Reddit Posts
Built an agent that buys whatever WSB is talking about. It's down 19.2%. Got 3k upvotes on WSB before they deleted it.
I built an agent that buys whatever this sub is talking about. It's down 19.2%.
Does anyone avoid diversification (like me)?
ETF allocation changes due to high valuations
Strategy for entering the market with large lump sum
Strategy for entering the market with large lump sum
Weird question but like, are the majority of financial advisors just scam artists essentially?
Mag 7 already did their 100x (and more). So where does the next trillion-dollar (or multitrillion) company come from?
Gamers here, do you invest in a game company like Nintendo, Sega, etc?
Simple IRA through work and personal Roth IRA (35)
Supposing AI goes up, is AIS ETF a safe choice?
Beginner looking to make my first options trade — how would you approach this?
Equal weight S&P 500 ETF (RSP) for indexing rather than VOO?
Beginner looking to make my first options trade — how would you approach this?
Why are all my individual stocks down but index at ATH?
Rate my Roth IRA split, just opened my account and haven’t put anything in yet, just looking for advice.
LTCG or dividends or cash to pay for big ticket fun?
Can I do multiple Schwab deposits through the year without any issues?
What are your Top ETFs Picks so far this year? Beyond VOO, VT, VXUS?
US market - VOO or CSPX QQQ or CNDX or anything else?
I'm deciding to sell NASA (tema) etf for tax loss harvesting, since I made around $300 in profit so far in 6 months. Should I do it or no? Needed thoughts.
Concentrating positions, not diversifying. Insights from those that have done this?
Thoughts on the "double dipping" portfolio ive been building
Lost some and gained a lot - should I keep going?
For anyone wondering exactly how much QQQ and VOO/SPY actually overlap, here is the math.
21M first-job in CA, USA. Seeking Investment Strategy Review
Tips for novice investor ! Critique is what I’m looking for
Question: How do passive index funds like VTI, VOO, SPY, ETC., work?
Where would you put surprise inheritance money
I have X amount to invest and I need it to triple in 10 years
Lost money trying to be clever when VOO was sitting right there
+206k from two years of VOO and 7 tech stocks. -$200k Loss from one day of Sandisk calls.
I’m going to rebalance my entire portfolio to 80%VOO 20%VUG for a little more growth tilt but I have a question about maintaining that allocation
When I put $5 on a stock I win , put $50 in I lose almost every time.
Revenge traded a NFLX loss into a $700,000 MSFT profit 💰
I wish I never invested into LUNR and NASA. been waiting for a few weeks to sell, but ofcouse dip keeps dipping....
Best Way to Diversify Brokerage vs Roth IRA?
Selling $DRAM (up 13% today), evaluating alternatives.
Chasing the memory stock rally ruined my portfolio. Now I don’t know if my new portfolio will save me or make things worse
22, Nervous about Risks / ETF vs Individual Stocks
I backtested 44 Robinhood IPO Access deals. Why buying and holding is a trap and the hypothetical strategy that beat VOO
Top ways to invest in innovative companies through ETFs? High risk appetite
going all in on “small satellites”
Uncertainty with my portfolio, should I reallocate, trim, hold?
38M Canadian with Defined Benefit Pension: Looking for Honest Criticism of My LongTerm Investment Plan
Trying to ACTUALLY understand what is happening with memory stocks; not asking for predictions
Are there stocks with 6%+ dividends that still keep pace on IRR overall with equity ETFs (12%+)?
Thoughts on auto-callable basket type instruments with downside protection?
19-year-old college student looking to invest for the long term. What would you buy in 2026?
21, recently married. Any advice for a new-ish investor like myself?
Build an ETF portfolio that could survive a crash
Mentions
VOO should do the trick. Bear market is for after anthropic ipo.
I have 150k and want to reach 200k by end of year. Will add 20k contributions by December. Should I all in on VOO with no emergency cash to reach that goal or can a bear market cook me?
