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I’m looking to add another stock or two to my portfolio, any recommendations?
[Discussion] How will AI and Large Language Models affect retail trading and investing?
[Discussion] How will AI and Large Language Models Impact Trading and Investing?
Would it be a bad idea investing in the same investments in a Roth IRA and a regular brokerage account?
Is it ok to never have bonds if you start investing early?
Anything I should know about investing in Vanguard ETFs on Fidelity?
What would you all recommend for second year of IRA?
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
I hit $100,000 in Broad Market Index Funds (mostly VOO and VTI) this Jan
QQQ or VOO which one will you choose ?
Question about ETFs: What happens if the provider goes under as a business?
Wife's IRA has positions in high-expense ratio funds. Sell and buy VOO?
i want to start investing and i don't know where to begin
Looking to invest savings in VTX and VOO. What should I invest more in.
After watching Nvda go up up and up some more, i dove in at 600 a share. 🤔😳
What stock/suggestion have you gotten from this sub that actually WORKED?
As a whole this sub is overly negative on taking profits and building a cash position
What to do with $300,000 just sitting in my checking account?
What stocks(s) did y’all buy recently and when was it?
100% stocks is not universally good advice. Stock market indexes are not always the right benchmark for your performance.
Is FZIPX same as AVUV? Looking for Low ER small cap ETF
Is putting $50 into VOO every 2 weeks (for the next 20 years) a good or bad idea?
What index fund do I pick for my Roth IRA?
12m Emergency : 100% CD/Tbills vs ~25-75% VOO & rest in CD/Tbills?
Is it normal for the index funds to be weighted this heavily by mega caps?
Where to invest 10k leveraged from CC cash advance (5% fee)?
As a non-US resident is it worth getting Ireland-domiciled ETFs?
Advice for a 27 year old trying to leave the nest?????
Any advantage to buying VOO through Vanguard rather than Schwab?
What are y'all's plays on tomorrow's CPI news? Any calls being made?
Looking for long-term investment suggestions, 30yo • $1-2k / mo.
What is the difference between some EFTs like Vanguard S&P 500?
Mentions
You know if SPY ends up down 1% today, that’s okay. It was up like 3% last week. What’s not okay, is the stocks I’m in (NVDA and NVDA proximity) not pump with the broader market last week, but the second the broader market is red, they all dump 5-6%. I’m about to buy VOO and head to r/investing, this some bullshit.
Since you are young, you can spread the cash into VOO,QQQ and SMH equal parts and every month DCA in the same ratio.
I feel the US political system is less stable than I would like and US debt is getting out of hand. As such I moved an additional 5% of my portfolio from VOO to VXUS as a small move away from US equity.
True,Crypto is pure gambling. OP must understand and go for Index ETFs like VOO, QQQ, SMH or combination of these etfs.
Guys so if we all just buy VOO, instead of 0DTE’s, we can prop up the market 🤓. Then SPY will be 850 by Jan 1
I would max out your 401(k) and HSA contribution and invest in low cost funds (such is VOO and or similar instruments) given your age. I would also increase the amount in your HYSA. Stuff happens like an auto accident and you may need to the get a new car (that can drain your HYSA fast). If you have any debt or carry credit card balances month to month, I would not do that and pay those things off. But overall you are doing ok.
I’m not sure. Over the last 5 years, there is a 60-70ish% underperformance of IXUS compared to VOO. Over 10 years there is a 200% difference in cumulative returns between IXUS and VOO. It’s a huge difference. From a psychological perspective when things were shitting the bed in march/april, it was nice to have one part of the portfolio net even YTD or slightly up compared to the US market. It’s also hard to pinpoint the exact moment of regime change. I do see several compelling arguments for holding ex US assets (US AI bubble, US tariff, labor, fiscal, and monetary policy, cheaper valuations elsewhere, etc).
Yea they're both so low it's nearly indistinguishable, but money is money. Hold VOO
So-so correlated with an even weaker causation. Look at how many tips you see on "VOO and chill" - a lot of people are doing that, regardless of earnings. Money is there, it has to go somewhere, SP500 has a great track long term record, so it must continue. Earnings yield of VOO is right now significantly below treasuries, risk far higher, and people still buy equities. Then there are outliers like TSLA and memestocks, which are not touched by earnings. I am not saying VOO is as bad as gold/bitcoin, riding purely on self-reinforcing momentum -- but earning independant demand is definitely a factor.
