Reddit Posts
Question: How do passive index funds like VTI, VOO, SPY, ETC., work?
Where would you put surprise inheritance money
I have X amount to invest and I need it to triple in 10 years
Lost money trying to be clever when VOO was sitting right there
+206k from two years of VOO and 7 tech stocks. -$200k Loss from one day of Sandisk calls.
I’m going to rebalance my entire portfolio to 80%VOO 20%VUG for a little more growth tilt but I have a question about maintaining that allocation
When I put $5 on a stock I win , put $50 in I lose almost every time.
Revenge traded a NFLX loss into a $700,000 MSFT profit 💰
I wish I never invested into LUNR and NASA. been waiting for a few weeks to sell, but ofcouse dip keeps dipping....
Best Way to Diversify Brokerage vs Roth IRA?
Selling $DRAM (up 13% today), evaluating alternatives.
Chasing the memory stock rally ruined my portfolio. Now I don’t know if my new portfolio will save me or make things worse
22, Nervous about Risks / ETF vs Individual Stocks
I backtested 44 Robinhood IPO Access deals. Why buying and holding is a trap and the hypothetical strategy that beat VOO
Top ways to invest in innovative companies through ETFs? High risk appetite
going all in on “small satellites”
Uncertainty with my portfolio, should I reallocate, trim, hold?
38M Canadian with Defined Benefit Pension: Looking for Honest Criticism of My LongTerm Investment Plan
Trying to ACTUALLY understand what is happening with memory stocks; not asking for predictions
Are there stocks with 6%+ dividends that still keep pace on IRR overall with equity ETFs (12%+)?
Thoughts on auto-callable basket type instruments with downside protection?
19-year-old college student looking to invest for the long term. What would you buy in 2026?
21, recently married. Any advice for a new-ish investor like myself?
Build an ETF portfolio that could survive a crash
What do you tell people that are too scared to move out of cash?
A warning on how a stock hobby can progress
I am in digital marketing, and I just went full port into Google.
Retiring at 32! 23 year old saves 50% of income in nyc.
I invested in the market today
Liquidated all positions: Sitting on $1.2M cash for a 2026 macro restart. How would you deploy this for the next decade?
I have currently sold all my stocks and have $1.2 million in cash on hand. I would like to purchase a new batch of stocks to hold for the lo
VOO is $5 billion away from becoming the first ETF to hit $1 trillion
ELI5: Why would an ETF like VOO or SPY outperform the S&P500, if even for a single day?
Never seen VOO down so much more than the sp500, didn’t even know this was possible
Would it be crazy to sell my NVIDIA shares (60) to buy into the DRAM ETF?
Is there any reason to invest in VOO rather than VOOG?
Need some advice on how to diversify and invest with a tight budget
Too much of my portfolio is from RSUs - how would you diversify?
I can't beat the market. I won't ever beat the market. After years I realize that now. It's VOO for me.
In 2023 Robinhood killed the chart that compared your portfolio to any stock you want, and called it "temporary." It's 2026.
If you were to invest $5000 today what would you suggest?
What actually causes swings in stock prices?
AI is disruptive. Individual companies have never been more volatile. What’s the argument to not just buy indexes?
What about VYM? That seems pretty immune to the shenanigans of the tech bros. You can't fake dividends.
I don't want ETFs, I want to invest in stocks.
What’s the best way to start a new portfolio. 24yo
Mentions
DCA into my all VOO account. Degen wise some SPY puts but not trying to lose all my gains from earlier this week so lol
might as well buy VOO now
Yeah, I don’t think there are many lower than VOO. I’d argue VOO is one of the lowest.
> It’s the cheapest way to buy and hold the S&P that I’ve found yet Isn't it more like Walmart knockoff S&P500? They're not paying the licensing fees to S&P, hence the lower fees. But it also means they're using their own methodology that might show slightly different performance from say VOO.
Fun fact, WSB least mentioned ticker is VOO
How about take half and put it into a VTI or VOO?
From what I understand, you have minimal savings now, but in 5 years you expect it to be around $400k? I would probably do something like 80/20 S&P/VOO for 3-4 years. Around the 1.5 year mark before you buy, you're going to want to start taking money out of the market to keep in HYSA to stay liquid. You're also going to want to minimize capital gains for tax reasons, so structure it in a way that you know the money you take out has been in the market for at least 2 years.
