Reddit Posts
Aggressive Roth IRA at 18 – What Would You Change?
Hypothetically if you were holding close to infinitely, would VOO or QQQ be the move?
For those investing in S&P 500 ETFs (VOO/SPY/IVV), how have your returns been?
VOO Becomes First ETF to Reach $1 Trillion AUM, also: VOO bounced exactly at 700 a couple of days ago but nobody noticed
Dividend Stocks in Your 20s Worth It or Just Stick With Growth?
Sp500 - 100 years of changes - how significant is the mega ipo changes?
Sp500 - 100 years of changes - how significant is the mega ipo changes?
80k to invest + no debt how would you invest it?
Is anyone actually selling VOO or QQQ over Space X concerns?
$KIDZ - Will this take off?
Should I change from an Investment Account to a IRA?
What is the best strategy to allocate and optimize a 100K investment?
21 year old college student with $10k saved, what would you do in my spot?
Vote against S&P changing rules to fast track IPOs into the S&P 500 indexes(SPY, VOO) - (Deadline TOMORROW, May 28)
Automated investing for retirement accounts (fidelity/schwab) vs picking your own distributions. The good vs the bad. Discuss
Built my first Roth IRA portfolio in my 20's - here's my 6 ETF allocation and the reasoning behind each pick
Do you keep growth stocks in retirement accounts and dividends in taxable?
For parabolic gains DO NOT read this. It's just a Samaritan text for thise in despair.
Forbparabolic gains DO NOT follownthese advices.
If I want to generate the most money from my traditional & roth IRA accounts - where should I "park" it for the next 20 years?
MAG7 is outperforming all the hype stocks posted about constantly, why do people not learn, holds true for last 40+ years
Little less than 3 months in and I think I’m doing well
the s&p 500 vs equal weight spread just hit 13.8%. it's only been this wide twice before
Anyone here actually outperforming just buying VOO long-term after taxes, stress, and time?
Choosing VTI over VOO has cost me about $44,000.00 over the past 6 years
Small business owner here, looking for investing advice from people further ahead than me
18 year old who just started - any advice would be appreciated! I don’t know how to diversify properly.
Sell some Intel to take a larger position in SLS? I’m OKAY with the greed, but I’m not sure my logic is sound.
Hold Intel vs buying more SLS . I’m leaning greed, but have I’m not sure about my logic.
Investing my first $250.. Is this a good profolio for buying and holding?
The more you learn investing, the more you realize there’s not much to optimize beyond saving more, staying invested, and avoiding mistakes
20 y/o F looking for advice for my portfolio
Is the stock market becoming more & more volatile?
Why do people who just buy index funds call themselves investors? You set up an auto deposit once. My grandmother does the same thing with her savings account.
Is Wall Street Bets a legitimate strategy what should I buy besides VOO ?
Late starter..has that tech ship already sailed? Amd, MSFT, VOO?
Hit $100K… But It Came With More Risk Than I’d Recommend
After about 7 years of losing money from options and meme stocks /coins, I'm finally back in the positive.
If someone is worth one million dollars, how much $VOO and $VTI should they own? What if they're worth *two* million; how much then?
If you had $7.5k to invest tomorrow, what would you do in this current market?
What’s your opinion on selling All Tech Heavy Stocks soon and moving to SP500 $VOO?
Took my whole IRA out of VOO yesterday and bought AMD and NOK calls. Am I dumb? Probably.
Should I get out of SPY and move it to a better long term index?
Do automatic 401k contributions affect markets?
My tech-heavy portfolio is up across the board, TQQQ leading the way
Do you think tech will outperform the market over the next 30+ years
Mentions
They are both very similar grwoth funds. both have significant price volatility and different levels of growth or loss. If you hold over a long time you one may grow more than the other. Based on history QQQ is doing sa bit better but there is no guarantee that QQQ will com out ahead. but in some times VOO will come out ahead. However after 25 year you would have sell them fro income. One you sell a share of either fund you loose all future growth of of these shares. Eventually we all eventually have to stop working indwell need income to preplace work income. The problem with both funds is that they tend to go through long periods of no growth. IF you are selling share for income during a period of no growth or significant looses. During these periods of time you run the risk of running out of stock to sell. So some investors add dividend or bond funds for income You want enough income to every more than your living expenses. Some therefore just before retirment add these funds for income. Others add dividend or bond funds to VOO or QQQ or other growth index funds and and split the income from dividend and growth funds equally and depoist an equal ammount of money in each fund they have.
