Reddit Posts
Aggressive Roth IRA at 18 – What Would You Change?
Hypothetically if you were holding close to infinitely, would VOO or QQQ be the move?
For those investing in S&P 500 ETFs (VOO/SPY/IVV), how have your returns been?
VOO Becomes First ETF to Reach $1 Trillion AUM, also: VOO bounced exactly at 700 a couple of days ago but nobody noticed
Dividend Stocks in Your 20s Worth It or Just Stick With Growth?
Sp500 - 100 years of changes - how significant is the mega ipo changes?
Sp500 - 100 years of changes - how significant is the mega ipo changes?
80k to invest + no debt how would you invest it?
Is anyone actually selling VOO or QQQ over Space X concerns?
$KIDZ - Will this take off?
Should I change from an Investment Account to a IRA?
What is the best strategy to allocate and optimize a 100K investment?
21 year old college student with $10k saved, what would you do in my spot?
Vote against S&P changing rules to fast track IPOs into the S&P 500 indexes(SPY, VOO) - (Deadline TOMORROW, May 28)
Automated investing for retirement accounts (fidelity/schwab) vs picking your own distributions. The good vs the bad. Discuss
Built my first Roth IRA portfolio in my 20's - here's my 6 ETF allocation and the reasoning behind each pick
Do you keep growth stocks in retirement accounts and dividends in taxable?
For parabolic gains DO NOT read this. It's just a Samaritan text for thise in despair.
Forbparabolic gains DO NOT follownthese advices.
If I want to generate the most money from my traditional & roth IRA accounts - where should I "park" it for the next 20 years?
MAG7 is outperforming all the hype stocks posted about constantly, why do people not learn, holds true for last 40+ years
Little less than 3 months in and I think I’m doing well
the s&p 500 vs equal weight spread just hit 13.8%. it's only been this wide twice before
Anyone here actually outperforming just buying VOO long-term after taxes, stress, and time?
Choosing VTI over VOO has cost me about $44,000.00 over the past 6 years
Small business owner here, looking for investing advice from people further ahead than me
18 year old who just started - any advice would be appreciated! I don’t know how to diversify properly.
Sell some Intel to take a larger position in SLS? I’m OKAY with the greed, but I’m not sure my logic is sound.
Hold Intel vs buying more SLS . I’m leaning greed, but have I’m not sure about my logic.
Investing my first $250.. Is this a good profolio for buying and holding?
The more you learn investing, the more you realize there’s not much to optimize beyond saving more, staying invested, and avoiding mistakes
20 y/o F looking for advice for my portfolio
Is the stock market becoming more & more volatile?
Why do people who just buy index funds call themselves investors? You set up an auto deposit once. My grandmother does the same thing with her savings account.
Is Wall Street Bets a legitimate strategy what should I buy besides VOO ?
Late starter..has that tech ship already sailed? Amd, MSFT, VOO?
Hit $100K… But It Came With More Risk Than I’d Recommend
After about 7 years of losing money from options and meme stocks /coins, I'm finally back in the positive.
If someone is worth one million dollars, how much $VOO and $VTI should they own? What if they're worth *two* million; how much then?
If you had $7.5k to invest tomorrow, what would you do in this current market?
What’s your opinion on selling All Tech Heavy Stocks soon and moving to SP500 $VOO?
Took my whole IRA out of VOO yesterday and bought AMD and NOK calls. Am I dumb? Probably.
Should I get out of SPY and move it to a better long term index?
Do automatic 401k contributions affect markets?
My tech-heavy portfolio is up across the board, TQQQ leading the way
Do you think tech will outperform the market over the next 30+ years
Mentions
Fair criticism. My goal was a simple long-term Roth with a U.S. tilt, but I get the overlap point. I’m reconsidering whether the single stocks are worth holding separately when VOO/VGT already cover most of that exposure. For international, I used VXUS for broad coverage, but I see your point on adding an international small-cap value sleeve like AVDV instead of only using total market. Would you personally run VOO / VEU / AVUV / AVDV only, and if so, what percentages?
Dumb. You already own meta google and Eli Lilly in your S&P 500 and VGT. You have a SCV sleeve for US (AVUV) but none for international (AVDV) and instead hold total market in your international VXUS. VOO, VEU, AVDV and AVUV. Cover everything you want with less mess and without overlap. Your percentages are also shit. What’s actual global distribution? 60/40 US/Ex You are (arguably) 90/10. Which isn’t off from most US traders, but it is still wrong re balancing out of America in next decade (and what actual market distribution should have you at).
