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I’m looking to add another stock or two to my portfolio, any recommendations?
[Discussion] How will AI and Large Language Models affect retail trading and investing?
[Discussion] How will AI and Large Language Models Impact Trading and Investing?
Would it be a bad idea investing in the same investments in a Roth IRA and a regular brokerage account?
Is it ok to never have bonds if you start investing early?
Anything I should know about investing in Vanguard ETFs on Fidelity?
What would you all recommend for second year of IRA?
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
I hit $100,000 in Broad Market Index Funds (mostly VOO and VTI) this Jan
QQQ or VOO which one will you choose ?
Question about ETFs: What happens if the provider goes under as a business?
Wife's IRA has positions in high-expense ratio funds. Sell and buy VOO?
i want to start investing and i don't know where to begin
Looking to invest savings in VTX and VOO. What should I invest more in.
After watching Nvda go up up and up some more, i dove in at 600 a share. 🤔😳
What stock/suggestion have you gotten from this sub that actually WORKED?
As a whole this sub is overly negative on taking profits and building a cash position
What to do with $300,000 just sitting in my checking account?
What stocks(s) did y’all buy recently and when was it?
100% stocks is not universally good advice. Stock market indexes are not always the right benchmark for your performance.
Is FZIPX same as AVUV? Looking for Low ER small cap ETF
Is putting $50 into VOO every 2 weeks (for the next 20 years) a good or bad idea?
What index fund do I pick for my Roth IRA?
12m Emergency : 100% CD/Tbills vs ~25-75% VOO & rest in CD/Tbills?
Is it normal for the index funds to be weighted this heavily by mega caps?
Where to invest 10k leveraged from CC cash advance (5% fee)?
As a non-US resident is it worth getting Ireland-domiciled ETFs?
Advice for a 27 year old trying to leave the nest?????
Any advantage to buying VOO through Vanguard rather than Schwab?
What are y'all's plays on tomorrow's CPI news? Any calls being made?
Looking for long-term investment suggestions, 30yo • $1-2k / mo.
What is the difference between some EFTs like Vanguard S&P 500?
Mentions
What was the price of VOO in January of 2016 and what is it now?
bought a $16 lotto ticket for tonight's draw and 50/50 $100 weekly into TTWO and VOO.
I agree, let it roll. Good for you though. I had a limit order in to buy VOO at $600 early in the day when it had gone below that twice. I missed it and now it's up nicely. Good on ya....
I agree on holding off on SCHD, but VOO should be a winner. Don't know much about VGT
Holding 500 shares of VOO is so damn boring. I could be doubling this in 10 minutes with 0dte 🥱
How in the fuck do you see trump taco ten times in a row AND see it's taco Tuesday - and yet you decide to rely on some coloring book lines on a chart to go all in? That's just fucking stupid. I don't care if you are the best technical trader in history - trusting trump not to taco is fucking dumb at this point. I bought $10k worth of shares/ETFs (mostly VOO and VTI) - because I don't know shit about technicals but I know tacos.
Congrats buddy. Yeah lock that shit way into VOO shares or something and forget about it for awhile.
VOO (SP500) has near 70 year history with over 10% annual rate of return with dividends reinvested. But of course it's not going to be 10% compounded each year (like bank interest); you are going to get lots of ups and downs. At 10%, you're looking at doubles roughly every 7 years. VGT will have higher potential gain, but more volatility than VOO. Unless you want distributions immediately in 21 years, I'd probably hold off on SCHD for now. You can rebalance into later for distributions. SCHD past 10 years performance is about 150% gain and 150% increase in distributions (or 40 cents to over $1.00/share).
I try to go into the day without bias and let the candle moves determine my positions. These big gap ups and down during premarkets tend to correct themselves by the next day. I only trade 0 dtes. My longterm is just VOO and SCHG.
Bruh, with that track record how do you not just VOO?
What are you invested in? If it’s an index fund or etf that follows the S&P like VOO then you may see small rate slow down when/if Elon’s companies tank. People are pissed because it usually takes years for a company to join the S&P 500 however with the new rules his new space X stock can join immediately so he can benefit from folks like us who trust in index funds and take some of our money to fund his dumbass ideas until the con is up and space x becomes worthless and he gets off with billions while our retirements get delayed. How worried should you be? Not too much but put it this way, I’m changing how much I invest in S&P funds and investing more in international markets (VFXUS comes to mind).
