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I’m looking to add another stock or two to my portfolio, any recommendations?
[Discussion] How will AI and Large Language Models affect retail trading and investing?
[Discussion] How will AI and Large Language Models Impact Trading and Investing?
Would it be a bad idea investing in the same investments in a Roth IRA and a regular brokerage account?
Is it ok to never have bonds if you start investing early?
Anything I should know about investing in Vanguard ETFs on Fidelity?
What would you all recommend for second year of IRA?
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
I hit $100,000 in Broad Market Index Funds (mostly VOO and VTI) this Jan
QQQ or VOO which one will you choose ?
Question about ETFs: What happens if the provider goes under as a business?
Wife's IRA has positions in high-expense ratio funds. Sell and buy VOO?
i want to start investing and i don't know where to begin
Looking to invest savings in VTX and VOO. What should I invest more in.
After watching Nvda go up up and up some more, i dove in at 600 a share. 🤔😳
What stock/suggestion have you gotten from this sub that actually WORKED?
As a whole this sub is overly negative on taking profits and building a cash position
What to do with $300,000 just sitting in my checking account?
What stocks(s) did y’all buy recently and when was it?
100% stocks is not universally good advice. Stock market indexes are not always the right benchmark for your performance.
Is FZIPX same as AVUV? Looking for Low ER small cap ETF
Is putting $50 into VOO every 2 weeks (for the next 20 years) a good or bad idea?
What index fund do I pick for my Roth IRA?
12m Emergency : 100% CD/Tbills vs ~25-75% VOO & rest in CD/Tbills?
Is it normal for the index funds to be weighted this heavily by mega caps?
Where to invest 10k leveraged from CC cash advance (5% fee)?
As a non-US resident is it worth getting Ireland-domiciled ETFs?
Advice for a 27 year old trying to leave the nest?????
Any advantage to buying VOO through Vanguard rather than Schwab?
What are y'all's plays on tomorrow's CPI news? Any calls being made?
Looking for long-term investment suggestions, 30yo • $1-2k / mo.
What is the difference between some EFTs like Vanguard S&P 500?
Mentions
Hello! Thank you for your detailed answer. It actually makes sense because that takes out the stress and wasted time aspect out of it. I am not going to ignore it, I was approaching it more as an end-game/longer term goal for investing in a index fund such as VOO, VXI, or QQQ. But now it seems like a better idea to allocate 50% of my total capital on one of those and trade with the other 50% on more stable/less volatile stocks to increase my capital and divide the profits equally among two investment types instead of just considering myself a short/mid term trader. My main concern on this endeavour is I live in Turkey and earn TRY, which has lost a lot of its value to the USD, so that's why I want to increase my capital in USD to make it more impactful, as right now I can only add ~700USD every month to my investment capital, and that just wouldn't really bring a lot of returns in either trading or long term investing because although it is a lot of money for me every month, it gets dwarfed when exchanged to USD :/.
Just compare the $ACWX and $VOO for the past year. Business cycles are decoupled and no longer global, I see higher return in European markets for the next couple of years
+2.69% figure as long as I keep doubling VOO or better I’m doing fine
Have them split between VOO and the nasdaq index/etf of your choice. Say “it’s up to you how you split it but I recommend 75/25” (majority in VOO). This allows them to be pretty safe no matter what while feeling some agency over the gamble and still being guided by you. Tell em buy like 5% in GOOGL if you want to really throw an individual stock in there.
If by easy you mean stress free and little effort, then VOO & chill. If you mean vomit inducing stress, then RDDT calls hoping to catch a reversal.
I’d probably put 50% in VOO or VTI on the next big dip, 25% in TSMC 10% in in KO or Disney or some stable bank stock and the remainder in Draftkings or Sofi or Hood as my fuck around money.
Forget VOO and chill, MU and chill
Lol im done now. I have a solid foundation i’m going all in on VOO now
I would only ever recommend a family member have a portfolio of VOO/VTI and VXUS or just VT. As long as they don’t panic sell, that portfolio will grow. You don’t want to be responsible for them losing money if you’re wrong. Even if you make the right picks in this moment, do you want to be responsible for managing their portfolio forever?
ohh, I forgot you seem to have a crystal ball. but if i had a crystal ball which says that VOO would drop from $20k to $15k then i would just hold cash and invest when it drops to $15k. if you're worried about taxes then give me the gains and i will happily pay your taxes on those gains.
