VOO

FlatPlutoer

Just buy SCHD or VOO on down days and stay away from options

captain_waddy

Ignore your friends. Invest in VOO and chill.

James_the_bull_

How old are you? I’m 27, $35k in Roth. If I had $200k in my Roth, it’ll all be in VOO. Would be worth $5-10m in 40yrs…. I sometimes want to gamble my Roth IRA, you’re a good reminder of why I shouldn’t lol

Fun_Investment1101

Buying nothing but VOO and cocaine from now on

StockWireN

June highs was the tell. semis ripped so hard that cash/VOO rotation made sense, but those SanDisk and Micron stop losses can get ugly fast if memory rolls over again we re tracking developments like this. see our page

19kjc87

VOO and chill

Abject_Wish_3787

THERE IS A REASON WARREN BUFFET SAID 99% of people can't beat S&P in 10-20 years. Mark this manipulation as that advice and go 80% VT and VOO and 20% of your fav stock

wedabest111

Everyone the past month has been saying institutions are dumping every cent into mag7 had me expecting a 10%+ gain on msfts chart, I check and it’s 2% past month, in a “boom mag7 market” I was expecting a better performance than being on par with VOO 😂

16fca

Reminder that VOO is still near ath

KittyLover-7

This is a losers game I’m taking my losing ass to VOO and chill

Salamanderfs

I had to restrain myself from YOLOing or almost full port-ing into Semi's after the June highs. I knew that what goes up, must come down. Hedged into cash and rotated back into S&P500 ETF (VOO). Having to be worried about stop losses for my SanDisk and Micron shares is a bit distressing but I'll maintain my current foothold in Memory shares. I know at least Nvidia can find a way out of the dark

silver54

if i somehow by a miracle manage to get back to evens with a full memory port, im definitely going straight to VOO fuck this shit

JamesLikesIt

Honestly I’m learning I don’t have the stomach for this stuff lol. Consolidated more to VOO and calling it a day. Still keeping some shares of RKLB but I’m pulling back for now. 

oldbeancam

$ROPE son or VOO and chill daughter

spilledonwhite

Do you think if I full port VOO I can crash that too?

Crazy_Reporter_7516

Sold 50K of VOO and put it all into photonics like AAOI. Thought I was getting a nice 10% discount, turns out everything can go down damn near 50%

PalpateMe

Is it simply time for me to VOO and chill 😔

Kodexo1

Put in more. Into something like VOO. And don't trade it. There is a 99.9% chance you will lose all your money full porting. Just go to the casino and put it all on black instead. Better odds.

dpatel211

My AVUV & VOO shares are having a Wrestlemania showdown in my port

Ill_Mastodon8324

I'll assume you are American in which case look up the VOO ETF and get out of this subreddit

visionarymind

Imagine selling $50,000 VOO to YOLO a shitstonk & lose 30-40% 😂🤣 You’re supposed to never sell market ETFs & use the DIVIDENTS for 🆕 endeavours Never change, WSB 🥂

Crazy_Reporter_7516

Sold 50K of VOO and put it all into photonics like AAOI. Thought I was getting a nice 10% discount, turns out everything can go down damn near 50%

Big_Refrigerator4587

the truth is buying VOO is just way better than messing with small caps. to even make small caps worth it you gotta buy like 20 different companies and throw 10k at each. 5 years later, 10 of them will just be flat, 9 will be completely dead or trading for pennies, and maybe one pops. like look at ASTS right now. yeah that 10k would be 50k today, but the other 190k you put into the other 19 companies would probably be worth like 100k total

spilledonwhite

Mag7 is basically VOO and VOO is basically a bond fund. At least that is how my brain sees it after being fried by all the high beta roller coasters I found here.

