VGT
Vanguard Information Technology Index Fund ETF Shares
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Best way to start investing? App or managed account?
What are your thoughts on this Roth IRA portfolio breakdown?
What to allocate to a traditional IRA vs. keep in taxable account?
Seeking Feedback on my Long-Term Investment Portfolio - ETFs Dominant
First time maxing out Roth contribution. Give me a super basic, set it and forget it, distribution
Three Small Caps to Consider for Outsized Returns $ICS $NEVI $PMED
Am I missing something? What is the benefit of international diversification when ETFs like VXUS significantly underperform ETFs like VOO? Diversification just for the sake of diversification?
Three Small Caps to Consider for Outsized Returns $ICS $NEVI $PMED
Help in allocating funds into these ETFs from Vanguard
Can someone critique my portfolio early on going forward?
Comparison is the thief of joy but how am I doing?
28yo, Is selling all my VGT and buying VT timing the market/performance chasing?
Which Portfolio Mix? Will big tech continue being King?
Use "Trailing Stop Orders" to protect portfolio during a crash
Is it wild to throw all your money into AAPL and MSFT?
I wonder if Crowdfunding Real Estate investment pays better than ETFs like SCHD, OMPL, QQQ and other
[M25] International Student in the US - How to prepare to move assets overseas
Is there an international ex-US ETF that tracks technology similar to how VGT tracks in US?
Which one of the following ETFs are identical and redundant?
Is it better to invest in multiple ETFs or stick to 1?
How best to reinvest cash from dividends earned in my Traditional and Roth IRA
i primarily buy ETF but would like to add stocks to my portfolio
[QQQ vs VGT ] 30K to invest in rollover roth - confused about dividends being taxed ?
Why do people hold QQQ instead of other tech ETFs as a core holding?
Why do people hold QQQ instead of other tech ETFs as a core holding?
I am putting $1000 a month into this portfolio is it good?
On the whole, is there much argument for the market being anything but pre-COVID levels minus inflation?
Most stocks popular here are priced they were a year ago. If you were willing to buy then, why not now?
I feel like conventional wisdom is wrong, and that it’s better to buy shares of companies you believe in than sector etfs.
I feel like conventional wisdom is wrong- it’s better to buy stocks of companies you believe in than it is to go with industry indexes.
Most of my stock picks fit into VGT, but buying an ETF feels so lame. Does anyone else have any struggles with this?
Should I move an old employer's 401k into a rollover IRA? What are the implications of doing so?
Is it silly to hold both QQQ and FTEC (or VGT) at the same time?
Currently investing in high growth stocks in my Roth IRA. Is this a bad idea?
Hoping to do better this year than last... Review portfolio
Mentions
The overlap between VOO and QQQM is real but if you’re aiming for a tech tilt it’s an option to go with (maybe think about replacing QQQ with VGT which is a dedicated tech ETF). I ran your tickers through here https://www.insightfol.io/en/portfolios/report/4a4290e855/ see if that’s the tech exposure you were looking for
QQQM isn't 100% growth or tech (it's only 60% tech). If you want pure growth then buy a growth ETF (VUG, SCHG). If you want pure tech then buy a tech ETF (VGT, XLK). If I were selecting an ETF to buy one of the requirements would NOT be, "all stocks in this ETF must be traded on the NASDAQ exchange."
VT and chill as opposed to VOO, VTI, or VGT and chill is, if nothing else, wild.
Would this apply to the Vanguard funds? (VGT, VOO)?
I’m not worried about this because my Roth and 401k are on autopilot for weekly contributions. I’m running an experiment right now for the past 6 months with 72% in a bunch of mutual funds/index like SCHD, SCHG, SGOV, SHLD, and VGT. The rest is in stocks. Basically confirmed tossing money into index funds is good for controlling downturns without incurring greater than 8% losses on a single position.
But not better than VGT which is a closer tech heavy ETF as is TMFC
QQQM will self cleanse unlike VGT. VGT depends on 3 stocks performance only. Both are great options. I would rather SPYM.
