VOO

mastcelltryptase

You didn’t miss anything. Stock picking is a binary game. Sometimes you get it right. Sometimes you get it wrong. Just make sure you have more winners than losers. SpaceX is way too risky. You want to put your money that has a higher expectation of going up than down. Buy QQQ if you are looking for more adventure than just VOO.

ACGC21

Thanks i appreciate that, i still have no confidence in what im doing, but ive just been listening and following KOLs i trust. ive put in another 1.5K usd and added in NBIS, TSM, and… RKLB and SPCX… not proud of this at all but decided to go with my friends that have way more experience than me. Only bought 2 shares of SPCX though, and a fraction of RKLB. Confidence remains in APPL NVDA SNDK and VOO, added TSM to this list too. NBIS another Fomo pick and its been good so far. Honestly, im just surprised with how much fun ive been having, and learning more about how important it is to stay in the market rather than timing it makes me feel more excited.

AnnO55783

You did not miss anything by skipping the IPO, that is the right instinct rather than a regret. With a thousand dollars the specific fund matters far less than building the habit, so a broad market ETF like VOO or VTI and then adding whatever you can spare each month is the whole answer. The one rule I would hold onto is that this is long-term money, leave it alone through the inevitable down years and let time do the work. There is no judgement here, everyone starts somewhere.

An_Actual_AI

VOO. Don't overcomplicate things.

BeuTaude588

the honest argument isnt that growth is bad, its that VOO at this point is a concentrated bet on about ten names whether you meant to make one or not. if youre comfortable holding that concentration through a decade where large-cap growth could underperform, fine; the people getting bashed are usually the ones who havent realised they made the bet.

Days_End

VTI is a passive fund coving the whole USA market while VOO is an active fund that buys whatever the S&P500 committee picks. The S&P committee has choice not to have SpaceX in the index at the moments but can change that whenever they feels like.

Ok_Ambassador_4311

SPX, VOO calls going into Monday

InvestingNerd2020

The chance at higher gains than any ETF or Index mutual fund could provide. Most fail horribly at picking smaller scale stocks, but large stocks in the top 10 ten holding of the S&P 500 fund do great in USA bull runs. Great meaning they outperform the S&P 500 by a lot (5% or more per year). Dollar-Cost-Average examples since January 2020 ending May 2026: \- VOO was 18.24% per year \- Nvidia was 72.45% per year \- AMD was 53.36% per year \- Alphabet (GOOGL) was 36.25% per year

spilledonwhite

holy shit dude buy VOO why are you here jk share your wisdom so I'm less regarded

GaylrdFocker

>My portfolio only has VOO but I would love to add growth/value stocks in the future. What deters me are the classic stats of no one beats the index funds So keep doing index funds. Use VTI instead of VOO to add small/mid cap and VXUS for international. Or keep VOO and add VT for everything in 1 fund. The VOO you have will just mean you're slightly overweight on Large Cap but that's not a big deal.

Resident_Break6770

There's more to ETFs than VOO but to your point you're better off working for a living, investing in sector funds, and touching grass than pretending it's the 80s and taking advice on hot stocks from a broker.

HyperspaceSloth

If you invest smartly, (like a solid index fund and hold indefinitely - like VOO or similar), the investment growth will out grow the inflation in the long run, and you will end up with a nice next egg in end, regardless of inflation. If you hold just cash, you will lose to inflation, and have less and less purchasing power over time.

Fleazapper

You have a very lucrative career, VOO and max is plenty and I’m sure you’re busy. I grabbed individual stocks along the way because I had to, you don’t.

LaconicB

You don’t pay interest on selling options, that’s a common misunderstanding of selling options. You can own stocks and sell options, that’s how margin accounts work. This is how to better use your capital. If you put $50k in VOO, SpaceX, or whatever, you can’t sell naked puts in a cash account or without naked option approval in a margin account. With a margin account and the option approval to sell naked options, you have more use of your $50k sitting in whatever position you choose. You do not pay margin interest selling put options.  

maddystudies

Reading about stock analysis is definitely a worthwhile skill even if you stick with VOO. You might not beat the index but understanding why businesses succeed or fail is useful for way more than just picking stocks.

