Reddit Posts
Is it crazy to have 36 postions across my retirements?
The "bull case" for SpaceX: re-running the Tesla dilution playbook?
The "bull case" for SpaceX: re-running the Tesla dilution playbook?
I have mostly VOO portfolio. What would be a strategy to exclude exposure to AI companies?
Aggressive Roth IRA at 18 – What Would You Change?
Hypothetically if you were holding close to infinitely, would VOO or QQQ be the move?
For those investing in S&P 500 ETFs (VOO/SPY/IVV), how have your returns been?
VOO Becomes First ETF to Reach $1 Trillion AUM, also: VOO bounced exactly at 700 a couple of days ago but nobody noticed
Dividend Stocks in Your 20s Worth It or Just Stick With Growth?
Sp500 - 100 years of changes - how significant is the mega ipo changes?
Sp500 - 100 years of changes - how significant is the mega ipo changes?
80k to invest + no debt how would you invest it?
Is anyone actually selling VOO or QQQ over Space X concerns?
$KIDZ - Will this take off?
Should I change from an Investment Account to a IRA?
What is the best strategy to allocate and optimize a 100K investment?
21 year old college student with $10k saved, what would you do in my spot?
Vote against S&P changing rules to fast track IPOs into the S&P 500 indexes(SPY, VOO) - (Deadline TOMORROW, May 28)
Automated investing for retirement accounts (fidelity/schwab) vs picking your own distributions. The good vs the bad. Discuss
Built my first Roth IRA portfolio in my 20's - here's my 6 ETF allocation and the reasoning behind each pick
Do you keep growth stocks in retirement accounts and dividends in taxable?
For parabolic gains DO NOT read this. It's just a Samaritan text for thise in despair.
Forbparabolic gains DO NOT follownthese advices.
If I want to generate the most money from my traditional & roth IRA accounts - where should I "park" it for the next 20 years?
MAG7 is outperforming all the hype stocks posted about constantly, why do people not learn, holds true for last 40+ years
Little less than 3 months in and I think I’m doing well
the s&p 500 vs equal weight spread just hit 13.8%. it's only been this wide twice before
Anyone here actually outperforming just buying VOO long-term after taxes, stress, and time?
Choosing VTI over VOO has cost me about $44,000.00 over the past 6 years
Small business owner here, looking for investing advice from people further ahead than me
18 year old who just started - any advice would be appreciated! I don’t know how to diversify properly.
Sell some Intel to take a larger position in SLS? I’m OKAY with the greed, but I’m not sure my logic is sound.
Hold Intel vs buying more SLS . I’m leaning greed, but have I’m not sure about my logic.
Investing my first $250.. Is this a good profolio for buying and holding?
The more you learn investing, the more you realize there’s not much to optimize beyond saving more, staying invested, and avoiding mistakes
20 y/o F looking for advice for my portfolio
Is the stock market becoming more & more volatile?
Why do people who just buy index funds call themselves investors? You set up an auto deposit once. My grandmother does the same thing with her savings account.
Is Wall Street Bets a legitimate strategy what should I buy besides VOO ?
Late starter..has that tech ship already sailed? Amd, MSFT, VOO?
Hit $100K… But It Came With More Risk Than I’d Recommend
After about 7 years of losing money from options and meme stocks /coins, I'm finally back in the positive.
If someone is worth one million dollars, how much $VOO and $VTI should they own? What if they're worth *two* million; how much then?
If you had $7.5k to invest tomorrow, what would you do in this current market?
What’s your opinion on selling All Tech Heavy Stocks soon and moving to SP500 $VOO?
Took my whole IRA out of VOO yesterday and bought AMD and NOK calls. Am I dumb? Probably.
Mentions
I’ve seen a lot of people criticizing you. I don’t want to discourage you, but you really do need to learn more. Otherwise, just invest in VOO
Already picked up VOO and VXUS.
HYSA like Ally bank. If you want the money accessible and also add to it easily (like direct deposit some of your pay check to add to it). If you are more focused on investing and can wait a couple of days to access it then brokerage accounts will have some lower cost ETF to buy into treasury bills. Something like [SWVXX](https://client.schwab.com/SymbolRouting.aspx?symbol=SWVXX) for Schwab. To access money in [SWVXX](https://client.schwab.com/SymbolRouting.aspx?symbol=SWVXX) (or similar) you first need to sell out of it the xfer the money out to a linked bank account. A solid investment to put money into long term is typically an SP500 index fund like VOO or SPY to buy into the SP500 - leave it there for decades.