Virtual_Secretary_98

I have 12k ready to invest, put it all now on VOO or wait for a dip? Market feels shaky rn

siazdghw

Yes. Put whatever you have into VTI or VOO and watch as you slowly regain that $40k loss. Or you can continue playing with options and likely lose more.

siazdghw

Nah, plenty of them will peddle you some in-house fund that has management fees or will be an idiot and try to beat the index. But yes, the sane answer is just to buy VTI or VOO, put any excess savings in when you can, and sit on it and watch your net worth grow

siazdghw

Sure, but the point of VOO or VTI isn't trying to pick favorites, but to have a diversified allocation that will give you a 'safe' healthy annual return. While QQQ and VUG aren't crazy recommendations, you're still picking favorites. If AI didn't take off there was a chance tech would underperform other segments. COVID pushed for more fabs to be built, and put new laptops into the hands of every WFH employee and education from home kid. There was a very real chance tech would have been been in a glut of supply with flat or lower demand.

Low_Astronomer_6669

Yeah but the odds of anyone doing that is slim. Super unlikely. But VOO, I think it may have gained money over any 6 year span since it was new. 

TrainingLower2317

Yeah, definitely sell it it a bit overpriced in my opinion. Get a VOO+VTI+QQQ and forget about it.

Independent_Snow7568

when are these idiots going to learn to put their money on VOO or maybe get a fuckin clue before putting your life savings on something.

cellularesc

Make an account at any brokerage and buy shares of VOO. Profit

Lanky_Cup_4201

I’ll keep my trusted stocks in my arsenal and put more money into VOO to keep my portfolio safe

Lanky_Cup_4201

I can see where your coming from with SPCE and trump coin and I’d like to add further context to those in particular. I already held 2 shares of spce before the big hooplah occurred and I literally bought more of it, and instead of selling it at the 7$ mark I decided to FUCKING HOLD 💔💔💔💔 and then with UNH, I decided to buy the big dip that occurred when the ceo got 200 pumped (it was 10$) and now I’m gonna keep putting more money into it because it’s on the steady rise and I trust it. For Microsoft though; I sold it already because there wasn’t any point of having 10$ in it if I’m being realistic. And YES, I will keep buying VOO

Tiny_Fold_5879

I’ve been taught to have money saved first then buy shares and the option contracts to be your extra extra money. Only trade quality companies. But then again, heavy suggestions to just invest in SPY/VOO.

BJ_Fish2

Ahh damn. Always only do 5% of your portfolio in options. If you lose, go back to VTI or VOO or If Microsoft and apple are down a lot you can put some in VGT. Don't listen to any other fuckers. 5% Max if you lose you're done.

shoebucks_moonpie

The chart is broken because money was invested over time. I would move a part of my paycheck every month. I used to initially just invest in VOO. I was up nearly 20% at some point. A friend made a lot of money with options and he told me about it. I thought I would try and here I am after 2+ years.

Throwaway37620

I may be retarded but is it bad to buy VOO cfd?

shoebucks_moonpie

Its not flat. I was up 20% or so because I had invested everything in VOO.

BedroomNo6879

Chasing fast $$ seldom works out well, just throw everything in VOO and watch it compound!

Icy-Sheepherder4122

I’d recommended auto buying VOO and Gold then deleting your app man.

RaptorKing95

VOO gang

spilledonwhite

AVDV and SCHF absolutely destroyed VOO in 2025. Outperforming a little bit this year too YTD.

Mr_Masala

"I've started over a lot, Lane. This is the worst part." "Get out of here and move forward. This never happened. It will shock you how much it never happened." Two great Don Draper quotes for crap times like this. Good luck to you. Never ever do options again and stick to SPY, VOO, QQQ

