VEA
Vanguard FTSE Developed Markets Index Fund ETF Shares
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Would AVLV theoretically be any more profitable than a passively managed fund like VOO?
Seeking Thoughts/Sanity Check on A Revised Portfolio
Feedback for shifting an IRA with slight SCV tilt to a full-on 5 factor portfolio.
Seeking Feedback to Build a Strong and Diverse Portfolio - Any Advice?
Confusion, Don't the 2 ETFs track the MSCI EAFE index? TsP I Fund
My HSA investments got liquidated and moved to Wealthcare
Consolidate (VWO, VEA) into VXUS and (VTV, VOT, VB, VOE) into VTI?
Why are 2 new mods in here that only shill a deadtech like Cortexyme? How can you not see the obvious shilling?
It's way better to buy at market close than at market open, most gains happen overnight for major ETFs
Replace VTI with Divident + Non-divident ETFs?
Schwab Mutual Fund Builder vs Weathfront Robo $90k to invest.
I have $85k to invest for 10 years or more..what do you think of these options?
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Vanguard Tax Managed Fund FTSE Developed Markets ETF (VEA) is hitting all time highs today, which, fuck yeah!
Don’t go all in if you’re hesitant or you might sell when there’s a pullback and panic. You don’t know your risk tolerance yet. Definitely start though, just ease in if you’re hesitant. Depending on how active and risk tolerance, which again you won’t know ahead of time, I would do something standard like VT; VTI/VXUS; VOO/AVUV/VXUS or VEA/VWO in a percentage split you’re comfortable with and DCA up or down. Round it out with IBIT. Tweak as you like.
If you're not looking to pick stocks, just buy an ETF like VXUS, or VEA if you want to avoid China and other developing countries.
7.71% of VXUS is China. Their stock market is over inflated. I sold VXUS and bought VEA. I won't support China.
Hello! I've heard and read in several places about diversification, and particularly the recommendation to combine S&P 500 ETFs like VOO with ETFs from other markets, like VEA for example. My question is: has anyone done a correlation analysis? In such a globalized world, can one really fall and not the other? Does this truly work to reduce risk? Thanks!
For total international (non-US), it’s VXUS or VEU for Vanguard. VXUS has more small caps as a % though VEU has a slight performance advantage most years. The iShares IXUS is between the 2. Some separate international further out into 3 developed to 1 emerging (so VEA, IDEV or SCHF to VWO, IEMG, or SCHE).
For total international (non-US), it’s VXUS or VEU. VXUS has more small caps as a % though VEU has a slight performance advantage most years. The iShares IXUS is between the 2. Some separate international further out into developed> emerging (so VEA, IDEV or SCHF>VWO, IEMG, or SCHE).
VXUS or VEA depending on how you feel about emerging markets!
Fair enough. This assumes you already hold a US specific ETF like a VOO or VTI, leaving only the VXUS part of VT out. I would compare VXUS against a three fund portfolio of SCHY, VYMI, and IDMO. A lot of people seem to dislike how ex-US VT is and tend to have 80% in VOO/VTI and 20% in VXUS/VEA. I was hoping to show an alternative to that. I think that my alternative is pretty performant while minimizing drawdowns. Again, I want to show people that there are options out there that are well worth a couple extra basis points in expense ratio and will more than pay for themselves.
Not preparing for a crash, so much as uncertainty in the USA and inflation. I rebalanced large chunks to: VXUS, VEA, VNQ and am holding more cash than usual, in after tax investments. Minor tweaks in retirement funds. The biggest move was putting almost all of the new Roth money into VYMI. Small rebalance to international for rollover.
No problem. I used to invest in VGK, FLGB, and FLJP before a financial advisor pointed out to me that VEA is basically a more diversified automatically rebalanced version of what I was manually doing with those ETFs.
So invest in developed markets instead of emerging…. Canada, Europe, Uk, Japan, and Korea. VEA is an index fund which restricts to these markets and omits china, Saudi Arabia, etc.
The S&P is melting away today. At least my VEA is up.
Make sure you test DFSVX vs SPY as well as DISVX vs VEA. Surprise, SCV outperformed
Today I realized that all the VIGI I bought is kind of sucking because Novo is one of the biggest holdings...my redditor'svpunishment for not buying VEA
Anything better than VXUS or VEA or VWO or VGK?