SirThaddeusGumdrop

I find it extremely useful to invest in individual stocks even if a majority of my wealth is in index funds. VOO is NOT a magic “10% a year” technology. It is a portfolio of stocks. The composition of the S&P 500 will change. Sometimes, yes, bonds will be more attractive than stocks (heresy!). It’s hard to know these things unless you’re tinkering with a small fraction of your portfolio. You will learn a lot.

michael_curdt

Why stocks? Because it is an investment vehicle that you can onboard with as little as you can afford. Returns over a short period of time fluctuate, but zoom out to 10-20-30 years and you will see some serious growth. Give it time, put your money to work and let compounding do its thing. You sound like someone who would prefer investing in basket funds (mutual funds, ETFs) as opposed to individual stocks. Look in r/bogleheads - they are of “VOO and chill bro” mentality. Don’t need to handpick stocks. Just invest in America’s top 500 companies.

No_Ground3881

If you enjoy it learn it. Even if you never beat VOO, understanding businesses and valuation will make you a better investor

Reign_of_Kronos

Problem is he still got in on NASDAQ and other indexes like VTI, VTSAX… sucks for people like me who are mainly in VTI vs VOO.

Asbelsp

I was never talking about the VOO you already have. I'm talking about VOO in general is risky, if cash is needed in a year.

TorvaThreads

And instead if you just invested in VOO you'd have 60k.

Halbaras

The US has multiple stock exchanges, including the NYSE and the NASDAQ. These are private companies run for profits, and they have incentives to encourage big IPOs to list on their exchange instead of a competitor. Some indexes/index funds track the overall US market (like the S&P and VOO) and care only about the sheer 'investible' size of a company and not where it's listed. There are other index funds which only track NASDAQ listed companies. The NASDAQ is both an exchange and an index provider. They publish indexes like the Nasdaq 100 (their largest 100 companies), and some massive index funds like QQQ match them. A lot of passive money moves around as a new company enters or leaves the Nasdaq, and a lot of that is regular people's pensions and savings. SpaceX has effectively been bribed by the Nasdaq to list on their exchange instead of the NYSE by changing two key rules: 1. In the past a company had to trade for 3-12 months after IPO before it was included in the index. This allowed time for fair price discovery, where initial hype fades and investors start judging the actual financials of the company involved. They've reduced this period to 15 days for 'companies which would be in our top 40', which means passive investors will be forced to buy SpaceX earlier, increasing the risk that it is still in an initial pump before losing a significant amount of value. 2. The NASDAQ used to have a rule where a company had to have more than 10% of its shares be publicly available. If, for example, a telecom was 95% owned by a foreign government, it wouldn't be allowed to list because the pool of available shares would be tiny, and the valuation would be distorted by everyone competing for limited shares of this apparently huge company. They've now changed this rule to allow tiny floats, and made it so that a small float can be up to tripled in market weight. SpaceX is allegedly a 1.8 trillion dollar company, but only about $80 billion of their shares are actually available to buy on the public market. But according to the NASDAQ, they should be weighted as if there are $240 billion worth of shares are available. So passive funds are forced to compete for an artificially small pool of shares, driving the prices up further... And now this forced buying happens before and as the insiders first get to sell, instead of afterwards thanks to rule change #1. SpaceX also allows insiders to begin selling earlier than is normal. SpaceX isn't going to ruin any passive investors, but it is likely that it will transfer a small amount of the wealth of Nasdaq-100 funds (e.g. 0.2%) to insiders if there's a typical post-IPO price slump on the coming months. What's more worrying is that every company about to IPO can now pull the same tiny float trick, regardless of size. OpenAI and Anthropic are also going to IPO soon and will be large enough to abuse both rules. Luckily the S&P has refused to do the equivalent of rule change #1, but the FTSE Russell (another big index provider) has changed their entry period to just five days. **TL;DR** You are unlikely to be noticeably affected in the long term unless you hold QQQ or other Nasdaq-based funds. If you do, it may be worth considering whether paying private equity a small annual IPO fee justifies the privilege of holding exclusively NASDAQ stocks (when other indexes also include them).

