AVUV
Avantis® U.S. Small Cap Value ETF
Mentions (24Hr)
-100.00% Today
Reddit Posts
Is FZIPX same as AVUV? Looking for Low ER small cap ETF
Advice for a 27 year old trying to leave the nest?????
Thinking about a higher growth portfolio for the new year.
Roth IRA investment, 45 years old, VOO AVUV SCHD .. Suggest me please
Is there an index that concentrates on only the top 50 or so biggest companies / growers? (QQQ only focus on tech - I want the same but with all industries)
Trying to tilt for value/small cap, am I doing it right?
What is best fund to invest in SP500? (FXAIX, VOO, etc)
Would AVLV theoretically be any more profitable than a passively managed fund like VOO?
I have a mental issue when benchmarking my portfolio - looking for advice.
4-asset portfolio that outperforms the market with less risk
Feedback for shifting an IRA with slight SCV tilt to a full-on 5 factor portfolio.
Does it ever make sense to have multiple brokerage accounts?
Is a mix of VOO, SCHD, SCHG a good start for a Roth IRA at 28?
Playing around with a possible portfolio of ETFs.. tel me what you think and why and possible suggestions.. I’m wanting something we diversified and to be able to set it up on auto invest. I think these are ETFs so I believe that leaves me with M1 or E*Trade..
Ratemyportoflio : 45% VTI 40% VXUS 5% AVUV 5% AVDV 5% AVDS.
Finally settled on an investment plan, wanted to see if it sounds good or not
VOO + AVUV or VTI + AVUV and what weighting for each?
Roth IRA - trade FDSCX and FCPVX for AVUV?
Would like some help on what to do for which etfs to go buy for my age. 26 years old
Does Anyone Know How Much the Transaction Fees are in AVUV?
In a portfolio mainly made of ETFs, which individual stocks would you hold?
Adding sector specific ETFs or keeping only broader market ETFs?
The total return (with dividend reinvestment) of the US small-cap value ETF (AVUV) vs the S&P500 ETF (VOO) from 10/2019 to 09/2022.
Advice on my Roth IRA portfolio?
What stocks or funds can I add to optimize and strengthen my portfolio?
thoughts on my return stacked leveraged ETF portfolios?
Thoughts on my return stacked leveraged portfolios?
thoughts on my return stacked and leveraged portfolios?
Please stop recommending overcomplicated combinations of ETFs to new investors. It doesn't have to be that hard!
23 years old looking for advice on an aggressive Roth IRA allocation for retirement!
How to create a VT like portfolio using ETFs like NTSX, NTSI, AVUV, and AVDV?
Implementing small-cap value and large-cap growth tilt in US equity portfolio
Recs for long-term stocks to pass on to kids?
Does anyone just own SCV, REITs, etc. outright instead of as part of an official "tilt"?
Mentions
I added AVUV and AVDV in addition to my normal holdings as a test run replacing my previous value play, schd. Time will tell but I figured it would be a fun experiment and should provide similar returns.
I wish I got some AVDV along with my AVUV. That was a mistake. I have been seeking out more international exposure over these last few months though. I didn't think of checking AVDV's top holdings. I'll do that now!
Yesterday I posted about kids accounts, today I want to ask about my own account. US ex-pat, so limited to US ETFs but less of a need for HSA and the like. I have a local pension (functions I guess similar to a 401k) and don't make enough money beyond that to invest in both a taxable brokerage and also a Roth IRA. So currently in a taxable brokerage account but there's no specific purpose other than long-term growth. I have a provident fund from work as well which is separate. Currently it's a mess with no clear strategy, major overlap (I have VOO, SPY, and QQQ \[which I know is different but just based on weights has a lot of overlap\]). I'm looking at a long-term strategy of simplifying, though that will also require short-term figuring out the best way to do so without a severe tax hit, even though the account isn't so big (only $20K). I'm looking at an idea that would see: 1. 35% VOO 2. 20% VXUS 3. 10% AVUV 4. 10% BND or BLV?? (my emergency fund is held in my local, non American account, so not looking for something like SGOV) 5. 5% GLD?? (some type of hedge??) 6. Remainder on sectoral fund(s)? Right now, it's a mess. There's just so much of this and that sprinkled around and that's dumb (for me) because I want passive investment. I'm not looking to actively manage and constantly readjust. So even if what I wrote is a ton, it's still a massive overhaul and simplification. Maybe I need to sit with an investment advisor, but I'm curious if there's one that'll sit for just a couple of hours for a small portfolio like mine because I'm not looking to move away to a managed portfolio (for a variety of reasons).
If this is your belief, XMMO, QQQJ, AVUV
if you plan on holding until retirement, put all 7k into the market now (time in market and lump sum investing generally beats timing the market or dollar cost averaging). As far as investing into what.... start browsing here, r/ETFs and r/Bogleheads . You can start simple; everything in VT (100% stocks spread over the world). At 31 you don't really needs bonds, but if you want to be more conservative go ahead and put in 5 or 10% if you're scared of market volatility. You can be aggressive and choose broad sector ETFs that have higher reward for higher risk, such as SCHG (growth), VOO (top 500 largest stocks), QQQM (tech), AVUV (small cap value), and some combination of the above to mimic a full market.