There’s one stock that will let you sleep like a baby every night no matter who buys what, who bombs who and what gas prices are: VOO baby
holy fuck bro stick to VOO
If you are wanting dividend income but still some growth, you might entertain KNG or OVL ETFs. KNG's focus' on investing in the Dividend Kings. OVL invests in the Vanguard's S&P500 ETF (VOO) and then writes put collars for income. A bit of a funny quirk, but OVL has performed better than the index its based on, namely VOO over the past few years. Both of these ETFs have above average dividends and good price appreciation of the equity. I own both in multiple accounts.
Yeah it’s not that complicated. I’d do VTI + VXUS though instead of VOO. If you want to try to pick stocks go for it! You’ll probably learn it’s not worth it and you’re not good at it.
You expect a 33% return from VOO in 4 months? I don't think you thought this out
I have 150k and want to reach 200k by end of year. Will add 20k by December. Should I all in on VOO with no emergency cash to reach that goal or can a bear market cook me?
Absolutely move into the home and live there if it is a place you want to be. This is an investment and tax question. If you are gifted an asset and sell, you have a “carryover basis”, which means dad’s basis at the time of the gift. In contrast, inherited would step up basis to FMV at date of death. I believe you are receiving a gift so carryover basis. You will pay capital gains tax (short term if you own under a year, which is ordinary income rates) in the sale, gross proceeds less carryover basis, less closing costs, likely 6% between broker fees and real estate transfer taxes. You probably lose at least 40% between federal taxes, state taxes and closing costs. The better option is to move in for at least two years in order to qualify for $500,000 capital gain exclusion for a home you owned and lived in for two of the past five years. Take the $2,800 a month you pay in rent and invest that each month in an S&P 500 index EFT like VOO, SPY or IVV. You can regroup on this decision after two years.
Technically it did, on old reddit the formatting doesn't work. I've never used AI for rabbit before. I just didn't really care about the result either way as I'm never investing in something even more concentrated than VOO. I'm just leveraged to the tits on UPRO.
Start with VOO and other ETFs and parallelly build virtual portfolio and learn investing. On one hand you have relatively safer picks that gives moderate returns and once you're comfortable with stocks in virtual portfolio and have learnt how to invest, start moving money in staggering manner!
Jack Bogle already set the path. When starting out, stay with index funds. SP500 index (VOO), Total Stock Market Index (VTI)... set aside a fixed dollar amount and buy that amount every month (or week or paycheck period, you get the idea). Automate that. Learn to ignore the market. Jack Bogle again - "Don't just do something. Stand there". Don't panic when markets drop, don't rejoice when markets rocket up. Just keep buying through the automated process - the same index funds (maybe one caveat, when the market drops, perhaps you can do some extra buying). This is insanely boring. But you'll thank yourself in a few years. Also, accept these facts - long term is AT LEAST one full year. No sooner; you cannot avoid taxes; there's no such thing as free money (caveat here, employer 401k match); never stop learning how Investing works - it's not what you'll find on social media (it's not a scam, it's not exclusive, it's not a quick buck) Once you have gone through a year or two of this simple and boring investing, you can dip your toe into individual stocks...
Since it is your hard earned money, I would suggest you initially start with safe investments like Vanguard index VOO / VHT and other low cost Mutual funds for starters if you have not traded individual stocks or stock options before.. Parallelly, I would educate myself in stocks and options over time. I posted this beginner's primer a while back. It should complement your additional readings but is a good starting point . Anybody charging a fee for helping you learn is not the right person to go to. There is a lot of free literature on the internet that you can learn from. [https://www.reddit.com/r/CoveredCalls/comments/1vixrzu/a\_beginners\_primer\_for\_trading\_stock\_options/](https://www.reddit.com/r/CoveredCalls/comments/1vixrzu/a_beginners_primer_for_trading_stock_options/) The post has a few links that you can view to learn the basics of stock options trading, , how to pick strikes based on volume profiles and how to manage risk when trades go wrong. These are solely for educational purposes and based on my experiences trading over many years. You can always DM me if you have any questions. Steer clear of videos on youtube where somebody is promising thousands in a short time or charging for advice. Hope this helps .
