Reddit Posts
The Anthropic IPO isn't worth it for the average retail investor and why it isn't going to make you rich.
Drop your wild/fun ETF ideas then I'll automate them
Give me the stocks you’re bag holding (down 5 to 50%) that you still believe in and don’t regret (yet…)
Advice I wish I listened to early - don’t over complicate it
hmm...it seems the market may have dipped a bit.
I love all of you. That’s why I’m making this PSA to stop what you’re doing and DCA VOO now.
Where would you invest right now? Looking for genuine advice in this market.
Never thought my first 5 figure movement would be south but here we are
The stock market will prob crash now because I bought nearly 1million usd worth of VOO with my inheritance
Boo Hoo. I bought VOO. I put my toe in at the wrong time.
23M, just started investing. Is VTI really the best strategy, or am I missing out on better growth?
$5 Every Trading Day since April, Finally at 1 Share of VOO
What's been happening with the S&P 500 these past few days?
My trading regime (What is yours?)
Best investment strategy for self controlled 401K
If SpaceX merges with Tesla, what will the consequence be for the S&P 500 index, specifically VOO?
VFQY as an alternative to VOO's tech overweighting?
Portfolio Review: 3–5 Year Horizon, Moderate Risk
The "sell employee stock purchase plan" immediately strategy. This doesn't seem logical to me based on percentages
Anyone else considering increasingly moving to short term govt paper in their tax-free accounts?
I have 11k in stock and I am 20 years old. Where do I invest?
Investing $100 a day - what would you choose besides VOO?
Investing $100 a day - what would you choose besides VOO?
For non-US investors what are non-US domiciled equivalent ETFs you buy?
Once again S&P1 seems to be the best long term strategy over the S&P500
I have been DCA’ing into VOO since 2012 and now I’m rich.
VOO Performance Lately / General Investing Approach
After playing options, my net worth is currently 30$
Isn’t concentration actually proven to win over the long term? .
Any advice from experienced investors
At what point is qqqm better than voo for young investors?
What ETFs or Index funds are y’all thinking about bidding on? I really like VOO as a long term play for myself
is this a good growth focused Roth IRA asset allocation?
Questions about my ROTH IRA fee structure / returns
Canadian who has roughly US$30k–$35k for the long term, looking to invest in the market. Unsure of the best long-term "boring" buys that my American friends can recommend. Do ya'll have any suggestions?
Help me find the next stock that will skyrocket 100-fold :)
IRA vs. Taxable Account (Keeping the money in for 20 years).
Built an agent that buys whatever WSB is talking about. It's down 19.2%. Got 3k upvotes on WSB before they deleted it.
I built an agent that buys whatever this sub is talking about. It's down 19.2%.
Does anyone avoid diversification (like me)?
ETF allocation changes due to high valuations
Strategy for entering the market with large lump sum
Strategy for entering the market with large lump sum
Weird question but like, are the majority of financial advisors just scam artists essentially?
Mag 7 already did their 100x (and more). So where does the next trillion-dollar (or multitrillion) company come from?
Gamers here, do you invest in a game company like Nintendo, Sega, etc?
Simple IRA through work and personal Roth IRA (35)
Supposing AI goes up, is AIS ETF a safe choice?
Beginner looking to make my first options trade — how would you approach this?
Mentions
Congrats! Now invest in VT/VTI/VOO. Don't gamble and throw it away
I’m BEGGING you, pay the taxes, put the remaining amount in a safe S&P 500 ETF like VOO, maybe a little dividend like SCHD, then keep trading with a TINY amount. Thats life changing money, preserve it, and just start over trading small
Congrats let me say the only thing that you deserve, Fuck you( Please throw at least 90% in VOO or some safe ETF and if you want gamble with the rest, please)
When Lambo OP?[Forget VOO, when Lambo OP?](https://youtu.be/0H4a_lHANYI?t=14)
What is the rational case for being a bear when retail investors literally buy $VOO every 2 weeks like clockwork 🤔
It’s mostly VOO and QQQ
buy some shares of VOO in fidelity and dont look at it for a year
VOO is a big winner here in that post! see you in 25! :)
many recommend VOO, and seems I should invest in... it seems it is safer for beginners
Easiest is VOO. Why try to beat the market? Odds are against you.
