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I’m looking to add another stock or two to my portfolio, any recommendations?
[Discussion] How will AI and Large Language Models affect retail trading and investing?
[Discussion] How will AI and Large Language Models Impact Trading and Investing?
Would it be a bad idea investing in the same investments in a Roth IRA and a regular brokerage account?
Is it ok to never have bonds if you start investing early?
Anything I should know about investing in Vanguard ETFs on Fidelity?
What would you all recommend for second year of IRA?
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
I hit $100,000 in Broad Market Index Funds (mostly VOO and VTI) this Jan
QQQ or VOO which one will you choose ?
Question about ETFs: What happens if the provider goes under as a business?
Wife's IRA has positions in high-expense ratio funds. Sell and buy VOO?
i want to start investing and i don't know where to begin
Looking to invest savings in VTX and VOO. What should I invest more in.
After watching Nvda go up up and up some more, i dove in at 600 a share. 🤔😳
What stock/suggestion have you gotten from this sub that actually WORKED?
As a whole this sub is overly negative on taking profits and building a cash position
What to do with $300,000 just sitting in my checking account?
What stocks(s) did y’all buy recently and when was it?
100% stocks is not universally good advice. Stock market indexes are not always the right benchmark for your performance.
Is FZIPX same as AVUV? Looking for Low ER small cap ETF
Is putting $50 into VOO every 2 weeks (for the next 20 years) a good or bad idea?
What index fund do I pick for my Roth IRA?
12m Emergency : 100% CD/Tbills vs ~25-75% VOO & rest in CD/Tbills?
Is it normal for the index funds to be weighted this heavily by mega caps?
Where to invest 10k leveraged from CC cash advance (5% fee)?
As a non-US resident is it worth getting Ireland-domiciled ETFs?
Advice for a 27 year old trying to leave the nest?????
Any advantage to buying VOO through Vanguard rather than Schwab?
What are y'all's plays on tomorrow's CPI news? Any calls being made?
Looking for long-term investment suggestions, 30yo • $1-2k / mo.
What is the difference between some EFTs like Vanguard S&P 500?
Favorite longterm investment right now (January 2024)
Mentions
VTI and VOO are stocks you should plan to hold for a minimum of 5-7 years. Some years you’ll be up and others you’ll be down but on average that’s the amount of time it would take to see a positive return and double your money if you dca ( dollar cost average ) at a fixed amount each month.
It depends on the weighting. VTI is weighted so heavily towards market cap it make any specific small cap a tiny tiny portion of VTI. It's like buying 91 shares of VOO and 7 shares of IWM (Russell 2000) (That ratio was random estimate not intended to represent the actual math. But the ratio is a good demonstration of how market share intensive it is) If you want small caps to really matter to you you could go 50-50. 50% IWM and 50% VOO. It's ballsy but it might work.
I hope you have other savings or investments aside from this 25K. I would put the money in VOO until I find other options. Keeping the money is just killing it.
I would say he did it at the wrong time. Going all in at $519 a share of VOO only for it to literally crash the next day and continuing to fall right now…..lol that’s bad
I‘m still up 23% on VOO and 43% on QQQM. There is no risk of loss if you just leave your investments alone and do absolutely nothing. Don’t panic. Keep buying. In a few years you’ll be up and ahead and can stomach -10% … -20% easily. The key is to continuously stay invested for a long time.
Hey, I have no access to websites to invest as other countries however I recently found a way to invest using “hapi” and “interactive brokers”. I have done some research and I am interested in investing in VOO, VTI, BRK.B, VGT and QQQM. What would you recommend? And if by any chance you also stay conservative when it comes to sp&500. How has your experience been? What has been your actual average long term (5-10 years) I’d appreciate some help, suggestions and if you shared your personal experiences
buy VOO. go outside. come back in 20 years. sell. profit.
Someone I know got influenced by everyone saying to “Lump Sum” into VOO like a week ago . I believe he literally bought it on the highest peak like $519 a share of VOO. Right after he bought it the next day till now it just crashed all the way down to like $594 a share lol. Ouch!!!!
