VOO

Abject_Wish_3787

MODs we have VOO guy for ban list

Regular_Bake2133

3k is nothing when VOO is printing 41k for you though, just let the winners ride. BULL and PLTR holding you back but at least the index fund thesis is working.

Used-Air-2688

You're in a good position. Since you're just starting, I'd keep it simple. * Keep your emergency fund intact. * Make broad-market ETFs the core of your portfolio. * Don't worry too much about the overlap between VOO and big tech stocks....just avoid adding too many more individual tech names. * If you enjoy picking stocks, limit them to 10–20% of your portfolio. * If you're investing for the long term, lump sum investing has historically outperformed DCA on average, but DCA is fine if it helps you stay consistent. The most important thing isn't finding the perfect ETF.....it's investing regularly and staying diversified over time.

SPY_one_zillion

Having money is stressful when you can’t just VOO & chill

spilledonwhite

Some WSB classic favorites are at or near YTD lows.... SLV, ASTS, RKLB, BKSY, PL, ONDS, AMPX, UMAC, RCAT, etc etc etc Also mag7 are down bigly, which makes up like 40% of SP500. What does it mean and why aren't the indexes tanking, what the fuck is actually up besides chips? Fucking FedEx? FedEx and Fastenal and Micron are holding up VOO? Maybe a few healthcares?

steady_compounder

If you already feel overwhelmed, that usually means simplify, not add more tickers. QQQ would mostly double down on the same tech concentration you are already worried about. If it were me, I would stop adding individual stocks for now, keep the ones you already own, and direct new money into a broad core like VOO or VTI plus VXUS if you want international exposure.

YourChildhood5762

Basis points are the same as the expense ratio. You'll also hear it when talking about interest rates. Fifty basis points is half a percent. An expense ratio measures how much you'll pay over the course of a year to own a fund, expressed as a percentage of your investments. An expense ratio is calculated by dividing a fund's operating expenses by its net assets. For example, if you have $5,000 invested in an ETF with an expense ratio of .04%, you'll pay the fund $2 annually. The expense ratio for VOO is 0.03% VXUS is 0.05%. You have to decide for yourself what's too much. Many active and theme based ETFs range higher, like 0.20 to 0.80 and more. A very broad index may have lower returns because your money is spread out over many more companies with varying performance. But those same indexes usually have expense ratios under 0.10%. Broad indexes like VOO and VXUS are easy because they include almost everything worth considering and you don't have to think about whether a sector is going up or down. Many who have been investing for ten years or more find that they cannot pick individual stocks successfully and consistently so they go to ETFs or mutual funds.

timetraveler111

We’ve all heard the advice “VOO and chill”, but why not the levered SSO and chill? If I’m holding it in a retirement account for 20-30 years, the likelihood that the market will be down over that long of a horizon is minimal. So why not? Is me dumb?

Able-Technology-8055

Literally bro I woulda lost maybe 20-30k of that 216k and quit for life lmao. Just fucking accepted that i got lucky and VOO that shit into retirement

usa_reddit

Congrats on having the YOLO to do it. I wanted to put everything into semis but only invested 30%. Glad it worked out for you. Make sure you learn to take profits and then get setup for the long term ETFs like VOO.

NiceOwner

Could of just put 100k in qqq 100k in VOO and just relaxed lol

happy123z

What do I do with this information haha. Guess that's what we all trying to figure out. Markets, stocks and information all way faster. So invest and switch stocks/sectors/strategies faster, I guess. Or VOO and chill for some, still.

PooPooPointBoiz

Ok, but how many people just have their 401k contributions go into an SP500 ETF like SPY or VOO or whatever their 401k managing company offers? That's what mine does. How many people actually send a weekly or bi-weekly check to some hedge fund manager to put into something other than the SP500?

