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VOO

Vanguard S&P 500 ETF

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Reddit Posts

r/investingSee Post

What should I do with my ibonds?

r/investingSee Post

What to do next? I am running out of ideas

r/investingSee Post

Problem with Redundancy/ Overlap

r/stocksSee Post

I’m looking to add another stock or two to my portfolio, any recommendations?

r/investingSee Post

Quick Advice, Straightforward Questions

r/StockMarketSee Post

[Discussion] How will AI and Large Language Models affect retail trading and investing?

r/StockMarketSee Post

[Discussion] How will AI and Large Language Models Impact Trading and Investing?

r/investingSee Post

Roth IRA investnent recommendation

r/wallstreetbetsSee Post

SPY v. VOO

r/investingSee Post

Would it be a bad idea investing in the same investments in a Roth IRA and a regular brokerage account?

r/investingSee Post

What do you think about my portfolio.

r/investingSee Post

Roth IRA dividend, Index track, or 3 fund strategy?

r/stocksSee Post

Getting into the market

r/investingSee Post

Is it ok to never have bonds if you start investing early?

r/wallstreetbetsSee Post

Reminder: Just invest in VTI/VOO

r/investingSee Post

Anything I should know about investing in Vanguard ETFs on Fidelity?

r/StockMarketSee Post

HELP ON MUTUAL FUNDS

r/investingSee Post

What would you all recommend for second year of IRA?

r/RobinHoodSee Post

Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.

r/smallstreetbetsSee Post

Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.

r/WallStreetbetsELITESee Post

Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.

r/investingSee Post

Capital loss and wash sale rule

r/investingSee Post

VOO vs VOOG - going for the long term

r/investingSee Post

Portfolio Visualizer accuracy

r/investingSee Post

Investing inside a corporate investment account

r/investingSee Post

Made My First Investment At 20.

r/investingSee Post

35k pension - considering rolling to my IRA

r/investingSee Post

I hit $100,000 in Broad Market Index Funds (mostly VOO and VTI) this Jan

r/wallstreetbetsSee Post

QQQ or VOO which one will you choose ?

r/investingSee Post

Question about ETFs: What happens if the provider goes under as a business?

r/StockMarketSee Post

In Need Of Some Advice

r/investingSee Post

Wife's IRA has positions in high-expense ratio funds. Sell and buy VOO?

r/stocksSee Post

Deeper Research into ETFs

r/investingSee Post

i want to start investing and i don't know where to begin

r/stocksSee Post

Best stocks for long-term growth?

r/stocksSee Post

How should I weight my investment in VOO or VTSAX?

r/investingSee Post

How should I start my Roth IRA ?

r/investingSee Post

Looking to invest savings in VTX and VOO. What should I invest more in.

r/investingSee Post

Need help diversifying portfolio

r/investingSee Post

Roth IRA withdrawal question

r/investingSee Post

Diversifying out of S&P500?

r/investingSee Post

After watching Nvda go up up and up some more, i dove in at 600 a share. 🤔😳

r/investingSee Post

Setting Up First Roth IRA

r/investingSee Post

Retirement Portfolio Check-up

r/StockMarketSee Post

19, Any advice is appreciated!

r/investingSee Post

Help a Slav to start investing ^_^

r/stocksSee Post

What stock/suggestion have you gotten from this sub that actually WORKED?

r/investingSee Post

Riskier assets in IRA vs Roth?

r/stocksSee Post

As a whole this sub is overly negative on taking profits and building a cash position

r/wallstreetbetsSee Post

Bad idea?

r/investingSee Post

What to do with $300,000 just sitting in my checking account?

r/StockMarketSee Post

I’m a simple guy. 100% VOO

r/optionsSee Post

Trading Options on Ireland Domicile ETF

r/investingSee Post

Should I Get out of Mainstay Fund?

r/investingSee Post

Sell individual stocks to invest in VOO?

r/investingSee Post

ETFs in different investing accounts

r/StockMarketSee Post

Cash is still king

r/investingSee Post

20yrs for growth. How can I maximize?

r/stocksSee Post

Help With My Moms IRA

r/stocksSee Post

What stocks(s) did y’all buy recently and when was it?

r/stocksSee Post

What to do with TSLA?

r/investingSee Post

100% stocks is not universally good advice. Stock market indexes are not always the right benchmark for your performance.

r/investingSee Post

Is FZIPX same as AVUV? Looking for Low ER small cap ETF

r/investingSee Post

Looking for advice on my investment plan

r/investingSee Post

Just starting to look into my investments

r/investingSee Post

Is putting $50 into VOO every 2 weeks (for the next 20 years) a good or bad idea?

