Reddit Posts
If SpaceX merges with Tesla, what will the consequence be for the S&P 500 index, specifically VOO?
VFQY as an alternative to VOO's tech overweighting?
Portfolio Review: 3–5 Year Horizon, Moderate Risk
The "sell employee stock purchase plan" immediately strategy. This doesn't seem logical to me based on percentages
Anyone else considering increasingly moving to short term govt paper in their tax-free accounts?
I have 11k in stock and I am 20 years old. Where do I invest?
Investing $100 a day - what would you choose besides VOO?
Investing $100 a day - what would you choose besides VOO?
For non-US investors what are non-US domiciled equivalent ETFs you buy?
Once again S&P1 seems to be the best long term strategy over the S&P500
I have been DCA’ing into VOO since 2012 and now I’m rich.
VOO Performance Lately / General Investing Approach
After playing options, my net worth is currently 30$
Isn’t concentration actually proven to win over the long term? .
Any advice from experienced investors
At what point is qqqm better than voo for young investors?
What ETFs or Index funds are y’all thinking about bidding on? I really like VOO as a long term play for myself
is this a good growth focused Roth IRA asset allocation?
Questions about my ROTH IRA fee structure / returns
Canadian who has roughly US$30k–$35k for the long term, looking to invest in the market. Unsure of the best long-term "boring" buys that my American friends can recommend. Do ya'll have any suggestions?
Help me find the next stock that will skyrocket 100-fold :)
IRA vs. Taxable Account (Keeping the money in for 20 years).
Built an agent that buys whatever WSB is talking about. It's down 19.2%. Got 3k upvotes on WSB before they deleted it.
I built an agent that buys whatever this sub is talking about. It's down 19.2%.
Does anyone avoid diversification (like me)?
ETF allocation changes due to high valuations
Strategy for entering the market with large lump sum
Strategy for entering the market with large lump sum
Weird question but like, are the majority of financial advisors just scam artists essentially?
Mag 7 already did their 100x (and more). So where does the next trillion-dollar (or multitrillion) company come from?
Gamers here, do you invest in a game company like Nintendo, Sega, etc?
Simple IRA through work and personal Roth IRA (35)
Supposing AI goes up, is AIS ETF a safe choice?
Beginner looking to make my first options trade — how would you approach this?
Equal weight S&P 500 ETF (RSP) for indexing rather than VOO?
Beginner looking to make my first options trade — how would you approach this?
Why are all my individual stocks down but index at ATH?
Rate my Roth IRA split, just opened my account and haven’t put anything in yet, just looking for advice.
LTCG or dividends or cash to pay for big ticket fun?
Can I do multiple Schwab deposits through the year without any issues?
What are your Top ETFs Picks so far this year? Beyond VOO, VT, VXUS?
US market - VOO or CSPX QQQ or CNDX or anything else?
I'm deciding to sell NASA (tema) etf for tax loss harvesting, since I made around $300 in profit so far in 6 months. Should I do it or no? Needed thoughts.
Concentrating positions, not diversifying. Insights from those that have done this?
Thoughts on the "double dipping" portfolio ive been building
Lost some and gained a lot - should I keep going?
For anyone wondering exactly how much QQQ and VOO/SPY actually overlap, here is the math.
21M first-job in CA, USA. Seeking Investment Strategy Review
Tips for novice investor ! Critique is what I’m looking for
Question: How do passive index funds like VTI, VOO, SPY, ETC., work?
Where would you put surprise inheritance money
I have X amount to invest and I need it to triple in 10 years
Lost money trying to be clever when VOO was sitting right there
+206k from two years of VOO and 7 tech stocks. -$200k Loss from one day of Sandisk calls.
Mentions
Gambling addiction is hard! You have no different struggle than somebody with that. That’s what this is. For now, maybe a VOO is just the same as an alcoholic saying “just one beer.” To prevent yourself from temptation, disable your account, reach out for help. Even if you need somebody to hold onto your money, I don’t know how that works right now but thank god you are still employed. If anything, maybe replace your addiction with another. If you want, try to get into video games or something. Something to still get addicted to but that won’t cost you so much to get a thrill out of. Reach out to friends, family. Build a support system. Hell maybe take a big mushroom trip. The reset may give you a window where you can actually detach because the throes of addiction hijack the parts of our brain that seek reward. Your reward system is hijack. It’s no easier to give up what you’re doing than somebody’s deeply addicted to heroin!
