VGT
Vanguard Information Technology Index Fund ETF Shares
Mentions (24Hr)
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Best way to start investing? App or managed account?
What are your thoughts on this Roth IRA portfolio breakdown?
What to allocate to a traditional IRA vs. keep in taxable account?
Seeking Feedback on my Long-Term Investment Portfolio - ETFs Dominant
First time maxing out Roth contribution. Give me a super basic, set it and forget it, distribution
Three Small Caps to Consider for Outsized Returns $ICS $NEVI $PMED
Am I missing something? What is the benefit of international diversification when ETFs like VXUS significantly underperform ETFs like VOO? Diversification just for the sake of diversification?
Three Small Caps to Consider for Outsized Returns $ICS $NEVI $PMED
Help in allocating funds into these ETFs from Vanguard
Can someone critique my portfolio early on going forward?
Comparison is the thief of joy but how am I doing?
28yo, Is selling all my VGT and buying VT timing the market/performance chasing?
Which Portfolio Mix? Will big tech continue being King?
Use "Trailing Stop Orders" to protect portfolio during a crash
Is it wild to throw all your money into AAPL and MSFT?
I wonder if Crowdfunding Real Estate investment pays better than ETFs like SCHD, OMPL, QQQ and other
[M25] International Student in the US - How to prepare to move assets overseas
Is there an international ex-US ETF that tracks technology similar to how VGT tracks in US?
Which one of the following ETFs are identical and redundant?
Is it better to invest in multiple ETFs or stick to 1?
How best to reinvest cash from dividends earned in my Traditional and Roth IRA
i primarily buy ETF but would like to add stocks to my portfolio
[QQQ vs VGT ] 30K to invest in rollover roth - confused about dividends being taxed ?
Why do people hold QQQ instead of other tech ETFs as a core holding?
Why do people hold QQQ instead of other tech ETFs as a core holding?
I am putting $1000 a month into this portfolio is it good?
On the whole, is there much argument for the market being anything but pre-COVID levels minus inflation?
Most stocks popular here are priced they were a year ago. If you were willing to buy then, why not now?
I feel like conventional wisdom is wrong, and that it’s better to buy shares of companies you believe in than sector etfs.
I feel like conventional wisdom is wrong- it’s better to buy stocks of companies you believe in than it is to go with industry indexes.
Most of my stock picks fit into VGT, but buying an ETF feels so lame. Does anyone else have any struggles with this?
Should I move an old employer's 401k into a rollover IRA? What are the implications of doing so?
Is it silly to hold both QQQ and FTEC (or VGT) at the same time?
Currently investing in high growth stocks in my Roth IRA. Is this a bad idea?
Hoping to do better this year than last... Review portfolio
Mentions
You’re right. Also IITU and VGT are almost the same. I’d go with IITU over QQQ since it’s more targeted and better meets your investment objectives!
VGT - it’s vanguards technology etf VT - it’s vanguards world index etf
The S&P 500 and Nasdaq 100 are not specifically technology ETF although they have a heavy concentration in the tech sector. For a market cap weighted technology ETF I will recommend VGT from Vanguard.
Thanks. Makes sense. That’s basically my mindset. I don’t ever intend on investing in anything but stocks. Currently I’m in 70/30 VOO/VGT in my and my wife’s Roth’s and sitting on around 13% cash. I’ve still got a number of years left before retirement but I believe my pension works out to about 60% payout of the average of my last five years of pay which if I retired today would give me around $5700 so your example was pretty close
VOO for my taxable account, VFIAX for my 401(k) and HSA because VOO isn't available. If I had more to contribute, I'd do VGT and VTI. SCHD is also good but I'm prioritizing growth right now.
I’ve been sitting on a shit load of cash (for me) waiting on a large correction. I know… it may never come. I’ve been sprinkling money into VOO/VGT every now and then but still maintaining a lot of cash. I’ve got a pension and my wife also has a 401k in addition to the cash I’m sitting on in my Roth’s for her and I so it’s not the end of the world if I just let it accumulate at 4% but it’d be nice to get a big 25% dip so I can throw it in
Yea I'm thinking if I'm going highest % VTI I'm not going VTO. Now that you've mentioned It I HAVE heard a lot of recommendations, and people using QQQ , I'm just not as familiar with it yet. Is VGT tech related too? I know semiconductors are a big thing now but where that goes idk. I was also looking at Vanguard to use first, since it's nearly half a million to invest feel better with a big name. But fidelity is winning me over a bit. Having VTI makes sense vanguard but still up in the air , leaning fidelity ATM. Why did you choose vanguard btw?
