Reddit Posts
19-year-old college student looking to invest for the long term. What would you buy in 2026?
21, recently married. Any advice for a new-ish investor like myself?
Build an ETF portfolio that could survive a crash
What do you tell people that are too scared to move out of cash?
A warning on how a stock hobby can progress
I am in digital marketing, and I just went full port into Google.
Retiring at 32! 23 year old saves 50% of income in nyc.
I invested in the market today
Liquidated all positions: Sitting on $1.2M cash for a 2026 macro restart. How would you deploy this for the next decade?
I have currently sold all my stocks and have $1.2 million in cash on hand. I would like to purchase a new batch of stocks to hold for the lo
VOO is $5 billion away from becoming the first ETF to hit $1 trillion
ELI5: Why would an ETF like VOO or SPY outperform the S&P500, if even for a single day?
Never seen VOO down so much more than the sp500, didn’t even know this was possible
Would it be crazy to sell my NVIDIA shares (60) to buy into the DRAM ETF?
Is there any reason to invest in VOO rather than VOOG?
Need some advice on how to diversify and invest with a tight budget
Too much of my portfolio is from RSUs - how would you diversify?
I can't beat the market. I won't ever beat the market. After years I realize that now. It's VOO for me.
In 2023 Robinhood killed the chart that compared your portfolio to any stock you want, and called it "temporary." It's 2026.
If you were to invest $5000 today what would you suggest?
What actually causes swings in stock prices?
AI is disruptive. Individual companies have never been more volatile. What’s the argument to not just buy indexes?
What about VYM? That seems pretty immune to the shenanigans of the tech bros. You can't fake dividends.
I don't want ETFs, I want to invest in stocks.
What’s the best way to start a new portfolio. 24yo
If you’re young, increase risk until you are 100% you’ll hit your goal!
What is the best argument against a large cap Growth ETF?
Roth IRA Allocation at 18 - Part 2: Revised portfolio After Feedback
List of most promising stocks to hold over the coming 6-12 months?
Alright I got roasted before and changed up my portfolio. How does it look now after rebalancing without heavily investing in anything in a while?
I Looked at My Portfolio Today and Saw THE DEVIL HIMSELF in My VOO
I Sold All My VOO for a Concentrated NVDA Bet. Should I Have Just Bought Options Instead?
Why I think Berkshire Hathaway is the best investment right now
No, the spacex ipo is not going to tank your 401k
Advantages of having a CFP (fiduciary) managed portfolio vs. Self directed (all index funds)?
Thoughts on my Portfolio in the late 30s
What do you think of the growth section of my portfolio?
Is it crazy to have 36 postions across my retirements?
The "bull case" for SpaceX: re-running the Tesla dilution playbook?
The "bull case" for SpaceX: re-running the Tesla dilution playbook?
I have mostly VOO portfolio. What would be a strategy to exclude exposure to AI companies?
Aggressive Roth IRA at 18 – What Would You Change?
Hypothetically if you were holding close to infinitely, would VOO or QQQ be the move?
For those investing in S&P 500 ETFs (VOO/SPY/IVV), how have your returns been?
VOO Becomes First ETF to Reach $1 Trillion AUM, also: VOO bounced exactly at 700 a couple of days ago but nobody noticed
Dividend Stocks in Your 20s Worth It or Just Stick With Growth?
Sp500 - 100 years of changes - how significant is the mega ipo changes?
Sp500 - 100 years of changes - how significant is the mega ipo changes?
80k to invest + no debt how would you invest it?
Is anyone actually selling VOO or QQQ over Space X concerns?
$KIDZ - Will this take off?