You just do it in a boring way. Cut your spend and invest as much as you can into VOO. I’m 30 and I feel behind sometimes with my 300k in the market, even though I know it’s dumb to think that way. I think it’s just a sense of concern of we just want to have wealth now since things r so hard now
We all learn from past mistakes, odte options are super risky but also rewarding. Choose some great dividend paying stocks like schd VOO VTI, Pfizer , ford …. And keep adding to those and gamble odte on the side with money u don’t regret losing 😂👍🤷♂️
Buy something boring like VOO SCHD or even SGOV and nothing else for a few years. Have a milly in no time
"I make 10k a month after tax" and "I dont know how to rebuild" makes no sense. You even said it yourself.. buy VOO. Literally just DCA every month into VOO. Thats it. You have found the solution. This isnt a big deal you will be fine.
stop looking at the numbers. You have a $120k annual income which is more than 95% of people. set up auto invest to VOO tomorrow for $2k. Delete the trading apps. Walk away from the screen when you feel the itch. You are not stupid, you are an addict. Treat it like one or quit gambling entirely and let your salary do the work
You seem to know exactly what to do but choose not to. Buy VOO and a few index funds, learn from your mistakes and stop repeating them. Not saying this in a judgmental way, but sometimes you just gotta hear it straight.
"It's funny because I know I should just buy VOO and a few other index funds, but I keep fucking up. I just don't know how to move forward and rebuild from here" You already found the solution. Stop gambling and follow through.
Honestly, I’m in the same boat as you, and this last week has been really brutal on my portfolio. I’m thinking that it’s time to sell the rest of my individual stocks, stop touching options, and just stick the money in VOO. I have a similar salary and can realistically save 5k a month- and I know that because this year I shoveled 5k a month into Robinhood and have very little to show for it. Let’s turn our stories around and build wealth the slow and steady way. Feel free to DM me if you want to support each other
97% still winning. MSCI South Korea national ETF still up +71.19% year over year as of close today. Most of their long term wealth is the equivalent of VOO-and-chill, so yeah, could you imagine SPY being up 71%, even today? They've still good and things are going to have to unwind a lot further before families start locking in gains.
You have a small trading account. In jan you give yourself 10K a year. Not allowed to add to it the rest of the year. All other funds go into qqq or VOO. Trade as much as you want with your trading account and follow your rule of never adding to it. Eventually you won't even want a trading account because you'll see trading everyday as a stupid.
You take 2K a month and put it in VOO and in 4 years you probably have like 150K in there just chill man you will still be way ahead of most people. Stop being a dipshit though for real grow the fuck up.
We all learn but you had 13k and didnt even buy VOO? Stop 0dte and do swings
That's okay bro, just keep saving up and put it into a safe bet like VOO or XEQT for now. Options are good but buy ITM/ATM leaps at least 3 months out if you are going to buy them. Oh and look at the 1D/1W/1M charts to get a general idea of the play.
"sold everything went into VOO" 3 more of those and were good
Cashed out of VOO and QQQ this week If Anthropic and OpenAI have no clothes, I think things could get ugly
Just VOO and go enjoy life
literally not sure ive everr had a decent green day. ive bought the top of everything. throwing everything into TE calls for late nov and praying. fucking shouldve just bought VOO and deleted the account
Yrah not ONDS lol Companies that are already profitable isn't a wallstreetbet though, I already buy VOO.
I just put in another $2k in VOO because of your post. It’s a small dip, but at 25 you should just try to shovel in as much as you can for now
My guy take half, shove it into VOO. Then play option with 5k, buy powerball with 2.5k and the rest put it all on red at roulette. If none of them hit alteast you have VOO.
I'm a fan of VOO, in Europe we need to use SPYL instead though
Yes! But you wear them on your legs. VOO is a classy choice but some look good in a more modern QQQ
You picked all AI stocks, that's way too risky to put all eggs in one basket. Buy VOO or some World ETF and log back in in 2-3 years.
Cash gang will buy at -10% VOO we don't negotiate with bull terrorists
All my positions except VOO are down like 10% lol
It is incredibly hard to beat VOO but it seems like you really have no clue what trades you’re making, and it’s cost you a ton of money. You would literally have more money if you had done nothing with that 5k than put it into the trades you made. Investing is a marathon not a sprint. Have patience and let compounding interest work for you.
Literally your remaining port is why I am gambling here... to try to get there faster. If I had that number I would retire today and live off fucking VOO the rest of my life instead of working a miserable job 50 hours a week and never seeing my wife. Your current port is my life's goal. You're already there, what do want that you don't already have?