A broad sector ETF, like technology or real estate, may be the way to go if you're looking for a higher risk/reward option. QQQ & QQQM are popular ones for technology, but I personally use VGT since I'm at Vanguard. I would not go with an S&P fund like VOO as recommended above, since it has about 80% overlap with one of the ETFs you already have, VTI.
I’d keep the NVDA if you have it. Although VGT has good amount in its mix.
Sell it all and buy VGT and VUG.
While Etrade has been a thing. I did NOT hear 20 year olds talk about trading til robinhood and videostore craze. Thatsa also when I started trading at 34 after the 2020 crash. Roths made 50% 24K to 36K( We maxed 2019 and 2020 on wife and mine by April ) and my robinhood grew over 100-200%% gains ( CZR PENN MGM NCLH and Carnival Cruise ) I was hooked. Lost money on the videp one at the top and converted all my RH gains to VTI and later sold my tech stocks and bought VGT Im pure VTI VGT and SGOV now. but not stopping til I retire at 58
Sell it and invest in VOO, VTI, VUG, or VGT. Ulty looks like a steaming pile of shit
This is what I would do: (1) Open a Fidelity brokerage account (Free) and transfer my investable cash there (2) Choose either SPAXX or FZFXX as the option in my cash management account. This will provide > 3.9% interest on the cash (free money at current interest rates) while I wait to decide where to invest (3) Wait for any major market pull backs and only buy low expense ratio ETFs such as VOO and VGT when they drop > 5% from their all time highs. I would also buy in batches and keep at least half in cash for major market drop > 10% which will happen within 2 years (it usually does) and buy more then Any interest gains will be taxed. Taxes on stocks/ETF gains and losses only apply when you sell the stock/ETF. If you buy VOO and VGT, it is better to hold on to them for a long time. At the end of the year, Fidelity will issue the tax statement.
That's exactly what I do. I still have a small portion of my portfolio in VGT, VOO, and a small cap for a little more risk/gain and to see what part of the market is moving. VTI and VXUS are my biggest holdings. My international exposure is around 25% or so.
What you’re doing right is being to learn. For not just buy a low cost s&p 500 index, QQQM which is the NASDAQ, and a low cost total market index to hedge large cap/blue chip stocks. Some IQM, and VGT. Learn about getting what you can out of any 401k match lean harder towards a Roth 401k is possible. Max out a Roth IRA, and look into an HSA. Fidelity’s HSA is 100% investable. Calling the way build a dividend growth portfolio alongside your growth portfolio. I like DGRO, FDVV, SCHD, and DGRW.
You’re 27… load up in VGT, ARCC and let it run.
I would merge all your ETFs and into one single fund: VGT or QQQ. All your ETFs are highly correlated to these and have not outperformed and will not likely outperform VGT and QQQ.
Invest some time and a LITTLE money into education. Watch out for all the hucksters out there trying to sell you their "System". If you don't want to actively trade, look at Dollar Cost Averaging. We have out 35 YO unmarried son in SPLG/VOO, VGT/XLK and GLD. You could go with VTI, but I am not convinced that International investments will outperform the US ... at least that is my experience since the mid-90s. Of course, the markets could most definitely not perform as well over the next 10 years as they have the last 10. Historically, we have had long stretches (months to years) where the markets were declining, but employing a Dollar Cost Averaging approach would have worked well IF you had enough time to regularly add money to a Broad based ETF and did not try to Time your investments. If inflation hits hard (as the high debt levels lead me to believe), then owning assets that appreciate like stocks, real estate, etc are the way to go. Best of luck in your journey. Do NOT give up. All successful traders and investors have had their failures and mistakes. You are not alone.
If you want to diversify into multiple ETFs, then I would still spread them out over time. This way you can get an average price, and won’t suffer from unlucky market timing. Example: Every Monday, buy VOO. $345 Every Wednesday, buy VGT. $340 I’m currently to doing this with Fidelity. Pretty easy to set up.
