Reddit Posts
I Looked at My Portfolio Today and Saw THE DEVIL HIMSELF in My VOO
I Sold All My VOO for a Concentrated NVDA Bet. Should I Have Just Bought Options Instead?
Why I think Berkshire Hathaway is the best investment right now
No, the spacex ipo is not going to tank your 401k
Advantages of having a CFP (fiduciary) managed portfolio vs. Self directed (all index funds)?
Thoughts on my Portfolio in the late 30s
What do you think of the growth section of my portfolio?
Is it crazy to have 36 postions across my retirements?
The "bull case" for SpaceX: re-running the Tesla dilution playbook?
The "bull case" for SpaceX: re-running the Tesla dilution playbook?
I have mostly VOO portfolio. What would be a strategy to exclude exposure to AI companies?
Aggressive Roth IRA at 18 – What Would You Change?
Hypothetically if you were holding close to infinitely, would VOO or QQQ be the move?
For those investing in S&P 500 ETFs (VOO/SPY/IVV), how have your returns been?
VOO Becomes First ETF to Reach $1 Trillion AUM, also: VOO bounced exactly at 700 a couple of days ago but nobody noticed
Dividend Stocks in Your 20s Worth It or Just Stick With Growth?
Sp500 - 100 years of changes - how significant is the mega ipo changes?
Sp500 - 100 years of changes - how significant is the mega ipo changes?
80k to invest + no debt how would you invest it?
Is anyone actually selling VOO or QQQ over Space X concerns?
$KIDZ - Will this take off?
Should I change from an Investment Account to a IRA?
What is the best strategy to allocate and optimize a 100K investment?
21 year old college student with $10k saved, what would you do in my spot?
Vote against S&P changing rules to fast track IPOs into the S&P 500 indexes(SPY, VOO) - (Deadline TOMORROW, May 28)
Automated investing for retirement accounts (fidelity/schwab) vs picking your own distributions. The good vs the bad. Discuss
Built my first Roth IRA portfolio in my 20's - here's my 6 ETF allocation and the reasoning behind each pick
Do you keep growth stocks in retirement accounts and dividends in taxable?
For parabolic gains DO NOT read this. It's just a Samaritan text for thise in despair.
Forbparabolic gains DO NOT follownthese advices.
If I want to generate the most money from my traditional & roth IRA accounts - where should I "park" it for the next 20 years?
MAG7 is outperforming all the hype stocks posted about constantly, why do people not learn, holds true for last 40+ years
Little less than 3 months in and I think I’m doing well
the s&p 500 vs equal weight spread just hit 13.8%. it's only been this wide twice before
Anyone here actually outperforming just buying VOO long-term after taxes, stress, and time?
Choosing VTI over VOO has cost me about $44,000.00 over the past 6 years
Small business owner here, looking for investing advice from people further ahead than me
18 year old who just started - any advice would be appreciated! I don’t know how to diversify properly.
Sell some Intel to take a larger position in SLS? I’m OKAY with the greed, but I’m not sure my logic is sound.
Hold Intel vs buying more SLS . I’m leaning greed, but have I’m not sure about my logic.
Investing my first $250.. Is this a good profolio for buying and holding?
The more you learn investing, the more you realize there’s not much to optimize beyond saving more, staying invested, and avoiding mistakes
20 y/o F looking for advice for my portfolio
Is the stock market becoming more & more volatile?
Why do people who just buy index funds call themselves investors? You set up an auto deposit once. My grandmother does the same thing with her savings account.
Is Wall Street Bets a legitimate strategy what should I buy besides VOO ?
Late starter..has that tech ship already sailed? Amd, MSFT, VOO?
Hit $100K… But It Came With More Risk Than I’d Recommend
Mentions
I used to trade a good bit last year but was out of the market until a few days ago. My main goal for investing at the moment is short-term growth thats somewhat stable. VOO - 25% DXJ - 19% VLUE - 17% XBI - 17% FSLR - 8% DG - 7% FNV - 7%
First, you said it all in your op. Down is good! 95% of your savings should be boggle head style. VT and chill. VTI or VOO or fine too. Whatever it hardly matters. DCA. Own some real estate Allocation: /10? 80/20? 70/30? Up to you and how far along you are. Then have a 5% account to feed the degen goblin WSB style. I dont regret any of it. Have fun and enjoy the process.
