VOO

Outet

You holding VOO?

Outet

Even if I was in VOO from the moment I started investing I wouldn’t be at 240%. So mathematically it’s a better idea to gamble. 🧠

No-Negotiation9852

Hey there - hoping to get some insight from you all. I recently sold $590k in cryptocurrency and I'll be looking at about $165k in taxes that will be due by tax day in 2026. That's a ways off and I'm hoping to park it somewhere that I can get some yield. From what I can tell I could do a HYSA, or perhaps put it in something like VOO, the latter of which will not be risk free. What is my best option here, given that I am tolerant of some risk (see crypto). Thanks for your insight!

Jary316

I'm invested in large passive index funds. I would sell, for example, VOO and buy SPY or FXAIX within 1-2 days, as soon as funds are available. I would sell all my lots that have losses, and buy SPY/FXAIX with that many, until it has been > 30 days, then switch back to VOO. No day trading, I want to be invested in the same (or similar stock) long term, and just harvest losses, if there is a point, as I don't have any gains, and shouldn't get any in the near future. But I don't have any gains now, and I doubt I will have some gains for quite some time, as I want to hold long term. This is why I wonder if tax loss harvesting would actually be useful.

Jary316

I'm invested in large index funds. I would sell, for example, VOO and buy SPY or FXAIX within 1-2 days, as soon as funds are available. I would sell all my lots that have losses, and buy SPY/FXAIX with that many, until it has been > 30 days, then switch back to VOO. No day trading, I want to be invested in the same (or similar stock) long term, and just harvest losses, if there is a point, as I don't have any gains, and shouldn't get any in the near future.

Few_Victory_0813

Why do you like VTI over VOO

Cruian

I'd use the FWRA but wouldn't use CNDX. I would not do the VOO + QQQM as others have suggested. First, likely taxes would be unfavorable. Then, that's taking on uncompensated risk (single country). It'd mean having no local exposure and could mean exposing the entire portfolio to currency risk with a single country (as opposed to only a part). Can you explain, using only the inclusion criteria (not past returns), how Nasdaq 100 makes sense to hold?

SyN_ow

Not buying index funds consistently. People are chasing individual stocks, crypto, and whatever's trending instead of boring SPY/VOO. In 20 years the "this time it's different" crowd will realize it wasn't.

falling_knives

Not VOOing and chilling. Put everything in VOO and just don't look at the market. Auto invest. Check when it's time to retire.

Cruian

>q literally follows 4,000 companies including those companies that people aren’t paying attention to. QQQM is 100 or so of the largest caps (which tend to have more eyes on them than smaller caps), far from 4,000. It also only allows stocks that list on the Nasdaq exchange: tech company listed on the NYSE? Too bad, QQQM isn't allowed to hold it. >I’m not in the business of taking high risk in hopes of the next big thing I’m looking for stability and longevity VOO and QQQM are not exactly the most stable things. Both can and have seen massive drops taking years to recover. Also, wanting stability is not what you said above: >having qqqm puts me into a better place to have higher growth potential . >and these specific ones have proven again and again that they have that Being heavy on one sector does not exactly make you "stable." If that sector falls, you get hit HARD. Extreme example, but real and relevant: in the dotcom bubble, QQQ (internally identical to QQQM) saw a drop of over 80%. It took over a decade to reach the previous highs. S&P 500 dropped, recovered, dropped again, and recovered again during that time.

TheTrueAnonOne

Alternatively, I am legitimately up 400k+ using VTSAX which is basically VOO. Port size matters, and your willingness to add long term matters. Even if you can occasionally win gambling/trading scale is what's hard about gambling/trading. It took me around 10-15 years to get to this point but the ship is sailing now.

