Reddit Posts
I've been playing around with a few portfolio ideas on TestFol.io and ended up with five different versions that combine Fama-French Small Cap Value, leveraged ETFs, and trend following. They're all backtested from 1988-2025, and I'd love to hear what people think.
Compared to mechanical dollar-cost averaging into the Nasdaq, wouldn't this method yield better returns?
Trying to generate alpha using Nasdaq retail activity data
Imagine this happening to people's retirement account in TQQQ or SPXU lmao.
Heard there was a market crash. Fly off the shelf PUT gains!
$650,000 ish gains in 2.5 years, feast your eyes onto my gains.
Is anybody else dumping the Nasdaq 100 due to SpaceX?
Does selling OTM put and put spread tend to have negative EV?
Last month, ChatGPT told me to sell TQQQ position immediately.
Buying $309K of TQQQ on margin Monday at market open. No real reason. Wish me luck.
Buying $309K of TQQQ on margin Monday at market open. No real reason. Wish me luck.
108% vs S&P 500 ~40% over 2 years... timing + leverage or mostly luck?
My tech-heavy portfolio is up across the board, TQQQ leading the way
+$8,000,000 in April (188%). AMD and TQQQ on margin
“Basic” port gains with only QQQ, TQQQ, AMD and MU + QQQ LEAPs
Threw in my last $200, USO is treating me well and TQQQ is my hail mary 🌚 let's see if we can get off the Wendy's value menu
Musings of yours truly + positions
INTC BROKE ALL TIME HIGHS. SO DID I.
“TQQQ 4/24 calls are dumb, you’re just giving your money away.” Yeah. Ok. Sure.
$65 TQQQ 4/24 calls for .10 a pop? Should I .. just buy way more?
Stocks 3x ++ potential in next year
Seeking feedback -> Launching a web application for probabilistic stock and ETF price modeling.
Why should I not buy $5000 worth of TQQQ for a 10+ year investment
TQQQ and Gold Strategy using the SPY 200SMA (Three Phase Strategy)
The Gold and Silver Crash is Inevitable and Predictable by Market Structure
Will I get assigned since my put landed at the money at expiration?
Opening SPY Positions Today after Selling All QQQ on 12/31 to Avoid Wash Sale
5 years ago I revealed the Ultimate Investment
Sharing my wheel trading journey (last ~12 months) — looking for feedback
Yall really not hearing me huh AAPL and TQQQ
My 7-Year Wheel Evolution: From TQQQ Premium Harvesting to Regime-Based Risk Control with MARFIN
Thank you TQQQ, KMX, GLD & SLV. Can you see when I discovered the joy of buying options?
Cannot beat the market but leverages are showing massive gains over market as far we can look back. Some can argue on imaginary backward projections, but the rules have changed to prevent sharp drops.
Am I an idiot for wasting time on limit orders instead of just hitting bid/ask?
TQQQ December 12. 2025 5elling cash-covered PUTS
I asked Claude Opus 4.5 to autonomously develop a trading strategy. It is DESTROYING the market
This guy made over $700k trading in the past 6 months just trading TQQQ and SQQQ.
Trying to make money (need feedback)
Is there an Index fund like the S&P 500 that has equal investment instead of proportionate stock investment for the top 500 US Stocks?
10-Year Hold Plan with NBIS, DPRO, and HGRAF – Good Idea or Too Risky? Need Advice!
Mentions
Bro TQQQ is +55% SOXL +395% over the last 12 months. Everyone who’s been investing longer than a year is in complete euphoria. These babies are whining because they probably went all in the market a month ago and are freaking out
Yeah I read it, did you read the Ai generated response? TQQQ is my bread and butter, holding a portofolio over 100k through covid as well as selling and wheeling it for close to 10 years. Will be doing that the next 30 years, come back and ask how I am doing.
