VT

Bidesign54

Dunk it in VT…starting from the foul line. Clyde Drexler kinda 💩!!!

DarkVoid42

yes its good advice if youre a day trader. but the best advice to grow wealth is to put it into VT and leave it alone.

VanilaaGorila

Little VT, little VOO, little VWO, a little bit of Monica in my life. 

InvestingNerd2020

A) Stability. The standard deviation on the S&P 500 ETFs and index mutual funds are 2nd most stable with 7% or higher upward growth. Only ETF VT is more stable. B) Quality stocks. All the stocks in the S&P 500 index need to have 4 straight quarters of profits. Basically, a collection of winners. C) Low expense ratios. As low as 0.015% to 0.19%. For ETFs, as low as 0.02% (SPYM). These are very small prices to pay for stable winners.

wha2les

Only silver lining is VT would have less exposure because it isn't 100% US... But yes it sucks

ShadowLiberal

Also most American large caps get a significant portion of their revenue from outside the US, so IMO you aren't really gaining much more international expose with VT either.

Remarkable-Driver160

Sweet, thank you, glad to know VT and VTI are not changing their inclusion rules!

sunpar1

VT has too much international. I prefer to VTI + VXUS to control how much international exposure I have.

big_deal

$270k is 10% of your total liquid assets ($270k+$2M+$250k). So it's a significant but not overwhelming amount relative to the rest of the portfolio. It sounds like the majority of your portfolio is allocated quite aggressively (90%VT/10%BTC). Therefore, I'd probably drop it into a high yield cash account and gradually allocate to your desired overall allocation over 12 months or so. This won't maximize expected return but it might reduce regret if there's a market dip over the next 12 months. I don't think I'd necessarily wait for a dip, just shift it from cash to VT on a schedule.

ScytheBuster452

Maybe lump sum it into VT now, or split it into 3-6 monthly buys if you need peace of mind, because waiting for a 5% drop is still market timing.

Da_Cum_Man

50% $SPY 40% $VT 10% BTC All of which are my weekly recurring investments for (mostly) safe and boring gains, the BTC volatility gives me my excitement and dread

Impossible-Will-25

Since youre already handling a $2M portfolio, sitting on cash waiting for a 5% market drop is just classic market timing that could easily backfire if the market keeps climbing without you. Mathematically, dumping it straight into VT right away is your best bet, but if that feels too scary, just automate equal chunks over the next 3 to 6 months to take the emotion completely out of it.

jzeffer

19 days ago you had $1.6M euro invested (85% VT 15% BTC), but then 2 days ago you now have $1.9M euro invested (90% VT 10% BTC). Which is it? Cuz BTC is down heavily over the last 2-3 weeks. So am I jealous (you don’t know anything about my nw or investments) or are you just making stuff up?

jzeffer

19 days ago you had $1.6M euro invested (85% VT 15% BTC), but then 2 days ago you now have $1.9M euro invested (90% VT 10% BTC). Which is it? Cuz BTC is down heavily over the last 2-3 weeks. So am I jealous (you don’t know anything about my nw or investments) or are you just making stuff up?

mdatwood

VT and VTI are total market funds. Your disappointment is with the market highly valuing these companies, not with the funds.

showeringmonkey

90% VT, Just put the rest into DRAM, you have Micron earnings in June 24, just sell before or after then The sector just dipped 7\~10% on AVGO's guidance despite earnings and revenue beat, So you can reap the rewards with the dip and easily cash out 10% before June ends, or hold throughout June till Micron earnings call and squeeze out another 5\~15% bonus.

_freckles__

Do you have a place that is yours to call home. You already have good amounts in stocks and markets, next you should probably focus on getting a place to call yours. If that is already taken care of , then VT is fine, but maybe have a little bit in some growth/momentum plays like SCHD, SPMO, FMTM etc. Allocate maybe 10% for these aggressive plays maybe

Far-Photograph-2342

Honestly, with a $2M portfolio already invested, I'd view the $270k as just another allocation decision rather than a life-changing sum. If your long-term plan is to keep buying VT and you already believe that time in the market beats timing the market, waiting for a 5% drop might just be a form of market timing. That said, if investing it all at once would keep you up at night, there's nothing wrong with splitting it into a few tranches over the next 3-6 months. The best strategy is often the one you'll actually stick with. The bigger risk here may be sitting on cash waiting for a correction that never arrives.