Tasty pickups on VOO, VTI, and VUG rn. I love it!
Checked for funzies -- google has better correlation with MSFT (0.44) than with VOO (0.42). It does not with AAPL (0.26) or AMZN (0.36) or META (0.29) Honestly kind of remarkable it's been so similar relative to MSFT (monthly returns over the last decade)
If one bought Tsla on 2023 year end he could suffer up to 50% of losses. Timing to get in the market matters. I suspect there will be a number of tech stocks that will show lackluster earnings. Given that trend S&P 500 for next quarter could decline. So there goes that conviction I am young I will keep buying VOO when it remains flat... As for me after taking profit from AI hype, I cautiously spreaded them into smal cap often obscure stocks. They have picked up momentum lately. With China buying maasive quantities of materials, oil, coal, and metals it seems to hint a war in the Pacific is in the works. If sanctions imposedon China she still can survive. The prices Chinese are paying are not low. In that respect my bets on US weapon manufacturers seems to be accurate. All weapon, arm component supply comanies have a back log of 1-2 years hinting they will do well in the forthcoming quarters.
Both VOO and VTI provide performance that represents the entire market. Any difference is negligible. The S&P 500 index that VOO uses was literally created to represent the performance of the entire market. The 500-stock ETF performing the same as the 3600-stock ETF demonstrates how little benefit increased diversity actually provides when stocks number in the hundreds. In fact, for expert investors, 30 to 50 stocks is all they need for max diversity.
Now just put that shit into VOO and retire
Seemed like a nice day to a bit of VOO, AMZN, BROS, and DHI.
Very little volume or open interest on those March contracts, which means it may be hard to get filled at a decent price, and also might be difficult to sell if/when you need to. VOO and SPY have much better liquidity which means easy entry and exit.
I am a 28-year-old, USA resident. I have around 70K in stocks market and started investing around 1.5 years back. Had around 14k USD profit, which is halved to 7k in the recent NASDAQ drop. I am heavily invested in MSFT, Meta, AMD, Dell, QQQ and other tech stocks except VOO, Visa, Costco. I am thinking of adding more and have around 5k to invest. Should I just invest right now or wait for some more weeks since market is brutal right now. I know this is timing the market which should be avoided but still I am hesitating to add now. I mostly add funds when market is high so this time trying something different. Have saved around 30k for emergency saving account. And I want to go for long term.
You will recover. It’s just money. If it effects your health than you should just VOO and chill. Dont hurt yourself. Your friends and family will miss you. This is just a suburu. Use this as motivation to update your resume and snatch that overdue promotion to another company.
Past couple weeks have shown that the whole lump sum is better than DCA theory is TRUE. Outside of super broad index funds like VTI or VOO, lump sum is just a GOOD idea. If you lump summed into mega cap tech stocks or QQQ two weeks ago for example you’re already UP so much that you’d need a 10, 15, or even 20% DOWNSIDE move just to break even. With DCA you’d HAVE to buy more at these new HIGH prices which would INCREASE your average cost basis and make the gains LESS. Look at that. I changed a few words as if you posted this exact message 3 weeks ago and its 100% the opposite.
People rotating from QQQ to VOO
What’s crazy to me is that VOO has gained more than QQQ YTD
Past couple weeks have shown that the whole lump sum is better than DCA theory is false. Outside of super broad index funds like VTI or VOO, lump sum is just a bad idea. If you lump summed into mega cap tech stocks or QQQ two weeks ago for example you’re already down so much that you’d need a 10, 15, or even 20% upside move just to break even. With DCA you’d be able to buy more at these new lower prices which would lower your average cost basis and make the gain needed to break even less. I personally prefer an RSI-weighted DCA method where you invest more in things with a lower RSI and less in high RSI.
You would have been better off just throwing everything into SPY, VOO, or VTI and not having a second thought. You aren't good at trading options. Make an adjustment.
It’s not that hard. But VOO and chill. Buy the dip.
