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I’m looking to add another stock or two to my portfolio, any recommendations?
[Discussion] How will AI and Large Language Models affect retail trading and investing?
[Discussion] How will AI and Large Language Models Impact Trading and Investing?
Would it be a bad idea investing in the same investments in a Roth IRA and a regular brokerage account?
Is it ok to never have bonds if you start investing early?
Anything I should know about investing in Vanguard ETFs on Fidelity?
What would you all recommend for second year of IRA?
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
I hit $100,000 in Broad Market Index Funds (mostly VOO and VTI) this Jan
QQQ or VOO which one will you choose ?
Question about ETFs: What happens if the provider goes under as a business?
Wife's IRA has positions in high-expense ratio funds. Sell and buy VOO?
i want to start investing and i don't know where to begin
Looking to invest savings in VTX and VOO. What should I invest more in.
After watching Nvda go up up and up some more, i dove in at 600 a share. 🤔😳
What stock/suggestion have you gotten from this sub that actually WORKED?
As a whole this sub is overly negative on taking profits and building a cash position
What to do with $300,000 just sitting in my checking account?
What stocks(s) did y’all buy recently and when was it?
100% stocks is not universally good advice. Stock market indexes are not always the right benchmark for your performance.
Is FZIPX same as AVUV? Looking for Low ER small cap ETF
Is putting $50 into VOO every 2 weeks (for the next 20 years) a good or bad idea?
What index fund do I pick for my Roth IRA?
12m Emergency : 100% CD/Tbills vs ~25-75% VOO & rest in CD/Tbills?
Is it normal for the index funds to be weighted this heavily by mega caps?
Where to invest 10k leveraged from CC cash advance (5% fee)?
As a non-US resident is it worth getting Ireland-domiciled ETFs?
Advice for a 27 year old trying to leave the nest?????
Any advantage to buying VOO through Vanguard rather than Schwab?
What are y'all's plays on tomorrow's CPI news? Any calls being made?
Looking for long-term investment suggestions, 30yo • $1-2k / mo.
What is the difference between some EFTs like Vanguard S&P 500?
Mentions
VOO is always the long-term answer, but with so much uncertainty, gold still seems like a good deal, and the US is vulnerable to chaos, tariffs, etc. In times like this: 60% VOO 20% VXUS (VOO outside US) 20% IAU (gold)
It doesn’t have to be all or none. You can buy SCHG auto weekly amount. Work to increase the auto amount. Towards the end of each year see how much you want to blast at the debt. Do you need 35k extra income or long term cap gains? Either way is fine. Just continue to DCA into any investment. VOO QQQM SCHG, it’s all fine. You sell when you have something urgent to pay for. If you think that debt is urgent: make a plan. Do it over a couple of years. Or all at once. Just keep the basics in mind. And remember what got you to the dance: investing in the first place. Best of luck.
Open Fidelity account. VOO. Buy auto. Set brother as beneficiary. Simple.
Continue to DCA into VOO/VTI or VT... It's not that difficult.
You went from VOO Reddit to momentum hype reddit stocks . You’re a tool lol
VOO and let people more skilled in trading make me money
$META. Bought it during the Metaverse dip. The money I invest is only a portion of my VOO but it below up to be my biggest holding.
Depends on your risk tolerance. Mine is high, so I'm all in on NBIS, which is a risky play if you believe in the "AI bubble" that everyone is panicking about. Personally I don't buy the AI bubble shit. I believe this stock has a good chance to gain 100-200% or more in the next year because of the expertise of the people running the company and how they manage their finances. I'm already up 150% from when I first invested in them 5 months ago, and I'm not selling for the next 5 years unless I feel like their future outlook changes in a negative way. Obviously do your own research and don't just take my word for it. If you want to play it safe, buy VOO or bonds or keep all your money in a HYSA. I'd rather take a riskier approach with greater upside potential. Investing is inherently risky anyway. Not financial advice.
I agree. There’s a lot of people asking themselves exactly the same question as OP, and the most intelligent answer is to just keep pumping it all into SPY/VOO and hold long term. Everyone has learned to max their 401k and stuff it into an ETF, everyone knows what to do. So we are all going to buy the dips and keep investing because it’s the best choice. Most people won’t have this mindset or understand, but the top 20% controls essentially all of the wealth anyways, and we are all actively investing and moving the market upwards because we have similar incentives.
what odds ? to outperform against MCD/clown or VOO. It better beat the clown.
lol VOO is out performing CLANKER COIN year to date.