SPYM and VOO are pretty much identical we except for the expense. I prefer SPYM.
Yes, SPMO can be fine instead of VOO. (I just came to SPMO from you!) VTI is inferior than VOO, not attractive over a long period.
I don’t like holding broad sweeping index’s for the smaller companies. I believe companies like Avantis do a decent job of sifting through the weeds and trying to find value. The portfolio is basically 80/20 Domestic/ International. VEA is basically VOO for international. AVUV is Domestic Small Cap Value and AVDV is the equivalent for international but for developed economies. AVES adds in the Emerging Markets piece.
> QQQ and NANC for VOO Genuine question: if you really believe it's a massive bubble, why not something like RSP instead of VOO given that equal weight has about 14% less allocation to tech? Or even something like VTV with even less tech exposure?
retirement put it all in FXAIX , taxable brokerage dollars after retirement is maxed out in addition to the emergency fund goes into VOO
When you have a few million and you didn't get there by investing. Otherwise you just VOO/VT and chill, or read the Bogleheads website, and figure it out on your own. Your coworkers who are "heavily into investing?" Most likely they are gambling on volatile stocks and there's lots to talk about (like with sports betting). You should not see them as role models, and you should not FOMO into copying them.
RSP looks good but for me the .17% higher expense ratio than VOO is enough for me to pause.
If I were you I'd put that in a high yield savings account (I use Amex) and keep it as an emergency fund. It's your "if shit happens" account. Start investing monthly with money you make from your job. Most people will suggest just buying index funds like VOO
VOO, Copper, LNG and robotics in my humble opinion
If you ask this question to AI and or read the wiki and follow it maybe spend some time watching the right YouTube videos.....financial podcasts etc You can do it your self and avoid a lot of fees that compound over the years. Most basic advice - get broad market low cost index funds like SPYM VOO VTI QQQM VXUS VT If you mix it up with some variation of those (and no others) you will be fine. Make sure you are making a Roth if under the limit - if over the limit max a traditional 401k and keep shoveling money into taxable brokerage accounts. It is not super hard. Just takes literally a few hours of reading for the basics to make sense. Remember that good enough is good enough at 27 yrs old. If you start working out 1% for financial advisor at 27 and do so for 35+ yrs you are going to give away a lot of freaking money. If you really feel a financial advisor is your best bet this early - ask alot of questions and learn "why" and how. Then commit to learn enough to do it yourself after two years
If you are starting now - instead of VOO you could use SPYM - same holdings but SPYM expense ratio is lower (0.02 vs 0.03)
It can also keep pumping. How many people also had the same thesis between Aug 21 and May 22. Where are they now. Don’t trade. Don’t try and tone the market. Just keep buying VOO or equivalents and wait 30 years. It’s not that hard. You’re not smart enough to do anything else. Just admit that and be happier. I am.
I didn't account for the short term market panic and market sentiment that would result but in terms of meaningful fundamentals, what interrelations? Tesla is a B2C not a B2B company. In the long term, Every VOO holding in tech or nontech will be unscathed if Tesla ceases to exist tomorrow.
So because you tried to time the market you missed out on gains and now you have to find some way to cope. Timing the market is a fools errand. It will go up it will go down, but it will always be best just to invest. You should have just invested in VOO if you were this emotional.
IMO, The best are VOO, QQQ and SMH
Some folks are talking about hedging/shorting, but most retail individuals have no kind of training for it. Switching to VIG will keep you in exposure to AAPL, MSFT, GOOGL, and META. VIG will also have a lot of our favorite guys from VOO like Costco, Visa, and JPM. You will miss out on AMZN, so you could just buy shares of that one. VIG has not done as well holding VOO, but I will also be moving some stuff around if the S&P comittee circumventd their standards for any of these sits. I won't be closing my entire SP5 position, but I won't consider it my core any more. It is becoming more like a highly needs technology fund in my mind.
