RBC

MachineWins

I called RBC yesterday they told me it’s 2-3 business days to consolidate

Quiet_Foundation6218

Bloom Energy (BE) ↓ – Stock down -4% pre-market after datacenter developer Crusoe announced their datacenter project in Wyoming (Project Jade) is being paused, with no details provided. BE is providing 900MW of fuel cells for the project, with other Aeroderivative power products also being provided. Public opposition against datacenters in WY has been building, with City Council in Cheyenne delaying projects to establish their own development protocols. Microsoft (MSFT) has been active in the region buying land for datacenter development as well. Our analyst Chris Dendrinos is NEUTRAL on the news, noting BE’s fuel cells are a solution to community pushback as they use no water, have limited noise, and have a cleaner emissions profile. \*RBC Trading: BE stock could see Bears circle more heavily with this the 2nd datacenter project in a few weeks that is being delayed (Project Jupiter last week), and BE stock up +90% since April on a big customer order win. The news of delays could also be an incremental negative today for other Datacenter power alternative producers GEV/CAT/FTAI. \*Bulls defended BE’s Project Jupiter delays as incremental negatives (developer is implementing workarounds), BE’s product part of the solution to avoid datacenters tapping into power grids, more customer wins coming as Datacenter capex is set to increase in 2027+, and BE stock is in many Semi’s baskets (i.e. don’t fight the Datacenter/hardware trend). \*Bears cite near-term delays that will slow/decelerate growth, the stock already pricing-in BE’s announced expansion to 5GW, the stock sensitive to trimming/rotation out of the overcrowded AI/Datacenter trade, and a high valuation that makes it harder for Bulls to defend (98x 2026 EBITDA).

Eagerbeaver98

The reason reddits stock hasnt been repriced is because RBC is a fraudulent bank misrepresenting their claims about reddits daily active users. Imagine RBC said with so strong conviction that reddits daily active users have dropped, for two straight quarters, only for them to be wrong. 150 years of fraud. Lmao

Eagerbeaver98

I agree, theyre a profitable high growth revenue company. RBC keeps lying saying their active users are going down only for earnings to prove them wrong 2x now in a row. Fraud wall street.

Ill_Ground_1572

Awesome dude. Well done! I am trying a similar approach. Between me and my wife we are up about $200k now. Too scared to buy options. I am also starting to buy some copper, gold and silver mining stocks because I think this will be a good area of growth for the next decade. Was this in an RRSP? You probably now this, but don't forget when you decide to retire, you could also buy Canadian dividend stocks and live off them tax free (up to $60k per year anyway if it's your only source of income). My neighbor did this with him and his wife. They made $120k per year and never paid a dime in taxes for 20 years. With their house paid off, had more money then they could spend. His biggest problem was donating the extra income when his dividends went over $120k to avoid taxes. That and he did rebalance and reinvest some of the dividends into different stocks to keep the total around 120 per year between the two of them. I believe he had about 12 different blue chip companies such as RBC, Suncor, TD, CNR, Enbridge, one of the REIT companies, one of the utilities if memory serves. But I haven't talked to him since we moved about a decade ago. But those stocks are all worth many multiples now.

Scrawf53

SPACEX IS COMPLETE GARBAGE Here is the view on the pending SpaceX IPO of George Noble, a prominent and respected independent fund manager (formerly manager of Fidelity's #1 International Fund).  His view is consistent with mine George Noble u/gnoble79 SPACEX IS COMPLETE GARBAGE Run, don't walk from this train wreck. The numbers are right there in the S-1 filing for anyone willing to look. SHAME ON YOU ELON MUSK YOU BELONG IN JAIL SHAME ON YOU u/SECGov and u/SECPaulSAtkins for allowing this to proceed. SHAME ON YOU MORGAN STANLEY and TED PICK SHAME ON YOU GOLDMAN SACHS and DAVID SOLOMON SHAME ON YOU Bank of America, Deutsche Bank, UBS, Citigroup, JPMorgan, Mizuho, RBC, Macquarie, Wells Fargo, Allen & Co, Needham, Raymond James, Stifel, Cantor Fitzgerald, Soc Gen, Mirae, Santander, ING, and BTG Pactual. Have you no shame? Have you no decency? Have you no honor? Or is it all about the fees? And the index providers are making it even WORSE. Nasdaq changed its rules so SpaceX auto-qualifies for the Nasdaq-100 after just 15 days of trading triggering up to $60 BILLION in forced buying from ETFs alone. S&P Dow Jones Indices is now consulting on whether to fast-track S&P 500 inclusion for unprofitable mega-cap IPOs of this scale. To Adena Friedman at Nasdaq and Catherine Clay at S&P Dow Jones Indices: You are about to force every retirement account in America to become EXIT LIQUIDITY for the most overpriced IPO in history. This is a legally sanctioned wealth transfer from Main Street to Wall Street. The public will be badly injured and EVERY ONE of you knows it. You all belong in jail for this. David Solomon and Ted Pick, grow a pair and do the right thing and stop this epic travesty. How are you able to sleep at night? You and your firms are PATHETIC

YoureOffPudding

I got an email from RBC "now accessing ipos, now easier"

kim82352

> RBC Capital reiterated an Outperform rating and $810.00 price target on Meta Platforms Inc. (NASDAQ:META), suggesting significant upside from the current price

kim82352

> Investing.com - RBC Capital reiterated an Outperform rating and $810.00 price target on Meta Platforms Inc. (NASDAQ:META), suggesting significant upside from the current price of $632.51.

notalwayswright

Nuclear has massive call positions by institutions for 6/18 expiration. RBC Capital conference starts tomorrow, so SMR, OKLO, etc might pop

Playful_Prior5919

I have had a professional financial planner for decades, They are constantly buying and selling. Currently 80 plus positions but we had a call Friday and they says it's time to rescue to 30+. I watch and have a had amazing results. My one pension account was started to 21, I've invested 320k over 21-24, now at 688k. I have three accounts total. Pension is moderate risk, personal aggressive, and business account I just started with 800k with conservation growth low risk. I have about 2 million equities, 200k in a checking account. At years end I take my business profits from my S Corp, pay tax and move some to pension 100k max and the rest to my aggressive account. They invest each account differently and I just listen... Very happy with the results. My financial planner is a well seasoned guy, he recently took his business to RBC and can invest in anything. No limits.