Mentions
Brother look at my post history. That was probably the lowest i have ever felt in my life and i felt like nothing could bring me happiness. A year later I have diverted my time to doing the things I enjoy while parking money in VOO and beefing up my 401k. Sometimes I come on here and sigh and remember the fun times but then I see posts like this and remember how I never want to feel that way ever again. So I have 2 pieces of advice for you. 1) It seems like this is bad. Guess what? It is! You lost money. That fuckin sucks. But it gets better. If you're anything like me you have a lot of time to make it back and spend/invest it in a more meaningful way. 2) Find something else to curb the itch. Pickup a new hobby or make yourself hangout with friends or go to the bar once a week or get a dog or a cat or learn how to play an instrument or something like that. When I was into trading I would spend every spare second and every spare dollar trying to swing trade or buy $2000 of SPY options just to sell it 30 seconds later. Turns out that's a lot of time and money and I had nothing to show for it. Life is about so much more than trading! So i guess what I'm saying is this shit is really fun but it's not a reliable way to build wealth. Everyone here knows that and assumes that risk. On the other side of your trade is an institution that is made up of a bunch of smart people who are getting paid to separate people like us from our money as efficiently as humanly possible. Don't let it drag you in further than you are willing to go/realize. Best of luck and i promise it gets better.
Consider DFIV as well for international value. It's beaten both VOO and AVDV since inception handily with much lower volatility that either: https://testfol.io/?s=ln1thHgCZmN Plus this doesn't even include the diversification benefits or the foreign tax credits you get.
I'm sorry but a market that lives and dies by a single man's tweets is one I don't feel like wasting energy particpating in. VOO and chill imo
Absolutely insanity to see how down all these regard stocks are in the last month with VOO still at 690. We are all beyond foooooked
Everyone panicking in here makes me casually check muh VOO shares. Another flat day. Sigh
Brokerage: Vanguard Fund: VOO Youtube Channel: The Money Guys
https://preview.redd.it/f9maj0g4xedh1.png?width=2304&format=png&auto=webp&s=433d5f28171ad7aef2646547d9420f2f3380a69d Here's my parameters. Of note: notice the Exclude box above the filters group. I created a watchlist that includes the major index ETFs (SPY, QQQ, IWM, VOO, SPX, TQQQ, SQQQ etc.) to filter out excess noise.
Wow, I need to learn then. I need a master sensei, hahaha. I need the wisdom, not sure how that can be done. I have 53 positions in ACXP, 12 in GOOGL, 3 in PLTR, 1 in SCHW, and 1 in VOO.
My account has been so rock solid ever since I switched to mostly $VOO.
You're never gonna game the system. Just dump your shit in VOO
Fun to watch VOO literally pay for my vacation last week in 5 minutes at open 💅
The problem is, nothing is ever guaranteed. For me I’d avoid putting a bunch of eggs into one stock. It only sets you up for disappointment when they have red days. If they go backrupt for whatever reason, you are screwed. VOO and chill, add VT for exposure to global stocks, buy red days, the bloodier (lower) the better, check back in 30 years, don’t waste your time with individual stocks unless you wanna day trade as your full time job. I started this strategy 3 years ago and i’m up 30%. This is the most braindead strategy in existence that yields consistent returns. Highest return? Nope, but returns nonetheless.
You got like less than 1K in there, be thankful you got to learn for basically no loss. How you know you can just put your money in the VOO and chill
If you’re buying shares on companies you don’t expect to go bankrupt and you’re selling either your position size is too large relative to your livable equity, or you have no tolerance for pain and should just buy SPY/QQQ/VOO. Literally never sell out of a company that you think sticks around for years/decades to come.
As many other mentioned VOO or VTI as a main chunk . I personally have 50% VOO (top 500 companies ) AVUV 16% (small cap tilt ) VO 16% (mid cap tilt) and PAVE 13% infrastructure tilt) more of a sector specific ETF
Lotto winner telling others that if they buy tickets, they can also win the lotto. Most folks are better off buying VOO than 0 DTE
Stop gambling. Move everything to AMD for next few years, then diversify into sensible ETFs like VOO. Done.
IBM makes up about 0.50% of VTI/VOO so apparently I’ve got around 10 shares too. I did the math. I definitely don’t need to increase my IBM concentration beyond what I inadvertently have.
It honestly seems like you’re just throwing pennies at whatever sounds good and hoping one of them turns you into an overnight millionaire. The investment into the Trump crypto project especially makes it seem like you’re jumping into things without really understanding what you’re buying. If you’re new to investing, crypto should be one of the last places you put your money because it’s extremely volatile. Some of the companies you’ve invested in may be solid, but spreading a small amount of money across a bunch of different stocks usually isn’t an effective strategy. Instead, you’d probably be better off putting that money into a low-cost S&P 500 ETF like VOO. It gives you exposure to hundreds of established companies, so you’re automatically diversified. Even if you don’t have enough to buy a full share, you can still buy fractional shares. Dollar for dollar, you’d own a larger stake in all of the companies inside VOO than you currently do by scattering small amounts across a bunch of individual stocks. It’s a much stronger foundation to build on while you’re learning about investing.
