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Crypto liquidity is still there, but buyers look nervous
Why Bitcoin Could Explode as Japan’s Economy Collapses (new podcast)
BitMEX and BitMart shutting down in the same week is the healthiest thing to happen to crypto this month
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financial yt, financial website. tradingview... US household debt is skyrocketing. We’ve surpassed 2008–2011 levels. The Korean stock market is collapsing. There are issues with the yen, etc. But hey, there’s AI, lol.
overall I'd agree here about banks, blockchain and stablecoins definitely win this one, although in my country banks actually work pretty well and the service is +/- decent, especially compared to Europe and the US
The practical impact for retail crypto holders, if this passes, is more significant than most people realize. Right now, every token on a US-based exchange is there under an implicit legal risk — the exchange has decided the regulatory risk is acceptable, but the SEC can and has challenged whether specific tokens are unregistered securities. This is why Coinbase and other US exchanges have comparatively thin token listings compared to offshore alternatives. Retail US users have fewer choices not because of technology but because of legal exposure. **What changes under CLARITY Act**: If a digital asset meets the "digital commodity" definition, it falls under CFTC jurisdiction rather than SEC. CFTC-regulated products have different — generally lighter — disclosure requirements. US exchanges could list commodity tokens without worrying that each listing is potentially an unregistered securities offering. The rule also defines when a token *transitions* from security to commodity: at the point of "sufficient decentralization" where no single party controls it. This is the part that will generate the most debate, because "sufficient decentralization" is somewhat subjective — but at least having a legal framework for the transition is better than the current limbo. **The skeptic's take**: Even if CLARITY passes the House, Senate passage is less certain, and implementation takes years. The exchanges that built offshore specifically to avoid US regulation don't suddenly come back. And the act doesn't address stablecoins or Bitcoin/Ethereum (already informally treated as commodities), so the scope of immediate change is narrower than headlines suggest. Still directionally the right move for the ecosystem.
Look I am not an expert but here’s the major problem: fees. I can send USD to anyone in the US in a day or two for NO FEES using something like Venmo or Zelle. For routine transactions, there’s always a cheaper way than crypto. Of course, there are cases where crypto makes sense, but just not many.
The mark price problem on tokenized stock perps is a systemic issue that doesn't get enough attention when these products are launched. On crypto-native perp pairs (BTC/USDT, ETH/USDT), mark price is aggregated from multiple high-liquidity spot markets with tight spreads. Manipulation is expensive because you'd have to move price on Binance, Coinbase, and several others simultaneously. On tokenized stock perps — SK Hynix, Tesla, Apple, etc. — the underlying reference price often comes from one or two sources with thin liquidity outside of US market hours. If the feed from those sources has a bad tick, gets delayed, or the underlying stock moves sharply on news that's hard to arbitrage back quickly, the mark price diverges from fair value. Positions that were healthy at the "real" price get liquidated at the distorted price. The "exchange covers losses" response is the right call and is essentially what the insurance fund exists for. What matters is whether they cover the full delta between the liquidation price and the fair price at time of liquidation, not just a partial refund. This should prompt exchanges to review their mark price methodology for tokenized equity perps more carefully. Options: wider confidence bands before liquidation triggers on illiquid pairs, mandatory funding rate limits that force position deleveraging before reaching liquidation, or just being conservative about which stock tokens they list and in what leverage. Worth watching whether TradeXYZ publishes a post-mortem on how the mark price diverged — the mechanism matters for evaluating whether they've fixed the underlying issue or just plugged this specific hole.
