VGT

Fangore

It depends on the kind of person you are. I think I'm more adverse to risk than most people. I'd consider keeping 0.25 (because you made a decent chunk from it) then throwing the rest into VOO. Or I would keep 0.10 BTC, throw some in some heavy growth like VGT and QQQ, and the rest in VOO. Just depends on how much risk you're willing to tolerate. The smartest move is probably to sell it all and throw it in VOO.

GamingTaylor

I had the same thought with VGT at the start of this year… Put $50/m into it since march and have made $131 of profit… 🤷 anytime is a good time to buy

EvolvingDior

I don't want to outperform the market. I want to reduce volatility while matching the market. But my port is simple: 36% VGT, 36% GLD, 24% VYMI, and 4% crypto. It's up 33% YTD. Check it out (portfolio 3): [https://www.portfoliovisualizer.com/backtest-portfolio?s=y&sl=2ctpqtfrMpiWXsGOSJNfar](https://www.portfoliovisualizer.com/backtest-portfolio?s=y&sl=2ctpqtfrMpiWXsGOSJNfar)

TheRealArmament

I’m up 27% YTD vs 26% VGT why do I even bother stock picking for

taplar

Also what are you on about? VGT growth including dividends since the ATH in '07 has grown 95%.

chatrep

This is for my aggressive growth portfolio that I hope to keep for 5-10 years and also good stocks to wheel. RDDT ASTS NBIS CRSP HOOD TSM SMR My 401k is S&P index fund SPLG My main brokerage will move to VGT I mention this to highlight not everything is in these aggressive growth stocks.

learn2die101

Stop gambling and just buy VOO and/or VGT. You're not a stock picker, you tried. Based on your post history, I assume you're still young, you can make it back and still have a world of success... But you need to get into the mindset of set it and forget it.

brown-ale

**Time in the market, beats timing the market** Without knowing your living expenses, put most of the money you're willing to invest into a fund like VOO/VTI. Consider a smaller percentage of that into something like VGT or SCHG. Put the rest of your savings into a HYSA. Sticking with ETFs is smart. Avoid single stocks if you're not up for the risk. Look up JL Collins, his philosophy on building wealth is incredibly simple. https://www.youtube.com/shorts/NMvOzJcWtW8 At 18 your upside is having the gift of time.

cofonseca

This is basically what I did in my early 20s. Bought VGT/VTI, kept buying more whenever I could, and now in my 30s things are looking very good. OP, this is basically the answer. Pick one or two growth ETFs to invest in, and leave the money there no matter what. In 10 years, you’ll be glad you did.

P0tek

Buy VOO and VGT forget your password and come back in 10 years = profit!

MoNastri

You're making me wonder how active (personal) portfolio mgmt is gonna beat just VGT and chill (at least for tech). I guess the comments here are all saying MSFT + GOOG + AMZN and chill

TheRealArmament

If you had simply full ported VGT since May you’d be up 30%

JoJoPizzaG

 VOO and go enjoy life.  If you want a more volatility, QQQ.  If QQQ is not enough, try VGT. 

redditissocoolyoyo

Buy VGT and chill

Machine8851

QQQM. Riskier than VOO but not as risky as VGT

Majestic-Judgment-92

Alright guys I spent it all. This is what I did. VOO - 35% QQQM - 20% VGT - 10% SMH - 10% VXUS - 10% O - 5% EPD - 5% Play money - 5%

OkChange9119

Usually yes but not always. High dividend yields erode NAV. Some companies can both have decent yields and growth like Walmart or Abbvie but look at AMD and Meta and Google...they all prioritize share price increase over dividend payouts. Obviously don't invest in hot mess penny stocks but at your age, I think you can take higher risk bets than just VOO. Maybe VGT/FTEC if you think the AI boom will continue.

OhNoNotAFinrand

Too many ETF's to be a boglehead, not enough risk to be accepted by apes or WSB degens. Most of my port is in VTI. Then I have a mixture of themed ETF's like: VGT SMH SHLD SPMO % wise right now VGT and SMH are far outperforming my VTI but that's because of Nvidia. Something something past performance something future results.

redditissocoolyoyo

I will VGT and continue chilling. If you want a piece of the action on all the top tech stocks, this is the way to go.

ViperStrike2025

FDKIX YTD 25.48% - 0.51% expense VGT YTD 28.01 - 0.09% expense No one can match US Tech at the moment. Why scrape the bottom of the barrel when the big fish is on the top?

