COF
Capital One Financial Corporation
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Credit card losses are rising at the fastest pace since the Great Financial Crisis
My 10 leg Wallstreet Parlay (NOT FINANCIAL ADVICE)
Capital One Financial Corp (COF): A Deep Dive into Potential Bearish Indicators
Stocks moving in after-hours: Berkshire Hathaway ($BRK.A), Beam Therapeutics Inc($BEEM), Tesla ($TSLA).
Lookie here. COF credit default swaps, whatever it is. Imma fuckin buy puts so inverse me and buy calls for free money.
Capital One Financial ($COF) next bank to collapse?
2023-02-13 Wrinkle-brain Plays (Mathematically derived options plays)
Credit card banks continue long slog back to normalized delinquency rates (NYSE:COF)
I think COF is about to drop some more. I'd short sell on it tbh.
My regarded picks for 2022-08-26
CapitalOne $COF seems to be actively misleading customers about COVID relief. Is this a sign of a troubled company internally?
Selling multiple options against one?
Why do some stocks have no pre and aftermarket movement?
RKT's growth story shows up in its financials
Mentions
Glad I bought the dip last 2 weeks. So many specific stocks or sectors had FUD around it and now all the FUD articles are gone lol To name names PE firms, CRWD, and COF.
Shouldn't spending be pretty much unimpacted regardless of inflation/higher oil prices? Outside of oil leading to an actual recession I feel like whether people spend $800 discretionary + $200 gas or $900 discretionary + $100 gas is the same thing for COF, no? In recessions that changes due to savings n shit of course, but outside of that.
I'd be rather concerned about the COF consumer given higher costs with what's going on. 2006-2008 that dropped about 90% and in early 2020 that declined nearly 60%. Obviously I don't think we're facing either of those scenarios, but that's definitely a stock where I would be careful if one's view of the consumer in the near-medium term is any less than good. I'd obviously be less concerned with the AXP customer but even that's not something I'd want to own if I thought there'd be any cooling in the consumer. "The experts rate it a moderate buy with average price targets around $263. " I wouldn't go on analyst targets. Good luck.
Capital One is not heavily involved in private credit. Their main business is consumer credit cards, auto loans, and the Discover network…plain retail lending. The private credit scare is mostly spillover fear. COF has limited exposure there, a strong balance sheet, and steady card revenue growth. That worry looks overdone for this stock.
C'est une sélection audacieuse pour 2026. Tes thèses sont très axées sur le "récit" (storytelling) et les catalyseurs industriels. Pour équilibrer ta confiance, j'ai passé tes choix au crible de mes analyses quantitatives **ValorysTrader**. Voici un retour sans détour, confrontant tes arguments aux chiffres froids du marché en ce début avril 2026. **1. Amaroq Minerals ($AMRQ)** * **Ta thèse :** Transition réussie vers la production, catalyseur Phase 2 au T2 2026. * **Mon avis :** L'outil confirme le virage stratégique et l'optimisme des analystes pour 2026 (+96% de revenus prévus). Techniquement, le titre montre des signes de **survente (RSI 30,62)**, ce qui appuie ton point d'entrée. * **Le bémol :** C'est un dossier **hautement spéculatif**. Les fondamentaux actuels sont encore dans le rouge vif avec une marge nette de **-127,83 %** et des flux de trésorerie négatifs. La "machine à cash" est une projection, pas encore une réalité comptable. **2. Ferrari ($RACE)** * **Ta thèse :** "Hermès de l'automobile", pouvoir de prix imbattable, immunisée contre les taux. * **Mona avis :** C'est le seul **"Quality Compounder" exceptionnel** de ta liste. Les scores de qualité sont au plafond (**97/100**) avec un ROE stratosphérique de **43,22 %**. * **L'opportunité :** Tu as raison de ne