Few_Victory_0813

I know that not all of it is in tech but it has more reach than VOO considering that v only tracks the top 500 and q literally follows 4,000 companies including those companies that people aren’t paying attention to. As for the ones who don’t choose that’s non of my concern honestly I’m not in the business of taking high risk in hopes of the next big thing I’m looking for stability and longevity and these specific ones have proven again and again that they have that and so that’s why I chose them like I said I’m only 26 the market can die three times over and I still have the ability to wait it out

Cruian

>Yeah but having qqqm puts me into a better place to have higher growth potential Valuations could easily suggest lower expected future returns. Long term, they're the best tool we have. >QQQM is following nasdaq qqqm give me more variety tech wise Over 85% of QQQM's holdings are inside VOO. Not all of QQQM is tech (unless Pepsi seriously changed what they do). >and is also way more tech heavy Tech is already expensive compared to other sectors. (Let's pretend QQQM is a tech fund) You aren't betting that tech will do well directly, you're betting that the market is either still under valuing tech or that tech is the only sector not over valued. But also: What about tech companies that don't choose to list on the Nasdaq exchange? Why do you treat them differently?

ArbiterFX

Measuring if you are in the green or not isn’t a complete picture. Measure yourself against VOO, VTI, VT, etc. Once you factor in opportunity cost you did much worse than losing $69k.

fn_gpsguy

I wouldn’t pick NVDA, since it’s the top holding in VOO at about 8% of assets.

kultureisrandy

(copypasted from my deleted post) Currently at 30 shares of WMT thanks to the Associate Stock Purchase Plan (15% match up at $70 per pay cycle). Should I continue to stack up this stock or should I sell a large portion of WMT and throw it into VOO/other high performing 10 year plan ETFs? I make roughly $35k/yr, engaged, and am currently pursuing a bachelors in Information Security (degree available from WMT's college tuition program). Probably going to eventually decide between CyberSec focus or staying broad with InfoSec depending on what is more desired.

Machine8851

Maybe look into safer stocks such as stocks that are in the top 10 of VOO.

Few_Victory_0813

Yeah but having qqqm puts me into a better place to have higher growth potential I mane of course I understand the risk and that it could also go in the opposite direction of course. Yes there is over lap but given that VOO is following the S&P and QQQM is following nasdaq qqqm give me more variety tech wise and is also way more tech heavy

goddamn_birds

Oh God I've lost so much on biotech and clawing back with responsible shit like VOO had been a grind

Adventurous_Elk_4039

This is already priced in to the current valuations on tech (and qqqm is not just tech). And it’ll already be in VOO anyways at market weighting. Just seems like doubling down for no reason (you will be missing small caps and have a very low weighting on international). Not the end of the world just think you might be making it harder than necessary.

Cruian

>also given the studies Which studies? I can point to some showing benefits of also including small caps. Factor investing starting points: * https://www.investopedia.com/terms/f/factor-investing.asp * https://www.fidelity.com/bin-public/060_www_fidelity_com/documents/fidelity/fidelity-overview-of-factor-investing.pdf (PDF) * https://www.cbsnews.com/news/the-black-hole-of-investing/ * But be aware that factor premiums can take a while to show up: https://www.reddit.com/r/Bogleheads/comments/1hmbwuw/what_every_longterm_investor_should_know_about/ Notice that in the table in the CBS link, small value and small blend beat out every category of large cap. >that I’m not in the best place to have many options financially right now VOO just feels like the safest bet for me especially being that all my investments are long term plans I'd argue that for one fund portfolios, there's several funds that would place above VOO. Especially for long term. VT, RSSB, target allocation index to name a few. >10% QQQM QQQM currently sits in the large growth area. But see what tends to be recommended by the factor investing links I provided above (hint: not large, not growth).

Few_Victory_0813

I chose VOO because I prefer to track the S&P vs the masses that VTI follows also given the studies and that I’m not in the best place to have many options financially right now VOO just feels like the safest bet for me especially being that all my investments are long term plans

Cruian

I'd say no. Common current recommendations tend to be for 30-40% of stock be international, you'd be skipping the US extended market (why VOO over VTI?), and you should be looking at your US to international ratio as a sum of all accounts intended for the same purpose (which is where the 30-40% would come in).