AnAm3rican

Congrats. Now quit, buy VOO and fuck off for 30 years before you give it all back

One-Shoe-5658

The relative valuation point is fair. Against QQQ and VOO composition MSFT does look reasonable rather than expensive. Context matters. And the Berkshire GOOG thing is genuinely ironic. Ted and Todd made that call, not Warren, but Berkshire’s name is on it either way. The old man built a machine that outlived his own rules which is either the ultimate success or the ultimate irony depending on how you look at it.

elegoomba

I’m buying it via VOO

Icy-Sheepherder-7595

True and you make valid points. I agree but when compared to QQQ and VOO P/E's it suddenly looks very cheap. Plus, Berkshire is all in on GOOG at the top now ironically, yes I know it wasn't his decision and he's out of the company now but still pretty ironic.

Hopeful-Internal-919

Over the past 15 years, VOOG still increased significantly more than VOO.

Hopeful-Internal-919

>youre not accounting for dividends Thanks for this. I just checked and VOO pays 0.6% more in dividends. Compounded over 5 years, it would account for 3.03%. So still not worth it. >past performance is not an indicator of future returns. Sure.

leomatey

True though, I have only been into investing (fuck, i doubt i'm investing, i'm gambling hard earned money), i have been up 15k and now i'm up by 3k, the mental toll it takes to me is not worth it, I will maybe weight for one pump and sit out to DCA into VOO.

Logical-Ad-1917

VOO outperformed MSFT by 49.05% in the last year and by 38.59% in the past 5 years.  I get the whole "buying the dip" mentality but it just doesn't seem like a worthwhile risk. I don't have a crystal ball so I can't confidently say that MSFT won't keep staying neutral/ go down, but there are better tech stocks than MSFT right now. 

Splenda

Yes, trade the individual stocks for index ETFs, You could split your portfolio between VOO and VXUS to get a balanced global portfolio. Or do as I do and stick with ESG ETFs to do the same (my core funds are ESGV and VSGX). Opening an IRA account is also smart at your age. Just make sure you have enough emergency reserves that you can keep your hands off the IRA money until your 60s.

BeastBuilder

Anything under 5 years is considered short term investment wise so saying over a year, and how you're checking your stocks and reacting to a single bad fortnight still leans towards you thinking short term. Leave your individual stocks where they are. You asked about diversifying away from tech so diversifying away from the US tech heavy market is a way to do this. VXUS is still a Vanguard fund so there's no extra international tax implications for you. If you're confident on US stocks growing more over time then VOO and chill, and stop checking your investments all the time so you're not panicking about a small blip in the long term journey.

