DIA

verified-trader

Bulls. SPY +1.50%, IWM +1.86%, DIA +1.47%. Broad sweep across large and small caps. Not debatable today.

Novel-Top9151

Here is a little spreadsheet that shows how this account has little to no tax benefit if converting to a roth at the 22% income tax bracket. (assuming 15% long term capital gains tax rate for the comparative brokerage account and tax efficient etfs). The 530A imposes a lot of restrictions for not much benefit. For example, you can contribute as much as you want in a year to a brokerage account, making it compound much faster in the early years. It will depend on your specific situation (most importantly your child's ability to pull off an advantageous roth conversion) but I will not be using this account to avoid the fraction of a percent tax drag with VOO. [https://docs.google.com/spreadsheets/d/1vEtTk4pNNBVtBeIPQ2if1bQ9gLAiI5rh7DIA7pWnH10/edit?gid=0#gid=0](https://docs.google.com/spreadsheets/d/1vEtTk4pNNBVtBeIPQ2if1bQ9gLAiI5rh7DIA7pWnH10/edit?gid=0#gid=0)

Weekly_One8412

where's all my DIA investors? straight up, no dips today 💪

Double-Computer7263

Started with $3,100 in a Roth back in April to save on last year's taxes. Briefly crossed $7k earlier today from some lucky puts on lulu and wen. Most of my gains over the last few months were from wen, lulu, cmg calls. Instantly gave back $500 to DIA $518 index puts expiring tomorrow. Sitting in roughly $300 cash and $6.2k stocks if you count my current options as worthless. Any time I have a winner I sell it early and have been pretty good at keeping losses on any position under $100 until last week. Don't really touch tech bc it seems too volatile at my portfolio size. But damn I'm so frustrated bc my cash pile is allergic to staying untouched. Any time I have an options win I buy more stock or in today's case an idiotic option. Targeting $10k EOY and I know the easiest way is to stop over trading but damn seeing all the missed opportunities where gains get left on the table is exhausting and so frustrating.

PutParadise

I typically close at nearly a full winner for a $0.01 or $0.02 Debit. Here is some more background and why that works for me. I’ve been trading Put Credit Spreads for over six years with excellent returns. It is slightly boring, but is low stress and provides time freedom (only trade about 15 minutes per week). Sell highly liquid underlyings (I use NDX, GLD, RUT, IBIT, SPX, USO, DIA, IYR, SMH, TLT, XBI, VIX). 15 Delta (Out of the Money with 85% Probability of Profit). Short Term (28-32 DTE) with a laddered approach so one rolls off while another is opened each week. Little Management (only close positions out at a 200% loss if needed). Typically use $5 wide, but I go to $25 wide on RUT & SPX and $100 wide on NDX.

Automatic-Suspect-53

Glad I held my DIA Puts Trump can only hold this market up for so long

PutParadise

I've been trading Put Credit Spreads for over six years with excellent returns. It is slightly boring, but is low stress and provides time freedom (only trade about 15 minutes per week). Here is my strategy if you would like to give it a shot. Sell highly liquid underlyings (I use NDX, GLD, RUT, IBIT, SPX, USO, DIA, IYR, SMH, TLT, XBI, VIX). 15 Delta (Out of the Money with 85% Probability of Profit). Short Term (28-32 DTE) with a laddered approach so one rolls off while another is opened each week. Little Management (only close positions out at a 200% loss if needed). Typically use $5 wide, but I go to $25 wide on RUT & SPX and $100 wide on NDX.

Any_Butterscotch9600

Went all calls on coin DIA QQQs C and MBLY for the bet

ten7four

DIA +9.14% YTD (+16.50% annualized) SPY +7.73% YTD (+13.89% annualized) QQQ +8.01% YTD (+14.40% annualized) IWM +18.02% YTD (+33.56% annualized)

stock_dude9

I shouldn’t necessarily call mine boomer even, but majority of my allocation is NFLX, NKE, ORCL, some BTC etf, TU, and DIA

limestone2u

It tracks DIA closely for 1 yr, and fairly closely for 3 & 5 year. lousy yield. Way too much tech (45.92% per SA). Somebody at the NYT possibly trying to pump & dump?

theJimmybob

YTD Performance: 📈S&P: +8.27% 📈Nasdaq: +7.46% 📈Dow: +8.06% 📈Small Caps: +18.67% 🥇Gold: -6.20% 🛢️Oil: +56.43% 💵US Dollar: +3.25% ₿ Bitcoin: -26.26% \#YTDPerformance $SPY $QQQ $DIA $SPX #GOLD $GLD #Bitcoin $BTCUSD $IWM $RUT $USD

daviddjg0033

Stop buying QQQ and stick to equal weight indices and the Diamonds - $DIA adopted GOOG and AMZN adding to MSFT IBM and Apple.