Right it's not fucking hard. From now on you only DCA into VOO for the rest of your life. Boom. Done.
I don't see how TACO could be priced in if futures have VOO zipping up 2%. By definition, that means it wasn't priced in.
So glad I dropped a fat one on VOO yesterday
shwhoaaaa dude, everything RIPPING AH!!! Too bad the price action in this goofy ass manipulated af market means PHUCCALL to me in terms of valuing things, DCA VOO and chill foh 💀
We aren’t on wallstreet bets for VOO and chill
VOO and chill seems to be a common next step
Something going on. VOO after hours just jumped to +0.8%
VOO/VTI and chill. Always +50% of your portfolio, the rest you can blow off on whatever shit stocks you want, i choose RDDT, also down 40% ytd
Why does Vanguard not allow extended hours trades for certain stocks and ETFs? I've been waiting for Royal Bank of Canada (RY) to drop all day and now that it has, Vanguard won't complete the buy. Same thing with VOO. How can they not sell their own ETF???
You're probably better off buying VOO and not checking the app for a couple years rather than trying to trade this market. It's pretty far detached from fundamentals and macro conditions. The president can post whatever he wants, true or untrue, and whenever he wants. Equally good idea is just put your money in a CD or a treasuries fund like SGOV until the administration leaves office.
I inversed myself and held onto my long positions (GOOG, UBER, NVDA, VOO). So far so good, but we'll see what King Taco has in store for us.
VTI and VXUS. VOO is already part of VTI. You get broader diversification with VTI.
There is no "one size fits all" answer. It depends on your habits and goals. \+39% gains since 2019 is not great, not terrible. About what I would expect from a "conservative" portfolio (such as iShares AOK for example, which is 30% stock and 70% bonds). As my own personal benchmark, I like to compare my results with a "Target Date Fund" (TDF) for my retirement year. For example if I'd put all my money in a Fidelity TDF back in 2019, I would have had gains of about +120%. If I'd thrown caution to the wind and gone "all in" on a fund like VOO, I could have had +170% gains since 2019.
VOO is just as good as any other S&P ETF. But maybe wait for things to cool down
Honestly, for long-term growth, VOO or a total market fund like VTI works fine. Keep it simple and stick with what you’re comfortable holding for decades.
VTI or VOO. Set and forget. Once you get older, you'll want to rebalance to be more conservative. But at 25, go aggressive. You can absorb losses and have time on your side. Keep it up and you'll be a millionaire in no time.
For what its worth, made an even crazier trade yesterday but the same principle applies. There are a few megacap companies that are well represented in your VOO shares that I fully ported my solo 401k and Roth into yesterday. If they reach a deal today, we got in near the bottom and get to start our positions with a massive green boost. If not, they will go down more but these are objectively great prices on some solid companies. In 10 years you will look back and say damn I bought those cheap in 26, even if the next few months look scary.
I think it's safe to buy VOO today then. It might be better tomorrow. It might be worse. It's a good deal now though.
Well good news for you because VOO has consistently averaged 10% gains annually despite politically created turbulence and market recession is typically the cause of geopolitical conflict rather than vice versa. The Great Depression caused WW2 not the other way around.
Most people have already commented, so you get metaphors. When is the best time to invest? 20 years ago. The next best time is right now. Time in the market beats timing the market. You’re young, if you DCA into an index fund “VOO” assume 12% year over year ROI if you invested $4350 a month that would equal 1,000,000 in 10 years. I know investing that much a month is not probably an option. I just wanted to run some numbers. For an example. and that would be almost a 50-50 split between profit and principal, basically doubles your money.
Because it's literally misinformation. For example, companies in VOO are based off the S&P 500. The S&P 500 does not just blindly and automatically upon IPO include SpaceX, OpenAI, and Anthropic in that fund. Companies must be public for ~12 months, GAAP profitability over the last 4 quarters, and subject to committee discretion.
So what are we all buying? I added quite a bit to existing positions of MSFT, GOOG, UNH, AXP, and the safer bets like VOO and the like, but I obviously didn't consult my crystal ball first as they keep dropping. I'm confident they'll pay off in time, but whats the current clusterfuck setting up to take advantage of?