SPY, ACWI, VEA, IBIT, ETHA and the glorious BRKB, not an ETF though.
Some of it. Our (I manage me and my husband's) target allocations across all accounts (combined) are: 40% Large Cap (VOO) 15% Small/Mid Cap (VXF) 15% International (split evenly between VEA & VWO) 5% Alt Assets (GLD, DBC, VNQ) 5% Speculative Stock Picks (across my risky passion picks) And I keep a folder in ChatGPT where it remembers that, and every three months I share my current positions/values for each account (2 401(k), 2 IRAs, 1 Shared Brokerage) - and if rebalancing is needed it queues up what buy/sell orders I should make in each of my accounts. Saves me a lot of spreadsheet time.
Market returns would likely be higher than that, however, you'd greatly reduce risk by going with VOO, VT or VTI + VXUS/VEA or something similar.
Makes sense, even in TII it seemed more as a hedge against a stock downturn, but on the timeline I'm looking at that wouldn't make sense. Also on VEU vs VEA - I've looked at the holdings and I reckon VEA is what I wanted from VEU, thank you for pointing it out to me!
The idea was to stick with the Ben Graham ideal of no less than 25% in bonds, but honestly I'll have to evaluate if that actually makes sense for me. I'll also look into VEA vs VEU, thank you for this :)
You should have no bonds when you're young. I think VEA makes more sense as a core position than VEU.
VEA and VXUS are great options. VT is still heavily weighted to what you already have in VTI.
FTSE Global All Cap ex US; VEA has vastly out performed VOO and most of the gains are offset by the reduced value of the USD. It's an illusion, so don't believe the propaganda....it's going to get worse.
Mine is QS here but 20 years is a long time and it could fail. The correct answer is one of VOO, VTI, QQQ, or VEA if you’re a spunky lil thang.
VEA and VEU are solid choices with low fees and good growth/total returns vs international equity peers. IDMO is a large cap momentum fund that splits evenly between value, blend, and growth that’s also worth a look. IQLT is a quality factor fund that leans growth.
Foreign markets ripping today: - IDEV (MSCI Developed ex-US): +1.82% - DFIV (DFA Developed Large Value): +2.39%! - IEMG (MSCI Emerging): +0.90% I prefer VEA and VWO for their lower expense ratios, but DFIV benchmarks against the MSCI instead of FTSE.
Pretty much every ex-US index fund (e.g., VXUS or its mutual fund equivalent VTIAX) is focused on Europe/Asia, unless you have an issue with a 5% allocation to Australia, 1.2% in Brazil, 1% in S. Africa, etc. If you want developed only, then that's VEA. But imo if you want to diversify, no need to make it complicated and slice and dice regions.
Looks like a reasonable enough factor-tilted portfolio. Depending on the account balances you may want to tweak things down the line; it’s probably best to set an allocation target for the overall portfolio and pick what to do with each contribution based on that. For example, if you contribute way more to the IRA than the taxable account, you’re probably overshooting your small value international stocks and undershooting the VEA/VWO non-factor goals. Placement wise, you want the dividend fund in the tax-advantaged account and the down payment money in the easily accessible account, so that’s correct. Tax-managed in the taxable account is a nice touch that most people would overlook.