I would drop the individual stocks because they’re already components of VOO and maybe the others. Otherwise looks solid
Do they like individual stocks here? Every conversation seems to come back to "Buy VOO, wait 30 years, and shirt term price action doesn't matter in the long run"
You'll get lots of opinions. Trust in yours. Ensure your funds diversified, as VOO and VGT have some overlap, invest steady and long term, can't go wrong.
Just buy all VOO and ignore the market for the next few decades.
35 with no debt and you already sold everything and bought VOO, that's the exit most people never actually take. The shame fades faster when you're not staring at the ticker every day. Your parents will understand. Build the life now.
right so even if SpaceX were valued at $1.5T, its impact on VOO would initially be very small since a small % of shares will be publicly tradable (like you mentioned the index is based on free-float market capitalization). large price moves wouldn’t noticeably affect overall fund performance. the more meaningful impact would come gradually over time if more shares became publicly available and the float increased. that should be when people start reevaluating their position in VOO
Don’t listen to anyone in this thread, the only advice people have is to sell everything and buy VOO.
The alternative is professional money management. Index funds beat professional managers on average *conditioning on a fixed set of assets and no inflows/outflows.* The problem is that the set of assets change constantly (e.g., SpaceX) and people constantly buy and sell index funds like VOO. Of even greater concern, a passive allocation of cash to an equity index fund ignores the risk premia you expect to earn on that fund and on its alternatives (bonds, commodities, real estate and so on). Imagine you just have “cash” and “VOO.” A professional manager will rationally hold more cash and less VOO when the risk premium on VOO is negative. On a risk adjusted basis, this manager will outperform someone who passively allocates 100% to VOO. “But VOO and chill has ‘outperformed’ in the ‘long-run’” retorts the skeptic. Sure. We’ve spent the last 30 years telling people to “VOO and chill.” I’m not buying history. I’m buying the future. Is the price worth it?
My guy I think it's time to understand that maybe this sport isn't for you and just VOO and chill going forward.
And no one can time the market. The crazy 12k% profits/YTD from BTC are long gone. For most people it's just better to DCA into QQQ/VOO and chill. Hell, if you're feeling adventurous just get TQQQ or some shit
VTV only dropped 1.4% compared to 3.8% for VXUS and 2.6% for VOO. So international market got hit the hardest. Energy stocks might be holding up VTV
I'm not selling my TSLA to buy SPCX. I'm selling my VOO. Why does everyone think Elon fanboys are dumb?!
Yes please do that compound a majority of your money in VOO and keep small for risk. $560,000 in VOO $240,000 can be individual stocks doesn't need to be leverage. Leverage only when in deep economical disaster like the tariffs of peak Iran war other wise you would have to swing trade which can be stressful
So if I hold VOO I am safe but not if I hold VTI/VT?
Addiction sucks man.. try not to identify with it fully as that might just make it harder to overcome. Your transfer to fidelity and full porting into VOO sounds like a good few steps in the right direction. And always remember, it could be so much worse. You could be 200k down on medical bills from an accident that would ruin your health for the rest of your life. At least this is only money. Best of luck man.
That’s A wild ride lol. Idk how you guys have the balls to go that hard on risk. I hit a mil recently and I just parked it all in VOO like a boomer
The account isn't blown. The gambling account is. You're 35, debt free, and buying VOO instead of 0DTEs. That's probably the best trade you've made all year.
but for real though: set up automatic investing so you buy VOO or VTI with every paycheck. Set it and forget it, don't touch it. if you really want to pick individual stocks, give yourself ~10% of your portfolio value for picks.
its still 77k more than most people just VOO and chill
With gambling issue, OP is not suitable for equity market. Even with SPY and VOO, you can still gamble away everything.
You say that, but you’re up like 623k in a pretty short time from concentrated bets. 😅 Index funds wouldn’t have done that. I can honestly say I regret previously having most of my money in VOO instead of NVDA daily. Switched to concentrated bets late.
You say that, but you’re up like 623k in a pretty short time from concentrated bets. 😅 Index funds wouldn’t have done that. I can honestly say I regret preciously having most of my money in VOO instead of NVDA daily. Switched to concentrated bets late.
Just buy AVLV etf and call it a day. VOO only weighs companies by market cap 👎
And from VOO to QQQ the $ goes!
Would it have been noticeable enough to sell off VOO? SpaceX is expected to IPO with only about 3 to 5% of shares publicly tradable at a $1.75 to 2.0 trillion valuation, so then the initial S&P 500 weight would have only been around 0.1%–0.15%?