VOO is the Vanguard ETF that mimics the S&P 500 index.
What's all this noise about VOO? I'm new to this world, only started last week but I keep seeing VOO being thrown around
Is this how you guys buy stocks? Wow, Dell has much less potential of returns over a year 3 year period than the VOO and VTI index funds. Dell's server business is no longer the lucrative business it was - Dell had a good 15 year ride when Intel's CPU server business flourished in the PC era. Look at their AI data center expansion strategy. It is not promising. The problem is that they are trying to change the narrative to being an AI server business. They are worse than the new competitors like Nebius and Coreweave and others since building AI datacenters from scratch are much easier than refactoring existing ones. Technology wise they are inferior in the AI era. The only thing that can work for them is that Dell himself is a cunning businessman as Larry Ellison so till Trump is in office, he will bribe his way through the deals. What happens afterwards, no one knows.
I just keep buying VOO. At some point this mess will be over
I have been using EQL. Cost is a bit higher and it doesn't eliminate this, but it at least makes sure you are diversified, unlike a SPY, VOO, or even VTI.
All you gotta do is DCA into VOO and VTI, but bro be snorting lines.
Should just be doing VOO/VTI. Easy as that. They’re good ETF’s, rather than just three stocks that may be a little hot now but might not be in 1 year, 5 years or 10 years
I am positioned for China rebound, oil drop, and VOO to rip. Lets go baby!
Buy and forget? im not sure penny stocks are suitable, there are some with very healthy balance sheets that can be potential multibaggers if they execute their strategies but its still high risk. If you want to buy and forget just get VOO and QQQ
As a new “play it safe” investor VXUS is my highest performing ETF this year and doing well compared to VOO for this year. I also wish I knew VDE or XLE are good hedges against inflation. These same ETFs were just doing ok when I first started 2 - 3 years ago. More I learn I think it’s just best to cover ground for a variety of different cycles that tend to occur, weigh accordingly to your goals, and just mostly let auto invest run the show. Don’t overthink it don’t chase the trend and don’t mess around with your allocations too much.
VOO down about 2%. QQQ down over 2%. 4% CD or HYS gives just under 2% in 6 months. So cash outperformed by 4%.
Now just sell everything and buy VOO 🤟
I trade for fun with about $5500 invested in various stocks. Should I just sell it all right now and reinvest in VOO when it all comes crashing down in a few weeks?
I have been looking at dfus as a good cheap option , that should be close to vti with out the ipos and filters for profitability . I don't even know what I should do with my vti in my brokerage accounts, just start buying dfus going forward. Also isn't SP500 supposed to not allow ipos for 6-12 months, so VOO/IVV/SPYM should be somewhat safe to keep holding some of this stuff I am still trying to wrap my head around.
**FELC (**Fidelity Enhanced Large Cap Core ETF) has done well with a 0.18% expense ratio. It typically behaves like a S&P 500 fund (e.g. VOO) but doesn't just mindlessly follow the S&P 500.
This isn’t the downturn. The downturn is what people are worried about. This is the part of the trip when the boat slows down and the engine room lights go out. It’s the sinking part that could be next. The downturn is watching your VOO cut by 30% or more over the next year.
Now look at how VTI or VOO have performed since 2018 and ask yourself why you're still trying to pick winners
be responsible and buy VOO for long term
*Not Finical Advice If this is long term retirement money I would keep it simple. VOO and SPY are basically doing the same job, so I wouldn’t hold both unless you have a specific reason. I would usually pick one core fund and leave it alone. QQQ is more of a growth tilt, so it can work as an add on but it’s not really the same kind of “set it and forget it” core for everyone. For serious longterm investing, simple usually wins: pick a broad core fund add regularly and don’t keep changing the plan every time the market gets noisy. A lot of people hurt themselves by overcomplicating something that should’ve been boring.
Max out 401k, any company matching program, HSA if you have that and Roth IRA. In terms of what to put all that money into, the common advice on /investing is just VOO and chill. Just stick your money in $VOO and don't worry about it for a few decades. If you want a little less risk, maybe a target date fund since it includes bonds. Do this for 5 years and you'll be ahead of like 95% of the people on this sub. The best thing you can do is to stay off this damn sub and don't think about day trading, especially day trading 0dte options.
