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I’m looking to add another stock or two to my portfolio, any recommendations?
[Discussion] How will AI and Large Language Models affect retail trading and investing?
[Discussion] How will AI and Large Language Models Impact Trading and Investing?
Would it be a bad idea investing in the same investments in a Roth IRA and a regular brokerage account?
Is it ok to never have bonds if you start investing early?
Anything I should know about investing in Vanguard ETFs on Fidelity?
What would you all recommend for second year of IRA?
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
I hit $100,000 in Broad Market Index Funds (mostly VOO and VTI) this Jan
QQQ or VOO which one will you choose ?
Question about ETFs: What happens if the provider goes under as a business?
Wife's IRA has positions in high-expense ratio funds. Sell and buy VOO?
i want to start investing and i don't know where to begin
Looking to invest savings in VTX and VOO. What should I invest more in.
After watching Nvda go up up and up some more, i dove in at 600 a share. 🤔😳
What stock/suggestion have you gotten from this sub that actually WORKED?
As a whole this sub is overly negative on taking profits and building a cash position
What to do with $300,000 just sitting in my checking account?
What stocks(s) did y’all buy recently and when was it?
100% stocks is not universally good advice. Stock market indexes are not always the right benchmark for your performance.
Is FZIPX same as AVUV? Looking for Low ER small cap ETF
Is putting $50 into VOO every 2 weeks (for the next 20 years) a good or bad idea?
What index fund do I pick for my Roth IRA?
12m Emergency : 100% CD/Tbills vs ~25-75% VOO & rest in CD/Tbills?
Is it normal for the index funds to be weighted this heavily by mega caps?
Where to invest 10k leveraged from CC cash advance (5% fee)?
As a non-US resident is it worth getting Ireland-domiciled ETFs?
Advice for a 27 year old trying to leave the nest?????
Any advantage to buying VOO through Vanguard rather than Schwab?
What are y'all's plays on tomorrow's CPI news? Any calls being made?
Looking for long-term investment suggestions, 30yo • $1-2k / mo.
What is the difference between some EFTs like Vanguard S&P 500?
Mentions
I don’t have much in depth knowledge about investing so can someone help me understand how I can protect my investments in QQQ, VTI and VOO? Is selling and buying different ETFs the only option? Seems like for now QQQ will be affected and when S&P500 makes the same change, VOO will be affected too. VTI might not?
At this point indexes like VOO are basically a magnificent 7 with how much weight they have within the index. I don't really like this idea because I want to be able to shy away from companies like TSLA. I've heard of Wallace Finance a few times and they allow you to change the weight in market indexes or exclude companies and it rebalances the portfolio automatically. Has anyone else tried something like this?
Nothing wrong with taking profit even if it’s small. There will always be another time to enter at a better price. It’s the way she goes. Unless you think VOO is gonna moon from a ground invasion 😂
So if you had say 1/2 your port in a VOO equivalent right now and you have until 7pm EST to sell it would you or just ride it out? That's where I'm at right now.
unless OP has majority of his holding on VOO/SPY index funds. He will be exit liquidity for SpaceX folks. Please prove me wrong.
Today could be the last day you can buy VOO at 602 :)
It is lame. MSFT is apx 5% of VOO, which is in a downward trend, maybe Ai is a real threat. I actually sold some VOO because I was up 30% and wanted to take some profit.
I started investing last year. It was a tough call but after lots of research I decided to go all in on VT for my Roth IRA and brokerage account. I was tempted to do performance chasing and go S&P 500 with something like VOO but ultimately decided on VT being unsure what the world will look like in 20 years.
I do have an account that’s basically just VTI and VXUS as well. But I do enjoy buying stocks and following it. I just don’t worry about it anymore. And for me personally I prefer VTI over VOO for the exposure to mid and small cap stocks. That said, there really isn’t a lot of difference between the 2 anymore due to the Mag7 taking up a majority of the entire US stock market which is really lame. I’ve contemplated going to an equal weighted us market ETF but just assumed that the fees would be materially increased and that it wouldn’t really be worth the increase in fees.