No-Consequence-8768

Your in the 'Investing' forum. The 'Chill' part is correct, VOO is a great commodity if you don't want to Trade, Hedge, short, etc... Large Cap is Large cap for a reason, more people buy into it, creating higher P/E's year after year. With higher return comes higher Risk/Reward. It's really what temperament you are and how much you want to work for more money.

HotDogDay82

I was a coward and spent my spacex stock money I put aside on VOO instead, but I believe you’re right!

MiserableSpare403

I am a former MSFT engineer. Starting from about 2023 and continu from the bottom up is burned out, morale is through the floor. Stackranking has returned and there are constant threats of layoffs, but now they’re even worse because they are not actual layoffs with severance, now fire “for cause”, citing performance, when they need to layoff people. Constant reorgs because of people leaving then managers only having like 3 reports remaining on their team. There is a divergence in visa dependent engineers who are stuck, while citizens/LPRs who often have more established skills and experience, vote with their feet to leave. Yes they have some cash cow products and entrenched lock-in but they are killing their ability to innovate in the future, as well as giving up on entire product lines (gaming). I dumped most of my MSFT holding and it is now only 4% of my account. I maintain exposure though VOO/VTI but I no longer want to be overweight in it. I reached my “limit” with MSFT not as an investor but as a burned out senior engineer there, and it makes me not want to hold it as an individual stock long term.

Initial_Ad_9250

Hey... so you wanna VOO and chill this quarter? 🫦

MiserableSpare403

I am a former MSFT engineer. Everyone from the bottom up is burned out, morale is through the floor. Stackranking has returned and there are constant threats of layoffs, but now they’re even worse because they are not actual layoffs with severance, now fire “for cause”, citing performance, when they need to layoff people. Constant reorgs because of people leaving then managers only having like 3 reports remaining on their team. There is a divergence in visa dependent engineers who are stuck, while citizens/LPRs who often have more established skills and experience, vote with their feet to leave. Yes they have some cash cow products and entrenched lock-in but they are killing their ability to innovate in the future, as well as giving up on entire product lines (gaming). I dumped most of my MSFT holding and it is now only 4% of my account. I maintain exposure though VOO/VTI but I no longer want to be overweight in it.

hellobubbles1

Well said. Everyone who is able to should move their investments to VOO or some other funds that follows the S&P unless you want to help subsidize elons fortune

hairyotter

Please just VOO and chill rather than trying to read the tea leaves a week later, you aren’t cut out for this.

Cruian

Do you care about ones that bought today or will ever purchase? I'm not sure about immediately, but longer term: * Ben Felix/Rational Reminder/PWL posted a video this week (yesterday?) covering when some of the big indexes can add it * Use that info and look for the first one to include it in holdings, then use a tool like https://www.etfrc.com/funds/overlap.php against VOO that may be able to identify if it is included on the overlap yet

Cruian

VOO is only US companies.

LasyKuuga

Past week has shown I am built too VOO and chill 😔

ZEALOUS_RHINO

VOO is 50% tech already. QQQ and VOO have a 52% overlap in market weight which is way higher than it used to be. Because of this the Beta is down to about 1.23. That said, if you have a long time horizon and can stomach some volatility, I don't see a problem overweighting into tech. But keeping a large core allocation of VOO as the bedrock of your portfolio seems wise.

RohitRojo

Put your money into VOO or VUG and then delete robinhood until you’re ready to sell

rholt168

Time to just VOO and chill for a few weeks.

One_Opportunity9167

SPY, VOO and IVV are all SP500 Index ETFs. There are also many mutual funds. If you don't want to own SpaceX stock, don't buy funds that own it. That sounds flippant, I guess. But the two managed funds I listed (plus MANY more) own stocks based on fundamentals that SpaceX won't meet, at least for a while. Some index funds will be obligated to buy a stock because that stock is part of the index they follow, but the SP500 Index won't include SpaceX for a while. Same for other IPOs, questionable or not. I put a little more detail here: [https://www.reddit.com/r/investingforbeginners/comments/1u34pqx/comment/or3qorj/?context=3](https://www.reddit.com/r/investingforbeginners/comments/1u34pqx/comment/or3qorj/?context=3)

