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I’m looking to add another stock or two to my portfolio, any recommendations?
[Discussion] How will AI and Large Language Models affect retail trading and investing?
[Discussion] How will AI and Large Language Models Impact Trading and Investing?
Would it be a bad idea investing in the same investments in a Roth IRA and a regular brokerage account?
Is it ok to never have bonds if you start investing early?
Anything I should know about investing in Vanguard ETFs on Fidelity?
What would you all recommend for second year of IRA?
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
I hit $100,000 in Broad Market Index Funds (mostly VOO and VTI) this Jan
QQQ or VOO which one will you choose ?
Question about ETFs: What happens if the provider goes under as a business?
Wife's IRA has positions in high-expense ratio funds. Sell and buy VOO?
i want to start investing and i don't know where to begin
Looking to invest savings in VTX and VOO. What should I invest more in.
After watching Nvda go up up and up some more, i dove in at 600 a share. 🤔😳
What stock/suggestion have you gotten from this sub that actually WORKED?
As a whole this sub is overly negative on taking profits and building a cash position
What to do with $300,000 just sitting in my checking account?
What stocks(s) did y’all buy recently and when was it?
100% stocks is not universally good advice. Stock market indexes are not always the right benchmark for your performance.
Is FZIPX same as AVUV? Looking for Low ER small cap ETF
Is putting $50 into VOO every 2 weeks (for the next 20 years) a good or bad idea?
What index fund do I pick for my Roth IRA?
12m Emergency : 100% CD/Tbills vs ~25-75% VOO & rest in CD/Tbills?
Is it normal for the index funds to be weighted this heavily by mega caps?
Where to invest 10k leveraged from CC cash advance (5% fee)?
As a non-US resident is it worth getting Ireland-domiciled ETFs?
Advice for a 27 year old trying to leave the nest?????
Any advantage to buying VOO through Vanguard rather than Schwab?
What are y'all's plays on tomorrow's CPI news? Any calls being made?
Looking for long-term investment suggestions, 30yo • $1-2k / mo.
What is the difference between some EFTs like Vanguard S&P 500?
Mentions
Full port VOO and chill with like $<100 / mo messing around on prediction markets.
Please check out [https://www.reddit.com/r/Bogleheads/](https://www.reddit.com/r/Bogleheads/) In general, I'd say the advice are: \- VT - If you are more conservative. This is all world ETF. \- VTI - If you are a little less conservative. This is all U.S. market ETF. \- VOO - If you are more aggressive type investor. This is S&P 500 or the top 500 largest companies in U.S. Good luck.
So the majority of your portfolio is QQQ, you use box spreads as "loans" that give you the funds needed to buy downside protection ETFS. I sincerely appreciate the response, utilizing box spreads for funding and the Sortino Ratio were completely new to me before this comment. Much better information than "VOO and chill"
XMAG iinstead of VOO would be my pick at this time. However over 10 years, some Nasdaq-100 etf.
VOO down less than 1% in the last week. Still up 1.44% in the last month, and everyone is talking like these are the end times. Wtf are you regards gambling on?
I literally started investing and maxed my roth ira on Feb 20 the last ATH before it started dropping. I panic sold when VOO was around 500, but then saw the Trump tweet that skyrocketed VOO back up and I panic bought at 480 before it went above 500. After that I realized how stupid it is to time the market.
Unfortunately, this is not mathematically right. Process => It stabilizes psychology, mind is disturbed by volatility, by having a process, we pacify the mind free from disturbance. That is all process does. Price => That gives a clear edge on return of invested capital. ROIC at $100/shar is lower than $75/share. My friend bought AAPL in 1998-2000 and holding now. He claims that he is better than buffet, return on invested capital. His cost basis is 23 cents => [https://imgur.com/y48vu5A](https://imgur.com/y48vu5A) Based on my analysis, better to buy/hold VOO or QQQ, when market dipped 20%, sell some VOO or QQQ and stocks which can grow long, esp top 20 companies of SPX at that time (Say mag7).
