Reddit Posts
I love all of you. That’s why I’m making this PSA to stop what you’re doing and DCA VOO now.
Where would you invest right now? Looking for genuine advice in this market.
Never thought my first 5 figure movement would be south but here we are
The stock market will prob crash now because I bought nearly 1million usd worth of VOO with my inheritance
Boo Hoo. I bought VOO. I put my toe in at the wrong time.
23M, just started investing. Is VTI really the best strategy, or am I missing out on better growth?
$5 Every Trading Day since April, Finally at 1 Share of VOO
What's been happening with the S&P 500 these past few days?
My trading regime (What is yours?)
Best investment strategy for self controlled 401K
If SpaceX merges with Tesla, what will the consequence be for the S&P 500 index, specifically VOO?
VFQY as an alternative to VOO's tech overweighting?
Portfolio Review: 3–5 Year Horizon, Moderate Risk
The "sell employee stock purchase plan" immediately strategy. This doesn't seem logical to me based on percentages
Anyone else considering increasingly moving to short term govt paper in their tax-free accounts?
I have 11k in stock and I am 20 years old. Where do I invest?
Investing $100 a day - what would you choose besides VOO?
Investing $100 a day - what would you choose besides VOO?
For non-US investors what are non-US domiciled equivalent ETFs you buy?
Once again S&P1 seems to be the best long term strategy over the S&P500
I have been DCA’ing into VOO since 2012 and now I’m rich.
VOO Performance Lately / General Investing Approach
After playing options, my net worth is currently 30$
Isn’t concentration actually proven to win over the long term? .
Any advice from experienced investors
At what point is qqqm better than voo for young investors?
What ETFs or Index funds are y’all thinking about bidding on? I really like VOO as a long term play for myself
is this a good growth focused Roth IRA asset allocation?
Questions about my ROTH IRA fee structure / returns
Canadian who has roughly US$30k–$35k for the long term, looking to invest in the market. Unsure of the best long-term "boring" buys that my American friends can recommend. Do ya'll have any suggestions?
Help me find the next stock that will skyrocket 100-fold :)
IRA vs. Taxable Account (Keeping the money in for 20 years).
Built an agent that buys whatever WSB is talking about. It's down 19.2%. Got 3k upvotes on WSB before they deleted it.
I built an agent that buys whatever this sub is talking about. It's down 19.2%.
Does anyone avoid diversification (like me)?
ETF allocation changes due to high valuations
Strategy for entering the market with large lump sum
Strategy for entering the market with large lump sum
Weird question but like, are the majority of financial advisors just scam artists essentially?
Mag 7 already did their 100x (and more). So where does the next trillion-dollar (or multitrillion) company come from?
Gamers here, do you invest in a game company like Nintendo, Sega, etc?
Simple IRA through work and personal Roth IRA (35)
Supposing AI goes up, is AIS ETF a safe choice?
Beginner looking to make my first options trade — how would you approach this?
Equal weight S&P 500 ETF (RSP) for indexing rather than VOO?
Beginner looking to make my first options trade — how would you approach this?
Why are all my individual stocks down but index at ATH?
Rate my Roth IRA split, just opened my account and haven’t put anything in yet, just looking for advice.
LTCG or dividends or cash to pay for big ticket fun?
Can I do multiple Schwab deposits through the year without any issues?
Mentions
Man I capitulated so hard yesterday, I promise when I break even I will VOO and chill I learned my lesson!
Shocked I didn’t get assigned my VOO shares after the put I sold was $500 underwater. Guess the buyer didn’t want the shares called away 🤷🏻 expires today …
Allocating 75 percent to VOO and 25 to individual stocks will vastly reduce how much you will ever trail or lead the market.
You don't. You either wait it out like BRK or VOO and chill.
Haha, great point. If you’re looking at the SP500 (VOO) a 6 month investment would still be up \~2% with the dividends.
some chick at work was super impressed when i was talking about investing and VOO. Just wait until I teach her about SPY 0dte’s 🤌🏼
VOO and chill has been a thing for like 15 years retard 😂
DIA VOO SPY keep it basic
I think I can start a hedge fund and just put it in VOO index.