VOO is an S&P 500 ETF that you can buy to track the performance of the S&P 500. If you don't have the knowledge and background to trade stocks profitably, you should just buy shares of VOO. If you want to gain the knowledge and experience to trade effectively, then you don't use real money. You formulate the strategy and then simulate trading it. Then you have an idea whether it will be profitable (it still might not be, the market changes). S&P 500 historically returns something like 10% annually. While you're trading your paper stocks, make sure to take into account the short term capital gains you'll be paying on your gains.
so your saying invest in VOO stocks? eventually?
Here's what you do. You formulate a strategy and while you spend a year paper trading your strategy, stick that $25k in a HYSA. Then, after a year, when your paper profits are negative, move it to VOO and enjoy the steady growth.
As long as you ONLY sell when you have an urgent expense to pay for, then great. You will quickly learn it is good to have an emergency fund in SGOV. But I’m not mad at people learning this lesson early. Buy VOO on auto weekly basis. Sell only when something urgent to pay for. Rome wasn’t built in a day. You will see :) best of luck!!
Sp500 is a great choice for gour age. Fidelity has a better app and website interface. You can buy most ETFs from either. VOO is the most popular sp500 ETF. Ive owned it for years. Buy and hold during good and bad times. Continue to read and learn as you invest. Always contribute at least to employer match at your job.
Invest in VOO and hold for 30 years
VOO and freak the fuck out
It can be as simple as some flavor of broad-market equity index. VOO, VTI, VT, whatever. So long as you're comfortable with the possibility of significant market downturns, and the possibility that it may take 10+ years just to break even on your initial investment again if there's "the big one."
Why not state the stock? It matters… If it is a large blue chip. Let it ride. Diversify with new money. Buy QQQM or VOO on auto weekly basis. It is obviously in taxable account or you wouldn’t ask the question. Find a trustworthy pro and move the concentrated position with them (or at least the shares you know you WONT SELL, so it is essentially free). Have them do the financial planning element for you for basically free. The trick is finding a good honest one (most suck). Best of luck!
I can prove my investments if you want, but it's simple: Buy low cost ETFs, continue to buy them through thick and thin, and never sell. Tickers VOO, VXUS, and BND in a 70/20/10 ratio.
Not the guy you're talking to, put $40k a year into VOO (max out 401k, Roth IRA, rest in a taxable account) for 15 years and you'll be retired.
Just playing about that. The truth is... You're figuring out what doesn't work, but I'm not sure if you understand why. If I'm reading right, $11k loss? What you're doing isn't working. Looks like you're throwing spaghetti at a wall, man. You can't "play" options. I don't do it, because I don't have time or desire to research the "Greeks" for every play as one would need. If you want to get rich, it's a slow, steady grind. Index funds like VOO, SPY. Even buying the dip on Amazon and Google, etc. I love this subreddit for bringing me new companies to invest in, but if you're serious about building wealth, you've just learned your lesson. Hopefully. Final non-wallstreetbets advice: use that big brain of yours and stop chasing a screenshot of someone who hit big.
The only alpha I've come across was probably the r/PLTR sub back when the stock was sub 10 dollars. Lots of news being shared which helps with maintaining conviction. The answer is obvious why it's hard to find useful information: the only purpose of the stock market is to build wealth. Thus, it's in every investor's best interest to sell you their stock. It's basically a competition to who can craft the best Ponzi scheme. Now, of course there are financial metrics that can assess the fiscal health of the companies, but in a bull market the most gains (and losses) are made on hyper growth stocks, where its trailing fiscal metrics doesn't matter as much, and it's all about its future potential. If you don't have the time to dig up research and build your own conviction, stick to an index and read up guides on r/bogleheads. I believe the consensus is to invest in a US market index fund (VOO) and a global market fund without the US (VXUS).
yea because we clearly didnt see an entire sector just go down after everyone hopped on it and overvalued hundreds of companies. jesus christ bro just fucking sell and put like 75% of the proceeds into VOO
Me for my self do this thing i am saving 500 a month and investing it at VOO shares till now has been pretty good nothing too crazy but if you looking for the very long term is the best way.
