ARKK

jauch888888

Cool list, but let's add some context: Most of these are either: Sector bets (gold, silver, copper miners) -extremely cyclical and volatile. They crushed it in 2025, but check their 3-year or 5-year returns. Many were deep red before this run. - Leveraged/niche plays** (3X miners, thematic ARK funds) high risk, high reward. ARKK was down -67% from peak to 2022. One good year doesn't erase that. International diversification (EZU, VEA, EEM) - these lagged the S&P for a decade. They're finally having their moment, but that's mean reversion, not sustained outperformance. The real takeaway: You can beat SPY/QQQ... if you pick the right sector at the right time. But that requires timing and luck. Most people who chase last year's winners end up buying high. Boring truth:A diversified portfolio (like VT, XEQT, or even just SPY) won't top this list in any single year, but it'll keep you invested through all market cycles without trying to predict which sector pops next.

ShitTierTrader

Remember when ARKK was a thing?

DesperateHalf1977

ARKK - finally. Magic lies in doing the things that you’ve been avoiding.

Loose_Log997

Man, you're reading my mind. I trimmed 30% of my TSLA position last week, thinking a correction was coming, and now watching it rip higher every single day is absolutely gut, wrenching. I'm terrified to jump back in, though. It feels exactly like the lead, up to the ARKK collapse in 2021. This constant tug, of war between the FOMO and the fear of being the ultimate bagholder is just too real

Legitimate-Space8847

Just like ARKK

Dominico103103

ARKK

bluerhino12345

Unless there is a crash very soon, you will make more with a normal short than a 2x leverage short because maths Source: I bought and held a 3x leverage ARKK short for 3 months. The value of the underlying asset dropped 30% and the value of my 3x leverage short finished -5%

kalakesri

ARKK 5Y chart is crazy wasn’t it supposed to save us lmao

iamLiterateAsofToday

Still holding onto ARKK from the good old covid days. Trying to slowly sell it but its painful 😭

Equivalent-Sample674

ARKK? lol what?. More like 80% VT and 20% QQQ and chill.

A1ien30y

This and only this. QQQ, VOO, SPY, XLV(for some of that medical diversification), ARKK and pick some dividends. Let know if I miss any other good ones.

gamjatang111

ARKK flying meaning all the high beta stuff is getting bid up

Dectane12345

Ask the people who bought ARKK 5 years ago

MagJack

those give me a little more anxiety, i usually only do that after a drop. currently sitting on META 570p, DKNG 33 and 35, ARKK 77 NVDA 165 got months to go on all of them, but prob gonna close in the next week or so.

drummer820

Good questions. Most of my strategy has been divesting away from Big Tech, AI companies and the Nasdaq-100 in general. I am using “short” a bit loosely (and incorrectly) here to mean put options. True shorting does scare me and I don’t trade margin. The main company I targeted was coreweave starting in September when it got on my radar and just how unstable their financials are. I have locked in profits about doubling my investment so far and still have LEAP puts on coreweave, QQQ and ARKK extending to December ‘26 / Jan ‘27

thejackal237

ARKK etf is different than VGT, VGT has been out since 2004 and it made multiple higher highs. So you’re wrong on that one

EmpathyFabrication

Cathie Wood is out of gas. It's probably smart that she's investing like a regular retail trader because she's consistently underperformed the whole market with more than one fund. The only reason ARKK is even notable is because it's capitalized on specific short term downturns and anyone can do that in their own account. The fees are great for her though.

MagJack

Have CSPs that are way in my favor on AIQ, META ARKK that if we have flat or green day I'm gonna sell. Bought a couple SPY puts in case it goes the other way, so basically guaranteed money today. Yoyo day would be even better.

MethFistHo

I have way out performed ARKK

pibbleberrier

My man. This is the Cathy wood portfolio. And she has actually time her buy and sell pretty well. You can just buy ARKK and call it a day

CanYouPleaseChill

Here are today's returns. Why can't the market just let the bubble burst? Why are the most expensive companies bouncing the most? It's ridiculous how inefficient the market is. ARKK: 4.69% TSLA: 6.82% PLTR: 4.78% QTUM: 3.25% Vanguard Value ETF (VTV): 0%

Cracked_Tendies

Usually they just refer to it as ARKK these days, because they're equally terrible

iThinkiStartedATrend

ARKK bought up 350k shares Friday and there’s often a spike of interest on companies they grab

