Reddit Posts
I’m looking to add another stock or two to my portfolio, any recommendations?
[Discussion] How will AI and Large Language Models affect retail trading and investing?
[Discussion] How will AI and Large Language Models Impact Trading and Investing?
Would it be a bad idea investing in the same investments in a Roth IRA and a regular brokerage account?
Is it ok to never have bonds if you start investing early?
Anything I should know about investing in Vanguard ETFs on Fidelity?
What would you all recommend for second year of IRA?
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
I hit $100,000 in Broad Market Index Funds (mostly VOO and VTI) this Jan
QQQ or VOO which one will you choose ?
Question about ETFs: What happens if the provider goes under as a business?
Wife's IRA has positions in high-expense ratio funds. Sell and buy VOO?
i want to start investing and i don't know where to begin
Looking to invest savings in VTX and VOO. What should I invest more in.
After watching Nvda go up up and up some more, i dove in at 600 a share. 🤔😳
What stock/suggestion have you gotten from this sub that actually WORKED?
As a whole this sub is overly negative on taking profits and building a cash position
What to do with $300,000 just sitting in my checking account?
What stocks(s) did y’all buy recently and when was it?
100% stocks is not universally good advice. Stock market indexes are not always the right benchmark for your performance.
Is FZIPX same as AVUV? Looking for Low ER small cap ETF
Is putting $50 into VOO every 2 weeks (for the next 20 years) a good or bad idea?
What index fund do I pick for my Roth IRA?
12m Emergency : 100% CD/Tbills vs ~25-75% VOO & rest in CD/Tbills?
Is it normal for the index funds to be weighted this heavily by mega caps?
Where to invest 10k leveraged from CC cash advance (5% fee)?
As a non-US resident is it worth getting Ireland-domiciled ETFs?
Advice for a 27 year old trying to leave the nest?????
Any advantage to buying VOO through Vanguard rather than Schwab?
What are y'all's plays on tomorrow's CPI news? Any calls being made?
Looking for long-term investment suggestions, 30yo • $1-2k / mo.
What is the difference between some EFTs like Vanguard S&P 500?
Mentions
VOO is the long term statistical correct answer Reddit is always wrong Talking heads (Cramer) is also wrong Never trade Macro Never trade your politics If your not doing VOO then best to focus on one segment of the market Never marry a trade All time high bring more all time highs until they don’t
If you held GLD you would have been underperforming VOO for like 9 and a half years. It’s only been recently that GLD had taken the lead. If you look at almost any other time period VOO has outperformed.
Wouldn't buying manually the day you get your paycheck be best? Say you automatically buy $5,000 every other week. What if you have $7,000 in your account for paycheck 1 and $1,000 in expenses until you get your next paycheck -- you could have manually invested $6,000. Then for paycheck 2 you end up having $10,000 and only have $500 in expenses until your next paycheck, you could have invested $9,500. I wouldn't want to leave any more than a few hundred dollars left uninvested at a time. Also, if a stock dips hard one week over the last year and you buy something like VOO automatically, then you miss out on your one chance of manually buying the stock that dipped. If you sell then you're taxed on the profits so never sell. Better to pay for something urgent with your credit card and then pay off your credit card before next month with your next paychecks instead of automatically investing more.
Please for the love of all that is holy, put half of that in VOO and then you can delete the other half on calls and atleast you'll still have something
A lot of withdrawal plans involve starting at a certain percentage but allowing that percentage to grow with inflation. I think that is why you are getting many people saying 5% is too high but think that 3% starting but adjusting for inflation is fine. This brings up another question. You say "for life," but life ends. Are you in your 30's? Are you in your 50's? For life can be very different depending on your start age. Another question is the day you draw your last breath, do you expect the balance to be $1M or are you looking for it to be much closer to zero? I am thinking at 63, I could pull 5% yearly out of an account in VOO till the day I die. In fact, mathematically, I can guarantee it. Let's say in 10 years, the account is worth $200. 5% is $10. No problem. If the question is could I pull $50K/year? Probably at 63. Probably not at 30. How old are you????
In order to balance out my gambling addiction, I’m also doing a boring boomer strat: every Monday, I buy 2 VOO and 5 VTI. Been doing that for 4 months, and that part of my port is outperforming my options plays. There is probably a lesson to be learned here, but I don’t care.
If you haven't got the memo yet, everyone is selling the US. VXUS and many other non US index funds are killing it. Age of VOO and chill is over.