I’m up about 75% YTD in my Roth thanks primarily to Micron, but the price had become the last thing I checked before going to bed and the first thing when I woke up, along with the many many times throughout the day. It became exhausting. I dumped everything into VOO recently so I could breathe, and I’m also not nearly as confident about MU as I once was.
MM's keep moving the money around then doing massive leg sweeps on retail, myself included twice this year. At some point this is all going to end because every sector has had this done. The final leg sweep will be VOO.
I love those huge red days before I had kids and more disposable income. I just DCA few thousands into VOO or QQQ every time the market dips 1% or more.
Buy VOO or similar in a tax advantaged plan every time I get paid.
You can still use funds. VTI and VOO for example. They track different indexes so it won’t trigger a wash sale but the correlation for gain/loss is like 99%. So if you own VTI and it’s down and you want to tax loss harvest, just flip it to VOO. 31 days later you can move it back to VTI if you like but in the meantime you’ll have essentially the same return in that 31 day period but now have a tax loss on the books.
Says the retard that told someone with a $300 port to sell everything and put it in VOO
QQQ is honestly a pretty weird fund when you dig into it, and it's only as popular as it is thanks to being there first and the way GICS classifies companies. VOO is purely market cap weighted and as neutral as a single-country US bet can bet. Owning it isn't making any statements about sectors or technical strategies, you just own the market. It is legally classified as a diversified fund. QQQ tracks the 100 largest market cap stocks on the Nasdaq (the Nasdaq-100 index) only, using the weights published by that Nasdaq. This has never strictly been market cap weighted, and the Nasdaq has fiddled around with their methodology a lot over the years (and has dispensation to arbitrarily change the rules for their index weights in 'exceptional circumstances'). For example, under the rules they've introduced recently to benefit SpaceX specifically, companies with a tiny float can be up to tripled - so QQQ is forced to buy three times more SpaceX than is reflected by the actual pool of available shares. QQQ has become fairly socially acceptable for self-described 'passive' investors to slot into a portfolio for 'aggressive growth', but it's really just a proxy for US megacap tech, or a way to overweight the Mag7 within a portfolio. In reality the Nasdaq-100 is just the top 100 companies on the Nasdaq exchange excluding financials (so you get Kraft Heinz and Costco with the tech), which is a fairly arbitrary classification. Nobody obsesses over a hypothetical 'only certain NYSE-listed stocks' fund the way they do over QQQ. The reason it's not done more cleanly through a market cap-weighted tech vehicle is because under GICS rules, Google and Meta are counted as communications companies, and including that sector with technology would bring in the likes of Verizon. Tesla and Amazon are classified as consumer cyclicals, and you can't add that sector to a tech etf without bringing in Home Depot. The Nasdaq corresponds fairly roughly to what consumers imagine a 'tech company' is, so buying it is the default. QQQ isn't the default because it's a specific bet on weightings set by the Nasdaq exchange, which companies list there and mega cap tech continuing to dominate. None of that is actually all that passive. Legally they're not even classified as a diversified fund. IYW is arguably a better expression of what retail buys QQQ for, and if you look at it and go 'that looks too concentrated', you shouldn't be buying QQQ either. **TLDR; VOO is a real passive fund, QQQ is a mild form of active investing for people who like to think they're bogleheads without honestly engaging with the higher potential risk and reward.**
You shouldn’t. VOO and chill. Something like 2/3rds of the time you are better just putting it all in right away, but if you are nervous, spread it out. In my tax free account I have individual holdings, but in my taxed one it’s all ETFs with roughly 10% in VO and 10% in VB.
The heck are you on about? Put it in VOO and chill. Inflation is not at all hard to beat
Because the majority of investors are lazy and love ETF's. My mate works at BlackRock and he agrees with me, you're portfolio is your ETF. Plus I'm guessing the people that write VOO and Chill have a stake in VOO and would like to see their stock heading north ;o)
Yup, I have generalized anxiety disorder. Diagnosed at the hospital. The way I cope with it is to not look short term. A few months is very short term, 1 year is still considered short term. Dollar cost averaging into VOO for 5 - 10 years is a more reccomended horizon to deal with this. I just drop money in once a month and I don't bother to check, I also only invest what I'm ok to loose. Past 5 years my returns have been ok, would definitely have been more if I had started to DCA earlier or at the start of my investment endeavour. But I tell myself I didn't have enough of a nest egg back then to have had the guts to DCA than I do now, doing it now is better than doing it tomorrow. Ur be more comfortable with your risk appetite and adjust from there
Noob here but why VOO and not SPY?
