Reddit Posts
I took a closer look at this portfolio and found quite a bit of overlap
I built an index of 198 Pokémon cards and ran it against the S&P 500 for a year. Cardboard won, until you try to sell it.
I built an index of 198 Pokémon cards and ran it against the S&P 500 for a year.
I built an index of 198 Pokémon cards and ran it against the S&P 500 for a year.
The Anthropic IPO isn't worth it for the average retail investor and why it isn't going to make you rich.
Drop your wild/fun ETF ideas then I'll automate them
Give me the stocks you’re bag holding (down 5 to 50%) that you still believe in and don’t regret (yet…)
Advice I wish I listened to early - don’t over complicate it
hmm...it seems the market may have dipped a bit.
I love all of you. That’s why I’m making this PSA to stop what you’re doing and DCA VOO now.
Where would you invest right now? Looking for genuine advice in this market.
Never thought my first 5 figure movement would be south but here we are
The stock market will prob crash now because I bought nearly 1million usd worth of VOO with my inheritance
Boo Hoo. I bought VOO. I put my toe in at the wrong time.
23M, just started investing. Is VTI really the best strategy, or am I missing out on better growth?
$5 Every Trading Day since April, Finally at 1 Share of VOO
What's been happening with the S&P 500 these past few days?
My trading regime (What is yours?)
Best investment strategy for self controlled 401K
If SpaceX merges with Tesla, what will the consequence be for the S&P 500 index, specifically VOO?
VFQY as an alternative to VOO's tech overweighting?
Portfolio Review: 3–5 Year Horizon, Moderate Risk
The "sell employee stock purchase plan" immediately strategy. This doesn't seem logical to me based on percentages
Anyone else considering increasingly moving to short term govt paper in their tax-free accounts?
I have 11k in stock and I am 20 years old. Where do I invest?
Investing $100 a day - what would you choose besides VOO?
Investing $100 a day - what would you choose besides VOO?
For non-US investors what are non-US domiciled equivalent ETFs you buy?
Once again S&P1 seems to be the best long term strategy over the S&P500
I have been DCA’ing into VOO since 2012 and now I’m rich.
VOO Performance Lately / General Investing Approach
After playing options, my net worth is currently 30$
Isn’t concentration actually proven to win over the long term? .
Any advice from experienced investors
At what point is qqqm better than voo for young investors?
What ETFs or Index funds are y’all thinking about bidding on? I really like VOO as a long term play for myself
is this a good growth focused Roth IRA asset allocation?
Questions about my ROTH IRA fee structure / returns
Canadian who has roughly US$30k–$35k for the long term, looking to invest in the market. Unsure of the best long-term "boring" buys that my American friends can recommend. Do ya'll have any suggestions?
Help me find the next stock that will skyrocket 100-fold :)
IRA vs. Taxable Account (Keeping the money in for 20 years).
Built an agent that buys whatever WSB is talking about. It's down 19.2%. Got 3k upvotes on WSB before they deleted it.
I built an agent that buys whatever this sub is talking about. It's down 19.2%.
Does anyone avoid diversification (like me)?
ETF allocation changes due to high valuations
Strategy for entering the market with large lump sum
Strategy for entering the market with large lump sum
Weird question but like, are the majority of financial advisors just scam artists essentially?
Mag 7 already did their 100x (and more). So where does the next trillion-dollar (or multitrillion) company come from?
Gamers here, do you invest in a game company like Nintendo, Sega, etc?
Mentions
VOO and chill. Run it through AI models seeing how it would’ve performed all throughout history and even a risk averse person should be ok with it.
My friend invests into real estate and VOO, should I teach him about r/wsb?
first, SPY and VOO are essentially the same (although they have different fees). in percentages, you have about 72 VOO 15 SCHG 13 VT. we can run this in portfolio visualizer and find it is not much different than 87 VOO 13 VT in terms of IT and communications concentraton. conclusion: do nothing.
So invest in VOO or SPYM. Are you allowed to invest in those while in Japan?