Just invest in VOO/VTI and ride. As time goes on, maybe risk 10% in individual stocks
You heard of ARK funds? Sell that and get back into VT/VXUS or VOO.
You're not going to get market beating investment advice from randos on Reddit. Do future you a favor and put it into VTI or VOO type index funds. QQQ if you want to be risky and put a heavier focus on tech.
You’re about to buy a fund of funds. Each fund inside of the ETF has an expense ratio and then the whole ETF has another one. Although it’s vanguard who is known for its low fees VEQT has 0.24% while SPLG (SP500) is 0.02 I would pick about 3-7 good ETFs and build a quick portfolio. Don’t worry about rebalancing. Although individual stocks are going to out perform its a lot more hands on. If you’re just going to set it and forget it I would do an ETF portfolio and not touch it till you’re 55. SPLG 35% SCHG 25% VIOG 20% IXUS 10% EEM 10% Feel free to swap SCHG for one of the QQQs and SPLG for SPY or VOO if ya like. *Not financial advice, do you’re own research and determine your own long term goals and risk tolerance
Variety of everything: mag 7, rocket labs, archer, joby, asts, Netflix, some drones, some energy, some quantum, some AI, J.P. Morgan, sofi, uber, dash, Walmart, target, coke, McDonald’s, VOO, many others… and 2 etherium. About 110 different positions.
I’ll tell you my story from April. Grabbed 240 shares of VOO at $476. Markets kept swinging I bought and sold multiple times made couple thousand nothing crazy. I was sidelined on the “it a great day to buy” speak and missed the big jump then I slowly watch the market climb waiting for a fall to jump back in. I ended up back in and missed out on about 15%. If it’s an etf just ride it and buy more every week.
Variety of everything: mag 7, rocket labs, archer, joby, asts, Netflix, some drones, some energy, some quantum, some AI, J.P. Morgan, sofi, uber, dash, Walmart, target, coke, McDonald’s, VOO, many others… and 2 etherium. I have about 110 or so different positions. I like to think I’m pretty well diversified. Probably more than most people… but essentially everything is down. Not all of them, but a majority is red the last few days.
Variety of everything: mag 7, rocket labs, archer, joby, asts, Netflix, some drones, some energy, some quantum, some AI, J.P. Morgan, sofi, uber, dash, Walmart, target, coke, McDonald’s, VOO, many others… and 2 etherium. I have about 110 or so different positions. I like to think I’m pretty well diversified. Probably more than most people… but essentially everything is down. Not all of them, but a majority is red the last few days.
Thee top analysts recommend stocks only perform on average about 26%, so if you are near that figure then stay on the current habit of day trading. On the other hand, if you want to beat these analysts you need to pick companies in growing industries. High risk, high gain or losses. SPY performs 10% on average *long term*, no brainer balance the portfolio with some SPY since it is a guaranteed 10% annually upon retirement. Generally if you don't feel like trading and take a break to go on long vacation, move all your spare change to SPY or VOO.
Oh I certainly don’t think I’ll profit from dividends on it, was just told to buy into that or VOO so I chose one or the other. I’ve got a simple IRA from work, but that’s about it.
This is advice that I got that helped me cement a decent understanding. 50% straight into an ETF like VOO (I use VFV as a Canadian), 1 defence stock that does well in downturns (for me this is Fortis), a company that you are familiar with and like (for me this was Nike), and one speculative play (TMC for me, 2% of my portfolio and BTC, 10% of my portfolio). I also bought some Canadian banks for a handsome dividend and decent growth. NFA, but I found starting this way exposed me to the stock market well, being able to see potential losses and gains while protecting myself well by being diversified and safe because of a large allocation of my portfolio being in VFV.
With your age, you should have nice experience about investing, would have seen past recessions, correct cycles. You have to take a decision on your own than asking random strangers and retailers. In my view, there is a general guidance, for aged above 50, your fixed income portion = Your age and rest in VOO. (If age=55, the 55% in TLT and 45% in VOO) You can rebalance every quarter or whenever SPX drops 5%, you can rebalance in the same ratio, so that cash moves from fixed to VOO. Amazon used book is $5 "The Charles Schwab Guide to Finances After Fifty", buy and read it. Good Luck.