kawkface

$NVDA: Stifel Raises target price to $282 from $250 🔸 $NVDA: Mizuho Raises target price to $300 from $275 🔸 $NVDA: Raymond James Raises target price to $330 from $323 🔸 $NVDA: BofA Securities Raises target price to $350 from $320 🔸 $NVDA: Morgan Stanley Raises target price to $288 from $285 🔸 $NVDA: Bernstein Raises target price to $315 from $300 🔸 $NVDA: RBC Capital Raises target price to $270 from $250 🔸 $NVDA: JPMorgan Raises target price to $280 from $265 🔸 $NVDA: Jefferies Raises target price to $300 from $275 🔸 $NVDA: KeyBanc Raises target price to $310 from $300 🔸 $NVDA: MeliusRaises target price to $400 from $380 🔸 $NVDA: Needham Raises target price to $270 from $240 🔸 $NVDA: Baird Raises target price to $500 from $300 🔸 $NVDA: Benchmark Raises target price to $335 from $250 🔸 $NVDA: Argus Raises target price to $270 from $220

RiskyOptions

Anyone else buying $Q? Or $RBC

pb_syr

Lavina's interview with RBC today answers some of the outstanding questions ASCO presentation. https://web.quartr.com/link/companies/4194/events/653156?targetTime=null

Bachman73

RBC

Wingdings2

Canada does a LOT of resource extraction. Many global mining, oil and gas, and energy stocks are listed on the TSX and makes up a huge portion of the market cap of the Canadian market. The banking and insurance sector in Canada is also quite strong with large portions of the business doing business in the USA, which is a massive market. Canadian banks like TD, BMO, and RBC have a decent amount of US business. You can’t say the same for British banks and companies.

cchackal

You're allowed options in your RRSP? RBC wouldn't let me

creemeeseason

JXN earnings: Retail annuity sales1 of $5.3 billion in the first quarter of 2026, up 31% from the first quarter of 2025, reflecting continued strong demand across our product suite Variable annuity sales1 of $2.5 billion were down 6% from the first quarter of 2025, primarily reflecting lower sales of products with lifetime benefits Registered index-linked annuity (RILA) sales of $2.0 billion were up 68% from the first quarter of 2025 Fixed and fixed index annuity (FIA) sales of $756 million were up 335% from the first quarter of 2025, driven by Jackson Income Assurance℠, our recently launched FIA Robust sales for spread products are supported by capabilities added at PPM America, Inc. (PPM), our asset management subsidiary, to source higher yielding assets. These sales, combined with a focus on growing third-party business, contributed to an 18% increase in PPM assets under management (AUM) from the first quarter of 2025. Net (loss) attributable to Jackson Financial Inc. common shareholders of $(435) million, or $(6.24) per diluted share in the first quarter of 2026, compared to $(35) million, or $(0.48) per diluted share in the first quarter of 2025 Adjusted operating earnings2 of $361 million, or $5.15 per diluted share in the first quarter of 2026, compared to $376 million, or $5.10 per diluted share in the first quarter of 2025, primarily reflecting higher spread income from growth in average RILA, FIA, and Institutional AUM and a reduced share count due to repurchases, partially offset by higher general and administrative (G&A) expenses Adjusted operating earnings per diluted share excluding notable items3 of $5.94 in the first quarter of 2026, up from $5.05 in the first quarter of 2025 Robust capital position at the operating company, with total adjusted capital of $5.5 billion as of March 31, 2026, and an estimated risk-based capital (RBC) ratio at Jackson National Life Insurance Company (JNL) of 554% Jackson (parent company only) net cash provided by (used in) operating activities of $19 million in the first quarter of 2026, down from $29 million in the first quarter of 2025 Free cash flow2 of $288 million in the first quarter of 2026 reflecting distributions from our operating company of $325 million, which were up 35% from the first quarter of 2025 Returned $257 million to common shareholders in the first quarter of 2026, up 11% from the first quarter of 2025, through $192 million of common share repurchases and $65 million in common dividends Cash and highly liquid securities at the holding company of nearly $650 million as of March 31, 2026, which was above Jackson’s targeted $250 million minimum liquidity buffer

IncidentSome4403

I just go via my bank, so I use RBC DI. I don’t actively trade so I don’t really give a shit about commission (which isn’t that bad anyways) and I know if something goes wrong at least I’ll have decent customer service.

wolf8sheep

I won’t touch this stock again because their cfo violated their nda and from my readings we are approaching a real shock from this hormuz shit which big money will move from speculation to valuation and poet doesn’t make money. “According to RBC Wealth Management head of investment strategy Frederique Carrier, a rule of thumb used by the firm's chief economist is that an oil shock needs to last between three and six months to have a sustainable impact on inflation. Nuveen global investment strategist Laura Cooper said her firm still had AI tech exposure given its profitability, but was countering that with "dividend growers", infrastructure and real assets such as real estate and gold miners as a hedge against risks.” https://money.usnews.com/investing/news/articles/2026-05-01/analysis-investors-are-running-out-of-time-to-brace-for-true-oil-shock

EntranceHaunting

Anyone see Whitecap report earnings? RBC analysts loved it

Eaglecrest2018

I see an opportunity in $ABXX. Trades EOD Apr 28 2026. RBC was quite active most of the day hammering bids along with the regular houses that like 🩳. Settlement day is T+1 so today could be more interesting because Thursday is the last day of April. Same trading activity. Not much change in bidwacking. https://preview.redd.it/p9rovmsbr3yg1.png?width=1078&format=png&auto=webp&s=d52cb8f141e7602d81e63072187d72289eaf2a70

