VEA
Vanguard FTSE Developed Markets Index Fund ETF Shares
Mentions (24Hr)
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Investing Opinions for Recent Grad with little student debt
Does AVLC, AVUV, AVDE & AVDV capture the entire haystack outside of emerging markets?
Asset allocation for continuous USD devaluation
Have any stocks/ETFs ever swapped ticker symbols?
Roth IRA/foreign tax implications of Canadian/foreign stocks & ETFs for U.S. investors
How do I determine my US vs Ex-US allocation ratio?
What would you change about my investment strategy?
Should I diversify 10% of my long-term portfolio into gold or a global ETF?
Roth IRA vs taxable. Where should I hold my factors vs s&p 500
Does the below look like a good balance for a $500k investment?
Portfolio Feedback Welcome
Help figuring things out and avoiding temptations, long term, first time investor
Newbie here. Want to start investing. Have $40k. Robinhood offering several options.
Starting a Roth IRA for wife. How is this allocation for 20 years?
What do you think about my portfolio ? (I’m 25 planing to retire at 60)
25 Year Old Roth IRA: How to diversify VOO?
Basic Allocation Model of a Tax Free Retirement Account
Beginner investment advice in the current era
Would AVLV theoretically be any more profitable than a passively managed fund like VOO?
Seeking Thoughts/Sanity Check on A Revised Portfolio
Feedback for shifting an IRA with slight SCV tilt to a full-on 5 factor portfolio.
Seeking Feedback to Build a Strong and Diverse Portfolio - Any Advice?
Confusion, Don't the 2 ETFs track the MSCI EAFE index? TsP I Fund
My HSA investments got liquidated and moved to Wealthcare
Consolidate (VWO, VEA) into VXUS and (VTV, VOT, VB, VOE) into VTI?
Why are 2 new mods in here that only shill a deadtech like Cortexyme? How can you not see the obvious shilling?
It's way better to buy at market close than at market open, most gains happen overnight for major ETFs
Replace VTI with Divident + Non-divident ETFs?
Schwab Mutual Fund Builder vs Weathfront Robo $90k to invest.
I have $85k to invest for 10 years or more..what do you think of these options?
Mentions
Most people are happy with VXUS for international investment, which is roughly 2:1 Developed to Emerging markets. I've chosen to be essentially 1:1 in those by investing equally in VEA and VWO. I'm betting that a lot of countries in the latter (Brazil, South Africa, Mexico, but especially Malaysia, Thailand, Indonesia) have a lot of potential as they grow past low-cost manufacturing and farming and into other industries. Most are tropical/equatorial and have large populations, and I expect a lot of innovation will be needed as these places really start to feel the effects of climate change. Plus China is going to start looking to outsource its own labor costs as it develops quickly, and many of these are right around the corner, across the South China Sea that they already claim to control.
No position myself but another way this could pay off would be if s korea gets labeled diffinitively as EM or developed market. Right now theyre in ETFs for both. E.g. theyre 5.5% of [VEA](https://agentictribune.com/entity/vanguard-ftse-developed-markets?symbol=NYSEARCA%3AVEA&tab=holdings) (ftse developed markets) and also 17.9% of [IEMG](https://agentictribune.com/entity/ishares-core-msci-emerging-markets?tab=holdings) (iShares Core MSCI Emerging Markets).
50-60% of my portfolio is: Googl, nvda, rklb, amzn, msft, appl, costco, asts The rest is: VOO, SCHG and VEA
Love SCHF it performs at the same rate as VEA. Technically 1% more over the last 10 years. I'm just big on Schwab as I also own SCHD and SCHG
Dropping the 0.3% fee is the right call — that's real money compounding against you for decades on work you can easily do yourself. The VTI/VEA/VWO core is about as clean as it gets. Low cost, globally diversified, nothing to argue with. The SMH 10% is a conscious sector bet on semiconductors totally fine as long as you know what you own. That sleeve can drop 40-50% in a bad year so just make sure your conviction holds when it does. For context I'm 43 running a DIY approach as well. My core is split between SCHG and VTI. SCHG for US large cap growth exposure, VTI for broader market coverage. I also keep a small growth sleeve capped at 10% of my brokerage for higher conviction ideas, with strict entry rules and stop losses. Everything else compounds passively. Your portfolio is essentially what I'd build for someone who wants clean global diversification with a sector tilt. The VEA/VWO allocation gives you international exposure I don't carry — reasonable hedge if US large cap underperforms over your 20-year window.