IMO that's a good portfolio for an 18 year account. 529s have a lot of moderate and conservative risk portfolios but I think just put everything in equities until high school or so, then pull back to a more predictable allocation. I personally don't believe value is all that useful but small cap value might still have some edge? Not much reason to get rid of AVUV. BRKB is fine. VXUS=VEU
I'm newer to investing. For my kids, I set up accounts that are: 50% VOO 10% BRK B 25% VXUS 15% AVUV 1. Am I really overcomplicating and better to just do VT? I like the addition of AVUV that gives me the small cap VALUE 2. If I keep this format, why is Berkshire so bad? Yes it's a single stock but operates almost like an accumulating ETF without the management fees. Not as my main stock but something to give additional broad market access. 3. Again, if I keep this format, any reason to want VEU instead of VXUS? 4. What else am I missing? I just keep having this sinking feeling that I'm screwing up their future 😞😞
P/E ratio is a little high. The weighting has changed a lot because of the mag 7 bloat, so now indexes are more dependent on what they do. That's why I like QGRO, AVLV, DFAX & AVUV
I’d talk to a tax professional, but if your only exposure to international is in developed, I’d prefer to put those in taxable to claim the foreign tax credits. I’d save Roth for less efficient equities. AVUV is unique since dividend is high but it’s been 100% qualified, but your other options are also pretty efficient too, so I’d probably start with that in Roth. VTI is probably next. If you have REITs, bonds, gold ETFs, etc, put that in Roth, although I personally don’t.
Our household income iS mainly in the 15% tax bracket. Some years it goes into 22%. Our Roth IRAs hold mainly SPMO/IDMO and AVUV/AVDV. Taxable is mainly VTI, SCHG, SPLG. We’re holding 10% of the household portfolio in AVDE in our taxable, but realize we’re not catching all international markets. Do you have any recommendations for this strategy? Or just leave as-is?
Don’t go all in if you’re hesitant or you might sell when there’s a pullback and panic. You don’t know your risk tolerance yet. Definitely start though, just ease in if you’re hesitant. Depending on how active and risk tolerance, which again you won’t know ahead of time, I would do something standard like VT; VTI/VXUS; VOO/AVUV/VXUS or VEA/VWO in a percentage split you’re comfortable with and DCA up or down. Round it out with IBIT. Tweak as you like.
VOO/AVUV/VXUS is how you correctly diversify a portfolio with VOO and AVUV. GLDM is performance and tax drag with a high ER.
I have VOO, VXUS, GLDM, and AVUV I think. GLDM is up 34% I think, of course I don't expect that to last forever but it's crazy to see as a beginner
Okay yea AVUV does seem like one of the higher risk reward possibilities I could use for a smaller %
Also since you’re young and have a high risk tolerance you can add in a small cap ETF like AVUV as well.
You are right, evaluating AVUV vs DFSV and so forth makes more sense than outright comparing Avantis and DFA.
I am exploring a few strategies as my runway is 1-2 years. But one possible strategy is something like a 40/40/20 for the taxable (main allocation I gave). So growth would fuel the div bucket. The div bucket would have fixed income funds (50/50 of fixed vs etf divs). And div would fuel into the 20 bond bucket. When one bucket overflows I will rebalance (half or yearly) into a stock that is on sale at the time. The bond bucket is always drawn from into a 3 month cash account. So this div portfolio is not max total returns but has a reliable income in downturns when considering volatility so I have a 2-3 year runway to avoid panic selling when things are bad. My 401k is a simple vanguard 2040 target fund that worked well. My Roth is super tiny so just drop some MAIN/SPMO / AVUV and leave it alone for much later in life when SS kicks in to offset taxes. My SS won’t be available till 14 years later (I am 51 now) but once it comes in. It would replace my 401k and let it grown over time. So my early retirement is Age 52-65 - live off taxable and SOSEPP/dip into 401k. 65 - taxable and SS. Leave 401k alone to regrow or tap into lightly due to tax implications. Use Roth to offset taxes as needed. This is not efficient but still working in how the taxable portion would work. I have a list of stocks for the three bucket div. But exploring if I don’t do that and just do a sell stock approach I the taxable.
Sold my COST shares and put all the funds into AVDV, AVUV, QQQ, and VOO. Costco immediately goes on my Buy? watchlist. If it dips below 40 p/e, I'm opening a starter position. If it gets close to 30, I'm backing up the truck. I sold because I just don't see how it's a market-beating stock over the next decade at current valuations. I got 26% returns per year for 5.25 years of holding, easily thumped the market. Happy to take those gains not to cash but to broad-market ETFs. Also closed my short-term HSY play in my fun money allocation. I tried to bottom feed and ultimately made some money (4.7%) but trailed QQQ (13.4%) and SPY (14.8%). My fun money allocation has grown too large so I re-allocated those HSY funds to my retirement money and put it all into the same 4 broad-market ETFs.