Well, thats it for me. Every spare cent I had sitting around went into VOO at 3:59 PM. * have three months rent in the bank and $20k (10% of portfolio) in FDLXX
I'm officially red on VOO. Stocks are awesome
Why does it seem like people recommend VOO so much more than VTI? Wouldn't you want the additional diversification of VTI?
If tomorrow is red. I'm going 50-50 VOO/SGOV, setting up auto payments, and deleting all the apps. Lol just kidding. I'm addicted and I can't quit.
Just do VOO monthly and forget about it for 25 years
maybe stick to buying VOO? I feel like you'd at least be up 30% over the last 4 years.
I have lots in VOO, this is fun/gambling money.
VOO, VTI, and the like are generally considered safe ETFs to invest in. Do you do disagree?
Roll it into a Vanguard (or similar) IRA and drop it in any number of index funds (VOO or similar). Or buy a shitload of whatever stock. Point is, you’ll have more options than where you have it now to make money with your money.
Okay, well, as others have commented: it might feel good but it doesn’t really make sense. Take the money you’d like to put into your mortgage and put it into SPAXX or VOO. Literally everyone is telling you not to do this.
How is FXAIX down today by a lot when VOO and S&P500 is up?
It's weeks like this week I think about just going 50-50 VOO/SGOV and checking my portfolio once a week instead of 200 times a day. Anyway, what earnings are left to gamble on this week? 3M?
In terms of taxes you should always use an ETF in preference to a mutual fund if they are similar. For taxable accounts reserve mutual funds for situations where no similar ETF exists. Mutual funds can be tax efficient for years and hit you with substantial tax bills based on what other investors do. Except for an ETF closing (which won't happen to VOO) nothing similar can happen to ETFs.
During those 5 years it's EPS has grown about 12% annually while it's multiple have shrunk 5% annually. VOO EPS has grown about 7% annually while it's multiple have grown 6% annually. Multiple expansion/shrinkage is where the difference in return happened (nothing to do with the fundamentals) This why it's a buy at the moment because their buybacks will now impact the EPS growth more (because of the cheaper multiple) and I can't see their multiple shrinking the same as the past 5 years nor do I see VOO's growing at the same rate.
>Adding $1500/month in a Fidelity account over a 10-year period. What would the difference in taxes be investing FXAIX versus VOO? Impossible to tell ahead of time. Capital gains distribution is what you'd look at. FXAIX has not had a capital gains distribution since 2019: https://fundresearch.fidelity.com/mutual-funds/fees-and-prices/315911750
I said I should have bought calls on that dip but as usual  At least I dumped a bunch of cash into VOO yesterday at close. Also Ford (F) is gonna creep back up to 12 over the coming weeks right? Don't have any buy thinking of buying.
Last week: VOO and chill! I'm in for the long term. Wednesday: The market's crashing. I'm getting out before I go bankrupt!
VTI and VOO and QQQ (like always)
You could look at CDs at banks as well. Not much risk and might give you higher returns than your HYSA. I know regions bank has a 10 month CD at 5% apy currently. Personally I’d probably just invest long-term in a taxable brokerage account with VOO or something like that
True Ill check them out but QQQ and VOO are just so good. The rebalancing make it an excellent play for the future
Assuming you are investing long term (which you should be with those holdings), this is nothing to worry about. Zoom out on VOO and QQQ charts and see how they’ve performed over the years/decades. If this kind of thing causes you anxiety, don’t look at your portfolio every day. Delete you brokerage app if you have to.
Hi! Not too experienced with investing as I'm only 19, but as of right now I have almost all of my money in VOO. Are there any ETFs you'd recommend to diversify? (I'm in the US if that matters)
SPLG is a good alternative with lower expense ratio than spy or VOO.
Owned for a coupe years. Made money on it but the returns weren't more than VOO. I'd pass, buy ETFs or any of the usual suspects.
I have about 220,000$ in CDs that are maturing next week. I’m 29 years old not sure what to do with that money I don’t think I’ll need it for the next 10 years should I just buy more CDs or invest some of it into an etf like VOO?