Cracked_Tendies

You know, I worried about this too. And then I realized that there's a convenient work around. What causes extended downturns are high starting valuations and it's primarily just the US market which has experienced a high surge in valuations since the GFC. In contrast, ex-US equities have had the opposite effect So my convenient work around is to just go 100% VXUS in my 401k until the US market looks more slightly attractive. Also have taken on US and int'l small-cap value funds. And finally, a heavy allocation to emerging markets in particular the philippines. So I've got my popcorn ready and sleep very peacefully at night knowing I've got much less downside potential than all these "VOO & chill bros" we see

chuckroastvalue

100% agree, tax advantaged accounts are the best for active trading in, assuming you have a strategy, good risk management, and cut losers early. hodling growth names until you're at a 60% drawdown is just terrible strategy, or more likely, indicates there was no real strategy at all. if you're gonna hodl no matter what: VOO and chill. if you're gonna actively trade: don't diamond hands like a regard.

mikeblas

VOO is diverse. VOO and chill, bro! ^s

EightFolding

I've been managing my IRA with a tech thesis for a few decades and I always keep some industrials, power, and utilities in it - all in the same theme but they provide some cushion. If you go back to your portfolio in January and grab that amount, and back test something like QQQ, or SPY, or VOO, or VTI - compare how they have done to your portfolio. Are you beating the indexes? My portfolio has dropped since Nov 4th as well, but this correction is nothing that hasn't happened many times before over the years, and it always recovers and then continues up to new highs. But if you aren't at least beating the indexes, over the long term, you might as well buy the indexes instead. So I would approach your analysis less in terms of what you're down from recent highs, and more about that: are you still beating the indexes over the long term?

brycfujimot-0

Shucks man. I learned my lesson with FSELX being risky. I put it back to VOO and SWPPX. I feel you totally on this one for sure. The stock market can feel like a scam sometimes my man.

mikeblas

> want people to recommend stocks, but don't care why It's insane. People will yell out fund names when they don't know the first thing about the situation. And the "VOO and chill" parroting makes me sad. Add to that the over-fascination with expense ratio and ... ugh.

Key-Mango3607

Sounds exactly like me this year. Back to VOO I go.

A_Time1980

VOO all day (well, M-F, 9:30-4)

JeffB1517

In first place will be the the focus on SP500 (VOO) as an exclusive vehicle. The USA has become a lot more unbalanced by sector. (https://en.macromicro.me/collections/34/us-stock-relative/121244/sp-500-gics-sectors-weightings-monthly). Energy (a very good diversifier), utilities (stability especially for income), financials (diversify small), consumer staples (stability of earnings) ... are at lows in terms of weighting. Large, growth and now less sector diversification means a bear could be quite deep and also last longer, sectors can be devestated. There has been a move away from factor tilts, especially value and international with the whole "VOO and chill". I think this is going to be the thing most regretted. Diversification really, really matters. I think the 2nd thing is over focusing on very long term investment. With the move away from housing being a primary savings vehicle people investing are doing a very good job of putting money in 401Ks. But that often means they won't have easy access to money if bad things hit. Having lots of equity in a house mattered. Less young people have that, but that doesn't mean they don't need access. Basically the balance between 5 year investment and 30 years investments is IMHO off. 401k loans can replace this to some extent so it isn't terrible but not perfect either.

clingbat

FWIW, VT is up 4% more than VOO ytd...

BasedOscarG

I actually avoid those type of women, soon as a woman starts to act like buttcorn, I flee to a women who acts more like VOO or GLD

TemporaryPension3181

ironically, you are up this year the same amount i have lost this month. please VOO and chill

FollowingAway9452

You didn’t “pick bad stocks,” you built a Vegas portfolio inside a retirement account. A Roth IRA is supposed to be boring: VOO, VTI, maybe QQQ, and a couple long-term conviction names. Instead you loaded it with leverage ETFs (BULL, UP), China names (JD, BABA), super-speculative plays (NBIS, ONDS), and then wondered why your balance moves like a crypto chart. Going from $100k → $67k isn’t a market problem, it’s a portfolio construction problem. If this account really matters to you (and it should), simplify it, stop trading inside it, and treat it like a 30 year compounding machine instead of a 30 day gamble. The recovery becomes way easier once the portfolio stops fighting you.