Planning to sell my HSY position and re-allocate the funds equally to VOO, QQQ, AVUV, and AVDV this morning. Also [still contemplating](https://www.reddit.com/r/stocks/comments/1n77xig/comment/nca7baw/?context=3&utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button) taking a starter position in Warby Parker (WRB).
Here's some of what I do: 1. Think about market and business trends and who/what profits from them. Look for what benefits from policy decisions (good or bad). 2. Explore individual holdings of ETFs to see if there are hidden gems I might not have thought of. Instead of buying $AVUV, maybe I just buy $ALK. 3. Look for businesses that print money. Google at 175 to 195 because too much capex so it sells off, I'll buy that. 4. Profit off of people's emotions when they panic sell every morning. 5. Read everything and listen to the most recent conference call so you can detect BS from management or find the truth that financial media won't tell you. 6. Review financials to understand where the money goes, how my favorite stats look or how much debt is hanging over someone's head. 7. Understand that small cap growth stocks will violate a lot of normal metrics people use on their way to profitability. Need to believe in the model/product/leadership. 8. Buy things I like just because I like them - $ERJ.
Depends on the risk tolerance. If you’re opting for more risk then maybe throw in something like AVUV
Definitely invest. I did for 35 yrs then retired at 56 and now meet the definition of wealthy by most surveys. Primarily in lo cost index ETF’s like VT, AVGE, FXAIX and AVUV! I know there r many people who exceed me by gambling with puts, options, bit coin and single stocks. However, instead of taking a less than 1% chance of becoming rich I took the path of 100% chance of becoming wealthy! That was my point!
Yeah, it makes no sense. If you hold market weight of both total US and "total" (not exactly everything but w/e), international all you get is total world. It's why there's no reason to hold an s&p 500 400 and 600 fund vs the s&p1500 unless you are overweighting (and/or focusing on factors, I do ~25% SCV split between VIOV and AVUV currently).
Yeah, Howard Marks says to stay away from the S&P 500 for the next decade. Tom Lee says we’re going to have a bill market for the next ten years. I’m more on Tom Lee’s side on this one, despite the overvaluations. He says the forward p/e on international growth stocks is far worse than US growth stocks even at current valuations. Personally, if I believed in Howard Marks my portfolio would be 25% SPMO 25% IDMO 25% AVUV 25% AVDV. Basically the Paul Merriman portfolio but with momentum for large cap.
Bonds are just as risky as stocks with low return potential. The ten year return of BND is around 1.5% per year, not even keeping up with inflation. They are okay for diversification and peace of mind but I think 70% bonds is reckless. If you are scared of another lost decade I highly recommend investing 70% into funds negatively correlated with big tech. AVUV, AVDV, AVMV, AVIV, AVES, 0r just AVGV to get all of them. I’d recommend 30% AVUQ, 70% AVGV. But it sounds like you need a financial adviser who can teach you emotional management. Behavioral risk is the biggest risk of investing.
I do a multi-factor portfolio with a mix of momentum, quality, tech and size/value. SPHQ, SPMO, XMMO, IDMO, IGV, SMH, AVMV, AVUV, AVDV, LVHI, even split between funds. 20% quality, 30% size/value, 20% tech, 30% momentum. 70% US 30% international. 60% large cap, 20% mid cap, 20% small cap.
My understanding is because it’s market weighted and owns virtually everything outside of the US. VT is the whole world. VTI plus VXUS is the whole world. It fits that philosophy. Personally I have VOO, AVUV, and VXUS, but I probably should just have VT.
I don't see the need for the bond allocation at your age tbh. If you have some money that you may reasonably need in a short/medium term, TIPS would be fine. But for an account that you're holding longterm it's unnecessary. I would keep any emergency or cash funds in a money market fund and for longterm account just allocate that 15% in bonds into your stocks. I would personally allocate to something like AVUV for some small cap value, but that's just my opinion. You could also do a bit more international if you want, 25% is fairly low. Maybe something like 10% in AVUV (US Small Cap Value) and 5% AVDV (International Small Cap)
You should look into funds like AVUV and AVDV. These are vehicles that typically attract 'factor investors' as they tilt very heavily toward profitable small cap value stocks. Well guess what that weeds out? Definitely the huge AI companies. They've had a worse than average decade, but in the past have delivered great premiums. The reason they've lagged this last decade is large cap growth stocks (the very AI companies you're worried about) have dominated. If you think those are a mirage, a nice play would be tilting toward these types of ETFs.
Big AVUV pump finally, now +2.05% YTD and +6.20% 1Y ex-dividends. I feel like that bronze medal meme guy.