Just because someone posted a chart doesn't make it right: "Yes, the chart is wrong (or at least highly misleading). portfolioslab.com The image shows TQQQ (red line) dramatically underperforming QQQ (black line) over the full period since ~1999, with TQQQ ending far below QQQ (roughly in the low tens of thousands vs. over $100k for QQQ). That's not accurate based on real/hypothetical performance data.Key Reasons Why It's Wrong:TQQQ launched in 2010 — any "since 1999" chart for TQQQ requires hypothetical backtesting (applying 3x daily Nasdaq-100 returns to the pre-2010 period). This is common but sensitive to exact methodology, fees, and rebalancing. Post-2009/2010 bull market dominance: The Nasdaq-100 (and QQQ) had one of the strongest sustained uptrends in history, driven by tech. This environment heavily favors leveraged ETFs like TQQQ despite volatility decay. Real data since TQQQ's inception shows it massively outperforming QQQ. averageannualreturn.com Recent performance examples (with dividends reinvested, approximate as of mid-2026):10 years: QQQ ~$10k → ~$60k–$70k (annualized ~19–21%). TQQQ ~$10k → ~$350k+ (annualized ~42–43%). averageannualreturn.com Since ~2010 inception: TQQQ has turned $10k into millions in many backtests/charts (often 20,000%+ total return vs. QQQ's ~1,000–1,500%). totalrealreturns.com"
Most who follow LETFs would not advocate for unhedged buying of TQQQ or any other 3x leveraged ETF. Most instead would combine leveraged ETFs with uncorrelated (not necessarily negatively correlated) assets that limit exposure. For instance, backtesting for this exact same period with 50% TQQQ, 20% ZROZ, 15% GLD, and 15% DBMF, and annual rebalancing, yields leverage tech at 1.5x - 1.8x QQQ that also combines other assets (treasuries, gold, trend following managed futures) that have a positive total return over long periods and allow for rebalancing into these assets during a tech bull run. There will always be risk of treasuries or gold and tech moving in the same direction during a cash (uncorrelated is not negative correlation), but since 2000 strategies such as these backtest with returns approximating 2x QQQ with the same max drawdown, and better sortino and sharpe ratios than QQQ, even when including the dot com bubble and great financial crisis, among other market events. While nobody should hold only TQQQ alone, strategies using TQQQ or leveraged ETFs that, at least on a historical basis, give the holder a good opportunity to beat the benchmark on a longer term basis.
Oof, this is painful. I 100% agree with the point being made, but the way it is made, particularly with that super misleading chart, is so sus. * The chart is log scale, which exaggerates the red line decline while obfuscating the red line's recovery. If the 10k line is the middle line, 1k is the bottom, and 100k is the top, a decline from the middle to bottom line is only 9k, while a gain from the middle to top is 99k, huge difference! This makes the early decline of the red line look like it's much worse than it actually is, in comparison to the black line. Furthermore, when the redline recovers, it obfuscates that the recovery is 100x, whereas in the same timeframe, the black line only gains 10x. * This kind of chart is being criticized in comments for being start-time dependent and that moving the chart to various other start times, like 2010, would have a different result, which is correct. But the higher level point to make is that **all such charts are sensitive to start-time** and thus should be avoided altogether. Much better metrics, like rolling 5 or 15 year window averages, would average out the impact of start-time selection. I'm not able to go back to TQQQ inception with my free account, only to 2016, but according to portfoliovisualizer.com, the rolling 5 year annualized average return for QQQ vs. TQQQ was 19% vs. 32%.
ok, get into TQQQ after the next crash, clear!
Good to admit it. Put that money into QQQ and never look back. Auto deposit 5k a month and literally never check it. Thats what I do. If shit gets REALLY red? Buy some TQQQ to scratch the itch.
If you do this you buy TQQQ after a crash. Not at any random time. Run the simulation after buying TQQQ when the market had a 20-40% crash.
For my education, Why are you better off using qqq options instead of TQQQ? There's better bid ask spread I'm sure but are you saying something else?
Probably put money in QQQ until you start seeing a downturn of a certain percentage, then shift to TQQQ until it QQQ breaks even.
It would be interesting to see a 60% TQQQ 40% SGOV proxy. They’d be rebalanced quarterly. It would probably have very different results.
**BanBet Lost** — /u/KeyReaction892 (0W - 2L, 0%) | Ticker | Entry → Target | Move | Time | Result | |:---:|:---:|:---:|:---:|:---:| | **TQQQ** ▲ | $73.50 → $78.00 | +6.1% | 2d | Lost |
Just sold all my TQQQ to derisk in case of fake V. Made a neato $400
Guys i am leveraged to the tits in TQQQ what the hell is going on
What kind of boomer is in SPY in TQQQ exists 🤑? Nah...but for real, you said buy SPY calls 😞
TQQQ is better for short term and QQQ is better for holding long term. Because I'm generally a swing trader I use TQQQ. Liquidity is a issue relative to QQQ so you do have to deal with slippage.
One of those all in with your paycheck days. $TQQQ, $DRAM, $SOXL, $UDOW
Any investing comes with inherent risks of loss. Some are infintesimal like US debt (eg SGOV which will be roughly similar returns to a HYSA) while others can be very high (long term holding of triple leveraged funds like TQQQ). Understand that the market has good days and bad days, and even good years and bad years but on the whole will increase over time. As long as your risk isn't too high (yolo 100% into a risky business) and your timeline is long enough to smooth out the ups and downs you will come out ahead. You mentioned that you have young children, have you considered 529s to help save some money for their education?
