UTF

Fineous400

[you can see real time oil futes during the weekend here](https://www.google.com/search?q=gas+prices+near+me&ie=UTF-8&oe=UTF-8&hl=en-us&client=safari)

mylezman

# SGN Merger. Known Runner, Bullish move towards blockchain and AI # [https://finance.yahoo.com/news/sgn-announces-blockchain-signed-loi-120000038.html](https://finance.yahoo.com/news/sgn-announces-blockchain-signed-loi-120000038.html) # [https://www.stocktitan.net/sec-filings/SGN/8-k-signing-day-sports-inc-reports-material-event-1ccc3427a0de.html](https://www.stocktitan.net/sec-filings/SGN/8-k-signing-day-sports-inc-reports-material-event-1ccc3427a0de.html) # As of March 2026, [**Signing Day Sports, Inc. (SGN)**](https://www.google.com/search?q=Signing+Day+Sports%2C+Inc.+%28SGN%29&oq=SGN+news&gs_lcrp=EgZjaHJvbWUqBggAEEUYOzIGCAAQRRg7MgwIARAAGBQYhwIYgAQyCAgCEAAYFhgeMggIAxAAGBYYHjIICAQQABgWGB4yBggFEEUYPDIGCAYQRRg8MgYIBxBFGDzSAQgxNjAzajBqN6gCALACAA&sourceid=chrome&ie=UTF-8&ved=2ahUKEwjssITx-ZyTAxXdOTQIHYDpFcMQgK4QegYIAQgAEAM) is in the process of a business combination with BlockchAIn Digital Infrastructure, holding a special stockholder meeting on March 13, 2026, to approve the merger. Key news includes a new collaboration with Supermicro for AI data center hardware and a significant stock price volatility.  **Key SGN News & Updates (March 2026):** * **Business Combination:** SGN is moving forward with its merger with BlockchAIn Digital Infrastructure, with a shareholder vote scheduled for March 13, 2026. * **AI Data Center Initiative:** BlockchAIn has established a collaboration with [Supermicro](https://www.google.com/goto?url=CAES6QEBO6uMpU_Uvs9njaxQQkKHgBiN4X_-XIcHzwPinLzUNlO_ElmUbsywRcRlpkjctlrhmaNuQAmeIl8k9DwgmjkZ08_4Y6ZF3I-ZL5qbKsehQqmlyFQgetkNNRkbTYhdxYApAjEmh2nGcDorNePbP9tlnIXd_fk5KrF4blUVMpOUSccwhBPGFtbsWK8QLohnRG4d0LpL8Y_9EWryGavazJGG6v4v7cld13f_JOlhr_QYEhlKW8jzCD9STMBKv17MhjyHVl7UHN_ePA9MH7LvZVGh0VYpoYBTIcvtreHVFYm1_hsz4iJTXzu3Bg==) to develop AI data center hardware, focusing on power-advantaged, high-performance computing (HPC) infrastructure . * **Stock Performance:** The stock experienced significant movement recently, with [shares rising over 20%](https://www.google.com/goto?url=CAESYAE7q4ylAYY6JdgXbXuePAMWBCWOk_31viSl1uLGGSFMIdL_y2QNynJDZV0OVM0JXHOszsC2zrBTSdKUVCVhZWGzf8omi9fmF-3DUKQcvDafEbooKu1zhgGakmEae9q8bw==) in early March 2026, amid the merger developments and after hitting a 52-week low of   in January 2026. * **Management Changes:** Eyal Rozen has been named Chief Operating Officer of BlockchAIn.  Yahoo Finance +5

Guy_PCS

[**Internet Explorer**](https://www.google.com/search?q=Internet+Explorer&rlz=1C1RXQR_enUS1120US1120&oq=browswers+that+failed&gs_lcrp=EgZjaHJvbWUyBggAEEUYOdIBCDkwOThqMGo3qAIIsAIB&sourceid=chrome&ie=UTF-8&ved=2ahUKEwjt0s7vqJqTAxW1LtAFHS44CX8QgK4QegQIARAE) (declined from 95% share to obsolescence) and [**Netscape Navigator**](https://www.google.com/search?q=Netscape+Navigator&rlz=1C1RXQR_enUS1120US1120&oq=browswers+that+failed&gs_lcrp=EgZjaHJvbWUyBggAEEUYOdIBCDkwOThqMGo3qAIIsAIB&sourceid=chrome&ie=UTF-8&ved=2ahUKEwjt0s7vqJqTAxW1LtAFHS44CX8QgK4QegQIARAF) (the first major browser war casualty) being the most prominent. Other notable failures include early Microsoft Edge, AOL Explorer, and specialized browsers like Flock, which couldn't compete with Chrome's speed and features. 

Upstairs-Wave-673

What in the actual fuck is happening. Open the fucking straight [Strait](https://www.google.com/search?q=Strait+of+Hormuz&rlz=1C5CHFA_enUS1095US1101&oq=uran+oil+strai&gs_lcrp=EgZjaHJvbWUqCAgDEAAYDRgeMgYIABBFGDkyDwgBEAAYDRiDARixAxiABDIPCAIQABgNGIMBGLEDGIAEMggIAxAAGA0YHjIKCAQQABgIGA0YHjIKCAUQABgIGA0YHjIKCAYQABgIGA0YHjIKCAcQABgIGA0YHjIKCAgQABgIGA0YHjINCAkQABiGAxiABBiKBdIBCDQ0MzlqMGo3qAIAsAIA&sourceid=chrome&ie=UTF-8&ved=2ahUKEwizxrOw0piTAxU2mWoFHRDZFAAQgK4QegQIARAB)....

RoundMammoth2947

"[Completely Automated Public Turing test to tell Computers and Humans Apart](https://www.google.com/search?q=Completely+Automated+Public+Turing+test+to+tell+Computers+and+Humans+Apart&rlz=1C1CHZN_enUS1131US1131&oq=captcha&gs_lcrp=EgZjaHJvbWUqDwgAEAAYQxixAxiABBiKBTIPCAAQABhDGLEDGIAEGIoFMgoIARAAGLEDGIAEMgwIAhAAGEMYgAQYigUyBwgDEAAYgAQyBwgEEAAYgAQyCggFEAAYsQMYgAQyDAgGEAAYQxiABBiKBTIPCAcQABhDGLEDGIAEGIoFMgcICBAAGIAEMgcICRAAGIAE0gEIMTE1OGowajeoAgiwAgHxBUxYqbMaSdgL&sourceid=chrome&ie=UTF-8&mstk=AUtExfCT2w8X3BkxpgbXEV8cCXtxzg45A6OlZ_RnrteeaDiMmdffayWve7SC_o5BRmyBG302t9yFR5d8revQYzuN0z7LClFlXSE8HM3tabXG3p7u1rjE92aveb6xM0xuHaGBPhc&csui=3&ved=2ahUKEwiq89SzjpiTAxX9AzQIHYNVHKEQgK4QegYIAQgAEAQ)"

Various_Couple_764

The deposit limit 7500 a year Now yes if you can increase the money going in you can have a larger retirment fund in retirement. Growth index funds do from titmice to time have 20% gains in a year. but the long term average total return for growth index funds is 10% Historically any good dividned fund with about 10% yield will over the long term do as well as growth index funds. And there is no limit on dividend income into a roth. So if you invest in finds like QQQI 13% yield, EIC 11%. ARDC 9%m, PBDC 9%, EMO 9%, CLOZ 8%, UTF 7% the dividends flowing into the account can be much larger than the yearly deposit. I currently have 500K in my roth and due to income limits I cannot deposit any money. But the dividend income into the accoutbnb is currently 50k per year. That is 6 times higher than the current deposit limit. Meaning my protfolio is growing as fast as what you would get over the long term with growth index funds.

_TheGoogz

No. I'm saying it's on *both* of them. You're the one having a conniption here entirely incapable of putting that accountability hand up, not me. Trump did sign it all. Also, you know there is such a thing as being veto proof, right? Here, I'll help: >Yes, a bill can be "[veto-proof](https://www.google.com/search?q=veto-proof&rlz=1C1CHBD_enUS1159US1159&oq=can+a+bill+be+veto+&gs_lcrp=EgZjaHJvbWUqBwgAEAAYgAQyBwgAEAAYgAQyCggBEEUYFhgeGDkyCAgCEAAYFhgeMg0IAxAAGIYDGIAEGIoFMg0IBBAAGIYDGIAEGIoFMg0IBRAAGIYDGIAEGIoFMgcIBhAAGO8FMgoIBxAAGIAEGKIE0gEIMjY0MGowajeoAgCwAgA&sourceid=chrome&ie=UTF-8&ved=2ahUKEwjWhqnT3ZOTAxU2kIkEHScrGhUQgK4QegYIAQgAEAM)" if the legislature passes it with a sufficient supermajority—typically two-thirds in both chambers—to override a potential veto by the executive (President or Governor). A veto-proof majority allows the legislature to pass legislation into law despite executive opposition. Do yourself a favor and just shut the fuck up.

Darth_Ra

>One by one, speculative bubbles that went too far have burst spectacularly ...Not a single bubble has burst in the last six months. Here are the substantial dips in the market over that time period: #S&P 500 * **S&P 500, Sep. 9th (6,512 vs high of 6977)**: Not a dip, just the beginning of the graph. In other words? Things have only gone up in the last six months, not down. And yes, I did go back and check, this was not during a dip. There was a minor one on Sep. 2nd, down from 6,502 on August 28th to 6,415, but then it was just straight growth until... * **S&P 500, Oct. 10th (6,552)**: [Trump threatened 100-130% tariffs on China on October 10th](https://www.cnn.com/2025/10/10/economy/trump-china-tariff-threats-economy), spooking the market. [Trump continued to TACO](https://finance.yahoo.com/news/live/stock-market-today-dow-sp-500-nasdaq-notch-weekly-wins-after-volatile-week-as-trump-signals-china-talks-back-on-track-182020560.html), and the market was back to record highs by Oct. 24th. * **S&P 500, Nov. 20th (6,538)**: If there is a time where the bubble "popped", this is the argument for it. Only... it's not much of an argument? [Nvidia dropped by 3.2%](https://www.reuters.com/business/us-stock-futures-jump-nvidia-results-ease-ai-bubble-concerns-2025-11-20/#:~:text=Wall%20Street%20indexes%20end%20lower%20after%20sharp%20reversal%2C%20tech%20leads%20drop,-By%20Caroline%20Valetkevitch&text=NEW%20YORK%2C%20Nov%2020%20(Reuters,muddied%20the%20labor%20market%20outlook.)... [down to 178.88 from an all-time high of 205ish that lasted less than a week. If you look at the historical graph, it's very clear that they hit a peak for those five days, then dropped down to a more sane 180 that has remained flat ever since](https://www.google.com/search?q=nvidia+stock+history&rlz=1C1UEAD_enUS1106US1106&oq=nvidia+stock+history&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTINCAEQABiRAhiABBiKBTINCAIQABiRAhiABBiKBTINCAMQABiRAhiABBiKBTIHCAQQABiABDIHCAUQABiABDIHCAYQABiABDIHCAcQABiABDIHCAgQABiABDIICAkQABgWGB7SAQgzNzQzajBqOagCALACAfEFNYh0f51W54g&sourceid=chrome&ie=UTF-8). You may call that a bubble, but I certainly wouldn't. * **S&P 500, Dec. 17th (6,721)**: [It was oracle's turn to drop in mid-December, along with the rest of the markets](https://www.cnbc.com/2025/12/16/stock-market-today-live-updates.html), but once again, they immediately rose to all-time highs again by December 23rd. As for Oracle itself, there is a better argument here for a bubble, as we see a clear peak above 300 in September before a gradual decline that continues to today, where the stock currently sits at 152. Other tech companies mentioned as falling on the 17th rallied almost instantly, or were never really "up" to begin with: Google regained the losses by the next day, Broadcom only lost money because it had a spike in the week before from its normal price of 350ish that's remained steady since September, and [Advanced Micro Devices regained its pre-dip price by the 22nd, and its peak price by January 23rd before dipping back down to the 200ish price that its currently seeing (which does look like it's gradually declining, but is still way up from before its September insanity](https://www.google.com/search?q=advanced+micro+devices+stock&sca_esv=ad51375bc05ed99f&rlz=1C1UEAD_enUS1106US1106&biw=1280&bih=551&sxsrf=ANbL-n45Qn8rdNG1P1Mn2lcSnFqrl-kzsw%3A1773070458344&ei=euiuadXmFI3wkPIP1aqIgAM&ved=0ahUKEwjVi9OWkpOTAxUNOEQIHVUVAjAQ4dUDCBE&uact=5&oq=advanced+micro+devices+stock&gs_lp=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_ktwgcIMC4xLjMzLjTIB_wBgAgB&sclient=gws-wiz-serp)). * **S&P 500, Mar. 9th, 2026 (Today, 6,697)**: Even a cynic would be hard-pressed to argue that the current stock market decline had anything to do with a bubble, rather than the obvious daily news of a recession and the Iran war chaos. #NASDAQ * **NASDAQ, Sep. 9th (21,879 vs high of 23,958)**: Once again, more the start of the graph and evidence of consistent gains, rather than any sort of dip. * **NASDAQ, Oct. 10th (22,204)**: The same dip we saw in the S&P, to do with the tariff threat and prompt rescindence of said threat against China. Back to 22,990 by the 20th, back to record highs by the 24th. * **NASDAQ, Nov. 20th (22,078)**: Again, same dip as S&P, the pullback from tech stocks that stuck, at least a little bit... Except by the next week, we were back to business as usual, although short of the all-time high of 23,958 on October 29th. * **NASDAQ, Dec. 17th (22,693)**: Continues to map similarly to the S&P, for similar reasons. * **NASDAQ, Feb. 5th (22,540)**: You can see this slight dip on the S&P chart, as well, but not to the same extent as the NASDAQ. This was also a more gradual drop for the NASDAQ, [reportedly driven by SaaS stocks](https://finance.yahoo.com/news/stock-market-today-feb-5-222220906.html). There is also the argument to be made that Bitcoin was (always) a bubble, and there was a steep fall there on this date, as well. In general, however, as much as there was a pullaway from tech stocks here, it coincided with bad jobs numbers as well and the first real news of a possible recession, rather than just forecasting. Numbers went back up by the 9th, but then fell down to the same low again on the 13th, before... * **NASDAQ, Mar. 9th (today, 22,322)**: There is no doubt that we are in a dip today, but once again, I would push back on relating it to tech stocks as opposed to the general news of recession and the Iran war. #Dow Jones * **Sep. 10th (45,490 vs high of 50,188)**: There was a slight dip at the beginning of the graph here, but it was not part of a larger movement. The Dow was climbing steadily in September, and continued doing so until the same dates previously covered... except it also missed several of the dips of the other indexes. * **Oct. 10th (45,479)** * **Nov. 20th (45,752)** * **Mar. 9th (today, 47,066)**: While still very up from the low of Oct. 10th, there is no doubt that the Dow is falling the same as all indexes are right now, again on the news of recession and the Iran war. Overall, however, the less tech-heavy DOW was more resilient during the various tech downs we saw in the S&P and NASDAQ, giving some credence to your theory of a *slight* bubble. Which... it's possible here that our disagreement isn't disagreement at all, but rather nit-picking over the use of the word bubble. If that's the case, then I apologize, but... would still stick to my guns that this is less a "pop" as most people would think of it and more of a dampening of hype.

