Reddit Posts
I don't want ETFs, I want to invest in stocks.
What’s the best way to start a new portfolio. 24yo
If you’re young, increase risk until you are 100% you’ll hit your goal!
What is the best argument against a large cap Growth ETF?
Roth IRA Allocation at 18 - Part 2: Revised portfolio After Feedback
List of most promising stocks to hold over the coming 6-12 months?
Alright I got roasted before and changed up my portfolio. How does it look now after rebalancing without heavily investing in anything in a while?
I Looked at My Portfolio Today and Saw THE DEVIL HIMSELF in My VOO
I Sold All My VOO for a Concentrated NVDA Bet. Should I Have Just Bought Options Instead?
Why I think Berkshire Hathaway is the best investment right now
No, the spacex ipo is not going to tank your 401k
Advantages of having a CFP (fiduciary) managed portfolio vs. Self directed (all index funds)?
Thoughts on my Portfolio in the late 30s
What do you think of the growth section of my portfolio?
Is it crazy to have 36 postions across my retirements?
The "bull case" for SpaceX: re-running the Tesla dilution playbook?
The "bull case" for SpaceX: re-running the Tesla dilution playbook?
I have mostly VOO portfolio. What would be a strategy to exclude exposure to AI companies?
Aggressive Roth IRA at 18 – What Would You Change?
Hypothetically if you were holding close to infinitely, would VOO or QQQ be the move?
For those investing in S&P 500 ETFs (VOO/SPY/IVV), how have your returns been?
VOO Becomes First ETF to Reach $1 Trillion AUM, also: VOO bounced exactly at 700 a couple of days ago but nobody noticed
Dividend Stocks in Your 20s Worth It or Just Stick With Growth?
Sp500 - 100 years of changes - how significant is the mega ipo changes?
Sp500 - 100 years of changes - how significant is the mega ipo changes?
80k to invest + no debt how would you invest it?
Is anyone actually selling VOO or QQQ over Space X concerns?
$KIDZ - Will this take off?
Should I change from an Investment Account to a IRA?
What is the best strategy to allocate and optimize a 100K investment?
21 year old college student with $10k saved, what would you do in my spot?
Vote against S&P changing rules to fast track IPOs into the S&P 500 indexes(SPY, VOO) - (Deadline TOMORROW, May 28)
Automated investing for retirement accounts (fidelity/schwab) vs picking your own distributions. The good vs the bad. Discuss
Built my first Roth IRA portfolio in my 20's - here's my 6 ETF allocation and the reasoning behind each pick
Do you keep growth stocks in retirement accounts and dividends in taxable?
For parabolic gains DO NOT read this. It's just a Samaritan text for thise in despair.
Forbparabolic gains DO NOT follownthese advices.
If I want to generate the most money from my traditional & roth IRA accounts - where should I "park" it for the next 20 years?
MAG7 is outperforming all the hype stocks posted about constantly, why do people not learn, holds true for last 40+ years
Little less than 3 months in and I think I’m doing well
the s&p 500 vs equal weight spread just hit 13.8%. it's only been this wide twice before
Anyone here actually outperforming just buying VOO long-term after taxes, stress, and time?
Choosing VTI over VOO has cost me about $44,000.00 over the past 6 years
Small business owner here, looking for investing advice from people further ahead than me
Mentions
As insufferable as the bears have been, they should be right. I hope they’re right so we can drive out all the retail investors making every single stock volatile and get them back on VOO
You are still young and learned a valuable lesson - you cannot time the market. I would simply get back in, today. If you are uncertain on what to buy, simply go with VOO or VTI. I'm sure that you know that over the past 40 years, the S&P 500 has achieved an average annualized return of approximately 12.7%. There will inevitably be major peaks and valleys. The great thing is that you have enough time to ride through the turbulence. Good luck.
SPCX Roth IRA regard is down $26.6K *so far* I wouldn't risk my retirement savings on SPCX, just VOO and chill 🤷♂️
The sliver isn't the problem for me, it's the principle of the matter. If I have to hold something for decades, owning VOO who held the line to not change their rules at the last minute that can only hurt the investor means a lot to me.