SlfImpr

Lol, analysts are always behind the stock price move. Why do people pay these analysts??? * Morgan Stanley today raised its price target on Intel [$INTC](https://x.com/search?q=%24INTC&src=cashtag_click) up to $73 from $56 while maintaining its Equal Weight * JPMorgan raised its price target on Intel [$INTC](https://x.com/search?q=%24INTC&src=cashtag_click) up to $45 from $35 while maintaining its Underweight rating * Citi upgraded Intel [$INTC](https://x.com/search?q=%24INTC&src=cashtag_click) up to Buy from Neutral while raising its price target to $95 up from $48 * Wells Fargo raised its price target on Intel [$INTC](https://x.com/search?q=%24INTC&src=cashtag_click) up to $85 from $45 while maintaining its Equal Weight rating * Evercore upgraded Intel [$INTC](https://x.com/search?q=%24INTC&src=cashtag_click) up to Outperform from Market Perform while raising its price target to $111 up from $45 * Benchmark raised its price target on Intel [$INTC](https://x.com/search?q=%24INTC&src=cashtag_click) up to $105 from $76 while maintaining its Buy rating * Wedbush raised its price target on Intel [$INTC](https://x.com/search?q=%24INTC&src=cashtag_click) up to $60 from $30 while maintaining its Neutral rating * Jefferies raised its price target on Intel [$INTC](https://x.com/search?q=%24INTC&src=cashtag_click) up to $80 from $60 while maintaining its Hold rating * TD Cowen raised its price target on Intel [$INTC](https://x.com/search?q=%24INTC&src=cashtag_click) up to $75 from $60 while maintaining its Hold rating * RBC raised its price target on Intel [$INTC](https://x.com/search?q=%24INTC&src=cashtag_click) up to $80 from $48 while maintaining its Sector Perform rating * Mizuho raised its price target on Intel [$INTC](https://x.com/search?q=%24INTC&src=cashtag_click) up to $71 from $59 while maintaining its Neutral rating * Stifel raised its price target on Intel [$INTC](https://x.com/search?q=%24INTC&src=cashtag_click) up to $75 from $65 while maintaining its Hold rating * Cantor Fitzgerald raised its price target on Intel [$INTC](https://x.com/search?q=%24INTC&src=cashtag_click) up to $90 from $65 while maintaining its Neutral Data Source: Evan on X

Crazy_Donkies

BREAKING NEWS!:  RBC trims TSLA stock price forecast from $480 to $475!  

Caster0

question is, are they cherry picking the estimates? These firms appear in 2026 but **not in 2025**: * **Barclays** * **New Street** * **Opco** (likely Oppenheimer & Co.) * **RBC** (Royal Bank of Canada) These firms were present in 2025 but **do not appear in 2026**: * **Wolfe** * **JPM** (J.P. Morgan) * **Piper Sandler**

KAI5ER

RBC, not amazing but it works

Eagerbeaver98

This is going to be the 4th time weve heard this lie, it was started from fraud RBC

Valkyrie_Skuld

Okay guys this is my DD SpaceX filed confidential S-1 April 1. Target $1.75T valuation, $75b raise, June Nasdaq listing. Before April 1 the market was pretty bad - seriously backtest it. Then all the markets were up 3% the next day across the board. Revenue ~15 billion in 2025. That’s 117 x revenue at 1.75T - no public comparable at that multiple exists. xAI burning $1b a month. Probably the reason for direct to Nasdaq urgency. Pre April 1st Nasdaq had its steepest weekly drop in nearly a year driven by war and oil volatility. In order for the book to clear at $75billion, underwriters need institutional anchors, hedge funds and mutual funs to commit to that multiple. There is no margin for a bad market. The underwriters would be left holding inventory that they couldn’t move at the agreed price and it would be a direct balance sheet risk for the banks running the deal. At that point they would have to either reprice lower at $1-1.2 T or pull the deal entirely. The underwriters include 21 banks total, internally codenamed Project Apex they include Morgan Stanley, Goldman Sachs, JP Morgan Chase, Bank of America, Citigroup, Barclays, Deutshe Bank, Wells Fargo, UBS, RBC etc. If the markets stayed unstable then these 21 institutions who have committed to the largest underwriting syndicate in recent history would be holding inventory they couldn’t move at the agreed upon price if the book didn’t clear at 75 b So it would have been bad, not just for Elon but for the banks as well if Nasdaq didn’t stabilize exactly when it did.

awakep

Performance in Recent Conflicts: Data indicates that even when U.S. stocks fell, the decline was usually temporary. In 20 major post-WWII conflicts, the S&P 500 declined just 6% on average, with 19 of those instances seeing a full recovery in an average of only 28 days. RBC Wealth Management RBC Wealth Management 1973 Yom Kippur War/Oil Embargo: Stock market experienced a sharp decline (16.1%). 1990 Gulf War: Initial invasion resulted in a 15.9% drop. 2001 Afghanistan Invasion: Short-term volatility followed by a quick recovery. 2026 Iran Conflict: Initial 9% drop, with investors experiencing a quick market recovery within weeks. RBC Wealth Management RBC Wealth Management +3 While war creates immense uncertainty and emotional volatility, history shows it is rarely the cause of a sustained bear market, which are typically driven by economic factors like recessions.

DryBicycle5629

Why would use RBC to convert money? They’re notorious for ripping people off

No-Profession1214

chat gpt just told me im losing 1.5k a year using RBC instead of wise lol.

Tdotinvestorgirl

Don’t buy now. The market will sink again. Also, you shouldn’t be investing money you think you’re going to need for necessities like rent. You should do dollar-cost averaging, which is having money automatically deducted from your salary that immediately gets invested. Then let time and the miracle of compounding do its work. Buy blue chip stocks that pay dividends: Enbridge, Coca-Cola; RBC, and for growth, pick a tech stock. A lot of people like Wealth Simple, but I have some in Wealth Simple and some in a bank platform. All the big banks have them. But I am a bit worried about you being in the market at all. You panicked and bought, panicked and sold. You have to become better informed and stop doing that. Don’t chase “hot tips” or “hot stocks.”

marinodon11

He did not recommend it no. He wanted something safe like major bank stocks (RBC). I wanted something I related to lol.

Playful_Prior5919

i can ask my guy if anyone he knows at RBC is appropriate. Everyone starts somewhere and this is a great to to get into the market.