waleedsadiq04

hey guys posting this in a few investing related subs I found to get more diverse answers the TLDR is I'm new to this and noticed I made the silly mistake of not diversifying enough with the current drops in tech but I don't have so much money so I'm not sure how to go from here and best spread my money context: I decided to start investing recently, mainly got inspired by spacex opening lol so I opened an account and put some money in some stuff (didn't buy spacex because I realized it's too risky this early when doing some basic research) Current financial sitution is that I work part time in college. Starting my last year in August. I make at most $10 a year probably less. I believe this means taxes aren't an issue since my income is too low still. I also have 15.5k in cash saved and currently another $1300 in stocks. Been able to save very well since I live with parents and don't need to spend much yet. Estimating how much I'll earn until I graduate and subracting tuition cost and I should have around 18k or so. I was told by parents to keep around 15k in cash that I can easily access just in case I get screwed and need it after graduating. I guess that makes sense since thats close to a year on bare mimimum survival. Either way that leaves me with 3-4k to invest 1300 of which is already there. current investments and concerns: When I started I realized what if I could invest in the s&p500 because I know that's huge and a measure of economic health. So that's where I learned about indexes and ETFs. I got a share in VOO because I learned that it's a good ETF and safe with good long term growth and built in diversification. Then I messed around and put in $20 in Nvidia just to see how things work. Then this week I saw microsoft amazon and google among others going down so I put $600 across those because I thought well its tech and these are massive companies that aren't gonna die even if they dip now. They'll go down but they'll go up a lot more later right like they always have in the past. So I have $1300 in stocks so far I noticed that I made a small mistake. Since the big tech companies are already big parts of the voo fund I have a lot of overlap. LIke basically 70% or more probably of my stuff is in tech and I really noticed it these few days which is why I'm here now. My portfolio is down $30-40 now. I'm not panicking because I know its only a few % and it'll go back up and it's not an insane amount of money but I want to diversify to prevent one thing happening in the world from dropping my entire investment value like whats happening now with the ai chips and supplies Not sure really where to go from here. I want to invest in the qqq fund for the Nasdaq 100 because it seems that would be a good spot to get some tech investments and it's probably more stable than individual tech stocks but I have so much tech already. I guess I need to look into medicine and food related stuff but buying individual stocks of companies that I'm not as familiar with feels almost like gambling and the effort to research all of them to choose with the money I have doesn't seem worth it and then what if I invest somewhere and it goes down and im cooked. So I guess going for funds dedicated to the sectors is the move right unless there are other really good stocks to invest in individually I'm confident that I can hold the money in for over a year so what I'm looking for is general advice on how and if I should adjust how my money is currrently invested and how to work with the remaining \~$1.5-2.5k I have budgeted for this so my questions are: basically should I buy more individual stocks or etfs and which ones are safe for a beginner to hold for a while that I can reliably add to over time even after I get a good paying career? Should I move my money out of the current individual stocks and funnel it into the qqq fund for nasdaq or keep what I have and just put extra in nasdaq although I worry that makes the diversification issue worse. How much should I be diversifying? I imagine at a certain point too much means the money is too spread to do any good work and obviously I'm feeling the issues of too little diversification right now a bit. Then the last thing is since I don't have much money does it make sense to dump all of it in now to give compounding more time to work or shoud I do DCA? I've been googling and looking around and I've felt a bit overwhelmed so I thought it wouldnt hurt to ask and directly talk to people about my specific situation would appreciate the help thanks

Anxious_Aspect965

VOO/QQQM/SMH/AVUV/VEA mostly.

khal_Trezho

sooo you could’ve chilled on VOO for 5 years be almost a millionaire and the retire in asia but you said no. wtf men, I am 30 and nowhere close to that money.

Syndicate_Corp

VOO YTD is 7%+ and QQQ YTD is 16.6%+. When the historical annual average for the S&P is 10%, being on track for almost 10% at the midpoint of the year would signify a bull market.

MitchCurry

Only if those earnings are repeatable over a sustained amount of time. I look more towards the FCF yield which is shockingly low. For a company with no economic moat, I'm very happy keeping my MU exposure strictly to my QQQ and VOO holdings.

AlmostAsianJim

Sold out of SaaS and bought into VOO. I’m tired fam. Use that signal as whatever that’ll fit your narrative.

Easy-End-2852

Personally I agree, basically I’m a standard VOO for life kind of guy. But I’m in this sub so I didn’t want to come down on their way of life.

skilliard7

Keep in mind that AVGO and DRAM are very correlated because both depend on the AI boom & demand for compute to justify their valuation. VOOG is also very concentrated in AI stocks, VOO is about 50% tech stocks. If your goal is to diversify, you probably want exposure outside of tech: - VXUS can give a bit of international exposure and is good. - VNQ is a good option, real estate is not very correlated to tech. - Don't be afraid of bonds. You can lock in 4-5% yields at current rates, depending of duration. You say you're a software engineer- the labor market is rough out there, lots of layoffs happening. It might make sense to put 10-20% of your portfolio in bonds just to smooth it out.

Junglebook3

The universal advise for RSUs is to sell at vest and use those funds to buy VOO or other broad market indices. You are already incredibly concentrated in the health of your company in the form of your employment, there is no reason to add to that. For example, what if we enter a multi year recession led by disappointment in the profitability of Gen AI use cases? Nothing to do with your performance, your employer performs layoffs and you lose your job, just as everybody else is also looking for a job. It takes time, and you start eating into your savings, only... your savings are in a company that just did massive layoffs, so their stock is down 30%-70%.

clingbat

I was going to buy a bunch of Intel right before it blew up but couldn't look past the 20 years of stock fail, my loss. In the end I don't give a shit though. Most of our investments are in VOO/VT like a boring risk averse loser and we keep pulling in steady gains over time.

