VXUS

dansdansy

Buy VTI and VXUS on a routine and live your life. The rest of us read about this stuff and try to beat the market because it's fun and sometimes profitable.

lilfatpotato

This would make sense if VXUS didn’t rally, but international stocks have also rallied in the past week.

POWRAXE

Your portfolio is a thing of beauty. Very well balanced. Mine is.. less so hah, at the moment I have about 10% of my portfolio in QQQM, and the rest is sitting in VEA. VEA is much like VXUS except it only holds developed markets, no emerging markets. In my opinion, with all that is going on in the world, in the short and medium term emerging markets have the potential to be crushed the hardest, and my VEA position is only temporary until the current administration stops devaluing the dollar. It might also be worth mentioning that I am only 35, so I’m opting to be more aggressive. When the time comes, I’ll likely pile into VOO and more QQQM, I am certainly done holding individual stocks.

InjuryEmbarrassed532

I’ve invested most of my money years ago, mostly VTI. Been rebalancing some into VXUS, but don’t have the stomach to make it a major part yet. I agree with you regarding the Dems…they put identity politics front and center, it’s the reason we have a gangster president now.

livefreeordont

Spy is up 2% YTD vs VXUS up 8%

drew-gen-x

You also have the DXY devaluation trade with $CAT, $DE, and industrials. I kinda screwed myself not realizing $CAT and $DE would go down along w/ $VXUS if the DXY rallied. There are so many correlations that it's easy to find yourself too leveraged in one direction short term.

TheBeckofKevin

Forever holder of soxx. Its grown to a massive percent of total assets. I cant sell. Too much regret from selling previous stuff. Also MU, WDC and so on. I thought the cyclical stuff in tech hardware was crazy undervalued a decade ago. Anything that complex shouldn't be as cheap as it was. My investing mantra is just "there will be more demand for computers in the future." To scratch the buy sell itch i occassionally try to swing trade soxl, never holding for more than like 2 months. The rest of my account is boring stuff to offset the risk of so much semis. RSP, VXUS, JEPQ. Just stuff that tries to be different from how much exposure my account has to big computer hardware companies.

Morning6655

My long term allocations will be: (I am 70% towards that goal and slowly moving there) 20% bonds 20% S&P 500 15% SCHD 33% international (VYMI, SCHY, IDVO and VXUS). This is right now the most under weighted and adding some here every week. 6% O 3% MAIN 3% ARCC I may make some tweaks as we go along but I am pretty happy with this so far. The dividend this portfolio produces is slightly over my annual spend so everything is good.

drew-gen-x

I was planning on ignoring his ignorant, smart ass reply. I didn't even suggest buying $VXUS b/c the question asked was b/w $VT or $VTI. Based on what the original poster asked I suggested $VT. Now yes I do own $VXUS and its my largest position; but I also own $VT and if I am asked which of the 2 I'd recommend b/w $VTI and $VT it's $VT b/c 1, that's what I own ; and 2, if you are just buying 1 ETF why not get exposure to the US & World over just the US?? $VT is over 60% US stocks anyway as you mentioned above.

456M

>The person said "world stocks have outperformed US stocks for over 1 year now". Nope. [Since 1st January 2025, VTI is up 20.05% while VXUS is up 45.45%. That is over 1 year.](https://totalrealreturns.com/n/VXUS,VTI?start=2025-01-01&end=2026-04-14).

456M

>Don't listen to the above, that's not true. Do your own research. [1-Year Total Return - VTI up 31.25%, VXUS up 40.81%](https://totalrealreturns.com/n/VXUS,VTI?start=2025-04-14&end=2026-04-14) >Invest in what you want, but never bet against America. It's a great way to lose money. 63% of VT is allocated just to the US. How exactly is investing in it betting against America?

InclinationCompass

That’s what emergency funds for. You shouldn’t invest or trade that. I have 12 months of emergency fund. Every other dollar goes to VTI/VXUS.