Ahamadrayasbaboon

Yeah, that’s kind of their goal, and it’s how the fund is marketed. Same with VT.  Only a meathead would be surprised that their VTI position will include like 0.1% Space X, or whatsver it ends up being. 

cowboynude

I cannot fathom rotation out of AI. The genuinely revolutionary nature of this technology is magnitudes more powerful than wars, natural disasters, sketchy IPOs, etc. You don’t have to think Pets.com will survive 2000 but you have to see the internet will. I see AI the same way. I don’t want to own any AI companies but I want to own all the companies that will inevitably sell to whoever the inevitable winner is. I am personally comfortable with the weight already given to QQQ’s main holdings in more diversified index funds like VOO and even VT. I already own Nvidia and TSM and Google thru VT. Buying QQQ is just doubling down on hyperscalers, only one or two of whom will survive. That’s not even getting into the bad valuation around SoaceX (although I very bullish on SpaceX long term). And then with my satellite I am personally comfortable ally more comfortable with avoiding the American market entirely and betting directly on continued AI capex thru 2029 on ASML. 80/20 VT/ASML

cowboynude

VT and chill

cowboynude

High enough that I am spending 2026 in 80% VT and 20% ASML to ride the wave without the drama. If SpaceX changes the world, ASML gets more buyers. If SpaceX sucks $100b out of every other stock and causes a selloff, and the magnificent hyperscalers scale back capex, ASML gets hit less than QQQ. When the dust settles, I will buy back into QQQ one way or another. I will either have less shares or more shares. I think I will end up with more QQQ shares by pivoting away from QQQ for the next 2 months in a way that still captures some if not all tailwind. (Real risk is China. But why can’t we be friends? Why can’t friends let other friends sell deep UEV lithography to other friends?)

Necessary-Ad-6254

I think the volume is too small, there will definately be a pump. And QQQ, VT will definately be forced to buy it. I dont' know how this can even be legal, but I guess this is the USA.

FarVillage188

nah, VTI is a US bet, VT is a world-diversified portfolio, pure market return capture without any specific bets

Sportfreunde

I'm not an American but out of curiosity, after everything you've seen the past couple years, also seeing the future of the treasury market etc, why wouldn't you buy something more diverse like VT when it has the same low cost and you have access to it?

NoTeslaForMe

Correction: *Some* Vanguard funds. #1 ETF VOO is S&P 500 and some others are Russell. But VT, VTI, and VUG are absolutely CRSP. VTV is too, but there's no way SpaceX is a "value" company. VXF isn't CRSP, but almost by definition includes stocks excluded by S&P 500; for years, Tesla was its largest component. The idea because using CRSP was to wiggle out of the fees S&P wanted Vanguard (and thus shareholders) to pay. But this is a side effect of that.

howtoretireby40

I moved out of VOO (s&p500) over to VTI (us total index) but maybe it’s time to consider VT (world total index)…

TheSuppishOne

Does VOO not have SpaceX in its portfolio? I thought the big funds like VT, VTI, and VOO all had the Mags in them?

matlockga

I got mad and sorted it into VT after the order failed. 

cowboynude

I have $200k in an IRA with no debt at 32 allocated as follows: 80% VT (Core) 17% ASML (Satellite) 3% cash (Powder) If ASML goes over 2100 I take profit and buy VT. If ASML goes to 1500 for cyclical reasons like capex cooldown I sell VT and buy more ASML. If ASML goes to 1500 for structural reasons like China export bans or quantum competition, I sell all and VT and chill until I find a new monopoly satellite. Alternatives I considered to ASML for my satellite: - LEU/BWXT combo (nuke ren picks and shovels with monopolistic upside, but nuke ren is more speculative than continued ai capex… if i was looking to retire at 60 instead of 40 i’d own more LEU). - ASTS (seems like a clearly better product than global star and starlink, although the fundamentals are a mixed bag) - AMAT/LAM (basically the same chip-chokepoint-play as ASML except at a discount because the moat is not as crazy… all three rely on the same 3 buyers (TSMC, Intel, Samsung) who in turn rely on the Megacap capex. I see AMAT/LAM as cheaper riskier little cousins of ASML) Long story short, 80% VT and chill, 0-20% satellite based on conviction (can be literally anything other than VT, doesn’t have to be a stock, it could be the DJIA or the S&P. Just something to test against VT. Whatever you have conviction on. It doesn’t have to be semiconductor wafer fab equipment or small reactor fuel in 2040. It could be Nike ACG driving hype and returning Nike to prominence. At one point my biggest stock holding was the Uniqlo parent company because I really liked Uniqlo. Almost every stock is priced perfectly. Hence the 80% VT. Remember, investing 100% of your portfolio into something like VT is still not “boring.” It’s boring compared to QQQ or individual stocks. But VT is still roulette compared to bonds and mutual funds.