Would you suggest I reinvest the money in VOO or do you have any other suggestions on individual stocks or ETF’s besides VOO
I initially invested in SPY because I thought the difference between VOO and SPY would be negligible. on doing further research I realized that expense ratio plays a big role in long term investments and so am selling SPY in favor of buying more VOO, currently holding off selling SPY coz there’s a slight dip rn.
VTI is (essentially) every US stock. If you want more diversity than that you should look at international funds. And why do you hold both SPY and VOO?
yeah sell >" APPL, GOOGl, MSFT, AMZN, NVDA" to buy VOO thats how you diversify
Be careful. I remember my first options trade and made about $575 on Tesla. I also remember my 2nd options trade and lost nearly $1200 off the same company. Then my 3rd, 4th and a few hundred more trades and realized the time involved managing the ups and downs cost more money and time than if I was working a 40+ part time job. Also, the taxes I paid at the end of the year basically ate up all profits except for the ones I invested in SPY and VOO, which actually made me more money just by having it sit in those two funds than actively trading. Lol. Trading is a skill no doubt and there’s folks out there who are really fucking good at it and make a shit ton of money. I was not one of them 😩🤣. Good luck, be careful and study study study and study some more…also…know your tax codes and how to manage profits.
The five years before that it went up 186% while VOO went up 55%.
Are you just holding VOO or are you selling and buying depending on the market sentiment? Yeah I have given up with options… now my new rule I 50% into ETFs I believe in, 25% into dividend paying stocks like maybe VW or some gold producers … 10% into specific stocks and the rest into call options …. I’m done with risky knockouts or 2dte
You still have time, I've lost close to 40k USD once by yoloing it in NVDA during 2021. Nmi recovered by just admitting the lost, and dumped my whole profo on voo instead. Just invest long term. If you keep playing with fire, you will get burned someday eventually. If you lost 50%, you need 200% gain to get back to where you used to be. 75% lost needs 300% gains, 80% lost needs 500% gains, 90% lost needs 1000% gains. It's not worth the risk to play with options unless you're a math genius. Get out while you still can. Now I'm just a filthy VOO'er chilling because no matter how the market goes, I'll come out positive at the end of the day (which is probably 30+ years, it turns out if you invest in long term, volatility doesn't really affect you as much)
Yes, also there's no harm in just staying VOO-only even when you have more to invest. At least that's what Warren Buffet recommended his wife :)
VOO is slightly cheaper cost vice.
How old are you? If you're not touching this in ~20+ years, the current market environment shouldn't be a problem. Assuming you're invested in something like VTI or VOO of course.
Great selections but lots of repetitions.... XLRE/SCHH/VNQ are the same thing, you might want to select 1 only... same goes with SPY/VOO...
VOO is slightly cheaper/better than SPY. By slightly I mean a difference of .07%, currently, in dividend yield, you get like an extra 7 cents per 100 dollars invested in VOO, it's kinda irrelevant. End of the day they're the same thing though, having both is pointless.
Often said to have more diversification, but VOO has better performance.
I'm in a similar boat, but I'm DCA-ing in, only buy 1 share of VOO a week. That way if it keeps falling I'll have a lower cost average.
Hey! Not giving you a hard time, but SPY and VOO both track the SP500. They are the same exact stock. Hope this helps!
We really need the options in the new 401k. Usually there is no time limit here, so you can just wait and see. If the current plan has very cheap options or access to institutional funds that you obviously wouldn't have access to on your own, then you could possible stay. But the current plan is likely charging you some sort of fee that opening an account at a custodian like Schwab or Fidelity won't charge you. https://www.dol.gov/sites/dolgov/files/EBSA/about-ebsa/our-activities/resource-center/publications/a-look-at-401k-plan-fees.pdf It's **probably** best to move it to an IRA (be it a roll over IRA, traditional IRA, or Roth depending on what current tax type it is in your 401k - note that a rollover IRA and traditional IRA are functionally the same thing and can be combined if you'd like). Reason being a reduction in fees in general, plus more flexible investment options like ETFs. Though it depends on what you want to invest in. If it's just an S&P 500 fund, then it's pretty moot - VFIAX, SWPPX, SPY, IVV, VOO, etc... all about as cheap as you can get, so rolling it into an IRA probably is best since it saves you administration fees that a 401K charges. If you are looking for something beyond just cheap index funds, then a 401K is the best choice. Something like active mutual funds, real estate, bond funds, and specialty things like capital preservation. Not going to dive into that or preach/denigrate active vs passive here. That's up to you. So TL;DR - if you want cheap, passive, and easy, roll it over. If you want more than that, staying in the current or rolling it into the new 401K may make sense.