So I'm kind of thinking: 40% SGOV-- present through Year 2 of retirement (\~mid-2029) 35% JAAA -- Years 3-4 of retirement, reallocating to SGOV at Year 3 mark (\~2030) 25% VOO -- Years 4-6 of retirement, then reallocating to JAAA at Year 3 mark (2031) Years 6+ of retirement - Turn on SS and begin IRA withdrawals The initial SGOV bucket should last until mid-2030, so I'm being a little conservative with the reallocation timing. Could probably stretch the whole plan out by another year or 2 if I get half-decent returns on JAAA and VOO Does this general strategy make sense?
I’m so glad I chose to VOO and chill two years ago 😆
Did this man vibe code his degree? Bruh either bet it all on black or do VOO or something in between…
If you are already frying your brain with numbers then just VOO and chill big guy.
Just put 10-20% of your take home pay into VOO + VGT until you figure out how to lose money.
Since you are young and looking to invest for retirement a Roth IRA is usually the best approach, especially if you don’t have access to a 401k through your employer. We believe that the best first step is buying a single broad based diversified ETF like VOO which has in it the 500 largest publicly traded companies in the US. Start there and then as you get more funds you can start to add a small percentage worth of exposure to international companies via a broad based international ETF. We wrote a free article that is available on our web site with all the details you need to get started with investing. Thought we would mention it as many new investors have found it helpful.
Do you at least have your savings in a HYSA making 3-4%? I know some dumbasses with $1-2M not being invested in the market sitting in a credit union 0.01% annually. Rest in VOO or other ETFs. Dollar cost average large amounts over time over the course of months. Or like yolo it into something stupid on options and cry yoself to sleep over a mcdouble. You do you boo.
Bro maybe just I’m sorry to see this… maybe just VOO and chill.
Probably fine/ethical to grab some VOO.
I'm ready to be wrong. I rode out most of the drop in cash gang and climbed back in. My positions are all long - 50% VOO, 16% UBER, 16% NVDA, 16% GOOG.
You should be maxing out all your tax-deferred long-term accounts to the extent you can afford it and putting into VOO or whatever broad market ETF you like. You're not an idiot because you're still very young. Just start now. If you have investment restrictions due to your job, then you should find out exactly what they are, not be "iffy" about the legalities.
Plus, you are most likely overestimating the complexity of the “strategies” most of us in this forum use. Putting agent in place to remind you to buy a bit more of VOO every month is overkill.
Your actual investments should be boring index funds. Don't trade securities. Just pile the coal into VOO year after year and forget it exists. Then make a beer money account and buy some 0DTE options for the memes.
Daily options exist for SPY because it’s more heavily traded and liquid. VOO’s lower volume makes daily contracts less practical, so weekly suffices.
Thanks. I have a fair amount of money in my IRA that is pretty aggressively invested in mutual funds. I may switch some of that to VOO or similar, but (at least on the surface) my funds have beat or matched VOO over the last 15-20 years. I'm looking at the Fidelity equivalent FXAIX
VOO at 605 now, how is this possible? nothing is logical anymore
You should do what you think is best, but the overvalued stuff is irrational market timing. An ETF aimed at beating inflation by 2-3% would be a catastropically bad investment... all risk, no possible meaningful return. If you want to give up this opportunity to make money with your money and instead \_save\_ your money as you bleed it into non-existence, then use a no-risk short term treasury money market or ETF like SGOV. But again I'd encourage you to buy at least one share of VOO just to see how it does over time, and see if you have made a good decision to save rather than invest or not.
Sold half my MSFT around Jan then sold all my VOO few weeks ago to scrape some cash, now i am in buy mode and moved the money to four stocks EMBJ, MELI, NFLX and MU. Still got plenty cash left and I might add a bit of MSFT at these levels. The reason i am hesitant on MSFT is because I have this feeling OpenAI ipo will be a dud and will drag the entire sector with it.
Investing is something you do so cash never "runs out". Hold at least a small amount of your current cash in an exchange traded fund like VOO and watch what happens compared to the cash you hold.
Dollar was down a bit today -.33 in the morning, now -.22 I saw VOO went up about the same. Read more like slight currency devaluation than a true increase of stock value.
About an hour ago I purchased $666. worth of VOO, Praise be to Allah!