VOO has more AUM and higher trade volume - making it more attractive to invest in. Otherwise they're more or less identical, yes. There are hundreds of ETFs that all do the same / similar things.
Fractional shares? Yes, VOO is fine. Invest and walk away. Lots of passive investors have 50%+ of their portfolios in VOO. Some people have close to 100%.
Happens to a lot of people, luckily your probably young with that kind of loss. When your older, you can make 12k in a day with your port size, but lessons learned, dont FOMO in on TOPs, almost all your plays are either BLOOD red stocks, that have fundamentals, for example NVO would be something like that now, or google earlier this year, or ETH at 1,400. If you dont see A++ setups dont play them, focus on making money outside stocks, and then being good at A++ plays when they come, Make sure the companies are good, honestly if a stock is making you lose sleep overnight, its probably too high of allocation, or more. Stocks should be boring, simple, but stay active enough to stick to your rules, have rules, stick to them, new rules every week. You can still learn how to trade, and not VOO, but start smaller, if VOO gives you peace go for it.
Hi everyone, looking for honest feedback. I run a small business and want a simple, repeatable monthly system for taxes and investing. Here’s what I’m doing: Taxes (~$40k/year): - Every month I set aside tax money - 100% goes into gold (IAU / GLD) - I also keep 1–2 months of taxes in cash as a safety buffer Remaining profit: - 20% stays in cash (living + business expenses) - 80% invested, only into 4 assets: Investment allocation: - 40% S&P 500 (VOO / SPY) - 25% Gold - 20% Bitcoin - 15% Silver Goal is not to beat the market, just something robust, simple, and sustainable long-term. Is holding tax money mainly in gold reasonable? Does this asset mix make sense? Appreciate any advice 🙏
Have you bothered to see what VOO contains? Also, open an IRA, the greatest financial gift the government will ever give you. Finally, read The Little Book of Common Sense Investing by Jack Bogle.
You want some sort of diversified total US stock market ETF, then you want some international exposure. VT has both combined. If you prefer to control the ratio yourself or optimize for small amount of taxes, then VTI+VXUS. Both of those options have merits and I wouldn't agonize about either path. Just pick and get that money in the market. Some people are recommending VOO but its less diversified than VTI/VT so it's not my personal first choice but its fine. Keep in mind that every brokerage has versions of these funds and there are schwab and fidelity equivalent versions that you could also use. Since you only have 3k, I wouldn't worry about adding bonds yet. I'm not sure your age, but my 2c is to start worrying about that when you have at least 100k invested.
200$ in VOO is an Excellent way to start investing. Congrats and Good Job! If you graduate on to picking stocks, remember industry leaders and look at all time charts. Zoom out!
When I started investing, I put like $25 from each paycheck into VOO and then slowly increased that until I found the amount I was comfortable with. VOO is simple and you can't go wrong with it. A lot of people use it as their core, long-term investment. I still have my VOO but I buy VTI and VXUS now. You'll learn as you go which funds work with your plans.
When you zoom out 100 years it sure makes those 50% draw downs look small but I guarantee you people will freak out if the VOO went back to the low 300s lol. Just make sure you have cash for the crash or can hold through some painful times! We are incredibly late stage in an unprecedented bull market don’t get blindsided. Profits are just a number on a screen until they’re realized
Jim Cramer from CNBC recommends new investors put their first $20,000 USD into a low cost S&P 500 index ETF like Vanguard’s VOO. He wrote many books.