ChokaMoka1

Nice work hedge your bet with VXUS

flamingtoastjpn

I bought a significant amount of VXUS right before the war started and that’s already almost broken even. As a long term bet I’m happy with it. Might break my streak this year though. I’ve beaten the market every year for the last 7 years (by like, a couple percent I’m not a gambling degenerate). As a caveat I try to rebalance my portfolio by adding more rather than selling existing holdings

PopNo3148

If you’re concerned about drawdowns, just tilt a bit more into bonds (AGG) or VXUS. Gold can help, but keep it small. Biggest thing is you’re still very equity heavy.

cuddlyviola_7

Bro you’re not as diversified as it seems since VOO and MTUM overlap a lot, so you’re still heavily exposed to the US market. If you’re worried about short-term drawdowns, the easiest move is to slightly increase safer assets like AGG or boost international exposure through VXUS. Gold can add some diversification, but it’s not a perfect hedge and doesn’t always move opposite to stocks. You can also check TryLattice to help you stay structured and avoid making random decisions during market volatility.

BetweenCoffeeNSleep

My approach is: 1. Always be buying index positions. 2. 40% SSO, 20% VXUS, store the rest in VOO until opportunities arise. 3. I only use single stock positions for 1-7ish month trades. I look for earnings strength, with underperformance relative to the index, based on what I consider to be an overreactive narrative. I’m happy to buy on the way down/into decline and wait for the position to work.

GandhiMSF

What mix of stuff is your portfolio invested in that it’s up 14% YTD? Even index funds that stay away from the US (e.g. VXUS) are only up 8-9% YTD, and in the US the market is basically flat YTD even with the last few days illogical gains.

drew-gen-x

The transports used to always predict recessions before as well. The transports didn't lead to a recession this time. You're prolly right on the USA being much less dependent on Crude Oil in 2026 than 90's & 2000's recessions. We all have our own trading strategy. I'm usually too pessimistic. But being bearish in 2025 did me no good. BTD on $VXUS, $VT, $EWJ, and $GLD did work very well this time. I'll stick to my DXY devaluation trade. If $SPY hits new ATH's my positions should still outperform cash. Good Luck.

bad_detectiv3

Someone need to explain why does it take weeks for stock to come down but goes up in a whiplash Yah I sold VXUS and bought a bit but this is insane and I’m getting massive FOMO

drew-gen-x

You should never listen to anyone on reddit for financial advice. We are all gambling addicts. But this repatriation of foreign capital out of the USA back to their home countries/economies has me rethinking the need to hold $TLT. I'm now moving towards 50% (World ex US) $VXUS, $EWJ , $VPL, 25% $VT (World plus US since these ETF are very overweight US stocks anyway), 15% $GLD, and 10% US dividend stocks. I've unfortunately been around boomers too long, who despite growing up entitled w/ a silver spoon in their mouth, were right about dividends & cashflows. What good are buybacks over dividends if you fave AI cap ex hyperscaler decided to spent all their cashflows buying their stock back at market tops before then deciding to spend all their cashflows on AI cap ex w/o ever giving a shit about their shareholders?? Good Luck.

drew-gen-x

I've been buying At&T which has managed to underperform $TLT by 4% since I started buying. I've mastered finding hedges to underperform the markets. Thank gawd everything else I bought has gone straight up. The crazy thing is $TLT is still my 4th largest holding behind only $VXUS, $GLD, and $EWJ. That's how bearish I was in 2025 & Gold saved my entire portfolio last year from being way too bearish. You can't make money always being bearish. Even if you are right and the markets crash and is cut in half, missing out those other 10 BTD that you never pulled the trigger on puts you in a huge ass hole you won't ever easily recover from.

tie_the_lace_twice

Hi im 20yo, living in singapore currently, building my portfolio from scratch again… all ive been doing was stock picking and it went to hell during the crash and i realized my risk tolerance is not as good as i thought it was. I took profit already now that market has rallied. I was pondering and i was thinking of reallocating: 20% SCHD 30% VUG (currently holding) 30% VXUS (currently holding) 20% individual stocks My rationale to why i think its a good idea: SCHD to dampen risk and compound VUG to maximize growth VXUS for global exposure Individual stocks for high conviction plays Am i an idiot or is this theoretically a good idea? My goal is to hold for like 20+ years, but will sell the individual stocks everytime they reach my percentage goal and reallocate the money to different stocks. Currently unemployed as i am focused on studying, but ive been consistently making $100-$300 a week from scalping and my parents still give me pocket money. I usually buy investment $100 a month, and buy $500 worth if i think the price is very good

