FSELX
Fidelity Select Semiconductors Portfolio
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Why shouldn’t I go all in on one fund in my retirement accounts? FSELX
Early 40's, Recent Windfall, heavy on annuities - Looking for advice on the below
Thoughts on this Breakout of Fidelity funds? - Goal is fairly aggressive growth
Thoughts on this Breakout of Fidelity funds? - Goal is fairly aggressive growth
Portfolio choices for taxable account for growth and minimize taxes?
Up %400 in Nvidia in Roth IRA keep riding or semi ETF?
Thinking of swapping a mutual fund for its ETF equivalent (in IRA), lower fees, better long term return
Clarifying questions from a new investor looking to get started intelligently
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I like semiconductors the most, SMH and FSELX
I was recently in the same position about a year ago. I put 15K into FSELX Mutual Fund, and I am up more than 10K, so far in that time period. DYOR, but it has a low share price, great historical rate of return (inception; 1985), relatively low fees.
There is a ton of overlap in the funds. I feel as long as you just stay the course you are fine. Possibly add in FSELX and FNCMX from the FBGRX.
My exposure to semiconductors is through FSELX. Started investing in it 3.5 years ago, back when it was still trading around 15 bucks or so. It's been around for 40 years and pays out a nice dividend/capital gains distribution.
Should I sell FSELX and put that money into gold or crypto? I have about $20K in FSELX, but have been reading too much and hearing it may be overvalued. Should I park that money in FIBC or just buy gold? I'm not feeling very confident about the near future of the US economy.
Happened to me. In the fog of divorce in 2001, I conflated two accounts in my mind and forgot about the one at Schwab. I think that‘s what happened. I moved around a lot, Schwab lost track of me. Discovered it in 2021 when I called Schwab to open an account. The rep asked me, what about this other account? It had been invested in QQQ and FSELX, among others. $423,000. I nearly died on the spot.
I have held FSELX for 1.5 years. I put in $115k and that has grown to $180k (>56% return). I like sector funds because it's not as risky as a single semiconductor stock. I get a broader batch of semi/AI companies and I am good with that exposure. This is a minority holding in my overall portfolio, the rest is in solid S&P500 funds. There will be major ups and downs in this sector fund but I think the next 3-4 years will have many more ups! I will reassess in 3-4 years so for now I am staying pat.
FSKAX is the place I'm in when things seem chill. When there is a market drop off ~10 ish %, I switch to FDGRX and FSELX until about 20% increase from switch. This keeps me interested and gives me something to do that's pretty safe and makes me feel like I'm trading.. Overall FSKAX and chill is going to be safe and fine of your not interested in being more active or risky. (In my opinion)
It's been a great performer for me. I have bought and sold some individual chip stocks along the way, but I chose the fund as my preferred method to own semis. I started in early 2022 and any time there's a significant dip, I throw a little in. The only ETF that some close is SMH, but I don't know that I can buy fractional shares in that. SMH fees are a little cheaper though. My basis in FSELX is 65% of what I have in FNILX (Which is really just an S&P fund.)
FSELX would be where I go with it. Very aggressive (Semiconductors/AI) but you'd be investing in the top players of the tech sector so at least you wouldn't have all your money in one company.
Fidelity has a number of etfs and mutual funds. If you’re being serious, look at stuff like FSKAX, FXAIX, FTIHX, and FSELX among the hundreds of others that they offer.
Maybe go for a Semi index like FSELX or Van Eck? They both lean heavily into NVDA and Broadcomm as well, plus you get the added benefit of like 30 other tech stocks to boot.
Voo or spy or any etf like FSELX. True. Modest gains after hitting a home run isa tough pill for many ‘investors’
I wouldn't choose a stock. Invest in an ETF instead. I recommend FBGRX or FBCG to all my younger family and friends. I have now owned it for 10 years. In those 10 years it's up almost 600%. A $10,000 investment is now valued at almost $60K. FBGRX and FBCG are basically the same. FBGRX is a mutual fund while FBCG is an ETF. An investor has to tolerate the volatility. Another suggestion is FSELX a mutual fund. It's a tech ETF. Over the last 10 years it has an annualized return of almost 30%. A $10k investment 10 years ago would be worth almost $124k. It has an annualized rate of almost 30% the last 10 years. Again, it's highly volatile. An ETF option if SMH or SOXX. Both tech funds. SMH has done slightly better the last 10 years. I own significant amounts in all of the funds I mentioned.
