BTCI
NEOS Bitcoin High Income ETF
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Portfolio is -80%. learn from me. Offer advice if you can
What do you think of this plan to pay off mortgage faster
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Good suggestion. Not to mention yoj get SPCX included as well. I held RKLB and ASTS for ages and they did nothing. Go out too soon. But got into SPCX a little while ago and it’s doing well. As far as crypto, it’s like a solution looking for a problem. I don’t get it, don’t like it, had BMNR forever and it only went down, it sucks. I have BTCI now and it’s doing well. 26% distribution rate and the NAV is flat for six months now. I’ll take it because I think bitcoin will trade in a narrow to upward range for awhile now. I think Ether is throwing dice and Tom Lee is a fey conman. Can’t stand the guy.
BTCI is so down somewhere around 50% on the year, SEC yield 1.35%
Nice to see BLOX, BTCI, and IBIT jumpin' and runnin'! https://preview.redd.it/w185ggo3swqh1.jpeg?width=400&format=pjpg&auto=webp&s=74f7952e84c0759219f34c6bc5a45d081d92d6b4
lol what a dork. meanwhile i’m retired at 33 off BTCI in my home country
These are funds that sell covered calls on the price of Bitcoin. One is BTCI it is currently paying 25% yeild in monthly installments. Not shortly after this funds was introduced the price of bitcoin dropped 50%. So like growth index funds the price of BTCI dropped. But it instill paying a dividend.
The brokerage equivalent to HYSA is money market account. Money market accounts are insured like HYSA. But since a money market acount is in a brokerage you can use a dividend investment to fill your money market account. For example you can put money in your taxable brokerage into a fund like QQQI 13% yield and it tax efficient. . So you could gradually build up QQQI so that is has 57K invested. At that level the yearly dividend is 8K. Which is enough to deposit into the Roth without using your work income to make the deposit. To get enough interest from a HYSA to get 8K you need to invest 200K. So with QQQI in your taxable account you you could turn off dividend reinvestment so the sad dividned are not reinvest and show up as cash in a money market acount. Eventually the taxable account could be also used as your HYSA. with QQQI filling the money market account. And at that point you won't need to put your work income into your Roth or your HYSA. And if you count to build up the dividned income with QQQI or other dividned funds you could eventually get enough taxable income to cover all of your living expenses. And you can have growth investment in your Roth I have QQQI, SPYI, BTCI, KGLD, EMO, UTF, UTG, PFF. to maintaning 6 month cash emergency fund and enough income to cover all of my living expenses (about 5K a month). It allowed me toretire early.
Yea but you're not gonna like this... My excuse is I'm in a custody battle with my ex and need income. I have 2000ish shares each of NIHI SPYI QQQI and IWMI. 500ish of BTCI. I'm holding a couple speculative stocks but only 10k per of those I'll keep in hopes of a big payout in 2030. Those are the only things I kept when I switched to income. Before that I was all VOO and chill. There's been some big changes in my life this year.
Yourbetter off in my opinion investing KGLD and BTCII. KGLD ues convert calls on gold to generate income a 11% yeild payed monthly. BTCI pays does the same but with bitcoin and has a 26% yield. Both produce monthly income. which is better than tokens or coin you cannot use at most stores
The thing about gold is that it goes through very long periods of no price growth then many suddenly surge in price then flatten and go dormant again. So it doesn't do well as an investment. For Gold I am not buying the metal or buying gold mining companies. Instead I in vested in a covered call fund for gold. KGLD but there is also IAUI, iGLD. They funds use covered cals to on the price of gold to generate income. Yield varies a bit month to month but it looks like a long term average yield of about 11%. There are also covered call funds for bitcoin. I have BTCI it is paying a consistant yield 25% even through there was a big price drop last november and the price has still not recovered. Bitcoin is very volital asset but covered calls work best with high volatility. So BTCI has about double the yield many other good quality covered call funds. With these funds you don't need to wait for growth and then sell. They pay you a cash dividend eveery month.
I have a handful of shares of BTCI on Fidelity mainly just as an experiment to see if the dividends stay regular. It's in my Roth currently. Seems okay but value has dropped expectedly since its bitcoin and not real.