VOO and chill bros in absolute shambles
Recommend me a book please. I have “one up wallstreet” and “swing trading for dummy” in my queue. I use to put my money into VOO but backed off from recent surge in AI bubble fears
Most people can't outperform VOO. That's why VOO and other ETFs are popular. If quickly making a fortune in stocks was as easy as reading a reddit comment and jumping in, everybody would be doing it. It's bizarre to me that so many people don't understand this and choose to gamble their money instead. Some people get lucky yes, but most people don't. So unless you develop a magic formula, for almost everyone the best option is to just pick an S&P tracking ETF and feed your money into it and wait. There's room for some fiddling around: for example If you understand a particular area of the market really well, then more specific ETFs can also help you out, or maybe you want international exposure so jump in VXUS or similar. But ultimately for almost everyone broad market trackers are the best option, and for most people that means VOO. I've seen a handful of people get rich off trading random stocks - but I've seen a lot more ruin their lives. Meanwhile I've seen a lot of people get rich from investing in the S&P and being patient, and never have I once met a person who said "man I really regret investing in the S&P 10/20/20 years ago". Don't let greed ruin your future.
So is the best portfolio just 10-20% hysa cash for daily expenses plus a car-level expense and then the rest just balls to the wall risk assets? (Like VOO) I think this would give your regional bank advisor person a heart attack.
Most people can't outperform VOO. That's why VOO and other ETFs are popular. If quickly making a fortune in stocks was as easy as reading a reddit comment and jumping in, everybody would be doing it. It's bizarre to me that so many people don't understand this and choose to gamble their money instead. Some people get lucky yes, but most people don't. So unless you develop a magic formula, for almost everyone the best option is to just pick at S&P tracking ETF and feed your money into it and wait. There's room for some fiddling around: for example If you understand a particular area of the market really well, then more specific ETFs can also help you out, or maybe you want international exposure so jump in VXUS or similar. But ultimately for almost everyone broad market trackers are the best option, and for most people that means VOO. I've seen a handful of people get rich off trading random stocks - but I've seen a lot more ruin their lives. Meanwhile I've seen a lot of people get rich from investing in the S&P and being patient - and never have I once met a person who said "man I really regret investing in the S&P 10/20/20 years ago".
How do I fix it? I want to out perform my VOO holding and it’s pissing me off why can’t I trade and make money
Max out 401k and IRA every year, invest ~60% in VOO or VTI, 20% VXUS, 20% bonds Or 0dtes
Not necessarily equal, no, but I'm far from the first person in this sub to feel uncomfortable with how much influence a single sector holds on staple funds like VOO. Yeah, they're large cap companies, but they tend to move together because they're so tied up together, and that drags everything else down more quickly A fund like this maintains some investment there but increases allocation in more defensive stuff too, which I was considering as a protective/risk reduction measure against the ongoing tech selloff or the AI bubble burst.
I'm so demoralized, tempted to just take what's left of my money out or put it in VOO.
It only grew 100% in 14 years, so it is definitely not beating VOO.
100% growth in 14 years is only about 5% compound annual rate of return. That is significantly underperforming. Get your money out of there. Embrace "VOO and chill", and in the meantime start learning more about investing.
VOO and ~~chill~~ freak the fuck out nothing stable anymore
I have VB now paired with VOO, but my main concern is the 40% of VOO being tech
VOO and QQQ dropping but SPY and VIX fine?
Fuck yeah. But I fucked up bad. I made $160k saved in a savings account, then had a family medical emergency. “Lost” most of it on expenses and now I’m super screwed. Can’t find any decent SWE jobs that paid like they did pre-Claude. I don’t think I’ll ever be able to make that $160K again. My mistake is that I didn’t park it in VOO or BrkB. So fucked right now.
Bro, you are losing it. You need to just go VOO and chill.
I'm going to sleep. Please don't rug me tonight, i promise I'll be a safe investor and rotate to VOO for the weekend.
Just put it all in VOO and ignore it.
No shame, I simply sold my GOOG and VOO FOR SGOV, VXUS, RSP, and a tiny tiny bit of QQQM
Why not keep it simple and just invest in VOO?
Desperately want to VOO and chill but I know odds are this crashes by next year. And don’t you boggle heads tell me otherwise.
His advice isn't for us, it's for VOO and chill folks.
Agreed it cost money. If you want to effectively create your own ETF of index-1, sack up, and pay for it. The shoehorned indices via quick rule change have absolutely nothing to do with it. Doesn't matter if they come into the index today, or in 5 years. That transaction had two parties involved. The one who asked, and the one who gave. If you are principally annoyed, don't partake in supporting the stock that asked or the index that gave. But also, VOO is an S&P index and they didn't change the rules. So your point is moot to the OP's comment which is in relation to the S&P. But, the point of an index tracked ETF is to ignore the noise. So that's today's noise. Big woop. Tomorrow there will be new noise.