Buy anything I guess. EEM, GLD, VEA, RCL etc etc
If you want actual diversification youd want something like this: VTI – 42% VEA – 24% VWO – 12% AVUV – 14% AVDV – 8%
Anyone know why international ETFs are flying today? VEA is up 2%
International stocks mooning. At least EWJ and VEA
Developed market index fund VEA showing +3% in remarked but sometimes that number is fucky
Here @OP, I did it for you. This is investing $20,000 as a lump sum, 5,000,000 simulations, picking an ETF out of the given list, picking a date for which data exists (generally, from the start of the fund up until 2020), and investing the whole thing on the next trading day. Then the results are averaged for each year. Prices are accurate as of yesterday's close. (**note:** repost, and i'm removing the little emojis that my stock backtester script spits out because the bot doesn't like them) (lumpdca) xiaodown@lab:~/code/lumpdca$ python simulate.py 5000000 20000 --tickers \ SPY,QQQ,IWM,VTI,EFA,VEA --lump-only --yearly Investment Strategy Simulation Running 5,000,000 simulations with $20,000 investment Using 16 processes on 16 available cores ============================================================ [████████████████████████████████████████] 5,000,000/5,000,000 (100.0%) EFA from 2011-07-01: LUMP value $51,425 IWM from 2006-03-10: LUMP value $99,098 QQQ from 2000-09-23: LUMP value $168,170 SPY from 2006-11-01: LUMP value $147,153 VTI from 2019-08-10: LUMP value $52,176 SPY from 2014-10-05: LUMP value $86,602 VEA from 2020-08-17: LUMP value $38,454 SPY from 2013-12-18: LUMP value $95,755 ============================================================ SIMULATION SUMMARY ============================================================ Total Simulations: 5,000,000 Starting Capital: $20,000 Time Elapsed: 7.26 seconds Ticker Filter: SPY, QQQ, IWM, VTI, EFA, VEA Mode: Lump Sum Only Returns Analysis: Strategy Median Average Min Max ------------------------------------------------------------ Lump Sum $85,098 $123,298 $29,098 $760,309 Best Lump Sum: QQQ $760,309 (from 2002-10-09) Worst Lump Sum: IWM $29,098 (from 2020-12-24) Lump Sum By Start Year: Year Count Median Average Min Max ------------------------------------------------------------------------ 2000 119208 $159,826 $162,953 $129,510 $285,438 2001 201827 $186,581 $200,347 $91,365 $541,237 2002 201538 $204,530 $254,106 $93,398 $760,309 2003 202085 $208,704 $246,108 $82,828 $641,108 2004 202670 $184,469 $198,549 $69,617 $469,717 2005 202302 $166,867 $182,504 $59,454 $434,923 2006 202378 $149,265 $165,042 $48,579 $420,748 2007 261626 $90,588 $120,699 $41,465 $355,670 2008 262790 $108,706 $146,935 $44,311 $583,763 2009 261679 $147,686 $175,261 $57,726 $579,253 2010 262606 $107,333 $137,207 $54,169 $347,938 2011 261781 $93,333 $119,791 $49,900 $292,526 2012 263127 $84,000 $109,512 $52,543 $255,799 2013 261088 $69,451 $91,014 $43,294 $216,495 2014 261798 $57,098 $75,756 $40,957 $168,170 2015 261902 $54,353 $70,230 $41,059 $141,753 2016 262398 $57,098 $70,069 $44,471 $143,686 2017 260976 $46,321 $57,508 $36,485 $114,046 2018 261759 $43,066 $50,524 $34,351 $93,428 2019 261866 $42,000 $48,390 $34,859 $89,562 2020 262596 $43,066 $44,110 $29,098 $78,608 Note: Large outliers detected. Median may be more representative than average. ============================================================ The point is, some years are better than others, but it all comes out in the wash, and time in the market generally beats timing the market.