I trade till I have 4M USD then VOO&chill for the rest of my life. I hope 1 year until I have reached my goal.
My equal weight sp500 (RSP), mid cap (IVOO), and small cap (VIOO) ETFs have finally started taking off in the last month. I feel like this rebalancing is overdue given the run VOO has had.
It depends which stock but yes, many of the individual stocks did much better than the Index funds like the VOO ETF- 1 year return 13.68% whereas Micron Technology (MU) 255.74%-
the VOO's will be fine. But the growth ETF's are tanking.
If you have time to let your money grow just leave it alone! If you don't have time, educate yourself before buying. Dont just buy because you see something on it's way up. Its hard to do, but as long as you pick stocks that YOU research and believe in, you should feel ok with ups and downs. Or, just DCA VOO.
I get that. I also think the US stock market has a lot of cope propping it up right now. Eg; AI hype will save everything, tariffs are just negotiating tactics, institutions will hold, courts will check executive overreach. Investors are still betting this is temporary theatre rather than structural rot. Time will tell if that’s optimism or denial. Meanwhile Non-US ETFs (VXUS/VEU) are Up 32% over the past 12 months. S&P 500 (VOO): Up 18% over the past 12 months. anyone that’s divesting x amount away from US right now for moral/political/ethical or whatever other reason is smart and simply hedging their bets. Let’s not underestimate how much of world is doing this right now. Time will tell. Midterms will tell, If he figures out a way to suspend elections.
I mean why make it complicated? VOO, VTI, any other broad market fund…Sure there’s probably particular sectors/companies that feel an EU trade war more than a china trade war, but his threats affect the whole market.
All I have is FAANG leaps and some KWEB, VOOG, VOO as my core positions. I can’t trust anything here for short term 😂
I have been making so much money from this clown. Don't even need options. Trump says something batshit crazy. Market tanks. Buy some VOO. Trump backs off, says something less insane. Market goes back up. Rinse, repeat.
Good lesson not to panic sell based on headlines. Saw a couple of posters yesterday completely exiting the US market, VOO and all.
I'm doing my part. Offloaded all my VOO and VTI. Good riddance.
80% VOO 20% growth, mag, high beta etc.
VOO and chill. Or gamble it on options and go bust overnight.
Volatility like this is a day traders dream. If you aren't making money maybe just VOO. (I am down bigly)
Idk….. - you could avoid it…like no direct exposure to the companies - allocate less to tech sector, which means not buying VOO or other major index funds. Craft your own sector allocation - maybe short tech sector? Then again are we sure about the timing? You could be right about the AI hype being just a hype and still come out like a dumbass… - if the hype goes sour this year, we hedge we look like geniuses - if hype goes on for 2 more years and then it crashes…we look like dumbasses for the next 2 years. Then when it finally crashes there’s a chance the bottom is still higher than today’s price… - and if hype goes on for 2 more years then we might did on cave and buy in at the last 6 month….well then we only ride the roller coaster down….
Ive dwindled everything down to 4 things tbh with you. 65% Nvidia 23% VOO 7% walmart 3% gold etc Real thought was to sell off most of Nvidia and walmart and concentrate on gold and a international etf.
Just a guess. I think zero day expiry calls/ puts? Options trading can wipe out portfolios especially with multiple bets on the same thing. I’ve/ we’ve been there before. Sorry for OP but hope it’s a learning experience. Remember to anchor some in VOO/ VXUS as a long term HODL
It takes guts to admit you were wrong and true strength to step away. Put the remaining in VOO and dont look back. 0dte isn't investing. Thats gambling
Or just stop gambling? And just VOO and chill?
Bro you gambled your entire life savings and still have more money than I did when I was 24. Put the rest in VOO and forget it exists.
You got plenty of time left to grow your money being in your mid twenties. Stop degenning like a fucking retard and just invest in VOO.
Political theater is a poor proxy for capital flow. The Nixon era saw domestic unrest and a failing presidency, yet US corporate dominance remained. Which is why VOO represents global consumption, not just American policy. So, total divestment ignores the extraterritorial nature of these firms. It's a strategic error to confuse the flag with the underlying cash flow.