Stupid Webull app bought $10 of VOO recurring investment at today's top
Sorry boys I bought 0.35 shares of VOO
Dollar cost averaging into a S&P 500 low cost mutual fund like VOO has given me the best results by far. But I’m retired and I like to trade.
Yeah good call, I've been moving a bit towards VXUS. I'm even getting a bit wary of VOO and other S&P indexes at this point though. The top 7-10 companies take up around 40% of the index which seems crazy to me.
It's obvious to anyone with a brain that this is one last big fake pump before the announcement tonight that we are going in... Gonna be getting going long on VOO at 540 and then 500 and 450 good luck out there.
Well, that kills my usual “VOO and Chill” mentality. Sounds like I’m gonna be doing a lot of research soon
Ok 658 is close enough. Sold all but 100 shares of VOO in the 401k. Good luck to all. Will start buying back in at 630 next week
Just buy VOO and chill. Don’t overthink it.
VOO/SPY is diversified enough for me but if diversification is a priority for you, you can also consider an index target retirement fund. If you’re looking for resources to learn more I recommend The Money Guys on YouTube. They’re financial advisors that give general advice and they give recommendations for all areas of personal finance (investments, spending, savings)
Nah, VTI and VXUS. VOO is just the S&P 500…not very diverse.
VOO 10% average return on investments since 1927
Im confused, I’m invested in VOO and QQQ, I know QQQ is affected by these but what about VOO?
He's not timing anything though. He just doesn't buy companies that he feels are overvalued, and the last few years he sees no compelling prices. His analysis on what's a good price is clearly lower than what others think. So if he's right, the whole market is overvalued. If he's wrong, he's missing out on high growth companies. Either way, his recommendation to jorndk people is to just buy VOO and chill.
Guessing Warren the Great would say: Just buy Coca Cola, Visa, Cincinnati Financial, Union Pacific, and reinvest all dividends. Or put 90% in VOO and be happy.
It is important that you invest. Start by building up a base with an S&P 500 ETF like VOO, SPY and IVV. Get that to $20,000 and use it as a solid portfolio foundation. Just let it grow. Then, look at some higher growth stock ETFs and individual stocks with long term earnings power. For ETF, I like Wedbush Dan Ives AI Revolution (IVES). My largest individual stock holdings are NVIDIA, Comfort Systems, Crowdstrike, Broadcom, and Goldman Sacks. I periodically buy on pull backs, but mostly let them grow. If you want to gamble after doing this, try deep in the money call options timed around an event like an earnings report or election.
Lets see 660 and I am selling all but 100 shares of VOO in the 401k
just buy VOO every time we drop 5%
I'm actually on the phone with them right now...on hold. She said they had a system problem on Monday which may be the reason for the delay. She's looking at things while I wait. Strange though, because I received my dividends for VOO and QQQ as normal....just not VUSXX
I'm currently 17M and live in America. I have a lot of money saved up from freelance work (about $20k in savings available to spend w/ another $10k set aside for taxes) and I'm not sure of the best way to start investing it. I don't currently work a regular job. I put $10k into my Fidelity account around December 2025 and started doing auto investments of about $210 per week, and I've changed my strategy a few times. Right now, I'm investing $180 divided between 3 funds ($75 in VOO, $75 in VTI, $30 in QQQM) along with $30 in FSELX, but I'm not sure if I should try and simplify my portfolio or expand. Additionally, I don't want to put too much into investments at once, but I wonder if I should increase the amount I'm investing on a weekly basis to get more money into the market sooner. I'm not too sure what my future's gonna look like so I don't have any goals other than being able to afford 4 years of higher education and live on my own eventually. I have no debt currently, and I'd prefer a more proven, long-term investment strategy, but I'm okay with some risk.
After reading what everyone has said I think I have decided to go with VOO and some VGT because I think the technology is going to keep going up.