VOO, QQQ, FBCG, VGT, SCHD, and a tiny bit of BND. Same as I’ve done every single week the last 3+ years. The same thing I’ll be doing 10 years from now.
MSFT and NVDA are top holdings in SPY, VOO, and VGT. O is a top holding in VNQ, SCHH, and XLRE. You are spread too thinly for what you have invested currently. Dividends are great, but depending on your ability to routinely invest, time horizon, account type, etc. you are better off allocating to growth, especially since your current portfolio bends towards growth. NVDA and MSFT boomed heavily with AI hype. That doesn’t mean they couldn’t run more or won’t grow in the future, but you are assuming idiosyncratic risk when you can safely gain exposure to megacaps via an index fund. If your brokerage does fractional shares, individual share price does not matter. A fraction of a great company will play better than whole share of something mediocre. You’ve got sector risk and no real exposure to bonds, small cap, mid cap, international, or alternatives while double and triple dipping on equivalent funds. What is your thesis for holding individual equities? If your answer is O’s dividend history and AI go up, time to go back to the drawing board. Why Microsoft instead of Apple or Google? Why Nvidia instead of AMD or Intel? Why O instead of Prologis or NNN? An example: Coinbase IPO’d in 2021 where it topped out at ~$343 in November. A year later, after the FTX fiasco and rate hikes started going, the price had collapsed to a bottom of ~$35. Nearly 90% down. Where was I? Backing up the truck and shoveling hard. Why? Because the Bitcoin ETF custodian partnerships it had with most of the trading firms were already on the books. Bitcoin is cyclical and when asset managers like Blackrock and Fidelity are lining up to the trough, they do so because they have an angle. My thought was that crypto took a severe beating, but is a cockroach of finance and would likely recover. Similarly, Cleanspark was the only Bitcoin mining operation that went into the bear market carrying zero debt and a warchest from selling Bitocoin prior to the 2022 price collapse. Consequently, they were able to significantly expand their operations when things got shitty. Sell picks and shovels during a gold rush. I made a multiple and sold when the crypto market was hot in April. Why? To bank profits when I was in long term cap gains territory and the interest rates were doing their job of taming inflation. A fuckton of corporate debt is getting refinanced at higher rates and rates will be cut to achieve the soft landing or because the Fed overshot. What was my plan? My win got dumped into broad market index funds (lowering my risk), allocations to a Bitcoin ETF and Fidelity’s Digital Payment ETF (maintaining exposure in a safer way), long duration U.S. Treasuries (reading the room), and dry powder (future plays). Do research. Develop perspective. Have a process and a plan. To be clear, you aren’t making poor choices so much as classic beginner mistakes. A couple of years ago, I was in the middle of making them myself. Personally, I’m a fan of the Ginger Ale portfolio, but I still think the best place to start is a basic Boglehead approach of a 3 fund portfolio. It gets you going and is safe enough to figure out if you want to do something more involved.