Ceyenne18

According to OptionStrat, yesterday's flows: - Bullish by descending rank - MSTR, FCEL, DRAM, XOM, MRVL - Bearish by descending rank - TLT, DIA, HUT, PLTR, COIN

JustLurkCarryOn

First of all, how dare you ruin my shitpost. Second, the people here are heavily invested in MOMO/memory/space/etc growth stocks of which many are down around 50% from their recent highs. Meanwhile, SPY/QQQ/DIA are barely off their ATHs. This sub has been crashing out because they are heavily invested in speculative shit that has been going through the woodchipper lately.

Otherwise-Ad5538

this intra day rally setup is obvious, QQQ up 1% DIA flipped green, gonna be a vicious run up all day

bam2350

I'm going to provide extra context, which I think this conversation needs. I opened my brokerage account in 2015 with the goal to get better gains than my checking account which had accumulated too much cash. Lesson/question/change #1: Why didn't I figure out HYSA??? At the time, my father was my coach. He was fully retired, 75 years old, and living on dividends, social security, and pension. His guidance, which made sense to me, was towards dividend paying reliable stocks of companies that we're going to fail. For example MMM or ATT. He told tales of stocks he "couldn't afford to sell due to gains/tax" and the neat companies he had invested in (BGS) that had done so well. It seemed he clearly had it figured out. In time, Dad has passed, I have taken control of his old accounts to provide for my mother. There is clear evidence of emotional investing, and choices he made clearly haven't all panned out. For example, the BGS shares he gifted me are now nearly worthless. Lesson/question/change #2: Dad wasn't a genius and didn't always get it right. Lesson#3: Emotional decision making is frequently not the best. However, my mother remains well provided for, even as her costs skyrocket in assisted living. Dad was a proponent of picking individual stocks. Through time I have largely moved away from this. I continue to hold individual stocks, which has generally been OK, but hasn't "beat the market". However, since my objective was to do better than my checking account, I'm doing very well. Lesson/change #4: Instead of focusing on picking individual stocks, using broad index funds is easier and quite successful. Lesson #5: Understand and remember your objectives. At this point, VOO, VTI, and DIA account for about 30% of my brokerage portfolio. A few big winner individual stocks and a few more funds (including SGOV) round out my top 10 holdings. Going forward, I will almost certainly continue to focus on adding to my VOO, VTI, and SGOV positions. I have benefited from and enjoyed my dividends. However, some of my worst moves have been "dividend chasing". At one point, rather than benefitting from the modest monthly dividend from VOO or the declining % yield from CAT I chased dividends in a bond fund RA. I'm about 25% down on that, and while it continues to pay well above 5%, fees will eat into that. I'd have been ahead to purchase VOO, CAT, or KO. Buffet has benefitted from dividend stocks, but doesn't pay a dividend... Lesson/change #6: Don't chase the high dividends, benefit from strong stocks that pay a modest yield. Time in the market....

FLRugDealer

CLOSE THE STRAIGHT ALREADY I need my DIA puts to print

KarlLachsfeld

It's not called # N V DIA for nothing!

Original-Pay-2522

Bought some DIA when it was down 800 points. Nice and easy.

Fine-Will

I bought a single share of DIA and felt myself age like twenty years at once.