you're totally correct, there's zero reason to pick VOO + VT , when VT already has all of VOOs holdings ... VOO + VTI or VEA would be the best choice
* VTI (45%) → full U.S. market (clean foundation) * QQQM (20%) → growth + AI/tech dominance * VEA/VWO (15%) → global diversification * BND/VTIP (15%) → volatility control + income * VNQ (5%) →inflation + real asset exposure * SPRXX→ keeping cash here until I am tactically ready to buy I like this strategy; it works for me. * Simplified portfolio * Reduce overlap * Increased exposure to small/mid caps (via VTI)
It is about time horizon. For young people in their 20s, faithfully invest x dollars a months into core ETFs like VOO, QQQM, VWO, VEA, etc., and never sell (very simple). And with very high probability, they will retire comfortably.
Your portfolio is a thing of beauty. Very well balanced. Mine is.. less so hah, at the moment I have about 10% of my portfolio in QQQM, and the rest is sitting in VEA. VEA is much like VXUS except it only holds developed markets, no emerging markets. In my opinion, with all that is going on in the world, in the short and medium term emerging markets have the potential to be crushed the hardest, and my VEA position is only temporary until the current administration stops devaluing the dollar. It might also be worth mentioning that I am only 35, so I’m opting to be more aggressive. When the time comes, I’ll likely pile into VOO and more QQQM, I am certainly done holding individual stocks.
I’m currently 30% on VEA! Made the switch earlier this year.
1: Stay in ETFS 2: Add 20-30% international ETF such as VXUS or VEA.
Finally had some funds to buy this month-long dip so far: $1200 VTI $900 QQQM $600 VEA $400 IJR $400 IJH $400 VWO
Finally had some funds to buy this month-long dip so far: $1200 VTI $900 QQQM $600 VEA $400 IJR $400 IJH $400 VWO
Everyone wants to make more money, just because you have a sense of urgency doesn’t mean it’s going to work out with a more aggressive strategy since you will more likely end up losing a ton of it and get burned out on investing. Invest in SGOV and once the war calms down put 50% in VOO and 50% in VEA. If you want something you don’t have to manage just buy a vanguard target day fund which does the work for you. If you want something more aggressive buy a fund with a target year way out there.
gonna start buying into VEA soon feel like the us ain’t gonna recover as well as rest of the world
I feel like I would move this comment up to the top if I could. It’s so simple and common sensical. You can ALWAYS invest in conviction bets once you have a good foundation. Whether that foundation consists of VT or some combo of VOO/QQM/SCHG/VTI/VEA/VWO/VXUS is irrelevant. Foundations first.
Yeeeah enjoy that 1 year decent return of VEA because it’s not gonna happen again anytime soon.
Yeah im just swing trading, cycling out of VTI on up days to cash, to VOO and VEA on down days. Be comfortable holding and tracking you cash % at some level and cycle through. Or, just, Voo and chill
ETFs: VEA is an ETF for non-American companies in developed markets like Europe and Asia, helps diversify portfolio away from US companies. I also like the LIT ETF, lithium demand growing for energy storage purposes and is currently a bit undervalued in my opinion. Stocks: Rocket Lab, Google, Microsoft, Apple, Amazon, Intel, L3Harris, General Dynamics. MP Materials. All investing requires risk and we are at extremely risky times due to our idiot president. Best of luck.