If you have other things to do in life, VOO (with auto invest periodically) and chill is a great option.
OP was asking about VOO vs QQQ and VOO is more diversified than the latter. Of course there are other ETFs that are more diversified than VOO
I don't think VOO is diversified, all its stocks are large caps and all in one country. VT is far more diversified. You're assuming the US will continue to be around the current 50-60% of the global market say 30 years later when you can see power and the foundations of current global order shifting in real time within recent years.
Oh Korea sweet Korea when did our paths first cross? looking back I see it well just have to find my very first loss I should've bought more I should've bought less somehow, I thought youd want the best for me and my money but boy I'm wrong you just want to take that money well guess what i'm dumber than you and all those stupid investors in VOO ill buy calls ill buy them all I'm grabbing this market by the balls please just don't let margin call now listen here you little shit I've got nothing else to lose this is my last attempt at finding a hit before my portfolio ties a noose none of your people are leveraged like me none of them at all margin threshold looking feeble again, like most of your people difference is, i'm still retarded look what you've just started a battle of the short bus riders whoever loses gapes the widest
Is there a VOO alternative for Europe?
That's crazy good money. Why not stick it in SPY or VOO at 400k? That's loads of money, or put like 300k in your 401k and then play with the other 100? I'm not being a dick BTW, genuinely curios as to what your though process was at the time, as I want to try and recognise it if I ever see in myself.
SMR just needs to VOO and chill and it can retire in 60 years
I know they say not to put required cash in stocks but I’ve kept roughly 40% of my cash to close savings in a mix of VOO SPMO and VGT - all held for years with long term gains. Went under contract on 07/27 and just liquidated today. Had to swear it out the past 5 days but I’m fortunate the gamble paid off
1. NASDAQ 2. S&P 500 3. Dow Jones industrial average Those are the three most well known indices in the equities market. Look them up and learn about them. QQQ, ONEQ, QQQM, QQQE - these track the NASDAQ VOO, SPY, SPYM, SPYX - these track the s&p 500 And you shouldn't trade the djia, so I don't know any index funds that track that. All of these index funds are so that you don't have to pick winners and losers. You're just playing the market as a whole.
If you want to not look at your portfolio everyday, buy VOO and VTI. If you do, GOOG MSFT AAPL.
I’m 52 and I feel like I have about 50k too much in savings. I would love to pay my house off but I still owe about 270k. Looking for a way to take a bite out of that in 10 years or so. Seems like VOO is the popular choice?
VOO, VUG, and VXUS and chill.
Last year I paid homeowners insurance my premium was $4k for the year. At the end of the year, my $4k was gone & I had nothing to show for it. For the amount of time I've owned my home, had I placed that premium into $VOO, set to DRIP & left it alone, my account would now be worth more than my house. Instead, the insurance company took my money every year, invested it, & they made the money. Better to just invest those premiums into your own account & insure yourself through quality ETFs & stocks.
Def have both but I built my base of 100K into QQQM before I started investing into VOO
Part of it is the fee, VOO costs a fraction of QQQ to hold. The rest is that boring is the point here, a broad index you never have to think about
Mostly because Reddit investors are not very informed and too lazy to become informed. Not to say it’s invalid. VOO is excellent and if you can’t actively manage, tolerate risk, or are uncomfortable picking companies, VOO is excellent. But the dogmatic, matter-of-fact tone that comes with it is obnoxious. As for it vs the Q’s, VOO is more diversified, has lower volatility, and a lower expense ratio. Q’s are great when tech is booming. But when it’s not, it’s not.
If you’d bought anywhere between 97 and 00, you would have broken even only 11 years later. There are time when the makers are, in fact, crazytown. VOO and chill is very good for 30+ year horizons.
As others have said, if you have a fairly long investing horizon - say, 5 years or more - just invest in a diversified index fund, like VOO. Be aware that it can, and will sometimes, swing dramatically, and there will be red days - but in the long term you almost certainly will do well. Don’t check it every day if you don’t need to - just take a look periodically. Be consistent - keep adding to the fund whenever you have cash available. And let it do its thing. You’ll be fine.