No-Transportation843

Here's a list:  - GDP growth 37th out of 38 OECD countries - GDP per capita worst in the G7 - Government of Canada forecasts admit our economy is on a worsening trajectory  - Unemployment almost 7%. Youth unemployment is above 18%!  - highest deficit outside of a recession since 1995.  - deficit doubled since carney took the wheel  - debt servicing costs will exceed 12% of budget by 2029 - zero productivity growth since 2019 - workforce productivity compared to US dropped from 82% in 2000 to 77% by 2020 and getting much worse now - mortgage delinquencies rising. Surging 90% yoy - happiness score is the lowest it's ever been. Dropped from 15th to 18th 2024 to 2025  - total tax on distributed products highest in the G7 Here are the sources: - [Vanguard - Economic Outlook for Canada](https://corporate.vanguard.com/content/corporatesite/us/en/corp/vemo/vemo-canada.html) - [NBC - Monthly Economic Monitor Canada (March 2026)](https://www.nbc.ca/content/dam/bnc/taux-analyses/analyse-eco/mensuel/monthly-economic-monitor-canada.pdf) - [RBC Economics - Beyond the Forecast: Six Themes for Canada's Economy in 2026](https://www.rbc.com/en/economics/canadian-analysis/featured-analysis/insights/beyond-the-forecast-six-themes-for-canadas-economy-in-2026/) - [BMO - Economic Outlook: Insights Into 2026](https://capitalmarkets.bmo.com/en/insights/economic-outlook-insights-into-2026/) - [Budget 2025 - Annex 1: Details of Economic and Fiscal Projections](https://budget.canada.ca/2025/report-rapport/anx1-en.html) - [PBO - Budget 2025: Issues for Parliamentarians](https://www.pbo-dpb.ca/en/publications/RP-2526-017-S--budget-2025-issues-parliamentarians--budget-2025-enjeux-parlementaires) - [TD Economics - Federal Budget 2025](https://economics.td.com/canadian-federal-budget) - [RBC Economics - Canadian Fiscal: Will Better Growth, Delayed Spending Soften Deficit Blow?](https://www.rbc.com/en/economics/canadian-analysis/provincial-and-fiscal-outlooks/budget-analysis/canadian-fiscal-will-better-growth-delayed-spending-soften-deficit-blow/) - [Bank of Canada - Monetary Policy Report January 2026](https://www.bankofcanada.ca/wp-content/uploads/2026/01/mpr-2026-01-28.pdf) - [TD Economics - Canadian Quarterly Economic Forecast](https://economics.td.com/ca-quarterly-economic-forecast) - [Deloitte - 2025 Federal Budget Analysis](https://www.deloitte.com/ca/en/our-thinking/future-of-canada-center/federal-budget-2025.html) - [RBC Economics - High Stakes, Narrow Margins: Budget 2025](https://www.rbc.com/en/economics/canadian-analysis/provincial-and-fiscal-outlooks/budget-analysis/high-stakes-narrow-margins-canadas-federal-budget-bets-on-investment-led-growth/) - [Canada.ca - The Fiscal Monitor April and May 2025](https://www.canada.ca/en/department-finance/services/publications/fiscal-monitor/2025/04.html) - [CBA - Mortgage Arrears Statistics](https://cba.ca/Assets/CanadianBankersAssociation/Documents/Articles/Statistics/stat-mortgages-arrears-march-2025-en.pdf) 

No-Transportation843

Here's a list:  - GDP growth 37th out of 38 OECD countries - GDP per capita worst in the G7 - Government of Canada forecasts admit our economy is on a worsening trajectory  - Unemployment almost 7%. Youth unemployment is above 18%!  - highest deficit outside of a recession since 1995.  - deficit doubled since carney took the wheel  - debt servicing costs will exceed 12% of budget by 2029 - zero productivity growth since 2019 - workforce productivity compared to US dropped from 82% in 2000 to 77% by 2020 and getting much worse now - mortgage delinquencies rising. Surging 90% yoy - happiness score is the lowest it's ever been. Dropped from 15th to 18th 2024 to 2025  - total tax on distributed products highest in the G7 Here are the sources: - [Vanguard - Economic Outlook for Canada](https://corporate.vanguard.com/content/corporatesite/us/en/corp/vemo/vemo-canada.html) - [NBC - Monthly Economic Monitor Canada (March 2026)](https://www.nbc.ca/content/dam/bnc/taux-analyses/analyse-eco/mensuel/monthly-economic-monitor-canada.pdf) - [RBC Economics - Beyond the Forecast: Six Themes for Canada's Economy in 2026](https://www.rbc.com/en/economics/canadian-analysis/featured-analysis/insights/beyond-the-forecast-six-themes-for-canadas-economy-in-2026/) - [BMO - Economic Outlook: Insights Into 2026](https://capitalmarkets.bmo.com/en/insights/economic-outlook-insights-into-2026/) - [Budget 2025 - Annex 1: Details of Economic and Fiscal Projections](https://budget.canada.ca/2025/report-rapport/anx1-en.html) - [PBO - Budget 2025: Issues for Parliamentarians](https://www.pbo-dpb.ca/en/publications/RP-2526-017-S--budget-2025-issues-parliamentarians--budget-2025-enjeux-parlementaires) - [TD Economics - Federal Budget 2025](https://economics.td.com/canadian-federal-budget) - [RBC Economics - Canadian Fiscal: Will Better Growth, Delayed Spending Soften Deficit Blow?](https://www.rbc.com/en/economics/canadian-analysis/provincial-and-fiscal-outlooks/budget-analysis/canadian-fiscal-will-better-growth-delayed-spending-soften-deficit-blow/) - [Bank of Canada - Monetary Policy Report January 2026](https://www.bankofcanada.ca/wp-content/uploads/2026/01/mpr-2026-01-28.pdf) - [TD Economics - Canadian Quarterly Economic Forecast](https://economics.td.com/ca-quarterly-economic-forecast) - [Deloitte - 2025 Federal Budget Analysis](https://www.deloitte.com/ca/en/our-thinking/future-of-canada-center/federal-budget-2025.html) - [RBC Economics - High Stakes, Narrow Margins: Budget 2025](https://www.rbc.com/en/economics/canadian-analysis/provincial-and-fiscal-outlooks/budget-analysis/high-stakes-narrow-margins-canadas-federal-budget-bets-on-investment-led-growth/) - [Canada.ca - The Fiscal Monitor April and May 2025](https://www.canada.ca/en/department-finance/services/publications/fiscal-monitor/2025/04.html) - [CBA - Mortgage Arrears Statistics](https://cba.ca/Assets/CanadianBankersAssociation/Documents/Articles/Statistics/stat-mortgages-arrears-march-2025-en.pdf) 

