VOO

harrison_wintergreen

it's difficult to say anything specific for you, without knowing your age, income, and other variables. but as general advice: - investing in stocks is for long-ish periods of time. the common guideline is to plan on leaving the investment along for ~5 years or more. in the US market, over 90% of 5 year periods will see growth if you ride it out. 5 years is not a guaranteed, but the odds are strongly in your favor. - stocks are not a savings account. you're buying ownership shares in companies, and the prices of those stocks will fluctuate especially in the short-term. - checking your investments every day is a bad idea. get a new hobby. - if you're a long-term investor, downturns or crashes are the best times to buy. everything is on sale. to quote the investor Shelby Cullom Davis: "You make most of your money in a bear market, but you don't realize it at the time." - VOO is US companies, and it's technically ~500 stocks from larger US companies. but the top 30 stocks are over 50% of the index, so it's very concentrated. about 55 cents of every dollar goes to about 35 stocks. the usual advice from most professionals in finance is to invest globally, so you're getting companies and currencies outside the USA. VOO is good as the backbone of your investments, but by itself is probably not optimal over the long-term. >I have this nagging urge of pulling out my money and waiting for a better time define 'better time'.

Creative-Process-504

Honestly 3 month option is kind of a gamble and the whole stock market is kind of a gamble. I created a self learning trading bot and after 6 month of backtesting data on its own, it could only make a 12% return yearly. Basically the AI told me to just invest in VOO because it made a greater return. It learned by itself by looking at all the chart pattern and executing it perfectly. You know why my ai didnt make a huge killing? You want me to explain what the biggest problem was? It was literally order never being filled because someone is trading 1 milliseconds or a few milliseconds faster and stealing all my orders and it won't ever be filled. I got really discouraged and almost stop day trading completely. If a self learning ai with no emotions can only do 12%, what chance do i have with human error.. anyways probably just rambling but food for thought i guess

leaning_on_a_wheel

Probably worse than 100% VOO

no_brainer_ai

40% of VOO is AI companies now. Even Walmart invested heavily into AI. You need to jump on this as soon as you can. It will boom even harder after Anthropic and OpenAI IPO.

BigMacRedneck

VOO has been proven to be unbeatable, so any comments & opinions to the contrary need to be read with a slight chuckle.

DiegoMilan

Agreed 100%. I recently wrote a post on the Bogleheads forum on 8 investment lessons I learned from Stay Calm by David Booth, founder of the firm Dimensional. One major lesson worth putting here: You’re investing in human ingenuity when you invest in VOO. People see VOO as just a ticker, but it’s really 500 companies filled with thousands of people that are pushing to innovate, make their products better, and climb the corporate ladder. Do you think Apple, Nvidia, Meta, Amazon, Berkshire Hathaway, etc. are going to stop trying to grow their businesses? Of course not, they will be worth more in 30 years today. Just commit to the fund and stop checking the market every day. That’s so counterproductive. Leaving the link to the post if anyone wants to check it out. Bit of a long read, but I think it can help new investors: [https://www.reddit.com/r/Bogleheads/s/dDLkKnutcD](https://www.reddit.com/r/Bogleheads/s/dDLkKnutcD)

pr0prfkt

You are learning that the chill part of VOO and chill is the hardest. Just auto buy VOO with part of your income and don’t look at it. Sell only to pay for urgent things. You are crazy new to the game. You might want to consider using a trustworthy pro. Thinking about this stuff might not be worth your time.

More-Goose7230

Just stop watching your investment, you have only invested this money for a few days now, this is not a long enough time to see real results. Set the graph to at least 6Months/YTD/1J to see how your stock is actually behaving, you will notice that the little dip you see now will just be a normal fluctuation like any other time, but the stock is still rising. What also might help, compare the YTD/1J graph from VOO with for another ETF, for example IWDA. You will notice that both have gone down, something in the market is happening and not just your stock. It means it is still stable. Invest a little more each month, don't try to time the market, because you can't. Don't look at the drops as a 'bad market' but see them as a 'sales' opportunity, you can buy more stocks even cheaper during those time, I call them discounts! When you buy monthly you will buy sometimes cheaper, sometimes more expensive then what you paid for them now. In the end it will even itself out and your investment will grow. TL;DR: leave it alone for at least a year, if you can, then buy extra during each dip, not at the highest points.

