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JPMorgan Chase Analysis and Financial Statements
What does corporate action means, and what should we do?
Is having a money manager/"Private CFO" worth it?
Botox in a bottle? $SRBCF/SBM in Canada - One signed deal with Abbvie--time for another one!
BOTOX in a BOTTLE? - Trial results show 37% increase...
As Interest Rates Rose, Banks Did a Balance-Sheet Switcheroo (Available For Sale -> Held To Maturity)
S&P 500 rallies as tech reigns supreme after Fed fallout
Truist Financial gets upgraded at Baird to Outperform, stock still weak (NYSE:TFC)
What bank is next, $SBNY, $FRC, $ZION or $TFC?
TSXV: SBM - Signed a deal with AbbVie. There might be something here. Current $0.20 / Expected $1, $2?
TSXV: SBM - Signed a deal with AbbVie. There might be something here. Current $0.20 / Expected $1, $2?
My recovery plan using $SKLZ, after having lost 90% of my account in the last 3 months in a swing with LEAPs, from 40k to 5k.
My recovery plan using $SKLZ, after having lost 90% of my account in the last 3 months in a swing with LEAPs, from 40k to 5k.
THE $SKLZ PLAN MACROS AND RUMOR POINT TO M&A BOOM
My recovery plan using $SKLZ, after having lost 90% of my account in the last 3 months in a swing with LEAPs, from 40k to 5k, and soon back to over 40k
Repost after autoban: My recovery plan using $SKLZ, after having lost 90% of my account in the last 3 months in a swing with LEAPs, from 40k to 5k.
My recovery plan using $SKLZ, after having lost 90% of my account in the last 3 months in a swing with LEAPs, from 40k to 5k.
My recovery plan using $SKLZ, after having lost 90% of my account in the last 3 months in a swing with LEAPs, from 40k to 5k.
My recovery plan using after having lost 90% of my account in the last 3 months in a swing with LEAPs, from 40k to 5k.
Watchlist For 6/8/2021 -- I am on vacation and still do this because I gotta help my boys eat
Mentions
I checked TFC and BAC as well they all dropped 15% just winding if a hedge sold off in AH. It’s all good now.
Is D the guitar solo on TFC? Yes, I think?
Had to exit most of my positions because of child support/divorce situation. Was mostly midstream lps like EPD and some banks unlocked up on the cheap when all those banks were sold off and nobody else was reading their balance sheets of the solid ones like TFC. Then also extremely heavy weight Bitcoin , now mostly because it's appreciated so much . Need to rebalance but I'm waiting for a period of irrational exuberance to do so.
We had the Global Financial Crisis (GFC) in 2008. In 2025 we now have the Trump Financial Crisis (TFC)
There it is. While it’s likely regulations ease I think banks will somewhat move with the market. I picked up several banks on the bank run in California a couple years ago. You may consider a ETF as you need exposure. TFC is interesting as a single stock play.
I got fucked by going long on NYCB after analyzing them and deciding it was super underpriced based on the math in their books. right before they announced "material weaknesses in their accounting" aka they cooked the books , the pinché Mnuchin came in and fucked me with dilution . Lost 526k but WSB mods are PHags and wouldn't even post my loss porn . But I made a bunch off TFC . Banks panics are good chance to make money ... So long as they aren't cooking their books. Just read their actual 10ks and quarterlies discount their commercial at least 50% and see what valuation you get . It's only worth it when all the bank stocks panic dip together, then just buy the ones with solid numbers .
Sold WAL, +250% gain, sold INBK, +300% gain. Sold some JPM, WFC. Playbook is similar to 2016. Huge bounce in banks, then underperformance. Don't think the banks are at the highs yet, too much momentum, but it's a profit taking market. Still have a lot of TFC, COLB
Mortgage servicers have their dicks in a knot over this so puts on...TFC?