Various_Couple_764

I personally prefer dividend investing especially in a taxable account. For taxable account there are no restrictions on the ammount you can invested per year and and you can withdrawal your money at any time with no restrictions other than taxes. So it is best to take advantage of that. It is widely recommended that you have 6 month of cash saved up for emergencies. a money market account in your taxable brokerage is ideal for that. There are money market accounts available with yield comparable to High Yield Savings Accounts iat banks. Then I would start funding a high dividend fund so that the dividned will keep the money market account full at 6 month of living expenses. Dividned are cash profit sharing payments made directly into your brokerage paymentsSPYI 11% yield is a good one with a high tax efficency. Meaning the tax you pay on the dividends will much lower than the tax on your work income. In fact this fund will be close to tax free for about 9 years. After that you owe tax every year but still at a rate lower than work inocme. Turn of automatic dividned investments. That way the monthly dividend payments will go directly into your money market account. If you have more than 6 months of cash you can invest the excess into VOO and VFX if you want ore reinvest for moredividned income. 50K invest in SPYI willl generate $$5.5K a year. So now you have a taxable account that will generate cash that can be used to cover your Roth IRA payments or use to pay montly utility bills another regular expenses So eventually the dividend income could cover all of your investments and some or all of your living expenses. This effetely means you won't have to use your hard earned work income to save for retirment. I realized this lay in life but I was able to build up enough dividned income to cover a;; pf my living expenses and retired at 55.

KittyLover-7

Dude I fucking suck, I can’t even VOO and chill because that shit will start a lost decade to fuck me, that’s how bad my luck is

realribsnotmcfibs

Remember OP you didn’t only lose the money shown on the screen here but also all the money you could have gained by just putting it in VOO and the interest on your student loans.

awid31

Brother look at my post history. That was probably the lowest i have ever felt in my life and i felt like nothing could bring me happiness. A year later I have diverted my time to doing the things I enjoy while parking money in VOO and beefing up my 401k. Sometimes I come on here and sigh and remember the fun times but then I see posts like this and remember how I never want to feel that way ever again. So I have 2 pieces of advice for you. 1) It seems like this is bad. Guess what? It is! You lost money. That fuckin sucks. But it gets better. If you're anything like me you have a lot of time to make it back and spend/invest it in a more meaningful way. 2) Find something else to curb the itch. Pickup a new hobby or make yourself hangout with friends or go to the bar once a week or get a dog or a cat or learn how to play an instrument or something like that. When I was into trading I would spend every spare second and every spare dollar trying to swing trade or buy $2000 of SPY options just to sell it 30 seconds later. Turns out that's a lot of time and money and I had nothing to show for it. Life is about so much more than trading! So i guess what I'm saying is this shit is really fun but it's not a reliable way to build wealth. Everyone here knows that and assumes that risk. On the other side of your trade is an institution that is made up of a bunch of smart people who are getting paid to separate people like us from our money as efficiently as humanly possible. Don't let it drag you in further than you are willing to go/realize. Best of luck and i promise it gets better.

Prudent-Corgi3793

Consider DFIV as well for international value. It's beaten both VOO and AVDV since inception handily with much lower volatility that either: https://testfol.io/?s=ln1thHgCZmN Plus this doesn't even include the diversification benefits or the foreign tax credits you get.

No-Put2311

I'm sorry but a market that lives and dies by a single man's tweets is one I don't feel like wasting energy particpating in. VOO and chill imo

LemurLord

VOO

whereismymicrowave

Absolutely insanity to see how down all these regard stocks are in the last month with VOO still at 690. We are all beyond foooooked

AmbitiousFigure1323

Everyone panicking in here makes me casually check muh VOO shares. Another flat day. Sigh

MegaWeinerFarts

Brokerage: Vanguard Fund: VOO Youtube Channel: The Money Guys

JackWagon1990

https://preview.redd.it/f9maj0g4xedh1.png?width=2304&format=png&auto=webp&s=433d5f28171ad7aef2646547d9420f2f3380a69d Here's my parameters. Of note: notice the Exclude box above the filters group. I created a watchlist that includes the major index ETFs (SPY, QQQ, IWM, VOO, SPX, TQQQ, SQQQ etc.) to filter out excess noise.

Annual-Room-7407

Wow, I need to learn then. I need a master sensei, hahaha. I need the wisdom, not sure how that can be done. I have 53 positions in ACXP, 12 in GOOGL, 3 in PLTR, 1 in SCHW, and 1 in VOO.

AlmostAsianJim

My account has been so rock solid ever since I switched to mostly $VOO.