Exactly this. If one bought the index at the peak prior to the dot.com bust, they would be in profit today. If they had bought Cisco, Microsoft and GE only, Cisco and GE would have only just broken even last year. Pets.com would be absolute loss. If one only does the index, they never learn to invest and will never have under or over performance. I personally hold both an ETF portfolio and a stock portfolio. Even my ETFs aren't market index funds, buying sector and factor funds. If the recent SaaS sell off is a result of actual SaaS impact by AI for example, there are stocks that are more likely to survive and thrive better (e.g. MSFT, GOOG, AMZN) than potentially others (e.g. Adobe, Salesforce, Duolingo). Buying individual stocks let you express that optionality, buying a broad market index does nor, or even VGT in this instance, does not express it cleanly.
Exactly. Full port NVDA is chilling Or VGT
I usually keep 25% of it in the company stock, 25% in ETFs(VGT, VO, etc). The remaining I invest in physical real estate, currently making $50k per year on my 3 units(5 doors in total). Hopefully I can triple or quadruple this real estate flow for retirement.
If you want Ai stocks you need to buy Semiconductors . They perform better than QQQ, AND VGT. My estimate is Semis will be hot 30 yrs as Tech was the top stock 1990 to 2020.
Based on your allocations, the overlap is minimal with the one causing most of the overlap is VGT with VOO. Maybe something more simple like this would make sense: VOO: 50% VXUS: 25% AVUV: 15% GLTR: 10% **Weighted Average Overlap** **4.2%** # Overlap Heatmap ||VOO|VXUS|VGT|AVUV|GLTR|IBIT| |:-|:-|:-|:-|:-|:-|:-| |VOO||0.3%|34.5%|0.0%|0.0%|0.0%| |VXUS|0.3%||0.1%|0.1%|0.0%|0.0%| |VGT|34.5%|0.1%||1.2%|0.0%|0.0%| |AVUV|0.0%|0.1%|1.2%||0.0%|0.0%| |GLTR|0.0%|0.0%|0.0%|0.0%||0.0%| |IBIT|0.0%|0.0%|0.0%|0.0%|0.0%||
definitely too much overlapp with VOO and VGT
tbh this is way overcomplicated for 23. VGT overlaps with half your p
Your 52.5% VOO base is a solid foundation for that 10 to 15 year house fund goal. Since you have a mix of tech and crypto with VGT and IBIT, you might want to keep an eye on how those sectors react to new stock filings. I have been using an AI research platform called trylattice to cross-reference my own portfolio for personalized [insights ](https://www.trylattice.io/app/prism/chat/cmm9z984l00le083ugzv3sufx)on things like GLTR and AVUV. It is pretty awesome for generating interactive charts to see if your current allocations actually meet your growth needs.
Ditch the metals and VGT. Simplify. Make sure to add automatically. The more complicated, the less likely you will progress (increase the auto investment amount). At your age, you’ll do great!
VOO and VGT have pretty much the same top holdings. The biggest criticism of VOO is it's over concentrated into info tech already. I would divest your VGT holdings and split the proceeds between your other holdings. I like having small cap exposure but AVUV is pretty expensive. I would look at IJR as an alternative, 0.25% VS 0.06% expense ratio. I'm not a huge bitcoin believer but the weight is low so who knows. Over all 7.8/10
Why VGT better? They are crazy overweight in NVDA
VYMI smokes VXUS. VGT smokes QQQ. Add GLD.
I put our kids investments into more aggressive ETFs like VGT, SCHG, and SMH
Before the new year it was easy: VGT/GLD/VYMI (36/36/24%). Since the new year: VGT/HDV/EEM/GLD/VYMI (24/8/4/36/24%)
Safest, yes but the safety isn’t free. The bank is taking your money and making a killing by investing it and giving you 3.5% back. Simulate 10Y gains in a HYSA vs just the S&P500 and see how much they’re robbing you. What would I do? Well you own half a mil in stocks, which stocks? Is just leaving it alone an option? If I had $500k to invest? I would personally max out my tax leveraged account contributions (ROTH) take the left over and start a private investing portfolio and probably do an 80% 20% split between VOO and VGT (I already hold this).