The mark price problem on tokenized stock perps is a systemic issue that doesn't get enough attention when these products are launched. On crypto-native perp pairs (BTC/USDT, ETH/USDT), mark price is aggregated from multiple high-liquidity spot markets with tight spreads. Manipulation is expensive because you'd have to move price on Binance, Coinbase, and several others simultaneously. On tokenized stock perps — SK Hynix, Tesla, Apple, etc. — the underlying reference price often comes from one or two sources with thin liquidity outside of US market hours. If the feed from those sources has a bad tick, gets delayed, or the underlying stock moves sharply on news that's hard to arbitrage back quickly, the mark price diverges from fair value. Positions that were healthy at the "real" price get liquidated at the distorted price. The "exchange covers losses" response is the right call and is essentially what the insurance fund exists for. What matters is whether they cover the full delta between the liquidation price and the fair price at time of liquidation, not just a partial refund. This should prompt exchanges to review their mark price methodology for tokenized equity perps more carefully. Options: wider confidence bands before liquidation triggers on illiquid pairs, mandatory funding rate limits that force position deleveraging before reaching liquidation, or just being conservative about which stock tokens they list and in what leverage. Worth watching whether TradeXYZ publishes a post-mortem on how the mark price diverged — the mechanism matters for evaluating whether they've fixed the underlying issue or just plugged this specific hole.
Capitalism - economic system where the means of production is owned by private investors. Liberalism - political policy that promotes free market capitalism. Both the Republican and Democratic parties in the US are liberal. Socialism - economic system where the means of production are controlled directly by the workers.
This is a significant compliance failure if confirmed. A $100B sanctioned stablecoin showing up on regulated exchanges is exactly the scenario that OFAC enforcement letters are written about. A few things worth understanding here: **What "sanctioned stablecoin" means in practice:** Unlike sanctioned individuals (where you check wallet addresses against the SDN list), a sanctioned stablecoin issuer means the token itself is tainted — any transaction involving it could constitute a sanctions violation, regardless of whether you knew. This is strict liability territory. **Why Binance specifically is a problem:** Binance already paid a $4.3B settlement to DOJ/FinCEN/OFAC in 2023 partly over sanctions violations. A second major sanctions incident would be a serious escalation — not just a fine but potential exchange license revocations. **LCX is interesting:** It's a Liechtenstein-regulated exchange, which means EU/EEA jurisdiction. EU sanctions against Russia are separate from US OFAC but equally binding for European entities. If LCX processed these transactions, they have exposure under EU law. **The detection question:** How did this get flagged? Chainalysis, Elliptic, or TRM Labs run blockchain analytics for both exchanges — one of them likely flagged the wallet cluster as sanctioned-linked. The question is whether it was caught pre-transaction or post. Exchanges have compliance teams specifically for this. If it slipped through, that's a process failure. If it was caught and still processed, that's a much bigger story.
US says it stopped strikes to negotiate, Iran says there are no negotiations going on, what a joke
I remember when crypto was going to replace fiat and topple governments. And then it was going to revolutionize payments. And then it was digital gold. And then it was tokenized assets. And then everyone realized it’s all scams and pyramid schemes. Now it needs the US gov to remain relevant.
Not sure it's a big deal. All the US crypto businesses are doing more than fine right now despite the supposed lack of certainty. I don't see this Act suddenly ushering a wealth of investment into the US crypto market.
a negative Coinbase premium while price grinds up usually means offshore and Asia are doing the buying, not US spot. Same divergence showed up in the spring right before the pullback
I want the USA to lead digital innovation. I want the US to lead in emerging tech. I rather see the next big tech companies and technologies developed here, than abroad. For that , I support the clarity act .
If the US wants to lead in crypto or digital assets they should just buy it and give the tech use cases in goverment. Blockchain tech is perfect for non corrupt goverment use. From elections to management of tax funds. Certificates for vaccinations in the milliatry etc. But sadly you have an insanely corrupt goverment. Which means that will never happen
Roger Ver is/was a US citizen. Not all EU countries have an exit tax. I've been continuously surprised by the amount of countries globally that doesn't have an exit tax.