It depends of the fund. Most market cap weighted index funds have pretty negligible capital gains and can go years with out distributing capital gains Like I calculated the capital gains on SWPPX on a 100k investment , averaged over 10 years it was like on average some $11 tax liability . However due to the lower expense ratio SWPPX slightly outperformed VOO by like $8-$10 on average So sure technically an ETF like VOO is a little more tax efficient vs a fund like SWPPX but in the end you are counting a few pennies . Its not going to make a meaningful difference for most people unless you have like 10 million dollars
It's not exactly clear what question you are asking. But if you scroll up to the top - you will find links to educational resources. If you are asking if Robinhood is a good broker - while it's not a broker that I would use or recommend - for what you described as your investing style of simply buying and holding VOO, it's perfectly suitable.
The problem is basically that Wall Street doesn't actually necessarily care about stocks going up or not. What they care about is destroying volatility as thoroughly as possible. They will employ massive algorithmic attacks to slowly ratchet bids to keep markets moving up and to the right just enough that your calls don't pay out, your puts get destroyed, and that people feel safe investing all their wages into a Ponzi scheme and they can continue to collect their commission fees for telling people to invest 90% into VOO. And then on top of all that you have an entire ecosystem of parasites selling every single volatility uptick they can because VIX Always Goes Back Down, which is another suppressive effect on actual price discovery. Eventually it all blows up but not before all your trades are worthless. This is a big part of why *every single red candle* gets an immediate V reversal, like we saw just now.
My folks are old school, so all I’ve been taught was work and save. I have roughly 15k-20k saved up in a credit union stacking away (not sure if it’s high yield but it doses compound over time) About a couple years ago I made a Robinhood account (is Robinhood any good?) to start investing, right now I have ~ 2k investing in SPY 500 ETF, and reinvesting the residuals into VOO Overall, it feels like I know what I’m doing but I’m also critical of myself. I value second opinions. It seems like I’m going the long term route. I have friends that place calls and puts (idk what hose are or how they work). My goal is to invest enough to live off the dividends, or residuals (if that’s a possibility) Side note: I have close friends with quite a chunk invested in either trading options, crypto (bitcoin), or gold/silver but it seems like none of them like to talk about it (which I understand). So I’m here trying to figure it out
My parents put money into Ameriprise for me as a kid. As an adult, I had Etrade acquire the funds and saw it's just **LEGAX,** which has a 1% expense ratio. It's underperformed VOO significantly over the last 5 years. I put a sell order on it on Friday, but I still have it today. Is this thing gonna struggle to sell?
I VOO and chill. I’m probably the most boring investor ever.
XLE and Chilled 130% in 5 years. VOO 62%
Lmao fuck this shit. I should’ve just VOO and chilled
I've been looking to replace VOO with SPTM for some time, so I've slowly been selling off VOO as they hit long term gains and using the proceeds to buy SPTM. I have some lots I can sell now at a loss. By doing so, I benefit from tax loss harvesting. Is there any reason not to sell those lots now while I can at a loss, albeit small? I'm anyways planning on selling VOO as I tried to streamline my entire investment philosophy and STPM gives just a bit broader US market coverage.
B I’m buying VOO. Pretty regularly.
VOO or VT. Just be consistent and don’t sell prematurely. Good for you for starting so young!! I got my vanguard account set up and starting learning and investing at 25-ish. 31 now, very happy with my results, but man I wish I started at 18-20
Just think if you had put the 10k into VOO/SPY/QQQ/VTI 3 years ago
I just looked at the make up of that fund. Way too conservative in my opinion. The whole idea behind these is you start collecting in 2055 when you turn 65. And then you burn through it all by 75 because you’ll be dead by then. The problem is if you make it to 65, you’re highly likely to live 30 more years. I don’t want 50% of my money in bonds at 65. I need 80% of my money still in growth funds because will still need appreciation for my spending when I’m 85. It’s a conservative one size fits all solution. Personally I have most of my funds in SPY/VOO. I don’t plan on consuming my principle and instead living off the dividends and growth. You can’t do that on a fund returning 3% a year.
First of all, the time horizon isnt a single decade for investments in an ETF, its multiple decades. Second, none of that eliminates what I said about active management being worse than buying VOO.
VOO and VTI aren't fast tracking these stocks so then it would be irrelevant.
VOO consistently is the best option if you don't have any knowledge.