VTI, VXUS, VGT, AVUV, and EMXC is currently what I have in my Roth. Im trying to be more aggressive there cuz of the tax advantages. I plan to buy and hold everything essentially
Not advice- just what I’m buying and why. My core is VTI plus VXUS for broad, low-cost global exposure. For income with quality screens I add SCHD. I tilt to small-cap value with VBR/AVUV for cheaper valuations versus megacap growth. For AI I prefer “picks and shovels” like ASML and TSM (tools and foundry capacity). For energy and power exposure I hold XLE and CEG to play cash flow and rising electricity demand. Cash sleeve is SGOV for T-bill yield while I wait. My horizon is 5–10 years, I add on drawdowns and rebalance annually. If you want super simple, a VTI/VXUS/SGOV combo gets you most of the way there.
Because they're VOO, QQQ, and AVUV. They aren't in my portfolio to beat the market. They're in their to match it.
I’ve been a holder of AVUV and (this year) AVDV. AVDV is up nicely for me so far. but I’m with the sentiment that for small cap, you might want an actively managed fund like Avantis over passive ones. I also hold AVIV but that’s not small cap. International is doing quite well in 2025 so far.
Roth I have 50% VOO, 18% AVUV, 15% vea, 10% vwo, and 7% IBIT, plus some more all SP500 in a smaller one. Individual I prefer individual stocks with 5-10% BTC with the companies leaning growth and some pretty volatile
>December 2021 you said sell Nvidia before its too late. The stock is up 550%. NVDA stock fell 70% over the next year. I changed my opinion on it when OpenAI released their GPT-3.5 demo >18 months ago you were saying sell Nvidia because its PE was over 100x. Well the stock is up 131% and its PE has halved at the same time because well, earnings growth matters. The share price is 620% higher than the 12 month price target you gave last year. I stand by that; Nvidia is in a huge bubble, their earnings are cyclical and analysts are incorrectly assuming that their growth will continue perpetually. Only a fraction of a percent Nvidia's largest end users have achieved a positive return on invested capital. The only profitable ones have been cloud providers selling capacity to deeply unprofitable startups. This is not sustainable. >10 months ago you were saying buy small caps (AVUV) and sell US tech. Well AVUV is down 2.5% and QQQ is up 18%. Because of investor flows. I am more concerned with long term returns than short term technicals. >I'd hate to see your portfolio performance with takes like this. I'm at +293% since 2020, vs +100% for the S&P500 in the same time frame
I'm sorry you're talking about Reddit getting burned but you have a long history of horrendous calls. December 2021 you said sell Nvidia before its too late. The stock is up 550%. [https://www.reddit.com/r/stocks/comments/rk84od/nvda\_sell\_if\_you\_still\_hold\_it/](https://www.reddit.com/r/stocks/comments/rk84od/nvda_sell_if_you_still_hold_it/) Feb 2022 you were saying load up on Lumen its a bargain. The stock is down 57%. [https://www.reddit.com/r/stocks/comments/sq6r7m/lumn\_once\_again\_a\_huge\_bargain\_for\_value\_investors/](https://www.reddit.com/r/stocks/comments/sq6r7m/lumn_once_again_a_huge_bargain_for_value_investors/) 18 months ago you were saying sell Nvidia because its PE was over 100x. Well the stock is up 131% and its PE has halved at the same time because well, earnings growth matters. The share price is 620% higher than the 12 month price target you gave last year. [https://www.reddit.com/r/stocks/comments/1axj4og/nvidia\_dont\_mistake\_a\_highly\_cyclical\_stock\_for/](https://www.reddit.com/r/stocks/comments/1axj4og/nvidia_dont_mistake_a_highly_cyclical_stock_for/) Around the same time you were advocating to buy Intel and Samsung over Nvidia. Intel is down 45% since you recommended it and Samsung is down 2% while Nvidia is up 131%. [https://www.reddit.com/r/stocks/comments/1ax9c2t/why\_should\_anyone\_buy\_nvidia\_when\_they\_can\_buy/](https://www.reddit.com/r/stocks/comments/1ax9c2t/why_should_anyone_buy_nvidia_when_they_can_buy/) 10 months ago you were saying buy small caps (AVUV) and sell US tech. Well AVUV is down 2.5% and QQQ is up 18%. [https://www.reddit.com/r/stocks/comments/1g6ahuv/large\_cap\_tech\_nvidia\_and\_by\_extension\_us\_index/](https://www.reddit.com/r/stocks/comments/1g6ahuv/large_cap_tech_nvidia_and_by_extension_us_index/) I'd hate to see your portfolio performance with takes like this. Please stop pretending like you understand AI or investing in general. It's time for you to buy the index and stop sharing your "insights" with Reddit.
Honestly, this is fairly complicated and you shouldn’t take this advice as absolute. I’d start by holding less tech for example, remove QQQM since SCHG and VOO do similar things, and all three together add only small benefits. For most investors, VOO or VTI + international like VXUS is highly recommended by me and most experts as the two main ETFs to own. After that, the rest of your ETFs are optional and it’s your choice to own more. If you want technology, something broadly diversified in technology like XLK or VGT works well. If you want small-cap value, AVUV or VBR are probably the best. I personally like small-cap value, but if you prefer something else, choose a good ETF for that sector or factor and buy some. However, in most cases, VTI/VOO + VXUS should be your main ETFs in most scenarios at least.