Ok_Reaction_1549

Just buy VOO and VXUS daddy

FewUnderstanding2214

Why not but VOO or QQQM and bitcoin - you’ll be more diversified and have less fees than buying the stocks individually

CatBrave8381

decided to quit and just manned my life, not my account. you’re chasing a dopamine hit, the only way to stop is to get no access – delete the app, turn off options at your broker, tell a trusted friend to freeze your $ maybe even set up a 0DTE sandbox with $5k that you can’t touch, and start with a low‑risk long term like VOO for the rest of the life. otherwise you’ll keep blowing your credit and buying out more debt. grief is real, but if you don’t get professional help (call gambling addiction line) there’s no coming back to 140k. i’ve been there, you’re not alone, but you need to act.

chris_ut

Half VOO and Half SSO gives you 1.5x leverage. Most people however sell SSO if VOO crosses the 200 sma and reenter above to avoid a serious drawdown but its mostly set and forget

pineapplekiwipen

i will be buying 1 dow jonne tomorrow with my VOO dividends thanks for coming to my boomer talk

-ReasonableDoubt

Anyone recommending VT over VOO is at that first peak on the Dunning-Kruger curve

Shredded__

I agree that's it's been sideways for a few months, but so has VOO and SPMO. FMTM is not even 2 years old, so no track record yet, but I think FMTM will surprise.

pineapplekiwipen

semis pumping again and VOO dividends just hit this is what good life is all about :money: :money: :money:

BillsFan504

Good list but plenty of tech in VOO - like 60%

Emergency_Stick6766

i don’t recommend putting all 4k into one obscure pick— you risk it all in a single stock. a good split is a 1k chunk you’re comfortable losing into a solid, well‑diversified play like a large cap that’s already in your VOO world, and leave the rest to stay in market‑cap ETFs or as cash for future learning. then compare the results after a year— if you love the volatility keep a small portion, otherwise swing back to your core ETFs. this gives you a play lab without blowing up the foundation.

Shredded__

Check SPYM. Especially if you plan to DCA. It's identical to VOO, but less expense ratio and lower share cost. I like it's ~$90 share cost to DCA full shares every day or so.

Sensitive-Exam649

A good qualifite covered call fund would be my choice. QQQI 14% yield, SPYI 12%, IWMI 14%, and MLPI 14%.These funds have a yeidl high enough that they should be vclose to doubling in value 7 years with all dividends reinvested. And in addition to this they are very tax efficient due to tax loss harvesting and and the resulting ROC dividneds they produce. Now the dividneds may go up and down with he market but they won't go to zero But VOO in a bad market can have negative earnings or ever zero for an extended period of time. And governmentbondds don'tprodcue any meaningful yields.

Shredded__

Core of VOO, but tilt to momentum and tech: SPMO, XMMO, VGT, IDMO, AVUV, AVDV, QQQM, SOXQ, AVEM. This diversifies & crushes VOO. That is if history continues, which is never a sure thing, but it's been beating the market for me.

tta82

The problem is that you externalize help. Nobody can help you. Nobody. You are VERY lucky that you’re young. Take that knowledge and turn the script. Forget making money, just forget the losses and focus on your life. Walk away from “trading”. And if you ever trade again, just buy VOO. QQQ is dead for you. Dead. Understand?

CachapaBoy

Yeah I think I’m either get VOO or VTI and chill while all this chaos

thedirewulf

1. Delete every trading app off of your phone. 2. Set up an E\*trade account without options or margin enabled 3. Put every penny you have into VOO (this is not financial advice) 4. Focus on other aspects of your life.

Illimited_Esoterica

You need to let go of the FOMO. Most of the idiots in WSB don't even trade options. They lurk here while DCA'ing into fucking VOO every month. The ones who do are mostly making small profits or losing money like you. Get over the idea that this is a magic money tree and you're missing out while everyone else is getting rich - they aren't. Now come up with a real plan to have a solid income instead of chasing this bullshit fantasy you fucking clown.

