Reddit Posts
I'm A Newbie In Investing And Wanted Some Suggestions
Robinhood is closing my account and I have no idea how to find out why
Does the expense ratio for SPY vs VOO matter in the long run if S&P is the bulk of your portfolio?
Hold onto some losers in the taxable account or rebalance now?
Would you alter any of the investments in this portfolio (it is a 457b account)?
Holding FXAIX and FZROX in my taxable brokerage. Any point in adding or switching to VOO/VTI?
Pretend I am your son or grandson - tell me why I should continue to invest?
Sell taxable assets at a loss before end of 2022 to put towards Roth IRA at the beginning of 2023?
Does a good dividend yield influence your likelihood of cashing in on gains?
Adding sector specific ETFs or keeping only broader market ETFs?
Expected return for investing in ETF Index Funds / taxes on gains.
What is the Rationale behind YOLOing it?
Stop pushing $SPY and $VOO as the answer to everything.
Is this a good portfolio plan? Starting right now and will be doing it for 32 years
Investing to set it and forget it: Roth IRA, general investing account, or both?
Investing in ETFs... good to have both a Roth IRA and general investing account?
Why do many Youtubers mislead people by saying SP500 averages 10%/year?
Do people also invest in S&P-type index funds outside of retirement accounts?
How should I invest my cash now that I’ve gained alittle bit of an understanding?
What happened to Fb? As a VOO shareholder, I’m glad Fb takes up only 1% something of VOO. On the bright side, I’m glad Fb is going down.
Stocks vs Bonds vs Commodities, time to get more aggressive
Wise To Sell Out Of All My Stocks And Take I Bond at 9.6%?
Infinitely rolling deep ITM LEAPS on SPY. Good long-term leverage strategy or recipe for disaster?
Vanguard's 2025 Target Date Fund (VTTVX) is Down 30% In the Past Year
Want to buy VTI and VOO from Fidelity account however I have association with Fidelity employee that violates code of ethics
Is investing in leveraged ETFs for the long term truly a horrible idea?
Increase $VOO Positions or Keep Other Positions?
Why mid cap ETF like VXF is not discussed a lot?
Looking to start buying for long term, what’s better SCHG or XLK?
Starting investing in Jan 2022, down overall 16.7%. Should I be doing something different than what I have been?
ETF investors, what are some of the sector ETFs you invest in?
Those that have $100,000…how long did it take to get there and what is your plan now?
How messed up is my fund allocations and what would you do to fix it at 23 years old?
The total return (with dividend reinvestment) of the US small-cap value ETF (AVUV) vs the S&P500 ETF (VOO) from 10/2019 to 09/2022.
Mutual, Index Funds / ETF recommendations?
Invest into Roth IRA monthly or yearly? Opinions?
Looking for advice on ETF investing and proper ways to do DD when selecting.
What are your stock picks when the market eventually turns around?
Looking for small cap stocks with lots of potential to buy during the dip
What are your returns on DCA over your life-long investing period?
How do dividends work and is it best to Invest in companys with the highest yield in conjunction with the S&P?
IRA advice and advice in general on long term investing
Any downside to buying s&p etf with Vanguard or fidelity vs s&p index funds? If the s&p goes up 20% is it virtually identical whether you sell s&p at say, 4000 vs selling Vanguard's VOO at 400? New to this so your input is appreciated
I’m 27 and 100% VOO. Roth IRA and taxable account. How dumb (or smart) is this?
Are there any index funds (SP500, etc) that DON'T pay dividends?
Does it make sense to sell SPY and buy FXAIX or VOO to avoid the higher expense ratio?
Do I really have to care about macroeconomic events if I'm buying ETFs in my Roth with 20+ year horizon?
What are some of the best brokerages to use and why?
How much does the small and mid cap holdings in VTI matter when we compare it with VOO?
Looking at VUG for my 2 year old’s custodial brokerage.
Mentions
>(50% of overall portfolio) are VTI and VOO. Why both? >I just buy them in small amounts everyday. Why everyday?