What should I change in terms of asset location for taxes in a high tax state? || || |**Roth IRA**| |VTI x 76| |XLF x 20| |VEA x 50| |FLCA x 50| |SOFI x 2000| |RY x 20| |BND x 28.5| || |**401(k)**| |VFORX| || || |**Taxable Brokerage**| |SGOV| |LDRT|
What should I change in terms of asset location for taxes in a high tax state? || || |**Roth IRA**| |VTI x 76| |XLF x 20| |VEA x 50| |FLCA x 50| |SOFI x 2000| |RY x 20| |BND x 28.5| || |**401(k)**| |VFORX| || || |**Taxable Brokerage**| |SGOV| |LDRT|
What should I change in terms of asset location for taxes in a high tax state? || || |**Roth IRA**|**Taxable Brokerage**| |VTI x 76|SGOV| |XLF x 20|LDRT| |VEA x 50|| |FLCA x 50|| |SOFI x 2000|| |RY x 20|| |BND x 28.5|| ||| |**401(k)**|| |VFORX||
Some great options: VXUS - basically the whole market outside the US VEA - the whole developed markets (Europe and Japan/Australia mostly) VWO - the whole emerging markets VYMI and VIGI - international high-dividend and dividend growth ETFs: these are large-cap funds tilted slightly towards value, profitability, and lower volatility VT - the ultimate “I just want average returns” stock, it holds essentially all investable stocks on earth weighted by market cap (size), so you could just sell whatever you have, buy this, and call it a day. Some higher expense ratio options you might want for specific purposes: AVDV and AVES - these are well regarded small-cap value funds for developed and emerging markets FEZ and AIA - these are ETFs of the largest 50 companies in Europe and Asia. If your investing thesis is “I like companies that have already cornered the market because they probably have competitive advantages”, this might be for you
Those 3 funds are more or less the same thing (VTI is weighted by market cap, so it is largely composed of the stocks in VOO/SPY), so just pick one of them. After several years of historic returns, the US market is severely overvalued and poised for a decade of poor returns (i.e. a big crash followed by a return to more normal growth). You would do well to put some money in something like VEA or VIGI (international large cap growth/blend) or VWO (emerging markets) so that your portfolio better weathers a downturn. Investing in lower-performing but lower-volatility equities, and regularly rebalancing between them during downturns, actually leads to *better* long-term performance - you can do some simple backtesting online using different mixes of VOO, VYM, and VIG to convince yourself this is true.
while VEA is fine, boglehead three fund portfolio recommendations VTIAX. And I’d just make each 1/3 of your portfolio. If you’re young, you are a bit too heavy on BND.
Nuclear stock and international stocks are what I'm buying. Reasoning: ***Nuclear is part of the AI trade.*** My simplified ecosystem stack: \* intellectual property - NVDA \* chip manufacturing - TSM \* databases - ORCL **\* nuclear power - LEU** AI consumes a lot of power. It is more power than we are currently equipped to generate. The policy makers have decided to redirect our power supply back to conventional away from green. That makes the upcoming supply even more constricting. Nuclear seems like the only logical answer to try and fill in the gap. I like LEU because it isn't tied to traditional utilities with many of its inherent problems. They are in the business of enriching uranium and the tech around doing that. They delivered on phase 2/3 of their sizable contract with the DOE on June 20th of this year. Obviously, there are many other companies in the nuclear industry, but I don't want to be on the delivery side with its inherent problems. ***International stocks are my way of debasing out of the dollar and trying to minimize erratic policy decisions*** **VEA** is an ETF that I chose somewhat randomly. I probably would have been better off finding defense stocks based in Europe since NATO countries have pledged to up their military spending. This isn't a get rich overnight ETF (and by its very nature, ETFs are have lower volatility). I've made money on this due to the institutional flows out of the dollar and the dollar losing over 10% of its value over the time that I made my investment.
You're off to a solid start, but there's overlap between VOO and QQQM - both heavy on megacap US tech, so your portfolio is more concentrated than it looks. VEA helps with international, but you're skipping emerging markets entirely. Bonds at 15% in your early 20s isn't wrong, but it's more conservative than most. Here's a breakdown of your portfolio: https://www.insightfol.io/en/portfolios/report/c3273aa0a7/
Before or in combination with starting to trade options, you might consider a little portfolio diversification (international stocks: VEA, EFA; bonds: AGG). You're young enough to keep most of your portfolio in risk assets, but a small bond/cash exposure will provide some ballast & "ammunition" for reinvestment in a downturn.
I got some VOO, VEA too ! I just wanted some individual ones too w/out getting everything else
Grok is my go-to guy right now for picking good stocks, since I only recently started investing. I jumped in around mid-April and my first picks were CrowdStrike and Bank of America, which I sold when they hit about a 40% gain a few weeks ago. I also had Nvidia, but sold it at around 35% profit just before the tariffs issue kicked off. I'm still holding onto VRT and HIMS, I got in a bit late there. Vertiv is currently up 13%, and HIMS dropped about 30% a month ago after the Norvo deal fell through, but I managed to recover some losses and it's now at an 11% deficit. I also still hold the Vanguard VEA, it’s still in the green. I sold VOO soon after the tariffs started again and took my profits. Living in the Cayman Islands, taxes aren’t a concern, just a $25 fee per trade.