Machine8851

Well I think its time to go back to VOO

Zipski577

Great trade. I have most of my retirement accounts in ETFs like VOO/ QQQM so I don't personally full port or even like to own large cap tech names as individual stocks because their correlation is so high and they all have a beta of like 1+. I've traded in and out of META/AVGO/NVDA at times.. But GOOG is one that I definitely am willing to own in my brokerage stock portfolio. Outside of search/ AI/ cloud/ ads trades, YouTube is an incredibly undervalued asset/ segment that could trade as an individual company and gets so much content for free/ much lower cost than the billions other platforms are producing (thats mostly shit). And Waymo hasn't even really generated revenue yet. As we've seen recently they've started to diverge from being totally grouped into the AI trade with mega techs NVDA, AVGO, AMD, PLTR, MSFT, datacenters, etc. And don't have a CEO/ founder that's a "face" of the company really which can hurt at times/ command less of a market premium markets react when guys like Elon/ Bezos/ Zuckerberg/ Cook/ Jobs/ Gates act out or part ways. Great business.

GrapeApeAffe

I always had this same quandary. Until I saw a good question to ask myself. If I was given this cash directly into my pay. Would I invest it immediately into the company, invest in something else more diversified, or spend it as regular income. I now sell my ESPP immediately using it as a 6 month saving with 15% guaranteed interest. Any RSA I get I also sell immediately and reinvest in something diverse like VOO or VGT if I’m wanting a little more growth. Remember. If you keep it there’s 2 different dates for tax purposes. 1 year from grant date it become long term capital gains on the growth. The 15% is still taxed at income rates. 2 years from offering date (the beginning of the 6 months) makes it qualified and the 15% differently depending on a confusing formula. That I’ve yet to fully understand

SecretAcademic1654

VOO isn't concentrated 

DoinIt4DaShorteez

Here's a hypothetical: You took the $7,000 and bought 12 shares of VOO at $570. So then you have 12 shares of VOO and $160 cash. On Oct 1, VOO paid a dividend and you got $20.88 in cash. Now you have 12 shares of VOO and $180.88 in cash. You sold the VOO shares yesterday at $610 for a total of $7,320. The total value of the $7,000 you put in is now $7,500.88 You have to withdraw that amount and pay ordinary income tax on the $500.88.

Relevant-Client-9853

Isn’t VT over 60% US? Wouldn’t it make sense to customize by doing VOO and my desired VXUS percentage?

AnimalStyleCreole

Sorry OP. Thanks for sharing your loss porn. You're helping people. Look at the positives - 130k is still a solid foundation to build. You can look back 10-20 years from now and be proud of your end of year 2025 decision. Put 20k into checking/saving as your safety, gamble 10k as you wish (i.e. like an F U put contract on the SPY, but if you get this 10k fun fun gamble money wiped out then STOP) , split the rest of your 'long term port' 10 year + hodl (..your last 100k..) equally into different etf's, across all industries (or go heavy in VOO, QQQ, etc). Or just put that last 100k all into the GAYMAN and don't look at it for 10 years.

Emotional-Power-7242

VT is VOO+VXUS (or more accurarely it's VTI + VXUS). VXUS is VEA+VWO. VEU doesnt have small caps, so it's like VOO and VXUS is like VTI. To be the most diversified in the simplest way, just buy VT.

inthehill

VXUS zero overlap with VOO VT is 89.5% overlap with VOO Have a look at etfinsider to see what I'm seeing.

