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I’m looking to add another stock or two to my portfolio, any recommendations?
[Discussion] How will AI and Large Language Models affect retail trading and investing?
[Discussion] How will AI and Large Language Models Impact Trading and Investing?
Would it be a bad idea investing in the same investments in a Roth IRA and a regular brokerage account?
Is it ok to never have bonds if you start investing early?
Anything I should know about investing in Vanguard ETFs on Fidelity?
What would you all recommend for second year of IRA?
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
I hit $100,000 in Broad Market Index Funds (mostly VOO and VTI) this Jan
QQQ or VOO which one will you choose ?
Question about ETFs: What happens if the provider goes under as a business?
Wife's IRA has positions in high-expense ratio funds. Sell and buy VOO?
i want to start investing and i don't know where to begin
Looking to invest savings in VTX and VOO. What should I invest more in.
After watching Nvda go up up and up some more, i dove in at 600 a share. 🤔😳
What stock/suggestion have you gotten from this sub that actually WORKED?
As a whole this sub is overly negative on taking profits and building a cash position
What to do with $300,000 just sitting in my checking account?
What stocks(s) did y’all buy recently and when was it?
100% stocks is not universally good advice. Stock market indexes are not always the right benchmark for your performance.
Is FZIPX same as AVUV? Looking for Low ER small cap ETF
Is putting $50 into VOO every 2 weeks (for the next 20 years) a good or bad idea?
What index fund do I pick for my Roth IRA?
12m Emergency : 100% CD/Tbills vs ~25-75% VOO & rest in CD/Tbills?
Is it normal for the index funds to be weighted this heavily by mega caps?
Where to invest 10k leveraged from CC cash advance (5% fee)?
As a non-US resident is it worth getting Ireland-domiciled ETFs?
Advice for a 27 year old trying to leave the nest?????
Any advantage to buying VOO through Vanguard rather than Schwab?
What are y'all's plays on tomorrow's CPI news? Any calls being made?
Looking for long-term investment suggestions, 30yo • $1-2k / mo.
What is the difference between some EFTs like Vanguard S&P 500?
Mentions
In theory this seems amazing, you just made 2.2k on a 0DTE play. but this is probably the worst thing that could've happened to you, winning big for your first options play is going to make you chase highs, your never going to settle for a couple hundred dollars in gains every week or two, your going to chase +$1,000 dollar wins because it seems "easy" now. I'm not hating btw, i'm genuinely happy that you have the chance to invest that money into something good like SCHD, VOO, etc. but just be careful OP.
I should add, I only gamble with under 10% of my portfolio. As they say, don’t gamble what you cannot afford to lose. Everything else is boring VOO and QQQ DCA
Selling my massive amount of VOO and splitting it between MU SNDK and WDC as they continue to drop. If memories fuck me it won’t be the first time
I buy calls on VTI and VOO. If price keeps dropping, I will be rolling.
I bought VOO, GOOG, MSFT. Also bought more RDDT and HOOD i still believe lol 🙌 Waiting for AMZN to dip more then will load up. Added enough not to have FOMO in case things somehow change course, left enough dry powder for 3-4 more rounds
Most people don't have time to actively manage individual stocks. Buy VOO but don't dump everything into a single ETF. Buy ETFs by sector, emerging market, mid caps/small caps, alternative asset (REITS, commodities). In uncertain times, diversification is even more important.
Well the long term assumption of VOO is that the economy will continue to expand, leading to S&P going up. If that weren't true, then the entire investment thesis of the market would be substantially broken. It just depends what one's horizon is as far as timeline. Individual stocks, you're spot on.