If you're considering SPYI specifically, then wait and only sell/convert when you're sure you're going to make the move; after you've got your new remote jobs and are sure you're going to do this and have an exact number on how much money you'll actually want as income from your portfolio. SPYI is just the S&P 500 with covered call options, so it has the exact same downside risk as VOO but less price appreciation opportunity.
Bought the VOO dip at 672. Good move?
If you need cash; sell stocks. Dividends are just a forced sale. A dividend is a tax drag and a performance drag. You’ll have more money, and more money to sell, by focusing on total return. Dividends haven’t been a useful investing tool for over a decade so I’m really not sure why you think this is a good idea. Ben Felix has videos on this or you can read Miller & Modigliani dividend irrelevance theory. Also, you own VTI and VOO? That’s redundant. And “Growth” doesn’t mean something makes your portfolio grow. What exactly do your portfolios look like?
We're both broke college students. He spent 4.6 Gs on the trade. I even pulled out of the VOO because I'm too scared of the bubble popping.
I mean do some research. I think VOO is pretty risk averse. There are etfs that literally do the whole stock market. I’m pretty sure you could make more from CDs or T bills as well. I’m in my late 20s as well and recently had a lot of my net worth in HYSA’s. It’s nice, \~4% and liquid. I also max out my ROTH, HSA, and then company match plus extra on my 401k. So I feel like we have similar mentalities here in terms of saving. My perspective changed because honestly at our age, losing money isn’t the end of the world, adding marginally more risk but a lot more compounding is a risk worth taking. And we’re looking at a 30+ year outlook where historically, at any period, I’m pretty sure the s&p 500 beats out an annual increase of 4%. If you can’t get past investing in the market there, I’d atleast look into dividend stocks and see if there are any high dividend stocks that you can continue to reinvest your money into.
Your risk aversion will cost you $millions if you don’t start investing now. Heck, it already has. Open a brokerage account and buy something called “VOO”. Keep buying it forever, and you will be rich.
I’d say it’s riskier to not invest. My E\*Trade says I invested $90K and it’s now worth $304K. I started investing in 2016? I’m not sure. I haven’t always made the best decisions and this isn’t including what I’ve cashed out on. Both wins and losses. But I wouldn’t have made that a cursory search says it would be worth about $111K since 2016. And that’s assuming I dumped it all in in 2016. Which isn’t what happened. Granted I got the benefit of AMZN and GOOGL popping off since 2016. But still. I didn’t make much in 2015. Prob $37K a year. I still don’t make a lot. $89K? Only way I have $600K is from investing. I’m not bragging bc I have way less than many people. But I always tell people to invest. Be safe and just VOO if you want. Keep an emergency fund. But invest.
if you were in your 60-70s and retired then it would be ok. But in your 20s it has a serious opportunity cost. So unless you are planning to buy a house in the next couple years that money should be in the market. Based on what you said I'd suggest keepingno more than 3-6 months worth of expenses (or no more than 50k) in the HYSA andput the rest in something like VOO Just to put some numbers to it: The top HYSA rates right now are earning about 4%. So on 250k you will make about 10k this year. That same money sitting in VOO would have made 10% so far this year. So 25K. That is more than double. Do that math for the next 20, 30,, 40 years or more and you are giving up potemtially a million dollars or more by simply being stubborn and scared. Plus HYSAs are variable rates so when rates go back down, so will your returns.. And while the market does bounce up and down form day to day and month to month it trends up over time which is defintely not the case for HYSAs.
My fiancée is the same, I’m trying to convince her to invest her cash in broad market funds outside of just her retirement accounts. Pick a broad market fund like VOO and maintain your HYSA at a level you prefer
When we see you tomorrow-make the best brag post of all time (just a suggestion but please follow exactly and you will thank me later in life or likely immediately). Buy VOO, VXUS, and JEPI for some income or SCHD if you don’t like covered calls. Do this with all except what you need for taxes. You now have a portfolio that provides growth and income for the rest of your life. If you feel tempted to gamble again save up 6k from the portfolios income and try it again (this is optional). Set yourself up now bro, you win. Don’t listen to any idiot trying to te you to turn it into 10 million +. Congrats. Follow the above steps and avoid the psychological pain of continuing down this road. Nice job.