RogerBalderer

My returns on VXUS are double my VTI returns.

drew-gen-x

I think you have that backwards. $VXUS + 9.6% YTD. $VTI +2.1% YTD. World ex US has outperformed World plus US for over a year now. It's the DXY devaluation trade. Inflation is worse in the USA than most other countries due to USA leading the world in money printing goes Brrrrrrrrrrrrrrrr

InjuryEmbarrassed532

VTI ahead of VXUS YTD…

drew-gen-x

$VXUS, $VT, $GLD, $EWJ. I'm not as bullish as you are on either AI or the $SPY. I decided to cast a much wider fishing net when BTD the last 2 weeks in March. But I'm also not an idiot that's in love w/ cash when bears are cheering higher crude oil prices not making the connection that cash is the worse position to hold with higher crude oil prices.

the_yoshi93

Yeah I got a Vti / VXUS / Schd split so it’s boring too

drew-gen-x

$VXUS, $VT, $EWJ, $GLD. When markets are selling off like they were at the end of March, I try not to pretend that I am smarter than I am & that I know which stocks are a buy. I just buy entire world indices, entire country indices, and gold. I don't need to die a hero.

DuckLIT122000

You're fine. That won't cause a wash sale. Another example is being able to sell VXUS to buy VEU without issue

Comfortable-Space484

Random internet people, please give me financial advice! 47% VOO 26% VXUS 15% VWO 11% VB 1% BND

hl_lost

ngl if you've been stagnant for 20 years it's almost certainly from picking individual stocks, not from lack of a robo. a target date fund or a simple VTI/VXUS split would've solved that without needing SIP at all. the cash drag is the real dealbreaker imo — 10-20% sitting in mm rates while the market's ripping adds up fast over time.

EuphoricElderberry73

Follow the money and results. See non-US indices such as VXUS outperform SP500 the last 3 years. The US has the Mag7 but lots of crap companies too.

drew-gen-x

You do realize $VXUS has outperformed the $SPY by 10% over the 6 months right?

sweetbeard

I’m just chilling in PHYS & VXUS until the storm passes. Might miss some gains but I sleep well at night.

Over_Abrocoma605

I started investing earlier this year and have been putting $300/month into VOO. Right now, VOO is the only holding in both my Roth IRA and taxable brokerage account. Lately, I’ve been doing more research and been thinking about adding QQQM and VXUS for more diversification. I’ve also heard SCHD could be a solid addition Does it seem like a smart approach? How would you split these across a Roth IRA vs taxable account? For context, I just turned 23, so I’m investing with a long term horizon

Ok_Juggernaut3043

They keep way too much money in cash.. you could easily just do something like VTI and VXUS and be better off

Swred1100

I do VOO, AVUV, VXUS, QQQ. Could easily take out QQQ but I’m young and want the added tech exposure. I like to be able to manually rebalance if I want to go heavier in any one (US Large, small/medium, international) segment.

rjbarn

Touch grass pal, this isn't r/politics. Don't give a shit about a presidency that has less than 3 years. Tell me, what's the 5-year return on VXUS vs VT? (25% vs 43%, thanks to the US market). VOO is 63%

micha_allemagne

There’s a lot of overlap between these ETFs. Some people already suggested VT which is a great option to simplify all of this into one fund (minus the bonds). What’s your reason for the bond ETFs in there? Lower risk appetite? Shorter time horizon? I’d bring VTI and VXUS as alternatives to VT if you ever feel you want to have more flexibility over regional allocation between US and International. Here’s how those two look like in 70/30: https://insightfol.io/en/portfolios/report/6c1ebd63fa/

Limp-Board-1019

Cool, then if you've followed that flowchart and are ready to invest I'd recommend researching total market index funds like VTI and VXUS. Lots of discussion can be found on them on r/ETFs.

Dirkredblade

My Man! That’s the allocation I’m on- what’s your equities split? I’m at 60% Vti 20% VXUS- probably should have more VXUS, but it’s hard for me to allocate more because even though I’ve read all the history theory and know that international has many periods where it beats US, since I’ve been handling my investments (2007), it has Vastly underperformed US, except for 2025, and one year of outperformance doesn’t erase 20 years of underperformance for me.

meathead13_

VXUS is up 6.18% YTD vs VOO being down 0.59% VXUS dropped with the Iran war, but not as hard as VOO over the same period. VXUS was also up higher before the war started which helped.