MagJack

guys I'm gonna buy a single share of VTI and VGT in my long port. load up on puts

sudharsansai

Will VGT hit 800 this week?

tonufan

QQQM for lower expense ratio. I also like VONG, SPMO, VGT, etc, for good performing ETFs with tech exposure.

Top_Ad_5339

I'm retiring sometime between tomorrow and 10 years from now, so I recently sold half my VTI and all of my VGT and some individual positions. Investing in high yield dividend stocks (REITs, BDCs, MLPs) and ETFs so that my income isn't interrupted no matter what the market does. If the market does take a good dump, I'll start buying VTI and QQQM, and just keep buying until the dust settles.

OkCelebration6408

Because beating it short term is not that hard, also even you picked something like VGT you already beat the market. Market is vti or sp500.

GMVexst

No, not all of us are s&p 500 and chill. Half my 403b is in VGT, 20% in QQQ, 20% is in crypto, and 10% is in NUKZ,

Machine8851

International stocks did very well the first quarter of this year but the last 6 months, domestic stocks have performed better especially tech etfs, SMH, FTEC, VGT.

PidgeySlayer268

I hate dealing with renters and rent house and just started doing the exact same thing. QQQ and VGT brings in even more than SPY. Dutch the money pit rent house and start selling the covered calls.

DistributionBroad173

Worrying about missing out is not how you invest. You do your due diligence and buy it if you like it. Your thinking is like regretting not being born in 1960 so you could have bought all the stocks when they were a $1. That accomplishes nothing. You yourself said you think it will keep growing. You have made your decision. In 2023, I was telling people on reddit to buy VGT even though it was always an all time high. It reminded me of the dot com boom of the 1990s, which was around a five year bull run. 2023, was year 2. VGT and SMH are a lot alike. Although, SMH is a vertical market, whereas VGT is not a vertical market. Now, we have semiconductors, AI, and Quantum. The Quantum boom might have added another five years to the tech stock boom. I agree with your assessment, the market is going to keep growing.

gtfoh11201

VGT

amg-rx7

The AI stocks are an obvious choice but the easy button is a selection of good ETFs that fit with your goals and risk tolerance. VUG VGT for growth. VOO for a good foundational ETF on which to anchor your portfolio. Various other good ETFs out there that you can research

TooSwoleToControl

Explain your thesis for putting your entire savings into medical company with one product that hasn't turned a profit yet. You must have good reasoning for it. If your thesis was accurate, the dilution and warrants announced which caused the drop shouldn't cook you forever  Let's hear why you put your entire life savings into "Picard Medical" instead of Google, VOO, VGT, QQQ, NVDA, AMZN, etc

nadhari12

I am holding a lot of VGT

grammarsalad

1. I think it greatly depends. Living with your parents with few expenses? Maybe 1-3 months. Are you the only breadwinner in a family of 5? Maybe 1 year at least.  2. I put about 10% of my investments in XHLF for this exact reason in my brokerage. If you do put some aside to 'buy the dip', I suggest you have it in _something_ gaining you interest in the interim. On the other have, nothing wrong with dollar cost averaging into investments you feel confident in.  3. Depends. I have a traditional IRA, a Roth, and a brokerage each with different goals. My Roth is just GLDM, AMZN, and VGT, about equal shares of each. I should add VOO, and probably SCHD, but I don't have much in there ATM. The goal here is just growth with some preservation. My IRA is mostly dividend assets I believe in, including SCHD, though with some growth and preservation in there as well (even a bit of TQQQ for some spice). This will likely be my main source of income in retirement, and I'm really just focused on that. My brokerage is mixed, with individual stocks I believe in (e.g. AEM, AMAT) and high income yielding ETFs that I might lean on in hard economic times (e.g. QQQI).  But, this is just me. It's _essential_ you think about what you want out of these products before deciding how to invest.  4. I basically listen to Buffett and instigate stocks he has confidence in to see if they will work for me.  5. Real Estate if you have the money and patience to deal with tenants.

growerdan

If you’re open to a little more risk maybe try putting 10% of that money into VGT. Right now’s risky with this so called AI bubble but damn VGT has given me some great returns.

helpwithsong2024

Thing ripped for a while, but I personally hate the company. The most aggressive I'd go is VGT.

USAFinTalk360

SCHD + VGT combo already covers a lot. Maybe just watch the overlap with SPMO, u r doing great for 25.

therealjerseytom

Why SCHD in your Roth? > I believe being lower growth / risk is smarter in my taxable account Why so? What's the financial goal of your taxable account. And how is being 100% equities "lower risk"? Just by virtue of not having the VGT position?

medved76

VGT

annoyed_meows

IBIT, SMH, VGT. Ripper!!!

cornoholio1

When the bubble pops when u graduate just buy 10k of VGT or VOO or google or whatever.