LazerBurken

ARKK does it again

EmpathyFabrication

ARKK: +28% YTD Tootsie Roll: +23% YTD

facforlife

Every time I read these posts, I remember that I touched a million with the pokemon brick and mortar retailer and then had to watch it fall to about 750k before I closed out.  An extra 250k would have been nice. Especially since I lost 50k chasing more gains in ARKK. Fucking Woods. 

hastethis

I lost my ass on ARKK when I bought 25 shares at the peak, like $110 and $125 I kept buying until I had 40 shares, and watched it TANK down thousands. I was so upset because at the time it was all I had. I was so bitter and thought of selling for months thinking it would never come back. I had the sell button ready to go by the 3rd year of bag holding, completely and utterly miserable about it as it hit $31 a share. I had not made up that difference even during the 3 years at my job, I was gradually climbing playing the slow and steady investment into boring ETF's elsewhere. When I saw it hit Something clicked in my head one day and I started buying loads of shares when it hit $38, like I just \*felt\* something in my gut that I'd better get out or average down and take this seriously, so I kept buying 10 at a time each month until I had 150 shares and pulled my average down to $49 or $50, and I watched that fucker fly past where I was finally ready to sell once it hit green, but I was like, you know what? If it ran this far it'll keep going. Still have it. I sold half when it hit $80 recently, I'll probably grab some more once this next few weeks or months settles with whatever is happening.

Zzzxxzczz

She's irrelevant. Her ARKK trash is negative in past 5 years

95Daphne

That's not going to do anything at this point outside of the initial vol crush. The technical damage in spec tech land is way too severe. Your best case, although this case would probably hurt, is that ARKK-esque stuff bottoms tomorrow with the Nasdaq, and the Nasdaq figures it out on its own for a period while using large cap quality before getting hit hard. More likely case=intermediate downtrend that terminates in March and terminates before the most bearish people think it will.

joe4942

ARKK -21% = bear market.

95Daphne

Unless what’s been happening in spec tech rehabilitates itself by 2025 end (ARKK is what to watch here), something that’s 2022 esque might be inescapable from the Nasdaq. And before you ask, the main concern isn’t inflation and rate hikes (labor market), though I will freshly admit we may be slowly, but ever so surely seeing a turn with how the Nasdaq has traded off interest rate movements back to where it was when inflation was concerning. It’s not “there” as of now, but you’ve been seeing a few more days lately with TLT and QQQ down.

gamjatang111

Wats a good indicator for AI/speculative tech? ARKK? Because BTC isnt tracking that.

Stocks_N_Bondage

My calls are already in place. Too many to list but a few that I like that did well today that I am holding: AVGO GE TSM Also have calls and or long positions on SOFI AMGN UUUU GOOG Also just went long ARKK

95Daphne

Meh. If we're going to directly link anything to Trump here, it would either be a. suggesting he's helped push the circular AI investment clown show or b. institutions have decided that it's not worth risking the data dumps and are going to go ahead and step out of the way until 2026. But the reality is is that the ARKK/spec tech deal is not much different from Feb 2021, under Joe Biden, and the market setup for this year was bad even if Harris won.

95Daphne

The ARKK/spec tech stuff is a Feb 2021 esque redux (also tempted to add early 2025 in a way) and I'm sorry to say, but yes it's going to matter unfortunately. Might be best to let it all burn at the same time like early this year because the other option is that the Nasdaq figures it out without there being broad help ala 2021 for a long period, setting it up for it to be hit very hard at a later period.

95Daphne

I just really don’t think I’d be putting the action by ARKK or the imaginary coins in the ignore box completely. 2021 and earlier this year says it’s going to matter in some fashion. Most bullish case would be that the Nasdaq figures it out eventually, but does it with no help from spec tech, putting it on borrowed time as 2021 showed off.

95Daphne

Only way Vance wouldn’t continue what Trump is going for policy wise is with a nasty recession. They genuinely think things are going very well overall. But this is the second time I’ve seen this and it’s wild and hairbrained. Sorry y’all, but it can be this bad with the Nasdaq (and especially spec tech with ARKK) on basically little to nothing overall. It only had one awful year under Biden (the others being at least +20%’s and a +40% to recover in 2023), but it got slammed hard plenty of times.

95Daphne

Yeah you kind of are seeing another Feb 2021-esque deal in spec tech in general. My only name personally is CEG, but I just don't think this is something you can safely put in the "ignore" box personally. Either it's early 2025 (last time ARKK looked this bad) and the Nasdaq is going to lose 20%+ now or it's early 2021-esque and the Nasdaq bottoms when ARKK (big coin as well) stabilizes and tries to push further but it does it without the help from more speculative stuff (the difference from a .com) and then gets hit harder at a later date. If this doesn't unravel now, you can look back at 2018 and see how it was a mess volatility wise (Trump v1.0 midterm year)..