pas regarder que le P/E. L'action est actuellement proche de son plus bas sur 52 semaines avec un **RSI de 28,47**. Ce repli technique est une opportunité rare pour une boîte de cette trempe. **3. Aston Martin ($AML)** * **Ta thèse :** Pari de redressement (turnaround), livraison de la Valhalla, valorisation plancher. +1 * **Mon avis :** C'est pile ou face. Si l'aspect spéculatif est là, la santé financière est critique. L'**Altman Z-Score est à 1,5**, ce qui indique une zone de détresse financière. * **Le risque :** Avec des capitaux propres négatifs et une dette élevée, le marché attend plus que des promesses de supercars. L'IA reste **neutre (40/100)** en attendant des preuves de stabilisation du bilan. **4. Fluor ($FLR)** * **Ta thèse :** Contrats dérisqués, acteur du nucléaire/SMR et des centres de données. * **Mon avis :** Le carnet de commandes est solide ($15,5 Md de revenus), mais la rentabilité GAAP peine à suivre (marge nette de **-0,33 %**). * **Le signal :** La situation de trésorerie est saine ($3,77 Md), ce qui valide ta thèse sur le rachat d'actions. C'est un dossier pour les investisseurs "Value" patients, mais attention à l'**incertitude technique à court terme**. **5. L3Harris ($LHX)** * **Ta thèse :** Défense technologique, scission d'actifs pour libérer de la valeur. * **Mon avis :** C'est une valeur mature et fiable (25 ans de hausse du dividende). Cependant, l'outil suggère que tu paies peut-être trop cher aujourd'hui : le **P/E de 41,54** est élevé par rapport aux standards historiques. * **Le conseil IA :** Le momentum s'essouffle avec un **signal de vente MACD**. L'IA recommande d'attendre un repli vers la zone des **310$ - 340$** pour optimiser le ratio risque/rendement. **6. Capital One ($COF)** * **Ta thèse :** Acquisition de Discover, synergies massives, sous-évaluation. * **Mon avis :** Gros potentiel de valeur. Si l'on normalise les bénéfices (en ignorant le creux cyclique actuel), l'action est **fortement sous-évaluée**. * **La solidité :** Contrairement à beaucoup de banques, COF affiche un ratio **Dette/Equity très bas (0,44)**. Malgré un momentum technique baissier, c'est un excellent candidat "Value" pour 2026. **7. NextEra Energy ($NEE)** * **Ta thèse :** Combo gagnant Utility + IA/Data Centers, 10 % de croissance du dividende. * **Mon avis :** Thèse validée par les chiffres. C'est une entreprise de haute qualité avec un **sentiment Bullish (75/100)**. * **La force technique :** C'est l'un des rares titres de ta liste avec un **momentum haussier solide** (prix au-dessus de la SMA 200). Attention toutefois à la sensibilité aux taux d'intérêt vu l'endettement inhérent au secteur. Tes convictions sur **Ferrari** et **NextEra** sont solidement épaulées par la data. Sur **Amaroq** et **Aston Martin**, tu es en plein territoire spéculatif : le timing technique sera tout aussi crucial que la livraison de tes catalyseurs. Si tu veux confronter tes prochaines thèses à ces scores factoriels, tu peux générer **3 analyses gratuitement**. J'en offre **7 supplémentaires** à ceux qui veulent suivre leurs positions de près en laissant leur mail : [**valorystrader.vercel.app**](http://valorystrader.vercel.app)
I fuck with thise VIS. I thought about some COF calls too. Everyone is about to start using those credit cards.
sorry I was using the term figuratively, although I do have dividend reinvestment from Verizon, OXY & COF, with Google getting 10% of that. But I am not big ballin, I work at a non-profit 😔
JPM and MS are giving people short exposure to private credit. XLF was the only sector out of all sectors that was green on Friday. If you want to short a bank short regional banks like COF or something like Wells Fargo/Truist which are heavily exposed to private credit. The big move on these is already done though.
Interested in researching COF or SYF. Probably will sell of out of V if I like any of them.