hotdogfromcostco

Apologies, misspoke here on one point, the capital requirement is for equity rather than debt, and the feeder fund helps transform an equity investment into a fixed income investment to lower the capital requirement Documentation for the NAIC RBC: [https://content.naic.org/sites/default/files/inline-files/committees\_e\_capad\_investment\_rbc\_wg\_exposure\_academy\_bond\_factors\_report.pdf](https://content.naic.org/sites/default/files/inline-files/committees_e_capad_investment_rbc_wg_exposure_academy_bond_factors_report.pdf) idk if that's the most up to date, but on page 8-9 it talks about common stock having a bond factor of 30% as well as any distressed bonds in NAIC-6 For what a rated note feeder is, i just googled but here are two sources that seemed like reasonable explanations: [https://www.valuationresearch.com/insights/mastering-private-equity-rated-note-feeder-strategies/](https://www.valuationresearch.com/insights/mastering-private-equity-rated-note-feeder-strategies/) [https://www.suntera.com/our-expert-commentary/introduction-to-rated-note-feeder-funds](https://www.suntera.com/our-expert-commentary/introduction-to-rated-note-feeder-funds) The source for usage of rated note feeders to transform the risk and thereby lower the capital requirement: [https://www.ft.com/content/908273c0-5eea-435d-a178-5449a95b8e10?syn-25a6b1a6=1](https://www.ft.com/content/908273c0-5eea-435d-a178-5449a95b8e10?syn-25a6b1a6=1) Also I am parroting a couple of ideas I saw in this video: [https://www.youtube.com/watch?v=8Qc5U00IiAk](https://www.youtube.com/watch?v=8Qc5U00IiAk) The question then becomes, are the losses that they write down going to be larger than expected because a larger than expected portion of the fixed income balance sheet is actually equivalent to bonds in distress I definitely do not work in the industry though, so if you told me I had no idea what I was talking about, I'd probably believe you I also have no position but maybe i will buy puts if i get really bored on LNC or MET or PRU

DeeDee_Z

Here's a "minor nit" in the process. YES, go ahead and OPEN the new account now. BUT, if you only get quarterly statements from RBC, **wait** to submit the transfer paperwork to the new custodian until you have your **March 31** statement in hand to attach. In the investing business, statements are "stale" after 90 days -- your Dec 31st statement may be rejected if you try to use it for an April transfer. If you get monthly statements, *Never Mind...*

limestone2u

Just finished up moving all accounts to Schwab. The people at RBC were wonderful to deal with and transferred my account flawlessly as did the people at Stifle. Vanguard was a different matter. I would call and get different numbnuts on the phone who knew nothing, wasted my time and drove up my BP. Tried working with Vanguard 4 different times then gave up. Called my local Schwab office, they got the forms for me to sign together and two days later went up to their office and signed them. Schwab promised me money (completion of transfer) in 5 business days....it took 3 days. Should have let Schwab do it from the beginning with Vanguard. Originally went with Schwab after 2 years at Merrill Lynch. M/L had great research but absolute idiots assisting clients. Also they did not care for me since I was a small client. Been with Schwab now 20 years and they have not let me down. Schwab has me for life.

Kashabowiekid

After RBC I switched to Scotia. Suing them To lol

OkJuggernaut7127

you should see how canada's 6 banks treat us. Any attempt at index funds is futile, most are co-erced into mutual funds. I had as friend who worked at RBC, im not even kidding, he was a wealth manager with an economics degree..holding onto shit bonds and a M.F making him barely anything with the fees. In canada the banks are legally and economically are motivated to keep us financially uneducated/literate. No,im not lying. Its almost like the real estate agent situation we have here too, its very corrupt.

Rrrandomalias

Take some from RBC too because fuck their tax forms

Cstooby

BROS had the misfortune of not showing 10,000% returns on AI so of course RBC cuts price target even though everything including guidance was much better than expected. Fuck you RBC. Fuck your little douchbag analysts who pay to have a woman step on their worthless balls.

TJMBeav

Its free money till it isn't. And isn'ts come up often enough that brokers have compliance officers. One of my besties is a retired Senior VP at RBC with a book over $2 billion. And he wouldn't let me sell a naked put on a $2 dollar stock.

early-retirement-plz

Don’t worry there will be another opportunity for next earnings coverage by RBC and Cleveland

darkcreamale

FISV might actually be short squeezing after earnings. Vive Chairmen of Blackrock & Former CEO of RBC on board of directors now

early-retirement-plz

When the lawsuit with Anthropic reaches its conclusion this year, this fucker is going to be instantly repriced as a critical component of the AI build out. RBC and Cleveland analysts will have to go back to delivering strap ons on DoorDash once the market realizes they’re legally regarded.

Eagerbeaver98

Yes, RBC is a fraud tanking the stonk twice with lies. Their ceo is a jackass too

Eagerbeaver98

Told you guys RBC is fraud and know absolutely nothing.

MambaOut330824

Reddit got beat down before the rest of tech. It started 3 weeks ago with a bogus report from RBC capital.

MaybeaDingoAteUrBaby

The news stories of banks trying to pump the stock back up are shameful "RBC sets price target at $400" meanwhile it keeps falling

Old_and_moldy

I think the person you are replying may have been looking at information from RBC Capital markets. Their argument is the momentum is slowing down. I’d link it but you’ll have to google it as I can’t seem to do it myself. I have no idea either way, I was just curious on who was right and did a little digging.

early-retirement-plz

My thoughts are if you fail to go long before earnings is reported, you’re going to miss out on a biblical pump. This drop was initiated back at 250/share only two weeks ago from an RBC analyst cucklord named Brad Erikson who “interviewed” nameless small/medium businesses who may or may not have experienced “challenges” with ad conversion. So basically Brad reached out to John’s Dildo dropshipping who was salty his 75 dollars in ad spend didn’t attract a large customer base. Since then it’s been in an unmitigated free fall. Tomorrow the narrative changes.

