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I’m looking to add another stock or two to my portfolio, any recommendations?
[Discussion] How will AI and Large Language Models affect retail trading and investing?
[Discussion] How will AI and Large Language Models Impact Trading and Investing?
Would it be a bad idea investing in the same investments in a Roth IRA and a regular brokerage account?
Is it ok to never have bonds if you start investing early?
Anything I should know about investing in Vanguard ETFs on Fidelity?
What would you all recommend for second year of IRA?
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
I hit $100,000 in Broad Market Index Funds (mostly VOO and VTI) this Jan
QQQ or VOO which one will you choose ?
Question about ETFs: What happens if the provider goes under as a business?
Wife's IRA has positions in high-expense ratio funds. Sell and buy VOO?
i want to start investing and i don't know where to begin
Looking to invest savings in VTX and VOO. What should I invest more in.
After watching Nvda go up up and up some more, i dove in at 600 a share. 🤔😳
What stock/suggestion have you gotten from this sub that actually WORKED?
As a whole this sub is overly negative on taking profits and building a cash position
What to do with $300,000 just sitting in my checking account?
What stocks(s) did y’all buy recently and when was it?
100% stocks is not universally good advice. Stock market indexes are not always the right benchmark for your performance.
Is FZIPX same as AVUV? Looking for Low ER small cap ETF
Is putting $50 into VOO every 2 weeks (for the next 20 years) a good or bad idea?
What index fund do I pick for my Roth IRA?
12m Emergency : 100% CD/Tbills vs ~25-75% VOO & rest in CD/Tbills?
Is it normal for the index funds to be weighted this heavily by mega caps?
Where to invest 10k leveraged from CC cash advance (5% fee)?
As a non-US resident is it worth getting Ireland-domiciled ETFs?
Advice for a 27 year old trying to leave the nest?????
Any advantage to buying VOO through Vanguard rather than Schwab?
What are y'all's plays on tomorrow's CPI news? Any calls being made?
Looking for long-term investment suggestions, 30yo • $1-2k / mo.
What is the difference between some EFTs like Vanguard S&P 500?
Mentions
Judging by post history, it seems alike you are an American. Be wary, it is a pain in the butt to buy foreign ETFs as they qualify as passive foreign investment companies. If you are American, best to buy American listed ETFs. Also. Also, long term, VOO has outperformed 0050.
Thank you, good strategy, I should start using SPY and/or VOO as well !
Tbh, I don’t focus too much on individual stocks, my main priority for now is broad indexes. At the moment, only these three individual: MSFT, GOOG, and DOCU. The latter is the most interesting in my opinion, as I don’t see how AI is an enemy of DocuSign. If anything, it’s a booster for their product. As for the indexes, I’m selling puts now on the classic ones: VOO, VTI, VXUS, and I just started with SMH and XSD. As gold seems to be coming back to a more reasonable price, I’ll probably add IAU into the game.
Eh, even after that fall VXUS is +24% over the past 2 years, the exact same as VOO but VXUS has a PE of 16 to VOO’s 26. US has the best businesses in the world but they’ve overpriced with more space to fall. More room to run for VXUS.
Just look at Japan (Nikkei 225) in the late 1980s. We could go through a 40+ year period with no growth in the stock market…. And that could start TODAY in theory. Really it could have started in late October. Even in the US, the S&P didn’t see a new all time high between 2000 and 2013. Empirical data shows that if you DCA’d through those periods you’d still have wound up making a good return in the end, but I were close to retirement I’d evaluate a strategy’s beyond just “VOO and chill” tbh. Luckily I’m not
Hi, I am a dum dum, but would U recommend me to long term invest in VOO or VTI. I prob have like 35 years left in me to retire lols
Man, I was literally using ChatGPT a few months ago to understand how energy trading work, it didn’t tell me jack shit but told me to follow the news It didn’t tell me which energy stock to buy or what the F to do. All I know is buy VOO and hold like come on
WTF why is it pumping. I miss my 5 shares of VOO that I panicked sold at the lowest today…
I’m in the exact same boat as you but just in this last year. I would have 3X more money if I never discovered options and just VOO and Chilled
Because there is no alternative when all of the money in the world has decided to force something into existence. Even if you VOO and chill, you have something like 50% weighted AI exposure. Governments missed or refused their chance to regulate AI when they stole literally everything for training, the Mag7 are all implementing it in one way or another, VCs have backed it with hundreds of billions of dollars, and nobody cares enough to burn down data centers. Even if there is an AI bubble, AI will still be an integral part of the world in the foreseeable future; like the internet after the dotcom bust. If they end up destroying the economy, I may as well try to make enough money off of AI to keep me and mine in a house. If it gets bad enough to where the global market and economy completely collapses, we're all fucked anyways and it doesn't matter what you invested in when people are truly desperate.