Im down 1% combo of SCHD, SPY, NVDA, TSM, EEMA, VEA as holdings. Other portfolio is flat to slightly up...holding Cash and writing weekl y CSP's on low delta options.
covered call ETFs are a bad investment. You are just eroding your principal to create fake "income". See Ben Felix's video on it. I'd say a combination of REITs and dividend stocks are the way to go. REITs are great, but it can be nice to have investments from other industies as well. VYM + VNQ could be good, maybe hold a bit of VEA as well for international stocks.
Investing in individual stocks is fine, if they are good compounding companies. You need to do some research. It’s history, competition, recent news, look up its CAGR, Beta, PE and other metrics. But especially lately, lots and lots of companies outperform the SP500, and will continue to do so. My biggest returns past 6 months are STRL, GEV, TSM. But mostly my investments are VEA VWO VUG
SMH SPMO VEA EUAD BLOK / IAUM BRK.B ORLY XLU DBMF, this is my investing protfolio, 50% for attack and others for stable. I'm working on this for 2 years many times modified until last month.
2024 to 2026 and 2002 to 2007 VEA or equivalent out performed VTI or its equivalent.
Which is irrelevant. Neither of those funds perform well enough for a short term investment, and there is no 2 year period where VTI doesn't outperform VEA, but no one would ever hold VEA for only 2 years either.
int'l pumped off the lows. $VEU, $VEA
Can’t go wrong either way. VEA returns a little higher at the risk of less diversification. Getting into the minutia doesn’t matter, though. Just pick one and be consistent. See you at the top.
my developed markets index (VEA) is showing -5% premarket, i wonder if it's real
VEA or VXUS. Otherwise you are too late.
VEA been killing it for the last year. I’m in deep.
VOO has been sideways, as two of its biggest members have either tanked (MSFT) or trades sideways since August (NVDA) I’d do VXUS or VEA instead.
It looks bad if you’re only benchamrking against the s&p500 but its also pretty fucking stupid to only have the s&p500 in your portfolio. Just look at last year and this year with the s&p500 vs and international index like VEA. Plenty of other time frames as well like 2000-2010.
It’s a poor decision if OP wanted the best return at a great price per the provided reasoning (better talent and better valuation). OP didn’t state they want to be diversified globally… OP said they wanted to own companies with the best talent and went on to say the US doesn’t. Then further implied international has better talent and better value. Why would you place more than half your bets on “worse” choice (ie US per OP reasoning). VXUS, VEU, VEA all great international choices that are diversified too. The “great choice” would have been to go 70% VXUS and 30% VT. Everyone is ragging on OP bc the action (ie picking VT) isn’t consistent with the emotional claim, just shows how clueless OP and apparently you are 🤷♂️
You want VEA or VSGX if you want to escape American companies.
That’s funny because I had a bunch of long calls on VEA. It pulled back a little today tho. I think the only safe play right now is XLU and/or utility stocks. They’re not affected by tariffs, and pay a dividend.
For international I’m in VYMI and VEA. The value etfs are mostly SCHD, but I’ve been contemplating switching to something less dividend focused. I bought into a gold indexed etf (FGLD) around October too. That and the international have done most of the heavy lifting. The value is just sorta dampening the losses.
should have at least put some into a Gold ETF and you are crazy if you haven't been investing internationally IMO. Go look at the performane of VEA, VYMI or FBLR (Brazil!) over the past year or so.
Any good ETF. Vanguard has VEA for example. PE is 17, dividend yield is 2.9%, and highest allocation is 1.86% for ASML. And it’s across dozens of countries. Compare that to VOO which has a PE of 27.5, dividend yield of 1.1%, and highest allocation is 7.83% for Nvidia. And that’s one country.
Yep, this guy is an idiot, and probably a PDF’r. How do we play this? Emerging market ETFs? I took some longs on VEA. Weekly chart looked good and it was cheap. Any others I can start looking into?