AVUV finally showing signs of life and now flat YTD
I’ve redone my portfolio a bit since then, swapped IJR for AVUV, VIG and VYM -> DIVB/DGRO. Also included some SPMO and SCHG for growth. I like that they’re growth oriented and somewhat more diverse than QQQ/VGT.
*People are constantly focusing of ETFs like QQQM, SPMO, SCHG, etc. due to recency bias, in my opinion. Why?* Take a look at the top holdings of a small cap value fund like AVUV and compare it to a large cap growth fund like SCHG. Say you're a new investor, and you're really excited about putting your first couple thousand of dollars from your new job into your long term investment portfolio. Would you rather invest in Nvidia, which is in the news every day, or GATX Corporation, which I have no idea what they even do? Would you rather invest in Google, which uses many of the software tools you use on a day to day basis, or Magnolia Oil and Gas Corporation, which doesn't operate anywhere other than a few places in South Texas? Small cap value is ***boring***. That doesn't mean it's a bad investment - it does give an intuition as to why it's not all that popular with the sort of retail investors that talk about their investments on Reddit.
[https://www.portfoliovisualizer.com/backtest-asset-class-allocation?s=y&sl=66fSsagikm4gC30MCakJ5A](https://www.portfoliovisualizer.com/backtest-asset-class-allocation?s=y&sl=66fSsagikm4gC30MCakJ5A) Try taking off the logarithmic scale on the growth chart. Years of value outperforming growth back to 1927: [When It’s Value vs. Growth, History Is on Value’s Side | Dimensional](https://www.dimensional.com/us-en/insights/when-its-value-versus-growth-history-is-on-values-side) Dimensional Fund Advisors have the longest track records for actively managed value funds of all market cap sizes. Some of their team left to create Avantis which is owned by American Century. Their funds are structured in nearly the same way. AVUV is an axample of a US SCV fund from Avantis, Vanguard has VIOV and some others which are indexed versions that still seem to outperform LCG or blends.
I started in my 40s as well. I have read that you need to invest $2000-2500 a month to catch up when starting at this age. I don’t have that much to invest so I’m instead investing in a higher risk portfolio. I’m not saying I recommend doing this but I either succeed or I fail and I know that a conservative boglehead 3-fund portfolio won’t get me there at this age. If I bet on the wrong funds I might make a lot less than I would with a 3 fund portfolio but if going the safe route is guaranteed to fail id rather risk it on something that has a chance even if it might end up underperforming. Most risky portfolio I’d be willing to do: SPMO, FTEC, SCHD, AVUV, FBTC, split equally, rebalancing annually for 15 years and then take a more conservative approach in retirement, maybe 30% SCHD, 30% AVIV, and 10% into the others.
Screeners like Finviz, Yahoo Finance and Morningstar are a good starting point — you can filter for market cap, sector, earnings growth and so on. Once you have a list, roll up your sleeves and read their annual reports and earnings calls; small caps don’t get much analyst coverage so the onus is on you to understand the business and management. Also remember that individual small‑cap names are volatile and sometimes illiquid. That’s why most folks get their exposure via a broad small‑cap index ETF (VB, IWM, AVUV, etc.) and only sprinkle a few hand‑picked names as "fun money". Keep position sizes small and expect a bumpy ride.
Okay makes sense, looks like it's up over 100% in the last 5 years beating VOO. I guess I assume OP is looking to be more aggressive on a shorter time scale with a small portion of their investment, but with a longer time frame AVUV would be a good fund.
Am i missing something? AVUV is down 4% this year yeah?
I buy AVUV and let them pick the small cap stocks for me. If you read up on the methodology Avantis uses for this ETF, it’s pretty intriguing. Well worth owning.
Thanks very much. But just one thing, SPMO and AVUV have no overlap at all. Completely different. SSO and QLD are super long term bets with constant DCAing and injection during drawdowns. That’s should help me come out on top during a 15 year timeframe
You're mixing solid stuff with some weird junk. VT and AVUV are fine, but SPMO is a weird smart beta play and overlaps a lot with AVUV. SSO+QLD is double trouble - you're basically layering leverage on already volatile sectors. FBTC is fine if you’re cool with potential 80% drawdowns. Check this breakdown of your allocation: https://www.insightfol.io/en/portfolios/report/2423193b43/
VOO 45% AVUV (small cap factor ETF) 25% 10% SGOV 20% meta/goog/Nvidia blend
I'm not American so all my funds are Irish-domiciled equivalents. Instead of AVUV+AVDV, I'm invested in AVGS, which is Avantis Global Small Cap Value ETF.
My AVDV position is bigger than AVUV (I'm 55% international).
Ya'll need to add AVDV with your AVUV holding. I think around 70% AVUV / 30% AVDV is the current market cap ratio.