VT is the world VOO is SPY (=USA) VT is more chill than VOO
>Now when I sell the individual stocks, I get $12k and need to pay tax on $5k ($10k realized gain - $5k TLH). As a result, I scan invest $12k cash in individual stocks. What am I missing? If your VOO holding drops from $20K to $15K, why do you expect your individual stock holdings to remain same at $12K - realistically they should drop more than 25%. Now, do the math again!
this shit is insane man. Imagine if you just put that all in VOO, you'd be making like 50 grand a year sitting on your ass for the rest of your life.
I shifted a decent portion of VOO to VXUS, FNDE, EMXC, and SHLD. Around 65% still in large cap US domestic including VOO, while the rest are mainly in vxus followed by the emerging markets fnde and Emxc, and some in SHLD for global defense stocks. This just helps me sleep better at night. Hopefully ride the growth of VOO but still protection from what could happen - dollar decline, defense spending picks up, and the rest of the world potentially growing without us.
The conservative, most diversified answer is then probably VT or VOO. They buy a little bit of everything. Means you should hold 5y+. And dont sell when it falls, in the longterm it should revert back to a mean profit of ~10% per year. Maybe buy in now, or maybe buy in in steps over the next weeks/months (costs you maybe some fees) Eventhough i feel like tensions with US get stronger, i also thought that in 2025, so nobody really knows when the bottom comes in. You wont get the perfect entry, you wont get the perfect stock pick, and you wont get the perfect profit, thats for sure.
It's always been a good idea in theory to diversify with different countries. In recent history it's been punishing to hold non-US stocks given the US returns, but that hasn't always been the case in every window of time, and it isn't likely to always be the case in the future. It's best not to pay too much attention to the news, even when it seems obviously bad, but some diversification would be good regardless of the headlines. VT is a good option that's around 60% something percent US and 40% non-US stocks. It's equivalent to buying VTI + VXUS, and buying those two separately is also a popular option which gives you a little more flexibility on the ratio and slightly lower expense ratios. VTI is mostly the same thing as VOO, but it includes some small to medium cap stocks, not exclusively large caps, so it's slightly less heavily concentrated in Big Tech, though not by much.
2% down from all time highs, and these posts are back. For reference, check Liberation Day posts from April 2025. Anyone who bought VOO when severe fear gripped investors during that time is sitting on double digit % gains less than a year later.
exactly. OP - you harvested $5K loss, so deferred $1K in taxes (assuming 20% tax rate), while losing $5K of your $20K cash due to the investment. You are still down $4K. And if your VTI grows over time, and you sell it at some point, you will end up paying that $1K in taxes anyways, since your basis is now $15K instead of $20K if your VOO never crashed.
there are many brokerages that offer Direct Indexing with Tax Loss Harvesting for a fairly reasonable fee (Wealthfront has S&P DI account with TLH, for 0.09%), all trades and harvesting are done automatically with roboinvesting, and you don't need to worry about wash sales. It's much more efficient than using VOO since it can harvest individual stocks going up and down, not just the entire index. Tax Loss Harvesting helps of course, but it only defers your taxes, eventually you will have to pay the same tax bill, you are just lowering your basis through TLH. The benefits of tax deferral grow the longer you avoid liquidating your position. So if you are doing TLH with a short-term plan, it's basically worthless.
I considered Direct Indexing but it leads to complexities with buying/selling individual stocks because of wash sale rule. Hence, I thought of getting a similar result by buying an index fund. To be clear, my goal or hope here is not to lose money. I have been sitting on this cash for several years because market is over-valued, but for some reason the market keeps going up. So, now I am thinking that I better put this cash in VOO. If it continues to go up, I'm happy but if it goes down, then I can find a way to be happy by using TLH :)
My goal here is not to lose money. I have been sitting on this cash for a long time because market is over valued but for some reason it keeps going up. So, now I am thinking I better put this cash in VOO. If it continue to go up, I'm happy but if it goes down, then I can find a way to be happy by using TLH :)
That's totally reasonable. Though there is an element of short and long term trade off. Like let's say VOO and VTI continue to track very similarly as they've tended to. When you sell the $20k of VOO when it drops to $15k so you can harvest the loss, buying back in to VTI effectively gives you a lower cost basis on "the same" investment. So there will be more tax to pay at a later time if/when you eventually sell that VTI position.
I've considered something similar in the past with a losing stock and SPY, but Buffet's #1 rules always pops up in my mind, which is "never lose money". So while tax loss harvesting on a loser stock is a real strategy, VOO is a long-term investment tool, and selling at a loss doesn't make sense to me personally. And the loser stock I have has gained in value. Although there is the opportunity cost of cashing out what little is left my the losing stock. Looking forward to other replies...