Why Europe specifically? Are you trying to target other developed economies? Or just expand generally beyond the US? VXUS is a great fund because it's cheap and invests broadly across the entire rest of the world. If you want only developed nations, consider IDEV, SCHF, SPDW, VEA. I'd only do Europe specifically if you are investing in some idea that is tied to that continent.
These are all very different funds that seek to provide equity exposure to different parts of the world. VEA - tracks the FTSE developed all cap ex US. This tracks companies in developed countries primarily in Canada, Europe, Asia. And of all different market cap. VGK - tracks European companies only VPL - tracks Asia-Pacific companies only. FLCA - tracks Canadian companies only.
What is the difference between VEA vs. VGK + VPL + FLCA? Other than expense ratio?
What is the difference between VEA vs. VGK + VPL + FLCA? Other than expense ratio?
1. Former employer's stock, from ISOs exercised in 1984. 670k% gain 2. ORCL, 8,400 shares, bought in Sept 1997, 3700% gain 3. VEA, 24,000 shares, most bought. 3/2020 85% gain 4. ADBE, 2,700 shares, bought 10/2000, 1550% gain 5. MCHP, 12,400 shares, bought 7/96 and 1/98, 7150% gain
DFAS has consistently outperformed the Russell 2000, its relevant benchmark. Solid fund. At first glance DFAX doesn’t look spectacular compared to IEFA or VEA but DFAX actually includes emerging markets, not just developed markets. Compared to VXUS it has shown a slight but consistent edge.
The S&P is up, VEA is up, by all means I should be up (a lot), but somehow down $50, which is nothing, but still, weird day. To be fair, that's only one of three accounts, I may end up once I see the update from the other two tomorrow, it just won't be by a lot.
First, we're prepping like a MF, stocking up on stuff we need to live on. Good investment. As far as financially: Cash - what about FXE (Euros), FXF (Swiss Francs) - both seem to be doing great as the dollar falls under this regime. VEA for equities (ex-US companies without emerging markets). For bonds, IBND (high quality ex-US corporate bonds non-hedged), WIP (developed ex-US government bonds with inflation indexing, non-hedged)
We're solid in VEA, which is ex-US and without the emerging market exposure that VXUS has (due to being pre-retirees, so shorter roadmap).
It can be, and time horizon is a major factor. If you have a 10+ year time horizon, then you may not need to have specifically international index funds because as pointed elsewhere mega caps get a lot of revenue internationally, but for shorter time frames it should probably be considered. Case in point was this past year, while VOO was still recovering, VEA and VWO were showing good gains over the same period.
I sold heavily in my after tax brokerage, and moved things around in my Roth, around January. Much of that went to diversify internationally. It was mostly USA/VTI type stuff before and I opened big positions in VEA and VXUS. I also added VYMI (to balance out VYM) in the Roth. This was primarily to diversify, but they've all done well compared to the original holdings. I had one lucky win, selling a big block of Amazon in the $220s then fully buying back in at 176. OTOH, I sold a block of MSFT and didn't fully buy back in when it was cheap, so I'd have been better holding there given where it's at. I repurchased some VTI in April but am still over 20% cash. The US leadership is too erratic to not bet on the potential for sale prices at any given time. It's mostly been a wash but even if there was a loss, I prefer the diversification and flexibility in my portfolio now, given the inevitable volatility and erratic leadership for the next 3.5+ years.
VEA is a broad based low cost index fund with P/E of 16 and 2.8% yield. I'm at 45% VOO, 25% VEA, 10% intermediate term bonds, and 20% short term/cash. But I'm pretty close to retirement and would probably move more of my cash position into VEA if I had longer time horizon.
Target Date Fund is fine. The only issue is it has 10% bonds and bonds grow less than stocks. You arguably don't need bonds until you're closer to retirement. The reason they are in target date funds is just to reduce volatility a little bit so people don't freak out and sell, and to get people used to having bonds so they realize they actually do need them later. You also get the advantage of a rebalancing effect, automatically buying low/selling high to maintain the 10% allocation, and this offsets some of the gains lost by having bonds in the first place. The other option is to have a total world market fund (like VT or an equivalent). In a 401k you may not have this but may be able to build it out of other funds. My 401k has no VT but has VTI/VEA/VWO which combined in the right percentages make VT. You will have slightly more growth this way because there's no bonds. But you will need to add bonds separately at some point when you are closer to retirement.