Money for 6 months' costs in an emergency fund, money you might need over 5 years in an HYSA, anything longer than that you can put into a low-cost index for the long term like the S&P or VOO. Congrats on your financial well-being and excellent income.
Dollar cost average. Put $500 in VOO a week on auto investing. If thats too much do $250 (would take 13 years to put it all in). Just start you wont miss the $ or regret starting now.
What is it with commie losers being in investing subs Just put your $20 in VOO and move along
The S&P is up almost 250% in the last 10 years. You would have a lot more than $250K if you’d just been putting it in VOO or something similar.
VOO and don't look at it for 10 years
Actually no exposure except VOO and equal-weight RSP. I'm just stuck on the boat with everyone else.
\>but seriously what inside your mind was telling you to take risky bets at that net worth instead of VOO and chill? https://preview.redd.it/mk24b1ws591i1.png?width=543&format=png&auto=webp&s=1f7a1c76e9df3a6e05d5b322be04e552e6d0d16e
I’ve never had anywhere close to that money but seriously what inside your mind was telling you to take risky bets at that net worth instead of VOO and chill? Where your cash would essentially double every 7 or so years?
hes not a part of nvidia anymore, who cares. this is the stock market community bro not the billionaire pop culture group lol. sorry you never got into nvidia and want it to crash. just buy VOO you not made for this
I got 69k liquid boys, am I throwing it into NVDA, LUNR or VOO
Just traded $25k worth of VOO for NVDA in my 401k.
My only regret is that I didn't dump my full cash position into VOO when it was sub 680. Congrats to all dip buyers.
Buy VOO and get back to work lil bro
I don't know how people manage to follow all these rollercoaster news and don't just own VOO
VOO no likey. Dumping hard premarket
Equal weighted S&P looking better than SPY and VOO rn
1m is nice but the goal is 10m+. Don’t lose what you have along the way. Assuming VOO continues to perform at historic levels, if you 100% into that you will hit 10m in 17yrs. Selling covered calls is also pretty nice and safe profit depending on what it’s in.
DCA’ing into VOO for 20 years has made me rich. Never try to catch a falling knife. Cheers! 🥂
Hello! Any advice for someone on the younger side? I’m 19 in college and do some small investing using the SOFI app. Just trying to make sure I invest long term safely. Biggest risks I’ve taken are putting a little money into the current nvidia dip, and did some early investing into the company behind gta 6 (which is actually paying off nicely) Currently I try to put money into VOO when I can, and have a little in QQQM. I’m not sure if it’s worth continuing with QQQM.
I'm unfamiliar with IBKR but they appear to be an online brokerage that also offers active management. Use whatever brokerage you like for that account (note you should typically fill the brokerage "cup" AFTER you've hit your annual 401k and IRA contribution limits). HOWEVER: Regardless of which brokerage you use--never, ever pay ANYONE to actively manage your funds and select your stocks and index funds. You will ultimately be paying someone tens or hundreds of thousands of dollars to LOSE money relative to what you would have had if you had just left it in a low-fee, broad, market-tracking index fund like VOO or VT. If you ever win the lottery or come into a large inheritance or need some advice about how to structure your tax-planning in retirement, paying a few hundred bucks for a no-fee fiduciary advisor can make sense. But as you build your nest egg, simply follow the Boglehead principles and you'll come out ahead of the advisor who wants to buy a summer cottage with the fees he took from his clients he lost money for. 98% of actively-managed funds lose to the market as a whole. Why pay for those odds?
Just put it into VOO and go to sleep.
Tomorrow semi crash day, software spike day $QQQ $SPY $VOO
NVDA is about 8% of SPY/VOO Major dump tomorrow fuck this guy
HOLY SHIT. I fucking dumped all my VOO today and bought NVIDA. $35k worth, at 11am, cuz obviously NVDA was on sale and would bounce back. At 11:26 AM I said fuck this I'm scared, I'm out and sold it. SO glad I did that. Paper hand saved my ass hahaha.
I was thinking about unloading more of it but held on until the new year to reset the taxes so that sucks. But earlier in the year I reduced my NVA from 950 shares to 350, so still happy I did that (still have a lot of stuff like VOO and FTEC where NVDA is a major component though).