Two reasons: 1. I'm too lazy to research individual stocks and am pretty confident my returns would be worse if I tried. 2. I work at a bank and all investment transactions excluding index funds have to be pre-approved by our investment department and held for a period of 30-days minimum before selling. So if I fucked up something and wanted to sell, I'd have to wait a month. I used to add VGT in there as well to cover the tech industry but haven't funded that for a while now, not sure how it's doing these days.
Sorry Guys. Bought 150$ of VTI and 100$ of VGT. Market will end lower now.
Seems like this has already happened. P&G has gone up 15-20% in past few months. Same with SCHD which includes a big consumer basket. In the same time, VGT and tech stocks have sunk. Not sure how much gas is in the tank for the trend to continue
More VOO, VTI, VT, VXUS, QQQM, VGT, SMH. What’s your risk appetite? At a younger age, QQQM or SMH is more interesting.
Spread it out. VOO the most obvious. But balance it out with some VTI and VXUS (international market) if you want less "risky" AI VGT is one. Also, dividends are nice from some of those. Since you're beginning and are going to trim down your portfolio look for dividends as well. Chevron, Coca Cola, Walmart...etc. Reinvest those dividends automatically and boom. Set buy limits. General rule I follow is I slash 15% off the current price and set a limit to buy. I purchase to hold long term. Doing this I have 2x or 3x'd on some of the big boys. Don't put all you eggs in one sector. Also, inverse some of your portfolio, as well. Read the book "The Intelligent Investor" it will save you a lot of this bullshit. INDEX FUNDS, but those are not "fun"
Option 1 is easier and more diversified. You're an adult, decide what you want to do. Or can do Option 1 but add 5% QQQ or VGT.
Backtest VGT, GLD, VYMI (36,36,24%).
It’s a good time actually with all this choppiness - make some nice sized high risk bets on individual stocks, and put the rest into a etf or two that capture some of the discounts recently. I’ve been waiting for a good dip in VGT. Unfortunately data center etf’s like SMH are just insane right now. Also - gold, silver, and precious metals. Handful of stocks on here mentioned worth allocating 1/5 of the funds to
I personally would put everything in a technology index fund like VGT. Most of my portfolio is. It's slightly high risk but also high returns. Vanguard fees are low too. Worth with an accountant to make sure you are covered on taxes though.
Passive income is for later in life, when you want your capital to work for you to throw off cash monthly to live off of (at best 5-6% a year), any money you receive in cash will then be taxed by IRS so 3-4% a year left over. When young, you should try to grow your capital tax free, so I'd put it all in VOO/VGT 50/50 inside of a tax sheltered account like a 401K or if your job doesn't offer on ethen put it inside of a ROTH IRA account at any bank or brokerage, then buy VOO = sp500 and VGT or QQQM which are tech and growth centered ETFs, This way that 4500k (awesome job at 18!), will grow 15-18% a year on average and you leave it there until you need the money, hopefully at 65+ you are doing great , congrats
Do not buy BTC, it will head to zero, they are out of buyers. Most indexes will perform equal long term so if u buy one that is down u will win. I own 6 : BRKB(works like a fund they own 130 companies) , FZIPX-0 FEE Small cap, MDY -mid cap, Fnilx -0 fee Large cap. QQQ Or VGT -tech or nasdaq, Semiconductors -an Ai play- SMH. I do not rebalance to avoid taxes, so I could really own 1 of these only ,If I did rebalance, I would buy FZROX a zero fee total market fund.