I wouldn't in strategy preferred shares. Instead I invested in BTCI they sell covered calls on the value bitcoin. Currently yield about 25%. was about 30% before the bitcoin price drop. It appears BTCI is one of the best dividend play based on bitcoin
You can just about do that now in 50% QQQI, 30% SPYI, 20% BTCI. As for how sustainable that is. 🤷
IT is a smallpercentage of my portfolio. But I don't hold it. I invest in BTCI a covered call fund that coverts price volatility to income. When it first started it had a yield of 30% right after it became available.. But the value of bitcoin dropped but it is still paying a yield of about 26%. As long it is still paying a good yield I will hold it. And I will reinvest the income into other funds.
Its a learning curve. I chased Penny stocks like kulr back in the day, the $171 of BMNR from $40. To 2 week calls to then single day calls. Now debit spreads and mixing an old etf strategy. Worse case scenario for a newbie. I would recommend buying etfs like BTCI and SPYI. Disable reinvesting or keep it if that's what you want. BTCI pays like .76 cents per share a month(fluctuates with bitcoin moves) or SPYI that gives a consistent .49 cents per share. Buy like 200 of SPYI and get paid like $100 a month. Your money is pretty much on the most safe place in medium investing. VTI and such are just top tier for someone that is looking for early income now.
Ah.... shoot... I just bought $1M in BTCI (30,000 shares @ $35.34)... the dividend distribution is about $300k per year.... Hopefully ill break even in 3 years.
Ok, I have 1.5M roughly, invested in a slew of dividend yield etfs and it is close to 20k a month. They fluctuate quite a bit on the dividend amount, but thats been about average so far this year. Here are some of the names. HIYY, GOOY, METW, MRNY, SPYI, QQQI, BTCI, and MSFW If you can't live off those dividends then I would be surprised.
not a bad time to take some profits. Not saying to sell it all, but selling some is normal. Remember that Cash is also a position and 'cash-yielding-assets' like QQQI, BTCI, can make sense for a lot of investors too.
BTCI is not that bad, if btc recovers investment will double and the dividends are nices, maybe toss 20k..thats what i would do atleast
I am investing in BTCI is is a covered call fund thatusese a bitcoin index and teh income from the covered calls is parted out as a dividend of about 30%. There is risk with funds like this but you don't have to hold bitcoin in your account and cash dividends are deposited imontly cash dividend deposits into my account.
Pump nation tomorrow! Secure some profits. I’m holding a bag of BTCI in at $32.12, as well as my monthly dividend AGNC.
The ones including that ending in “I” are income focused. Straight from the horse’s mouth: Where might BTCI fit into an investment portfolio? BTCI aims to offer exposure to Bitcoin via ETPs with a data-driven call option overlay that seeks high monthly income and upside potential. The Fund may provide a way to pursue high levels of current income from Bitcoin's price volatility, a source that's potentially less correlated to traditional income oriented investments.
Why not just invest in BTC? WTF is BTCI, bitcoin cash ?
Came to say the same thing. Keep earning money working, stack it in safer stuff like VOO, SPY, SPYI, QQQ, QQQI. If you want a little higher risk/reward go for some BTCI but stop straight gambling.
Most people buy and sell gold and silver with the goal of making money. But If you don't buy gold or silver you can buy IAUI and KSLV and get 10% cash dividend payed in monthly payments. AND you can do that with bitcoinusing BTCI. These ETF are much more liquid than simply buying and holding gold, silver, and bitcoin.
I grabbed some BTCI at $32, but if BTC keeps dumping we’re fucked in the short term
I bought 1,072 shares of BTCI @ 32.85 I should get around $1,100 in distributions in 2 weeks let’s see 👀
Volatility is my best friend. I'm getting a fat paycheck this month. BTCI and NEHI. Tom Lee was right again.
I hold BTCI and QQQI and laugh all the way to the bank.