Still up 7% TYD I’m chilling with VOO brought more today and yesterday lol 😂
Bought VOO. YOLO didn’t do enough research but will eventually go up 🤷
Fair enough. I funded my Roth April 15th and just never pulled the trigger on anything. Could’ve still been green on VOO and just ignored it for years
That was like 1/3 of the entire year gains in VOO. How is that better?
I like VGT, but I would treat it as a tilt, not the base. VOO already has about 40 percent in tech, so adding a big VGT slice means you are betting even more on one sector doing well. That bet has paid off lately, but winning sectors rarely stay on top forever, and a sector fund can fall a lot further than a broad index when it turns. What I do is keep a broad fund like VT or VOO as the core, and if I want extra tech exposure I cap the sector fund at 10 to 20 percent of the portfolio. That way I still get the upside if tech keeps winning, but one bad stretch does not hurt the whole portfolio. Your 70/20/10 split is reasonable if you go in knowing the 70 percent is an active bet, and you are comfortable holding it through a rough few years.
Even if so I would imagine it has missed on large gains had it been in even SPY/VOO/IWM etc
You don't know where the bottom is, so just keep buying some small but sizable chunks of VOO every half day or so. You'll be rich again in 5-20 years. (This is the boring solid way.)
Just by looking at VOO, you can see that it's been flat-ish way before the election. Straight up lying.
DCA into VOO instead of QQQ
If you invested in VOO all this would be a dream too bad maybe next run
Is the expense ratio as cheap as VOO
1, I didn't get destroyed. 2, I lost some gains that I got earlier this year, I bought low in March 3, Nasdaq is about 23% of my portfolio, I'll survive regardless 4, if you don't know when to ask yourself "why is this underperforming? will it continue to do so? would my money be better allocated elsewhere?" then you don't even need to be on r/stocks. Just VOO and don't worry your pretty little head.
VOO is usually a good option… Last big drop I bought a lot of VOO, Microsoft, IBM - the standards. I’m still up significantly. 🤷♀️
Yes if it wasn’t for growth we would not be growing lol Yes it’s been curtailed - we had a red day VTI up 8 percent YTD VOO up 7.5 percent YTD
idk what I'm seeing. I have a degree in finance and live on bloomberg and have watched all the different markets and sectors like a hawk this year and I haven't the faintest clue what the future holds. I need to break the gambling habit, accept my losses instead of trying to win it back, and VOO and chill and not watch the markets. All my basic ass coworkers are killing it with passive investing and shrug when I tell them what the market is doing. I just genuinely love everything about the markets and find them so fascinating. But it is getting more and more frustrating trying to play it.
There is always check & balance, good for market. Too much extreme left or too much extreme right not good for anyone. If left wing push hard extreme, loose 2028. Next era will be more centrist & balance BigTech saw many midterms, nothing issue to tech or semi $QQQ $SPY $VOO $VGT time to load for Santa Rally, also $NVDA earnings spike Market is very forgiving, change mind even after 24hrs
Yeah, I'm glad my 401k contribution hits tomorrow, and just bought a tiny $1500 of VOO today. I figure may as well average my losses down where I can. Hopefully shit bounces back in 5 years.
I’m about to sell everything and buy VOO 😩
oh nooooo, my VOO stocks just got cheaper to buy.
Excited looking at today. Buy low sell high. Put 2500 in VOO (I know very boring) and am planning to put another 2500 in VTI or some other etf tomorrow.
Straight to the VOO for them then.
$700 VOO by open just to fuck the bears 🤣😭
What do you mean by SPY is closer to buying the dip?? VOO tracks the same index.