I’m leaning a bit more to SOFI on the simplistic thesis that no matter what happens with this admin and related geopolitics, there could be a lingering fear about credit, defaults, etc that will weigh more on COF whereas SOFI will always attract the so called retail buyers
Agree, it’s just a matter of which one(s) will have the quickest ramp back up, and whether it’s too early. Seeing more speculative fin like SOFI and COF down another 4% today is intriguing.
A lot of times those donations come out to pennies a person they supposedly help too. And when COF or fucking DPZ are like if Cabrera hits a homer tonight we'll donate 5,000 to the Sloan Kettering to further cancer treatment!! *go fuck yourselves*
It's more the combo of that idea of agents using crypto and less workers basically hitting the payment processors. From the article Agents went looking for faster and cheaper options than cards. Most settled on using stablecoins via Solana or Ethereum L2s, where settlement was near-instant and the transaction cost was measured in fractions of a penny. >Once agents controlled the transaction, they went looking for bigger paperclips. >There was only so much price-matching and aggregating to do. The biggest way to repeatedly save the user money (especially when agents started transacting among themselves) was to **eliminate fees.** In machine-to-machine commerce, *the 2-3% card interchange rate became an obvious target.* >Agents went looking for faster and cheaper options than cards. Most settled on using stablecoins via Solana or Ethereum L2s, where settlement was near-instant and the transaction cost was measured in fractions of a penny. Agentic commerce routing around interchange posed a far greater risk to card-focused banks and mono-line issuers, who collected the majority of that 2-3% fee and had built entire business segments around rewards programs funded by the merchant subsidy. American Express (AXP US) was hit hardest; a combined headwind from white-collar workforce reductions gutting its customer base and agents routing around interchange gutting its revenue model. Synchrony (SYF US), Capital One (COF US) and Discover (DFS US) all fell more than 10% over the following weeks, as well.Their moats were made of friction. And **friction was going to zero.**
You need to consider a risk that COF is a subprime lender across its auto and credit card lending portfolio and therefore carries more risk to rising consumer defaults. COF does not have a "fortress balance sheet" like JPM or BAC for example. When times are good, and borrowers can afford to pay, times are good. But the risk is amplified if macro conditions and employment deteriorates. >Despite being the fourth-largest credit card lender overall, Capital One is America’s largest subprime credit card lender, with a higher percentage of its total credit lending in the subprime segment compared to rivals like JPMorgan Chase, Citi, or Discover. https://www.economicliberties.us/our-work/capital-one-discover-a-competition-policy-and-regulatory-deep-dive/#:\~:text=Despite%20being%20the%20fourth%2Dlargest,Chase%2C%20Citi%2C%20or%20Discover.
It interesting all my boring stocks that dont get mentioned on sub are up like COF, UNP, AMGN, PLD, etc. While the names this sub talks about every day are down 8-15% today.
Almost bought NVO yesterday. Went with COF and GS. COF and GS red today but not as much as NVO.
I setup trailing stops at %10-%15 depending on the volatility. For example, SMH 15% trailing stop, Gold 10% trailing stop Trailing stops aren't guaranteed and the data comes from some 3rd party instead of the brokerage which takes no responsibility if something goes wrong. But yes, if you want to protect your profits you needs to sell into strength every now and again and set stop losses. For the past 30-days DOW +1.09% S&P +.062% NASDAQ +.18% Me +4.50% With all the volatility I have been trying to manage my buys/sells/stop everyday at lunch. It is my new lunch time activity :) I really started managing on Jan 1st and have been the DOW, S&P, & NASDAQ. Taking profits, setting stops, buying fear like the Capital One bounce (COF). Also, I have been using Gemini Pro to analyze news and earnings reports to give me more insight into buys and sells. This has saved me from a few panic decisions, especially on Trump's Greenland scare.
How do I know? Because you’d mention that when your third COF leaves….. you know that you still believe in the trade desk
Just about everything I own today is down : META, COF, WM, CDE, GLTR (WOOOOF METALS!!!)