SP500 funds are the way to go as they adjust their holdings periodically based on the performance of the individual companies. Just keep investing in VOO in good years and bad and you will be amazed at the growth. If you really want to maximize your profits don’t gamble with any of your funds.
There’s a lot to ask or unwrap here, but to answer your question, I’d start by listening to the Rich Habits podcast. They are pretty darn good with their information, and they should be able to help get your foundation underway by listening to a handful of episodes. I also like “The Millionaire Next Door” as a foundational book. “The Simple Path to Wealth” will help you with stock market investing. “The Psychology of Money” will help you with behaviors with money. “The Total Money Makeover” by Dave Ramsey is building the essential blocks to getting out of debt and staying out of it. There’s no sense in investing if you haven’t paid off a 20% credit card first as almost no stock or fund will beat that longterm. And finally, “I Will Teach You to Be Rich” which will help you build a plan and automate everything for you. Those are some books that I’d look at along with a few podcasts. We have no idea of your financial health or your age, so giving investing advice is kind of hard given that, but I’ll assume you are on the younger side. If you read what most experts say or do, they almost always invest in an index fund like the S&P 500. It’s the gold standard, and you will likely do best to just follow this strategy as most people won’t beat that longterm, especially if you are a novice. Some good ones are VOO/SPMO, QQQM, and VXUX. There are others, but those are the ones I’d look at first. I’d avoid buying stock until you really have a good foundation under you or you really, really know the stock you are buying. I’d also avoid BitCoin or limit how much you are throwing at it until you get your financial house in order. As for the vehicles to invest with, you always want to go 401K, Roth IRA, and then a brokerage account in that order assuming you are in the U.S.. If you don’t have a match at your company, fully fund your Roth IRA before moving to anything else. If you have a match with your 401K, contribute to the match and then do the Roth IRA. If you are contributing to match, then maxing out your Roth IRA, then go back to your 401K until you’ve hit the max there. Then you can look at a brokerage account. I think if you hit $100K invested, then you can start to explore more investing options and vehicles like BitCoin, Gold, real estate, etc. The biggest thing is do your homework. Run numbers via AI, especially with what funds, stocks, etc. you want to buy. Be smart and do your homework.
that million was never yours, so don’t chase money that no longer exist. Truth be told, you’re still up. Accept it, put it into VOO and forget about it for a while. Do something else. There are thousands of degenerates out there who gambled their lives out and lost everything that’s near and dear to them. And i’m not referring to money.
Sad for them but good for investors, the “self cleasing” of low performance companies is we VOO investors’s core belief!
Double down and retire early or bitch out and full port VOO
Small cap/"penny" stocks are gambles your better of making planned contributions to broad market funds, and letting that compound over time. Chasing moonshots is something everyone goes through when getting into investing, but honestly the due diligence it takes to get into a low priced stock with that potential requires so much knowledge that if done properly your better trading futures or options on larger cap stocks if your able to understand those metrics. You cannot just say be A, B, or C, and get that kind of return. Sorry i'm not trying to be negative, just IMO from my own experience in investing for 10+ years and a YOY ROI of 30-40% I don't invest in small-mid caps that are moonshots. Hope you can find something like VOO, SPY, or QQQ that you make contributions to regularly and see what you want out of the market. Basically betting on the US economy and letting your contributions compound over time! Good luck brother!
All in on VOO Tuesday morning!
My VOO is like 50% ai at this point
I don't know who old you are, so this advice might be moot, but still having 100k in assets put you far ahead of the majority of folks, put that into a safe CD or maybe just VOO/SPY and just let it ride, and you'll still be far ahead regardless of your mistakes, which hopefully you are learning from.