I am definitely getting assigned that $680 VOO put I sold today for $500 😬 That’s a lot of margin 🤌🍝
\> 55% VOO 10% VXF Why on earth people do this instead of just VTI... You haven't told us if this prospective holding is in a tax advantaged retirement account, or an ordinary taxable brokerage. It makes a difference. US stock dividend funds are for retired people in a taxable account, because of their favorable tax treatment, i.e. qualified dividends are taxed as if they were Long Term Capital Gains. That is their only quantifiable advantage. They also might be sought out to counterbalance high flying growth stocks, even in a retirement account, although a solid "value" fund like OAKMX might be a better choice.
Organically is VOO or VTI and chill. Everything else has too much speculative markets
The problem with the VOO and chill crowd is that a 4% drop could be the start of a 20+% drop and a lost five years, or it could be a Tariff Tantrum and they sell low before a big pop recovery. The ones who are closest to retirement panic the hardest.
For a bunch of people that say “VOO and chill” outside of this subreddit, they sure ain’t doing that second party very well today
> But I see VGT as a similar VGT is not similar to those, but you're free to do whatever you want. Even VOO is only 40% tech, you're missing out on a lot of sectors. VGT can be added to VT/VTI (even VOO)+ VXUS if you want to be more aggressive with tech, but it should not replace the US allocation.
I mean ETFs offer more security and it's hard to beat their gains but if you like to stock picket do it buffet style and pick stuff you know (personally) is good. But time and time again ETFs like VOO with low expense ratios best stock picking.
Thank you! Definitely won’t be selling SCHG after the past few days but will start buying VOO and slowly sell off SCHG
2 totally different ETFs. VT is the entire world market, VOO is SP500. Don't get your advice from Reddit, im here too. Looking for solace. Do your homework
VTI and VOO are pretty chill. Slow growing but always growing.
Like VOO it’s US only holdings. It’s superior if you see broader exposure beyond s&p500 as making it substantially less risky which I’m not sure I do
Or buy ETFs like VOO and forget the lotto’s dreams
VOO is down like 3.5%. Everything is fine.
VOO and ~~chill~~ freak the fuck out
\-3.92% today. VOO -4.35%. I'm basically a genius.
VOO is down too retard
VOO and chill @30 years
I added to VOO and QQQ
If you’re young why are you holding bonds? VOO pays dividends. Don’t get into the dividend trap or yield chasing. There are uses for dividend stocks/etfs but if you’re young focus on index funds for growth.
I bought the dip on VOO in my """safe""" port when it was down $20 then it dropped another $12 lol
True. But that's just my trading account. My 401k which is basically just VOO is down like 15k :kekh:
Like 80% S&P500 and a small number of stocks and REITs, nothing fancy: VOO, GOOG, INTC, O, and a couple of random energy ETFs.
Idk about France or Japan specifically, but VXUS is outperforming VOO over the last year. US has outperformed in the past, but assuming it will forever is just performance chasing.
The next big support level for VOO is 666...yikes
You already own dividend paying stock in VOO and VXUS. >People are saying that dividend-stocks are good to have at this time. People say a lot of things, who are these people? What is their justification ? Also you own dividend paying stocks already
Not going to knock anyones thesis, hard to say what will happen. Final note is jsut know that with this type of investing, expect higher volalility. XAR for example is 2x the volalility of VOO annualized over the last 15 years. So in other words you will see massive dreawdons compaired to the broad market, dont panic sell.
I bought lots of SCHG years ago before I fully knew what I was doing. I’d like to just buy VOO going forward. Would it be dumb to just keep what I have in SCHG and not contribute anymore? I also have SCHF if that is relevant
I’m a small time youngin, I just put 150 into VGT and $100 into VOO for a long term hold
Bought a bunch of VOO today. Simply a temporary discount. I’ll take it. In 20 years I’ll be happy
I casually decided to sell puts to collect that beautiful premium this morning. Looks like tomorrow I owe $68,000 and will be the proud new owner of 100 shares of VOO.
VOO is simply the S&P500 so you have not only single country risk but you don't even own the entire market within that single country. VT gives you full global market cap weighed diversification that automatically rebalances in realtime. Is VT more expensive? Yes, you'll pay $3 USD per $1,000 more in fees. You also lose the international tax benefit of splitting international and domestic holdings. If you want to save a portion of that extra $3 and gain back the international tax advantages, you can go with VTI and VXUS but you'll lose the automatic rebalancing. For me, VT clearly wins.
