VOO

OpenOutlandishness78

Im definitely selling VOO if they bypass norms for this garbage .

EvictionSpecialist

I dunno man..if I was 60, I’d still be in VTI and VOO.

EpicWhaleSquad

VOO is my cash position

Ahamadrayasbaboon

People that don’t consider taxes at all aren’t making money.  In your analogy, paying taxes on a paycheck is worth it, because I make more money getting a paycheck than I would by not getting a paycheck. And the more I make, the more I take home because brackets are marginal.  The opposite is true (statistically) of frequent trading. Most of the time, most people make more money by trading less. And frequent taxable events creates a drag on long term compounding. It’s just math. Yeah, I know. Everyone says they beat the market, just like everyone says they walk out of a casino with more money than they went in with. But the statistics disagree.  The probability of positive movement with the broad market is 55% day, 60% month, 70%-90% per year. Roughly.  Sure, sometimes getting in and out grows money enough to be worth it. Just make sure you account for taxes before you celebrate beating buy and hold VOO. And the odds of losing goes up with shorter periods.  Also keep in mind that the significance of tax in the math goes up with income. The higher the taxable amount you report, the more it matters. 

mdn845

These ideas are pretty complicated for the average investor. The only one that’s not is direct indexing, but the fees for that are high. Like 0.4% vs 0.03% for VOO.

Alarmed-Improvement

>Your option is to take control your self, or quit investing all together. Or just change the index. Vanguard S&P 500 ETF (VOO) won't include it but Invesco QQQ Trust (QQQ) will.

CrewLeather754

VOO is fundamentally the best. some categories to look at are cpu stocks quantum and space stocks. but VOO contains a lot of those.

pandadogunited

AVUS is a total market fund and VOO isn't. You should be comparing it to a total market passive fund like VTI, which it has outperformed.

FigIndividual8074

It makes sense directionally, but it’s not a perfect hedge because CSPX and VOO options won’t track identically tick-for-tick. You’re basically creating a “synthetic covered call” using correlated ETFs, so basis risk, currency differences, liquidity gaps, and assignment mechanics can still hurt you even if the charts look almost the same.

Pure4Choice

Funds that pay dividends (VTI, VOO, etc)

ThetaEdgeHQ

The practical answer underneath the noise here is that the exposure problem and the volatility problem are two different things and need different tools. The exposure problem: if you hold QQQ specifically, the NASDAQ one hundred small float multiplier rule means SpaceX inclusion gets weighted at three to five times its actual free float percentage. The practical fix some commenters pointed at is correct, swap QQQ for an equal weight version like QQEW or for a broader vehicle like VOO or VT where the inclusion math is much smaller. That is an allocation move, not a hedge. The volatility problem is different. Retail can not actually hedge an index IPO inclusion event with stock allocation alone. The cleanest expression is a long dated put spread on QQQ dated around the inclusion window, typically thirty to ninety days after the IPO date, because that is when forced index buying compresses then mean reverts. The IV term structure already prices some of this, the front month is cheap relative to the three to four month dated options where the inclusion driven flow concentrates. Put spreads also limit the bleed if the event passes uneventfully. Panic selling everything today or sitting in cash for two months is the option that combines highest cost with worst outcome distribution. Picking either the allocation move or the targeted hedge is the practical answer. Doing both is overkill but defensible if the position size warrants it.

counterhit121

Wouldn't VOO be just as exposed as the other popular ones?

LouderGyrations

It's a good idea in theory, but passively managed funds almost always both have significantly lower expense ratios, and outperform profitability funds. For instance, VOO had a 5x lower rate than AVUS and has outperformed it for every time period over a year.

rickybobinski

You did the impossible. Instead of trying to do it 3x just reinvest in VOO and let time work its magic

redfre813

In 6 months around December 2026. VOO tracks S and P 500 which will likely add SpaceX to index after 6 months as per new rules currently under consideration.

FigIndividual8074

Most traders eventually realize they were underperforming VOO with extra steps and stress.

FigIndividual8074

Most traders eventually realize they were underperforming VOO with extra steps and stress.

RIVNMoonMe

Buy low-fee actively managed funds that have a profitability factor. Avantis (AVUS, AVEG, AVTM, ...) and Dimensional (DFUS, ...) are good. Avoid passively managed funds weighed on market cap like VOO, SPY, QQQ, etc.

WITCH2FAANG

Is VOO going to buy this overvalued dogshit?