DyehuthyTV

VLUE (iShares MSCI **USA Value Factor** ETF) outperform VVL xD YTD (%) Peformance: 1. VLUE → 38% 2. MTUM (iShares MSCI **USA Momentum Factor** ETF) → 25% 3. QQQ (Nasdaq100 ETF, Invesco ETF, **USA Index) →** 16% 4. VVL (**Global Value**) → 15% But in 5Y Performance (%) or more (Long-term) QQQ ETF beats everyone. Yes, in recent years the Value Factor has 'more traction', you can also see it with the ratios: * IWD/SPY Ratio → value relative performace vs index benchmark. * IWF/SPY Ratio → growth relative performance vs index benchmark. **👨‍🏫 BUT HERE IS THE MOST IMPORTANT PART TO UNDERSTAND 👇🏻** 1. **US Market Indices like the Nasdaq100 (QQQ ETF) their holdings are weighted by Market Cap.** 2. **The Dow Jones Industrial Average (DIA ETF) is price-weighted.** 3. **And the Value ETFs we are sharing are weighted by fundamentals, e.g VLUE and your VVL ETF. In fact, this ETFs are more a 'Invesment Style ETF' than a 'Factor ETF' 💡** 4. **This drives different performance (%) 💡😉** Unfortunately, there is no "Global Growth Factor" ETF. Perhaps because most of their holdings would be US technological stocks (QQQ Holdings), so have nonsense to make one. Most of global ETF compositions has more than 50% on US Markets, even factors like Value, Dividend, Momentum, etc. Growth factor have a big concentration in United States (*main region for global markets*) markets.

Putrid_Leg_1474

Look at equal.weighted s&p, $RSP. It was up substantially and I thing finished at ATH. I think DIA did too. Its couldnt look more like like profit taking and diversifying at all. Dollar wasn't up. It looks like mo ey stayed invested just not in semis and tech

DyehuthyTV

LOL But do you read what I put on? xD And the most important part 👇🏻 1. **DIA is a US Market Index ETF "value"**, not a US Factor Index ETF (*e.g IWD, IVE, etc*) 2. **VVL is a Global Value ETF**, not a US Factor ETF (*look at the ETF holdings! It has international stocks*) 'You can't compare' a **Global** Value ETF with a specific **Regional (US)** Value ETF (*e.g. a US Factor ETF*) lol

dr_eh

Look at VVL not DIA

DyehuthyTV

DIA (*dow etf, aka "value"*) is outperforming QQQ (*nasdaq100 etf, aka "growth"*)? YTD, 1Y, 5Y performance? lol No, QQQ ETF still winning here, this are not "Equity Factor ETFs" are just US Market Indices, that also are driven by Equity Factors and US Sector Rotation, big difference from directly Factor ETFs. You can understand this, if you can see the Sector Composition (weight%) of each one of this Equity Factor ETFs (Aggressive sectors, vs Defensive Sectors, Sector Rotation). Maybe you are talking about IWD factor (value) vs IWF factor (growth) ETFs, here Value ETF outperforms Growth ETF, but just YTD and 1Y timeframe. Yes, this can happen even without "bear market", cuz the people can start to be "defensive" for several reasons, like inflation, not just for 'bear markets'. *IWD have more weight (%) in Financials (XLF sector) and IWF have more weight in Technology (XLK sector)* >IWD and IWF are iShares (Blackrock) ETFs from Russell1000. You also have Vanguard ETFs, IVE (value) and VUG (growth) from S&P500. Not a big difference, but it shows up in the long run. 😉

TypeAMamma

The market is rotating away from tech (QQQ) and into small caps (IWM) and Industrial (DIA). Seems like QQQ is holding above 700 for now though.

sloanemonroe

Bought some DIA puts for tomorrow when the DOW dies.

Rare-ish_Birb

Good tips. I always keep SPX and DIA weekly, daily and 30 min charts in my top right hand corner monitor. Helps...even if I don't always understand the mechanics underpinning the market direction sometimes. 😂

dinglebarryb0nds

DIA is Dow, like how qqq and spy do

SpruceJuice5

DIA flat, very boring day *ignores the rest of the market*

ten7four

**YTD % (Annualized %)** DIA: +6.83% (+14.88%) SPY: +7.05% (+15.37%) QQQ: +15.54% (+35.42%) IWM: +18.39% (+42.53%)

OxRedOx

I would recommend either putting it all into VTI, splitting it between VTI and DIA and QQQ, or just putting it all into SGOV and slowly moving it over (this also allows you to buy in a crash since SGOV is mostly fixed). No point worrying about what you would have had, markets go up long term even if individual stocks don't always do.

Consistent-Load8293

not a thousand for me either, for your account and you build your own shit back up but we will work on some things, how much do you study PA TA and FA? do you follow the SPY DIA QQQ for the day or how do you trade man lets figure this out

BraPaj2121

Yeah I am losing to index funds in my account.. they over double my gains in past 6 years.. I just started learning. So I just sold everything and put it in VOO, VYM, QQQm, SCHG, DIA and some gold.