No_Magazine7850

ngl its looking bad. if possible, $700 a month into VOO should give you about 1.5 million after contributing $252,000 over 30 years and that's barely managing anything. since you probably won't stop options, good luck on future plays 🫡

Smacpats111111

No risk: SGOV (3.6% annually, ties inflation) Low risk: VT (is a bet on the world economy, which I personally wouldn't participate in) Medium risk: SPYM/VOO (bet on America) High risk: SPMO, QQQM (bet on profitability of AI/tech sector) Crazy risk: QLD, SPUU (huge short term bet on tech/America) Genuinely do not do this: TQQQ, SPXL (yoloing everything and you would lose it all in a crash)

long_don0van

Wild that a 23 year old with a spare 140k somehow feels like they need more money. Could just parked that shit in VOO and retired early. Average 23 year olds make like 35k a year and have nothing, just delete all your apps and get a flip phone and live like a normal person.

emaxor

VOO is pretty good stuff if you are ok with risk. It's basically a bet on the USA so hard to go wrong. If it crashes and it will, it will almost certainly recover. US is the powerhouse and more oil on the market than ever is now priced in dollars. Going heavy on US currency denominated ETFs makes a lot of sense. VOO is good for wild tech addicted junkies who like tech. It's good for mild mannered Mr. Rogers investors who want a simple sane buy and hold. It's endorsed by Warren buffet for what normies should buy. It rhymes with moo. You can always beat VOO if you know the future. But warren buffet made a bet with a hot shot hedge fundie who claimed he could beat the market. The fundie lost the bet to buffets 1 fund VOO portfolio and had to cough up a million dollars to buffet. Tdlr: VOO

BillNyeForPrez

Sounds like you're doing great. 32m, single father of a border collie. $171K in 401k and IRAs, mostly VOO, and QQQM $180K in home equity $100K as 1/5 share of irrevocable trust invested in the most boring, boomer assets imaginable $22k emergency fund (should be about double that) \~$40K in vehicles and other assets

karmahorse1

I mean plenty of funds are going to have higher upsides than VOO due to the fact theyre more concentrated. If you truly have unlimited risk tolerance though you might as well just pick a stock you like and put everything into that. Diversification is a way to reduce downside risk, not increase upside gains.

OptimusTron222

Tbh if 10Y treasuries go to 8%, I could personally leave stocks for a while and just invest most of my VOO budget there

Penguin_Life_Now

Is the intent here to sell after circa 7 years, or to get a dividend or dividend like payout continuing after 7 years of DCA contributions, if the idea is to hold and get payout until you pass it along at inheritance with step up, I would look of OVL combined with SPYI, and maybe MBOX, just be aware since these return money as ROC which the IRS does not count as income so does not count towards AGI much until the basis runs out in 10+ years there are tax implications both positive and negative, with the basis and capital gains resetting when you die and pass it on. Of course VOO, VT, VTI, VXUS, etc is probably the safer bet

lucky_ducker

Equities? A "value" or dividend fund -- there's a lot of overlap between the two. Less total return than VOO but far less volatile. SCHD has actually outperformed VOO year to date - by a wide margin. Stable return? IBTM, a fixed maturity Treasury ETF that liquidates in Dec. 2032, with a 5.11% annualized Yield to Maturity. Put in $10,000, get out $14,175 on Dec. 15, 2032. Or the TIPs version IBII -- yield is only 2.73% but that's pricing in future inflation adjustments to principal at just 2.3%. I think the inflation adjustments over the next few years will be significantly more than that. An obvious answer is an actual 7 year Treasury Note, but they only sell in increments of $100 (Treasury Direct) or $1000 (brokerage), making DCA difficult. They also throw off coupon interest payments that leave you with uninvested cash sloshing around in your account (unless you buy a zero coupon bond).

ride-surf-roll

Maybe i wasnt asking the right question- and with i dont know how to quantify my risk tolerance other than im somewhere between gambling and and able to stomach rough seas. Maybe the better question is: Given my risk tolerance, is there a better place to put 10k/year for 6 years that gives meaningfully better results than VOO? work with me on the phrasing here in the specifics. Let’s just think bigger picture.