I actually haven't looked too closely between the differences of SPY and VOO, but I'll take a closer look, I thought they both tracked the S&P 500 but SPY had more liquidity. I will look into VT as well, thank!
\>>>I want to invest my money smartly for my future, but I just can't bring myself to follow the traditional investing advice of throwing a large portion of surplus income into the S&P 500, while I have very little confidence in this economy. K, you and every other 25 y.o. I'd still just recommend doing that. \>>>With all that being said, what are some ways for me to invest my money outside of the US economy and the dollar? I have done some research into International ETFs, but I would like to hear from the community at large. Sounds like you know the answer to your question already. VOO and chill, if you're gunshy about VOO, VT and chill.
Not some governments like Japan, I’ll bet that the USA will always pay out bonds. If they don’t we have serious other problems that will trump any VOO and any stock market. Bonds other than physical gold is the next safest option I’ve heard of.
I'd take the VOO advice more seriously if I were you. It's very common for people who just made a lot of money to lose all of it or more pretty quickly because they get overconfident. Over the long term nothing beats VOO.
Came too easy gone too fast, next time when you’re up that much if ever put it all in VOO and retire. You basically caught a shooting star and lost your retirement instead
Dump it all in VOO and just relax
You are just gambling and this happens when you gamble. Put it in safe investments like VOO and VTI and walk away for a while. Like 6+ months. After that, dont put more than 5% (just my personal benchmark) into options. Winnings go back into ETFs, losses are losses.
>I just don’t have the stomach to buy individual stocks. How are people so comfortable gambling with their life savings? If you think investing in individual stocks is "gambling" of course you wouldn't understand. Read *One Up On Wall Street* by Peter Lynch, the legendary former manager of the Fidelity Magellan Fund. Lynch firmly believes average investors can beat the pros by looking for investment opportunities right in front of them. >America’s most successful money manager tells how average investors can beat the pros by using what they know. According to Lynch, investment opportunities are everywhere. From the supermarket to the workplace, we encounter products and services all day long. By paying attention to the best ones, we can find companies in which to invest before the professional analysts discover them. When investors get in early, they can find the “ten-baggers,” the stocks that appreciate tenfold from the initial investment. A few ten-baggers will turn an average stock portfolio into a star performer. Go back 10 years to 2016. Back in 2016, were you and your family and friends buying things from Amazon? Were you using Google and YouTube all the time back in 2016? Did you or a family member have a Netflix subscription in 2016? Since 2016 AMZN is up +569%, NFLX is up +703%, and GOOGL is up +757%. Those companies were right there in front of everyone. Meanwhile, VOO is up +317%. https://stockanalysis.com/stocks/compare/amzn-vs-nflx-vs-googl-vs-voo/ It wasn't "gambling" to invest in the individual stocks of those companies that everyone was spending money on back in 2016. You didn't have to be one of those "professional fund managers who fail to beat index funds 90% of time" to see what was right in front of your face. Just open your eyes. Back in the late 1990s and early 2000s when I built gaming PCs I always used NVIDIA graphics cards. Always. I thought they were the best and NVIDIA was a top notch company. In the mid-2010s I went shopping for a graphics card for my son's computer so of course I only wanted an NVIDIA graphics card. I was surprised to discover they were hard to find and expensive because people were using them to mine "Bitcoin", whatever that was. When I sold almost all of my S&P 500 index fund and started investing in individual stocks in 2017 I read articles saying NVIDIA was going to be a leader in something called "artificial intelligence", which at that time mostly had to do with self-driving cars. Oh yeah, NVIDIA, I always liked that company. I looked into NVIDIA and found they were a successful and growing company, so I invested $5,600 in NVDA stock between 2017 and 2020. That $5,600 investment is currently worth $277,583, up +4,856%. That's not a ten-bagger, that's a 49-bagger. There is nothing wrong with playing it safe and investing only in boring, plain vanilla index funds. I made a lot of money doing that. And yes, avoid investing in penny stocks and unprofitable, money losing companies like SpaceX until they become consistently profitable. But it is silly to think that investing in the individual stocks of some of the largest and most successful companies in the world, companies whose products and services are used by millions of people around the world, including you and your family and friends is "gambling".