r/wallstreetbetsSee Post

What index fund do I pick for my Roth IRA?

r/stocksSee Post

I Bonds vs VOO

r/investingSee Post

12m Emergency : 100% CD/Tbills vs ~25-75% VOO & rest in CD/Tbills?

r/stocksSee Post

Where to put it

r/stocksSee Post

Portfolio advice

r/investingSee Post

Strategy for 58yo with 200k nw?

r/StockMarketSee Post

New to the stock market, help me out

r/investingSee Post

VOO vs MGK vs SCHG comparison and thoughts

r/stocksSee Post

Is it normal for the index funds to be weighted this heavily by mega caps?

r/stocksSee Post

BBUS as a good alternative to VOO?

r/investingSee Post

Portfolio Help @ 18 w/ ~16k

r/investingSee Post

Currency hedged S&P500 ETF - is it worth it?

r/investingSee Post

I think I messed up backdoor roth

r/investingSee Post

Where to invest 10k leveraged from CC cash advance (5% fee)?

r/stocksSee Post

Is this portfolio unnecessarily complicated?

r/stocksSee Post

Let’s talk: SPY or VOO

r/investingSee Post

As a non-US resident is it worth getting Ireland-domiciled ETFs?

r/investingSee Post

New investor (ETF help wanted)

r/investingSee Post

ETF Help (New investor advice)

r/wallstreetbetsSee Post

Advice for a 27 year old trying to leave the nest?????

r/investingSee Post

CD Reaching Maturity in a couple weeks

r/investingSee Post

Any advantage to buying VOO through Vanguard rather than Schwab?

r/StockMarketSee Post

What are y'all's plays on tomorrow's CPI news? Any calls being made?

r/investingSee Post

Opinions about Turkish Banking Sector

r/stocksSee Post

What to put 50/50

r/investingSee Post

Looking for long-term investment suggestions, 30yo • $1-2k / mo.

r/stocksSee Post

IVV/VOO dividend policy

r/investingSee Post

Lump sum - VTSAX or diversify?

r/stocksSee Post

Does it matter where you invest in SPY or VOO?

r/stocksSee Post

Help with Roth IRA - VOO

r/investingSee Post

Thinking about Bond ETFs, especially SGOV and BKLN

r/stocksSee Post

What is the difference between some EFTs like Vanguard S&P 500?

r/stocksSee Post

What should I do with about $100k?

r/stocksSee Post

Favorite longterm investment right now (January 2024)

Mentions

Shouldn’t I do VOO because it’s practically the same return with smaller expense rate?

Mentions:#VOO

Damn that is wild. I thought I did best 25% on SPY & VOO.

Mentions:#SPY#VOO

You're right. VOO is just a vanguard ETF that anyone can buy through any brokerage. I just vastly prefer the UI of those two over Vanguard.

Mentions:#VOO

Hey, reading **the Simple Path to Wealth** by JL Collins, it says that what you invest doesn't depend on your age but where you are in your financial situation. There are 2 phases, the Wealth Accumulation Portfolio, and the The Wealth Preservation Portfolio. the Wealth Accumulation Portfolio is nasically all in the VTSAX from the book, but I prefer the VOO. The Wealth Preservation Portfolio is 75% stocks (VOO, VTSAX etc..), 20% bonds (VBTLX in the book) and 5% cash in the bank. Great book to be fair, it's worth a read.

Why do you prefer them over Vanguard? VOO is a Vanguard ETF. Isn't it cheaper to just...use Vanguard(not a statement, just my understanding).

Mentions:#VOO

I would sell and use it as a tax write off. Remember that's just me, what I know now about investments. Then I would just dollar cost average into VOO forever and never worry about being in the negative again. The end. Good luck

Mentions:#VOO

Throw some money in VOO/ SPY/ QQQ and keep investing in blue chips. As for other stocks you seem to be doing well just do your homework !

Mentions:#VOO#SPY#QQQ

He prolly bought VERYY OTM like even im not the best trader i was still was able to make like 1k a week off stocks and put that into VOO

Mentions:#VOO

What has happened before doesn't matter. Just do today what makes sense today. If you think it would be better to have your money in VOO than what you have it in, then do it.

Mentions:#VOO

The more VOO shares I have the more I want to buy I love America

Mentions:#VOO

Why SPY has higher volume than VOO? Anyone can answer?

