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I’m looking to add another stock or two to my portfolio, any recommendations?
[Discussion] How will AI and Large Language Models affect retail trading and investing?
[Discussion] How will AI and Large Language Models Impact Trading and Investing?
Would it be a bad idea investing in the same investments in a Roth IRA and a regular brokerage account?
Is it ok to never have bonds if you start investing early?
Anything I should know about investing in Vanguard ETFs on Fidelity?
What would you all recommend for second year of IRA?
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
I hit $100,000 in Broad Market Index Funds (mostly VOO and VTI) this Jan
QQQ or VOO which one will you choose ?
Question about ETFs: What happens if the provider goes under as a business?
Wife's IRA has positions in high-expense ratio funds. Sell and buy VOO?
i want to start investing and i don't know where to begin
Looking to invest savings in VTX and VOO. What should I invest more in.
After watching Nvda go up up and up some more, i dove in at 600 a share. 🤔😳
What stock/suggestion have you gotten from this sub that actually WORKED?
As a whole this sub is overly negative on taking profits and building a cash position
What to do with $300,000 just sitting in my checking account?
What stocks(s) did y’all buy recently and when was it?
100% stocks is not universally good advice. Stock market indexes are not always the right benchmark for your performance.
Is FZIPX same as AVUV? Looking for Low ER small cap ETF
Is putting $50 into VOO every 2 weeks (for the next 20 years) a good or bad idea?
What index fund do I pick for my Roth IRA?
12m Emergency : 100% CD/Tbills vs ~25-75% VOO & rest in CD/Tbills?
Is it normal for the index funds to be weighted this heavily by mega caps?
Where to invest 10k leveraged from CC cash advance (5% fee)?
As a non-US resident is it worth getting Ireland-domiciled ETFs?
Advice for a 27 year old trying to leave the nest?????
Any advantage to buying VOO through Vanguard rather than Schwab?
What are y'all's plays on tomorrow's CPI news? Any calls being made?
Looking for long-term investment suggestions, 30yo • $1-2k / mo.
What is the difference between some EFTs like Vanguard S&P 500?
Mentions
Keep crying. Bunch of people making money. Let the man do his things. Creating thousands of jobs and innovating. Just buy VOO
If you VOO or VTI and chill, don't worry about it, just keep DCA. I'm in high beta names and tech stocks, so I do try to time the market. Friday CPI estimates are coming in hot. It's likely going to be a market crusher. Trimming into this rally to buy lower.
I’ve always preached diversification but yes a lot of people are all in VOO rather than VT, I have no worries for my own portfolio
hold VOO for 60 years i hope this helps
Here's my rough portfolio right now, though it's definitely a work in progress. I was initially aiming for roughly 50% VOO, 25% VXUS, 10% each AVUV and SPMO, and 5% individual stocks. I'm in my early 30s, willing to take on a bit higher risk for more growth. That said, I'm a bit over-invested in semiconductors, no? Was thinking about divesting the SPMO for more individual stocks in another sector, maybe pharma or green energy. Right now, I'm adding roughly $250/month, and not really increasing my positions on anything but the ETFs. |**VOO**|45%| |:-|:-| |**VXUS**|23%| |**NVDA**|10%| |**AVUV**|9%| |**SPMO**|9%| |**TSM**|4%|
I’ve thought about it a lot as I got closer. And here is where I landed: 5% speculative (individual growth plays you have high conviction for, maybe 10 specific companies), 15% leveraged index (I like UPRO). 40% VOO (core index, can’t go wrong in the long-term, 40% hedge (Heavy cash, heavy short and long term T-Bills, Gold, maybe some small inflation-resistant shit like health care and defense ETFs or commodities). That gives you essentially 85% effective equity market exposure with a ton of dry powder.
Up 35% in the past three years just buying VOO and forgetting about it. Meanwhile I am slightly down in my taxable where I did all sorts of unholy strategies since 2019.
Going right back down Thursday or Friday. Then I’m buying 10K VOO.
i think outperforming the market and not wanting to spend time are polar opposites tbh. wall st pros do this 80 hours a week with supercomputers and most of them still lose to the S&P 500 over a 10 year period. if u actually want work-life balance, just DCA into VOO or VTI and go enjoy your weekends. but if u really insist on picking individual stocks, use finviz for screening and read the actual 10-Ks. there are no shortcuts to alpha.