EvolvingDior

VGT & GLD (50/50). Yes, at the ATH.

dismendie

Get a mix of etf in the growth sector I honestly like VGT SCHG and SMH and I had them at different times

MrAkimoto

Have you bothered to look at VOO's stock portfolio? You are taking advantage of AI. If you want more exposure buy VGT.

cdude

I "started" investing after I graduated and my first job offered a 401k, that was around 2006, you know what happened back then. Unfortunately at that time I didn't know anything and only did the bare minimum contribution. In hindsight I should have maxed it. Eventually years later I learned about FIRE and I took my savings to the max, e.g. doing mega-backdoor contributions when the plan allowed for it. Since then I've gone through many crashes, but i've always believed in holding index funds and it's worked out quite well. I managed to retire a few years ago, right around 2022, and again, you know what happened. It was a scary time to even consider early retirement, but I took all the money I had from my job and again trusted in index investing and dumped it all into VTI/VGT. That position has done very well. I've been through ups and down so I don't really panic when the market is down. Sure it stings and is depressing, but i don't panic and sell.

Responsible_Ad_7995

I love that I’m getting downvoted. AMZN is now down 1% on the year. VOO is up 12% and VGT (tech) is up almost 20%. I’m a long time holder but the performance of Amazon has been nothing short of abysmal.

liqlslip

Agreed - if this supposed bubble were to pop, the bogleheads who've been holding VT since before covid (let's say) will ultimately have made less money than those who've held pure growth (let's say VGT and SMH), in the event tech drops ~40% and VT drops ~15-20% or whatever. Combined with the correlative nature of the global market, the tech growth over the past few years has (and I believe will continue to) exceed the value from an overly diluted portfolio that will also drop precipitously, but just not as much. Maybe I'm naive, but for this reason I think mitigating downside risk is less valuable than most people realize than remaining exposed to outsized upside potential. Especially if you're fortunate to need less than 2% annual withdrawals in retirement and have a stomach for volatility.

EvolvingDior

RGTI is part of VGT and other large ETFs.

sudharsansai

If possible, buy on multiple indexes like VGT or QQQ. But if not, go with a tech stocks ETF. Btw, I have a similar strat with my cash holdings too. I'd ideally jump in on VGT when a crash happens.

medved76

Just do VOO/VGT

737northfield

Dude if I just bought VGT/QQQ when I was 20 10 years ago I'd be sitting pretty. I tried to time in/out of stocks for years. Had some big wins (meta, crowdstrike, broadcom), but I also sat on a lot of cash waiting for the right time to buy certain stocks that would have made me a lot more money in an index fund. Throw 80% into index funds and play with the remainder if you want to pick/choose stocks.

dvdmovie1

Speculative, unprofitable names a la 2022 after 2020/21. SOUN, OKLO, etc. There's so many things that lost 40-50% quickly earlier this year (PLTR lost about 40% in 2 months, VST lost just shy of 50% in about 3 mo.) This sub went from scolding people if they weren't bullish late last year to scolding people if they were talking about buying a share of anything at the April bottom and we're almost all the way back to scolding people if they're not bullish. The market post covid has turned into escalator up (certain sectors go up seemingly every day; there's little concern for valuation aside from "price-to-narrative", so where as stocks would previously 5 steps forward, 2 steps back they just turn into a FOMO fest pile-on.) Eventually a lot of people get complacent/110% risk-on and all the sudden you get the elevator down (price-to-earnings suddenly matters again, everyone 110% risk-on can't dial-up so they de-risk.) Also, for all the talk about AI, people not talking about things like Gold Miners (GDX up 123% YTD), Copper Miners (COPX +66% YTD) and critical minerals in general (SETM +75% ytd.) While the AI trade goes on, there's a real assets trade clearly at work that has done better than the Mag 7 (MAGS +20% ytd) and tech (VGT +23% YTD.) Lastly, the fact that Cathie is actually having a good year with ARKK up 65% should be concerning, as is the fact that that fund is up 65% YTD and is still negative over the last 5 years.

vanibanz

Spread your money: NBIS, GLXY, CLS or just get an ETF like SPMO/VGT

PickleRickleTV

Invest in VOO or VGT and leave it alone. Put at least 90% of your portfolio into those funds. Play with the rest if you need to.