Dumped my MSFT position for VOO... thought I was done holding SPACs and didn't think fear of dilution was something I had to think about holding a fucking Mag7 LMAO
First, congratulations for thinking long term. Few young people do. I didn't. You asked for "a" good long term investment, and mentioned the S&P 500 index. Most people would advise you to invest in low-cost, tax efficient ETFs. ETFs, or exchange traded funds, are a lot like mutual funds - each share represents a proportionate slice of all the stocks the fund has invested in. VOO is Vanguard's S&P 500 ETF, has a low expense ratio, and is very tax efficient. Great for a long term buyand-hold strategy. VTI is Vanguard's total US market ETF, also highly recommended. VT is Vanguard's total world stock ETF. If I were just starting out with a long term outlook, this is where I'd put my money.
You can consider investing a part in QUAL. You will pay extra, but you will filter out all the rubbish like TSLA automatically. Also, it has lower volatility and could also outperform VOO during some periods.
> If Tesla dropped 99% VOO would only drop a percent or two. Which, however, ignores all the possible interrelations that most certainly exist in that regard, no?
Personally, I'm gonna full port YOLO into VOO puts on Monday bc the sun is only a few dozen galactic revolutions away from burning out of hydrogen and collapsing. In five billion years y'all suck my dick at my Wendy's mansion in the Maldives (It's beneath the sea floor, under multiple layers of future tectonic fragments)
I can't predict the future and my background is not in economics, investing, or markets. Take what I say with a grain of salt. That being said, I noticed that Warren Buffet and his (or formerly his) Berkshire Hathaway are very good at investing and they recently bought Google stock. Google is in a good position to do well in the AI race. If I were investing, I would buy some Google stock. But I wouldn't ONLY buy Google stock. I would diversify my investments. For example, I think the country of India is in a good economic position for the future. I might invest a little in that by buying some iShares MSCI India ETF (INDA). You can search "INDA" in your brokerage account, INDA is kind of like the S&P 500 of the country of India. Another thing you could invest in for diversification is the US S&P 500, a good stock ticker for that is VOO. You can search "VOO" in your brokerage account. Lastly, I like to have a little bit of 99.99+% pure gold (gold bullion or gold bullion coins) as emergency money. It can readily be made into jewelry at any jewelry store or sold or pawned at any pawn shop. The gold is like "the world is on fire" money, it holds its value even when things are really bad. Like the stock market could be tanking and World War 3 could be breaking out and gold will still hold its value or even go up. But yeah, I would get a mix of those 4 things: Google stock, INDA, VOO, and pure gold bullion (you can buy something electronic with your brokerage account that tracks gold bullion but I personally like to have a little physical gold bullion in a safe in case of emergency). If you want something less risky you could leave some cash in your brokerage account's money market, maybe do a CD ladder with bank CD's. If you don't know what those are, Google "money market", "bank CD's", and "bank CD ladder". Good luck!
QQQ VOO SMH keep the trio
I don't know why you're being given a hard time OP. There are good solutions to this. I'd recommend something like DGRO. It's an ETF that holds US companies with at least 5 consecutive years of increasing dividends and a a payout ratio under 75%. It won't totally exclude exposure to AI companies (It holds Broadcom, Microsoft, Apple) but only 12.14% of DGRO's total fund weight is AI companies compared to 35.33% for VOO. AI companies make up 44.6% of DGRO's top 10, compared to 91.9% of VOO's top 10. Neither Space-X, Claude, or OpenAI will qualify for DGRO. Obviously, when this thing bursts, every single passive index will go down with it, but DGROs downside will be limited compared to VOO or QQQ. If you're thinking of removing volatility to purchase something like a home in a depressed market, or have a large expense coming up, you'll have a bit more peace of mind. Another alternative is BRK.B which has core AI companies comprising 31% of it's total portfolio and a huge cash hoard for a market crash. It will underperform in a bull market and out perform in a bear market.
That’s exactly how I’d do it. FXAIX in tax-advantaged accounts and VOO in taxable. The ER difference is negligible, but portability matters in a brokerage account.