Emotional-Power-7242

VTI and VT are always 5 days though. They aim to index the whole market, they're working as intended.

cowboynude

Edit: cash is boring, I hedged the Nasdrama by going 80% VT, 17% ASML, 3% dry

ScheduleSame258

For those wondering VT tracks the FTSE Global All Cap index from Russell and will include SpaceX after 5 trading days. As will VT.

madhattr999

So is it only QQQ that will have to take SpaceX? What about VT and VTI?

azure275

Yes because VT uses a different index

LetsTalkControversy

So if I invest in VT will it be fast tracked into that index?

wandererarkhamknight

NVDA is about 4.2% of VT, TSLA is \~1%. What % do you think SpaceX will be of VT right after inclusion?

Azkon86

So SP500 >>>> VT now...

rainniier2

You don't understand how index funds are designed. It's based on free float of available shares, which is tiny. Here is the scenario for a $100k investment in VT. With $100k in VT, your realistic SpaceX exposure: |Time after IPO|Approx $ invested|Approx shares| |:-|:-|:-| |1 month|$0 – $50|0 – 0.4| |3 months|$50 – $150|0.4 – 1.1| |6 months|$100 – $300|0.7 – 2.2|

Fair-Search-2324

Deeply disappointed VT and VTI will be 5 days. I know it’s Russell that decides.

Ahamadrayasbaboon

If you hold QQQ, VTI, or VT, then yes, it is likely to be included a week or two after IPO. You are correct about that. But, again, it will be a tiny amount, and most 401k accounts can avoid it altogether if the person chooses to. It isn’t forced.  I’m not for this any more than you are. 

Ahamadrayasbaboon

Yeah, I’m sure it’ll make up like 0.2% of VT within a week. CRSP waived the inclusion delay.  SPY will be a minimum of 6 months if S&P decides to let it in early. Normal is at least one year, and they are considering reducing it to 6 months. 

walt128

It will be in other products than just QQQ. VT and VTI at a minimum, likely SPY not long after IPO

PutinBoomedMe

I've stopped stressing on trying to pick winners. I buy VT and just let it ride. One less decision to make in my day

drew-gen-x

Nope I'm a gambler & very heavy world ex us and very bearish DXY. My largest positions are $VXUS, $PHYS (Gold), $EWJ (Japan), $BRB-B, $VT, and $EWY in that concentration order.

drew-gen-x

I thought about buying PayPal today but then I realized all my biggest loses were individual stocks and all my largest gains were index funds and ETFs. So I made the rash decision to sell all but 2 of my stock positions and buy mostly $VT and $VXUS. I'm done trying to time this casino.

drew-gen-x

The top is in. I dumped all my AT&T and $TLT shares and FOMO all that cash into $VXUS, $VT, and $EWY. I still own Deere & Co and Sony; but I dumped all the rest of my individual stocks today. If no one else in the market wants to buy value, then why should I hold value??

mtnrnnr802

Yeah, no worries, I get it. Yep, VT! I’m out in the boonies - near Groton State Forest. I always tell people to visit there because IMO it’s one of the prettiest and most underrated areas in the state. Plus lots of moose, bobcat and bear haha.

HoneyBadger552

even VT is overweight on tech now. theres no escape

Ahamadrayasbaboon

Counterpoint: they could also just buy VOO or VT every month with some sustainable percentage of their paycheck until they come upon a complex question, like whether or not to do a mega Roth conversion at 60 years old. 

intelligentx5

It is an overreaction for a lotta folks. If you’re heavily invested in NASDAQ or FTSE, etc, then yeah, big hurts. But if you’re in VTI, VT, SPY, etc, you’ll be fine. It’s such a small float. Making only 3-5% available. For every $100k you have in SPY, only $80-$120 will be in SpaceX. People just need to sit and do the math. And then adjust their investments.

vetruviusdeshotacon

Historic pump and dump just in time for july 4th 250th anniversary. By june 29th there will be buying pressure from trillions of market cap of index funds, including VT, VTI and QQQ

Sarenai7

I want to VT and chill but I need more capital first so I’m in the casino 🎰

brainrotmaximus

thank lord I do VT & Chill. I didn't understand a word here.