I’m also just gambling. TFC is a steaming pile of dog shit in my opinion
May as well say that it’s nfa. Just willing to gamble my money while being dressed as a bear. But TFC sounds interesting as well
Fuggit I may snag some November puts at $30-35 strike. Personally I want to buy puts on TFC (truist) more than BAC
Just rolled over one of my retirement accounts to fidelity to self manage it. Also turned on options trading for said account. Pray for me. Time to YOLO on meme stock LEAPS to cash out on volatility and throw some money at small cap pharma and some SPY puts, maybe TFC and BAC puts too
so calls on SOFI, RKT and TFC?
Ha! Well, I did make a little coin on those puts last year, but steering clear of that one now. Actually looks like they’ve MAYBE pulled it off, enough to merge/get acquired reasonably anyway. OZK, FNB, RF, and KEY look shaky, options chains are nearly illiquid, though. TFC, ZION, BOKF, possibly. KRE has too many quality names that SKRE is tough play. Other than just steering clear, haven’t come up with a solid short, but feel like I should have by now, lol.
Like you said cvs has stores on every corner, however they plan closing 10% of their stores over the next 2.5 years. Most of the customers will just go to another nearby store but some will switch to online orders from Amazon or go to their local Walmart/costco. So their revenue will probably drop even more, admittedly their margins will probably increase since the closing stores aren’t as profitable. If you want cheap I’ll offer some recs that I’ve been looking at: Banking: $MFC 9 Forward PE and 4.84% dividend. $TD 9.5 forward PE and 5.3% dividend. $TFC I own already and has an 11 forward PE and 5.1% dividend. All three have been pretty beat up bc of the rate hikes and real estate issues, but all have solid financials and can make a good comeback. TFC is also unwinding their commercial real estate and making better investments. Consumer: ASO with a 7 PE and 1% dividend, LOW and HD with a 18 and 20 PE and 2.0/2.6% div. A couple random companies: EOG 10 PE and 3% div. AER that has a beautiful 5.8 PE and 1.1% dividend. Honorable mention to SBUX a higher 20 PE and 3% div
Why did I sell all of my TFC puts this morning :(
averaging down on my TFC puts until I go bankrupt
I could be wrong, but I’m pretty sure TFC reports tomorrow BEFORE the open
TFC is the banker of a lot of republicians its gonna pop just watch
TFC announced buybacks
Hoping TFC spikes one last time so I can unload these calls
I tried to talk to you ab TFC and you didn’t listen
I told you all last week. Reject overpriced tech. Return to undervalued manufacturing and banking. $GM and $TFC
Reject overpriced tech. Return to undervalued bank and manufacturing. $GM $TFC
i do this with TFC sometimes, sell the CC on monday and by wed its already worthless so i buy it back for 1 dollar and open another one that expires in 2 days, its a nice way to double dip on any given weekly timeframe
Need another reason to short $TFC? I got you, fam. Big thanks to u/MiserableSlice1051 for sharing the link with me. # Data breach confirmed by Truist Bank following Sp1d3r claims [BleepingComputer](https://www.bleepingcomputer.com/news/security/truist-bank-confirms-data-breach-after-stolen-data-shows-up-on-hacking-forum/) reports that major U.S. commercial bank Truist Bank disclosed having its systems compromised in October following data theft claims by the threat actor "Sp1d3r" purporting data theft from 65,000 employees. Aside from containing data from 65,000 Truist employees, other data allegedly part of the stolen trove — which is being peddled for $1 million — also includes bank transactions with names, account numbers, and balances, as well as the IVR funds transfer source code. Despite the breach, which was immediately contained, no evidence indicated any misuse of the exfiltrated information, according to Truist Bank, which also dismissed the association of its systems breach to the ongoing attacks aimed at the customers of cloud storage firm Snowflake. Such a development comes after Sp1d3r commenced the sale of data stolen from major U.S. automotive aftermarket parts vendor Advance Auto Parts following the compromise of its Snowflake account. Cybersecurity firm [Cylance](https://www.scmagazine.com/brief/third-party-breach-confirmed-by-cylance-1) also had its old data exfiltrated from a third-party platform recently peddled by the threat actor. [https://www.scmagazine.com/brief/data-breach-confirmed-by-truist-bank-following-sp1d3r-claims](https://www.scmagazine.com/brief/data-breach-confirmed-by-truist-bank-following-sp1d3r-claims) I don't need any more reasons to short $TFC. I was convinced to short the ever-loving dog shit out of this financial dumpster fire before reading the article, but the data breach just further solidifies my stance against the stock. $TFC - "I don't like the stock."