ratskin69

**Top 10 U.S. Engineering Schools**  1. [**Massachusetts Institute of Technology (MIT)**](https://www.google.com/search?q=Massachusetts+Institute+of+Technology+%28MIT%29&oq=whats+the+top+ten+engineering+&gs_lcrp=EgZjaHJvbWUqCAgBEAAYFhgeMgYIABBFGDkyCAgBEAAYFhgeMggIAhAAGBYYHjIICAMQABgWGB4yCAgEEAAYFhgeMggIBRAAGBYYHjIICAYQABgWGB4yCAgHEAAYFhgeMggICBAAGBYYHjIICAkQABgWGB7SAQkxMjM0MWowajeoAgCwAgA&sourceid=chrome&ie=UTF-8&mstk=AUtExfAfVm6QvGX2s3CU-fzwO2x0lSDSrRJbouetvtlW2fap3SSz9kEsZRUi_TAfdLbPL17sLJ3ZZGU7W7_7QhQgHIMcog3lo2FY86lZv5VU0fm329PKZjOO-24x4no3mZXJ2JMRBsqvqjzea5jvL8tU0Gn0U0KbQ1rXCdCDeyilKHGwUUs&csui=3&ved=2ahUKEwjFvtSGk5OTAxU_MzQIHcFvMzwQgK4QegQIBBAB) (Cambridge, MA) 2. [**Stanford University**](https://www.google.com/search?q=Stanford+University&oq=whats+the+top+ten+engineering+&gs_lcrp=EgZjaHJvbWUqCAgBEAAYFhgeMgYIABBFGDkyCAgBEAAYFhgeMggIAhAAGBYYHjIICAMQABgWGB4yCAgEEAAYFhgeMggIBRAAGBYYHjIICAYQABgWGB4yCAgHEAAYFhgeMggICBAAGBYYHjIICAkQABgWGB7SAQkxMjM0MWowajeoAgCwAgA&sourceid=chrome&ie=UTF-8&mstk=AUtExfAfVm6QvGX2s3CU-fzwO2x0lSDSrRJbouetvtlW2fap3SSz9kEsZRUi_TAfdLbPL17sLJ3ZZGU7W7_7QhQgHIMcog3lo2FY86lZv5VU0fm329PKZjOO-24x4no3mZXJ2JMRBsqvqjzea5jvL8tU0Gn0U0KbQ1rXCdCDeyilKHGwUUs&csui=3&ved=2ahUKEwjFvtSGk5OTAxU_MzQIHcFvMzwQgK4QegQIBBAD) (Stanford, CA) 3. [**University of California, Berkeley**](https://www.google.com/search?q=University+of+California%2C+Berkeley&oq=whats+the+top+ten+engineering+&gs_lcrp=EgZjaHJvbWUqCAgBEAAYFhgeMgYIABBFGDkyCAgBEAAYFhgeMggIAhAAGBYYHjIICAMQABgWGB4yCAgEEAAYFhgeMggIBRAAGBYYHjIICAYQABgWGB4yCAgHEAAYFhgeMggICBAAGBYYHjIICAkQABgWGB7SAQkxMjM0MWowajeoAgCwAgA&sourceid=chrome&ie=UTF-8&mstk=AUtExfAfVm6QvGX2s3CU-fzwO2x0lSDSrRJbouetvtlW2fap3SSz9kEsZRUi_TAfdLbPL17sLJ3ZZGU7W7_7QhQgHIMcog3lo2FY86lZv5VU0fm329PKZjOO-24x4no3mZXJ2JMRBsqvqjzea5jvL8tU0Gn0U0KbQ1rXCdCDeyilKHGwUUs&csui=3&ved=2ahUKEwjFvtSGk5OTAxU_MzQIHcFvMzwQgK4QegQIBBAF) (Berkeley, CA) 4. [**Georgia Institute of Technology**](https://www.google.com/search?q=Georgia+Institute+of+Technology&oq=whats+the+top+ten+engineering+&gs_lcrp=EgZjaHJvbWUqCAgBEAAYFhgeMgYIABBFGDkyCAgBEAAYFhgeMggIAhAAGBYYHjIICAMQABgWGB4yCAgEEAAYFhgeMggIBRAAGBYYHjIICAYQABgWGB4yCAgHEAAYFhgeMggICBAAGBYYHjIICAkQABgWGB7SAQkxMjM0MWowajeoAgCwAgA&sourceid=chrome&ie=UTF-8&mstk=AUtExfAfVm6QvGX2s3CU-fzwO2x0lSDSrRJbouetvtlW2fap3SSz9kEsZRUi_TAfdLbPL17sLJ3ZZGU7W7_7QhQgHIMcog3lo2FY86lZv5VU0fm329PKZjOO-24x4no3mZXJ2JMRBsqvqjzea5jvL8tU0Gn0U0KbQ1rXCdCDeyilKHGwUUs&csui=3&ved=2ahUKEwjFvtSGk5OTAxU_MzQIHcFvMzwQgK4QegQIBBAH) (Atlanta, GA) 5. [**California Institute of Technology (Caltech)**](https://www.google.com/search?q=California+Institute+of+Technology+%28Caltech%29&oq=whats+the+top+ten+engineering+&gs_lcrp=EgZjaHJvbWUqCAgBEAAYFhgeMgYIABBFGDkyCAgBEAAYFhgeMggIAhAAGBYYHjIICAMQABgWGB4yCAgEEAAYFhgeMggIBRAAGBYYHjIICAYQABgWGB4yCAgHEAAYFhgeMggICBAAGBYYHjIICAkQABgWGB7SAQkxMjM0MWowajeoAgCwAgA&sourceid=chrome&ie=UTF-8&mstk=AUtExfAfVm6QvGX2s3CU-fzwO2x0lSDSrRJbouetvtlW2fap3SSz9kEsZRUi_TAfdLbPL17sLJ3ZZGU7W7_7QhQgHIMcog3lo2FY86lZv5VU0fm329PKZjOO-24x4no3mZXJ2JMRBsqvqjzea5jvL8tU0Gn0U0KbQ1rXCdCDeyilKHGwUUs&csui=3&ved=2ahUKEwjFvtSGk5OTAxU_MzQIHcFvMzwQgK4QegQIBBAJ) (Pasadena, CA) 6. [**University of Illinois Urbana-Champaign (UIUC)**](https://www.google.com/search?q=University+of+Illinois+Urbana-Champaign+%28UIUC%29&oq=whats+the+top+ten+engineering+&gs_lcrp=EgZjaHJvbWUqCAgBEAAYFhgeMgYIABBFGDkyCAgBEAAYFhgeMggIAhAAGBYYHjIICAMQABgWGB4yCAgEEAAYFhgeMggIBRAAGBYYHjIICAYQABgWGB4yCAgHEAAYFhgeMggICBAAGBYYHjIICAkQABgWGB7SAQkxMjM0MWowajeoAgCwAgA&sourceid=chrome&ie=UTF-8&mstk=AUtExfAfVm6QvGX2s3CU-fzwO2x0lSDSrRJbouetvtlW2fap3SSz9kEsZRUi_TAfdLbPL17sLJ3ZZGU7W7_7QhQgHIMcog3lo2FY86lZv5VU0fm329PKZjOO-24x4no3mZXJ2JMRBsqvqjzea5jvL8tU0Gn0U0KbQ1rXCdCDeyilKHGwUUs&csui=3&ved=2ahUKEwjFvtSGk5OTAxU_MzQIHcFvMzwQgK4QegQIBBAL) (Urbana, IL) 7. [**University of Michigan—Ann Arbor**](https://www.google.com/search?q=University+of+Michigan%E2%80%94Ann+Arbor&oq=whats+the+top+ten+engineering+&gs_lcrp=EgZjaHJvbWUqCAgBEAAYFhgeMgYIABBFGDkyCAgBEAAYFhgeMggIAhAAGBYYHjIICAMQABgWGB4yCAgEEAAYFhgeMggIBRAAGBYYHjIICAYQABgWGB4yCAgHEAAYFhgeMggICBAAGBYYHjIICAkQABgWGB7SAQkxMjM0MWowajeoAgCwAgA&sourceid=chrome&ie=UTF-8&mstk=AUtExfAfVm6QvGX2s3CU-fzwO2x0lSDSrRJbouetvtlW2fap3SSz9kEsZRUi_TAfdLbPL17sLJ3ZZGU7W7_7QhQgHIMcog3lo2FY86lZv5VU0fm329PKZjOO-24x4no3mZXJ2JMRBsqvqjzea5jvL8tU0Gn0U0KbQ1rXCdCDeyilKHGwUUs&csui=3&ved=2ahUKEwjFvtSGk5OTAxU_MzQIHcFvMzwQgK4QegQIBBAN) (Ann Arbor, MI) 8. [**Purdue University—West Lafayette**](https://www.google.com/search?q=Purdue+University%E2%80%94West+Lafayette&oq=whats+the+top+ten+engineering+&gs_lcrp=EgZjaHJvbWUqCAgBEAAYFhgeMgYIABBFGDkyCAgBEAAYFhgeMggIAhAAGBYYHjIICAMQABgWGB4yCAgEEAAYFhgeMggIBRAAGBYYHjIICAYQABgWGB4yCAgHEAAYFhgeMggICBAAGBYYHjIICAkQABgWGB7SAQkxMjM0MWowajeoAgCwAgA&sourceid=chrome&ie=UTF-8&mstk=AUtExfAfVm6QvGX2s3CU-fzwO2x0lSDSrRJbouetvtlW2fap3SSz9kEsZRUi_TAfdLbPL17sLJ3ZZGU7W7_7QhQgHIMcog3lo2FY86lZv5VU0fm329PKZjOO-24x4no3mZXJ2JMRBsqvqjzea5jvL8tU0Gn0U0KbQ1rXCdCDeyilKHGwUUs&csui=3&ved=2ahUKEwjFvtSGk5OTAxU_MzQIHcFvMzwQgK4QegQIBBAP) (West Lafayette, IN) 9. [**Carnegie Mellon University**](https://www.google.com/search?q=Carnegie+Mellon+University&oq=whats+the+top+ten+engineering+&gs_lcrp=EgZjaHJvbWUqCAgBEAAYFhgeMgYIABBFGDkyCAgBEAAYFhgeMggIAhAAGBYYHjIICAMQABgWGB4yCAgEEAAYFhgeMggIBRAAGBYYHjIICAYQABgWGB4yCAgHEAAYFhgeMggICBAAGBYYHjIICAkQABgWGB7SAQkxMjM0MWowajeoAgCwAgA&sourceid=chrome&ie=UTF-8&mstk=AUtExfAfVm6QvGX2s3CU-fzwO2x0lSDSrRJbouetvtlW2fap3SSz9kEsZRUi_TAfdLbPL17sLJ3ZZGU7W7_7QhQgHIMcog3lo2FY86lZv5VU0fm329PKZjOO-24x4no3mZXJ2JMRBsqvqjzea5jvL8tU0Gn0U0KbQ1rXCdCDeyilKHGwUUs&csui=3&ved=2ahUKEwjFvtSGk5OTAxU_MzQIHcFvMzwQgK4QegQIBBAR) (Pittsburgh, PA) 10. [**University of California, Los Angeles (UCLA)**](https://www.google.com/search?q=University+of+California%2C+Los+Angeles+%28UCLA%29&oq=whats+the+top+ten+engineering+&gs_lcrp=EgZjaHJvbWUqCAgBEAAYFhgeMgYIABBFGDkyCAgBEAAYFhgeMggIAhAAGBYYHjIICAMQABgWGB4yCAgEEAAYFhgeMggIBRAAGBYYHjIICAYQABgWGB4yCAgHEAAYFhgeMggICBAAGBYYHjIICAkQABgWGB7SAQkxMjM0MWowajeoAgCwAgA&sourceid=chrome&ie=UTF-8&mstk=AUtExfAfVm6QvGX2s3CU-fzwO2x0lSDSrRJbouetvtlW2fap3SSz9kEsZRUi_TAfdLbPL17sLJ3ZZGU7W7_7QhQgHIMcog3lo2FY86lZv5VU0fm329PKZjOO-24x4no3mZXJ2JMRBsqvqjzea5jvL8tU0Gn0U0KbQ1rXCdCDeyilKHGwUUs&csui=3&ved=2ahUKEwjFvtSGk5OTAxU_MzQIHcFvMzwQgK4QegQIBBAT) (Los Angeles, CA) Good try though you get a gold star longhorn!!!

MiloAndCrows

People in California are screwed. I seem to recall two refinery closures? Yes, California has seen two major oil refinery closures or planned shutdowns recently. The [**Phillips 66 facility in Los Angeles**](https://www.google.com/search?q=Phillips+66+facility+in+Los+Angeles&oq=did+ca+close+2+oil+refineries+recently&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIHCAEQIRigATIHCAIQIRigATIHCAMQIRigATIHCAQQIRigAdIBCjExMjk0ajBqMTWoAgiwAgHxBX4vT74cCVG2&sourceid=chrome&ie=UTF-8&ved=2ahUKEwj-5OLJ3ZGTAxUjEDQIHWn3H3QQgK4QegQIARAC) stopped production in October 2025, and the [**Valero refinery in Benicia**](https://www.google.com/search?q=Valero+refinery+in+Benicia&oq=did+ca+close+2+oil+refineries+recently&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIHCAEQIRigATIHCAIQIRigATIHCAMQIRigATIHCAQQIRigAdIBCjExMjk0ajBqMTWoAgiwAgHxBX4vT74cCVG2&sourceid=chrome&ie=UTF-8&ved=2ahUKEwj-5OLJ3ZGTAxUjEDQIHWn3H3QQgK4QegQIARAD) is scheduled to close in April 2026, together impacting roughly 20% of the state's gasoline production.

Roygbiv-Turtle-98

Iran boasts a rich heritage of historic stone bridges, particularly dating from the Sassanid and Safavid eras, renowned for their durable engineering and aesthetic arch designs. Key examples include the ancient Shapur Bridge in Khorramabad, the iconic Khaju and Si-o-Seh Pol in Isfahan, and the ancient [Old Bridge of Dezful](https://financialtribune.com/articles/travel/11230/irans-six-lesser-known-historical-bridges). **Key Historical Stone Bridges in Iran** * [**Shapuri Bridge (Broken Bridge)**](https://www.google.com/search?q=Shapuri+Bridge+%28Broken+Bridge%29&rlz=1C1ONGR_enUS937US938&oq=stone+bridges+in+Iran&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIHCAEQIRigATIHCAIQIRigATIHCAMQIRigATIHCAQQIRigATIHCAUQIRigATIHCAYQIRifBTIHCAcQIRifBTIHCAgQIRiPAjIHCAkQIRiPAtIBCDI1NDZqMGo3qAIAsAIA&sourceid=chrome&ie=UTF-8&ved=2ahUKEwjVguCI1JGTAxWeJe8CHaWhM1UQgK4QegQIAxAB) **(Khorramabad):** A masterpiece of the Sassanid era (circa 3rd century AD), known for being constructed entirely of stone, stretching over 300 meters, though only parts remain today. * [**Khaju Bridge**](https://www.google.com/search?q=Khaju+Bridge&rlz=1C1ONGR_enUS937US938&oq=stone+bridges+in+Iran&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIHCAEQIRigATIHCAIQIRigATIHCAMQIRigATIHCAQQIRigATIHCAUQIRigATIHCAYQIRifBTIHCAcQIRifBTIHCAgQIRiPAjIHCAkQIRiPAtIBCDI1NDZqMGo3qAIAsAIA&sourceid=chrome&ie=UTF-8&ved=2ahUKEwjVguCI1JGTAxWeJe8CHaWhM1UQgK4QegQIAxAD) **(Isfahan):** Built in the 1650s by Shah Abbas II, this 150-meter-long, two-deck bridge combines stone and brick, featuring 18 arches and serving as a social, recreational space. * [**Si-o-Seh Pol (33-Arch Bridge)**](https://www.google.com/search?q=Si-o-Seh+Pol+%2833-Arch+Bridge%29&rlz=1C1ONGR_enUS937US938&oq=stone+bridges+in+Iran&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIHCAEQIRigATIHCAIQIRigATIHCAMQIRigATIHCAQQIRigATIHCAUQIRigATIHCAYQIRifBTIHCAcQIRifBTIHCAgQIRiPAjIHCAkQIRiPAtIBCDI1NDZqMGo3qAIAsAIA&sourceid=chrome&ie=UTF-8&ved=2ahUKEwjVguCI1JGTAxWeJe8CHaWhM1UQgK4QegQIAxAF) **(Isfahan):** Completed in 1602, this famous 33-arch bridge spans the Zayandeh River and is a prime example of Safavid, stone-and-brick architecture. * [**Old Bridge of Dezful**](https://www.google.com/search?q=Old+Bridge+of+Dezful&rlz=1C1ONGR_enUS937US938&oq=stone+bridges+in+Iran&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIHCAEQIRigATIHCAIQIRigATIHCAMQIRigATIHCAQQIRigATIHCAUQIRigATIHCAYQIRifBTIHCAcQIRifBTIHCAgQIRiPAjIHCAkQIRiPAtIBCDI1NDZqMGo3qAIAsAIA&sourceid=chrome&ie=UTF-8&ved=2ahUKEwjVguCI1JGTAxWeJe8CHaWhM1UQgK4QegQIAxAH)**:** Known as the Roman Bridge or Sassanid Bridge, it is considered one of the oldest, if not the oldest, stone bridges in the world still in use, built around 260 AD. * [**Khudafarin Bridges**](https://www.google.com/search?q=Khudafarin+Bridges&rlz=1C1ONGR_enUS937US938&oq=stone+bridges+in+Iran&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIHCAEQIRigATIHCAIQIRigATIHCAMQIRigATIHCAQQIRigATIHCAUQIRigATIHCAYQIRifBTIHCAcQIRifBTIHCAgQIRiPAjIHCAkQIRiPAtIBCDI1NDZqMGo3qAIAsAIA&sourceid=chrome&ie=UTF-8&ved=2ahUKEwjVguCI1JGTAxWeJe8CHaWhM1UQgK4QegQIAxAJ) **(Aras River):** Two medieval stone-and-brick bridges, with 11 and 15 arches respectively, linking Iran and Azerbaijan, dating back to earlier, ancient structures. * [**Stone Bridge (Pol Sangi)**](https://www.google.com/search?q=Stone+Bridge+%28Pol+Sangi%29&rlz=1C1ONGR_enUS937US938&oq=stone+bridges+in+Iran&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIHCAEQIRigATIHCAIQIRigATIHCAMQIRigATIHCAQQIRigATIHCAUQIRigATIHCAYQIRifBTIHCAcQIRifBTIHCAgQIRiPAjIHCAkQIRiPAtIBCDI1NDZqMGo3qAIAsAIA&sourceid=chrome&ie=UTF-8&ved=2ahUKEwjVguCI1JGTAxWeJe8CHaWhM1UQgK4QegQIAxAL) **(Tabriz):** A Qajar-era stone structure crossing the Quri River. * [**Marnan Bridge**](https://www.google.com/search?q=Marnan+Bridge&rlz=1C1ONGR_enUS937US938&oq=stone+bridges+in+Iran&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIHCAEQIRigATIHCAIQIRigATIHCAMQIRigATIHCAQQIRigATIHCAUQIRigATIHCAYQIRifBTIHCAcQIRifBTIHCAgQIRiPAjIHCAkQIRiPAtIBCDI1NDZqMGo3qAIAsAIA&sourceid=chrome&ie=UTF-8&ved=2ahUKEwjVguCI1JGTAxWeJe8CHaWhM1UQgK4QegQIAxAN) **(Isfahan):** A 17-arch, 186-meter-long bridge made of stone blocks, connecting different neighborhoods of the city.  Financial Tribune +8 **Common Characteristics** * **Architecture:** Most bridges utilize a series of arches, often made of stone, mortar, and sometimes reinforced with brick. * **Function:** Beyond transportation, many, especially in Isfahan, served as dams, flood regulators, and public recreational spots. * **Location:** The highest concentration of historic stone bridges is found in Isfahan, Lorestan (Khorramabad), and over the Aras River

fansonly

And to your point "A person who worked 30 years at minimum wage and retires in 2026 at full retirement age could receive a [Special Minimum Social Security Benefit](https://www.google.com/search?q=Special+Minimum+Social+Security+Benefit&oq=what+would+social+security+be+for+someone+that+worked+minimum+wage+for+30+years&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIHCAEQIRiPAtIBCTEwMDQzajBqN6gCALACAA&sourceid=chrome&ie=UTF-8&ved=2ahUKEwjOpbiI0Y6TAxUIjYkEHSktLDwQgK4QegQIARAB) of approximately **$1,123.70 per month"**

Worried_Quarter469

This is teaching method at the boarding school Zuck went to https://www.google.com/search?q=Phillips+Exeter+Academy+educational+method&ie=UTF-8&oe=UTF-8&hl=en-us&client=safari#lfId=ChxjMe

Various_Couple_764

IN the current market it is probably best to invest in some dividned funds or bond funds. The market could crash and the value of your investments would drop but the dividends keep coming in. Dividend ar the investment version of invterest. If you took your 150K of cash and invested it in taxable brokerage accountant deposited it in QQQI 13% yield you would get 1.5K per month. As people get older they get uncomfortable with the risk of growth index funds. So for you it is time to change your nesting stratagy for dividend income The only difference between QQQI and your vangard cash money market account is that you would have to sell QQQI to get your full 150K back you would need to sell QQQI. If the market is up you will likely get some captial gains. But if the market is down you have a captial lose. While QQQI has a nice high yield in a market crash there is a good chance the yield will drop and it may take years to recover. So many use bonds instead of dividned fund but those are paying about 3.5% righ now. However there are some very safe dividend [funds.you](http://funds.you) could use, JAAA 5.5% yield, UTG 6.4% yield, UTF 7% yield, and CLOZ 8%yield. These are about as safe as you can get 6.7% yield you have an equal amount of money in each fund. 800K invested in at 6.7% you generate 53,600 per year or about $4466 per month. Now with this portfolio if the market crashes the value of each fund will drop but you will continue to get your 6.7% yield and 4466 per month. So as long as you just collect the dividneds and never sell you will continue to get moneyUTF and TUG have been paying dividends since 2004. CLOZ and JAAA are new ETFs but they invest in one of the safest assets available except government bonds. I would suggest you read the Book The Income Factory and look art armchair income on youtube.

j909m

Apparently [Ayatollah Khamenei](https://www.google.com/search?q=Ayatollah+Ali+Khamenei&rlz=1C1ONGR_enUS1086US1086&oq=iran&gs_lcrp=EgZjaHJvbWUqDAgCECMYJxiABBiKBTIHCAAQABiPAjINCAEQLhiDARixAxiABDIMCAIQIxgnGIAEGIoFMhQIAxBFGDsYQxiDARixAxiABBiKBTISCAQQABgUGIMBGIcCGLEDGIAEMgYIBRBFGDwyBggGEEUYPTIGCAcQRRg90gEINDU0MWowajeoAgCwAgA&sourceid=chrome&ie=UTF-8&mstk=AUtExfC6NE6hDjpV5UVxpgokf3yr0xsV3paCIw_x4CQfJXpIzbJk3iycBYN-GFVADvdfpKS--t21CMMihQfBQiQeDgDNYGVhtc99vfBVujlFeB5sgJvCjDlNz_rkuayHdBIqnthPUcv436aUJ-35gE6w3Qln-I2WnDqEVwKapBAHLfPNc882LWIzDwj8gd41sBr5jd5QhXQyy13_d3DBEGbHnpHssPkOtDOpu7lBtwR1EihmPbJ0NYLlfEYQHnNSWTHt_IY-Geh6gooTKDVk2xtGwm4yyKs49zjXwXzMDmiSf2-mutzX-REHCDlJH36luouaKQ&csui=3&ved=2ahUKEwiGq6WOy_2SAxUBrYkEHZBKBjMQgK4QegQIARAB) didn't get the advance notice.