We are in a trading range between the highs and lows of the Nov 5th post election day bloodbath selloff. If you look at that day's candle, the indices are trying to retest that day's open which was the high of the day. Now we will likely get rejected once the indices reach that day's open. Why would this be surprising? The market has been in a trading range between the highs and lows of that selloff. Now I am just watching the price action of indices $VTI, $VOO, $VT, and $VXUS.
Believe me I've thought of bailing, especially last week, but moving to something like VTI or even VOO could take me longer to get back what I've dropped. I'll roll the dice and hope SPMO gets me back to whole in a quicker timeframe. Then I will reduce my exposure to it and move into something like VTI or VOO that will not swing so wildly. I think a 15% portfolio exposure to momentum is more reasonable than the 45% I currently have in my Roth. I am banking on AI not going away and the tech sector continuing to grow.
DCA’ing into VOO for the past 20 years has made me rich. Cheers! 🥂
Investing and reinvesting into VOO for the past 20 years has made me rich. Enjoy your day! 🥂
Let me simplify it for you since you don’t seem to understand the basics. - VOO 3 months ago: 708-714 - VOO right now: 689-696 Is that up or down?
That's also safe - for the masses. Because that VOO would hold Yahoo *and* Google. The question is: do you want to be like the masses? Or more precisely: get the same return like the masses? It's fine if you do, VOO on the long term does better than 99% of invidual investors. But we're regards. And if you want a better return than the masses, you have to do something different than the masses. Not everyone who does, succeeds. Far from it. But the ones that do are all part of the 1%.
Buying VOO for exposure on the exposure
If you below 30, all in on anything, if above 30, DCA QQQ OR VOO
If its always like this we all would be rich. The only thing im happy about is that i performed better than VOO in the last 1 month
*"Even if we assume a modest 10x growth, a retail investor investing $1000 in the IPO today would only grow to $10,000 in a few decades. Basically a drop in the bucket compared to a stable investment strategy of DCAing every month into an index fund like VOO which would grow into millions within a few decades."* VOO saw an approximately 7.82x growth over the past two decades, including reinvested dividends. Meaning by your own assumed rate of return $1k in Anthropic would beat 1k in VOO by $2180 over the proposed 20-year timeframe. Historically speaking. Which leads me to feel like asking: if you can't even get your story straight on what the returns would be, with you in effect just making up numbers based on vibes instead of even basic calculation, why should anyone listen to your analysis of Anthropic's place in the market?
Guys should my Roth IRA be 100% VOO, QQQ, or CRWV?
Nothing wrong with putting your SSI into VOO 😭
So sell, accept the loss, and put into VOO. Got it.
31,500 on 225k over 36 months isnt 4.6% a year, its closer to 8% APR once you account for the balance actually amortizing. And you dont keep 225k invested for three years, the 7,125 has to come from somewhere unless you truly have the cash sitting there. So you're levering into VOO at 8% and hoping the next three years arent 2022.
1. Jensen did nothing wrong 2. QQQ to 1000 3. Not NVDA Nah, You're full of shit. But pretty amazing being able to grab Qs at close to top $760. I don't give a shit about Jensen's wang adventures either. I'm buying VOO but if you're going to options into the Qs then just go for NVDA instead of pussying out.
It's fun because I sold all of my other stock positions and went full on NVDA today. Currently own 130 shares at $166. I have \~40% account NVDA at $166, \~40% account VOO at $520, and \~10% in cash to buy more NVDA when it goes into the 150s (if it does). This is the first time in a long time I've rotated into a play where I am not touching options. It feels truly wonderful.
is it bad that we being held up by AI? what held us up before? I think im gonna keep spamming VOO and QQQM
VOO at a 3-4% draw is pretty much guaranteed retirement. I get being risky early on but youve made it already. What more do you really want.
At that level, I would just sell all stocks, put everything in VTI/VOO/etc. and go explore the world or something.
I personally think RKLB + VOO is the best possible port
VOO and chill people finding out 10% of their port or more is tied to one man’s weiner
I’ve a friend that only invests into VOO, what do you regards think about him?