I hit 7 figures in personal account this year. Do I “go big or go home” and try for the 3-5x from here, or play it safe VOO /r/investing style so I can help my kids with home down payments in 20 years
Given the delayed employment and jobs reports this month, isn't the game plan to go puts for most stocks? Seems like the logical play. Of course, quarter point interest rate reduction might ease the pain. But seems puts should run over the next 2-3 weeks. SPY, VOO... thoughts?
Your son a gey ber? Buy VOO for 20 year and forget
You can have more than one account for different goals. Who’s to say he doesn’t have a million sitting in VOO , GLD and Bonds . Not everything is done one way
Sell all of this crap and put it in VOO, and then stick VOO in an IRA.
That's what I do now. 100% in mutual funds and low-risk investments like VOO and real estate. I'm trying to increase my return by a lot which would add some risk. Crypto is risky but it has had huge returns in the past, so I might put 15% into crypto which might protect against if the dollar keeps over-inflating over the next 10 years. I have enough saved up right now where losing $80,000 in crypto won't be the worst but could make $300,000 in 5 years. But yeah, ignoring crypto isn't the worst idea.
yes, he would have been better off in VOO over all the years. but, how much does he have in CD's still matters. OP doesn't know so it's hard to say if the situation is completely dire.
The easiest to go is choose ETFs, VOO, QQQ, SMH and some bonds (TLT side), may be 25% each. I do not prefer crypto side, ignoring it.
Set up whatever is within your means / budget and pick an ETF like VOO or SPY that tracks the S&P. I personally like OEF which cycles the top 100 companies of the S&P 500 and I just buy it every week. Doesn’t matter if it’s $100 or $1000, just be consistent and don’t sell if you don’t need the money.
Try to convince your parents to at least let you invest in passive ETFs like VOO, QQQ, and VTI. This should be more than enough at your age. If they still don't allow, then save up as much as you can till you are 18. Great work so far!
Tell your parents you're only going to invest in broad market ETFs like QQQM, SCHD, and VOO. See if that will convince them.
If you really want to, put money aside until you are 18 then throw it all in an index fund. VOO and chill
Whatever you need cash, that alone sell. Whatever you plan to move to VOO, do not sell as selling forces you to pay tax unless you have some tax exemption limit. Paying tax is loss of your money for just moving from SPY to VOO, you are not going gain much, but potential tax loss is there.
So I was laid off over 7 months ago. I think it would be great time to sell as I have no income most of the year. Planning to sell SPY, keep some for emergency, some for buy VOO.
IRA maxed out annually in VOO for 15 years will get $200,000+
If this is in your taxable account, don’t sell. Just ride it out. I’ve got both FXAIX and VOO in mine because I couldn’t figure out at first if I wanted to go the mutual fund route or ETFs - ended up going the SCHG route but I don’t want any capital gains (however small at this time) on sales just so I can redistribute into the same kind of investment. Just moving forward put your money into your fund of choice and, maybe in a year or two, rebalance with the old stuff into the new.
Buy S&P500 index funds like VOO or SPY.
Thank you, I have some funds in VOO as well
Rebalancing between SPY and VOO is a great way to optimize costs and manage risk. You can decide the allocation based on expense ratios, fund structure, and your own investment preferences. For example, if you prefer a low-cost strategy, you might allocate more funds to VOO. A 50/50 split is a simple and effective choice that also helps diversify risk
Like 70% VOO and 30% VTI and chill man 😎
If you have 100k at 18 years old, if you invest it in the sp500 or VOO and reinvest dividends and don’t touch it until you are 65 it will be worth 2-3 million. If you wanna be an idiotic kid who can’t afford the bmw maintenance or the insurance (you’re an 18 year old male, that’ll be $$$$) then go ahead. Buy a new m2 that’ll depreciate in value the second you roll off the lot while not being able to afford the insurance and maintenance
Your idea is insane if these etfs are in a taxable account because you'll pay taxes for no reason. Otherwise in a tax deferred account it is just fair to middling as you'll pay less fees in VOO but since there is no difference you aren't really simplifying anything. Sounds like you have too much time on your hands.