So you did only spy options and you traded every day?? Why would anyone do this strategy? At any point did you think, “damn maybe I should change my strategy because it clearly isn’t working”? Walk away from options and try to build your stock portfolio over time. Invest in index funds like qqq, spy, or VOO. Unless you change your strategy completely and learn proper risk management you need to stay away from options.
Not sure how much you are invested but if you invest in VOO, you can use direct indexing and exclude SpaceX. I’m using direct indexing and for example, I excluded Tesla.
i'd put it in VOO or if you wanted a more wsb answer i'd buy spy calls two months out once SPX closes above 200dma this week
That's why I left most of my money in GOOG and VOO. I have some for dip buying, but mango is done with this story line.
If you want the "easy" way just buy VOO/SPY - source look at the 70 year chart.
By timing the market, doing a little extended hours trading, setting stop limits and periodically moving back into cash I am at +7.2% for the year. Last night Trump graciously terminated the end of civilization attack just before 8PM so the extended trading hours were still going and I was able to dump all the energy stocks. When the VIX is over 25, there is decent money to be made rotating in and out of ETFs, Stocks, and Gold. I would like to thank Gold, VOO, SMH, MSFT, ITA and SCHD for helping me crush the S&P, DOW, and NASDAQ in Q1. When the VIX is high riding everything into the ground just to stay in the market doesn't seem wise. I say learn to take profits, move back to cash, then rotate back and "sell the news and buy the fear" is a good skill. I think that "missing the best days" is as important as "intentionally avoiding the worst days" for growing your returns. What I think breaks this is that people get out, move to cash, then don't actively manage and get back in. Investing needs to become a lunchtime hobby. :)
I've taken 2 approaches over the past 25 years. I put money into the broad index funds - SPY/VOO and QQQ/QQQM. Over time, the index has consistently increased revenues/profits/distributions. I then put money into the stocks of growing companies, and from their 10Q's and 10K's, I can confirm they are consistently growing revenues/profits/distributions over time. Ultimately you are buying ownership into a business - which is very different than the broader economy. You'll are trying to "make sense" of issues don't matter in the long run; that's why you are unable to reach conclusions.
I’m buying VOO and quality blue chip companies to hold for decades, not trying to time the market with put options like you are, which is essentially just gambling
yessssss FINALLY I am officially beating the index's on a 5 year chart SUCK IT VOO
That's why we have VOO and chill
VOO and chill as the bald o heads say
Mom, how did we get so rich? Son, your dad bought ASTS, HOOD, and AMZN, and regularly contributed to VOO. He also sold regular OTM calls and used the proceeds to buy more shares
All in VOO doesn't lose you a quarter mil even with 🥭 shitting things up.
dude VOO is dead as long as mango is in office
Dimensional doesn't have a direct analog for VOO/SPY. DFVX is probably the most similar, but it uses a severely trimmed-down (only 300 or so companies) subset of the Russell 1000 instead of the SP500, so it's not really apples to apples. Its company weighting also differs substantially from a true index, with a few big names like Nvidia and Apple, for example, only having a fraction of their market weight in representation. The most index-like Dimensional US ETF would probably be to use DFUS as a stand-in for VTI. If you really want an "active" index that applies some modest filters while still remaining largely true to market cap, maybe look at AVLC from Avantis. It also roughly uses the Russell 1000, but holds 700 or so companies at market weights that feel a lot less like stock picking.
Bro if you just bought VOO and big tech you’d have like 300k
Continuous learning is important, but doing your own research is even more important. The current market is completely like a casino. If you really want to make money, just throw your money into VOO and never touch it again
Look here guys I need SPY and VOO to make some consistent gains or else I won't be able to afford my dick pills and my light bill when I get old. Thank you for your attention to this matter
Just stop, man. Put your money into VOO or some robotrader account, and just DCA from there. Talk to a friend or family member about it, or seek some professional help. I've seen too many people go too far down the gambling rabbit hole - far too few come out of it.
I took a $40,000 dollar loss in FSELX this past 2025 with the Tariffs when I went all in on it thinking it would make a profit after selling VOO and SWPPX. I put it back to VOO and SWPPX to be safe. The basic is higher expense ratio with higher the risk.
