets halved? Even if I'm holding 100% VT and Chill???
If he did what you said he would do it would be ideal such as buying VT and only looking at your portfolio occasionally. Or buying 90% VT and 10% BND.
That sub is basically “buy VT and chill” anything outside that framework tends to get shut down fast
That sub is basically “buy VT and chill” anything outside that framework tends to get shut down fast
What exactly do you mean by “the market”? The VT ETF is up slightly over six months and up significantly over twelve months.
Okay my dude I'm going to say something probably ban worthy for this sub but hopefully it actually helps you. If you relate to the regards in this sub and just want to gamble your mone then go and follow their lead and buy 0DTE options. If you don't want to gamble and just want stable growth (yes boring) then go to /r/bogleheads. If you are young and want to invest long term, you can just buy VT and chill. Goal is cheap index funds, whether it be US stocks, foreign stocks, bonds, US treasuries, whatever. I'm only in this sub to have a good laugh. Gambling is fun even if I'm just watching.
Probably because it has been asked and answered a million times and the answer is that it doesn't? Most funds that boggleheads use won't be affected by this (VXUS obviously, VTI, VT) more than affected by a company like Tesla today
I'm 50/50 in equities and "hedges"; equities are SPY and VT, hedges are a mix of bonds, cash, managed futures. Hedges included gold until a few weeks ago, sold that once it was obvious countries needed capital to hoard oil. I'll scale back to 100%+ equity exposure once SPY crosses it's 200 day, probably with UPRO+TQQQ with trailing stops and protective puts in place.
"Time in" matters more than "timing" the market. Set up automatic investment for each paycheck. r/bogelheads and VT and chill.
You have no idea if the s&p500 is going to skyrocket in the next 2 months, yet you assert it as if you do know. If you can’t handle the ups and downs, you need to train yourself not to look at your portfolio. You’re coming at it from a day trader’s or gambler’s perspective. If that’s what you want to do, then great. That’s your prerogative. However, based off what you’re saying, I don’t think that’s what you want (at least I hope not as you do not seem near knowledgeable enough to walk the path). Just put it in VT and don’t look at it.
It’s very simple. If you need the money in the next 3-5 years to a decade and/or don’t have an emergency fund, keep the money in a HYSA or buy a CD. If you don’t need money and want to invest for the long term, just buy VT and let is sit without looking at it for the next decade+. This puts aside questions of whether you qualify for an IRA or have a 401K or have done backdoor Roth already. If you don’t have any tax advantaged accounts, you really should google them and learn about them. It’s that simple. Don’t time the market. Don’t watch it every day. Definitely don’t put money on the market that you’re going to need in the short to medium term.
Sir, this is a casino. Just buy shares of VT and hold them until you retire.
With ETFs, you don't need a portfolio. Invest in VT or VTI. For more info, go to r/Bogleheads
Max out what ever they offer at work. I'm sure it's a solid plan. And put that into VT or a great dividend stock like KO and reinvest dividends back into KO. Buy a house if you can afford it. I believe precious metals are always a safe bet. I prefer the physical kind. Don't try to keep up with the Jones's. Work hard now and you will be playing while everyone else is still trying to figure things out. And always learn.
I didn’t think I had a trigger, I just have buy VT biweekly as my automated order.
This is not an investment subreddit, this is a turbo regardo pseudo gambling subreddit. Though, on a serious note, you can still learn a few things about the market by lurking here. Mainly, hopefully, that stocks and options are extremely risky. If you want actual investment advice, go visit r/bogleheads. Or just buy basically any broad cheap ETF. If you want the short version, literally just buy VT every month and don't touch it.
Invest in something like VT for the bulk of your investments you tard.
97% of day traders lose money. This is an entertaining hobby and gambling, if you actually want to grow wealth over the next few decades put most of your portfolio in VT and move on with your life
You should be all in on $VTWAX (ETF version $VT). According to the Cederburg paper, you'll need to invest 40% less lifetime in this portfolio to achieve the same retirement outcome as investing in a target date fund. [Challenging Lifecycle Investing: The Case for An All Equity Strategy](https://rady.ucsd.edu/_files/brandes/Challenging%20Lifecycle%20Investing%20The%20Case%20for%20An%20All%20Equity%20Strategy.pdf)
There are two paths: - T-bill & chill - VT & chill Choose wisely
Bro 2 accounts: first account 401k 20% every pay check into $VT and chill. 2nd account: take the money from blowing dudes behind Wendy's dumpster last night and yolo everything on 0dte meme stocks, repeat until you're a millionaire.
you need to get off of this subreddit and find a different one. VT, VTI, or VTSAX set it and forget it my guy
Just keep buying VT and don't touch it for 40 years.