What confused me is that I linked my "external accounts" from Wells Fargo, so Truist could see that I had more than 800ish in the bank. I had already changed my social security disability direct deposit to go to Truist (for the $400 new customer sign on bonus that I'll never see now) and Truist could see that the money market acct I had at Wells Fargo had like 75k in it at the time. It's wild, bro. I was going to move all my shit to Truist, too. Glad I didn't. $TFC - "I don't like the stock."
Agreed. I'll be honest, my eyes turned towards TFC when they closed my checking account with zero notice on May 29th. The account had never been overdrawn, had about $700 in the account the day they shut off access, I've never been involved with crime/fraud and after researching my troubles online, I started to see a trend where a lot of people have experienced this. If a bank doesn't want to do business with someone who is financially secure, has good credit (over 800) and has never wronged the bank, then there's a major problem. It just doesn't spell out F A I L U R E. It literally screams it.
What can I say? So far so good. I started the short position on Wednesday the 12th at 1pm. Here we are 9am, pre-market on Friday the 14th and $TFC has been on a 2.7% decline ever since Wednesday at 1pm. KEEP POUNDING. Failure banks deserve to fail. MAKE THEM SUFFER with puts for months, not days. $TFC - "I don't like the stock."
The only puts that matter are on Truist Bank ($TFC). Dumpster fire of a bank. Below $30 by EOY
Truist Bank ($TFC) will fall below $30 by the end of July. Wait and see. Puts for months.
https://preview.redd.it/px16oxjsfc6d1.png?width=962&format=png&auto=webp&s=a90ed26c5c34e396124971df65a9e0b00ebb0688 Guys, I'm convinced this dumpster fire of a bank will provide decent returns on puts. I started buying puts on TFC yesterday and have no plans on stopping. Sold three this morning and buying later dated puts soon.
Truist Bank ($TFC) smells like turd. I'm buying puts on them for now on and do not see anything positive at all about that dumpster fire of a bank. Between the negative posts/reviews I've read online and my own personal experience recently having my checking account closed without any notice, never overdrawn, plenty of cash in the bank, no crimes committed and they're still unable to tell me why with exception to the fact that they can (and will) close any account they choose to. Why invest in a company that doesn't want to do business with clients that can actually afford to pay ridiculous fees? Guys, $TFC is a financial nightmare and I see gains in the future for puts on these jokesters. I'm not pumping something for my own financial gain. I want to see that company go under and I'll buy puts until the world ends just with hopes of profiting from their failure. Do your own research on this company and you'll be buying puts as well. Do as you wish as I'm not a market advisor, expert nor am I wealthy from investing. I just invest in what my brain tells me and my little brain is screaming SHORT TFC, so that is what I shall do. Think of it like a reverse Roaring Kitty. $TFC - "I don't like the stock." [https://fs4.fastupload.io/cache/plugins/filepreviewer/336681/470ecd3abd9c264f0d399e2add1b664e2ab298c410c9834c3a03fbe3f58cf73f/1100x800\_cropped.jpg](https://fs4.fastupload.io/cache/plugins/filepreviewer/336681/470ecd3abd9c264f0d399e2add1b664e2ab298c410c9834c3a03fbe3f58cf73f/1100x800_cropped.jpg)
Explain why I shouldn’t put my life savings into TFC $37 calls EOM betting on yet another bounce up like it’s done every other week for months now?
easy passive income on stocks you already hold..... learn to run the wheel for added income, i Wheel AMZN and TFC weekly , easy money
TFC isn't showing it's halted but no trading activity yet?
TFC and Zions won't beat, but they will talk to Q2 being the nadir and that will help stabilize their prices. They will also likely report less than expected credit losses. OR Not.