IBIT or BTCI. I have special tax circumstances so I chose BTCI.
the long term average total return of S&P500 is 10% during the 2000 to 2010 lost decade it was closer to 5% per year. Also as we get older risk tolerance typically drops. So there are many like you that feel trapped because they cannot stomach the volatility of the S&P500 and yet they need to invest. One simple stratagy is outlined in teethe Book the income factory. It is worth your reading. Basically you are probably better off investing for dividends rather than growth. Good dividend funds don't have a the volatility of the S&P500. and dividend funds typically do much better than growth in bear markets like long decades. And seeing income coming in really helps calm peoples fears of the market volatility. I am aproaching age 60 and I am heavily investing in funds like EIC 11% yield, ARDC 9%, PBDC 9%, EMO 9%, CLOZ8%. that averages 10%. And everything political happening now has had no effect on on 5K a month of income from funds like these. IF you have a good job and can invest enough income you can get a decent income by age 60. But not you may have to use a taxable account as well as a retirment accountant. IRAs often has a rather low deposit limit of 7500 per year. 401K hav a deposit limit of about $21000 a year which has aa very big impact on the size of your portfolio. at 60. So you may want to have taxable account with no contribution limit or withdrawal date limit or penalties. Yes you will ba paying taxes but once you get start getting significnant income you can start usingN the income to pay bills and other expenses freeing up additional money for investing. And then you can use a Roth IRA to start building tax freedividend income you cause after 60. One advantage of investing fro yields around 10% is that the ammount of money you need to save up is generally smaller than the ammount you would need in growth index fund only portfolio. 500K invested at 10% yield is 50K a year of income. To get that income from a typical growth portfolio the 4% rule recommendation would require about1.25 million. Note I also have covered call funding my portfolio these funds are just as volatile as growth index fund bu the yield if also high and an they are also tax efficient so you pay less for the income I hav BTCI 30% yeild, QQQI, 13%, and SPYI 11%. I mainly use these to generate income which is mostly reinvested into other non covered call ETF to grow my stable income ETFs. And I also have some growth funds I can use at anytime if there is an issue with my dividned portfolio or I have a bug unplanned expense.
BTC, why not BTCI make money on the volatility?
8k (cost of FSD) split between QQQI/BTCI pays $130 month. Subscription paid, 8k saved.
That would be awesome. Until then I'll keep holding BTCI its printing money.
I prefer BTCI I get paid no matter what happens.
Some of these are good ETFs. I personally have QQQI and JEPI. BTCI is extremely volatile. Your biggest concern with these types of instruments should be NAV erosion, where you lose more of your underlying investment than what you receive in dividends. That’s what makes these types of investments riskier than say an index fund. I would avoid weekly call ETFs like GOOY for this reason. They have extremely high yield but tend to rob themselves of NAV in order to maintain their yield. As always, read the prospectus. This is not investment advice
BTCI. I use the high dividend from it to increase cash flow into my roth. The yearly deposit limit for a roth this year is 7500 a year. But that number does not include dividends. BTCI has a yield of about 20%so so the 50K I have invested in it produces 10K a year. that plus 7500 from the yearly depoist will also add 17400 a year to the account
Recommending what I buy: BTCI QDVO IDVO DIVO VXUS. Love the income building and considering more ROC heavy ETFs like QQQI and GPIX.
Almost all investors have a cash account. And most of the time it is in bank or taxable brokerage account. Partially for emergencies and pratially to help handle the big unexpected bill. But that said the cash account is the first step in the a taxable account. A emergency cash fund won't last long is you loose your job in recession. It could take form than a year to find a new job. FPassive income is better because the money will not run out. A fund like CLOZ 8% will pay a dividend (passive income. It will take time to build up the money in CLOZ to get meaningful passive income from it. If you don't need the passive income simply reinvest the funds. Or use the money to fund your Roth account or pay monthly bills. But it things go bad turn off any automatic dividend reinvestments. The dividends will then show up as a cash depoist into your money market account. I realize this in my 50s and took some excess growth I had in a taxable account and built up pasive income of 5K a month and retired. I am currently suing the passive until my retirment account become available. Some People use SGOV instead of CLOZ. Others may use riskier funds like PBDC 9% yeid, EMO 9%, ARDC 9% UTF 7% or UTG 6.3%. Other other will use covered call bunds like BTCI, QQQI, and SPYI.