ResponsibilityBest43

You're never gonna game the system. Just dump your shit in VOO

sonofalando

Fun to watch VOO literally pay for my vacation last week in 5 minutes at open 💅

mighty_sys_admin

VOO pumping

Unlucky_Picture_1174

The problem is, nothing is ever guaranteed. For me I’d avoid putting a bunch of eggs into one stock. It only sets you up for disappointment when they have red days. If they go backrupt for whatever reason, you are screwed. VOO and chill, add VT for exposure to global stocks, buy red days, the bloodier (lower) the better, check back in 30 years, don’t waste your time with individual stocks unless you wanna day trade as your full time job. I started this strategy 3 years ago and i’m up 30%. This is the most braindead strategy in existence that yields consistent returns. Highest return? Nope, but returns nonetheless.

xPotatoBeast

You got like less than 1K in there, be thankful you got to learn for basically no loss. How you know you can just put your money in the VOO and chill

Lost_in_space424

If you’re buying shares on companies you don’t expect to go bankrupt and you’re selling either your position size is too large relative to your livable equity, or you have no tolerance for pain and should just buy SPY/QQQ/VOO. Literally never sell out of a company that you think sticks around for years/decades to come.

WorthContribution457

As many other mentioned VOO or VTI as a main chunk . I personally have 50% VOO (top 500 companies ) AVUV 16% (small cap tilt ) VO 16% (mid cap tilt) and PAVE 13% infrastructure tilt) more of a sector specific ETF

snackpacksarecool

Lotto winner telling others that if they buy tickets, they can also win the lotto. Most folks are better off buying VOO than 0 DTE

Furious-Jakov

Stop gambling. Move everything to AMD for next few years, then diversify into sensible ETFs like VOO. Done.

SpicyElixer

IBM makes up about 0.50% of VTI/VOO so apparently I’ve got around 10 shares too. I did the math. I definitely don’t need to increase my IBM concentration beyond what I inadvertently have.

Miguel1219

It honestly seems like you’re just throwing pennies at whatever sounds good and hoping one of them turns you into an overnight millionaire. The investment into the Trump crypto project especially makes it seem like you’re jumping into things without really understanding what you’re buying. If you’re new to investing, crypto should be one of the last places you put your money because it’s extremely volatile. Some of the companies you’ve invested in may be solid, but spreading a small amount of money across a bunch of different stocks usually isn’t an effective strategy. Instead, you’d probably be better off putting that money into a low-cost S&P 500 ETF like VOO. It gives you exposure to hundreds of established companies, so you’re automatically diversified. Even if you don’t have enough to buy a full share, you can still buy fractional shares. Dollar for dollar, you’d own a larger stake in all of the companies inside VOO than you currently do by scattering small amounts across a bunch of individual stocks. It’s a much stronger foundation to build on while you’re learning about investing.

SeeMeInWoW

Keep buying S&P 500 index via VOO or SWPPX and don't look at it until retirement

uhfgs

First thing I see "trump', man you gotta make better investment than that 😭. Just go VOO and chill for the next decade and more than double your money. Let time do its work.

ShortTheVix4

Lmao, my man you have a $600 account. You’re out here with fucking Trump coin and cum coin and ETFs and single stocks and tiny fractional shares of like 40 tickers. Brother I repeat, you have a $600 account. Just set up weekly buys of VOO and delete the app. Check in on it after 20 years.

No-Put2311

Life is so much more beautiful since I swapped my high beta semi microcaps to VOO. Never slept better

chauhan_shubham

Yeah pretty much u can do 60% VOO , 20% QQQ and 20% stocks of ur liking...But not too many maybe 3-5

Lanky_Cup_4201

Thank you for your input brudda! Everyone has been saying things similar to what your saying, and I genuinely just made a market order to sell all my stocks that arent full shares so I can consolidate it into either VOO or more stocks that I actually believe in

Muy_Division

If you have a 30 year time horizon, you can be more aggressive than just investing in the S&P, while also being more diversified. Go to portfoliolabs and back test any typical SPX fund (VOO, SPY, FXAIX) vs a large growth/momentum fund like QQQM, SPYG, SCHG, SPMO etc., I think you’d be pretty surprised at the results. Also worth looking at year to date performance of SPX vs other major indices. Russell 2000 is up 20% while SPX is up around 10%. Emerging markets are up almost 23%. In fact, of all the major indices, SPX is only above the Dow for the year. My point is, diversification doesn’t just mean ‘add bonds’, equities are a very diverse asset class. SPX is fine, most long term investors have money in VOO or SPY or whatever (including myself), but you don’t have to limit yourself to it.