Guys what happens if I made 1k off 0dtes today and sold my 5 shares of VOO for a $30 loss 😔. Like am I retarded 😔😔 or just special
would you all put any of your free cash into VOO, Google, BRK now? Or would you still hold it all for a further drop?
panic selling shares of VOO is definitely a choice you young warren buffet
Me and my 5 shares of VOO were down like $30 dollars then I panic sold..... this is why I only stick to 0dtes.... can't hold anything long term :(((...
You still think this market is based on fundamentals? Lmao. This whole thing is a federally blessed, retirement-fueled, passive-indexed, buyback juiced, liquidity addicted clown rocket designed to go up forever unless the entire financial system is actively on fire. Every two weeks, millions of paychecks get auto-dumped into 401ks by people who do not know what a P/E ratio is and do not care. They are not “evaluating value.” They are pressing the “retire before I die” button and the money gets vacuumed straight into SPY, VOO, and the same 10 obese mega caps every single time. Then passive funds make it even more regarded. The bigger the company gets, the more the indexes buy it. So if Apple, Microsoft, Nvidia, whatever, starts ripping, the system literally forces more money into them because they got bigger. That is not price discovery. That is an infinite feedback loop with a Bloomberg terminal. And just in case that was not enough, companies are out here buying their own damn stock with buybacks like they are their own biggest fan account. Revenue slowing? Buybacks. Growth flattening? Buybacks. Need EPS to look less ugly? Buybacks. Need number go up so executives can dump stock options on retail? Buybacks. And the funniest part is the Fed. If stonks go up, everyone claps and CNBC brings on some guy in a blue suit to say AI changed everything. If stonks go down too hard, suddenly it is “financial stability concerns,” “liquidity support,” “policy response,” “rate cut expectations,” and some other magical alphabet soup to keep the whole casino from imploding. So let me get this straight. Retail gets told “don’t time the market.” Corporations get to buy their own shares. Passive funds autobuy no matter what. Pensions autobuy no matter what. Retirement accounts autobuy no matter what. The government wants asset prices high. Wall Street wants asset prices high. Politicians want everyone’s 401k to look good. The Fed panics when the line goes down too fast. And people still ask why the market keeps ripping? Because the game is literally built for upside, you beautiful morons. Yes, it dumps sometimes. Yes, corrections happen. Yes, your 0DTE calls can still get turned into dust in 14 minutes. But the broad market? The actual index machine? That thing is engineered like a military-grade dip buying apparatus. The market is not a fair fight between bulls and bears. It is a giant money funnel with every pipe pointed at equities. Bears are not “early.” They are standing in front of a steamroller screaming about valuations while passive inflows, buybacks, and government incentives grind their bones into a fine red paste. You are not supposed to beat the system by shorting it. You are supposed to realize the system is a crackhead money printer with a permanent bullish bias and ride it until the music stops. And when the music does stop? They’ll probably print more speakers.
The last 3 months have been really bad, worst I have seen since 2020 at least. This is a tough market to make money in right now. Ir your worried pull it all and buy VOO or VT, then stop looking at your accounts.
$1000 of VOO per week for the next 20 weeks. Then if Trump TACOs you catch some of it early and if Trump decides to do a ground invasion while Israel/Iran bombs the shit out of energy infrastructure you can pick up some discounted stocks.
$1000 of VOO per week for the next 20 weeks. Then if Trump TACOs you catch some of it early and if Trump decides to do a ground invasion while Israel/Iran bombs the shit out of energy infrastructure you can pick up some discounted stonks.