I like how you think. Currently I have positions in QQQi, SPYI and BTCI with estimates at 14k a year. the 250k in MM will yield 10k. So that's 24k. I need to do more research on the risks and the tax implications of each fund.
Add QQQI, and SPYI to your portfolio. and if you want BTCI. to your portfolio. Setup each with an equal amount of money like you have with your current portfolio. Reinvest all dividends in growth. And then yearly rebalance everything By reinvesting the dividend into the growth you adding a lot more shares of growth. So when there is a good year your account will do better than it would without the dividneds. Eventually the dividends alone can add more money to your acc count than you you can.
I don't hold bitcoin because a lot small companes that deal with it have had legal issues or were scams. But I do hold BTCI that wells covered calls on bitcoin to extract dollar from the bitcoin volatility. It has been paying about 30% yield. I will hold it as long as it delivers.
RGTI, IONQ and BTCI bought at ATHs.
BTCI. Bought a lot in September in prep for Uptober.. I guess just drip until it goes green lol.
you could exist and put the money BTCI a crypto covered call fund. It generates a yield of about 25%. It is a Neos fund and none of there funds have not had nav erosion issues.
Unfortunately... Yes ..... my stop loss of triggered... I had to take loss... need to wait for 30 days. After 12/19 , I will be able to buy BTCI again ( no wash sell ) , I will start to build BTCI again. Probably start buying a few thousand shares first, and continue DRIP in 2026
UPS, IREN, IBIT, BTCI. these are the largest. there are several others that will come back like MSFT and MO so not too worried about those.
It depends on 1) the interest rate on your mortgage adjusted for the cost of PMI and 2) if this a "forever home" The higher the interest rate and the longer you expect to be in the house or hold the mortgage, the more sense it makes to invest conservatively to capture the difference while keep risk down. Generally, if your returns on your conservative investment exceeds your mortgage interest, then it makes sense to think about investing in something conservative. BTCI doesn't fit this strategy, so I'd take that off the table. Sure those distributions are high now, but so is the risk that they vaporize.
This is really two fairly regarded decisions. 1) as others have pointed out: avoiding PMI is a better decision. 2) using the difference to speculate in BTCI is dumb. BTCI is essentially a covered call strategy on Bitcoin futures ETFs. This is the same as being exposed to the downside of Bitcoin but being capped on the upside.
That’s a detailed and disciplined approach. It’s interesting that you’re using a fund’s dividend to buy into a more volatile asset like BTCI. Are you planning to rebalance periodically or just let the allocations drift with market movements over the seven years?
My current portfolio, M37. RR - 83% (pre covid buy, slowly reducing) VWRA - 11% (increasing) IAG - 1.5% (hold, small dividend growing) QQQI - 1.3% (drip) SPYI - 1.3% (drip) ABCL - 0.5% (speculative buy, hold) BTCI - 0.4% (drip) KSPI - 0.4% (speculative buy, hold)
2025, I already made $400k+ short-term gain , from trading Stocks + Options + Dividend (QQQI) Sold pretty much everything and took profits. Basically, right now my two biggest holding , bought the dip > 10,000 IBIT @ $48 ....... $480,000 > 2,200 META @ $585 ... $1.28M I plan to hold these 2 positions until mid-2026 or end-2026 In the meantime, I am using margin to Sell Put on TSLA , making about avg $4,000 per week ----------------------------------------- META dropped to a very attractive PE and price level, so the risk to reward was very good. Same for BTC (IBIT) Currently, I don't hold QQQI, but will definitely rebuilt my QQQI position in 2026 as I collect more CASH from selling options. My two biggest position right now ( IBIT & META ) is NO MARGIN , so I can just hold it and let it ride 2026, I estimate, I can make around $4,000+ per week from trading options .... which will be used to buy QQQI (maybe also some BTCI)
2025, I already made $400k+ short-term gain , from trading Stocks + Options + Dividend (QQQI) Basically, right now my two biggest holding , bought the dip > 10,000 IBIT @ $48 ....... $480,000 > 2,200 META @ $585 ... $1.28M I plan to hold these 2 positions until mid-2026 or end-2026 In the meantime, I am using margin to Sell Put on TSLA , making about avg $4,000 per week ----------------------------------------- META dropped to a very attractive PE and price level, so the risk to reward was very good. Same for BTC (IBIT) Currently, I dont hold QQQI, but will definitely rebuilt my QQQI position in 2026 as I collect more CASH from selling options. My two biggest position right now ( IBIT & META ) is NO MARGIN , so I can just hold it and let it ride 2026, I estimate, I can make around $4,000+ per week from trading options .... which will be used to buy QQQI (maybe also some BTCI)
I would instead invest the 45K in BTCI and get 25% yield from the selling of covered calls on bitcoin. That would generate 11K of income a year payed out in monthly installments.