Vast_Cricket

If I recall correctly during dot com even SPY500 tanked -50% over 2 year period. More on QQQ for 3 years. Anyone who had any common sense wanted to get out of stocks especially those tech stocks. MSFT stayed underwater for 16 years not a few years. The Intel inside story was there always had more processors than they knew what to do. It was not until last year resurgence fueled by the govt and private sector. I had my own indices so losses were not as significant may be -37%. But I quickly cashed out much of the equity market went into saving bond and non-qualified annuity. Objective was cash preservation not wanting to expose risk more. That was achieved with 5-6% state income tax free and inflation adj(+55% from 2000-2025 era). My annuity one pays 3.5% from one tax free and another in equity. The first one depleted while equity is w/d monthly and I have more left than initially deposited. After reading two commentaries below I still think I did the proper thing stayed partially out of the stock market and put in very safe almost tax free products. Today the annuity may not look that attractive so is inflation adj saving bonds. To prove that point I bought SPY, DIA, Equal weight SPY, Brk\_B for comparison for almost 10 years. Any crazy all red day, I notice Brk\_B often was the lone green fund while DIA is well diversified enough. Long term investment is best optimized having several indices moving funds from one to others.

OxRedOx

Long term index funds, don’t worry about timing. If you can’t stop worrying then invest it in chunks but in the same things ( VTI, VT, DIA, QQQ, VTWO). If you might need some of it in the next year or two then put that amount in SGOV or BOXX because those are fixed gains with no volatility. Don’t worry about a crash imo, it could fall 10% and it would likely be a wash in two years, especially when you consider that the crash could take another year.

Puzzled_Fisherman331

Well he could certainly take higher assignment risk and play the wheel. OP said CSP on 50K, so assuming lowest assignment risk, he could sell 1 weekly on something like DIA (e.g,, Jun 18th 498 @ .50 cents at a .1036 delta giving him \~$50.00 or so. Of course he might elect to do a .25 delta or some higher IV option if he doesnt mind playing the wheel., but I also assume he is making 3.5% on the cash collateral either way in a treasury MM. I do this strategy but I am playing with larger numbers...

ShittyUsernane1222

which 3 letter government agencies are represented the most in wsb (pick 1 from the list) ? 1. CIA (US) 2. NSA(US) 3. FBI (US) 4. DIA (US) 5. NGA(US) 6. FSB (Russia) 7. MSS (China) 8. KGB (Belarus) 9. MI6 (UK) 10. MI5 (UK) 11. ICE (US) 12. GCHQ (UK) 13. BND (germany) 14. Verfassungsschutz (Germany) 15. Other

YouFknDummy

I liquidated my 401k and going 100% DIA to avoid SpaceX

champagnesupernova62

Not comfortable recommending individual stocks. VTV ,DIA, IVE Oakmt great long term hold but seriously lagging the last few years. Take at look at it's holding.

YouFknDummy

I'm gonna go 100% DIA in my IRA for a while

OxRedOx

Don’t let people tell you not to care about AI being inflated. But I do think S&P indexes will have relatively small exposure if you’re keeping them long term. I would just get VTI for a total US stock market index, DIA for the DOW, and maybe some VT for global exposure

Vegetable-Pay1976

VOO is only US and heavily concentrated. Use RSP for equal weight. DIA for less tech. QQQM for more tech. VEA for developed markets (Intl) and EMXC/IEMG for EMERGING markets. Or just MSCI/IEFA\VTI. Van Eck even has sector specific ETFs but indexing is king imo.

BraPaj2121

DIA was my first thought also

jpc1215

DIA probably would work better for this, or SCHD There is no way to limit exposure to companies in the S&P500 with VOO. Just “comes with the territory” so to speak

BraPaj2121

Im up 95%.. in that time Dow 120%, SP like 195% and nasdaq close to that. I started learning stocks at the start so it has been bumpy. But yeah I just moved all my stocks to VOO QQQm SCHG DIA VYM GLDm.. hopefully Ill improve

savemoney_god

Calls on DIA though!

CJBlueNorther

My DIA calls I bought yesterday are printing like crazy lmao

Thin_Opportunity9667

DIA puts for expiring next Friday. LFG need it to drop $10.