95Daphne

I'm not really in that realm, but for spec tech, it's as bad of a start to the month as April 2025 was (ARKK -13ish%). I don't think this is "to be ignored" here. It's likely it affects the broader Nasdaq itself, now if whether it's now (like early this year) or a bit later to potentially not for 6-8 months (2021-esque) is the question. Reason it's a potential issue is because of the breadth within tech.

95Daphne

My shitposting aside, this is my feel but I do wonder if it's too much of a consensus. If we can rebound sustainably, it's clear it will be without ARKK/spec tech in December probably. If we can't, then we probably got the party started on the downside a couple months early and will bottom in Feb-Mar.

joe4942

ARKK close to making new lows, -16% off the highs. Moving average crossovers breaking the uptrend that began in May.

Livid-Comedian-8528

Anyone buying ARKK puts?

Miserable_Rush_7282

Damn this is crazy cause ARKK was one of my first investment ETFs. I don’t know much about investing, but I’m up 70% on it lol

miayakuza

I never bought ARKK but I bought Fidelity Disruptor Funds because of Cathie and a bunch of stocks that she had purchased (mimicking her trades) and boy did that set me back for a few years...

Some-Palpitation-314

That Bogleheads thread is wild in hindsight, it aged like milk. Crazy how ARKK went from being the hot fund to the poster child for overhype. Definitely a lesson in not confusing innovation with guaranteed returns.

anusbarber

someone did a study of the avg dollar invested in ARKK and what it earned and the number was incredible. I invested in ARKK at the bottom in april 2020. I got out in october because I met a friend who is an advisor and we built a different plan and i derisked a bit. that was all luck. i'd of probably been in the same boat as many.

Cracked_Tendies

Wanna know something else has nothing to do with being right or wrong? Being up 86% in 2 years when P/S ratio increased 100% So if anything, that's actually something for you to be embarrassed about. It means the **real structural return** of ARKK has been -7% CAGR over that same time period. Makes sense though, with the entire fund being unprofitable and all. You'll learn eventually.. or maybe you won't idk, some people never do. Either way, good luck with that brain of yours lol

anusbarber

I love this answer because everyone knows what you mean. There is a famous thread on the bogleheads forum where a guy is basically "why do people not like ARKK funds?" and he fought back against some of the responses and some of the ARK guys also chimed in". the day he posted? 2/13/21. the day after ARKK closed at its height. [https://www.bogleheads.org/forum/viewtopic.php?p=5814242](https://www.bogleheads.org/forum/viewtopic.php?p=5814242)

Nezzz123

I don’t own ARKK and I don’t believe in Cathie wood but thanks for making the post and showing that people will continue to make snarky comments instead of admitting they were wrong 2 years ago you can give the facts that backs you up but you can’t give an understanding There’s no point arguing with the idiots, just let them be and they will lose money to you in the stock market

gopoohgo

ARKK is up 46% YTD.   That is an absolute shit ton of alpha.

Asleep_Swordfish8896

https://preview.redd.it/syf0f5qlag0g1.jpeg?width=1206&format=pjpg&auto=webp&s=c1b8b2b71e40d5aca0a86e2f8586a18de2f14608 ARKK invest has returned shareholder -50 percent loss over the last 5 years with 0.00% dividend… talk about disruptive technology and growth!!!! !? This must Cathy idea value she down 50 percent so far still time to lose more money and disrupt the industry by keeping her investors from their own money by sucking them dry with her arkk innovation fund. Innovation of the decade the way the money disappear she the new houdini, she need Vegas residency where she make the crowd money vanish before their eyes

SnS2500

I'll save you both some grief and some gloating... ARKK will do very good in good times. ARKK will do very bad in bad times.

isufud

Sold out of ARKK in 2023 and just put it in QQQ, now up over 110%. I'm still laughing and downvoting 😂

Cracked_Tendies

You ain't prove shit. ARKK still unprofitable at the fund level. Small cap growth black hole of investing LMAO

Boeing747855

There's a good chance that ARKK will be higher in 6 months, but I've sold and moved on.

thebusinessfactory

ARKK down 19% over 5 years while VTI up 80% over the same span, but keep acting like you're killin' it an way smarter than everyone else.