TQQQ 10% FXAIX should be your base investment 50% FSELX 20% QQQ 20%
I can't take 100% credit, but in 2016/2017 AI & ML were being mentioned in my industry .. A LOT! Funny enough, I'm not in the Tech Industry. Add to that, GPUs were gaining popularity for Crypto Mining. Those two years I plowed the entirety of my Solo 401(k) contributions into FSELX (Fidelity Select Semiconductors Portfolio).. knowing that the Semiconductor Sector was going to boom. After all, everything has to run on some sort of hardware. It did & that position is up >600% since I bought in. Those same conversations are now about Quantum Computing. I am working to figure out how to responsibly get into that sector. I'm not the type to invest heavily into a single Equity, especially when it's speculative. MFs & ETFs are more my style for anything I plan to hold for more than 5 years.
I have held FSELX for 3 years and it is 75% of my IRA. NVDA comprises 27.45% of FSELX. I watch fselx and nvda every day and this is the first time I can remember fselx having a nice green day as nvda had a terrible day. I'm guessing fselx bought Broadcomm in time for AVGO's big gains.
You can absolutely beat the market if you build the right fund. You know how AI and Semiconductors are all the rage these days? There are funds that exist purely on this bet like FSELX that have returned 183% in the past 5 years compared to VTI's 84%. The thing is that the AI bubble could burst and if you go all in on FSELX today you could be left holding the bag while the S&P 500 chugs along on the back of other industries. If you were a stock picker and were all in on Nvidia or Broadcom or even Netflix, you are sitting pretty right now compared to lowly Bogleheads. You just introduce a lot of risk to your portfolio when you start doing that.
FSELX. But the tariffs and murkiness of nvda's sources of revenue have me worried. In business as usual tines, fselx is an easy choice afaic. It's most of my ira and has been my best investment.
I invest in both FSELX and SMH as well just to see which does better. SMH beat FSELX this past decade, but FSELX performed much better in the years before that.
Chips are at the core of AI. You got to ask yourself: Is AI going to continue growing or is it going to die on the vine? We might be in an AI bubble right now and see a big short term correction. Long term there is no way the AI Genie is going back in the bottle. Just my opinion. BTW: A similar alternative to FSELX is the ETF —>>. SMH. I own both as well as XLK. As mentioned it might be foolish to go all in on FSELX but it might be wise to have a healthy position.
FSELX has had long term great performance
IMO, I'd say do your own research on what you thing the long term roadmap is for semis, go from there. It's a long term hold for me. Like someone else said it's volatile and inherently more risky. Might as well skip FSELX and buy NVDA AVGO and TSM if high risk is your thing
stick to 3-5% max for sector funds like FSELX. think of it like debugging code... you want broad coverage first (FXAIX/FSKAX) then small targeted fixes. semiconductors are volatile but solid long term given AI/tech trends
I probably wouldn't do that. If you insist then I wouldn't put more than \~5% of your total portfolio into an industry specific fund such as FSELX. Also, you already get exposure to many of those same stocks through FXAIX. Personally, I'd swap out of FXAIX in favor of broader diversification like a total stock market index fund such as FSKAX, but using an S&P 500 fund isn't horrible.
Maybe FSELX would be a good purchase now since it will dip tonight when it's priced?
For me sticking w/ FSELX and VGT help with this scenario. Diversification is the key - Right??? But if Taiwan was invaded TSM would just fall under Chinese rule I'd imagine? Although I'm pretty sure if that happened the market would have a worse day than April 7th all together.
SP500 or index funds in sectors like FSELX will balance out the winners and losers, and just do the work for you. I have tried many times in my life to stock pick, and most of the time been wrong with one dog dragging down my earnings. The news runs in cycles between fear and celebration. I always use the 500 as my base comparison....did the stock beat the 500?
Investing in stocks and what you read online is irrational. There is very little logic to investing, and it is a complete waste of time to read, and study anything. \\ What I will tell you is that a broad index fund will do just fine without ever watching it, and indexes like FSELX will kill it over time. Screw the bond funds. You are loaning out your capital for pennies.
I got out of Tesla like 2 months ago, rolled it over to my VGT & FSELX ETF's. I have a bunch of QQQ I can't imagine getting out of anytime soon. I say do it!
If your massive SPAXX position is part of your emergency savings, then don’t invest it, everyone needs a decent savings before they think about more investing. You may wanna consider FDLXX instead of just SPAXX, it can save you on taxes. Your portfolio overall is actually pretty aggressive, only way it gets more dramatic is maybe some FSELX or SPMO.
What percentage of your portfolio do you put in FSELX?
If his whole strat is half the mag 7, then you could probably beat him with half voo, 25% FSELX, and 25% in bouncy meme tech stocks (but you have to watch them).