Various_Couple_764

If you look away from money market accounts, HYSA, and government bond funds you can get dividend funds that have yields of 5 to 10%. Dividend are cash payment made directly into your brokerage acount. You don't see the dividend stock together the money. I a retired and living off of my dividend inomt of 5K a month. Funds I am using are QQQI 13% yeild, ARDC 9%, PBDC 9%, EMO 9%, CLOZ 8%, UTF 7%, UTG 6.4% JAAA 5.5%.

Worried_Quarter469

https://www.google.com/search?q=price+of+eggs+Jerusalem+usd&ie=UTF-8&oe=UTF-8&hl=en-us&client=safari

1_cleverestusername

He is NCO, and I don't think 88 applies here anyways. Article 88 of the [Uniform Code of Military Justice](https://www.google.com/search?q=Uniform+Code+of+Military+Justice&rlz=1C1CHBF_enUS992US992&oq=article+88+of+the+UCMJ&gs_lcrp=EgZjaHJvbWUyBggAEEUYOdIBCTMyMzlqMGoxNagCBLACAQ&sourceid=chrome&ie=UTF-8&ved=2ahUKEwjXhJzM6vKSAxUZIkQIHRyHBtkQgK4QegYIAQgAEAM) (UCMJ) prohibits commissioned officers from using contemptuous words against the President, Vice President, Congress, Secretary of Defense, service secretaries, or state governors/legislatures. This law ensures civilian control of the military, punishing violators via court-martial with up to one year of confinement and dismissal. 

AOC_Slater

Down 99.98% in the past 5 years. What even is this? https://www.google.com/search?q=gnpx&ie=UTF-8&oe=UTF-8&hl=en-ca&client=safari&sei=uy6dabbPFf6optQPxOPS8Qw

Various_Couple_764

There is a r/ fire sub were people discuss investing for retiring before age 60. Age 60 is a required retirment data. it is just the date that the retimrent funds open and allow withdrawals without penalty. You don't need to use a retirment account. you can use a taxable brokerage acount with no restrictions on deposits and withdrawals. Yes you owe taxes when you receive dividends or sell stock. So investors need to understand taxes and learn how to estimate the tax impact. But beyond that you can retire using a taxable account. After I started my retirment fund and set up a saving account. I started investing in growth. The idea bing that if Islet my job I could sell it off for additioanal income. Turns out I worked 32 years at that company before I retired. So I had amassed substantial ammount in growth. I then learned about dividends So I sold off much of the growth and reinvested that money for dividneds, At 55 i retired with 5K of of dividend income. If I had known about dividned income I possibly could have possibly retired 10 years earlier if I had knowns about dividends earlier. I am still a few years away from 60 so I am moving my 401k into my roth and investing specifically for dividends. Using fund like QQQU 13% yeild, ARDC 9%, BPBDC 9%, EMO9%, CLOZ 8, UTG 7%, and UTF 6.4%, and JAAA 5.5%. currently I am getting 5K a month from dividends from the investments in the roth. which is being reinvested . I you take these same funds sandpit them in a taxable brokerage account and build that up you could get enough income to retire when you want. I would recoment you read the book the income Factory and look at armchair income on youtube.

Various_Couple_764

For those wanting to retire early by selling stock for income the recomendation is to have 25 time your living expenses. for dividned you could get buy with about 2.5 times living expenses. The key is to aim for yields of about \^% to about 12%. I'm using funds like QQQI 13% yield , EIC 11%, ARDC 9%, PBDC 9%, EMO 9%, CLOZ 8%, UTF 7%, UTG 6.4%JAAA 5.5 % for dividend income For more fund ideal look at Armchair income on youtube. He is investing exclusively for dividend income in retirment.

Various_Couple_764

Must be friday All the anti dividend /Passive income people have spammed this post. yes safe bonds and HYSA don't pay much in yields. But there are dividend funds that pay much higher yields. QQQI (A covered call fund) for example has a 13% yield. Not the highest yield available from cover d call funds but It doesn't have any of the problems the higher yield funds have. 4.5 invested in this fund will produce $585 a year not much. But is you deposit 500 a month for 10 years you will have 125K and the yearly dividend of 16k a year. A little over 1K a month. And you pay less taxes on the dividends so it is a tax efficient fund. The key to high dividend income is to consistently depositing money every month to build up a large portfolio. Not covered call funds are not the only choices In addition to QQQI I have ARDC 9% yield, PBDC 9%, EMO 9%, CLOZ 8%, UTF 7%, UTG 6.4% and JAAA 5.5% I have these in my roth and they are currently pumping about 5K a month into my roth. I also have some in a taxable brokerage account so I can access the cash now.

Various_Couple_764

At some point people need money from their investments. Now you can sell for income or invest for dividends. I am 55 and my current dividend income is 5K month and I retired and that covers my basic living expenses. By age 60 when I have access to my retirement account I should have 10K a month of dividned income. My dividend investments right now are QQQI 13% yield, ARDC 9%, PBDC 9%, EMO 9%, CLOZ 8%, UTF 7%, UTG 6.4%, JAAA 5.5%

Ok_Reality7016

to answer you question its due to tastylive. [Parasocial relationships](https://www.google.com/search?q=Parasocial+relationships&oq=para+social+relation+ship&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIJCAEQABgNGIAEMgkIAhAAGA0YgAQyCQgDEAAYDRiABDIJCAQQABgNGIAEMgkIBRAAGA0YgAQyCQgGEAAYDRiABDIJCAcQABgNGIAEMgkICBAAGA0YgAQyCQgJEAAYDRiABNIBCDU2MzlqMGo3qAIIsAIB8QXQElt5rq9wRA&sourceid=chrome&ie=UTF-8&ved=2ahUKEwjwyqWD--WSAxUY4wIHHfvPO48QgK4QegYIAQgAEAM) are one-sided, psychological bonds where an individual invests emotional energy, time, and interest into a media figure, celebrity, or fictional character who is unaware of their existence. Often fueled by social media, these connections can feel intimate but are generally illusory, providing comfort or entertainment, yet risking unhealthy, obsessive, or excessive involvement. 

Various_Couple_764

I have batch 30% yield, QQQI 13%, SPYi 11%,EIC 11%, ARDC 9%, BPDC 9%, EMO 0%, CLOZ 8%, UTF 7%, UTG 6.4%, JAAA 5.5%

Glittering_Water3645

1+2. The economy for the regular american and the stock market isn´t always correlated. The stock market is reflecting of the profits for the public companies. 3. People assumes [Quantitative Easing](https://www.google.com/search?q=Quantitative+Easing&oq=qe+economy&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIICAEQABgWGB4yCAgCEAAYFhgeMgoIAxAAGIAEGKIEMgoIBBAAGIAEGKIEMgcIBRAAGO8FMgcIBhAAGO8F0gEIMTg1MmowajmoAgawAgHxBefCn96ZB8lZ&sourceid=chrome&ie=UTF-8&ved=2ahUKEwiQzuCuyuOSAxXyUlUIHYB_GQ8QgK4QegQIARAD) and lower rates going forward, which could mean inflation. You want to hold assets in an inflationary environment. People still have confidence in the stock market to hedge against inflation. Defensive stocks are at an ATH, not the whole market. Consumer stables is in a bubble (costco, walmart, pepsi, coca-cola, boeing and so on) which is the only reason we are at an ATH at the moment.

Kachowxboxdad

I just want UTF to catch up to its NAV and up like 7% tomorrow is that too much to ask

CGPictures

Sounds like the guys in 2021 extolling the virtues of Modern Monetary Theory and its endless money printing.[](https://www.google.com/search?q=Modern+Monetary+Theory&oq=new+economic+theory+keep+printing+money&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIGCAEQLhhA0gEINzE4NGowajGoAgCwAgA&sourceid=chrome&ie=UTF-8&ved=2ahUKEwi2zJf0yt6SAxV1l4kEHSzNDgEQgK4QegQIARAB)

IKnowMeNotYou

Google says: >CFD (Contract for Difference) trading is generally prohibited for US citizens due to strict regulations from the [CFTC](https://www.google.com/search?q=CFTC&oq=CFDs+us+citizen&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIICAEQABgWGB4yDQgCEAAYhgMYgAQYigUyDQgDEAAYhgMYgAQYigUyDQgEEAAYhgMYgAQYigUyDQgFEAAYhgMYgAQYigUyDQgGEAAYhgMYgAQYigUyBwgHEAAY7wUyCggIEAAYgAQYogQyCggJEAAYgAQYogTSAQg0MzAzajBqN6gCALACAA&sourceid=chrome&ie=UTF-8&ved=2ahUKEwi_5-ijmd6SAxVSnf0HHfK5AfUQgK4QegQIARAB) and [SEC](https://www.google.com/search?q=SEC&oq=CFDs+us+citizen&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIICAEQABgWGB4yDQgCEAAYhgMYgAQYigUyDQgDEAAYhgMYgAQYigUyDQgEEAAYhgMYgAQYigUyDQgFEAAYhgMYgAQYigUyDQgGEAAYhgMYgAQYigUyBwgHEAAY7wUyCggIEAAYgAQYogQyCggJEAAYgAQYogTSAQg0MzAzajBqN6gCALACAA&sourceid=chrome&ie=UTF-8&ved=2ahUKEwi_5-ijmd6SAxVSnf0HHfK5AfUQgK4QegQIARAC), which ban over-the-counter (OTC) leveraged instruments. US residents cannot open CFD accounts with domestic or foreign brokers, as these instruments do not comply with US securities laws, particularly the Dodd-Frank Act. 

Mark_Underscore

The super wealthy use a series of cascading loans that never get paid back. The debt is just cleared after they die and the family gets a stepped-up basis. The strategy is called "buy, borrow, die". In the "[buy, borrow, die](https://www.google.com/search?q=buy%2C+borrow%2C+die&rlz=1C1ONGR_en__1046AT1047&oq=buy+borrow+die+are+the+loans+ever+repaid+&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIHCAEQIRigATIHCAIQIRigATIHCAMQIRiPAjIHCAQQIRiPAtIBCDgyMzZqMGo3qAIAsAIA&sourceid=chrome&ie=UTF-8&mstk=AUtExfBharsLMpWg4TJuQByr4to_eFiGAWfVkBJO5Z1yZHF3UwvesXW4X1Y5xco8oBx2vP7fbceGSp3P9Rro7Uoh20rWUR9rZhenAU4rySg2Vy4IMc0ia9RjAqPk6U_VZyhaNiH2WICEUxB4aJlY7_yaIfEkzOtSej4Nbof8RLiASD6_KqE&csui=3&ved=2ahUKEwjtlPSD8dySAxWVl2oFHfyAAcMQgK4QegQIARAB)" strategy, loans are typically repaid using the deceased person’s estate (assets) rather than with income. The strategy relies on using appreciated assets as collateral for loans to avoid capital gains taxes, with the debt settled upon death via the sale of assets or by heirs, who receive a "step-up in basis" to eliminate tax liability. 

Find_A_Reason

[No it isn't](https://www.google.com/search?q=dow&oq=dow&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIGCAEQRRg9MgYIAhBFGDwyBggDEEUYPDIGCAQQRRg9MgYIBRBFGDzSAQgyMDc5ajBqN6gCALACAA&sourceid=chrome&ie=UTF-8)

Various_Couple_764

Inflation often comes in one short surge than drops. The long term average inflation rate in the US is 3.2%. So it will probably not be as bad as you think but the future is unpredictable. I suggest you look into a different retirment stratagy that doesn't involve drawing down your portfolio. Let's assume you need 100K to cover living expenses in retirment. you could set asside 1million in your portfolio into dividend funds and get about 100K in dividends. Dividends are profits of your investors distributed to you as cash without selling shares. There are people that have retired on 200K of dividend income per year. Also on risk no one plans for is an injury or medical issues that prevents you from working. Effectively forcing people to retire early. One thing you can do is to invest in dividend income in a taxable acccount. I retired early with 5K a month comming from dividend funds in my taxable account. I would suggest you read the book The Income Factory. And Armchair income on youtube is a good resource for fund ideas for an income factory. Some of my favorite dividend investment are QQQI 13% yield, ARDC 9%, PBDC 9%, EMO 9%CLOZ 8%, UTF 7%, UTG 6.4% and JAAA 5.5%. You can add government / cooperate bonds and municipal funds.

Lazy_Range_1562

Heres a crazy fact. In 2024 the pentagon had a budget of 841B. And an audit reveled it could not account for 823B. This page ( AI ) says 63% of its 4T in assets is unaccounted for. Somehow i see that we can reduce our deficit with this information, maybe reduce or Restructure the pentagon to a degree? 100 B reduction would be 1 T in ten years off deficit. https://www.google.com/search?q=how+much+money+was+not+accounted+for+in+the+last+pentagon+audit%3F&ie=UTF-8&oe=UTF-8&hl=en-us&client=safari

Lazy_Range_1562

I just looked it up. If social security were not capped, it would generate 3.2-3.6 T over the next ten years, closing the gap by 53%. Should have looked it up in earlier reply. Here. https://www.google.com/search?q=if+social+security+taxes+were+not+capped%2C+how+much+would+it+earn%3F&ie=UTF-8&oe=UTF-8&hl=en-us&client=safari

Modelbashir

listen to [Steve Hanke](https://www.google.com/search?q=Steve+Hanke&oq=profesor+who+says+bitcoin+value+is+0+because+of+insitutional+trust&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIHCAEQIRiPAjIHCAIQIRiPAtIBCTE0MTE2ajBqN6gCALACAA&sourceid=chrome&ie=UTF-8&mstk=AUtExfApishSkG5jjGuaU2TjnRqLk2qB8DMAoUodAh5mTavlDXOHAV_5qUeRi7C1ibbNAJcIJO88CT4tfMwvUEzn8q28lowWs6GixztuY0d6cx5ODbjfycQgnY7iIBuzn1xZ2cHuX1t-IjzcBg6ePTsYmb-3PVJp4aJbJHatlmH7Cfm6A0c&csui=3&ved=2ahUKEwj7royag9mSAxVeD0QIHeBtCvgQgK4QegQIARAB) bitcoin is worth 0. [](https://www.google.com/search?q=Steve+Hanke&oq=profesor+who+says+bitcoin+value+is+0+because+of+insitutional+trust&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIHCAEQIRiPAjIHCAIQIRiPAtIBCTE0MTE2ajBqN6gCALACAA&sourceid=chrome&ie=UTF-8&mstk=AUtExfApishSkG5jjGuaU2TjnRqLk2qB8DMAoUodAh5mTavlDXOHAV_5qUeRi7C1ibbNAJcIJO88CT4tfMwvUEzn8q28lowWs6GixztuY0d6cx5ODbjfycQgnY7iIBuzn1xZ2cHuX1t-IjzcBg6ePTsYmb-3PVJp4aJbJHatlmH7Cfm6A0c&csui=3&ved=2ahUKEwj7royag9mSAxVeD0QIHeBtCvgQgK4QegQIARAB)[](https://www.google.com/search?q=Steve+Hanke&oq=profesor+who+says+bitcoin+value+is+0+because+of+insitutional+trust&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIHCAEQIRiPAjIHCAIQIRiPAtIBCTE0MTE2ajBqN6gCALACAA&sourceid=chrome&ie=UTF-8&mstk=AUtExfApishSkG5jjGuaU2TjnRqLk2qB8DMAoUodAh5mTavlDXOHAV_5qUeRi7C1ibbNAJcIJO88CT4tfMwvUEzn8q28lowWs6GixztuY0d6cx5ODbjfycQgnY7iIBuzn1xZ2cHuX1t-IjzcBg6ePTsYmb-3PVJp4aJbJHatlmH7Cfm6A0c&csui=3&ved=2ahUKEwj7royag9mSAxVeD0QIHeBtCvgQgK4QegQIARAB)

Kachowxboxdad

Look at UTF share price vs NAV and then look at VPU & MLPX and please tell me why the gap is that large thank you

BigOunce854

# Help is available \*Except for ppl buying SLV at $109 # 9-8-8: Suicide Crisis helpline [](https://www.google.com/search?q=us+suicide+hotline&oq=us+suicide+hotline&gs_lcrp=EgZjaHJvbWUqBggAEEUYOzIGCAAQRRg70gEIMjc4MGowajeoAgCwAgA&sourceid=chrome&ie=UTF-8#)

ruffneck007

After Bill's failure with [Pershing Square Tontine Holdings](https://www.google.com/search?q=Pershing+Square+Tontine+Holdings&rlz=1C1GCEA_enDK1162DK1162&oq=ershing+Square+Tontine+Holdings&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTILCAEQABgNGBMYgAQyCwgCEAAYDRgTGIAEMgsIAxAAGA0YExiABDIKCAQQABgTGBYYHjIKCAUQABgTGBYYHjIKCAYQABgTGBYYHjIKCAcQABgTGBYYHjIKCAgQABgTGBYYHjIKCAkQABgTGBYYHtIBBzIxNWowajeoAgCwAgA&sourceid=chrome&ie=UTF-8&ved=2ahUKEwjow9bHn9OSAxXU0wIHHczyAfwQgK4QegQIARAB) (PSTH) i dont trust him one bit!