Bulky_Command_5941

No point in buying VOO with $500 buddy, couldn’t even buy a new shirt with that return

Bulky_Command_5941

I’m going to give a very unpopular opinion here , but with that amount invested (<$1k) there is no point in diversifying. You are honestly better off putting it into one stock that you believe in and has solid fundamentals (I.e. MSFT), deleting the app and coming back in a month. The nerds on here saying “VOO and chill” likely have tens/hundreds of thousands invested, so for them a boring 15% return is very good. 15% of $560 is basically nothing. Now’s the time to take risks, especially when everything is down . Just my 2 cents

Lanky_Cup_4201

This is good advice, but I just want to add that my portfolio was carried on its back by palantir for a long time until palantir eventually hit 200 and never seen that price ever again 😭😭😭😭 it’s still takes up a big chunk of my stock portfolio, but significantly less because I started investing 1$ daily into VOO and increasing my position in take two

Lanky_Cup_4201

So you’re telling me to sell everything at a loss and put it into VOO AND QQQ??? Or to just divert my income into it from now on?

confusedandsmellyman

Anyone that thinks they can beat the market is destined to lose their money. Kids these days growing up in a bull market have no clue how to generate wealth and preserve it. People talk about "you're young, take risks!" What they don't tell you is your opportunity cost when you take risks and lose. When you're young you have a huge runway to get compounding returns going through appropriately risked investments, like VOO which yes while diversified, is an aggressive investment for a long horizon. The longer you do your own risky picks (gambling), you lose out on years of compounding growth. In summary, people that think they can beat the market are the same as those who buy a lotto and say they just need to hit on one to be set up. Retards.

Lanky_Cup_4201

Brudda ive been putting my money into VOO SPY and QQQ but mostly VOO, I have learned my lesson through trial and dickheadery and I’m a believer in index funds holding my portfolio up instead of palantir and speculative stocks

Individual_Eye_9701

VOO , QQQ , SPY consolidation diversification these are the things that you seek

TheCozyRuneFox

They have done well so far and I have made a ton on them. But definitely of risk is you can’t be certain of either outcome. So I feel like it is disingenuous to say “these ETFs will make you a ton of money” because I can’t guarantee that at all, but I also don’t think it is near the same risk of gambling or something. My personal opinion is these will continue to do well. I like their strategies, they are fairly diverse, have good past performance (though everything has gone up a ton so less certain how they do in an actual bear market), and they generally hold companies I like. in terms of risk from least to worst my rankings would be: VOO and VTI, the ETFs like the ones I mentioned, individual stocks. I would touch crypto or options or anything like that even if it can be tempting, these are basically gambling.

chauhan_shubham

Do u see that VOO and QQQ in ur port. Just buy those.

CuteAmoeba9876

Your contribution rate is going to matter way more than picking the perfect stock. Just buy an index fund or two and put your mental energy towards skills that will relate to your future career. Or you know, having fun and making memories in college.  If you want to make a bet that’s slightly more risky than VOO, QQQ is a tech-heavy index. And small caps have underperformed for the last decade so they may be due for a reversion to the mean. I still wouldn’t bother with any individual stocks. 

TheCozyRuneFox

I like VOO or VTI. These kinds of funds are where most of the money should be. Coca-cola is a good company. No reason to sell it at all. Just hold what you have allocate new money to index funds. you can definitely take on some more risk at your age. Keep it like under 20% of your portfolio tho. If you want to take on a little more risk but not insane, you can look at strategy ETFs like VTV, VUG, GARP, SCHD and such. these are diversified but still potentially carry more risk than a broad index fund. If you gonna do individual stock picking learn value investing.