Keep buying S&P 500 index via VOO or SWPPX and don't look at it until retirement
First thing I see "trump', man you gotta make better investment than that 😭. Just go VOO and chill for the next decade and more than double your money. Let time do its work.
Lmao, my man you have a $600 account. You’re out here with fucking Trump coin and cum coin and ETFs and single stocks and tiny fractional shares of like 40 tickers. Brother I repeat, you have a $600 account. Just set up weekly buys of VOO and delete the app. Check in on it after 20 years.
Life is so much more beautiful since I swapped my high beta semi microcaps to VOO. Never slept better
Yeah pretty much u can do 60% VOO , 20% QQQ and 20% stocks of ur liking...But not too many maybe 3-5
Thank you for your input brudda! Everyone has been saying things similar to what your saying, and I genuinely just made a market order to sell all my stocks that arent full shares so I can consolidate it into either VOO or more stocks that I actually believe in
If you have a 30 year time horizon, you can be more aggressive than just investing in the S&P, while also being more diversified. Go to portfoliolabs and back test any typical SPX fund (VOO, SPY, FXAIX) vs a large growth/momentum fund like QQQM, SPYG, SCHG, SPMO etc., I think you’d be pretty surprised at the results. Also worth looking at year to date performance of SPX vs other major indices. Russell 2000 is up 20% while SPX is up around 10%. Emerging markets are up almost 23%. In fact, of all the major indices, SPX is only above the Dow for the year. My point is, diversification doesn’t just mean ‘add bonds’, equities are a very diverse asset class. SPX is fine, most long term investors have money in VOO or SPY or whatever (including myself), but you don’t have to limit yourself to it.
No point in buying VOO with $500 buddy, couldn’t even buy a new shirt with that return
I’m going to give a very unpopular opinion here , but with that amount invested (<$1k) there is no point in diversifying. You are honestly better off putting it into one stock that you believe in and has solid fundamentals (I.e. MSFT), deleting the app and coming back in a month. The nerds on here saying “VOO and chill” likely have tens/hundreds of thousands invested, so for them a boring 15% return is very good. 15% of $560 is basically nothing. Now’s the time to take risks, especially when everything is down . Just my 2 cents
This is good advice, but I just want to add that my portfolio was carried on its back by palantir for a long time until palantir eventually hit 200 and never seen that price ever again 😭😭😭😭 it’s still takes up a big chunk of my stock portfolio, but significantly less because I started investing 1$ daily into VOO and increasing my position in take two
So you’re telling me to sell everything at a loss and put it into VOO AND QQQ??? Or to just divert my income into it from now on?
Anyone that thinks they can beat the market is destined to lose their money. Kids these days growing up in a bull market have no clue how to generate wealth and preserve it. People talk about "you're young, take risks!" What they don't tell you is your opportunity cost when you take risks and lose. When you're young you have a huge runway to get compounding returns going through appropriately risked investments, like VOO which yes while diversified, is an aggressive investment for a long horizon. The longer you do your own risky picks (gambling), you lose out on years of compounding growth. In summary, people that think they can beat the market are the same as those who buy a lotto and say they just need to hit on one to be set up. Retards.
Brudda ive been putting my money into VOO SPY and QQQ but mostly VOO, I have learned my lesson through trial and dickheadery and I’m a believer in index funds holding my portfolio up instead of palantir and speculative stocks
VOO , QQQ , SPY consolidation diversification these are the things that you seek
They have done well so far and I have made a ton on them. But definitely of risk is you can’t be certain of either outcome. So I feel like it is disingenuous to say “these ETFs will make you a ton of money” because I can’t guarantee that at all, but I also don’t think it is near the same risk of gambling or something. My personal opinion is these will continue to do well. I like their strategies, they are fairly diverse, have good past performance (though everything has gone up a ton so less certain how they do in an actual bear market), and they generally hold companies I like. in terms of risk from least to worst my rankings would be: VOO and VTI, the ETFs like the ones I mentioned, individual stocks. I would touch crypto or options or anything like that even if it can be tempting, these are basically gambling.