VEA (developed economies) & VWO (developing) are another option if you want more control. Each offers very low expense ratio and great diversification.
Honestly, I've more moved an added chunk of my 401 toward international funds and have suggested it to others is just to get away from how tech-heavy every general market U.S. fund is at this point. But yeah, similarly I had a chunk in international for a decade that was seeing single digit YoY growth for the most part until the last year. People should not assume another like 30%+ year and instead should look at it as a diversification and defensive play. Also I prefer something like VEA (slight variation of this is the one in my 401) or just the simple VXUS as I want exposure to Asian and Latin American markets right now.
for anyone not wanting to read this wall of text, it's Vanguard FTSE Europe ETF. Which would've been good advice a year ago. I use VEA for this purpose, it performed like absolute dog shit for years but served me well. Whether it will in the future is anyone's guess
YTD. EWJ is 12% GLD is 15%. All the other internationals like VEA are around 8% +. Last year was awesome. This year should be the same because of dum dum. Sell off all US equity it’s gonna be a dog for a decade.
I killed it last year by focusing on overseas. The one year on SPY is 11.67% and VEA is 33.81%. YTD SPY is at .19% and VEA is at 8.84%.
I think instead of acwi you should buy (( VOO or VONE) and VEA ). It would be less expense ratio and more customizable
VEA up 10% YTD VOO down 0.5% YTD le mao
So you admit that the US market is overvalued by shiller PE and that international is fair valued by shiller PE, yet you won't invest in international because it has been fair valued but don't want to invest more in US since it is overvalued. So do you think prices revert to a mean multiple over earnings or not? Seems contradictory to me. Also, your international return appears to be excluding dividends, VTIAX has 3% dividend which is rather significant. FWIW I prefer VEA over VTIAX.
Yoloed my cash on Friday into going Long VEA and then going short UUP tomorrow. Some shit coming down the pipe this year and it ain't gonna be pretty. With all due regards.
Normal thing to do would be 60%-70% S&P and 30%-40% total international index (such as VXUS). If you specifically dont want to include emerging markets you would want VEA instead, as VXUS is about 25% emerging markets. I don't think you should exclude emerging markets though. They're higher risk which means they should produce a higher returns over long periods, and you're more than young enough to ride out the risk.
Well first of all, if your company matches a percentage of 401K contributions, always contribute that matching percentage at minimum since it’s free money. If you make combined less than $236K combined, you can contribute $7500 each to a personal Roth accounts, so be sure to max that out. $236 - $246k limit is $7000 each Roth, after that it’s not allowed. If you exceed $246K, then better to max the company 401K Roth if applicable. Then again, if you’re making that kind of money then chances are you’re better off with traditional IRA given your higher tax bracket. The advantage of a personal Roth thru a retail investment firm like Fidelity is typically more control than 401K plans. As far as diversifying I recommend a portfolio like this: 45% IVV/VOO (S&P500), 15% AVUV (active managed small cap value), 30% FENI/FNDF/VEA (international developed market), 10% FNDE (emerging market). As you age, you should steadily add & increase BND allocation, to create a glide path that protects the portfolio from drawdowns.
VEA or SCHF if you don’t want EM included. VEU if you want EM included at market weight. Even though performance is virtually identical to VXUS I prefer it because it omits small caps. I don’t trust that small caps in EMs are audited and for shareholders to get their fair share. In fact, I don’t think that’s true for large caps either which is why I largely buy VEA aside from a small bit of EM exposure with some VT. I am a big fan of VTI/VEA and would recommend a 60/40 DCA on automatic investment to anyone
There are certain stocks in the index I don't like. Tesla and Nvidia. I prefer to make my own index and have some exposure to VEA and bum. So my individual stocks are mainly made up of Toyota msft Google Pfizer Pg Adobe and Amazon. Wether I outperform the index don't know. But for the last year at least VEA has been outperforming the sandp. Bought when it was pe of 16 versus might higher for the US.