All bad news behind for 2026. CPI is cooling. Big earnings over, earnings blackout over, midterm over, Oil crashing, all semi noise over. Anthropic IPO big spike for semi & tech. $SPY $VOO $QQQ $XLK $XLF $XLC all enjoy big Santa rally till mid January. Q4-buyback \~250 Billion
Sold VOO 695 calls for a loss like a bitch, I'm actually the worst at this shit.
at 55 with an 8-10 year window i'd keep it to three funds, something like 60% VTI or VOO, 20% VXUS, 20% BND so a bad year doesn't scare him into selling. SCHD and a tech etf mostly add more of what VTI already holds tbh, so i'd skip them or keep them tiny
I finally played something right swing traded VOO over the past week perfectly.
Damn imagine if you just bought VOO
You can simplify the plan without selling everything at once. First earmark the car money and emergency reserve, then assess the remaining investments across the 401k, IRA and taxable account together. VOO and SPY track the same index, but overlap by itself isn't an urgent problem or a reason to trigger taxes. Before any taxable sales, check each lot's cost basis and holding period, not just whether the account is back to breakeven. If realizing losses, understand wash-sale rules and automatic purchases across accounts. A target allocation and directing new contributions toward it may do much of the cleanup. A tax professional can help with the actual sale consequences, especially the partnership holding.
If you want to grow your money reliably and not piss it away, put it in VOO or VTSAX. I don't know your financial situation, but Google "Panda FIRE flowchart" and follow that order of allocation. Or you could put it all on SPY 0DTE at market open. Boom or bust baby!
I'm still up on the year, so are VOO and QQQ. Maybe you just blow at this?
Imagine being down all time from trading options and you still trade options thinking you can go in the green Just buy VOO little bro
The best decision I ever made was to invest in VOO and stop checking my account every week
Well I can't exactly sell SPY calls like this guy(which is supposedly safer) cause that requires 100 fucking shares of SPY so clearly op was already balling at that point. Now I'm just gonna VOO+NVDA and chill.
wheeling far OTM CSP and CCs is not so risky and generally produces better returns than say VOO...
My tip (if you’re a stock picker). If you are scared or are feeling uncomfortable… go into an ETF like VOO or VT. If nothing crashes… you’re still invested. If the market does crash… you’ve protected yourself considerably and can rotate back into risky tech names that lost 50% to your 10%.
VOO for life also im holding all the tech. i got nothing but time on my side
My entire port is VOO, QQQ, and GOOG lol. Still have lots of dry powder left
DCA’ing in VOO for the past 20 has made me rich. Cheers! 🥂
I agree. I used to think a credit failure of some sort would tank the market, but even that wouldn’t matter… the Fed would just bail the system out. Buy VOO and SPY indefinitely.
I think it's funny when people clamor about politicians owning stocks and you see some of them are clearly doing insider trading whilst others have no idea wtf they're doing and losing to retail investors/VOO. I want to see one of those congressional hearing where a junior senator is nervously doing 0 DTE SPY trades while they argue about transgender sports, kinna like how McCain was playing a game while we were debating intervening in the Syrian Civil War [https://www.bbc.com/news/world-us-canada-23958312](https://www.bbc.com/news/world-us-canada-23958312)
Sold my VOO calls way too early lmao
God damn this rally isn't stopping, VOO moving with momentum.
Boutta sell my VOO to buy this Nvidia
It varies based on the ETF you're looking to add and its purpose. I am FIREing EOY and I plan for this to be my forever portfolio: * 27% VOO * 27% SCHD * 27% VXUS * 4% IJR * 4% IJH * 10% SPAXX I am investing in SCHD but not because of the dividend. My choices are because: 1. I don't use CRSP tracked indexes (e.g. VTI) due to seasoning rules changes for IPOs 2. VOO, while concentrated, is a solid long term choice 3. SCHD deconcentrates VOO and still grows quite well and (hopefully) will get hit less hard if/when tech bubble pops 4. IJR and IJH further deconcentrates VOO by giving mid and small cap exposure 5. VXUS diversifies me internationally 6. SPAXX is my cash buffer that I will spend from and will be my SORR protection. I don't plan to own bonds.