What was the price of VOO in January of 2016 and what is it now?
bought a $16 lotto ticket for tonight's draw and 50/50 $100 weekly into TTWO and VOO.
I agree, let it roll. Good for you though. I had a limit order in to buy VOO at $600 early in the day when it had gone below that twice. I missed it and now it's up nicely. Good on ya....
I agree on holding off on SCHD, but VOO should be a winner. Don't know much about VGT
Holding 500 shares of VOO is so damn boring. I could be doubling this in 10 minutes with 0dte 🥱
How in the fuck do you see trump taco ten times in a row AND see it's taco Tuesday - and yet you decide to rely on some coloring book lines on a chart to go all in? That's just fucking stupid. I don't care if you are the best technical trader in history - trusting trump not to taco is fucking dumb at this point. I bought $10k worth of shares/ETFs (mostly VOO and VTI) - because I don't know shit about technicals but I know tacos.
Congrats buddy. Yeah lock that shit way into VOO shares or something and forget about it for awhile.
VOO (SP500) has near 70 year history with over 10% annual rate of return with dividends reinvested. But of course it's not going to be 10% compounded each year (like bank interest); you are going to get lots of ups and downs. At 10%, you're looking at doubles roughly every 7 years. VGT will have higher potential gain, but more volatility than VOO. Unless you want distributions immediately in 21 years, I'd probably hold off on SCHD for now. You can rebalance into later for distributions. SCHD past 10 years performance is about 150% gain and 150% increase in distributions (or 40 cents to over $1.00/share).
I try to go into the day without bias and let the candle moves determine my positions. These big gap ups and down during premarkets tend to correct themselves by the next day. I only trade 0 dtes. My longterm is just VOO and SCHG.
Bruh, with that track record how do you not just VOO?
What are you invested in? If it’s an index fund or etf that follows the S&P like VOO then you may see small rate slow down when/if Elon’s companies tank. People are pissed because it usually takes years for a company to join the S&P 500 however with the new rules his new space X stock can join immediately so he can benefit from folks like us who trust in index funds and take some of our money to fund his dumbass ideas until the con is up and space x becomes worthless and he gets off with billions while our retirements get delayed. How worried should you be? Not too much but put it this way, I’m changing how much I invest in S&P funds and investing more in international markets (VFXUS comes to mind).
Right it's not fucking hard. From now on you only DCA into VOO for the rest of your life. Boom. Done.
I don't see how TACO could be priced in if futures have VOO zipping up 2%. By definition, that means it wasn't priced in.
So glad I dropped a fat one on VOO yesterday
shwhoaaaa dude, everything RIPPING AH!!! Too bad the price action in this goofy ass manipulated af market means PHUCCALL to me in terms of valuing things, DCA VOO and chill foh 💀
We aren’t on wallstreet bets for VOO and chill
VOO and chill seems to be a common next step
Something going on. VOO after hours just jumped to +0.8%
VOO/VTI and chill. Always +50% of your portfolio, the rest you can blow off on whatever shit stocks you want, i choose RDDT, also down 40% ytd
Why does Vanguard not allow extended hours trades for certain stocks and ETFs? I've been waiting for Royal Bank of Canada (RY) to drop all day and now that it has, Vanguard won't complete the buy. Same thing with VOO. How can they not sell their own ETF???
You're probably better off buying VOO and not checking the app for a couple years rather than trying to trade this market. It's pretty far detached from fundamentals and macro conditions. The president can post whatever he wants, true or untrue, and whenever he wants. Equally good idea is just put your money in a CD or a treasuries fund like SGOV until the administration leaves office.
I inversed myself and held onto my long positions (GOOG, UBER, NVDA, VOO). So far so good, but we'll see what King Taco has in store for us.
VTI and VXUS. VOO is already part of VTI. You get broader diversification with VTI.
There is no "one size fits all" answer. It depends on your habits and goals. \+39% gains since 2019 is not great, not terrible. About what I would expect from a "conservative" portfolio (such as iShares AOK for example, which is 30% stock and 70% bonds). As my own personal benchmark, I like to compare my results with a "Target Date Fund" (TDF) for my retirement year. For example if I'd put all my money in a Fidelity TDF back in 2019, I would have had gains of about +120%. If I'd thrown caution to the wind and gone "all in" on a fund like VOO, I could have had +170% gains since 2019.