Today I just bought more of an ETF.......SPMO I want a higher ratio to VOO in my portfolio
Im up 95%.. in that time Dow 120%, SP like 195% and nasdaq close to that. I started learning stocks at the start so it has been bumpy. But yeah I just moved all my stocks to VOO QQQm SCHG DIA VYM GLDm.. hopefully Ill improve
I know, I meant 10 on top of that. Though, even with these 3, it does make me consider changing my primary US index holding to a mixture of VOO/VXF instead of VTI.
With market having a bloodbath, VOO -2.6% & Vgt -6%. Is your 75% port consists of SPY, bonds and the rest in modest risk stuffs like VGT?
I just started investing less than 2.5 years ago and RKLB is a 30+ bagger for me so far. It's tempting to try to do that again, but I'm also aware I'm very lucky and have been investing in bigger, safer stocks and ETFs the last several months. I still believe in the stock, but I invest for retirement and SPY/VOO are reliable picks I'll be choosing until then
All I'm saying is that in a standard portfolio diversification framework, VOO is not balanced. Which I have no problems with. I don't get why some are getting flustered over a factual statement.
I'm pretty sure it's because I bought some VOO
You're 35 years old with no debt and $77,542.79 after (let's be honest) making some risky bets and losing them. That was obviously a bad decision, but life is about learning from your mistakes and improving for the future. And you've made exactly the improvements that I'd recommend: >This time I sold everything I had in shares, even for some big losses. I turned off margin, used what I had left to buy VOO and started a transfer to Fidelity. Try to continue your life and grow as a person, ignore this $77k. The best thing you could do would be to let that $77k grow, hope the market continues to average 8-10% per year on average, and you'll have over a million dollars from just this $77k investment by the time you're retirement age (~65).
Too bad for VOO. QQQ will now get the $
You have to look at what model the fund is using to decide their allocations. It looks like the S&P 500 will honor the longer cooling off period after all. With that in mind, if this is something you care about switching to VOO or VFIAX might be a better strategy if you intention is to delay holding a potentially volatile stock until it's settled.
Pretty safe: VOO Safe: VTI Safer: VT Safest: An overall fund that includes both US and ex-US equities and bonds, such as the Vanguard Target Date (e.g. VTTSX) or LifeStrategy (e.g. VASGX) funds.
did you factor in all the tax you paid by buying and selling vs just holding VOO
VOO held on pretty well, since a lot of capital moved out AI and into other companies in the S&P.
You should buy VOO / SPY / QQQ every month and call it a day. Or better yet keep it treasury bonds. Actually keep it in CDs, or you may be better off keeping it in a bank account earning 0.1% interest
kids' friend's mom said she was only -2.7% today. I asked how and she said "99% $VOO" so I gave her a wedgie and pushed her in the pool
I panic bought more VOO three times today
Hoping so just so I can unload the bags and go back to VOO and chill ✌️
Yeah VOO it the way, on days like today I buy more… not worried one bit.
I remember having $1million in 2021. 5 years later, it’s $400K. If I just moved my money to VOO, would be $1.7M now haha
Got greedy and wanted more. Eventual plan involved VOO. I worked at the place sole position is in and gonna risk it further for reasons.
People come here for laughs and giggles, but all the memes honestly make some of people underestimate the impact of it all. OP has a clear gambling problem. There is one voice he needs to shut off in his head permanently, and it's the idea that "he can win it back". That money is gone and more gambling is not the solution. OP, if you're reading this, only invest in VOO or spy500 and I mean do a monthly deposit and don't allow yourself to look at the market otherwise. Whether it goes up or not is none of your concern until your retirement. If you can't do that, then put it on a savings account with the bank. You will lose money against inflation, but at least you don't lose it all to your inner demons. You still have 77.5k, you can recover from this. But if you drop below 10k, that 77.5k is suddenly going to look like a lot of money.
Picking stocks is a fools errand which is why everyone here have such long todo lists. Stick with VOO or even better VT and just cry it out when you see the mega gain posts like I do. Investing is all about choosing when to cry.
my brokerage acct is mostly in VOO and some other really random picks like ECL and KDP. i don’t do tech stocks aside from AAPL so maybe that’s why.
You're right, there is a bloodbath! Equities, especially semiconductors are now back to prices not seen since...mid-May 2026. You guys have holding windows measured in hours. Set it and forget it, and do it with a broad based ETF like VOO or VT. Doesn't matter which one pick your flavour.