bit ocoin is not a project. It is a business like any other. Some companes have large computers working through the complex math to mint bitcoins and sell the coins. Other companes will hold your bitcoins like a bank holds cash and charge you a fee. And ts hen there are investment companes. BTCI invests in bitcoin index and sells covered calls on the index. The profits from the call is payed out as a dividend. But to the volatility of bitcoin it has a high 25% yield. Bitcoins are treated a lot like gold by investors. So you could invest in IAUI which is equivalent to BTCI but it invests in gold. but i believe the yield is about11% If you want S&P500 and bitcoin. I would go with VOO and BTCI.
100% in dividend paying stocks/ETFs. These will outperform in a sideways/slightly declining market. Plus, we're all about the income. Looking for deals like OBDC and ET and BTCI. Don't care what the house is worth, just holding and collecting the rent, so to speak. Good luck!
There is a big difference between 401K and a roth is the deposit limit and income limits. with a 401K you can deposit about 21K a year. With a roth the limit is 7000. In investing you want to get as much money into the fund as quickly as possible to maximize compounding. And we all want a high paying job. Well with a Roth if you make too much money you cannot deposit money into the ROTH. So with a roth you are better off adding a high yield dividend fund to the portfolio rather than adding more and more growth fund. Now Dividend funds don't churn as your yearly deposit. So you can have more than 7000 of dividend flowing into your account while stilll making your yearly 7000 deposit. Now you can add government bonds but the yield is low so they won't have a big impact on cas In your roth you have a S&P500 and a large cap fund. They are both very similar in ther holdings. So I would drop one. For a dividend fund I would add QQQI 13% yield. 100K invested in this fund will add 13K to money flowing into the portfolio. BTCI a bitcoin covered call fund might be worth considering with its 25% yield. IN the first 5 years you probably want most of your yearly deposit to flow into the dividend fund. You can turn of automatic dividend reinvestment off and then manually put the money in the fund you want. And then if you get a dream job with high pay your Roth will still grow from the dividends even if your deposits are zero.
What you want is a retirement, account and a taxable account. Max out the retirment account as soon as you can. In the taxable you want 6 months of living expenses in a high yield money market fund. You also want a dividend fund in your taxable account. So once you have 6month in the money market fund. You can start filling the dividend fund. The purpose of the dividend fund is to crease a secondary source of income you can rely on if you loose your job and cannot and cannot get a new one within 6months of your cash reserves. It can also support you if you cannot work due to injury or medical issues. The advantage of a dividend fund is that it will create monthly income that will not run out. My choice is QQQI 13% if you are wiling to take more risk BTCI yield 25% is a good choice. They pay monthly are tax efficient funds. With these high yields you need to invest less money to get a reasonable amount of income to cover any emergency fund you need. Now you can use lower yield safer funds but that would require more money and more time to build the passive income. And if you want you could invest in growth index funds and just rely on selling them if you need to. Once you have the dividends, the 6 month emergency fund and retirement fund [set.you](http://set.you) can reinvest the dividned into your retirment account or your 6 month emergency fund or your dividend fund. Or you can use the money to cover all or a portion of your monthly bills. invest for your children's college education or vacations. Eventually you could build the dividend income to cover all of your living expenses. which would allow you to retire at any time not at age 60 most retirement funds require.