Do u see that VOO and QQQ in ur port. Just buy those.
Your contribution rate is going to matter way more than picking the perfect stock. Just buy an index fund or two and put your mental energy towards skills that will relate to your future career. Or you know, having fun and making memories in college. If you want to make a bet that’s slightly more risky than VOO, QQQ is a tech-heavy index. And small caps have underperformed for the last decade so they may be due for a reversion to the mean. I still wouldn’t bother with any individual stocks.
I like VOO or VTI. These kinds of funds are where most of the money should be. Coca-cola is a good company. No reason to sell it at all. Just hold what you have allocate new money to index funds. you can definitely take on some more risk at your age. Keep it like under 20% of your portfolio tho. If you want to take on a little more risk but not insane, you can look at strategy ETFs like VTV, VUG, GARP, SCHD and such. these are diversified but still potentially carry more risk than a broad index fund. If you gonna do individual stock picking learn value investing.
You’re not built for this. Just buy VOO and never come back here
>Everything I have is hold forever ETFs but I still can’t help but check it because seeing green and watching it grow is fun. When we have a down market, you'll find it much easier to avoid looking at your ETFs. During the lost decade, I sometimes only checked once a year or so. But I was in VOO, so incidental news stories let me know what direction things were going in, generally. During the 2020 crash, I unjoined all of the investing subs and also stopped checking my portfolio (although, again, there were enough graphs of the crash that I would inadvertently encounter that I basically knew where I was). And then when I heard that the market was back to its pre-crash peak, I started paying more specific attention again.
Yes, the S&P 500 rebalances every quarter. It is a bit tech heavy, so owning a company like Coke or Goldman Sachs on top of the S&P 500 is fine. The NASDAQ 100 QQQ has faster growth than the S&P 500, but is more volatile. S&P 500 VOO should be your core holding.
Every day multiple times a day. Weekends suck cuz no market. I don’t do much besides weekly options + VOO/Chill so idk why I’m so obsessed lol
Not necessarily. With VTI you get VOO PLUS a ton of small and mid caps. There is something called the size premium which says small caps will return more than large caps - and you can see that in the chart I posted. Since 2001, VTI returned 60% more than SPY which is a lot.
Like the share price ? That’s just what it is lol… in reality it doesn’t matter, although a lot of people think more shares is better and it can be a weird thought experiment. But mathematically, having 1 share at $500, and 5 shares at $100 is the exact same. If you return 10% in a year, either way you still have $550. If you just like having higher share counts, there’s other ETFs that track the same things, but VOO, VTI, SPY, VT are generally the most common.
SPY is the 500 largest US companies. VT is I believe between 4000-5000 companies all over the world. The US has seen massive growth in the 2010s, outperforming international. There are times it’s the other way around, and there are times they are about equal. SPY, VOO, etc., you only return what the US does. VT you return what the world does. And VTI you return what everyone *except* the US does
Making more money. But that feels like a cheat to call it an "investing habit". Keeping a shadow portfolio. I track every purchase and sale, but I also make a fictional purchase or sale of a boring index fund like VOO because that's my opportunity cost. (Well, I do it for everything that's not already a boring index fund.) So I bought AMZN in 2020 and it's gone up since then, but less than VOO. So despite being positive, I can tell you I've lost about $5,000 with that trade so far. But that small GOOG purchase back in 2017 has made about $13k more than I'd have gotten with VOO. And I can see in the last two months, GOOG has underperformed, but I can also see that it's mostly giving back overperformance from the three months before that. And I can see that all my "picks" have cost me about a grand in the last month, but made me about 30 grand in the last year. It also makes selling more obvious. Like that stock I bought that's down 5% doesn't seem like such a drag, but that stock is actually down 43% relative to VOO... Yeah, if I see something I want to buy, I know what I'm selling to buy it.
People have 3 mil and are still not satisfied :( Brother, put that in VOO or VT and go on permanent vacation
dude...with 3 mill you can full port VOO and retire...