AVUV what a dog it has been. We will keep holding and check in 30 years
All my positions end the day in the green. Except for AVUV, because of course
For 300/month here's what I'd do: 150 VOO, 75 AVUV, 50 SPMO, 25 BTC
You are way too overweight on large cap tech(which has lower expected **future** returns due to overvaluation), underweight value stocks and international, and underweight bonds. Overall, your portfolio is very risky. I'd say something more like: 30% VOO 10% VTV 10% AVUV 10% BND 24% VXUS 5% SCHP 5% NVDA 5% GOOGL 1% Bitcoin ETF This limits your exposure to any single stock, while still maintaining exposure to assets you believe in(GOOGL, NVDA, Bitcoin)
Not sure if this is right place to put this. I'm finally starting out investing and using retirement accounts. I've done a bunch of research. I've got about a 32 year time horizon. I've never really asked for advice about this stuff. Here is my allocation: Roth IRA (represents 40% of my total portfolio): 35% FNILX (broad large cap) 30% XMMO (mid cap momentum, overweighted here because I can't get this in my other accounts) 15% AVUV (small cap value) 15% FZILX (broad international, developed and emerging) 5% AVDV (international small cap value) Roth 403b (represents 20% of my total portfolio): 65% VIIIX (S&P index) 15% DFFVX (small cap value) 20% VTSNX (broad international, developed and emerging) Roth 401k (represents 40% of my total portfolio): 65% SWPPX (S&P index) 15% DFFVX (small cap value) 10% SWISX (broad international, developed) 10% DCEFX (broad international, emerging)
AVUV AVDV and AVES bc I'm young and willing to take on more risk.
I commented [the below](https://www.reddit.com/r/stocks/comments/1je10ha/comment/mii6v8k/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button) on Inspire Medical (INSP) in the March 18th daily thread: >Inspire Medical, a company with a pretty revolutionary sleep apnea treatment but is considered at risk from the GLP-1 weight loss drugs, has had inside ownership between 4.1% and 5.0% from 2020 through 2023, roughly 1.3MM shares held on average. >By the end of 2024, inside ownership had fallen by nearly 50% from the previous 4 year average. Insiders owned 696,065 shares (2.3%) when 2024 ended. Some of the share decrease is due to board members retiring (one had owned nearly 93,000 shares but isn't an insider anymore) but included in those big share decreases is the CEO (who sold 45% of his shares, nearly 300,000 of them) and the EVP of Patient Access and Therapy Development (who sold 47% of his shares, nearly 47,000 shares). >I had remained cautiously bullish on INSP as I believed the tech would continue to see strong demand and adoption even in the face of potentially decreasing cases of sleep apnea as obesity dropped from GLP-1s but this insider selling has given me second thoughts. Looks liked insiders knew what was coming. A recent 4.4% cut to FY guidance has driven the stock down 40% today. I stick think the tech is impressive and truly makes a difference but DermTech also had incredible tech that improved patient lives... and they went bankrupt because management couldn't execute. Inspire may rebound a bit. They may get bought out at a slight premium. This may be the bottom. That's fine. I'm out. Sold for a 68% loss (SPY was +44% and QQQ was +58% over the time I held) and put my remaining money into VOO, QQQ, AVUV, and AVDV. [One position closer to my target of 15-25 core positions](https://www.reddit.com/r/stocks/comments/1merxze/comment/n6cyo8k/?context=3&utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button) and the rest of my money in those 4 ETFs.
Hello everyone, I am relatively new to the stock market (21 years), and I am currently going for the strategy of building wealth for the long term. I currently invest in AVUV, QQQ, SCHD, VOO, and VXUS to try to get a good diversity. Right now, each one has 20 percent of my total account. Should I change the percentages to maximize returns, or, since I'm playing the long game, just consistently putting money in little by little into each one is enough? Thank you very much.
AVUV is how you take on higher risk that compounds like crazy while taking on no risk.
AVUV is toast, everything about US policy is designed to kill small companies
There is plenty of value to be found. Selling has been relentless in stocks without momentum. Some examples: LULU, DEO, NVO, TMO. Then there are small-cap value ETFs like AVUV and AVDV, sector ETFs like RSPH (equal-weight health care), and broad international ETFs like VXUS. I think all of these will easily outperform the S&P 500 over the next decade.
Sounds like we’re mostly on the same page. I should also mention I prefer to go with VOO as my core and tilt AVUV, rather than VTI, for two primary reasons: - I specifically want to avoid small cap growth - I like the minor profitability screen that the S&P applies
The small cap (SML) and value (HML) premia have been essentially zero [in the U.S.](https://www.portfoliovisualizer.com/factor-statistics?s=y&sl=XQ8Z0SPABLZmwjGce5lA2) since Fama and French published about their existence in 1993. In [developed ex-US](https://www.portfoliovisualizer.com/factor-statistics?s=y&sl=26pHnPkDvuvEwZgTR9UyW4), the SML premium has been essentially zero, although the HML premia is positive. There's slightly more signal when looking at bivariate sorts, but US small-cap value has been an absolute dog. I've seen Paul Merriman's telltale graphs saying that you have to wait for decades for the outperformance. I've also seen MLMs make the same claims. I'm still slightly overweight U.S. small-cap value (mostly to counterbalance my U.S. large growth), and AVUV is best in class, but it's easily the worst performing asset class in my portfolio.