Others have commented on your tech-heavy investments. You’re also in most specific stocks and not ETFs. There are ideological arguments around that, but generally ETFs are stabler. Another consideration is your investing horizon, are you looking for maximum near-term growth, stable long-term growth, or maximum near-term stability? If you want diversity, consider adding non-US ETFs (Vanguard VEA), less-tech dominant value-companies (Vanguard VTV), diversified US ETFs (VOO or VTI). There are also thematic ETFs (energy, infrastructure, consumer staples, defense). And hedges (commodities, non-US ETF, etc) if you aren’t bullish on US dollar. If you want a hands-off approach, target-date investment funds. An advisor is highly likely to move away from single-stocks (for the most part) and prefer ETFs because of the inherent risk mitigation associated with them. You likely don’t need to pay for an advisor unless (1) you can’t stop yourself from trading and you want to, (2) you want someone actively trading for you, or (3) you’re really trying to maximize near-term returns and willing to have someone be risky. Outside of those conditions, you’re likely better off with low-fee ETFs, index, or target-date funds. Personally, I’m pretty near-ish on the current US market valuations and I’ve done extremely well with gold-ETF (IAU), defense ETF (NATO), and non-US ETF (VEA + Fidelity equivalent) and very so-so with VTI, QQQ, and US-growth stocks. But that’s recency bias and potentially not reliable in 2026 and beyond.
VEA, VEU and a variety of international focused etfs are pushing into 90s on RSI on the 5 yr. sold those positions today
The S&P 500 is market-cap weighted, which means the biggest companies impact the index more. This is part of the consolidation that you noticed. There are funds which are equal weighted of the S&P 500... RSP is an ETF. I think you can find mutual funds as well. Many of the analysts that I have been hearing are suggesting that broadening outside of the US through the current cycle will be beneficial (the S&P500 is pure US). ETFs like VXUS will give international exposure. VEA will give international exposure in developed markets only. They both have way more than 500 companies.
It’s been good. When the market falls, like today, it falls much less than SPY. When the market pumps, it pumps much more than SPY. SnP500 returned like 15% last year, VEA printed 34%.
Yeah, our biggest growing companies have high called for the AI infrastructure buildout. Best of luck investing in VEA or VXUS though. Long term, all will be fine.
In my 5 years of having a Roth Ira, my highest yielding stock was IVV, everyday $2 investment, gained me 3x than the other recommended stocks like VOO, BND, VEA, VONG and so and so.
What do we think about VEA calls for 2/20?
If you absolutely want to convert to another currency, consider Swiss Francs. It's generally a good strategy to have some money in another currency, but don't go overboard and convert that much Like someone else mentioned, all currencies are fiat, which means that they'll always lose value Take a look at VXUS or VEA, which are denominated in foreign currency. That way you'll own businesses, as opposed to having half your money sitting around Not financial advice, however. Always do for own research
Add to it the (not so) low-key devaluing of the dollar. Best bet might be to just keep investing in VT, VOO, or VTI. I've added quite a bit of VXUS and VEA (to overweight developed markets) in order to bump my international exposure to around 40%.
oh the irony. VOO (or US stocks) has run up so much in prices that its PE is still 1.5 times higher than VEA.
VXUS is roughly 25% emerging markets and 75% developed markets. If you want to try a different mix, you can instead invest in VWO (emerging markets, which includes China) or VEA (developed markets). I personally do these 50-50 because I'm making the bet that a lot of those emerging markets (India, Brazil, a bunch of SE Asian countries with manufacturing) have a ton more room to grow in the next few decades). If you *don't* want China, Vanguard also just launched VEXC (emerging ex-China), though it's clear a good portion of VWO's growth is China.
VEA / VEU woop woop
I just put money in VEA which is emerging markets. I’m trying to diversify out of the United States to a certain degree.
VEA (international developed markets) has 2X the gains of SPY over the last year because dollar is crashing.