And you know she doesn’t already have this emergency fund how? You’ve obviously never talked to someone who is 77 and still working. So your answer is invest nothing. Got it. Perhaps you should go to the r/notinvesting sub?? I’m making assumptions about her, sure, but they are from years of talking to these folks. The OP is not very knowledgeable. He speaks as if Roth is inherently a risky account type. This is all a mental exercise, if the actual 77 year old doesn’t seek help it doesn’t matter. Read what OP says. She does not spend. Money not spent should be invested. I don’t care if you’re 85. Set your beneficiaries, move on with your day. If she needs assisted living, and needs state assistance, they will make her burn through the accounts, whether they are VOO or HYSA. You don’t know what you’re talking about. Best of luck to you all.
Sell SPY to turn into VOO when there is a tax loss harvesting opportunity to do so. Otherwise leave it alone. Generally you sell when you have an urgent expense to pay for. That is not what you describe. Nothing is simpler than VOO and chill. And SPY is just VOO with a little higher expense ratio. It’s fine. SPY is good for covered calls and options in general. I doubt you have loss to harvest. Let it ride. Use new money to buy the “rebalance” you want. Best of luck.
The overlap doesn’t cause you any problems. Moving them to VOO doesn’t help with diversification. Selling cause capital gains taxes to be triggered. Just leave it as-is. New money you invest should just go into your new strategy.
What should someone do with extra money they won’t need for years do? The options are to continue to invest nothing (stupid). Hire an advisor to invest 800 a month in a balanced portfolio (pretty much a waste, not enough money). The purpose of savings and money doesn’t change because someone is old. This person could live another 20 years. You’re assuming she is on deaths door with zero reason to believe that, she still works (healthy enough to work). OP’s question is pretty clear. How should she invest the extra 800 she doesn’t need: VOO and chill is fine. Do I think she will: no. But the answer is still the same. Or what suggestions are you making? Spend the money? Hurry up and die already? VOO and chill, set your beneficiaries, set to auto invest. Sell when you have something urgent to pay for. $200/week. Move on with your day. Plan doesn’t change.
I'm personally not bullish on META, but I've never been, so obviously not the most accurate there. SNDK seems solid, and partaking in the compute hw buildup. However, I think you may have missed the main run-up (of course, nobody knows). ADBE I'm pretty skeptical. I think AI stuff (which they also do well) is going to shrink their market substantially. Like half the low-level graphic designers are going to be out of a job because you can ask AI to produce a logo and get something similar. ROBO is interesting -- I hadn't seen it before. I personally would say 5% for ROBO and VRT, 10% for SNDK and the remaining 80% in either VOO, QQQM, or VTI. Okay, this is your play money, so bump up the %'s in single stocks, but I'd personally look into other options or plays than ADBE or META. Some of it depends on what is going on in your main account, and how concentrated or balanced it is. I do think for "play" stocks, that you're hoping will explode, there are more interesting options (drones, quantum compute, space, cybersecurity, materials like uranium or rare earths). Be clear, it's gambling, but that seems to be what you want to do anyway.
> Overall, you can't go wrong. Go take a look at the chart for VOO between 2000 and 2010.
I agree with everyone else, and you likely know the VOO has a slightly lower fee. But only changes a line on your statement. For the tax part it would depend on your regular income, filing status etc. If you are married and earned $50k this year you might not owe anything extra. If you pay someone to file, ask them. If you do your own return, now’s a great time to figure it out if not for this event, for another one later.
Don't sell, just contribute to only one of them in the future. Incurring taxes is not simple or efficient. I would pick VOO as the one you are contributing to just because it has lower expenses.
I think i am glad i have VOO
Overall, you can't go wrong. VOO has been stable for three years. Last year, it gained 15.59%. My opinion: S&P 500 index benchmark. The reference index it uses looks solid.
No. that was my cash in 2000. After that I put my money in fidelity target date retirement account and Contrafund, but in hindsight I would have been better off with just VOO or SPY
True. I just want to share so young people buy VOO/VT/VTI/etc instead of listening to hot tips.
At a bare minimum, you should consolidate VOO and VFIAX in your Roth. I’d also get out of the target date fund; just keep your foot on the gas in equities and split it between growth and whichever fund you choose between VOO and VFIAX. Keep cash as is if you want to buy a house in the short-term.