Various_Couple_764

Generally the starter recommendation is to establish a retirment acount and deposit the maximum allowable (if possible) and establish about 6 months of living expenses theIRA don't invest the money you put into it. You have to choose the investments and how much of the money goes into each fund. After that many people just stop. My recomendation is that the emergency fund should be in a money market account in taxable brokerage and then I would start slowly building a dividend fund. Dividend fund distribute their earnings quarterly or month though cash dividend payment directly to your brokerage account. that money can then be invested or spent as you wish. I would slowly build up money in this fund and then when it exceeds $600 a month invest the dividend income in the Roth and continue to build the dividend fund in the taxable account. Any extra dividend income can then be used to pay uitility, gas, food bills while you continue to add money the dividend fund. The overall goal is to eventually have enough dividend income to cover your living expenses so your work income could be deverted to other uses. This would also insure you have income if you loose your job or cannot work for midical reasons. I now have enough dividned income to cover all of my living expenses. About 5K a month. QQQI is a good starter fund for a taxable brokerage account13% yield and it is tax efficient fund. It would also work well inside the roth with VOO keep 50% of your deposit in QQQI and 50% in VOO in the roth. You could also di the same in taxable brokerage. Eventually you could deversify to other dividned funds. My Roth it is just invested in dividend funds. I am currently using QQQI 13% yield, EIC 11%, ARDC 9%, PBDC 9%, EMO 9%, CLOZ 8%, UTF 7%, UTG 6.4%, JAAA 5.5%. And you could VOO to that if you want.

Gce168

the ceo is just so stupid, why they would mention "[Wegovy](https://www.google.com/search?q=Wegovy&rlz=1C5CHFA_enUS1111US1113&oq=weight+loss+hims+and+hers+copycat&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIHCAEQIRigATIHCAIQIRigATIHCAMQIRigATIHCAQQIRigAdIBCDgzMDFqMGo3qAIAsAIA&sourceid=chrome&ie=UTF-8&mstk=AUtExfBiBwVgABjH90jZ-sKh5EYva-aTuPhF-8VYTqwiYZlUNXtqAXS1FlrhJ4LHa6j5CCpgZNGca0TGL84UrVnEMWD9Lbj0qzMyZsYdFemZgXXvd8T7HavO0NyKnv3tyfSVq4NBLRbOOc2RMbRKrrbA5p6FndJ4EjQysV_VThFP5ETve9yMpu4UJuWxJOV48-6eMtyIuTlt96RVjn2gR_3WlWx9GLYfvYulWemc42YH0Fre1enjmMPtsBQDqLbWN4sezNrH86b_pvUssHfwknt8duABuZRFtY0XDBB0-ZzvWU8lAg&csui=3&ved=2ahUKEwjm1IGfnMqSAxXOE1kFHcv8OEMQgK4QegQIARAC)" in their campaign!

EvolvingDior

Who owns Rotten Tomatoes? >Rotten Tomatoes is primarily owned by [Fandango Media](https://www.google.com/search?q=Fandango+Media&oq=Who+owns+Rotten+Tomatoes%3F&gs_lcrp=EgZjaHJvbWUyBggAEEUYOdIBBzc0M2owajeoAgiwAgE&sourceid=chrome&ie=UTF-8&ved=2ahUKEwjT3IL_osiSAxVJMzQIHcBTBooQgK4QegYIAQgAEAQ), an American ticketing company. Fandango is a joint venture, with **NBCUniversal (Comcast)** owning a majority stake (75%) and **Warner Bros. Discovery** holding a minority stake (25%). The site was acquired by Fandango from Warner Bros. in 2016. 

waterfireearthwater

From AI, but true: "[Mark Cuban Cost Plus Drug Company](https://www.google.com/search?q=Mark+Cuban+Cost+Plus+Drug+Company&rlz=1C5CHFA_enUS1190US1191&oq=why+doesn%27t+cuban+costplus+sell+all+drugs&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIJCAEQIRgKGKABMgkIAhAhGAoYoAEyCQgDECEYChigATIJCAQQIRgKGKABMgkIBRAhGAoYoAHSAQkxMzE0MGowajeoAgiwAgHxBazbCPrA1Xvg&sourceid=chrome&ie=UTF-8&mstk=AUtExfA8BjA4PY8pQKep8O_DL_oCf8vT_nxJ1uWEiGgIGCmmiZUu5iaNQ3hwFJCF8XXtYoGu2MVV-EbMQflFOve8HRupUIyqmWV6_cvxeFuRmMa5GvgDNhhne65SyEOXZVxM7oX2JdHO89pdVccXIMztGsvUOuFVyotVXh7s_SPJJCTOzSJNJqWRHzZJfCsXxIbYm8ZruwpHe1raumDZQmgxYtw7hK5Im294nZ-OFEU0g-MfYwmviGYctnbIBSzM6V2sf_JelXK4Q3g6RZtJ0FoxsClS&csui=3&ved=2ahUKEwiniI6W1ceSAxUMtokEHRCYJ10QgK4QegQIARAB) does not sell all drugs primarily due to pressure from major Pharmacy Benefit Managers (PBMs) that threaten to remove drug manufacturers from their formularies if they work with Cost Plus. Additionally, the company focuses on high-volume generics, struggles to secure contracts for brand-name drugs, and is currently building its own manufacturing and distribution infrastructure. " If they are able to build their own manufacturing, it will be the death knell for a lot of the inefficiencies currently in the system.

Various_Couple_764

First off build your emergency fund and invest in your employers retirement plan or a roth if they don't have one. Growth index funds are find one theretirment account. If you want to be able to access the money then I suggest you open a taxable brokerage and invest in dividend funds. Dividend funds produce passive income. You don't have to sell shares to get the income. The passive income will be invaluable if you loose your job and unlike a cash emergency fund the passive income will not run out of money. you Couldstart out with a fund like QQQI 13% yield and it is tax efficient. For now simply have the dividends reinvested. But it is a good idea to have multiple funds which invest differently. If you have need fro the money you can turn off the dividend reinvestment and just collect the cash in a money market fund. With 50K invested in QQQI it will generate about $500 a month. As you gradually build the income you could start using the income to cover monthly bills and maybe eventually get enough income to cover all of your living expenses. Allowing you to invest more of your work income. I have been working on this for a while and I get 5K a month of income from dividends which is enough to cover all of my living expenses in a high cost of living area. I am currently using the following funds for income QQQI 13% yield, SpYI 11%, EIC 11%, ARDC 9%, PBDC 9%, EMO 9%, CLOZ 8%, UTF 7%, UTG 6.3%, JAAA 5.5%, I was able to retire at age 55. But if I started dividend investing earlier I would have retired much earlier. Now you could have a growth index fund like VOO in the account as well.

DieOnYourFeat

Actually, DCA is market agnostic, you are buying on the way down, on the way up, and when the market is not moving. The fact you do not understand such a simple investing concept is alarming. "[Dollar cost averaging](https://www.google.com/search?q=Dollar+cost+averaging&oq=define+dca&gs_lcrp=EgZjaHJvbWUyCQgAEEUYORiABDILCAEQABgKGAsYgAQyCwgCEAAYChgLGIAEMgsIAxAAGAoYCxiABDILCAQQABgKGAsYgAQyCwgFEAAYChgLGIAEMgsIBhAAGAoYCxiABDILCAcQABgKGAsYgAQyBwgIEAAYgAQyCwgJEAAYChgLGIAE0gEIMzYwOWowajSoAgCwAgA&sourceid=chrome&ie=UTF-8&ved=2ahUKEwi8qtuBncWSAxXIIEQIHd8XMQIQgK4QegYIAQgAEAU) (DCA) is an investment strategy involving investing a fixed dollar amount at regular intervals (e.g., monthly), **regardless of share price**. This approach reduces market timing risk and volatility, allowing investors to buy more shares when prices are low and fewer when prices are high, potentially lowering the average cost per share over time."

UnregisteredDomain

Shhhh, this is the internet. [They linked something with the URL hidden behind a quippy remark so you know they won!](https://www.google.com/search?q=rick+roll&rlz=1CDGOYI_enUS773US774&hl=en-US&sourceid=chrome-mobile&ie=UTF-8#fpstate=ive&vld=cid:d7b50f1f,vid:dQw4w9WgXcQ,st:0)

perceptive_AI

>[Norman Borlaug](https://www.google.com/search?q=Norman+Borlaug&oq=human+that+saved+the+most+lives&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIHCAEQIRiPAtIBCDYzMTdqMGoxqAIAsAIA&sourceid=chrome&ie=UTF-8&ved=2ahUKEwiG1beGzMOSAxWYK1kFHbPJAS0QgK4QegQIAhAE), an American agronomist known as the "father of the Green Revolution," is credited with saving more than a billion lives—more than any other person in history. Through developing high-yield, disease-resistant dwarf wheat, his work prevented widespread starvation in developing nations, particularly India and Pakistan, during the mid-20th century.  Deserves more respect than all these rich people hoarding bananas like they going to run out.

Guy_PCS

In Seinfeld season 5, episode 22, "[The Opposite](https://www.google.com/search?q=The+Opposite&rlz=1C1RXQR_enUS1120US1120&oq=steinfeld+if+you+do+everythiong+wrong&gs_lcrp=EgZjaHJvbWUyBggAEEUYOdIBCTE3MDA3ajBqN6gCCLACAQ&sourceid=chrome&ie=UTF-8&ved=2ahUKEwjmutSnuMOSAxVqxhoGHfyWHRwQgK4QegQIARAD)," George Costanza realizes his life is a failure because every instinct he has is wrong.

spudbro00

Corn ([*Zea mays*](https://www.google.com/search?q=Zea+mays&rlz=1C5OZZY_enUS1181US1182&oq=what+is+corn&gs_lcrp=EgZjaHJvbWUyDAgAEEUYORixAxiABDIKCAEQABixAxiABDIHCAIQABiABDIKCAMQABixAxiABDIHCAQQABiABDIHCAUQABiABDIHCAYQABiABDIKCAcQABixAxiABDIHCAgQABiABDIHCAkQABiPAtIBCDE1MjlqMGo3qAIAsAIA&sourceid=chrome&ie=UTF-8&mstk=AUtExfDNb3nTINsORlRO5cXg0PpBWL5RiUzl4EQ9OyazYVh9ldDY0TYOzHFVaVkptbaH-pSPE2XzgWmYbDbNWfTo64RIVW4FEeJVsaBFetVuev4BUguVbth7SQ45aJk9zuMox1-DnKWEXw3Fn6o4RMWvs3dpotjJgKWsPJbwh3IN24dzvQwZPbhL2WrOF6DWQ0_TgLjRvxifU9Qz5RkkrxA2MmckXkY-jywxqOStTWBMmPpFcghv0gszSfJ4S8H_xv6BLRW2xbprfkjRzVjq_HzbllBP&csui=3&ved=2ahUKEwiRnOTY8MKSAxXBl-4BHRn0MswQgK4QegQIARAB)) is a tall, annual cereal grain from the grass family (*Poaceae*) domesticated in Mexico roughly 10,000 years ago. Scientifically considered a fruit but used as a vegetable and grain, it is one of the world's primary staple foods and livestock feeds, valued for its starchy, nutrient-rich kernels. 

Successful-Tea-5733

FYI from gemeni: Yes, multiple publicly traded companies have received waivers or utilized special, shortened lock-up periods, allowing insiders to sell shares before the standard 180-day, six-month, or one-year restriction ends. Examples include [**Snowflake**](https://www.google.com/search?q=Snowflake&rlz=1C1VDKB_enUS1144US1144&oq=have+there+been+publicly+traded+companies+that+have+received+a+waiver+on+the+6+month+lockout+period&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIHCAEQIRiPAjIHCAIQIRiPAtIBCTExMDQzajBqN6gCALACAA&sourceid=chrome&ie=UTF-8&ved=2ahUKEwjC7a3zxMKSAxV378kDHYqPGKgQgK4QegQIARAB) (90 days), [**Airbnb**](https://www.google.com/search?q=Airbnb&rlz=1C1VDKB_enUS1144US1144&oq=have+there+been+publicly+traded+companies+that+have+received+a+waiver+on+the+6+month+lockout+period&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIHCAEQIRiPAjIHCAIQIRiPAtIBCTExMDQzajBqN6gCALACAA&sourceid=chrome&ie=UTF-8&ved=2ahUKEwjC7a3zxMKSAxV378kDHYqPGKgQgK4QegQIARAC) (7-day window), and [**Robinhood**](https://www.google.com/search?q=Robinhood&rlz=1C1VDKB_enUS1144US1144&oq=have+there+been+publicly+traded+companies+that+have+received+a+waiver+on+the+6+month+lockout+period&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIHCAEQIRiPAjIHCAIQIRiPAtIBCTExMDQzajBqN6gCALACAA&sourceid=chrome&ie=UTF-8&ved=2ahUKEwjC7a3zxMKSAxV378kDHYqPGKgQgK4QegQIARAD) (15% at IPO). These early releases, often facilitated by underwriters, are becoming more common.  Key examples and trends regarding lock-up waivers: * **Notable Exceptions:** In 2020, Snowflake, Inc. allowed employees to sell shares after just 90 days rather than 180, and Airbnb, Inc. provided a 7-day window for employees to sell up to 15% of their vested options. * **Robinhood's Approach:** Robinhood’s IPO featured a unique structure allowing employees to sell 15% of their shares immediately at the IPO and another 15% at the 90-day mark. * **Common Scenarios:** Underwriters or boards of directors often waive lock-up periods if the IPO performs well, or to align with earnings-related blackout periods, such as in cases with [**Lyft, Inc.**](https://www.google.com/search?q=Lyft%2C+Inc.&rlz=1C1VDKB_enUS1144US1144&oq=have+there+been+publicly+traded+companies+that+have+received+a+waiver+on+the+6+month+lockout+period&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIHCAEQIRiPAjIHCAIQIRiPAtIBCTExMDQzajBqN6gCALACAA&sourceid=chrome&ie=UTF-8&ved=2ahUKEwjC7a3zxMKSAxV378kDHYqPGKgQgK4QegQIAxAD), [**Pinterest, Inc.**](https://www.google.com/search?q=Pinterest%2C+Inc.&rlz=1C1VDKB_enUS1144US1144&oq=have+there+been+publicly+traded+companies+that+have+received+a+waiver+on+the+6+month+lockout+period&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIHCAEQIRiPAjIHCAIQIRiPAtIBCTExMDQzajBqN6gCALACAA&sourceid=chrome&ie=UTF-8&ved=2ahUKEwjC7a3zxMKSAxV378kDHYqPGKgQgK4QegQIAxAE), and [**Peloton Interactive, Inc.**](https://www.google.com/search?q=Peloton+Interactive%2C+Inc.&rlz=1C1VDKB_enUS1144US1144&oq=have+there+been+publicly+traded+companies+that+have+received+a+waiver+on+the+6+month+lockout+period&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIHCAEQIRiPAjIHCAIQIRiPAtIBCTExMDQzajBqN6gCALACAA&sourceid=chrome&ie=UTF-8&ved=2ahUKEwjC7a3zxMKSAxV378kDHYqPGKgQgK4QegQIAxAF). * **Purpose of Waivers:** These, known as "early lockup releases," are often permitted to prevent a massive, simultaneous sell-off of stock when the restriction period expires, which can cause extreme volatility or share price drops.  While standard 180-day lock-ups are common, they are not regulated by the SEC and are contractual, allowing boards and underwriters to adjust them. 

ThinkingOfTheOldDays

TIL: Google produces "use over time" graphics, known as [Ngrams](https://www.google.com/search?q=Ngrams&oq=how+does+google+produce+the+use+over+time+graphics+for+words%3F&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIHCAEQIRiPAjIHCAIQIRiPAtIBCTEyODYzajBqN6gCALACAA&sourceid=chrome&ie=UTF-8&mstk=AUtExfDE3JAkZWvdUABDMMNTWvSZ-WP405FiqECxujdU3o6PibtoHP3yRu71YPJ8mxzoDNCTiADFd_Su8_WH4aalC9hPp0jLyBTqzYLwZ-PnoThD4xgZ8H_dobCCBc40La75be8fSr4nkYXB7KEIe_tEioB-fAl0FPagXQGumDpM3v_gx-WQiQR29IMPqFG4SNbftmsiCZ6ibjvo3l7lp1bsDeF7tnBp4Zd3uXxfgciRSl4DiNkddM-1QcBOsd945nAOWvljIqfRxqjROJpUClK9tWGw&csui=3&ved=2ahUKEwiL6bqI07uSAxXZv4kEHZMUACsQgK4QegQIARAD), by analyzing a massive dataset of over 500 billion words from roughly 5.2 million digitized books published between 1500 and 2019. The Google Books Ngram Viewer calculates the frequency of specific words or phrases (up to 5 words long) per year, plotting them to show relative popularity

luforyou

I would say this is true of most nations. There's a famous line in Ernest Hemingway’s 1926 novel, [*The Sun Also Rises*](https://www.google.com/search?q=The+Sun+Also+Rises&oq=which+book+is+quoted+as+saying%2C+%22it+starts+slowly+and+then+all+at+once%3F+&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIGCAEQLhhA0gEJMTMyNzFqMGoxqAIAsAIA&sourceid=chrome&ie=UTF-8&mstk=AUtExfB3ErHIXG7CDoBm5HThSBHGyqzmiZSlv3IRZZUhzwVjLDQ5cAW5ekk-m3xkzr_N2IBS4zcnF-pGFP_EMZOKNDsXfR-9hMAQi-vwW_ccRrXKDmaFN3khpEie6MmM3BgwYv08X3butuMRkcI05pQqopq-8Fj2Ns98v3GyTiaofvtw6rveL8NbleYOhlElR5MyzK-B&csui=3&ved=2ahUKEwjb9ZCTyLmSAxXTCTQIHTvROOIQgK4QegQIARAE) that alludes to how nation debt becomes noticeable. The character Mike Campbell explains how he went bankrupt by saying, "Two ways... Gradually, then suddenly".