Reddit >50% Really bought whole lot at the peak. Was exit liquidity for the smart folks. Average $210 Just thinking of pulling the plug and reallocating to other stocks. This one really burned me. Will VOO and chill from here on.
Unsub from WSB. Max out 401k. Invest in VOO. No more gambling on individual stocks, margin, or options.
the concentration point is the real one. if semis going from 7% to 15% of VOO bothers you, equal-weighting (RSP) does more than bolting on XLV, since healthcare is too small a sleeve to offset a tech-led drawdown.
Wait you’re down a million lol you could have put into VOO and making 100k a year rn from the interest
Look into ETFs like VOO They pay back solid , some millionaires I've followed recommend that one firstly (usually) Just do some research bro. Don't be throwing around a million plus dollars willy nilly, pay attention and use your head (obviously)
I was only 25 years old. I loved Jensen so much, I watched every GTC keynote and bought every dip. I'd pray to Jensen every night before market open, thanking him for the compute I've been given. "Jensen is compute," I would say, "Jensen is life." My dad hears me and calls me a degenerate bagholder. I knew he was just jealous of my unrealized gains on OTM calls. I call him a boomer indexer. He slaps my phone out of my hand and tells me to buy VOO. I'm crying now and my portfolio is deep in the red. I lay in bed staring at after-hours futures. It's really cold. Suddenly, a thermal wave moves toward me—the humming exhaust of liquid-cooled server racks. I smell the rich scent of tailored calfskin. It's Jensen. I'm so happy. He leans in and whispers in my ear, "The more you buy, the more you save." He grabs my unlocked Robinhood account with his powerful, CUDA-accelerated hands. He opens the options chain. I spread my margin limit for Jensen. He exercises naked short straddles directly against my portfolio. It hurts so much, but I hold through the drawdown for Jensen. I can feel my buying power tearing as margin call alerts flood my notifications. I keep bidding the ask. I want to please Jensen. He roars a mighty roar as he allocates enterprise-tier Blackwell B200 clusters straight into my account. My dad walks in holding his 401(k) statement. Jensen looks him dead in the eye, zips up his leather jacket, and says, "It's all CUDA now." Jensen exits through the window into the Silicon Valley night. Jensen is compute. Jensen is life.
He'd DCA (dick-cunt-average) into the the SPY & VOO. p.s. Folks act like Jensen wouldn't have tapped non-SPY Chinese pussy if given the opportunity, lobbied to sell more NVDA chips/GPUs to China, and sold billions of NVDA hardware to Singaporean shell companies that might have routed their inventory back to China.
If I start investing and buy an S&P500 ETF like VOO or the fidelity equivalent, I understand that dividends get paid out every so often. If I have these automatically reinvested then do I still have to pay estimated quarterly taxes on this amount or only when I sell? I'd like to be able to invest in the S&P500 but not have it cost me money on an ongoing basis just to have the investment. Thanks.
Should have known I’m way too stupid to not VOO and chill
SPY, QQQ, VOO. They all getting smashed Monday
5 years ago I was invested in VTI, VEA, and VOO only with one small position in GOOG and on my way to financial freedom. Now I'm leveraged to hell, selling covered calls and puts, with my only motivation to piss off smug Bogleheads.
Not sure why I ever joined WSB I was VOO & chilling with a little bit in ai stocks that went up like crazy. Was at 745k as a self made regard who was investing passively After getting fascinated by WSB : -300k and full ported into semis. I can’t sell now..
Good thing I just VOO and chill
You also have to calculate how much you would be earning if you had just stuck it in $VOO so you actually lost more.