Freezman13

Try reading more than 1 sentence at a time? > I went VXUS 12 years ago, 30% of the amount I had in my brokerage account at that time. The other 30% went to VTI. It's called diversification.

princemousey1

“I went VXUS 12 years ago”. Why would he go VXUS if he doesn’t think international is better than US?

myrrhsea

It sounds like ETFs will be a better fit. You can get the whole U.S. market with something like SCHB/VTI//SPTM and get the whole international market with VXUS. This way, if check your account and everything is down, it's just because that's how the whole market is performing today. You learn to see downturns as discounts for your ETFs, and buy while they're on sale. Buying and holding is less stressful and requires less discipline. You don't have to worry as much about researching companies or finding out too late that you still didn't account for some metric and how it related to other metrics and this or that headline combined with its correlation to some other sector.

RickDick-246

I didn’t think of short term trading although it is to a degree. My plan was to hold VXUS through US turmoil. It’s very much a gut feeling to figure out when that is over. Once I feel as thought things are progressing in the right direction, I’ll sell all my VXUS shares that are long term and then sell shares as they hit the 1 year mark until I get back back 60/40. It’s definitely timing the market but for me it was more about protection of assets over chasing gains. I felt as though the US market was going to dip based on a variety of factors and wanted it to be more international focused. Definitely could have gone another way but it didn’t.

jk147

I wasn’t clear, context is really that VTI tripled in 12 years while VXUS lagged until this year. Since I originally had exposure for international I am just going to keep everything the same.

Beach-Knight

Not a professional financial advisor. I’m assuming it’s a truly legit question, so I’ll give you a truly legit answer. You do not seem like the type of person who is going to spend most of your life studying markets and business nor do you seem like the type of person, once you have this footing to use, that will read through company reports well enough to make better choice than the majority of people who do it for a living. Therefore, you should not try to beat “the market”. Instead, just buy index funds like Voo, VTI, VXUS, or if you want the whole enchilada in one, VT. There are many other low cost options on top of those. By far, most people under perform the market long term. You very likely are not the exception.

drew-gen-x

I'm up over 8% on $VXUS and $EWJ, and over 6% on $GLD and $VT since buying the bottom 5-10 days ago? And these are indices and not stocks. We are way overdo for a pullback. Just wait until this place turns bearish again and buy & add more. There's no reason to chase here. The 200 DMA has been a great buy indicator for World plus US and World ex US ETF's. Buying $GLD when gold pulls back to $4400-$4600 has been a good buy indicator as well. I've been spending a little money here & there & buying this pullback in AT\&T; but I'm sticking w/ 90% EFT's. I'm not smart enough to pick the winners in this crazy market. Don't get too bearish, but also don't get too greedy.

HipOut

But how do you know when to start adding VTI again or do you just wait plan to hold VXUS forever now? Personally I’m not interested in short term trading or swing trading my retirement funds based on how I perceive the news. It’s too much guesswork and I won’t always be right. Most people don’t beat the index over time. I just kept buying VTI and VXUS both during the dip

burn_bridges

In January I moved about 20% of my portfolio that was in VTI (domestic) into 10% VXUS (international) which needed done anyway for a healthier balance, and the other 10% into 3-month bonds at 4%. I just re-bought on the bonds for another 3-months earlier this week. Waiting and seeing. Maybe I miss gains on the 10% bonds, and that’s on me. Maybe I get to deploy them at a discount. Waiting and seeing, and the move is a portion of my portfolio I am comfortable straying from a 100% wait and see (as default).

drew-gen-x

You're gonna have to wait for a glitch in the Matrix to appear for a full market crash. It's all 0's and 1's on your screen. Being serious thou, the market is acting very similar to 2000-2007. We just didn't call them Josh Brown HALO stocks in 2001. But those stocks plus gold & commodities have been outperforming the $SPY for quite awhile now. The $IGV software stocks have been crashing just like 2000-2007. The $QQQ as a whole has vastly underperformed world stocks ex US or $VXUS by over 10% these last 6 months. If you look hard enough, the glitches in the Matrix are starting to appear. People are just blind or numb to it all because they are all too busy just staring at the $SPY.