It's consistently the #1-2 market cap, so everyone holding VOO/VTI/pretty much any US stock fund is holding the bag too
VOO AND CHILL PEOPLE FINDING OUT 10% OF THEIR MONEY TIED TO ONE CHINESE MAN’S WIENER….. again.
now please switch to VOO and never look back
Thank you for that. I’ll read more on it. I have cash to invest in and have ETFS’ like VOO I need to read up on other ones and what options are lmao
please, just put the money into SPYI, VOO, VWCE, whatever and never ever gamble it or buy any options anymore.
That line is definition of "stonks up" 😂 Please, park at least half in VOO and chill. I know you're still gonna be a degenerate. At least you're playing with house money now.
I put $110,000 in O realty. $240,000 in SCHD and 185,000 into VOO. I also set aside $200,000 into my US Bank Platinum business money market account earning 3.8% interest annually.
You can literally retire on this. Pay your 300k in taxes and invest the rest in VOO.
https://preview.redd.it/tgfc1pohi11i1.png?width=493&format=png&auto=webp&s=06002bde3b72c1917549e1883709e264ffea71b7 tbf it has been dropping for years, VOO etc stealing the cherry
Congrats! Now invest in VT/VTI/VOO. Don't gamble and throw it away
I’m BEGGING you, pay the taxes, put the remaining amount in a safe S&P 500 ETF like VOO, maybe a little dividend like SCHD, then keep trading with a TINY amount. Thats life changing money, preserve it, and just start over trading small
Congrats let me say the only thing that you deserve, Fuck you( Please throw at least 90% in VOO or some safe ETF and if you want gamble with the rest, please)
When Lambo OP?[Forget VOO, when Lambo OP?](https://youtu.be/0H4a_lHANYI?t=14)
What is the rational case for being a bear when retail investors literally buy $VOO every 2 weeks like clockwork 🤔
It’s mostly VOO and QQQ
buy some shares of VOO in fidelity and dont look at it for a year
VOO is a big winner here in that post! see you in 25! :)
many recommend VOO, and seems I should invest in... it seems it is safer for beginners
Easiest is VOO. Why try to beat the market? Odds are against you.
We are in a trading range between the highs and lows of the Nov 5th post election day bloodbath selloff. If you look at that day's candle, the indices are trying to retest that day's open which was the high of the day. Now we will likely get rejected once the indices reach that day's open. Why would this be surprising? The market has been in a trading range between the highs and lows of that selloff. Now I am just watching the price action of indices $VTI, $VOO, $VT, and $VXUS.
Believe me I've thought of bailing, especially last week, but moving to something like VTI or even VOO could take me longer to get back what I've dropped. I'll roll the dice and hope SPMO gets me back to whole in a quicker timeframe. Then I will reduce my exposure to it and move into something like VTI or VOO that will not swing so wildly. I think a 15% portfolio exposure to momentum is more reasonable than the 45% I currently have in my Roth. I am banking on AI not going away and the tech sector continuing to grow.
DCA’ing into VOO for the past 20 years has made me rich. Cheers! 🥂
Investing and reinvesting into VOO for the past 20 years has made me rich. Enjoy your day! 🥂
Let me simplify it for you since you don’t seem to understand the basics. - VOO 3 months ago: 708-714 - VOO right now: 689-696 Is that up or down?
That's also safe - for the masses. Because that VOO would hold Yahoo *and* Google. The question is: do you want to be like the masses? Or more precisely: get the same return like the masses? It's fine if you do, VOO on the long term does better than 99% of invidual investors. But we're regards. And if you want a better return than the masses, you have to do something different than the masses. Not everyone who does, succeeds. Far from it. But the ones that do are all part of the 1%.