DarkVoid42

time in the market is more important than timing the market. just buy VOO+VTI 50-50 and stop pretending to be a competent trader when you arent.

cowboynude

You’re being pedantic. Obviously “the market” could mean things other than stocks. It could refer to bonds. Or bananas. Or Fentanyl. Or the human kidney market. So yes, sure, VT does not include bonds. But it also doesn’t include crypto or gold or bananas or fentanyl. Point being, it was pretty darn obvious in the context of this conversation, OP saying VOO was the market, that I was pointing out that VT was “the market” of stocks compared to VOO. Pointing out that VT is not actually the market over VOO even though it does hold all stock in the market because it doesn’t also hold every other thing traded on planet earth is pedantic and attention seeking. Everybody knows VT only has stocks and does not invest in, say, bonds, gold, crypto, futures, commodities, etc. All you did was point out the obvious. Like if someone said a car was a Toyota and I said no, it’s a Ford. And then you clarified it was a Ford *car* as opposed to a Ford *grandfather clock*. Like dude we were obviously talking about cars, not clocks. You’re being pedantic.

Cloud2987

I buy VOO 50% (core engine) QQQM 20% (growth tilt) 10% SCHD (income + stability), 10% VXUS (world diversity), 5% IBIT (Bitcoin, speculative, and 5% SGOV (dry powder to use when markets crash). This portfolio touches a little bit of everything and still focuses on growth.

PalpateMe

Time for VOO bro

bam2350

Part of the reason the 10 have so much of the account is their returns... CAT and NVDA are crushing "the market" in this time frame. VTI and VOO are "the market"...

ATL_Gunner

Was looking for this comment before I made it. If you’re not planning on contributing over the IRA max, I can’t think of a situation the 401k would outperform a IRA. More restrictive, possibly forced out of the plan if separated with the employer, usually higher fees… just set up a brokerage IRA a buy VOO. The main advantage for 401k in that instance is it comes out of your paycheck so you’re less tempted to not make the contribution.

Ok_Ambassador_4311

How’s VOO to 750 by August looking?

Smokedj23

The expense rate for the 401k and plan manager for the funds through the company is relatively high. My point was the understand if it would be better to buy VOO or SPY direct through Roth or a regular brokerage.

jigmepalmo

Do you understand what the S&P 500 is and what target date funds are? Typical target date funds are a really great deal and managed for your life stage. They often start at 90% stocks of a broad market base (like VTI) of both domestic and international. If you want to stay more aggressive, then pick a later date. Compare VTI and VOO. Surprise, it's the same line. You will virtually have the same return if you choose one over the other. Plus with the target dates, a little bit of bonds and some international will protect you in the long run. Don't try to get smart with your retirement planning because "they don't have the s&p" when target date managers are likely a group of smart people is managing it for you.

Lazy--Expression

He is eating the glue. He could just go for bonds or VOO but he was lacking something to cry about. Calls on him having submissive kinks.

Vivid-Ad9340

Buy 1 unit of MU and 1 unit of SNDK. Then just track it. Get all your VOO but keep these 2 stocks to compare over the next year.

PhysInstrumentalist

The goal is not to time the market, the goal is to buy at the right price. Don’t follow DCA rules like “I’m going to put X amount into VOO every month”. Instead, have a quarterly budget of savings and a set of good stocks and investments. When you see any of them on a discount, allocate some of your budget to that asset. You dont know when its going to be on a discount, but thats irrelevant, as long as you have a good eye for support and resistance

semperfukya

That would’ve done nicely in VOO and chill

MICT3361

Want some advice? Dump monthly payments into VOO. Research stocks that you believe in. Companies that you use. And never touch options again. I don’t touch them.

cowboynude

VOO is not the market. VOO is a specific list of 500 American companies. VT is the market.