*50 years later* "Hey guys, my $VOO 100x'd!"
Now that you’re above $100k again, I once again plead with you to just VOO n chill. You’ve been here many many times
lol in this sub people blow 10k in a day and call it just another Tuesday. You can't go wrong with the ETF investment. Take it easy on those "principles" and invest in QQQ, SPY, VOO, VTI; I personally don't like healthcare specific ETF, but there is nothing wrong with that choice either. Gold has historically underperformed the stock market. So keep that in mind. Gold return has been about 5% annually in the last 100 years versus 10% for s&p. Having said that, maybe the next 5 years gold outperforms, who knows. I personally never invest in gold. congrats for investing, and good luck on your investment journey.
Yep, maxed my 401k, roth IRA, kicking myself for not doing HSA too. Earlier in my working years, I also invested as much as I could between 2010 and 2018 even though I didn't have much to invest and it was on the tail end of the lost 14 years of market malaise (2000-2014) and people like my parents thought I was nuts to put my spare money into VTI or VOO.
Yes, this is how an ETF works. This is like me saying if you removed NVIDIA and Apple from VOO it wouldn't be performing well. The whole idea with diversification is that you capture growth wherever it may be. International has outperformed US the past two years for a reason.
BYND at $7 and SOFI at $26 Please take my login away from me. I’m still -% in performance in relation to just VOO kek
Not sure if this is where previous commenter was going, but their growth has slowed. How many more people can they get to subscribe to Netflix? I don't have numbers and don't care to research in depth, don't own any shares. I don't see them growing revenue much more unless they come up with a new service or other means of earning revenue. Looking at a chart, the stock is down 20% in the past 6 months, 14% down on the year, almost 40% YOY, only up 32% in the past 4 years. At that point, I'm better off just investing in SPY/VOO, get a better return and less worry. It will probably turn around, but this stock is a dog. On the plus side for anyone invested, since I have my eye on it now and don't own a share, it's guaranteed to go up 800% in the next 2 months. 🤣
Safeguard Scientific. It had been a solid reputable venture capital fund that spin off Novelle among many others. Dot Com investing saw it go up and up... bought at $151 (the last time), it went as high as $410.25. It currently sits at $0.44. Oh well... Learned a lot. Switched to all indexes (mainly QQQ) and let it ride for 25 years. Now, in retirement, 90% in VOO.
At 18 may think about AI in terms of phases, I think the infrastructure is still being built out so I would still buy NVDA but less of the others. Then the next thing is look for AI software companies who will stay on top. My guess is Google and Microsoft. I don't own microsoft and I just got back into Google. Over the years if I did nothing but buy google I'd be in the green but stupid me jumped around for decades, luckily landed on NVDA. So yes I'm really heavy on AI. Diversifying is a lie, don't listen to others, even college professors preached the same. Find the few companies, handful you love, use, and others use it. Then buy those companies until you make enough to transition over to an ETF like VOO, VTI or something similar. I'm playing catch up. Wish I had enough years to buy ETF to retire on. So I'm just riding the wave until I retire.
$TTD.. I bought in January of this year. Really didn’t think it would go -70% YTD. Very humbling experience it has been & a big lesson learned. To make matters even worse, I sold off all my $VOO in this account to buy this thinking I was smarter than the market. Would be up almost 100% on that investment if I never sold. We live & we learn! https://preview.redd.it/azktzp5knknh1.jpeg?width=1177&format=pjpg&auto=webp&s=3064d386dcfa7d05fd48d4372f1463339c2eea56
I buy the sp500 mainly but none of the variations of other indexes really. Tiny but of VOO and DIA.
VOO down VXUS up is a CCP plot against us
Mind if I ask, why VTI over VOO?