AVUV: upside of a 30-year treasury, downside of a cryptoscam, collapses like a Jenga tower on any news whatsoever AVDV: what a fucking beast, up +0.35% on a blood red day, up 23.18% YTD while paying a 3.87% dividend
Value or small/mid cap isn't as bloated as QQQ/SPY imo. Like AVUV, SPYV, or BRKb.
I have about the same position size in both AVDV and AVUV (in part due to AVDV outperformance). My claim was always that if you're bullish on SCV, you have to do it internationally diversified, because chances are the SCV factor is more robust internationally than domestically. (I had some old threads discussing that) I was caught by surprise that it would so immediately have such a big rally. Ex-US has been a big carry for my portfolio this year, along with microcap outperformance. We'll see how that ends up, but I'm happy to be diversified and not worry about single country risk. Coal has been blegh and will be until cycle turns again.
Oh when I was still around it seemed you were still very big on AVUV, I guess you shifted? International thesis is still weak. My 2 cents. Yes the currency thesis has merit but it's not enough to justify slower growth over time. The problem is that it's a trade (why I hate all these plays like oil, I had endless arguments with people at r/stocks that refuse to listen to me that oil was fucked despite all my predictions 100% coming true) and also once dollar gets weak, US stocks shoot up again too from dip buying. So you sell your international subpar plays and have to buy back US but it's up more. I say SPY beats international developed. Emerging, I have no opinion. It is riskier, might do better but I don't have enough knowledge to venture there.
Oh when I was still around it seemed you were still very big on AVUV, I guess you shifted? International thesis is still weak. My 2 cents. Yes the currency thesis has merit but it's not enough to justify slower growth over time. The problem is that it's a trade and also once dollar gets weak, US stocks shoot up again too from dip buying. So you sell your international subpar plays and have to buy back US but it's up more. I say SPY beats international developed. Emerging, I have no opinion. It is riskier, might do better but I don't have enough knowledge to venture there.
If you wanna be more aggressive, get SPMO for US equity and IDMO for international equity. The momentum tilt spices things up. Consider some FBTC. Bitcoin appears to be here to stay, like it or not, so if you buy in a Roth I recommend Fidelity’s offering. They actually hold their own BitCoin and don’t rely on a third party for it. Other considerations would be AVUV for small cap value. This ETF is something of a unicorn, they manage to get good results from otherwise overlooked small stocks. It’s been beaten down this year, which means it’s a buy opportunity. In addition to international broad indexes, I also hold FLIN for India equity. I genuinely believe in continued growth in India, and most indexes seem to be underweight for that country. If there are other regions you feel strongly about, check out other regional offerings from Franklin Templeton. Any commodities you feel strongly about? You could buy IAUM for gold, or ICOP for Copper Mining. Feel bullish on semiconductors? Check out SMH or SOXX.
20% in AVUV/AVDV looks good to me, overall nicely diversified approach. Here’s a breakdown of your mix: https://www.insightfol.io/en/portfolios/report/5b2bcff6d2/
I prefer S&P 500 because I don’t feel compelled to invest in every single US stock on the market. There is plenty of zombie stocks or junk I don’t need. VOO vs VTI performance is very similar, but given the choice I’d prefer larger allocation of companies like Nvidia and Microsoft. And prefer you insist on diversifying, I do between S&P 500, foreign equity ETF, and AVUV for hand-selected small cap value.
Personally I would ensure all tax-advantage retirement accounts are maxed out for current year, and then set aside cash to max out next year as well. Then I would take a small percentage of it and go on a dream vacation with my wife, somewhere awesome and first class the whole way - I'm sure your Dad would be happy to know that he was able to give this to you. Then I would take the rest and put it in an investment account: \- 70% VOO \- 10% VXUS \- 20% AVUV Say you have around 750k left, invested today - based on the historic return you would have around $8 million in 25 years. You could obviously retire much earlier than in 25 years.
AVUV or DFSV are what I use to benchmark.
2nd AVUV, though I will say my small cap ETFs and investments have lagged a lot compared to the broader market and sp500
I’m no expert, but 5% of my portfolio is AVUV, which is ballpark market weight.
Mostly VOO A decent chunk of AVUV or similar small cap etf You're good there. Set and forget. Try to not check it more than weekly. Live life, keep working in some fashion, even if it's just a part time gig. Get debt free. Visit your local dispensary for some edibles now and then, exercise, try to eat clean but don't forget to hammer a pint of Ben n Jerry's once in awhile just to remind your body who's boss.