I just hate TFC so I’ll take my chances lol
Grabbing TFC puts for earnings Monday
TFC calls for next week
SPY puts, long dated TFC puts as well
Off-the-wall question: Was wondering if there was a hard-and-fast rule about what determines the width between strike prices? I know volume has a bit to play in it, but say for example: BAC/PFE/TFC, etc. have strike prices $0.50 apart, some have $1 apart, while HSY/CBRL/BA, etc. have stock prices $2.50 apart, so forth and so on. Just wondering if, for example, I am interested in options with a $2.50 width, if there was a mechanism to tell which would be which, without having to randomly punch in stock symbols haha. Thanks for your time!
Let me tell you about the interest rate swap my old man opened up near the bottom of low interest rates … His hospital built a massive new site and the swap now pays out soooo much every month (rates went up) that it covers the monthly payment on the loan + large profits At first the board hated him and wanted him to sell. Now they think he’s a genius and truist is the bag holder on this terrible deal TFC puts long dated seem like free money here.
TFC calls 
I’m guessing you work for TFC.
>Enterprise companies need TFC for multiple reasons, Give me a few of those reasons. (let me help you out) TFE/TFCloud gives you: * A very weird RBAC model (must worse that what bucket IAM provides) * Sentinel & OPA support (you can roll out OPA on your own) * State management (although it would be much simpler if you managed state on your own since you wouldn't be forced to use one workspace per one state file, via prefixes, something TFE will never support) * Having to manage a postgres database (if using TFE) When it comes to terraform, hashicorp has hit a dead end. There's a good reason why the founder isn't commenting about the company's direction since he cashed out and resigned. P.S In my eyes most large enterprises would be using TFE, not TFC for security & compliance reasons.
My source is me, as I know how much we pay Hashicorp for TFC. Enterprise companies need TFC for multiple reasons, but of course Joe Shmoe or a smaller org won’t need it. But when you have a global company with thousands of devs, TF Cloud is very helpful and necessary
So, first of all, don't listen to those who say you can't do it; it's being done as we speak by scores of people (me being one of those people). There's no reason why you can't be one of them. While you're small is the best time to get the hang of developing your strategy, etc. Also, trading paper money is useful if you're trying out a strategy and want to learn how the differing mechanics work. Otherwise it's almost useless. Paper money means no emotions, which means YOLO - precisely the one thing you cannot do as a small account. I will echo Takeoff above (or below). A small account requires patience, but it can be done. Don't do anything crazy. No buying puts/calls around earnings, for instance. I would say in the beginning you would want to be a premium seller, especially until you build your account up. I don't know how small your account is, but there are options with spreads $.50 apart (TFC, INTC, BAC, etc.), which give you an opportunity to get your feet wet for not a lot of cash. Find a delta you're comfortable with and go for it. If you must YOLO, do it from the profit you've already made, not your original capital. Keep your "Why" ever before you, and always be learning. Good luck. You got this!
thanks. what about current picks? also, i had stock advisor couple years ago and most of their picks were small to mid cap fast growing companies and most were not profitable at time of recommendation. seems like they shifted to larger cap companies? TFC is a weird pick from them.... do you happen to know why? thanks
TFC still mega pumping for a bank and I don’t know why
You may have these income stocks, but if you don't, I would look at JEPI, JEPG, TFC, OKE, BNS, ARCC, BXSL, and PDI. They should be ok at protecting the principle you are investing. If you don't mind the tax headache, you might like ET and MPLX. Both are good MLP's.
I hope so I need another $1 on TFC and I’ll have almost made up for my sins on aapl
TFC actually has cash and no commercial real estate problems. Plus massive cash inflow from selling off an underperforming insurance holding company they own in Q2. I like the stock
If your feeling risky then $wulf or $save Decent premiums on $TFC too but less likely to crater out of nowhere. $soun is between these two for risk and premium
TFC 💪 
TFC got dummy cash after selling their insurance company 1/4 of their total valuation
Just get TFC if u want a dividend.