princemousey1

I don’t understand what you’re saying. Isn’t VTI just VXUS + US? So if VXUS barely moved and VTI 3x, isn’t it saying US gained a 3x?

whywires

I recently inherited a managed brokerage and merged it with my own brokerage. My portfolio has been pretty simple - target fund, QQQM, SCHD, and VXUS. But the managed brokerage is a hodgepodge - multiple bond funds, multiple S&P 500 funds, several international region funds, etc. For instance, the managed brokerage has SPY, FXAIX, and VFIAX. That's crazy overlap. What's a good strategy for remedying such overlap without getting crushed on capital gains taxes? Is there some simple solution that I'm blanking on?

ZombieSalad

VXUS up 13% last 6 mo vs VTI up 5% last 6 mo, hope this helps.

__redruM

I usually keep 10-15% in international, but it’s never performed on par with my US allocation for more than a few months. https://www.composer.trade/etf-comparisons/VXUS-VTI

BurtonAllen-TA

Something like 70% of the largest multinationals in the world are US-based (even if a ton of their income comes from elsewhere). VXUS isn't diversification, it's basically just a pure concentrated gamble against those companies. It's been great over the last \~14 months, pretty terrible over any other time horizon, and probably not something I'd call a "sound financial decision" - it's a bet. Bets sometimes win and sometimes lose. I'll take VTI diversification over a concentrated gamble against the biggest multinationals going forward.

BurtonAllen-TA

International (e.g. VTI) or fully ex-US (e.g. VXUS)? I've found a lot of investors unfortunately don't really understand the difference.

Brave_Tree1859

Bit tangent, I looking to buy more international during the dip, VXUS and I looked into its composition, I figured I’d just buy TSMC.2200 something. However, Fidelity won’t let me buy this directly. Anyone know what other ticker represents TSMC to buy it directly?

wandering_engineer

Same. I haven't gone 100%, but my brokerage is majority VXUS now. Started adding more international into my TSP as well.

laurenthu

Been doing the same since late 2024. The US has been such a dominant performer that it's easy to forget mean reversion is a thing. European equities are trading at roughly half the P/E of the S&P right now, and currency diversification matters more than people realize when you zoom out to 10-20 year windows. I went from 15% to about 30% ex-US - mostly through VXUS and some targeted EM exposure.

laurenthu

Been doing the same since late 2024. The US has been such a dominant performer that it's easy to forget mean reversion is a thing. European equities are trading at roughly half the P/E of the S&P right now, and currency diversification matters more than people realize when you zoom out to 10-20 year windows. I went from 15% to about 30% ex-US — mostly through VXUS and some targeted EM exposure.

jk147

I went VXUS 12 years ago, 30% of the amount I had in my brokerage account at that time. The other 30% went to VTI. Well, VXUS barely moved till this year and VTI more than tripled this time. I guess I will just leave it as is.

Uniquename34556

International markets over all but especially the developed ones are outpacing SPY by quite a bit. VOO is down -3% YTD while VXUS is up about 6%. That’s a 9% swing which in a slow market is huge.

RickDick-246

I’ve been 100% VXUS since the back and forth on tariffs. I can’t think of a better financial decision I’ve made outside of a 2.9% mortgage.

dubsesq

No idea that’s why I just DCA VTI and VXUS

roma258

I have Google, VTI and VXUS as my fundamental stocks/ETFs.

Over-Computer-6464

IMO you have a good plan. I would consider 2 years of expenses in cash like holdings and the rest of your portfolio broad market stock ETFs like VTI (US) and VXUS (international). I would not bother with bonds or bond ETF. Research carefully the optimum times to start taking social security, particularly if there is a big difference in the benefits of you and your spouse. In that case the lower earning spouse can start taking social security early and then when the higher earning spouse starts benefits at full retirement age or later the lower earning spouse can switch to start collecting 50% of the other spouses benefit. (Rule change and ai just have a crude understanding, so do your own research).