SPY - Bull vs Bear Currently $737.55, down 2.58% today. Not a company, but here's the index breakdown: Bull case: US corporate margins near historic highs, Al infrastructure adding $1-2T in enterprise spending, S&P 500 has recovered from every major crash in history. Every 20%+ correction has been a buying opportunity on a 3-5 year horizon. Bear case: Forward P/E at 21x is 90th percentile historically. Magnificent 7 = 30% of the index \- if tech multiples compress, the whole index feels it. Real rates still restrictive. Fun fact: VOO and IVV do the same thing as SPY for 0.03% vs SPY's 0.0945%. Long term holders should consider switching. Verdict: Best long-term wealth builder for most people. Short term - choppy until rate picture clears. Full analysis at norrisaius — code REDDIT-FREE-TRIAL
The only mention of VOO after 12h is your comment
I have active puts sold on VOO at 620 for June 18th. They had roughly a .05 delta a day or so ago. Your strategy is a little too risky for me. PS- Yes I do like SPX for the tax efficiency but wanted a CSP this time.
Guess I can continue to hold my VOO, was considering bailing after decades. Elon is a fucking moron and I do not trust him for half a second.
Yes, the people in their 50s, 60s and 70s are selling the VOO to survive and pay their food bill. They are selling it to the young generation who will rinse and repeat. Who is wrong in this situation? No one... Old people trade their stocks out to buy food. Young people buy that stock in the hope that there will be a youngerrrr person at the other end of the trade in a few decades.
The people buying VOO in 25 years.
So who's wrong when people buy VOO once a week for 25 years and retire in their 50s? The people selling VOO?
hes up 15%. VOO had better return lol
15% lol. Just fucking VOO and chill at that point idiot
When you sell an equity (at a profit) you have to pay taxes on the gains. If you've held it for less than 1 year you pay at your marginal tax rate. (32% in my case). If you've held an equity for more than one year, you pay at a different rate depending on your tax bracket. (For me, a long term capital gain is taxed at 15%). But either way you have to pay taxes on your gains. Now, what I had been doing was buying when I felt the market was going to go up and selling when I thought it was about to go down. I'm actually a pretty smart guy but not nearly as smart as I thought I was. Selling when you think it's gonna go down feels right at the time, but you have to pay taxes on any gains you've made. Now here's the hard part...knowing when to buy back in. More than once I've seen the stock go up after I've sold it and eventually I bought back in at a HIGHER PRICE THAN I SOLD! *AND I PAID TAXES ON WHAT I HAD GAINED!!!* What an idiot I was. With very few exceptions every stock I've ever sold is worth more now than when I sold it. Except when needed to purchase my house, I never sold a stock because I needed the money for something else, I sold it because I felt I could buy back in at a lower price, but those taxes were eating away at any advantage I may have made and in some cases selling was WORSE than holding. I'm sure lots of people sell a stock before it drops and buy back in at the right time. I'm not saying it doesn't happen. But for me and my situation, I found it was hard to do consistently and I was better served by buying broad index funds (VOO, VGT) and letting the professionals rebalance the fund for me without ME having to sell stocks, pay taxes on any gains, and repurchase elsewhere.
Sometimes I get tempted by posts the bet big and won big, then posts like this reminds me of why VOO and forget is the way.
I would like to but the capital gains tax would be a whammy. I have both VTI and VOO, which seems silly in retrospect with the huge overlap. VOO only moving forward.
Dump the VOO into whatever ticker you think will pump the most
You port is basically 85% QQQ, 15% VOO. Great if the AI bulls continues.. sucks if we have like Friday type of crashes.
I have SPY VOO NVDA and may have SPCX, Am I diversified?
I guess I didn't buy long enough ago. I started buying again about a month ago. Up about 10%, then lost all those gains in the span of two days, a little negative now. Honestly considering just selling everything that isn't an ETF/SPY/VOO for the peace of mind, then buying the dip back into ETFs. Im just scared of microconductor and AI stocks continuing to take large dives.