So COF puts to inverse Cramer?
COF on its way to testing $200 soon
COF Capital One. “What’s in your BAG” 😂😂
Getting assigned on my COF CSP was not on my bingo card. Bye bye free cash.
Buying COF on the dip. Best financial
COF sells off into my puts & crawls back up. God i hate this game
Just happened with COF as well.
ok shouts out to whoever whispered "Blue Horseshoe Hates Anacott Steel" in the chat about COF earlier lmaooo
Friendly advice from an internet stranger…dont be long COF today boys…blue horseshoe hates anacott steel
Friendly advice from a random stranger, dont be long COF today…blue horshoe hates anacott steel
My port is excessively green ACHR ATYR BULL META SMCI UNH COF
Damn, COF, LHX, and NEE are all at or near ATH. In a world where optimism has been driving equity prices for so long it seems to me that analysis of fundamentals is kind of a fool’s errand - the optimism for the future, reflected in the ATH price currently, could well have already assumed all the things you are suggesting should drive the price higher If that optimism were to cool, and prices were to just go back where they were 10 years ago, these positions would be badly under water. These seem like very risky plays to me
COF earnings this week too, and i can tell you whats happened after every major financial orgs earnings release…even with beats…no way it doesnt dump with greenland, tariffs and natoz
Also looking at COF. But don't quite understand why its PE is historically so low, under 10 many years.
Some good picks here, I like the look of COF in particular especially after the dip from Trump's cap comments I've got UNH and VST but my 3 best value picks are: Rightmove - RMV.L - LON:RMV [https://www.rightmove.co.uk/](https://www.rightmove.co.uk/) UK's largest property website trading at 19 P/E, \~80% market share and Renters Rights act will drive loads of eyeballs to the website when minimum tenancies get scrapped Rolls Royce - RYCEY - LON:RR P/E at 18, huge beneficiary of increased defense spending over the next few years and strong nuclear potential Taylor Devices - TAYD P/E at 25, strong and stable FCF, no debt and a big beneficiary of any AI company looking to use nuclear energy in the coming years
Here is my stack since 12/29/2025 SCHG 45% SCHD 25% SGOL (Just bailed after making 6%) SMH 20% with a 15% Trailing Stop GOOGLE with a 10% Trailing Stop (totally speculative, I think they are going to own AI after the bubble bursts, probably going to sell and wait until the next dip) SGOV (Parking cash here for dollar cost averaging and buying dips) VYMI (Just sold after making 2.5%) COF (Bought it when dropped 10% on Trump's push to 10% APR on Credit Cards, already made 3%, did a sell to cover) The S&P returned 1.5% this year and I am already up 3.5% I am not going to VOO and chill. I am going to be aggressive, buy the fear like COF, chase the SEMIs, and chase the growth with SCHG then use SCHD to keep plowing dividends back into more cash and stock. So far I have beaten the market nearly every day of the year (NASDAQ, DJIA, S&P 500) including today which they were all down and I was still up .07% I am not fanatical about it but watch it at least every couple of days and trade at lunch based on news. My goal is to hustle 20% or better this year and I have 16.5% to go and 3.5% just at Jan 16th isn't too bad. My macro investor friends keep screaming about the Schiller Cape and are predicting a crash around August-December timeframe 2026. Everything is so dynamic right now it scares me a little.
Im also long sofi 19k shares…im just telling you its not a smart play. You were better off buying the dip in cap1 at 225 a couple days ago, COF will go back into the 230’s after earnings, will drag down crcl, sofi, afrm
No, cap1 earnings will crush financial stocks, wont give it enough time to rebound before their own earnings the next day…dont do it. Look at the great earnings call the banks had last week and this week, crushed their stocks. COF is marking down losses from discover aquisition and theres always shit that comes up from those…
i knew i should have bought ODTE $SYF/$COF calls cause of TACO
Sooooooo tempted to dump COF after that reversal and throw it into BOA.