I'd rather VOO & Chill. 😎
Start with S&P 500 VOO and NASDAQ 100 QQQ with your first $20,000. Invest on a schedule, like a fixed amount every 2-4 weeks. The major index ETFs provide more stability than individual stocks. Once you build that base, consider individual stocks with durable, consistent earnings growth.
I just buy VOO, QQQ and SMH. That covers ai and tech and other sectors I don’t care as much about. Then some VXUS for diversification. I don’t understand the panic after a 1-5% dip after a 200% run up
VTI / VOO is far better than putting all your money into one stock (Coca-Cola) as you have now. I would stay away from individual companies. I'd highly recommend moving your savings into one of those index funds and then if you want to branch out to other things you can always do that later (though on r/Bogleheads people will probably just say stick with the index fund which I agree with. 99% of my investments are in target date funds or index-based ETFs). Depending on how your Coca-Cola stock was invested and when (was it a taxable brokerage account?) then just be mindful of the capital gains tax on sale, but I'd highly recommend not investing in a single stock going forward and if the taxes aren't too high sell all you have in Coca-Cola
VOO is definitely better than VTI. And don't forget the SPYM. SPYM has a cheaper expense ratio. And you can sell covered call to enhance your benefits. Good luck
Most investing decisions are about limiting risk to the right level, at 1M/year, risk is meaningless, assuming the person is spending well under 1M. I'd put it all into some stock index fund, VT is just as good as any other (VTI, VOO etc) and never touch it again. Leave it to my heirs with the free basis step-up. The better question is what does this person want to do with their money. They don't need to invest to fund their retirement so what DO they want to do? Fund/found a charity? Build a scholarship fund? Leave as much money to their heirs as possible? Gift as much as they can to people they care about each year while their alive to help those they care about? This question is much more important than their investment allocation, which really doesn't matter for this person (but shouldn't have any bonds).
VOO, SPY, and PLTR all fucked me man
How long are you willing to hold VOO for?
I know this is a dumb question, but is now a good time to buy VOO? Idk what to do with this war but I want to get into VOO
State income taxes don't apply? Then be sure to include munis that avoid federal taxes. Control costs now. If you're trying to amass wealth on top on the guaranteed 80K/month, more savings early in the timeframe is a real advantage. Likewise, keep after it. If the person is willing/able to work at it some, direct investment into property might be an option to do some tax things. REIT likely wouldn't have the tax advantages but could provide the diversification. One possible allocation could look like this: 25% SGOV or similar, 25% FLMI or similar, 15% international index fund, 35% broad US index such as VOO/VTI/SPYM. If 50% stocks is more than your comfort, dial it back into TIPS and/or SGOV (RETI and/or property fits here too).
I'd be looking at a mix of Treasuries, CDs, and maybe a short-duration bond fund. Or maybe 10k in something safe and 10k into VOO or VT.
VOO is an etf that tracks the SP500. The SP500 has been around since the 1950s.
The term for what you're looking for is "Sharpe ratio". WIthout knowing what level of risk RH is taking on your porftolio, we cannot actually determine whether or not it is meeting its goal as an investment. For example, a traditional 60-40 VOO/BND portfolio will underperform the S&P 500 - but will perform in line with expectations per the Sharpe ratio.
I think, as a non-US resident, you won't need to pay taxes when selling US stocks for a profit, but dividends are. VOO/SPYM/IVV dividends are on average 1% per year. The performance on A200 doesn't look very attractive. I believe young investors can afford to take more risk as you'll have decades to ride out volatility. As you age, you'd dial back the risk.
I think you are off to a good start. I would try to build a good position in VOO. Then afterwards look for stocks you believe will grow well.
VOO is up 7.6% since the war in Iran started in February and in March you could buy on sale for less than $600. What's this guy thinking it's going to do, pop to $1000 once Iran is completely done?
I don’t know how you want us to help you then. TSLA is 1.88% of a single share of VOO. Either do the work or deal with less than 2% of your etf
VTI or VOO, VGT, SPMO are the ETFs that rely on.
And frankly, there's a lot of people who think "index fund" and "VOO" are interchangeable synonyms 😉!
Is QQQ especially tech heavy? I thought it was basically a market index like VOO.