Hell I bought VGT back in the day specifically because it didn't have any TSLA
US Large Cap Index - 51.8% NVDA - 13.9% Home Equity - 11.6% Int'l Developed Mkts Index - 9.4% VGT Tech Index - 5.4% AMZN - 2.7% CD & Money Mkt - 0.9% Pension - 0.8% MSFT - 0.7% Brokerage Cash - 0.6% GOOG - 0.5% COST - 0.5% PANW - 0.4% Checking - 0.2% AVGO - 0.2% SNDK - 0.1% High Yield Savings - 0.1%
I think you have been reading too much news from fear mongering dipshits. For someone in their 20s I’d be VOO and something growthier like qqq VUG VGT GRNY etc and a wee bit of international
My 2018 investments in VGT have nearly 4x’d. It’s been crazy growth. I was consolidating old 401ks while I was unemployed, and VGT came up in google searches as one of the best mutual funds. I didn’t go 100% but it was by far the best bet I ever made. I’m concerned that the current valuation is based on AI hype. I’m in a tech adjacent field and when our upper management talks about AI, it sounds to me like the emperor has no clothes. I’m typically a slow adopter of technology though. The average person does not have a positive view about AI. AI used a little bit in pornography and gaming, the two tech early adopters, but not overwhelmingly so. Actors and devs still have jobs. AI facing a hype downturn in 2026 and a lot of investor enthusiasm is likely to pop. If I get out of VGT to avoid this, I’m not sure where else to go. Maybe a total index.
Look into SOXQ or SOXX, not VGT or FTEC because many of them have junk software stocks. I have 25% in SOXX and it has gained 17.77% this year. VGT and FTEC are in the negative so far this year.
I like adding VGT. Tech is where all the innovation and growth has been for the past 20 years. Don't see that changing in the next 20-30 years.
My port is: \~30% VOO \~25% AVUV \~20% VGT \~20% AVDV \~5% AVEE
My take on some of your picks: - the world is heading towards more technology, a good way to get in on this is targeted etfs like VGT (technology) and SMH (semiconductors to power tech and AI) - bonds at 26 years old is a big no - crypto runs on the greater fool theory, too volatile, and holds no intrinsic value - if you're fine with overlap, are you fine with cosolidating that overlap into 1-2 etfs to keep things simple. There's no reason to complicate things
because some companies are good long term investments? i’m up over 100% with WMT and COST and will probably never sell them. I do hold a large amount of VTI, IDVO and VGT as well.
Why not $SOXX? $SCHG $VGT??? VOO basically just keeps up with inflation
That sounds like an excellent technique, assuming the gap happens frequently enough, as it accentuates the move, and the broader market (either VTV or VTI) are likely to recover eventually after any downturn, which might not happen to a single company, no matter how big. I think that this is my new plan. I briefly thought of something similar to avoid wash sale triggers a few months ago, designed to generate some losses. Now I feel that after the initial concentrated stock move, I should watch for short term downturns from the initial buy, and move lots between VTV and VTI and/or VOO and VGT. I dont want to get too deep into timing things, but this seems pretty safe, and almost like not moving as these positions are largely the same (except for the value option), but not **Substantially Identical**. Do you think that this is crazy?
If you want to bet on tech, I’d suggest VGT (a small portion of your portfolio). Personally qqq’s inclusion criteria is stupid to me, and it’s only outperformed SPY because of the tech giants it incorporates. If you think that will continue going forward, why not do a pure play tech tilt that has more tech companies and less direct overlap with your core position?
Buying $300 VGT VXUS ASTS RKLB every week
15.7% is my average on a Vanguard account opened in 2015. It’s slightly more than VOO, mostly with VGT. And VOO is at 14.7% on the 1Y. And the anectdote being compared way up above in this thread was option plays!
Combination of VOO and VGT has averaged 15% per year since 2015. It’s been over or at 70% VOO that whole time. VOO is currently at 14.7% on 1Y.
No it’s not unless you push to horizon to something extremely long. VGT is up 23% in the past 10 years. https://investor.vanguard.com/investment-products/etfs/profile/vgt. Clearly then it doesn’t make sense to say WHAT AN EARTH RETURNS 15%. Many index funds do. Just because they don’t average that over 50 years doesn’t mean it makes sense to act like it’s some crazy thing. You’re a bad investor if that sounds crazy to you.
Start with a foundation of broad market ETFs. VGT is at a good price right now.
Better go with ETF, VGT is a good choice. Among megacap stocks I prefer google and meta
Does someone who invests in VOO VGT, etc ever try to sell high and reinvest again when it dips? Or I guess I’m not understanding how you see the money grow unless it’s always 8-10% growth? I finally split with my financial advisor last year and since then been going on my own mainly just etf’s. But the fucking roller coaster that liberation day was and now this software dump, is this normal? Otherwise how could you really see growth if you are continuously taking 1 step forward and then 1 back to where you started. Maybe I just need to follow the yearly charts better and stop looking at my portfolio 3 times a week just to hope to see green…..
