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I’m looking to add another stock or two to my portfolio, any recommendations?
[Discussion] How will AI and Large Language Models affect retail trading and investing?
[Discussion] How will AI and Large Language Models Impact Trading and Investing?
Would it be a bad idea investing in the same investments in a Roth IRA and a regular brokerage account?
Is it ok to never have bonds if you start investing early?
Anything I should know about investing in Vanguard ETFs on Fidelity?
What would you all recommend for second year of IRA?
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
I hit $100,000 in Broad Market Index Funds (mostly VOO and VTI) this Jan
QQQ or VOO which one will you choose ?
Question about ETFs: What happens if the provider goes under as a business?
Wife's IRA has positions in high-expense ratio funds. Sell and buy VOO?
i want to start investing and i don't know where to begin
Looking to invest savings in VTX and VOO. What should I invest more in.
After watching Nvda go up up and up some more, i dove in at 600 a share. 🤔😳
What stock/suggestion have you gotten from this sub that actually WORKED?
As a whole this sub is overly negative on taking profits and building a cash position
What to do with $300,000 just sitting in my checking account?
What stocks(s) did y’all buy recently and when was it?
100% stocks is not universally good advice. Stock market indexes are not always the right benchmark for your performance.
Is FZIPX same as AVUV? Looking for Low ER small cap ETF
Is putting $50 into VOO every 2 weeks (for the next 20 years) a good or bad idea?
What index fund do I pick for my Roth IRA?
12m Emergency : 100% CD/Tbills vs ~25-75% VOO & rest in CD/Tbills?
Is it normal for the index funds to be weighted this heavily by mega caps?
Where to invest 10k leveraged from CC cash advance (5% fee)?
As a non-US resident is it worth getting Ireland-domiciled ETFs?
Advice for a 27 year old trying to leave the nest?????
Any advantage to buying VOO through Vanguard rather than Schwab?
What are y'all's plays on tomorrow's CPI news? Any calls being made?
Looking for long-term investment suggestions, 30yo • $1-2k / mo.
What is the difference between some EFTs like Vanguard S&P 500?
Mentions
Spy, VOO. And if you are wild, SPX and XSP. Don’t waste time with individual stocks
I mean, he's not wrong. Typically with the S&P, the 10 best days are much better than the 10 worst days in any given decade. To try to time the market is a proven losing strategy. You may want to take profits or deleverage some of your riskier holdings but by and large, etfs like VOO or similar should be held on to and added on to if possible as the market goes lower
Really makes you want to just VOO and chill.
Sure, happy to have a real discussion. I'm just going to use a fictional "standard deduction" of $20k for discussion purposes (assuming single, married double that but you're paying for two people). You can argue it will be much higher, but I think it's not going to be a "lot of money" at the time no matter where it lands. Here's where the problem is: This is too low to actually live comfortably in retirement, so you need to have capital gains. If you have capital gains, that means you have a lot of taxable assets. And in general, a lot of taxable assets means you probably have dividends, which counts against your standard deduction. So if you're maxing the 0% capital gains bracket for a long time, you're probably also close to the standard deduction in Mutual fund/ETF distributions alone. If you're retired and not collecting SSI, you also (mostly) can't be withdrawing penalty-free from your retirement accounts (you can start at 59 1/2). There's some wiggle around here depending on when you start taking social security (62, 67, or 72, I think). However, in general, if you have money outside your IRA and you're not required to take money from your IRA (RMDs), it's mostly more tax-optimal to spend the outside-shelter money first, or take up to the standard deduction from your IRA and then take up to the maximum 0% capital-gains bracket to supplement. In a "early IRA distribution late SSI" situation, you have a gap of up to 12 1/2 years where you can be taking IRA (at 59 1/2) but not take SSI (full benefit at 72). This one is murky, but yes, in theory you could have some distributions up to the low standard deduction that could be tax free for 13 tax years plus capital gains up to the 0% limit. You'll probably still run into RMDs at 73 simply because maxing out your IRA+401K is going to land a huge account at the age of 59 1/2 that will outgrow the standard deduction. This scenario is doable, I guess, but when RMDs start, they will probably be huge, and you'll wish you had Roth for the last 6 years of your life until you die at the average life expectancy of 79. Also if you have anything left in the end, inheritance of a Roth is better. FIRE is a slightly different scenario. I agree you can use your strategy to optimize contributions via conversion to Roth. Most people don't FIRE, though. However, if you look at the nuance to FIRE, it turns out it's really, really hard to get to 0 taxes every year after you FIRE since you have to keep the conversion under the standard deduction (let's just call it 20k). Why? because the average growth of the S&P is like 10% nominal. So if your pot is greater than 200k and is growing at 10% every year, you'll never get it to zero only taking out 20k/year. So you'll still end up with unfavorable tax treatment at the end. Not to mention you'll have dividends taking up some of this (VOO has like 1% distribution, so if you FIRE with $2m in taxable VOO, you're taking up the standard deduction purely in this distribution). These problems only exist if you have money. If you don't have money, you don't have these problems.