Zealousideal-Gene8

6, [**Chile**](https://www.google.com/search?q=Chile&rlz=1C1VDKB_enUS1129US1129&oq=list+of+sivler+producing+nation+by+yield&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIJCAEQIRgKGKABMgkIAhAhGAoYoAEyCQgDECEYChigATIJCAQQIRgKGKABMgkIBRAhGAoYoAEyBwgGECEYjwLSAQkyODA3OWowajeoAgiwAgHxBRRIEnFOFYSJ&sourceid=chrome&ie=UTF-8&ved=2ahUKEwiMlJjd87iSAxV7IkQIHXCWGCYQgK4QegQIBBAL) **(1,200 MT):** Experienced significant production surges recently. 7, [**Russia**](https://www.google.com/search?q=Russia&rlz=1C1VDKB_enUS1129US1129&oq=list+of+sivler+producing+nation+by+yield&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIJCAEQIRgKGKABMgkIAhAhGAoYoAEyCQgDECEYChigATIJCAQQIRgKGKABMgkIBRAhGAoYoAEyBwgGECEYjwLSAQkyODA3OWowajeoAgiwAgHxBRRIEnFOFYSJ&sourceid=chrome&ie=UTF-8&ved=2ahUKEwiMlJjd87iSAxV7IkQIHXCWGCYQgK4QegQIBBAN) **(1,200 MT):** Major producer with significant reserves. 8, [**United States**](https://www.google.com/search?q=United+States&rlz=1C1VDKB_enUS1129US1129&oq=list+of+sivler+producing+nation+by+yield&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIJCAEQIRgKGKABMgkIAhAhGAoYoAEyCQgDECEYChigATIJCAQQIRgKGKABMgkIBRAhGAoYoAEyBwgGECEYjwLSAQkyODA3OWowajeoAgiwAgHxBRRIEnFOFYSJ&sourceid=chrome&ie=UTF-8&ved=2ahUKEwiMlJjd87iSAxV7IkQIHXCWGCYQgK4QegQIBBAP) **(1,100 MT):** Solidifies its place in the top 10 with domestic mining. **9,** [**Australia**](https://www.google.com/search?q=Australia&rlz=1C1VDKB_enUS1129US1129&oq=list+of+sivler+producing+nation+by+yield&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIJCAEQIRgKGKABMgkIAhAhGAoYoAEyCQgDECEYChigATIJCAQQIRgKGKABMgkIBRAhGAoYoAEyBwgGECEYjwLSAQkyODA3OWowajeoAgiwAgHxBRRIEnFOFYSJ&sourceid=chrome&ie=UTF-8&ved=2ahUKEwiMlJjd87iSAxV7IkQIHXCWGCYQgK4QegQIBBAR) **(1,000 MT):** Significant, consistent producer. **10,** [**Kazakhstan**](https://www.google.com/search?q=Kazakhstan&rlz=1C1VDKB_enUS1129US1129&oq=list+of+sivler+producing+nation+by+yield&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIJCAEQIRgKGKABMgkIAhAhGAoYoAEyCQgDECEYChigATIJCAQQIRgKGKABMgkIBRAhGAoYoAEyBwgGECEYjwLSAQkyODA3OWowajeoAgiwAgHxBRRIEnFOFYSJ&sourceid=chrome&ie=UTF-8&ved=2ahUKEwiMlJjd87iSAxV7IkQIHXCWGCYQgK4QegQIBBAT) **(1,000 MT):** Rounds out the top 10, often tied with Australia.

Zealousideal-Gene8

6, [**Chile**](https://www.google.com/search?q=Chile&rlz=1C1VDKB_enUS1129US1129&oq=list+of+sivler+producing+nation+by+yield&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIJCAEQIRgKGKABMgkIAhAhGAoYoAEyCQgDECEYChigATIJCAQQIRgKGKABMgkIBRAhGAoYoAEyBwgGECEYjwLSAQkyODA3OWowajeoAgiwAgHxBRRIEnFOFYSJ&sourceid=chrome&ie=UTF-8&ved=2ahUKEwiMlJjd87iSAxV7IkQIHXCWGCYQgK4QegQIBBAL) **(1,200 MT):** Experienced significant production surges recently. 7, [**Russia**](https://www.google.com/search?q=Russia&rlz=1C1VDKB_enUS1129US1129&oq=list+of+sivler+producing+nation+by+yield&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIJCAEQIRgKGKABMgkIAhAhGAoYoAEyCQgDECEYChigATIJCAQQIRgKGKABMgkIBRAhGAoYoAEyBwgGECEYjwLSAQkyODA3OWowajeoAgiwAgHxBRRIEnFOFYSJ&sourceid=chrome&ie=UTF-8&ved=2ahUKEwiMlJjd87iSAxV7IkQIHXCWGCYQgK4QegQIBBAN) **(1,200 MT):** Major producer with significant reserves. 8, [**United States**](https://www.google.com/search?q=United+States&rlz=1C1VDKB_enUS1129US1129&oq=list+of+sivler+producing+nation+by+yield&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIJCAEQIRgKGKABMgkIAhAhGAoYoAEyCQgDECEYChigATIJCAQQIRgKGKABMgkIBRAhGAoYoAEyBwgGECEYjwLSAQkyODA3OWowajeoAgiwAgHxBRRIEnFOFYSJ&sourceid=chrome&ie=UTF-8&ved=2ahUKEwiMlJjd87iSAxV7IkQIHXCWGCYQgK4QegQIBBAP) **(1,100 MT):** Solidifies its place in the top 10 with domestic mining. **9,** [**Australia**](https://www.google.com/search?q=Australia&rlz=1C1VDKB_enUS1129US1129&oq=list+of+sivler+producing+nation+by+yield&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIJCAEQIRgKGKABMgkIAhAhGAoYoAEyCQgDECEYChigATIJCAQQIRgKGKABMgkIBRAhGAoYoAEyBwgGECEYjwLSAQkyODA3OWowajeoAgiwAgHxBRRIEnFOFYSJ&sourceid=chrome&ie=UTF-8&ved=2ahUKEwiMlJjd87iSAxV7IkQIHXCWGCYQgK4QegQIBBAR) **(1,000 MT):** Significant, consistent producer. **10,** [**Kazakhstan**](https://www.google.com/search?q=Kazakhstan&rlz=1C1VDKB_enUS1129US1129&oq=list+of+sivler+producing+nation+by+yield&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIJCAEQIRgKGKABMgkIAhAhGAoYoAEyCQgDECEYChigATIJCAQQIRgKGKABMgkIBRAhGAoYoAEyBwgGECEYjwLSAQkyODA3OWowajeoAgiwAgHxBRRIEnFOFYSJ&sourceid=chrome&ie=UTF-8&ved=2ahUKEwiMlJjd87iSAxV7IkQIHXCWGCYQgK4QegQIBBAT) **(1,000 MT):** Rounds out the top 10, often tied with Australia.

Zealousideal-Gene8

1. [**Mexico**](https://www.google.com/search?q=Mexico&rlz=1C1VDKB_enUS1129US1129&oq=list+of+sivler+producing+nation+by+yield&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIJCAEQIRgKGKABMgkIAhAhGAoYoAEyCQgDECEYChigATIJCAQQIRgKGKABMgkIBRAhGAoYoAEyBwgGECEYjwLSAQkyODA3OWowajeoAgiwAgHxBRRIEnFOFYSJ&sourceid=chrome&ie=UTF-8&ved=2ahUKEwiMlJjd87iSAxV7IkQIHXCWGCYQgK4QegQIBBAB) **(6,300 MT):** Remains the top producer for decades, utilizing extensive mining infrastructure and high-grade deposits. 2. [**China**](https://www.google.com/search?q=China&rlz=1C1VDKB_enUS1129US1129&oq=list+of+sivler+producing+nation+by+yield&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIJCAEQIRgKGKABMgkIAhAhGAoYoAEyCQgDECEYChigATIJCAQQIRgKGKABMgkIBRAhGAoYoAEyBwgGECEYjwLSAQkyODA3OWowajeoAgiwAgHxBRRIEnFOFYSJ&sourceid=chrome&ie=UTF-8&ved=2ahUKEwiMlJjd87iSAxV7IkQIHXCWGCYQgK4QegQIBBAD) **(3,300 MT):** Produces substantial amounts as a byproduct of base metal mining (lead/zinc). 3. [**Peru**](https://www.google.com/search?q=Peru&rlz=1C1VDKB_enUS1129US1129&oq=list+of+sivler+producing+nation+by+yield&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIJCAEQIRgKGKABMgkIAhAhGAoYoAEyCQgDECEYChigATIJCAQQIRgKGKABMgkIBRAhGAoYoAEyBwgGECEYjwLSAQkyODA3OWowajeoAgiwAgHxBRRIEnFOFYSJ&sourceid=chrome&ie=UTF-8&ved=2ahUKEwiMlJjd87iSAxV7IkQIHXCWGCYQgK4QegQIBBAF) **(3,100 MT):** A consistent top producer, with major operations in the Andes. 4. [**Bolivia**](https://www.google.com/search?q=Bolivia&rlz=1C1VDKB_enUS1129US1129&oq=list+of+sivler+producing+nation+by+yield&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIJCAEQIRgKGKABMgkIAhAhGAoYoAEyCQgDECEYChigATIJCAQQIRgKGKABMgkIBRAhGAoYoAEyBwgGECEYjwLSAQkyODA3OWowajeoAgiwAgHxBRRIEnFOFYSJ&sourceid=chrome&ie=UTF-8&ved=2ahUKEwiMlJjd87iSAxV7IkQIHXCWGCYQgK4QegQIBBAH) **(1,300 MT):** Significant producer, often tied with Poland in recent rankings. 5. [**Poland**](https://www.google.com/search?q=Poland&rlz=1C1VDKB_enUS1129US1129&oq=list+of+sivler+producing+nation+by+yield&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIJCAEQIRgKGKABMgkIAhAhGAoYoAEyCQgDECEYChigATIJCAQQIRgKGKABMgkIBRAhGAoYoAEyBwgGECEYjwLSAQkyODA3OWowajeoAgiwAgHxBRRIEnFOFYSJ&sourceid=chrome&ie=UTF-8&ved=2ahUKEwiMlJjd87iSAxV7IkQIHXCWGCYQgK4QegQIBBAJ) **(1,300 MT):** Key European producer.

Proof-Experience-502

* [**Jewellery**](https://www.google.com/search?q=Jewellery&rlz=1C1GCEU_enCA1109CA1110&oq=how+much+of+gold+is+utlized&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIICAEQABgWGB4yCAgCEAAYFhgeMggIAxAAGBYYHjIICAQQABgWGB4yCAgFEAAYFhgeMggIBhAAGBYYHjIICAcQABgWGB4yCAgIEAAYFhgeMggICRAAGBYYHtIBCDgzNzFqMGo3qAIAsAIA&sourceid=chrome&ie=UTF-8&ved=2ahUKEwiI1s_khbSSAxV5D1kFHS7qKVUQgK4QegQIAxAB) **(43-49%):** Remains the largest consumer of gold. * [**Investment**](https://www.google.com/search?q=Investment&rlz=1C1GCEU_enCA1109CA1110&oq=how+much+of+gold+is+utlized&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIICAEQABgWGB4yCAgCEAAYFhgeMggIAxAAGBYYHjIICAQQABgWGB4yCAgFEAAYFhgeMggIBhAAGBYYHjIICAcQABgWGB4yCAgIEAAYFhgeMggICRAAGBYYHtIBCDgzNzFqMGo3qAIAsAIA&sourceid=chrome&ie=UTF-8&ved=2ahUKEwiI1s_khbSSAxV5D1kFHS7qKVUQgK4QegQIAxAD) **(21-25%):** Includes physical bars and coins, driven by economic hedging. * [**Central Banks**](https://www.google.com/search?q=Central+Banks&rlz=1C1GCEU_enCA1109CA1110&oq=how+much+of+gold+is+utlized&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIICAEQABgWGB4yCAgCEAAYFhgeMggIAxAAGBYYHjIICAQQABgWGB4yCAgFEAAYFhgeMggIBhAAGBYYHjIICAcQABgWGB4yCAgIEAAYFhgeMggICRAAGBYYHtIBCDgzNzFqMGo3qAIAsAIA&sourceid=chrome&ie=UTF-8&ved=2ahUKEwiI1s_khbSSAxV5D1kFHS7qKVUQgK4QegQIAxAF) **(23%):** Significant portion of annual demand is for reserves. * [**Technology**](https://www.google.com/search?q=Technology&rlz=1C1GCEU_enCA1109CA1110&oq=how+much+of+gold+is+utlized&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIICAEQABgWGB4yCAgCEAAYFhgeMggIAxAAGBYYHjIICAQQABgWGB4yCAgFEAAYFhgeMggIBhAAGBYYHjIICAcQABgWGB4yCAgIEAAYFhgeMggICRAAGBYYHtIBCDgzNzFqMGo3qAIAsAIA&sourceid=chrome&ie=UTF-8&ved=2ahUKEwiI1s_khbSSAxV5D1kFHS7qKVUQgK4QegQIAxAH) **(7%):** Used in electronics (computers, smartphones), dentistry, and medical applications.  go back to school

TheInkDon1

No single source that I know of, but 80 to 90-delta is the conventional wisdom. Chatting with AI might help, or scan through the results of [this Google search](https://www.google.com/search?q=what+delta+should+you+buy+leaps+calls+at&rlz=1C1RXQR_enUS1137US1137&oq=what+delta+shou&gs_lcrp=EgZjaHJvbWUqDAgAECMYJxiABBiKBTIMCAAQIxgnGIAEGIoFMgYIARBFGDkyBwgCEAAYgAQyCAgDEAAYFhgeMggIBBAAGBYYHjIICAUQABgWGB4yCAgGEAAYFhgeMggIBxAAGBYYHjIICAgQABgWGB4yCAgJEAAYFhge0gEINDExMWowajeoAgiwAgHxBXjehFnGR4EG8QV43oRZxkeBBg&sourceid=chrome&ie=UTF-8) for "what delta should you buy leaps calls at."

Hot_Philosopher_6558

"[Silver future options](https://www.google.com/search?q=Silver+future+options&oq=when+do+silver+future+optionms+e&gs_lcrp=EgZjaHJvbWUqCQgCECEYChigATIGCAAQRRg5MgkIARAhGAoYoAEyCQgCECEYChigAdIBCDgzNTNqMGo0qAIAsAIB&sourceid=chrome&ie=UTF-8&ved=2ahUKEwixhpPOy66SAxVeRfEDHVQdBSIQgK4QegQIARAB) (specifically for the January 2026 contract, SIF26) expire on January 28, 2026, with trading ceasing at 1:25 p.m. ET "

Legitimate_Height424

There's plenty out there: https://www.google.com/search?q=companies+fined+for+metals+manioulation&oq=companies+fined+for+metals+manioulation&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIJCAEQIRgKGKABMgkIAhAhGAoYoAEyCQgDECEYChigATIJCAQQIRgKGKABMgkIBRAhGAoYoAEyBggGECEYCjIHCAcQIRiPAtIBCTI2MTExajBqNKgCCbACAfEFgd6AxhAiia8&client=ms-android-samsung-ss&sourceid=chrome-mobile&ie=UTF-8 Also PBS just re-released a doc on the derivatives market and how little oversight and regulations it has to follow. https://www.congress.gov/crs-product/R48451

lily_de_valley

No immigrant group can replace you faster than automation can. My family owns a factory in South East Asia. When I was younger, when I visited the company, it was packed with people. There were so many people that the company built a small apartment for everyone to stay in because they needed to hire people from other parts of the country. Occasionally, there were office parties and I remember how overwhelmingly crowded it could get. As the company continues to improve on the machines, less and less tasks are done by people. By the time, I was in high school, the factory was pretty close to what social media refers to as [lights-out manufacturing](https://www.google.com/search?q=lights-out+manufacturing&sourceid=chrome&ie=UTF-8&ved=2ahUKEwjc0_mZxaqSAxUyNjQIHdGEJ6IQgK4QegQIARAD) facility. It was complete dead quiet at times. There were and are still human workers but mainly for high skilled tasks and transports. My father indeed said he needed less and less people with time and eventually, the small apartment building became empty and instead, they fitted in a little tennis court for everyone else that still remains. Dark factories in China aren't a myth. They have been running for decades. To me, this means even if manufacturing comes back to America by some miracle, chances are they won't even to hire someone to turn on the lights.