Iron-Willed

I think you’re misunderstanding the point. I was only referring to the comment that when the markets go down then the dividend payout changes and goes down too. It might for many stocks like Jepq, kind of like a rate cut will effect the interest on your trading platforms HISA. But many things matter for dividend stocks, such as price per share, number of shares, how long a downturn lasts, whether you’re adding consistently to your position, when you started etc all of that will play into the calculations. All I said was that many Canadian banks have paid the same dividend even in a down turn. If you buy say RBC stock and it goes down 20% and then say it stays that way for 2-3 quarters, you will get even better returns as you’ll get that same dividend per share on a lower price and even more if you add it to your position. I have nothing against Jepq and yes I understand stock splits.

Iron-Willed

Dividends are paid out per share so if you have less shares it matters. So if you can buy more shares with the same amount of money it would be better. But yes I said unfortunately those banks only pay out quarterly so that is a downside, but it pays a consistent or increased dividend. Just look at BMO historical payout dividend and RBC’s dividend and their stock appreciation over the years. It might not be 10% but you’ll get it and if you want to drip into shares that could even be more beneficial

Iron-Willed

Canadian banks have consistently paid out without dropping but you only get quarterly payments and the price per share has increased a lot so you wouldn’t have as many shares as JEPQ but you would get possible price appreciation like RBC which has consistently gone up steadily over its lifetime. Also, not the worst case for other Canadian banks if prices dropped as you could always buy more shares during a downturn and it will eventually come back up to even as long as you stick with the 5-6 major banks. Jepq I just saw recently but their stock price won’t appreciate much and their dividends aren’t as guaranteed although I like that it’s paid out monthly and the barrier to entry is lower at this time but much higher PE ratio but I’m not sure how much that matters long term.

jimmyfah

I have a TFSA with RBC that I use for long term index and dividend growth. I could use that account. Did you do an account transfer?

m1nhuh

I used IBKR! I'm also in Canada. The only thing is you have to pay for free options data with IBKR so keep your RBC account open or ask to open a basic cash account to have access to that sweet, free options data. IBKR is cheaper for small accounts but more expensive for very large accounts. In your situation, you should come out ahead. Assignment is also free.

Nateleb1234

New price targets on meta yet the stock decided to not listen at all and go down. Can someone explain why this happened? I have copied and pasted the price targets below. Why is the stock down 3 percent on supposedly good earnings? This makes no sense. Bank of America raised its price target on Meta Platforms to $885 from $810 while maintaining a Buy rating. Barclays Capital reiterated an Overweight rating on Meta Platforms and raised its price target to $800 from $770. BMO Capital Markets raised its price target on Meta Platforms to $730 from $710 while maintaining a Market Perform rating. Canaccord Genuity raised its price target on Meta Platforms to $930 from $900 and reiterated a Buy rating. Cantor Fitzgerald reiterated an Overweight rating on Meta Platforms and increased its price target to $860 from $750. Citigroup reiterated an Outperform rating on Meta Platforms following the earnings report. DA Davidson raised its price target on Meta Platforms to $850 from $825 while maintaining a Buy rating. Deutsche Bank raised its price target on Meta Platforms to $920 from $880 and reiterated a Buy rating. Evercore ISI raised its price target on Meta Platforms to $900 from $875 and reiterated an Outperform rating. Guggenheim raised its price target on Meta Platforms to $850 from $800 while maintaining a Buy rating. Jefferies raised its price target on Meta Platforms to $1,000 from $910 and reiterated a Buy rating. JPMorgan raised its price target on Meta Platforms to $825 from $800 while maintaining an Overweight rating. Mizuho Securities raised its price target on Meta Platforms to $850 from $815 and maintained an Outperform rating. Monness Crespi & Hardt raised its price target on Meta Platforms to $890 from $808 while maintaining a Buy rating. Morgan Stanley raised its price target on Meta Platforms to $825 from $750 and reiterated an Overweight rating. Needham & Company reiterated a Hold rating on Meta Platforms following the earnings release. Piper Sandler raised its price target on Meta Platforms to $880 from $840 and reiterated an Overweight rating. Pivotal Research lowered its price target on Meta Platforms to $910 from $930 but maintained a Buy rating. Rosenblatt Securities raised its price target on Meta Platforms to $1,144 from $1,117 while reiterating a Buy rating. RBC Capital Markets reiterated an Outperform rating on Meta Platforms with a price target of $810. Sanford C. Bernstein reiterated an Outperform rating on Meta Platforms and raised its price target to $900 from $870. Scotiabank raised its price target on Meta Platforms to $700 from $685 while maintaining a Sector Perform rating. Stifel Nicolaus raised its price target on Meta Platforms to $820 from $785 and maintained a Buy rating. Truist Financial raised its price target on Meta Platforms to $900 from $875 while maintaining a Buy rating. UBS Securities reiterated a Buy rating on Meta Platforms and raised its price target to $872 from $830. Wedbush raised its price target on Meta Platforms to $900 from $880 and reiterated an Outperform rating. Wells Fargo raised its price target on Meta Platforms to $849 from $754 while keeping an Overweight rating. Wolfe Research reiterated an Outperform rating on Meta Platforms and raised its price target to $850 from $800

RedditsFullofShit

Not just earnings but leaps. It rallied pretty hard on like 1/13 which was the Tuesday after it rallied hard the prior week. Seems likely that someone was caught selling naked calls and had to deliver. Following delivery on 1/13, the RBC analyst posted his hit piece, sinking the stock before the crucial 1/16 leap date.

RedditsFullofShit

This is entirely driven by RBC. They gotta be short Reddit. It flew up to $260 and then RBC put out some hit pieces and sank it back down to $220. From there it just continues to free fall.

Stocks_N_Bondage

You generally cannot use borrowed funds to pay for the initial option premium (you pay 100% upfront). Options "risk" is the amount you paid for them (Premium), with the assumption they can go to zero, which is why the buying power effect is zero—i.e., the cash spent on an option contract is debited from your account and can't *itself* be borrowed using margin. I.e. if you have 30k in a margin account, you can buy 30k of option contracts or up to 60k of stocks, depending on the risk of the stocks—some stock's risk profile does not allow them to be bought with margined funds. Option contracts never can be. Where the margin account is useful is when trading complex spreads—and I don't think *those* risk calculations are changing. It's the intraday risk calculations for stocks that may be updating—ThinkOrSwim/Schwab already uses a Risk-Based Concentration (RBC) model to calculate maintenance requirements based on portfolio volatility, not just fixed percentages.

principaljohnny

Since you brought it up, how accurate is RBC bank on these?