Yep, they’re basically “VOO for Europeans.” VOO is the US listed Vanguard S&P 500 ETF, but EU brokers usually can’t sell it (PRIIPs). VUSA and VUAA are UCITS versions that track the same index, just different share classes: VUSA pays dividends out, VUAA reinvests (accumulating). If you’re young and holding long term, VUAA is usually the simpler set and forget pick. SPYL and iShares are fine too, the main differences are distributing vs accumulating, TER, and fund size/liquidity.
I have high balances in VOO and VUG already, it’s more of Apple has become my highest individual position and I don’t think I believe in substantial growth going forward
Honestly it really doesnt matter, if you plan on investing for the long term, 15 plus years, the returns between 100% VOO and 100% VT will be very similar.
VXUS+VTI/VOO if you want the foreign tax credit, VT if you don't. Either approach is fine.
Hi everyone, forgive me if my phrasing sounds novice at best. I work for Charter Communications and was given the opportunity to opt into the ESPP program. I secured around an 11% discount on the stock making my profits around $25 per share (6 shares bought). I’ve already profited and want to know whether I should hold and see if the stock continues to grow, or if I should sell and take the funds to redistribute into VOO to lock in what I’ve made. I’m very new at wealth building / investing and want everyone’s honest opinion on Charter stock and if it would be worth it to hold onto. Thanks so much! (:
It’s even worse for VOO on the YTD.
Do VOO - everything else is voodoo.
VOO and chill and enjoy long-term winning.
Yes you will lmfao. DCA and keep putting in money over time into VOO. In many years youll be in millions.
VXUS is 24% on the 1 year, vs VOO at 20%.
Lots of great points, you have to understand from a retail perspective most of this is psychological. People don't want to do the work, most likely because they find finance boring. Once you take a deeper interest in trading it becomes very clear just how easy it is to outperform the S&P. I'm not saying there isn't some skillset involved and that it's mentally easy to be pivoting all the time, I'm saying that relative to what the Warren Buffets of this world will tell you, it's technically quite easy. The S&P is not some great difficult giant to overcome... otherwise QQQ wouldn't have beaten it the past 10 years, and that's JUST replacing one ETF with another smaller concentrated one that followed a long term technological trend shift. If it IS possible to beat the market ON PURPOSE, over time longer periods of time (short-term there is always a luck component). People don't want you to tell them that. For one I think guys like Buffett (who has beaten the benchmarks himself and knows plenty of people who have also done it using both the same and totally different methods than himself) are cognizant sometimes of their fame and don't want to accidentally inspire any gamblers. Active management is a form of trading, and trading is definitely active management. Anyone can open a brokerage today and lose all their money instantly, so it's dangerous to get into this game without some study and hard knocks. You basically HAVE to fail first in order to win long-term unless you just come into this with the right mindset from your prior life. Otherwise you won't fear the market enough to respect that you need one or more systems of risk management in place and actually execute them. ETF investors are basically trying to go with diversification as their primary form of risk management, this is fine - but it creates drag unless you pick the exact sectors that are outperforming the market and rotate in time to not give up that gap when things change. I think people underestimate what you can do if you commit all your time to this game TBH, especially now - doing research with AI is faster than ever (it's not a genie you still have to know how to use it and when to challenge it). I outperformed the market when I was a newbie investor several years ago for 2 years