I’m just so ready for next Friday, I’ve been working 12 days in a row and 8 days in a row 12 hour shifts. This will be my biggest paycheck of my life and it’s perfect timing for it My plan is RKLB, MSFT, Google, VOO, RIvian, Tesla, GLXY
You're not bro your just a degenerate that picked some shitty plays. Had they hit you'd still be a degenerate its all good. You saved up before your a good earner you can do it again Just next time buy a fucking house or VOO or something and delete the goddamn app Or have a kid or buy an old Mercedes Benz or BMW that will kill all your gambling money
I have mostly brought hrld over the past 5 years. Overall, I am up, even if te market is in a bit of dip now. There was a year where my portfolio as fully in the negative. But now I am much more in the green. The past few years have been extremely bullish. If you lost money, you just were panicking selling, buying meme assets, shorting, buying puts, or taking on risky investments. It sounds like you are not as conservative with money as you might think to me. Just buy ETFs like VOO and chill. Nothing more needed. But you can look into other ETFs
Bro next time you save up 60k (holy fuck bro do you eat nothing but rice and live with your parents) just buy VOO and delete the app
I just buy my usual ETFs when the market blows. Even if Amazon goes bankrupt tomorrow, VOO will still be kicking. Right?…right?
I’m a LT investor. Don’t do any trading so I don’t ever sell my positions and only add onto them. I have mainly ETFs, a couple of mutual funds, AMZN and META in my portfolio. I had been wanting to buy real estate for a while so I had a large sum of cash in my HYSA. Changed my mind about real estate and so last year during the tariff saga, I lump summed about half of the funds into VOO and VGT (at a price of about $480ish for both funds). But then things turned around and stocks soared to ATHs. Been holding onto the rest of that cash waiting for the right time to get in and I finally started going in today. Got some VOO today at $585 and will continue to DCA next week if the dip continues. I know that I cannot time the bottom but something feels good about buying at a discount. Looking to get more VOO, SMH and META. Maybe finally get some NVDA too. We’ll see.
Unless you are old or in risky investments every drop will eventually recover. This is just a sale. And when it is hurting your mental health you definitely should not be in risky investments. Just buy VOO and don’t look at it. DCA and you will have plenty at retirement. For perspective. Having anything to invest and lose means you are better off than many, many people.
My typical $777 DCA into SCHD. Roth will be maxed in a couple weeks then I’ll start a VOO / GOOGL / SMR every other week DCA for the rest of the year
VOO, VTI, and VXUS. My usual.
VOO is so heavily weighted with big tech already, so you’d be making that move if you have high conviction in just a handful of companies rebounding and not caring about the other 490+ holdings or whatever
I bought more VOO. It’s crazy people don’t realize we have the smartest, most successful businessman in history, running the world. The man is rich, follow our leader and get rich like him, keep buying stocks ams America. God bless the USA and our dear ole leader
Could always buy a growth fund that focuses on big tech stocks. At least then you have diversification among companies rather than a single company. SCHG is down ~15% in 3 mos compared to ~8% for VOO
Google and Royal Caribbean in my individual and VOO in my Roth!
If anyone on this website could accurately predict how VOO or big tech stocks will move, they will be trillionaires and not on this website giving you stock advice.
Microsoft looks like fertile land right now, but I'll keep the rough times in mind. VOO is probably as worthwile as it gets since it seems to be so safe.
In all seriousness, I can't help but wonder if April 2026 will be nearly as much of an opportunity as April 2025 was. I just want VOO to get down to $550/share for a bit.
I bought some VOO today so SPY 500 eow
Oh buddy it’s too late to hedge. You should be either sitting on cash waiting to buy back in or controlling the bleeding. At this point I would just look into protective puts on index ETFs like VOO or SPY. It will not be cheap but putting bounds on your risk is likely worth it.
