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I’m looking to add another stock or two to my portfolio, any recommendations?
[Discussion] How will AI and Large Language Models affect retail trading and investing?
[Discussion] How will AI and Large Language Models Impact Trading and Investing?
Would it be a bad idea investing in the same investments in a Roth IRA and a regular brokerage account?
Is it ok to never have bonds if you start investing early?
Anything I should know about investing in Vanguard ETFs on Fidelity?
What would you all recommend for second year of IRA?
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
I hit $100,000 in Broad Market Index Funds (mostly VOO and VTI) this Jan
QQQ or VOO which one will you choose ?
Question about ETFs: What happens if the provider goes under as a business?
Wife's IRA has positions in high-expense ratio funds. Sell and buy VOO?
i want to start investing and i don't know where to begin
Looking to invest savings in VTX and VOO. What should I invest more in.
After watching Nvda go up up and up some more, i dove in at 600 a share. 🤔😳
What stock/suggestion have you gotten from this sub that actually WORKED?
As a whole this sub is overly negative on taking profits and building a cash position
What to do with $300,000 just sitting in my checking account?
What stocks(s) did y’all buy recently and when was it?
100% stocks is not universally good advice. Stock market indexes are not always the right benchmark for your performance.
Is FZIPX same as AVUV? Looking for Low ER small cap ETF
Is putting $50 into VOO every 2 weeks (for the next 20 years) a good or bad idea?
What index fund do I pick for my Roth IRA?
12m Emergency : 100% CD/Tbills vs ~25-75% VOO & rest in CD/Tbills?
Is it normal for the index funds to be weighted this heavily by mega caps?
Where to invest 10k leveraged from CC cash advance (5% fee)?
As a non-US resident is it worth getting Ireland-domiciled ETFs?
Advice for a 27 year old trying to leave the nest?????
Any advantage to buying VOO through Vanguard rather than Schwab?
What are y'all's plays on tomorrow's CPI news? Any calls being made?
Looking for long-term investment suggestions, 30yo • $1-2k / mo.
What is the difference between some EFTs like Vanguard S&P 500?
Mentions
By forcing the indexes to hold these scam, IPO overvalued stocks they provide a perfect exit strategy for the shareholders that are already acquired privately and the founders, of course It’s really simple if you’re concerned about this just rotate out to some other passive index funds that aren’t just based on the S&P 500 or the NASDAQ 100. There’s quite a number of them out there. That’ll still have quality filters and you’ll get great diversification. Or reduce your percentage of index holdings in the QQQ or VOO. SpaceX, Anthropic and OpenAI all look like rip off IPO‘s that are really there to allow the current shareholders to exit and get a cash King holiday. While everyone else gets screwed and left holding the bag once the lock up ends. I wonder if they’ll waive the lock up. for these guys too since they’re waiving the index requirements lol.
Buy VOO, hold VOO for the next three decades, profit.
I feel like I would move this comment up to the top if I could. It’s so simple and common sensical. You can ALWAYS invest in conviction bets once you have a good foundation. Whether that foundation consists of VT or some combo of VOO/QQM/SCHG/VTI/VEA/VWO/VXUS is irrelevant. Foundations first.
I think the tradeoff is basically concentration vs diversification. QQQM can outperform for long stretches, but it also ties you more heavily to one part of the market. VTI/VOO is usually the “sleep better at night” choice for people who want broad exposure without making a bigger sector bet. So to me it’s less about which is objectively better and more about what type of exposure you want to live with through a bad year.
The data shows QQQ volatility is much higher - just compare the derivatives premiums on both. In 2022, QQQ was down over 30% while VOO was down less than 20%. Let's say I wanted to buy a property or had some financial emergency, well it's clear which bucket I'd draw from in that time period. I've been in the markets for over 25 years - I've seen a lot of different scenarios play out. I'm also retired early in my 40's. I don't view my portfolio as "set it and forget it" and consume at 62-65. I'll consume some when I feel the need or desire to, and I'll leave some to (hopefully) continue to grow.
I wasn't talking about individual stocks but I still question why someone would hold some QQQ and some VOO. I say just choose one of those two.
I don't get the hate. I just started with Robinhood, invested conservatively and am up about 9% YTD. All the promotions that Robinhood offers (match, prize entries) apply to VOO as much as they do to a risky yield max fund. It's just a tool that lets you be as reckless as you want.