I was only 25 years old. I loved Jensen so much, I watched every GTC keynote and bought every dip. I'd pray to Jensen every night before market open, thanking him for the compute I've been given. "Jensen is compute," I would say, "Jensen is life." My dad hears me and calls me a degenerate bagholder. I knew he was just jealous of my unrealized gains on OTM calls. I call him a boomer indexer. He slaps my phone out of my hand and tells me to buy VOO. I'm crying now and my portfolio is deep in the red. I lay in bed staring at after-hours futures. It's really cold. Suddenly, a thermal wave moves toward me—the humming exhaust of liquid-cooled server racks. I smell the rich scent of tailored calfskin. It's Jensen. I'm so happy. He leans in and whispers in my ear, "The more you buy, the more you save." He grabs my unlocked Robinhood account with his powerful, CUDA-accelerated hands. He opens the options chain. I spread my margin limit for Jensen. He exercises naked short straddles directly against my portfolio. It hurts so much, but I hold through the drawdown for Jensen. I can feel my buying power tearing as margin call alerts flood my notifications. I keep bidding the ask. I want to please Jensen. He roars a mighty roar as he allocates enterprise-tier Blackwell B200 clusters straight into my account. My dad walks in holding his 401(k) statement. Jensen looks him dead in the eye, zips up his leather jacket, and says, "It's all CUDA now." Jensen exits through the window into the Silicon Valley night. Jensen is compute. Jensen is life.
If you want dividends then yes you should invest in dividend tickers. If you want high yield then invest in high yield. Dividend tickers are not "good to have" over anything else, unless you want dividends. I am retired and I enjoy some of the perks of dividends, so for me they are good. If you are young and you are just trying to grow your net worth then the only thing dividends get you is the ability to reinvest into other tickers at regular intervals without caring if the original investment is currently down. That's not a huge gain. There are a few good dividend tickers that actually outperform, such as SCHD or OVL. But even those have different purposes. SCHD is good for investing early and for a long time, so that by the time you do want dividends your yield is high, with a solid growth ticker. OVL on the other hand is more like you want dividends right now and you want the underlying to be VOO. So very long story short, unless you have a need for dividends NOW, avoid anything higher than about 5% yield. If you intend on retiring in the next 10 or 20 years you can start adding dividend growth tickers such as SCHD. Otherwise, stick to growth.
Up 500k and only 3%? If that's true man, just buy the VOO and chill for the rest of your life lmao. No need to trade if that's 3%
I feel like VUG and VOO would overlap a lot
get rid of the clutter funds bro lmao |Keep|| |:-|:-| |VOO|Core U.S. equity exposure| |VXUS or equivalent|International developed + emerging| |FBGRX (or VUG/SCHG if you don't want to give away 0.61% annually in management fees, regardless of whether the fund is up or down).|Optional active growth overweight| |PDBC (any cheaper fee version of this if you feel like you need it?)|Optional commodity diversification|
VOO bc i dont have trust anymore
When you say index funds are you talking SPX/SPY/QQQ options or shares in SPY/VOO and other various S&P ETFs? Because that is what I did and made jack shit given all the volatility.
Over 90% of funds don't even beat holding spy... You can sink years of research studying how to be consistently profitable trading options, assuming you have an advanced degree in mathematics to understand it all, and still make less money than someone who's never heard of options and just buys VOO.
I'm just upping my weekly purchase of VOO.
NANC greatly outperformed the performance of VOO in the last 5 years. NANC is up 92%. VOO is only up like 57%. Don't doubt Nancy.
VOO has a lower expense ratio than SPY. VTI includes small caps and mid caps and doesn’t just track the S&P 500 so that’s up to what you want to expose yourself to. QQQ tracks the nasdaq and not the S&P.
The tax part is the bit most people skip over, and honestly its the real lesson here. Selling your winners to buy the index just trades one problem for another, becuase now Uncle Sam gets his cut up front and that money stops compounding for you. If I were in your shoes I'd keep the winners that still earn their place and just point all new money at VOO instead. What made you decide to sell everything at once rather than let it drift over a few years?
VTI or VOO. Same answer every time.