straight by about 4x over that period holding around 33 positions simply by trying out one of the popular stock picker services for like $75/year and making a few tweaks. Then I stopped to learn to trade, and now I for example have pivoted late last year into more of the commodity/scarcity super-cycle we're entering. VOO is down 0.81%, QQQM down 1%, VT down 1.4%... I'm up 10.20%, and before the war I was up 16%. That's a big drop-off recently but I've been purposely dealing some damage to my returns as well adding some new hedges for different tail-cases. I'm not the world's best trader by any means, my biggest positions aren't any bigger than about 5% of invested net worth and I typically won't put that into a single stock (targeted ETFs usually) unless there are multiple converging narratives (coinbase for example, short-term BTC trade over the next 1-2-3 years depending how this cycle plays out, but long term I want to also hold them for the agentic economy shift as a wallet provider). One of the things people are trying to avoid is volatility, what they don't usually think about is that over any given time-frame in order to outperform, an give asset or basket of assets MUST have increased vol. to outperform. This doesn't mean volatility = good, there are plenty of garbage stocks that IPO, fall off a cliff and die forever after a volatile period... but it does mean you have to learn to use volatility to your advantage if you want to outperform, people see that as scary. Personally I see throwing my life away at a normal job for any longer than I already had previously as a big risk, I think we take a big risk driving our cars every day... so I reframe risk, but traditional education didn't teach us that. It didn't teach us much of anything.
Aside from SATS, which I think everyone agrees was the most surprising additon, each company is growing top line 20-60% and all profitable with growing bottom line. This is why most people lose to just SP500. These new additons are adding value, yet you would just want to discard them with some lazy "AI/tech name". Do have any idea on their financials, what they do, and why their revenues (and stock prices) are booming? I own VOO, SPY (from before VOO existed), and the 3 other individuals VRT LITE COHR and did my DD on all of them.
VWRA actually makes a lot of sense in your situation. As a non-US investor, US-domiciled ETFs like VTI/VOO/VT can be less tax efficient because of the 30% withholding tax on dividends (and potential US estate tax exposure). Ireland-domiciled UCITS ETFs are usually preferred since they reduce the internal withholding to \~15% and often come in accumulating versions. VWRA (Vanguard FTSE All-World UCITS ETF) is popular for exactly that reason. It gives you global diversification (developed + emerging markets) in a single fund and automatically reinvests dividends, which is helpful if your country taxes dividends heavily. For a simple structure, many non-US investors just do something like: \- 100% VWRA — simplest, fully diversified equity portfolio or \- \~80% VWRA + \~20% global bonds (e.g., a global aggregate bond UCITS ETF) if you want to reduce volatility Given you’re investing $10k upfront and \~$5k/month, consistency will matter much more than trying to optimize with lots of ETFs. A single global ETF is already extremely diversified. The only real consideration is timeline: if the money might be needed closer to 5 years, adding some bonds could help smooth volatility. If it’s closer to 10+ years, an all-equity global ETF like VWRA is very reasonable.
SPYM/VOO is 87% of VTI, and yes it has similar number of Mid caps as in VTI. SPYM/VOO has outperformed VTI by 11% in the last 5 yrs. Sure recency bias, but it is a fact, even though, it is said they perform similar. When small caps pop, VTI has 8% in small. which is so insignificant you would almost certainly do better with buying SPYM/VOO and some in VBR to avoid trash stocks that are in VTI. SPYM/VOO filters trash stocks unlike VTI. SPYM is cheaper e.r. than both VOO or VTI.