Thank you for the reply. Yeah, I just want to do one transaction per month or year. I prefer the simplicity and efficiency of “VOO and chill,” and also I prefer to avoid the risk inherent in the current SpaceX valuation, it strikes me that the merged company’s market weight is significant, so I want to understand what my options are (call me crazy). Obviously, I already own Tesla in VOO, but what weight will the new combined Tesla/SpaceX have in the s&p have when/if they merge?
An index like the S&P 500 weights by float-adjusted market cap, and a recent IPO usually has a small float, so the real weight can be well below what the headline valuation suggests. I’d check VOO’s actual SpaceX holding after any inclusion before worrying. A merger with Tesla would change the picture, since Tesla is already in the index and the combined company would carry a bigger weight, but I wouldn’t assume the mechanics until it’s announced and the index rules are applied.
shorting it would create a taxable event when you close, and you gotta keep rolling which is basically active trading, OP said they want none of that there's no clean way to do it without selling VOO or trading constantly, maybe accept the tiny exposure and call it a day
Then do it. (On the other hand, if in the unlikely event the management company has been significantly beating VOO since they started, stick with them until you have educated yourself enough to know you want to try to do better.)
\> This seems like a more reasonable, diversified allocation of sectors than VOO currently is, no? No
You haven’t stated a thesis or timeline for your investment. Are these long term plays (and they bloody well should be if you’re hand picking). I mean if you’re doing individual stocks at this level then you’re exposed to the whatever comes to those individual tickers. That’s why everyone advised broad market funds like VOO, VTI etc. Also if you’re investing in individual stocks, it means you’ve signed up to basically completely write off losses if you need to sell when shit hits the fan. If you need that money anytime in the next few years, then recognize your mistake and sell now to preserve capital. Otherwise buckle up and enjoy the fireworks.
Sell USAR, IPGP, SMTC, and half the proceeds in VOO and other half in Government Bonds: [https://investor.vanguard.com/investment-products/list/etfs?filters=open](https://investor.vanguard.com/investment-products/list/etfs?filters=open) The stock market is very long in the tooth and the yield on the 10-year bond crossed 5% (it's safer to invest in bonds than stocks at the moment). Best of luck.
start w $VOO or $spy and find your way Since you get acct built up branch out to individual tickers and some nine degenerate options I have trad IRAs, brokerage accts; and Roth IRAs and the latter u put the most risk in. other benefits for Roth’s are no wash sales, no issue w short term capital gains and much more man honestly, if you listen to WSB and just do Degen shit you’ll be here in 3 years w $200 talking about bers and bols
SPY or VOO, buy shares.
Why would I buy VOO and be up 12% YTD when I could lose my house betting on ODTE Nvidia options?
How will the crash happen? Is it over night drop of VOO by 5% or something else?
I’ll be adding to VOO by default as I regularly do but I’ll just add extra on super down days but VOO is not down much obviously
Dip bought. Got Amazon, VOO, NBIS and KEEL
This is the way. I keep half of my life savings in long-term equities (boring global + value + aggressive growth) in case I get an upside from it on the off-chance as time goes on, and the rest I keep in cash to live my life because anything can happen any day. Honestly US tech/megacap (VGT/VOO) and global broad market (VT) is a sure bet IF the world stays safe. But political volatility, war, solar flares (as mentioned), asteroids, climate change and other freak acts of nature, etc. can all happen any time. If the equities get wiped - nothing much you can do, at that point all non-physical assets are getting wiped, and even physical ones like your own bought and paid for home can get snatched, let alone those partly paid for on mortgage.
USAR was just a weird gamble I made. I wasn’t to worried since the cost for my volume was so low. I think currently I’m going to dump the ones you recommended and hold on for the time being with the rest of my portfolio in case of recovery and just dump the rest of my earnings into proper ETFs as many in the comments suggested and just let the portfolio grow. Depending on how the end of this month goes I’ll primarily switch everything to VOO, SPY, and QQQ and as you suggested keep only a handful of speculative stocks for the swing trading. I think I just got way to ahead of myself when I got in and as soon as I was doing better and better got hooked into the gamble of it
dropping 8k in two days on a 34k account is jarring but not unusual when you're holding TQQQ and a bunch of concentrated tech names through a correction. selling everything and restarting is the same emotional move as the one that got you into 12 tickers in three months; you'd just be reacting in the other direction. if MNST and VOO are your long-term core, the real question is whether the swing trades still have a thesis or you're just holding them because they're down.