MM is making sure no one has money left , all looks very planned, the hourmuz darama, the Kospi killing, scammed stuff, just buy VOO or VT, at this point I will suggest not even buying voo rigged
Smfh if spy keeps dipping I'm going to dip under a million! (I have a million in VOO)
1. Sell 70% 2. Set aside 20% of that to a HYSA for your capital gains you’ll pay 3. Take $1,000 out in cash, go to a really nice dinner or treat yourself and your family/friends over the weekend 4. Put the rest in $VOO and CHILLLLLLLLLLL to retirement
Do the staged sell to lower taxes. QQQ is concentrated in Mag 7 that has massive earnings so it will just get bumpy before they return to ATH. But no one can tell you what to do as this is why I didn't invest in QQQ. At worst though you took the risk and even after selling a paying taxes did at least as well as VOO and can now put that in SCHD or whatever.
I also have a Robinhood managed account and I am about to pull out of it. I opened it up nearly a year ago and it’s up 13%. Though when I look at the individual stocks it holds, it’s mostly just a few of the S&P 500 stocks. I could have performed better with just VOO at a lower expense ratio. I also tried Betterment as well. Did a sudo experiment between Betterment vs Robinhood Strategies. Betterment performed better BUT it was mostly just holding ETFs instead of individual stocks like Robinhood. The issue with that is considering its holding ETF’s I’m paying both the ETF Expense Ratio AND the Betterment fee. Meaning I double dipping on expenses when (again) I could have just bought the ETF for the expense ratio and performed just as well. I’m working on pulling out of both and moving into SPMO.
Broadly I'd suggest you model out bear/average/bull cases for all your liquid assets (you can do more than just 3 cases such as -10 -20 -30 -40 for "bears") and use that to help determine what is the maximum nominal drawdown you'd accept on QQQ. Then you can liquidate an amount that makes this nominal drawdown amount improbable to impossible. The larger the weight of QQQ, the more impactful it is and vice versa. But truth is if QQQ crashes, everything goes down with it. Top 10 weights in SP500 and NAS100 are getting closer and closer to matching with each passing year. In other words, the most successful and profitable companies are concentrated in tech. NAS100 is no longer the risky index from 25 years ago, it drives the modern economy. I'm retried early as well. I still have individual stocks to liquidate, and pushing proceeds into VOO QQQM SMH SCHD VIG VYM JEPI QQQI. I have high conviction on the individual stocks so just converting when I feel it's advantageous to me. But it's your money, and if you feel like playing crystal ball with it is the best choice than by all means go for it. You're asking here because I'm assuming your fudiciary didn't suggest the panic sellout route.
Considering I started my investment portfolio this morning with 2.5k in VOO like a good little boy, walking off a cliff sounds good. Reading y’all’s losses is healing ❤️🩹 I’m stressing over +/- $10.
The last sentence is the sentiment. I guess I'm worried I'm holding onto single stocks that could lose value in 10 to 20 years (especially TSLA) when i could just have cashed out half of my stocks to reinvest into more long-term holds like SPY or VOO. Or does the capital gains tax just negate that in general?
You would be better off just doing VOO
Im so tempted to just VOO... lower highs and lower lows lately. I also don't want to miss out on earnings season though it could be a banger. Or ruin me.
I'm so exhausted and constant panic attack, why I did not went with VOO and chill, FUK
I have been investing in my job 401k and my personal roth/IRA's for the past ten years. I've earned about 75k in total at age 29. I'm doing decent with my income now going from 40 to 72k a year. I've originally just invested for retirement and to basically never sell anything until I'm around retirement age. However, I feel like I've missed growth opportunities with some of the single stocks I've owned like TSLA or RKLB to reinvest into other stocks. I'm not losing money from selling, but it feels like I'm losing money from holding long-term. Should I just not attempt to get back into trying to invest in single stocks, or just use this extra cash I'm earning to invest in ETFs? I'm not trying to be a day trader, but there are times I look back in hindsight that I could have sold RKLB at $150 when I bought everything at $20. I know this probably is a common theme, but I usually see people either try to day trade or plan around building a family/owning a home. Which are two things that don't fit me personally. * How old are you? What country do you live in? 29 and USA * Are you employed/making income? How much? Yes and 72k * What are your objectives with this money? (Buy a house? Retirement savings?) Retirement and using it to fund lifestyle. * What is your time horizon? Do you need this money next month? Next 20yrs? 5 Years to 20 years. * What is your risk tolerance? (Do you mind risking it at blackjack or do you need to know its 100% safe?) I have an aggressive approach to investing. I have a high risk tolerance. * What are you current holdings? (Do you already have exposure to specific funds and sectors? Any other assets?) Biggest single stock bags are TSLA, NVIDA, RKLB, and AMD. I have some holdings in SPY, VOO, and QQQ. I need to look back in my personal account. * Any big debts (include interest rate) or expenses? No Debt.