And if you bought Spirit Airlines it went to Zero. Hindsight in 20/20. Most investors picking individual stocks trail the market. If you want to see if you have the ability to beat the market in real time, Open an additional or new account at Fidleity, put in $20,000 and invest $10,000 in individual stocks and $10,000 in VOO (S&P 500 ETF), and set all dividends to reinvest. Make as many trades as you want on the individual stocks and just leave the VOO alone. You will see in real time if you are beating the market. Most likely you will spend a lot of time energy and stress on the individual stocks side and will have no additional return to show for it. You can make 5 market-beating picks and one that goes to zero and lose to the S&P.
For example, to diversify in tech further buy QQQM(cheaper version of QQQ same package) and pair it with something like COWG now you have two tech funds that are non-correlated because COWG has a different method of tech fund selection. But when people buy QQQ, VT, VTI, VOO they say “great I’m diversified! Well congratulations if you invest $100,000 evenly between those 4 funds you now have $32,000 in the MAG 7 even though the total “funds” in the ETFs top over 10,000 individual companies 32% of the funds are in only 7 of the over 10,000 companies. True diversification is non-correlated asset classes and non-correlated sector funds. Will you end up fine with all your money in those 4 funds? Sure but it’s not as diverse as it could be 🤷🏻♂️
Wait, but is QQQ better than VOO?
1pm: Done trading, all in on VOO 3pm: Full port into puts after youtube video on japan carry trade boomer neighbor: Up 500% on VOO for 30 years
yeah. buy VOO with leverage
VOO and chill. But us gamblers like to lose money
VINIX and VOO are basically twins since they both track the S&P 500. Therefore stick with your 401k because the tax-deferred growth is more valuable than account diversification here. Maxing that 23000 dollar limit for 2026 saves you thousands in taxes right now. Additionally using AI tools like trylattice to check fund overlaps and stock filings is a big help and it can also help you decide on things like these by providing you with credible insights. Since you already have that 7 percent match locked in you should just keep compounding in one spot.
Depends what you’re after, high gains, stability, predictable (as much as you can)? What’s your risk tolerance? Lots of good funds like VOO, VTI, SPLG. Find a nice etf that you like and that people recommend and hold long term. I invest in gold/silver, VTI, QQQ, SPLG, VZLA,GLD, HWM, DRUG. Not stock advise just what I invest in.
Well, it’s official, my money market account is well outperforming my VOO. Hell, actually the cash I keep in my wallet is outperforming it as well
Nah I’m done with options imma just VOO and chill I tapped out after today
I have $18,000 in realized short-term capital gains YTD. I also have $18,000 in unrealized short-term loss in SPY. Do I sell and switch to VOO for tax purposes?
VINIX and VOO are basically tracking the same thing (S&P 500), so the fund choice itself isn’t really the important part here. The real question is tax strategy and plan flexibility, not which index fund you’re using. I used to tell my clients to do it in this order… 1. Contribute to the 401k up to the full employer match (free money) 2. Max a Roth IRA if you’re eligible (more investment options and tax free growth) 3. Then go back and max the 401k The reason is IRAs usually give you far more fund choices and lower fees than many employer 401k plans. Out of curiosity though, what’s the expense ratio on the VINIX option in your 401k?
There is no investment that you can do with $200 that will reliably perform better than just making a budget and sticking to it. $20 per month will do better after a year than $200 one time. That being said, there is a lot that you can learn by investing $200 that will come in really handy when you are able to invest a consistent amount each month. Start by looking up ETF's. SPY or VOO are great starting places. I also like SPEU for globalization. You'll want to get on a brokerage app that lets you buy fractional shares for some of these. I use Fidelity. I would also recommend paper trading (investing with simulated monopoly money) with a bit more to work with. Experiment on your paper trades. Learn what works and what doesn't in this format where it doesn't actually cost you anything. Investopedia is a great resource for learning what terms mean and some basic strategies. I'm a software developer by trade, and used to write code for financial trading software and I got 99% of my business knowledge from there.
$VOO and chill. You can do this for years.