I know VGT doesn’t have Google or Amazon.
Buy VGT or SCHG which have all of them.
Tech is down 12%. Check VGT
I'm hedging my losses with buying puts. IBIT puts are printing and VGT puts have been printing this week. Almost bought spy puts today maybe shoulda. It's literally my first time ever buying puts for downside protection.
A lot of that money came from broad ETF'S I DCA in. I have been DCA'ing into VGT for 8 months and now I'm only up about 2%.
I mean, this is a great buying opportunity. If you have extra money, invest it into something safe like VGT, dummies.
It's not just direct shareholders. QQQ, IGV, and VGT and many other ETFs have exposure to MSTR because Nasdaq, S&P Global, and MSCI have major regards in their index group.
> what we call "tech" now, may not be tech in the long run You're basically saying whatever survives and succeeds would be the "tech" of the future. Which is not exactly a groundbreaking insight. That is how it's always been. > But if I were to invest in tech etfs, I don't think I need to be worried I think these tech etfs should continuously beat the broader market. That is simply not true. As you implied, it requires the ETF to track whatever the new "tech" is faithfully. Like even today VGT does not include AMZN, META, GOOGL, and TSLA. So if they skyrocket and others lab, VGT can lag SP500 even when tech wins.
Starting at 30 with $40k saved is a solid position. VOO already gives broad exposure, so adding VGT might be a bit redundant. I curious how others here balance diversification vs concentration in tech,
Selling off NVDA and VGT shares in my Roth IRA to full port into something. Wondering if I should do SNDK
If you want to be aggressive without being too reckless, i suggest that you go 70-80% QQQM or SCHG and 30-20% SMH or VGT. Since you're just starting up and have "a few dollars", use a broker that allows fractional shares. Also, it is better to add small increments consistently than waiting for the best time for a perfect entry.
All you need is VOO, VGT & VXUS
Invest in everything, diversify. VT, VTI/ VXUS. Add some momentum or a specific sector you have faith in QQQM FTEC VGT SOXX SOXQ or maybe you want small caps. If you want precious metals and or Bitcoin make it 10-12%
Buy 10k of VGT when it's low and sell when it's high, then do it again. That's like $600 per month. I have no freaking clue how all of you are doing so poorly.
For me, risk management. But everyone is different. I try to keep a balance—value, growth, large, mid, small. I’m not one of those that just has QQQ, VUG, VGT etc. When there’s a big downturn, those will be first up against the wall. I’m also not 30 lol. I feel like there’s a little asset protection in my method. Thursday, I took some profit on metals. Friday, I bought a little more.
You didn’t lose it. You gambled it away. Consider yourself lucky that you only lost $1,000 or so. If you make the same avoidable mistake when you’re older, that’s 100% on you. Learn and grow. Don’t get out of the market, though. Just stop gambling. Buy SPY or VGT index funds and sit on it.
VGT better than QQQ. Also ARKX is a good speculative one
Hi im 23 and want to start investing. I have $10,000 in saving and wanna start by investing $1,000 to “dip my toes in” this past week i’ve been researching about how to invest and the stock market. I’ve decided that I am ONLY investing in ETF’s and not individual stocks since i’m still new and inexperienced. Im looking for long term growth. Should I use fidelity or robin hood? I made a list of ETF’s I’m interested and I need help deciding which to start with and how much to divide my $1,000 between them. The ETF’s are VOO VTI VT VXUS QQQM SCHD VGT So far i have 2 portfolio plans. Plan 1 VOO QQQM SCHD Plan 2 VTI VXUS VGT
Hi im 23 and want to start investing. I have $10,000 in saving and wanna start by investing $1,000 to “dip my toes in” this past week i’ve been researching about how to invest and the stock market. I’ve decided that I am ONLY investing in ETF’s and not individual stocks since i’m still new and inexperienced. Im looking for long term growth. Should I use fidelity or robin hood? I made a list of ETF’s I’m interested and I need help deciding which to start with and how much to divide my $1,000 between them. The ETF’s are VOO VTI VT VXUS QQQM SCHD VGT So far i have 2 portfolio plans. Plan 1 VOO QQQM SCHD Plan 2 VTI VXUS VGT
VOO and VGT, yeah but all the commodities and mining ETFs got slammed.