90% ETF's, 10% stocks. $VXUS, $GLD, $EWJ, $IGV is how I'm weighted now. I might add $VT and I'm not totally convinced $IGV is a long term hold. It's just more reasonably priced than the value $SPY names right now. Long foreign stocks & gold.
I tried to post $VXUS holdings compared to $VT but the comment was flagged for pumping penny stocks since moderators can't tell diff b/w Novartis AG w $258B market cap vs some similar US stock. But anyway......if you use Yahoo finance or any stock ticker check you can go to holdings and it will list the Top 10 holdings for any ETF or mutual fund. I would look for World ex-US over World plus US. If you compare $VT vs $VXUS for example the US stocks are all in the top 10 b/c they are overweight US stocks, but they do include foreign world stocks as well. But $VXUS doen't have any US stocks, and is 100% foreign non US stocks. You can check the same for $EWY, $EWJ, etc. Hope that helps.
Market is only down 5% from early February. Before jumping in can you handle a 10% drop? 15% drop? 20% drop? Not saying those are going to happen but there is a very real possibility it can. I'm staying invested and only selling to tax loss harvest. I buy VT, if it goes to shit I sell, take the loss and immediately buy VTI and VXUS. The world is insane right now, so I expect and know there will be much volatility. Just have a plan for it.
VOO or VT. Just be consistent and don’t sell prematurely. Good for you for starting so young!! I got my vanguard account set up and starting learning and investing at 25-ish. 31 now, very happy with my results, but man I wish I started at 18-20
Read the, [The Bogleheads' Guide to Investing](https://www.amazon.com/Bogleheads-Guide-Investing-Taylor-Larimore-dp-1118921283/dp/1118921283). I can't tell why you're confused but I assume you're cherry-picking positions that have performed well in the recent past and assuming you should go all in on them now as if there's any reason to assume the future will look like the past. The 2055 target date fund is 90% $VT essentially which is about as aggressive as you can get while also being as diversified as you can get. It's a recommendation that no serious person would say is bad.
I moved cash to VT last Tuesday. Glad I did. SPY touched 629 and bounced. 12% down from ath with no indication of bear market drivers.
Roth IRA is a tax free account and that's very good to max out yearly when you are young. Start with opening a schwab, fidelity, vanguard or similar account, creating a roth IRA, and buying a money market fund like SWVXX for schwab for example so your money is doing work while you plan your portfolio. I recommend the S&P500 index like SPYM, VOO, SWPPX, etc. Or a total world index like VT for example. These are general starters to research around. More aggressive growth funds are like QQQM, SPMO, SCHG for example are the best for your age. Small strategic satellites might be individual stocks, dividends, international, small cap. Don't get carried away with these and some people are fine not buying them. Don't waste your money on bonds, reits, crypto, and weird stuff. Dollar cost average consistently for success.
Yeah US is showing a huge lack of research here, but I guess for the purposes of their post, VT is about 25.34% tech.
Expense ratio for the MFS fund is pretty high, that one alone is about $115 per year on top of the other fees of the other three funds which is more reasonable. Also it looks like there's some overlap of holdings between BlackRock and MFS, they both hold NVIDIA, Apple, Microsoft, Meta.... You could do 100% VT. Annual expense for $76k fully invested would be $45.
I think you think you had some deep insight into the meaning of investing, what you don't realize is everyone already knows what you stated and discarded it because the definition is so extreme it makes both words (gambling and investing) meaningless. It's a pointless observation because it pretends sitting at a slot machine is the same as investing in VT. It somewhat reeks of /r/im14andthisisdeep.