Replaced some SPXL for TQQQ. This shit aint dying
Not winning enough, too little dips, too much market manipulation TQQQ was suppose to go to 10$ but now it seems it never is 😞
It's a bad time to be full ported in the TQQQ, ugh
I just go back and forth from SQQQ to TQQQ to keep it simple
Feeling like that was bottom. TQQQ’d to the tits just now
Bought TQQQ at $70 today- looking to sell north of $75 in the next couple days hopefully
This is it guys, the bers won, I full ported into TQQQ at the top
I’m buying more TQQQ calls for Friday cause I’m dumb.
The same people call TQQQ gambling.
| Ticker | Target | Entry | Current | Move | Expires | |:---:|:---:|:---:|:---:|:---:|:---:| | **TQQQ** ▲ | $78.00 (above) | $73.50 | $74.41 | +6.1% | Jul 17, 3:59 PM | | **Record** | 0W - 1L | 0% | - | - | - |
**BanBet Created** ▲ | **Record:** 0W - 1L | Ticker | Target | Entry | Move | Expires | |:---:|:---:|:---:|:---:|:---:| | **TQQQ** | $78.00 (above) | $73.50 | +6.1% | Jul 17, 3:59 PM |
All aboard the TQQQ express …
https://preview.redd.it/f9maj0g4xedh1.png?width=2304&format=png&auto=webp&s=433d5f28171ad7aef2646547d9420f2f3380a69d Here's my parameters. Of note: notice the Exclude box above the filters group. I created a watchlist that includes the major index ETFs (SPY, QQQ, IWM, VOO, SPX, TQQQ, SQQQ etc.) to filter out excess noise.
Banbet! TQQQ $78 48HR
Umm... Looks like U got way too much stuff in your portfolio. U are actually diluting your returns. # TQQQ 15-Year Results - Lump-Sum investing vs. Monthly Contributions In most historical scenarios, lump-sum investing (LSI) clearly outperforms dollar-cost averaging (DCA), its actually not even close. If you had made a single lump-sum investment of **$18,900** in TQQQ in March 2010, with dividends reinvested, that investment would now be worth approximately **$4.34 million** today, in December 2025. Compared to investing the exact same **$18,900** by putting $100 every month into TQQQ since March 2010, with dividends reinvested, your investment would be worth approximately **$811,465** today, in December 2025. 
Either get TQQQ shares or QQQ calls. The liquidity on TQQQ options are pretty shit.
Why didn’t you regards tell me to buy TQQQ calls on the dip yesterday 😭
Man i need to get into options. Or just go heavy into TQQQ if we ever dip big again.
And I thought even TQQQ wasn’t yolo 😁
damn my calls on TQQQ and puts on Meta ended up working out thats pretty cool
Lots of dry powder waiting to dump into TQQQ. Not too concerned about a pullback
You can have protective puts until the period you feel risk, say 3 months or 6 months or 9 months protecting puts. Or you can have covered sell call at a higher price. You must read about these options before taking any steps You read and understand how this person protects his investment using options [https://www.reddit.com/r/TQQQ/comments/1uvc79s/numerousfloor\_tqqq\_war\_chest\_july\_13\_2026/](https://www.reddit.com/r/TQQQ/comments/1uvc79s/numerousfloor_tqqq_war_chest_july_13_2026/)
Or sell naked QQQ or TQQQ calls
Lol don't worry I bought the top on many a stock in the last 60 days..INTC(sold), BE(sold), TQQQ(holding against better judgement
I was up like $70 on TQQQ and then my stoploss hit INSTANTLY
Is me being getting a bag and going full margin TQQQ priced in
Look kid, tell him 8/21 naked calls at $115 on $TQQQ. Make that $ back
There is certainly a case for all of them but Google, Tesla, are my favorite. A more broad approach and one that has served me very well is SOXL and TQQQ
You are not supposed to hold a leveraged ETF like TQQQ long term...
Literally the second after I close SQQQ calls and buy TQQQ calls
I had a small one from a job in 2008, cashed it out to an IRA then full ported it into TQQQ
I understand. I will day trade TQQQ to make $10 in profit so I can justify buying coffee out. I made $232k last year at my day job.
I switched to gambling on TQQQ in honor of Charlie Kirk.
Just buy TQQQ shares when it dips and sell when green. It gained 5% today. Options will lead to lost money and regerts
Day 2 of having 10k in an IRA and buying TQQQ to sell when it's up 10% 24 times to get to 100k. I'm up 6.27% AMA
Look at a 2020-2026 chart of TQQQ. Nuff said homie.
Why not TQQQ at this point. Less risk, more chance to make you actual money.