Kaaji1359

The tax cushion for holding longer term is much thinner than you think. If the company stock goes down 2-4%, then you've lost all the benefit of holding long term and would have been better selling in the short term. There's another caveat: if the company's stock dropped during the 6 month offering period, it's always more beneficial to sell immediately *unless you think the stock will rally all the way back above its initial offering period*. This is because of how ESPP's work when it comes to calculating capital and ordinary income. IMO, unless you're incredibly bullish, sell it immediately and invest in VOO or some other market fund (diversify).

Keepitsway

VOO

Virtual_Secretary_98

I'm lump summing 20k on VOO on Monday whatever happens happens

ChucktheDuckRecruits

I’d bet you’d be better off not doing the speculative stuff. Keep a few MAG7, and then put more than half into VOO & VT and chill.

BFox1982

VOO and chill, bro

Ok_Reaction_1549

Buy VOO

LongMustaches

3 million when he's 65 will be worth like 1 mil adjusted for inflation. And 8% is a bit too realistic to begin with (VOO isn't old enough and can't be reliably measured so far out). If we look at the actual historical data, 6% is more like it.

Parking-Young-3314

Please OP. I also lost 500k in total in last 6 years hodling penny stocks, trading stocks, trading options, day-trading. Please for the sake of god. Do not trade again! I learned over and over again that broad market ETFs are the way to to. Depost rest of your money and future earnings into VOO, VTI, VXUS or something! Save yourself!!!

MagicWishMonkey

And by definition if they know less than you do they should just dump money into VOO and there's no reason to pay anyone to tell you to do that.

Emotional-Power-7242

Yeah even better. Unless it's in a taxable account as VT doesn't qualify for the foreign tax credit, making the VOO/VXUS more tax efficient.

haminthefryingpan

Whatever you do don’t calculate what $700k would’ve gained in VOO over the past 5 years

D_Pablo67

Yes, run. You can build a simple portfolio of broad market ETFs like VOO and QQQ. If you want some higher expense ratio ETFs with top managers, look at Wedbush Dan Ives AI Revolution (IVES) and Fundstrat Tom Lee Granny Shots (GRNY).

Dry-Government-9352

1% is standard for the industry. Also it sounds like he is using mutual funds in a non-qualified is a huge red flag. ETFs don’t have capital gains distributions whereas mutual funds do he should know this as an advisor. I would keep shopping around for someone better. Especially since it sounds like your mom might need more help than VOO and chill

Plane_Employment_930

The problem with trying to time it is it could go up another 15% before it goes out of favor again, I feel like DCA is best because of this. Also, where would you suggest we keep the funds until it's out of favor? HYSA? Another stock? VOO?

Heavy-Situation-9346

This is insane. It’s against my own self interest to say this, but you should strongly consider quitting and putting it all in VOO. It’s my experience that people don’t have this sort of experience just one time.

Boss1010

People giving "retirement" advice or saying "VOO and chill" should be banned. Who know if we're fucking alive in 40 years.  Gimme my money and gimme now

falling_knives

Gonna give some financial advice: Just VOO and chill for 20+ years. No way that doesn't work. Impossible.

Low_Plastic363

No, because I exited cash gang and went full life savings port into VOO and GOOG about an hour ago and I want to feel good about my decision.

ButAreYouProud

Hey, j/JohnDuttton - can you explain in simple terms how this works? Like, if I have $100K in VOO today, at say, 40 years old, and I'm *not* actively adding more, then I have about 165 shares of it, and I'll always have 165 shares of it. Wouldn't I need the price to rise from $609/share to $6,000/share to come close to even $1MIL by the time I hit 65? I've been happy with the way my ETFs are performing, but I'm just having a really hard time wrapping my head around comments like this, or the "once your portfolio hits $200K or $300K, it will start growing exponentially faster." I just don't get how, if I'm not continuously adding more shares.

kraken2b

that's why you have portfolio distribution like 70/30 stock/bond in 30s and gradually rebalance to 30/70 when you're 60s. And buying at the top of 2008 is a blessing if you hold till today, and buying at the bottom of 2008 is a blessing on top of blessing...so, ya buy VOO and hold, keep some in bonds for dips like 2008 to buy more.