>The problem is that these stocks had experienced a huge bull market since 2018-2019. And so we are now in a corrective phase or a systemic change. You're not going to have any success with long term investing if this is your thought process. VOO or SP500 has 10% annual rate of return with dividends reinvested for 70 years. It is basically been on a bull market ride forever. What do companies such as MSFT MA V GOOGL do - they consistently increase top and bottom line year after year. Sure they can swing down due to macro issues, but this is a great time to buy more. What do growing companies do - they increase in valuation - this means they are always setting new all time highs. Would I buy today at $70 all time high if tomorrow is $80? Sure. The bulk of the companies you mentioned have no top line growth - you can only squeeze so much bottom line out of that. I have worked for Fortune 100 and Mag 7 - believe we spent alot more than any of those other companies on conferences, events, employee gifts and perks and RSU.
Consider it an entertainment magazine. If you need basics on investing knowledge. Start with the Dummy series for Investing. That is pretty much what you need for basic terms and understanding how it all works. Then just buy VTI and VOO and do nothing more. -GL
With $200 the biggest win isn’t picking the perfect stock, it’s starting the habit of investing. Many people begin with a broad ETF like VOO or VTI because it gives you exposure to a large portion of the market instead of betting on one company. Timing the market matters a lot less than consistently adding money over time. As your portfolio grows you can look at diversifying into other assets as well, and some investors eventually explore things like real estate exposure through platforms such as Fundrise alongside their stock investments.
Put it in an index fund like $SPY or $VOO or something. Look up definitions for an index, an ETF, etc if youre unfamiliar. Read "A Random Walk Down Wallstreet" by Malkiel
Did you do your DD before buying in? Aside from KDP all low/no growth, so with rising costs it means compressed margins. I don't think many are buy such companies for capital appreciation. If you were buying for distributions, better to use a diversifed ETF - SCHD or even SPYD. If buying for capital appreciation just buy VOO, or for less volatility SPLV.
Why do people expect SPY to skyrocket suddenly in a day? If anything it seems like something you hold onto long term like VOO
As I was reading your reply I was thinking "seems like buying VT may be the better option than VOO" , then you mention VT. I'm leaning that way also.
VOO is free and it beats at least 50% stock market participants in long term like 5 years
I hope you don’t mean both VT and VOO…
Lmao brother Nvidia is almost 15% of some indexes. People that blindly index are so heavy in tech and AI and they have no idea. VOO is basically 7 companies are 30% of the total fund balance.
i’m 23 with roughly the same in VOO/SCHG, and another 130K in RKLB. I’m not touching my ETFs, ever. Those are your baselines. Leave them be, diversify into 2-5 maybe more single companies that you’d be happy to own.
Holy fuck I have 200k in QQQ and VOO and it’s done absolutely nothing this year. Fuck these boring ass ETFs
Not an idiotic question at all it’s a really common one when people first start learning about investing. Index funds are popular because they’re low-cost, diversified, and historically very hard to beat over long periods. For many investors, holding something like VOO or a total market fund is already a solid strategy. The main “risk” isn’t that index funds are bad it’s that you’re still fully exposed to the overall market. If the market drops, your portfolio drops with it. You’re also concentrated in whatever companies dominate the index at the time. That said, many long-term investors do just fine with a simple index-based approach. The biggest advantages usually come from staying invested consistently and avoiding unnecessary complexity rather than constantly trying to outsmart the market.
This is the portfolio I’m concentrating on. Not sure what I want to trim and what I want to build up. Definitely will keep adding VOO/SCHD and probably JEPI. SCHD 15,866.62 JEPI $6,155.79 MU $3293.28 VOO $3,134.45 NVDA $1,645.29 QQQM $743.49 VYMI $497.35 VNQ $472.95 SCHG $365.16 SHLD $76.79
invest in VT and VXUS, XSX7 and VOO. cover the whole globe and dont restrict yourself to a single country which can go through a downturn. diversifying your risks is key.
The risk with SPY and VOO is that they both consist out of American companies only and are very tech heavy.