Sold my $350 puts yesterday would’ve been 4600 today, wasn’t able to enter a trade because of settlement I tracked would made 1250 . Just a young guy trying to make a small amount of capital.. feeling depress today stop loss popped lost 200 Last 400 riding on next Friday calls. Might seem little to you guys but I make $26 hour don’t have much to my name but I’ve pulled off some incredible trades before (5200% gain on NTFL worst earning ever) flipped 500 with 3 day trades into 4k etc.. I like to think I have what it takes to do well trading. Been working on discipline, stop losses, leveraging, taking profits.. Idk feeling depresso this Friday night got a couple beers got my THC drink trying to relax play some games but I ask myself maybe I was never really a good trader Work as a broker so I’m Around this industry 24/7 but maybe I just stay on the sidelines.. VOO chill.. idk feeling off
VOO is SP500 so the top 500 companies in the US with a few extra criteria. That make sense. QQQ is NASDAQ 100, the top 100 non financial companies traded at NASDAQ. So why especially non financial is the objective ? And why it must be traded as NASDAQ. This doesn't look like nice criteria. What if NASDAQ stock exchange close of it many companies stop trading here ? Doesn't make sense.
QQQ replicate NASDAQ 100 that isn't representative of anything. it track the 100 largest non-financial companies listed on the Nasdaq Stock Market. over a long period of time, there no reason for NASFAQ 100 to be especially tech stocks or to be representative off whatever. For all we know companies may decide to move to another exchange... Like some are moving to the Texas stock exchange. VOO at least use SP500 that is really representing something: the top 500 stocks of the US market. But it isn't very good especially long term because it's only US. Long term US will likely end it's gold age. So you don't want to bet on a single country. You'd likely want more like VT, total world stock market.
Just DCA into VOO and never look at your portfolio
Sometimes it feels VOO and chill might not be a bad idea after such a rollecoater
Easily manageable by moving to VOO and VXUS, S&P500 would be 1000x worse because there’s not anything really similar that avoids it in a lot of 401ks.
Dividend stocks were green. I sold JPM and trimmed UNH so there is a 99% chance they open 3% up Monday. I’m going all VOO, VXUS. Then SMH when it’s appropriate.
You don't want to, but that's what a broad index fund does. VOO/VT/VTI buys what people buy.
Been doing this 15 years and VOO and VXUS + 10% speculation is the way. I have my favorite stocks, ABBV, MO, IRM but VOO, VXUS help me to never panic. I won’t be getting rich quickly but my account feels safe and allocation is easy.
If bro would just VOO and chill 5.5 yrs ago with his ~$250K, he would have more than $500K to his name. Instead he has $77K now. Damn, I feel bad for him. It’s still not too late with his age but he got to turn his life around and get help with gamble addiction.
I've got VT in my Roth IRA. Thinking to switch it to VOO and VXUS to retain the same domestic to international weighting but with the S&P 500 on the domestic side.
So you started out with 117k and you said it took you almost 5 year to get 1M. That’s not bad, slow yes but consistency was the key so congrats and put it all in VOO lol
Love all the down votes, its just math/statistics . Use any search engine to check it out, QQQ beats VOO over time VOO is just QQQ with 400 more stocks, most not helping when it comes to gains. I own both if it makes people happy
Today VOO dropped to prices from 2 weeks ago so you either suck at picking stocks or you’re just bitching to bitch. https://preview.redd.it/tpxj637f6j5h1.jpeg?width=1170&format=pjpg&auto=webp&s=a03523aab3c91bd25a2eb198bb106931860ff215
Yes, you have to go all the way back to May 21, 2026 to be at the same level it is today on VOO.
Look up what buffet says about low cost index funds and do it yourself. You lose a ton using someone to do it for you and all you do it regularly buy VOO a basket of the top stocks so it’s all diversified for you. Look up the annual returns over the past 15 years and see. You can use robinhood etc
Maybe VOO and chill is the actual route to go 🤔
You’re an addict. The only way to stay sober is to never ever ever ever trade again. So long as you only put money in VOO and VXUS or similar, you will do fine and retire with good money on time. If ever so much as trade a single share of any company, or buy a single option, you will lose everything again. Except then you’ll be older and have a harder time starting up again. So do yourself a favor and admit defeat, and admit that you’re an addict and that you’ll never win at trading. If you fail to do this you will become broke and maybe worse. In the meantime pick up another hobby and block wsb.
I love VOO but what you say is not quite right; a bit over 35% of VOO is tech.
I like VOO better. S&P 500 excludes unprofitable companies, Nasdaq 100 excludes financials. To me, it is more valuable to have a screen that excludes companies who are more likely to have financial distress than to have a screen that excludes low volatility companies.