Only-Perspective5341

VOO suffers less severe drawdowns and rebounds faster then VT, and life of fund has put distance on VT for returns.

spaculoso

How about two levels? 1. VOO Level, and 2. SPMO level. If you have ideas for a bonus pick, then 3. Utilities level.

Flaky-Condition2647

I have about 90% of my assets in VOO and the other in stuff like silver/gold. 

falling_knives

30 yr can go to 10% and most here will still say just VOO and chill. That strategy has worked in the past and will always work.

1burritoPOprn-hunger

VOO + VT is just over concentration in USA. If you want to go whole world but still control your percentages, just go VOO/VTI + VXUS

incutt

not all of them, need to get a pack with VOO in it

Mysterious-Entry-357

Because you have to say VT on this sub. Until the foreign market poops as oil rises. Then you have to say VOO. Oh, and don't forget to say "and chill." The discussions on this sub have been hijacked by an active cohort who only parrot what they hear. Because they are young, this Boglehead strategy will likely work for them, but they like to apply it as a panacea for all investment questions.

Forded_Fiction24

If you're not opposed to risk, then there's plenty of riskier but potentially higher reward investments to be made in individual stocks or even leveraged ETFs. Take your pick. VOO is a solid choice for passive set it and forget it investing. These are polar opposite attributes though so which one are you looking for?

Kqzxh-900355

The problem with VOO is they screen stocks based on market cap and not by value/profitability. I’d look into Avantis Investors etfs such as AVLC, AVUQ or AVUS.

stealyourface1234

There is no better investment. We can split hairs on potentially better ones, but no one will be able to make a 100% convincing argument on something better for 5-7 years. That being said it sounds like you’re talking about fun money. I have about .5% of my portfolio in such. I like DRAM (you could just buy MU and probably get the same results) and GOOGL. They both move at least 3X whatever VOO does daily so it satisfies my horse racing portion of brain.

cheekytikiroom

Why not half VOO, and half VT? Yes, there’s a lot of overlap. But 100% VOO is 100% overlap.

leaning_on_a_wheel

VOO

Pitiful_Fox5681

Better choice than VOO? Maybe SPYM, FXAIX, FNILX, ETLGX (/s, mostly).  If you're truly very ok with risk, FTEC seems pretty well managed right now. 

Common-Celebration55

by VOO or SPY and sit on it forever

volckerwasright

Buy and hold VOO and never visit this subreddit again

Sufficient_Habit5091

If you look at VEU though it's still winning 2026 YTD not just YoY vs VOO. US will do more retarded shit no doubt and international will win again.

__redruM

Great, let’s do the math there, so VOO is up 12% YTD, taxes, long term capital gain rates are even better than treasury skipping state taxes, so 9.6%, and after inflation 6.6%, in your pocket.

MoonLambro

Yes of course, the entire world is invested in SPY, QQQ, VOO, etc. but the passive index investing does not inflect crashes 👀

Low_Plastic363

Fun story for the bears and cash gang waiting for a good entry point: Let's say I invest $1,000 a month in VOO, starting on the day VOO launched. Assume fractional shares are permitted. I save up the $1,000 each month and then buy when VOO is 8% or more below its ATH, making purchases on the 1st of the month. If VOO is within 8% of its ATH, I save the money for the next month it is 8%+ below its ATH. If VOO drops more than 8% from ATH in the middle of a month, I immediately make the purchase. How would I have performed compared to just investing $1,000 every month on the 1st day, regardless of VOO's price? Buying the dips would have left you slightly behind plain monthly investing. ||Invest on the 1st every month|Wait for an 8%+ drawdown| |:-|:-|:-| |Total contributed (Sep 2010 – Sep 2026)|$193,000|$193,000| |Shares owned|\~853|\~820, plus $6,000 cash| |Average cost per share|\~$226|\~$228| |Value today (VOO ≈ $702), price only|**\~$599,000**|**\~$582,000**| |Value with dividends reinvested (est.)|\~$708,000|\~$679,000|

Low_Plastic363

Happens less often than you think. Shaded is VOO 8%+ below ATH. https://preview.redd.it/q0mr563tejsh1.png?width=786&format=png&auto=webp&s=a09e54025adc0595f5676c2a7b9839e130accab3