\> The citation of active management underperforming is heavily tax and fee driven though, and is decades old. It's more relevant than ever. Look at the performance of passive vs hedge funds. Passive consistently beats the average hedge fund. \--- Passive investing fees have dropped to 0.03% on VOO, and other passive funds are similar. Active retail investors often have access to 0 fees now (ie: PFOF) giving both better execution quality and well... 0 fees. The fees saved are not contributing much to the performance deltas, nor execution quality - active retail investors often pay $0. Passive investing has \*more\* fees for most. Tax savings is not contributing to the deltas either - you pay taxes after the performance deltas are measured. IE: after tax performance is a different metric (I'm just looking at raw returns, not after taxes paid, etc). \--- IMO - the real reason passive tends to outperform is it is designed to follow the "market average". There tends to be very few people who are high performers. The rest underperform, quite drastically. The average passive investing follows is closer to the mean tho - not the median. So you end up with a few people who drastically outperform and the rest underperform. Irregardless of what you invest in - we are all playing a zero sum game against each other. This gets even more interesting when considering things such as prop firms (ie: jane street, hrt, etc). They perform various forms of market making / arbitrage / HFT - which \*always win\* (arbitrage in particular). This turns the active investing game into negative sum for every other active investors. Passive investing abstains from this negative sum game. Yes -- it's possible to outperform the index, but the average investor won't. It's math / you can show why with math (zero sum, negative sum games). Markets in general are positive sum -- yes -- but the distribution of gains is zero sum (it always sums up to 100% ownership). Some people are better at that game than others. Active investors are often playing the negative sum version of ownership, passive investing abstains.
I keep 80% in either VOO/ICPY or VBIL/CLOA depending on the overall market’s valuation, RSI, SMA crossovers, etc. (your standard run-of-the-mill market risk/reward technical indicators). The other 20% is for individual high-conviction stock picks, usually with deep OOTM LEAPS over shares if I’m feeling particularly gutsy.
Tough to leave VOO at 583 on the table so I bought a smidge. Just a smidge. Waiting.
At the start of Trump’s war, I sold VOO and international ETFs and put it in money market at 4%. I kept half of my portfolio untouched. Individual stocks and ETFs. My reason is Trump’s insanity will be unchecked by anyone in US government. He is surrounded by incompetents. The check and balance we were taught in school that exists in the federal government never planned for a mentally ill demenia ladden president. No check and balance. I will wait for a sign that gives me confidence to re-enter the market at 100%.
Afterhours VOO is still selling, down 0.2% and made a new low for the day 🙈
lol, yeah my terminal is just wrong. Godel has SPY down 1.8% and VOO down 2.1%
.3% difference between SPY & VOO. lol yeah that’s retail.
No one ever went poor buying VOO on -2% days
Hey everyone, I am running a high-growth, 100% equity DIY portfolio and wanted to get the community's thoughts on how it might weather the current macro environment compared to our last major inflation shock. My current allocation is straightforward but aggressive: * 50% VOO (S&P 500 anchor) * 25% QQQM (NASDAQ 100 tech/growth tilt) * 25% VXUS (International diversification) I invest my bi weekly paycheck into this Last time oil crossed the 4$ national average was in 2022. It was fueled by Russia Ukraine war, post COVID demand and then inflation rise. * Data: [https://stresstest.pro/shared?shareId=ce8236fe-59f1-493f-af57-5d35868c5cbc](https://stresstest.pro/shared?shareId=ce8236fe-59f1-493f-af57-5d35868c5cbc) * Max Drawdown: -26.1% * Total change: -19.4% Fast forward today we have another geo political oil shock at our hands. So far * Data: [https://stresstest.pro/shared?shareId=553b181e-a593-4c17-bc9b-0e96a3667664](https://stresstest.pro/shared?shareId=553b181e-a593-4c17-bc9b-0e96a3667664) * Max drawdown: -7.81% * Total change: -4.7% So far the impact of the war is moderate. While it feels like manageable market noise right now, the underlying conditions suggest there could be much more volatility on the horizon. Any suggestions on what to predict? I am planning to hold the line, but I would love to hear your insights on the road ahead
Just yesterday I was musing on what to do if VOO fell to 595 and now it's trading 584 lmao
Metals up today. VOO down. I have a feeling there’s a lot more of that in the future.