I will report back when I’m ready to deploy. Sell & take your money. Look for the next winner or VOO & chill. A 50-60% down turn is not at all out of the question. just cause I’m drooling for puts when the time comes doesn’t mean I don’t want you to win. I hope you make millions.
Swapped out my VOO shares for GLD, no idea why I didn’t do this weeks or even months ago lol
The most boring advice is to just DCA (Dollar Cost Average),i.e. buy a fixed amount every week/bi-weekly/monthly regardless of where the market is going. That way you don't miss any dips and you avoid buying everything at the top. I have run simulations of DCA from 1990 though now for different 10 year periods using VOO, VUG, VTI, QQQ, etc and it is proven to work so far for any 10 year period. Past performance doesn't guarantee future returns but I think for a retail investor without too much capital, no inside knowledge, and no advanced trading algorithms and tools, this is the best strategy.
Posting this as VOO trails VXUS and GLD today. And for the week, month, 3 months, 6 months, and year.
I did! Maxed out my 2025 and 2026 roth ira and put it all into VOO. It felt nauseating having that much to risk. Going to play around with the rest but de-risk a lot. I’m only 23 so I know i’m way ahed of the curb.
Would she be okay if you gift her the VOO as an engagement present (for her to keep it forever) and you buy her a cheapie ring for like $300 in place of the engagement ring? Its not as romantic but hey imma girl, I wouldn’t mind. 🤷♀️
Serves you VOO cuckbois right, pick out stocks like a real man
The system I use is based on a sophisticated AI analysis combining data from the last 5 years with the latest press analysis. I can create multiple Virtual-Portfolio™, analyze and compare them. After using it for your list, my system tells me: Ticker | Company Name | Price | Combined Score | Recommendation | Sentiment Score | Sentiment Confidence \-------------------------------------------------------------------------------------------------------- IOO | iShares Global 100 ETF | 127.22 | 69.70 | Hold | 0.99 | 4% QQQ | Invesco QQQ Trust | 621.82 | 80.53 | Strong Buy | 0.73 | 100% SOXX | iShares Semiconductor ETF | 349.28 | 62.40 | Hold | 0.99 | 24% VOO | Vanguard S&P 500 ETF | 635.21 | 82.36 | Strong Buy | 0.94 | 100% VT | Vanguard Total World Stock Index Fund ETF Shares | 145.24 | 78.55 | Strong Buy | 1.00 | 2% VXUS | Vanguard Total International Stock Index Fund ETF Shares | 79.20 | 75.00 | Buy | 0.99 | 20% XOM | Exxon Mobil Corp | 133.75 | 80.02 | Strong Buy | 0.84 | 100%
You should stick to VOO.
Weird comment. I'm 80% international right now and feel like a fucking moron for the 20% that's massively underperforming. My European stocks have more than doubled my VOO returns in the last year...
I’d hold VOO if possible since it’s your broad, low-risk growth
I’d sell individual - if you made a profit then there you go that’s your ring money. IMO regardless of what account it’s in, VOO is for retirement. It’s the investment I’m gonna keep making until I retire and will not sell unless I find another investment (house, land, etc). Walmart stock is not going anywhere in the next 5-10 years. It’s pretty stable and there’s a reason for so. You won’t lose too much gains by exiting and entering back later on. That’s just my opinion tho and I’d do some more research and talk to any mentors/advisors as well.
Depends what you prioritize. If you're looking for stability, lower upside, and lower downside, sell individual stocks and keep the VOO. If you're looking for a higher ceiling and lower floor, sell the VOO and keep the stocks. No matter what you sell, consider tax implications. Whether you're realizing a capital loss or a capital gain, there will be downstream effects that you may also want to consider.
I don't understand the question. Are you asking if you already own VTI or VOO do you need to rebalance with just VT?
Do you have to go back in & change up with VTI or VOO? I didn’t think so
VOO is fully included inside VTI, I'd drop VOO. On including QQQ(M): Remember this has heavy overlap (over 80% by count) with the S&P 500 (possibly even more with VTI). Look only at the inclusion criteria, not past returns (as they’re a terrible way to judge future returns, at least in the way most people tend to believe). Do they make sense to you? Does it make sense to over weight these stocks based on the inclusion criteria of the index? They don’t to me, I view it as complete nonsense. Then you say you don't want to be over dependent on tech: VTI and VOO from memory are around 30% tech, QQQ(M) around 50%, and that's not including the companies you may consider tech but the market classifies elsewhere (Alphabet/Google, Meta/Facebook, Amazon, Tesla as 4 huge examples). VTI + VXUS alone give you essentially total world coverage. Common current recommendations I've seen tend to be 30-40% of stock be international, so you're a bit light on the VXUS.
