COF

nerodmc_2001

Puts on $COF

Worried_Quarter469

Puts on capital one $COF, until 2028 then calls

Simple-Knowledge-411

I don't understand you. Be clearer. Do you want me to buy COF puts?

Crazy_Donkies

Been DCAing into COF. Their Discover merger caused writeoffs but the future efficiencies should payoff. Look at their forward PE and I know people love Capital One and tend to be more affluent.

Crazy_Donkies

COF COF. Rate hikes may be coming and it's a good thing for this company. COF COF. Forward PE of 10 with future big efficiencies after Discover merger. COF COF. 500sh at $186, 20 6/2027 calls.

Crazy_Donkies

AVGO will climb again within the next 6 months. Networking and AI revenue will 2x soon. COF as well.

WickedSensitiveCrew

Everyone talking V's last week made me buy COF. Just realized everyone meant V recovery in stock market instead of buying Visa lol. Well it led me to doing DD and buying COF last week under $180. Glad I bought.

booobReviewer

COF at ~$130 is interesting. The Discover acquisition (when it closes) gives them ~$100B in deposit funding and a card network, which is a structural advantage over most other issuers. The market is pricing in recession fears and regulatory risk from the merger, which is fair. But COF has been through multiple credit cycles and their underwriting is better than the market gives them credit for. The Brex deal adds a fintech distribution channel without much integration risk. If you think we avoid a hard landing, COF at 8x earnings with a 2%+ dividend is a solid value play. The risk is if consumer credit deteriorates faster than expected.

Local_Math_5512

For some reason, everyone is convinced A.I agents will do everyone's shopping and that A.I will use stable coins. That's why COF is down. It's the same story for Visa and Mastercard and American Express.

Crazy_Donkies

Started loading into COF with shares and calls and it's helping my account quite well.

FINRAdude766

That's fair.  And I'm certainly not preaching that COF is the thing Grandma should invest her money in. But for someone who is willing to take some risk that there won't be a consumer credit crunch, I think COF is an attractive pick. If they can pull off the full integration, these acquisitions can be very profitable. 

WickedSensitiveCrew

Non-tech, financials, and international stocks. Some examples MELI, COF, and KKR/APO. I have also been buying space stocks like LUNR.

night_shredder

COF - the MSFT of banks. Fuck this shit.

Remarkable-Oil-1517

COF

night_shredder

Fucking COF. Red on red days, and red on green days.

WickedSensitiveCrew

Im buying the dip on MELI, APH, AXON, and COF. Might not get semis/memory like gains. But great to buy some stuff well off their highs.

RougarouGumbo

If HOOD and COF fucked and had a baby it would be SOFI, and since they both tanked on earnings I’m guessing sofi does too.

grackychan

Amex will boot customers it feels are risky or engaging in risky behaviors; which is a good signal to investors. Among CC companies they are definitely the upper echelon in terms of a narrow customer credit box. In the coverse, I wouldn't touch COF because they're known as a subprime lender and those borrowers will be first to default.

NaluknengBalong_0918

!p vm analyze the option chain of COF for me

NaluknengBalong_0918

!p vm analyze the option chain of COF for me

NaluknengBalong_0918

VM analyze the option chain of COF for me

AlGAdams

If I dont close out Im assigned COF at 197.5 today.  Should I close out or is Capital One going to do something next quarter

CaptainCorey

VM what do you think about COF?

CaptainCorey

VM how will COF perform post earnings?

makomark26

Chill dude . Be decisive , brave, have some conviction.That's what you should be and what your wife wants to see , Time and quality are your best weapons if you have limited stock knowledge , You guys are raking in $140K after taxes . You still have milk on your lip , and 20 racks is nothing . I bought 30 shares of APPLE today because it dropped because Tim Cook is leaving . This stock will be up over the next few years . I saw VOO mentioned . That's legit until you learn to pick a few stocks and options , Long NVDA, CRWD , UBER, GDX, PLTR ,APPL.AFFM , MU,NFLX,META COF in calls and shares . .You're going to be fine .START LEARNING . The best time to start investing ? Last year and 5 minutes ago . So now , Shoot 10 g's at VOO to get your beak wet .. Go get em .