PickleRickleTV

Put 90% of your money into VOO or VGT. Then split the other 10% into *shares* of a smattering of these stocks. You’ll be less inclined to paper hand or to close out early, because each position is only like 1% of your port. Less exciting but better long term.

SoulStripHer

I sold 90% of it when it dropped 20% recently and bought VGT. In hindsight that put me in a higher tax bracket for that year which caused other problems. And of course it's gone up another 80% since I sold.

EvolvingDior

Diversification is the key to prosperity. 36% VGT, 36% GLD, 24% VYMI.

richardcraniumKC

First post here so hopefully the info I’m giving works. 29 American $85K salary Minor student loan debt ($3,500) I have a Roth 401k through work and a Roth IRA I setup through Vanguard. I cant help but wonder if I’m losing some gains by keeping some money in target retirement date accounts. Would it be wise to transfer those retirement date investments into S&P index funds? I also have $11k in a HYSA and $4k in a brokerage account through Vanguard that is mostly in VOO. Open to any investment advice at all as I try to figure things out. In my Roth 401k I have a total of $24k total $23k in a 2060 retirement date index fund $1k in the S&P 500 index The target date fund is up 19.29% this year while the S&P is up 12.79% In my Roth I have $16K $10K in 2065 retirement date mutual fund $750 in VGT $4,700 in VOO $200 in VXUS

737northfield

Slightly under VGT YoY. Again, what is this obession with YTD? It's an almost meaningless metric. Hell, it's a truely meaningless metric for like half of the year, and only mildly informative after that.

Plightz

AVDV is 35% ish ytd right now. Shitting on even the beloved VGT. It's really funny the excuses happening for US undefperformance. US dollar is weakening (they didn't mention this was the US dollar was strengthening), and other bogus excuses.

theoutsideinternist

My argument would be that MSFT and AAPL were already well established in 2015 and you easily could have predicted their ongoing success. Tech isn't going to disappear. Companies like WMT and HD even beat SPY, in 2015 most solid portfolios could be expected to include those. I have been investing for 15 years and while that isn't much compared to some of you here, I have dozens of watch lists I've created over the years and going back to some of my older ones you will find things like CAT, AMD, HD, AVGO, KO. Of course you don't beat the market long term by avoiding momentum stocks altogether, those outliers inflate growth for the entire index and if you're not invested then you're SOL on that. But you will likely not lose if you invest in solid companies and update every year or so or rebalance as you add $. My primary argument is to say these ETF's holdings are public knowledge so you can easily copy their core strategies, but you are more likely to leave money on the table over the long term because of their over-diversification. I have a list of Buffett's investments that I've watched since 2009 and certainly if you held the majority of those companies from 2009 still today you would not be beating the market, so I understand what you're saying in regard to hindsight, but I did specifically mention having to rearrange and update your portfolio periodically to account for new and changing consumer habits. It certainly isn't "set it and forget it" -- but who actively on this sub does that, really? The majority who I see are actively investing, and putting money into VGT is just as easy as putting it in to AVGO or MSFT. So not investing directly might be related to discomfort with investing, but also based on what I've seen on a lot of subs, and what I believed before I looked into it for myself, it might also be based on misinformation regarding the actual value proposition of an ETF.

Laureles2

My portfolio is several million at this point, with most in Vanguard ETFs like VGT, VOO (SP500), VYM, VIG, and VFH. The individual stocks are generally purchased when they pull back for some extra juice. For example both GOOD and AAPL had a big pullback and I bought. I also bought UNH when it was around 275-280 (down almost 55%!!) for a while. Will see how they work out.

redditissocoolyoyo

Here you go man. What you need to do is buy $2,000 worth of investments each month into VOO and VGT. Split it 70% and 30%. That'll get you right about 1 million in 18 to 19 years. Retirement age for you. Also yes it's a good idea to buy life insurance if you have a family especially. Buy a 30-year term the cheapest one you can get and make sure the policy is enough to take care of All your liabilities come including the mortgage at the least. But that's really it it's as simple as that. Of course buying the 2000 bucks worth of investments in your tax advantage first, and the rest in a brokerage acct.

Hypebeastzx

VGT.

x2manypips

If it’s years, it’s going to be ETFs for me. QQQ, VTI, QTUM, SMH, NLR, GLD, VGT

redditissocoolyoyo

Why not just VGT and chill then.

areonautic_ace

Similar situation for me as well. I'm just tried penny stocks for the first time and ATCH was my first one that I invested about $500 into and instantly got burned. Was up almost $800 with all other investments in my Roth IRA account which is mostly safe ETF'S like VOO, VGT, VUG etc. Now I've have diamond 💎 hands and hold cause getting out in a loss just seems depressing.