KERAMI

This is the best answer. I used to spend so much time trying to decide on the best path. Now I login to verify my recurring deposit and purchase went through on a pay day and I log out. When I have a bit more maybe I'll set some aside to 'have fun with' but the lack of thinking and just committing to VT or VTI/VXUS or equivalents has been freeing.

DC8008008

Just do VTI/VXUS like your Roth. Or just VT which combines both US and International stocks.

L_wanderlust

I mean maybe *some* are fabricated but I don’t think most are. If you’re a more aggressive trading strategy and actively trade (like me but nothing crazy like 0dte options or meme stocks) then you can make a killing on these volatile AI markets. And again, actively trading is the key. Most of these AI stocks are up and down, not straight up so if you’re in there each day throughout the day you can trade on all of those up down cycles and make way more than you would buying and holding. However, you have to be comfortable trading that way and have the stomach to keep holding for a few days if the stock goes down for a couple days. It comes back up a couple days later and you’re suddenly up 5 figures again. It’s really insane and won’t last forever, so I personally am taking advantage of this opportunity to reap all the gains I can for my future. Having an extra 5 or 6 figure amount to just VT and chill will do wonders for future me. So TLDR, different trading strategies are in fact making people crazy amounts of money these days….but it’s def not for everyone!! Especially people like bogleheads or VT and chill people (nothing wrong with trading that way either but yeah you won’t make a killing on these high momentum high volatility stocks that way)

nobertan

Being desperate and attempting to rush things will get you burnt. Like the person dumping their wages into a lottery machine attempting to make rent… Maybe put it all in VOO or VT while you figure out a sensible plan ? You’d of been singing already if you did that before instead on sitting on cash — looking at charts and getting FOMO is some GME bag holder mentality.

nobertan

I like ETFs that cover sectors that I’m bullish on (medium to long term) and can’t pick 1 stock out of it. I’m currently rocking:- SMH - semiconductor etf IVLU - international developed FIDU - industrials VDE - energy / O&G I used to believe in the VT / VTI thing until they became incredibly lopsided, so I moved to more focused ETFs. Energy ETF will remain for a couple years as Iran shithousery will take years to work its way through (rebuilding extraction/processing infrastructure as well as restocking strategic reserves — likely to a higher level than previously), as well as sustained increased demand from data centers.

dissentmemo

VT

Historical-Pride-698

VT for everything. Add SMH if you want more chips. Don't buy single stocks yet.

MSFusionHV

Something like VT or AOA would be an excellent option and would be incredibly hard to beat. VT is total world stocks. AOA is the same but with 20 percent bonds if you desire a bit of stability (many people would struggle with a -50 percent drawdown). Don't bother picking stocks. Don't performance chase because great past returns tell you nothing about the future. Good luck.

MSFusionHV

First.. stock picking is a loser's game for the vast majority of people. Even pros can't best the indexes reliably. Second.. don't try to time the market. It is virtually impossible. Second.. you obviously diversify to hedge "current market conditions". A total world index fund like VT would be an excellent option long term and it'll be extremely difficult to beat. Realize that past excellent returns don't tell you anything about what you'll get in the future. US won't always offer great returns. Don't performance chase. Don't fall into FOMO. Ignore headlines and narratives. Stay focused on long term in a (truly) diversified portfolio.

OkProject2361

Take some gains off the table and put those in a global equities ETF like $VT. If you can’t stomach a potential drawdown before it happens, position yourself accordingly rn.

wiy_alxd

VT and no hedge.

drew-gen-x

I checked my tax lots as I was getting down voted here for buying on March 30-31st. $VXUS +15.92% $EWJ +13.99% $PHYS +0.9% (Gold). Buying gold was a miss. $EWY +77.3% These tax lots were from April 7th $VT +13.9% $VPL +20.34% If you are gambling its not a bad idea to throw more than 1 dart when buying. I would've expected Gold to outperform but the other 5 buys have done just fine and made up for the difference. I sold $EWY 2 weeks ago and have put that cash into $BRKB, $VXUS, and $EWJ. Diversify, diversify, diversify.

__redruM

No, I think telling investor to ignore proven passive investing plays such as VT, VTI, and VOO just to avoid spaceX is manipulative. I’m not touching SpaceX directly, but I’m also not selling VOO to avoid it.