OpportunityBig23

Not saying SP500 will underperform but [that is wrong](https://www.google.com/search?q=has+ftse+ever+beat+the+sp500+in+a+3+year+span%3F&rlz=1C1CHBF_enUS958US958&oq=has+ftse+ever+beat+the+sp500+in+a+3+year+span%3F&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIHCAEQIRigATIHCAIQIRigATIHCAMQIRigATIHCAQQIRigATIHCAUQIRigATIHCAYQIRiPAjIHCAcQIRiPAtIBCTEwODQ0ajBqNKgCA7ACAfEFoKPx7mJA5cg&sourceid=chrome&ie=UTF-8)

EvolvingDior

>Costco is in the process of installing [Bitcoin ATMs](https://www.google.com/search?q=Bitcoin+ATMs&oq=bitcoin+vending+machine+at+costco&gs_lcrp=EgZjaHJvbWUyBggAEEUYOdIBCDc0NDBqMGo0qAIAsAIB&sourceid=chrome&ie=UTF-8&mstk=AUtExfBTzeRV_h_WphwD9b1XfftHQK5NFjpGbMT2jsA4VL3DiAT5rKMjJIpsRQVJnhZWAvs7v3AD8DbDrKmJOvMsIr1YoI84pB1NWBslk4tmgeN4PZG2gMb-SCRkouo61FS1MAjoX9D3ylFyRr7Ol3vT7kZStuQyegbSVn5OG8VZq9wzaWp7qkOD2l9r7AxGkMRP72BmCjtqzIk1UNU1xvNmkKAVaxzoNslT1UhjSgCd2qfljws_5KGgqBuKrW_ZdU3adXlcywETid3PzxYJjvKIOlXd&csui=3&ved=2ahUKEwjxlOK-qqWSAxVALTQIHd35GooQgK4QegQIARAD) (cryptocurrency kiosks) in select warehouse locations across the United States in partnership with [LibertyX](https://libertyx.com/a/locations/CA/los-angeles/6100-sepulveda-blvd). These machines allow customers to purchase Bitcoin using cash, with some locations already identified in states like California, Oregon, Colorado, Texas, and Idaho. 

Cormophyte

https://www.google.com/search?q=does+the+ukrainian+constitution+suspend+elections&oq=does+the+ukranian&gs_lcrp=EgZjaHJvbWUqCQgBEAAYDRiABDIGCAAQRRg5MgkIARAAGA0YgAQyCQgCEAAYDRiABDIJCAMQABgNGIAEMggIBBAAGA0YHjIICAUQABgNGB4yCAgGEAAYDRgeMggIBxAAGA0YHjIICAgQABgNGB4yCAgJEAAYDRge0gEINDc5NmowajeoAgCwAgA&sourceid=chrome&ie=UTF-8 Googled that for you.

Boomer_With_Dementia

There is something important to be learned about a stock when a momentum UTF is created for it. I don't know what the important thing is though, my brain cells sense they should learn something by this, but they never learn.

Individual_Section_6

This is easy to research so you don't just give opinions and make up shit. Learn to google?? truly "full" self-driving cars ([Level 5](https://www.google.com/search?q=Level+5&rlz=1C1GCEA_enUS1102US1102&oq=when+are+full+self+driving+cars+predicted&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIHCAEQIRigATIHCAIQIRigATIHCAMQIRigATIHCAQQIRigAdIBCDc3NDBqMGo3qAIAsAIA&sourceid=chrome&ie=UTF-8&ved=2ahUKEwiHg_yY8p-SAxUN5ckDHU20C8UQgK4QegQIARAD), no human needed) vary widely, with some expecting Level 4 robotaxi services at scale by the late 2020s/early 2030s in cities, while personal Level 5 cars might not be common until **2040 or much later (2060+)** Humanoid robots are expected to become increasingly common, moving from specialized industrial use to broader applications in factories, retail, and homes by the late 2020s, with significant growth predicted by 2035-2050

Neither_Remove_3463

https://www.google.com/search?q=europe+trade+deal&oq=europe+trade+deal&gs_lcrp=EgZjaHJvbWUyDwgAEEUYORiDARixAxiABDIGCAEQIxgnMgYIAhAAGAMyBwgDEAAYgAQyCAgEEAAYFhgeMggIBRAAGBYYHjIKCAYQABgKGBYYHjIICAcQABgWGB4yCAgIEAAYFhgeMggICRAAGBYYHjIICAoQABgWGB4yCAgLEAAYFhgeMggIDBAAGBYYHjIICA0QABgWGB4yCAgOEAAYFhge0gEIMzc3OWowajmoAgewAgHxBWGUsFu8oCSd8QVhlLBbvKAknQ&client=ms-android-tmus-us-rvc3&sourceid=chrome-mobile&ie=UTF-8

RalphTheIntrepid

Danish retirement funds have massive holdings in [Novo Nordisk](https://www.google.com/search?client=opera&q=Novo+Nordisk&sourceid=opera&ie=UTF-8&oe=UTF-8&mstk=AUtExfCuQH9fUyqhEjVyJW5TbRrfxKYJtuqhWy1CPkJDNb0uw2uSyGoPbSy8hssw7_XS2_rCa40oVFUJIv8o1oRzTa2Y4fPa40awmp4zj1qVM74lUgKBLymWacdG5wQ-1MVkEAR9TTM4uC0gfAz2pXW3CGiVrPux5WL3jx1IHtB29BVOEBM&csui=3&ved=2ahUKEwi6i8r85pqSAxUtv4kEHbVoDFoQgK4QegQIARAB), making the pharma giant a cornerstone of many Danish pensions, though this also exposed them to significant losses when the stock dipped in 2025 due to increased competition. While funds like [ATP](https://www.google.com/search?client=opera&q=ATP&sourceid=opera&ie=UTF-8&oe=UTF-8&mstk=AUtExfCuQH9fUyqhEjVyJW5TbRrfxKYJtuqhWy1CPkJDNb0uw2uSyGoPbSy8hssw7_XS2_rCa40oVFUJIv8o1oRzTa2Y4fPa40awmp4zj1qVM74lUgKBLymWacdG5wQ-1MVkEAR9TTM4uC0gfAz2pXW3CGiVrPux5WL3jx1IHtB29BVOEBM&csui=3&ved=2ahUKEwi6i8r85pqSAxUtv4kEHbVoDFoQgK4QegQIARAC) bet on Novo's long-term revival, investing heavily, other funds experienced reduced returns from their substantial exposure, highlighting both the potential rewards and risks of this concentrated investment strategy.  **Key Aspects:** * **Major Holdings:** Danish pension funds hold billions in Novo Nordisk, with some owning a significant portion (around 40%) of the company, making it a central part of Danish retirement savings. * **Investment Strategy:** Funds like ATP have increased their stakes, seeing potential growth beyond the U.S. market, while acknowledging short-term pressures. * **Impact of Stock Fluctuations:** Recent volatility, including profit warnings in 2025, led to substantial losses for some funds, impacting their overall returns for the year. * **Economic Link:** Novo Nordisk's success has become so intertwined with Denmark's economy that its stock performance significantly influences national economic growth and pension fund performance. * **Ethical Concerns (US Employees):** While Danish funds focus on the company's overall performance, some reports highlight that Novo Nordisk's U.S. employee pension investments (through global funds) included junk food companies, creating a contrast with Danish ethical investing.  In essence, Novo Nordisk is a double-edged sword for Danish pensions: a powerful engine for growth, but also a significant source of risk due to its concentrated investment.  Novo Nordisk's sales are heavily concentrated in the **United States**, often accounting for roughly **60% or more of total revenue**, with North America as the dominant segment, followed by International Operations (including Europe, China, and Rest of World markets like Latin America/Asia). For example, in 2024, North America sales were around $27 billion versus $18.5 billion for International sales, with the U.S. alone exceeding all other regions combined, driven by high demand and pricing for GLP-1 drugs like Ozempic and Wegovy.  Now, say Trump cuts off sales of their products. We did it with Huawei. What do you think will happen to Novo Nordisk's stock if it loses 60% of its revenue overnight?

Bosa_McKittle

The emergency law trump used to enact tariffs grants actual legal authority. The issue is that there is no actual emergency, he just claims there is one. He claimed a national emergency due to **unfair foreign trade practices and large, persistent trade deficits**, using the [International Emergency Economic Powers Act](https://www.google.com/search?q=International+Emergency+Economic+Powers+Act&rlz=1C1CHBF_enUS972US972&oq=what+emergency+did+trump+claim+to+enact+tariffs&gs_lcrp=EgZjaHJvbWUyBggAEEUYOdIBCTExMzMzajBqN6gCALACAA&sourceid=chrome&ie=UTF-8&ved=2ahUKEwjXl4zX25iSAxXzmO4BHSWhFMQQgK4QegQIARAB) (IEEPA) to justify the tariffs, arguing these practices undermined U.S. manufacturing and national security, while also linking some tariffs to crises at the southern border and fentanyl issues. Actual national emergencies would be things war, natural disaster, pandemics, or economic collapse. None of those things have occurred.

Worried_Quarter469

https://www.google.com/search?q=NATO+defense+pact&ie=UTF-8&oe=UTF-8&hl=en-us&client=safari

Worried_Quarter469

Greenland holds the record for the absolute lowest temperature in the Northern Hemisphere at around -93.3°F https://www.google.com/search?q=Ronald+lauder+Greenland+water&ie=UTF-8&oe=UTF-8&hl=en-us&client=safari&aimos=1#lfId=ChxjMe

Various_Couple_764

Long term investing has been (relatively) easy for the last 100 years or so. Buying the S&P 500 and resisting to urge to sell when things feel uncertain was arguably the only advice an investor needed to succeed. The firs growth index fund became available around 1980. retirment funds also became available at about the same time. But both don't really become widely available until about 90's. Prior to 1980 the common investing stratagy was to invest for dividned stocks and and picking growth stocks. And what you are seeing today is not really different than what people were seeing in the late 90's if you subtract everything trump does. Investing and holding the S&P500 but good investors don't stoop there or stop at the 6 month emergency fund. Some people now are starting to add more bond and dividend funds. in Bear markets growth can be hard to find. But dividends keep common and pond keep paying. and don't limit yourself to fund paying a divined of 5%There are good dividend funds that pay %% to about 10%. I like QQQI 13% yield, SPYI 11%, ARDC 9%, PBDC 9%, EMO 9%, PFFA 9%, CLOZ 8%, UTF 7%, UTG 6.3%, JAAA 5.5. Another thing people do is after their retirement funds and 6 month emergency fund are setup people start investing for dividends in a Taxable account. Why we all have mostly bills to pay including home mortgages and rent. Everyone is hemorrhaging money monthly. So some people start investing for dividends in a taxable to with a goal of covering common monthly bills. It takes time but eventually you could get enough income to cover much or all or your monthly expenses.

Worried_Quarter469

Ronald Lauder, heir to the Estée Lauder fortune, is linked to Greenland water through his investment in Greenland Water Bank, a company tapping mineral water from Disko Island for the local market (brand Imivik), and reportedly inspired Donald Trump's interest in acquiring Greenland, possibly motivated by securing resources like this luxury water https://www.google.com/search?q=Ronald+lauder+Greenland+water&ie=UTF-8&oe=UTF-8&hl=en-us&client=safari&aimos=1#lfId=ChxjMe

No-Improvement3164

https://www.google.com/search?q=HOOD+ceo+sell+shares&ie=UTF-8&oe=UTF-8&hl=en-us&client=safari&zx=1768664205166&no_sw_cr=1 Looks like GOOG lying?

Worried_Quarter469

Knut Hamsun, the 1920 Nobel laureate in Literature, famously gifted his Nobel medal to Nazi propaganda minister Joseph Goebbels in 1943 as a gesture of support for Hitler and the Nazi regime, https://www.google.com/search?q=hamsun+goebels+Nobel&ie=UTF-8&oe=UTF-8&hl=en-us&client=safari&aimos=1#lfId=ChxjMe

Revolutionary-Mode75

[Space Forge](https://www.google.com/search?q=Space+Forge&oq=uk+put+factory+into+space&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIGCAEQRRhA0gEINTE5MWowajmoAgawAgHxBbJ8E_MoFEES&sourceid=chrome&ie=UTF-8&mstk=AUtExfCXlblU5If6mFRLTWDk0fSsvwGpGOs-soxL-dSwkj0sjw0Yy4ARNBZVxXOfsLmyCAnFGwHn8OmT5ciVtPsFG5bTMkIqoXNb0ML7gJZlzxaK-t3JikT8YFLuhwCdYWW5sjVKOLV_eP1NgXZxku0UmcYXZ-ZUqsNJkRGDeOCwCiwrpOdzp3mzlfOu77eKbQ694eaOUoSUHKv0JQsoM7JuQzjRj6bOL9dVNkE8X-_L8iGLZC_0H5sCjhKP8YSqrvFQAMt4x4RJ6KRIech7U1ynPP5Z&csui=3&ved=2ahUKEwit3M7P1pGSAxUdRkEAHYvSLEsQgK4QegQIARAE), isn't public traded company, an the ceo come across as a bit of a arse in some interview and far to eager to talk Britain down, which I'm not a fan off.

SisoHcysp

not burning my house and garage down only if Consumer Union gives certified paperwork as safe [Consumers Union](https://www.google.com/search?q=Consumers+Union&oq=consumer+union+testing&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIHCAEQIRigATIHCAIQIRigATIHCAMQIRifBTIHCAQQIRiPAtIBCDYzNTFqMGo3qAIAsAIA&sourceid=chrome&ie=UTF-8&ved=2ahUKEwjzzK7VgpGSAxVpG9AFHZ-IA_sQgK4QegQIARAD) (now known as Consumer Reports) is a non-profit organization famous for its rigorous, independent product testing, buying products anonymously to evaluate performance, safety, and reliability

BeYourBestYou

ha. then that's good. I'd invest what you can. Especially if you don't have much of a retirement and you're already 36. You want that compounding interest to work for you, and the longer you wait, the slower it takes. Just a few to consider. * [**Vanguard 500 Index Fund (VFIAX/VOO)**](https://www.google.com/search?q=Vanguard+500+Index+Fund+%28VFIAX%2FVOO%29&oq=what+are+the+best+vanguard+index+funds&gs_lcrp=EgZjaHJvbWUqBwgAEAAYgAQyBwgAEAAYgAQyBwgBEAAYgAQyCAgCEAAYFhgeMggIAxAAGBYYHjIICAQQABgWGB4yCAgFEAAYFhgeMggIBhAAGBYYHjIICAcQABgWGB4yCAgIEAAYFhgeMggICRAAGBYYHtIBCDc4ODlqMGoxqAIAsAIA&sourceid=chrome&ie=UTF-8&ved=2ahUKEwiam7Djz4ySAxUlp44IHeSEK2cQgK4QegQIAxAB): Tracks the S&P 500, offering exposure to large U.S. companies, recommended by Warren Buffett. * [**Vanguard Total Stock Market Index Fund (VTSAX/VTI)**](https://www.google.com/search?q=Vanguard+Total+Stock+Market+Index+Fund+%28VTSAX%2FVTI%29&oq=what+are+the+best+vanguard+index+funds&gs_lcrp=EgZjaHJvbWUqBwgAEAAYgAQyBwgAEAAYgAQyBwgBEAAYgAQyCAgCEAAYFhgeMggIAxAAGBYYHjIICAQQABgWGB4yCAgFEAAYFhgeMggIBhAAGBYYHjIICAcQABgWGB4yCAgIEAAYFhgeMggICRAAGBYYHtIBCDc4ODlqMGoxqAIAsAIA&sourceid=chrome&ie=UTF-8&ved=2ahUKEwiam7Djz4ySAxUlp44IHeSEK2cQgK4QegQIAxAD): Covers the entire U.S. stock market (large, mid, and small-cap) for maximum diversification. Growth & International * [**Vanguard Growth Index Fund (VIGAX/VUG)**](https://www.google.com/search?q=Vanguard+Growth+Index+Fund+%28VIGAX%2FVUG%29&oq=what+are+the+best+vanguard+index+funds&gs_lcrp=EgZjaHJvbWUqBwgAEAAYgAQyBwgAEAAYgAQyBwgBEAAYgAQyCAgCEAAYFhgeMggIAxAAGBYYHjIICAQQABgWGB4yCAgFEAAYFhgeMggIBhAAGBYYHjIICAcQABgWGB4yCAgIEAAYFhgeMggICRAAGBYYHtIBCDc4ODlqMGoxqAIAsAIA&sourceid=chrome&ie=UTF-8&mstk=AUtExfDKbz5PsnR7toyro5yq47z0VJ4piTNMIfto6jEQs_HeFa-HosxD0k43zbVTO0jhXIq0_MysWI_Z_RrSuYOYJcLR_LMZM1DteAMe9c7dMSEBp6YDMNvmLsgQ1-HgNaQs41rhIsVGhtG6I6F65vtexH9glQ-lVbYT4iJPgFcdcm4xhnw&csui=3&ved=2ahUKEwiam7Djz4ySAxUlp44IHeSEK2cQgK4QegQIBRAB): Focuses on large U.S. growth stocks, heavily weighted in tech. * [**Vanguard Total International Stock ETF (VXUS/VFWPX)**](https://www.google.com/search?q=Vanguard+Total+International+Stock+ETF+%28VXUS%2FVFWPX%29&oq=what+are+the+best+vanguard+index+funds&gs_lcrp=EgZjaHJvbWUqBwgAEAAYgAQyBwgAEAAYgAQyBwgBEAAYgAQyCAgCEAAYFhgeMggIAxAAGBYYHjIICAQQABgWGB4yCAgFEAAYFhgeMggIBhAAGBYYHjIICAcQABgWGB4yCAgIEAAYFhgeMggICRAAGBYYHtIBCDc4ODlqMGoxqAIAsAIA&sourceid=chrome&ie=UTF-8&mstk=AUtExfDKbz5PsnR7toyro5yq47z0VJ4piTNMIfto6jEQs_HeFa-HosxD0k43zbVTO0jhXIq0_MysWI_Z_RrSuYOYJcLR_LMZM1DteAMe9c7dMSEBp6YDMNvmLsgQ1-HgNaQs41rhIsVGhtG6I6F65vtexH9glQ-lVbYT4iJPgFcdcm4xhnw&csui=3&ved=2ahUKEwiam7Djz4ySAxUlp44IHeSEK2cQgK4QegQIBRAF): For broad exposure to developed and emerging international markets. 

BeYourBestYou

I'm sure there are plenty of smarter people here than me, but without knowing what your disposable income is to invest, it's hard to do more than just guesstimate. With your income, I'm not even sure you're allowed to invest in Roths. Your [Modified Adjusted Gross Income (MAGI)](https://www.google.com/search?q=Modified+Adjusted+Gross+Income+%28MAGI%29&sourceid=chrome&ie=UTF-8&ved=2ahUKEwiY09bnyoySAxUgmO4BHYKtDBQQgK4QegQIARAD&mstk=AUtExfBIBbVjRKoCg2mRLB_kbPrwxMheE_6KblyUe43spP7oC44tDo5V7Ulf9YGBHEm_DNlwwHYnMbSNjKeJL8vX34VPmt_NIkFu1vPSvGo1j5e7XAbU7JXIL_QP2kZaBHVm3xtHespW7lPlO6EjpUIJ8yV_6MC-2Rd-hXciREuKkmjA9A6K-YHfwtylY54hzpSB_cti4iMqQBGEuYaF78Ub4NA-0ksrn49NCPwUk74-8F2sO6wwWDqZOtMS71nLqSHdJtj0C3zAgazkErsyZUHMLTOQ-n1a4JEq6oZpLnHv-7stxA&csui=3) has to be under 252k. I think the first step is to put your money into liquid investments and just let it sit. S&P500, QQQ, VTI, pick your index fund.