No I mean why do you consider VT, VOO (and even QQQ for that matter) as short term buys?
How? VOO has a lower expense ratio?
$26.5K on paper, but it's all longs (VOO, RSP, and GOOG).
If you can't handle a -5% day you might just want to switch to 50% VOO 50% Bonds.
Well my DCA day is tomorrow but I will shift it forward a day. I saw VOO and I was like ohhh Im only down $26 today on it...then I realized lol. I am not fully panicking...yet.
I bought $250 of VOO a couple of years ago just so I can post in this forum. I have no idea what it's currently at. I don't even know how to check it. I hope it doesn't go to zero, cause I like reading this forum.
VOO QQQM SCHD and chill
I'm buying Oh wait you regards are in the business of losing money, I should tell you what I'm buying: VOO and chill baby!
thats right VOO get the fuck upppp
I just maxed out 401k, backdoor Roth (fking pathetic $7.5k/year), then 70% remaining cash into VOO monthly, the rest is just for gambling on this sub, as usual my return is worse than VOO so far this year, classic. Last year was a lot easier
You can make more from other ETFs besides the SPY, I rather have VT VOO or QQQ
Today is brutal. Opened my portfolio to find that I'm down $80k today. Most of my investments are in VOO and QQQM. I'm 29 years old and I know I have time, but this still hurts. Anyone else in this situation?
definitely works with VOO. With individual stocks I'd be a lot more cautious.
I thought I was a dumbass selling my INTC for over 4x gains when it hit $85. Felt dumber and dumber about having realized cap gains even as it rose to $90, $100, $110, $120, $130, and $140+. But now I'm feeling pretty good. Sold some INTC puts NOV20'26 @ $47. I'm not even a bear. I'm bullish. But the CPU/GPU/memory/hardware names got too cocky too fast. That's why I put my INTC gains into VOO and BOXX. TL;DR Bulls make money. Bears make money. Pigs get slaughtered.
VT and chill. VOO is the inferior Bogle play.
Some of it is quite normal. Broken down by quarters and looking at it through an S&P 500 sort of lens, September through November constites an annual pre-Christmas dip. Happens pretty much every year. If you were to pick 3 months of a year that would be best to buy VOO or some such ETF every year, you are at the peak of it right now. This is compounded by the fact that we are on the heels of an election cycle. Traditionally, election years display a more pronounced dip-and-recover behavior before growth occurring in late November through to early January.
They track the exact same index…the difference is in ER, reinvestment mechanisms and generally liquidity. If you are a buy and hold investor, which I very much am, the obvious answer is VOO, but I don’t own it. I own VTSAX/VTIAX and some other funds that are largely inconsequential to this post. If your running options plays, sure SPY…I guess. Just make sure it’s 0dte calls for today, so you can post in WSB.
Note that with options there is a spread which means that there might not be a buyer at the price that it shows you. In general, short term date to expire options almost always lose money. It is very easy to get caught chasing your losses and lose everything. With options, there are easily some cases out there where you could pick either side of a trade and still lose money. Never risk more than you are willing to let go to 0 and a vast majority of your net worth should be in VTI or VOO. Like 90%.
VOO and chill motherfuckers getting a taste of what leverage can feel like LOL
Remember casino goers if you were just VOO and chill you would only be down 4%. :pointlaugh:
1 year ago VOO was even lower than it is now. This is nothing. As long as dems don’t kneecap AI the country will be fine
VOO and chill? More like VOO and drill lmao
VOO if you want to be safe. QQQ for some risk. TQQQ for some degen shit. But you likely won’t have cash anyway if you’re a degen.
I have a good amount of cash sitting in a high interest savings account (4%). Is it time to nibble a bit? Say 10-20k usd worth of VOO? Or some Google?
Selling some thematic ETFs and DCA'ing into VOO over the next couple of days.