It's why I'm planning to buy VOO, SCHD, and VXUS. None of these indices will allow IPOs in until the longer of 4 profitable quarters or 1 year. I'll let others hold the bag for these.
Avoid options and single stocks in the future. Stick to VT (every publically traded company on earth) or VOO/VTI and DCA like a grandpa. If that somhow hits $0, then the world is literally ending and poverty dosn't matter anymore.
No, I got like a wife and kids and shit now. It’s mostly VOO and chill at this point. I have a few other things in my long-term portfolio and I buy a few long-term options here and there, but I don’t do a whole lot of gambling. I like a little sports book once in a while.
I feel you. I liquidated my Amazon position in January and bought a laundromat. Yes it’s a little lower now than when I sold but recently it was up 30 which felt like a stomach punch. I find myself looking at old screenshots of my portfolio … as I respond to some angry customer complaining about my dryers. I agree w another poster who recommended VOO … that’s where I’ll begin to put my money back in
There is a reason people say "VOO and chill" Though, if you need dividends as income GPIX and GPIQ are looking tasty.
Alright I'm actually just going VOO until the orange retard is gone. Imagine thinking Kamala would be worse than this. Absolutely fucking retarded.
VOO dropping $8 in 10 min isnt nothing lol
~~VOO and chill~~ # MU and chill
Yeah I am losing to index funds in my account.. they over double my gains in past 6 years.. I just started learning. So I just sold everything and put it in VOO, VYM, QQQm, SCHG, DIA and some gold.
Literally invest that into VOO and you would be a millionaire in a couple years tf
Tech is up, S&P500 is down. Why are people still investing in this boomer bullshit? SMH gonna be worth more then VOO by the end of the year and these dipshits will tell you, "VOO and chill" like if the market crashed VOO wouldn't take a hit too. At least when the market crashes SMH, or SOXX, or SOXQ or whatever tech ETF you invested is will given you massive returns. SPY, VOO and IVV are gonna give you tiny baby dick returns and fuck you in the ass just as hard when the market crashes.
Theoretically they have the same growth potential, or VT has slightly more because generally lower P/E = higher expected return. And VT is lowernrisk as it is more diversified. So it's the better choice. VOO has returned more over the last 20 years but that doesn't say anything about the next 20 years.
Heres another lesson: you need to do your own research when it comes to stocks. Taking other peoples advice can get you in bad situations. Based on your level of knowledge, I would recommend ETFs such as VTI or VOO. That should be the majority of your portfolio, and over time you can continue to expand your knowledge. I would even stay away from individual stocks for the time being. It isn’t fun or glamorous, but that will put you on a fast track to wealth building. And whatever you do, just don’t stress about day to day fluctuations. Clearly define your goals and your timetable, and remember those when the market dips or booms.
FYI: VOO is the same as SPY, but at a lower expense ratio. Since you are in r/stocks, you probably saw posts about the IPO controversy, but recently rule changes to the NASDAQ mean that new IPOs (like SpaceX) could each essentially defraud you of a small percentage of your VTI holdings.
I just checked the stats for people who linked their brokerages to WSB. You retards own $3.3m in MU and only $510k in VOO? Lmao yall belong here
You go back to your parents and show them: “You can’t time the market. The gurus don’t know shit.” There is a guy call ‘Mr. Fired Up Wealth’ that has a great strategy I agree wit in regards to timing the market. “Time in the market is better than time in the market. Spread your money around as such: 1. ETF/Mutual funds. VOO/VTI/QQQ there are plenty more. 2. Blue Chip. Apple, Nvidia, TWSC. 3. Medium Cap. $2-10 Billion companies. 4. Spec stocks. 5. Crypto. Bitcoin specifically, but then a small percent in spec crypto (very small percent). Learn fundamentals. Revenue/Earnings, P/E, leadership, MOAT, support levels in charts, potential for growth/problem solving in sectors, etc. There are more people losing everything going full port into stocks/0dte trading chasing a gambling/high, early retirement. Get in the market. Diversify. Invest every month a portion of your income. Take advantage of every tax credit you can Trad IRA, 401k. Anything to lower your “income” while also investing. Play the game AND make your money work for you. Be patient. Keep money aside for crashes/dips. The market is at all time highs. There will be a correction. The “gurus” are guessing maybe 2027. It’s a guess.