VOO to VTI is not wash sale
VT or VOO? People say different things 😔
Best investor education website: www.aaii.com which is the American Association of Individual Investors. Best books on investing in individual stocks and the stock market in general: One Up on Wall Street by Peter Lynch. Beating the Street by Peter Lynch, his sequel to One Up On Wall Street. Winning on Wall Street by Martin Zweig. He was an investing legend in the 1980s (died young). He has some really interesting analysis about how to understand how interest rate changes affect markets and how to track corporate earnings trends on old fashioned index cards. Adventure Capitalist by Jim Rogers. He is a really interesting guy and legendary international investor. His first book “Investment Biker” is about riding around China on a motorcycle in the 1980s and buying stocks over the counter. Adventure Capitalist is the sequel driving around the world in 2000. Reading it is more for developing knowledge of the world and understanding his perspective than practical advice. Key concepts to master: What is compounding and why does it work? What is the S&P 500 and why does it out perform most stock pickers? How to invest in ETFs like VOO, IVV and SPY? Ask your parents to set up a new Trump Account for you. Then can contribute $5,000 starting July 4, 2026 and they must invest in a broad based index fund. If you want to understand accounting and how to read and manipulate financial statements, read “Unaccountable Accounting” by Abraham Brilloff, the father of modern day accounting and forensic accounting. He writes about how management try to manipulate financial statements and thus investor sentiment. He has accounting jokes. “How is a balance sheet like a bikini?” You need to read the beginning of the book for the answer.
There is, at least, a VOO-ex-AI, sort of: XMAG is an ETF that tracks the BITA U.S. 500 ex-Magnificent 7 Index.
Do you have an emergency fund? If not, I’d start there. The typical recommendation is 3-6 months expenses in something liquid like SGOV. After that, given your age, something simple like VOO + VXUS so you can diversify across the US/international market. If you want boring set and forget investing check out r/bogleheads
VOO and chill, buy auto and weekly, gamble with the amount you need. Sell only to pay for urgent expenses (not panic sell). You can optimize with backdoor Roth, but honestly just using taxable is fine. SGOV for emergency fund and large known expenses.
Yes and no, you are correct in ways but out of Capital Group Funds CGDV is what is most comparable to VOO,
i am a new investor and looking to build up my portfolio. at the moment, I have about $4k to invest. I know that this is small compared to 75% of the trades here. the big question is: what’s the best way to grow this portfolio? I have been mainly investing in VOO and some other big brand stocks. what’s the best way to continue to grow/learn? thanks!
Have your parents open you a Fidelity youth account. You will need to download the special Fidelity youth app to link banks and fund. Then learn to buy VOO with part of your savings. That is a good starting point. Sell only when you have an urgent expense to pay for.
What is your justification for 100% VOO, versus splitting it with 20-25% VXUS?
Just VOO and chill it’s 7500, and op is 25. Add the VXUS later to non Roth money.
100% VOO is questionable. I’d do something like a 75/25 split with VXUS.
This seems a relatively bad idea to me. And I like gold, I bought a shit ton to play with while my parrots and I watched Pirates of the Caribbean. That is not a joke, I did that, it was cool as fuck. If you are a newbie for investing go have a look at spreads and the issues with physical gold storage. No one is breaking into your house for a modern TV, they are basically free. A shit ton of gold? different story. Yes times are crazy. I am not sure a handful of gold in your sock drawer is going to save you. If you don't really know what you are doing an index fund is probably going to do better over the longish term. If you do buy the gold don't forget to keep enough in cash for a case of Spiced Rum. Man that was a good summer. And one of my parrots learned to whistle the Star Wars Imperial March while headbanging. In retrospect financially it was an okay investment but an index fund would have slaughtered it. Not gonna teach my parrots to sing "*VOO and chill"* Thats something a stupid man would do. I am now tempted to teach my parrots to sing VOO and chill ahahahaha
Bought some VOO for my boomer account for $622.69
Just go in there and say "Buy VOO" you'll get perma banned so quick
Don't gamble it. Park it in VOO or an ETF. Or start a Roth IRA on RH and put $7k of that and max out this year so you can start building there if you don't have one already.
Yes. I literally got a lot of VOO to avoid this exact thing and that shit's been flat for MONTHS.