My assumption is that this is *maybe* enough to justify the fact that buying an ETF like VOO still leaves you shockingly vulnerable to NVDA earnings. Sure you can go and diversify elsewhere, but at some point this feels like running for a different tree in a rainstorm for cover. I’m happy to include nvidia et all in my portfolio, but when damn near everyone including the conventional “set it to ETF and forget it” people are more than 20% dependent on NVDA’s success I get concerned. All it really takes is an investor run on some of these companies to reverse a lot of the gains. Will that happen? I don’t know, but the risk/reward isn’t worth it IMO. If they were beaten down some I might consider it, but at this point it is moonshot investing, not value investing. Consider me a hater I guess…
I prefer ETF to mutual funds. I do not want capital gains distributions from mutual funds. I would sell your first three and buy VOO and QQQ, then a much smaller allocation to IVES and GRNY. You need some financials. I own Goldman Sachs and NASDAQ the stock exchange along with Capital One.
There are tax implications though. I have well into the 7 figures portfolio with about 40% gain currently. Lots of different tickers that are part of VOO and VEU. But quite tech heavy. Same as OP, afraid to sell lately since usually when I did it was the wrong move. Any best practice on rebalancing into a more broad portfolio in a tax optimal way? I mean I have some ideas but it would be great to hear from others as well...
You have $170k in cash earning yield while your Roth fights itself. VOO and VFIAX are identical tax-twins, and holding a Target Date fund with individual ETFs defeats the entire purpose of paying for its auto-balancing strategy. VIGAX is just the expensive subset of the S&P 500 you already own. I'd consolidate the Roth overlap into VOO or VTI, keep the cash liquid if the house purchase is imminent, and stop complicating a simple game.
Should I just consolidate it all into VOO? Then put some in bonds and international stock...
At that age don’t do VOO for her self, SGOV is likely better as she gets money market high yield interest, low risk and good liquidity to pull the money out when sad one high ticket expense comes along.
She will have problems opening a n account online because of her age. It is a risk to the broker. But the plan should always be the same. Have emergency fund. VOO automatically and weekly, sell when you have something urgent to pay for. Crazy to seek volatility first time at that age. Best of luck though.
Honestly man as long as you put your money towards anything that’s not going to die by your retirement age you will be fine. Find stuff you want to put money in, when you’re a share holder in a company you are a partial owner. So what would you want to own? What do you think has long term value? The most important part of how you invest especially at your age is consistently dollar cost averaging into the market. Daily, weekly, monthly, etc. find out an amount of money you can consistently invest until retirement age. Most people do weekly or monthly. It doesn’t matter how much it is. Just put something in consistently. The idea is you don’t want to skip putting money into it at all, and the older you get hopefully you can increase what you’re consistently putting into the market. If you really just want to know what exactly to put your money into and don’t care about buying specific companies, just buy ETFs or indexes like SPY, SCHD, VOO, QQQ, etc. Regardless you’re doing well man. Don’t look for any get rich quick schemes. The goal is to set yourself up for an easy and hopefully early retirement. It will take decades. The market is a time game brother. The sooner you’re in the better.
You've taught me to pull out some $$$ OP. Probably anything above $200k will be put into gold or VOO or something...
90% portfolio VOO, DIA, QQQ Also sell puts and sell calls on Hood, RIOT and Tesla
My friend owns 0 stocks and has been buying crypto all year avging down basically, is fully convinced it's going to 10x despite being in the red and won't hear any criticism, also hates Gold Silver and Peter Schiff with a passion. I tried even recommending SPY or VOO and he won't. I just don't get it. He's deep in the crypto subs and discords I think it's just an echo chamber
VOO is definitely the gold standard (funny how it used to be SPY — but Vanguard’s taken over!). Sometimes VT. I’m Canadian and a recent popular index of the past while is XEQT — basically a diversified total world ETF but with higher Canada exposure than other world ETFs do.
Bro would probably be a millionaire by now if he VOO'd and chilled. lol Not as fun tho.
Agreed, in the case of managed ETF's. It's my impression that there are degrees of management, reflected in their different costs. My concern is that the less management, the less accountability to shareholders, especially in the case of fully passive indexes such as VOO and VGT, which I hold.
Invest in VOO, VTI or VT at first. no reason to over think it. Once you have $20k or so, then maybe you could consider other options, or not, you can just hold those and nothing else.