Cracked_Tendies

Top is in boys. ARKK investor thinks he's a genius 😂😂😂

spellbadgrammargood

ARKK is still down -20% from 5 years ago

YogiBearsPicnic

Cathie Woods is erratic. She is an Elon cultist and thinks he was dropped down here on Earth by the Lord himself. You can do what you are doing, but investing in Nasdaq, semis, etc., without doing ARKK.

netpirate2010

It does. And I just can't take Kathie seriously as an investor. But yeah as of right now, SP500 is up about 102% over the past 5 years and ARKK is DOWN 14% over the same time.

iAmTheWildCard

I’m up 120% from when I bought ARKK

Feltzinclasp5

No - it's fine. But why the hell do you own ARKK?

thetalentedmrbowser

This is my worst loss since I bought ARKK

95Daphne

It was delayed by the early year shenanigans, but I think you're finally seeing similar stuff to 2021 in more speculative areas. If ARKK closes here and IWM closes below 2021 cycle highs on the week, it's a bad look. 5 million dollar question if so is if the Nasdaq already set its long term high or will very shortly unlike 2021 where it was delayed. If it has, I just think it happened too early for the fun on the downside to get into the territory of -50% and major names getting tossed in jail involving AI. Might get 33-35% on the downside and that's it..

Mostly-Toastly22

High risk! The gold and crypto allocations are sort of at odds, but granted gold has outperformed the S&P500 by 3x and bitcoin by 5x so who knows. There's a lot of overlap bewteen ARKK, SCHG, and QQQ especially. I'd say simplify a bit there at least into the lower cost option.

Kaymish_

Get rid of ARKK you're just paying Catherine Wood to lose your money. If you're doing that just give it to me and I will invest it in ice cream, cocaine, hookers and steak. It will be just as gone, (well except for the hookers, the dumpster doesn't get emptied until Monday) but I will have had a lot of fun, and that is better than nothing.

95Daphne

It's still a bit early to tell for sure, but with the way ARKK is tracking, your best-case scenario is probably that we're early days in the way 2021 began topping out. That doesn't really align with where we are in the year though imo. Most probable scenario is probably that we drift into the end of the year with worsening breadth and then have the Nasdaq get touched up pretty good in a midterm year again.

95Daphne

You see, that was the way the rules worked before this year involving stocks and crypto, but it was reversed at least earlier this year. Crypto was first to top in January and stocks followed in February this year. If there's a loose correlation, there may be trouble if coin land doesn't ramp up soon and the bigger issue is probably that IWM and ARKK have flirted with danger.

RIP_Soulja_Slim

SOXX, ARKK, SPMO, and QQQ are all going to have massive overlap. Tech and momentum are intertwined heavily, and the others are all just straight tech plays.

RIP_Soulja_Slim

It beat the S&P by overloading tech, mostly TSLA. It also significantly underperformed post 2020 for those same reasons. ARKK isn't a well run fund, it's just a fund that's highly exposed to volatile sectors and had the luck of catching one on the upswing.

RIP_Soulja_Slim

> I can't believe I keep seeing ARKK show up again in these posts. "fool me once, shame on you; fool me twice, shame on me" It's funny because I remember discussing ARKK and it's related funds in like 2020 and how they were just throwing shit at the wall to see what sticks, that mea culpa came pretty quick - so yeah it's strange to see anyone still investing in these several years after their continued slide.

Ev1l_ov3rLoAD

Curious what's wrong with ARKK? I was looking at the past 10 year performance and it beat S and P. I also liked its holding list. Isn't VTI the same as s and p? VXUS had really poor performance compared to s and p

therealjerseytom

I'd skip the gold, crypto, and ARKK entirely. Keep it simple with just VT, or VTI + VXUS or something The amount you can save and put away will make vastly more difference over your first 5-10 years, than any of this farting around to two decimal places with how much of SCHG or QQQ you do. Side note, QQQ is *not* "tech."