Ok...I just realized I did not answer his question at all!! But I guess it's because S&P 500 by nature of it's construction is inherently less volatile then the NASDAQ 100 dominated by tech companies today. Tech growth won't last forever. What if tomorrow tech drops but energy sector is valued similar to tech is today? S&P 500 would beat NASDAQ 100 by a landslide. What if Financials take off? Tokenzation is coming, 24X7 trading on US exchanges will be real in a few yrs. So not only is SPX better suited to handling crashes in the tech sector because of it's diversity, but also able to provide the potential future upside of non-tech sectors. Bottom line: If you want long-term risk adjusted returns then it's the S&P 500 (been officially tracked since 1957). Hence I guess VOO & chill. Though personally I prefer BKLC (0% expense ratio) PS: I am not chilling..no pain ..no gain..my motto!!
Former older coworker of mine (and friend) keeps 300k ish in her checkbook cause she doesn't know how to transfer money into a VOO like a position. Her words. I explained everything but she said, nah, cash is fine. It's not my job to invest for her, it is what it is.
VOO follows the S&P 500, which has been crushing pretty much everything else since 2009. That means anyone born in 1991 or later would have their entire investing life knowing only S&P 500 outperforming everything. So why would they invest anywhere else? I’m concerned that when this glass castle of wealth collapsed a lot of people are going to lose everything. They don’t know diversification, they are all in on VOO. They will have no idea what to do when stuff hits the fan. These are the same people that think a 5% interest rate is “high.” Like compared to what? There is actually documented evidence of interest rates going back about 33,000 - 4,000 years. And the interest rates during Covid were the LOWEST IN RECORDED HISTORY. Ask anyone that bought a house in 1980, interest rates for a mortgage then was like 16%. I understand home purchasing has a lot more factors than just interest rates, but my point is that 5% is not high. Not at all. But because interest rates have been so low for so long there are plenty of adults that have no understanding of the longer history of interest rates or the typically cyclical nature of the stock market because to them it’s just invest in IS tech and that’s it, forever. When investment account balances go up most people think, “gosh I’m smart!” Versus when it goes down, people really look into it and try to figure out why. Lots of people right now think they are super good at investing because they are VOO and chill. Be real interesting to see how they handle the market changing to literally anything else. People - The thing I want everyone to do is diversify. Save yourself now and diversify. Because one day (tomorrow, next year, 10 years from now) the market will change and I do not believe it will be good for people that just stay in their cap weighted index funds on the s&p500.
Some people want to sleep good at night but I think if 70% of your portfolio is in VOO or QQQM you’ll still sleep plenty fine investing in individual plays.
They track different indexes and behave differently. QQQ - Tracks the NASDAQ-100 Index Index consists of approximately 100 of the largest non-financial companies listed on the Nasdaq stock exchange. As things stand today they are dominated by tech companies but does not have non-tech giants such as Berkshire, Visa etc. VOO - Tracks the S&P 500 Index Index consists of approximately 500 of the largest US companies including financials, utilities, and energy. Ofcourse it also includes all the tech majors. VOO excludes any international stocks. Tech has been on a tear for a while now and hence you see QQQ outperforming. Both provide different exposures. You make your choice depending upon the exposure you desire, your ability to accept volatility, risk level etc etc. PS: **QQQ is overwhelmingly a concentrated subset of VOO**. When you remove the few international companies listed on the Nasdaq, nearly every single company inside QQQ is already owned by VOO.
Go VOO & chill brah. maybe a little in bonds to lower portfolio variance. Bro you’d hate my portfolio, absolutely beta maxed on INTC, MU, NVDA. Its rough over here, july had me a little nervous. Also ignore any SCHD recommendations, you need growth ignore dividends they underperform growth
VOO is up 54% on my Roth. The holdings I have above that is: AMD (182%), NVDA (83%), AVUV (55%), and special shoutout to FLR which is higher YTD but I haven’t had it for too long. In my rollover i did all this at the same time and since that time VOO is up 3%. What I have higher than that is: AMD (153%), VUG (12%), FLR (18%), AMZ (23%).
Wtf do you keep buying VOO puts for? It's one of the least volital stocks around. There are 252 trading days in a year and on average, except in a long bear market, it either goes up a smidgen or basically stays even for the day 215 of them. Even 2% decline over an entire week is pretty rare
I would do VOO & SCHD so he gets more dividend yield
Every value stock I ever bought in a downtrend “because it’s hitting the floor” kept going down for a long time. It might go up or might not, but is it the best use of your money? If trending stocks are scary & you have nothing else stick with VOO.