Well for me it's an issue with my company and what they allow you to do in Fidelity. I have two accounts one 403b and one 401k. After some poking around, I was limited to some Fidelity funds. Invested in FSELX in my 403b and FSPCX in my 401k. Not sure I'm making any money in them even with what I put in each paycheck and the company match but supposed to be decent funds. Not sure when the heck they payout perhaps every 6 months which is annoying to wait on.
You’re probably better off sticking with what you got, but I recommend you open a personal Roth account, contribute to that to your maximum per year ($7K if married), and stop contributing to your 401K whatever percentage that Roth max equates to. With your personal Roth established, you’re now empowered to invest in whatever you like with tax free growth. Your timeline is tight, so go bold! Maybe FSELX and FBTC. I do something similar to this. My employer matches up to 6%. So I only contribute 6% to the 401K to get my free money from them, and then everything else I do on my own with my Roth and my wife’s Roth. My investments are more exciting than their boring target fund.
Individual stocks are always higher risk versus ETFs or mutual funds. AAPL is the only individual stock I have anymore, but I’ve owned it for many years. CRSP has some serious potential, but I grew impatient and sold it. If NVDA or MSFT have another big dip, I might buy some, but it’s kinda silly since they already exist in most index funds. Happy to give you some favorite ETFs though. IDMO is a beast for international, and I’m fond of FIVA as well. I have a small position for ICOP. I genuinely believe copper and copper mining are a smart investment in the coming decades. FSELX is volatile but otherwise a great mutual fund for semiconductors. I contribute a little every week to FBTC. I don’t like cryptocurrency, but sadly I think it’s here to stay. I won’t deny it, it’s performed very well.
There’s no way in knowing. I dumped a rollover Ira straight to FSELX in February and the market went down the next month. Totally regret it.
Forget this very terrible idea. GOF has hugely underperformed QQQM, VOO, and FSELX the past ten years.
Losing that much can make one depressed. I learned my lesson with FSELX since it was volatile.
And I’m the sucker losing money with FSELX Make it make sense lol
Her job provides her a pension, so ya her personal Roth is more fun, but it’s not a lot of money we’re talking about. Every week it’s a meager $40 in FSELX and $10 in FTBC.
I wish you could teach people like me. I was in FSELX and it was highly volatile when the market dropped in April 2025. Thank you.
>- 3.4k in my Roth IRA (Just started). Aggressively invested in a split between 6 ETF's: FBGRX, FBIOX, FOCPX, FSCSX, FSELX, and FSPTX. Would you be opposed to just investing simply in FZROX (Fidelity Zero Total Market Index Fund) instead? Do you have particular opinions in your investments rather than just buying the whole hay stack? >My main question is should I pause contribution to the Roth IRA to accelerate the home buying process? Roth IRA contributions can be withdrawn at any time for any reason without penalty, so if you really want to you can meet halfway and contribute to your Roth IRA as before and then pull out the contributions you made when you buy the house. You'll get to at least enjoy the potential growth free of tax. That being said though, you should look to reducing your general expenditure and/or increasing your income first. Make a budget, as the canned saying goes.
It was nice to see that $4,000 gain after I sold yesterday but FSELX is very volatile. It is worth 144k in Fidelity. I do not want to lose anymore money and want to play it safe.
I lost $40,000 to FSELX and sold it. Should I hold off for now. I had my stocks in VOO and SWPPX until I combined it all to FSELX.
I’m 19 looking for some advice. Overall I’m down 15% but FSELX is down 33% and FBGRX is down 18% individually. Is that really bad and unrecoverable? Should I sell at a loss and buy more of when S&P dips more? Please be nice! I know I’m kinda dumb.