zxc123zxc123

OP is gets extra "crayon eater" points because they bought ADBU and ADBE options yet still blames ADBE for his own personal gambling failures. They would have been fine if they just stayed in VOO or even MSFT/META rather than trying to gamble on knife catching Adobe. For OP: ***"THINK! OP, THINK!"*** People USED to say "It's shopped" now they just say "It's AI"

bmitchell1876

I bought $3k of SPCX $162 and sold at $172 — too stressful 😂 going back to VOO -ETF logic Had to play today though

redditissocoolyoyo

Kinda agree with you OP. I saw it at 150, it moved up s bit over 173 now. Wasn't worth the headache If you can't buy a huge amount. Not many have 270k to gamble. I'll just VOO.

thewimsey

> "VOO and chill" is mostly an online amateur theory, among younger people who don't remember 2000-2010. nearly all professionals in finance and investing recommend a more diversified portfolio. I've been VOO'ing and Chilling since 1997. I remember 2000-2010 very well. >nearly all professionals in finance and investing recommend a more diversified portfolio. Yes, in retrospect. >and last year, international value beat VOO by 20% or more (17% for VOO vs. 46% for IVLU, 40% for FNDE, 43% for FIVLX) True. But it's beyond stupid to look at one year and think that it is meangingful. Over the past 10 years, VOO has returned an annualized 16%; IVLU an annualized 11%.

Real_Passenger4282

Hey, props for starting at 18 — that compound interest head start is going to be huge. A few thoughts: On the broker question: Robinhood is fine honestly, especially with the 3% Roth IRA match. Fidelity and Schwab are the other popular picks — better research tools, more reliable customer service, and no PFOF concerns. But don't overthink the broker part, it matters way less than what you actually buy. On your strategy: You said growth + dividends and "a bit risky" — those kind of pull in different directions, so here's how I'd think about it at 20: * Roth IRA → max this out first ($7k/year). Since you won't touch it for decades, go heavy on growth here (VOO, QQQ, or individual growth stocks). The beauty of a Roth is you'll never pay taxes on the gains. * Individual account → this is where dividend stocks make more sense. Build a portfolio of solid dividend payers (think SCHD for an ETF, or individual names like O, KO, JNJ, ABBV if you want to pick stocks). Reinvest every dividend while you're young — the snowball effect is real. For learning: * "The Intelligent Investor" by Benjamin Graham (the classic) * On YouTube: Joseph Carlson has great content on dividend portfolio building, very practical * r/dividends is a solid sub for that specific strategy One thing that really helped me stay motivated was actually tracking my dividend income month by month. seeing that number go up every quarter keeps you disciplined when the market dips. You're asking the right questions at the right age. Just stay consistent and don't chase meme stocks with your core portfolio. Good luck!

Sufficient_Habit5091

SPMO and chill: +43% YoY, 28% YTD VOO and chill: +22% YoY, 8% YTD 😂

An_Actual_AI

People constantly spam VOO and chill all over reddit. They do that because it's hard to beat.

Pleasant_Swim9921

Can you explain? your mad because i had chatgpt give me the best optimal sp500 eft vs what a wall street big wig option that probably won’t out preform VOO. 

morganrbvn

Just buy VOO and VT when you can, ignore the market.

harrison_wintergreen

the arguments against large cap growth are: - historically, large cap growth one of the worst performing market sectors over the very long term. value tends to perform better, more pronounced with small and mid cap stocks, while growth strategies tend to perform worst. see here: https://indexingonsteroids.com/smallcap-value-charts and here: https://institutional.fidelity.com/app/literature/view?itemCode=9920885&renditionType=PDF - *growth stock* doesn't mean the stock price will grow faster/better than other stocks. it means the company's revenue or profits are growing faster than peers. sometimes these stocks perform well, other times they won't. - Investing performance is cyclical, based in large part on valuations like CAPE ratios. What performs well the last decade often performs poorly in the next decade, because hot stocks get pushed up to where you're paying too much relative to the company's earnings, dividends, etc. I'm old enough to remember when the S&P 500 went flat from 2000 to 2012-13, and almost everything else performed better: small cap US, international, bonds. so I experienced a period of large growth underperformance. see here: https://contrarianoutlook.com/wp-content/uploads/2016/09/SPY-Midcap-Smallcap-20yr-Chart.png or here: https://www.financialsamurai.com/wp-content/uploads/2016/11/long-term-bonds-versus-stock-market.jpg - "VOO and chill" is mostly an online amateur theory, among younger people who don't remember 2000-2010. nearly all professionals in finance and investing recommend a more diversified portfolio. early 2023, Rob Arnott from Research Affiliates was promoting international value stocks https://www.youtube.com/watch?v=YzZuwe0IPEE and last year, international value beat VOO by 20% or more (17% for VOO vs. 46% for IVLU, 40% for FNDE, 43% for FIVLX)