Pick a broad market ETF with a low expense ratio. Pretty much any of them. Avoid dividends. Absolutely avoid covered-call income funds. Completely ignore the degenerate gamblers in this thread that for some reason mention options. Instead of SPY, look at VOO. The expense ratio is lower. At your age, it’s as diverse as you need. If you want something else for whatever reason, going all in on VT or VTI would be fine, too. All of the above applies in your Roth as well.
Couldve been up 150%+ in VOO
Just moved $10K from HYSA to brokerage. Pushing it all to VOO and VXUS. Eating another delicious TACO!
I sold all my individual stocks in my boomer account except nvda and bought all VOO, now chill.
just got paid $1.87 per VOO ber r fuk
VOO 550 buy order in place from yesterday
Buy ETFs that are good and hold. VOO for instance. That is the strategy. I have SCHD for some income growth and VXUS for non-US exposure. That's it... that is the secret.
Most charts show price only, so yeah, dividends aren't included for stuff like VOO because they pay them out. But there are accumulating ETFs (mainly European UCITS ones) that reinvest dividends internally. In those, it's already included in the price, so the chart is basically total return. For example, CSPX or VUAA (S &P 500) reinvest, not like VOO So saying no ETF includes dividends in the chart isn't really correct - it depends on how the ETF is structured.
I wish I had cash on hand atm. I sold my AI stocks at the peak and moved it all into VOO to hedge my bets. I don’t really think anyone know what will happen, but I will say, just like covid the US is insulated for a period of time before the OH FUCK moment happens. We either go to $5/gal all summer or we somehow slower return to normal, but I see that being slim to none. Buy some MSFT and chill because this party is a Diddy party and we’re all getting fucked
Yeah, for real, at 19 the simplest thing is often the best. VOO and chill. Then learn about options later if you wanna spice things up.
Might have to roll my covered calls but holding for now. Have a 4/10 SPY 669 and a 4/10 VOO 615 we will see
appreciate your response. are you saying that those are bad stocks to buy for long term? i have a big amount of capital but am personally fairly risk averse. I know individual stocks are obviously more risky than VOO but feels like these are pretty low risk companies.... also am in the process of having discussions with fidelity for possible advisor
Late last year when the tariffs were wreaking havoc, I switched from 60-40 VOO/VXUS to 50-50 as I felt the US was looking too chaotic for the short term. So far it's been fine.
i just went ahead and bought 1 share each of goog, nvda, msft, amzn and VOO
This has all taught me to stop playing around with the 35 bucks I put into prediction apps to test them out, at least when it comes to short term market movement. Back to VOO and chill for me.
I think he us saying go with VOO and then doing something like VXUS
I have no puts, just long SPY for the very long term. I see nothing but an opportunity to buy the SPY or VOO right now, I am just cautioning people against deciding that "the worst is behind us here" in general. That's just not going to prove to be true...
You can try searching VOO, and then VTI
Even something as simple as VOO or VTI, historically
I dunno about falling off a cliff - the AI play is still alive and well due to the massive capex that is only loosely tied to global energy markets. But yeah, this is gonna be a mess. I'm slowly trickling cash into select stocks that are severely beaten down. I sure as hell wouldn't pump into VOO just because it's down 6%.
If you are really interested in short-term returns, I suggest you do a bunch of research to understand how stock trading works. I'm no expert and don't really mess with caring about short-term returns, but I do know that that requires you going with more risk and probably paying far more attention than if you're interested primarily in long-term gains and retirement. Unless you really need that money for something coming up, I would suggest that you just focus on the long-term. You are so Young if you put money in just a simple ETF or two, it will grow and compound like crazy by the time you're in your mid-40s. And if you do that, you don't really need to understand much of anything about this stock market. Just buy a bunch of VOO and VTI And leave it alone and watch it crowd. Over the long term, unless the world truly goes to hell, that will make you a lot of money without you having to to do much of anything or take on a ton of risk
Newcomer and bought MSFT, AMD, NVIA and leftover change in VOO. Hopefully Reddit's advise wouldn't bite in 10 years. In here for long term so won't be watching any numbers till 2028.
Depends on when you bought and sold them. If you want to buy and hold forever just do VOO or VT. You cant buy and hold forever individual stocks.