SpaceX will be like .2% of VOO lol. So if spacex goes to 0, then you would only see a .2% hit
Open a Roth IRA and invest there (buy something like VOO). If you need the money you can always withdraw what you put in without penalty
Schwab has a performance evaluation feature that compares an account to S&P at a glance. It’s probably not as in-depth as you’re looking for but as a gut check of “me vs VOO” it’s good enough.
well again - skip all the shit. VTI, VOO, SPY. then you get both. and you get everything else. Less risk, and genreally speaking great gains. As good as all in on apple no? but thats literally a one and a million pick. With VTI, and other indexs youll pick some of those gains up. without the risky of all in on one egg.
There will always be ups and downs in the market. In the 80's inflation and 11% unemployment, then 90's we had the Gulf War, then 2001 the dot com bubble, 2007 the real estate recession, 2020 covid, now 2026 we have a war with Iran. Nothing ever really changes. You won't be eble to time the market, no one can. Also just because one market sector goes to shit doesn't mean they all do. At 20 you should invest your money in a ETF focused on high Growth, things like VGT/VOO, maybe even some industry specific ETFS like QTUM for quantum computing. You get 30+ years of watching the money go up and down but with compounding you're upward projectory can be meaningful. At 30-40 you may want to change things up, move from all growth potential to more steady so things like VTI and BBUS with a small allocation to VXUS (non US markets) as you want less risk, which also means less growth. At 50-60 you need to start thinking about consistent income and tax implecations instead of growth so you may start looking at things like JEPI/JEPQ, Bonds, Dividend focused ETFs like VYM/VIG. I don't know your Dad's age but what they do with their money needs to be different from what you do with your money.
I mean I had a 100k capital gains year with an account that started that year at 40k. Then bought a bunch of PLTR at $8 and didn’t sell anything until it was over $100. I’m also holding a decent chunk of VOO too, so definitely beating the S&P
I would put most of it in VOO, and not touch it for years. The remainder could go to a high yield savings account or SPAXX which is almost the same thing.
Won’t get added to VOO, SP decided it won’t except SpaceX from rules, will need to wait one year and produce 4 straight quarters of profitability before inclusion is reviewed.
If you put it in an ETF like VOO, you can sell it when you need to and the cash would be available the next day. But you're subject to price risk of the market. Figure out how much you really need for an emergency fund and put that amount in a HYSA or money market fund, and put the rest in VOO.
I went back to when I opened my current taxable account and keep a spreadsheet that compares my current balance with what my balance would have been had I put all the money into VOO. Every deposit gets a calculated buy of VOO and each dividend does as well. It keeps me honest, up and down, and I can see how it's going over time.
For example NVIDIA has a market cap of \~5.2T and is \~7.8% of VOO. So if NVIDIA jumps 10% VOO will jump 0.78% from that move alone, but you also factor in how all 499 of the remaining companies are moving
Yeah it’ll be less than half a percent of VOO if/when it gets added. Morons were selling their sp500 ETFs a month ago to avoid that sliver
Get back into total market EFTS - VT, VTI, VOO. VXUS for international exposure if you don’t go VT. Hold for 20+ years and won’t even think about the gains you missed out on this past year. Obligatory cliche - time in the market beats timing the market
Just put it in VOO and forget about it for 5-10 years.