igobyplane_com

analysis paralysis, market timing, etc. costing you too much. you can just "be dumb" and every week have a recurring investment into VOO and chill and come out perfectly fine/probably beat most people. just being dumb and disciplined. am i still trying to chase higher returns? yeah lol. but this simple disciplined method - at least for core holdings, is going to beat too much analysis or fear and taking no actions. an expensive lesson all of us eventually teach ourselves, because we were probably too foolish to listen to anyone else pointing it out.

East_East44

I mean that’s the best, can still have a small allocation of individual. VOO or VT if you want international too

HungryHashMastr

My second largest holding behind NVDA and both my sons custodian accounts is 50% Hood 50% VOO.

EL_ProfessionalHater

Mate at this point instead of focusing on trades simply minding your business would've been more profitable... Everyone tells you about VOO You didn't invest in it for 3 years+ What's stopping you to do it NOW?...

Mindless_Ad5500

S&P stuck to their guns and have not changed their rules. You have to prove it to be in VOO. The 500 is only for money making machines. If those companies prove it then I don’t care if they are in VOO. Now, there are many other funds and ETFs that will Be exposed. Buyer beware.

DeAndre_ROY_Ayton

I thank you for your service and other soldiers reminding me to never touch options. Anyways I just do VOO best of luck!

matchew566

[https://www.composer.trade/etf-comparisons/VOO-QQQ](https://www.composer.trade/etf-comparisons/VOO-QQQ) btw

Chuque

That 1/3 in VOO is scared money

Lower_Skin_3683

VOO and leave it alone

Informal_Bench_7219

If you had just invested that 13k in VOO 3 years & 7 months ago it be worth 24.5k.

SmokeSignalsMacro

Technology is like 34% of VOO I’m not sure I’d call it safely diversified

KittyLover-7

You can thank me btw for space proxy plays dying Mooning in overnight, the moment I buy, it starts shitting the bed, tale old as time, might buy VOO so everything just pops

Manwithaview1277

The market will continue its upward momentum because there is so much cash inflow into equities. And where else are you going to invest? Real estate? Too expensive and no liquidity. CDs? Lucky to beat inflation. Pokémon cards? I don’t have the skill or risk tolerance to chase speculative stocks so I just put my investments into VOO and VXUS (70/30). Still have exposure to mega caps but take the timing out of the equation. Let’s see where we are in 10 years.

__redruM

https://www.composer.trade/etf-comparisons/VOO-QQQ It’s a higher risk/reward index fund and through this tech boom, it really shows that reward.

Halbaras

The best argument against it is that by buying it you are making an assumption that the next decade will look similar to the previous one. US tech large caps have had a historically long winning streak, and are now sitting at extremely high valuations relative to the wider US market, their own history, and the rest of the world. There are many years of earnings already 'priced in', and they need stellar earnings growth to continue outperforming, while a lot could go wrong if and when there's a rate hikes cycle or economic slowdown. Anyone holding VWRP or VOO has unintentionally made a significant bet on tech, and has what would have previously been considered a concentration risk via the megacaps. Buying a large cap growth ETF means that you're doubling down on buying highly correlated assets that will fall together and fall hard if there's a real correction. If you need to withdraw cash, that's not great. It also means you don't have any safer assets you can sell and rebalance into the tech when it inevitably gets beaten down. Markets are great at deciding what does well under the current macro regime, but less good at identifying who the winners in five years will be when the world has changed. Tech has benefited from a long period of near-zero rates, which had more to do with deflationary Asian productivity gains than many in the US care to admit. In a world where it's harder to borrow money, multiples will ultimately compress, and speculative tech stocks will not perform as well. The bond market in particular is expressing a collective view that rates will be higher for longer over the next decade, and the advantage of holding a speculative long term 'growth' stock over a long duration bond has shrunk significantly.