Here’s what changed my mind, fed is fighting inflation and winning, look at the housing cost drop off a cliff while employment and jolts stays strong. I was not expecting to see this data today. I sold my puts, went long VOO and took some cash off the sidelines. Look at figure 3 https://www.federalreserve.gov/newsevents/speech/files/powell20221130.pdf
Hey y'all! So I'm about to be 21 years old this May and recently joined the workforce. I live in a third world country with my parents, so my expenses are basically zero thanks to low cost of living. So I was planning on putting all my post tax income to something like qqq every month without looking at anything. What do you guys think of this strategy? I realise that a broader index fund would have been a more sensible option like VTI, VOO, SPY, etc. But the only problem is that they have higher dividend yields, and 25% of all dividends will be withheld in my case. QQQ seems to be the only option that has a low dividend yield, and I'd rather not get dividends at all, as other than that 25% tax, tax filing also becomes a lot more complex in my country in case of quarterly dividends.
Also I don't think the problem is you trusted "the system", you may just not be a good fit. Good etfs though range from SCHD, DIV, Schwab mid and small cap, the old tired Vanguard crew will shout VOO and VTI!! Jp Morgan has a great low expense US ETF BBUS.
Buying $1,000 worth of VOO every week will make me a millionaire in the next 10 years.
VGT and VOO? Why's this sub rebranded r/investing
This is insane. Like DBMF is +20% YTD and VOO is -15% YTD. Why keeping only VOO and VGT. Might be photoshop, not possible. I’m sure op spend his days on r/investing saying “Just DCA and chill…”, yeah genius
I'm going to eat VOO tonight... yummy!!
Imagine having $7M and being invested in VOO and VGT 😂. Now imagine if you had a financial advisor investing into the same and also private equity, DBMF and other alternatives. You would have spent 1% fee and be already at $10M+
I was pretty sure he lost it in a play right after he made it to 10mm. Not that I'm doing good this year, it was realized losses not just sitting in VOO all year.
My core holdings (50% of overall portfolio) are VTI and VOO. I never care about them. I just buy them in small amounts everyday. My real focus is on my managed half, where I stock pick. I do sometimes use the index funds to ease my entries and exits into individual names though. Say I want to add a new name like META. Rather that just buying it suddenly for 10k I will sell around 8k in the index funds and buy 10k in META. This way I don’t absorb too much market risk in one move.
I have some VGT and VOO, by some I mean 1 of each
Buying $1,000 worth of VOO every week will make me a millionaire in the next 10 years.
I’m been eyeing VOO, what’s the return dividend on that?
So…. VGT, & VOO…is the way to go?!?! 🫡🫡
Yes its a good comparison. You seem to be completely wrongheaded about investing, or at least not understand it. The S&P500 doesn't have "decades of experience". It is an index tracking the stock performance of 500 large companies listed on stock exchanges in the United States. It's not trying to get a result. It is the objective performance of how 500 companies/stocks did, weighted so the largest company (Apple) has more influence than the 500th company does. ETFs (exchange traded funds) like SPY and VOO replicate the S&P 500, and they and allow you to purchase a mirror of how the 500 stocks perform. Since you _can_ buy an ETF that mirrors the S&P500, an initial way to measure your own choices is to compare them to the return you could have gotten by simply purchasing SPY or VOO. How you compare to other individuals is utterly meaningless financially, and a useless bit of information. Investing is about improving your financial situation, not some sort of measuring contest.
Weird, because VOO and VGT are down 11% and down 22% since a year ago
When was VOO ever $4 a share?
GJM; I made $30k in VOO myself today 🥂
What year was VGT $2 and VOO $4?
I think he'll have a harder time unleashing a swarm of autistic mouth breathers to pump and dump VOO and VGT than he did with those low-float microcaps
Nice, I flipped today, took my medicine and went from bear to bull, VTI / VOO are my friends. Congrats and best of luck in December!!
$1000 into VOO… Is that safe?
All in VOO and VGT and the man thinks he's smart with zero plays just boomer money sitting there LOL
The real tickers that should be banned are VOO and VTI: change my mind.
People can post their VOO holdings and not talk about you know what meme stonk? For shame.
Yahoo Finance sends me a message daily telling me how my portfolio performed. It’s a free service. I have a fairly large portfolio but only 3 investments: VOO, Brkb and global REITS.