the idea that 4 years is enough to ride out a generational valuation top is wild. after the dotcom crash, it took the S&P nearly a decade to make a new high, and Nasdaq took 15 years. buying VOO at CAPE 40+ means you're buying heavy concentration at terrible starting valuations. blind "buy buy buy" at historic tops usually ends with people sitting in the red for a decade
VOO YTD is up over 12%. If you’re not making any gains you’re a fuck up
Should I sell all my VOO and go 100% into NBIS?
This is the worst year for me, should of just bought VOO
I’m not pulling out cash (or selling assets), but I started to get concerned about an AI bubble about 6 months ago so I paused all automatic purchases of the 6-10 high conviction stocks that I’ve slowly been accumulating positions in and instead put all of those DCA purchases to VOO/VXUS, which is slowly decreasing my allocation towards those stocks. I also upped my monthly automatic purchases of $SGOV which I’ll use as my emergency fund, but I’m about 5 years away from hitting my goal for that fund.
Trimming VOO/QQQM for some CORD profits was a good move for the week. Long live this CRWV bloodbath.
I am doing the same but with QQQ. I have more than 10 years to wait and honestly technology sector is still the present and the future. You can name AI, robotics, software, automotive everything is related to any company possible listed in QQQ, same for VOO but in any case your total market idea is not bad by any means... After 20 years i guess you should be very happy with your income.
Needlessly overcomplicated, just go 70% VOO 30% VXUS. Wrong sub entirely for this anyway, you should be yoloing 0DTEs on MU/SNDK
Hey all, I just recently started investing, I put a little into VOO and VXUS today along with Microsoft which I just added. I also have a little bit invested into constellation. Should I add anything or stop investing into any of these?
Will someone please tell me if Voog is a good 30 year investment for a simple retard or should I do QQQ, VTI or VOO
If you’re continuing to make huge levels on income, save every cent you can. I’m younger so my risk tolerance is higher, but even at 10 years out, if you can invest even $25k a year into VT or VOO you’ll end up with above $500k by 70. Add that to your SS and you’ve got a very nice retirement.
Something like VT would be more diversified with broader exposure across countries and small to medium cap than VOO.
Stock picking comes last. Put everything in VOO for broad market exposure, QQQM for diversified technology. Learn to DCA, look it up. Learn to handle your emotions, i.e. swings in the market. Stock picking is hard, it basically comes last in an investor's education, don’t try to be a hero.
Maybe they should do VOO and Chill
VOO and chill. That $100k becomes $200k in 7 years, $400k in 14.5. Don’t try and time the market.
1/2 is Apple, and 1/3 is VOO? So that is 83.33%, what's the rest?
What do you have against the S&P 500?? VOO-Vanguard S&P 500. But I’m guessing it’s just about to turn upward for you… to the moon I’d imagine.
Here in Canada I bought up some VFV (aka VOO) and VGRO today
VOO only down 1.09% today Like, it’s not a big deal.
I guess it's due to the fact that you're 60 but surprised most of the comments aren't, Just VOO and chill.
I have $1.6 million dollars! I'm screwed!!!! Boy what the hell are you talking about? Even if you paid off your student loan debt today you'd have more money than most people earn in 25 years. And who told you to take out loans for your schooling when you had that much cash sitting around doing fuck-all? Did you make a mistake? Yeah, but it's a different mistake than spending all that money friviously. You've still got it and can put a milly in VTI or VOO and live a modest life off dividends. You're going to be fine.
Look for a flat fee advisor - links are below. Anyone can call themself a financial advisor. You want a CFP who IS NOT working at a bank. Also be wary of anyone trying to sell you whole/permanent/universal life insurance or annuities as they are making a huge commision off of you. A good advisor should explain things so you understand, and they should prevent you from doing stupid behavioral actions like trying to time the market, pulling your money during a market crash, going all in on select tech stocks, perforamce chasing etc. - https://www.flatfeeadvisors.org (**flat fee only**, no AUM) - https://adviceonlynetwork.com (**flat fee only**, no AUM) - https://hellonectarine.com/ (**flat fee hourly or 8 week engagement**) Fees are also very important to look at. A fee of 1% a year will eat away your potential growth to the tune of 33% over 40 years. If you have invested in a broad based index fund like VOO or VTI 10 years ago, you would have at least doubled your money.