Total_Mix9276

lot of safe markets that out-preform 5% with nearly no risk if you plan to hold longer than six months, like VOO. It gone up an average of 15% every year for the last 5 years, 25% just this year alone. If it does go down its returns usually rebound within a year.

supernova-infinite

I have $4000 in cash sitting in my Fidelity account. I'm a passive investor with main investments across VOO, QQQ, SCHD. However, I would like to experiment with this $4000 to maximize my returns. What are some ways to do this?

bruh67letsgo

All I know is I ain't touching QQQ for a hot minute. I am a SPY/VOO goblin until the Space X fast track into the NASDAQ shakes out.

Halbaras

Just ditch QQQ if you have it and buy VT or VOO. The pump should have given way to the dump by the time it gets added to the S&P. Absolutely nothing says you need to own a NASDAQ index fund, if you really want 'high growth high risk tech' there are plenty of other ways to achieve it. I'd agree that its a pretty worrying precedent for the NASDAQ to set between changing the free float rules to overweight tiny floats, and allowing fast entry (while this specific IPO also lets existing shareholders exit earlier than normal). I'd worry less about this particular IPO wiping anyone out (besides a few foolish active investors), and more about the floodgates the index's greed has opened. SpaceX's tradeable market cap will 'only' be $80 billion in non-NASDAQ indices, so its unlikely to distort the prices of anything else besides he other space stocks Reddit obsesses over but which make up a tiny proportion of the overall index. Tesla has been sitting at unhinged valuations for years but doesn't move the wider market.

EmergencyFair6786

Can you buy, please? I just want to load up VOO and VTV at better prices. 

Machine8851

Combing a broad based with SOXX or SOXQ is the way to go. Maybe 70% VOO and 30% SOXQ

diamond_handz25

Not really. Unless I'm reading it wrong, I'm seeing 40% over 3 years from 2023. Underperformed compared to just buying VOO or SP500 equivalent.

peszneck

I have a 50% VOO, 15 % VXUS, 25% individual stocks, 10% cash

Deep_Pattern7103

I hold VOO as well already. I’m not 100% sure where the ROTH IRA money is going yet but something along those lines

NoMore_stu

Is PSY/QQQ a better place to park over VOO?

wandererarkhamknight

One thing these articles conveniently fail to mention is what is the approximate % of VOO, VTI they will be. Because if they mention it, the article will be big nothing burger!

Ohlele

VOO

LucariusLionheart

Listen i think the same way. I am into both right now. And i tried splitting them both up 50/50. But the thing is when one goes down, so does the other. And when it goes up, so does the other too. But at different rates XEQT vs VOO is the clear comparison. And VOO (currently) has made more profit within the past 1day, 5days, 1month, 3months, 1year, 5years and 10years. So unless you think the USA is going to be collapsing very soon, i think they will be making more money. And keep in mind the US will sacrifice it's future for short term profits.

Last-Register-934

AI slop, VXUS is outperforming VOO YTD.

Specialist_Read_9125

Forgive my ignorance but how would this work in practice with something like VOO? Relatively new to investing, and have only ever bought individual shares, but increasingly feel like an index wide correction is on the horizon… especially with the midterms coming up

9554503312

Compare RSP to VOO performance

Useful-District9613

If you had only bought VOO, your return would have been much closer to the S&P 500. That doesn’t mean your setup is wrong though. It’s just more diversified and less volatile, which can mean smoother returns over time even if it doesn’t match the S&P in every year. Theres tools out there that can help you out (:

Agreeable-Bee-3449

Not a financial advisor but I like to do a core + satellite approach. Where the bulk of my money is in a broad index etf (like VOO or VTI, VXUS, VT etc) and then I supplement that with more risky individual investments. My satellite rn is GOOG, MSFT, MU and RKLB

Early-Front3917

Hi All, I am hoping to save to buy a home and afford a surgery. Both huge expenses. 40s, 85k-125k year dep on part time job and bonuses. I do have a savings as well as 32k invested, and diversified. (25% growth inc VOO, QQQ; 25% div QQQI, F, O, and more, 50% in VUSXX and VMFXX. Only $85 a month div. I'm wondering if it's smarter if I get a $100k trailer and losing investment cash. Or keep renting at an absurb 2500 a month. The trailer at least only slightly depreciates now with inflation. Id expect it to resell for $95k in a year based on the others that have sold. It is trailer park with lot rent. With the trailer I'd lose up front money but have 1500 more monthly to invest. Homes here are 6-12% increase a year. Very hard to outpace. Thus far my investment is at 10% but kind of a weird market. My pay is up 45% over last year. What are your thoughts if you were in the situation? Not financial advice.