I traded my way from $35K all the way to $8M from Feb 2020 to Nov 2021 (all trades in my profile) and then cashed and DCA-d into VOO and VGT from March to Nov this year to try and "roughly catch the bottom". I'd say that was a continued success
VOO = Voodoo My guess is that it has something to do with scary porn.
I just twisted my dick in my butthole, VGT/VOO!!!
VOO? You still invested in spooky Halloween stock?
Bad for people, not for stocks. Bullwhip already happened and is priced in by forward looking stocks. Hence u/SIR_JACK_A_LOT's $7mil bet that the rest of the year and next year VOO will be green.
VGT n VOO Get the F out of WSB. You are bringing a shame to the group.
Just buy $VOO every week or month and don’t look at it for 30 years. Don’t over complicate it.
If you're "nervous" it sounds like you have more money invested than you can afford to lose. What was your plan when you bought the stocks you bought and why did you buy? Has anything changed with the companies you invested in? The market has already dropped quite a bit so there's a good chance the worse is already behind us. Could we drop another 10,15, maybe 20%? Sure. No one knows shit about fuck. If you can't handle the ups and down of individual stocks just DCA into VOO, SCHD, and chill.
>If I go VOO and these analysts are correct I am looking at a gain of $0 by end of 2023. >If I go bonds while waiting for the market to dip and then VOO within a couple months of the bottom (before or after) and these analysts are correct I am looking at a gain of $20,000-30,000 by end of 2023. And if they're not correct and the market rally begins while you're still in bonds then you're going to miss out dramatically. The Money Guy Show has a pretty good illustration that historically when the market does rebound after a bear market it does it dramatically very quickly and if you miss even 5 of the top rebound days it has a huge impact on your returns. https://youtu.be/xqZXvSyCOGc?t=309
Just make sure they have good holdings and have a low expense ratio. Here’s my favorites: SCHG (large-cap growth) SCHD (Dividend/Large Value) IDEV (Dev Mkts International) IJR (Small-Cap) VO (MID-CAP) VOO (S&P 500)
Get it over with already and finish dumping SPY and VOO to zero
>A good investor buys and holds, weathers the storm, and sticks to the plan for the majority of the time. Sure - but allow me to play Devil's Advocate. I recently got the option to invest on the order of $100,000. So I'm not in a position where I have to choose between weathering the storm or tying up at port. I have more options. If I go bonds/treasuries I am looking at a gain of $4000-5000 by end of 2023. If I go VOO and these analysts are correct I am looking at a gain of $0 by end of 2023. If I go bonds while waiting for the market to dip and then VOO within a couple months of the bottom (before or after) and these analysts are correct I am looking at a gain of $20,000-30,000 by end of 2023.
Either keep as is or sell it all and buy VOO
Surely your genius knows you cannot buy an Index and that index doesn’t have a dividend. Funds like VOO or FXIAX do, but you know those aren’t the S&P 500 index, either. And they still don’t have the returns that beat out BRK. Suck it home slice!
VOO, don’t remember it was back in 2020
$1000 into VOO… Is that safe?
Rate my portfolio VOO 100% Roth IRA VOO 100%
Exactly! DO NOT LIQUIDATE. they probably need your Bitcoin. Don't give it back. Transfer it to a wallet now and make them transfer your VOO too. Threaten legal action if you have to.
VOO + factor tilts. Small cap / value etc
The options chain is not as liquid. Look at dates and volume of each contract for SPY. Then look at VOO. You can certainly sell options on VOO though. SPY has daily options. VOO is monthly. More chances to sell CC or CSP.
So Avantis came out with a new ETF, $AVGE which seems kind of similar to my long term hold portfolio of 30% VOO, 30% AVUV, 10% AVDV, 10% VEA, 10% VWO and 10% DGS ​ Probably seems better to switch over to AVGE at this point, won't have to deal with the rebalancing and a complicated allocation of etfs Thoughts?
Very true, honestly you can just pick one and be fine. Other case where you want two. Is you can sell one, one year and the other the next year for tax strategies. Like keep buying VOO, then sell VTI that year for long term capital gains if you keep averaging into them.
Why both VTI and VOO? They have so much overlap.