Puzzleheaded-You-368

I am 25 years old and have several brokerages. A couple retirement accounts and a couple more near term focused accounts. Near Term Accounts: My Schwab account where I have about $16k in is my more speculative account where I do my own research and make investments in mostly individual companies rather than ETFs. I buy/sell more often in here. My Robinhood account I started to be able to automate my investing and gain exposure to more dividends. Have about $2.5k. Most of SCHD and cash to use for my automated investments. My other positions are VOO, NVDA, VRT, DIA, and JPM. I don’t touch these, basically just let the automation do its thing to stay in the market and let the ebbs and flows level out. Do you all have any recommendations for how I should change this up or optimize my investments? I am trying to avoid jumping all over the place with my strategy as I know that is where you can get burnt in the market but am open to suggestions, whether it be new stocks to look into, tax strategies, alternative investments, etc.

Sunkettle

Why is crypto even considered an "investment" when parking that money in SPY/QQQ/DIA would've earned better returns? I understand when crypto was up and coming, but now it's not what the average person cares about.

KalBux

I was peacefully trading DIA today and my pnl started going insane. What did I miss?

CJBlueNorther

Holy fuck, scalping DIA is way scarier than SPY or QQQ. Fucking boomer index

teckel

Honest question, what does GPIQ and QQQI do for you that QQQM doesn't? Also, I'd lose DIA and the individual stocks for VTI, VOOG or QQQM or whatever.

WorthContribution457

I feel like holding a few core holding of ETFS like VOO or VTI, DIA and some VXUS for international exposure. Then hold 3-5 stocks you are more bullish on. You wont feel as much downside when the overall market takes dips .

Darth_Ra

Nope, we don't educate on this at all, actually. That said, here's a crash course: 1. Set aside some money each month to put in the stock market. Not a *stock*, the *entire* stock market, or at least as close as you can get. And... that's it. Don't do anything else. Don't take it out, just keep on putting more in. Check in every once in a while, provided you know that your particular brain chemistry can handle that. If not, then don't. Just shove it in and move on with your life. As for what to buy? Some prefer Vanguard, some prefer various ETFs that just try to track the market, but they're all essentially the same thing. If you're not sure, I would say that VUG (Vanguard Growth, ▲147.98% in the last 5 years) is a great place to start if you don't mind risk. If you do, then I'd suggest DIA (Dow Jones Industrial Average, ▲43.45% in the last 5 years) to try and stay away from some of the AI/IT nonsense. Won't save you from a bubble, but if you follow the advice, it doesn't matter if we hit a bubble. You're just going to hold anyway, and keep on putting in X dollars a month.

sylphvanas

Can we have a day when SPY and DIA are green but QQQ red?

bullishdowntrend

!banbet DIA 450 2w

Rare-ish_Birb

We used to always post our positions. What happened guys? DIA 500p 05/22

TreeofLibertyFood

DIA runway guy chose ASTS over RKLB 😔

misterbluesky8

I doubt it, but if you're right, this is the greatest dip-buying opportunity since the Iran war... or since COVID itself. If the market does crash, I'll be right there to buy another 20 shares of DIA.

Ok_Cry7572

Final Results for the month of April: $VIX -33.11% $SPY +10.51% $QQQ +15.69% $IWM +12.08% $DIA +7.22%

WrexyWrex

DIA rocketing, MAGS negative Who's lying?

Vast_Cricket

*Trying to catch the biggest fish each year can be problematic the following year. Can not time the peak. This year that SPY index has been erratic. I also have for years owning DIA, and equal weight SPY . My feeling is DIA is less sensitive to volatility to avoid the market.*

rotorylampshade

DIA dragging it all down

jasperCrow

DIA making a b wave. S&P topped.

nyse25

in all seriousness just invest in index funds for the long term like SPY, QQQ and DIA

jasperCrow

The divergence on DIA and SPY is wild

Aigpil

actually kind of backwards — low vol is arguably the *worst* regime for selling naked puts, not the best. when IV is compressed, the variance risk premium (the spread between implied and realized vol) is thin. you’re taking on the same tail risk — overnight gap, macro shock, headline — for less credit. calm markets don’t mean safe to be short vol, they mean you’re getting paid less to carry the same exposure. the regime that tends to work best for put sellers is *elevated* IV rank (50th percentile or higher). you’re collecting fat premium when fear is priced in, and if the sky doesn’t fall, mean reversion works in your favor. selling into low vol is the opposite: small credit, and if something breaks, the premium isn’t covering your gap risk. there’s actually historical data on this — put credit spreads in calm IV regimes (<12 IV) have significantly worse realized outcomes than in elevated or crisis regimes. counterintuitive but consistent across multiple backtests. the SPY liquidity point above is right too. on top of the timing issue, DIA bid-ask spreads will eat into your credit fast compared to SPY or XSP.

ten7four

DIA +2.8% YTD SPY +3.4% YTD QQQ +4.8% YTD IWM +12.0% YTD IWM being that high seems crazy to me. In this environment small-cap stocks have the potential to get absolutely wrecked. Puts are eventually the play, the hard part as always is timing it right.