Borrow the money - always take a zero % loan if you can. Start a business, then funnel the profits into the market - always invest but I would borrow money to put it into the market. The only companies I buy are ones I can hold for life and not sell (because then I don't have to pay taxes but I can still access the growth with an sbloc). I just buy VOO.
I'm 100% VOO/QQQ. Money needs to be invested somewhere and I'm too cowardly to play oil, defense firm stocks right now.
10% correction on SPY was a DCA trigger for many. Since Yesterday, I have slowly started to put some cash to buy SPY/VOO. will DCA more next week and every week now.
If you cannot comprehend a liquidity sweep where the entire market sells into safe haven (USD), you should probably stick to the "VOO and chill" camp.
VOO yes, I would keep buying on schedule regardless of the war, trying to time geopolitical events is a game where retail always reacts third after algos and insiders. On Amazon and Tesla specifically, just know that individual stocks carry risk that VOO doesn't. If you're not sure, put it into VOO and stop trying to pick the "right moment." There's never been a 20-year period where buying VOO at the "wrong time" actually mattered.
If shares cancel, forget about it until it drops below your entry then average down. I'm only 1.5% up in VOO now but doubt it will get to below my entry anyway.
100%. The don’t time the market and VOO and chill group has really perverse the market. With every investor dropping their monthly portion of their salary into mutual funds, it’s not surprised with this and the AI bubble propping up the market. Not every dip is a discount even for the mag7.
Exchange Traded Funds were developed after mutual funds. Index funds are ETFs based on an index. S&P 500 ETFs are VOO, SPY and IVV. NASDAQ 100 ETF is QQQ. S&P 600 ETF (profitable small caps) is IJR. Russell 2000 ETF (small caps) is IWM.
Just check after a year and see if you are better than VOO. If not, just be VOO.
Thanks! Don't have to anymore - I'm already up. So really it's just a "take profit" for me here - where take profit means rebuy back and obtain more units of SPY / VOO / QQQ / etc. I'm up \~6.5% in units since I sold if I were to rebuy my ETFs tomorrow.
An index fund is a fund that mirrors an index. An index tracks a large swath of investments. Some of the largest indices are the s&p 500 and the Dow Jones industrial average. There are many indices and they can do things from track the top 30 prominent blue chip US stocks they can track the top 500 stocks they can track a particular sector like internet security or cybersecurity or petrochemicals or debt or any type of correlation. An index fun helps you as someone who isn't a full-time investor invest in either an entire sector or entire range of securities and potentially diversify yourself. Many people want to diversify and try to invest in the major stocks in the stock market so they invest in one of the s&p 500 index funds such as VOO or SWPPX or SPY. I tend to think of fund investing in two ways. Through mutual funds which are normally issued directly from a fund issuer, and ETFs also known as exchange traded funds. Mutual funds have a daily strike of the price at the end of the day called the nav where ETFs are traded on exchanges like stocks and price as often as stocks do. I personally think ETFs are better than mutual funds because I can get in and out of ETFs at any point in the day and know what I'm going to get for them. There's a lot of commentary you can add here on fees on mutual funds and when you pay them versus built-in fees on an ETF. Many of the original ETFs are exchanged traded versions of popular long-established mutual funds. You can buy mutual funds directly through the issuers such as vanguard or Fidelity. You can buy ETFs through any broker that allows you to buy and trade stock. You may even be able to use vanguard and Fidelity as your broker dealer. There Is a lot more nuance than what I can fit here and some of what I'm saying is my perspective and not necessarily the only way to think about index funds.
VOO is an ETF, it is also an Index Fund of The S&P500.
I'm not holding shit overnight in this yee yee ass market other than my long term mostly VOO port (which is naturally being demolished lately).