This may not be what you are looking for but.... This is an ETF calculator. [https://dqydj.com/etf-return-calculator/](https://dqydj.com/etf-return-calculator/) VOO is an ETF that tracks the S&P. Plug VOO into this calculator, fill out the rest and make sure you 'toggle advanced' to get to periodic investments.
Lol ETFs are not pyramid schemes, you’ve just been chasing meme stocks for too long. Go look at the average return for SPY, VTI, QQQ, VOO, etc. You act like a 10-13% yield per year on average is so inferior, when you’re probably looking at being down 40-60% year to date with whatever stock you’re holding. I get that chasing high returns are tempting, but saying ETFs are a scam is just ignorance…
Many sectors did better than VOO. Financials/XLF, Industrials/XLI, Health/XLV, Utilities/XLU, Insurance/IAK (did way better), etc.
It's not either/or. Put some money in VOO, and put some money in sectors you think will outperform VOO. As time passes reevaluate and adjust. Obviously putting money into XLE was a far, far smarter thing than putting money into VOO the first half this year, so you should always be prepared for that, but other choices like putting money in ARKK this year would have been an even bigger negative than XLE was a positive. VOO should be your baseline. It's always available. If you think there are better opportunities, give them a try if you want, but if something can't outperform VOO, no reason to have it.
Look into VOO...it's an ETF. The link below is to the performance page. There are others like this. Every month buy one share...currently at $363. [https://finance.yahoo.com/quote/VOO/performance?p=VOO](https://finance.yahoo.com/quote/VOO/performance?p=VOO) Here's some of what they hold. [https://finance.yahoo.com/quote/VOO/holdings?p=VOO](https://finance.yahoo.com/quote/VOO/holdings?p=VOO)
LOL, in VTI and VOO. Love it, great minds?
Then quit doing SS’s and DCA into VOO for the next 5–30 years instead.
Depends on your level of effort. I'm a fan of SCHD. Add a broad index like VTI or VOO and your are good.
I own several sector etfs, mf prefer to be a few % above VOO performance in a bull year and take less beating like 2022, a bear year. Energy sector was the only area that did well in 2022. Having positions in health care and watched gov't mandate health care funds are important.
The expense ratio difference is miniscule. Buy VOO if you're a true buy and hold forever investor. Buy SPY if you're going to sell covered calls.
You don't need to liquidate, just transfer your VOO assets to another broker, like Merrill or TDAmeritrade. (I'd prolly liquidate the BTC tho.)
- If you already have SPY, the capital gains cost of selling to buy VOO might be larger than the expense ratio savings - Larger institutional investors(Billions of dollars) might need the higher liquidity that SPY offers.
Yes unless you plan on selling covered call options with SPY. Otherwise go with VOO or IVV.
Ken Griffin can’t front run VOO trades so you are not valuable to them!
How old are you? 61, single, no dependents. What country do you live in? USA Are you employed/making income? How much? Retired at 53. Pension of $25k/yr including 70% of health insurance. Gig work income avg $110k for the past ten+ years. Draw a $60k/yr salary and invest the max ($20,500+$6,500 catch up, $15k matching from S Corp) in a Solo 401k. What are your objectives with this money? Cushion in case the gig money ever dries up, or in case of needed health care. Also, my former employer had guaranteed they'd pay 80% of health insurance for life. Within one month of retiring, it dropped to 70%, and may drop to 50%, or zero. It all depends on what the law will allow and the union negotiates. What is your time horizon? Don't plan to draw money until I have to (70?). If property values continue to crash my dream is to buy a lake house in the northeast. Do you need this money next month? Next 20yrs? No, not unless I purchase the 2nd home, or gig work crashes. If I do purchase a 2nd home I'd use it for weekly rental income until I'm sure I want to relocate full time. What is your risk tolerance? (Do you mind risking it at blackjack or do you need to know it's 100% safe?). Answered below, but at this point I plan to invest future funds in low risk mutual funds. What are you current holdings? (Do you already have exposure to specific funds and sectors? Any other assets?). $225k in tech stocks, $160k in mutual funds and EFTs. All in tax deferred retirement accounts. Also own a primary residence worth $350k, $25k in I bonds, and a coin collection worth maybe $50k. 2008 car