> Is the concern that people will just forget about their investments and 2 years will go by in the green before they realize “oh crap, I never re-invested that money I set to the side”? Not quite, it’s more a behavioral thing. People consciously leave their money on the sidelines while there’s volatility. Not until they see things “calm down” (i.e., go back into the green) will they reenter the market. It’s completely illogical but it’s what millions of people do every time the market drops, and they end up screwing themselves. You think “well I won’t do something so obviously dumb like that” but if you haven’t experienced a +30% market drop and recession, you really can’t say. > I entered June 2019 at a cost basis of $44.77 with my initial investment ($44k). First things first, [cost basis ≠ performance](https://investor.vanguard.com/investor-resources-education/taxes/cost-basis-isnt-performance) if this is a taxable account. That’s important to understand. > As of right now, I am up $64% on this particular fund. I’m up 184% on FSELX. I’m up 46% on FBSOX. Yes you can lock in a 64% gain now. But you will also lock yourself OUT of future gains. Time and time and time again, people who attempt to time the market during volatile periods end up underperforming their buy-and-hold peers - https://www.schwab.com/learn/story/does-market-timing-work - https://awealthofcommonsense.com/2014/02/worlds-worst-market-timer/ - https://awealthofcommonsense.com/2025/02/market-timing-a-recession/ - https://awealthofcommonsense.com/2023/07/the-siren-song-of-market-timing/ - https://www.morganstanley.com/atwork/employees/learning-center/articles/cant-time-market - https://advisors.vanguard.com/insights/article/the-difficulty-and-rewards-of-staying-the-course - https://advisors.vanguard.com/insights/article/dont-just-tell-show-clients-the-pitfalls-of-market-timing
> And what if it doesn’t keep dropping? How long will you remain in cash while the market goes up? Is the concern that people will just forget about their investments and 2 years will go by in the green before they realize "oh crap, I never re-invested that money I set to the side"? On the locking out future gain....again I'm not investment smart so maybe I am missing something....and you can clear it up for me. I will use FFNOX as an example. I entered June 2019 at a cost basis of $44.77 with my initial investment ($44k). I have a ton of $0 cost basis with misc purchases between Dec 2019 and today. It seems these are dividends because they happen every December and April. So my AVG cost basis is $34.20. The current FFNOX price is $56.35. The high was $62. My guess is in the next 1-2 weeks, I'll see another April purchase of $0 cost basis for several thousand (most are $2000 something) These are not purchases made by me. So the dividends have lowered my average from $44 to $34 over 6 years. If I were to hypothetically sell this fund of about $72k (initial investment was $44k) into cash..., it sounds like if I hypothetically re-entered at $60, all those $0 cost basis dividends I'd no longer be benefiting from...they would still happen going forward just based on the new 'avg' cost basis of $60. As of right now, I am up $64% on this particular fund. I'm up 184% on FSELX. I'm up 46% on FBSOX.
> Yes. Probably not this year, maybe not in the next 5 years. But it eventually will. And most importantly: is your time horizon for needing this money the next 1-5 years? So can you explain to me what is the 'harm' in the following scenario. I have a rollover IRA. I haven't contributed to it in about 7 years since I started my new job, as it is just a bunch of prior 401k rollovers. October 2022 - value $64k. Feb 14 - value $108k Today: value $96k. (will be less by the end of today) So hypothetically speaking, I move all my rollover IRA funds which are mostly ETF and index funds (FFNOX, FSELX, FXAIX, and a few others) into 'cash' within Fidelity's system...and just leave it there till things maybe calm down and less chaotic. Then when it seems there is some stability, even if we have a week of 'green' and success, I then enter those funds back into my ETFs.... what exactly is the harm that has been done other than maybe missing out on a couple thousand bucks which in the long term isn't much?
As others have said...what is going on right now is a bit unprecedented and we have a 'leader' who is self sabotaging our economy for who knows why....and it sounds like the trend is the dip will continue and who knows when it will stop. I have a rollover IRA I haven't touched in years since I haven't had to roll any 401k investments in for some time. I have a Roth I actively contribute to. Most of my investments are in FFNOX, FXAIX, FSELX, FBSOX. I'm down about 12k and it will be more by the end of today. Is there anything wrong just selling what I have and moving it into CASH inside Fidelity...almost all of it are long term positions dating back years.
I don't know what to do....I get you can't 'time' the market and what is important is 'time in the market' but because we have no clue how deep these lasting impacts will go, I don't know whether to shift my investments into safer areas or just leave it alone. I'm down about 12k from the high, and most of my investments are in etf/index funds such as FFNOX, FXAIX, FBSOX, and FSELX. Most of these are in my rollover IRA which I don't contribute to anymore (I have a roth I actively manage)...I could theoretically just move it all into 'cash' inside Fidelity and let it be while things fall.
I have FSELX in my Roth since it’s a mutual fund, and just recently started buying SMH in my taxable. I’m still up pretty high in FSELX (started a little over 2 years ago), but am already down almost 7% in SMH. So I’ll be buying more into that one to lower cost basis, where it actually matters. It’s a really good idea to not have more than 5-7% max invested into any one specific sector, but semiconductors are big due to AI’s popularity that doesn’t seem to be slowing anytime in the short term. I have about 15 years till traditional retirement, but in another several years, I’ll also be vested in my company’s pension, so will likely retire before 60 in any case.