Etherius

There is no argument against. No coherent one anyway. People who just spout “VOO and chill” have either a fundamental misunderstanding of what the S&P *is* or think the American economy is infallible Truth is there are numerous ways to successfully invest. I was told my portfolio was poor practice because I have a lot of leverage and almost all my holdings are tech related But I absolutely crush the S&P every year. Sometimes by as much as 500 bps. Don’t let people tell you you’re wrong. Unless you’re taking on leveraged risk you can’t afford without understanding what you’re doing? As long as you have a plan? You’re doing it right

u_spawnTrapd

Honestly, if you already enjoy digging through financials, learning fundamental analysis is probably a much better use of your "fun money" than trying to day trade forex. One thing I'd keep in mind is that healthcare and AI aren't investment theses by themselves. There are great businesses and terrible businesses in both. The interesting part is figuring out whether the market is pricing them reasonably relative to their cash flows, growth prospects, and risks. Also, with your career trajectory, your biggest financial lever over the next decade is likely going to be your physician income, not whether a side account beats the market by a few percent. That makes it easier to treat stock picking as a hobby that might outperform, rather than something you need to outperform. Nothing wrong with keeping the core in VOO and using a small allocation to learn by analyzing individual companies. That seems a lot more durable than chasing forex signals.

Aevaris_

Depends on the index you use. The S&P itself, no, not until 1 year or 4 profitable quarters. VTI and VT, yes, it will be included. VOO will not include it.

JohnnyFartmacher

VTI is indexed to the CRSP US Total Maket Index. CRSP specifically changed their free float rule to enable SpaceX to be given the 5-day fast track status. VOO is indexed to the S&P 500 which did not bend their rules for SpaceX. If you want to completely avoid SpaceX (for now at least), VTI isn't for you. QQQ bent over the most, adding a 3x float multiplier which gives SpaceX 3x the weighting it would have otherwise had due to their low float. CRSP did not add a float multiplier

Maxh_SCGA

Check if VOO premium is cheaper

DanTaude599

the setup is solid. fwiw the VOO/VTI overlap in multiple accounts is a common thing to overthink. the allocation is fine. the part I'd revisit is only doing minimum 401k for match -- at your income you're probably in the 22-24% bracket, and every dollar going to Roth instead of a traditional 401k is a dollar taxed now rather than later. depends on your situation but worth running the numbers.

Virtual_Secretary_98

Guys I'm not having fun investing because I'm 90% VOO. Any tips?

panconquesofrito

Sold my entire stake in VTI and bought VOO in preparation.

TheGOATDegen

Buy VOO instead. Or cash out and buy physical gold. NFA

WittyMotor6797

Did I mess up by choosing VTI/VXUS over VOO/VXUS? Ive been investing 60/40% VTI/VXUS and 100% VTWAX in my brokerage and Roth IRA over the past 4 years, but have seen that VOO has had higher returns over the past 5 years compared to VTI. As someone that’s young (26), this makes me feel like I missed out on a lot of returns early on. Should I move my Roth IRA to VOO? Should I sell VTI/VXUS in my brokerage and buy VOO?

MagicalTissue

Going to watch bagholders stock up on SPCX. But looking at MU and VOO changes in response to SPCX IPO day

Environmental_Leg_55

I say you put everything in spaxx and wait for the fall because it’s happening in 2026, that is for certain. worst case you miss out on 7-10% return… things are not normal right now, use your gut. Dollar cost averaging into an index has most often been the right idea but its all about to drop, we see the signs, just get 4% from SPAXX and wait until the markets fall by 30% and then go heavy on VOO or SPY.