which is why pornhub STILL takes Visa right? /s the fact that the single biggest by traffic porn website in the US cannot use Visa and Mastercard rails because of accusations of illegal content. i’m sorry, but no. OP you’ve been blacklisted as an unsafe merchant, just like porn hub you will never get off that list. There is nothing that you can do to work around it unless the bullshit laws that are being misused to crack down on sex workers. Is bullshit about putting pressure on Visa and Mastercard is an end run not around, trying to crack down on CAAM content, but rather make it harder for immoral creators, such as yourself and porn stars, which are doing legal sex work to get paid and thereby through their moral minority, force you into giving up your autonomy and complying. Sorry about your loss
You need to find a acquiring bank that caters to high-risk merchants. Most crypto related processors are already deemed high risk by card brands and have a very small risk appetite for merchants that want to get paid using crypto because they are trying to get away from the "crypto is only used for criminals" mindset that a lot of major banks have and other reasons. If you want to accept crypto, then accept crypto. If you want to accept credit cards, then accept credit cards via an acquiring bank that caters to high risk businesses and drop the crypto option. If you are a small high-risk business, the juice is not worth the squeeze in merchant risk profiles like yourself for card-brands. You either have to process enough Tx to make to worth it for them, or find other options. You are making this harder on yourself by trying to do both. I'm all for accepting crypto payments, but you are going to be too risky and not process enough Tx if you accept crypto for HR products AND credit cards. If you're in the US, there are a few payment aggregators that might cater to your business if you agree to their merchant standards policies, but expect higher fees.
You are not going to want to hear this, but turning crypto payments into US cash is going to **require** ID verification. We've all had to deal with it, it's just the way it works. You can go to Binance or Coinbase, make your account, scan in your ID and go through the approval process. Once that's complete, you can withdraw your money like normal. You will also have to accept that taking payments in crypto will exclusively mean BTC or similar. This means you will be looking at fees related to those transactions and turning into USD. It's not ideal, but this is how systems work with US companies and cash.
Yes. But it took a long time to do that, didn’t it. And there were millions of foreclosures in the US alone during the drop. It also took 4 years to hit the bottom and 6 years to recover. How many of today’s bitcoin investors are ready for something like that. And let’s not forget the elephant in the room, that housing is an asset and that is NEEDED by people. It’s not optional or has no intrinsic value other than perception of value.
Happens because almost all of them are US companies. The US is prude af (and at the same time the biggest porn producer). Come to the EU, we are much more open and with our banking system no one needs PayPay and other shit.
AML and KYC apply to a huge spectrum of assets not just bitcoin. If you CHOOSE to move your bitcoin to an exchange that follows KYC and AML then there can be protocols there but those are more like speed bumps for most people. People cash out bitcoin all the time, buy houses, other assets, etc. AML and KYC stopping people and being a huge problem is not a thing, but for rare exceptions. Again you can always move your bitcoin to ANYWHERE you want and no one can stop you and you can transact with any individual in a way that is acceptable to you, on YOUR terms, this could be non-US exchanges, escrows, banks, etc
In what country? I've never had issues transferring 10k plus with any of my banks in US.
Couldn’t you just set your cost basis to zero at that point? You clearly own the BTC. Banks just care about the taxes. Set it to zero and you’re good in the US. For early adopters, the fee is nominal. I thought your post was going to be a DD on how many people have lost their keys. Now that would have been cool.
both of those are completely banned in the US. 😥
In the US there's an exit tax when you move out of the country. Roger Ver was arrested for not paying his when he moved to Antigua. Also, if you mined bitcoin back in the day it's easy to prove as long as you haven't moved it.
Crypto is Bipartisan, USA must lead. Politics aside, The US is in better position with Clarity moving forward.
I don't give two shirts about the clarity act. I REALLY hope that they don't pass it, or any act for that matter going forward, to once again prove to everyone how incompetent and corrupt the government is. If anything the Clarity Act provides vaporous credibility to stablecoins which kicks US Dollar dominance a few more years down the road until its eventual demise due to consistent overspending. It also provides credibility to shitty altcoins of which 99.99% are pure scams anyway. Let them all die.