Am i understanding correctly: you have 20% invested, 80% cash assets? If so, my non-professional advice to you: Break it down. Keep 20% in investments. Add 5% in cash to keep comfortable. This is your trading acct, where you keep doing what you’re doing buying low and selling high. Put the other 75% into a separate brokerage acct. Invest \~450% or whatever percent you choose lump sum into VOO and do not sell it ever. Keep the other 30% or whatever as cash in this acct to buy during a crash. That way, you can mentally cope with your money growing in the market, and have enough % cash set aside that you’re happy dumping it all into a crash. (don’t get greedy, just buy low af you can also stagger your entries.) (there are certain accts you can get at brokerages that get you gains on your cash like vanguard’s cash plus to minimize cash burn. But you still need the cash in the correct acct at the correct time for a crash) Historically, if you do not sell voo during a market crash, it will recover eventually. And you will see higher gains. Retrain your brain. 80% invested, 20% cash or something like that If you have cash set aside to buy a crash, a market crash becomes exciting. So is watching a larger portion of your money make monthly or yearly gains
QQQ is tech-heavy, while VOO is broad-market diversified. If QQQ drops 50%, it signals a localized tech sector bust that the broader economy can likely survive; if VOO drops 50%, it signals a severe global economic crisis.
Only reliable way I’ve found to beat VOO was with VGT…. In a bull market
I’m like 95% in VOO and don’t plan to ever sell.. I didn’t even know we were up right now until I saw this post 😂 Come back in another 5 years so we can compare returns again
Why VOO and not SPY though? Are they not basically the same?
My retirement has exus. I didn’t state that return cause as you said it’s not over VOO. My rollover IRA and my Roth are beating VOO by a great deal
Hmm, but ex US hasn't outperformed VOO in the last 6 months, that's what dragged me under VOO since the war started.
I have international amd emerging markets in my mix that outperformed VOO last year but since the war have underperformed VOO.
VOO is currently at $708.55 as I type this comment. VOO will need to decline 2.6% from this current level for the 690 to be at the money let alone in the money and turn a profit. Unless you were positioning for a 5% correction by Friday, which is possible but highly unlikely, 3 out of 5 of these will expire worthless. I bought SPY puts with 8/7 exp close to the top today myself and they are in the money already. I will likely sell them tomorrow morning if we get the pullback I’m expecting. As was previously mentioned, trade the SPY options, not the VOO. The liquidity and spreads are much better. And if you’re looking for a big move you have to buy some time, more than a day or two. Good luck!
So you buy VOO and revisit VTI after 30 days.
I’m a noob 29M but have 70k to invest and I maxed IRA with VOO and buying more of that seems boring so idk what to do
Correct. The person I responded to mentioned risk adjusted returns so I focused on that. VOO would indeed be at the bottom here based on unadjusted returns.
Keyword is risk-adjusted. Actual returns would probably put VOO at the bottom of that list.
I don't have the millions of dollars to make VOO and chill worth it. I have to play catchup and then exceed, I don't want to work for the rest of my life for less and less money (or be dependent on the most minimal of UBI while Anthropic rules the world), so I have to take a much more active albeit risky approach.
Because for the last 40 years the market has been pumping like a teenager in a nightclub. Will that continue to happen for the next 40 years? Nobody knows. But the people who made money in VOO for the last 40 years are obviously going to try it again and tell their friends.
So let’s say VTI is down 2000 and my Vxus is up 5000, I could sell my VTI and put that into VOO for 30 days or whatever the window is and once I file my taxes I can sell my VOO and put that back into VTI so I would be doing 5000-2000 which is 3000 I would have to pay taxes on?