AlGAdams

Sold puts on META and COF, Theta stay winning

WickedSensitiveCrew

Glad I bought the dip last 2 weeks. So many specific stocks or sectors had FUD around it and now all the FUD articles are gone lol To name names PE firms, CRWD, and COF.

notreallydeep

Shouldn't spending be pretty much unimpacted regardless of inflation/higher oil prices? Outside of oil leading to an actual recession I feel like whether people spend $800 discretionary + $200 gas or $900 discretionary + $100 gas is the same thing for COF, no? In recessions that changes due to savings n shit of course, but outside of that.

dvdmovie1

I'd be rather concerned about the COF consumer given higher costs with what's going on. 2006-2008 that dropped about 90% and in early 2020 that declined nearly 60%. Obviously I don't think we're facing either of those scenarios, but that's definitely a stock where I would be careful if one's view of the consumer in the near-medium term is any less than good. I'd obviously be less concerned with the AXP customer but even that's not something I'd want to own if I thought there'd be any cooling in the consumer. "The experts rate it a moderate buy with average price targets around $263. " I wouldn't go on analyst targets. Good luck.

snowycashflow

Capital One is not heavily involved in private credit. Their main business is consumer credit cards, auto loans, and the Discover network…plain retail lending. The private credit scare is mostly spillover fear. COF has limited exposure there, a strong balance sheet, and steady card revenue growth. That worry looks overdone for this stock.