MoreThanLuck

Here's my rough portfolio right now, though it's definitely a work in progress. I was initially aiming for roughly 50% VOO, 25% VXUS, 10% each AVUV and SPMO, and 5% individual stocks. I'm in my early 30s, willing to take on a bit higher risk for more growth. That said, I'm a bit over-invested in semiconductors, no? Was thinking about divesting the SPMO for more individual stocks in another sector, maybe pharma or green energy. Right now, I'm adding roughly $250/month, and not really increasing my positions on anything but the ETFs. |**VOO**|45%| |:-|:-| |**VXUS**|23%| |**NVDA**|10%| |**AVUV**|9%| |**SPMO**|9%| |**TSM**|4%|

drew-gen-x

Buy some beer & listen to some good music. Then I would go 50/50 and buy 50% $VXUS and 50% $VT. You made a decision so lets use that decision to diversify to 50% World ex-US and 50% World plus US. You made a move so you might as well make a change. This should keep you away from a possible wash sale flag as well.

Ok-Outside-8419

I put $500 into a vanguard brokerage. I truly don’t remember how I selected what I did but the breakdown is BND, BNDX, VTI, and VXUS. Maybe I selected a target date fund? I don’t see that listed anywhere. Anyhoo, there’s $13 listed in the settlement fund section. Should that be reinvested automatically? Do I need to do something? I haven’t added any money to it since I opened it. It says total is $594. So it is being reinvested? Do I need to pay taxes every year? Is any growth considered taxable income? Is a brokerage worth it? I might just leave it and not add if it’s too complicated 😵‍💫 I max my Roth and invest to my 401k so thought it’d be good to have a brokerage. But it’s stressing me out! I just want ot set it and forget it like the other accounts

BluesFlute

Long term, this all inflationary, likely weaking US dollar too. VXUS is a good place to start. VEU, VNQI too. I suspect the Hormuz transit taxes will be highly negotiable.

drew-gen-x

$VXUS and chill. Well don't chill, but BTD's. We are arguing the same side. US stocks are expensive. The economy is in the shitter. But the money printers are gonna go Brrrrrrrrrrr Hedge w/ 10% $GLD position.

sundubone

Cash is there just in case so just enough. Keep up with DCA. VXUS is up big today..so glad I kept kept my usual dca routine every Friday into that this past month lol

Limp_Technology2497

VXUS. GRID. And various miners.

bkkmatt

I’m heavy in VOO, but also DCA’ing VXUS, VEUSX, IDVO, and UFO. 

ThunderEcho100

Even better to have VXUS

ThePermMustWait

We inherited an acct for Raymond James. Similarly concerned about fees but decided to keep it there for a year while we figured it out. We switched it to fidelity to manage on our own. I wish we had done that from the beginning because they were way too conservative and we lost out on gains from tech last year we would have had had we invested in VTI, VXUS like we wanted to do with it. They talked us out of it. We also got put into some buys that we can’t get out of for a couple years which is very frustrating. Then we had fees. Anyways, it’s noble to try to protect yourself against making bad decisions but I think if we had done it on our own, we wouldn’t have done anything bad in hindsight. Really think about what you would do, not what is typical advice after a loss. 