Mentions:#SPY#VOO

Just buy VOO or SPY ETFs, as they are cheaper than mutual funds ad more flexible. Put $7000 (might be higher this year) into a Roth or regular IRA and then $7000 into a brokerage account. You don't need complex plan, just do like Warren says and put most into simple S&P 500 or total stock index ETF and some into bond ETF like AGG or LQD. At 52, there is no need to get fancy. I did that and am almost ready to retire with about 4 times what I started with 14 years ago, due to just letting it keep compounding.

Some undervalued 10% dividends like OBDC would be a good hedge, but that requires time and energy. With $250k OP should have just went VOO and enjoyed life

Mentions:#OBDC#VOO

At her age she should invest the majority of it conservatively, CD's Treasury Bonds and a smaller percentage in VOO or VIG. But it you provide minimal informations and it would probably be best to hire a fiduciary for advice rather than Reddit. If it was a second home she may be in for a big surprise when she has to pay tax on the proceeds.

Mentions:#VOO#VIG

Pull out from VOO put in in TSLA. Easy move

Mentions:#VOO#TSLA

I mean nothing stops you from day trading or doing options with VOO.

Mentions:#VOO

So abandon options and day trading and go all in on VOO? Got it, thanks!

Mentions:#VOO

I'm also a noob, but a lot of people on here are gonna tell you a lot of things lol. I wouldn't listen to everyone. Also there are lots of bots and scammers so be careful. I was holding Eva when the news of chapter 11 bankruptcy broke and I sold everything. I think it could be an okay long term investment but the way I see it if I want a long term investment I'll buy VOO or a big tech stock. The money I spend on penny stocks I generally use for short term investments, like VERB, which I made good money today in the premarket That being said this is not financial advice and my opinion (and frankly, I don't really know what I'm doing)

Mentions:#VOO#VERB

VOO or VTI. Good penny stock with massive potential.

Mentions:#VOO#VTI

Intelligent long term investing is just VOO and chill, and intelligent traders aren't gonna be blabbing on Reddit.

Mentions:#VOO

Why are you DCAing into a perpetually decaying trading vehicle like it's VOO, sir?

Mentions:#VOO

VTI or FXAIX or VOO. Pick one not all three

I say a big problem would be having all ur money in stocks that are that volatile. If u had shares in SPY or VOO u could of easily pulled out and dumped in into a downie today. Better yet, jus have a extra couple hundred saved in ur acc to capitalize on days like this. Or keep doing what ur doing and miss out on the green beans tmr from today

Mentions:#SPY#VOO

5 year returns on various names.... ARKK- 7.06% DIS- 8.023% ARKW- 61.05% VOO- 83.6% (plus dividends) CEIX- 135% QQQ- 146% CNQ-173% (plus dividends) AMR- 443% I'm starting to think there's more to good business and stock picking than 'innovation'. Also an interesting note for the day, the S&P500 currently has an earnings yield of 4.295%. The 10 year treasury is sitting at 4.22%. There is essentially a 0% risk premium in the S&P500 right now. I'm not predicting anything from that, and I know the arguments about why P/E is a poor metric for that index. For reference the earnings yield of RSP (equal weight index) is about 4.72%, so there is a bit of a risk premium there.

Keep an eye on the next crypto bear market and put a chunk in near/at the bottom. https://www.lookintobitcoin.com/charts/mvrv-zscore/ Buy some when orange line goes into green. Maybe DCA until orange line reaches 2 on the y axis. Or just buy VOO and treat it as a savings account.

Mentions:#VOO

I (44M) am a single parent of two kids who are wholly financially dependent on me. I do not (currently) live in the US. I have $314K to invest in the US stock market. I wish to grow this money as best (fast?) as possible. * I do not need to split my corpus 60:40 in equities:bonds, since I have other investments outside of the US that complete my portfolio. * I am investing $50K out of this in an early stage VC fund. I have known the Principal of this fund for 20+ years and feel confident about the fund's strategy. * I have invested the balance in VOO, VTI, VUG and QQQ. I am unable to decide the ratio between these ETFs (which is the motivation for this post). Should it be VOO:VTI:VUG:QQQ 1:1:1:1, or a little less risky 2:2:1:1? A bit of my background, since I see that this usually helps folks when making recommendations. * I am currently able to save \~$80K/year from my job. My health has progressively deteriorated in this job and I'll likely have to quit it soon. * The savings I have are enough for me to retire comfortable in my country of residence. I am currently constructing a forever home in the mountains. * The savings I have are simply not enough to send my kids to (undergraduate) college in the US, something they aspire for. That would (allegedly) cost close to $500K per child. * I also own a business that has done reasonable well for itself in the last few years. If I quit my job and put in a bit of work into it, this business would easily pay for the current living expenses of our family of three, and my individual living expenses till I retire. * The current hare-brained plan is to * Quit my job and focus on my health and my business. * Grow my savings as fast as possible so maybe it can fund my kids' educational dreams (if not two undergrads in the US, then an undergrad in Europe followed by a postgrad in the US). * If I end up losing a chunk of my corpus due to the high risk I am taking, I just go back to wage slavery and build it back up over a few years. * I do not have debts. I only need the money when I retire in 15+ years, and when my kids go to college - within the next few years. I could do something wonky like take out student loans to pay for their college, while letting my corpus grow. And at some point when the corpus outgrows the principal amount of the loan(s) I pay them off.