I would argue the best thing to do is nothing. If OP is okay with MAG7 but not SPCX, TSLA, or any of the AI model companies, then that's basically what VOO is except TSLA. Open AI, Antropic, and SPCX are not in VOO. If they really want they can buy a little TSLS to offset the couple percent that makes up TSLA. But the reality is that OPs entire premise is just horribly misinformed and illogical. 1. Most of the companies they listed are not in VOO. 2. Many of the companies OP is apparently okay with are the counter parties to the companies they are worried about. If open AI and Antropic fail, the Mag7 are going to get absolutely wrecked. Google and Meta both just announced equity issuance to fund yet MORE AI capex. So now it's not just cash flow, but debt and stock dilution by them. It's fine to want to take "AI risk" off the table, but the way OP is asking to do it is not well thought out and frankly, it's quite clear they have no idea what they are doing. They should continue to do what they've been doing the entire time. Buy VOO and do nothing lol
VOO is still probably gonna beat it 🤷♂️
there is a fund that is s&p 500 less the mag seven, then you could add back in the individual stocks of mag 7 that you like or go equal weight RSP index fund but at least w VOO you dont have spacex for at least a year
This is easy. You don’t need one. Max your 401K (pick index funds that track the S&P 500 or the Total US Stock market). Max your HSA (if health plan option available through work). Max your IRA. Accumulate RSU, don’t sell, reinvest dividend (if you think it’s a great company that is growth). Open a brokerage account either in Vanguard or Fidelity. Once you max all the above, invest remaining money every week in VOO or VTI, VUG, and VXUS ETFs if Vanguard or FXAIX, FSPGX, FSPSX if Fidelity (Ratio 50:30:20). That’s it, don’t worry about individual stocks. If you need more input feel free to DM me.
I searched what you were asking because buying fractions of shares for most of VOO sounds laborious I found this: If you want S&P 500 exposure but need to filter out about 20 specific or highly volatile stocks, you have two main options besides manually buying hundreds of fractional shares: 1. \*\*Direct Indexing (Best for a specific hit list):\*\* Platforms like Fidelity Solo FidFolios let you track the S&P 500 but check a box to completely exclude specific stocks (like Tesla). The software automatically buys and balances the other 480+ stocks for you. 2. \*\*Automated Baskets / Pies (Best for DIY control):\*\* Brokers like M1 Finance or Robinhood let you build a custom "basket" of the top 50–100 heaviest stocks in VOO, omitting the ones you hate. Any cash you deposit automatically splits across your chosen list in one click. If your main goal is just dodging the wild, hyper-volatile movers, look at \*\*SPLV\*\* (Invesco S&P 500 Low Volatility ETF). It automatically filters the S&P 500 down to only the 100 most stable stocks, completely locking out high-swing names like Tesla by design.
Make sure 401K is in low cost S&P500. Make sure to invest in it - the more the sooner you can - the better. After that - looking into a brokerage account (Robinhood / Schwab / etc) and start putting money in regularly. I recommend based on your risk tolerance looking into VT, VTI, VOO, and SCHG. Do your own research and get started. Everyday you delay is a day you can’t make up. Also - you should talk more to your coworkers about this - even if you don’t take their advice - asking has no downside.
Ive been stock heavy - because I love doing it and have been doing it now 19 years. However - I’m now forcing myself to go heavier into ETFs like (VOO / VTI / VT / SCHG / QQQM / VGT). I’ve had some huge winners - which are awesome - but I’ve also had some boneheaded losses - such as PTON, CMG, and XYZ. They all trapped money away until I just gave up and ate the loss. It’s OK to buy and hold stocks - but be careful on exposure. For me - it’s all “extra money” - rather than buy lunch or that item on Amazon - I use that money for stocks. However - all my weekly/monthly automated investments are ETFs. If I can squeeze in stocks - great - sometimes it doesn’t work that way.
I wouldn’t be concerned about such a small difference expense ratio, the holdings aren’t 100% identical so VOO could easily accidentally outperform FXAIX by 0.015%. The bigger difference is that FXAIX is a mutual fund and VOO is an etf, if that matters to you choose whichever you prefer, if it doesn’t, I wouldn’t be concerned about which one you choose. Fwiw I prefer etfs because like you mention they’re easier to transfer, I don’t own mutual funds so I don’t know about this but I have heard about mutual funds having taxable capital gains distributions, and an etf lets you monitor the price intraday rather than needing to wait until market closes to reprice.
SapceX will still be in target date funds. Since most people just blindly accept the company 401k/403b plans, Elon will still get his money. Just not S&P 500 funds, small cap, nor international. It's a great time to invest into a S&P 500 fund. FXAIX, SWPPX, VFIAX, VOO, IVV, SPY, or SPYM.