I was debating dropping VOO for 70% VTI. I dont see why id completely dump VXUS. And QQQ is mostly just for the high potential growth without volatility
My 300% 1yr with all profits put into VOO says otherwise lol
I'll be happy with 5 million. I would just dump it in VOO and fuck off lol.
25 mil in VOO? Seems like you can afford to do whatever you want
98.56%, up 153.3k. Just old style holding tech stocks. Held VOO for a few years, switched to MSFT and GOOG around April, switched MSFT to GOOG around October. Pure luck no skills. Full port GOOG tn, would not recommend trying.
I just can't wrap my head around it. I cashed out my entire account and all my retirement funds just minutes before Trump folded. I must have lost tens of thousands in a single day, and now I'm staring at this massive tax bill on top of it. I should've stuck to my original plan of buying VOO and holding for decades instead of fucking around with individual stocks. I'm just desperately hoping he does something crazy again soon, something that sparks another liberation day so I can buy back in. I just hate this administration so much.
Passive index fund investing. At a risk level you’re comfortable with. VT to VTI to VOO to QQQ to SMH. But from each paycheck and hold for long periods, decades even.
VT if you want to be a multi-millionaire in old age no matter what changes happen on the world stage, VOO if you're feeling frisky and want to go all-in on US companies.
Yeah, I feel weird since I got in at 6, and even had calls that printed a few grand, but j sold and moved the funds to VOO. I regret not just renting more shares with the money :/
You can convert your target date to other assets. I moved into 70% VOO and 30% VEU after a certain executive order removed some guard rails from target date plans.
I would cut my dick off and use it as a tennis racket if I could win like this. Back to VOO and chill for me.
You’re not as smart as you think you are. You can’t beat the market. You can’t time the market. Don’t overthink. Most people fret about VT vs VOO but it doesn’t really matter. A lot of people fret about saving 0.001% on an ETF fee but that doesn’t really matter either. What you SHOULD overthink is getting your income up. Invest in classes, schooling, certificates, business equipment etc to up your income. THAT is the biggest driver of wealth later, because you can’t generate a lot later without starting with a lot now. Put 80% in VT, VOO, or a target date fund and DO NOT TOUCH IT until your retirement age. Put at least 5% of every paycheck away for auto invest into that section of VT or VOO.
You aren’t going to earn money day trading, so I wouldn’t bother worrying about it. Just VOO and chill
Read “The Simple Path to Wealth” by JL Collins. It will change your relationship with money. It’s basically a how to guide to the /r/FIRE movement (financial independence, retire early). At 38, you have time to recover. Just keep saving and investing 15% (ideally 20%) of your income and invest in broad market index funds or ETFs. You can do the VOO or VTI and chill or if you want international exposure you can add VXUS or go completely VT and have both US and international in one ETF. A 15% rate of saving over 25 years should get you to 10x your gross income if we assume an inflation adjusted 7% ROI—this assumes 10% average growth less 3% inflation. With 10x your income saved plus social security and hopefully no debt and a paid or mostly paid off house, you’ll have a very nice retirement. If you’re a high income earner, you can accelerate this process or have a fatter retirement. What I like with index investing is you buy when the market is up or the market is down. You just keep buying and holding and ignore the noise and keep investing because it will take 20+ years before you’ve accumulated enough. Don’t get tempted to try to play catch-up. Bogleheads style index investing works as I and many others are proof of it. It’s not sexy and will get boring, but then you can use your energy towards creative endeavors versus chasing the thrill on individual stock investing.
Not for me, at least until I hit retirement age, and no more than 5% of my portfolio. VOO & VT are the acceleration and growth, JEPQ is a bit of coast, if you know what I mean.
Don’t trade with any amount of money you wouldn’t bet at a casino. 95% VOO (or similar) and chill. The rest you should totally bet on the company your aunts cousins boyfriends hairdresser told you about.
Automate. Setup an auto weekly buy. Work to increase the weekly amount. Use a platform that supports fractionals. Doesn’t mater if it is VOO or stocks that you like. Automate it. Only sell when you have something urgent to pay for. If you buy stuff that you have to “monitor”, you bought the wrong stuff to begin with. This should be the majority of your investing. You can do one-off stuff on the side. But the majority should be automated. Learn this early and it’s really all you need to know.
Yup. This kind of emotional and irrational trading is why most people lose money trying and exactly why they should just VOO and chill.