Buying VOO for exposure on the exposure
If you below 30, all in on anything, if above 30, DCA QQQ OR VOO
If its always like this we all would be rich. The only thing im happy about is that i performed better than VOO in the last 1 month
*"Even if we assume a modest 10x growth, a retail investor investing $1000 in the IPO today would only grow to $10,000 in a few decades. Basically a drop in the bucket compared to a stable investment strategy of DCAing every month into an index fund like VOO which would grow into millions within a few decades."* VOO saw an approximately 7.82x growth over the past two decades, including reinvested dividends. Meaning by your own assumed rate of return $1k in Anthropic would beat 1k in VOO by $2180 over the proposed 20-year timeframe. Historically speaking. Which leads me to feel like asking: if you can't even get your story straight on what the returns would be, with you in effect just making up numbers based on vibes instead of even basic calculation, why should anyone listen to your analysis of Anthropic's place in the market?
Guys should my Roth IRA be 100% VOO, QQQ, or CRWV?
Nothing wrong with putting your SSI into VOO 😭
So sell, accept the loss, and put into VOO. Got it.
31,500 on 225k over 36 months isnt 4.6% a year, its closer to 8% APR once you account for the balance actually amortizing. And you dont keep 225k invested for three years, the 7,125 has to come from somewhere unless you truly have the cash sitting there. So you're levering into VOO at 8% and hoping the next three years arent 2022.
1. Jensen did nothing wrong 2. QQQ to 1000 3. Not NVDA Nah, You're full of shit. But pretty amazing being able to grab Qs at close to top $760. I don't give a shit about Jensen's wang adventures either. I'm buying VOO but if you're going to options into the Qs then just go for NVDA instead of pussying out.
It's fun because I sold all of my other stock positions and went full on NVDA today. Currently own 130 shares at $166. I have \~40% account NVDA at $166, \~40% account VOO at $520, and \~10% in cash to buy more NVDA when it goes into the 150s (if it does). This is the first time in a long time I've rotated into a play where I am not touching options. It feels truly wonderful.
is it bad that we being held up by AI? what held us up before? I think im gonna keep spamming VOO and QQQM
VOO at a 3-4% draw is pretty much guaranteed retirement. I get being risky early on but youve made it already. What more do you really want.
At that level, I would just sell all stocks, put everything in VTI/VOO/etc. and go explore the world or something.
I personally think RKLB + VOO is the best possible port
VOO and chill people finding out 10% of their port or more is tied to one man’s weiner
I’ve a friend that only invests into VOO, what do you regards think about him?
All bad news behind for 2026. CPI is cooling. Big earnings over, earnings blackout over, midterm over, Oil crashing, all semi noise over. Anthropic IPO big spike for semi & tech. $SPY $VOO $QQQ $XLK $XLF $XLC all enjoy big Santa rally till mid January. Q4-buyback \~250 Billion
Sold VOO 695 calls for a loss like a bitch, I'm actually the worst at this shit.
at 55 with an 8-10 year window i'd keep it to three funds, something like 60% VTI or VOO, 20% VXUS, 20% BND so a bad year doesn't scare him into selling. SCHD and a tech etf mostly add more of what VTI already holds tbh, so i'd skip them or keep them tiny
I finally played something right swing traded VOO over the past week perfectly.
Damn imagine if you just bought VOO
You can simplify the plan without selling everything at once. First earmark the car money and emergency reserve, then assess the remaining investments across the 401k, IRA and taxable account together. VOO and SPY track the same index, but overlap by itself isn't an urgent problem or a reason to trigger taxes. Before any taxable sales, check each lot's cost basis and holding period, not just whether the account is back to breakeven. If realizing losses, understand wash-sale rules and automatic purchases across accounts. A target allocation and directing new contributions toward it may do much of the cleanup. A tax professional can help with the actual sale consequences, especially the partnership holding.
If you want to grow your money reliably and not piss it away, put it in VOO or VTSAX. I don't know your financial situation, but Google "Panda FIRE flowchart" and follow that order of allocation. Or you could put it all on SPY 0DTE at market open. Boom or bust baby!
I'm still up on the year, so are VOO and QQQ. Maybe you just blow at this?
Imagine being down all time from trading options and you still trade options thinking you can go in the green Just buy VOO little bro
The best decision I ever made was to invest in VOO and stop checking my account every week
Well I can't exactly sell SPY calls like this guy(which is supposedly safer) cause that requires 100 fucking shares of SPY so clearly op was already balling at that point. Now I'm just gonna VOO+NVDA and chill.