I do VTI in Roth and VOO in brokerage personally
You can exclude MAG7 easily but you can't have your cake and eat it too. If you believe that those companies will fail then just hold on to VOO until they fail and they will leave the portfolio, being replaced by stronger companies. If you object to them on a personal basis then tough luck. Find a safe, conservative ESG etf and be a social justice warrior living in poverty and blaming it on the man keeping you down.
Do your research into what the top 5-10 companies are going to be the next 5-20+ years +VOO. Wait to have gains on the rest, take your profit, move 75% into those top 10, 25% into VOO, Roth IRA, gold bullion, etc.
I won't comment on your choices but it will be hard to rebalance 36 equities, even yearly. They move fast in a bull market. I would try to get it down to ten to fifteen ETFs which your stocks plus a few that you hadn't considered. That will take some work, and you need to find a website that will allow you to look up one of your favored stocks and see what ETFs hold it. ETFCHANNEL will let you do that but will also try to spam you. I agree that VOO has become unbalanced but you have to hold those big stocks in some way in order to get the big gains the market offers. There are funds that hold only the MAG7, the top 25, top 50 or top 100. I use XLG. You can allocate those ETFs at a smaller percentage than other portions of your portfolios so that if the tech boom crashes, you aren't hit as badly.
You could explore Wealthsimple’s custom index account - think it’s replacing the direct indexing accounts. Essentially you can build your own index, so copy VOO but exclude the companies you don’t want to hold.
Regarding what you’ve found you’re actually touching on one of the biggest blind spots in global investing. Yes, using a US ETF like VOO as a non-US investor can expose your estate to US estate tax once US assets go above $60,000. That’s the real risk most people only discover late. That’s why many switch to Irish UCITS ETFs like VUAA. They’re generally outside US estate tax scope and also more tax-efficient on dividends (around 15% effective US withholding inside the fund vs 30% at investor level). Yes, the fee difference (0.07% vs 0.03%) exists, but it’s small enough that tax efficiency usually matters more long term. Other common choices are CSP1 or IWDA if you want broader global exposure. So the real decision isn’t just cost —it’s structure, tax, and estate safety. Are you optimizing for the lowest fee on paper, or the most efficient setup for where you actually live?
Thank you for providing the outcome of your experiment with stock picking. I feel so often like I'm making a mistake by just buying VOO/VXUS (and, recently, rebalancing to a 10% SPMO tilt) and that I'm being 'left behind' by not holding stocks that moon...sounds like I need to just stay the course and trust VOO to do its thing.
I switched by VTI over to VOO in my IRA, but that's about it. Still going to keep DCA as usual - what else can we really do? It is all a house of cards anyway IMO.
I'm keeping my VOO position but will rebalance out of QQQ, which is fasttracking Space X, Open AI, Anthropic. QQQ should be ashamed of itself.
VOO sucks because it only filters stocks based on market cap that’s why it’s passive. Get AVLV etf instead. It screens stocks based on value and profitability of a company.
I'm 19 and a college student, so I don't have a job at the moment, any money I get is from my parents. I am trying to be more conservative + saving-oriented, so I'm taking a percentage of what I get as allowance and trying to invest for the far far future. Therefore, I don't think I'm eligible for Roth IRA as I am not a single tax filer. I think I'll just start buying into VOO and setup a recurring payment or something of the like. Thank you for the prompt answers!
AI is carrying almost all of VOO’s gains? You’re basically asking to invest in VOO and make no money
It literally doesn't matter which ETF. Someone already calculated it and VOO, SPY, VTI, etc, it's all a tie in the end
You could allocate some to an equal weight S&P 500 ETF like RSP. Equal weight has outperformed in the past, though it has underperformed for a couple of decades now. You lose the momentum following effect of a cap weighted ETF such as VOO/SPY.
Correct Tesla is 1.74% of VOO (I hate that btw cause fuck that nazi), SpaceX is not in it and NOT fast tracked to be in the s&p500, that lovely news dropped last week. Every way I've looked at SpaceX all I see is real time turd polishing.
SpaceX is not going to be included in the S&P 500. S&P stated that last week. It’s unlikely they will make any changes for the AI companies wrt inclusion either. VOO will be fine.
Pay off your tax and Buy VOO?