You don't need us to tell you what funds to buy. Figure out what diversification you want, that VOO or VTI do not give you, and then find funds that invest in those things.
Not really. Having QQQ just means you'll have a little more tech exposure than you'd have with *just* VOO. So, when tech's doing particularly well, QQQ has a better chance of out-performing VOO. But again, it's splitting hairs. Longterm, the difference is gonna be negligible, so I wouldn't lose sleep over it.
I would either increase VOO, or you could always look into something like QQQ or SPMO if you wanted to lean more tech-heavy (more than VOO already is at least). You could also totally keep the 20% into SCHD and be fine - nothing wrong with it. It's just that dividend stocks are purposely built to be less risky/lower gains, which makes them better for folks nearing retirement. At 31, you absolutely have the time to be aggressive.
Yes they’re fine selections. But this is Reddit so be prepared for hostile comments telling you that only an idiot would put money in something besides VOO.
The problem with timing is that the people who have been waiting on the sidelines for a bit have already pre-locked in more losses than what they might lose in a crash. For example, VOO and basically every adjacent flavor of broad US market fund has essentially doubled in the last 5 years (80-120%). Not accounting for inflation, even a totally catastrophic 50% market downturn (I think anything more than that is extraordinarily unlikely given how significantly investing behavior by both retail and institutions has changed in the last few decades) still would only bring you back to the amount that you would have had *anyway* had you just been sitting in cash… If you’re going all in now? Sure, you might get a little cooked at these valuations, but that’s just the game of risk.
Emailing the fund manager for VOO right now, also sending a LinkedIn mail to him
There's no reason not to do it if you don't mind the higher volatility of QQQ compared to VOO.
Unless you're retiring this year, stop looking at it. Put it in VOO (Vanguard S&P 500 Index Fund) and forget about it until you retire.
I hold qqqm in my main brokerage VOO/QQQM in my Roth. I’m a tech guy, and understand the volatility. I believe in it, and think it’s a great fund. Make sure you have a longish horizon though 5+ years.
Same. Just going to keep DCA VOO in the all-cash boomer 401k and sleep. Now the trading account is another story. Super schizo in there
As some say past performance doesn't help much. QQQM is about 8-10 percent down since October. And VOO is up a little. Maybe 3 percent. So maybe a good times to invest if you believe in tech.
I don't see anything particularly wrong with it. A lot of people would come up with a similar allocation on their own. tbh, at 23, I'd just buy the same number of shares of VOO and QQQM each month in both accounts. And then rebalance to lean more into current income when and if you get closer to where you need it.
I am so glad this is Greek to me!! I don't know what the charts mean. Don't tell me! VOO or bust!!
He’re my plan: wait for a better position or simply miss the boat on something that was unlikely and I wasn’t going to invest in anyway ¯\_(ツ)_/¯ bro (op) acts like this is VOO and that we’re going to have to get in at some point
IMO - QQQ will continue to outperform VOO. But as time goes by the overlap will only get stronger as tech dominates the modern economy and will still only grow larger. As it stands today your top weights are almost the same in NVDA AAPL GOOGL MSFT AMZN META AVGO. I hold both VOO and QQQM.
I go VTI and VXUS in retirement accounts and VOO in brokerage
Friday EX div for VOO then I'm cash for the weekend
Yeah robinhood looks good and is really easy to use for beginners but it lacks several key features that make it hard to take seriously as a brokerage for investors or traders. No money market settlement fund and their high yield cash sweep program has only very recently started counting cash held as options collateral in your account. And the comission free trading isn't so free. Payment for order flow is a very real thing that impacts the options market the most. I've used Robinhood and Fidelity to trade options and I've noticed the fills I get on Fidelity are mostly better than Robinhood. Often more than enough to offset Fidelity's fees. And you still cant own mutual funds on Robinhood but they started advertising short selling to retail investors. Im glad Robinhood exists because it helped me and many others get into investing. But in my opinion, if you want to do anything besides DRIP VOO and chill you should get out of Robinhood
I feel like it’s going to get very ugly this weekend because there are no real negotiations happening. Once we reach Friday, Trump will make up some BS about how the Iranians aren’t willing to come to terms and send ground troops in. Then, once a couple American troops die, the war will enter a much bloodier, prolonged phase. I’m thinking of selling off some VOO and VXUS tomorrow because next week could be a market bloodbath.