VOO is just as good as any other S&P ETF. But maybe wait for things to cool down
Honestly, for long-term growth, VOO or a total market fund like VTI works fine. Keep it simple and stick with what you’re comfortable holding for decades.
VTI or VOO. Set and forget. Once you get older, you'll want to rebalance to be more conservative. But at 25, go aggressive. You can absorb losses and have time on your side. Keep it up and you'll be a millionaire in no time.
For what its worth, made an even crazier trade yesterday but the same principle applies. There are a few megacap companies that are well represented in your VOO shares that I fully ported my solo 401k and Roth into yesterday. If they reach a deal today, we got in near the bottom and get to start our positions with a massive green boost. If not, they will go down more but these are objectively great prices on some solid companies. In 10 years you will look back and say damn I bought those cheap in 26, even if the next few months look scary.
I think it's safe to buy VOO today then. It might be better tomorrow. It might be worse. It's a good deal now though.
Well good news for you because VOO has consistently averaged 10% gains annually despite politically created turbulence and market recession is typically the cause of geopolitical conflict rather than vice versa. The Great Depression caused WW2 not the other way around.
Most people have already commented, so you get metaphors. When is the best time to invest? 20 years ago. The next best time is right now. Time in the market beats timing the market. You’re young, if you DCA into an index fund “VOO” assume 12% year over year ROI if you invested $4350 a month that would equal 1,000,000 in 10 years. I know investing that much a month is not probably an option. I just wanted to run some numbers. For an example. and that would be almost a 50-50 split between profit and principal, basically doubles your money.
Because it's literally misinformation. For example, companies in VOO are based off the S&P 500. The S&P 500 does not just blindly and automatically upon IPO include SpaceX, OpenAI, and Anthropic in that fund. Companies must be public for ~12 months, GAAP profitability over the last 4 quarters, and subject to committee discretion.
So what are we all buying? I added quite a bit to existing positions of MSFT, GOOG, UNH, AXP, and the safer bets like VOO and the like, but I obviously didn't consult my crystal ball first as they keep dropping. I'm confident they'll pay off in time, but whats the current clusterfuck setting up to take advantage of?
VOO is the Vanguard ETF that mimics the S&P 500 index.
What's all this noise about VOO? I'm new to this world, only started last week but I keep seeing VOO being thrown around
Is this how you guys buy stocks? Wow, Dell has much less potential of returns over a year 3 year period than the VOO and VTI index funds. Dell's server business is no longer the lucrative business it was - Dell had a good 15 year ride when Intel's CPU server business flourished in the PC era. Look at their AI data center expansion strategy. It is not promising. The problem is that they are trying to change the narrative to being an AI server business. They are worse than the new competitors like Nebius and Coreweave and others since building AI datacenters from scratch are much easier than refactoring existing ones. Technology wise they are inferior in the AI era. The only thing that can work for them is that Dell himself is a cunning businessman as Larry Ellison so till Trump is in office, he will bribe his way through the deals. What happens afterwards, no one knows.
I just keep buying VOO. At some point this mess will be over
I have been using EQL. Cost is a bit higher and it doesn't eliminate this, but it at least makes sure you are diversified, unlike a SPY, VOO, or even VTI.
All you gotta do is DCA into VOO and VTI, but bro be snorting lines.
Should just be doing VOO/VTI. Easy as that. They’re good ETF’s, rather than just three stocks that may be a little hot now but might not be in 1 year, 5 years or 10 years
I am positioned for China rebound, oil drop, and VOO to rip. Lets go baby!
Buy and forget? im not sure penny stocks are suitable, there are some with very healthy balance sheets that can be potential multibaggers if they execute their strategies but its still high risk. If you want to buy and forget just get VOO and QQQ
As a new “play it safe” investor VXUS is my highest performing ETF this year and doing well compared to VOO for this year. I also wish I knew VDE or XLE are good hedges against inflation. These same ETFs were just doing ok when I first started 2 - 3 years ago. More I learn I think it’s just best to cover ground for a variety of different cycles that tend to occur, weigh accordingly to your goals, and just mostly let auto invest run the show. Don’t overthink it don’t chase the trend and don’t mess around with your allocations too much.