Well Nasdaq100 isn't getting nothing for it. SpaceX will list on Nasdaq rather than NYSE. Such an arrangement is to be expected during a Trump admin with a lot business quid-pro-quo already going on in Washington. Some in the ETF/LETF community swear by QQQ/TQQQ saying it's just the "better" version of VOO/SSO/PRO akin to how US investors say VOO is just superior "back tested performance" VT. I always felt I'm getting "enough" returns with the VOO and any extra I need I can get from margin, leverage, and/or options. Either way, not my problem since my CHAD-VOO/SSO/GOOG/GOOGL/BAC will be dumping SpaceX onto QQQ-virgins.
If you can, open up a Roth IRA and deposit any post tax income you have earned in the last year. Invest in VTI, IVV, VOO any cheap index and you will thank yourself in the future.
I would encourage you to go look at the actual holdings of those specific ETFs if you want a good chuckle. #4 and #8 on VTV #1, #4, #5, #6, #9, #10 on IWD. If you want to play the game OP is asking about, you better get more creative. OP -- If you're asking this question to reddit, you don't have a clue. Buy your VOO and go live life.
Short them individually or buy value, small caps, exUS. The point of VOO is to chill though. Don't worry about it.
Should I dump my MSFT for VOO? I can't believe I have to worry about fucking dilution like I'm holding a SPAC lol
You could sell most of your VOO and buy VOO companies that aren't AI related.
He’s up 31% past year, 15.5% ytd. Comfortably outperforming VOO on both those time horizons
Look for a equal-weighted ETF with the ticker RSP or there's SPYV...a cleaned up (value) version of VOO.
VOO is not adding SpaceX. And it’s the entire market cap that’s 1.7T, not the revenue. Do you really think you can beat the market when you can’t even do basic research?
The issue is that I believe there is an AI bubble. The war didn't kill the cheap money and credit or drive money to bonds. In 2023 NVIDIA wasn't worth this much, the other players were further behind, and AI data centers weren't what was holding off a recession. I think this growth, which has been accelerating, isn't sustainable. Dot Com lasted multiple years, until it didn't. I'm not touching my long term investments but I'm considering dumping my QQQ and NANC for VOO, and dumping my Intel since only a couple months ago it was at 40.
No, the NASDAQ-100 is not "all" of our retirement funds. Actually, until a month ago, I very rarely saw anyone on Reddit recommend it, as opposed to VTI or VOO. For some reason, everyone on here suddenly thinks that 1 stock that will constitute about 0.2% of *some* index funds is sucking up all the liquidity in the world.
I am not getting flustered, I actually actively work on reducing my tech exposure because of that. just saying that SP500 at least has sound grounding even through it would be better with a cap by sector or per stock to force diversification. like not more than 25% in 1 of the sector and no company with more with say 2.5% of the index would be great. to me for indefinite term, I’d choose VT any day vs VOO or QQQ because we don’t know the future. focusing on VOO 35% tech or QQQ tech related perf is by definition short term.
VOO is only US and heavily concentrated. Use RSP for equal weight. DIA for less tech. QQQM for more tech. VEA for developed markets (Intl) and EMXC/IEMG for EMERGING markets. Or just MSCI/IEFA\VTI. Van Eck even has sector specific ETFs but indexing is king imo.
In theory you could short the components you don’t like proportional to their percentage of the index times what you’ve got invested in said index. You’d have to pay the borrow rate but I think that’s the only way you’d be able to exclude AI companies while staying invested in VOO. I think that would be counterproductive but since it’s what you’re asking…
Been holding VOO since 1998 or we talking individual tickers.
When the VOO includes these companies the OP will by default be invested in them. It's a trivial exercise to calculate the allocation to whatever companies OP wants to include and figure out what dollar amount that is. Then short those companies in those amounts and you have a net zero exposure. If you're forced to bet $10 on red and you really don't want to then you just bet another $10 on black (and some small amount on 0/00) then you're effectively neutral. Except in the stock market the house edge is a lot lower. May not be possible in a retirement account but you could just do it in a regular brokerage account. The amounts would be small relative to the total invested in VOO or other equivalent funds. I think it's a bad strategy because the point of indexing investing is to avoid letting personal opinions get in the way of what companies you're invested in, but it's the strategy to accomplish what OP is asking. I suspect most of these posts complaining about being forced to be invested in these companies are performative and people won't follow through with anything. Especially if they go up in value. Nobody is going to return those gains. And if you really think these companies are going to end up as failures the stock market has much bigger issues and you're probably better off just investing in something else completely.
trying to exclude AI from VOO is basically trying to exclude the entire market at this point. if you're really that worried about concentration just add some small cap value or international and call it a day
Maybe, I just went VOO/VTI/VXUS for 98% of my funds.