He might be like my ex who put every cent into one obscure Chinese company, then didn’t touch it until the company had completely folded. Oh and the money came from a loan he took while in college. What did we do? We moved on. We didn’t put money in stocks anymore. We opened a Roth IRA in my name instead and contributed what we could. And honestly we could have done so much better with the extra money that we had. When we divorced I needed income, I’m disabled and I was barely scraping by using every trick and help I could, and then rent started skyrocketing. So I put some time into learning stocks to put some money into once I got my half of our assets. When taxes weren’t an issue, I traded stocks from well established companies that also had good dividends, just in case I needed to hold the stock for awhile instead of selling and getting income that way. I only had maybe half my savings in stocks, the rest was in a high yield savings account, so I got a little income there too. Now that taxes are a concern, I have that money in the S&P500, specifically VOO. I have sold some off as needed for expenses but the goal is to keep it in VOO for years to reduce taxes on realized income. The whole block will be sold when I’m finally ready to buy property. Recently VOO has dipped and I’m negative for the year. That’s after many years of incredible gains so I’m not worried. It will stay there and possibly recover, it might not. It’s not our only nest egg so I’m not going to worry about something I can’t control.
first, I ran a short (15-year) backtest of your allocation, and the return was virtually identical to that of 100% VOO. more important, I am friendly with Gemini, and I asked it to run a stress test starting with $1m, assuming 3.5% annual withdrawals, comparing 100% VOO and 60 VOO, 40 BND. in this test, 100% VOO ran down to zero by year 40, while 60/40 still had $1.5m. this is because BND held value during downturns when VOO suffered, and you could sell some BND and buy VOO while it was cheap.
mate at 23 you've got loads of time so don't stress too much about perfect allocation - the fact you're starting now puts you miles ahead of most people that split looks pretty solid tbh, though you might want to consider bumping up your international exposure a bit since you're so young. maybe swap some of that VOO for VTI to get the full US market, but what you've got isn't bad at all
A smart combination! In retirement I just VOO…in taxable I’ve jumped all over the place but finally settled on VT USFR IBIT, with three rules to follow involving cash flows and rebalancing.
I have some VT VOO VXUS and VYMI as my long holds and that I play with the rest
Stop gambling and start investing. Dollar cost average into ETFs and some high conviction blue chip stocks. Stop shorting anything. The barber goes up or sideways 80% of the time. I’ve literally become a millionaire buy buying boring funds and not getting cute with “trading” this is a tough lesson to learn. But you can and will recover. It just sucks cuz you could have bought DGRO, QQQM, VOO and you’d have been cookin. Take your licks and get back in the game without anything cute. Just DCA and rebuild.
Probaby chasing the "next hot thing" after it's gone up, and then panic sells at any sign of weakness. Surely they are not buying SPY/VOO or QQQ.
I don't have to reposition. I have a huge position in PMs. Bought energy BEFORE the crisis (the LAST crisis aka Ukraine). Good investing is not chasing momentum or 2-3yr trends. It's setting up your portfolio to win 1/5/10/15/20 years. >AI/Financials/everything else >Fake assets LOL feel free to short the MAG7, VOO, and financials.
Imma just VOO and chill…..and cry also
look for funds/assets with different correlation. this means they'll zig and zag differently under various conditions. often, it implies you're buying X which is a relatively poor performer (for now), while Y and Z are performing better. but the hope is X, Y and Z will not all blow up at the same time, for the same reason. imagine a typical reddit portfolio of VOO and QQQM. VOO has a correlation of 0.92 compared to QQQM. crudely, this means they move up and down in the same direction and same magnitude 92% of the time. They'll very probably crash together. but RLY has a 0.41 correlation when compared to QQQM and 0.64 compared to VOO. RLY would more effectively diversify, because it holds very different assets and has a different strategy. Numbers are from this asset correlation tool: https://www.portfoliovisualizer.com/asset-correlations
Were you sitting in VOO or VTI? Buy index only.
Also VOO is down 6% from their highest QQQ is down 10% from their highest. Panicking might not have been the right word but im cautious about the direction the market is heading in.