I checked with AI.... *what would $500,000 invested in VOO on march 15 2020 be worth today?* A $500,000 lump‑sum investment into VOO on March 15, 2020 would be worth *roughly $1.6–$1.7 million today*, based on the price change from the COVID‑crash levels to the current \~$630 range.
My guy. What kind of research were you doing? [This portfolio](https://www.reddit.com/r/wallstreetbets/s/keFUbk5fmV) on your profile from 3 years ago is absolute regard shit. Vimeo and its parent company? You really thought you were going to beat the market with YouTube/Google’s far less successful, jealous, distant cousin? The only good stock you owned then was AAPL. It’s really hard to feel any sort of sympathy for you. This account is 100% geared towards getting rich quick without a clear strategy. Luckily, you seem to make a lot of money, you can VOO and forget from now on and likely recover. But never forget, while high schoolers were beating the market, YOUR (fully grown) dumbass was making completely uneducated bets that cost you a small fortune.
Wait, you managed this with VOO?
I suggest you read a book by John Bogle. There’s a saying called “VOO and chill” that gets parroted during market volatility and it’s for good reason. The laziest investors make the most money in the long run.
You are a funny funny man and a good writer. You should write a book about your experiences. Then get it optioned to be turned into a movie. I'm serious! You can make back your $500K loss and more THAT way. Use your talents.. Plus you can get booked to do funny inspirational speeches about how you lost it all, thought about ending it all and then got it all back and THEN some by writing about it. You don't have to make it back where you lost it. Turn that creative streak in you to gold. Then VOO and chill with your profits. Trading is not for you. Not because you're not smart-you clearly are. But because you have a wee bit of a tendency to gamble recklessly. You are only 38! Everyone loves a come back and redemption story. Waaay more than commercials. Think about it.
Thing is, VOO can absolutely crab for a decade or go negative from now on. What do you see as catalyst of growth in VOO? S&P has been going sideways for the last 3 months already. In fact we are below October prices now.
Lost 6 thousand last summer while out of work for a month........... it's been rough since. It's all my vault lmao but oh whale. If i just bought VOO last year yada yada yada you know the rest who gives a fuck
Please just VOO and chill from here. You can put that in your next website.
Hello! Thank you for your detailed answer. It actually makes sense because that takes out the stress and wasted time aspect out of it. I am not going to ignore it, I was approaching it more as an end-game/longer term goal for investing in a index fund such as VOO, VXI, or QQQ. But now it seems like a better idea to allocate 50% of my total capital on one of those and trade with the other 50% on more stable/less volatile stocks to increase my capital and divide the profits equally among two investment types instead of just considering myself a short/mid term trader. My main concern on this endeavour is I live in Turkey and earn TRY, which has lost a lot of its value to the USD, so that's why I want to increase my capital in USD to make it more impactful, as right now I can only add ~700USD every month to my investment capital, and that just wouldn't really bring a lot of returns in either trading or long term investing because although it is a lot of money for me every month, it gets dwarfed when exchanged to USD :/.
Just compare the $ACWX and $VOO for the past year. Business cycles are decoupled and no longer global, I see higher return in European markets for the next couple of years
+2.69% figure as long as I keep doubling VOO or better I’m doing fine
Have them split between VOO and the nasdaq index/etf of your choice. Say “it’s up to you how you split it but I recommend 75/25” (majority in VOO). This allows them to be pretty safe no matter what while feeling some agency over the gamble and still being guided by you. Tell em buy like 5% in GOOGL if you want to really throw an individual stock in there.
If by easy you mean stress free and little effort, then VOO & chill. If you mean vomit inducing stress, then RDDT calls hoping to catch a reversal.
I’d probably put 50% in VOO or VTI on the next big dip, 25% in TSMC 10% in in KO or Disney or some stable bank stock and the remainder in Draftkings or Sofi or Hood as my fuck around money.
Forget VOO and chill, MU and chill
Lol im done now. I have a solid foundation i’m going all in on VOO now
I would only ever recommend a family member have a portfolio of VOO/VTI and VXUS or just VT. As long as they don’t panic sell, that portfolio will grow. You don’t want to be responsible for them losing money if you’re wrong. Even if you make the right picks in this moment, do you want to be responsible for managing their portfolio forever?
ohh, I forgot you seem to have a crystal ball. but if i had a crystal ball which says that VOO would drop from $20k to $15k then i would just hold cash and invest when it drops to $15k. if you're worried about taxes then give me the gains and i will happily pay your taxes on those gains.
I trade till I have 4M USD then VOO&chill for the rest of my life. I hope 1 year until I have reached my goal.