Formal_Future_4343

I actually "beat" VOO and that's thanks to Taiwan stocks. I guess diverting some capital out of US market is a good strategy after all.

Astronomer_Soft

You should just buy an index fund like VOO. Like most investors, you have no edge to get superior returns to the market composite.

neoikon

VOO and chill, my dudes

cforb92

Keep holding VOO, GOOGL, TSM, and VXUS

bam2350

Explain, please. What if that is 400 trades that are all purchases? Using my taxable brokerage account as an example, in the last roughly 11 years I have recorded 533 "trades", however less than 10% of them were sales. I hold 50 different tickers. 75% of the value is in only 10 tickers including VOO, VTI, MOAT, SGOV, CAT, and NVDA. My last two sales were QQQM due to the SpaceX concern and some SGOV to free up cash to invest in the Iran related dip in March. Am I investing or am I trading?

Physical_Anteater941

Buy alphabet Walmart and Amazon while they are down. At the end of July, beginning of August buy SPDR gold. No options. When SPDR become more than 5% of your portfolio hedge it into VOO S&P.   

madmeateater

Cold take: if you didn't make money off this stock (or any meme stock in general), you should not be trading. VOO and chill is the way for you.

Icy_Level4607

Yes, I recently made the shift from individual tickers to low-cost ETFs like VOO, VXUS, and AVUV. You will sleep much better at night. I know I do.

TerriblePea1709

You should not be trading. just auto buy VOO/VGT/QQQM. Or just do the Robbinhood strategy’s. You need a sponsor to approve your trades lmao

IAmTheSilent1

That's me. I bought maybe 300 shares at 60 a few years ago. Rode it up to 130 or so. Then it tanked after an earnings. I freaked out and sold at 100 or so, because me being a newbie trader, I only did VOO at that point. And I thought I did great for not coming back with a loss.

Heavy_Discussion3518

This message is for you, OP, not worried if anyone else reads. You're spot on. But. I will say, I recently felt a specific conviction about a play in the market. I am still overall weighted to index funds, but they represent less than 50% of my total portfolio now. I have strong conviction on a specific couple of sectors, and am rolling with it. So far, so good. But I have no intention of holding these forever. Once I hit LTG, I intend to largely liquidate as you have, and return to index funds. Of course the barrier is high - shifting between equities has a very real tax cost. But this is the one time so far in 15+ years with money in the market that I've really made a shift away from index towards individual equities. I'd love to liquidate now! But am confident enough my gains will hold, or increase, until I hit LTG. Make a killing, return to normal. At worst I probably come out break even due to taxes and learned a ton about the markets. At best I come out ahead 15-20% compared to holding VOO the whole time.

Theburritolyfe

Fine it's called VOO. It takes a while. I'm just gambling with a bit of pocket money for fun. I have a job for real money. It's behind Wendy's.

Dangerous_Junket_773

They make money off of transactions. So "VOO and Chill" is pretty much the exact opposite of the investor (consumer) behavior they want lmao. 

lonewolfenstein2

It's weird, when I make thousands in a day I don't really feel anything. But when I have a draw down, even though I'm in shares and I know it's temporary, it's still ruins my week. If I don't figure out how to manage the mental side of it I may just start VOO and chill. Just for the Peace of mind.

richierva

It’s 30 shares of VOO!!! I bought that this morning.

spot_market

Agreed on the complexity but I have to chime in because comments like these are misleading. Anything more diversified than VOO will underperform it in an upmarket, diversification 101. That may be okay depending on OP's plan, which is not clear. I can only assume that a 100% equity allocation means this will invested over multiple market cycles. Other than that there is a considerable tech tilt. This will hurt during down-markets but is irrelevant if you have a long investment horizon.