Big-Guitar-1979

$50 rated by RBC bank

Newflyer3

Cleveland Research takes this down 9%, RBC guy from a week go took it down 10%. Down 15% from the high two weeks ago. I bought calls and am ready for the face ripping rally after earnings release.

Count-to-3

This is just blatantly false. No where has Reddit said they are seeing advertising revenue drop. There was an analyst that downgraded them today, that is all. The other day, it dropped from 260-220 because of another analyst downgrade RBC. Wait for earnings, silence the haters, reach new ATHs.

Sufficient-Aide6805

If showing strangers your cock for a few hours counts as research, then I’m a one man RBC.

SadOnion2110

RBC bearing

didkhdi

I hold RBC and jpm. JPM tripled and RBC doubled since I bought them during covid

Wonko-D-Sane

The only reason here is because I know what RBC is and came wondering "Who da faq listens to Canadian bankers for investment advice on US companies" I know that the Canadian Pension Plan (Canadian federal version of US Social security), has about half 3x more its assets invested in the US than in Canada at (\~47% vs \~12% of assets) so I get why maple syrup sipping "folks eh" pay attention, but taking financial analyst advice from a bank they are forced to use due to government mandated sector cartel oligarchies is cute.

throwaway9gk0k4k569

My log says this was announced in October: 2025-10-27T21:17:01-07:00 "HON - RBC upgrades to outperform from Sector Perform, raises PT to 253 from 235. We are upgrading Honeywell from Sector Perform to Outperform following a solid 3Q25 that, in our view, marks the start of the breakup catalyst-rich phase heading into the planned 2H26 separation of Aerospace and Automation. We see growing momentum across core segments, improved visibility on execution, and a credible roadmap toward value unlock. Our sum-of-the-parts valuation implies attractive upside. With management executing well, separation milestones approaching, and ‘deal purgatory’ perceptions fading, we believe investor focus will shift to the structural upside embedded in two strong standalone franchises positioned for sustainable growth and margin expansion.""

Eagerbeaver98

Check how often RBC has lied about reddit and gotten owned by the earnings call. Rbc is one of canadas most fraudulent banks as well, the ceo pat is another jack ass

Eagerbeaver98

RBC knows absolutely nothing about reddit they've said this before and got shown up by reddit earnings call. The ceo of RBC is a crook named pat

Betteroffbroke

Slam piece. RBC Analyst got mixed reviews after calling a few businesses and asking about their ROI. Reddit has the data and has been working with businesses to create more transparency and new tools. This is nothing more than a tech company growing and an analyst pushing the stock down because they have interest. I’d rather ground my investing with data to make an informed decision, no hear-say from a banker.

TWSTrader

**Institutional background here (14 years).** The most damning line in that RBC note isn't the "mixed feedback"—it's the admission about **Organic vs. Paid ROI.** *"ROI for organically building a presence — by a person — viewed as higher than ad spend."* That is a nightmare sentence for an Ad-supported platform. * **Meta/Google:** You *cannot* replicate their ad reach with organic posting anymore. You have to pay the toll. * **Reddit:** If a company can hire a savvy intern for $60k/year to "shitpost" organically and get *better* conversion than spending $60k on Reddit Ads, then Reddit's "Moat" is leaking. The Bull case relies on Reddit forcing brands to pay. If the "Free" route is still more effective, their ad-pricing power is going to hit a ceiling very quickly.

Educational-Test9223

I’ve tried a few platforms and moomoo has been my go-to lately. The UI is clean, the charts/research tools are solid, and it’s easy to track everything in one place. If RBC is working for you there’s no rush to switch, but moomoo is definitely worth checking out if you want a smoother app experience and more built-in market info.

InternationalAge5880

RBC downgrade never fails to tank a stock

DragonfruitFar7568

bro this is actually kinda sus ngl. RBC downgrades RDDT and hood gets dragged same week? feels coordinated. rothchilds been linked to canadian banks forever and royal bank’s logo is literally a lion clutching the world lol. maybe they’re just suppressing midcaps to scoop em cheap before earnings pump. or maybe i’m just regarded again. either way i’m sitting on my hands till feb 5th

FFL_Insights

It really depends on what you plan to do over the next few years, not just what works today. RBC Direct Investing is totally fine if you’re mostly buy-and-hold, value simplicity, and like everything under one bank. Where people start to regret it later is usually fees and flexibility, not reliability. A lot of folks switch once they start caring about: lower commissions easier ETF/stock purchases better UI and reporting access to US markets without extra friction Platforms like Questrade or Interactive Brokers tend to appeal more as portfolios grow or strategies evolve, while Wealthsimple is popular for its simplicity if you’re mostly passive. If RBC works for you now, there’s no rush, just be intentional. The “regret” usually comes from staying on a platform after your needs change, not from starting on a conservative one. Curious what your long-term plan is (mostly passive vs more active)? That usually determines the best fit more than the platform itself.

RedditsFullofShit

It’s almost like- they (RBC) *need* it to go down

RedditsFullofShit

I mean isn’t it clear RBC is short? Reddit hit 263 last Friday, then tanked to 236 on no news. An 8% swing intraday. On no news. Option Friday right. Then wouldn’t you know it, delivery day Tuesday Reddit went nuts again and went up 8% back to 260…..on no news! A few upgrades but no news. And then RBC immediately after the upgrades hit, launches their hit piece to sink it back down. It’s clear RBC doesn’t want it above $250

iPhoneOver9000

I bank there as well so it’s easy to transfer funds from my RBC bank account and vice versa instantly. The rates aren’t too bad if you can qualify lower

MasterpieceOk8986

Suspicious Logic in RBC's Reddit Report: Why would an analyst focused on 'SMB ad checks' suddenly mention the Google Al contract renewal date? It's easy to miss, but in the middle of an ad platform analysis, he suddenly drops a prediction about the Al training scraping contract- something completely unrelated to the topic. This is a blatant hit piece designed to tank the stock right before a big move. Think about it

botperception

RBC - thrash company and analysts.