Keep it in until you're retired. You'll be able to pay zero taxes on most if you just sit tight. Hopefully you're in a well-diversified fund tho like VT, VTI, VOO, VXUS, VEA
Yes, the US market is foaming at the mouth. However, there are other opportunities to invest in while you wait for the US market to cook down. You can go ex-US developed markets (VEA) or US small-cap value (AVUV). And if you're feeling really adventurous, you can go ex-US small-cap value (AVDV)
In the grand scheme of things probably can ignore them, as it’s only one or two that get bumped up every so often, leaving the rest. In the US private equity probably has all the good ones and, especially in the emerging markets, Wisdomtree figured out to use dividends as the biggest market caps would do nada. On the other hand, small caps usually tend to attract attention at the start of a bull market and get bid up. So if rebalancing regularly, in an all-caps index fund like VTI or ITOT, .. the small caps that went up would be sold proportionately. Maybe for developed all caps as well (VEA, IDEV). Not sure of the EM SC. Could also split the difference. Have VOO and VTI with rebalancing out of the latter first, maybe second. Then rebalance out of VOO.
Domestically, read where the utility sector is the least correlated with the broad stock market, though they’ll take a hit in a serious recession. The developed international markets (VEA, IDEV, IEFA) might have started to become uncorrelated with the U.S. market, as they were from 1950 - ‘00s. Emerging markets are a bit new and China has its own schedule so far, so could separate it (FXX, MCHI). The rest of the emerging market may depend on India’s growth, so separate it out a bit further (EMXC but Vanguard is coming out with their own version).
Chuck it all in VT... Or VEA if you think the US market is overvalued, which is what I'm personally doing
I’ve been enjoying VEA this year
How did international markets behave during that time? Were funds like VWO and VEA as hurt?
Just buy and DCA into VEA and VWO for the long run and be done with it
I’ve had a lot of cash since March. I’m reluctant to invest at these levels under this president, but I recognize that short term interest rates will soon start coming down. As a result I’m shifting small amounts to global bond funds like BINC, preference share funds like PFFA, and international funds like SCHY, IVDO and VEA. I’m retired so I’m trying to generate income from less US centric assets.
The problem with the exhortations to go international is their default choice is VXUS. Off-had I can name a couole of funds that have consistently been better. IDMO definitely, and VEA.
Don't chase, diversify. VXUS and VEA are decent options imo. I made this change after the election, and also looked at VT, but the ones above are better imo.
imo VEA is a better LT hold than VXUS. EM is volatile.
Yeah, the tilts are intentional. SPLG and VEA/VWO give broad global exposure. QQQM is a growth tilt I believe in long-term. AVUV, AVDV, and AVES add small/value exposure in the U.S., international, and emerging markets. Areas with strong evidence for long-term outperformance. Might look complex, but the goal is to diversify globally and tilt toward factors that historically add return.
Yep. I think it's easier to use something like VEA and VWO though if you just want the full caps, rather than needing to extend SCHF and SCHE. Most often what you hear from folks who want to target that segment is that they're trying to capture the factor investing small cap value premium, and so they're looking at ISVL, AVDV, etc. At market caps, those segments are so small that I really don't think it's a big deal. https://www.bogleheads.org/wiki/Blackrock_iShares btw has a good table of etfs from the major providers if you want to compare.
VTI, VTV, VBR, VEA and VWO or the equivalent from other fund providers.
Lots of Europe, lots of international defense. As for China, I’m only exposed to their stocks within emerging markets ETFs. All have done really well this year. See performance charts for EUAD, SHLD, VGK, SCHE, VEA, VYMI for reference. I also bought some GRAB as a single international stock.
I personally dont hold either. I do have the mutual fund version of VEA in my 401k cause its my only good intl option. I hold some AVDV in my IRAs and VEU to hit the large and midcaps for international. I have the most faith in AVDV personally. These handle the bulk of my ex-US allocation, then I have leverage on SPY to increase my US beta, and then long bonds and managed futures to round out the diversification.
The magical twosome is happening for me, VEA and the S&P are both up. Generally speaking if they stay up by the time the bell rings it's going to be a good to great day for me on a personal level.
VEA is holding me back from having a great day today. It's still a good day, but still....