This is an unpopular opinion, but there’s nothing wrong with liquidating everything if you’re pessimistic about the market. Sometimes you just don’t want to deal with the volatility and worry about losing your money. If it helps you sleep easier at night, then why not? You’ll have to pay capital gains taxes though. If you were just in VOO or VTI, that might be different, but if you’re in individual stocks, yeah go to cash if you want.
Sell all your alt-coin, write it off as expensive lesson Get fresh capital from your job, then put it monthly into VOO
A lot of study saying stock picking is terrible. too many external factor you can't control, you feel like you know the business or management even tho you can't meet with the management [The Risk of (Individual) Stocks](https://www.youtube.com/watch?v=RxCqxhRsHiY) What better is to just put it in VOO or mix of VOO, QQQ, gold, TLT. Then focus on getting more income to put in there rather than spending time and focus on researching these individual stock
Ok. With that amount of money I would invest it all in index funds like VOO or FZROX if you have Fidelity. I am not an advisor. People typically sock away hundreds of thousands in index funds and then “play” with single digit thousands in companies they are *guessing* will outperform. You seem to be doing it backwards, and I gently suggest you rethink that.
(M23) New to investing. Didnt grow up in a household or around people with much financial literacy but have been listening to hours of videos about the topic while at work and home as well as researching for the past few days and trying to understand more so I can start myself. Typically for long term savings/growth I've been seeing people recommend investing in an s&p500 etf such as VOO within a roth ira account for the tax benefits. However, if i can only afford to invest say $25 a week right now wouldnt it be more beneficial to invest that money into a 401k account where it would be 100% price matched by my job doubling the amount im able to invest and allowing compound interest to build up quicker? And if so should I try to have the 401k account invest all the money in an s&p500 index fund if offered?
At your age, at least some of this money should be used for investing and not just trading. You have 40+ years until retirement (earlier if you can invest correctly) so you should just put a part of this into a low cost ETF (VOO or VT or similar) and not touch it for decades and let it compound. In 40 years, waiting or timing for a couple percentage is going to matter less than just dropping this money into the market and having the discipline to not touch it
If you want safe but slow profits: Apple/ VOO/SPY Prob safe but slightly risky: ASTS YOLO: Bitcoin
GLD, VOO, Energy stocks, liquidate about 20% so you have money to hedge against the dip and buy it and chill.
You can still get S&P 500 exposure, bro. Just look for ETFs like **VOO** or **SPY** through brokers that accept international clients. Interactive Brokers works fine, you just gotta buy the ETF instead of the actual fund. Keep it simple, stay consistent, and you’re good.
If I can get back to even I swear I’ll stop and put it all into some virgin VOO bullshit wtf 😭
Serious answer: Run away. Run far away from here. Buy VOO. Learn whatever this shit is some other time with your non VOO savings.
Don't go too crazy with the ETF count. VT already has VOO and VTI inside of it, just like VTI has VOO inside.
VOO's down a point but I'm down 3.. God dammit man
I mean, quite literally yes in that VOO and SPY do, but more that most the tech companies fpund in the NASDAQ generally don't like to pay dividends whereas a lot of the companies in the S&P do.
VOO is the foundation. I like VOOG and VONG for growth.
I started investing in January and my emerging market ETF (SCHE) has outperformed my VOO by 20%. I know this won’t be the case forever, but just aiming to diversify a bit, it’s really worked out.
I love stockpicking as a hobby. I have the majority of my portfolio in VOO, and I use the remaining amount as “play money” since I’m young and can afford to take on more risk. I invested in ASTS and RCAT extremely early on, and I held those two names throughout the volatility. I don’t use stop losses because I know what I’m investing in (not a big fan of day trading - I view that more as gambling but to each their own). Timing-wise, I think it was a mix of conviction and luck. I did a lot of research into those two names, and I don’t plan on selling unless my thesis changes or the fundamentals drift from the day I invested.
Index funds like VOO + 30 year investment is what I mean
You can literally just buy VOO, or VTI or VT and be fine but you do this.. lol
so he bought CALLS on every high flying stock at the top? word of advice: just get VOO and never sell it
Gold is a good investment right now because the dollar is dropping. If u want to be conservative about it then put half in VOO or SPY.