That VOOG/VGT/VONG mix is real nice in a bull, but when things turn? That thing could nosedive hard and fast—it’s like being all gas, no seatbelt. and if that crash lines up close to retirment? you're not just losing numbers on a screen, you’re losing options, breathing room, actual years of freedom. being mid-50s and only hving seen the market when it’s smilng at you, that’s a scary setup. have you thought about what you’d actually do if your portflio dropped 30% and stayed there for 2 years? like do you have a real plan, or just vibes and hopium right now?
I would throw in a buy over time into VGT every week.
If it is important to you to do that $5 a day plan, then yes, don't use Schwab. >should I put $5 a day into my Schwab account until I can afford a full share, and continue that? I would opt for a plan that is fully automatic, so it continues no matter what is happening in your life. >I opened a Charles Schwab account Was this an IRA? Ref https://www.bogleheads.org/wiki/Prioritizing_investments >For an S&P I want VOO, for a dividend I want SCHD, and for growth I want QQQ. Fyi, although this sort of split is popular, it does not really make sense. Dividends [are not free money](https://www.investopedia.com/terms/d/dividendirrelevance.asp) and thus it doesn't make sense to consider them when investing in a tax-advantaged account. In a taxable account they're actively worse because your growth is subject to taxes, so it pulls down your longterm growth. QQQ selects only non-financial companies that choose to list on the nasdaq instead of the nyse. That has nothing to do with whether a company will do well. Typically folks are attempting to introduce a tech bias, which would be better accomplished via an actual tech fund (eg VGT). However, the way the stock market works you care not only about future prices but current prices, and tech companies are particularly expensive as a class. While I have you here, perhaps you'd consider diversifying outside the US? * https://www.bogleheads.org/forum/viewtopic.php?p=7374858&sid=f36f075d72830ae1e1f6b858ef3735d9#p7374858 * https://www.optimizedportfolio.com/international-stocks/ * https://www.reddit.com/r/Bogleheads/comments/1bgzg6w/vooavuv_and_chill_any_need_for_international (scroll down to the comment with a big list of links) * https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4590406 And maybe consider some bonds? * https://www.whitecoatinvestor.com/in-defense-of-bonds/ * https://www.whitecoatinvestor.com/100-stock-portfolio/ * https://www.kitces.com/blog/stocks-for-the-long-run-siegal-mcquarrie-portfolio-investment-bonds-asset/
I think SPY /VOO and QQQ/VGT will outperform all these international or mixes. I like these better. And fundamentally US is structurally better set up for long term growth than other countries.
I put a bunch of money into VGT late July and it's basically been flat since that time. Kinda disappointing.
Your portfolio is very aggressive, and while the returns since you started have been excellent, when the next bear market eventually comes it will hit you HARD. VOOG was down about 31.5% from Nov ‘21 to Oct ‘22. It took almost 2.5 years in March ‘24 to get back the previous Nov ‘21 high. VGT was similar. When the Great Recession hit, it took the S&P 500 about 5.5 years to get back to its previous all-time high from Nov ‘07. Many investors say they have a high tolerance for risk when the market looks great, then when the going gets tough a lot of them bail. Be honest with yourself: can you really hang on when your portfolio is down 30% - 40% or more from its previous high? If so, then you’ll be looking at that as a buying opportunity and not a disaster. If it would prompt you to sell even some of your portfolio, you’re too aggressive and you need to diversify yesterday.
I think there’s possible two issues at hand here. 1. What should I invest in the long term? 2. How do I get in on it, is now the right time to buy or should I wait? My 2 cents for each: 1. I like growth. That means VOO (similar to SPY) and VGT (similar to QQQ). Long term, they are hard to beat. And they’ll keep compounding. So I would look to get into these. 2. If 250K a significant amount of money for you (it represents more than 5% of your portfolio), then I think it’s probably worthwhile to try to time the buying, otherwise I would just buy it today and forget about it. For timing the buy, I found the following works well for me: A) Start buy over time, say every day for 1 year buy $1K. B) When the market has a drawdown (retrace or recession), buy a lot more, say $50-$100K. C) Continue doing A and B until we you’re fully invested. I found doing this helps you make gains if market keeps going up (reduce FOMO) with opportunity to lock in a good price in the future.
I believe so. I was looking at it in comparison to VTI / VOO market returns over last 1-3 years and then BRK. also that it was lagging most recently by 12%+. Not nearly as much as UPS. Same time, the underperformance made sense to me along with their strong cash position, I rotated from VGT to BRK for now.