Less risky and more likely that you’ll outperform the S&P 500, which is still a difficult thing to do. Just think about it. The only reason you would buy anything other than $VOO is because you think it will do better than the index. If you didn’t, you would just buy the index. Out of the 500 stocks, you are trying to pick the ones that will carry the others. There is an average of the market, and some skew towards outperformance and some towards underperformance. Before buying individual stocks, you need to be able to answer this question: What methodology am I going to use in order to reliably and consistently pick the companies that will outperform? Can you answer that?
Damn, Strait of Hormuz play? That's some galaxy-brain stuff. I'm usually just DCAing into VOO, but this makes me wanna yolo a small amount. What expiry are you looking at?
Dropped 3K into the Roth IRA today and scooped up VXUS, SMH, and some VOO.
In this market, people need to truly open their eyes and check more than one stock. SP500 is down from 7000 to 6390, VOO is down 640 to 580, onds is down 14 to 9, nvda is down 195 to 167, meta is down 740 to 523, btc is down 97 to 65, avav is down 400 to 284, asts is down 120 to 80, bitf is down 3.1 to 1.9, chewy is down 34 to 25, sofi is down 32 to 15, Goog is down 340 to 274, archer is down 9 to 5…. I can do this all day. Almost every stock is down 30 to 40 to 50% or even more for some. Sure you can look at GEV or target and some others, but a majority of popular/reddit/tech stocks are down… Things will continue this way until the bs war ends.
Time to quit options and just VOO and chill. nonstop loses all month long on calls LMAO.
VOO to go lower than $575 by end of day :)
As of right now I'm not really worried about unforseen costs since my father mostly helps with that although definitely once I stop getting support financially I will need a HYSA and I will definitely start slowly cultivating that but my main focus is investing as I want to put as much as I can towards that especially since I don't make too much money/month (around 500-600/month). I currently have 11k in investments, was 12k before in Jan. Planning to put a decent chunk per month or biweekly into whatever in whatever ratio and just let that ride. I'm just unsure of what in specific (stock/ETF) and what ratio. As of now I've just been putting x amount in mostly QQQM, VOO, VTI, VXUS, GLD. But I've seen elsewhere that a good ratio would be something like 60% into VTI (ETF covering the entire US stock market), 30% into VXUS (ETF covering international exposure), 10% into BND (ETF for bond). Which would mean I would stop investing in QQQM, VOO, GLD or at least mostly put all my cash towards VTI, VXUS, bond ETF?
I follow the advice of Warren Buffett: invest as if you were buying the business. For example, would you mind owning or even running Union Pacific or Coca Cola? Apple? And would you like to own these for 20 or 30 years? If not, put 90% into VOO and be happy.
The whole point of VOO is not to time the market
Is this thing gonna keep going down or nah? I got $5k I want to put into VOO for my Roth
When will motherfuckers understand: you will likely not beat VOO long term.
Honestly, a lot of people have been in the same spot, it just doesn’t get said out loud much. If I were resetting, I’d keep it simple and rebuild around something like VOO or VTI as a base, then slowly layer back into growth instead of going all-in again. If you still believe in tech long term, you can add something like QQQM over time, and even a small position in something like VCX for private exposure. Main thing is don’t try to win it all back at once, just get back to a structure that can compound steadily.
My port is now 40% VOO, 20% VTI, and 40% RIVN and the only one I'm hopeful for is the cash burning electric car company. I don't know how to feel about this.
I went the opposite. Stocks has been stagnent since April last year and very little growth even in VOO ...most markets, imo, are overvalued and they are dropping back to what they should have been. I took a chunk out and bought 2 beater rental properties (one was in foreclosure). Spent the money to do full renovation and being in California means easy to find tenants. Both properties are now leased with good tenants and their rent is paying off my mortgage (they also pay all bills). I still make about $300 extra on each property from the rent and put it towards a "rental property" savings account. Just redid the fencing on one of them last weekend so tenants are happy. Already have about $200k in positive equity in both properties. And this is a bear market for real estate. These will add to my retirement funds in 10 years and these should net me over $400k once housing goes back up. I have other retirements outside of these as well (get Fidelity pension from my hospital work) and putting extra in my 401k .