I am curious with everyone if I should still hold on to FSELX. I combined my VOO and SWPPX into FSELX. The stock market for 401K does not look good right now.
fuckkk i just put 10k in FSELX too
I rarely buy individual stocks but just bought TSLA last week because I think it'll go up substantially within a few years. The majority of my portfolio is in FXAIX, and then sector and growth ETFs like QQQ and FSELX.
XLF because it's heavy in Berkshire. FSELX because AI is going to grow exponentially and semiconductors will be big for a long time. FXAIX because I'm always buying the S&P FBTC because I expect Bitcoin to continue trending up for a long time FSPGX and QQQ because growth Oh wait you said stocks. I don't really buy individual stocks, except TSLA occasionally because I believe in the company and expect continued growth
The stocks you’re buying are garbage. I highly suggest a mutual fund or index fund, I personally love SPY, QQQ, and any of the fidelity ones. Blue chip Growth, FSELX, etc. I know you use Robinhood but maybe they have similar? The only single stocks I buy are Apple, Nvidia, Amazon, Costco, and Berkshire Hathaway. Oh and Mastercard and Visa occasionally. Just set up an automatic reoccurring investment, mine does $600/Month, or $150/Week. $25 Monday, Tuesday, Thursday, and Friday. And $50 Wednesday.
Thank you!!! I am using primarily mutual funds since they are actively managed. I assume they will outperform other passively managed investment vehicles. My Roth consists of VFIAX, VIMAX, FCPGX, and SCHD, small, mid, and large caps with SCHD because I like the idea of receiving money without selling my stocks. In my traditional, I have VTIAX, FSELX, and FCNTX. My 4 months of research got me here. This is my plan. Please don't hesitate to give criticism and your opinion on allocations, percentages, or if I should switch to different stocks altogether. Like I said before, I am starting and don't have much experience, so any advice is welcome.
Hello, everyone. This is my first post ever, and I need some help. I am 25 and started investing in December of last year (When the market was at its all-time high). I am maxing my Roth and traditional IRAs and have 4k in each account. I want some insight from more experienced investors on what I should do. I own some investments that track the SP500, which I bought at its highest. Should I buy more of the SP500 and take advantage of the dip, or should I stick to my plan with smaller caps with a higher upside since that is retirement money I won't touch in the next 35 years? I am employed, making 8k a month. My current holdings are VFIAX, SPY, and FSELX (I plan on buying VIMAX, FCPGX, SCHD, VTIAX, FCNTX, and FBALX.) Open to any feedback
FBGRX 10% - 11.4% NVDA FITLX 17% - 9.3% NVDA FSELX 21% - 23.6% NVDA It’s a tad bit higher than the 7% you mentioned, but to me, that still seems a bit high for one single company. Seeing how it reacted to the DeepSeek news, that could drive big swings in the IRA. I didn’t mention it in the original post but there’s also a lot of overlap with other stocks between FGBRX and FITLX. There also pushing me towards making a move
Honestly, unless you think you have a crystal ball, I'd just keep things simple and split the sell proceeds across the ETFs, either equally or in the same proportion you currently hold them. Not that it matters much, but you didn't say what % you have in FSELX vs the other two mutual funds. What total exposure % you want to NVDA (and/or chips) could play a role in your calc. Right now, if you have equal amounts in those 3 funds, your total portoflio exposure to NVDA in the Roth is about 7%. Of course, plus whatever exposure the ETFs have and what you have in other accounts. I wouldn't consider 7% as being overweight across all my money.
Chip stock is taking a much deeper dive than the rest of the market. China’s retaliatory tariffs are obviously going to affect semi-conductors. NVDA will probably be fine eventually but to be clear funds like FSELX, which are focused on semi-conductors are down more than 15% since last week while the market as a whole is down 3%.
My mutual fund FSELX quadrupled under Biden. Lost 70k the past month and got out😔. Have money on the sidelines in my 401k trying to figure out a safe mutual fund.
If you bought Intel in late '99, early 2000, you could hold it 10-15 years and still be down at least 50%. Maybe break even in 20 years. Intel's still around, still a major player, but doesn't mean a good long-hold investment. *Major opportunity cost* in that situation where money in an S&P or NASDAQ index would have gone further. Or even something more sector specific like FSELX. Depends on how much you believe in this company of yours, where you bought in, what "overpriced" means, what you believe the earnings growth potential to be, and how concentrated your portfolio is.