Ancient-Swordfish292

Are you saying private equity is going to be incorporated into index funds like VT, VTI, VXUS, etc.? That doesn't seem to be what is happening. I can pick the funds I'm invested in in my 401k. If they add a private equity fund, I'm not going to buy it. Tesla is dumb, but hopefully it becomes less of the index as soon as its valuation receives a long overdue reality check. SpaceX is also dumb, but they're starting at low float. So far, the problem doesn't seem to be a big one. I'm still getting good returns from index funds.

drew-gen-x

The Fed is going to let the inflation run HOT hoping the economy can outgrow inflation. Half of the move higher in the $SPY is a DXY devaluation trade. The other half is what I like to call the AI circle jerk bubble. Inflation is killing the value of the USD. In prior times the Fed would have hiked interest rates above the actual CPI inflation rate to kill inflation. Investors would have moved some of their capital from stocks & equities towards safe haven of guaranteed US Treasuries paying a rate above inflation. The Fed can't do that now since the US debt interest payments have exceeded US defense spending as the largest liability on their books. I would recommend looking outside the USA or at least look at the entire world. I've been mostly buying $VXUS (World ex US), $VT (World plus US), and $PHYS/$GLD (Gold). If the current USA economy isn't working for 90% of the population and our USD become more worthless everyday then use those USD to buy cheaper hard assets and stocks outside of the USA with those USD. You can be bearish on the US economy and still buy stocks & hard assets. Good Luck

shryke12

If you were going to hold that as a long term investment, you need to stop picking individual stocks right now and start only putting your money in VXUS, VT, VOO, or SCHD.

MountainOpposite3199

Congrats on the sale. Whatever you do, don't dump it all in one stock or meme coin. Put at least 6 months expenses in a HYSA, max out your Roth IRA for the year, and maybe throw the rest in a low-cost index fund like VOO or VT. Also talk to a tax pro - you might owe capital gains on that. Good luck man.

MSFusionHV

I guess I'm confused. Are you a true long term investor or not? Why do you care about always having the hottest returns? Do you require huge returns to meet your goals? That'd be unrealistic. No matter what you pick, something will always be doing better. A few years is NOTHING and much of those gains could easily be wiped away. Those people are playing with fire and it isn't a serious and evidence based long term strategy. Remember that people will never tell you about the many losses they've experienced. These gamblers are not going to beat indexing in the long term. Professionals can't do it (check SPIVA) so why would airheaded retail investors be able to do it? Think about it. I highly recommend distracting yourself with any other interest. I would also recommend VT over VOO because US can stagnate and go nowhere for a decade and how would you react then? There are realistic scenarios in which international outperforms significantly ss valuations do end up mattering (eventually). Stay focused on the long term. Good luck. Or don't listen to me and go all in on DRAM.. you do you 🤷‍♂️.

Emotional-Power-7242

Only Nasdaq is artificially inflating the float. CRSP (VTI, VT, etc) got rid of their rule requiring 10% float to be included in index but is still going to do normal float adjustment.

GitDaHellOuttaDoge

VT and chill. Look at VXUS and VEA 2025 returns they handily beat VOO so some international exposure may be boost returns

nanobot_1000

I cashed out and am back to boring ass VT / VOO until it all goes tits up

RecentPangolin3745

Doubled my 401k in 2 weeks with DRAM NOK PENG BB. Coming from boring ass VT , VXUS ect ect

MSFusionHV

Ignore the headlines and narratives meant to scare you. Realize that past exceptional performance tells you nothing about the future. Don't performance chase. Don't cave into FOMO. A lot of investors will underperform the simple VT (total world stocks) over decades. Stock pickers looking for fast hits are going to eventually get burned.

paistecymbalsrock

VT

MSFusionHV

Lot of performance chasers in these communities just going after what the hottest current thing is. They make judgements based on the short term (no 10 years is not really long term and can be incredibly noisy). Little do they realize past amazing returns don't persist forever and tell you nothing about the future. People are looking to get burned. Better to be highly diversified than not. Something like VT will smoke these airheads trying to chase quick unsustainable hits after decades.

EternalHybrid23

This is me analyzing charts 😂. It’s why I VT and chill

wynveen

VT or VTI/VXUS. Bonds if you are super scared

Mouse0022

or keep it simple and go VT.

maicii

nothing, spacex iuts gonna be 0.04%–0.07% of VT

maicii

?? what poercentage of VT do you think its gonna be Spacex? its about 0.04%–0.07% what the fuck are you guys on???

azure275

SpaceX alone won't do much. You're looking at a 0.1-0.2% impact most likely on something like VT, which is basically losing 50 cents on its current valuation. I am concerned about the larger implications of the rules on other IPOs going forward however

trix_is_for_kids

Get him a physical share certificate of Disney because it has the characters on it (at least it once did), put everything else in VOO or VT

azure275

You have that about right. SpaceX will affect everything from SPY to VT to QQQ and more. "Stealing retirement" just is more attention grabbing. Almost every major index has changed their rules to allow SpaceX to dodge rules limiting the impact of crazy valuations based on overhyped IPOs. So now all of us get to buy it at the worst price it will ever be at