midgetgrimm

Alright, so over the last few years I changed jobs, and I have put all my rollovers in one spot. So here is what I have, and I feel like having this in individual stocks like this is not ideal. Should I be putting this in an actual retirement fund like a 2045 or something? I would rather set and forget these and just contribute to them now each year. So I have my current job which has a 401k that i contribute 12% and they match 4% in. That is separate from this conversation of my two rollover IRA's, one rollover and one roth, totaling about $28,203.36. When I consolidated them I had paid for an advisor and he chose the stocks to buy, and some did really well, but then he started trying to upsell me on some insurance stuff I didn't want. The only things I have added on my own volition to these are the SPY, VTI, and VXUS since then. I am just looking for some guidance, or questions I need to ask myself that I am not seeing or doing. The first one is the Rollover IRA: $11,459.97 (overall: -$1,451.93 / -11.25%) * CRWD - CrowdStrike: shares: 6.066 | cur val: $2,567.31 | %acct: 22.40% | g/l: +$331.51 / +14.82% * MSTR - Strategy Inc: shares: 10.391 | cur val: $1,285.57 | %acct: 11.22% | g/l: -$2,714.34 / -67.86% * NVDA - NVIDIA: shares: 27.413 | cur val: $4,882.25 | %acct: 42.60% | g/l: +$882.30 / +22.05% * RDDT - Reddit Inc: shares: 7.566 | cur val: $1,067.86 | %acct: 9.32% | g/l: +$100.97 / +10.44% * SPY - S&P 500 ETF: shares: 2.513 | cur val: $1,656.61 | %acct: 14.46% | g/l: -$52.37 / -3.07% The second is the ROTH IRA: $16,743.39 (overall: +$3,126.65 / +23.01%) * AVGO - Broadcom: shares: 14.155 | cur val: $4,727.34 | %acct: 28.23% | g/l: +$2,227.48 / +89.10% * NUE - Nucor Corp: shares: 16.211 | cur val: $2,808.71 | %acct: 16.77% | g/l: +$188.16 / +7.18% * RCL - Royal Caribbean: shares: 18.002 | cur val: $4,819.31 | %acct: 28.78% | g/l: +$819.45 / +20.48% * VTI - Vanguard Total Market: shares: 12.955 | cur val: $4,215.94 | %acct: 25.18% | g/l: -$117.55 / -2.72% * VXUS - Vanguard Intl: shares: 1.845 | cur val: $143.94 | %acct: 0.86% | g/l: +$9.11 / +6.76% I also just realized that I can and should be contributing to these every year, up to $7,500, which I plan to do this year. I just want to do it right and according to my goals that I don't think I am set up for. Thanks in advance to any and all help, much appreciated!

drew-gen-x

I BTD on more World stocks ex-US & Pacific Asian ETF's than anything else this time around. $EWJ, $VPL, $VXUS, and $GLD made up 80% of my BTD buys for the last 2 weeks. There's so much growth to like in this region & the stocks were hit harder than most since they are more energy dependent than many other regions. Higher risk, but also higher rewards.

bkkmatt

ETF’s (VOO, VXUS) and I just grabbed $5K of MU when it was down $10 per share. It ended down .18, so that was a nice buy and it’s in the wife’s Roth IRA. I’m thinking big green tomorrow, then sell.

thereddituserusa

VTI and VXUS. VOO is already part of VTI. You get broader diversification with VTI.

jboy9622

Honestly for me since I’m invested in Vanguards TDF in my 403b I don’t mind it since my job doesn’t offer a match so I’ll just throw money into it and just forget about it. I’ll just focus mostly on my Roth IRA which is invested in VT and taxable that has VTI and VXUS.

drew-gen-x

I timed the bottom in $VXUS. That was my biggest BTD. I bought at $74.45 and $75.39, both around 200 DMA. I'm more bullish World ex-US than World plus US. But I figured I need exposure to US stocks as well hence buying $VT and $IGV last week.

drew-gen-x

You may be right, but $VT did bounce off it's 200 DMA once again today. I just added $VT to my port as well and I am done. My port is where I want it to be. If you look at the charts for the whole world markets ($VT) vs just USA markets ($SPY & $QQQ) ; you could make the call that the bottom is in. We have already bottomed & retested & bounced on $VXUS (world ex-US). We are all gambling here at the end of the day. I could be wrong. But I see a reverse head & shoulders pattern forming on $VT (world plus US). I'm ignoring the $SPY and $QQQ here and looking at the bigger world picture.

350

>!Dollar cost average into VT or VXUS/VTI and chill, seriously.!<

Uniquename34556

As a new “play it safe” investor VXUS is my highest performing ETF this year and doing well compared to VOO for this year. I also wish I knew VDE or XLE are good hedges against inflation. These same ETFs were just doing ok when I first started 2 - 3 years ago. More I learn I think it’s just best to cover ground for a variety of different cycles that tend to occur, weigh accordingly to your goals, and just mostly let auto invest run the show. Don’t overthink it don’t chase the trend and don’t mess around with your allocations too much.