Ah, so you're not actually worried about the kind of inflation that decreases the real yield of nominal bonds and have high confidence that the interest rates on long duration bonds won't go up. Hope it works out for you. I only mentioned physical gold, crypto, and physical cash because those are popular among people who give credence to conspiracies such as the government intentionally manipulating CPI. I've got two years of expenses in I bonds, paid off house, and everything else is VT and chill. Planning to not need money from investments for a while. Contributing as much as I can to tax advantaged accounts. I'm not in T bills either; I bonds look like a better deal, and interest is tax deferred.
wdym you're not sure if VT is int'l or not, did you bother looking into the weighting?
Counterpoint regarding VOO: the top 500 US based companies.... aren't *really* US companies. They're all multinational regardless of where they are incorporated. I would argue it's just currency risk, not country risk. SPX funds also have lower fees that funds like VT. As for VT: they have holdings in countries that are typically seen as uninvestable. no other countries have robust consumer protection like the US, and some countries don't even require corporations to release earnings statements, balance sheets, etc. They're like 1920s stock markets. Even if they get a high risk premium, many people don't think the risk of fraud is properly compensated. As for QQQ: based on the same logic, you should buy OTM LEAPS instead. how aggressive is too aggressive when you're early in your timeline?
I don’t disagree, but the counter-argument is that people with long time horizons like 30yrs don’t need to take on elevated risk. That’s why so many people subscribe to what they perceive to be a middle ground, VOO. It’s a spectrum, of course. Arguments could be made that VT is risky in comparison to bonds, or that QQQM doesn’t take as much risk as SPMO.
My core position is VT and I’m DCAing into Bitcoin as a satellite position for next cycle
Put enough cash for an emergency fund in a high yield savings account. Invest the rest in VT and hold it forever. Be sure to have enough cash in your emergency fund so that when life happens you don’t need to sell your stock (VT). $63k cash is some serious overkill I think. You also seriously need to work on raising your income if possible or you’re just going to bleed away that cash till there’s none left. The good news is that having this net worth at age 20 means you could have a seriously high net worth by the time you’re in your thirties.
Put 20-30% of your income into VT , that is life changing in time.
Looking for feedback on my portfolio and long term plans. I am currently 25, from Switzerland ,and set to inherit once all the legalese is done roughly 500k. This massive windfall caused me to look into investing options and after some research I settled on the following plan: 60% VT: the main driver, follow the market 10% vwo, 10% vpl: I feel uncomfortable having more than 40% of my money in 1 single country, this way I can diversify geologically. 20% chspi: home bias because I want to invest where I live, my reasoning this also covers Europe so no need for a specific vgk investment. I plan to let this compound until the amount is enough to pivot into schd/schy and have the higher dividends of the pivot cover all my expenses. I am currently debating whether I should pivot immediately once I can cover all expenses or wait an additional roughly 5-10 years and only pivot 70% and let the last 30% compound. Waiting would still allow me to retire with 55, so currently leaning toward that. Am I on the other hand crazy to pivot at all or should I just stay the course and sell assets to achieve the same final income considering Switzerland does not have any capital gains tax?
Okay, understood. If the market drops another 15-20% from here and recovers losses fully in 5-10 years, will your retirement plans still be okay, or does that break things? Do you have a target asset allocation for yourself? An investment plan for rebalancing? For me, I retired 1.5 years ago. I’m holding 2 years expenses as high yield money market, 70% as stock ETFs, and the rest as intermediate term treasury funds. I use my intended asset allocation to determine when to buy more equities, by selling the bond funds and buying VT. I rebalanced a tiny share a few days ago. My sense is this will still be going lower, but it might not.
Yeah, these types of folks are rarely folks like us (59 hear). When I was in my 30’s, I saw retirees and near retirees get wiped put in 2000 and 2008. If I was 25 I’d VT and chill, but I’m too wealthy with too much to lose to fall for that potential trap in this kind of unstable environment….especially when I can get 3.5% in short term treasuries waiting for the shitshow to settle
What do you think about just VT vs VOO and some large cap exposure like you mentioned?