Why not BITO or BTCI instead? ETFs that sell covered calls and pay big dividends - sure there can be NAV erosion, but MSTR’s strategy is so complex - and the results of late have been so awful - it feels like a scam.
I'd suggest checking out the Armchair income YouTube Channel [https://www.youtube.com/@armchairincomechannel](https://www.youtube.com/@armchairincomechannel) It should help you discover how much you might need to construct an income portfolio. Some popular income investments with $700k : * QQQI $98,000 / year * SPYI $84,000 / year * BTCI $196,000 / year I don't suggest going all-in on anything, but the example here can help give an idea on what some assets can yield.
The highest utility from investments comes from cash dividends. you can spend the cash on enacting you need or reinvest it. Growth is nice but it isn't real until you sell it and cover the income to cash. My roth is invested in BTCI 25%, QQQI 13% yield, PFLT 12%, ARDC9%, EMO 9, PBDC, PFFA 8%, ClOZ 8%, UTG 6.3%, JAAA 6%. These investment in my roth generate about 30K a year in the roth. Which I reinvest. IF you use a taxable account the money could be used to cover living expense ore reinvested.
start doing it and reinvest the dividend and make regular monthly deposits if you can. Solana is a bitcoin ETF that doesn't pay a yield. If you really want a yield with bitcoin invest in BTCI. 30% yield and if you reinvest the dividned this fund will grow really fast.
Time to use the brokerage account for investments thant can be bought an sold whenever you want without any of the restriction of 401K and Roth accounts. You could use a high dividend fund to generate income for your 7000 a year roth deposit. And if needed that money could be used to refill your. taxable account. You could also build the income up high enough to cover all of your living expenses. A great unemployment insurance option. Or you would retie long before age 60. I like high yield funds like QQQI 13% yield and BTCI 25% yield. And they are tax efficient. for starters. Over time you could add more dividend funds some with lower yield and or safer yields in bear market.. The other option to is to is to invest in growth index funds. Very tax efficient You could sell the stock to cover large purchases like a home or or car or repairs to them. The best portfolios have a mix of dividends and growth investments.
I started building up DIVO IDVO QDVO BTCI so that I will just sell my VTI VXUS later on to buy more of all of that. At retirement, i intend to have distributions equalling $20K a month and $5K a quarter. Or maybe I’ll dip out at half that. We’ll see.
You could open a new 'income investing account' on another brokerage and put the extra cash into income investments like QQQI, BTCI, BLOX, QDVO \[ this guy has good ideas on income investing [https://www.youtube.com/@armchairincomechannel](https://www.youtube.com/@armchairincomechannel) \]
Everyone keeps mentioning cash savings. but the cash doesn't last long. In 2008 a friend of mine couldn't find a job for 4 years. Most people only have enough cash on hand to last a year at most. A better way to ride through a recession is to have passive income from your investments. IF you have a bond or dividend fund producing 2K a month of income and you cut expenses as much as possible. that could cover you for however long you need to find work. For this to work you want a high yield so that you can quickly build up a passive income stream at minimal cost. 2 good funds for this are BTCI 28% yield and QQQI 13% and both pay monthly and are tax efficient. Additionally this should be done in a taxable account so that there are no restrictions on accessing the money at any time.
I have BTCI in my HSA. Adds $500 a month. When the balance gets a few grand I buy more.
Maybe wait a week on this one, but BTCI. Or pick something smaller than Nvidia. Something in the $5-$30 per share will make your $5K feel like it's going further and let you make more picks
SPYI, QQQI or BTCI if you can stomach more risk.
3 years of money for me is 180,000. if I took all that money and put it in QQQI 13% yield it would generate about 2K a month of income if you are very frugal that income will last a long time. Or if everything is good and you reinvest the money 180k will in 5 years turn into 360K. Which would generate 3K a month. It you switched to BTCI your money would double in 3 years.