Yeah, this happens a lot with LBank and it's usually one of a few things. Speaking as someone who's dealt with exchange compliance processes professionally, here's what's actually going on behind that "your account is frozen" wall of silence. Most of the time it's not personal, it's automated. Your account probably got flagged by a transaction monitoring system, either because of the size or pattern of your deposits, because a wallet address you interacted with (even several hops away) touched something on a blacklist, or because your KYC docs didn't fully match something in a later verification pass. The generic response you're getting is standard tier one support, they genuinely don't have access to the compliance case file and can't tell you anything even if they wanted to. What actually moves these forward: Stop contacting general support and ask specifically for escalation to the compliance or risk department. Use those exact words in writing, not chat. Support agents can't touch compliance holds, only compliance can release them. Request the legal basis for the freeze in writing. Most exchanges have terms that require them to at least reference a policy or regulation, even vaguely. This also creates a paper trail if you need it later. Prepare source of funds documentation before they ask, bank statements, prior exchange withdrawal records, whatever shows the trail of how you funded the account. Reactive submissions after they ask tend to sit in queue longer than proactive ones. Check where LBank is actually licensed or registered for your region. If there's a real regulator involved, a complaint filed with them tends to get internal attention fast, since exchanges don't want regulatory inquiries piling up. If there isn't one, that tells you something too. Timeline wise, for exchanges with weaker compliance infrastructure this can genuinely take weeks to a few months, not days. That's not an excuse, it's just the reality of how understaffed and reactive most exchange compliance teams are, especially outside the US and EU. One honest note, this is part of why a lot of us push people toward self custody for anything beyond active trading balances. Doesn't help you right now, but worth thinking about for next time. Hope you get it sorted, keep records of every interaction in the meantime.
Post is by: scobru17 and the url/text [ ](https://goo.gl/GP6ppk)is: /r/CryptoMarkets/comments/1v85b5v/this_weeks_biggest_bitcoin_news/ Bitcoin had a loaded week. Here are my 5 favorite things I came across: 1. **Bitcoin ownership just passed gold ownership in the US**, for the first time ever. More Americans now hold Bitcoin than hold gold. 2. **BlackRock, Strategy, Coinbase, and six other major firms pledged $15 million** to fund the open source developers who secure Bitcoin's code. Big focus is preparing Bitcoin for quantum computing threats down the road. 3. **Kazakhstan approved a national Bitcoin reserve** funded directly by its own miners. Miners get cheap locked-in power, the government takes a cut of what's mined. 4. **Russia passed its first real crypto law**. Doesn't make Bitcoin legal tender there, but it does open a state approved lane for using crypto in foreign trade, basically a workaround for sanctions. 5. **Two big names shut down.** BitMEX (a major exchange, 11 years in business) is closing for good. Poolin (once one of the biggest Bitcoin mining pools on Earth) filed for bankruptcy. Same week. Full breakdown with sources, free, no paywall: [https://orangenest.beehiiv.com/p/5-sats-sunday-july-26th-2026](https://orangenest.beehiiv.com/p/5-sats-sunday-july-26th-2026) *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/CryptoMarkets) if you have any questions or concerns.*
Only if trump doesn't decide to tax capital gains for everyone outside the US
It makes sense for most of demand to come from outside the US, there's many places with worse currencies and inflation, with trade restrictions and other problems that Bitcoin solves. BTC being used by people who needs it more than by wall street speculators is something good, that's what it was made for.
Your claim that stablecoins are only used for money laundering ignores massive real world utility, especially in emerging markets where regular citizens use digital US dollars daily to protect savings from hyperinflation. Also, saying they are unregulated and offshore is outdated; major institutions like Western Union and PayPal now issue fully regulated, audited stablecoins compliant with US state regulators. I already told you about Western Union, so, like, are you processing the replies? Because it seems like you're not. Lol. Stablecoins move immense volume because companies use them to bypass the multi day delays and high fees of legacy SWIFT banking rails. This is a fact. It's not about replacing fiat currency, but rather upgrading the infrastructure to allow money to move globally 24/7/365 for fractions of a penny.