VEA (international developed markets) has 2X the gains of SPY over the last year because dollar is crashing.
VXUS is big, and iShares offers their IXUS with less small cap. Also VEU is similar to VSUX and IXUS but with even less small cap (nothing against small cap, but for strict mkt share portfolios, it really does not really affect anything). There’s other choices like iShares ACWX that covers non U.S. large to mid cap but the fees are a bit higher. Another idea is dividing non-US into “developed” and “emerging” like iShares IDIV and IEMG respectively, or Vanguard’s VEA and VWO. Should keep with a MSCI or FTSE index. Mine are 4:1 SGDW at 0.03 er with SCHE at 0.05 er (SPDR and Schwab), .. though I do this to just get cheap non-US large-to-mid caps (no geopolitics, though I like having Korea as a smaller % of DW, FTSE’s developed category, instead of MSCI’s emerging mkt category). Why? I’d rather have expenses working on tracking large to mid cap instead of small caps which won’t really move the needle, but I digress.
that's because I happened to chose VEA not the other one (which is doing a very slight bit better to now though that could change.) You're triggered and picking nits because you don't like my strategy of dealing with the present times. I'm near retirement and doing great so far with my investment, not claiming to be an expert. Such people who invest post here, shocking news to you I'm sre. Settle down, triggered seether.
How is that terrible advice? Go look at VOO vs. VEA for the last year with the Orange Clown in office and get back to us. Sure, switch back after he's gone if he's not replaced but if another of his ilk in there BUY UNAMERICAN for the win.
No, use VEA or VSUS and so leave USA crap out of your ETF portfolio.
I just wanted to add that VXUS has about 26% exposure to emerging markets with a very low expense ratio. Similarly VEA is another fund offered by Vanguard that is composed of developed markets and a slightly lower expense ratio than VXUS while also having a slightly better performance history. Depending upon your perspective of emerging vs developing markets one or the other could be a little bit better fit.
Depends on why you're diversifying. If it's for true diversification, keep in mind that most developed ex-US markets are highly correlated with the S&P 500. Something like VXUS or VEA will give you international exposure but don't expect it to save you in a downturn. If you actually want uncorrelated returns you'd need emerging market exposure.
Thanks for the brutal honesty - I actually spent some time researching the 'Kelly Criterion' and 'Fat Tail' risks after reading your comment. Learned something new today, so I appreciate that. You raised some very valid points that I need to sit with, particularly regarding the "zero long-term real return" of commodities and the specific risks in Emerging Markets. I’m not going to tear down the portfolio overnight, but your input definitely highlights the need to strengthen the "safe core" (VOO/VEA) moving forward to dilute that idiosyncratic risk. Just to add some context: this portfolio is specifically my aggressive growth" bet. I do have a separate, lower-risk bucket (Time Deposits, Gold, etc.) that isn't pictured here, which is why I expect some level of volatility now and then. That said, I see your point about "weak signals" in Futurism. I do believe that powerful narratives drive markets, so I’m willing to stick with that thesis for a while, but I’ll definitely be more tactical about rebalancing the commodities rather than treating them as "forever holds". Definitely gave me a lot to think about for my next moves!
I'm over 60, deciding to retire or not, and my retirement/pension accounts let me move between types of funds. For decades I was in large cap USA stocks (besides another part I couldn't change) and that worked wonderfully. Now I've move most money into large cap EX-USA funds and that is working great. For my personal stocks I'm now mostly in companies outside USA and also the VEA ex-USA ETF. 15 percent in GLD and SLVR a few months ago and even that was ahead for me at bottom of dip last week. After the current Orange Pants Pooper era is over I'll move back to USA centric and out of the paper metal stuff.
I like VEA better. fuck china.