Oh_Another_Thing

Honestly, wait for VOO to drop 8% or more than buy more VOO. That's my new strategy, I'm tired of looking at stocks

BIGPOTHEAD

Just buy VOO

Liquidsnake959

\*\*Title:\*\* Up 78% all-time swinging for the fences on a $29k account — help a small potato double it I know, I know — small potatoes. But I'm up 78% all-time (turned \~$16.5k into $29.4k) and I'm trying to run it to $60k. I swing for the fences, I don't do index funds, and I'm not here for a lecture about diversification. Current book:- DRAM (120 sh) — my biggest at \~23% of the account, doing the heavy lifting- AVL, SPCX, ORCL, RDTL, CVNA, SKHY round it out- CVNA was my pick over NFLX and it's paying today (+5%) The problem: the run has plateaued. Chart's getting choppy, swings are getting wider, and I don't know what to rotate into. I'm not scared of red — I just want to make money. So what are you degenerates actually buying right now? Looking for high-conviction momentum/growth ideas, not "just buy VOO" (I will downvote you).

No-eat-eat

Hope you heal. I think VOO and chill is so underrated haha 💕

Harp-Note

Yeah. That's why I started a VOO account and threw tons of money into it. Market always go up and all.

Accidental-Genius

This sub really has changed. I went through the dot com bubble and the housing bubble, the infinate growth mentality is nuts and constantly measuring a diversified portfolio of assets against “VOO & Chill” is a bit absurd. I have most of my money in equities, a healthy chunk in tech, but my dividend aristocrats saved my ass once and they will always be part of my portfolio.

MagnoliaRoofConsult

Sure, but I have another post a few days back with DD - I’m shorting before confirmed continuation here, short shares have 0 to do with the confirmation. We have 2 shooting star wicks b2b which is pretty telling of selling pressure. Yesterday’s climb was low volume. Today’s climb is off of a BS article that if you read down shows AI is actually harming TTAN’s customers more than helping. “Saving 3 hours per week” is costing money if you read through it. 100% confirmation would be a sustained break below \~ 53.80, it could touch under 54 for a stop loss hunt. I could very well be incorrect as well. I sold some of my VOO for this, we shall see how it plays out.

B35TR3GARD5

Just VOO and chill bub

Pub1ius

Not if my accounts are 100% VOO it isn't.

JaneRead5728

VOO and watching all you guys lose your shit.

Poopybuttsuck

Feeling risky. Might full port into VOO

anteatertrashbin

how about $4000 of VOO? i’m willing to bet it will outperform this turd of a company in the long term. but if you wanna gamble, why not just play options?

Vlisa

We are talking about people who don't invest at all, not even VOO and chill. They aren't the type of people to shop around for better rates on their return. I love them, and they aren't living pay check to paycheck, but you start talking to them about investing outside of their 401k and their eyes glaze over.

holdyourponies

Sort of my thinking, although probably not right, an extremely slow small investments into VOO and semiconductors and space stocks. No huge lump sums.

TheRandomestPerson33

Max traditional 401k +6% employer match. Max backdoor roth IRA. ~$60K into brokerage. Totals somewhere around $100k. This excludes company equity. I have very little crypto overall because I wanted a lottery ticket a few years ago. The average year of investments goes into 100% US equities. Vast majority of that is VOO with a smaller percentage I have fun daytrading on slowee working days. For background, I am low 30s, live in LCOL, married, and no kids. The numbers above reflect myself and do not include my wife's numbers.

Foooour

Marry SPY Fuck QQQ Kill VOO

Apart-Selection5680

$200K per year; 30% VTI, 30% VOO, 20% VUG, 20% VXUS.