Responsibly DRIP 💧 my VOO dividend back into VOO

Mentions:#DRIP#VOO

SCHG is arguably the **best** growth ETF and somehow has a ~50% return over past year but that is an outlier.  Its 10 year CAGR is 15%. Whatever you do, DONT do $VOO and instead do $SCHG/$VUG/$IWF/$SPYG

Have you ever considered VOO?

Mentions:#VOO

My unsolicited advice would be to stay far away from penny stocks. Sure, there is a short term dopamine hit when you pick a winner. But long term (over many years) it is unlikely to be profitable. I’m only able to put on trades like this because I spent years building a responsible base of stocks and bonds, savings accounts and real estate holdings. Find a ratio (preferably like 90/10) where the vast majority of your incoming funds are invested in things such as VOO, VXUS, AVUV, BND. Let’s say you can theoretically invest $200 per month…180 goes to those, and you have $20 to play with penny stocks. Good luck to you sir. Any questions lmk.

I vote for VOO.

Mentions:#VOO

VGT for aggressive, VOO for safe

Mentions:#VGT#VOO

Get out of tqqq and get into QQQ instead, SPY or VOO is fine, add microsoft, XLE, SCHD just to name a few.. If you are going for ETFs. DCA into these ETFs is a Smart way to invest for beginners.

Spy 519 4/5exp VOO 480 4/19exp I hope it 🚀🥲

Mentions:#VOO

That's a strong start for being only 18. Full disclosure, I have crypto as part of my portfolio but it's the speculative part (fun money) and keep it no more than 5% of my entire portfolio. If I were you, I'd sell your alt coins during this run up, maybe keep a little BTC or ETH if you have it and then take that money and put it all in VTI or VOO. You're doing great though. 18k is solid for being only 18. But another crypto winter will happen so I'd sell a little as it keeps climbing.

Mentions:#VTI#VOO

> The middle half returned between 5.7% and 7.0%. Sure there may be an unforeseen catastrophic event, but this shows what you might reasonably expect. I agree with that fully. > Also, the correlation between VOO (S&P 500) and VT (total world stock index) is 0.95. So it's not much different to put funds in the S&P vs the entirety of world stocks. That's not a reason not to diversify.

Mentions:#VOO#VT

Hi, umm very hard to answer that. It depends on a lot of stuff. Financial situation, age, timeframe, risk tolerance, and your goals for investing. With that said. I have to recommend a general portfolio style. For that I would recommend s&p 500 (VOO) or (SPY). If your time frame is longer than 5 years I would add a 5-10% to bitcoin. If you can accept that risk. Now as far as buying individual stocks, I wouldn’t recommend buying anything specific, because the market flows in cycles. You can’t buy one stock and expect to buy the NVDA, SMCI, AAPL, AMZN etc. basically my recommendation is don’t look for the stock to make you Rich, look for what is safe and going to keep you from being poor.

Since 1928, all 50-year periods of the S&P 500 (there are 45 of them) returned at least 4.8% annually. The middle half returned between 5.7% and 7.0%. Sure there may be an unforeseen catastrophic event, but this shows what you might reasonably expect. Also, the correlation between VOO (S&P 500) and VT (total world stock index) is 0.95. So it's not much different to put funds in the S&P vs the entirety of world stocks.

Mentions:#VOO#VT

Open a Roth IRA and buy VOO and chill

Mentions:#VOO

Nvda might have some juice left. Shit at this point investing into VOO is a far better prospect than this stock -32% yoy before even taking AH into account is wild

Mentions:#VOO

Just open a brokerage account with Fidelity or Schwab, put as much as you can in a roth IRA for this year, and buy VOO (s&p 500) or ITOT (total us stock market) in both the ira and the brokerage account.