VOO or VTI. If you want more conservative approach pick 2035 target date fund
VTI is a great pick if you want to stick to etfs. It’s been outperforming the S&P lately. I personally like a 5 way spit in my set and forget accounts. VOO, SCHD, QQQM, VTI, and VXUS.
Your Roth IRA. RSP, VOO, or SPY
Very interesting that DXY has actually gained ground after the war. International has been pummeled vs. VOO relatively. It makes you question if international is truly the safety in a crisis play.
Should I buy VOO now or wait?
>stable stock drops 3.6% the second I buy it Your alleged stable stock has had moves larger than 3% (up or down) 17% of the trading days over the past 10 years, including 10 days of moves larger than 10% (again, up or down). Over the past 10 years, they've had drawdowns of >20% 7 times and 3 drawdowns of 40% or more. If that's your definition of a stable stock, than you should just VOO and chill. Stock picking maybe isn't for you.
Absolutely! I want to use the brokerage/retirement accounts to subsidize my monthly income (pension and SS). I have mostly VOO and some ETF’s and reinvest all dividends. I buy about $500 a month of new shares. Just praying for the best 🙏🏼
Give her the whole picture; made 100k thought I was a genius, the system proved me wrong. I’ll make smart decisions buying VOO forever on
Yes but that does not stop a 20% drop on the stock leading to 60%+ lost on your investment Then you’re in debt, and the margin call on the buffer did not save you since it fell like a knife It’s highly theoretical, but it can happen. If you margin invest on something boring like VOO, then you’ll get called before you’re in debt and just lose 2-3x as much as you normally would have.
Exactly. Thats the point. Only put in what I can stand to lose. Anything more and it wouldn’t be fun. And if it ever grows to anything more than stick it in VOO and walk away.
Better to yolo your yolo money in a roth. Take your gains and buy VOO within the roth. Good way to max out if your actually as good as this dude
VOO is the ultimate buy and hold in all conditions
Just focus on "VOO/SPY and chill"
I am fully prepared… to buy more VOO
The combo you're looking for is VTI and VXUS. VOO is *inside* VTI. VTI + VXUS for US + Intl, or VT if you want maximum simplicity (can't control the balance of US + Intl in VT). Some people do VOO + VXUS, but you're missing out on the 13% of the U.S. that VTI captures. Some prefer that, though!
Not to hate, but it doesn’t sound like you have an investment strategy. Just buy and hold VOO.
Square one minus 7 years plus all unrealized profits if it had all gone into VOO and chilled during the same period.
https://preview.redd.it/vm30twkuv2og1.png?width=1080&format=png&auto=webp&s=4d00eb9fbcc555ced82a9c706155c4846aaced2b It was a green day for VOO too
If I could only hold one ETF in all my accounts, it would be VOO. As Buffett said, when you invest in the S&P 500, you're investing in the 500 best companies in the United States.
>It is disappointing to me how simplistic this sub is. Large swaths of the investing world are never discussed. Closed end funds, preferred shares, bond ladders, index strategies other than simple market cap -- these things rarely, if ever, come up. Also, the various types of risk are avoided. 100% agree with you! I believe it's mainly because if anyone on here talks about anything other than "VOO and chill" they're ridiculed and downvoted into oblivion. The attitude here seems to be anyone who strays from 100% S&P 500 all the time, or even tries to discuss a different strategy, is a gambling idiot.
At least you're a self-aware locust. Younger people are getting into investing more. A lot of the 20 somethings in my office are listening and trying to invest into ETFs or mutual funds early. One smart guy invested thousands into Lucid... He's now using VOO lol, but they're drinking less and investing more.
Continued rotating out of VOO and into VXUS with the profits
Index funds like VOO are good at what you’re looking for
Let’s assume you’re right, which my opinion is that you are not mostly. You speak as if actively managing is easy. It’s extremely time consuming and “work”. Most of which people will get wrong. Probably 90% + long term. VOO is passive, you buy each month then go back to enjoying your time. You should touch an opportunity cost here. If you use an active manager, their cut will eat you or bring it close to even - that is, if they’re more profitable than VOO long term. Long term: 20-30 years. The difference over that time would be small that it wouldn’t be worth any of the headaches involved. “A rude awakening this year”. We probably are near the top for the foreseeable future but any red year will feel that way. The market has bad years, but zoom out.