I advise you include a "total market" fund or two, such as VTI (US mkt), VEA (non-US developed mkt), VWO (emerging mkt), etc. In lieu of QQQ, consider FTEC or VGT for the US tech index (both have lower expenses than QQQ). I would definitely not put 25% in BND.
I have just recently been researching this and here is where I am starting to look into. For a pure currency play, currency ETFs like FXE, FXB, FXY, or CEW (multi-currency strategy). For both equity growth and currency exposure, ETFs like VEA, VWO, IEFA, or IEMG. I haven't gotten too far into research on these individually, but that is my plan for this weekend and create a port strategy.
I advise investing in low-fee index ETFs. Examples include VTI (US total market), VEA (non-US developed markets), and VWO (emerging markets).
The first step is to come up with an asset allocation, and *then* choose the securities to conform to that allocation. Your allocation can factor in your individual circumstances & concerns. Your very short-term/rainy-day fund should definitely be in a stable fund such as a HY savings account or MM fund in a brokerage account. On the opposite side, long-term assets should be in indices that tend to grow over time (stocks/equities). VTI, VEA, and VWO come to mind. Companies that derive income from foreign markets (even US-based companies) act as an indirect USD hedge (and will deliver better long-term performance than an FX fund). I'm concerned about the USD as well, but it's definitely not going to collapse overnight. If value of USD is eroded due to inflation, then equities is your friend. If value of USD is challenged by other foreign currencies, then the result may be very good for export-driven companies in the US. If you're not sure & want to simultaneously contain your risk while also getting a reasonable return, then a diversified portfolio that you buy/hold is the best option. NB: consider also tax-efficient holdings, for any securities held in a taxable account.
It’s comparable. Since 4/7 (bottom of the tariff shock), VTI lags VEA by about 2%. Over the last month VTI leads by 1%. Honestly, it makes little sense to compare right now; it changes base on your reference date. Over a five year horizon VTI used to dominate; we’ll see if the trend changes as we accumulate months and years
Do you object to all emerging markets or just those controlled by 1 moron? If the former, buy VEA. If the latter, buy VXUS.
Honestly, for someone in their early 20s with a long time horizon, this is a pretty solid mix — well-diversified and definitely leaning into growth while still hedging a bit. You’ve got U.S. broad market (VTI), tech (QQQ), international (VEA/VWO), and a sprinkle of thematic plays like clean energy (QCLN), biotech (IBB), and even a dash of crypto. Love the ambition. If anything, you could maybe simplify a bit — QQQ overlaps a lot with VTI already, and QCLN/IBB can be spicy, so just make sure you’re okay with the ride if things get choppy. Also, 5% in bonds (plus VGSH) is totally fine, but might not move the needle much at your age unless you're really set on some stability.
For low-risk European exposure, consider IEUR or VEA ETFs. For extra safety, short-term Euro bond funds work well too.
I am not a financial advisor, and this is not official advice, do everything at your own risk. For sure you should pay off your truck, the market is a bit volatile at the moment and I'd rather just get rid of that debt than try and arbitrage your way into some minor profit by delaying payments. Just pay it off so you are actually debt-free, unless it's some absurdly low interest rate. As for the rest, something like half toward your mortgage and half the market sounds like a good plan. It depends on your age, but since you have a large safety fund you can be somewhat aggressive in the market, but I would absolutely not go for a large BTC holding. As much as the crypto crowd would tell you different, you are not using that money to invest, you are using it to speculate. You are gambling on sentiment. That's actually a good gamble, better than sports betting and so on, but it isn't investing. A decent portfolio could look something like: 40% VOO - This tracks the S&P 500, and is a very popular ETF. 20% BND - This is an ETF for the bond market and is ultra secure. 10% BTC - This is obviously the aggressive part of your portfolio, but I think 10% isn't too crazy. 20% VEA - This is an ETF that invests globally in developed countries apart from the USA. This helps you avoid being too exposed to the US economy if it doesn't do as well. 5% GOOG - Stock in Alphabet seems quite under-priced and could have good upside. 5% NVDA - This gives you some AI upside. Obviously you need to figure out your risk tolerance and so on, but I think this is reasonable, but do more research because you have quite a lot of capital to invest and it's important to be comfortable with your money.