Various_Couple_764

Some people don't tolerate market crashes well panic and sell at a loss.Typically this is common in those that are older and have no experience with investing. You know your risk tolerance but do you know your moms? Typically these people do bettrterwith dividend stocks or funds. In the US I like QQQI 13% yield, SPYI 11%, ARDC 9%, BPDC 9%, EMO 9%, and CLOZ 8%, UTF 7%, UTG 6.3%, JAAA 5.5%. The lowest yield funds are the safest and even the higher yielding funs a very good. She won't see big big gains but she will see consistant quarterly or monthly payments.

Good_Ride_2508

Googled for performance => [https://imgur.com/26Xg7yV](https://imgur.com/26Xg7yV) In short, Over the long term (1973 to present), the S&P 500 has delivered higher compounded annual returns (11.52%) than gold (8.19%) Year 1973, President Nixon ending international convertibility in **1971**, effectively ending the system and shifting to [fiat money](https://www.google.com/search?q=fiat+money&rlz=1C1RXQR_enUS1130US1130&oq=when+gold+standard+abolished&gs_lcrp=EgZjaHJvbWUyBggAEEUYOdIBCTEyMTk4ajBqMagCALACAA&sourceid=chrome&ie=UTF-8&mstk=AUtExfCSMYtlkB4_J2Yf8imViBMrfjt4i9PaqskIDCxSMq9ZQcotBVUuFn3ghT8RXxSkbSjShBxQDDaqImKwqWXVva9KQNElv3yI1EbJpfpq6OsLySTyuBQazg4nFaOAeLnj4xCH33Z2STYVMnfiBOByx-7BkbvHQupaachEdbb6J8n--7QupX5MH82UeeD7SCTHELuUdcOxyB6YVwmSxMgq_Wz2bDo8GXs5khzxqyWzEbB49uM9CHM3UX_07wxEBglXHf0yhcs94S2RT0nhJHJBTWA0&csui=3&ved=2ahUKEwiui9a1wf-RAxWcke4BHX5gEC0QgK4QegQIARAE).

Mean_Celebration9072

The other comments covered most of the names except for one. [Honeywell International (HON)](https://www.google.com/search?q=Honeywell+International+%28HON%29+as+a+strategic+bet+on+the+future+of+quantum+computing&oq=hon+quantum+play&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIGCAEQLhhA0gEINDQxMmowajSoAgCwAgE&sourceid=chrome&ie=UTF-8&mstk=AUtExfDkwGfVCPIyO7XytrgRa9hjkwzNgZetOy40uQVA7jD51EHFGx_-Qc4cxey09TqinwBZ3LW6MhZecat-6BwOA5IUvYY3KDbnjxinPRlAYb89bzSz_pMqdiBfOf089ny6FoH6IzUM7aBkMgXAGLI-Gg0MLgC1qhwbz-9E3FO13umGReE&csui=3&ved=2ahUKEwi4tZenuv6RAxViz_ACHT_tDwwQgK4QegQIARAB). Personally I am balancing between the pre revenue names and the established ones with existing revenue, like HON, IBM and GOOG.

Worried_Quarter469

https://www.google.com/search?q=economy+is+not+the+stock+market&ie=UTF-8&oe=UTF-8&hl=en-us&client=safari

Vast_Cricket

There are still many lawsuits going on. This is in addition to congressional hearing about its addictive site on option trading and suicides by those who thought they lost million dollars. * [Best Execution](https://www.google.com/search?q=Best+Execution&oq=robinhood+and+lawsuits&gs_lcrp=EgZjaHJvbWUyBggAEEUYOdIBCTEwOTYxajBqN6gCALACAA&sourceid=chrome&ie=UTF-8&mstk=AUtExfBG_qRPp4twnshQhEEbeSYcrIJEW6hN3uZIjBfX5Qzo9gQJDjX6ajxmpP4cB9fpB93lUFEig4PGRkzxJYYeGdi5AgyW_VpKdjvR_Hh7SjFDtqYlB2KFhonrTrFBZp1Ed0zo9PwaW3quTA0IVE5LAoz_e0gQ3xIKyCqxfPqAzV7V_RfKn8ZxP6sopB9fcyew6hLBrWq-OafNUpqAwomn3DKO_qSi98_Vz2llMTphQdxKt4C8OA3DiOyIVS5rH5xmjleVuG4HQCADyKjjNS7TWxTy&csui=3&ved=2ahUKEwjhj_Gg6_qRAxXHIDQIHX2kK_YQgK4QegQICBAB) Violations (Order Handling) * [Anti-Money Laundering](https://www.google.com/search?q=Anti-Money+Laundering&oq=robinhood+and+lawsuits&gs_lcrp=EgZjaHJvbWUyBggAEEUYOdIBCTEwOTYxajBqN6gCALACAA&sourceid=chrome&ie=UTF-8&mstk=AUtExfBG_qRPp4twnshQhEEbeSYcrIJEW6hN3uZIjBfX5Qzo9gQJDjX6ajxmpP4cB9fpB93lUFEig4PGRkzxJYYeGdi5AgyW_VpKdjvR_Hh7SjFDtqYlB2KFhonrTrFBZp1Ed0zo9PwaW3quTA0IVE5LAoz_e0gQ3xIKyCqxfPqAzV7V_RfKn8ZxP6sopB9fcyew6hLBrWq-OafNUpqAwomn3DKO_qSi98_Vz2llMTphQdxKt4C8OA3DiOyIVS5rH5xmjleVuG4HQCADyKjjNS7TWxTy&csui=3&ved=2ahUKEwjhj_Gg6_qRAxXHIDQIHX2kK_YQgK4QegQICBAD) (AML) Failures * [Cryptocurrency Withdrawal Issues](https://www.google.com/search?q=Cryptocurrency+Withdrawal+Issues&oq=robinhood+and+lawsuits&gs_lcrp=EgZjaHJvbWUyBggAEEUYOdIBCTEwOTYxajBqN6gCALACAA&sourceid=chrome&ie=UTF-8&mstk=AUtExfBG_qRPp4twnshQhEEbeSYcrIJEW6hN3uZIjBfX5Qzo9gQJDjX6ajxmpP4cB9fpB93lUFEig4PGRkzxJYYeGdi5AgyW_VpKdjvR_Hh7SjFDtqYlB2KFhonrTrFBZp1Ed0zo9PwaW3quTA0IVE5LAoz_e0gQ3xIKyCqxfPqAzV7V_RfKn8ZxP6sopB9fcyew6hLBrWq-OafNUpqAwomn3DKO_qSi98_Vz2llMTphQdxKt4C8OA3DiOyIVS5rH5xmjleVuG4HQCADyKjjNS7TWxTy&csui=3&ved=2ahUKEwjhj_Gg6_qRAxXHIDQIHX2kK_YQgK4QegQICBAF) * [Cybersecurity & Data Privacy](https://www.google.com/search?q=Cybersecurity+%26+Data+Privacy&oq=robinhood+and+lawsuits&gs_lcrp=EgZjaHJvbWUyBggAEEUYOdIBCTEwOTYxajBqN6gCALACAA&sourceid=chrome&ie=UTF-8&mstk=AUtExfBG_qRPp4twnshQhEEbeSYcrIJEW6hN3uZIjBfX5Qzo9gQJDjX6ajxmpP4cB9fpB93lUFEig4PGRkzxJYYeGdi5AgyW_VpKdjvR_Hh7SjFDtqYlB2KFhonrTrFBZp1Ed0zo9PwaW3quTA0IVE5LAoz_e0gQ3xIKyCqxfPqAzV7V_RfKn8ZxP6sopB9fcyew6hLBrWq-OafNUpqAwomn3DKO_qSi98_Vz2llMTphQdxKt4C8OA3DiOyIVS5rH5xmjleVuG4HQCADyKjjNS7TWxTy&csui=3&ved=2ahUKEwjhj_Gg6_qRAxXHIDQIHX2kK_YQgK4QegQICBAH) Breaches * [Misleading Customer Disclosures](https://www.google.com/search?q=Misleading+Customer+Disclosures&oq=robinhood+and+lawsuits&gs_lcrp=EgZjaHJvbWUyBggAEEUYOdIBCTEwOTYxajBqN6gCALACAA&sourceid=chrome&ie=UTF-8&mstk=AUtExfBG_qRPp4twnshQhEEbeSYcrIJEW6hN3uZIjBfX5Qzo9gQJDjX6ajxmpP4cB9fpB93lUFEig4PGRkzxJYYeGdi5AgyW_VpKdjvR_Hh7SjFDtqYlB2KFhonrTrFBZp1Ed0zo9PwaW3quTA0IVE5LAoz_e0gQ3xIKyCqxfPqAzV7V_RfKn8ZxP6sopB9fcyew6hLBrWq-OafNUpqAwomn3DKO_qSi98_Vz2llMTphQdxKt4C8OA3DiOyIVS5rH5xmjleVuG4HQCADyKjjNS7TWxTy&csui=3&ved=2ahUKEwjhj_Gg6_qRAxXHIDQIHX2kK_YQgK4QegQICBAJ) (Cash Sweep, Order Flow) 

Micheal_Hancho

[https://www.reddit.com/r/CombatFootage/comments/1q53vj4/new\_active\_gunfire\_near\_the\_presidential\_palace/?utm\_source=share&utm\_medium=web3x&utm\_name=web3xcss&utm\_term=1&utm\_content=share\_button](https://www.reddit.com/r/CombatFootage/comments/1q53vj4/new_active_gunfire_near_the_presidential_palace/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button) Also: [https://www.google.com/search?q=walter+bloomberg&oq=walter+bloom&gs\_lcrp=EgZjaHJvbWUqDAgAEEUYOxixAxiABDIMCAAQRRg7GLEDGIAEMgkIARBFGDkYgAQyCggCEAAYsQMYgAQyDQgDEAAYgwEYsQMYgAQyBwgEEAAYgAQyBwgFEAAYgAQyBwgGEAAYgAQyBwgHEAAYgAQyBwgIEAAYgAQyBwgJEAAYgATSAQgzMTE1ajBqN6gCALACAA&sourceid=chrome&ie=UTF-8](https://www.google.com/search?q=walter+bloomberg&oq=walter+bloom&gs_lcrp=EgZjaHJvbWUqDAgAEEUYOxixAxiABDIMCAAQRRg7GLEDGIAEMgkIARBFGDkYgAQyCggCEAAYsQMYgAQyDQgDEAAYgwEYsQMYgAQyBwgEEAAYgAQyBwgFEAAYgAQyBwgGEAAYgAQyBwgHEAAYgAQyBwgIEAAYgAQyBwgJEAAYgATSAQgzMTE1ajBqN6gCALACAA&sourceid=chrome&ie=UTF-8)

tradetofi

I googled left and right. All I found is that there's no definitive public proof that *all* [Huawei chips](https://www.google.com/search?q=Huawei+chips&rlz=1C1ONGR_enUS1150US1150&oq=Do+Huawei+chips+have+back+door%3F&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIHCAEQIRigATIHCAIQIRigATIHCAMQIRigATIHCAQQIRirAjIHCAUQIRirAjIHCAYQIRirAjIHCAcQIRiPAjIHCAgQIRiPAtIBCTEwNzc3ajBqN6gCALACAA&sourceid=chrome&ie=UTF-8&mstk=AUtExfBeIpVL5NqJlYWYtUCpprnGXXlyxqkrOQiCjpVwLdtL_CnOUZ3LQRgzu1A8tuymgRm9hacqqbkFnygNfffykBV5ltOijhZWlbjjtejJdb_53NQbzs6Db8Z_-FFQBdOi_WErGrwjK-hv-W3zP6ihNzQCsnE5l5fjaMeN_mWaZ1mK1Og&csui=3&ved=2ahUKEwifn4r4tOaRAxV9MlkFHVZaL9AQgK4QegQIARAB) inherently contain malicious backdoors. why pull something out of your ass?

Tacosal-pastor

SLV is dropping because: The [CME Group](https://www.google.com/search?q=CME+Group&rlz=1C1CAFC_enUS884US884&oq=did+the+comex+increase+the+margin+of+silver+today&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIHCAEQIRigATIHCAIQIRigATIHCAMQIRigATIHCAQQIRigAdIBCDg5MTFqMWo3qAIAsAIA&sourceid=chrome&ie=UTF-8&mstk=AUtExfCY9AEpELdYqCJC3DwVl8IC1tLFLHR1LCUbeVOe2tqsi8nn8HJYKnvoPuwcXVrtaP-w23LcnOICFQnJNatMJjCg0Dhxr89QC5iepGjVVG6Bd7jXC9k93AspYx47ZE2s15_Ykef8A99c0OKd2Wm3F-VzBifbsDcNp_WnBnU3x3yA99vE04zv_WuVMoYqZ_aUL4sBOUw0k1iPvbm9A8H1bMSENZYcPi60Pd9BOCD6Ez6sozz6nEF40ndN3C8-TfkCPPDdz3yqu4Lm_OOwkF9Kwz8xHtUE60QwBvkcxq-zVHG2qw&csui=3&ved=2ahUKEwi8rcf99-KRAxXkEEQIHZaTPBEQgK4QegQIARAB) (which runs the COMEX) did increase margin requirements for silver futures, effective today, December 29, 2025, raising the initial margin to around $25,000 for March 2026 contracts, leading to significant selling and profit-taking in silver markets as it cools down from record highs.  **Key Details:** * **Effective Date:** December 29, 2025. * **New Margin:** Approximately $25,000 per contract (up from $22,000 or $20,000). * **Reason:** The exchange cited increased volatility and the need to manage risk as silver prices surged. * **Market Impact:** This increase forced leveraged traders to deposit more collateral or reduce positions, triggering sell-offs and corrections in both COMEX and MCX (Indian) silver markets.  This move by the CME aims to curb excessive speculation and follows a massive rally in silver prices, bringing relief to some markets while causing sharp price drops. 

Various_Couple_764

First step would be to increase if possible the amount deposited per month in your IRA. IF that is not possible you can open a Roth IRA at any brokerage That would allow you to save another $7000 for retirement. With both IRA and Roth their restrictions on whithdrawaling the money before age 60. IF you want access to the money at any time without restriction you need to open up a taxable brokerage account. Many with growth investments in their retirment accounts will continue with the same growth investments in a taxable account. But others prefer to invest for income in the taxable account. a good money market funds is equivalent to a bank High yield savings ac counts. I encourage you to keep 6 months of cash in brokerage money market account. But any additional money should go into a high yield dividend funds CLOZ is one very safe fund to use with a 8% yield Don't automatically reinvest the dividends. When the cash dividned is payed it will then show up as cash in you money market account. You can then use the money to pay bills or other expenses or reinvest the money in a Roth account or invest the money in CLOZ. Never sell shares of CLOZ. If you sell shares of CLOZ the dividends will stop coming. Now you can invest in other dividend ETF than CLOZ. QQQI has a yield of 13% and you pay less tax on the dividend income. QQQI has more risk than CLOZbutit has the very desirable yield. Now yields above QQQI are available but many of those funds don't last long and you gradually loose your original deposit. I am currently getting 5K a month from my taxable brokerage acc count using QQQI, SPI, EIC, ARDC, PBDC, EMO, CLOZ, UTF, UTG, JAAA. overall this has a yield of about 10%. Now to get 5K a month form such an account you need to gradually over time depoist 500K into the dividend portfolio. The rewards of having this much passive income are worth it.

Various_Couple_764

Almost all investors have a cash account. And most of the time it is in bank or taxable brokerage account. Partially for emergencies and pratially to help handle the big unexpected bill. But that said the cash account is the first step in the a taxable account. A emergency cash fund won't last long is you loose your job in recession. It could take form than a year to find a new job. FPassive income is better because the money will not run out. A fund like CLOZ 8% will pay a dividend (passive income. It will take time to build up the money in CLOZ to get meaningful passive income from it. If you don't need the passive income simply reinvest the funds. Or use the money to fund your Roth account or pay monthly bills. But it things go bad turn off any automatic dividend reinvestments. The dividends will then show up as a cash depoist into your money market account. I realize this in my 50s and took some excess growth I had in a taxable account and built up pasive income of 5K a month and retired. I am currently suing the passive until my retirment account become available. Some People use SGOV instead of CLOZ. Others may use riskier funds like PBDC 9% yeid, EMO 9%, ARDC 9% UTF 7% or UTG 6.3%. Other other will use covered call bunds like BTCI, QQQI, and SPYI.