Hey there. First, I am a big VOO fan, as it is not betting everything on one specific market. I messed sround with different things over the years, and should have just stuck with VOO. And, as a 19 year old, are your parents still covering things like health insurance, transportation, food, etc? If so, then you can invest knowing that even if there is a drop, that over the next 10 years, things should be higher up than where they are now. (I make no legal guarantee) As you receive less financial assistance in life, you will want to keep some money ready in case of an emergency. A high yield savings account like Capital One 360, Western Alliance, or another can keep money earning but also liquid enough that you can reach it within 5 days, and is fdic insured up to 250,000 dollars. I have 1/3rd of my money in high yield savings accounts. will it make less money over the years than VOO? Statistically, yes. however, of there if there is a crash, I will know I have enough consistatant money to get me through times of trouble without being forced to sell stocks. i had panic sold before, and was punished for it. having money to the side has helped me not watch the market daily. Best of luck, and remember that Motley Fool is not your friend. Hell, unless you are giving money to Forbes, even they will sell you fear for free. Stock advocate sites will often tell you who has been winning, and act like those will continue to win down the line, even if they are being propped up by sentinentality and fomo, creating overinflated sentiment toward unproven markets. That fomo and fear creates bad decisions.
Both are fine. The tiny margin is negligible as they track the same index. VOO is just bigger than IVV, so more people are going to recommend it. More people are familiar with VOO than IVV. Traditionally, SPY was the main S&P 500 fund, but they have higher fees. VOO was the first fund to undercut SPY, so they are the most popular. It's the lingering effects of their Blue Ocean advantage.
At your age and with these circumstances I would prioritize investing in yourself (going to all of your classes, networking, and anything else that could lead to a higher earning potential down the road, also travel and experiences that will help shape you), building a savings (you’ll eventually want to move out of your parents house, and leaving the nest is expensive), and continuing to invest in VOO a bit at a time. Even an automatic contribution of $10/month can make a huge difference over time and help you get in the habit of investing.
Why specifically Vanguard's VOO, and not, for example, iShares IVV, which serves an identical purpose, has an identical expense ratio, and has even returned a tiny margin higher over 1y?
VOO reflects the SP500. Essentially you're buying the largest 500 companies in the US. It's one of the best investments you can make. Just keep adding consistently whether it goes up or down. Remember that investments take a long time. The hardest part is staying the course.
Because VOO is a fantastic option for people who do not know what they are doing, which is like 99% of retail investors
Congrats on starting to invest. While VOO is a great choice, we don’t know if that is too much for you to put in without getting some other details first. Do you have debt? An emergency fund? What are your expenses? For example, if you don’t have a job, owe $10k in credit card debt, and live on your own with monthly expenses, investing $200 is way too much. If your circumstances are different, $200 might be nothing or not enough.
Why is everyone on Reddit astroturfing VOO?
META and TSM are not in VGT. TSM is also not in VOO, only in VT. So really only quadruple dipping Google. Triple dipping META I wanted to be overweight in META, TSM and especially Google 🤷🏼♂️. I bought META on the recent dip at ~$600. Average Google price is ~$250. TSM is ~$270.
META and TSM are not in VGT. TSM is also not in VOO, only in VT. So really only triple dipping Google. I wanted to be overweight in META, TSM and especially Google 🤷🏼♂️. I bought META on the recent dip at $600. Average Google price is ~$250. TSM is $270.
Do you player. It’s just your bags that will be smaller. Or hey, maybe you break the code. Best of luck either way. I hope you make a ton of money, since your investing strategy is likely not going to get you there. Hope I’m wrong. Learn to read your historical performance. If you’re above sp500, great, don’t listen me. If you’re below it, you might as well just VOO’ed and chilled. It doesn’t take into account what regular DCA and a pro pushing you to do more where have you, but at least it is a start. Take care.
Why not just sell CSPs on the indexes that you want to buy, like VOO and/or QQQ and start taking positions with the premium earned, until assignment?
How is VOO a "holding area"? VOO is 38% big tech, it dropped 19% in April (from February ATHs).
I JUST opened a Vanguard account 1 month ago. Started initially with $1K and have been putting $400/wk in since (automatic contr from bank). Have $3K in there now. Only have VOO and VTI (50/50). Will keep this up for the next 15-20yrs for retirement. This is separate from my other 401ks, brokerage and company stock. I wish I would’ve started this long ago.