JohnDLG

You could add SCHD and AVUV in your preferred percentages for domestic and then use VXUS in your preferred percentage as foreign holdings. Myself I'm roughly: VOO 30% SCHD 20% AVUV 10% VXUS 30% other/individual stocks 10%

Ohlele

I told you to buy VOO but you did not listen. Now your port is deep red 

Adventurous_Raise784

Just go VOO and some international exposure

among_apes

VOO 100% if it were me

PartFragrant

sure sure..... or just put your money into VOO. For the love of everything good, just invest in VOO or mutual funds, don't chase a single stock to make bank

Hoosier2016

In part, yes. Intelligent portfolio management requires target allocations in various sleeves. If you never rebalance, you get highly concentrated in past winners and if they become losers you’ll experience more significant drawdown (which you want to avoid with my example above as you saw). However you don’t want to rebalance too often or you limit the upside on those winners. I like to rebalance annually and only if they fall outside a 25% window of my target. So if I allocate 10% to VOO, I’ll rebalance if it’s above 12.5% or below 7.5% of my total portfolio - checked once per year. It lets my winners run for a bit before I sell them to load up on some of the underperformers that I expect to bounce back at some point.

greenpride32

>Yet it keeps going down. I have held the stock for well over decade and close to two Say that again? MSFT CAGR has well outpaced SP500 in the long run. It has beat both SP500 and NAS100 over the past 20 years. You can keep chasing what's hot. Problem is you need to get in and get out at the right time to make it worthwhile - or in other words be right twice. But I can tell you the company that has increased top and bottom line sequentally YoY for some 17-18 times out of those 20 years is going to keep rising. Now I still take my shots at fast growth, but I target durable growth over potentially flash in the pans. And I can do this because I already a strong base with SPY/VOO QQQ/QQQM MSFT and the like.

TShippy

Yeah you’re regarded lil bro. Better off not buying anything and just VOO and chill

I_work_too_much

Gonna be hard explaining to the wife this morning why I liquidated $3M of VOO to buy WEN...

Downtown_Anxiety_466

This is the way! VOO and chill (or very similar). Your best investment will always be YOU! The only thing someone cannot take away from you is your knowledge. Focus on that

Dyce10x

Rotate all VOO to WEN ? Seems legit

Eazy12345678

setup ROTH IRA. invest in VOO or FXAIX. you can take out contributions if you need to just no gains

Used-Air-2688

At 34, you're not late. You still have 25–30 years until retirement, which is plenty of time. If your goal is long-term growth, I'd lean toward: * 80–100% VOO if you want simplicity * 50% VOO / 50% VGT if you're comfortable with extra tech exposure I'd skip SCHD for now unless you specifically want dividend income. At your age, total growth is usually more important than dividends. As for 100% VGT: it could outperform, but you're making a concentrated bet on tech. If tech has a rough decade, your portfolio will feel it much more than a broad-market fund. Personally, I'd rather own VOO as the core and add VGT around it than go all-in on VGT. It gives you strong tech exposure without betting your entire retirement on one sector.

Andrei95

Not bad for a reasonably diversified equity+real estate approach. Off the top of my head, I would guess there's probably a lot of correlation between VOO and VGT, as well as between AVUV, SCHD, and BRK.B. I would use a correlation matrix or, better yet, a principal components analysis to see how different they really are. Might be worth looking at swapping to a single tech/mega cap fund and swapping one of the value funds for a momentum or commodities option, maybe. I would ignore the just VOO crowd. That CAN work, but it leaves you with a lot of high correlation/sector concentration risk.

CityzenMIA

years later how are u doing bro? does ur job help u financially recover from that? im 24 and lost 60k, i have 40k left, lost this over 6 years and its like i can never escape it and continue to lose, literally gonna VOO And chill and have my gf manage my accounts lol im a gambling addict

No_Paleontologist506

The most important thing is that you setup an automatic investment and work to increase that automatic. Either VOO or VGT is fine. Stay away from SCHD, dividends are not free money. Work to max your Roth, but everyone should have at least something in taxable, VOO is fine.