60% in 5 years? Better off buying VOO.
VOO feels more like a slot machine than certain other ETFs/stocks to be honest.
With the 🥭 in power, anything other than VOO or VTI or their equivalents just feels like using a slot machine
No. Stop trying to trade and follow a sound strategy investing in broad market ETFs like VOO and VGT.
Isn't RSP ahead of VOO/SPY so far YTD? We may be seeing a correction back to the mean.
My kids’ UTMA accounts are just riding the VOO and chill wave. They both have more money than my port does. Absolute garbage trader I am
There's also VOOG if you are extra bullish. I'm invested in that for my IRA (won't touch that money for 20-30 years) and VOO in my non-retirement account (chance of withdrawing in 5-10 years).
By automating. Set weekly buy to VOO or fave stocks with part of your income. Leave some dry powder in the side if you want, soon you will realize it is a waste and just automate all of it. Sell only to pay for urgent expenses.
If you're bullish on USA? VOO If you're less bullish on USA? VT Simple as.
BoA will do 4% charge up front for 12 months 0% interest. Citi and Fidelity offer 5% up front. I feel like 5-10 years ago I used to see 3% up front which makes sense. I can get 5% return pretty much risk free but 1% arbitrage isn't worth the trouble. The way SPY has been I've been tempted to do it and chuck it in VOO but that seems a little reckless.
I buy VOO periodically and it goes up. Now millions.
LULU was like 17% of his portfolio so ... he just relieved himself of another $2.5 million at minimum after hours. Maybe he should VOO and chill.
I agree... the odd part is that no other form of gambling has ever done jack shit for me. I didn't think I was susceptible to it. My retirements are lagging VOO by a few % and my gamble account idk -10% or so. Not fucking up my life or anything but I just feel so stupid especially when VOO just keeps ripping and I am fully aware of the boglehead bullshit.
Then do it! Port oil and bring peace or buy SPY and VOO and cause the Depression. Then you can be the Messiah or the Demon Abaddon. Either way you become infamous.
Gambling is fun, and I don't begrudge anyone gambling with money they can afford to use. Investing is slow and tedious. It is not fun. It involves research and/or patience and/or income to keep feeding the fire. VOO is the easiest way to invest because "the trend is your friend" and the trend is "up and to the right, for however long the U.S. is a good place to do business." VOO does the research (S&P 500) and basically is skewed to the winners (S&P 500 adds and removes companies all the time). There are very few dogs in the S&P 500. Investing has made me wealthier than I ever thought I would be for where and how I grew up. Gambling is fun and I've been lucky to never hurt myself.
I truly believe I control the market. I truly believe the reason yields are spiking is because I bought a TLT call in July. I truly believe if I full ported oil we would get peace in the middle east for 100 years. This week my collection of drone shares were getting absolutely decimated so I bought puts on the biggest problem child (ONDS) with 100% confidence they would reverse. ONDS did +9% after that and the others stayed flat I'm not even joking. I can walk you through every rally I have killed, it is insane. I truly believe if I full port VOO it will cause the next great depression.
I'm starting to hate this and getting closer and closer to just porting VOO and deleting the app. Literally a monkey throwing darts could trade better than me. I keep doing it because it is so absurd I can't believe the level the market continues to inverse me... I've bought low, I've bought high, I've bought calls, I've bought puts, I've sold calls. I get fucked every time. I know I know, "inverse yourself" I fucking might
If he took his payday from the housing crash and full ported VOO he’d be a billionaire. Spoiler alert: he most definitely is not.
More MU verified holders in WSB than VOO if you check the widget
Crypto Fortune favours the brave. VOO pump and forget check 25 years later.