Burning_Flags

You’re not built for this. Just buy VOO and never come back here

thewimsey

>Everything I have is hold forever ETFs but I still can’t help but check it because seeing green and watching it grow is fun. When we have a down market, you'll find it much easier to avoid looking at your ETFs. During the lost decade, I sometimes only checked once a year or so. But I was in VOO, so incidental news stories let me know what direction things were going in, generally. During the 2020 crash, I unjoined all of the investing subs and also stopped checking my portfolio (although, again, there were enough graphs of the crash that I would inadvertently encounter that I basically knew where I was). And then when I heard that the market was back to its pre-crash peak, I started paying more specific attention again.

D_Pablo67

Yes, the S&P 500 rebalances every quarter. It is a bit tech heavy, so owning a company like Coke or Goldman Sachs on top of the S&P 500 is fine. The NASDAQ 100 QQQ has faster growth than the S&P 500, but is more volatile. S&P 500 VOO should be your core holding.

Assanater601

Every day multiple times a day. Weekends suck cuz no market. I don’t do much besides weekly options + VOO/Chill so idk why I’m so obsessed lol

user4443337

Not necessarily. With VTI you get VOO PLUS a ton of small and mid caps. There is something called the size premium which says small caps will return more than large caps - and you can see that in the chart I posted. Since 2001, VTI returned 60% more than SPY which is a lot.

Swred1100

Like the share price ? That’s just what it is lol… in reality it doesn’t matter, although a lot of people think more shares is better and it can be a weird thought experiment. But mathematically, having 1 share at $500, and 5 shares at $100 is the exact same. If you return 10% in a year, either way you still have $550. If you just like having higher share counts, there’s other ETFs that track the same things, but VOO, VTI, SPY, VT are generally the most common.

Swred1100

SPY is the 500 largest US companies. VT is I believe between 4000-5000 companies all over the world. The US has seen massive growth in the 2010s, outperforming international. There are times it’s the other way around, and there are times they are about equal. SPY, VOO, etc., you only return what the US does. VT you return what the world does. And VTI you return what everyone *except* the US does

MattieShoes

Making more money. But that feels like a cheat to call it an "investing habit". Keeping a shadow portfolio. I track every purchase and sale, but I also make a fictional purchase or sale of a boring index fund like VOO because that's my opportunity cost. (Well, I do it for everything that's not already a boring index fund.) So I bought AMZN in 2020 and it's gone up since then, but less than VOO. So despite being positive, I can tell you I've lost about $5,000 with that trade so far. But that small GOOG purchase back in 2017 has made about $13k more than I'd have gotten with VOO. And I can see in the last two months, GOOG has underperformed, but I can also see that it's mostly giving back overperformance from the three months before that. And I can see that all my "picks" have cost me about a grand in the last month, but made me about 30 grand in the last year. It also makes selling more obvious. Like that stock I bought that's down 5% doesn't seem like such a drag, but that stock is actually down 43% relative to VOO... Yeah, if I see something I want to buy, I know what I'm selling to buy it.

Abject_Wish_3787

People have 3 mil and are still not satisfied :( Brother, put that in VOO or VT and go on permanent vacation

theilya

dude...with 3 mill you can full port VOO and retire...

fhwc

VOO. Now go back to school

hourglass_777

I'd rather VOO & Chill. 😎

D_Pablo67

Start with S&P 500 VOO and NASDAQ 100 QQQ with your first $20,000. Invest on a schedule, like a fixed amount every 2-4 weeks. The major index ETFs provide more stability than individual stocks. Once you build that base, consider individual stocks with durable, consistent earnings growth.

Whole-Reserve-4773

I just buy VOO, QQQ and SMH. That covers ai and tech and other sectors I don’t care as much about. Then some VXUS for diversification. I don’t understand the panic after a 1-5% dip after a 200% run up