SerMumble

8% Growth: VGT 34% Core: VOO 58% Defensives/Hedges: VXUS, AVUV, SCHD, BRK.B, VNQ, XLE, VWO

Due_Zookeepergame486

At this point, just VOO/VT and chill. You will be much happier. Trust me

ChokaMoka1

VOO and chill 

Various_Couple_764

With a new child not he way ai would focus on investments that can help you cover your expenses now instead of retirment. With QQQI 13% yield You cold get 1.8Ka month of additional income to hep cover your expense. The income from this fund is taxed at a lower rate than your work income so it is tax efficient. Now if you don't want all you money in one fund you could att EMO 9% yield , UTF 7% yield an. Also QQQI is a [NEOS ](http://www.neosfunds.com)fund and there are a number of good dividned funds you can use. such IWMI, IAUI. Dividnd are cats profit sharing payments made directly into your brokerage account.. You simply buy hold and collect the income once a month. now the earning from these funds may go up an down Due to market conditions and in a stock market crash it may take some time for the income to fully reocvered. The other main option you have is investing in a growth fund Like VOO. This fund has Tiny dividend which will not be useable. The only to make money with this fund it to hold it and waite for the share price to increase. And then the only way to get money from that is to sell it off. So this won't help you now but it great for retirment accounts. So I would with dividned funds you could simply collect the dividneds and hold cash in brokerage money market account for an emergency cash reserve or you could spend the income or reinvest the income for more dividned income.

Informal-Lime6396

Likely to underperform VOO. Is your goal to have some cushioning during dips? If you have a 20-30 year horizon to ride out the volatility, heavier into growth returns more.

like_shae_buttah

VOO is up 7.5% YTD I’m good

empiredude

I’d focus on amassing your first $100k in VOO, VTI or VT. I like VTI personally. Once you get there, you’ll have a good sized chunk working for you every year. I think at that point you could continue with VTI - but feel free to cross that bridge when you get there. SCHD is inefficient use of capital in my opinion. I’d avoid it.

arcanition

The short answer (from my personal experience of doing that over the past decade) is: you can, but it likely won't have a overall positive benefit on your portfolio return, and can actually hurt. Instead of trying to manually balance your portfolio by collecting individual sector ETFs (which often leads to overlapping, inefficient, or poorly optimized weightings), it is much cleaner and more effective to just buy the entire market via broad index funds. Broad index funds already contain the optimal, market-cap-weighted amount of technology, defensive stocks, and dividends automatically. That includes sectors such as "technology" (VGT). Easiest to stick to overall index funds (VOO for S&P500, VTI for broader US market, VT for even broader world market).

xlmtothemoon

these sick fucks in here would root for korea against the US in the world cup if it meant their 7 VOO shares went up the next day

SoundOff2222

Also add in VLUE, VFMF, maybe GARP. These will balance out VOO or QQQM

Straight_Ad_87

I’ve just gone full port VOO, QQQ, SCHD. Maybe I’ll circle back to shit in a year but options have been killing me. Once my MSFT call goes tits up at open, I’m out.

Legal_Peak9558

I really like the QLD pick for you, I think besides that you could just do SOXX (for semi conductor exposure) and VOO for general market (safe bet).

SterlingAdmiral

100% VOO will outperform you guaranteed.

Gom_KBull

Pussy ass VOO shareholders need to go somewhere else like wallstreetinvestingclub Did you buy index shares thinking "oh yah, im living DANGEROUSLY."

Vlisa

The day I take advice from JPM is the day I buy VOO and chill.

TheQuarrelsomeEmu

VOO!

ThouMayest69

Keep VGT because they believe in tech and want to overweight it? Doesn't VOO already have significant exposure? Everything below VGT does look redundant but I'd wonder why VGT gets to stick around. 

Corded_Chaos

Remove all below VGT and redistribute to VOO/VXUS

gameforge

Fr. VOO has "plummeted" 3.2% from ATH.

Major_Occasion_1180

people need to learn how to VOO and chill