Depends on when you VOO I Guess
The fact that I settled down like a retired hoe of trading stocks on VOO and still lost hella money is confirmation this is all rigged.
VOO has outperformed VXUS for the last 2 years. Whats your definition of “making out like a bandit”?
Yes, I am unfortunately acutely aware. Most of my holdings are in a S&P 500 etf (VOO). Which did really well in previous years, but has been underperforming since Trump took office again.
VOO up 15% over last year, QQQ up over 20% same time frame. What do you want? 30-50% gains on US market every year?
$575 VOO is looking likely at least. That’s where I plan to buy more, but that’s just my opinion and I’m not a financial advisor blah blah.
Pretty red day, VOO under 600… im buying
Hoping to get some input here. I'm sitting all in cash right now. I sold my crypto holdings last year then start buying indexes and individual stocks, got caught up in the Silver/Gold mania, lost $60k (woops) and now 100% cash. Looking to get back into the market on this downswing. Any recommendations on whether I should go VT or VOO, or does it not matter all that much? Goal is to have a downpayment for a house in the next few years. Thanks for the help!
You can't live off interest of $280k unless you make your annual expenses about $15k per year. What I should have done is just invested it in VOO and QQQ and let it grow while I kept working my job. It'd be $5 million by the time I retired even if I contributed nothing else.
>Obviously the economy is hanging on by a thread Just like it was "hanging on by a thread" when VOO was down to $450 last April?
VOO under $600 now. Bears keep winning!
Me and my 5 shares of VOO are shaking…
We’ve got $100 until VOO is back to Liberation Day lows. We can do it. Let’s go!
It's actually VOO and DRILL. Easy mistake to make.
Seriously I'm jealous of guys buying their value and VOO type shit now - but that probably means we're crashing to 400 though so pay it no mind
I thought it was VOO and chill not VOO and panic?
uuuuuh just panic bought VOO fuck it
Your are not smart. Stop investing in individual stocks. Just pick a low cost ETF and forget you even did that for the next 10 years. VOO and chill is a mantra for a reason.
VOO > VXUS, I still don't believe in OUS tbh
Eventually itll be bad when the world no longer trusts the currency but until that day. VOO and Chill no stress.
Bought 5 shares of VOO yesterday and I'm down like 10 dollars... made 1k off 0DTEs today, I guess I'll stick to 0dtes...
Ahh I see what you mean. Well you are 100% right about VOO I just bought some. What I fear more than it not coming back is a lost decade due to the US reckless fiscal policy and stagflation. But what else can you do
Interesting. When I say VOO for me I really mean IHVV on the ASX - which means as an Aussie I'm hedged against exchange rate but it otherwise reflects S&P 500. I've been wrecked by the AUD USD before so hedged ETF makes me sleep better. Aus is one of the few places currently raising interest rates pretty intensely, so it looks like AUD ain't going down for a while.
highkey spam buying VOO rn we up
I just lost my job and have bought about 2k of VOO/VXUS in the past two months, just started investing. I need this money now, and as the market is going down it seems to make sense to sell. I'm only down $100. If I sell, is there a certain amount of time I need to wait in the future when I'm able to afford investing again that I can buy these positions?
No, it's the other way around. SPY got XD today so SPY -0.7%, VOO -0.4% as of now.
I thought I was hallucinating seeing SPY dips lower than VOO. Oh yea, XD date bruh
Using VTI instead of VOO or other S&P 500s does not bypass the issue. While they track different indexes, both face the problem of passive funds being forced to buy into massive, low-float IPOs before there is reliable price discovery.
It’s not theft if everyone knows it is happening. Swap out your SPY or VOO for a different index fund if you don’t like it.
TNA/UWM/IWM The point is you don't pick cause it's too tough. You just buy small caps and leverage up when shit is bad or the fan (2020/2022/2023). Then de-leverage or go into VOO when the market is good (2021/2024).
Add an S&P etf to get diversified. Use VOO. You don’t need both EART and SLVR, consider punting SLVR on rebound, it’s pretty oversold.