Doc-Zoidberg

If you put that $1k in VOO/SPY/S&P 1 year ago you'd have $1140 today. Need to zoom out your timelines. WSB is BETS. Gambling. Yes there's big payouts. There's also huge losses. And with all gambling the house is the only real winner. A few get a bone thrown to them to keep everyone's excitement up but it's a casino, not a charity. Consistent long term investing is as sure a thing as you can get. I presume you're young and just starting. Consistency is key. Figure out your goals and how you're going to get there. And stick to it even when it hurts.

usa_reddit

I think you have to have an investing thesis and stick with it. You have to look for value and "fat pitches". When Walmart drops 10% and you believe that WMT is a good company and defensive stock, buy it up. Also, you can't freak the f\*&k out and sell everything anytime the market dips half a percent and yell the sky is falling. You have to play the long game. You can't chase stocks going up or you will become liquidity for someone taking profits (selling the stock). You don't need to trade everyday to make money, you just need to make solid trades and learn to take profits. Often times the best thing to do is nothing. This is what I do and I have beat the index funds by +1.31% this year, (a small victory) and am trying to for a 20% return this year. 3 months left, can I do it! :) If you can't do these things just put it all in VOO and chill and don't look at it until you retire.

DickMcCheese

If you invested heavy in tech in May it’s been somewhat stagnant since then. If you’d invested in VOO, VTI, and/or and S&P stock check the gains from May until now. You’d be up $60.

Turbulent-Panda-3657

Invest in VOO, SPMO, IDMO, AVNM, and a tech ETF. Just ride it and keep investing.

Action_Connect

Time is your friend. Don't look at it. Set up auto deposit/investment on a monthly basis. I recommend just buying VTI or VOO for now.

Attention_Deficit

Family. Both 45 M / 49 F. $5.4mm NW. Annual Minimum Commitments 50k in 401k, $25k 557B, $15k Roth Conversions, $5k HSA, $150k After Tax Brokerage VOO/VT. = $245,000

christiny8

Husband and I both max out our 401ks and Roth IRAs. I also contribute about 1k/month in a mega backdoor Roth and max out my HSA, which I also invest. After that, we invest prob around 70k…could be a little higher or a little lower depending on the year and what we have going on. We have two tax lost harvesting accounts managed by an advisor. One is a US based account and the other is an international account. When we want to invest in these, we do a 70/30 split usually, respectfully. Otherwise, in my retirement accounts or individual brokerage account, I invest mostly in VOO but like to throw some money into single companies for fun. For example, this year, I invested about 30k in Apple but did about 10k in Microsoft 2 years ago. I don’t want to be risky with our money so that is as risky as it gets in our household lol

_galaga_

I've witnessed this, as well, where alternative investments are pitched as better downside protection, more diversification, and not purely chasing gains. The conversation gets interesting the longer retail outpaces alternatives like private equity by significant margins, tho. What is the opportunity cost for sticking with PE, for example, when sticking with VOO would've resulted in significantly more growth. Over one year the opportunity cost is low but it's been three-ish years of PE under-performance from what I understand (could be wrong there, I'm not in the biz). Another thing I've also seen is that advisors/firms #1 goal seems to be not losing money and that's prioritized over big gains which makes sense because big red numbers are more likely to lose them business.

Versaill

As someone who used to work with people with Down Syndrome, I find it funny that they would beat most of you retards at investing if they got the chance. Their mental impairment manifests itself in excessive calmness and optimism. They would invest everything in VOO and celebrate every dollar they earned as if it was their birthday.

Low_Plastic363

You know VOO went down 0.8% again too, right?

YogurtclosetThen9858

I’m done with this shit for now on I buy VOO and chill like a bitch.

mustachechap

They blocked me, so I won't be able to follow up with them. VOO lagging behind certain other etfs means it's an even better time to invest in the US economy, tbh.

amanj41

Jesus fucking Christ if you’re a successful entrepreneur for the love of god throw your money into VOO or better yet give it to a money manager if only because then you can’t gamble with it