DiamondG331

It is true lol..but yeah I only trade credit spreads and this is a far safer way to trade than futures. It seems like today might be the first night session so who knows how many contracts will be traded and what the spread is. By the end of the year SPY IWM QQQ DIA. Will be 24 hours too hopefully. And by next year, 24/7 365

Wide-Idea1592

I’m a 21m who’s had about a year of stock trading experience (SPX +20% so far), who would like some advice on my portfolio from some more advanced traders. I’m an American citizen currently paying through a pretty exclusive and expensive double major drama + international business program, and this is my college fund, so my purchases are somewhat short term. With that in mind I don’t do options trading since I can’t afford to lose the funds. Here’s what I own, and my rationale: 83.6k total in assets 7 shares SPY: Index Diversification from VOO and VTI, have held for about a year which has resulted in good profit. I probably would sell it and change for VOO at this point, but I don’t want to pay taxes on my gains yet. 34 shares GLD: I bought into GLD on the most recent dip because I wanted to diversify my portfolio. GLD essentially replaced the position of bonds in my portfolio. 21 shares VTI + 11 shares VOO: these are pretty self explanatory 37 shares CVX: I bought CVX at the beginning of the Iran crisis but never cashed in the gains (which I probably should have), so I’ve just decided to hold long term. 52 shares NFLX: Just added this to my portfolio Friday night since from what I can tell it got oversold after news of the co-founder leaving dropped. I have a sell order place for a as soon as the stock recovers back to 108. 2 shares DIA: same situation as SPY NVDA: this isn’t pictured because I don’t own any shares right now, but I had about 8k in NVDA I profit took at 201.80, and plan on buying back in around 185 when it dips again. I’m holding about 30k in cash with 3.5% APY on this Webull account as well for security. Also have a Roth IRA where I have 6k in VOO. That account is super long term. Any advice is welcome! Thanks!

heyheyitsandre

26M. Currently I have 8 shares of DIA, 15 SPY, 17 XLK, 16 VXUS. 10k liquid in an emergency HYSA, usually leave about 3-4k liquid in checking. No type of debt of any kind for my fiancee or me. I earn about 85k gross, contribute 8%, company matches 6% and puts discretionary 2% into a Roth 401k as well. I get 100(64) shares every year plus my regular bonus so I get about 4-6k every February, too. I have a personal Roth IRA I haven’t touched in about a decade that I used to put all my money in when I was 16 working part time, about 8k in that last I checked. My fiancee and I are both in fortunate positions family wise where whenever our parents pass we should come into 4+ million dollars. So we won’t really need money by the time we are 60. I know maxing my personal Roth is probably best but I just think I should be trying to be a little more aggressive to maximize my net worth by age 40 or 45, rather than needing to make sure I can retire at 65. Should I be doing anything differently vs just pumping 2-3k into these ETFs whenever my checking acc starts to grow more than I need it to be? Are there any other ETFs I should be looking into? I feel like I tick all the industries with these but might be overlooking something. Also don’t know if there are any medium term bonds or something I’m not considering like that that are targeted to pay off in 20-25 years.

heyheyitsandre

Currently I have 8 shares of DIA, 15 SPY, 17 XLK, 16 VXUS. 10k liquid in an emergency HYSA, usually leave about 3-4k liquid in checking. No type of debt of any kind for my fiancee or me. I earn about 85k gross, contribute 8%, company matches 6% and puts discretionary 2% into a Roth 401k as well. I have a personal Roth IRA I haven’t touched in about a decade that I used to put all my money in when I was 16 working part time, about 8k in that last I checked. My fiancee and I are both in fortunate positions family wise where whenever our parents pass we should come into 4+ million dollars. So we won’t really need money by the time we are 60. I know maxing my personal Roth is probably best but I just think I should be trying to be a little more aggressive to maximize my net worth by age 40 or 45, rather than needing to make sure I can retire at 65. Should I be doing anything differently vs just pumping 2-3k into these ETFs whenever my checking acc starts to grow more than I need it to be? Are there any other ETFs I should be looking into? I feel like I tick all the industries with these but might be overlooking something. Also don’t know if there are any medium term bonds or something I’m not considering like that that are targeted to pay off in 20-25 years.