I feel like I'm finally starting to figure shit out. All the oil price and bond yields talk made me want to sell my VOO and hide. I left it alone. I had 400 shares of CRDO dump 20% this week. I had been selling CCs on them. I bought them back at a 95% discount, sold my KO that had been running, bought 800 more CRDO to average down, and sold 12 CCs at a much higher strike than my average entry point. Used the premium to stack more VOO. I'm winning when good things happen and I'm winning when bad things happen. You'll notice that is probably because I'm not BUYING any options.
This is why I stack SPY instead of VOO in my long term account…
I am seeing a 26-27 P/E ratio for VOO and a 29 P/E ratio for SPY. QQQ’s P/E ratio really hasn’t changed much at all. The numbers are only very slightly higher than historical averages because we’re in an AI supercycle and all the growth companies are superseding expectations. If someone holding VOO or SPY or QQQ gets a 40-60% gain versus a 5-10% gain in a historical average for P/E ratio they won all day.
With that type of money, I would SPY/VOO and chill for life. Maybe a small business or 2 that are self sufficient. Congrats 👏
Then think that those same people on the street will still outperform this entire thread because they are AFK in VOO
Put it all in VOO and walk away
In reference to GPUS, (datavault), you probably seen some posts about insiders bought recently, ignore it unless you want to be exit liquidity (it will get diluted) - They do not make any **G**raphics **P**rocessing **U**nits, (the dedicated component responsible for computer graphics, etc) - it's dog shit - It's not the next Nvidia, AMD, Intel (yes Intel used to make dedicated, non-integrated Graphic Cards.) - it's not a hold stock (it's not VT, VOO, VTI, etc, etc)
>But if stock prices are either flat or trending flat, you would need to reduce your holdings to unlock something. this scenario that you highlight isn't a "gotcha" that you think it is because it (a prolonged bear market) would be no different for a dividend paying company. if a dividend paying company's stock price came under pressure for a long time, then the board will likely cut or even suspend the dividend. what then? what you have to mentally come to terms with is the fact that total return = CAGR + dividend yield. that's really all there's to it. just compare, e.g., QQQ's or VOO's total returns versus SCHD or DGRO or whatever dividend paying/focused ETF that you prefer. dividend payers are never going to outperform, especially if you take into account tax drag. that's literally why they're declaring dividends in the first place -- because the board doesn't think they can put the excess company earnings to good enough use to outpace the broader market.
That the Bitcoin relies on the greater fool theory to maintain its price? Yes, its price is driven by supply and demand. But if you think about it, the entire forex market and any fiat currency is a greater fool. It could be argued fiat currencies are backed by militaries or whatever. But at the end of the day you're trusting the system (your government) to not screw you over. And as long as there's distrust in that system there will be demand for Bitcoin. And in the future, there will probably be a lot more dollars in circulation than today, making people want a scarce currency even more. Demand will increase, price goes up waaaay past its "intrinsic value." shrimple, just like the VOO ponzi.
A share of VOO costs the same in Athens as in Austin, but it takes a far bigger chunk of a Southern European paycheck to buy it. US personal finance benchmarks assume a wage floor that simply doesn't exist here, so the compounding gap widens every year regardless of savings rate.
atp I really might just VOO and chill. might give up on this shit. lost so much money
Just bought in $200k in VOO and starting to freak out with September vibes, upcoming election and every damn person in the media saying US Market is going to crash. Thinking of pulling it back into short U.S. treasury to net 4% for the next 2 months till we figure out what may happen soon. Thoughts?
Yes, Bitcoin is a scam. We all should be investing in VOO instead. Don't worry about the price. Don't worry about pe ratio. Just buy. Just chill. Someone will always be there to buy it from you for more than you paid
That would be better compared to SOXX vs VOO long term
I put a lot into PLTR when it was like $8 and held until the point that it became like 95%+ of my portfolio. I sold 20% of my holdings at $103 and another 20% at $130 because I wanted to de risk and I put almost all of that in VOO. I intend to sell another 20% once it goes over $200 and hold the rest for the foreseeable future.