Trader0721

RBC analyst…that’s like a tier 4 bank…next!

PatientAd9394

RBC who?

Far-Maximum-5097

Why would you use RBC for this, they have terrible rates

Opposite_Engine_6776

RBC Capital stroked our cocks today.

lexi_con

Whoever replaces Jerome Powell as chairman of the U.S. Federal Reserve in May knows one thing: If they don’t do what President Donald Trump wants, they risk being criminally prosecuted. That was the unambiguous message in Powell’s extraordinary statement yesterday, in which he vowed to continue to set monetary policy independently despite the federal grand jury subpoenas investigating his statements to Congress about alleged cost overruns in the renovation of the Fed’s headquarters. “This new threat is not about my testimony last June or about the renovation of the Federal Reserve buildings. … Those are pretexts. The threat of criminal charges is a consequence of the Federal Reserve setting interest rates based on our best assessment of what will serve the public, rather than following the preferences of the President,” he said. “This is about whether the Fed will be able to continue to set interest rates based on evidence and economic conditions—or whether instead monetary policy will be directed by political pressure or intimidation.” Markets moved back into “Sell America” mode overnight as traders digested the prospect of an incoming Fed chair who lacks independent credibility: The dollar sank 0.32% against a basket of international currencies; the yield on 5-year Treasuries moved sharply up, a sign that investors now regard U.S. government bonds as being suddenly more risky; gold futures—the traditional safe haven—rose 2.21% today to hit a new record high over $4,600 per troy ounce; and S&P 500 futures are down 0.66% this morning prior to the opening bell. Wall Street analysts are almost universally negative about the news. “The combined drop in the dollar, equities and Treasuries was a reminiscence of the ‘sell America’ days of last spring,” ING’s Francesco Pesole told clients this morning. “The downside risks for the dollar from any indications of further determination to interfere with the Fed’s independence are substantial. Again, the bond market will be the most important barometer, both on the short end of the curve if markets price back in more rate cuts, or in the long end with potential stress signs on independence risks. A sharp steepening of the curve could take the dollar on a fall.” At Invesco Asset Management, analyst David Chao told Bloomberg, “The Fed subpoena is another example of how U.S. assets are becoming less attractive … Not only is the U.S. retrenching behind its Fortress America borders, the country is also becoming more predatory.” The subpoenas may also trigger a burst of inflation, according to RBC Capital Markets’ Blake Gwinn. “Markets will start to price in greater inflation expectations, inflation risk premium, and term premium if the Fed’s independence comes under further attack,” he told the Financial Times. “We don’t appear to have hit it yet, but every action is another step closer to it.” Counterintuitively, some analysts think that the investigation now makes near-term interest rate cuts less likely, because Powell and the other members of the Federal Open Markets Committee (FOMC) will be determined to show the markets that they are guided by the data and not legal threats. “The move may also help Fed independence,” UBS’s Paul Donovan said in an email. “Powell’s defiance might signal a reluctance to quit as a Fed governor this year. There are signs the Senate may delay confirming the nomination of a new Fed Chair. Concerns about market reactions and perceptions of institutional independence (in the wake of legal challenges) may become hawkish considerations in setting interest rates.” ING’s Pesole said, “Markets aren’t ready to price in a loss of Fed independence just yet, either on the view that Powell will indeed remain firm in his policy views (as he’s pledged to), the FOMC won’t be heavily affected, or that the DOJ subpoenas aren’t likely to lead to an indictment.” Either way, there’s a real sense of uncertainty among asset managers right now. “The Fed as we have understood it as an institution over the past couple of decades is fading from view. It’s operating in a different environment,” ANZ’s chief economist, Richard Yetsenga, told the FT.

longGERN

Sold RBC for 75% gain in about a couple years

youlikeblockingsodoi

I can’t believe RBC bought shares of this shit following national bank. They’re supposed to be the biggest banks in Canada.

Racer049

$RBC Did some work with the company had no idea they had stock or were a public company. Had I bought stock the minute I met them it would be up over 30% . They make a lot of products but have a lot of contacts for military items and constant flow of them because most bearings are replaced at time intervals so steady cash flow .

Big_Function_N1

I have a ETF of Canadian banks, but TD and RBC (RY) would likely be good, but I like a bit less risk. And I have JP Morgan which has been solid, so I'll likely put more into those

oswell_pepper

> DeVocht claims that RBC mistakenly treated him like a sophisticated investor when he was anything but.

exlawyerstocktrader

“In August 2020, DeVocht contacted RBC Private Banking about obtaining a loan against the equity in his self-directed RBC trading account — then valued at $50 million — so he could move out of his rental apartment and buy a place.” Dude could have withdrawn 1% of his portfolio and had a massive down payment, but wanted full leverage.

sljxuoxada

The "big 5" banks in Canada (RBC, TD, BMO, Scotia, CIBC) are, by law, not allowed to fail. Canadian taxpayers will be forced to bail them out if there is ever a chance they might fail. Very safe investment.

PaperHandsTheDip

Sure because 10-15 years ago we were just recovering from the financial / banking crisis. All the banks were incredibly beat down. If you go back even further (ie: 30 years) the banks have outperformed the SPY quite drastically. RBC for example (Canada's biggest bank) has returned \~3420% since 1995 EXCLUDING dividends. The SPY has returned \~1400% during the same time.

PaperHandsTheDip

They're among the safest in the world due to regulations in Canada. Here's a comparison to the S&P 500. SPY: \~86% CIBC: 131% RBC: 122% BMO: 84% TD: 78% Scotia: 46% They don't look too out of line anywhere to me. Some underperformed the S&P500, some overperformed, they are more or less inline with what I'd expect

Senior_Pension3112

I check my RBC DI daily and it's about 2/3 of my total. I write it on scrap of paper and keep track of new highs in the total

Vibration548

The so-called "all in one" ETFs like the ones I mentioned are actively rebalanced to keep the correct stock & bond ratio. If you buy a stock-only index ETF then generally those just follow the index and are not actively managed. The ETFs I mentioned are available on RBC Direct Investing. https://www.rbcdirectinvesting.com/accounts-investments/etfs/commission-free-etfs.html