Significant_Onion_25

Back in 2007, I did something similar. However, it was timing the recovery. I swing traded DIA thinking it was going to go down again, and it didn't. However, everything else I bought I held so a good lesson was learned. There may be another strong entry point, and the flirting of WW3 might be the trigger. It can be a scary time to invest, but that's how this administration rolls.

the_mind_goblin1

Buying DIA calls. You know we'll be back at 50k before long.

WrexyWrex

DIA is the only one telling the truth here folks, it looked like the bottom because they wanted to make it look like that.

pyrogoldguy

Welp. I guess im buying more DIA tomorrow

orsomeshitidk

Yeah I think the only real checks and balances this country has anymore is the price of S&P and DIA

ruler_gurl

You figured out your failures. They're the same failures many of us had, assuming too much risk on individual company stocks, and meme stocks to boot, and then using leverage that you can't afford when the market turns against you. Congratulations on your epiphanies! After I learned my lessons I stopped doing both things and only invested in indexes, DIA, SPY, QQQ etc. Invest whether it's going up or going down, and only invest the amount that you don't need to live on. Maintain an emergency fund so you never have to sell to raise cash. Do this instead of giving up, and in 25 years you'll be very happy. Give up on the idea of getting rich fast because it isn't going to happen, unless you can get yourself elected to congress.

4OfThe7DeadlySins

This doesn’t affect other index funds like SPY or DIA right?

jpc1215

DIA pays monthly dividends. How do you think he got that $10??

sloanemonroe

Puts on DIA (Dow) for Thursday probably a good idea here.

Vast_Cricket

S&P500 returns often is higher if the economy is booming. Last 25 years there were 4 major corrections on its index. -42%, -31% and -23%(2007-9, Trump 1st 3 mo in 2020 and almost lasted 1 year in 2022). However, during the dot com it feel -42% lasted almost 3 years before a turn around. I know as a fact MSFT took 16 years to recover. Intc never got out the depression. To claim we have solved the economy problem in middle east already we are doing a deceiving service. Some one really has to prove AI spending will immediately create productivity to convince these tech firms are on the correct track. Oil energy disrupt is the other. I am of the impression Brk\_B and DIA are less sensitive to the volatility seen lately. I can be wrong but these indices I own are doing fine.

orsomeshitidk

Wouldn’t that be more CIA or DIA?

ShittyUsernane1222

the only thing which could save the markets would be JPOW ominously schizo-posting about "Patriots returning to control" while unmarked military vehicles and special forces from Langley move towards the White House and Congress while CIA, NSA, DIA director mysteriously disappear to handle "domestic affairs regarding the United States" and "improve market confidence".

rennierp17

One counter to the costs: I can fly round trip DC to Denver for $100 non stop on Frontier. With senior discount, train from DIA to downtown is $1.35, and Bustang to Vail is $12.75. Food and lodging are of course not cheap, but I stay with friends.

DefiantZealot

34 of my positions are stocks and 6 ETFs (SPY, QQQ, SLV, IWM, GLD, DIA). I select the stocks by filtering onto any companies that have more than $10B in market cap and the sort defending by order of IV and then sell iron condors on those tickers. Depending on how the market moves, I’ll end up doing ratio iron condors.

dabadboy2995

They called me a mad man when I bought investment grade bonds… WHO’S LAUGHING NOW MOTHER FUCKERS!?!? Anyways, imma go buy some DIA

JacoPoopstorius

This isn’t some “you’re terrible for getting fast food thing”, it’s a “it sure seems like a lot of people are still getting fast food and it might be a topic to further explore before drawing any conclusions about it.” Who was here for last years market? Who was here for this years market? Anybody trade any Spy, QQQ, maybe DIA options? Maybe you lost a fat stack and reality hit you that this current market is VERY hard to make sense of, including by proven (and sometimes simple) ways of predicting what’s up these days? Anyone into Benjamin Graham value investing? For those into it, it works great, but good luck in recent times when using it bc it’s just hard. I’m rambling. Sorry if it sounded like I was giving the world a hard time for eating fast food. I’m not. I’m trying to tell people to maybe look a bit more into it. Maybe I’m entirely wrong and nobody is eating fast food anymore, but I’ve done enough Uber eats throughout my life (this year included) to know people love it still and spend tons on it.