If you sell SPY or VOO to buy spcx you might be a regard, jus sayin
if you need a hold hedge that isnt dead money or VOO/VT, DBMF is a CTA hedge fund tracking ETF (kinda like the Nancy one but for hedge funds) that I think is a sleeper pick among the AI rug pull frenzy. idk if ppl even hedge at all though 🤷♂️
Fair. I agree the contribution rate is the biggest lever. I’m not trying to pretend ticker selection matters more than maxing the Roth. My main goal is just cleaning up the structure before I keep contributing for years. I’m leaning toward dropping the individual stocks and either going simple with VT, or using a controlled ETF stack like VOO / VXUS / AVUV / AVDV so I can keep a U.S. and small-cap value tilt. So the real question for me is simplicity vs control, not whether allocation matters more than savings rate.
Most people don’t have their retirement in QQQ. Most use VOO, VTI, VT, etc. (or target retirement date funds, which track VTI or something equivalent). None of these ETFs changed their rules for SpaceX. SpaceX isn’t going into the S&P500 (yet), and for broader “total market” funds, they’re just like any other stock, accounting for an immaterial portion of total market cap. It seems like you’re just repeating misinformation you read on Reddit.
That makes sense. I see it as control vs simplicity. AVGE seems cleaner because it handles the factor/global allocation inside one fund, but building it directly with VOO / VXUS / AVUV / AVDV lets me control the exact weights. I’m probably leaning toward the direct ETF stack for now and dropping the individual stocks so I don’t overcomplicate the Roth.
I highly recommend the [Financial Order of Operations](https://moneyguy.com/guide/foo/#7-hyperaccumulation) for not just investing but general financial literacy and priority. It’s great if you are investing aggressively and getting a 10% return, it’s bad if you don’t first pay off your credit card debt with 25% interest so you’re losing more money than you’re growing, or you didn’t first build an emergency fund to handle the little surprise expenses life throws you and you have to pull money out of your investments. In terms of what way to actually invest, I highly recommend the [3 fund portfolio](https://www.optimizedportfolio.com/bogleheads-3-fund-portfolio/?gad_source=1&gad_campaignid=10886055113&gbraid=0AAAAACPYnC6gFzivnN-AeQgEAzjrRXjev&gclid=Cj0KCQjwio_RBhDMARIsAJPveNPg67JDp3ImRsx7BkqroO_gAI2xRVosB4Epp3u9It3_7MtQ6_RMS8caApl5EALw_wcB) for maximum simplicity, maximum success, and minimum worry/effort. Buy low-cost broad market index funds, get one each for US stock market + international stock market + bond market, ideal funds are VTI/VOO/SPY + VXUS + BND/GOVT/VGIT or even simpler VT (total world so US and international together) + bonds. When you’re young you want way more stock index funds than bond index funds in your portfolio, for reference I am a 95/5 ratio of stocks to bonds and 29yo, and I’d be 100% stock if not for my 401k target date fund having a small portion of bonds anyway. When you are near retirement, about 10-15 years away, you adjust your ratio more to bonds. It’s preference what that retirement ratio will be, I plan to go to about 75/25 or maybe 80/20 depending on how I feel my risk tolerance is in my old age. Hope that all helps!
Either is valid. I'd say it depends how active you want to be with it. If you don't want to bother with it too much then your ETF stack is fine. If you want to be more active with individual picks then it might be better to have a simpler core so you don't end up overlapping too much. The great thing about AVGE compared to an index fund like VT/VOO is that AVGE is actively managed for higher expected returns. So while you cant control the weights, professionals are doing that for you. If you prefer to have control, then yeah you'd want to set up your own ETF stack.,
Fair point. I looked into AVGE and I see the appeal as a cleaner all-in-one Avantis/global equity core. My only hesitation is that I’d have less control over the exact U.S., international, and small-cap value weights. I’m leaning toward either AVGE + VGT for simplicity, or just building it directly with VOO / VXUS / AVUV / AVDV and dropping the individual stocks.
I'm a big fan of Avantis funds but I don't think you need AVUV with this set up. If you want a VGT tilt I'd probably combine VOO+AVUV+VXUS into something like AVGE which gives you all Avantis funds. Then you can still leave some % for individual picks.
That makes sense. I probably don’t have a strong enough macro thesis to justify being 90/10 U.S./international, so I’m leaning toward at least raising international to 20–25%. I also see the point on small-cap value. A cleaner version might be something like VOO / VXUS / AVUV / AVDV instead of adding individual stocks on top of VOO and VGT. I’m not trying to overfit the portfolio based on AI or short-term macro, but I do want the allocation to make sense long term. Appreciate the breakdown.
dump the last 5 and put everything in VOO and VGT, either 50/50 per month or 100 in each, alternating months
I got an inheritance and took an in-depth class in the stock market trading. In the third month they said only 2% of brokers beat the index. I dropped out of the class and quit the market immediately. VOO and bonds now. I like coming here only because it's funny.