look up $VGT (vanguard technology index)
Reddit keeps only focusing on Gold and Silver as if it's unique to prec metals only. It's not. YTD: Silver +60% Palladium +27% Platinum +26% Gold +24% (miners: gdx +30%, gdxj +33%) Copper Miners (COPP) +20% Uranium miners (URNM) +38% Rare Earths/Strategic Metals miners (REMX) +27% Lithium miners (LITP) +20% Energy (XLE +9%, OIH +16%) Nickel miners (NIKL) +24% Vs. Mag7 +1.8% (VGT +2.5%) SPY: +1.8% QQQ +3.2%
YTD: Silver +60% Palladium +27% Platinum +26% Gold +24% (gdx +30%, gdxj +33%) Copper Miners (COPP) +20% Uranium miners (URNM) +38% Rare Earths/Strategic Metals miners (REMX) +27% Lithium miners (LITP) +20% Vs. Mag7 +1.8% (VGT +2.5%) QQQ +3% SPY: +1.8%
Best port is VGT, GLD, VYMI, EEM at 36/36/24/4.
Best port is VGT, GLD, VYMI, EEM at 36/36/24/4.
Thanks. If you do not mind, I. am making scenarios, best/worst cases and all in between, to see how rolling strangle would play out. For ETF, lets say VGT. I think VGT may be good, since moves are not too big, enough time to adjust and roll. Could you check my thinking, and explain how would you handle it, numbers are round for easier math VGT current price 750 1. 45DTE 2. Sell 650p and 850c 3. as soon as profit hits 50% or so, close it... (1-3 weeks probably) 4. At what point do you roll untested side, any general rule, for VGT I would do it after 7% total move since start, initial distance up/down is 100, so 50 move to keep it symmetrical? 5. When do you roll both to prevent OTM, any general rule by how much, do you keep constant distance of lets say 50 (half of initial gap), or to keep 100, initial distance always 6. Also these distances from current price, do not need to be symmetrical, depending on the current market, usually more trend towards up? 7. I thought iron condors are safe and less looking over needed, but profit may be too little, better to roll sicne I have time to watch it. Maybe I am to detailed, the best would be to start small so I can test this.
I was an early believer in the Sell America trade, so it felt less risky than staying in VGT & VUG. I wasn't all-in. It was 20% or so of my portfolio, now about 30% without buying more. I do plan on keeping it.
>Can we truly expect the United States to continue going up, in terms of stocks? Yes, for the foreseeable future. The US has 2 main benefits: 1. The ludicrously high concentration of strong innovative companies, the wealth to invest in them, and the workforce concentration to make continuous operation viable. 2. It has the strongest stock market in the world. That doesn't mean that it has the best economy in the world (though also it sort of does, for now). It means that it's incredibly easy and relatively low-risk to profit off of + the government will literally do almost anything to save it. \#2 is arguably even more important than one because there are tons of "better" upside opportunities globally for investing imo. But actually being able to profit from them is very difficult. The EU for instance does not have an environment that is very conducive towards building something like the next Google or Nvidia (decentralized economy, lack of investors/VCs, language barriers, more lax work ethic, legal systems that generally benefit individuals at business' expense, low tech salaries, etc). China on the other hand has the opposite problem, it does #1 *better* than the US imo. The issue is actually investing in that. Given that Chinese stocks are basically proxy holdings (made-up IOUs with no real legal protections for foreign buyers), many people have been burned before on Chinese stocks. Then you also have smaller emerging markets/developing economies, which are a very high risk bet that may pay off decades beyond when you need your money to grow. Places like the middle east, Africa, South America, etc. All that being said though, ignoring the fact that the US is still 65% of the global market by market cap, international is still worth holding - or at least it is historically speaking. You're doing fine and you're basically doing the classic bogglehead strategy = can't lose if you own the whole market. At your age you could probably afford to take some risk with more aggressive ETFs though assuming that you plan to be at least semi-active. I wouldn't be afraid to throw a bit into something like VGT, QQQ, or SMH for a while just to capitalize on US tech for the time being.