BeneficialQuality899

I like your current portfolio but I’d change QQQM to FTEC or VGT

joersso

For your reference: if you contribute 7000 to Roth IRA each year to VGT and VOO, you will retire after 30 years with $3M. You do the calculation if your lotto is worth it :)

tokin_and_quotin

Nothing wrong with FSKAX at all, it's a great core position in your portfolio. If you wanted to put your foot on the gas a bit more you might consider allocating a chunk like 20% to higher growth stocks like QQQM (same as QQQ but lower expense ratio), SCHG, or VGT.

Enough_Fact1857

If tech focused, then it's QQQM or VGT. Otherwise simply VTI/VOO/VT

DistributionBroad173

VGT Owns 316 stocks. NVDA is 17% plus of the fund because of its price appreciation. Owns 116,000,000 shares of NVDA at 184 = $21,344,000,000 I own VGT, MSFT, GOOG, GOOGL, META

xiongchiamiov

Conventional but also nonsensical. Why only nasdaq? Why no financials? As another commenter has pointed out, if you're trying to target tech companies you'd do better with a fund like VGT that actually targets tech companies.

Willing-Promotion685

VGT

ryfle_

Brother, it feels great now. It will not feel great when it's gone. We've all been here. It doesn't end well. Just invest your winnings in VOO/VGT for the love of god. Or keep gambling and prove me wrong, idk.

i30swimmer

You don't even have to be courageous. Just invest consistently, when the market is up and when it is down. Invest in your tax advantaged accounts first and when you have extra money, invest in a brokerage account. You are young and should have VOO, and if you want extra growth exposure, VGT.

BeneficialQuality899

I’d go VOO, FTEC or VGT (I think they’re better than SMH), VYM

bigchecks90

VGT>

EWUghost

You don’t have to invest wholly on VOO as well, you can choose a couple of other good ETFs that are equally as promising like SMH or VGT

Warvio

VOO is nice but VGT at your age is also a nice option

medved76

VOO, VGT. Wait 20 years.

redditissocoolyoyo

Yes those are all junk stocks bro. Honestly you should just invest in voo or VGT. If you want to do some individual stocks go with AVGO.

Internal_Buddy7982

You want tech/ ai? Then buy VGT- Low fees. Since you're into FIRE, are you okay delaying your retirement a few years of the market turns away from tech? The higher the risk, the higher the reward, but also the higher the losses. Can't have one without the other.

Leather_Rent_1282

GEN Z personal ETF CRWV UNH LULU PWR CRWD LLY TSM VGT ALL TO THE MOON LFG. I'm balls deep 100k loan 10% interest for a year but fuck it all of this is gonna double🚀🌕

Leather_Rent_1282

GEN Z personal ETF CRWV UNH LULU PWR CRWD LLY TSM VGT ALL TO THE MOON LFG. I'm balls deep 100k loan 10% interest for a year but fuck it all of this is gonna double 🚀🌕

fairwaysandfinance

Dividends over pure growth? Buy VGT and just let it run.

strolls

You should always compare investments on a risk-adjusted basis. VOO, VGT and VTI all carry risk. Whereas treasuries don't and your debt to the brokerage is also effectively risk-free too (because the brokerage can just margin call you and sell all your stocks). Why is the brokerage lending you money in the first place? If you borrow $10,000 or $50,000 on margin from your brokerage, then the brokerage literally has that money that they can spend or invest themselves. Why isn't the brokerage simply investing in VOO, VGT or VTI themselves, instead of lending you the money? If the outcome was so sure, then surely they'd be doing that? Why would the brokerage take a measly 6% in interest from you if they can get 10% or more from investing in VOO, VGT or VTI? They're lending you the money because it leaves you on the hook for the risk. Most people are very bad not only at assessing investment risk, but also at understanding their own risk appetite. These things go to the core of investing - if it was easy then we'd all be millionaires. Between fall 2007 and spring 2009 stockmarkets worldwide lost 50% of their valuation, and took years to recover - that's the risk you take when investing in the stockmarket. How would you feel if that happened to you? Also: * The S&P 500 can underperform the rest of the world for [years at a time](https://i.imgur.com/XUDuKrt.png) and in the past it has sometimes generated nothing, in inflation-adjusted returns, [over terms in excess of 20 years.](https://i.imgur.com/r673OcF.png) * VTI is the base case for equities. It is the market average. I could make an argument, based on the [Code of Hammurabi](https://en.wikipedia.org/wiki/Code_of_Hammurabi), that the distinction between the asset classes of *stocks* and *bonds* has been existent for over 3500 years. America as a nation? My high school is older than America. If you want to invest in stocks then either pick individual stocks and admit that you're cleverer than everyone else and you know how to beat the market (almost no-one succeeds at this), or buy a tracker of the world index and you're guaranteed to get the market average.