Peebs1000

Investing in VOO doesn't give you "experience over the years"... At least in the context of this post

Working-Message4504

Not in SPY/VOO for a while. QQQ maybe sooner

zachmoe

Get a brokerage account with like schwab or robinhood or something Then buy assets with money. An okay novice portfolio I like is to just buy the few things investors watch and is something like 50% TFLO (FRNs because the risk in Bonds is interest rates going up) 33% VOO (The S&P500) 15% Gold (however you want really physical, iau/gld ETFs, leasing) 2% ibit (Bitcoin ETF)

Hopeful-Internal-919

Of course no guarantees. And yes VOO is not for the year.

Asbelsp

Any educated investor would not expect any firm to guarantee returns so no, they would not lose reputation. They all have a disclaimer about risk and loss for a reason. Again, even VOO is not guaranteed to be up next year so how can any other list of companies be? If you don't need that money tho, than it just depends on your risk tolerance.

RayU_AZ

I maintain a watchlist of about 20-25 stocks which I like to buy more. I usually wait until the specific stock has a dip in price and get a good entry point. Swap out my lowest price momentum stock for the better stock. I use a stock screener to sort out the stocks based on fundamentals, PE ratio, earning growth, 20 day moving price and price momentum. I currently own about 20 stocks and 5 ETFs, You can get more diversity by adding ETFs investment outside the VOO and also focus on specific sectors for higher returns with some additional risk. You can expand your ETF mix beyond VOO to get a higher return with some more risk. The stocks that I currently own have had a recent high run up in price and I'm at the point of cashing out of some of the stocks to capture profit before market down-turn. **Take a look at theses ETfs with 3 year total returns:** 1. SOXX- 3 year total return 2611%- semi-conductors 2. AIS- 1 year total return 101% -Ai stocks 3. QQQM-3 year total return 102%- Nasdaq index fund 4. VXUS 3 year total return 51% International stocks outside USA 5. EEM 3 year total return 69% Emerging Markets outside USA Good luck.

Asbelsp

That is relatively short term and no guarantee what happens in that time. Do your own due diligence. Don't just grab a list from anywhere for such a short period. Last year any firm had thought msft was safe. Honestly, even VOO is not safe for that time period and no good advice would tell you to invest there if you need that money in that time period. That is put it in a HYSA time period.

jmardoxie

Isn’t FXAIX a mutual fund and not an ETF like VOO.

based_sturgis

>I'm relatively new to trading and investing. welcome to the party. >Most of my money is in VOO for the long-term, as it should be. >but I have around 20k that I'd like to invest in stocks expected to go up this year. great idea. >I was wondering if there was some kind of list by renowned investment firms that make suggestions? if they knew with any degree of certainty, they certainly wouldn't share that information. >I understand this specific year is dominated by the news of the war on Iran and by the technology sector, but there might still be promising stocks, so I'd like to invest in \~10 of those. do your own research. absolutely nobody knows what the future will hold, anyone who claims to is either guessing, or lying in order to separate you from you money. with all that being said, if you are thinking about stepping out of index funds and into single name investments, i'd recommend you read Beating the Street by the legendary Peter Lynch. it's well worth your time. once you've finished reading that, you should read A Random Walk down Wall Street by the equally legendary Burton Malkiel. these two books have relatively opposite philosophies, i'd encourage you to read both!

JusticeIsHere2024

S&P500 which is VOO, QQQ etc...do not have to buy SpaceX, not at least for the first 12 months so don't sell anything just yet, do your research people so it doesn't cost you to sell.

Competitive_Ride

UPRO:VOO 40:60 and rebalance at 20% drift from target allocation

tang-tw

For your brokerage, you can choose IBKR (Interactive Brokers), which excellently serves international clients. For ETFs, you can opt for VT for global market exposure, invest in VOO, or give priority to SPYM. Like VOO, SPYM tracks the S&P 500 but features a lower share price and a cheaper management fee. Alternatively, you can enable UK stock trading on IBKR to buy London-listed ETFs. For instance, VWRA tracks the global market, and VUAA tracks the S&P 500. Both are accumulating ETFs—meaning they don't pay out dividends but automatically reinvest them to maximize the compounding effect. This approach saves you a significant amount in taxes. For one, the dividend withholding tax sent to the US government is reduced to just 15%. Furthermore, because these ETFs are domiciled in Ireland, they are exempt from US estate tax. To put that into perspective, the US only grants a $60,000 estate tax exemption to non-US citizens. Anything over $60,000 is hit with a massive 40% tax. For example, on a $1 million portfolio, the US government would take $400,000, leaving your family with only $600,000. On top of that, your home country might levy its own estate tax depending on your local tax laws. Therefore, investing in Irish-domiciled ETFs is your best bet. However, keep in mind that IBKR is virtually the only US brokerage available to foreigners that allows access to the UK market. Other US brokers only let you buy US-listed stocks, leaving you vulnerable to the 30% US dividend tax and the 40% estate tax.