Hello all! (30, Male, Married no kids, USA) Here is my current breakdown. I realize I’m very heavy in the S&P 500 but I essentially use that as a higher growth savings account to buy a rental property one day. I am trying to be in large, mid and small cap funds to be diversified well. I don’t really think international funds tend to do well, but open to hearing about a good one. What would you change either percentage wise or new fund completely? Thanks in advance! Brokerage VOO - 48% FCNTX - 21.8% VONG - 8.7% VIMAX - 8.6% VSMAX - 8.5% FSELX - 4.5% 401k VIMAX - 25% VSMAX - 25% FAVRX - 25% RGAGX - 25%
That’s FSELX, Fidelity’s semiconductor fund similar to SMH. In other words they’re investing in tech and a niche of tech.
And that is why I am just the 500. Might not be sexy as trying to guess the direction of a stock, or some theory of why something is undervalued. There is no real logic to the market. Good news=price drop, good news=price rise, bad news=price rise... I tried to beat the 500 for years before realizing it is best to be the 500. 40% 500, 20% nasdaq 100, 10% AAPL, the rest in specialty funds like FSELX. 5% in long term calls on SPY and QQQ
I have about $1k/month to invest. This will be a part of my retirement plan. I am 42 and in the US, so I’ve got about 25 years to work with. I plan in investing in the below funds/etf’s. I’m looking at a growth strategy, and have high tolerance for risk for the time being. Buy and hold is the current plan, and I will reevaluate annually. Is there one/more I should take off the list, or any I should put on? What proportion of each would you put in the portfolio? I invest with Fidelity, hence the Fidelity funds. FXAIX ONEQ FSPGX FBGRX FSELX
So… I’m new to investing and just put a couple grand into FSELX. (Heard how powerful yet volition it can be) On Dec 15th… I’ve just watched it wittle away into oblivion the last few days and was wondering if “investing” was a big mistake. (If I continue, I’ll diversify) So I either started investing at the absolute worst time ever, or You’re saying “I didn’t lose any money” because everyone is distributing gains?
That’s what risk looks like, and why you diversify away risk by buying the market. If you just diversified the semiconductor market with FSELX you’d be better off. Compared to the peak on July 14, 2000, today you’d be up 234% with FSELX instead of down -71% with INTL. FSELX didn’t return to the 2000 price until 2017, but at least it did. Sorry for your loss.
Just buy some sort of semiconductor or tech ETF and you'll be solid. Personally go for FSELX/FSPTX and DCA.
Hello! I'm 37 years old, in the US. I have a rollover IRA sitting in a Fidelity money market account that I was unaware of until recently. So it's been doing effectively nothing for the better part of 5 years. The total is only $3,200, and looks like my options while keeping it with Fidelity are ETFs or Mutual Funds. I am a complete newb at independent investing and allocation, I have always just put money in my employers 401k programs. I don't really care if I lose it, but would be nice to see some growth and have the option to add funds periodically and use it for learning so I can get more serious about this after some debts are paid down. Obviously, this really isn't a large sum of money for most people but if this was your $3,200... what Fidelity Mutual fund or ETF would you put it in? Should I opt for something that has really high return in the last year, or something that shows a more sustainable return in the last 3-5 years? I was looking at mutual fund FSELX. I do my own taxes, are there any implications of either one that I need to be aware about after I move the money? I am sure the question will pop up on HR Blocks program and be obvious, but since I never have done this, I probably glance right over it each year since I didn't know this existed and it isn't invested in anything.
Put 150K in cash, a money market fund. Take out major positions in index funds. I like VFAIX and FXIAX. Take out smaller positions in a tech fund (FSELX) and an energy fund (FUSTX). Do a 70/30 split, adjusting for your risk tolerance. Do this if you think the economy still has room for growth.
And not to belabor the point, but...Zacks still has FSELX at a Strong Buy.
And not to belabor the point, but....Zacks still has FSELX at a Strong Buy.
Price target for FSELX is 43.35.
The truth lies in the middle . Today FSELX is trading at 35.57. Thanks for the correction on Zachs.
No offense, but FSELX is currently trading at >$41, and hasn't been in the $35 range since early August. Zachs is now "Buy", not "Strong Buy". Could still be a good addition, but needs due diligence.
If you want to go-long Consider FSELX. Incredible returns. Top percentile rankings with Morningstar and Lipper. Still trading under $35. Zach's rating is Strong Buy.
I'm pretty bullish on AI and semiconductor companies in general, for a long play. I've FSELX in my sights, and I was wondering, is this too focused on NVDA's performance, or is it a good option? I believe in semiconductor companies in the long run, I'm just unsure if I should go ETF or pick some focused stocks. Thoughts?