VOO down about 2%. QQQ down over 2%. 4% CD or HYS gives just under 2% in 6 months. So cash outperformed by 4%.
Now just sell everything and buy VOO 🤟
I trade for fun with about $5500 invested in various stocks. Should I just sell it all right now and reinvest in VOO when it all comes crashing down in a few weeks?
I have been looking at dfus as a good cheap option , that should be close to vti with out the ipos and filters for profitability . I don't even know what I should do with my vti in my brokerage accounts, just start buying dfus going forward. Also isn't SP500 supposed to not allow ipos for 6-12 months, so VOO/IVV/SPYM should be somewhat safe to keep holding some of this stuff I am still trying to wrap my head around.
**FELC (**Fidelity Enhanced Large Cap Core ETF) has done well with a 0.18% expense ratio. It typically behaves like a S&P 500 fund (e.g. VOO) but doesn't just mindlessly follow the S&P 500.
This isn’t the downturn. The downturn is what people are worried about. This is the part of the trip when the boat slows down and the engine room lights go out. It’s the sinking part that could be next. The downturn is watching your VOO cut by 30% or more over the next year.
Now look at how VTI or VOO have performed since 2018 and ask yourself why you're still trying to pick winners
be responsible and buy VOO for long term
*Not Finical Advice If this is long term retirement money I would keep it simple. VOO and SPY are basically doing the same job, so I wouldn’t hold both unless you have a specific reason. I would usually pick one core fund and leave it alone. QQQ is more of a growth tilt, so it can work as an add on but it’s not really the same kind of “set it and forget it” core for everyone. For serious longterm investing, simple usually wins: pick a broad core fund add regularly and don’t keep changing the plan every time the market gets noisy. A lot of people hurt themselves by overcomplicating something that should’ve been boring.
Max out 401k, any company matching program, HSA if you have that and Roth IRA. In terms of what to put all that money into, the common advice on /investing is just VOO and chill. Just stick your money in $VOO and don't worry about it for a few decades. If you want a little less risk, maybe a target date fund since it includes bonds. Do this for 5 years and you'll be ahead of like 95% of the people on this sub. The best thing you can do is to stay off this damn sub and don't think about day trading, especially day trading 0dte options.
So I'm kind of thinking: 40% SGOV-- present through Year 2 of retirement (\~mid-2029) 35% JAAA -- Years 3-4 of retirement, reallocating to SGOV at Year 3 mark (\~2030) 25% VOO -- Years 4-6 of retirement, then reallocating to JAAA at Year 3 mark (2031) Years 6+ of retirement - Turn on SS and begin IRA withdrawals The initial SGOV bucket should last until mid-2030, so I'm being a little conservative with the reallocation timing. Could probably stretch the whole plan out by another year or 2 if I get half-decent returns on JAAA and VOO Does this general strategy make sense?
I’m so glad I chose to VOO and chill two years ago 😆
Did this man vibe code his degree? Bruh either bet it all on black or do VOO or something in between…
If you are already frying your brain with numbers then just VOO and chill big guy.
Just put 10-20% of your take home pay into VOO + VGT until you figure out how to lose money.
Since you are young and looking to invest for retirement a Roth IRA is usually the best approach, especially if you don’t have access to a 401k through your employer. We believe that the best first step is buying a single broad based diversified ETF like VOO which has in it the 500 largest publicly traded companies in the US. Start there and then as you get more funds you can start to add a small percentage worth of exposure to international companies via a broad based international ETF. We wrote a free article that is available on our web site with all the details you need to get started with investing. Thought we would mention it as many new investors have found it helpful.
Do you at least have your savings in a HYSA making 3-4%? I know some dumbasses with $1-2M not being invested in the market sitting in a credit union 0.01% annually. Rest in VOO or other ETFs. Dollar cost average large amounts over time over the course of months. Or like yolo it into something stupid on options and cry yoself to sleep over a mcdouble. You do you boo.
Bro maybe just I’m sorry to see this… maybe just VOO and chill.
Probably fine/ethical to grab some VOO.