VOO is more diversified across different sectors than QQQ is by a long ways. That said, QQQ is probably fine. So is VTI, or VFINX, or VFIAX, or or or or or. For best results, pick something rules based with greater than 28 companies spread across as many sectors and investment strategies as possible. I don't know why the number 28, but I am pretty sure I heard it thrown around in theory circles before.
interesting question, but important to contextualize the first. remember, VOO/SPY themselves ARE momentum strategies - they buy winners and roll out losers. so the passive holders are actually momentum investors which is a fantastic long-term strategy. that's why adding an economic structure like DCA on top works so well. there are other versions that also work really well like DCA with realized profit trimming, etc. options are just vehicles, nothing more. a trader could easily overlay an options strategy onto the index DCA approach and that would operate just fine - but have a different risk reward profile. there are lots of minimal impact strategy a trader can run with options, they just all come with corresponding drawbacks that need to be reconciled with. when you add specifically selling options domain, that adds a layer of complexity because we're not effectively removing the primary driver of DCA and chill returns > uncapped upside and flipping that effectively. we're capping upside and taking skewed downside risk in exchange for a higher probability of making it. in that world, i do not think there is a simple parallel to outperform DCA/B&H on a friction adjusted basis.
Don’t do VOO options. Use SPX or SPY
A persistent question I have been thinking about is the idea of “static strategy on a dynamic environment”. The “VOO/SPY and chill” camp is no doubt interesting(and for good reason) bc it is, in a sense, a static strategy (DCA into the index) that operates on a dynamic environment (the economy). I was wondering on your thoughts as to if there exists (practically or theoretically) similar static (or at least minimal maintenance and brain power) strategies within the options world? Not necessarily asking for comparabilities to index performance (tho that’d be nice lol), but definitely curious as to if a mentality like “VOO and chill” can exist in the selling options domain.
Lower expense ratio than VOO? It's at .03%. That's crazy low.
Feeling spicy, might buy VOO
It's the theoretically rational choice under uncertainty. Diversification works. It's proven to reduce volatility without reducing expected returns. Since it is highly diversified (more than QQQ), and easy to invest in at a low cost, it is a smart choice for the future. QQQ is more profitable because investors expect higher returns for its higher volatility. Everyone has different risk preferences, though, and so VOO is more likely to fit the average person's preferences.
$VOO is a little more diversified but $QQQ always outperforms it
VOO and chill has advantages in that you are not tempted to sell at the bottom. If it goes down, and companies in it fail, then they will be kicked out of the index and new emerging companies will be added in as they meet the parameters when the market goes back up. If you own individual stocks, you will always have the risk of one of your picks going completely into the dumpster, and all your investment with it. People who are older remember all the companies that felt like institutions that will be around forever, but died (or basically died) during the 2007-2008 financial crisis? Circuit City, Sears, Linens n Things, Washington Mutual? Who knows if Micron is the next Circuit City waiting to collapse? We'll know in the next crash. With VOO you don't even need to think about it.
> if it’s down I would sell vti for an equivalent fund (ITOT) 30 days before tax day and let that sit in there until my taxes are filed and then sell that fund back for VTI Not quite, on several fronts. Really doesn't have anything to do with tax day. And you want to avoid two funds that are "substantially identical" tracking the same index. A good TLH companion to VTI would be VOO, since they are highly-correlated *separate* indexes. On any given day you could sell VTI for a loss, *and immediately buy into VOO*, and you've effectively bought into "the same thing" (close enough) at a lower cost basis while banking a loss. The thing is it's not magic. It's more like shuffling your tax burden around rather than eliminating it (unless you happy to be in a 0% LTCG bracket, in which case you can do some good stuff). By buying back in at a lower cost basis, it means there will be more gains at some point down the road when you sell that new position. But it can be very handy in rebalancing taxable portfolios, if nothing else. It also really helps to have regular influx of new $$ to work out long term. Otherwise if you just buy in with a pile of money and don't add to it, over a long enough time period all of those positions will likely be gains.
VOO is SPY with cheaper ER. Buffet himself has said VOO is best for the average person because you can’t beat the market.
lol like you get to have one of those in your portfolio for funsies after you've got your VOO and other "safe bets" lined up.
Should be 90%… if you’re trading and losing money when the market’s up 10%, you are a failure 🤷🏼♂️ This is yet another case of women being 10x smarter than men. Every single losing trader needs to their entire account into VOO and chill.
Not trying to be a jerk but really? What are your other major holdings? Up 13.5% is a nice return the last 6 months but Nvidia is up 27%. Microsoft 23%. Amazon 22%. I know it's VOO vs the rest of your portfolio so if something is down or not as high as 13.5% it could be why but that seems confusing. I feel like VOO is slow, consistent returns but other popular stocks out perform it often.