Noddite

Feels like if things keep up on trend job numbers are going to suck, I'm content to hold my weekly DIA puts.

DelphiTsar

>zero US causalities Not zero casualties. Also not the direction you want to go with the troops are going to be deployed shortly to kharg. >15 billion of their military budget spent.....which isn't even an extra cost When the pentagon tells an appropriation committee that the burn rate is X per day(Where you are getting the 15b$ from). They exclude normal peace time costs. The expectation is that this amount will be topped up in a later appropriations bill. Apart from being wrong it impacts them with secondary effects. US oil producers don't give the government a discount. Government gets less revenue from economic hit of higher oil prices. That's nothing to say how it impacts you know...you. Higher oil means everything is more expensive. The idea that this "costs" US 15b is a gross oversimplification. Random one-off example, for the appropriation bill to pay for this they are trying to attach 15b for farmers for the estimated increased cost of fertilizer. One visible example, the secondary impacts are literally endless. >And now they are removing whatever is left. The DIA assessment of the last attack was that it set them back a few months. They assessed that the june strikes probably didn't take out the centrifuges. Delaying a few months isn't "removing whatever is left". Your phrase usage implies that major damage was done, that is incorrect. The proof is in the pudding. If the attacks did real damage, we wouldn't be back in less than a year. >Destroy complete countries that nobody is willing to stand up to defend. I guess you haven't heard of asymmetric warfare before? What they are doing is textbook way to fight back.

MagicJuggler

Welp that sucked, but I beat the metricsexcept DIA today. Helps that a third my port is SGOV/BIL while I reload powder.

Eastern-Joke-7537

DIA call option I bought about an hour or two ago is up about 8 bucks. Ask me anything.

tinydisaster

Not only that but he fired the guys at DIA who produced the memo that said otherwise. And Patel fired the FBI guys who knew all about Iran’s cyber stuff like a week before the attack.

Eastern-Joke-7537

Or things could be relatively flat for a while. My reloaded calls were a bit weak earlier in the day. Got whipsawed at least twice. Bought another call on the DIA near the closing bell. That one expires on 3/27. Not expecting huge gains on the 3/20 calls even if things go up. Lots of volatility baked into the price. Stocks need 3 or 4 awesome days in a row. Silver and XRP look like decent bets — but options might not be the way to play these things. Oh wait. March Madness is next week! Yeah. All the “options players” will be betting on college ball for the next several weeks. 😂

DiamondG331

You collect more premium with $1 wide, so if I sell 5 condors I usually get $.45 on average. So 5x that is $2.25. If you sell a $5 wide spread on SPY, you get the equivalent of $.38. There are many factors but you kinda get what I’m referring too. As far as assignment, you will only get assigned if your short CALL is ITM on the xdate, which is once a quarter. And you pretty much avoid having a position for that day. Besides if you get assigned, your max loss is credit-$1 so maybe $60. You’ll still have the short put on. Not a reason to avoid tradingSPY. And even with the tax benefits of SPX, you’ll be getting more premium from SPY which will offset the tax savings. I’ve done the math, everyone thinks differently, I just know what’s working for me. To summarize again, go 4dte, you can close the next day for a small profit and roll or put multiple days’ spreads on in a row. You’ll rarely lose and you’ll have plenty of time to adjust. Give yourself a lot of room, if you see the difference from going $8-$10 OTM vs $12, it’s Pennies for the extra breathing room. Avoid QQQ, it has the potential to move much more % wise intraday and after hours. I also trade IWM but the premium credits are not worth tying up the capital if you only have so much. DIA only has weekly options so if I trade DIA, I’ll wait until Tuesday or Wednesday. Btw, I guess from your username you play pickle? I grew up in St Pete but am in SFL now. 0-0-2 🎉

DiamondG331

I completely adjusted all of my positions so I have SPY 3/10, 3/11, 3/16. IWM 3/11, DIA 3/13. About 15-20 on each. Rolled my short calls strike from around $696 to $689 and short puts from $673 to $662. Had to adjust more this week than previous weeks but still no losses. Recovery periods where the underlying will blow through your short calls are more likely than declines. I lost a lot last year on QQQ, just kept going up and I was mostly only trading credit spreads not condors. If you setup 3-5dte condors and expect to roll in a day or two even for small profits it will work almost always. Don’t hold until expiration, and don’t get greedy with 0-1dte options.

TheRealEnronExec

I started looking at buying DIA puts after she said that.