NFLX, COF, BoA, AVGO, MRVL, META and MSFT basically died today 😂
What do you guys think about COF capital one financial? Expecting a taco and rebound, holding calls. This PA is really dogshit tho and no news, no commentary. My calls are -41% and trying to decide whether to exit or double down
Should MSFT drop a little more, it’s such a no brainer stock to add to. 450 is the number I have in mind. Hoping for someone to fan some fire to get more of a drop on Credit Card gang ( V, MA, COF, AXP, SYF) to pick 1-2 candidates.
yep, not gonna happen. buy those subprimes up with this opportunity. COF, SYF
best bank/card to buy the TACO dip on? thinking $V or $COF
Modest call spread on COF because this credit card interest nonsense is DOA.
Which has the most upside out of COF, AXP, SYF, V, MA? This trump tantrum is a big ol' buying opp
Probably regarded but bought COF on the dip anyway.
Rad. I always tell people here, it’s your money, do what you think is best. Fundamentals look really solid for COF. For me, I’m a big believer in if the fundamentals make sense, it’s a buy. Personally I’ve been moving money out of some the ai stuff I own. Just last few years in the market I’ve done really well, did like 90% return two years ago and 50% last year. No idea in the future, but playing a little more defense this year.
thank you. personally i got my sights on COF. been on my watch list for so long, but ended up putting money mostly on tech. this might be my chance.
Credit card thing is probably over Buy your shitty subprime lender calls now SYF COF
Annoying, Im not sure I quite understand what the market is seeing... odds of this all actually happening seems low and in the worst case I would think payment rails maybe take a slight volume hit but not like terribly bad compared to $COF or something
COF is the move. Absolute best of breed
Put in two orders / buys SNPS, COF , OKLO & SIBN. Those were all single orders. I will check them later before I go to sleep. If nothing's happened I will let them go until 4 o'clock in the morning.
No mention of COF, SYF, C, etc on here for the TACO trade? That's where the easy money is.
Shit Stocks of the day: COF, META and NFLX.
Something else has to be moving COF and SYF other than Trump's capped interest rates. The other credit card companies would have been hit as well.
Agreed. I have had COF on my watchlist for a bit. AXP & SYF are great too.
Just opened positions that are slightly larger than starter positions in COF and AXP. Will do some formal DD on both by the end of the week. Both are gambles on the never-going-to-happen cap on credit card interest stuff. I'll almost certainly sell one, maybe both, within the next 30 days although I wouldn't be surprised if AXP ends up being a buy and hold position.
Anyone buying COF and other credit card issuers? They get sued every year for trying to scam a couple basis points from customers no way they’d let TACO cut the average apr in half
This is classic TACO opportunity. SYF, COF, AXP have a sudden discount based on unenforceable edicts.
I think COF calls are a good move. I reckon this will recover strongly when 🥭 backs down on his 10% cc interest cap statement.
Bought a COF call. And now it will chop all day.
Illegal and been tried a number of times, at least as far back as 2009. Buy COF.
Today I learned COF does not stand for what I thought
you're conflating "credit card company" and "payment processor." Visa isn't in the interest game, they're in the transaction game. check COF, SYN, etc.
COF looking like a fun short-term gamble. No chance a 10% cap on credit card interest rates goes into effect.
COF BFH DFS SYN. I knew these would get hit as they are subprime lenders. V/ma are tech rails. They earn per trans. Caps don’t affect them.
COF down 8% on "news" of CC's being limited to 10% int. (which is hilariously silly, as it would limit unsecured debt to like the top 1%)
You think Barron just bought a shit load of COF premarket
I just made a comment about COF. Seems like the best one to take a position on
COF pullback of mangos merit less credit card interest announcement seems a little over reactive.
Looking to buy COF on this move but how is at 105x?
Fellow degenerates all in on 0DTE out of the money COF calls. Who is with me?