MountainMistCalm

Ah, the classic Reddit Pokemon portfolio: Gotta Catch 'Em All! >20% gold (Safe heaven) Why concern yourself with safety when you are 24yo, focus on capital growth instead. >25% bitcoin + Ethereum  I don't consider these investments, they are highly speculative gambles. Ideally this category would be 0% but if you must allocate to them I would limit my exposure to no more than 10%. >ARKK (Innovation) ->9.98% I can't believe I keep seeing ARKK show up again in these posts. "fool me once, shame on you; fool me twice, shame on me" If I was in your shoes I would just do VTI and VXUS. This is a global portfolio that includes large caps stocks (like those in the S&P 500), mid and small cap stocks, growth and value stocks, dividend stocks, tech stocks, and international stocks. All that to say you would not need to add any other fund.  When I was younger I wasted a lot of time picking investments and trying to build a complicated portfolio thinking it would help. What I failed to realize sooner was HOW MUCH I INVESTED was more important than WHAT I INVESTED IN. I wish I would have focused my energy in improving my income, rather than focusing too much energy in picking investments. [https://www.getrichslowly.org/building-wealth/](https://www.getrichslowly.org/building-wealth/)

allllusernamestaken

she was heralded as some oracle when ARKK was printing cash in 2021 but that's because she kept buying TSLA. After 2022, she has consistently made awful decisions for her funds. Reverse Cathie is more profitable than Reverse Cramer.

252780945a

Yeah, I got beat up on ARKK a couple years ago too. Still holding onto a little piece; she says it's somehow going to be up 5x in the next few years, but I don't see it. AI is dominating everything, how'd she miss it?

Fox2_Fox2

I have heard of it as it was hyped a few years ago because Cathy Wood bought into it , I think, but I never bought it. She just bought PACB which I think does similar things. Some people are buying it because she did. I lost my ass on ARKK and ARKG a few years ago, so I am not following her anymore.

Odd-Wrangler2745

Shorting TSLA by 0dte is ... Free money for ARKK. If you want to Short Tesla: naked stocks. No options. Patience. 450 -> 50 is a huge gain. 

portfoliorating

# WASTED MY 30s JUST TO UNDERPERFORM SP 500 AND AUNT CATHIE WOOD'S ARKK INVEST.... SO FK'ED UP

CanYouPleaseChill

Did you forget the retail speculation during 2021 (remember ARKK?) only for Big Tech to fall 40-70% and unprofitable tech shitcos to fall over 80%. All that’s happened since is a rebubble due to AI. The retail investor hasn’t changed everything. The only thing they’ve changed is increasing the amount of leveraged speculation in the form of short-term options.

masonic-boom

ARKK is just diluted TSLA

cbusoh66

Every time I feel bad about missing some gains, I remember Cathie Wood selling NVDA for $14 back in 2023. * **Late 2022 to Early 2023**: ARK Invest drastically cut its Nvidia position. The most significant portion of the sell-off occurred around November 2022, when the stock was trading in the $130–$140 range. * **January 2023**: ARK completely sold its remaining Nvidia stock in its flagship ARK Innovation ETF (ARKK). * **March 2024**: Cathie Wood publicly defended the decision to sell, calling Nvidia "a massive bubble" and citing the chip industry's cyclical nature. She stated that she had shifted ARK's portfolio into other "higher conviction" AI plays.

cbusoh66

Don't feel bad for some random guy on the internet, Cathie Wood sold NVDA at a loss (Bought for $184 and sold for like $138), all pre 10:1 split, she fucking sold at $13.80 * **Late 2022 to Early 2023**: ARK Invest drastically cut its Nvidia position. The most significant portion of the sell-off occurred around November 2022, when the stock was trading in the $130–$140 range. * **January 2023**: ARK completely sold its remaining Nvidia stock in its flagship ARK Innovation ETF (ARKK). * **March 2024**: Cathie Wood publicly defended the decision to sell, calling Nvidia "a massive bubble" and citing the chip industry's cyclical nature. She stated that she had shifted ARK's portfolio into other "higher conviction" AI plays.

sourcreamnoodles

ARKK 2.0?

LostInThePurp

She’s a super bull so yeah it feels like 2021 ARKK lol I won’t fall for this again

AdBusiness5212

not really ARKK is crushing lately \+50% YTD \+90% 1Year she might be back to her golden days

JRAP555

I use ARKK instead of the VIX. When “unique” companies like what’s in her portfolio are flying it’s time to buy silly boring boomer companies.

Ceyenne18

her ARKK can't even beat any of the index so I have no idea why CNBC keeps giving her air time.

Mr_UBC_Geek

This stuff only works out great for short term bull markets. ARTY would be in the red if you brought at the peak of early 2021. ARKK would be red over 5 years and I'm red on my 5 year ARKG hold. XLK is great, SMH is good for exposure but VONG isn't giving the growth you'd want with the mega caps dominating. Future can't be determined, but most would do VOO over VONG.