I prefer to dip my Italian bread in the VOO without the E
GameStop was removed from SP500 VOO back in 2016 and never made it in since then during the short squeeze. VOO requires 4 quarters or GAAP positive earnings so it's possible SpaceX doesn't get there for many years unless they manage to get VOO/IVV rules changed
I started out with SCHD ($14K) and JEPI ($6K), did a little research and realized VOO would be a great growth stock, NVDA and MU gives me tech exposure, LMT (possibly good with the current geopolitical situation), VXUS covers international and O for real estate. Basically I was looking to add structured diversity. The amounts are allocated based on when I have $$ available and what I feel is a good dip. I’m still learning…
I’m just trying to find a good starting entry point for VOO. You realize us regular folks are getting fucked here right?
The best time to get in was 10 years ago. Second best time is today. Those stocks are good but VOO has only ever gone up. $600 a share today will be $1000 a share in a few years.
Bought more VOO today
I’d avoid trying to guess what rebounds fastest, that’s usually where mistakes happen. I treat dips as a chance to stick to my target allocation. If you’re underweight equities, add broadly (VOO/VTI). If tech overweight, maybe diversify globally. Consistency > timing. The boring approach tends to win over full cycles.
I’ve been slowly buying VOO, it’s about 10% from its all time high. If it drops more I’ll buy more because in the long run it’ll recover
Perfect time to find your Roth. Buy VOO
No one warned you about being too tech heavy? I sold off my QQQM and VGT and got VXUS and AVDV. Both have have given positive returnss since I bought them in January. I'm 50% VOO and everything else international. VXUS is up ~5.9% YTD through March 10 vs. VOO/VTI essentially flat. Over the past year, VXUS returned ~32% vs. VTI's 22%. The structural reason: VXUS has 15.6% in tech vs. VTI's 34%. When value sectors — financials, industrials, materials — rotate back, VXUS has room to outperform. That rotation started in late 2024 and accelerated through 2025. AVDV is up 9.71% YTD vs. VXUS's 4.88%, with a Sharpe ratio of 3.18 vs. 1.95 for VXUS over the trailing 12 months. My small-cap value tilt is paying off big time.
Yeah, I bought a bunch of oil stocks and sold a good chunk of VOO as soon as the conflict started. Still have a lot of powder set aside, but I've also been fiendishly following the news around this before the conflict even started. Timing the market is already hard, basically impossible if your not being plugged into what is happening daily.
I bought two years ago, a year ago, a month ago, and probably some more again by the end of the week. It's a bit over 10% of my overall portfolio at this point and my confidence is high that they will continue to do well. If you can't trust your thesis in volatile times then you're prone to sell on lows and buy on highs and that's a recipe for disaster, and it's a sign that you don't have a strong enough reason to own it in the first place. False confidence is also a big risk, if you don't completely understand the business and the surrounding dynamics you're better off owning an ETF like SMH, VOO, or VT.
I searched 'VOO' on invest engine and nothing comes up. Anything else I can search to find this etf ti take a look at?
At least I get VOO dividends tomorrow....
This is why stuff like DFA funds can work better than Vanguard. Gamestop made it into VOO at it's height of the pump with shit revenue
Hey guys, heads up the market's broken. A very retarded man came in and took a steamy shit on it, just as you were thinking I'll finally just buy VOO and chill at the very top. And on top of that the cost of your commute just doubled
Finally began selling OXY shares and moving VOO. OXY was 21% of my portfolio before repositioning
I have no clue how any of this works, lol. I need a course on puts and calls. Until then I’ll just keep throwing money at SPY and VOO.
I have a pretty big position in SCHD also. Definitely a good choice overall. ETF wise I stick with VOO, SCHG, and SCHD personally.
Sorry boys I bought 0.25 shares of VOO
VOO...been dropping steadily and tech is going nowhere..it may dip low but the whole world is dependent on it.....
I'm buying VOO so technically, I'm not a silly silly person.
Need to take a break and park it in VOO. See y’all tomorrow.
Great. 🙄 The average PE for QQQM and VOO is going to climb way up when SpaceX, Anthropic, and OpenAI are all IPO.
My Pokemon collection has outpaced VOO by 1000x in the last year🤷♂️ lol
I like having the extra diversification but there's nothing wrong with VOO Both are great
Is it time to sell VOO because it’s made up of Microsoft in other companies at risk due to AI?