Culass31

C'est une sélection audacieuse pour 2026. Tes thèses sont très axées sur le "récit" (storytelling) et les catalyseurs industriels. Pour équilibrer ta confiance, j'ai passé tes choix au crible de mes analyses quantitatives **ValorysTrader**. Voici un retour sans détour, confrontant tes arguments aux chiffres froids du marché en ce début avril 2026. **1. Amaroq Minerals ($AMRQ)** * **Ta thèse :** Transition réussie vers la production, catalyseur Phase 2 au T2 2026. * **Mon avis :** L'outil confirme le virage stratégique et l'optimisme des analystes pour 2026 (+96% de revenus prévus). Techniquement, le titre montre des signes de **survente (RSI 30,62)**, ce qui appuie ton point d'entrée. * **Le bémol :** C'est un dossier **hautement spéculatif**. Les fondamentaux actuels sont encore dans le rouge vif avec une marge nette de **-127,83 %** et des flux de trésorerie négatifs. La "machine à cash" est une projection, pas encore une réalité comptable. **2. Ferrari ($RACE)** * **Ta thèse :** "Hermès de l'automobile", pouvoir de prix imbattable, immunisée contre les taux. * **Mona avis :** C'est le seul **"Quality Compounder" exceptionnel** de ta liste. Les scores de qualité sont au plafond (**97/100**) avec un ROE stratosphérique de **43,22 %**. * **L'opportunité :** Tu as raison de ne pas regarder que le P/E. L'action est actuellement proche de son plus bas sur 52 semaines avec un **RSI de 28,47**. Ce repli technique est une opportunité rare pour une boîte de cette trempe. **3. Aston Martin ($AML)** * **Ta thèse :** Pari de redressement (turnaround), livraison de la Valhalla, valorisation plancher. +1 * **Mon avis :** C'est pile ou face. Si l'aspect spéculatif est là, la santé financière est critique. L'**Altman Z-Score est à 1,5**, ce qui indique une zone de détresse financière. * **Le risque :** Avec des capitaux propres négatifs et une dette élevée, le marché attend plus que des promesses de supercars. L'IA reste **neutre (40/100)** en attendant des preuves de stabilisation du bilan. **4. Fluor ($FLR)** * **Ta thèse :** Contrats dérisqués, acteur du nucléaire/SMR et des centres de données. * **Mon avis :** Le carnet de commandes est solide ($15,5 Md de revenus), mais la rentabilité GAAP peine à suivre (marge nette de **-0,33 %**). * **Le signal :** La situation de trésorerie est saine ($3,77 Md), ce qui valide ta thèse sur le rachat d'actions. C'est un dossier pour les investisseurs "Value" patients, mais attention à l'**incertitude technique à court terme**. **5. L3Harris ($LHX)** * **Ta thèse :** Défense technologique, scission d'actifs pour libérer de la valeur. * **Mon avis :** C'est une valeur mature et fiable (25 ans de hausse du dividende). Cependant, l'outil suggère que tu paies peut-être trop cher aujourd'hui : le **P/E de 41,54** est élevé par rapport aux standards historiques. * **Le conseil IA :** Le momentum s'essouffle avec un **signal de vente MACD**. L'IA recommande d'attendre un repli vers la zone des **310$ - 340$** pour optimiser le ratio risque/rendement. **6. Capital One ($COF)** * **Ta thèse :** Acquisition de Discover, synergies massives, sous-évaluation. * **Mon avis :** Gros potentiel de valeur. Si l'on normalise les bénéfices (en ignorant le creux cyclique actuel), l'action est **fortement sous-évaluée**. * **La solidité :** Contrairement à beaucoup de banques, COF affiche un ratio **Dette/Equity très bas (0,44)**. Malgré un momentum technique baissier, c'est un excellent candidat "Value" pour 2026. **7. NextEra Energy ($NEE)** * **Ta thèse :** Combo gagnant Utility + IA/Data Centers, 10 % de croissance du dividende. * **Mon avis :** Thèse validée par les chiffres. C'est une entreprise de haute qualité avec un **sentiment Bullish (75/100)**. * **La force technique :** C'est l'un des rares titres de ta liste avec un **momentum haussier solide** (prix au-dessus de la SMA 200). Attention toutefois à la sensibilité aux taux d'intérêt vu l'endettement inhérent au secteur. Tes convictions sur **Ferrari** et **NextEra** sont solidement épaulées par la data. Sur **Amaroq** et **Aston Martin**, tu es en plein territoire spéculatif : le timing technique sera tout aussi crucial que la livraison de tes catalyseurs. Si tu veux confronter tes prochaines thèses à ces scores factoriels, tu peux générer **3 analyses gratuitement**. J'en offre **7 supplémentaires** à ceux qui veulent suivre leurs positions de près en laissant leur mail : [**valorystrader.vercel.app**](http://valorystrader.vercel.app)

youreaditfirst

I fuck with thise VIS. I thought about some COF calls too. Everyone is about to start using those credit cards.

Non-profit-God

sorry I was using the term figuratively, although I do have dividend reinvestment from Verizon, OXY & COF, with Google getting 10% of that. But I am not big ballin, I work at a non-profit 😔

Wowmuchrya

JPM and MS are giving people short exposure to private credit. XLF was the only sector out of all sectors that was green on Friday. If you want to short a bank short regional banks like COF or something like Wells Fargo/Truist which are heavily exposed to private credit. The big move on these is already done though.

tired_ani

Interested in researching COF or SYF. Probably will sell of out of V if I like any of them.

AntoniaFauci

I’m leaning a bit more to SOFI on the simplistic thesis that no matter what happens with this admin and related geopolitics, there could be a lingering fear about credit, defaults, etc that will weigh more on COF whereas SOFI will always attract the so called retail buyers

dansdansy

COF and SAN look promising to me

AntoniaFauci

Agree, it’s just a matter of which one(s) will have the quickest ramp back up, and whether it’s too early. Seeing more speculative fin like SOFI and COF down another 4% today is intriguing.