I bought VOO today and sold covered calls. So I'll likely make 1100. Want thr shares to be called away cause I bought them on margin
>shit stock in the Russell 2000 >suddenly is hyped and seem GOATED >leaves the index and joins the S&P500 This is why folks say the IWM is just full of losers >SMCI in Russell 2000 >rockets upwards >leaves the Russell 2000 and joins the S&P500 >now tanks backwards VOO literally buying the IWM bags high and selling back to IWM low. Small Cap Chads. We're winning.
I bought 5 shares of VOO today 🥰. Hoping to retire 🥰🥰🥰🥰
VOO and chill, oh wait nvm can’t even do that anymore
Future you here: please put that shit in VOO immediately and forget about it.
Hey, sir, do you have a moment to talk about our lord saviour, VOO? Have you heard the gospel of VOO? VOO forgives all sins. VOO is the way, the truth and the life.
That may be true for some but only a small percentage of people can out preform the SP500 index fund like VOO so have to wonder how much is luck. VOO has more of a built in hedge, automatically rebalances, and its the bases for the 4% retirement withdraw rate. So not only are people actively making more money in their carrier their investments in index funds out preform 95% of people who actively trade or pick individual stocks. Now if you and some others are doing well with your strategy that's great, I may even take more risk as my port grows, or become more defensive, but right now taking more risk would be really dumb as its the only way I can fuck things up.
not touching any options with this market lol, i bought 5 shares of VOO tho so call me temu warren buffet
I’m dumping it for VOO since it’s cheap right now
I think your observations are good. Position in market? Defensive. Preserve your capital. Some years that market is flat, or negative. (Mercy me, so it ain’t so!) That said, there are likely gains to be made in energy sector. However, ya shoulda been there last month. How ‘bout that LNG? Once the dust settles, that is likely to be a good long play. Asia, Europe will need a more secure, stable source of LNG . The Persian Gulf will be quagmire for years to come. The overall market will struggle and unlikely to rally until this stupid gulf war settles down. A month? A decade? Even investors that favor DCA into VOO should keep eyes open. Nothing wrong with cash or cash equivalent like SCHO. Don’t pick a bottom. That’s too hard. Pick a trend. Flat is nice. Up gently is better. For one good stock to accumulate when down. GE.
Maybe VOO and chill wasn’t the worst idea
Great time to start buying quality companies or VOO/VTI. Setup automated weekly or monthly buys.
So what got you started on this journey? Did you have a big win at the beginning? Did you have another investor that you were trying to emulate? Have you ever considered just leaving your money in an index fund like the s and p 500 or VOO?
similar isn't the definition. "substantially identical" is the definition. it basically has to be the same exact ticker. they don't even consider VOO and SPY substantially identical. someone did mention an possible exception - GOOG and GOOGL, but i'm not even sure that's true because the voting rights are different.
I’m a VOO guy. I see this drop as a rare opportunity. However I’m low on funds. Of course I could dip into the emergency fund but idk how smart that is
It’s a bit rough, my LNG stock is doing well along with ENB. Most all tech stocks have been down. I have about 20% in tech and it’s all down. WM is doing ok. My VOO has been struggling, which is 30% of my portfolio.
In hindsight, the only thing that "worked" was rolling short term treasuries. Sort of. And then came the magic day, also only known in hindsight, when you wanted to go long. Oh, to have snagged some of those December 1981 30 years that were over 14%! Inflation was high, so when looking at stock market returns for that era you want to be careful and look at real returns, not nominal. There was a spike in gold, but you had to time that one right. So realistically, when in the middle of it, nothing worked. It sucked to be invested. It sucked to be working for a living. It sucked to be feeding a family. There were three recessions between 1973 and 1982. Inflation was high. Interest rates spiked, with the 30 year fixed rate mortgage peaking at 18% in 1981. However we did not have TIPS, and they might be effective if we really do go into stagflation. But you have to trust the Trump Bureau of Labor Statistics. If I really wanted to collect downvotes in this sub I would suggest selling VOO and laddering TIPS. Which is what I have done to a degree -- moved my equity from broad index funds to funds with a value tilt, increased my bond allocation and strengthened my bond rungs between 2029 and 2034 with additional TIPS. Time will tell. What is scary is that the 1970s were marked by two things. Disruption in oil supplies and a President [Nixon] who had a puppet [Burns] as Fed Chairman. History may not repeat, but sometimes it rhymes.