You have a whole lot more than a lot of other people. Just get out now and hold VOO. You keep down this path and this will be $0. Trust me, $400k is a lot better now than $0k
Your biggest advantage is time, you still young. You can gradually return to the market by invest weekly if you are afraid to buy at ATH. You can't time the market. Since 2023, I experiment with weekly buy VOO, SPMO etc regardless the market condition, my VOO is up 38% and 45% respectively. I also buy more shares each time market drop by a few %.
Yup. Time to DCA into VOO until retirement. Let someone else be the regard.
[IllllIIlIllIllllIlll](https://www.reddit.com/user/IllllIIlIllIllllIlll/): Actually, VT and VOO had similar returns over a long time. Almost all the outperform comes from the last decade. You: Nah, VOO will yield more returns because that is what it did in the past (last 10 years, LOL). All of you don't really think, do you? Maybe you get lucky and VOO outperforms, but there is nothing supporting it other than recency bias. Like another commenter in this post said: One beautiful day Nvidia and SpaceX will be 90% of global market cap I would not be on that. Even if it happened, that doesn't seem like a good future.
Live and learn. You're still very young so this is just going to be a blip on the longer term timeframe. What's important now is to look forward and formulate an investment strategy. Nobody knows what is going to happen, but even the most powerful bull markets have pullbacks and corrections. My suggestion would be to start dollar cost averaging into broad index funds like VOO, or if you want to take more risk, put some in VGT or similar technology/growth fund. Invest the same amount at regular intervals, slowly getting back into the market. If we do have a 10% correction or a 20% cyclical bear market (certainly possible) then you can consider a lump sum investment, but don't do it while the market is falling. Wait for stabilization. While it feels now like you "missed the boat" since your timeframe is decades, you really did not miss anything. Relax and start DCA and you'll be fine.
Hi everyone, I am 32y/o, live in the United States. I am employed, 62k pre-tax/annually My goals are for retirement, but taxable brokerage account for retirement + possible home/car purchases in the future. No strict time horizon, maybe 5-15 years for taxable brokerage account. Risk tolerance is med-high for taxable brokerage account, low-med for roth IRA. Plan to invest max roth IRA annually, plan to invest 10-20k into taxable brokerage account (at the beginning and will do small deposits throughout the year, I don't make much right now). No debt. Brand new to investing, currently no stock holdings. \------------------------------------------------------- I am aiming for a few things through fidelity: \- Roth IRA \- Taxable brokerage account For Roth IRA: I will max annually. Have narrowed down to FSKAX, and currently debating the weighting. Open to 100% FSKAX, but also 80-90% FSKAX and 10-20% FTIHX. I was wondering if you guys recommend doing a lumpsum of $7,500 for this year, and then monthly deposits from next year on? For 401k: Starting a new medical residency this fall, don't remember the 401k details right now but I think they match between 2-10%. For HYSA: Still shopping for one, but also considering CD due to fluctuations of APYs. Emergency fund will likely remain in my bank's MMA (\~2.0%). \*\*For taxable brokerage account\*\*: This is where I could really use some advice. I am aiming for a breakdown of -> 35% VOO/30% SCHD/20% QQQM/10% SMH/5% VXUS. I am open to a lot of advice, I haven't bit the bullet in any element of this plan yet, aside from opening a roth IRA account. Apologies if there are silly plans above, I am completely new to everything as I mentioned earlier. Super grateful in advance for any advice/guidance. Thank you!
It may feel like it's all over right now. I promise you it's not. I am 32 working for $25 an hour and my 401k is only 12.2k right now contributing 12% per check. I only started last year, but I'm very optimistic that I can make it to retirement with a few million. You can do it, but I'd recommend to stay away from betting on the stock market and keep it slow and steady with something like VOO or another S&P 500 fund. Volatility is going to swing you around back and forth mentally and never give you a moment of peace. Keep it simple and enjoy your life while it grows. You don't have to impress anybody either. You got this.
There have not been many dips? What are you talking about it lol. VOO and chill dude. Built a large stack of cash that you can dump in if it does crash but outside of that your time horizon is huge, why even worry about it?