Put it all on VOO and leave it alone. Ignore any YouTube or Reddit hacks. In 20 years, that will be worth roughly $73,000+
AVGO and NVDA are a very outsized part of my portfolio due to their gains (over several years to decade adding). I am slowly liquiding portions when I feel it makes sense if from taxable account or just trying to cut at near term highs rather than at lower points in tax advantaged. I still believe both will continue to outpace the SP500 for years to come. But regardless of conviction, it's foolish to be too heavily concentrated because you could be wrong and anything can happen. But I still want exposure to semi - so my funds go to a mix of VOO QQQM SMH SCHD VIG VYM and a little bit to QQQI and JEPI.
Just bought some more VOO on the dip in my investing account, top is in
Exited all my space and robotic momo holdings. Dropped it all in $VOO. Those names will bounce back, but I don't care, peace of mind and account preservation at this point is worth more to me.
So I don’t have a set rule for a core v satellite weighting. It all comes down to what I want to own relative to the broader markets positioning. A good rule is the Pareto 80/20 because you can’t really mess up VOO plus whatever sat at that ratio. The challenge is when you go broader in your core like total market of global market fund and then also buy a broad Satellite like EQAL or something of that nature. I go 60/40 core sat when I have high conviction like the interest rate cycle or hbm explosion. But always keep my broad sector exposure around 90% correlation to the index I’m using as a core. Hope this helps!
guess what happens when any of the companies in VOO or VXUS tank.
> **Real question, no fence-sitting:** generational supercycle you'd be an idiot to miss or the best-dressed bubble since dot-com? > > Pick a lane and defend it I think it is absolutely a massive bubble. I think the AI as a technology is absolutely impressive and will be a massive force going forward. But I also expect at least half of the companies at the top to basically cease to exist (or at least cease to exist in their current form) within a couple years. They just won't all manage to be profitable, and there is only so long the circular financing will work to prop up balance sheets. That being said, I'm not really a "stock picker." I'm mostly in broad ETFs, and my investments are very "slow and steady." Obviously a bunch of these AI and adjacent companies are skewing the VOO and the like, so I will be impacted to some degree when the bubble pops. But I'm not all in on any of them. I have way less at risk than people who are trying to 100x their investments by going all in on meteoric rises, and I plan to keep it that way. I'm planning for long term retirement, not trying to get rich.
Now learn how to actually invest and buy VOO weekly with money you don’t actually need, WSB is fun to hang out in but 99% of retards here actually lose all their money and shouldn’t be looked upon for financial advice
Just sold my entire position in LEU (9 shares) and 1 share of VOO so I can withdrawal it and pay my rent this week
I would spend some time reading and learning before you start trading. Not financial advice but it basically boils down to being investing in index funds like VOO and SPY being the best for most peopel. You buy more whenever you can and don't do much else. Otherwise you need to learn a lot about the market, how trading works, companies to look out for in hopes to have a bigger than usual growth rate, etc.
VTI or VOO and chill. 10k is great but not enough saves to risk on a single stock.
This is such dumb logic, "it went up so it has to come down." NVDA is up 1000% in 5 years, better sell off that and along with all your VOO. It is bound to go back to $12. If you think we are in a memory bubble that's fine but come up with a better reason than "it went up so next it will go down."
Just hold if you got stocks in good companies. Only way to make decent money out of this scam. Buy VOO later when you are in profit.
I think I will just VOO and chill FFS, this is pure scam
I came to say the same thing. VOO is 40% tech and its largest position is NVDA. I choose VTV over VOO for better diversification.