Smithy2232

I would allocate some of your money to VGT and VOO.

yenom_esol

What can a passive VOO investor do to shield themselves from this rug pull?  Would love a low cost s&p498 (minus elon) etf.

BottleMedium881

At 30, I’d keep it boring. In taxable, VTI is usually a great core because it gives you the whole US market and is tax-efficient. VOO is fine too, but holding both doesn’t add much since they overlap heavily. Since your Roth is already 80/20 US/international, you could mirror that with VTI + VXUS in taxable and focus on consistency, low costs, and not tinkering.

Fapados

The problem isn't VXUS. It outperformed VOO both in 2025 and 2026. 33% of your money is in a MMF. That's a lot.

Detail4

Yeah if they were new accounts I’d just do VT and SPY. They say VOO tracks better than SPY at a lower expense ratio but I like the efficient options volume on SPY for writing covered calls.

Will1790

Inverse QQQ and SPY/VOO

tk421tech

It was VOO 40%, VXUS & BND 30%. Retiring in 10 yrs. (Seems it might only grow to about 100k with contributions). Prior to today I thought perhaps 60/25/15 might be a better goal. Current % 33.50/17.42/15.87 and 33.21 in SPAXX to rebalance.

Moist_Wolverine_9127

Your math checks out - VXUS has been dragging you down this year while bonds are basically dead weight. International has been underperforming US markets for a while now, and with rates where they are, BND isn't doing you any favors either. At your age though, having some diversification isn't the worst idea even if it hurts short-term performance. The 3-fund portfolio is designed for long-term stability, not chasing returns. If you went 100% VOO you'd definitely be closer to that 9.27% S&P number, but you'd also be taking on more concentration risk. Maybe consider tweaking your allocation instead of going all-in on one fund - bump up VOO percentage and reduce the international/bond weightings if you're comfortable with a bit more volatility.

guachi01

I don't know what your percentages are in each fund, what your right tolerance is, or what other sources of income you may have. But the simple answer to your question is "yes, you would have gained more holding just VOO".

mmmfritz

I don’t know why OP is worried about a single stock when the whole idea of indices is to invest outside your own domain. No one knows where spacex is headed, it could be the next railroad or it could be another Segway. For OP to even waste energy over this means he 100% needs to VOO and chill for 40 years.

IncomingAxofKindness

This is what I've been thinking, to reduce exposure to the AI/tech concentration of VOO in general though. Building my own etf with RSP at the core and adding some MAG 8 (minus Tesla) albeit at lower weightings than VOO.

HaiKarate

Unfortunately, because of the size of the offering, SpaceX will be added to the S&P 500 in six months to a year. So it's unavoidable to anyone holding SPY/VOO/FXAIX etc, for the long term.

grandpa2390

I bought Nvidia because everyone wanted Nvidia, and then when the Crypto coins started taking off I saw, everyone wanted Nvidia. and then AI was starting to happen and everyone wanted Nvidia. so much that an entire country was not allowed to buy the best chips. so I just kept adding to my position. I didn't buy enough to become a millionaire, mind you And as Nvidia succeeded, I had enough conviction in the industry to buy other names like MU and AMD. Not enough to become a millionaire. But enough that it has allowed me to beat VTI and VOO had I bought that instead.

circadiggmigration

Can you choose which etf a stock buys? No. You can buy VOO or SPY, they're keeping the original rules for SpaceX. Tesla is already an SP500 co because they more than qualify. Keep in mind the Nasdaq only allocates based on the free float and Elon is only releasing 5 percent of spacex so even if you own QQQ the addition of spacex will be negligible. They're not buying 1 trillion worth of shares. As for Tesla, there's no real answer. You knew Tesla was a part of it when you bought it.

Beautiful-Parsley-24

In any case, you're joining me as an active (maybe even activist investor? ). As an active investor, I handpick every investment - I chose to buy SpaceX at Series E. I choose not to buy it at IPO. If you invest in VOO, you forfeit that right.