These are not good investments . There is far too many variables at play that change the value and they do not have liquidity. You’re better off simply buying VT or VOO and calling it a day
I’ve repositioned but what’s the point of asking Reddit? You will receive one of the following responses. 1. Bogleheaders - if they have high income and are old they should be wealthy. They have also become more zealous to believe they can be old ass boomers and still rally behind 100% VOO if not some QQQ or VGT. But they think you are timing the market and it’s impossible to time the market. Sometimes it’s younger folks who got burned early on and also want to stick to this doctrine. 2. Fellow gambler - they also don’t mind timing the market and know all wsb jargons and memes. Maybe they are losing maybe they are winning. You will never really know, but probably losing. I agree with the cry wolf and bearish sentiment. Just not your duration of 3 years yet. That’s pretty significant doom and gloom. I don’t mind timing the market for meta events and I have beat the market for a decade except for 22 which was when I was passively investing but in active stocks lol (stopped making trades, didn’t rebalance). I imagine the market will go up even before Trump finishes his term. My favorite is when you tell people you already went cash they are like - pfffft you did all that and the market is only -5%? Well lol the whole point of timing the market correctly is to be early and on point on the risk off, not risk off when everyone is -20%! The more on point your exit plan and timing is the more buffer you have on your re-entry plan. If you wait til -20% on the exit plan your margins of success go negative.
Sorry for your loss. I personally would sell DIS, F and INTC and use the funds to buy SP500 (VOO or SPY). AAPL MSFT and O are solid holds. All 3 of these companies increase revenue/profits/distributions consistently over time. The other 3 do not (they had been but decade or decades ago). In terms of taxes, you will either have a step up or step down cost basis on all of these shares. What it means is your cost basis is reset to the value on the date of your father's passing. For example, your dad bought AAPL for $100, but the value was $250 on date of his passing - your cost basis is "stepped up" to $250. On the flip side, your dad bought MSFT for $400, and on date of his passing the shares are $350 - your cost basis is "stepped down" to $350. The general concept is his tax liability or benefit is not passed on to you.
Every time (so far) it’s come back and grown. Granted my stocks are in ETFs and I don’t day trade like an asshole or use margin or YOLO. Well I do, but only 1% of my net worth. The rest is VOO or a version of it.
I guess the reason I am too stubborn to give up and just do the ETF thing is just that I want to do better than that. Yea I know that's naive but I have always had this feeling inside me that I could be doing more. Buying VOO would've been great in 2022 but I look at what I missed out on and say that's not worth it. I'd rather buy something like Microsoft or Google on some severe panic selloff than buy index funds at the top. But then I look at my account and it's down. I just don't know what the right move is. I'm not trying to gamble like I know not to buy OTC garbage and really only stick to large cap established names. That's what carries the indexes so why doesn't it work out for me? I guess that's why there's professionals for this stuff. I have no choice but to hold I guess. I took some slight losses so I can buy more MSFT but I'm not feeling good. I really hope one day I get to look back on this and laugh because I was patient and the money finally grew but that seems more and more like a delusional daydream than reality with stuff like this war continuing to happen. I wish I learned about this stuff earlier. I spent my entire college years and early adulthood thinking investing was for Wall Street finance types only, not realizing I was missing out on easy gains. I still think about how I didn't buy TQQQ at the bottom in 2022 when I thought I should buy stupidly also thought it would go lower, I didn't know anything at the time but I did understand that negative years for the S&P were rare. Had I just acted on that instinct 4 years ago now I would be living a much better and different life. One that is stress free and I would actually feel good about myself for once. The fact have never made money investing even though I've been doing it for years makes me feel like such an inadequate piece of garbage honestly. Like I'm some idiot who just doesn't get what everyone else does.
VOO and VTI is like down 5% this year, wtf are u buying bro
A few years ago maybe but VT outperforming VOO right now
Yeah im just swing trading, cycling out of VTI on up days to cash, to VOO and VEA on down days. Be comfortable holding and tracking you cash % at some level and cycle through. Or, just, Voo and chill
Dump all of it into VOO and forget about it.