strolls

You should always compare investments on a risk-adjusted basis. VOO, VGT and VTI all carry risk. Whereas treasuries don't and your debt to the brokerage is also effectively risk-free too (because the brokerage can just margin call you and sell all your stocks). If the brokerage could make more money by investing in VOO, VGT or VTI then they'd be doing it themselves instead of lending you the money. They're lending you the money because it leaves you on the hook for the risk. Between fall 2007 and spring 2009 stockmarkets worldwide lost 50% of their valuation, and took years to recover - that's the risk you take when investing in the stockmarket. How would you feel if that happened to you? Also: * The S&P 500 can underperform the rest of the world for [years at a time](https://i.imgur.com/XUDuKrt.png) and in the past it has sometimes generated nothing, in inflation-adjusted returns, [over terms in excess of 20 years.](https://i.imgur.com/r673OcF.png) * VTI is the base case for equities. It is the market average. I could make an argument, based on the [Code of Hammurabi](https://en.wikipedia.org/wiki/Code_of_Hammurabi), that the distinction between the asset classes of *stocks* and *bonds* has been existent for over 3500 years. America as a nation? My high school is older than America. If you want to invest in stocks then either pick individual stocks and admit that you're cleverer than everyone else and you know how to beat the market (almost no-one succeeds at this), or buy a tracker of the world index and you're guaranteed to get the market average.

Complex-Sundae-2955

Not guaranteed year to year. But long term, an average 10% return on VOO, VGT, or even VTI seems historically likely (but of course not guaranteed).

LevelUp84

VGT is up 8.5%, am I on my way to 102#% in 12 months?

wemetroids

VGT for long term AI coverage

Valuable_Ad_3100

VGT - Vanguard Technology Fund. It’s one of the few ETFs that has beaten VOO for all time periods that can be checked. And everyone’s favorite here - RDDT. Making tons of money since going public within a year. Users are increasing rapidly & they are being engaged. Lots of AI potential from subreddits & most searches lead to Reddit. It’s currently valued at 50 billion, which is fraction of the multi-Trillion companies with similar models (talking META & GOOG). Higher end price target is $300, with stock currently trading around $262. Estimates have increased a couple of times this year &.Will probably increase again after latest earnings are released in a few weeks.

Justabearinasuit

Bro just don’t. Buy shares in ETFs like VOO or VGT and just forget about it. Get your money up through your salary and invest as much as possible

737northfield

VGT and chill brother.

matt2621

That's an apples to oranges comparison. VGT is a tech ETF. It's 98% technology. VOO and VXF are sector diversified.

apocbane

Well if you only look at the last 5 years, shoulda bought VGT

RadiantRecord1413

I sold mine in August and regretted it, but also re-balanced in other tickers that actually have grown in the last 30 days whereas NVDA seems to be flat-lining. However, my approach reflects my trading strategy. (I actually have 2 accounts, one for long and one for short holds) You need to find the approach that fits yours. I only recently got into semi-conductors, so I can do it as a short trade. Meanwhile my friend has been in since $6/share, and does not spend all his days trading, so he's letting it sit. The AI and chip race are not over, they might just be cooling off. If you want to remain in the tech space by way of ETF to help reduce risk, Vanguard makes a good one under ticket $VGT. It's tech-focused and greatly out-performed $VOO on a 5-year scale, for comparison.

MoneyElbow

I am also holding some cash. Instead of investing $x per month I am planning on investing only 20% while holding 80% for the impending crash. Like you said, I hate buying at ATHs. Knowing that in 2 weeks our government is going to say something that will tank the markets and be a great time to invest then. When I do invest it’ll be AAPL MSFT VGT VUG. no risky stocks beyond cannabis, but even that I’m done with for now.

SuccessfulChance5859

Just go all in VGT, it’s clear we are only going more into tech and history has shown tech has the largest gains the last 20 years…I changed my voo to vgt

BeneficialQuality899

You could go 50/50 VOO and FTEC or VGT.