$640k portfolio... absolutely no reason to stress. Most of us would love to be in your shoes (financially). If you are really THAT concerned, then lower your NVDA holdings... Keep enough cash to pay your taxes in a high yield savings or money market fund. Buy VOO & QQQ with the rest. Then, stop watching it and enjoy your ~10% yearly gains. The hard part is over, you are at the easy part! Just lower your risk...
I’ll give my perspective, whose portfolio is heavily weighted in NVDA also, just with a very different cost basis of the $12x range due to buying overtime since 2017. I won’t repeat what many said about your cost basis as we are in a bit of a pullback. What you do need to start doing is holding through until things stabilize a bit. I sell CCs on NVDA and I won’t deny that premium isn’t great due to the downwards trend so yes it can generate some money for you, it can also run against you if it isn’t well timed. The macro situation of the world unfortunately isn’t helping at the moment. The good news is that you have shares and not calls. If you’re able to, start doing the boring re-investing into VOO and let it build again. As someone who bleeds the unrealized on NVDA daily, there’s beauty in diversifying because things are great when the market is bullish, rotation assets can be challenging. Just try to hold out and you should be fine eventually.
Pull out, invest in VOO and you’ll be a millionaire in a year or two
This is going to 500 B (0.5T for the regards) In that time frame. Better sell your QQQ and move to VOO
Start with some VOO 30 ~60% as the base of your investment portfolio and pick some of the stock you think would do good and some cash
You do realizing you’re buying at the top? I’m not saying it’s a bad move. But like, maybe keep a good amount of that VOO and use like 20-30 percent on higher growth stocks.
Everyone on reddit is a dick with sarcastic replies, as if they were never once new investors, so I'll try to give you a straight answer. This happens. Markets go up and down. Microsoft is a great company. It's not going anywhere. Chances are in 5 years, it'll be much higher than it is today. Problem is, you need to be able to stomach the ups and downs. If you can't, just buy an index fund like VOO. But, if I were you, I would hold this position, and start building a new position in something like VOO and not look at or touch MSFT for 5 years. If you can't, then just sell, cut your loses, and take the $4000 loss as a hard lesson learned that single stock investing isnt for you.
I spent the last 2 weeks of May dialing back my risk and forging a bullet proof port, predicting a pullback in June. Almost all ETF bullshit. Cash reserves to buy the dip on VOO/QQQM/SPMO whatever. June 1 it didn't happen, kept pumping. I figured it would just keeping going up forever, that I could time my exit if it is a bubble. Peak FOMO. Went back into high risk AI hype shit on fucking June 2, I shit you not. Top regard.
Lol, there are plenty of people here doing better than me or who at least have a much healthier work life balance. For me, what’s in the stock market is basically everything. I’ve been a workaholic my entire life and, at 30, I honestly feel like I don’t and haven’t had a life outside of working. The portfolio wasn’t built overnight either. It came from investing every spare dollar I could and a mix of having the patience to hold things like VOO, NVIDIA, and AMD for years + getting lucky with them at the time. These days I’m not able to save, and inflation doesn’t exactly help. So after sacrificing so much of my time and energy for years, it’s really tough not to feel discouraged watching my portfolio drop. 😭
I warned you guys a few days ago I rotated from bonds to VOO. It was over the moment I sold those puts for all of you. I am the black 🦢
AVLV etf for a well balanced companies. You get tech, industrials, finance, healthcare without the bloat unlike VOO.
Nasdaq down 7% in 6 trading days... a lot of individual stocks (especially the ones peddled here) are down 20% or more. Not everyone full ports VOO man... watching 10-30% evaporate in a week is tough to handle for some people. But yeah I hear you... I also think high beta drops hard first. When SPY gets to -10% or -15% I don't know how much more some of the high volatility underlyings can fall. The staples and megacaps will drag it the next leg down (I hope).
I’ve actually always known I had a lower risk tolerance. But after watching NVDA go up for years and only investing relatively small amounts since 2020, I consistently hated myself for not being more of a risk taker. Got stuck on the could’ve should’ve. I acted emotionally. To make things worse my $216.16 average is only because of my early NVDA purchases. The reality is that I bought most of my current position at the all time high around $236 after selling VOO. I got hit with massive FOMO and let my emotions take over. The conviction was real, but I convinced myself that $230 was basically the new low and that I wasn’t taking enough risk to reach my goals 😭.