**27M Investment Portfolio** **Roth IRA:** 100% VTI **403(b):** 100% VIIIX **457(b):** 100% VIIIX **Brokerage:** 46% VOO / 54% SGOV
VOO and chill is always a good option 👍
Staying in equities and adding a defensive/factor sleeve is a coherent mix as long as you write the weights down. SCHD (or quality/dividend) as a slice of the equity book, not a replacement for the whole VOO pile, is the usual way people do that. Then only rebalance when the sleeve drifts past a band you picked. Not advice, just a process next to the thesis.
Don’t sell your VOO… you just buy more.
if you think JS doesn't trade & arbitrage anthropic shares you need to stick to VOO
Dark pool activity: Sell side 343million block trade on VOO
Problem is inflation - even at that rate, it's not great. Plus the return of capital, hell, you'd probably have made triple plus what you made with 4.7% just doing VOO and chill
I’m 21 and currently in college. A few years ago, I inherited some money from a relative who passed away. I put most of it into CDs, and my total savings/investments are now around $52k. Currently, about 90% of my money is in CDs, which will mature within the next few months. I also have around $5k in checking/savings. My undergraduate expenses are covered by scholarships, and I don’t have much regular income right now. I typically receive around $2k per semester from scholarships after my expenses are covered. I also live with my family and am currently unemployed because I want to focus more of my time on my classes. I am taking all of my classes online which helps me from paying for gas. I feel like having 90% of my money in CDs is probably too conservative given my age and the fact that I don’t expect to need most of this money anytime soon. Once the CDs mature, I’m considering investing around 40–60% of my total money into VOO and keeping the rest relatively safe and liquid. Does that seem reasonable? How would you allocate the $52k in my situation? Is there anything else I should consider before investing a larger portion of it?
>Which stocks will benefit? Stocks? On average: I don't see much relative benefit from betting on any individual stock until the market begins recovery after the election. My cash will be in a 3-4% money market waiting for the dip. Then at the dip it will go into VOO or ITOT instead of individual longs. Because this year algo-driven sector rotation has been heavy despite the low volatility of late, and most individual stocks have underperformed the total market ETFs as a result. And I don't see any reason for this to change yet as long as the current inflation uptrend, hormuz conflict and bond shenanigans continue. >Which stocks will you sell? All of them. Already sold most of my individual stocks. Why? Because I sell high. How did I know? Because almost all of my single security trailing stops have triggered in the last several weeks. Now's a good time to sell while the market is still up, just off the 13-Aug SPY ATH. Every single midterm market in the last 13 midterms has been a down market in the 30-60 days before the election. There's a good article here (caveat: bearish, but also shows the signals for when to buy the dip toward the end of the lengthy article): thierryvonarvy.subs tack. com/p/volatility-season-starts-now-anyway Much of the entire world is dumping bonds and running to save havens while stocks are slightly down off the ATHs, instead of up. Ask yourself (or your favorite chatbot): "Why do I think this is happening? When has it happened before and why?" Sell high, buy low my friends. u/remindme 90 days. We'll see if von Arvy is right and the thirteen-midterm-election-market-trend holds ;-)
It's not redundant. That's silly. Owning one share of NVDA on top of VOO is no more redundant than buying another share of VOO is. \> Curious how you handle What do you mean handle? Don't create pointless issues where there are none. You own a mix of stocks and ETFs that divide your investing into various company percentages. Make those percentages approximately whatever you want them.
Yes they’re redundant, but assuming this isn’t in an IRA you’d owe capital gains tax if you sold, so it’s best to just leave them to go on growing. If you want to diversify, do it in your funds. Reallocate some of your VOO to funds that don’t include the megacaps.
Theoretically yes, but SCHD (Shwab US dividend equity) has grown 26.83% in the last 12 months vs VOO's 19.04% in the same period. It has also deliver almost 4 times the dividend. SCHD's total return over the last 12 months is 29.2% vs VOO's 19.9%. To be clear, this is not normal, I am just pointing out that recently dividend stocks have outperformed the market.