Mentions:#VOO#ITOT

I also agree with this person on Bitcoin. Mike Saylor is a polymath and may wind up becoming the richest person on earth. 90% VOO, 10% Bitcoin

Mentions:#VOO

Why did you pick all those? Yikes. Put your money in VOO

Mentions:#VOO

Literally buy two VOO shares and wait a couple months. Fuk you mean mourning $100 ![img](emote|t5_2th52|4271)

Mentions:#VOO

Just open up a free Fidelity account and buy VOO…

Mentions:#VOO

Vast majority is in a balanced portfolio of etfs heavy in VOO. This question was for a play money I didn't expect to have from a small bonus increase.

Mentions:#VOO

>want to turn my money into 75,000 by 25 You want a 416% increase in 7 years? Just keep it in crypto, that's your best bet. But the riskiest too. The general advice is VOO around here, which follows the S&P500. It's an average of 10% return a year, if you invest for 30 or so years.

Mentions:#VOO

I own over 80 stocks that mimic the MSCI world. I wouldn’t own just one of any of them or 10. Why would you not just buy VTSAX or VOO?

I would say in the long run most people can't beat S&P 500 so if you don't really know what you're doing I would invest in SPY or VOO. I would suggest VOO for you since you're probably not going to need the leverage SPY offers so a lower expense ratio would be better.

Mentions:#SPY#VOO

Put it all in VOO and pretend it doesn’t exist. Trust me man https://preview.redd.it/wkxfe1j9yqqc1.png?width=1169&format=png&auto=webp&s=c575ad8049c1969d643550884a5943dc181d7c83

Mentions:#VOO

Here's the makeup of my portfolio at close today: 34.01% -- $VOO 12.64% -- $LVMUY (LVMH) 11.56% -- $AXP 11.47% -- $DTE 10.00% -- $CROX 5.83% -- $FSELX 5.69% -- $H 4.32% -- $KO 3.63% -- $SCS I try to play it safe with two thirds of my portfolio: a minimum of 33% of my portfolio stays in VOO, and I try to keep another \~33% in stable blue chips like AXP, KO, and LVMUY (LVMH). That last third gets split up between between stable speculative plays (DTE and SCS due to yield with some strong upside potential as well) and more volatile speculative plays like semi-conductors with FSELX, retail/apparel with CROX, and luxury and business travel with H.

> There’s gotta be a reason every single buy and hold investor recommends VOO\QQQM while saying to never pair it with VTI If you don't know what that reason is you don't know what you're talking about. All of these ETFs are just baskets of holdings. VOO is a basket that holds the 500 largest stocks on the US stock market, VTI is a basket that holds some 3000+ stocks on the US market, and QQQM is a basket that holds only 100 stocks and almost all of them are already held by VOO. I don't think anyone here is suggesting QQQM, it's an entirely random selection. Who cares what's traded on Nasdaq? It's just performance chasing.

Mentions:#VOO#QQQM#VTI

> you are on copium if you think buying and transferring DRS shares is “easy” No, I'm talking about gifting shares at a regular brokerage. It's extremely common and simple. People die and leave their shares for their kids and for charities all the time. As for selling shares, it's much simpler to just sell the normal way. But you can do it if you want. It's no more difficult than it is for any large financial institution. > also if you think that a singular hand to hand transaction carries the same weight as an underground marketplace for only billionaire elites to operate in. A million people trading $1 has the same net impact as 1 person trading $1 million. And when you say "billionaire elites" look up the owners of all the stocks in America. It's mostly Vanguard, BlackRock, and State Street. That's us. VOO, IVV, and SPY are S&P 500 index funds with billions of owners around the world. Those are the big financial institutions trading billions of shares in dark pools. I want them to get the cheapest prices possible because that's passed onto us. The whole payment for order flow system directly benefits retail traders like WSB, passive index fund investors like Bogleheads, index fund companies like Vanguard, market makers like Citadel, and fintech companies like Robinhood. It hurts traditional hedge funds like Bridgewater, institutions like the Yale Endowment, pension funds like CalPERS, etc. It also hurts outdated brokerages like Schwab and Fidelity. The most hurt group are the many financial advisors, money managers, and other scam artists who used to get paid to gamble on behalf of regular people.

I disagree. There’s gotta be a reason every single buy and hold investor recommends VOO\QQQM while saying to never pair it with VTI

Mentions:#VOO#QQQM#VTI

> Also, QQQM is much more favorably paired with VOO ask any boglehead investor. None of them would ever recommend pairing VOO and VTI together, but QQQM or QQQ is commonly paired with VOO. QQQ/M has the exact same problem with VOO -- arguably even moreso than VTI.