Should be getting $3500 in my tax refund :) gonna put it in the non gambling account so I can sell covered save and TFC puts
this. i played with KEY, TFC, FHN and a few others in this space starting last fall getting out in January. didn't book as large a gain as i'd like but booked a gain. with a Spring rate cut, they had a real chance to fly, but it looks like J-pow is going to keep the screws tight. there may be substantial pain for this space, fault of their own or just all regional banks. i'm out until later this year. I also do like the etf IAT that takes some guesswork out.
I actually bought TFC as a value play at the end of August. DCA’d over the last few months, currently 1% of my portfolio and I’ll probably buy more slowly up to 5% ish. I’m up around 15% so far. Reasons I think it’s a good play: - high dividend (and strong, low risk of lowering) of 5.9% - Price to book is 0.8, so theoretically there is 20% left just to reach book value - forward p/e of 9 - they have a plan to cut costs and increase earnings. Sold their student loan business to put assets into higher-return investments. Cut $750m in costs through restructuring and layoffs. Pay down high cost debt (currently at $40B). Continue exiting low-return portfolios to deploy money into higher return markets - has $315B in assets in consumer and commercial long term loans and leases (for better or worse) A few things to consider: a bank run could harm them, least temporarily, it’ll likely be volatile as they implement their restructuring, other macro issues may impact them. I think they’ll do pretty well over the next 5-10 years, a good play with a high dividend to boot. I also don’t have a ton of exposure to finance outside of this, so I want the diversity.
I’m gonna snag TFC puts
Buy TFC you fucking idiots it’s a bank with minimal risky loans. It literally prints money wtf why would you sell?
TFC going down. KRE went down yesterday, lots of layoffs, what's going on? Citi had a lot of layoffs after hours 2 days ago.
Hi! I have MF stock advisor. Most recent picks are AMD, Microsoft, and ServiceNow Their latest "Top 10" stocks list: MELI NOW TSLA MSFT GRMN ABNB ANET SPOT ACN TFC For a really long time, Crowdstrike and Shopify were in the top 10, and I think they still should be and likely will be again (they update the list once/month)
Only regret during the regional bank crisis was not buying way more. CRE default risks? L.O.L. Besides office, everything else was doing well. INBK, regional bank with 0 office exposure, growing deposits, heavy insider buys since high teens, and buybacks the entire year. Still 0.7 P/B. Went in with 1000 shares at low $10s only because I had no more money after buying "safer" regional banks like TFC and ZION. I'll sell when it gets 50% higher after Fed starts cutting.
What’s your best bank stock pick, I’ll start TFC
Watch my TSLA 02/16 $200 puts and if they go ITM, possibly sell and get some puts on TFC, feel like banks are gonna take a hit
Rate my moves for tomorrow: TFC 36.5p 37.5c SPY 475p 478c SPR 4/19 27p
TFC straddles is my play. It doesn’t have earnings till next week but will move like the other banks do. .20 cent straddles rn
TFC - beaten down bank, that I believe to be fairly undervalued and was the baby thrown out with the bath water. I’ve already been buying and am up 30%. But will continue to buy in 2024. AXON - stretching your rule as it’s market cap is $19.4B. But i want to increase my holding with them as I imagine tasers will continue to grow in demand with police around the world. They also have a fast growing cloud service and camera segment. SPOT - honestly I just love the product. They are the clear leader in the space and I believe will slowly dominate podcasts and audiobooks. Once they raise prices more they’ll go on a tear. MSFT - will just add to my position. Long term hold that helps to counter some more speculative picks. HD - also adding to position. Long term hold as a leader in their industry. Want to add an honorable mention to amazon as well, I won’t be “buying” as my wife has a sizable amount of RSUs vesting in 2024 that we plan to hold for awhile.