You chose an excellent time if you have a long time horizon. I would buy broad bases indexes; VOO is by far the top recommendation you will get on Reddit and it's a good one. Statistically you are better off putting all you have in at one time, today is a good day as the index was down as much as 2% today which is historically a good time to enter. If you're not comfortable with VOO which tracks the S&P500 you could go with VTI as well.
Yikes. You sound like the type of person that should be in VOO with autobuy on. Don’t have the mental faculties to be actively investing.
Lol me peaking outside my boring VOO VTSAX and assorted etf hole after buying intel calls on Friday and selling this morning cause I had some extra cash. Yeesh. Looks like time to buy more VOO!!!
I will full port to VOO and chill at around SPY 500. Before then? Yeah, that's a no from me dawg.
why not use the dividned income of the existing funds to by a growth ETF? Try didn't mention the dividned in total per year or what the funds are . IT is possible some of the mutual funds are growth index funds. FXAIX is a mutual fund that holt he S&P500. So it is basically the same as VOO a growth index ETF invested in the S&P500. Mutual fund as basically the same as a modern ETF. some mutual funds focus on growth and and some focus on dividneds. You need to know what the funds invest in before making any changes.
I think trying to time the market is not a good idea, but my style is lazy long-term investing. It sounds like that's been your style too, so you probably don't have a good knowledge base to make an informed decision. That being said - are you sure you want to be VOO and chill right now? I increased my VXUS exposure by 10% before Liberation Day and saved myself some pain.
I finally sold a couple weeks ago. Kept telling myself it would start moving any day now but it just stayed flat. Ended up just buying VOO.
VOO is cooked if he eventually makes it to Greenland.
If you contributed less than or equal to $7500 last year (2035) and then contributed less than or equal to $7500* this year (2026) and say you bought $15000 worth of VOO at once right now, you're still fine. You just can't DEPOSIT more than $7500 each tax year. Moving it around or doing whatever like buying or selling is fine * Because you can still continue to 2025's Roth even though it's 2026.
Nope, nothing to worry about. You good. You will learn with time. Good job getting that in early!! Open a taxable and buy something auto and weekly in VOO there as well.
i already explained both. if fees are too high in a 401k, it will eat all the gains. read the links i posted. it can get worse than the links. The insurance agents will put annuities in your 401k without telling you. more fees and bonuses from the company. read scagnt83 comment here: [https://californiahealthline.org/news/article/health-insurance-mandate-penalties/](https://californiahealthline.org/news/article/health-insurance-mandate-penalties/) the comment is: >It is everything negative you hear about 401k plans. Extremely high fees, limited investment selection, surrender charges on the entire plan so they are locked in. Its the equivalent of selling a 15 year FIA with a 3% Cap. so that's essentially what my agent did to my 401k. i looked at my returns and looked at VOO's returns from the same period. simple math. do you really believe when agents do this to people, that it's somehow not stealing their money? That this stolen money by the company is actually legitimately, honorably earned? then we simply have different ways of moral reasoning. i personally agree with, and stand with all the victims out there: [https://www.reddit.com/r/FinancialPlanning/comments/ns9nds/why\_does\_everyone\_say\_primerica\_is\_a\_scam/](https://www.reddit.com/r/FinancialPlanning/comments/ns9nds/why_does_everyone_say_primerica_is_a_scam/)
Its not like anyone is gonna stop buy VOO just because it has a couple questionable companies either.
I’ve seen the posts. It’s definitely a lot. Personally, I wanted to gauge opinion on other options to include alongside an S&P500 to reduce risk of simply betting on the heavy weighted big boys in VOO.
We get a kazillion questions a day (OK, slight exaggeration) on "how should I invest". For nearly every one of them, the answer is "VOO and chill". Do you have some reason to believe that the same advice we give to everybody else, is NOT appropriate for you?
Im not recency biased, and theory-forward block bootstrap sims of 1.4 centuries of developed market data suggest strongly prefer mild leverage on global stocks to maximize certainty of future consumption. Diversifies away more idiosyncratic risks, doesnt go crazy on beta slippage. Same reason as why I wouldnt go 100% VOO in any account.
You started with "it feels" and ended with "haven't moved in a way one would expect". These should be the big clues about your odds of timing the market. Leave it in VOO, or put it all in stable value if you "feel all but certain".