I’m all shares since May, i’ve boomerized myself as a long term good boy investor. Still have a good 2-3 stocks on my watchlist debating whether or not buy in. Portfolio is pretty much all VOO and SCHG, supplemented by probably too much in RKLB lol
bit ocoin is not a project. It is a business like any other. Some companes have large computers working through the complex math to mint bitcoins and sell the coins. Other companes will hold your bitcoins like a bank holds cash and charge you a fee. And ts hen there are investment companes. BTCI invests in bitcoin index and sells covered calls on the index. The profits from the call is payed out as a dividend. But to the volatility of bitcoin it has a high 25% yield. Bitcoins are treated a lot like gold by investors. So you could invest in IAUI which is equivalent to BTCI but it invests in gold. but i believe the yield is about11% If you want S&P500 and bitcoin. I would go with VOO and BTCI.
Be safe man VOO, QQQ, DIA
90% portfolio is VOO, DIA, QQQ
Keep it simple VOO, DIA, QQQ
An ETF like VT is going to give you the most diversification. It is roughly 60% VTI which is the total US stock market index and 40% VXUS which is total international. VTI is pretty close exposure to the S&P 500 (VOO) but also includes mid and small cap companies (about 10% by weight) https://www.etfrc.com/funds/overlap.php?f1=VTI&f2=VOO
If you do not plan to touch the money for 20+ years, then safe and efficient (the way those terms are usually used) shouldn't come into it, because over that span greater volatility generally means greater returns. I would thus be thinking something like QQQ rather than VOO or S&P 500 or even VWRL.
Forget about the "what you believe in" when investing and stick with VOO, which is an etf for the S&P500. For causes that you believe in, set aside some funds and donate to the project
For a truly "set and forget" ETF investment, I'd recommend using a major brokerage like Vanguard, Fidelity, or Charles Schwab. They're established, well-regulated, and have survived multiple market cycles. For your 20-year timeframe, consider a low-cost total market ETF (like VTI or VOO). The fees matter tremendously over decades - even 0.1% difference compounds significantly. Most brokers now offer automatic investments, so you can regularly contribute without lifting a finger. Also, consider using tax-advantaged accounts (IRA/401k) before taxable accounts for long-term holds. Remember to rebalance occasionally (annually is fine) even for a hands-off approach.
The S&P 500 (not SMP500) is an excellent core choice for long-term investing. With a 20-year horizon, you're positioning yourself well for compound growth. Consider a low-cost index ETF like VOO or SPY. For diversification, you might add: - 10-20% international stocks (VXUS/VEA) - 10-15% in bonds (gradually increasing as you age) Your Bitcoin allocation makes sense as a small speculative position (<5%). Just ensure you understand wallet security and storage. Most important: automate regular contributions regardless of market conditions. Time in the market beats timing the market, especially over 20 years.
Just throw it in ETF's, im sorry but you saying "Bitcoin is due to liking the technology" is generic and means you probs know nothing about bitcoin or stocks. Just buy S&P and VOO.
If you don’t want to think about it, look at some etf funds like VOO (S&P 500 companies) or VTI (which is the total market index). You can also find ETFs for different industries like tech, energy, airlines, etc.
Where did you get the “significant amount of money”? Was it money you had on the sidelines? Dry powder? Or did you sell something else to switch to this? If you’re passionate about personal finance, automate. Buy VOO on an auto weekly basis. Sell only when you have urgent bill to pay for. That’s it. That’s all personal finance is. Spend less, invest more, sell when you need to pay for something. This is no insult, but I bet you’re confusing passion with needless emotion. How you feel is irrelevant. Money is about when you will spend. Super short term, checking account. Short term emergency fund or known larger expenses, SGOV. The rest, some other plan (VOO is fine), but always auto and weekly. You will learn other more advanced things as you go. Roth, tax loss harvesting, maxing 401k to lower taxes. Rome wasn’t built in a day. But the foundation is always spend less, invest more, don’t rely on self discipline, do it auto. Work to increase that auto. You shouldn’t have large sums take advantage of dips. You’re likely doing it wrong. Or if you make good money find a trustworthy pro and delegate the task for the majority of the work and you just do small amounts on the side. Best of luck.
These are basic order types for trading: **Buy order**: You're telling the broker "I want to purchase X shares of VOO." **Sell order**: You're saying "I want to sell X shares of VOO that I own." For both, you need to specify how: **Limit order**: "Only buy/sell if the price is at least this good." Example: "Buy VOO, but only if it's $400 or less." **Stop order**: "Execute my order once the price hits this trigger." Example: "If VOO drops to $380, sell my shares." For your VOO plan, you'll likely want to use market buy orders (executes immediately at current price) or set up a recurring investment if T212 offers that feature.