OK so after losing 1/7th of my port (some of that was unrealized gains from greed) and stagnating my portfolio for over a month while the market rips trying to day trade, Ive now crafted a portfolio consisting of mostly nvidia, amazon, rocketlab, MDA, dram, soxx, VOO and im closing the app for a while
Why not both? I split VT/VOO 70/30 at the moment. Probably going to keep the split but put more of my overall portfolio into them
Probably so, the 2010s it performed horrible tho compared to VOO & VOOG. Not sure if that will continue
Dude, just buy VOO or VTI and don’t look at it for 10 years.
Do you hold other funds like VOO?
Academically I’d argue VT, international allocation important, past returns do not indicate future results, etc but personally find jf hard to stomach so I do VOO and VXUS with lighter international but you’re probably fine either way.
You mean VOO. VT is getting SPCX allocation immediately. S&P500 will wait until it can meet the 1 year profitability requirement. At earliest summer 2027. Meanwhile VOO is heavily concentrated in GOOG/GOOGL/BRK/BAC. GOOG/BAC who bought into SPCX at a way lower price pre-pandemic. BRK who has shares in GOOG/BAC. Then JPM/BLK/GS/MS who will make money off the SPCX ipo. The real winners are those dumping the bags or making money as the middle men.
They aren't wrong though. SpaceX isn't in the VOO. SpaceX is only 4% float meanwhile JPM is 99.68%. A speculative/unprofitable space stock going under might mean $2T of "magic" value gets wiped out from PE but JPM is 900B that's actually held by investors and institutions while JPM itself is a core part of the economy. It's the same way how trillions can get wiped out in crypto NFTs or shit coins, bitcoin/eth can have trillions wiped out, and/or FTX/Terra-Luna can go under ***BUT*** it means little to the regular American or the larger economy. Compare that to SVB blowup or the yen carry trade reversal which were pretty small but needed IMMEDIATE intervention.
I don’t know what you invest in but just stick with an ETF like VOO, I’ve been getting +13% a year for the last 5 years…
this is solid advice but the VOO part is doing a lot of heavy lifting when the guy clearly can't stop himself from touching the money
Why is it that people don't want a simple life? "VOO and chill" means never check again
Maybe your dad is right. The stock market today feels a lot like the real estate market in 2006/2007. Most people knew real estate was going to crash but we didn't when exactly; and people had fear of missing out. Put some of your money in stocks, but in an area which is diversified like VOO + international.
AMZN is one of the most heavily weighted stocks in VOO (\~4%) so for a beginner, no need to own that separately.
Time in the market beats timing the market. Just slowly put money in. Don't over commit. Diversify what you invest in. ETF's will help diversity of investments. Like VXUS and VOO are both suitable broad investments that don't really overlap. Take some time to read and learn.
100% - March of this year VOO was back down to around where it was in August 2025. If you didn’t buy back in, then when will you? If you couldn’t hold in 2025 how are you going to buy if markets drop 25%?
Dude your post history is scary as fuck. Reconnect with nature or smt then start a path of redemption with zero gambling VOO and chill. You’ll be fine. Strength and honour brother
At 30 you can literally just max an IRA in VOO each year and be set for retirement
VOO and QQQM are made for 30 year olds...
You're not even 30. 20k at your age doesn't matter. Especially living with your parents, that's like a few months of work even with a median wage job. I think I had 10k for the first them when I was 30. I crossed 1 million when I was 38. No options, no margin, just having a good paying job, getting married with a woman who also had a good job, then bought a house precovid and bought and held stocks plus maxing out 401ks into VOO
Can you explain why VOO? For someone who just started looking into stocks again.
My fellow apes, I need some help. I don't have it in me to gamble with leverage. I'm a blue collar monkey who's way too exhausted to know what's what anymore. I hardly have time for research, and I don't even know what to research anymore. I was here for the GameStop debauchery but have long since stepped away from trading. Nowadays I have a good job, some actual savings, but I'm so far out of the loop I don't know where to start. I put 80% of my savings into VOO with automatic buys every payday, and I'm gonna leave that be. But for the other 20% I'm okay with some risk. Where do I start, and what information do you guys use to influence your decisions?