My $12K of HSA TQQQ is up 325% since 2022 lol
Oh, I’m aware this is a forward split. Been holding TQQq since 2016. I just find that, with TQQQ at least, every time it splits it tends to go down.
waste of time, better off with half in UPRO or TQQQ during a bull market, buy up any good dips etc
take out a loan on your parents house and full port TQQQ 0DTE
Why not TQQQ. Only thing better than a bang is a gangbang.
> I recorded myself saying "heads" and "tails" and play both at the same time so it overlaps and the coin lands on it's side or flies out the window or sticks to the ceiling. How do you explain that? I just posted that. I also did TQQQ and SQQQ and both are down.
I bought TQQQ and SQQQ on separate brokerages and both are going down. How do you explain that?
You red, I buy TQQQ. Keep buying. Just simple as that.
TQQQ below 70. It’s joever
down 10% on TQQQ position. 12.7k -> 11.5k
Single stocks are going to be more risky than putting it in something like SSO which is 2x the S&P. You could go with UPRO, which is 3x, if you use some form of entrance/exit strategy. Single stock leveraged funds are quite risky, especially something like MUU that’s already seen a massive run. I consider them riskier than even a 3x like UPRO or TQQQ.
Oh damn, these are all recent trades. I've done TQQQ before but the most I risked and gained was something like 2-3k with TQQQ. I'm chicken shit after a big loss I had a couple months back. Started with 35k, up to 120k, now at 20k. Feels shitty. Trying to think about how to proceed. I still have more in a retirement but I won't touch that.
worse, TQQQ options, leverage on leverage. https://preview.redd.it/wlrry73gnwbh1.png?width=1284&format=png&auto=webp&s=b5288daef79c3dd172da7f15767b65b14b6c7336
...why would you compare the interest rate to the expense ratio? The expense ratio does not include the interest paid by the ETF. Those are the administrative fees you pay on top of the interest rate. For example for TQQQ they use swap contracts to leverage which equal to about a 6-7% annual interest that gets taken out of the funds return, and then a 0.82% fee gets applied on top of that.
Can I TQQQ revenge trade instead?
TQQQ will hit $125 tmrw
15k in TQQQ and 15k in SPXL for effective 90k exposure to both indices. FuK yEa
no, I was merely pointing out how wrong your original statement of holding TQQQ long term was bad.
5000 simulations of something that cannot be backtested during the period you have it set up for. You went from curve fit to a complete falicy of a backtest. Honestly, I don't care what some random degen on Reddit does with their money. If you believe it's accurate then go for it. There is a reason TQQQ volume is nothing compared to the main index or other variations of it. But hey, you outsmarted the world, go for it. Peace out
Here's a hedged TQQQ portfolio that would also beat that easily. https://imgur.com/a/MjzlnJU I'll let you prompt your LLM to figure this one out.
I meant it can build an accurate backtester for you that gives real numbers with 1 sec ticks. There are multiple data sources you can use that are 100% accurate. You cannot simulate TQQQ prior to its inception because it doesn't actally produce 3x returns. Past 5 years it was approx 2.3x. Like I said you do you. TQQQ is a degen product or people that don't understand how it works....or both.
> Not sure what you’re on because there is no situation QQQ outperforms TQQQ in a bull run. Maybe re-read what you wrote. "Not sure what you’re on because there is no situation QQQ outperforms TQQQ in a bull run." That is quoted by you. You seem to not understand what a hedge can do for a leveraged ETF. Here you go. https://imgur.com/iYNgH4T See how TQQQ underperforms but then becomes way better than QQQ when its appropriately hedged and rebalanced?
So I ain’t a huge fan of the man in charge, I do have to admit, that conman’s light show fucking dazzled me. What a beautiful showing of American excess. The markets are going to continue to rally around the flag. TQQQ $90 7/17
If you think it will go up why would you wait the year investing in a shitty etf when you can just get TQQQ options or MUU
AMZN BE MU -Stonks QQQ TQQQ SMH - ETFs , and way to much DRAM
I've got myself fully covered through market ups and downs TQQQ SQQQ
So you are trading fictional markets where there are no crashes. Gotcha. I didn't make the standard. You did. You said I didn't know what I was talking about and TQQQ outperforms QQQ over a 30 year run. Yet I went back 30 years and that is just simply not true.
You are not reading properly. You stayed in bull situations. If we are talking bull situations with 0 crashes. Yes TQQQ outperforms I then presented examples of hedges portfolios that outperform in all scenarios.
You are backpedaling now. You said there is no situation where QQQ outperforms TQQQ over 30 years. Yet I just showed you that not only does QQQ outperforms TQQQ, TQQQ goes basically bust twice during your set time frame. You never once said anything about hedging. Which would actually hurt your gains anyway.
You really don’t understand how hedging and rebalancing work huh. I never once stated holding 100% TQQQ was a good idea. Try to look at more complex strategies other than 100% of just one thing.