Retired-Yam8988

Our income varies but has grown a great deal since Covid. We retired in 2022 and during 2020-2022 we reinvested into real estate and rejiggered our portfolios for income focus. Our base living expenses (in Thailand) are 2500 a month. 5 bedroom villa near the beach is paid off. This gets us 2 hour massages every week, gym memberships at the 5 star hotel around the corner from us, yoga membership, all utilities and groceries, as well as Michelin listed restaurants a couple times a week. Throw in our travel and healthcare spend (we go to Singapore every quarter for medical checkups and procedures on top of traveling for fun) which averages out to about 10k-15k a month. Our income is significantly higher than this - our business still earns us about 70-80k a month. Rentals bring another 14k before expenses and taxes. Passive yield from brokerages is about 20-25k a month. Options trading income varies but on average another 20-30k a month. After expenses on the real estate and our living costs, we still have taxes to pay which amount to about 250k a year which is a total bummer as I pay them quarterly and another 10k in property taxes a year. So we’re left with about 100-110k a month that gets reinvested. Most of this is automatically invested into a basket of funds like VTI and VOO that just keeps buying. A portion sits in cash as I always have a some kind of tax payment or other payment due (usually about 250-350k in cash). I trade options on everything - cash on hand and the equities and ETFs we own. Very low percentage chance to actually get assigned since they’re very out of the money but they make a solid 2-3% a month so why not. Max out 401k and IRA of course. This year will take advantage of FEIE and FHC since we will spend less than 35 days in the US so that will avoid some tax there too (maybe 90k in savings according to Claude).

Apple2o

VOO for you

shawman123

I dont think everthing is priced to perfection. May be AI and related stocks could be. That to in small/mid cap. I dont think NVDA or GOOG or AMZN are priced like that. If you are not sure about individual stocks, just put it in VTI or VOO or something related.

MrNo_Balls

I was waiting for my dividend in VOO to sell today... I should have sold friday...

Red_Potatoes_620

sometimes I wonder if I should just VOO and chill because this fucking market isn't worth the toll its taking on my mental health, but I'm a greedy fuck and a gambler at heart so I'll probably keep going.

among_apes

For real. Thanks op. Just bought my weekly buy of $300 VOO and $100 of QQQ. At least it will crash before the dividends pay out

Syllabub_Visual

Recently sold my startup for a pretty pretty good amount and I actually overestimated my new net worth by a significant amount. So basically I’m 26 years old working in tech/finance (intentionally vague) and because I’m a gambler I was literally broke before this. I decided to take advantage of the ai wave and found a niche and started with literally $39 and got a bunch of paying clients through the Facebook groups and managed to do $1 million revenue last year and $6 million year to date (with a lot more demand) before the exit. I also had an equity stake in this biotech company that was originally through my physician father that he passed on but I raised capital for it and made a good amount on that. After all is said and done I originally thought that I was gonna be worth around $40 million but after these taxes (moved to Miami but because I have a CA address newsum wanted his check) and knowing that part of the future payouts of the deal are dependent on future growth I’m worth around $22 million right now. I literally had $43 in my bank account before the checks hit so I’m good with this. I also did an experiment last week and put a million dollars in spy 0dtes and managed to lose it ALL in a single day (so technically had $23 million before this), but also have a growing media business and maybe I can make more than that back by sharing the story on TikTok. Don’t get me wrong I’m still pretty happy with it and will probably seriously consider putting 90% of it into VOO since I guess it’s already FU money. Though might try to copy whatever Nancy trades before the midterms because it might be a once in a lifetime chance to make a lot of money (and she’s worth $120 million, so 5.5x more than me, so distant but so close at the same time because we’ve seen regards make far more than that on 0dtes). I guess my physician father is still worth 10-15x what I’m worth now (made his wealth in hospital private equity) so still much wealthier than me, but maybe one day.

SeveralBollocks_67

Wild spike on VOO wtf

Puzzleheaded-Eye6596

VOO VXUS, no crypto (this really isn't investing unless you are an insider). target date fund in your 401k

Easterncoaster

100% of whatever I don’t spend into VOO. Have done it for about 22 years and have made millions in gains.

Low_Plastic363

Stop being an idiot. Buy VOO and a nice car and enjoy your life.

The_Macro_Investor

Whenever someone makes it big here all the comments are to put it into VOO and chill.

randomhaus64

you want to make big money? paper trade to learn advanced stuff, do it every day, this is your education do that for a year AT LEAST put any money you want to invest into VOO and don't touch it for that yet

Lkaufman05

VOO or QQQ. Stop trying to pick winners.

Deadsea3132

Trying to buy house within next 12-20 months, VOO or SGOV for down payment $?