My equal weight sp500 (RSP), mid cap (IVOO), and small cap (VIOO) ETFs have finally started taking off in the last month. I feel like this rebalancing is overdue given the run VOO has had.
It depends which stock but yes, many of the individual stocks did much better than the Index funds like the VOO ETF- 1 year return 13.68% whereas Micron Technology (MU) 255.74%-
the VOO's will be fine. But the growth ETF's are tanking.
If you have time to let your money grow just leave it alone! If you don't have time, educate yourself before buying. Dont just buy because you see something on it's way up. Its hard to do, but as long as you pick stocks that YOU research and believe in, you should feel ok with ups and downs. Or, just DCA VOO.
I get that. I also think the US stock market has a lot of cope propping it up right now. Eg; AI hype will save everything, tariffs are just negotiating tactics, institutions will hold, courts will check executive overreach. Investors are still betting this is temporary theatre rather than structural rot. Time will tell if that’s optimism or denial. Meanwhile Non-US ETFs (VXUS/VEU) are Up 32% over the past 12 months. S&P 500 (VOO): Up 18% over the past 12 months. anyone that’s divesting x amount away from US right now for moral/political/ethical or whatever other reason is smart and simply hedging their bets. Let’s not underestimate how much of world is doing this right now. Time will tell. Midterms will tell, If he figures out a way to suspend elections.
I mean why make it complicated? VOO, VTI, any other broad market fund…Sure there’s probably particular sectors/companies that feel an EU trade war more than a china trade war, but his threats affect the whole market.
All I have is FAANG leaps and some KWEB, VOOG, VOO as my core positions. I can’t trust anything here for short term 😂
I have been making so much money from this clown. Don't even need options. Trump says something batshit crazy. Market tanks. Buy some VOO. Trump backs off, says something less insane. Market goes back up. Rinse, repeat.
Good lesson not to panic sell based on headlines. Saw a couple of posters yesterday completely exiting the US market, VOO and all.
I'm doing my part. Offloaded all my VOO and VTI. Good riddance.
80% VOO 20% growth, mag, high beta etc.
VOO and chill. Or gamble it on options and go bust overnight.
Volatility like this is a day traders dream. If you aren't making money maybe just VOO. (I am down bigly)
Idk….. - you could avoid it…like no direct exposure to the companies - allocate less to tech sector, which means not buying VOO or other major index funds. Craft your own sector allocation - maybe short tech sector? Then again are we sure about the timing? You could be right about the AI hype being just a hype and still come out like a dumbass… - if the hype goes sour this year, we hedge we look like geniuses - if hype goes on for 2 more years and then it crashes…we look like dumbasses for the next 2 years. Then when it finally crashes there’s a chance the bottom is still higher than today’s price… - and if hype goes on for 2 more years then we might did on cave and buy in at the last 6 month….well then we only ride the roller coaster down….
Ive dwindled everything down to 4 things tbh with you. 65% Nvidia 23% VOO 7% walmart 3% gold etc Real thought was to sell off most of Nvidia and walmart and concentrate on gold and a international etf.
Just a guess. I think zero day expiry calls/ puts? Options trading can wipe out portfolios especially with multiple bets on the same thing. I’ve/ we’ve been there before. Sorry for OP but hope it’s a learning experience. Remember to anchor some in VOO/ VXUS as a long term HODL
It takes guts to admit you were wrong and true strength to step away. Put the remaining in VOO and dont look back. 0dte isn't investing. Thats gambling
Or just stop gambling? And just VOO and chill?
Bro you gambled your entire life savings and still have more money than I did when I was 24. Put the rest in VOO and forget it exists.
You got plenty of time left to grow your money being in your mid twenties. Stop degenning like a fucking retard and just invest in VOO.
Political theater is a poor proxy for capital flow. The Nixon era saw domestic unrest and a failing presidency, yet US corporate dominance remained. Which is why VOO represents global consumption, not just American policy. So, total divestment ignores the extraterritorial nature of these firms. It's a strategic error to confuse the flag with the underlying cash flow.
VT is the world VOO is SPY (=USA) VT is more chill than VOO
>Now when I sell the individual stocks, I get $12k and need to pay tax on $5k ($10k realized gain - $5k TLH). As a result, I scan invest $12k cash in individual stocks. What am I missing? If your VOO holding drops from $20K to $15K, why do you expect your individual stock holdings to remain same at $12K - realistically they should drop more than 25%. Now, do the math again!
this shit is insane man. Imagine if you just put that all in VOO, you'd be making like 50 grand a year sitting on your ass for the rest of your life.