Sure, you are correct, but for now in the short term the whole world is bracing for economic catastrophe. Most sovereigns have initiated austerity measures and are holding on to their reserves. Most central banks in the world still have elevated rates, which in turns means commercial banks also have raisd rates to keep up with their own obligations. Cash and equity on hand is currently in high demand right now. People are taking flight into relative safety, which includes the US dollar, Euro, Swiss Franks, and so forth. In my country everybody who held dollars and did nothing now look like absolute winners. They were mindful of the cycle and didn't just follow the street narrative. I'm absolutely sure the dollar will unravel and collapse soon, but that could take another year.
Coinbase Advanced has limited leverage options depending on your region. Most US users get up to 3x max.
No theres a few black swan events to happen yet. Maybe MSTR dumps, maybe US govt abandons its BTC reserve, maybe a large ETF like Blackrock exit. Something that makes it seems like the end for real this time.
I asked myself, what if the banking system bans me. What if I want to move out the country and hold a stable dollar without having to be in the US.
US government published national treasure policy. ETF and US public companies are doing Bitcoin acquisition and mining all the time. The world leader exchange USD into BTC. We have to follow it in case of money dilution. The smartest people do what we are going to do.
True.. coming from a 3rd world country i begged my parents to get me 1 btc by using their contacts living in US instead of a bicycle. They got me a bicycle. I believed in btc when i had nothing in my head and 16yo. Smh..
Also you could just look up on google before hand to see if there’s actually a US water reserve token But 10$ is nothing to sweat over
It's on Solana Blockchain. Do you honestly think the US Water Reserve is going to create their own token?
**Historical Bitcoin prices for today, July 26th:** 2026 - $64,648 2025 - $117,947 2024 - $67,912 2023 - $29,355 2022 - $21,240 2021 - $37,338 2020 - $9,905 2019 - $9,870 2018 - $7,952 2017 - $2,529 2016 - $652 2015 - $293 2014 - $596 2013 - $96 2012 - $8.9 2011 - $13.90 2010 - $0.10 **Additional Stats:** Bitcoin's current market cap is $1.30 trillion. Bitcoin's current block height is 959710; with the average block time for the last 7 days being 10.32 minutes and the average block size for the last 7 days being 1.59MB. Bitcoin's average block time for the year 2026 is 10.25 minutes. Bitcoin's mining difficulty is currently 126.23 trillion; with the next difficulty adjustment anticipated on 11-Aug-2026 (within 1,922 blocks). The mining difficulty is currently expected to decrease 14.63% to 107.77 trillion. Bitcoin's current block reward is 3.125₿, which is worth $202,024 per block. Bitcoin's average daily miners' revenue for the last 7 days is $31.06M; which translates to $0.0342 per terahash per sec. The next Bitcoin halving is anticipated to happen between 26-Mar-2028 to 20-Apr-2028 (within 90,290 blocks); the block reward will fall to 1.5625₿. There are currently 105,515 total Bitcoin nodes; with 17,441 being reachable nodes. Bitcoin's average daily hashrate for the last 7 days is 908 exahashes per second. Bitcoin's average daily trading volume for the last 7 days is $23.97 billion. Bitcoin's average daily number of transactions for the last 7 days is 687,571. Bitcoin's average transaction fee for the last 7 days is 2.53 sats/VB, with the average fee's USD amount being $0.27; with the median values being 0.49 sats/VB & $0.05 respectively. There are currently 20.06M ₿ in circulation, leaving 0.94M to be mined. There are currently 4.19M ₿ held by companies, governments, DeFi, and ETFs, representing 20.88% of circulating supply. There are currently 59,361,116 nonzero Bitcoin addresses that contain 166.27M UTXOs. Bitcoin's average daily price from 18-Jul-2010 to 26-Jul-2026 is $21,530. Bitcoin's average daily price for the year 2026 is $72,777. 1 US Dollar ($) currently equals: 1,547 satoshis; making 1 penny equal 15.47 sats. Bitcoin's minimum (closing) price for the year 2026 was $58,558.86 on 30-Jun-2026. Bitcoin's maximum (closing) price for the year 2026 was $96,929.33 on 14-Jan-2026. Bitcoin's minimum (intraday) price for the year 2026 was $57,747.76 on 01-Jul-2026. Bitcoin's maximum (intraday) price for the year 2026 was $97,860.60 on 14-Jan-2026. Bitcoin's largest daily decrease for the year 2026 was -$10,317.60 on 05-Feb-2026. Bitcoin's largest daily increase for the year 2026 was +$7,853.29 on 06-Feb-2026. Bitcoin's all-time high (intraday) was $126,198.07 on 06-Oct-2025. Bitcoin is down 48.77% from the ATH. However, Bitcoin is up 11.95% from the lowest point since the last ATH. Bitcoin has not reached an all-time high in 2026. It has been 293 days since the last ATH.