RayU_AZ

The simple sucessful ETF portfolio I had used in the past is below. It's over- weight in tech, but thats where the returns have been the last couple of years. You can add other EFTs for other sectors to target, Xbi-biotech. I use the VOO/VEA combination before for non-US stocks and emerging markets. I like having a Cathy Wood's active managed ARK fund to boost returns, ARKK, ARKG or others. 1. VONG 80% 2. SOXX or SMH 5% 3. XLK %5 4. ARTY 5% 5. ARKK 5% I like VONG, 1000 Large cap growth over the plain VOO, S&P-500. I'm retired now with more time on my hands and have migrated over from hold & forget ETFs to pure stocks. Good luck.

EyeSea7923

318 P/E for TSLA? How does a stock with that market cap remain speculative lmao. It's gotta be a back room circle jerk with black rock, ARKK, etc. right?

dvdmovie1

The biggest atmosphere of concern that I've encountered is Reddit, where sentiment was apocalyptic at the bottom and has been bearish for most of the rise since. This sub was wildly bullish late last year, apocalyptic in April and in just about a year we're slowly getting back to most of the sub being bullish again. This sub in late 2020/21 was talking about piling into Ark funds (and ARKK is still down over the last 5 years despite being up 57% YTD) and yet this year, the market goes up every day and a fair amount of this sub has basically reacted "not like this!" the whole time. I just don't think the concern that I see is a material factor in the market going up. If someone comes on here every day since April as the market has continued ramping higher and sees repetitive varirations on the same bearish posts day in/day out, at what point do a lot of people simply tune that out? I'm not saying that there aren't concerns with the market, but people making the same bear case day in/day out eventually get tuned out by many. IMO, the WAY bigger concern that I have is that I think there are a lot of people overextending themselves into risk to try and keep up with the cost of living. The market (at least to me) is far more casino-ish than ever and the kind of risks that I see people taking is concerning. People full porting options, buying tiny names that turn out to be pump and dumps, the eagerness to throw money into BYND and hope that you're one of the people who gets out before the music stops, etc. People are reaching further and further into risk/turning their entire portfolio into gambling (and hey, they recently announced 5x leveraged single name etfs the other day) and that concerns me from a societal level. How many young people think they'll never be able to afford a house so the money ends up being YOLO'd into the latest meme?

hypsignathus

Never got into ark, finally looked up the holdings of ARKK. What a load of shit lol. Unsurprising it’s already gone tits up once.

gopoohgo

ARKK is up almost 60%.

gopoohgo

ARKK is up 55+% ytd and 88% 1 yr.   Yea hasn't recovered from 2021, but she's been doing pretty well since.

FarrisAT

It’s humorous how so many of the best investments are literally the biggest and healthiest tech companies which trade at 20-30x PE. The talking heads keep blabbering “expensive” but ignore how the Russell 2000 trades at 28x PE… let’s not even talk about ARKK or the meme stocks. The only inexpensive parts of the market are energy, which has no growth, and healthcare, which Republicans are demolishing. Meanwhile Big Tech will beat and raise AGAIN and the talking heads will whine AGAIN.

RayU_AZ

Many 5 years of 20 stocks. I was a ETF guy before, VONG, SOXX, ARKK, XBI, etc... But my returns have been higher with stocks over the last 5 years. But sometimes when I can't decide which semi-conductor company to buy, Sometimes they all look good, then I just park my money into a EFT, SOXX or SMH to own them all.

Practical_Movie_5887

Hey all, I’m 26 and working on a long-term DCA portfolio (10–15 year plan). I’m already maxing my Roth and putting 20% into my 401k. For my brokerage I’m doing: NVDA $41, AMD $22, ARKK $38, SMH $50, QCLN $25, SOFI $25, XBI $25. Wondering what you all think — too much overlap or risky concentration? What should i add or drop ? Appreciate any honest feedback.

GoZukkYourself

Fellas, you're hitting your waifu pillow from the back, and it turns around and says, "Buy ARKK calls." WDYD 🤔

Mahmeuver

I’m 39 years old single with no kids, looking to start investing in the stock market. Due to bad spending habits, I have no savings and just started to have a different mindset about money and started to save and invest. My goal is long-term gains: 10 -15 years. I am in a third-world country and I work as a freelancer and I get paid in USD, however, my income in USD is small. I can invest on monthly basis around 150-200$ I started with physical gold and silver. And looking for a portfolio like this: SPLG. 20% SCHG. 20% VXUS. 20% SCHD. 15% ARKK. 5% Gold/silver. 20% With continuous investment with every paycheck based on this income split: Needs. 30% Wants. 20% Invest. 30% Cash. 20% Your advice and opinion are appreciated. Thanks in advance!