Spirited_Ad9681

Saw this post, saw my stocks are down a bit. Closed thr app and went about my day lol. 90% of my money is in VOO. The other 10% are in some individual stocks I bought knowing full well I could loose it all. I dont need it so Im just going to ride it out if it gets bad. Honestly I don't feel like we are in a downturn just yet. If we are we wont know for sure for another month. Once I know for sure we are in a slump I might invest a little more, but I'm not going to make any drastic changes.

Low_Plastic363

Okay, boys. I am retiring from options play for the rest of the year. I set aside my short-term caps gain taxes in a HYSA and plowed the rest into GOOG and VOO. Enjoy the roller coaster. May you all enjoy massive volatility gains from here.

iThinkiStartedATrend

VOO shrek dick

hacking99percent

the ironic thing is that if he has 100k at 21, it probably wasn't his money to begin with. So he can just ask his dad for another 100k to put in VOO, or just inherit 7M at 65.

badscribblez

All in on VOO or SPY for a regarded ape who just wants safety?

SnS2500

Sure, holding individual stock bear ETFs can make sense while holding VOO. Check out r/LETFs if you don't know about it.

Dazzling_Marzipan474

So you're saying VOO will be $18,000- $42,000 in 44 years? Or maybe $15,000-$35,000 depending on compounding divs?

Financial-Respond-37

Don't do anything and in the future diversify yourself from just AI stocks by buying index funds like VOO

Betterjake

Just imagine the posts across reddit at the first real bear or recession, when markets go down and stay down. VOO is down 2% over the past month and we have people posting journal entries

Tall_Science_9178

At this point in the trading day: VLUE +2.30% VOO + 1.15% VGT +0.52% There’s still too much blood in the water with tech stocks. I know markets are irrational but… i don’t see a world where we rally back to ATH on the back of value stocks. It will take tech stocks outperforming on the pump the same way they underperformed on the dump. This is a liquidity driven pump while investors continue to rotate sectors at the same time. Seems ominous to me. Gold.

JohnDuttton

$100K in VOO when you hit 65 is $7.29 Million at 10% returns. Even $3M at 8%. Next time give me the $100K

BabyQuesadilla

VOO is heavily concentrated in tech anyway. If you're in your 20s/30s, its appropriate to take more risk.

panna__cotta

Sure but that’s an awfully small window. Overall, sector chasing is high risk. Plenty of people also pulled out of NVIDIA way to early and would have made more resting on VOO. People have been calling the tech bubble for years now, and have lost out on a ton of gains. VOO automatically rebalances for you quarterly.

Maggins

First, take a breath. Second, just tune out the news and don’t look at its price for a while. It’s a strong company that continually meets or exceeds earning expectations. The demand for its products isn’t falling any time in the near future. I had extra cash laying around and dumped $50K at once into relatively safe options (VOO, GOOGL, NVDA, UNH, BRKB) in September/October. I’m down on every single one except BRKB which is only slightly green. But I’m not worried because I’m invested over the long term. I hope you take a few lessons from this experience: 1) Don’t dump a huge portion of your portfolio on one stock. 2) Buy ETFs. They take the risk out of investing and will inevitably rise. You won’t get rich quick but you will build wealth slowly and consistently. 3) If you needed this money in the short term, stocks are not an appropriate place to store your money.

BugStock

VOO NO https://preview.redd.it/150lm75nqm2g1.png?width=498&format=png&auto=webp&s=f50eb38d10732a789e37ed163661af133a9f135b

BabyQuesadilla

Sure but not everybody is VOO and chill and the people that were concentrated in tech the last 5 years made multiple times more money than diversified people. Rebalancing happens all the time whether it’s smart money or retail.

ExpressAgent6530

Come on, VOO. Dip so I can buy

Formal57

Just put the money in VOO bro

FRNAP13

VOO and VTI are just market growth. I recommend 50% to 60% of your investment in them. Try to allocate 30% of your investment in Growth oriented. It’s a very important advice that could change your wealth in 15 years.