Fuck whoever said ‘VOO and chill’ when the shit down -2.59% today. /s
I just dumped 41k into VOO today too after eating shit and losing 15k. I’ll just wait 40 years for my retirement.
You're not doing anything wrong, but you're overcomplicating it. With 11 ETFs in a Roth IRA, you're creating overlap that makes rebalancing harder without adding much diversification. SPY/VOO/VIG already cover the large-cap space, ARKK/ARKQ/DRAM are all thematic overlap, and buying $1/day of each means tiny positions spread too thin. Simplest fix: VOO (or VTI for total market) as your core, maybe 10% in a small/value tilt like AVUV if you want to factor-tilt, and treat ARKK/DRAM as a < 5% fun-money allocation if you believe in the thesis. You'll have fewer positions to track and the compounding on a single $11/day into VOO will be easier to manage.
No, it's not, the SPX is 40% tech right now and about that same percent just in 10 names. Not to say VOO or VT are bad long term holdings, but because they are market cap weighted, and we are in the midst of a crazy run for big tech, their diversification benefit is less than is typical. It is easy to be more diversified in equities using sector etfs, or an equal weight like RSP.
Yup... posts like this... wow. I shared or tried to share, some really solid gains, +$31,000 on a month. In a large portfolio of $450k, and because I'm in VOO and QQQ, and don't deal with options, my post got taken down, and shit on for how safe it is. Stay safe. If you have a gambling addiction, there's help: 1-800-GAMBLER You can place odds on whether it's a male of female operator that answers. You would have a better chance at making money than trading options. Stay sane and best of luck getting back up.
I would go VOO if I had to choose because it's a broader index that isn't overly weighted in one sector or one cap size. (tech & megacaps) QQQ isn't guaranteed in anyway whatsoever to outperform the S&P indefinitely, but you could just combine them if you want overlapping extra weight in tech, large caps, etc.
OP stop this. Stick everything in VOO. And only VOO. And continue contributing to VOO. Shares. Notnoptions.
Thank god I pulled out of all my tech and semiconductor positions. Too bad I put it all into VOO though.
Ok, what are you going to do with this change? Sell VTI and buy VOO or VXUS to avoid owning 0.1% Space X? This inclusion is going to have no noticeable impact on VTI’s trajectory. There’s a ton of stocks in VTI and many aren’t desirable already. There is no reason to stress about this, any more than you might stress about Meta or MSFT being in there. Hell, MSTR might even be in VTI.
dude i got lucky. put in sell orders at 2 am last night when i was high af and had a feeling. sold at open everything but VOO, then sold that midday. down -2% total for the day.
The VOO and chill people don't even know what happened today.
“VOO and a small amount of TQQQ” brother you are still gambling. I am not your financial advisor, but I see that your portfolio is still expected to move over a thousand dollars on a volatile day. In my mind you’ve already relapsed. I’ve been there man, and IMO it has to be cold turkey everything withdrawn no access to trading/casinos. Once you see TQQQ pop up or down you’ll want to jump back in and won’t be able to stop yourself. As a fellow problem gambler, I encourage you to try and fully commit. You still have a good chunk of savings relative to this world and can afford to decompress, take a week off sick, do something in nature. Anything to help it truly be cold turkey. You can invest later in a non trading 401k or IRA brokerage like vanguard.
I mean, VOO is down 2.5% yet up 24%, 3% down / 23% one year for VT, pretty hard to get more diversified than that with equities.
Stocks go up. Stocks go down. It is life. You can’t time every wave perfectly. What’s up with the doom story when VGT is up 22% this year and we are only halfway through the year? Including today, after a 5% drop, it is up 8% the last month. 8% is used for historical average return of the stock market. I use vgt as an example because you said 10%, which implies heavily tech weighted. VOO is still up 8 YTD, after dropping 2.5% today. It is still up 2.5% in the last month. If you ignore the highs and only focus on the negatives of course it’s a bloodbath
I bought VOO bc this made me a weenie
Don’t forget on the green days VOO is also up a lot less I’m down 7% today but still tripling VOO in the last 3 months
Opened and saw -100,000 on VOO shares. Didn’t even bother looking at the options
I bought 2 shares of VOO at the bottom.....today's bottom
“I just want to break even” is textbook gambler mindset. You take bigger bets as you fall further behind but the odds are longer and they will never hit. Stop now. Build back slowly. Put your money in the S&P500 or VOO and log out of your account. Work hard. Build equity. Chill.