27onfire

A lot of times those donations come out to pennies a person they supposedly help too. And when COF or fucking DPZ are like if Cabrera hits a homer tonight we'll donate 5,000 to the Sloan Kettering to further cancer treatment!! *go fuck yourselves*

_hiddenscout

It's more the combo of that idea of agents using crypto and less workers basically hitting the payment processors. From the article Agents went looking for faster and cheaper options than cards. Most settled on using stablecoins via Solana or Ethereum L2s, where settlement was near-instant and the transaction cost was measured in fractions of a penny. >Once agents controlled the transaction, they went looking for bigger paperclips. >There was only so much price-matching and aggregating to do. The biggest way to repeatedly save the user money (especially when agents started transacting among themselves) was to **eliminate fees.** In machine-to-machine commerce, *the 2-3% card interchange rate became an obvious target.* >Agents went looking for faster and cheaper options than cards. Most settled on using stablecoins via Solana or Ethereum L2s, where settlement was near-instant and the transaction cost was measured in fractions of a penny. Agentic commerce routing around interchange posed a far greater risk to card-focused banks and mono-line issuers, who collected the majority of that 2-3% fee and had built entire business segments around rewards programs funded by the merchant subsidy. American Express (AXP US) was hit hardest; a combined headwind from white-collar workforce reductions gutting its customer base and agents routing around interchange gutting its revenue model. Synchrony (SYF US), Capital One (COF US) and Discover (DFS US) all fell more than 10% over the following weeks, as well.Their moats were made of friction. And **friction was going to zero.**

NaluknengBalong_0918

How bout COF? 💃💃💃🤣

grackychan

You need to consider a risk that COF is a subprime lender across its auto and credit card lending portfolio and therefore carries more risk to rising consumer defaults. COF does not have a "fortress balance sheet" like JPM or BAC for example. When times are good, and borrowers can afford to pay, times are good. But the risk is amplified if macro conditions and employment deteriorates. >Despite being the fourth-largest credit card lender overall, Capital One is America’s largest subprime credit card lender, with a higher percentage of its total credit lending in the subprime segment compared to rivals like JPMorgan Chase, Citi, or Discover. https://www.economicliberties.us/our-work/capital-one-discover-a-competition-policy-and-regulatory-deep-dive/#:\~:text=Despite%20being%20the%20fourth%2Dlargest,Chase%2C%20Citi%2C%20or%20Discover.

WickedSensitiveCrew

It interesting all my boring stocks that dont get mentioned on sub are up like COF, UNP, AMGN, PLD, etc. While the names this sub talks about every day are down 8-15% today.

WickedSensitiveCrew

Almost bought NVO yesterday. Went with COF and GS. COF and GS red today but not as much as NVO.

usa_reddit

I setup trailing stops at %10-%15 depending on the volatility. For example, SMH 15% trailing stop, Gold 10% trailing stop Trailing stops aren't guaranteed and the data comes from some 3rd party instead of the brokerage which takes no responsibility if something goes wrong. But yes, if you want to protect your profits you needs to sell into strength every now and again and set stop losses. For the past 30-days DOW +1.09% S&P +.062% NASDAQ +.18% Me +4.50% With all the volatility I have been trying to manage my buys/sells/stop everyday at lunch. It is my new lunch time activity :) I really started managing on Jan 1st and have been the DOW, S&P, & NASDAQ. Taking profits, setting stops, buying fear like the Capital One bounce (COF). Also, I have been using Gemini Pro to analyze news and earnings reports to give me more insight into buys and sells. This has saved me from a few panic decisions, especially on Trump's Greenland scare.

Historical_Flow3890

How do I know? Because you’d mention that when your third COF leaves….. you know that you still believe in the trade desk

Sad-Side-8704

Just about everything I own today is down : META, COF, WM, CDE, GLTR (WOOOOF METALS!!!)

ManBearPig_1983

So COF puts to inverse Cramer?

ManBearPig_1983

So buy COF?

ChefBoyRD-92

COF on its way to testing $200 soon

No-Improvement3164

COF Capital One. “What’s in your BAG” 😂😂

MoMeanMugs

Getting assigned on my COF CSP was not on my bingo card. Bye bye free cash.

Game3k

Buying COF on the dip. Best financial

darkcreamale

COF sells off into my puts & crawls back up. God i hate this game

bendersd

Just happened with COF as well.