I tried the same thing bro. Prob lost twice that or more and took even longer to realize I would have been better off in $VOO or $QQQ this whole time…
Oh I DCA into VOO and a money market fund every paycheck. I just have a fun gambling account on a different brokerage to scratch that itch for picking stocks. If a stock goes up 30% in a day and I have that much or more of unrealized gains, I have absolutely zero intention of letting it ride, regardless of what people say. I've got my fix and will keep it in VT until that itch comes back again and I need to get rid of that pent up energy, usually when the market is down and a stock I've followed dropped 30-50+% because of some scary headline. I know all the math says it's not optimal and that I'm a bad person for it, but it's the only way I've found to keep me mostly on track with my automated investments and savings.
VGT is a good fund. I’d leave it there and diversify funds going forward. Maybe go with an s@p500 index fund going forward, like VOO or IVV.
Use a broker like Fidelity that supports fractionals and auto buys. Set a weekly amount. Only sell when you have something urgent to pay for. You will be much richer. Have multiple stocks if you like. Switch the auto from one to another if you want. You will eventually realize that QQQM or VOO auto weekly is just easier. SGOV whatever emergency fund or large expense known bills coming up. Life is just easier. If you make a ton of money, just find a trustworthy pro to hire. It’s likely not worth your time to focus on it.
1. QQQ or QQQT 2. VOO or SPY 3. VT Split the money between them like 1/3 for each or 1/4 for two and 1/2 for another. Dividends ETF is for income, like in retirement, avoid those if you are looking for long term. If this is overwhelming then consider using at target date fund instead - like one listed [here](https://investor.vanguard.com/investment-products/mutual-funds/target-retirement-funds) matching your expected retirement year and they will do the work for you. You don’t need a vanguard account to buy a vanguard fund.
Too much international in my opinion. 70% - VOO 20% - VGT 10% - VXUS Adjust your percentages accordingly.
Consumer staples have almost never been this cheap as a sector (notwithstanding the overvaluation of COST and WMT). The tech sector has rarely had valuations as high as they are now. AAPL at a P/E of 37? C’mon. I’m in favour of buying the equal-weight S&P 500 (RSP) instead of VOO.
Yes. VOO - 60% VGT - 30% VT - 10%
QQQI gives you the best of both worlds, the choice to use the income monthly is reinvest the dividends plus the covered calls funds you downside protection which QQQ would not provide. If performs better than VT and VOO
VOO, if you have some balls TQQQ.
1. Only trade with what you’re willing to lose. 2. There is nothing wrong with taking profit, even if you think the trade has more. I’m even talking about 5%-15%. Follow your gut. If you start to get nervous, take profit. Had AMZN calls yesterday that I cut at 5% because I didn’t want to swing into Monday. 3. Learn MACD, Volume, 200ema, support and resistance, theta and delta. I trade SPY/large caps using these common indicators to predict where a trade might go. 4. Be disciplined in your approach. The markets are designed to take your money based on emotions. If you have high emotions, don’t trade options. 5. Don’t trade options. Literally VOO and chill. Max out your 401k, max out a Roth IRA, and you’ll retire a millionaire. Options can be powerful, but also extremely stressful. Why live a stressful life if you don’t need to?
If you aren’t doing VOO and chill then you aren’t investing? You’re gambling like the rest of us. This is the casino sub.
It's a sales tactic for them, but there is some truth there. Due to lean manufacturing the Japanese economy became a world leader in the post-war era. Then they stalled for 20 years. I don't really see a reason why that wouldn't at least be possible with NYSE/NASDAQ. The only difference is, at this point SO MANY people believe the US markets only go up long term so they just invest invest invest, propping up the markets. It becomes a self-fulfilling prophecy at this point. S&P500 index funds like VOO are basically just banks with a 10% interest rate at this point.