Or just VOO & forget about it
Ignore these other nerds saying VOO and go SPYM. Same thing, lower expense ratio.
I’m new to investing even though I’m 55 years old, but this question shocked me and I hope it’s ragebait on their behalf. If not hope it all works out 👍 Now for me, I’m currently dealing with cash savings of about 300,000 that was in the bank (stupid I know) I have thus far put most of that into SGOV and bought little entry point on VOO and small amount of Google as my high conviction stock for the long run. I’m having the hardest time understanding how to enter this market. I thought I could wait for dips. Dips never happen lol should’ve learned what I read about time in the market now I’ve seen frozen any suggestions as we sit on the high again? I was going to invest in VOO about to 55% 20% QQQM 10% VXUS (international) and 10% SCHD and 5% Google. For Roth a 70/30 VOO/QQQM Outside of the above, I have 401(k) that slowly reached about 330 K. Just for overall understanding as well as as 80k still in my savings as immediate use emergency which I know it could be smaller. Any help would be appreciated.
When you get it back.... just put it in VOO bro.
Yeah, I thought Your post was interesting. It was nice to read something different from the usual stuff you see here. Unfortunately, it probably won't be very popular with the majority of people here. 😅 But I wish people were into discussing ideas like this more often. I think the sub would be a lot more engaging. I'm personally not a fan of the the one size fits all financial advice regurgitated on this sub day in and day out. I agree that if a novice investor is asking for advice on a forum, the S&P 500 is likely a good place to start. But hardly anyone bothers to ask the personal questions necessary to give solid financial advice. They just tell everyone the exact same thing. I'm so sick of seeing "Just sell everything and buy VOO," when the person just has a few ETFs and a handful of decent stocks that fit into a secular trend. They act like it's no different than going to the roulette table and betting it all on red! 😂 And I don't agree with the hateful treatment of others who advocate taking control of your own investments. Index funds are great for a lot of people but other investment products and derivatives exist for people who understand them and wish to use them. Regarding the diversification, you're probably right. The biggest risk is a gap down overnight, but it's highly unlikely the world's largest mega cap would lose a significant amount overnight without the rest of the market doing the same. It's only happened once that I know of (Apple in 2013) and that was only like 12%. The out performance over time significantly outweighs that. I think you have the right outlook. It's just intimidating for most people, myself included, to imagine putting everything in one company, especially in today's markets with algo bots constantly scanning headlines and reacting. Investing is a personal journey so how diversified you want to be, how much risk you want to take, how much volatility you're comfortable with, and what sort of returns you aim for are all personal choices. Some people are at a point in life where they're still trying to grow their wealth and others are trying to preserve their wealth. Some are trying to do a little of both. In my opinion, as long as your returns aren't negative over time and you're outpacing inflation then you're not really doing anything wrong.
I know this isn’t what you’re asking, but a much much more valuable lesson especially at that young age is the lesson of boring index funds with compounding interest. Buy a fractional share of VOO and have him contribute a little every month. He’ll be amazed how much he has in that account by the time he’s 25 yrs old
I am very in tune with the nuances of decumulation lol. I am also super versed in deceased transition and can tell you many die having never spent anywhere near all that retirement account money. So all that meticulous inflation protection would likely be better served in VOO and chill. If only there were people out there who help folks with financial planning? Lol all good my man. You will figure it out. Best of luck!!
Just stick to investing in an ETF, like you said you dont have it, let someone else do it. buy VOO and mind your business. Look away. But yes to what he said. Those are rookie numbers. And you are 30. so young. Also, I'd say to stop gambling.
You're bro. Go do boomer shit and you'll be fine. VOO and chill. If you really don't comeback here. Good stuff.