**This doesn't lower rates for the working class; it deletes their credit limits.** I spent 14 years on institutional desks, and whenever a "Price Ceiling" is introduced into a credit market, the result is always **Credit Rationing**, not "Cheaper Loans." **1. The "Risk-Adjusted" Math** Banks charge 22%+ because the default rate on unsecured consumer debt is high. * If you cap the reward at 10% but the risk remains the same, the math no longer works for the bottom 50% of borrowers. * **The Result:** Banks won't lower the rate to 10% for a risky borrower. They will simply **close the account.** * We saw this with "Usury Caps" in the 1970s. Supply of credit vanishes for everyone except the super-prime borrowers (who already pay low rates). **2. The Ticker Impact** * **Safe:** **Visa (V) / Mastercard (MA).** They are toll roads; they don't hold the debt. They just swipe fees. * **Kill Zone:** **Synchrony (SYF), Capital One (COF), Discover (DFS).** These are the lenders who hold the actual balances. If they are forced to reprice their loan books to 10%, their Net Interest Margin (NIM) collapses, or they have to slash their loan book by 40% overnight. **My Verdict:** This is deflationary. If you suddenly cut off the credit cards of 50 million Americans because they are no longer "profitable" to lend to at 10%, consumption crashes. I would be looking to short the **Subprime Lenders (SYF)**, not the payment networks.
How can I short COF over the weekend?
BUY FINANCIALS. Financial stocks multiples will start to move towards tech multiples. This starts with deregulation, the blockchain, and A.I. people forget about financials when it comes to A.I. there up big in 2025, they will have an even better 2026. This includes Goldman, JPM, Citi, Wells, Bank of America, XLF, KRE, COF, etc.
Financial stocks multiples will start to move towards tech multiples. This starts with deregulation, the blockchain, and A.I. people forget about financials when it comes to A.I. there up big in 2025, they will have an even better 2026. This includes Goldman, JPM, Citi, Wells, Bank of America, XLF, KRE, COF, etc.
Financial stocks multiples will start to move towards tech multiples. This starts with deregulation, the blockchain, and A.I. people forget about financials when it comes to A.I. there up big in 2025, they will have an even better 2026. This includes Goldman, JPM, Citi, Wells, Bank of America, XLF, KRE, COF, etc.
Biggest gains were from precious metal etfs, NEM, RKLB, GOOGL (bought after April dip, still undervalued imo), VEU, defense etfs (EUAD, KDEF), RNMBY (bought early in year and sold in the summer), and COF. Also swing traded LULU for solid profit in the fall. Biggest loser this year was NVO but I'm bullish on it in the medium term
**This weekend I ordered a pizza on the Pizza Hut app and after I pressed place order, I got a screen asking me if I wanted to apply for a Capital One credit card.** **SURE, ILL TAKE A SLICE A PIZZA WITH A SIDE OF CRIPPLING DEBT** **HOLY SHYT MANG THIS IS SO FUKD. ITS LIKE IN 2005 GIVING MORTGAGES TO ANYONE WITH A HEARTBEAT** **GROWTH AT ANY COST I GUESS** **BOLS SO UNBELIEVABLY FUK** **$COF**
$COF best financial if you want big gains in ‘26
They already have. The repackaging of AI debt with higher interest consumer debt has started. Looks and sounds and smells like the mortgage repackaging that was happening in 2005-08. I’m looking at COF, AXP and all of these consumer debt companies starting to make rip roaring gains too. The ignorant VCs are starting to realize that all AI is right now is a sophisticated chatbot. It doesn’t matter how much more compute you put into it. It doesn’t learn and you can’t train the current model of AI
$COF best financial play, can’t be stopped
Healthy consumer and $COF keeps pumping 🚀
COF short is just silly? Market weakness hedge I guess but makes little sense
Sold COF when it dipped under 200. Sold CVNA a while back and posted that too. Will find a re-entry point with a longer date in the future.