Add VOO and some international exposure
Assuming VOO continues to return about 10% annually over the long term, it will only take you 12.5 years to get back to your starting point!
This type of strategy is truly underrated. Trim as they pass 5% and rebalance into VOO as a holding area until things go on sale like in April.
Now try putting it in VOO and not touching it for 30 years. Something tells me that might work out better for you.
VOO is insanely disproportionately weighted with AI slop.
Or just buy stocks. I’d say 60% of my portfolio is in VOO, VGT and VT. 40% is in stocks like Google, Meta, TSM and a bunch of space stocks. Most for 1 position is about 4-5% of my port.
Just because they have crazy valuations doesn’t mean they have impactful market caps or are represented significantly in VTI. I’m with you in that I prefer VOO at the end of the day but it’s just because I just don’t think we’re on a trajectory where the big players are going to be diluted by the masses anytime soon. But I think scam stocks are barely a rounding error in an ETF that diversified.
If you're young, 100% VOO.
I have 40K USD of VOO, 10K USD of apple, 5K USD of target and 25K In assorted ETFS. Now i just sit and wait 20 yr for retirement
My 401k is 75% VUG and 25% VOO. My regular brokerage ETF breakdown is probably closer to 50% VOO, 25% VT (just for a lil external exposure) and 25% VGT.
problem is, now every Joe and his Granny's dog buy Index. with everyone contributing to it as, "VOO and chill", it has started to feel a bit off
Let’s say you had 2 funds VOO and VGK 50/50. Then you sit on it and come back in 12 month (you did this a year ago). Total value 2,000. - US +15% 1,150 - VGK +30% 1,300 - now your mix is 0.47/0.53 Now this is not much of a drift because the 2 funds are pretty correlated so effect isn’t much. Now you rebalance. By selling 3% of VGK (1300*0.03)=39 then you buy 39 worth of VOO. Now you’re back at 50:50. Don’t look at price. Look at your total account value and determine the $$ amount.
They want you to pay them to pick stocks for you instead of buying VOO lol. They’re an asset management company.
Do you have anything left? * Liquidate any gambling positions to cash, split up into pieces. Slowly enter VOO in very small bits over time. Nothing left? * DCA VOO and rebuild responsibly. You have to start somewhere.
If that happens then other strategies will be needed besides VOO and chill, or just invest in foreign markets
🤞If it goes our way I always tell myself I'll just VOO and chill but then I end up gambling again anyways
Damn, I've been outed. ;) A lot of truth to that. I put my adult children into VOO/SCHD in 2019. 2019 is when I bought my first canna stock (Acreage. Sigh.) and got in much more deeply after I joined this sub. (older account) I am grateful for my children when I see their portfolios over time, and shutdown my Fidelity app when I see my cannabis Potfolio. ;)
A 70/30 balance of VOO and SCHD. ;) Unless you're an experienced day trader or adjacent. At that point I defer to those in today's casino. Folks appear to be doing mostly ok.
VTI and VOO with stop limits just below the 200SMA will exit most crashes without triggering during retest. It does require you login at least once a month and make adjustments but makes sure you have a lot of cash the day after the market gets obliterated
SPY if you wanna sell covered calls later VOO if it’s buy hold auto dividend reinvest
Rules to Penny Stock Investing 1. You are gambling you are not investing. When you put money into something assume its gone. If you buy something and it drops 50% the next day and you sell it its never going to work. 2. Make sure its a real company. Penny stocks are much less regulated then normal stocks so there are straight up scams out there. Make sure what your buying isn't one make sure its at least a real business 3. Have a plan and stick too it. If you think something is going to 10x and it does sell it. Don't hold hoping it 100x's. Same with whatever number your doing 4. Penny stocks SHOULD NOT be the majority of your invested assests. If you don't have a 401k or a sizeable position in SPY/VOO/QQQ get one of those first and if you have high interest debt pay that off before doing 4. In my opinion some of the best investments in the market right now on a risk vs reward basis is in penny stocks and its largely being ignored by the markets. But these are some good rules of thumb to follow.