Fair criticism. My goal was a simple long-term Roth with a U.S. tilt, but I get the overlap point. I’m reconsidering whether the single stocks are worth holding separately when VOO/VGT already cover most of that exposure. For international, I used VXUS for broad coverage, but I see your point on adding an international small-cap value sleeve like AVDV instead of only using total market. Would you personally run VOO / VEU / AVUV / AVDV only, and if so, what percentages?
Dumb. You already own meta google and Eli Lilly in your S&P 500 and VGT. You have a SCV sleeve for US (AVUV) but none for international (AVDV) and instead hold total market in your international VXUS. VOO, VEU, AVDV and AVUV. Cover everything you want with less mess and without overlap. Your percentages are also shit. What’s actual global distribution? 60/40 US/Ex You are (arguably) 90/10. Which isn’t off from most US traders, but it is still wrong re balancing out of America in next decade (and what actual market distribution should have you at).
I would drop the individual stocks because they’re already components of VOO and maybe the others. Otherwise looks solid
Do they like individual stocks here? Every conversation seems to come back to "Buy VOO, wait 30 years, and shirt term price action doesn't matter in the long run"
You'll get lots of opinions. Trust in yours. Ensure your funds diversified, as VOO and VGT have some overlap, invest steady and long term, can't go wrong.
Just buy all VOO and ignore the market for the next few decades.
35 with no debt and you already sold everything and bought VOO, that's the exit most people never actually take. The shame fades faster when you're not staring at the ticker every day. Your parents will understand. Build the life now.
right so even if SpaceX were valued at $1.5T, its impact on VOO would initially be very small since a small % of shares will be publicly tradable (like you mentioned the index is based on free-float market capitalization). large price moves wouldn’t noticeably affect overall fund performance. the more meaningful impact would come gradually over time if more shares became publicly available and the float increased. that should be when people start reevaluating their position in VOO
Don’t listen to anyone in this thread, the only advice people have is to sell everything and buy VOO.
The alternative is professional money management. Index funds beat professional managers on average *conditioning on a fixed set of assets and no inflows/outflows.* The problem is that the set of assets change constantly (e.g., SpaceX) and people constantly buy and sell index funds like VOO. Of even greater concern, a passive allocation of cash to an equity index fund ignores the risk premia you expect to earn on that fund and on its alternatives (bonds, commodities, real estate and so on). Imagine you just have “cash” and “VOO.” A professional manager will rationally hold more cash and less VOO when the risk premium on VOO is negative. On a risk adjusted basis, this manager will outperform someone who passively allocates 100% to VOO. “But VOO and chill has ‘outperformed’ in the ‘long-run’” retorts the skeptic. Sure. We’ve spent the last 30 years telling people to “VOO and chill.” I’m not buying history. I’m buying the future. Is the price worth it?
My guy I think it's time to understand that maybe this sport isn't for you and just VOO and chill going forward.
And no one can time the market. The crazy 12k% profits/YTD from BTC are long gone. For most people it's just better to DCA into QQQ/VOO and chill. Hell, if you're feeling adventurous just get TQQQ or some shit
VTV only dropped 1.4% compared to 3.8% for VXUS and 2.6% for VOO. So international market got hit the hardest. Energy stocks might be holding up VTV
I'm not selling my TSLA to buy SPCX. I'm selling my VOO. Why does everyone think Elon fanboys are dumb?!
Yes please do that compound a majority of your money in VOO and keep small for risk. $560,000 in VOO $240,000 can be individual stocks doesn't need to be leverage. Leverage only when in deep economical disaster like the tariffs of peak Iran war other wise you would have to swing trade which can be stressful
So if I hold VOO I am safe but not if I hold VTI/VT?
Addiction sucks man.. try not to identify with it fully as that might just make it harder to overcome. Your transfer to fidelity and full porting into VOO sounds like a good few steps in the right direction. And always remember, it could be so much worse. You could be 200k down on medical bills from an accident that would ruin your health for the rest of your life. At least this is only money. Best of luck man.