Why not expect it? You should expect things to possibly go against you and plan for that. Sorry for your loss, but it doesn’t look like you were invest in VOO
I was only 25 years old. I loved Jensen so much, I watched every GTC keynote and bought every dip. I'd pray to Jensen every night before market open, thanking him for the compute I've been given. "Jensen is compute," I would say, "Jensen is life." My dad hears me and calls me a degenerate bagholder. I knew he was just jealous of my unrealized gains on out-of-the-money calls. I call him a boomer indexer. He slaps my phone out of my hand and tells me to buy VOO. I'm crying now and my portfolio is deep in the red. I lay in bed staring at after-hours futures. It's really cold. Suddenly, a thermal wave moves toward me—the humming exhaust of liquid-cooled server racks. I smell the rich scent of tailored calfskin. It's Jensen. I'm so happy. He leans in and whispers in my ear, *"The more you buy, the more you save."* He grabs my unlocked Robinhood account with his powerful, CUDA-accelerated hands. He opens the options chain. I spread my margin limit for Jensen. He exercises naked short straddles directly against my portfolio. It hurts so much, but I hold through the drawdown for Jensen. I can feel my buying power tearing as margin call alerts flood my notifications. I keep bidding the ask. I want to please Jensen. He roars a mighty roar as he allocates enterprise-tier Blackwell B200 clusters straight into my account. My dad walks in holding his 401(k) statement. Jensen looks him dead in the eye, zips up his leather jacket, and says, *"It's all CUDA now."* Jensen exits through the window into the Silicon Valley night. Jensen is compute. Jensen is life.
I put $100 weekly in to VOO. This week, I put an extra $200 in because I had some extra money after bills were paid. I’m not dumping my emergency fund or going crazy, but if has some extra money or want to tap into my fun/spending budget, I don’t hesitate. Those magic the gathering cards are gonna be there next month.
Robinhood is very easy to understand/get started and VOO is probably best for set it and forget it
Well while there might not be an app to put your money in and just leave it but with investing having a long term outlook is the best way to start! There are several ways you can go about it and we believe investing is one industry you can truly learn through reading. Build a competency in a specific topic or industry and learn as much as you can about how it works. Then narrow it down to the companies that have the largest impact and the most innovation to be relevant over 5-10 years and begin evaluating them with that lens. A few ways to start are reading the intelligent investor or warren buffet’s annual letters or even the undercover economist and such books to get you a good foundation. Some brokerages to begin with are interactive brokers for ease of use and their UI being easy to understand and set up others are Charles Schwab or Robinhood even. However regarding a set it and forget it, that is more along the lines of a broad market ETF tracker of the S&P 500 for example, especially if you don’t have a conviction or a mix of some like VOO or QQQ. Remember investments are safe for the long term but unsafe for the short term due to volatility which gets diluted the longer you are in it by virtue of long term advancements and growth. These give you exposure to all sectors and the largest companies rebalanced by many many eyes on the market. To help everyday investors in situations exactly like this we built a platform, PortfolioBuilder to provide everyday investors access to institutional style analysis to make better and more informed decisions when constructing portfolios. Stress Test and Analyse the portfolio through the various features as well! Try us out @ceparcs.com. This helps you build a portfolio from scratch or analyse one you may already have. GuestMode gives you a great insight to the platform and is accessible with no sign ups. PortfolioBuilder helps you build a risk aware portfolio with an aim to consistently compound capital while PortfolioGenie helps you analyse it and gives you insights into your portfolio with potential alternatives that might adhere to your risk tolerance and growth goals better. There is a Free and Premium version to it. Have a look and would love to hear your feedback if the platform was able to help you in your journey!
Based on how many people are asking how this works, this post basically ended up working as an ad, inviting a bunch of potential degenerates to start gambling. This is WSB. You’ll see one winner for every ten losers, and I’m one of them. You don’t need to understand this. Just don’t get into it. Buy VOO and chill. https://preview.redd.it/3v9qxg3ev70i1.jpeg?width=1206&format=pjpg&auto=webp&s=b2b2ec1d352f66659c80dec017f7e9caa9fe28d9
If you sell all positions that have been opened within the prior 30 days before selling and do not re-buy a new position for 30 days after selling, there is no wash sale. For example, you buy shares of VTI on 9/20, 10/15, and 11/1 and then you decide to sell on 11/5 because the market is down. You avoid a wash sale if you sell all shares of VTI purchased on 10/15 and 11/1 and do not rebuy until 12/5 (or buy VOO on 11/5 to avoid the substantially identical rule).