Cool_Ad_5101

thanks did a quick AI search. this makes sense **Marex is a significant swap provider**, offering extensive over-the-counter (OTC) and cleared derivative services, especially in interest rate swaps (IRS), FX swaps, and commodity swaps, acting as an agent, principal, and clearing member through platforms like [LCH SwapClear](https://www.google.com/search?q=LCH+SwapClear&ie=UTF-8&oe=UTF-8&hl=en-ca&client=safari&mstk=AUtExfCVilw5zCsz2eN-pQUV1w1oRVfYXMyiraKka2xvfrVmMfIU0kJXHXPSxE8_far5lt395YZcZ3UVzCSQ0tO9UHlN7EpprneJVyk_mUlA9XJptB_Qk1nofToRobALuHKHpphCGk6aaaU4PJAS5UfOnbtamm7TbrWjIa2RkrYtP59cq3A&csui=3&ved=2ahUKEwjOw-i3ltmRAxUhEzQIHcEeLxQQgK4QegQIARAB) to help clients manage risk, optimize capital, and access liquidity. They provide tailored OTC solutions and act as a Futures Commission Merchant (FCM) for clearing, positioning themselves as a key non-bank player in the market.  **Key Swap Services Offered by Marex:** * **Interest Rate Swaps (IRS):** Offers client clearing for IRS through LCH SwapClear, a major step to diversify risk and increase capacity. * **FX Swaps:** Provides access to OTC forex derivatives (spot, forwards, swaps, NDFs) and listed FX derivatives, with coverage in major and emerging markets. * [**Liquidity Swaps**](https://www.google.com/search?q=Liquidity+Swaps&ie=UTF-8&oe=UTF-8&hl=en-ca&client=safari&mstk=AUtExfCVilw5zCsz2eN-pQUV1w1oRVfYXMyiraKka2xvfrVmMfIU0kJXHXPSxE8_far5lt395YZcZ3UVzCSQ0tO9UHlN7EpprneJVyk_mUlA9XJptB_Qk1nofToRobALuHKHpphCGk6aaaU4PJAS5UfOnbtamm7TbrWjIa2RkrYtP59cq3A&csui=3&ved=2ahUKEwjOw-i3ltmRAxUhEzQIHcEeLxQQgK4QegQIAxAD)**:** A specific OTC solution that transfers exchange-traded futures to an OTC position, freeing up margin and working capital. * **Commodity Swaps:** Offers OTC hedging solutions in commodities, alongside their deep expertise in physical and financial metals.  **How Marex Functions:** * **Execution & Clearing:** Facilitates trading and clearing for institutions, hedge funds, and corporations. * [**Hedging Solutions**](https://www.google.com/search?q=Hedging+Solutions&ie=UTF-8&oe=UTF-8&hl=en-ca&client=safari&mstk=AUtExfCVilw5zCsz2eN-pQUV1w1oRVfYXMyiraKka2xvfrVmMfIU0kJXHXPSxE8_far5lt395YZcZ3UVzCSQ0tO9UHlN7EpprneJVyk_mUlA9XJptB_Qk1nofToRobALuHKHpphCGk6aaaU4PJAS5UfOnbtamm7TbrWjIa2RkrYtP59cq3A&csui=3&ved=2ahUKEwjOw-i3ltmRAxUhEzQIHcEeLxQQgK4QegQIBRAC)**:** Designs bespoke strategies for capital efficiency and risk mitigation. * **Non-Bank FCM:** The first non-bank FCM to offer client clearing for IRS via LCH, addressing market needs for broader access.  In essence, Marex provides comprehensive swap services, combining deep market expertise with clearing capabilities to serve a broad range of financial participants. 

BigLeBluffski

https://www.google.com/search?q=reddit+topcomments+are+always+filled+by+uneducated+losers+who+always+joke+and+can%27t+take+one+thing+serious+in+life&oq=reddit+topcomments+are+always+filled+by+uneducated+losers+who+always+joke+and+can%27t+take+one+thing+serious+in+life&gs_lcrp=EgZjaHJvbWUyBggAEEUYOdIBCTI1NDk4ajBqNKgCArACAQ&sourceid=chrome-mobile&ie=UTF-8

Various_Couple_764

S&P is popular due to its high growth. In economic downturn growth will mostly vanish. But growth stocks are not the only investments out there there are a lot very good dividend funds available. These don't have much if any growth but they pay you cash monthly or quarterly. Some good Examples are ARDC 9% yield, PBDC 9%, EMO 9%, PFFA 8%, CLOZ 8%, UTF 7%, UTG 6.3%, and JAAA 5.5%. You simply buy and hold the fund. The cash dividend is deposited into your account the market will go up and down but dividends keep paying. regardless of what the shar price is going. I currently get 5K a month from dividends.

elysiansaurus

[Silverado EV](https://www.google.com/search?q=Silverado+EV&rlz=1C1VDKB_enCA1086CA1086&oq=silverado+ev+sales&gs_lcrp=EgZjaHJvbWUyBggAEEUYOdIBCDM4NTZqMGo3qAIAsAIA&sourceid=chrome&ie=UTF-8&ved=2ahUKEwjB75T86sCRAxUz6skDHWHxA_YQgK4QegQIARAD) sales are showing strong growth in 2025, with significant year-over-year increases, surpassing 5,000 units in the first half of the year and doubling its market share in Canada, despite initial slow demand in 2023 due to high prices and limited trims, now improving with more affordable models and better range, though fleet sales initially skewed early figures. 

Fair-Rock-2455

This is just QE you can call it a blow job but were fucking. Yes, the [Federal Reserve](https://www.google.com/search?q=Federal+Reserve&oq=are+we+doing+qaunitive+easing%3F&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIICAEQABgWGB4yCAgCEAAYFhgeMg0IAxAAGIYDGIAEGIoFMg0IBBAAGIYDGIAEGIoFMg0IBRAAGIYDGIAEGIoFMgoIBhAAGKIEGIkFMgoIBxAAGIAEGKIEMgoICBAAGIAEGKIE0gEIODE3MmowajSoAgGwAgHxBXOlnHZofUgZ8QVzpZx2aH1IGQ&sourceid=chrome&ie=UTF-8&mstk=AUtExfADn5eJm8UqVsNiDyeb5S35WyblI65_h5zqXBiT13CHBgL-Ikax5c9A5PooQ6fwaNjv_7LSTvkYAUtkTkGoInTxIy4SiILnjZyir3NXuP6rmDP21moLIWl78__TXREdtLB1Fs0Yd1YI7x76ch1fc4423IubDH8ZflSSDbSvENaL6Ms&csui=3&ved=2ahUKEwjFhaGLuLuRAxU0KtAFHU4HJ9UQgK4QegQIARAB) is implementing a form of monetary easing, but it's nuanced: they just ended [Quantitative Tightening](https://www.google.com/search?q=Quantitative+Tightening&oq=are+we+doing+qaunitive+easing%3F&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIICAEQABgWGB4yCAgCEAAYFhgeMg0IAxAAGIYDGIAEGIoFMg0IBBAAGIYDGIAEGIoFMg0IBRAAGIYDGIAEGIoFMgoIBhAAGKIEGIkFMgoIBxAAGIAEGKIEMgoICBAAGIAEGKIE0gEIODE3MmowajSoAgGwAgHxBXOlnHZofUgZ8QVzpZx2aH1IGQ&sourceid=chrome&ie=UTF-8&mstk=AUtExfADn5eJm8UqVsNiDyeb5S35WyblI65_h5zqXBiT13CHBgL-Ikax5c9A5PooQ6fwaNjv_7LSTvkYAUtkTkGoInTxIy4SiILnjZyir3NXuP6rmDP21moLIWl78__TXREdtLB1Fs0Yd1YI7x76ch1fc4423IubDH8ZflSSDbSvENaL6Ms&csui=3&ved=2ahUKEwjFhaGLuLuRAxU0KtAFHU4HJ9UQgK4QegQIARAC) (QT) and started small, targeted bond purchases (mainly short-term Treasuries) to keep bank reserves ample, which some call "[reserve management](https://www.google.com/search?q=reserve+management&oq=are+we+doing+qaunitive+easing%3F&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIICAEQABgWGB4yCAgCEAAYFhgeMg0IAxAAGIYDGIAEGIoFMg0IBBAAGIYDGIAEGIoFMg0IBRAAGIYDGIAEGIoFMgoIBhAAGKIEGIkFMgoIBxAAGIAEGKIEMgoICBAAGIAEGKIE0gEIODE3MmowajSoAgGwAgHxBXOlnHZofUgZ8QVzpZx2aH1IGQ&sourceid=chrome&ie=UTF-8&mstk=AUtExfADn5eJm8UqVsNiDyeb5S35WyblI65_h5zqXBiT13CHBgL-Ikax5c9A5PooQ6fwaNjv_7LSTvkYAUtkTkGoInTxIy4SiILnjZyir3NXuP6rmDP21moLIWl78__TXREdtLB1Fs0Yd1YI7x76ch1fc4423IubDH8ZflSSDbSvENaL6Ms&csui=3&ved=2ahUKEwjFhaGLuLuRAxU0KtAFHU4HJ9UQgK4QegQIARAD)" rather than full-blown QE, though markets see it as easing and it adds liquidity. This shift started in December 2025, following QT, aiming to stabilize markets as the Fed cuts rates, signaling a move towards easing conditions. 

Various_Couple_764

The problem with the stock market prices of shares can move up and downunprdicatably. So if you need the money in 9 months you won't know how much money you will have in 9 months. You could have 180K or less or 220K or more in 9 months. But let's assume that you don't spend the at money on a new house to see what could be done. I you invested 200K in QQQI an income fund with a lileld of 13%. 200K in this fund will produce 2K a month of extra income. And do to it ROC tax classification on most of its dividends you would pay no tax on that income for about 6 years. Income that could cover much or all of your rent. Now it is possible to get higher yields but those are less stable so for this I wouldn't recomend anything higher than QQQI. Now there are other funds with yields between 10% and 5% yields but most don' have the tax classification of QQQI. So the extra income will be taxeded as regular incom. Which would be the same as 2000 a month raise in you pay. Some examples of lower yielding funds are ARDC 9%, EMO 9%, PBDC9%, PFFA 8%, CLOZ 8%, UTF 7%, UTG 6%.

Interesting_Leg8859

Just a reminder that Tom Lee (AKA FULL METAL ALCHEMIST) is not far from his "Alchemy of 5%" target ...... BITMOOOOOOONER "Tom Lee's Alchemy of 5%" refers to the ambitious goal of [**BitMine Immersion (BMNR)**](https://www.google.com/search?q=BitMine+Immersion+%28BMNR%29&oq=TOM+LEE+ALCHEMY+OF+5&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIHCAEQABjvBTIKCAIQABiABBiiBDIKCAMQABiABBiiBDIKCAQQABiABBiiBDIKCAUQABiABBiiBNIBCDQ0NjNqMGo5qAIGsAIB8QW6FX0g1JXc2Q&sourceid=chrome&ie=UTF-8&mstk=AUtExfDWPz9CmetNoO_IfQpI95Tp_cssphh91UyNVssJDERo2_XfpkToXJigoxg4FL-P8jJNyIA74zQFQ_0PQGwpvnOFePP0oEYoDRUhjaFSzoAVxgWTFuETGbYpPEljdbIrO9m4dDPYLeHyO4CqZ6INLVAZfS0a8Q7PQeHNwz3hLlXpA-M&csui=3&ved=2ahUKEwjK2u6KkbGRAxXFvokEHQUhJGgQgK4QegQIARAD), a company led by strategist [Tom Lee](https://www.google.com/search?q=Tom+Lee&oq=TOM+LEE+ALCHEMY+OF+5&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIHCAEQABjvBTIKCAIQABiABBiiBDIKCAMQABiABBiiBDIKCAQQABiABBiiBDIKCAUQABiABBiiBNIBCDQ0NjNqMGo5qAIGsAIB8QW6FX0g1JXc2Q&sourceid=chrome&ie=UTF-8&mstk=AUtExfDWPz9CmetNoO_IfQpI95Tp_cssphh91UyNVssJDERo2_XfpkToXJigoxg4FL-P8jJNyIA74zQFQ_0PQGwpvnOFePP0oEYoDRUhjaFSzoAVxgWTFuETGbYpPEljdbIrO9m4dDPYLeHyO4CqZ6INLVAZfS0a8Q7PQeHNwz3hLlXpA-M&csui=3&ved=2ahUKEwjK2u6KkbGRAxXFvokEHQUhJGgQgK4QegQIARAE), to acquire 5% of the total Ethereum (ETH) supply, creating a massive corporate treasury to drive Ethereum's integration into mainstream finance and generate staking rewards

Various_Couple_764

I would gradually sell it off and reinvest it. yOU could reinvest some in JAAA 6% yield,9%.CLOZ 8% yield these are veritable reliable dividend payers, Keep each at 50K invested. Then add 50K in UTF 7% UTG 6%, PFFA 8%, PBDC9%, EMO 9%, ARDC. These funds produce income you could use to pay utility bills rent, mortgage. roth deposits or simply be reinvested in these funds. If you sick or injured injured or become unemployed for an extended period of time you can use the income to cover expenses until you can return to work. Or you could invest in growth index funds. If you have a big unexpected expense you can sell the growth shares you could get enough money to cover the expense.

AnalystNatural5682

Yes, [leveraged long stock options](https://www.google.com/search?q=leveraged+long+stock+options&rlz=1CASLSU_enUS1153US1153&oq=do++leveraged+long+srock+options+affect++the+sghre+price&gs_lcrp=EgZjaHJvbWUyBggAEEUYOdIBCTMyMDAzajBqN6gCALACAA&sourceid=chrome&ie=UTF-8&mstk=AUtExfDL_PO3BVxX6p9n6qvGK5-p3aqUhG05otMFDemIGbg75-kIKeu5683zr_qwahZNGRiq3ceI8JptnftLf8TO7TvAn_hhmT0H9Tlg1X5HybBGPxHy0-ployKPcik8_C4reUSAZu4gPzx_vXl8aE8AfkVkkQhmboOJiNW_8ncqnFVCdTCe-ugpEYznTdtQduBoMIu3Pb73yAks3PyNH4PhCQKWaHxumwdfC9TEcjpB_qaJ-4FS0Pn6wfZdj3M7AaEiZDdnesWNQD7Fu0VEYf1zLS66UQTNZxiUkanLIVQ3oa-k3A&csui=3&ved=2ahUKEwi4hJid_a6RAxWsEVkFHa7xIoMQgK4QegQIARAB) (buying calls) amplify gains/losses, but large-scale options trading, especially related to hedging by market makers and high-volume strategies, can directly influence underlying stock prices, causing significant volatility and price discovery, as seen in events like GameStop, demonstrating that options activity isn't just passive price speculation but can move the market.  Mods are the best hodling top shelf hooooookers

WMHamiltonII

Typed it into a search engine [Market Summary](https://www.google.com/finance?rlz=1C1CHBD_enUS914US914&oq=stock+$smx&gs_lcrp=EgZjaHJvbWUyBggAEEUYOdIBCDMzNjZqMGo3qAIAsAIA&sourceid=chrome&ie=UTF-8&sa=X&ved=2ahUKEwjlq6Smw6yRAxXaLTQIHYbuEVoQ6M8CegQINBAE) \> SMX (Security Matters) PLC 331.98  USD -37,468.94 (-99.12%) year to date 37,800.92 on Jan 2nd... to 331.98 now! LOL!!!

Beetlejuice_hero

Wealth taxes are pointless and counter-productive and easy to skirt anyway. Start by stopping the open jerking off of the mega-wealthy elite class. Not necessarily Elon but that economic strata. Carried interest loophole should not exist. ["Buy Borrow Die"](https://www.google.com/search?q=Buy+Borro+Die&rlz=1C1CHBF_enUS984US984&oq=Buy+Borro+Die&gs_lcrp=EgZjaHJvbWUyBggAEEUYOTIMCAEQABgNGLEDGIAEMgkIAhAAGA0YgAQyCQgDEC4YDRiABDIJCAQQABgNGIAEMgkIBRAAGA0YgAQyCQgGEAAYDRiABDIJCAcQABgNGIAEMgkICBAAGA0YgAQyCQgJEAAYDRiABNIBCDI0MTJqMGo3qAIAsAIA&sourceid=chrome&ie=UTF-8) should not exist. Borrowing against unsold assets should trigger a taxable event. Nix [tax benefits](https://www.google.com/search?q=bug+beautful+bill+private+yachts&sca_esv=b960a84cc5c43ab2&rlz=1C1CHBF_enUS984US984&sxsrf=AE3TifNHfriG6lBHC9laHIlQ2431NnyFkA%3A1765123516712&ei=vKU1aeakK8mzptQPwb2UiQw&ved=0ahUKEwjm8srB7auRAxXJmYkEHcEeJcEQ4dUDCBE&uact=5&oq=bug+beautful+bill+private+yachts&gs_lp=Egxnd3Mtd2l6LXNlcnAiIGJ1ZyBiZWF1dGZ1bCBiaWxsIHByaXZhdGUgeWFjaHRzMgcQIRigARgKMgcQIRigARgKMgcQIRigARgKMgcQIRigARgKSLsBUABYAHAAeAGQAQCYAXqgAegBqgEDMC4yuAEDyAEA-AEBmAICoALyAZgDAOIDBRIBMSBAkgcDMC4yoAeQDbIHAzAuMrgH8gHCBwUwLjEuMcgHBYAIAA&sclient=gws-wiz-serp) for Private Jets and Yachts like in Trump's bill. Ridiculous. Short term cap gains over ~$250k (won't hit working class) should all be taxed at a new highest marginal rate of 40%. All these insider traders won't ever stop cheating and it's hard to track anyway, so they should contribute to wider society. Elon is a obviously deranged basketcase and performative weirdo, but scapegoating him accomplishes nothing.

fact_not_salty_tears

Hmm, AI is slowly going to deflate, but the rest will be shocked down by a catastrophic event. I reckon in 2027, probably a volcano, given the upswing in recent eruptions. Those old enough may recall: "Barings Bank collapsed in 1995 after a single employee, Nick Leeson, caused over $1.3 billion (£827 million) in losses through unauthorized futures and options trading in its Singapore office. The collapse was facilitated by insufficient oversight, poor risk management, and Leeson's ability to hide his losses in a secret account until a major market event, the Kobe earthquake, exposed the extent of the problem. The bank's assets were subsequently sold to [ING Group](https://www.google.com/search?q=ING+Group&oq=Bearings+ban&gs_lcrp=EgZjaHJvbWUqCwgDEAAYChgLGIAEMgYIABBFGDkyBwgBEC4YgAQyEQgCEC4YChgLGMcBGNEDGIAEMgsIAxAAGAoYCxiABDILCAQQABgKGAsYgAQyCwgFEC4YChgLGIAEMgsIBhAuGAoYCxiABDILCAcQABgKGAsYgAQyBwgIEAAYgATSAQoxMDI1NWowajE1qAIIsAIB8QWzAEqCXrkt8PEFswBKgl65LfA&sourceid=chrome&ie=UTF-8&ved=2ahUKEwjEwL-btKKRAxVMS3ADHQI6JpEQgK4QegYIAQgAEAY)." 

Various_Couple_764

Your at a point were you need torethink how you invest. You can keep in vin sting in growth index fund (all the fund you listed ar growth index funds. I would suggest investing you money in the taxable account into dividned ETF. Dividends are cash profit sharing payments to you. For example you could put money in your taxable brokerage account into CLOZ with a 8% dividend yield. 100K invested in that fund will generate all the money you need for your roth deposits. Or you could use the money to pay bills and other expense. You can get yield from 1% to 10% with about as much risk as your growth index funds. CLOZ actually has less risk than growth index funds, I have fund these dividend funds in my taxable account EIC 11%, PFLT 12%, ARDC 9%, EMO 9%. PBDC 9%, PFFA 8%, CLOZ 8%, UTF 7%, UTG 6.3%, JAAA 6%