When I first started in 2012. I started with a boggle head approach , but I made so little money that I calculated i would at best retire normally and work my whole life. My income increased dramatically as I climbed the corporate world , but before I made big money , I invested in some speculative high risk and high reward things (Bitcoin, Tesla etc). I made a fortune on those and others (mag 7, Bitcoin miners turned ai ) but I also lost quite a bit on others. I guess it comes down to your income , your goals, your risk tolerance and if you’re ok to fail before you succeed. Had I lost all my bets, I would have focused on increasing income and focus solely on ETF like VOO and Qqq for long term , stable investing. You can never lose in a large index …
When has VOO ever been down 50% or 60% over a 10 or 20 year timeframe? Every 20 year timeframe in the history of the S&P 500 is positive, which is starkly different than down 50 or 60%. Even over ten years (hardly long term), the S&P 500 has never been down 50%. The worst decades ever recorded was about 15% down, and you would have had to have been calamitously unlucky to have invested all your principal at that exact worst time. And even if you were THAT calamitously unlucky, you could have erased that by DCAing.
Hopefully I learned a lesson from Biden’s era, when J Powell rocketed interest rates, after keeping them low for ALL of Trump’s first presidency. The lesson was panic sell losers ONLY when losses reach 60+%. Reload VOO and wait three years until market normalizes. Sell ALL VOO gains and buy ANY wacky Cathie Wood idea (robotic VTOL taxi, Space data, whatever). Wait three years and repeat.
VOO + VGT ETF and forget about it
I sold off half my oil stocks, half my mining stocks (everything except chevron at more than double purchase price), keeping BRK/B at same level, along with XLP. Sold ALL my VOO, QQQ that's not in IRA. Cash cushion created.
Sorry about your loss. I personally would sell the shares and move the money into VOO (SP500) or VTI (total market). If you sell now, you will qualify for step up cost basis which means there is no capital gains tax. I think ORCL will outperform the broder market in the next 5 years, but if I'm picking 20-25 individual stocks to buy and hold today they aren't making the list (probably not even top 50). The US stock market has in recent decades outperformed all other markets in the long term. It's very difficult to see this pattern changing simply because US has the largest economy and the largest inflows of capital investment. Let's say you are an entrepreneur and have this great business idea. Would you want to market it in an economy that will maximize your potential or in a market that is a fraction of the size? I can tell you the capital investment would flow to the former and not the latter. So investing in areas that have underperformed is leaving money on the table. This is why you need to invest without emotion. Investment is meant to grow your net worth. Where you want your moral compass to point and what values you hold aren't tied to increasing your net worth.
\- 50% VOO, 25% VXUS, 10% BND, and 15% individual stocks you research that you might like/believe in. \- Set up auto buy so you buy VOO, VXUS, BND, etc monthly to dollar cost average and build your porfolio. \- Make sure DRIP is on (dividend reinvestment plan) so when your ETFs pay you 4x a year, you buy more of the stock using the dividend. I recommend using Fidelity or Charles Schwab as your platform. \- Finally, leave it all alone and never sell until its time for retirement or to rebalance your porfolio. Profit. And one last tip, don't ever fuck with options, ever.
wrong, the horseshoe is sub 80 IQ and above 140 IQ are both pure VOO with maybe some world index ex US for good measure
I have all kinds of permutations with investing,trading, gains and losses. Since Dec 2017, I made nice money, but greediness (wreckless options) killed one key account during 2021 - just in 3 months. I am recovering since then, but very slowly and carefully. Long story short: You need to understand **money lost with market is permanent loss**. Psychologically, you need to absorb it. Review what you did and stop bad practices, wreckless options and margins (this is immediate) Then, **make your own rules and follow it**. Understand you can save existing money and grow slowly, read books for both investing and trading. Use etfs and positive betting, like buying VOO or QQQ, never short, never go options. Simple buy low sell high (if trading) or buy low, dca lower and hold long (if investing like VOO, QQQ or SMH). **Never try to run 100 miles speed, 3 to 5 miles are enough to make progress**. It take many years to bring back the life to positive trend, growth and financially better life. Good Luck.
In the last 10 years I have returned triple my investments, went back to school to change careers and purchased a home with cash. The last 10 years has been one of the best times to be invested. Even if you missed all of the great reddit stocks etc and just picked VOO and chill, or one of the methods recommended on Reddit. A blind monkey, wallstreetbets, can even make money in this market for the last decade.