Im buying so much VOO dip ill be able to retire at an average level, kangs
Im not in cash, My trading port was in oil and LNG since last year and bought CRWD when software was down. My long term port is literally 100% VOO.
Staying safe and buying VOO at this dip
Can never go wrong buying VOO, good on you.
I bought the dip but hope it wasn't too soon. 20k of VOO at open
I'm a little tilted that way too although still mostly VOO. Even that is fine, all that will recover.
VOO is down 5% form 12/26/25 as of right now just for another data point. I had not realized it was doing worse then the market
RIVN gains are just barely canceling out my VOO/VTI losses. Nothing like getting lucky on a 8%+ pop day to offset your "stable" ETF's.
VOO is cheaper in costs and SPY is tighter spreads IIRC - so traders prefer SPY, but VOO is better for buy and hold. VOO mostly slightly outperforms BRK, but the idea with BRK is the active management is supposed to protect against massive drawdown, but whether it really would is questionable. Warren has advocated strongly for VOO.
Don't listen to the peanut gallery. If you never believed in the company and your view of it easily moved by price action rather than fundamentals you shouldn't be managing money. Shift to VOO.
brk is just a slightly smoother, but slightly underperforming, equivalent of VOO these days
True, it's what stop me going into QQQ. The in-built medium-term sector rotation of VOO / SPY is a thing of beauty.
Man I feel really smart for being a complete pussy and not selling the June 500C contracts on VOO I meant to a month or two ago. But I absolutely despise having money so it's on brand.
So pump before open so I can’t buy some cheap VOO
The overlap between VOO and QQQM is real but if you’re aiming for a tech tilt it’s an option to go with (maybe think about replacing QQQ with VGT which is a dedicated tech ETF). I ran your tickers through here https://www.insightfol.io/en/portfolios/report/4a4290e855/ see if that’s the tech exposure you were looking for
Long term investor so not to worried. Bulk is in VOO VXUS
But also I’m sorry for your loss Markets are hard. 69% of you should VOO and chill
Made my first big purchase today in the 401k. 250 shares of VOO queued for market open. Will buy 250 more at 610 and another 250 if we hit 580 or lower
I was more so referring to just buying VOO, VT, QQQ, etc...
VOO is already growth/tech tilted as it is. QQQM is not tech. It is big non-financial companies. It includes Lululemon, Marriott hotels, Kraft Heinz, etc.
The Play: You keep working that 9-5, you eat the $18 avocado toast tax, and you dump every spare cent into SPY or VOO while the market is "on sale." * The Reality: You’ll be rich when you’re 65 and too old to enjoy it. Your knees will click louder than a mechanical keyboard, but hey, you'll have a nice 401k.... 😂
Just wondering out loud, what are we suppose to do? Sell all our VOO and NVDA, which we pay taxes on and then use that cash to wipe with? the market looks grim, everyone needs to sell everything? Tell me what to do coach.
This is not your thing. Just keep saving and dump it in VOO until your retirement.
I mostly got out of vxus and went to into SGOV just as the iran war started. Concerned that Chinese banks and other international stocks would drag it down. That said I'm curious when it might make sense to get back into vxus. My plan was to move more into VOO starting June. Other countries will likely have a harder time with oil.
Some people really just need an FA. At the very least could have put all your money into VOO and been up 70% over the last 5 years.
didnt read your novel but thanks and i upvoted your post anyway. anyways ill be auto-buying VOO again this Friday when i get my paycheck like i have been for the past 5 years.
Low cost index ETFs like VOO and a small portion in thematic ETF’s if you wish to spice it up. Most importantly- continue investing but just do it differently. (always manage your risk)
I have 75% of my portfolio in solid ETFs, VOO and XLK, and I swing trade 25%. I do like swing trading because I can have one foot out of the door on any position and go to cash easily.