with 60k miles, fully paid off and in great condition. $150k in tech stocks and ETFs in a brokerage account targeted for vacation home. Two cats and 35 fish. Any big debts (include interest rate) or expenses? $35k mortgage at 4%. About three years left. I have three questions. First, I feel the need to confess: I may be the worst investor to ever post here. My portfolio has averaged -17.9% since 2010. I bought Transocean (RIG) a month before the explosion, sold a large amount in Apple when Jobs died, and went to 100% cash when Trump was elected. In 2021 I paid for a fool.com subscription, and bought ~$10k/month with every stock they recommended. Almost entirely tech stocks, and all have tanked. I'm trying not to be impatient, so my plan is to hold those dogs for a few years. I've used some of my cash to invest in the following vanguard funds/ETFs at $500 to $1,000/week (see below). These are mostly in my employer managed retirement account. Unless the tech stocks rebound soon, I plan to be more conservative in my investing, and continue buying less risky funds. Question 1: Are any of these redundant? I know VOO and VFIAX are pretty much the same. Should I just own whichever has the lowest costs? VFIAX $40,000.00 VWELX $40,000.00 VOO $20,000.00 QQQ $20,000.00 VGT $10,000.00 VTSAX $5,000.00 VWINX $10,000.00 VWNDX $10,000.00 Question 2: I have $225k in tech stocks (all fool.com recommendations). Should I sell the QQQ and invest in one of the other funds? Question 3: I bought most stocks I own on every 10% dip. TWLO, DOCU, UPST, TEAM, PATH, NET, ZS, and a few others. Each is down 50% to 80%. My 12 year -17.9% return is because of selling on impulse. With that said, many of these tech stock are a strong sell pretty much every where I look. I'm inclined to hold, mostly because I can't see them going down much more. Which is the better move, hold or sell? Bonus question: At my age, investments, and income, how am I doing ?
Is VTI and chill equally as good as VOO and chill?
VTI/VOO/SCHX Pick one of those SPY isn’t the best bet for a buy and hold index fund tbh….expense ratio the divvy is lower then comparable funds
Agreed. My transition from doing the dumbshit to less dumb shit was what I felt to be a natural evolution. I was doing 12 stocks at a time (at the time, I had less than $25k, so it was the best way to circumvent PDT rules...) Anyway, as time when on I just started consolidating into fewer and fewer individual picks, mainly because I'd DCA into what I'd previously bought. Eventually, I'd deposited up to $25k and just dumped it in VOO because I was taking too much effort (while taking attention from 'real work') to be getting such miserable returns.
>I know usually growth etfs will outperform Value, not Growth, has the higher expected long term returns. Factor investing: • https://www.investopedia.com/terms/f/factor-investing.asp • https://www.fidelity.com/bin-public/060_www_fidelity_com/documents/fidelity/fidelity-overview-of-factor-investing.pdf (PDF) >I was wondering what a better choice would be VOO Of the options you listed, I'd use this. However, I'd actually go broader: US total market + ideally ex-US as well.
It’s probably for the best. Just liquidate your assets and move to a real brokerage. Markets about to crash anyways so just hold onto your cash and buy back you VOO shares at a discount of what you sold them for. Who knows, maybe Robinhood will be on the list of companies to go bankrupt in 2023 😂😭🤣
VTI or VOO. Nothing will outperform the market itself over a 40 year period.
What's your cost basis on VOO? I DCAed most of March - July and it's down maybe 5%
SPY supposedly has a more liquid options market. VOO has a lower expense ratio, so it's better for "buy and hold". Will it matter? Probably not. A 0.06 percent difference compounded over 20 years is around 1% total.
Go with VOO unless you are doing tax lost harvesting or otherwise need to hold SPY. Don't lose any sleep over it either way though.
>Sounds like you got yourself into a tricky situation there. It's hard to know what the exact issue is without seeing the document they sent, but it could be that Robinhood has certain terms and agreements in place which prohibit buying only one security such as VOO or any other ETFs on their platform. You should read through this 45 page doc thoroughly so you can better understand why your account was closed. Also consider speaking with someone at customer service if necessary for further clarification of the details provided within these documents before making any decisions about liquidating assets held by your account.