NAh94

Theoretically if you do the math you can hold enough S&P 500 ETF, you can short out your exposure to SpaceX directly through their shares. That would probably be require you holding a lot of $VOO/$SPY, though. I haven’t done the math and I’m not sure what % makeup SpaceX would be yet of the index.

njpc33

This is actually a strategy a lot of high rollers employ. Closest thing you get to an infinite money glitch. Theoretically (and practically), the investment return of circa 7% from VOO pays the loan off and gives you profits whilst the rest of your personal investments appreciate. However, there is a reason this is done by people with plenty of capital - if something goes awry, for example a down year in the market, or an emergency, you need the safety net of capital to continue to cover the loan for a period of time. So only do this if you're already well off.

trix_is_for_kids

What’s your age/ time horizon? If it’s 20+ years I’d go 80/20 VOO/ VXUS. Could go 80/20 VTI/VXUS for more exposure/ safety or just 100% VTI. But if your timeframe is 20+ I’d suggest the more aggressive approach.

Ohlele

VOO

Informal-Lime6396

I'm of the opinion that 30 is young, and target date funds and bonds have no place in your 30-year retirement portfolio. I used https://www.etfrc.com/funds/overlap.php VOO and VTI are basically almost the same. Overlap: 88% by weight, 497 # of overlapping holdings I argue for replacing the target date fund and bond allocations for some sector ETF like VGT and SMH/SOXX. As you near retirement, you can rebalance tax free towards bonds and a more Boglehead-like portfolio. But while you're in your prime earning years, I think you can stomach the volatility for bigger returns.

stoic_suspicious

How is it so hard to buy the VOO

cbr777

It sounds like you should only VOO and chill going forward, this might not be the game for you. Being down 62% in the most insane bull market takes skill.

charlieandoreo

Just buy VOO and VXUS or just VT. Then in a tax deferred account add BND after you turn 40.

hv876

Be like Warren Buffett. Buy VOO and chill and make tendies.

buonoxc

Damn - this sounds like a great case for holding indexes instead. Could just hold QQQ , VGT, SPMO, VOO one of those.. you don’t have to second guess your conviction on bad days, weeks or months when you hold an index. or copy trumps portfolio knowing he’s got the insider info. (He had a great day today).

mb-7777

100% in VOO and don't look at it for at least 5 years. Stress free gains.

InvestorAllan

I thought I was doing good picking stocks and getting 30% which is way above market avg. until I realized VOO has gone up 30%. Hahaha! All that hassle to just… be exactly average.

Zephyruos

Improper sizing! 0.5%-3% of your total port leveraged throughout one year, the rest in 3 months treasury bond or S&P500 ETF (VOO for lower fees) or even VT for total world stocks exposure.

Icy-Sheepherder-7595

I'm working with much less capital than you but I've been struggling with the same emotional selling and poor timing. I keep trying to tell myself it is what it is and it's a lesson pretty much every investor has to learn at some point. Nobody's line ever just goes straight up. I recently took a $7k loss on LULU after finally deciding I was done with it after holding and averaging down for almost 2 years, then I see it starting to move up again although the value is still way off its highs, I sold MELI a few weeks ago and again that's going back up, sold out of half my UNH position at the bottom and lost a little money despite knowing I bought in really cheap and probably could've held it all, I made $4k instead of the $10k I should have had I held. The thing is though you have to move on once you sell a stock. Beating yourself up and, I'm guilty of it, I made a similar post in the value investing sub about how over the last few years I traded like $300k just to barely break even, but beating yourself up and dwelling does no good for your mental health or investing strategy it will only cause you to keep losing money. Not financial advice in the slightest but I think if you let go of META and MSFT you'll find yourself feeling sad again once they go back up. MSFT is my largest position so far and I'm not selling until it at least doubles which could take time but I don't think as much as the projections are showing. If it drops below my entry price of just under $400 again I'm loading the boat. It's the one stock I have 100% conviction in right now they'll never go away, corporate America runs on their products I wouldn't bet against that at all. META is riskier but I hold that too although much less. Earnings are good, no reason the stock should stay this low for long. I would just close the app and hold and see where things go if I were you. And also it sounds like you already have about $400-500k liquid net worth so you're already ahead of most people, if you're smart and can get a handle on the emotional aspect which is just as important as the technical analysis side of investing, you can make that money compound quickly. No need to be chasing anything too risky like options when you have that much to lose. If anything sell your current positions after you're in the green and throw it in VOO/VTI/VXUS/VTSAX take your pick at whatever low cost index fund and then just never sell. That's the beauty of index investing, if it goes down it just means you can buy more cheaper, unlike individual stocks where your gambling it all on horse to win it all but with indexes they pretty much always go up in the long term. Even buying at the top of the market you're still guaranteed to come out profitable unless a nuclear war breaks out or something of that magnitude.