Got_Item

ok shouts out to whoever whispered "Blue Horseshoe Hates Anacott Steel" in the chat about COF earlier lmaooo

CanUDscribeTheRuckus

Friendly advice from an internet stranger…dont be long COF today boys…blue horseshoe hates anacott steel

CanUDscribeTheRuckus

Friendly advice from a random stranger, dont be long COF today…blue horshoe hates anacott steel

night_shredder

My port is excessively green ACHR ATYR BULL META SMCI UNH COF

ALMessenger

Damn, COF, LHX, and NEE are all at or near ATH. In a world where optimism has been driving equity prices for so long it seems to me that analysis of fundamentals is kind of a fool’s errand - the optimism for the future, reflected in the ATH price currently, could well have already assumed all the things you are suggesting should drive the price higher If that optimism were to cool, and prices were to just go back where they were 10 years ago, these positions would be badly under water. These seem like very risky plays to me

CanUDscribeTheRuckus

COF earnings this week too, and i can tell you whats happened after every major financial orgs earnings release…even with beats…no way it doesnt dump with greenland, tariffs and natoz

Laurie_Fancy

Also looking at COF. But don't quite understand why its PE is historically so low, under 10 many years.

Inside_Tour_1408

Some good picks here, I like the look of COF in particular especially after the dip from Trump's cap comments I've got UNH and VST but my 3 best value picks are: Rightmove - RMV.L - LON:RMV [https://www.rightmove.co.uk/](https://www.rightmove.co.uk/) UK's largest property website trading at 19 P/E, \~80% market share and Renters Rights act will drive loads of eyeballs to the website when minimum tenancies get scrapped Rolls Royce - RYCEY - LON:RR P/E at 18, huge beneficiary of increased defense spending over the next few years and strong nuclear potential Taylor Devices - TAYD P/E at 25, strong and stable FCF, no debt and a big beneficiary of any AI company looking to use nuclear energy in the coming years

usa_reddit

Here is my stack since 12/29/2025 SCHG 45% SCHD 25% SGOL (Just bailed after making 6%) SMH 20% with a 15% Trailing Stop GOOGLE with a 10% Trailing Stop (totally speculative, I think they are going to own AI after the bubble bursts, probably going to sell and wait until the next dip) SGOV (Parking cash here for dollar cost averaging and buying dips) VYMI (Just sold after making 2.5%) COF (Bought it when dropped 10% on Trump's push to 10% APR on Credit Cards, already made 3%, did a sell to cover) The S&P returned 1.5% this year and I am already up 3.5% I am not going to VOO and chill. I am going to be aggressive, buy the fear like COF, chase the SEMIs, and chase the growth with SCHG then use SCHD to keep plowing dividends back into more cash and stock. So far I have beaten the market nearly every day of the year (NASDAQ, DJIA, S&P 500) including today which they were all down and I was still up .07% I am not fanatical about it but watch it at least every couple of days and trade at lunch based on news. My goal is to hustle 20% or better this year and I have 16.5% to go and 3.5% just at Jan 16th isn't too bad. My macro investor friends keep screaming about the Schiller Cape and are predicting a crash around August-December timeframe 2026. Everything is so dynamic right now it scares me a little.

CanUDscribeTheRuckus

Im also long sofi 19k shares…im just telling you its not a smart play. You were better off buying the dip in cap1 at 225 a couple days ago, COF will go back into the 230’s after earnings, will drag down crcl, sofi, afrm

CanUDscribeTheRuckus

No, cap1 earnings will crush financial stocks, wont give it enough time to rebound before their own earnings the next day…dont do it. Look at the great earnings call the banks had last week and this week, crushed their stocks. COF is marking down losses from discover aquisition and theres always shit that comes up from those…

Game3k

$COF - best financial play

2QuarterDollar

i knew i should have bought ODTE $SYF/$COF calls cause of TACO

sandygws

Sooooooo tempted to dump COF after that reversal and throw it into BOA.