-Teto

I repositioned into VTI/VXUS when they were down 10/12% respectively. I expect more downturn. Also, I'm so fucking sick of seeing these bot posts. Only a bot uses “ and ’

teerre

Probably because it has been asked and answered a million times and the answer is that it doesn't? Most funds that boggleheads use won't be affected by this (VXUS obviously, VTI, VT) more than affected by a company like Tesla today

InvestingNerd2020

WTF! Just do a simple 2-fund portfolio with Vanguard. They offer fractional shares for their ETFs. - VTI with 80% allocation. - VXUS with 20% allocation.

drew-gen-x

Unfortunately I think the market is bored of the Iran War. All the market cares about is "has the price of crude oil peaked"? The fact that $IGV can't rally makes any potential move for $QQQ above 200 DMA problematic thou. I'll stick with BTD in $VXUS as long as it holds above it's 200 DMA. US indices are in a bad spot right now.

Perfect_Ad_3701

SPym and VXUS is a solid choice if you are just starting or a seasoned investor

drew-gen-x

90% ETF's, 10% stocks. $VXUS, $GLD, $EWJ, $IGV is how I'm weighted now. I might add $VT and I'm not totally convinced $IGV is a long term hold. It's just more reasonably priced than the value $SPY names right now. Long foreign stocks & gold.

drew-gen-x

I tried to post $VXUS holdings compared to $VT but the comment was flagged for pumping penny stocks since moderators can't tell diff b/w Novartis AG w $258B market cap vs some similar US stock. But anyway......if you use Yahoo finance or any stock ticker check you can go to holdings and it will list the Top 10 holdings for any ETF or mutual fund. I would look for World ex-US over World plus US. If you compare $VT vs $VXUS for example the US stocks are all in the top 10 b/c they are overweight US stocks, but they do include foreign world stocks as well. But $VXUS doen't have any US stocks, and is 100% foreign non US stocks. You can check the same for $EWY, $EWJ, etc. Hope that helps.

drew-gen-x

You can find most of this info under holdings for ETF Indices. If you want foreign (non US stocks) you need a World ex US ETF otherwise World plus US is gonna be dominated by US stocks. $VXUS and $EWY are 2 of my top 5 holdings. $VXUS (World ex US) Top 10 Holdings (11.80% of Total Assets) [](https://finance.yahoo.com/quote/2330.TW/) Taiwan Semiconductor Manufacturing Company Limited**3.43%** [](https://finance.yahoo.com/quote/005930.KS/) Samsung Electronics Co., Ltd.**1.59%** [](https://finance.yahoo.com/quote/ASML.AS/) ASML Holding N.V.**1.29%** [](https://finance.yahoo.com/quote/0700.HK/) Tencent Holdings Limited**0.92%** [](https://finance.yahoo.com/quote/000660.KS/) SK hynix Inc.**0.91%** [](https://finance.yahoo.com/quote/ROG/) Rogers Corporation**0.76%** [](https://finance.yahoo.com/quote/9988.HK/) Alibaba Group Holding Limited**0.73%** [](https://finance.yahoo.com/quote/NOVN.SW/) Novartis AG**0.73%** [](https://finance.yahoo.com/quote/HSBA.L/) HSBC Holdings plc**0.73%** [](https://finance.yahoo.com/quote/AZN.L/) AstraZeneca PLC**0.71%**

OmahaOutdoor71

Market is only down 5% from early February. Before jumping in can you handle a 10% drop? 15% drop? 20% drop? Not saying those are going to happen but there is a very real possibility it can. I'm staying invested and only selling to tax loss harvest. I buy VT, if it goes to shit I sell, take the loss and immediately buy VTI and VXUS. The world is insane right now, so I expect and know there will be much volatility. Just have a plan for it.

drew-gen-x

We have 2 trades going on in the market right now. 1. The war/crude oil/ the economy sucks trade. 2. The DXY devaluation trade. DXY is back under 100. World stocks ex US are moving higher than $SPY on that trade this morning. If you look at the 3 month chart for $VXUS, that world indice ETF had a beautiful bounce off it's 200 DMA after putting in a double bottom. I think the bottom is in until Big Tech / AI cap ex hyperscalers start reporting. We may not get the deflation I was looking for if all world CB's go Brrrrrrrrr at the first sign of cracks in the economy.

pao_zinho

VXUS goes down. VOO goes up. 

hewhosleepsnot

VXUS