GMVexst

VOO and chill for you

HighlyRegardedApe

You buy on the way down and sell on the way up. 101 man. Also diversify. Maybe buy VOO or something like that.

InspectorDabbit_

I mean this in the nicest way possible but you are not good at this and should just allocate 7.5K into VOO in an IRA each year and chill You can have a self investment account to play around with but you don't have the stomach for this kinda swing trader stuff Nothing wrong with being boring, boring is usually safe

just_some_guy034

That actually reminds me, my longer term holdings are up severely today, to the point I did screenshot. But, they are meant to be longer term (SMH, VOO, VOOG). So I’m torn between sell because duh, or hold because that’s what it was planned as. Something tells me I’m going to smh when smh drops back down :/

thailanddaydreamer

JUST VOO and chill from now on dude.

wandererarkhamknight

More like 0.7% of QQQ. Lower for VOO, VTI and VT, in that order.

KickPuncher10

You might be better off with 3 ETF’s ie. VGT, QQQM and VOO if you don’t like volatility. I like all your stock picks except Nebius. The problem even if you pick winners most of your gains will be concentrated in a few stocks. I suggest going mostly ETFs and a small percentage of your portfolio in stocks if you are investing in the long run.

Xryanlegobob

I think the valuation is going to come in crazy. Even if I could buy shares on day 1 I wouldn’t. It’s going to drop. Determining when to buy in at the drop is going to be the question. As much as I’m personally not a fan of Elon, I wouldn’t bet against him when it comes to the market. I’m hoping my one options contract on RKLB blows up more because of it. I have a decent sized portfolio but am smallstreetbets when it comes to options. Just started doing them a few months ago, have made money in spite of my knowledge and have a handful of open contracts but most are single contract LEAPS that I’m hoping I can double or more but if not, I’m not overexposed. As fun as it is to watch a single stock blow up, I’m to the point where a decent daily return in QQQM and VOO are good. I have some MSFT and AMZN shares that I’ve had for a while that I know are already in VOO and QQQM but I’ve owned them longer.

alldayidreamofdollas

VOO and chill

xmascarol7

> i don't do options, but this is giving me the motivation to do it. So you want to go from missing out on gains from bad timing to being severely penalised for bad timing? Maybe rethink that plan.  VOO & chill seems the best option for you 

AnnaSmiled2

First of all, most people don’t know anything about investing in a stock market. They DCA into their employer 401(k) fund because they don’t really have a choice because it’s do that or eat Alpo in retirement. These people don’t get a call while they’re sitting at the dinner table. The majority 401(k)s are managed. You don’t get any input on how that’s done. And I have told the story on this several times, but here it goes again. 2008 was chaos. So many people lost big on their retirement and it took them several years to gain it back. I work in IT and people were in their cubes. One lady was weeks away from retiring and she ended up working another five years. If that bubble pops, a lot of people are gonna get hurt. Those DCAing into VOO - ouch. The best we can hope for is that never happens or it just slowly deflates.

FreeHelthcareforall

I would buy index funds like S&P 500 VOO, FEZ Europe , EEM International You’ll sleep better at night and you’ll make money over the long run with dividend reinvestments. I’m up 65% in VOO in a three year period

golf_234

You should really start looking at 10, 20 50 100, and 200EMA to determine if you are buying in a bull or bear trend long term and short term, and if you are buying way too high in a bull run (i.e. way above the 10 or 8EMA in an increasing market, which can still be a mistake) sound like you have picked stocks pretty well, but with really bad timing and not paying attention to fundamentals. Also should check PE and PE/G for every stock you buy as well as news and projections, etc. I like using gemini for consensus price targets and trajectories as well. More fundamentals!!! And have the lion's share of your funds in tried and true things like VOO, VT, VTI, and so on.

CallMePyro

Long term 10x potential is definitely $VOO. Almost guanteed. Just not the get rich quick gamble it all scheme that you're looking for.

Remarkable_Cheek4295

VTI or VOO and chill.