Oh yeah I see what you’re saying. That’s exactly why people recommend not investing in both VOO and VTI.

Mentions:#VOO#VTI

> Am I doing the math wrong? No, but you're not accounting for the fact that VTI is already 80% VOO. So if you're 80% VOO and 20% VTI, you're actually 96% VOO and 4% extended US market.

Mentions:#VTI#VOO

Yeah you’re right, I was spitballing real fast I didn’t do the math. My point was to invest 80 percent in VOO and 20 percent VTI (or QQQM preferably)

Mentions:#VOO#VTI#QQQM

> $160 VOO $40 VTI Why? That would just be 96% to VOO and 4% to the extended US market? > But I still would replace VTI with QQQM. It pairs better with VOO and doesn’t have the overlap you get with the VTI Of course it still has the same overlap with VOO. It's even more intense overlap, in fact.

Mentions:#VOO#VTI#QQQM

Hello all. Wondering what y’all thought about this since I’m on the fence. Have about $373 worth of stocks. Amazon, Mattel, Shopify, Palantir, and Chase. I’m not too familiar with the market in general and don’t check in too much with it, so I thought of just selling all of it and focusing on the S&P, VOO, and other index funds and ETFs as I can just put money in them and let it sit. Any advice?

Mentions:#VOO

True but they still overlap. If it’s $200 then id go like 160 VOO 40 VTI instead of the 50 50 split. But I still would replace VTI with QQQM. It pairs better with VOO and doesn’t have the overlap you get with the VTI

Mentions:#VOO#VTI#QQQM

I mostly just wanted a position in VOO, so the VTI is basically just a sliver of diversity on the side.

Mentions:#VOO#VTI

That’s a great way to look at it as well. Either way, it’s allocated as such as way to capitalize off any exponential growth among the extended market with minimal risk. I just like VOO.

Mentions:#VOO

I don't know if I'd call it a "hedge." The way I would look at your portfolio is that since VOO is like 80% of VTI (give or take) the portfolio you've set-up is 90% VOO and 10% US extended market.

Mentions:#VOO#VTI

> $100 of VOO and $100 of VTI once a month. Why not just $200 of VTI? All of VOO is already in VTI.

Mentions:#VOO#VTI

VOO and QQQ. Set and forget.

Mentions:#VOO#QQQ

SPY is fine. But more common ones here are VTI or VOO

Mentions:#SPY#VTI#VOO

I'll say my convictions are strongest with NVDA, AMD, CRSP, FCX, IAU, IBIT, ORCL for a longer period of time. If you want to do your research on those and answer your own question as to why I'm buying them, I guess that meets in the middle without me getting into it all. Probably worth noting that a majority of my retirement is in index funds, mutual funds, money market even and more broad ETFs like VOO and VTI. This allows me to double down on convictions on single equities within a brokerage or some even in my Roth. The diversification with my bread and butter allows me to take some risks as well.

31.54% is the gains on VOO the last year. That/the S&P500 is the gold standard. The 26% is not where it could be with one simple, non-exclusive ETF I’d be more intrigued to know what fees he is paying. VOO is 0.03%

Mentions:#VOO

This is kind of where my head has been going. Why not reallocate some of these funds to VOO or something like that, which is a ticker I would like to get to be 25% of our holdings? Thanks for the input, always appreciated!