> I currently invest in small amounts into VOO but that is the only one I do. VOO is perfect. VOO is up 15% in the last one year. You can explore other ETFs like VGT (technology sector). VGT is up 20% in the last year for comparison. If I were you, I'd invest at least 90% in VOO. You should probably stick to ETFs and stay away from stocks. If you need access to any funds e.g. for a down payment, don't invest that money.
Take the loss and move on. It hasn’t and won’t come back as fast as putting the remaining money in a better investment. VOO, VGT, vug, or whatever stock or etf fits your goals and risk tolerance
Going all in on a gold bar at this stage probably isn’t your best move. Physical gold is more about wealth preservation than growth.. it won’t compound like VOO/VGT, and unlike BTC, it doesn’t offer big upside. Plus, selling your portfolio now means losing tax advantaged growth and liquidity. If you want exposure to gold, consider a small allocation (like 5–10%) via an ETF or even a smaller bar/coin. That way you still get the hedge without sacrificing the long-term growth power of your current investments.
Looking at the holdings in VUG, it's at 61.8%. VGT is basically 100% tech.
Sounds like a great approach. Definitely on the right track. Some suggestions: I’d put more money into your 401k. You are allowed to deposit something around $23k per year into the account. This is pre tax money that decreases your adjusted gross income in the eyes of the IRS. Take some profits on your employer stock. It’s had a huge run. Funnel that cash into your brokerage and invest in something else. VOO , other more growth oriented ETFs like VGT or VUG or whatever else you find interesting and/ or specific stocks
OpenDoor is total speculation. That's ok if you know what you are doing but it doesn't sound like you have that experience so you're asking for trouble. You'd probably be better off jumping onto the Nvdia train for a quick buck. Or understand that building wealth is a marathon not a sprint and put your money to work in growth ETFs like VUG, VGT etc.
More growth oriented than VOO, try VGT and/or VUG or maybe sprinkle in some GRNY or whatever floats your boat.
Just invest in a NASDAQ mutual fund, or big tech mutual like VGT. Stock picking usually leads to losses.
Thoughts on tech exposure in VGT vs VUG?
OP might also want to look into VGT for tech exposure.
If you’re picking long-term tech (NVDA/AMD/ASML/etc.), one way to avoid missing the next pre-IPO winner is to *also* price the odds of those names actually coming public. Prediction markets (Kalshi, Polymarket) often list contracts like “Will \[Company\] IPO by \[date\]?” that trade between 0 and 1. A price of 0.42 implies \~42% odds - buying “Yes” is basically investing in that outcome: if the IPO happens by the deadline your $0.42 settles at $1 (profit \~$0.58 per share before fees); if it doesn’t, it goes to $0. It’s not equity ownership and it’s definitely riskier/shorter-dated, but it’s a clean way to express “don’t miss the Figma-type hype if it actually lists this year” without needing private shares. Practically, you can keep most of your monthly buy into broad tech (QQQM/VGT + your stock picks) and reserve a tiny slice for event odds on pre-IPO names you’re tracking. Just mind venue rules, fees/spreads, and liquidity, and treat it as a speculative sidecar to a boring core.
Don’t buy individual stocks for the long run. Buy an ETF like VGT.
Just buy VGT and forget about it
Use an actual tech fund like VGT or XLK. QQQ is only 60-70% tech, and it’s fully possible for that percentage to fall. They also have lower fees, even if the difference is marginal.
I'm a big fan of VOO and VGT myself, brain dead simple and over the years providing consistent gains when looking at the average.
VGT has served me very well, but it's really pushing the envelope at the moment. SP500 is at all time high. Consider some diversification - VTV, QUAL. Not saying to avoid the AI/Tech but going all in there could be some bubble turbulence coming. You have a long road so don't sweat it if you are contributing along the way. I survived the dot com bubble and the housing collapse and have done well because I continued to contribute equity heavy along the way.
stick to vanguard etfs, VOO and VGT would be your best bet, stay consistent with your contributions, don't stray and you'll be all good!
If you want to live dangerously, just throw all that money into VGT. I mean wtf. Lol
25% s&p 500 like FXAIX, 25% total market INDEX, 12.5% QQQM which is the NASDAQ, 12.5% VGT, 12.5% IQM and 12.5% into dividend growth. I like DGRO. FDVV might be safer with its stake in utilities, which is a growing and in demand sector. You can reinvest the gains to grow your income or skim them off and use them to pay bills. This is a solid plan. If you want safer lean more towards dividends.