I rip ass on the keyboard and end up with stocks that print more than VOO in a month
if you're losing money right now your portfolio is full of doo doo caca stinky diapers. you're chasing memes like a facebook boomer. you have no strategy. just VOO and chill
Solid setup. The **VOO/VWO/VTWO mix** gives you great coverage and keeps things simple — exactly what most investors should aim for. If you’re looking to simplify even further, a **“VTI and chill”** strategy is tough to beat. It gives you total U.S. market exposure in one fund, low fees, and automatic diversification. > Morningstar calls **VTI** *“one of the most efficient, low-cost, and well-diversified core equity holdings available.”* *(Morningstar Analyst Report, 2024)* Even **Warren Buffett** has long backed this kind of simple approach: > You might also consider setting aside a small slice for **Bitcoin**. **Fidelity Digital Assets** describes Bitcoin as *“a compelling and uncorrelated asset class, serving as a store of value and hedge against monetary debasement.”* *(Fidelity Digital Assets, 2023)* **ARK Invest** found that *“a 1–5% Bitcoin allocation can improve a portfolio’s risk-adjusted returns.”* *(ARK Invest Big Ideas, 2024)* And a **Yale University study** showed that adding 4–6% crypto exposure can *“improve overall portfolio efficiency due to low correlation with traditional markets.”* You’re absolutely on the right track — **low cost, diversified, and long-term.** That’s how wealth actually compounds. Adding a little Bitcoin could just future-proof it.
Buy MAGS its the mag 7 in ETF form. Also buy SPMO its momentum stocks. These two have performerd well over the last few years. https://totalrealreturns.com/n/SPMO,VOO,MAGS Also check out GLD.
How would you diversify a "life savings" account if an "emergency fund" that can pay off 6+ months is already set up and you're a long term investor with lots of windfalls and backing (can take risk) ? Would you buy it all at once or DCA monthly a ballooned cash position slowly into the market or put it in intervals? Exposures to seek include: emerging markets (Europe, South America, South East Asia, East Asian etc), international market, North American market (balance between Canada and the US), tech beyond the big 7, and hedges with oil and resources. I've been talking myself out of going all in on just VOO or QQQ because I'm not feeling those holdings and % allocations. 80/20 VT/VXUS is another idea. Risk I'd like to keep it below -30%.
I am planning to hold a couple ETFs here soon. I already hold VTI. I'd like to snag VOO, VWO, VTEB and VT for a rounded 5. But I also like viewing stocks and messing around with day trading as well. Just a nice way to learn and become more financially literate. Hence, my question.
Optimal depends on tons of other factors. Age. Desired retirement age. Income vs expenses vs auto investment. Experience. If it’s not a lot of money, VOO QQQM is fine. If it is a lot of money, find a trustworthy pro to discuss things with. Fidelity is pretty cheap. Vanguard is pretty cheap. Best of luck
I see why people just VOO and chill Jesus Christ I’m stressed out and losing!!!
I would agree with you, but lots of ETFs are the best, most consistent way to build a great chunk of wealth. Picking something like SPY or VOO or anything of the like and consistently investing in it will likely give you a sizeable retirement when that time comes around. While I think that the stocks you give here are solid, they do carry significantly higher risk than that of VTI. All in all, it really depends on your financial goals and risk tolerance.
Not to brag or nothing but um up 17 cents with VOO
maybe I should stop full porting meme stocks and invest in VOO.
Ask yourself, if just stuffing money into a leveraged ETF to make more than the average VT/VOO investor makes, why doesn’t everyone just do that? The answer is it’s more risky and labor intensive than you’re thinking it is, and you’ll more than likely end up losing more than half your portfolio. Curious to see what you do. RemindMe! Five Years
Why not just do a set and forget strategy? Buy VOO and just hold. Never gotta worry about 200 MA again!
ASML is up 175% the past three years. VOO is up 95%. ASML has three primary customers. Their EUV machines cost $400,000,000. You don't just sell those things down at the mall, and you don't buy a new one every week.
Diversify as they say. Put most in ETF's that track the major indexes. VOO is a good one. Have some exposure to gold, BTC and ETH.