Its the same, you are just emotional right now and scared of FOMO. Yes selling may miss out on future gains but you are also giving up VOO’s future gains
Ok. Ramp in hedges as your portfolio grows. KMLM, TLT, GLD. Then, when you approach your target; start siphoning high risk plays and leverage into VOO. My number is 2M an here’s how I’ll be allocated when I hit that: 5% speculative, 15% leveraged SPY (UPRO or similar), 50% hedge (TLT, KMLM, GLD, Cash, and 30% VOO.
If your buddy's looking at a 20-25 year horizon, I'd suggest avoiding individual stock picks and leveraged ETFs for the bulk of the IRA. Those leveraged ETFs are designed for short-term trading, not long-term holds (decay can kill returns). For long-term success, consider a core allocation to a low-cost total market ETF like VTI or VOO (70-80%), with perhaps a tech sector tilt via QQQ or VGT (10-15%) if they want some growth exposure. If they're genuinely interested in crypto, a small allocation (1-3%) through something like GBTC might make sense, but emphasize this should be money they're comfortable potentially losing completely. Remember: diversification is what builds sustainable wealth over decades.
Time to get sold on some fake meat stocks or be really boring and put a big chunk of that profit in something lame like VOO
Bro, get out now and put that shit in VTI or VOO or something
Love seeing all the RKLB love. That’s my biggest hold besides VOO
Google dividends are not free money. Talk to a Fidelity advisor on the phone. Sell assets to cover that loan. Don’t pay high interest. Buy QQQM or VOO on an auto weekly basis. Stop dividend hunting. Sell only when you have something urgent to pay for (like this high interest loan). That’s all investing is: spend less, invest more automatic. You sound young. Learn this early. Best of luck.
My parents brought 4m worth of whole life insurance 13 years ago. The amount of money we’ve paid in premiums we could have made a down payment on a 8 million dollar property. Don’t fall into the trap. Take the funds each month for the first few years and real estate or just put what you would have paid in premiums into VOO.
You can go the VT/VTI/VOO "safe route" and whenever it drops, think about how most everyone is "losing money" today along with you.
I don't think there's anything anyone here can say to convince you to change your mind, but you're operating on greed and that's why you're going to go to zero. You can't accept having less than a million dollars, but unfortunately the market doesn't care about your neuroses. But, for what it's worth, I will try. Please, put this shit in VOO. If you need to play with money, put 90% in VOO and play with 4k. If you can turn 40k into 1m (an easy 20x right?) you can turn 4k into 1m. You just have to do that same 20x, and then one more 10x. THIS IS EASY. IT'S WHY THERE ARE SO MANY BILLIONAIRES! MY BRO IS ONE, HE GOT THERE BY TRADING 0DTEs AND HIS SECRET WAS JUST TRADING ON MONDAYS WEDNESDAYS AND FRIDAYS. HE STARTED WITH 1K AND JUST GOT 6 10-BAGGERS. 6! THAT'S NOT MANY! YOU WILL HAVE NO PROBLEM.
I’ve been buying VOO in my Roth IRA and have started to buy some on Robinhood as well. Should I go more in one or the other? I’m 35 and not yet a homeowner. I’m new to investing so this might be obvious. Thank you.
good job on started in roth! add some on auto-deposit from your paycheck every month, if possible. Recommend ETFs instead of individual stocks. If you must play individual stocks, do it with like 10% of your portfolio, and put the other 90% in VT (total world stock index) or VOO (US top 500 companies)
Give me a good portfolio. Started investing 1 month ago. Here is what my portfolio is looking like. 37% VOO 33%BTC (bought a few of the dips) 30% NVDA I want to diversify my portfolio and have a couple ideas and have done a decent amount of research, but would like some education and suggestions from you guys and what is likely to drive the market in the upcoming years and why. I am a teenager so I have plenty of time to hold and learn. Thank you god bless.
You’re probably not inclined to take out 90% of it and gamble with the remaining 10% because it’ll slow down your journey to $1m. But if you’re worried about growing $4k to $1m, in lieu of blowing up the account somewhere on the way, then who’s to say you won’t blow up your account from $40k to $1m? Please take 90% out and buy VOO.
I would put 50% into VOO and 50% into QQQM.
VOO is high risk buddy. Calls are gambling. Don’t take advice from this guys
Personally i would put it all in a money market fund that can get you around 4% and dollar cost average the it into the market slowly. For instance every week buy $X of VOO or some other index tracking the S&P. Good luck!