I like staying in house so FSELX is my preference but theyre essentially the same.
So SMH vs FSELX, which one do you prefer?
I'm trying to add some more mutual funds or ETFs to my portfolio. I currently have about $3,700 to divvy up. Here's what I'm considering: FSELX (semiconductor) - to continue building w/o buying more individual stocks FSENX (select energy) - wanted more exposure beyond info tech and wanted more "essentials" FNARX (natural resources) - similar to above FSELX (alternative energy) - similar FSLBX (brokerages) - great returns and these companies will always find ways to win the system... might as well get a piece of the pie FIDSX (financial services) - similar to above and also an "essential" FFGCX (commodities) - another "essential" but don't want too much exposure if geopolitics will negatively impact this IDGT - wanted exposure to digital infrastructure companies w/o picking stocks I could do an even split between all but was curious if folks had suggestions on portioning for reasons I haven't considered.
I manage my children’s Roth IRAs (they are around your age). I have them mostly in FXAIX. I have some tech heavy ETF investments (QQQM, FSELX) added in because I believe tech will only advance during their lifetimes. I also added in a growth fund (VUG) because time is on their side. There is nothing wrong with a 100% FXAIX portfolio at your age, and is probably the easiest thing to do. Just do me a favor and do not withdraw from this account for another 43 years! Good luck!!
Thank you. I'm diversified with the other funds mentioned, but FSELX is about 25% of the portfolio. In theory shouldn't tech funds go up over time as technology evolves and advancements are made as tech is in theory a consistent.... or is that just my simple, uneducated mind trying to justify? TYIA
FSELX is more tech heavy, so it's gonna swing harder. FXAIX, FSKAX, and VOO are broader, more stable. If you believe in tech long term, it could rebound, but short term, it’s volatile. Diversifying more might help balance it.
# Are there mutual funds (not ETFs) that are similar to MAGS and FTEC? I have a Fidelity BrokerageLink account under my 403b, but it only lets me invest in mutual funds, not stocks or ETFs. What is a way using mutual funds to buy the largest 5 to 7 tech companies? Are there any mutual funds similar to MAGS that I can invest in? I've been searching and don't see any. There are tech-focused mutual funds like FSELX, FSPTX, FSCSX (and other similar ones), but those aren't concentrated like MAGS in the top 7 tech companies. Also, are there any mutual funds similar to FTEC in composition (all the tech-focused mutual funds I see have different compositions than FTEC)?
I invest primarily in FXAIX. What do you think of FSELX, which is a semiconductor portfolio?
Got it - so you are a sucker that fell for Fisher's sales pitch and are in denial about making that bad decision. Somewhat like people that fell for scams but are too embarrassed to report the theft to police. Did you also fall for a timeshare pitch in the 80's that you're still trying to convince yourself and others was a good investment? You think making 2% over S&P is good? The 10 yr avg return for S&P is a little over 12%, so let's just round up to 13%. So your 10 yr avg return that you're bragging about is 15% per yr avg with Fisher. FSELX avg annual return over the last 10 yrs is 26.62%. Let me help further to put that in perspective - if you invested $10k in Fisher 10 yrs ago and made 2% over S&P, you'd have approx $34,429 today. If instead you'd put your $10k in FSELX 10 yrs ago, you'd have about $105,932 today... so over 3x as much in total value of that account. If you back out the initial $10k investment in the above example to compare only earnings to earnings, FSELX had right at 4x as much in total earnings for the past 10 yr period compared to Fisher. Furthermore, look at any period besides 10 yrs - Past 1 yr as of 10/31 S&P was up 36% but FSELX was up 76%, so I made double what you made with Fisher. Past 5 yrs S&P avg annual return was a little under 15% compared to FSELX at 33% avg annual return. Again, I made close to double what you made over the past 5 yrs. Yes there's been a couple of selected time periods in history that there's been 70+% loss in FSELX (dotcom bust, recession when housing bubble burst in 2008), but you conveniently ignore all the yrs that it more than doubled as well as made an exaggerated claim of "90% loss" which never happened in the almost 40 yrs of its entire existence. FSELX has been around since 1985, and even after incurring all the catastrophic losses you claim, it's still well ahead of the S&P over that same period of nearly 40 yrs. Yes FSELX can be a rollercoaster at times, but most of the periods of losses are short term (and I welcome them as good opportunities to buy more). That risk is also a reason for diversification, and I've never promoted putting everything in FSELX or any other investment. You also ignore that Fisher loses money some yrs as well. Such as 2022 FSELX was down something like 33% for the yr as best I remember (S&P was also down that yr, so you also incurred some loss too). But even with that one yr of the 3 yr avg being bad for FSELX, the other two were stellar. Bottom line is the 3 yr