RunsaberSR

Just follow the money really. Billionaires, governments etc are shoveling money into tech/infrastructure. Me too. And I'll keep doing it until i see the money leaving or going elsewhere. If you want an entry, sit on your $ and wait for SPY/QQQ to hit the 200day EMA again on the daily chart after some "event". Then start scaling into something "safe", VOO, SCHD, VTI, QQQ/SPY etc to start out (OR SOXL, DRAM...i REALLY like CHPY). And just hold it. And keep adding. Then you wait. Then you're rich. 👍

Carbon-Base

Beans, lentils and legumes are essentially VOO, VXUS and VTI.

zer1223

>Why this matters? Forcing quick inclusion means all passive index and benchmarking strategies will trigger systematic buy to hold to index weights which is something like 4%.  Which passive funds track the nasdaq? The big funds that I'm aware of are VTI, VOO and their non-etf equivalents. All of which don't track the nasdaq 

spilledonwhite

Fucking SCHD doubled the returns of VOO YTD wtf 🤣

Xryanlegobob

Auto invest what you can in VOO or VT. You could sell all of this and get QQQM for similar exposure but not as much risk as individual shares.

laz62972arulian

I'm weighing between Cash vs. Equity at a very large Private Company I recently received an offer from Stripe (\~$159B valuation) and have the option to take my equity package (\~$80K/year) entirely in cash or as stock. This isn't a traditional 4-year RSU grant with a fixed strike price. Instead, the grant resets to FMV each year. So if the stock is at $65 in Year 1 and $85 in Year 2, my Year 2 grant is priced at $85. I capture year-over-year appreciation, but I have no long-term compounding upside from a single grant. Given this structure, does taking stock over cash still make sense? The way I see it, the stock only beats cash if Stripe continues to meaningfully appreciate each year, and at a $159B valuation, I'm skeptical there's much runway left before a plateau. I don't see them IPO'ing in the near future, but they offer liquidation events twice a year, so I'm not worried about liquidation. What I'm weighing: * Stock upside is capped to annual increments, not long-term compounding * $159B is already a massive valuation for a private company * The conventional wisdom is to take cash and put it in VOO/VTI * But if Stripe does continue to grow, there could be short-term gains Stripe's business varies with transaction volume, so the business's success correlates with market performance.

SufficientSorbet9844

The only dividend timing I would try is moving IVV to VOO to SPY in Jun, because they're the exact same thing.  You're just getting 3x the dividends for passive index investing

Fun_Training6342

VOO pump

Fun_Training6342

As long as my VOO outperforms 99% of you fuckers I'm happy

Phuffu

International diversification is important. People will say that VOO is all you need but I disagree. 

big-baller-47

VOO has better returns than my port 🫩

zenyogi2025

Sitting on cash, with the hope of buying at discount is also greed. Not different than somebody shamelessly greedy to make money from current bulls. Both are extremes. Normal investors who don't want to spend time and energy in picking stocks and trade active, needs to lower greed and be happy with VOO returns as long as they don't need that money for the next 10 years.

Competitive_Care255

Also, you can squeeze down this cost if you only hold the minimum required exposure in futures contracts. Something like $90,000 in VOO and ~$35,000 in futures exposure makes the dead cash issue into a smaller slice, something like 40 bps total. 

OGS_7619

most people recommend diversifying both beyond top 500 large-cap in US, to include med-cap and small-cap in US, as well as buying international (emergent markets). So instead of ETF like VOO or SPY that only tracks S&P, you may want to get VTI or FSKAX that tracks total US market, as well as international market, VXUS or FTIHX. Most people go with cap weight of about 60 US to 40 ex-US, but it depends on whether you are in US or elsewhere (then you may tilt towards home country due to exchange rates) and whether you want to increase US allocation because of personal beliefs. International underperformed S&P (and S&P has been lately dominated by top 7 companies) until about a year or so ago, when international has been outperforming S&P. There are periods when small cap or mid-cap outperform large-cap, and most of the time bottom 450 S&P companies outperform top 50, so over time it will all averages out - stay diversified.

crazybutthole

USFR Treasury fund pays about 3.6% BOXX - sells box spreads and pays out ~4.2% (apy) in gains every day. I don't know any 5% guarantees But if you did maybe 80% BOXX and 20% VOO that should average to 5% or even 6%

InspectorDabbit_

NVDA has been decoupled from SPY NVDA call holders crying while SPY chugs along VOO and chill > playing NVDA earnings, every day of the week and twice on Sundays

Melcher

I’ve been taking gains and putting half the gains into VOO each time I sell. The other half I roll into different AI segments like fiber, photonics, broadband, etc to diversify but stay in the ai game

simplyty_206

Don’t need both VOO and VTI. Pick one and chill