Your 37 as long as you have a 3-6 month emergency fund take a second look at a low cost s&p fund like VOO maybe add VEA and VWO inside a Roth IRA. As long as you have over a 10 year time horizon that really is the best bet. Possible good long term example for $500 VOO-300 VEA-100 VWO-50 VB-25 Bitcoin ETF-25
We looked at the classic Vanguard target date fund for starters, as far as international diversification away from US. VXUS looked fine but has developing markets, we're worried about these impacts hurting the lesser countries and wanted only developed so we went with VEA. For fixed income, BNDX is hedged, not so good with a dropping US dollar, so we went with unhedged WIP instead (foreign government bonds, developed countries, with inflation protection), and IBND for some international corporate bonds from highly rated companies. That's what we settled on. Hope it wasn't a mistake but staying in US treasuries sure didn't look good when we did this a while back.
Yes, but also consider international stocks to diversify, like either VXUS(all international) or VEA(Developed markets).
A little over $500k. I'm an outlier though. $160k is a good start. I'd say diversify a bit more from just VOO though. Hold on to what you have to avoid capital gains, but you might want some international stocks like VXUS (or VEA if you want to avoid emerging markets like China)
Usually, US-listed international stocks ETFs are non hedged and bonds ETFs are hedged. The most popular ones like VXUS, VEU, VEA, etc. are non hedged.
VWO – Vanguard FTSE Emerging Markets ETF SPMO – Invesco S&P 500 Momentum ETF VEA – Vanguard FTSE Developed Markets ETF SPHQ – Invesco S&P 500 Quality ETF IVV – iShares Core S&P 500 ETF SCHG – Schwab U.S. Large-Cap Growth ETF BND – Vanguard Total Bond Market ETF VB – Vanguard Small-Cap ETF Is this a good portfolio for my Roth IRA ? I’m 21 , I just made it on robinhood and this is what they gave me , but chatgbt said I should consolidate all the ones that are similar / track large cap SMP ? So what do you guys think
It’s pretty obvious if you have VEA
There where a ton of options in 2010. You had VEA, VGK and VWO for example. Also what's the point of "filtrred through a US basis" when talking about the US? ADRs move the same one as the underlyng asset.
International will moon. If you aren’t a regard put all your money in VXUS/VEA
I would sell in January, which I did, and move to 40% international (VEA or VXUS), 30% bonds/cash, 30% S&P 500, or in the case of one of my portfolios, Invesco S&P 500 Quality ETF (SPHQ). If I held a high-conviction individual stock, which I do, then I would use covered strangles throughout the bear market to get as much premium as I can and potentially accumulate more on that position to help amplify the recovery. Once the 50-day EMA crosses above the 200-day for the sectors that tend to recover the fastest (e.g. tech, small-cap indexes), I would plow my 30% back into the market using TQQQ and then into IGM once I feel like getting off that ride… Then I just hold my 60% domestic / 40% international, 100% equities portfolio until the next time we decide to economically self-harm. That’s my plan, we’ll see how it goes. It’s working great so far. Good luck!
What do you hold? I'm mostly in bonds or bond ETFs at this point, and moving some capital from US equities to foreign stocks and ETFs like VEA. You're comment sounds way too panicky and that's never a good sign in investing
Thanks you so much for your help. Definey VXUS is better than VEA. But also i feel like putting 10% bonds and 10% GOLD is too much at my age no ?
Another vote for #2 but I'll actually say 50% VTI 20% VEA. I'd consider SHLD over ITA - SHLD is global and a bit more of a growth tilt vs the US-focused ITA. Be careful with commodity ETFs. DBC is structured as a partnership, which you don't want.
VEA, BRKA, VCSH, BNDX and cash
Tips etf (SCHP) 30% High quality corp bond etf (LQD) 20% A small amount of total us market etf (VTI) 10% European market etf (VWO) 20% Emerging market etf (VEA) 10% Bitcoin etf (IBIT) 10% Possibly reallocate to specific sectors like consumer staples, semis, etc if they begin to look attractive. As we start to bottom, begin positioning back into the us market.
Do that. As you build a nice base, later on down the line, years even, you could start diverting 10% of your weekly contributions to options but in 20, 40, 60 years you'll be glad you bought a broad based etf and chilled. If I were you I would split between spy, and something international like VXUS for total international, VEA for developed international, or VWO for emerging markets.