Life advice: come to WSB for the memes and to laugh, not to make life changing investment decisions. It's just $$ and you are still young. No reason to be rash. Grind now to get a job, then a better job, put 10-15% away when you can, emergency fund/savings first, then put the rest in VOO or some other index fund and let DCA/compounding so it's thing. Remember most of the folks on here have F around money or are just full of sh#t. And those with F around $ got it many different ways, much of it is grinding and working their ass off (and some are just lucky). Grind, take care of the mental health, make a plan, and go get it. Good luck.
Lol dude I'm a millennial. 95% of my NW is in VOO/VTI. You're the one is WSB trying to have a balanced discussion. You should feel silly. This is where people buy 0DTEs and talk crap.
I think VT is fine. It really depends on what you think the world will do vs US in the next 30 years. Not very easy to predict! If you really want VOO then you can do 50% VOO 50% VT with future contributions.
Sold NVDA for profit at 200. Bought again at 220. It'll cross 220 again. Just sit on it. Selling VOO to get into NVDA is next level stupid. (Btw that's what I did too).
VOO vs VOOG is what you should be thinking. I would take VOOG.
$1.7m going VOO and chill for me. Would never risk my retirement on such a clearly horrible stock.
I think AVLV is a good hedge if you have riskier funds such as SMH or SOXX, not broad based funds such as VT or VOO.
Company got bought out and is no longer using the current 401k provider. I decided to rollover my 401k balance to a traditional IRA. It's about $30k Trying to figure out the best way to diversify the funds (as well as continue to contribute to the same diversification) What plan seems better (or any other suggestions)? Option A: 70% VTI 20% VXUS 10% QQQ Option B: 80% VTI 20% VXUS Option C: 70% VTI 20% VXUS 10% bonds Some other funds I have in my brokerage account is SCHD and VOO. Pretty new to investing, so these may not even be the best options. If you have other suggestions, please let me know.
If you’re asking this question the thing you need to do is sell it and buy VOO with the proceeds. Nice tax loss harvest.
generational rotation out of SPY / VOO and into SPCX
It weathered 2020 better than VOO and the S&P did. Fall 2022 it was still better. It only came down to meet VOO in May 2023 but then climbed away from it rapidly. In the past 3 years it has been head and shoulders above VOO. Using backtesting portfolio visualizer, investing 10k in Dec 2016 in both VOO and SPMO, no additional investing, no rebalancing, you'd have 39,073 in the S&P, 39,397 in VOO, and 61,656 in SPMO. [Let's see if this link works right, trying to share the chart](https://www.portfoliovisualizer.com/backtest-portfolio?s=y&sl=4mrzguxKAEZ8LAL09jrbuk)
if I remember correctly, VOO isn't even going to add spacex yet. some etfs like QQQ have a sub 1% share, so you may see some gains/losses
u can wright looses off gains so sell then pay VOO taxes then buy it back
200 a week is more than you need to max out your roth ira every year. They say “VOO and chill” for a reason itll save you a lot of stress and probably your hair. Recurring deposit weekly and dont look at it til youre 50
VT is well diversified, but VOO will outperform VT long term as it already has in the past. It really comes down to; do you want more diversification with VT or higher long term returns with VOO. I think most would choose higher returns and choose VOO.
only VOO. Teach them that stock picking doesn't work.
Got $20, should I just put it in VOO? or get lunch? lol
So I’m a VXUS holder as a smaller position to my VOO. Thing is historically when the US has a crash it’s taken down the world markets as well. So I don’t look at VXUS to hedge against a US bubble crash, but just for some more diversification.
Here is what I would do: **10 Years left for Retirement** - 50% VOO - 35% VGT - 15% SMH Rebalance every year **20 Years left for Retirement** - 30% VOO - 45% VGT - 25% SMH Rebalance every year **40 Years left for Retirement** - 80% VGT - 20% SMH Rebalance every year Yes, there is significant overlap … but that should not matter. I am fully aware there is significant overlap between these funds, but I’ve decided that doesn't really matter for my goals. Curious to hear what you guys think—am I being too aggressive with the sector tilt, or does this structure make sense for a long-term growth play?