25% s&p 500 like FXAIX, 25% total market INDEX, 12.5% QQQM which is the NASDAQ, 12.5% VGT, 12.5% IQM and 12.5% into dividend growth. I like DGRO. FDVV might be safer with its stake in utilities, which is a growing and in demand sector. You can reinvest the gains to grow your income or skim them off and use them to pay bills. This is a solid plan. If you want safer lean more towards dividends.
On the short term, I'd go for lower risk reward. Dividend aristocrats or SPYV, due to relatively high valuations. If there's a correction, switch to higher risk reward ETFs. VGT, SPY, QQQ.
VTI VGT in taxable always. Roth has more diversity
to think i almost dumped all my cash in VGT yesterday
It's a solid company that has been around for awhile. it's investing very aggressively into AI. from a laymen's perspective it looks like one of the more legitimate AI plays available. if you like choosing stocks it looks good. i personally try very hard to stick to tech ETF's like VGT. your chances of "winning" are much better that way.
VGT is definitely a clean way to just buy tech, but it’s a bit different from what I’m aiming at. VGT is overweight AAPL/semis and doesn’t include GOOGL, AMZN, META at all (they’re in Comm Services/Discretionary). My tilt is more toward those PEG-friendly ad/AI compounders. So in a way, my portfolio is like a custom VGT+QQQ blend, but with intentional weighting.
Bro, just dump it all in VGT and call it a day
VTI, VXUS, VGT, AVUV, and EMXC is currently what I have in my Roth. Im trying to be more aggressive there cuz of the tax advantages. I plan to buy and hold everything essentially
Given what you said, I'd suggest coupling VOO with IGM (as opposed to XLK and VGT). IGM is broader tech than XLK and unlike VGT (and XLK) it holds not-technically-tech META, AMZN, NFLX and SHOP. Having some SMH on top of that to be heavier in semis is fine too. XLF is a good choice to be heavier in financials. Also check out EUFN as something to consider holding in the current environment.
This is a little bit of a preference question. If you aren't you could always sell some and park it in VGT or similar. Personally I'm bullish amzn for long term.
Hey all, so I'm 33 living in the US and I wanted to get advice on my current portfolio. I'm relatively new to investing as a whole so I'm learning a lot as I go and want to avoid any obvious pit traps. I basically already have the mindset of any money I put into this whole venture is spent and gone so I'm pretty risk tolerant. I have a 401k from work with 41k in it and slap in 11% of my paycheck there along with a MMA from my bank that is at a 4.5% if I remember right with almost 4k. I currently have these investments in a Fidelity Individual account: * BBVA - 9.581 shares * FSAGX - 3.388 shares * SPMO - 1.205 shares * UTES - 1.748 shares * VGT - 0.2 shares * VOOG - 0.246 shares I'm able to invest about $300 a month which I am thinking of splitting between my investment portfolio, my newly made Roth IRA account and my MMA. I know that my investments in my Roth IRA should lean more aggressive since it's tax-free. Overall I just wanna know if this is a solid strategy or if I'm on a sinking ship and just don't know it yet.
Wow and then dems sweet midterms and win 2028 and your doom and mega gloom shit goes nowhere. Meanwhile my VGT has gone up 1 gazzilion percent. Donald trump could blow up the fed and it doesn't impact Googles ability to print money off every human on planet earth. I swear everyone on this sub is a scared little bitch. Reminds me of covid times when everyone on r/stocks thought it would be the end of the stock market forever.
I have $100k available as an initial investment for a 10 year period (possibly longer) in a personal account. I am looking to be aggressive. I asked Chat GPT, and it said: VUG - 30K VXF - 20K VT - 20K VGT - 10K VTEB - 10K I could also VTI and chill, but I’d be happy to live a bit dangerously. What do you think?
QQQ is meant for trading not investing and has higher fees. Use a vanguard or other tech ETF with low fees like VGT. Fees eat into profits long term.
The thing with indexes is that they ARE diversity. Really diversity manifest. One big list of stocks you buy into. There's not just whole economy or world ones too though, something that may interest you is sector ETFs, ETFs that track a single sector e.g. VGT being a technology sector ETF. There's also equal weighted ETFs where every company has an equal share instead of a share based on valuation, like EQWS which is an equal weight for the Russell 2000 index!