There's absolutely nothing wrong with index fund investing. Statistics show that most traders don't beat the S&P in the long run and index investing is *way* lower stress with lower risk. And yes VOO is one of those S&P indices, but there are a bunch. You might want to look into others if you're interested in diversifying, QQQ covers the Nasdaq, VTI covers the entire US market, VXUS covers the global market excluding the US, etc. Most of these have low expense ratios (the cost you pay to park money in these funds) but be careful as some do not. Your broker might also have accounts specific to them (Fidelity for example has FXAIX which covers the S&P like VOO does, but with a smaller expense ratio).
like VOO? I do use an robo-advisor brokerage and have a small amount in things like that (VOO, large cap, small cap, emerging markets, international, etc.). I simply don't trust myself to pick stocks well. Every time we did that one mock stock market exercise in school I always ended up bankrupt.
Full ported back into VOO today, if there’s one thing I learned it’s that they won’t let the market tank too much
I’m ready. But old ass boomers that think they are bogleheading but are actually 100% VOO or tech bros are not. They have most of the wealth too and have entitlement issues. At the same time most *should* be able to withstand a drawdown since they have had a fortuitous yoy returns to juice their 100% VOO in recent years. Probably just will take slightly less upscale cruises.
Buy a few shares each of VOO, QQQM, and maybe XAR. Reinvest dividends. Then when it drops more, buy a few more shares. Rinse and repeat. Profit. This is the only way for plebs like us.
just invest in an index fund like VOO? idk i mean just put your money in there and never look back , i am pretty sure you will do just fine. I am in sri lanka and i would give an arm and a leg to put my money in VOO cuz our central bank has prohibited from converting my shitty currency to USD . so i think you are doing pretty good from that aspect.
Just invest in VTI, VXUS, and maybe VYM or VOO (those are my 4). I do a 2:1 split on VTI and VXUS. For every 2 shares of VTI I have one share of VXUS and that covers US and foreign market funds. That’s where for me my return and I feel it’s a pretty safe investment. Just remember though anything you read on this sub isn’t advice, it’s just the ramblings of retards.
yea, its probably better to put your savings into SPY or QQQ or VOO or whatever, compared to a shitty HYSA that isn't beating inflation at all. But the best place to park your money now is hard assets like gold/silver because inflation ain't going anywhere. and the Fed keeps printing and debasing our currency. that is why Gold and Silver have mooned - they will keep mooning. 4-5k gold will eventually be 40-50k gold
Best you can do is buy a boring stock like the VOO S&P 500 index and then just hold it for 20-30 years.
Doesn't VOO or spy do 17%? Are you sure you are positive?
This blend is actually quite aggressive for a 15-20 year horizon. While the cost efficiency is excellent, you are essentially double-dipping VOO with VTV and VGT. This creates a concentrated bet on one sector that will likely fall harder during a market correction compared to a simpler approach. I usually use the portfolio cross-referencing on trylattice to spot this kind of diworsification and check stock filings for better geographic balance. A simpler 70 percent VTI and 30 percent VXUS split would give you similar growth potential with way less maintenance and better diversification.
With that rate of return, why dont you just "buy VOO and chill" instead...
You sound like you need to just invest in SPY/VOO if your getting this emotional. I assume you are messing with options and think your “investing” but likely do not understand the technicals of options
VOO to echo what others have suggested, and you can do a weekly DCA. My friend invests 1k every week on it. I add monthly to it and whenever I have a spare. Can add some VXUS to the mix too if you want international exposure.
No need to be that complicated, simply investing QQQ or VOO would do the trick. Believe it or not investing couple of hundreds dollars each month, in 30 years it will become couple of millions. I was shocked when I did this backrest for the first time, and it can be almost any starting time and end time. I even did the extreme test, bought from 1990s and set the 2008 financial crisis as the end dates, it’s not too bad, still couple of times higher than the original investing money. That’s the worst extreme case. I can find my backtesting codes later to provide some mathematical proof here.
I think a lot of WSBers don't realize that there are people here with $500K, $1M, $2M, $5M, $10M, etc. that sits in VOO and has for a decade or more. Those people might play with options with 5% of their portfolio. They are not risking their life savings on something that depends on getting timing, direction, magnitude and volatility all correct.