That’s A wild ride lol. Idk how you guys have the balls to go that hard on risk. I hit a mil recently and I just parked it all in VOO like a boomer
The account isn't blown. The gambling account is. You're 35, debt free, and buying VOO instead of 0DTEs. That's probably the best trade you've made all year.
but for real though: set up automatic investing so you buy VOO or VTI with every paycheck. Set it and forget it, don't touch it. if you really want to pick individual stocks, give yourself ~10% of your portfolio value for picks.
its still 77k more than most people just VOO and chill
With gambling issue, OP is not suitable for equity market. Even with SPY and VOO, you can still gamble away everything.
You say that, but you’re up like 623k in a pretty short time from concentrated bets. 😅 Index funds wouldn’t have done that. I can honestly say I regret previously having most of my money in VOO instead of NVDA daily. Switched to concentrated bets late.
You say that, but you’re up like 623k in a pretty short time from concentrated bets. 😅 Index funds wouldn’t have done that. I can honestly say I regret preciously having most of my money in VOO instead of NVDA daily. Switched to concentrated bets late.
Just buy AVLV etf and call it a day. VOO only weighs companies by market cap 👎
And from VOO to QQQ the $ goes!
Would it have been noticeable enough to sell off VOO? SpaceX is expected to IPO with only about 3 to 5% of shares publicly tradable at a $1.75 to 2.0 trillion valuation, so then the initial S&P 500 weight would have only been around 0.1%–0.15%?
Today I just bought more of an ETF.......SPMO I want a higher ratio to VOO in my portfolio
Im up 95%.. in that time Dow 120%, SP like 195% and nasdaq close to that. I started learning stocks at the start so it has been bumpy. But yeah I just moved all my stocks to VOO QQQm SCHG DIA VYM GLDm.. hopefully Ill improve
I know, I meant 10 on top of that. Though, even with these 3, it does make me consider changing my primary US index holding to a mixture of VOO/VXF instead of VTI.
With market having a bloodbath, VOO -2.6% & Vgt -6%. Is your 75% port consists of SPY, bonds and the rest in modest risk stuffs like VGT?
I just started investing less than 2.5 years ago and RKLB is a 30+ bagger for me so far. It's tempting to try to do that again, but I'm also aware I'm very lucky and have been investing in bigger, safer stocks and ETFs the last several months. I still believe in the stock, but I invest for retirement and SPY/VOO are reliable picks I'll be choosing until then
All I'm saying is that in a standard portfolio diversification framework, VOO is not balanced. Which I have no problems with. I don't get why some are getting flustered over a factual statement.
I'm pretty sure it's because I bought some VOO
You're 35 years old with no debt and $77,542.79 after (let's be honest) making some risky bets and losing them. That was obviously a bad decision, but life is about learning from your mistakes and improving for the future. And you've made exactly the improvements that I'd recommend: >This time I sold everything I had in shares, even for some big losses. I turned off margin, used what I had left to buy VOO and started a transfer to Fidelity. Try to continue your life and grow as a person, ignore this $77k. The best thing you could do would be to let that $77k grow, hope the market continues to average 8-10% per year on average, and you'll have over a million dollars from just this $77k investment by the time you're retirement age (~65).
Too bad for VOO. QQQ will now get the $
You have to look at what model the fund is using to decide their allocations. It looks like the S&P 500 will honor the longer cooling off period after all. With that in mind, if this is something you care about switching to VOO or VFIAX might be a better strategy if you intention is to delay holding a potentially volatile stock until it's settled.
Pretty safe: VOO Safe: VTI Safer: VT Safest: An overall fund that includes both US and ex-US equities and bonds, such as the Vanguard Target Date (e.g. VTTSX) or LifeStrategy (e.g. VASGX) funds.
did you factor in all the tax you paid by buying and selling vs just holding VOO
VOO held on pretty well, since a lot of capital moved out AI and into other companies in the S&P.
You should buy VOO / SPY / QQQ every month and call it a day. Or better yet keep it treasury bonds. Actually keep it in CDs, or you may be better off keeping it in a bank account earning 0.1% interest
kids' friend's mom said she was only -2.7% today. I asked how and she said "99% $VOO" so I gave her a wedgie and pushed her in the pool
I panic bought more VOO three times today
Hoping so just so I can unload the bags and go back to VOO and chill ✌️
Yeah VOO it the way, on days like today I buy more… not worried one bit.
I remember having $1million in 2021. 5 years later, it’s $400K. If I just moved my money to VOO, would be $1.7M now haha
Got greedy and wanted more. Eventual plan involved VOO. I worked at the place sole position is in and gonna risk it further for reasons.