ReportEcstatic155

Honestly you're gonna need to do a lot more research on your own before throwing money at anything. Nobody here can tell you where to put your money without knowing your risk tolerance, goals, timeline, etc. Start with broad index funds like VOO or VTI if you want something simple for long term.

SnS2500

Sell it all in the IRA for sure, then look at the tax lots of what you hold in the investment account and sell anything breakeven or losing that doesn't trigger a wash sale. Then put what you get in VOO or whatever you want. In the future look for any opportunities where it makes sense to sell some or all the remaining SPYI.

Phuffu

I’d sell SPYI in your IRA and buy VOO and some VXUS or another international fund. I’d avoid realizing gains in your taxable account, if possible. Just put new contributions towards the vanguard ETFs

AlfB63

No taxes in the IRA so yes in that. In taxable, it depends on how much gains.  If the gains in the taxable are too much, you could use income to buy VOO.  

AlfB63

VOO

Moreburrtitos22

Start from square one of putting xx% of your paycheck in reoccurring investments every week for like VOO so it never even touches your pocket. After a year you should have enough ammo to start firing from the hip to gamble decently with. $5k is an easy number to hit. Realistically it’s just taking $50 every week and putting it not into your pocket for two years. $25/week will take 4 years, $100 will take 1 year. That’s not even investing, that’s just basic saving which is better than most of the regards in here do.

drbigtoe

Im going VOO until we have some stability again. Fuck this retard shit and fuck this orange monstrocity. Voting democrat down ballot for the rest of my life.

tacspar

I own VOO, and I understand that it won't directly affect my fund for a couple of quarters but wondering about indirect exposure to the ipo through flight of capital from major tech ect.. Will the SpaceX ipo impact my portfolio (basically all VOO), and if so how?

Ill-Program-2713

Interesting u had to come back and gloat lol. Says a lot about your ego. Anyways 3M isn't much to brag on, i made a bit more than that from VOO this year

sdrockr

I have VOO and was somewhat worried.. glad they didn't fast track it into the S&P

__redruM

It compounds over time, and adds up, the 1y on VOO is 22% currently. And while stocks can drop and stay down for years, index funds spread the risk and recover with the rest of the market. Split your account between a VOO/QQQ allotment, and then “trade” the rest, see which wins long term.

NegativeHunt2344

Buy and hold VOO breakeven in 3 years!

TheRealArmament

Just buy VOO and chill

Vorapp

if you sell NVDIA today, you can use all loss to net your capital gain, so instead of paying tax on $160k, you'd pay tax on let's say $120 (assuming you lost $40k on NVDIA). Then you purchase VOO/SPY and keep enjoying the life. P.S. Need to purchase VOO 32 days after you sold it, of course

Ok_Soft2599

All these people spamming VGT, VOO etc with no context so listen for a second. I was in your same position in high school. I researched and invested in Broadcom before they hit their first 1k . They are split and trade for thousands now. I put the other 20% of my funds in VOO and VGT. The popular s&p 500 you speak of to me is overrated. They have a high expense ration and at like 5k a share it’s not where the moneys at at this point in your life. VOO tracks this ETF, same results, with way less risk, and at nearly 700$ a share, you can get way more return LONG TERM than anything. VGT tracks blue chip starts mainly, also diversified in that sector. There is technically more risk, but it always pops back. It has made me triple what VOO has made. But there are expenses. So definitely go into both. And if you want something extra that’s really low risk, go for some silver or gold. Because of the currency economy changes, gold is coming down a bit now, but always climbs in the long term with quite a low risk. I’ve gone from 2k-32k in 2 years. Im 22 years old (: feel free to message me if you need anything