I completely agree with you my brother was in good shape financially but after 2008 he was unemployed and was close to bankruptcy when he got a new job. The 6 month emergency fund is too simplistic. Yes you need some savings you can quickly tap for for unexpected large expenses. But you should also have a source of secondary income that will be there if you cannot find a job or have a long recovery from an accident. The best way to do this is to open a taxable brokerage account and and put an interest bearing money market account. And inanition to that add a high dividend fund for secondary income. A good dividend fund for this QQQI 13% yield and tax efficient. BTCI (25% yield) is looking like another promising fund. Don't. t use funds with a history of NAV erosion or other problems. You don't just want high yield you wan't a fund that will last and do well. QQQI pays a dividend monthly and 100K invested in it will generate about 1K a month of income. If you don't need the dividends reinvest them in the money market fund or the dividend fund. And you can add more dividend funds if you wish. So of the dividend income will have to be set asside to cover the yearly taxes. But taxes are always going to less than the dividend income you receive. It will take time to build this. And I am not putting a limit on thesis of the dividend fund. So people will need more money than others to live. Anyone doing this can build up a passive income sufficient to cover all of your living expenses. One alternative aproach is to use growth index fund instead of a dividend fund. But the problem with a growth index fund is you have to sell shares to get income and in a recession the you might be selling at a loss. And once the index fund is gone you have no more money. A dividend fund can generate income indefinitly So after the emergency if over you still have your emergency find.
If you want exposure to btc, buy IBIT or BTCI. Mstr had its time now its stagnant and no longer correlated heavily.
I have IBIT and BTCI.. bought recently
Since you are here. Im holding IBIT and BTCI when BTC hit 123k. Its now 112k. As long as I hold these two, BTC will stay down. But Im gonna hold it til Christmas.
I don't personally plan to use just one asset. I plan to spread it around multiple cc ETFs in various sectors with expected good performance and nav retention plus CEFS, maybe some PBDC, QDVO, and whatever else I find interesting. In addition to sp500 funds and I'll probably keep a reduced presence in SCHD, hoping it fares better in the future than it has in 2025. I have too much in SCHD right now and it's been a drag in this bull market. But hey, it could be an interesting ride if you put $1 M in BTCI getting $250k+ per year income. 😸 Then again that might be too much like betting it all on red. 😇
Certainly. If you bought QYLD or RYLD, then imo you bought stinkers. They are not properly structured to resist nav erosion and are destined for the dump. At least imo. I hold a number of cc ETFs from both NEOS and Goldman and have been quite happy with them. So far. I understand your angst regarding cc ETFs after your experience. I think JEPI and JEPQ began a more modern approach to cc ETF investing that was more sustainable. But imo, both NEOS and Goldman have improved on the formula. I sold my JP funds in favor of the NEOS and Goldman cc ETFs. And I did something I swore I would never do. I've never been a bitcoin fan and vowed to never touch that sector. But I can't deny that Bitcoin offers opportunities, regardless my resolve to steer clear. I watched an interview by one of the NEOS co-founders (either Garrett or Troy) where they were discussing their cc ETF for the Bitcoin sector, BTCI. I was impressed enough that I bought some. And I've been very happy with it so far. 🤷♂️ I only have about 15% in cc ETFs at the moment. But they have blown away SCHD, one of my core staples during this bull market. Unfortunately that's not saying much since SCHD has been so flat this year. 😬
Throw it into BTCI and QQQI. You are done bro.
Take profits and put into a high yielding dividend ETF like BTCI and buy other stocks using those dividends.
But you didnt sell BTCI at BTC-USD at 113 only to watch it zip past 120k in the next two days.
Made $150k on OPEN. I am thinking of tossing the entire chunk into some high income options ETF like MSTY, or BTCI and see how long it will last.
Mostly QQQI and QQQT, some small exposure to ETCO, MSTY, BTCI
Mostly QQQI and QQQT, some small exposure to ETCO, MSTY, BTCI
Erm, at least put it into something that is dumb/risky, but also generates dividends like BTCI.
Best resources that I've seen are: * r/dividends * Income investing Guru: [https://www.youtube.com/@armchairincomechannel](https://www.youtube.com/@armchairincomechannel) And the best overall ETFs I've seen are typically from NEOS: * QQQI - Nasdaq-100; 14% Yield * IAUI - Gold; 12% Yield * BTCI - Bitcoin; 29% Yield
crypto doesn't earn interest. it just sits in an account and you hope it will become more valuable over time. Furthermore when you need money you likely have to convert it to dollars first. in my option the best way to invest in Crypto is to use a covered call bitcoin fund like BTCI with a 25% yield. %hiw rune will pay you cash in dollars each month. You can then put the cash in a savings account or reinvest it. Or use it for some living expenses.