sandygws

NFLX, COF, BoA, AVGO, MRVL, META and MSFT basically died today 😂

farcat

What do you guys think about COF capital one financial? Expecting a taco and rebound, holding calls. This PA is really dogshit tho and no news, no commentary. My calls are -41% and trying to decide whether to exit or double down

tired_ani

Should MSFT drop a little more, it’s such a no brainer stock to add to. 450 is the number I have in mind. Hoping for someone to fan some fire to get more of a drop on Credit Card gang ( V, MA, COF, AXP, SYF) to pick 1-2 candidates.

vjr191

COF

dudeondacouch

yep, not gonna happen. buy those subprimes up with this opportunity. COF, SYF

Craig_the_Intern

best bank/card to buy the TACO dip on? thinking $V or $COF

yawntastic

Modest call spread on COF because this credit card interest nonsense is DOA.

BL_Java_Tx

COF

Able_Show_8560

Which has the most upside out of COF, AXP, SYF, V, MA? This trump tantrum is a big ol' buying opp

JonRadian

Probably regarded but bought COF on the dip anyway.

_hiddenscout

Rad.  I always tell people here, it’s your money, do what you think is best.  Fundamentals look really solid for COF. For me, I’m a big believer in if the fundamentals make sense, it’s a buy.  Personally I’ve been moving money out of some the ai stuff I own. Just last few years in the market I’ve done really well, did like 90% return two years ago and 50% last year.  No idea in the future, but playing a little more defense this year. 

UnObtainium17

thank you. personally i got my sights on COF. been on my watch list for so long, but ended up putting money mostly on tech. this might be my chance.

Chef_Royardee

Credit card thing is probably over Buy your shitty subprime lender calls now SYF COF

AluminiumCaffeine

Annoying, Im not sure I quite understand what the market is seeing... odds of this all actually happening seems low and in the worst case I would think payment rails maybe take a slight volume hit but not like terribly bad compared to $COF or something

Game3k

COF is the move. Absolute best of breed

EnginrA

COF

Aggravating-Taro-588

Put in two orders / buys SNPS, COF , OKLO & SIBN. Those were all single orders. I will check them later before I go to sleep. If nothing's happened I will let them go until 4 o'clock in the morning.

TernTheNumbers

No mention of COF, SYF, C, etc on here for the TACO trade? That's where the easy money is.

sandygws

Shit Stocks of the day: COF, META and NFLX.

Creative-Sherbet-584

Something else has to be moving COF and SYF other than Trump's capped interest rates. The other credit card companies would have been hit as well.

salty0waldo

Agreed. I have had COF on my watchlist for a bit. AXP & SYF are great too.

MitchCurry

Just opened positions that are slightly larger than starter positions in COF and AXP. Will do some formal DD on both by the end of the week. Both are gambles on the never-going-to-happen cap on credit card interest stuff. I'll almost certainly sell one, maybe both, within the next 30 days although I wouldn't be surprised if AXP ends up being a buy and hold position.

Chef_Royardee

Anyone buying COF and other credit card issuers? They get sued every year for trying to scam a couple basis points from customers no way they’d let TACO cut the average apr in half

nat-n-emore

This is classic TACO opportunity. SYF, COF, AXP have a sudden discount based on unenforceable edicts.

aresev6

I think COF calls are a good move. I reckon this will recover strongly when 🥭 backs down on his 10% cc interest cap statement.

BusGuilty6447

Bought a COF call. And now it will chop all day.

birdman1972

Illegal and been tried a number of times, at least as far back as 2009. Buy COF.

ThatFreakImHim

Today I learned COF does not stand for what I thought

dudeondacouch

you're conflating "credit card company" and "payment processor." Visa isn't in the interest game, they're in the transaction game. check COF, SYN, etc.

MitchCurry

COF looking like a fun short-term gamble. No chance a 10% cap on credit card interest rates goes into effect.

ShortNeat4

COF BFH DFS SYN. I knew these would get hit as they are subprime lenders. V/ma are tech rails. They earn per trans. Caps don’t affect them.