24% VYMI 36% VGT 36% GLD 4% crypto (BTC, ETH, etc) Rebalance when out by 5% or more. Use [https://www.portfoliovisualizer.com/backtest-portfolio](https://www.portfoliovisualizer.com/backtest-portfolio) to backtest.
2/3 port in VOO and VGT, rest in swing trades. Guess which is actually making money?
If you are bullish on tech why not go with a tech etf like VGT? Personally for growth I like SCHG. Lots of mag 7 exposure but peppers in Eli Lilly and some other sector growth stocks to diversify a bit. Single stocks can perform well, but also come with a lot more volatility. If you’re dead set on choosing between Google or Amazon, it’s really a coin flip. In my opinion, Google is better positioned to benefit from AI. However, I do see a lot of competition entering that space in the coming years. Amazon to me is a bit more diversified from their retail side, their media side, huge growth opportunity with cloud computing. If I had to choose between the two, and that was my only choice I would pick Amazon personally. Why risk so much though? Go VGT or SCHG and enjoy the more balanced returns.
KISS… keep x months of “cash” as your emergency fund. Put the rest in VOO, VGT, VUG or whatever other ETFs you prefer + whatever % in Bitcoin you are comfortable with. Expect volatility with the higher risk assets and somewhat optimistic current valuations.
Honestly, this is fairly complicated and you shouldn’t take this advice as absolute. I’d start by holding less tech for example, remove QQQM since SCHG and VOO do similar things, and all three together add only small benefits. For most investors, VOO or VTI + international like VXUS is highly recommended by me and most experts as the two main ETFs to own. After that, the rest of your ETFs are optional and it’s your choice to own more. If you want technology, something broadly diversified in technology like XLK or VGT works well. If you want small-cap value, AVUV or VBR are probably the best. I personally like small-cap value, but if you prefer something else, choose a good ETF for that sector or factor and buy some. However, in most cases, VTI/VOO + VXUS should be your main ETFs in most scenarios at least.
When you buy VOO, you’re buying PLTR. Just a very small amount. .54% of VOO is PLTR stock. In every 2 dollars of VOO there is one cent of value from PLTR. VGT has 1.65% of its value from PLTR. ADPV: 12.4% (but a 1 percent fee) So yeah, go ahead and buy PLTR. It’s your money. Certainly is a hot stock this past year. And seems to be ingraining itself in USA commerce, here to stay. But VOO is as close to a sure thing there is. Buy and hold and it will grow and also insulate you from ridiculous swings. VOO will certainly still see swings, but the diversity of stocks protects you. Having a significant portion of your portfolio on individual stocks is considered very risky. Something like 5-10 percent of your portfolio in individual stocks (cause it’s fun, obviously) is much more in line with best practice.
"buying beaten-down stocks thinking l’d caught the bottom but most just kept falling" This is called fighting a trend. It is almost never a good idea. It is almost always gambling. The logic you see on bogus Youtube financial advisors or on Reddit of "it went up, and that means it'll go down" or "it went down, and that means it'll go up" is faulty. It is not sound investment advice. There should be a better reason to invest in something other than thinking things will flip for the sake of flipping. At the very least, you need to stop doing this strategy. You need to learn lessons from what you've been doing. There is a lot of online bullshit out there, but the best real lessons can come from personal experience. It would've been nice if you learned them before losing 20k, but it is what it is. My personal recommendation is to switch over to Vanguard ETF's that have been performing consistently well over the past decade. My favorite is VGT, but there are plenty of other good ones. Just buy, hold, and keep adding to it. Maybe they go down for a year or two... fine. Just hold. They'll go back up and higher than before. Unlike single stocks that slip down and down, the major Vanguard ETF's are almost certain to go up and up in the long run. And if they end up going down and down in the long-run, well, you won't have to worry anyway about the stock market because that would be the end of the United States economy altogether.
VGT/VYMI/GLD and chill.
I’ve redone my portfolio a bit since then, swapped IJR for AVUV, VIG and VYM -> DIVB/DGRO. Also included some SPMO and SCHG for growth. I like that they’re growth oriented and somewhat more diverse than QQQ/VGT.
I'd do VGT rather than a single stock.
lol. I'm trying to understand the reasoning on why you would pay more for a fund that has less returns than VGT. If you want to cherry pick certain stock, buy them outside the fund!