Investing in funds with growth potential can help you achieve higher returns compared to keeping all your money in a money market account. Given your high risk tolerance and the fact that you won't need all of the $80K for immediate expenses, investing some of makes sense. Some stuff to consider: 1. **Cash Reserve**: Ensure you have enough cash to cover at least 6-12 months of expenses, which would be around $18K-$36K, depending on your comfort level. This will ensure you have liquidity for any unexpected expenses. 2. **Invest**: With the remaining $50K-$60K, consider investing in a mix of funds. Given your high risk tolerance and the short 2-3 year timeline, you could look into growth-oriented ETFs or mutual funds. However, it's important to balance this with some lower-risk options to manage potential market volatility. 3. **Diversify**: Consider a diversified portfolio that includes a mix of equities and bonds. For example, you could explore funds with strong historical performance like VTI (Vanguard Total Stock Market ETF) or VOO (Vanguard S&P 500 ETF), which are known for their broad market exposure. You can find detailed data on these and other funds at [upsideinvest.io/explore?type=fund](https://www.upsideinvest.io/explore?type=fund). 4. **Rebalance**: Regularly review your investment portfolio to ensure it aligns with your risk tolerance and financial goals, especially as you approach the end of the 2-3 year timeline.
I strongly agree with your thesis. I too love VISA but as your correctly pointed out the returns of VOO have been more than V.
If I were you, I'd find all those IRAs and rollover into one account. I'd also make sure you're able to contribute to a Roth IRA based on your salary receieved (I'm guessing you've earned enough to max it out) I'd also sell the company stock that you're talking about and put that right into VTI, VOO or anything but the company that is laying off employees. I'd already have my resume and linked in updated and be finding a job. You said that your job market is volatile, excuse. You said that your wife makes enough, excuse. You said you'd be willing to withdraw from retirement, excuse. Get your butt moving and get that next job. You and your family don't need to see hardship in the future based on excuses. Now that's just me.
I've owned this stock for 5 years now and have not been very impressed with the returns. I agree it seems to be a great buisness, with little overhead. The profit margin is fantastic. But I buy stocks to make money, and 38% over 5 years is not what I consider a great pick. VOO did nearly 80% over the same time period. I'm thinking about selling this one.
Don’t listen to them, your portfolio is definitely decent. You could perhaps consolidate SPY and VOO, and stick to more growth over dividends, but then again growth stocks are currently trading at high multiples. We had a decent pullback these past few days, so maybe consider shifting some more to VOO.
Depends on how much time you want to put it in to stock picking. If you want to set and forget, just buy VOO or VTI and you will do better than 90% of retail investors.
Depending on your age, you shouldn’t focus on dividends. Growth is more important when you’re younger. S&P ETF is already quite diversified. If you don’t know how to evaluate a company, then stick it all in VOO or VTI, while you learn.
You don't get 4.8% monthly, you get it annually. To me it doesn't seem like you have that much cash, but I guess if you want to invest it, buy a few ETF's, like the QQQ and/or VOO. Also if you do the math on your social security it rarely pays to wait to take it.
Diversification is great but depending on your age and risk tolerance, you could prob benefit from less diversification. Also a few of your funds are pretty much the same thing like VOO and SPY. I agree with others in the comments that you should first know what kind of an investor you want to be. Right now, your portfolio has a bit of everything which is not necessarily bad but could be counterproductive to your goals. Decide if you want to be a growth/value/dividend /etc. investor and lean into it.
SPY and VOO are the same holdings. MSFT and NVDA are included in the above. Most likely extreme overlap with the other ETFS. [https://www.etfrc.com/funds/overlap.php](https://www.etfrc.com/funds/overlap.php) If you only want USA just buy VTI. Some world exposure VT. Personally I'm mostly in VT with a play in 1 equity named PHAT. Once PHAT hits my magic number all of it goes back into VT.
Why did you buy SPY and VOO?
I split my play money this week between increasing VOO and IWM. I was a little apprehensive about buying more of my individual holdings this week, and today showed me my senses weren't wrong. Maybe if it levels tomorrow, I may increase some of my individual stocks.
Where can I find a reputable, factual article about why the stock market took a hit today? Every single article from CNBC, Barron’s, AP News, Yahoo Finance, MarketWatch, etc., is some variation of “Market Slumps as Alphabet, Tesla Earnings Miss”. But that’s not only a gross exaggeration, but incorrect. Alphabet’s earnings were slightly mild and the market reacted accordingly after hours. Earnings have been positive for 80% of the companies reporting thus far in the S&P 500. They’re just grasping at straws. All of the comments on Reddit are one of the following three: 1. “buy the dip” / “VOO and chill” 2. “If we knew, we’d be millionaires” 3. “It’s just a sector rotation” But where can I actually read a reasonable article about the actual reason why the stock market is red today? Surely there’s a non-clickbait analysis!