Bruh maybe just hold 50% VOO 50% VGT and *just chill*.
Thanks for your outlook, I appreciate it! I allocate $450 AUD / week to diversified ETFs (although rather aggressive). I put 40% into VGT (US index), 40% VTI (US growth tech) and 20% VXUS (international). I’m not sure how great I feel about my allocations but they’re present! Furthermore I allocate $250 AUD / week into my swing trading account. Here I chase (supposed to be in bull markets lol) short-term, highly volatile / high ADR%, momentum or breakout swing trades. So far I have seen awesome returns! I like to believe my risk management here is stable.
Thanks for your outlook, I appreciate it! I allocate $450 AUD / week to diversified ETFs (although rather aggressive). I put 40% into VGT (US index), 40% VTI (US growth tech) and 20% VXUS (international). I’m not sure how great I feel about my allocations but they’re present! Furthermore I allocate $250 AUD / week into my swing trading account. Here I chase (supposed to be in bull markets lol) short-term, highly volatile / high ADR%, momentum or breakout swing trades. So far I have seen awesome returns! I like to believe my risk management here is stable.
> I want a diversified, growth-oriented portfolio that provides a nice amount of dividends to reinvest. Why dividends? The only thing that you should be focusing on for this account, at your age, is total return. Dividends are meaningless. > 1 VHT - I wanted healthcare exposure You already have healthcare as a sector within VOO. > 1 VGT - Read that this paired well with QQQM [...] 1 XAR & 1 XLE - With the Trump/Venezuela/Oil situation, I wanted to be ahead You already have all of these as part of VOO. Franky, you could just be 100% VT. *For about the next decade, the amount of money you can save and contribute consistently is going to make way more difference than farting around on these under/over-weight sector choices.*
Set up a daily auto buy for the next 6 months to a year so you get the average price. Go for VOO and VGT as your main stake, then take 20% for speculative ETFs. I would recommend space and robotics based ETFs for the next couple years.
ETFs held over a period of time tend to out perform this type of trading. VGT, IWF, etc. You can also do very conservative covered calls without much risk. Or mastering a Bull Put Spread and Bear Call Spread which when done correctly tend to yield 65% win rate.
Go to one of the various charting tools, enter VOO, then find the Compare or Comparison button and add the rest of your investments, then go to the time range and do a custom time range and set the date to the start of your account. Look at the chart and figure out which investments aren’t performing. Then think about what you want to do. At your age, I would kiss and do 60% VOO and 40% VUG, VGT or something growth oriented and DCA every month
I’d still probably stick with ETFs in whatever sectors you and they are interested in. I’ve had VGT for tech in the past, but its performance this past year really slowed down. Currently I own SMH (semiconductor ETF), SHLD (global defense ETF), and SPMO (a momentum stock that rebalances every 6 months to invest in companies that have had a positive trajectory the prior six months. This latest rebalance has not been good however). The vast majority of my portfolio is in boring broad US and international ETFs though. I would avoid picking individual stocks for someone else’s portfolio.
I'd been thinking of buying more VGT so today could be the day I do that.
Momentum based ETF is not a smart way to invest. There’s no guarantee it will keep up. VOO is more diversified. If you want a tech or growth focused fund just buy FTEC or VGT. Either are better
Those stocks which you mentioned are tagged as communications thus XLC is what you are looking for, so you can go for FTEC+XLC or VGT+ XLC.
Not necessarily risky — but be mindful of overlap and concentration. VGT is pure tech (heavy Apple/Microsoft, no Google/Meta/Amazon), while QQQM includes those because of broader index rules. Adding Google/Meta/Amazon individually can make sense if you size them intentionally. The real risk isn’t owning those stocks — it’s overweighting large-cap growth without realizing it. VGT as a core + small individual positions for conviction names is reasonable. Just don’t let “expansion” turn into duplication.