Dollar cost average VOO or VTI and that’s it
Beyond the expense ratio, there may be other factors, such as SPY may be unable to internally reinvest dividends between fund distributions, VOO can reinvest them until the fund is ready to distribute. https://etfdb.com/equity-etfs/closer-look-at-sp-500-options/ (expense ratios may be out of date, but main points I believe should still be accurate) Also, personally, I'd look at total market funds over S&P 500.
Precisely my plan. The problem being for me (dispite my admittaly slightly hypocritical advice to OP) was that I did what you said. Most in VOO to begin, then take 1000 and DCA on this, 1000 DCA on that as the market slid.... I did that thinking we'd not have falled as car as we did. But-it kept sliding and here I am a VOO bag holder, and a Tech bag holder.
This is so true. Back when I just had $2k in my brokerage account I could not wait to get to $25k and do "all the day trading I wanted". That day came quickly because of lot of overtime worked and living on beans and rice. Once that day came I had already lost so much money day trading that I realized the only viable option was to just invest (maybe swing trade, but not day trade). I am now above $100k and although I am about 75% cash right now (because I am almost certain we are going to have a 10-20% dip between now and April 2023) what I do have in my portfolio is almost all ETFs (VOO, QQQ). A person like you or I is truly better off doing this, getting paid a dividend to just leave the money untouched and enjoy our lives day to day rather than trying to time the market.
Depends on if your goin to set and forget or sell CC. Set and forgot VOO will compound faster. If your looking for a liquid options chain SPY is far better.
I've had enough losses in trying to time the market, buy calls, buy puts, lurk on WSB, watch YouTube investing dummies, but speculative stocks to know that I'm simply not sharp nor savvy enough to play this way. So In a sense, though I have 25k+, Im more conservative on "safe" investments and generally focus on things like VOO,VTI,IXUS,VXUS etc. One of the brokerages I use estimated I will have X amount of dollars when I retire at 55 if I continue on my current path which is more than what I need so I simply don't need to do anything to hurt it but rather enforce it. I'm also more akin to diversify into things like property and precious metals.
I think you have it flipped the wrong way tho The more $$$ you have, the easier swing trading is. In fact, if you have really big money, you can essentially scalp with it. Or hybrid swing trading/scalping But you do have to have balls of titanium when you're dealing with large sums like that. Having it in VOO is infinitely safer
With that kind of money open an account at a broker that allows buying fractional shares of ETFs. Fidelity does this. As a beginner, picking single stocks is a good way to lose money, except by luck. Even moderately experienced investors usually don't do well buying individual stocks. Buy highly diversified, broad market, low expense ratio index funds like ones that track the S&P500 or total US stock market. VOO and VTI are examples.
30 Years Old IRA - VIG 12%, VNQ 7%, VOO 42%, VTI 33% Portfolio ETFs MONTHLY INCOME STOCKS
Looking for review, feedback and critique of the below portfolio to help strengthen or improve on it, this is money i am setting aside to grow for the kids and does not represent my over all portfolio. Starting with a principal amount of $1.25M. Stocks 65%: Comprised of VOO 40%, SCHD 10%, VHT 5%, XSD 5%, VUG 5% Bonds 20%: US Treasury Bonds 15%, TIPS 5% REIT 5%: VNQ Gold 5%: GLD Cash 5%: Money Market Acct I am looking for a 10% Average Annual Return over the next 15 years. Is it a reasonable expectation? Is the portfolio too conservative, moderate or aggressive. what would you recommend i change? Thank you in advance.
What I learned about investing during the pandemic was that investing success is mostly due to dumb luck. I foolishly thought we were headed for a recession in 2019. So I moved my entire portfolio to bonds. My accountant thought I had lost my mind. As a result, I missed the stock rally in 2019, although bonds didn’t do so badly because rates dropped in 2019. Then I woke up one morning in March 2020 and stocks were down 25% and I was still holding 100% bonds. What idiot holds 100% bonds? I later bought nothing but VOO, and by the end of 2020, my portfolio was up an obscene amount. I’ll be the first to admit it was pure dumb luck.