MeanLocalFriends

80 to 95% sleeve of your savings, yes very much so. VT and chill even better. 5 to 20% no. Feed the WSB goblin. Resistance is futile. Embrace and enjoy.

deezycalifornia

My main worry is the general investing fear that: my portfolio is pretty conservative but has had ok returns The second I switch to something like VT the market will turn on me and I will regret not staying super conservative. I do realize I am missing out on a good amount of gains though. Not only that, but my understanding of VT is that you are essentially betting on the world as a whole, rather than just US companies etc

deezycalifornia

That does seem quite aggressive but I’m sure it pays off when it does! I think I will shave down my SGOV position for VT or VOO/VXUS.

deezycalifornia

Exactly. I definitely have too much cash, and have known this for a couple years now but this is the year I finally want to do something about it. For reference, I had all cash in an HYSA until I realized it could be in SGOV instead and skip out on the state taxes. That was my “big” move this year lol. Now I am starting to realize I truly don’t need this amount of cash and might shave it down some into VT. I already have a separate trading account on Robinhood but only a few thousand in it so will probably just keep that. I will most likely reset my retirement accounts and put it into VT or a mix of VOO / VXUS. Thanks for the reply.

Affectionate-Panic-1

VTI/VT is indexed based off of free float, not market cap. So if say SpaceX only IPO's with a free float of 5% and a market cap of 1 trillion, it would only have a 50 billion valuation as far as VTI is concerned. How free float is calculated is removing stuff like restricted shares or shares held by founders. So not zero exposure but not as bad as full market cap indexes.

Excellent_Chest_6616

Why are people so worried of it becoming .1 percent of VT or any other major etf?

MSFusionHV

The question is a waste of time. It doesn't matter because nobody knows what is going to happen in the future. The smartest thing people can do is stay invested and be highly diversified so you aren't relying on a concentrated bet (even all in only US large caps is a bet..) to provide returns. If one is in a low cost highly diversified global find such as VT and perhaps a cash buffer if desired they should have little to worry about.

MSFusionHV

This is all incredibly simple. There is a mountain of evidence showing that stock picking is likely to underperform long term over a simple low cost highly diversified global fund like VT. If that simple fund sounds boring.. that is the point. Disciplined long term investing isn't about chasing hot stocks and funds (that is unlikely to persist) and excitement. Ben Felix on YouTube, the Rational Reminder podcast, and Bogleheads community/wiki are all excellent resources for truly wise investing for the long term. Also books from Bogle, Bernstein, Malkiel, etc. People are overconfident in their abilities and read false stories from other stock pickers who claim they have this great track record when it likely isn't true because they're going to selectively discard their losers and only tell you about their winners. If they actually compared their full performance they would see especially long term it is a waste of time and a significant opportunity cost. The evidence is clear. Stay highly diversified and global. Past winners don't continue on and on. Every strategy will eventually have rough times. Don't performance chase. Don't cave into fear of missing out. Slow and steady wins the race. Don't check your account more than a few times a year. Don't concern yourself with the headlines meant to scare you. But you can lead a horse to water and they won't drink. Some people will sabotage their financial future because of desperation and frankly.. stupidity. What's the saying.. oh.. a fool and their money. To each their own.

Impossible-Will-25

Yes, VT uses the exact same float-adjusted method as VTI, meaning your fund only buys based on the tiny fraction of shares actually available to the public rather than SpaceX's multi trillion dollar headline valuation, capping its actual weight in your portfolio at a microscopic fraction of a percent.

Emotional-Breath-838

VT sucks and is easily beaten. Over 5 years: VT 70% VOO 93% QQQ 127% SPMO 187% Why would you want to hold all the companies including the worst trash?

MrFrog65

You’re hardly beating inflation with VT. Also makes you invest in shit stocks like Tesla

MSFusionHV

Does it matter? This fear of missing out will likely result in you underperforming VT long term. If you are excited by your investments, something has gone wrong.

jkwah

VTI tracks the CRSP US Total Stock Market Index. VT tracks the FTSE Global All Cap Index. Both CRSP and FTSE have already changed their rules. Vanguard doesn't necessarily have to have the same basket of equities but it's likely Vanguard follows to some degree to maintain the respective tracking errors.