Mentions:#VOO

>If I invest $10.5k (2 shares) into the S&P 500 today, how much would it grow to in 35 years? First, small thing, but you don't buy shares of the S&P500 directly. It's an index, basically a model portfolio that so-called "index funds" will track. So, if you wanted to invest in the S&P, you'd buy an S&P index fund like VFIAX, VOO, FXAIX, or SWPPX. $10.5k invested is $10.5k invested (the share *price* of these funds is different, but that's irrelevant: a 5% jump in the S&P should yield essentially a 5% jump in these funds, e.g.), just wanted to clarify that. As to your actual question, there are absolutely no guarantees, so nobody can tell you the answer definitively. However, you've identified the usual rules of thumb used to provide a estimate: (1) the S&P has *historically* returned 10+% annually (on average) *over the long-term* and (2) if you want to inflation-adjust those returns (so that you're talking entirely in today's $$$s), [inflation has been on the order of ~3% over the last several decades](https://www.advisorperspectives.com/dshort/updates/2024/03/12/inflation-cpi-since-1872). Combined, that would mean on the order of ~7% "real" returns from the S&P in the past several decades. Again, that's not guaranteed to occur—the market could suddenly get hotter/colder than usual for a long spell, or inflation could be way better/worse over the next 35 years than it's been the previous 35—it's just a reasonable historical baseline to start from. From there, yeah, it's just a compound interest calculator. [I like this one, as it's simple and you can add in some +/- variance ranges](https://www.investor.gov/financial-tools-calculators/calculators/compound-interest-calculator). 10.5k, with no further contributions, growing at 7% annually (I did compounding daily, looks like you did annually, whatever) is $121,649.06. At 6% it's $85,729.99 and at 8% it's $172,615.82. You are guaranteed that return in 35 years, but if general historical trends hold true in the future, that's a fair estimate of what you'd see. Small final caveat: if you held this in a so-called "taxable" account (i.e., a normal brokerage account instead of a "tax-advantaged" retirement account like a 401k or an IRA) your investment would be subject to *slight* taxation over the course of the 35 years. No major capital gains/losses to worry about if you're not selling, but it would likely generate *small* dividends each year, which would be taxable. E.g., [VFIAX has a 'yield' the past twelve months of 1.35%](https://www.morningstar.com/funds/xnas/vfiax/quote), meaning it paid out 1.35% of its value in dividends (which are likely taxable, if it's held in a normal brokerage) the past 12 months. Those dividend returns (which you'd be reinvesting) are part of the return you're expecting in this hypothetical, but because they're taxed, you'll actually end up netting *slightly* less after paying Uncle Sam. However, that's not a huge impact: e.g., 1.35% is $10.5k is $141.75, how much would you owe in taxes on an extra $141.75? Not much. Nonetheless, wanted to mention it.

I need help long term I need some help with long term investments. Recently been looking at VOO or VTI. Also thinking about splitting it up half VOO or VTI and then the other half Microsoft. Let me know please I need help. I have short term that’s done pretty well but need something for other money just laying around.

Mentions:#VOO#VTI

Well, you ain’t getting that “extra” growth bro. Ditch the single stocks, and stick with 100% VOO or FXAIX.

Mentions:#VOO#FXAIX

Time to open another account. Consider opening a schwab or fidelity brokerage account. Link the accounts together online for easy transfers. Download the app on your phone and get it all set up. Get familiar with it and poke around. Transfer some money back and forth to get an idea how long it takes funds to settle. There are cash equivalent funds paying 4-5% which you can safely park funds in for guaranteed returns. It's all a little intimidating at first but you are doing the right thing getting started and asking questions. What is your savings rate? I like the idea of automatic transfers to help me keep my account growing. For example you could keep 4k in your local savings account for immediate needs and emergency cash withdrawal. You could keep a 5k emergency fund invested in a cash equivalent fund. You could then set up an automatic transfer of $20/week from your checking to your brokerage account to keep your high yield account growing. Eventually you can dollar cost average into a low cost index fund ETF such as VOO or QQQM within the same account. Over time you can work on increasing your numbers like 5k local and 6k high yield cash and 25/week, whatever you are comfortable with. (Remember to invest in your tax advantaged accounts first for retirement and long term growth.)

Mentions:#VOO#QQQM

VTI or VOO plus SCHD and QQQM combo

VOO is diversified enough. You could throw an international ETF in there if you want but I aint a fan. Merica

Mentions:#VOO

Yea I’d get rid of PayPal for VOO. Isn’t schd part overlapping VOO too? For my 2 kids (7 and 3), I have the following.. which is a mix that I’m slowly building up. BerkB (1) - +1.5% Cava (2) - +10% Nvidia (1) - +55% Gme (100; sell OTM covered calls) - -50% VOO - + 2% Baby steps…

Mentions:#VOO

ETFs and Index funds are a form of "lazy" diversification. To put it in perspective you are essentially un-diversifying the VOO you have by having so much AAPL since AAPL is accounted for by VOO.

Mentions:#VOO#AAPL

How about a basket with 500 eggs in it? Just buy VOO and chill. Don’t make this complicated.

Mentions:#VOO

Yet you are litterary buying the top, companies that has had explosive growth and seems to stagnate or be on freefall (Tesla). While age works in your favour it also goes the other way. Every Yolo and every bad stock is years of compounding returns you didn't get. Rule of thumb is put 90% into a (whole) market index like VTI/VT/VOO/S&P500 and be guaranteed to get as good returns as statistically possible over time. Leave 10% for investing in stocks or alternayive assets and see how it goes. If you're lucky that 10% is enogh to get rich and if you're just a normal person...underperforming with that 10% won't set you back for years.

Mentions:#VTI#VT#VOO

Simple. Open up a free Fidelity rollover account and move both into your Fidelity account. Buy VOO and/or VTI and enjoy great returns.