SHEESH... Gave TFC the 5-piece family basket extra crispy
I bought a shit load of TFC like 6 weeks ago. Up 30% and it has like a 6% dividend. I still buy a bit here and there since I think it has a lot more up to go
RMAX and TFC, TFC has a 5.86% dividend and got really beaten down during the banking fiasco. RMAX had a 9% dividend but cut it due to a lawsuit they had to payout for, also a beaten down company. I’ve been buying both up a ton the last two months, I expect both will do really well over 5-10 years and I expect RMAX to reinstate their dividend in 2024
Go to r/investing for better advice, it really just depends on your investing style. If you like value investing, go for companies with low P/E ratios, just make sure they are not value traps. If your looking for hype momentum. Look for companies in popular industries like tech or AI, and buy dip, just make sure to have stop loss because hype dies quick. If you like low risk investing, choose companies with reliable growth like McDonald’s. One thing I suggest you never do is buy penny pharmaceuticals stocks, and do not trade options until you understand them completely, you will loose 95% of the time doing that. My current portfolio is SMCI, ADM, TFC, GNRC,INTC,DG, PARA. I have SMCI and INTC to ride AI tech hype. GNRC, DG, TFC, and PARA are my value buys I bought after their massive dips, and ADM is my safe long term investment.
Yes, I use CALF and VBR. I also hold shares of WAL, KEY, TFC but those are more of trades.
CS had like $600B assets. Citi has $2.4T. Citi is a GSIB, CS is roughly the size of USB or TFC.
Puts on TFC… Truist is a dumpster fire ready to eXpLoDe.
I got a 5 year CD ladder set up w/ 5.5% rates then a few dividend snowball stocks i set to drip and forget about. VZ, TFC, JEPQ, ARCC
TFC is literally a tire fire. Awful credit ratios and net interest income. Other super regionals like PNC are equally as bad right now. ​ No one is buying out EWBC. That's pretty laughable really as they're currently valued above tangible book unlike many regionals.
While your write up is good. Personally, I’d avoid small local and regional banks. That screaming like a takeover target to me. Which either means it’ll say small and week or get bought out at a cheap price. It happened to me I. 09-11 twice. There’s many large regionals, and national banks that have been (unfairly) hammered in stock price. I would buy those first. There’s less failure risk, not overly conservative, and likely capital appreciation. Plus, the current yield is impressive due to all the fear Things like TFC, Ally,
COME ON SCHW TFC AND TSM. please
KEY and TFC yielding 7,5% divi. Pretty nice.
Good analysis, and I give you credit for including the DROP column, most people ignore that important downside exposure. However, I have to say your analysis has two fatal flaws: 1. DROP as a % is misleading. A 1% drop of CVX or LOW is a lot more dollars than a 1% drop of TFC or VZ. This makes the numbers in each row look like they are comparable when they are not. Since the strike price is in dollars, a dollar figure for the DROP makes more sense. I'd suggest including the current spot price in a column and then the break-even share price in dollars (B/E DROP $) where the trade will go negative. Those will contextualize the % DROP numbers and be more intuitively obvious that a %. 1. Your analysis is missing a critical baseline comparison, which would be simply holding the cash for assignment of shares directly in a MMF earning 5%+ (mine is currently paying 5.38% 7-day effective) and setting up a limit order to buy at the purported strike price. You forgo the premium income from the put, but you avoid 100% of the downside exposure (DROP). While the put trade should win for the best cases, the average case (giving the DROP loss some probability of occurring) will probably be close, or even worse than the MMF + limit order benchmark. At least both scenarios miss out on the dividends that aren't collected for not holding shares.
I like the bank $TFC It bounced off it's 1999 year low today and has solid fundamentals. Great time to buy for long term hold
BAC and WFC have shown they're willing to commit fraud and steal from their customers so they won't have issues with running out of money. JPM is probably the safest financial stock around right now. My gut tells me TFC is the most likely to go under... no real reason to think that, it's not like I'm going to go through all of these company's finances to justify my reasoning. C wouldn't surprise me if they just spontaneously combusted. It takes serious incompetence to accidently send someone a billion dollars. Who knows what mistakes they've made that haven't come to light yet.
TFC News along with Price and Volume Analysis By 650-Day Look Back! [https://youtu.be/xUhChAy7org](https://youtu.be/xUhChAy7org) 