I hold 7 stocks in one of my IRA, bought them two weeks back: AMZN, FUBO, ASST, BTCI, IBIT and AVGO and ANET. Five of them were a loss in the last week and I had to sell.
What I would do with cash is put it in a taxable brokerage account and turnoff automatic dividend reinvestment. The cash from the dividned can be placed in HSA, HYSA, or money market account. After that any excess can be used to used for personal needs mortgage, roth, or held as cash for emergencies. Or some could be invested With a fund like QQQI 13% yield your account could push out a lot of cask per year. 100K at 12 would generate $1000 a month. And QQQI is a tax efficient account. The fund takes steps to lower the tax on the dividends you recieve. SPYI is similar but 11%. EMO and PBDC 9%, PFFA 8% or you could just go with a utility fund UTF and get 7% IF you want to take risk There is BTCI which has a yield of 25%.
You might be able to turn it into a Roth or Traditional IRA (check with the institution that currently holds it). Then you could invest in whatever you like. Common (safer) growth investments: \[**SPY/VOO, QQQ, SCHG, SPMO**\] Common (decent) income investments: \[**QQQI, IAUI, BTCI, GPIQ**\] (Check r/dividends for more ideas)
If you want a Yield on your capital, the 'income investing' space is growing rapidly. Here are some example investments: * QQQI - Nasdaq-100; 14% Yield * IAUI - Gold; 12% Yield * BTCI - Bitcoin; 29% Yield And I really like this guy for more income investing ideas (Yield 8+%): [https://www.youtube.com/@armchairincomechannel](https://www.youtube.com/@armchairincomechannel)
Something like BTCI but one for eth and one for sol.... Not sure I'd necessarily buy them today... Would depend on options pricing... But would probably buy them eventually.
I am planning to add BTCI to my Roth this year. It doesn't hold any bitcoin but iterates covered calls on a bitcoin index. As a result it generates 25% dividend yield. This is cash in US dollars. Which you can use to buy more BTCI or use the money to buy other investments.
the nice thing about roth is the withdrawals after age 60 are entirely tax free. The bad news is the 7000 per year limit. But there are ways to get around the limit. * You can move money from an existing 401K or other IRS to to roth you pay tax doing this but there is no limit on the ammount. * You can invest in a dividend fund or stock inside the roth There is no limit on how much dividned income in the roth. * Neither of the above option change the 7000 a year deposit limit. * Note there is a taxable income limit for roth accounts. if you make too much money the 7000 a year depsit limit will drop to zero. No you could take a bit of a risk early on in the roth and invest all of your roth account in higher risk dividend funds. Two I really like are QQQI 13% dividend yield or BTCI 25% dividend yield. QQQI basically exceeded that long term average return of of the Nasdaq 100 and the S&P500 index funds. There funds basically earn on average about 10%.BTCI basically exceeds the return of most index funds. Some like yieldmax funds (near 100% yield but these funds have significant NAV erosion so the share price drops every year and as a result the monthly dividend payout gets smaller every year. But the yield stays about the same. So I don't remind them. So take a high yield fund and add money to it every year until the Cash income from dividneds exceeds 7000 per year. At that point you ant urn off autmatic dividned reinvestment and start using the dividned money to buy other less risky funds. other less risky dividend funds. Or you have a mix of dividned and growth index funds. I personally prefer dividned investing over growth investing. SO my roth is mostly dividend funds with a one My dividend funds currently generate 20K of dividend income a year. I was also late starting a roth. But I am also converting my 401K money to the roth. Unfortunately that plus my regular taxable invcomem eceeds the income limit so currently I cannot deposit 7000 a year into my roth. But as my 401K drops over time that problem should eventually vanish.
Nice bro. I sold all of mine and bought BTCI. Maybe house soon.
All jokes aside, these will work : QQQI SPYI BTCI SGOV