Why. VGT beats it in every measure.
I actually contemplated a lot between VUG and VGT a couple of years ago. My investment assumption is that the tech sector will outperform all other sectors so considering the risk I decided to go with VGT. It has more holdings to spread the opportunities in emerging tech companies (sometimes counterintuitive as some may fail as well). Additionally based on the past performance (of course not an indication of future performance) VGT outperforms VUG. However I would agree that VUG also provides solid (near VGT) performance with some diversification.
I second this. VGT even has a lower expense ratio than QQQM.
Any specific reasons for VGT over VUG?
You understand I wasn't actually recommending VGT, right?
For whoever believes in Tech being at the center of our lifestyle, invest in VGT > QQQ/QQQM > VOO, in this order based on your risk tolerance. FYI - QQQM has cheaper management fee than QQQ, both Nasdaq 100 ETFs.
I think the primary drawback of VGT is that it misses some of the biggest tech names because of their sector classifications: no GOOGL, no META, no AMZN
$QQQ Is great for short calls in the morning when the politics around tech are good. Overall $VGT is better if you’re specifically looking for ROI on tech. But if you want something with chances of banking more in a short term, you’ll be looking at $QQQ cuz it involves tech and also communications which is a sector that relies on tech, so it grows at a faster pace!
VGT instead of QQQ. VOO is also good for core portfolio. But be aware, you are 100% USA like this. You probably still want some international (VXUS or AVDV).
QQQ has shitty selection criteria. What exchange a company chooses to list on is immaterial, and a frankly stupid way of choosing what companies to invest in. If you want tech, invest in an actual tech fund like VGT or XLK. If you want growth, invest in an actual growth fund like VUG. If you want mega caps, invest in a mega cap fund like MGC.
I'm a fan of buying the US market (VTI). As someone that started investing during the dot com boom, it's already tech heavy enough for my taste. >VOO is at all time high... And QQQ isn't? The same stocks pulling VOO up to its all-time highs are the same stocks pulling QQQ up to its all-time high. Do yourself a favor and check out the holdings of each ETF. It seems like perhaps you haven't done that yet. Also, why would you pick QQQ over VGT? If you're going to chase tech returns, you might as well chase the ETF with higher returns over the past 1/3/5/10 years. Or how about chasing semiconductors with SMH? The ticker is at least fitting.
VGT and chill will outperform 95%+ of individual stockholders over a 10 year period.
I used to hold 100% VIGAX for a significant amount of time in my Roth IRA. At a certain point, I bought some VGT in addition to VIGAX and noticed that was doing significantly better. Then I finally went 100% VITAX when I was able to buy it because the minimum is 100k. However, I started doing single stocks in my Roth IRA and I am 85% VITAX 15% NVDA. If anything, I should have done this sooner and bought much more NVDA.
Bro said HOOD and RDDT are conservative 😭😭😭 and the three other stocks are literally top 10 S&P holdings by weight VIG is ultra conservative VOO is broad and moderate VGT would be quasi-aggressive with tech exposures, QQQ is moderately less risk when it comes to the index. OP doesn’t have to lever up at this time he can just ride it all out in index funds if his time horizon is greater than 5 years for the majority of the drawdown.
Personally I'd do something like VGT with that last 10% instead of SCHD. Even with dividends VOO and VGT will make way more than SCHD.
For me sticking w/ FSELX and VGT help with this scenario. Diversification is the key - Right??? But if Taiwan was invaded TSM would just fall under Chinese rule I'd imagine? Although I'm pretty sure if that happened the market would have a worse day than April 7th all together.
While I do think we are on the cusp of a technology era that will cause all of these to boom, with the exception of perhaps Intel, the reason I included VOO is to avoid being all in on tech. I suppose someone could go 50/50 in VOO and VGT.
In my 401k retirement account, I have almost 50% in VGT equivalent (VITAX) then some VYM/VIG equivalent since i dont know which is better so I have both equally. They should smooth out down turns About 15% in money market fund so i can "buy the dips". I don't have VOO. I think tech will carry the market. But they drop fast too, just look at April 2025. Make sure you can handle the "loss". VGT was down almost 25% in april.
USA inflation is 10% if you take housing in account . Even VGT is better . Good thing I never took advice from Reddit . If you have 50M or more yes VOO is good