Down 4.6%. I should’ve waited a week before I splurged big on VOO. I am not looking at it until June.
Stay strong, VOO bols..... this actually might end up a down year but we play the long game 😏
I’ve been buying a share or two of VOO every day or two. Ride the wave, this will pass. Or that’s what I’m telling myself.
I full ported VOO in January. Is this all my fault?
Had the same wake-up call years ago with concentrated stock picks. Moved to S&P 500 index fund as the core. Broad exposure, no single company risk, just keep DCA'ing. Defense stocks aren't magic, you're just swapping one sector bet for another. The boring answer (VOO/SPY, DCA on schedule, stop watching charts) is almost always right.
If you're new to trading you should 100% just buy VOO. Frankly, even the self proclaimed "expert traders" in this sub would be better off buying VOO lol.
Hi guys, I have been keeping my money in banks for as long as I can remember. I kinda lacked financial literacy (&probably still lacking). Anyways, I have some gold that I want to keep for now which is like 20%~ and I have like 50k USD that I would like to invest. Plan is 70% VOO 25% XVUS 5% NVDA 5% AMZN. do you think I should DCA or should I be more aggressive since the market is currently down. Thanks,
Brother. If you're talking about the "trend," it's too late. Judging by the post, buy VOO/ VTI. And keep learning. That said, I've been buying domestic fertilizer/ industrial gas producers.
Currently down 2.76% berkshire and sgov are top holdings followed by VOO. I had a decent portion of DOW, DVN, MRNA that I have been cashing out on since nearly all 3 of those have doubled my money within the past couple months.
Its not as much as you would think. According to this site, they have an 88% overlap by weight. https://www.etfrc.com/funds/overlap.php?f1=VTI&f2=VOO
Sounds like you need a dose of VOO lol
If you are 25-30 years old go full port on SPY and/or VOO, delete the app, and thank me in 10 years
What you are seeing right now is EXACTLY professionals advise for diversified portfolios. Yeah, it isn't the sexy huge gain screenshots people like to post, but like most gamblers, you only see the wins, not the losses. Pick a core position in good, solid companies with good fundamentals and in diverse sectors. (retail, manufacturing, tech, AI, defense, consumer goods, bonds, etc) and in a ton of solid ETF's (VOO, VTI, QQQ, JPEQ, SPY, SPYI) and some gold and silver. Sure, take some long shot bets if you want. I have taken some long plays that may make good money if they take off, but they certainly won't ruin me if they fail. Investing is a marathon, not a sprint unless you are very, very lucky.
geezus, out of all the software companies that have taken a hit, youre thinking about the one that is most likely to actually go bankrupt due to AI .... dude .... stop please .... just put whatever you have left in VOO and let it sit, this aint for you
Bro you need to VOO or VT and chill, if you are really fiending for an individual stock go BRK.
Very well written answer. I think you just convinced me to go into VOO over QQQM. Thanks.
VOO and ~~chill~~ panic and sell everything
Depends. Those particularly skilled definitely can time things better. Cash is king right now, since the VIX is trending. Long term positions can be hedged, deferring taxes but preserving optionality. One can be equally long VOO, short SPY, for short periods of risk-off. No options premium to pay. But yes, for 99% of investors working a 9-5... they haven't got time, economies of scale, structure, or the accountant to deal with volatility, so it's better not to try.
You maxed out your Roth contribution in a low cost index fund at the start of the year, so presumably you cannot invest any more money this year in the Roth correct? You jest about uninstalling the app, but realistically, that is the statistically best advice because there are no actions you can take besides selling and investing into something else, de-worsifyjng your investment. 100% VOO (Or VT, VTI, etc) assuming a time horizon of 10 years or more is the best investment sans luck or edge.