Or he could put 70k into VOO and have something around 1.2M in 30 years instead of doing girl math
Look at the long term chart of the SP500. Tell me at which point of the chart are the fools? I have SPY shares dating as far back as 2 decades. I have VOO shares acquired in almost all of the past 15 years. The fools to me are the ones who don't realize that revenue/profit/dividends have increased over time as the economy keeps expanding, and thus takes the equitie market up with it. The fools are the ones who are focused on the noise and the issues that don't matter, rather than the ones that do - the bottom line and return on investement such as through dividend distributions.
You gambled and won. Cash out and throw it in VOO and plan some more.
My planning money goes into VOO. This was gambling money.
# Where to put 20k euros conservatively? I have a question - we with my wife have around 20k euros sitting in our bank account, basically bleeding from inflation. we’ve been saving this for our 2-year-old son, and the plan is to use it as a down payment for a small apartment in 2–3 years. (we’ll keep adding to it during this period, hopefully reaching around 40–50k - enough for a down payment for a studio appt.) essentially, we want to get him his own apartment by the time he’s an adult. in the meantime, the 20k isn’t doing anything, and i’d like to put it to work, but in a conservative way. we’re in Germany, and i’m not really sure how to buy things like bonds here, but we do have access to ETFs like VOO, etc. what do you guys think would make sense to do in this situation?
Buy a lawnmower and become the best in the town. Then buy $10,000 of VOO
If you have a long time horizon put it in something like VOO or vanguard target date fund. A financial advisor is going to do the same thing but charge you a fee for it. A vanguard 2040 fund for example is current a 4 out of 5 on the risk scale, but as you get closer to the 2040 retirement date much more of that holdings will be in bond rather than stocks lowering your risk.
Why VOO over SPY? Long term
I'm just giving you some shit. VOO isn't really mentioned here very often.
> You can’t just snap your finger and flip VOO to IAUM without taxes being involved Depends on where you live etc. Where I am from there is no such thing as short/long term gains and timing of seeling and buying doesn't matter. But to be clear, I am not telling people to sell. I am just saying that "you never lose if you never sell" is just nonsense. If you buy into a bad company that go bankrupt you definitely lose. Or even if it doesn't go bankrupt but it is doing bad it may never reach the stock price that when you bought in. That is still a loss! Something more reasonable is "the overall market tend to go up so having as much money in the market for as long time as possible will maximize your expected gains".
Does it count if I did some truly degen shit to triple my port value in six weeks to then dump into VOO though?
I kind of want to be dumb and rotate all of my VOO into another higher yielding ETF. Any ideas? My portfolio is 90% VOO, then 10% GOOGL LEAPS.
Those are tax free gains dawg. Sell that shit and drop it into VOO while you wait for your next play
You’re younger than me, which means you wicked young to have that kind of money. You still didn’t answer where it came from. Lol Not sure how it works for Canada I would normally say 60/40 VOO/SGOV, you should be able to set that up for free (unless Canada still has commissions). Then find an honest pro to do financial planning by you “parking” that account with them “in kind”. I like Ben Felix, he is Canadian. Look him up on YouTube. Best of luck.
If you’re investing in things that require this kind of effort and follow up, you’re investing in the wrong thing. Buy QQQM or VOO in an auto weekly basis. Sell ONLY when you have something urgent to pay for. Set to auto, don’t rely on self discipline. You will be far richer in the long run. You will realize the ups and downs in the market are just noise. Have emergency fund, but that is the basis of personal finance. Spend less, invest more. Sell when you have something urgent to pay for. You will learn, or you won’t. Best of luck.
Open a Robinhood account and put $25 in Bitcoin and $ 25 in VOO or SPY Add to each when you can even just a few bucks at a time. Good luck
I'd open an Robinhood account put $25 in Bitcoin and 25 in VOO or SPY Add a few bucks to each when you can.
Do you have any way to earn income? 1. Have your parent open a Roth IRA in your name 2. Give the money to your parents to put into the account 3. Buy an index fund like VTI or VOO If you are able to safe even a few thousand by the time you're 18, that will be a great head start. I had a computer repair company in high school, saved maybe 3k and by the time I graduated college there was about 6k. I'm 37 now and my Roth has 140k.
You gotta spit out what you’re willing to lose . My recommendation is full Port on 0DTE SPY calls or usually VOO CALLS. Works everytime . (Not financial advice)
I feel like such a failure every time I put money into VOO