99% of men would be happier if they just bought VOO years ago. But no everybody needs a catch up mechanic
My 5-figure QQQ investment in 2016 is a healthy mid-six figure value today. I originally allocated 70% of my portfolio in 2016 to QQQ but then in 2022 decided to go 100%. Today, my portfolio is 80% QQQ, 10% SMH, and 10% VOO. Going forward, I’m only making contributions each month to VOO in order to diversify given my age (34).
I have good friends who work in national Pension Plans on investment teams and I often ask them why not just fire everyone and buy VOO. A lot of big hedge funds and pension plans have different goalposts for themselves. It’s not maximizing raw gains, but rather outperforming purpose built indexes. The funds will create an index similar to S&P500 for their specific investment area and risk profile, and judge themselves based on that A pension can’t afford losing 10% of portfolio value across a 8 year bear market, whereas individual investors can.
Really just asking to ask, I've dipped my toes into investing but haven't gone far into it. I currently have about $500 into QQQ and like $300 into RKLB. I just always see the VOO response and wondered what the difference was, QQQ could be replaced with any other similar ETF I suppose, it's just the one that I know exists that is similar to VOO. Thank you for all the info though, it's appreciated.
DCA VOO and call it a day. No anxiety. Assuming long enough horizon.
Initially I didn't quite understand the attraction of VOO either. But it has 3 main benefits. Compounding gains Dividend Passive investment I caution to say always growth, even though historically have proven so.
SPY was the first major SP500 ETF so it has some of the highest daily volume and tight spreads. Great for active trading. VOO is a mainstay with one of the lowest expense ratios making it ideal for long-term holders. SPYM is a smaller SP500 tracking ETF that is the same as the other 2 but due to it's lower liquidity it's spreads aren't as tight leading to potentially worse entry/exit prices. For an active account SPY makes sense but I'm assuming you're asking for investment as opposed to trading rationale. SPYM is the lowest cost SP500 ETF by .01% which translates to a $1/yr savings per $100,000 invested in the fund. (Assuming the same relative entry & exit costs)
VOO is more diversified than QQQ and has lesser expense ratio, its for folks how are in long term, QQQ is for traders that dont mind risk for the extra upside.
Just to be clear for some folks. VOO is over weighted big time. 10 companies make up 40% of the index. It use to be more diversified. I’m not saying it’s a bad investment for someone young and is thinking decades ahead but it isn’t “diversified” in the sense it once was.
**Ranking by 10-year Sharpe ratio:** **SMH** (2.45) **VOO** (1.38) **VGT** (1.33) **QQQ** (1.11)
QQQ is manly tech stocks VOO has much wider diversification. Also, it's popular. There's probably better SP500 indexes with lower expense ratios I've honestly seen a lot more people recommend VT lately
Look at the M2 Money Supply. As long as they keep printing money VOO will keep going up.
VOO has outperformed me by 3.5% last 6 months.
Not exactly subset. VOO tracks SP500 vs QQQ tracks NASDAQ100
Every year we are at all times highs. VOO just has a long track record of reliable growth. You won't get rich overnight but you will slowly grow your investments.
The honest answer is that telling people to buy VOO is almost all upside when it comes to sentiment and upvotes. If you recommend an individual stock, people can attack it from multiple angles. They'll point to a competitor, argue it's overvalued, question its earnings potential, or simply say they don't like the company or its CEO. None of that really happens when you recommend an index fund or ETF.
VOO is more diversified and less volatile. QQQ isn't always more profitable, check out how it performed from 2000 to 2016
I'm more QNDX and chill now.. |**Metric**|**VOO(Vanguard S&P 500)**|**QQQ(Invesco QQQ)**|**QNDX(SPDR Portfolio Nasdaq 100)**| |:-|:-|:-|:-| |**Expense Ratio**|**0.03%**|**0.20%**|**0.10%**| |**1-Year Return** *(Trailing)*|\~23.6%|\~22.3%|\~22.4% *(Index Benchmark)*| |**5-Year Return** *(Annualized)*|\~13.5%|\~14.2%|\~14.4% *(Index Benchmark)*| |**10-Year Return** *(Annualized)*|\~15.5%|\~20.4%|\~20.5% *(Index Benchmark)*|
For people in their 20's and 30's are they just supposed to bet that VOO will always go up? We are at ATH's how do the newer generations know they are not buying the top
VOO is more stable than QQQ. It is gonna be hard to chill when the AI crash finally shows up and wipes away 2 years of QQQ gains.