Nickel4me

Thanks! I just opened a vanguard account and I’m investing $500/wk (to start) into those funds. Have just two, VOO and VTI.

Heyhayheigh

Well. You sell when you have something urgent to pay for. That’s the purpose of your wealth. What you’re feeling right now is the bubbling fear in the market. All time highs. Right near the time when things pull back. Last time the cycle was 2022 in January. But you’re 15 years left in accumulation. Set your stuff to automatic. Don’t check your accounts all the time. There are always compelling reasons to run for safety. Emotional reasons. You say stuff to yourself: I’m reallocating. Rebalancing. Taking market considerations into account. All rationalizations. Sell when you have something urgent to pay for. That’s it. If you want to shift your new purchases to bonds. Cool. Do that for a while, but go back AND CHECK if your decisions were correct. You will likely find you should have just stuck to VOO and QQQM on an auto weekly basis. Best of luck.

jamesbondjovey1

VOO and chill

MaybeTheDoctor

You may want to look at vanguards target date requirement funds - like for you something for 2055 - they manage the investment in the VOO, VT, etc and then slowly migrate into bonds and the like as you near retirement age

paladin258

Of all the tickers in the world, why would you choose SPT?? 🤯 OP is betting on IPO open price to hold. Did you zoom out and noticed it has been selling off since 2021. It has lost 93% since ATH, and no reason for it to bounce just because it lost that much. It can actually go another 90% down and maybe it’ll trade below $1 in a year. Never buy stocks thats making new lows. It’s gonna keep dipping and it’ll be painful for you to wait for it to recover. Maybe few days, maybe few years, maybe never! All the best to you! Here’s a monthly chart for you. Salvage while you can and rather buy VOO https://preview.redd.it/8gtpxha2fl2g1.jpeg?width=1290&format=pjpg&auto=webp&s=3aebe259a4f6c779d269af29895cfc8fd7a56538

mikeblas

Genuinely concerned? Just VOO and chill, bro! ^s

DuckLIT122000

In that case VOO or VT are both solid set it and forget it options

Erevoss

If you aren’t making money in the long run you are clearly doing it wrong. Take ur tinfoil hat off, put ur money in VOO and stfu.

BeneficialQuality899

VOO

MBlaizze

That volatility caught me today - it was like Wall st saw me coming from a mile away. I dumped all bonds, and bought VOO near the open when it was up 1.7%. I look a few hours later and it’s down 1.7%. Nice 3.4% slap by Wall st for me.

MBlaizze

Just loaded up on VOO. I’m pissed because I bought at the open today, when the S&P was up 1.7%, only to see it end the day down 1.7%, but I am never, ever selling.

teckel

Rediculous question, because investing in maybe 3 would be far better. * 5 years SGOV * 10 years VOO * 20 years SPMO

Smooothoperat0r

VOO is better for lower fees. There are many other lower fee index etfs that I don’t remember the tickers than SPY for buying shares.

Smooothoperat0r

This isn’t a joke. Buy VOO for a lower fee ETF than SPY. It’s an ETF for the S&P500. Alternatively if you want to be all in on the big tech names, QQQM not QQQ that’s the old one. QQQM is the same company that made a cheaper fee version for retail investors. It’s the nasdaq 100. This is real advice. Most of your port should be in S&P or Nasdaq index. Don’t buy BS small cap companies with no profit.

LostAbbott

First off, you need to put all of your money in something like VOO and go away.  It is clearly you simply don't know how the market works nor the propaganda, marketing, and selling works around it. Analysts arn't experts in anything aside from selling what they are told to sell.  Most people don't invest based on who works for companies, what companies tell everyone about their business, not what a company has actually done. If you want to keep investing in individual stocks, then slow down take your time and find really informations, not the bullshit you posted above.

MBlaizze

I just sold my bonds and went 100% stock (VOO,VT,QQQ). I’m tired of trying to time the market, and I will hold all stock until I die.