One thing to note is that if your income is higher than the Roth IRA limits, then having your money in an IRA vs a 401k makes you subject to the pro rata rule and makes it so that you can't do a backdoor Roth without paying taxes. An IRA has other advantages and legal protections however. But don't pay anyone a fee, you can easily create a self directed IRA and just dump it all into VT and forget about it
VT for exposure to the entire world. VTI for all US stocks VOO for all large US companies. Majority of people in This investing sub or Boglehead sub would pick either VT or VTI to chill. Any of the 3 would be good/great choice.
VT, VTI, VOO ?????? Which one is the chillest though?
Or look up the concept behind “VT and Chill”. “VTI and Chill” is good as well
Well I am invested in U.S. as well, my 403B did not offer VT, I ended up settling in FXAIX.
Maybe some sort of barbell approach would mitigate risk (assuming you're timeline long enough to be solely in equities). Something like 80% in VT and 20% on your horses that go you to the 45% annual return (MU, data centers & defense). I don't recall the term but it's something like gambler's fallacy where human nature is to sell winners and pump more capital into losers. From my experience, doing the opposite leads to better returns.
The mag 7 make up a significant portion of voo. Much less in VT
If permanent life insurance is that thing where you put money into it, *more* as you get older, and then you can pull it out as a cash benefit, I'd say run to the hills. These grow more slowly than the market average and get progressively more expensive as you age. The main selling point is that it's cheap now when you're young and healthy (and naive). If the best selling point is a sense of urgency, is it a great idea? If they're selling you relief from potential FOMO, is that the same as relief because you made good choices managing your money? Guess what is equally cheap, doesn't get more expensive to contribute to as you age, and historically yields higher returns? Furthermore, you can manage it yourself and avoid fees for managed or guided investing. SCHB, VTI, ITOT, or VOO, SCHX, IVV, SPYM, etc. aka. the total U.S. market or the S&P 500. And you don't need all of those, you can just pick one. Or pick VT for the whole world market and chill.
The S&P is up 15% over the past 12 months. But I’ve always done VT anyway.
VT and chill, like clockwork. No change.
Target date funds in retirement accounts, VT in taxable accounts, and then go enjoy your garden. Less stress at least.
In 2007, the S&P 500 peaked at about 1,600. In 2008, in dropped to $800. People pulled out all their money or stopped investing at 1,200 or something in that range. They thought that was smart as it kept going down. Now the S&P 500 is over 6,500. If you could go back, it would have been a wise decision to push in all the money you could find at about 1,600 or 1,200 or 800. Probably would be a good idea to diversify beyond the S&P 500 into something like VT or VT plus some small cap value, but whatever you do it makes sense to keep investing unless you need the money near term.
The other investing subs argued with me about the dollar's strength sharply rising. Lots of "dollar is week gold is up good hedge" stuff. Yeah that happens when you VT and chill and don't pay attention to the news
Apologies, didn't know, I'm in Switzerland and using VT (which does have options available in IBKR) and assumed it would be the same, but probably not due to domicile or UCITS or something. 😕
Don’t chase mag7. The winner of one series of years is rarely the winner of the next series of years. Every decade or so investors fall for this. Instead, look into passive indexing, where the fund internally rotates out the stale losers by increasing weight of winners. And it does this automatically with no management fee, and without triggering taxable events like would occur if you rotated them yourself. You’re looking for something broad-market and non-thematic with a low expense ratio. VT, VTI, VOO, SPMO, QQQM, VUG, SPHQ, something like that. If you still like the Mag7 after reading my first paragraph, they’re very well represented in most of those currently.
VT and chill is more my style.
I used to be primarily in VOO. Now I started buying VT. VOO has outperformed historically, but VT has beaten VOO the past year.
Try all world ETF stocks like VT or it's ucits equivalent if youre in Europe. If you want to get cute you can add region/sector specific ETFs to specifically over or underweight certain regions/sectors. For example I am invested in 60% VT, 10% vwo, 10% vpl and a 20% home bias ETF of chspi. If you want to overweigh Europe more you could also add vgk instead of chspi. Alternatively if you think straight up market tracking is too volatile you could do some factor based ETFs such as SCHD/SCHY or DNL/DGRW. However it's always a toss up if factors can really beat the market, especially as the diversification is a lot lower on those. At the end of the day as long as you are invested in a diversified portfolio instead of single stocks and keep the money there for at least 10-15 years you'll do good enough.