Where can I find a reputable, factual article about why the stock market took a hit today? Every single article from CNBC, Barron’s, AP News, Yahoo Finance, MarketWatch, etc., is some variation of “Market Slumps as Alphabet, Tesla Earnings Miss”. But that’s not only a gross exaggeration, but incorrect. Alphabet’s earnings were slightly mild and the market reacted accordingly after hours. Earnings have been positive for 80% of the companies reporting thus far in the S&P 500. They’re just grasping at straws. All of the comments on Reddit are one of the following three: 1. “buy the dip” / “VOO and chill” 2. “If we knew, we’d be millionaires” 3. “It’s just a sector rotation” But where can I actually read a reasonable article about the actual reason why the stock market is red today? Surely there’s a non-clickbait analysis!
Where can I find a reputable, factual article about why the stock market took a hit today? Every single article from CNBC, Barron’s, AP News, Yahoo Finance, MarketWatch, etc., is some variation of “Market Slumps as Alphabet, Tesla Earnings Miss”. But that’s not only a gross exaggeration, but incorrect. Alphabet’s earnings were slightly mild and the market reacted accordingly after hours. Earnings have been positive for 80% of the companies reporting thus far in the S&P 500. They’re just grasping at straws. All of the comments on Reddit are one of the following three: 1. “buy the dip” / “VOO and chill” 2. “If we knew, we’d be millionaires” 3. “It’s just a sector rotation” But where can I actually read a reasonable article about the actual reason why the stock market is red today? Surely there’s a non-clickbait analysis!
You're way off on this comment. Nearly 95% of anyone who bought $VTI or $VOO over the last 5 years has a 30 year time horizon. Nobody is worried at all because stocks always come back over the long run. In fact, with $VOO you can never lose money because stocks always correct in a vertical line straight up.
Just do VOO/VT if you want to do long term investing.
I am investing in my Roth IRA and curious about two strategies: 1. All in to VOO and DCA. 2. DCA splitting across VOO and other sector SPDR funds (XL_) I guess most would say just set it and forget it with VOO, no?
You're young enough you can do well with more risky tech heavy ETFs. With the recent pull backs, QQQM (cheaper fee QQQ) is a good choice. I'd put most in VOO or similar SP500 ETF and a good chunk in QQQM or similar tech heavy ETF. Now's a good time with the recent pullbacks, especially in tech stocks. SMH and other semi-conductor ETFs or stocks could potentially net more gains but higher risk. I have a small position in those.
100 of VOO shares in three different orders between 499 and 498 per. 300 shares of DIS.
These are all things you should take into consideration before making financial decisions. The generic advice is to put it all into a S&P 500 fund like VOO and don’t touch it. Without knowing more that’s what I would do in your situation.
Yeah I agree. Some people just tend to overestimate the size of an anticipated correction. I bought more VOO and VIOV today and I’m just not going to pay attention to any short-term losses that come from a continued correction.
You have VOO, so when you say "small caps," I'm hearing "everything not in VOO." That's VXF. 0.05% expense ratio, just a notch over ISCB and under IJR, but without any (mainly mid-cap) companies missing. Or, if you want to remain disproportionately in VOO, you could just get VTI to include a little VXF-equivalent at a lower expense ratio. If you want to start playing the value versus growth game or pay a premium for non-index funds (like AVUV), that's a different story.
Tell me why you think VOO/QQQ (or Nvidia, Google, meta, and anything else) would randomly go up tomorrow? No, they’re going to continue dropping for the next several days until they stabilize. It’s quite obvious, people have lost faith in AI and tech. I’m not saying things will drop to zero, but I think we have many more red days to come before we see a stabilization and then a slow increase again.