Hi everyone, I'm 19 and new to investing my own money, but not completely unknowledgeable on the topic. I'm looking to make my first contribution of $7000 for a 2025 Contribution to a new Roth IRA account on Fidelity, and this is going to be my first ever investment. Right now, I'm looking to do a 70, 30 split into a US fund and an international fund, respectively. I had a few questions, though: * Since I am doing it in Fidelity, I have the options for Fidelity mutual funds (FXAIX and FTIHX). What is the interest and difference between investing in these vs doing an ETF like VTI/VOO and VXUS? If I want to switch brokers at any point (for whatever reason, but probably not that likely), is there any downside to just investing in ETFs in Fidelity (fees/costs, transferability, etc)? * Considering the events going on in the world (Greenland, Iran, Syria, etc), is now even a good time to invest, or is it possible the market could go down in a few weeks or so with these events and be a better time to throw my money in? * I could DCA if that helps, but I understand that because I'm young the market will probably bounce back and not matter too much * Is it easier to set up automatic monthly investing with the Mutual Funds or the ETFs? I don't want to have to log in constantly to place trades. * How easy is it to rebalance my 70/30 split or even my investment strategy within a Roth IRA? Would appreciate any help on this. Thank you again!
That is not true, 12% is way too high. You should be doing whatever your company match is and nothing more IMO. If your company does a full match on 6%, put in 6%, they match, and it’s like you’re getting 12%. After you got the full match it doesn’t make sense to add more to your 401k. In this economy you need more financial flexibility then ever, get the full match and put the remainder in VOO. Keep adding to your position don’t worry about market ups and downs. Hold hold hold and by 31 you’ll have a nice 401k setup, enough for 1 yr of expenses, and hopefully a nice down payment for a mortgage. Set the financial foundation down now and in 10 years you’ll reap the rewards. Also will say the 4% online savings is not the best but it is great for when you are anticipating a big purchase and need liquidity , but still have the flexibility to make guaranteed money in the meantime.
Setup and auto buy of VOO for 100/week. Then work to increase that amount to the max. Then do the same in a taxable after you’ve filled up the max. Sell only when you have something urgent to pay for. That’s it, that’s all you need to know. Spend less, invest more auto, don’t panic sell. You will learn a ton with time. Rome wasn’t built in a day. But if you learn that basic, you will be fine.
i’ve been trying to figure out what to invest in because i’m very new to the whole investing arena. i already have money in VOO and VOOG, but as far as what to do after that i’m pretty lost
>Tell me why I'm a moron Because the returns on VOO aren't dictated by some bianary outcome from a single event (or whatever might trigger the aforementioned "Greenland Dip"), and are actually dictated by the buy / sell decisions from millions of other independent participants on any given day on the NYSE
You can keep it simple and do VT only or do a VOO / VXUS blend.
Would it change anything? The stock market is just a reflection of how people feel about something. That it only updates at some times of the day doesn't mean that the public opinion on the value of the asset isn't changing 24/7. Also, 24/7 trading is already a thing, kinda. It is just split among a bunch of exchanges. Per example, you can trade SONY on the american stock market, then have a couple hours break and continue trading on the japanese stock market. Same with the SP500 as most regions have their own version of an SP500 etf, like VOO in the USA, VUAA in Europe, and whatever the Japanese one is called. Even if they are different tickers, the assets they are tracking are the same.
I am 58 and still have my stock market investments 80-85% individual stocks and ETFs and half my net worth in rental real estate. I like the balance. For stocks, an S&P 500 ETF like VOO, IVV or SPY is fine.
I like VOO too but I’m planning to buy VXUS on any upcoming dips.
What do you think it’s going to do in cash or SGOV? It will guaranteed be eaten by inflation. Find a trustworthy pro and map out your future. Investing doesn’t end at retirement. Is the plan to die broke? Open a Fidelity account and buy VOO on an auto weekly basis. If you don’t to it, hire a Fidelity advisor to do it for you. If you have kids, teach them to put a higher importance on financial education sooner. You’re still young. But you need to get on this. Best of luck!
I would not do anything. However, if you feel the need to do something, you could exchange any shares of VOO with losses in a taxable account to either VV or VTI, and use the tax-loss to offset income on your tax return next year. Otherwise, relax and stay focused on your daily life. Best of luck to you.
Does it matter if it goes down for a day? Just means it's time to buy at a discount. Buy some more VOO cheaper and chill.