The SP500 index has continued to grow over time because it cycles in winners and cycles out losers. It also adds more weight to the growing and successfuly companies. Today, those growing and successful companies are indeed tech as the world moves more digital. Index can grow because you have tech megacaps making $100b in profits a year. Forget about profit, you have many members of SP500 who don't even have $100b in revenue each year, and not even close. Let's take a KO as an example. I am a shareholder, but I recognize it is not going to be the one moving the index forward. I have it to get a bigger distribution than VOO/SPY, acknowledging it will have lower long term capital growth. I guess point is you can't have your cake and eat it too. Had you divested of tech, you would have substantially smaller gains than someone in VOO/SPY who gained from tech. The whole point of the index is to let it do the work for you - not have you guess which companies or sector is going to grow. Also there is a place for many types of equities depending on your goals (as my KO example illustrates). Data: RSP (SP500 Equal weight): 1Y: 6% / 5Y: 54% VOO: 1Y: 13% / 5Y: 87%
Ten year yield is popping to 4.2%. I’m not making any major moves in stocks. DCA into PFF with a dividend yield of 6.6% given that money market rate will fall to 3.5% in next couple of weeks. Other than that I’m 40% in cash waiting for the next 20% fall in VOO.
This is why VOO and VTI are going to be the best bets for most people. Building a "garden" is fun though, which is what I do. I essentially pick a sector (idea/theme/whatever) that I believe will do well going forward 10 years. Then I buy about 20-25 companies within that sector and see what grows and what dies. Seems to work pretty well!
Yea normally, guess I thought these were once in a 50 or 100 year tikes against the normal rules? Lesson learned, even if Yellowstone erupts continue to DCA. In my case I already put down lump sums on rocket lab, lunr and asts and made a lot of money, only lost out on a bit of VOO dca, no big deal
Fucking Jesus Christ **STOP WITH THE MANIPULATION SHIT** Withdraw your money and close your brokerage account. You’re shit. Just quit. VOO and bonds for the rest of your life. Holy FUCK it’s like you actually think you know something. Legitimately embarrassing.
Comments yea, not unsolicited dumb advice. "Say stupid shit"? I said I took my profits and sold all my VOO and will re-enter when I see good opportunities because I think its going down- tell me, is VOO going down currently or was I wrong?
Can anyone explain the sudden VOO dump today?
Your advice doesn't make a lot of sense- I should have stayed in because I'd end up buying too high when VOO rips up, implying that VOO doesn't have the ability to rip up & continue to rise? Thanks for the unsolicited advice but I know how to manage my money well 👍🏻
I have way too much money to get this upset at VOO
Feeling pretty happy with my decision to sell everything a week ago and sit on cash for awhile, looking forward to buying $30k of VOO every 1% it falls for the foresee future!
60% QQQ & VOO 30% VXUS 5% Bitcoin 5% Gold And chill
Always look at total return. Remember, unless this is in a Roth, you pay tax on every distribution you get. Might not feel like a lot, but it adds up. There's a reason it's VOO and chill and not QQQI and chill.
Invest in VOO regularly and enjoy the power of compouding. Good luck.
1. **QQQ:** \~10.05% CAGR. 2. **VOO (SPY Proxy):** \~8.76% CAGR. 3. **VTI (VTSAX Proxy):** \~8.85% CAGR. this is the annualized return for the past 25 years. Again, you are fixated on finding a shorter time range that comes after a once a lifetime event for your argument. You outperform QQQ the decade after one of the worst crashes in stock market history then you eventually get outperformed after another 15 years. Granted we all have decades ahead of us, but number and return talk, and they are saying QQQ is the winner.