People come here for laughs and giggles, but all the memes honestly make some of people underestimate the impact of it all. OP has a clear gambling problem. There is one voice he needs to shut off in his head permanently, and it's the idea that "he can win it back". That money is gone and more gambling is not the solution. OP, if you're reading this, only invest in VOO or spy500 and I mean do a monthly deposit and don't allow yourself to look at the market otherwise. Whether it goes up or not is none of your concern until your retirement. If you can't do that, then put it on a savings account with the bank. You will lose money against inflation, but at least you don't lose it all to your inner demons. You still have 77.5k, you can recover from this. But if you drop below 10k, that 77.5k is suddenly going to look like a lot of money.
Picking stocks is a fools errand which is why everyone here have such long todo lists. Stick with VOO or even better VT and just cry it out when you see the mega gain posts like I do. Investing is all about choosing when to cry.
my brokerage acct is mostly in VOO and some other really random picks like ECL and KDP. i don’t do tech stocks aside from AAPL so maybe that’s why.
You're right, there is a bloodbath! Equities, especially semiconductors are now back to prices not seen since...mid-May 2026. You guys have holding windows measured in hours. Set it and forget it, and do it with a broad based ETF like VOO or VT. Doesn't matter which one pick your flavour.
Sold my $350 puts yesterday would’ve been 4600 today, wasn’t able to enter a trade because of settlement I tracked would made 1250 . Just a young guy trying to make a small amount of capital.. feeling depress today stop loss popped lost 200 Last 400 riding on next Friday calls. Might seem little to you guys but I make $26 hour don’t have much to my name but I’ve pulled off some incredible trades before (5200% gain on NTFL worst earning ever) flipped 500 with 3 day trades into 4k etc.. I like to think I have what it takes to do well trading. Been working on discipline, stop losses, leveraging, taking profits.. Idk feeling depresso this Friday night got a couple beers got my THC drink trying to relax play some games but I ask myself maybe I was never really a good trader Work as a broker so I’m Around this industry 24/7 but maybe I just stay on the sidelines.. VOO chill.. idk feeling off
VOO is SP500 so the top 500 companies in the US with a few extra criteria. That make sense. QQQ is NASDAQ 100, the top 100 non financial companies traded at NASDAQ. So why especially non financial is the objective ? And why it must be traded as NASDAQ. This doesn't look like nice criteria. What if NASDAQ stock exchange close of it many companies stop trading here ? Doesn't make sense.
QQQ replicate NASDAQ 100 that isn't representative of anything. it track the 100 largest non-financial companies listed on the Nasdaq Stock Market. over a long period of time, there no reason for NASFAQ 100 to be especially tech stocks or to be representative off whatever. For all we know companies may decide to move to another exchange... Like some are moving to the Texas stock exchange. VOO at least use SP500 that is really representing something: the top 500 stocks of the US market. But it isn't very good especially long term because it's only US. Long term US will likely end it's gold age. So you don't want to bet on a single country. You'd likely want more like VT, total world stock market.
Just DCA into VOO and never look at your portfolio
Sometimes it feels VOO and chill might not be a bad idea after such a rollecoater
Easily manageable by moving to VOO and VXUS, S&P500 would be 1000x worse because there’s not anything really similar that avoids it in a lot of 401ks.
Dividend stocks were green. I sold JPM and trimmed UNH so there is a 99% chance they open 3% up Monday. I’m going all VOO, VXUS. Then SMH when it’s appropriate.
You don't want to, but that's what a broad index fund does. VOO/VT/VTI buys what people buy.
Been doing this 15 years and VOO and VXUS + 10% speculation is the way. I have my favorite stocks, ABBV, MO, IRM but VOO, VXUS help me to never panic. I won’t be getting rich quickly but my account feels safe and allocation is easy.
If bro would just VOO and chill 5.5 yrs ago with his ~$250K, he would have more than $500K to his name. Instead he has $77K now. Damn, I feel bad for him. It’s still not too late with his age but he got to turn his life around and get help with gamble addiction.
I've got VT in my Roth IRA. Thinking to switch it to VOO and VXUS to retain the same domestic to international weighting but with the S&P 500 on the domestic side.
So you started out with 117k and you said it took you almost 5 year to get 1M. That’s not bad, slow yes but consistency was the key so congrats and put it all in VOO lol
Love all the down votes, its just math/statistics . Use any search engine to check it out, QQQ beats VOO over time VOO is just QQQ with 400 more stocks, most not helping when it comes to gains. I own both if it makes people happy