Now I’m starting to see why the smart ones just put money into VT/VOO and DCA. This casino shit is for the birds.
I’m doing VOO/VXUS 80/20 just started same as you Let’s circle back with each other in a year I’m curious if I messed up and should have done VTI
We few, we proud, we VOO warriors - we are the true theta gang; time is always on our side (eventually).
I have been investing for years. I'm retired now and I always have 3 years worth of cash in my bank ready for all my bills & emergencies (worst case scenario bear markets average last 3 years) . As a result, I invest very aggressively but at the same time, I am very selective in what stocks I invest in. I do my research and I watch the markets to time my stock purchases. For now, I have been out of the market since this range market started 11/17/2025. My style of investing told me to stay out and I did, I am all cash just waiting for this market to tell me that its ready for me to get back in. My system and style works for me, I suggest you find yours. For example, just these past three years I have increased my entire portfolio FY23 161%, FY24 96% and FY25 114%; and right now I'm just waiting for this sideways range market to breakout to the upside or I'll wait for the market crash (-20%+) or significant correction (between -10% & -30%) to help reset the stock market, so new market leaders will emerge so I can fully invest in them. My advise to young investors. Educate yourself about the market it can be very rewarding if you know what you are doing. Find your style (day trader, swing trader, position trader, investor, option trader, commodities trader etc...) and become an expert at it. However, if you find that investing is not for you then invest in ETFs SPY, QQQ, VOO etc... and get at least the average 9% return they provide. Happy trading!
im buying VOO, VXUS and VB
Yea I do voo and VXUS. Problem with that is VOO doesn’t have any small caps like VTI does.
Understood. Not sure if they are a he, but then playing VOO vs VXUS is the way to control intl mix
If VOO and VTI are redundant (your assumed definition) then so are VTI and VXUS
Is VOO and VTI together not redundant? I do VTI and VXUS for just weekly recurring buys
I'm 34, been trading and investing since my early 20s. Earlier on when I had no idea what I was doing I used to gamble on biotech news events. Had a few home runs and a lot of stinkers. Now everything I do with my capital has a defined strategy behind it. If I had to describe it, "momentum" is now my typical focus but it's not quite that simple and takes a different approach than ETFs like SPMO. There's a strong statistical basis for why I handle things the way I do and I'm quite comfortable with it, but there's definitely a lot more management involved than VOO and chill.
That's why you don't just by VOO. Maybe that's your point here? 3 fund portfolio man. It's still passive index based investing
Goog and then the ETFs EQTs, VOO, I'd take another dip I have yet to see the drops go past my averages on some of my larger holdings.
You realize tons of professional people are paid full time salaries and still underperform VOO? Set to an automatic weekly buy. Work to increase that weekly amount. Only sell if you have something urgent to pay for. If you find that you sell for reasons other than to pay an urgent bill. Or aren’t progressing the automatic amount you’re investing, find and hire a trustworthy pro. Have fun with stock picking on the side, but sooner or later you will realize you would have been better off DCA VOO.
VOO dropping to 500 would make me horny.
VOO down 1.95 already
VOO + VXUS and chill. This subreddit is not for us lmao.
Imagine you flip 3k to 9K this week, quick 5 bagger the following week to 45k and then you buy 14dte CRM calls and make $300,000 and then you buy NBIS calls and they go up 100% and you have $600,000 and you put it in VOO and buy a Rolex and take a 10 day vacation
I've been a part of numerous WSB pump & dumps over the past decade, but this will be the first time VOO & SPY were the tickers.
Should I buy VOO dip? I mean if it never recovers we’re all fucked anyways
My entire port is META, MSFT, NBIS, UNH, SNDK, VOO. My total return for all is deep red. How the fuck do I manage to buy everything at ATH
Joining pump groups isn't very VOO and Chill of you guys