Mentions:#VOO#VTI

They said never put all the eggs in the same basket. I was trying to diversify. SCHD & VOO are doing pretty good now but I want that extra growth.

Mentions:#SCHD#VOO

Why don't you go with VOO and forget about it ? At a 10% (ish) yearly growth that should be plenty already.

Mentions:#VOO

I do VTI instead of VOO because I have SPY. Aren’t you doubling down on top 5 in VOO and SPY? Rook regard here ![img](emote|t5_2th52|31224)

Mentions:#VTI#VOO#SPY

Should I buy equal shares of VOO, VO and IJR or just buy VTI? I know VTI is market cap weighted and therefore has a lot more large cap than mid- or small cap. My question is should I continue to buy equal shares of VOO/VO/IJR or just buy VTI instead? Which one is the most sound decision and why? Which is more likely to come out on top? (if you would please look into your crystal ball for me haha).

I would sell the land promptly. You usually get a "step up in basis" in many places when you inherit land, meaning you will not be taxed on its value. If there are no buildings and you can't live there or rent it or develop it, it's not doing anything for you. Once you sell it, if you're 23 just throw it all into VOO -- I know you said "apart" from VOO but 100k is not a lot of money to have in VOO if you think about the larger context. I'd dollar cost average it in: divide your amount (100k + sale of land proceeds) by 18 and invest 1/18 in VOO per month, keeping the rest in a high yield savings account, money market fund, or CD ladder.

Mentions:#VOO

529 for each kid; Roth for each adult -- fund each as they can/want from the savings account Move some(150-200K) of the saving account into a CD ladder, T-Bills, or a HYSA (what they are in isn't bad, but could be a little better) Convert all the brokerage account to VOO or similar (could use a target date fund), set to DRP, let it cook.

Mentions:#HYSA#VOO

$VOO for ten years = $1.5m+ For twenty years = $3m+ Thirty years = $6m+ Forty years =$12m+ But they won’t do that. If they’re like most people in this situation it will be gone in 5 years.

Mentions:#VOO

Honestly I"ve just resorted to wheeling QQQM with monthly at the money call options using margin while the majority of my money is sitting in VOO, Disney, JetBlue, JEPI, and JEPQ

You shouldn't be loading any account intended for retirement with individual company stocks. Instead, the vast majority of your account value should be in broad market ETFs like either VOO or VTI.

Mentions:#VOO#VTI

I have about $2000/month to be used for investing towards our retirement, this is on top of already maxing out all of our retirement accounts that have a tax benefit. I am thinking about just buying $2000 worth of VOO every month and not worrying about it. I'm not interested in something I have to manage, and I'm not interested in crypto for long term investing. Thoughts?

Mentions:#VOO

I put most of my wife’s rollover into VOO earlier this year and just said fuck it and let it sit. Best move I could’ve made.

Mentions:#VOO

VOO and chill

Mentions:#VOO

in grey areas its up to you to take a conservative or aggressive approach to taxes we didn’t start this conversation about index funds, but even in this sliver of things there are so many ways to get equivalent exposure more than just SPY or VOO so figure it out the IRS would have to look and disagree, or audit and disagree. Both improbable and the IRS main goal is to ensure everything was reported in some way thats easy to follow. If you’re already doing that they can work with you. On top of that your goal should be to stack the tax deductions. Its very possible to have something be disallowed and that tax is again nullified by something else you did like a ton of Net Operating Losses get in a place where its worthwhile to play the game

Mentions:#SPY#VOO

IRS states that "Ordinarily, stocks or securities of one corporation are not considered substantially identical to stocks or securities of another corporation" however that applies to stocks only. Does it apply to ETFs? Publication 564 that applied those same rules to shares of ETFs and mutual funds has been discontinued. Both SPY and VOO are index funds (having no substantial involvement by a manager or any distinguishing strategy), holding identical stocks in similar proportions, it would be hard to argue that the holdings were not substantially identical. Have you had personal experience with index funds?

Mentions:#SPY#VOO

My lord these are random, honestly, not worth a shit. Just sell them and buy VOO or VTI. Repeat for the rest of your life until time to retire which will be sooner than if you keep gambling on shit. Everyone has to start somewhere, the sooner the better. People do get rich betting on stocks like this but more people go broke. You need to choose a path and stick with it. If you want a point of view some follow look into r/bogleheads. It’s far from exciting but if you go broke using this method we will all have bigger problems

Mentions:#VOO#VTI

Put your money in VOO and come back in a month. Happens to fund managers too

Mentions:#VOO