Any major difference between VBR and AVUV?Would you recommend AVDV (international small cap value)
If you want a small cap tilt, use small cap value, like AVUV. There's a good chance that offers a risk premium, no so much with small cap growth. There is no risk premium offered by sector funds like FTEC. The fact that tech has done great the past 10-15 years, if anything, is an indication it will not do as well in the next 10-15 years. Sector outperformance is cyclical, and tech is NOT always the big winner. Sector funds offer uncompensated risk.
The problem is there is quite a bit of overlap between the S&P 500 and diviend funds. So if the S&P 500 goes down, then the dividend fund could go down too. Like others have said, if you want to diversify away from it, then you need to have something like AVUV instead.
What ETF can I add with my VOO and AVUV that would be worthwhile?
Took some profits from MSFT, GOOG, AMZN and AMD to put it right back 50% S&P 40% International 10% AVUV in my Roth. Sold the same names in Tech to generate some cash in taxable , wondering what to do with it. Can’t help but wait for lower prices but I am always 100% invested as rule, just need to figure out what to put it. My taxable has 0 international exposure apart from TSM which is 13% of my taxable.
QQQM is going to be 100% tech. SCHD is going to have all of what's in QQQM but is more large cap heavy than VOO, so I'm not sure you need both. I'd go with something like 10% QQQM (tech growth), 40% VOO (S&P 500), 30% VXUS (Total international), and 20% of Russel 2000 ETF like IWM, or a small cap ETF like IJR/AVUV/XSMO/VIOO to offset your large caps and get some small cap exposure. I have an indexed annuity, and my CPA set me up in these 4 markets: QQQ/VOO/VXUS/Russel 2000. So it seems appropriate to have exposure to growth, blend, international, and the bottom 2000/small cap stocks.
Except for the reality is that is no certainty. And I’m absolutely going with a fund. Two funds. AVUV and AVDV. And if they perform they will absolutely outperform over time.
I understand if people don’t agree but this is how I sleep at night. It’s risky since the small cap value premium may very well never pay off again but I’m a fan and think it does just fine and win out perform over the next 20 years, for certain. Everyone has said small value has been dead for 20 years and the past 20 years have definitely been a large cap/S&P500 boom … but even still it’s not quite that clear that small cap value isn’t doing great. The last five years ( since July 2020 to today) AVUV has slightly out performed VOO even though everyone recognizes that the S&P500 has been going insane. This should raise eyebrows even if it’s cherry picked it’s not wrong. At worst show SCV remains a solid investment choice: https://testfol.io/?s=3t9j804k9Go Paul Merrimen is a SCV superfan so I hesitate to use his site info but the data is all there. Here’s a bunch of quilt charts that have various blocks of measured performance of SCV and the S&P500. On average small cap value has just about always had better returns over the S&P500 going back 100 years. The past 8 have been an exception ( noting the now confusing back test above) https://irp.cdn-website.com/6b78c197/files/uploaded/QuiltCharts-2025-973bc717.pdf
Same here but threw in AVES for some emerging markets exposure as well 35 VOO 35 AVUV 15 VXUS 7.5 AVDV 7.5 AVES This is for taxable brokerage. 70/30 us / international with heavy SCV tilt. My 401ks are standard target date funds so wanted more risk exposure with this one
VOO + AVUV + VXUS + AVDV I would go with VOO + VXUS if you are a index investor. I like to bet on factor investing, so tilted my portfolio to small cap value.
SFY, IVE, IVW, are pretty much all the companies. I think SFY has a few different holdings. So, you could just reduce it down to SFY or a different S&P500 fund. Having international is fine. Tech is probably good long term however iShares does make a global tech fund that may intrigue you for this purpose. I don't know much about the factor rotation ones to be honest. Factor rotation is a viable strategy, but over the long term I'm pretty sure just a standard S&P500 find has beaten that strategy. What I do for my kid is take the mid/small cap weights of a total market fund but then increase them by x1.5. Over the long run the small cap value is fantastic and is great risk/reward. Over the long run as well mid cap blend is a perfect sweet spot. For my kid I have 58% SPLG 30% FMDE 12% AVUV.
Yep, by the time everyone switched to AVUV and IWM, the run has finished 🤣
Most of them have underperformed the Vanguard equivalent (AVUV is like the one exception) so I don't really trust them to continue outperforming. Active management loses 90% of the time so why would DFA be any different? If you want small cap value VTV is as simple as it comes.
Small caps companies are listed. Small cap ETFs, too, like AVUV, VB, IJR...
I can’t explain why this legislation (passing the Senate with modifications but no substantive change from that which has been proposed for months) has specifically pumped AVUV. I suspect the abrupt spike has more to do with rebalancing as institutional investors rotated from winners to losers to begin the new quarter on July 1.
If BBB bad for SCV, why AVUV up 4% in two days?
I'm late to investing. 40, USA. I finally paid off my high interest debt and have some income stability and I'm planning on retiring at 72. I was thinking of allocating my Roth IRA thusly: 65% FNILX (US large cap blend) 15% AVUV (US small cap value) 15% FZILX (International large cap blend) 5% AVDV (International mid/small cap value)