Yes sending from a Chase checking account into a US based most regulated exchange in the world, Coinbase, is money laundering lol. Do you even know what money laundering is? Sending bitcoin from one person to another is what bitcoin is meant for. I can't believe the ignorance in this reddit. I sweat it seems like most of you just discovered bitcoin.
I'm pretty sure one of the smart contract programmable money L1's will have a place. I'd place the odds at: ETH- 25% BNB- 5% SOL- 5% TRX- 5% ADA- 2% Other New Crypto not in existence today- 25% Other New Crypto not in existence today built by the US Gov or the Fed Reserve in partnership with all the major banks and global payment infrastructure entities like IMF, Bank of Settlements, etc. - 33%
Telcoin - In my opinion it is very under the radar for what they have going on. They have the first fully licensed and operating crypto bank that just became operational a month ago. I opened up a bank account on their app and did a bank transfer too it and I can even setup direct deposit from my employer, which I am considering doing once they come out with a debit card. They currently have around 50 employees according to linkden. The Bank is not completely operational yet as I have heard they have plans to issue a debit card and start offering other banking services. They have worked with US senators like Mike Flood to help craft legislation. They have a lot they are putting together like issuing stable coins that are backed 1:1. This will underpin Telcoin’s next-generation remittance services, support multi currency payments, and power on-chain forex for Telcoin App users. Further down the road, Digital Cash will also enable treasury management and inter-carrier settlements for their telecom partners. [https://www.telco.in/](https://www.telco.in/)
Bitcoin is like the 1st Amendment in the US. A part of that freedom requires you to be okay with even your worst enemies sharing that’s freedom. We all have the same opportunity to accumulate Bitcoin.
>How many people have a net worth of (for now) $7,000 US? Considering that most people are living paycheck to paycheck, That number can't be very high. Fractions of a percent, perhaps Per AI consensus (with plausible sources cited), 80-90% of the US population, and 45-55% of the world population, has a net worth of at least $7,000 US. Your estimate is a hundred times smaller. Do you have any evidence to support it?
ChatGPT literally told you no: >"So the practical answer is: **for ordinary retail investors, no US BTC ETF lets you withdraw BTC directly to a blockchain wallet"** Also, fractional reserve doesn't work the way you describe it, and ChatGPT also explained that in the answer. They don't buy Bitcoin whenever you withdraw, that would be too late. They keep a reserve: "The exchange keeps only a **liquid reserve** in its wallets" and a reserve to that reserve: "The rest may be in cold storage". So when you withdraw it comes from one of their reserves. But yea, they do periodically replenish their wallet every now and then. But not as much when we're in a bear market. In a bear market they need more cash, and have too many coins. So they'd be selling their coins.
Try asking that in a different way: How many people have a net worth of (for now) $7,000 US? Considering that most people are living paycheck to paycheck, That number can't be very high. Fractions of a percent, perhaps Now if you ask, "Of the people that hold Bitcoin, how many are holding at least 0.1 BTC?" I'd say maybe 10 percent, though the numbers could be skewed by whale holdings Bottom line is no one can tell
No de Minimus $250 spend without triggering a tax event. Banks keep the interest. I'm not sure I care if it fails. Build the companies offshore. Hell starting in 1983 we shipped our manufacturing out of the US. Why do we give a crap if crypto stays offshore?