GSEW and EUSA are equal weighted indexes with low expense ratios. So LILY and JP Morgan have the same weight as Nvidia and Google. However over 5 year + periods these will likely underperform VOO or SPYM. S&P index funds drop companies that shit the bed and reallocate for you.
Why are you so worried? It would be less than a 0.5% weighting overall. Mag 7 stocks weigh at over 7% of VOO each.
Instead of 100% VOO you can do something like 110% VOO and 10% short semis. Keeps your gross at 100% long but will outperform VOO if semis underperformed. You would need to add leverage through margin, using options, or leverage etfs though
Pretty much yeah. Psychologically, people should think about VOO less as a specific ticker with a specific price and PE and more as just “America’s 500 best companies.” I’m perfectly happy just leaving a good chunk of wealth there over large timescales with that framing. We sacrifice/forego a lot in this country (infrastructure, healthcare, education, etc) to give our business overlords free reign. I certainly want to get as big a piece of it as I can.
Did you build a portfolio that consists primarily of VOO so you could pick stocks or did you do it to own an index ? If former, VOO is a wrong instrument for you. If latter, you are wasting your time trying to actively manage a passive instrument.
Me I used to own a hundred shares of QQQ and QQQM but I have been slowly selling all the shares in my IRA 😔 I was going to start some weird sector thing with dfus until sp500 recently announced they wont rug pool for SpaceX so I am loading up all my handy cash into VOO and SPYM. And it actually came at a good time for me cause I sold a lot of QQQM and QQQ - Thursday and Friday morning. Then Friday the bottom dropped a couple inches. So that was good
VOO or SCHG and wait 30 years
Well the good news is SpaceX won’t be able to join the S&P500 ($VOO) for 12 months and has to also show profitability. The market will have determined its fair value by then
Couple of things to think about to stay in US stocks but reduce exposure to the big AI scalers and Mag 7. Reduce VOO and shift some to VTI. Broader set of companies. Or shift some to RSP-a fund that is equal weighted. Or consider some VTV, value fund as a way to downshift your exposure.
This question seems odd to me. Have you considered investing into individual stocks, diversifying withy the stocks that you like from VOO and getting rid of the ones that you do not like? The entire point of buying and ETF is trusti8ng that they know what they are doing.
Did you read what I wrote. Defense sectors. Not the defense sector. Portfolio builders use defensive sectors to round out Risk. Such as healthcare, staples, finance. They won’t draw down like tech in a bear market. Utilities and energy are good too. If you just have VOO or an S&P etf it’s heavy on some sectors and light on others. All really depends on your risk tolerance and what your financial goals are. Everyone is different and their portfolio should be built and catered around their risk profile.
Just roll with it. Nothing makes sense anymore like we saw with Tesla. Just put it in VOO and chill
funny, this is what I already had besides VOO. Thank you.
**SpaceX, OpenAI, and Anthropic would not hit VOO on day one of an IPO.** They would first need to trade publicly for a year, then meet the profitability criteria, liquidity criteria, float criteria, market-cap criteria, and still be selected by the S&P committee. That gives you a decent monitoring window before they ever become part of VOO.
Those names won’t be part of VOO for a while because of S&P 500 restrictions.
short them. let's say you have $1k in TSLA through VOO. you can short $1k in TSLA and you'll be TSLA neutral (any drop or gain in value through VOO will be offset by the opposite impact through direct TSLA holdings).
VOO #1 VXUS #2. Stocks…MO, ABBV, IRM MAYBE PFE
S&P, the index provider which decides the makeup of VOO, is not changing its inclusion criteria to add new mega AI offerings quickly. You may want to consider adding RSP, the equal weight S&P 500, to your 401k to balance things out. RSP has retuned 800% since 2003 (its inception) compared to 807% for the SPY (tracks the S&P 500 like VOO) over the same time period.