Took me awhile to learn the winning combo that works for me, I go long with options as hedge. Always have some cash to take advantage of buying opportunities. And more importantly sizing. 50% VOO and ETFs, 10 to 20% in REITs and HYSA, 30% in growth stocks, tech mainly coz it’s what I follow and also work in the industry. Every upheaval is a buying opportunity although I get a tad apprehensive but I remind myself I was able to grow my portfolio because I held (and added whenever I could at the dips). Can’t go wrong with Warren Buffet’s strategy being a contrarian.
SWPPX or VOO and forget about it
Your life is not over my friend. I've lost similar amounts. Just work hard and next time just place it into $VOO or something and dont think about it.
Why are you in only one stock? IF you want to make money you have to do it gradually or this will happen. Just buy VOO right now, it's depressed. You need a basket not one stock.
could have just VOO'd and chilled but instead you were a rainbow bear. Stonks only go up, nerd.
I buy to keep certain percentages of each of my funds where I want them. For example I was my portfolio to be about 3% SCHD but due to it going up and SP500 going down it is closer to 5% so now I only add to VOO and QQQ to get my ratios where I want them.
You are basically making yourself less diversified by adding a bunch of funds with either overlapping or contradictory themes. Sprinkling in a bunch of funds at random like this makes you less diversified vs. just using a broad fund like VOO because they overweight and underweight what appear to be arbitrary segments of the market. If your goal is diversification you should remove most or all of the random funds and use a VOO + VXUS split or equivalent.
That makes sense. I guess my question would be how long do you plan on holding them? If they’re dividend stocks than I would imagine your planning on holding them for awhile? But then if the war stops does that change your plan at all? Also…I used to own SCHD but I figured I was overlapping with VOO. Not sure if that was smart or not. Thanks for taking the time best of luck to you bro
This looks less like diversification and more like VOO with a bunch of extra opinions stapled on. If this is 15-20 year money, I'd rather own one broad core than six overlapping US equity bets.
No more trading for you. This will suck ass, but you can still claw your way out: Work, invest 75% in $VOO & 25% in $VPU, set both to DRIP & don't look at it or jack with it (hopefully your name isn't Jack). Learn Lean methodologies & live Lean. Come back to r/WSB & post a screenshot when your account hits $100k. Long & tedious, but do-able.
market's down 10%? VOO is down <4%
I looked back on how much money I threw away and compared it to what I'd have if I just sat in VOO. Disabled options, sold all my individual stocks, went 100 pct index. Now I have money.
It’s not like they’re all VOO and chill. If you look at the big hedge funds - some focus on long positions, some focus on short, some do commodities, some distressed debt, fixed income. There are all kinds There are the kinds that work on making a tiny bit profit front running volatility. It adds up. They know shit about where to be long in 2 years, they pay robinhood for trade data before it executes, they’re really good at just making money that way
At least it wasn't much to begin with relatively speaking. Stop being retarded, get off this sub, start grinding out some real cash and put it somewhere boring like VOO or VT till you get your shit together. Don't try to gamble your way back.
Bro. Quit blaming others. If you just bought VOO, your $100k would be at least $150k depending on when you bought. You tried to gamble. You wanted it the easy way. And now you're paying the price. Pick yourself up, earn it back, and stop gambling. The market giveth
Stop trading options then dumbass, just buy VOO and do literally anything else with your time. Just goon bro or go fishing, lift heavy shit or literally just become an alcoholic. All of those would save your money and stress
That sucks but life goes on. Work and make that money back and stop touching options. Just VOO and chill. $100k isn't a small amount but you'll make that back eventually.
Some great fundamentals for ya OP. VOO is up almost 15% over 5 years. Welcome to index’s funds.
VOO is up 14.4% over 5 years. OP is certified Retarted.
He can just not go on Reddit. This is on him. OP stop fucking gambling with options. Many lives have been destroyed from it. Get back to 0, and put everything you get in the future into VOO/QQQM and don’t stop for 20 years. NO MORE OPTIONS!!!
Why would you gamble everything? People go on Reddit, read a couple of posts and assume they know this stuff. Why wouldn’t you just take your money out it in VOO or an index fund and just let it sit ? It’s not trump’s fault your short didn’t work, even on this sub, people constantly call out that shorting is an extreme gamble