Every study that's been done shows that, over the long haul, buy and hold or an index fund will always beat the individual investor. Over a 20 year period, and index fund will always beat 95% of traders or investors. If you are doing swing trades are looking to make the most money over the course of a year, then it's best to throw the dice. I started buying gold and silver not long after the inauguration betting that the economy would be complete shit by the end of the year and I've been lucky so far. I hold VOO as well. I'm guessing the market will take a huge dump at some point but it will be from debt and a collapsing AI bubble.
You’ve already won the game. Your $48k annual spend against $2.3M in liquid assets is a practically bulletproof 2% withdrawal rate. Your only real enemy here isn't a market crash, it’s inflation slowly eroding the purchasing power of that $1.5M cash pile over the next 30 years. Keep 5 years of living expenses in T-Bills or CDs for peace of mind, then put the rest into a low-cost S&P 500 index fund like VOO or VTI. You don't need to "maximize" returns and take unnecessary risks. You just need enough exposure to equities to ensure your money keeps up with the cost of living.
In my opinion, 55 is the age to start becoming more conservative. Also, it seems investing conservatively suits your personality. I do think you should have more exposure to equities, but not as much as you may think. Right now, you are at about 35%. I would consider upping that to around 50%. My advice is to keep going as you are and if there is a 10-20% pull back in the market consider putting some cash in to bump up your equity exposure. As for the investing vehicle, SPY and VOO are index etfs for the S&P 500
If I can put in my nickel (since the penny is obsolete), might I suggest SCHG it’s like a cross between VOO and QQQ, so a little more tech heavy but better returns than VOO/VTI
holy after hours 17m VOO 15m IVV 5m SOXL 2m QQQ the rest is leveraged inverse etfs weed crypto and small cap stocks top is in for large cap tech especially semis 2026 the year of the RUSSELL
Not sure how that’s a contradiction. META takes on a $100bn loan at 2% backed against 10 years of profits. The banks that issued that loan now no longer have $100bn in liquidity to play with. In the last year hundreds of billions have can issued to these mega caps for their AI investments. This is why the repo market and lack of liquidity are a big deal. Comparing QE from Covid is also disingenuous, because they dropped rates to 0% allowing debt to be issued at the cheapest ever, debt which flooded in to the market and VCs because returns out paced the interest on the debt. My total net worth is around $8m, I keep $500k in my portfolio and withdraw everything above that to invest in property. I DCA VOO $4k every day for emergency fund.
If you buy a million of VOO first year you have a decent chance of more than 52k/yr over 19 years. The devil of the details is how much each plan effects your tax rate.
If you buy 1000 of VOO all your life its way more than 1M tho
I just stuck $200K into VOO. Buy it and forget it for a few decades.
Honestly just keep pouring money into VOO and you’ll make more money than 91% of this sub in the long run
Honestly from everything I’ve looked into regular independent investors can’t buy into OpenAI directly. It’s not a public company, and the only people getting a piece are huge firms like Microsoft and SoftBank through private funding rounds. The closest way for us “normal people” to get in on it is just buying Microsoft (MSFT)since they’re the biggest investor and basically tied at the hip with OpenAI. If you want even easier exposure ETFs like VOO, IVV, QQQ, or VTI all hold Microsoft as one of their top positions so you get indirect OpenAI exposure that way. But yea there’s no legit way for retail investors to buy OpenAI shares directly right now. Anything claiming they can get you OpenAI stock is most likely a scam.
Ya but VT is like the same top holdings as VOO and therefore only 4% better YTD. VXUS is up more than 12% over VOO YTD. 30% YTD is kind of insane for such a broad market etf, and it's because it excludes the US.
VOO and chill getting dicked down by VXUS and chill (thanks to the retard in charge)
I wish I had known in college that you could buy $20 of an ETF like VTI or VOO instead of needing to save up to buy a full share. Then again, the investment platforms have changed a lot, so maybe that wasn't really an option for me!