Timeline and goals advice: ==================== 40 USA Employed. Unmarried. $280,000 Goal is to cut way back on work. In 5 years go part time. Risk tolerance quite high. Mortgage $1300. Car paid off. No student loans. Investments: VUG 98k VEA 96k VWO 35k VTV 90k Individual Stocks 90k Mostly Tech and compounders like ORLY MCK MSFT LLY and Google. ============== The problem is I can’t get a clear answer on how much I’ll need to live off, and how much I can cut back my hours. What my time table actually is. I both love and hate my job. The stock market is incredibly volatile, and with the dollar amount I have it swings by the thousands most days. But overall it seems to seesaw. It was crazy during Covid, and of course with Trump. I missed the first half of bull market paying off loans. Kicking myself and frustrated. Feel stick.
VEA / VEU / PICK a bunch of country etfs too, look on the ishares website for tickers like EWW, EWZ, ILF, etc etc
I use AVNM as a proxy for VXUS. It seems to outperform, don’t ask me why. Also have IDMO, DFIV and VEA for ex-US exposure. If you want a large cap ETF more like VOO rather than VTI, but outside U.S., check out AVIV. That’s one of the funds that goes into the broader basket for AVNM.
my VEA doing awesome but I see your VXUS slightly beats it at the moment.
I understand where your question coming from. Nope, not really. Because: USD lost 10-15-30% during last 2-3 years. Even RUB (Russian) appreciated to USD by 20% The debt is not really sustainable and current politics do not entice other nations to keep USD And the fact that VEA went up 30% is actually negative is my opinion, I might be late to the party. The best is to invest is when the fund looses double digits aka buying cheap.
Nobody can tell you what international funds to pick in your 401k without knowing what options are available to you to choose from. As far as the IRA goes, you could just go with VEA there too, or pick VXUS because it is commonly recommended here.
All because VEA beat VOO for a year?
I think this is the right answer. Precious metals could keep climbing, but they are not necessarily a safe hedge at the moment due to recent volatility. I think developed and emerging international markets might be the play for the safe, slow, and steady investor. Just some food for thought, (VEA) an index holding only developed foreign markets and excludes the US, printed 34% last year, where as SPY printed about 15%. If the dollar continues to decline, this will be the right place to be. (VXUS) is also a great foreign market index, but also includes emerging markets like China and Taiwan, whereas (VEA) does not. Best of luck to you all.
I don't think you can buy mutual funds at Robinhood, only ETFs. If you transfer your account to Fidelity, you can buy Vanguard mutual funds, but only with a hefty service fee. So if you really want Vanguard mutual funds, you'll have to transfer your Roth IRA to Vanguard. However, you can buy Vanguard ETFs (like VOO, VTI, VXUS, VEA, etc.) at either Robinhood or Fidelity with no fees. None of what you are thinking about doing would involve taxes. Personally I would choose Fidelity over Robinhood. 3% match is no joke, but Robinhood has a history of shady practices and heavily advertises and attempts to lure people into gambling and risky trading. I don't want to support that. The best investing is boring investing. Fidelity or Vanguard would be perfect for that. If you go to Fidelity, set up a main Fidelity log in, then open a Roth IRA, and get started on the Fidelity side to transfer your account. The Fidelity transfer team will handle it and you won't have to deal with your old firm or advisor at all. Make sure you download a current balance statement showing all of your funds and the amount invested at each in your current Roth IRA before starting the transfer. Good luck!
>Nearly all U.S. industry sectors have outpaced EAFE in earnings growth and valuation expansion since the GFC The valuation expansion is what's worrying (and the article itself seems to point to Chase saying they expect that the US's multiple will contract going forward). >Several factors are driving that difference, including U.S. technological innovation, more efficient operations and shareholder-friendly government policies, such as corporate tax cuts. Some of these may be sustainable, but others may have been one time boosts we may not see repeated. Was this article the source for your claim on: >VEA and VWO are at the highest CAPE since the DotCom bubble like the US If so, I missed it. I do find it nice how this article does go on to point to some weaknesses with the US and supports an international position of 25-30% (though they seem to only be looking at developed, no emerging).