avg annual return for FSELX is 23.35%. If you invested $10k 3 yrs ago at 2% over the S&P return (your stated Fisher rate of return), you'd have about $3200 in earnings now compared to over $8700 in earnings for FSELX. More falsehoods you spew: \>>>>>"but if you compared directly managed assets, Fisher has many more assets then Fidelity or Schwab." Fidelity has $5.4 trillion under management and over $14 trillion total assets under their administration: [https://en.wikipedia.org/wiki/Fidelity\_Investments](https://en.wikipedia.org/wiki/Fidelity_Investments) while Fisher by their own admission on their website has less than $300 billion under their management. So Fidelity has close to 20x more in assets under their management. Thus your claim that Fisher has more in managed assets is asinine - the truth is they only mange about 5% of what Fidelity manages. And it's not just Fidelity that dwarfs Fisher in size - there are plenty of other companies similar in size to Fidelity, such as Vanguard for example. \>>>>"Also you cant single out 1 investment and compare returns, Fisher is a diversified strategy." FSELX is not a single investment. It is a mutual fund that like all mutual funds diversifies for you by investing in numerous individual stocks. A team of fund managers perform that management service for you of picking stocks and how to much to allocate to each similar to Fisher advising or managing what to invest in. Granted sector funds such as FSELX provide a degree of less diversification, but it's also easy to select a few funds in different sectors as well as diversify via other non stock mkt investments such as real estate. I don't want the focus to be on FSELX or even Fidelity. I only used it as one example using hard, black & white numbers as to how poorly Fisher does no matter if you look at 1 yr, 3 yr, 5 yr, 10 yr, or almost 40 yr life of fund avg returns. I could repeat the above comparison exercise using any one of numerous managed investments with numerous other companies besides Fidelity that are similarly all better than Fisher. Any way you slice, Fisher is simply not a good choice when compared to other similar alternatives.
I am a long term client of Fisher sure, but every part of your comment was off. They are not small, they might have less assets then the big brokerage houses but if you compared directly managed assets, Fisher has many more assets then Fidelity or Schwab. Also you do not get assigned an analyst at all, you get an advisor who is the liaison with the investment team and updates me on what they are doing. From my understanding this team is a few hundred or more people of researchers and analysts and decision makers. Also Morningstar returns are wildly inaccurate. They are not meant for private clients and you cant even buy them. I cant comment on review being removed but in my personal experience with them I have outperformed the S&P over the last 10 years by over 2% net of roughly 1.2% fees. Also they have like 160k clients and $300 billion in assets so 140 reviews is garbage and means nothing. With that said onto your new comments. FSELX is a concentrated index of semiconductors, of course it has outperformed most things, look at the risk. It has lost above 70% multiple times over the years and in 2000 in lost almost 90% or so. You have to compare risk adjusted returns. MORE risk should mean MORE reward, can you sustain a 90% loss while living off of the money? Probably not. Also you cant single out 1 investment and compare returns, Fisher is a diversified strategy. Please compare apples to apples and not apples to oranges.
You couldn't be further from the truth. I'm retired and have a few million invested in financials, plus other investments like real estate. I loathe Fisher simply because they got my contact info from somewhere unknown to me and they have continued with their unsolicited and unwanted high pressure sales pushes despite my efforts to be put on their do not contact list. If I was a competitor or disgruntled employee, I'd be trying to steer people to a specific investment. I deliberately tried to avoid naming any particular investment solely to avoid the appearance of promoting a specific alternative. But since you raised the issue, I've been very heavily invested in FSELX for decades as one of my investments. Fisher hasn't even remotely come close to FSELX avg returns no matter if you look at 1 yr, 3 yr, 5 yr, or 10 yr timeframes. You sound like a Fisher troll trying to discredit bad reviews. You make general statements like "there are so many things wrong with his comments" but yet you don't give even a single specific example. Currently 97 out of 139 Yelp reviewers gave Fisher 1 star and another 10 gave them only 2 stars. I guess all 107 of those 139 reviewers are competitors and/or disgruntled employees as well? And look at how many posts you have made in reply to negative posts about Fisher from numerous others trying to discredit them as well. Seems obvious you are a Fisher troll.
I go with the one that 23 Nobel Prize winning Economists are choosing. It has been easier to predict markets following the passage of bills such as the CHIPs Act and Infrastructure Bill. Invested heavily in FSHOX and FSELX and have done way better than S&P. You do you though and Vote.