You'd have 23k in gains if you just left that initial 15k in VOO, not need for 100k
Well I'm talking about the large ETF and target retirement funds in general. It just props up businesses long past their prime. More and more grift in the total market every day. If you don't work to select investments carefully I think you'll get wiped out sooner or later. The whole VOO and chill thing will work until it doesn't. And there will be a lot of pissed off people who never took a vacation. Just my opinion but you do you.
USDU outperforms VOO in the long term.
VOO goes below $600 and this is how you pussies act
People always jump to QQQM because yeah, recent returns look better and it feels obvious. But you’re basically concentrating risk way more than you think. QQQM is heavy tech. If tech runs, you look like a genius. If it stalls for a few years, you’ll feel it way more than VTI or VOO. That’s the part most people ignore when they say long term. Also long term doesn’t mean smooth. You can easily get a 5 to 10 year stretch where QQQM underperforms broader markets. Happens more than people think, just no one talks about it when things are going up. VTI is boring but that’s kinda the point. You’re owning everything, not betting on one sector staying dominant forever. Honestly the real answer is balance. A lot of people do something like mostly VTI or VOO and then add some QQQM on top instead of going all in. Feels slower but way easier to stick with when things go sideways. I keep this stuff simple and write about it from a normal salary perspective, check my profile if you want 👍
Buy your normal SPY/VOO and proportionally short this
Crazy disparity between SPX futures and actual AF trading. Futures up .20% but VOO down 0.09%. They usually trade in concert. Gonna be interesting market tomorrow.
Yeah, QQQ has a lot more overlap with VOO than VGT does and VGT gives you exposure to smaller tech companies that aren’t in either fund.
If you’re already investing in VOO/VTI having FTEC or VGT is better than QQQ
What makes you say it has underperformed? When I compare it to VOO and SPY (see for instance this chart https://testfol.io/?s=38jvXKWXqfy) there is very little difference between the total returns of the three ETFs.
It’s absolutely unethical and blatantly illegal market manipulation. At the same time, it only works if people panic and actually put any weight into the words of an idiot who happens to be the nation’s leader. I trust nothing out of his mouth, I certainly don’t let him dictate how I invest. I will continue plodding along, buying my VT and VOO and VXUS once a month every month, and not let day-to-day fluctuations (especially the ones designed to scam me) change my behavior.
You can definitely do that. I personally use ETFs since they have a lot more options. Here's a nice table to bookmark: [https://www.bogleheads.org/wiki/Tax\_loss\_harvesting#Substitute\_funds](https://www.bogleheads.org/wiki/Tax_loss_harvesting#Substitute_funds) While the IRS has yet to formally state what they consider substantial identical, I personally try to avoid switching from a fund like VOO to IVV since they follow the same index. Luckily there's a lot of very similar funds that track different indexes, so I TLH to those first. You don't need to wait any days either. For example, if you purchase 10K of VTI and it drops 3K, you can immediately sell it and buy something like VOO and reap the harvest with no issues.
Options are for maybe 2% of my nut. The other 98% is VOO or cash.
I feel you. But unless you need that money tomorrow , next years, all you have to do is stay invested, DCA, VOO and chill? Shit will go down with or without him. Pandemic , AI bubbles, inflation. This stupid fuck is just much more vocal about his agenda. But if you’re trading options, theoretically his volatility is a traders dream.
500 robinhood shares of avg 102 and 300 QQQ shares of avg 611. They are crying in the corner. It’s better than to lose them in the options. Try selling a covered call on VOO. Target 45 days and with a comfortable strike price. Premiums are juicy right now. So you should offset some losses.
I feel like the key to passive investing is to be oblivious. I didn't even know we were down 6% until I looked today. Apparently VOO took a 17% dive last year, didn't know that until today either.
SPY/VOO after hours only up 0.3% and ticking down as of 4:55p. Don’t think Donnie’s pump attempt is going to work. We’ll see tomorrow.
Same here; if I had 100K; I would do 80K Googl and 20K VOO