VOO and QQQ are officially meme stocks
Swapped out of VOO for I buy NVDA at it’s peak is solid trade, you’ll be fine
The good news is that you now know your risk tolerance. If a concentrated bet in NVDA is giving you sleepless nights, you never truly had conviction to begin with. You have two options now: (a) wait for NVDA to beat VOO by enough that it covers your taxes and then buy back VOO or (b) eat the loss and buy back VOO right away. Stay diversified for your own sake in the future. If it makes you feel better, most investors go through this phase at least once. It’s a learning experience.
Paper trade your options on like Robinhood .. park your money in VOO and lose imaginary money for starters
FXAIX is transferable - it's the Zero fund version (FNILX) that wouldn't be transferable. Roth IRA is better for mutual funds specifically (FXAIX), because if they distribute capital gains (nothing recent, but it could happen in the future), then that's a taxable event in a taxable account. ETFs are more tax efficient to put into taxable. I have FXAIX in my Roth and work retirement accounts, VOO in taxable.
Yep 😭. I was chill for 6 years and then convinced myself I wasn't taking enough risk to reach $1M anytime soon. Since I can't really contribute much to my portfolio these days, and inflation doesn't exactly help, VOO started feeling painfully slow. So then I convinced myself this was the best move…
VOO already has exposure to nvidia man definitely unadvisable what you did. That being said just ride it out nvidia is a great company you'll for sure see decent returns I think because the market cap is so big you're really unlikely to see it 2x or 3x anytime soon though
I really dont know why im still holding. Even VOO and QQQ holders aren’t safe
But it was VOO youuuuuuuuuu richieeeeee rich personnn!!!!
It's supposed to be VOO & Chill 😎 .... you forgot to do the chill part.
You had the money to rather buy options with money and you decided to sell the one magnificently performing stable long-term investment you had in the hopes of…? I simply am unable to discern your thought process and logic as to what you were thinking selling off all your VOO for NVDA… especially given its valuation at the moment?
Just speaking personally, and this is not financial advice, but this is why I’m not dumping my target date funds for pure VOO. I still only have 10% bonds but it’ll scale to 20% over the next decade and while bonds have taken a beating the last 20 years, some return is better than none in case the S&P, which as you say feels awfully overbought, has another decade of death. The retort to what I just said is, historically, I have to invest 16% a year to retire with the same amount as someone in 100% equities who invests only 10% annually.
This is the best time to be VOO and chill tho
Trying to VOO and chill, but I don't feel so good
I dont even have 0dte VOO on my webull wut
who tf is trading VOO over SPY?
First of all, I'm a puny undergrad, so I'm definitely not qualified to answer this lol. But if I were you, I'd do some survey as to how much the type of home you want costs, so you have a tangible goal to aim towards. Now how much do you make annually? How much percentage of that do you think you can save? Then you'll be able to gauge roughly how much gain % you need to achieve that goal, which is crucial in determining how much risks you're gonna have to take. But yeah, all investments have risks, so I'd suggest you do the test to determine how much you as a person is willing to take, forgot what the test is officially called. That should be a good start Still, generally market ETFs are probably the best for most people lol. Personally I buy VOO
With the now-constant threat of dilution from the Bag7, VOO-and-chilltards are more and more correct every day
I've been telling newbies to use SPYM in a taxable brokerage account since the S&P 500 index switch and lowered expense ratio. Long-term holders of VOO, IVV, or SPY should continue investing into them. No point in losing your great positions for a slightly less expense ratio.
VOO and chill, stop overthinking it
Would do: 20% XLK because tech is gonna lead the next 25 years just like it did the last 25 year. 40% VOO for S&P 500 20% VEU for international 20% VIG for dividend and growth
I dream of a world where I no longer have to look at charts or watch news. VOO and chill, but I'm too deep in now.
Perhaps consider a series of diversified low-cost ETFs and DCA as funds become available. VOO, QQQM and SOXQ how I'd start were I 21 again and lock more try putting away 20% net of taxes combined first into ROTH 401(k) then ROTH IRA then rest into brokerage since early on where one pays the least of taxes then later in life switch to Traditional 401(k) and Traditional IRA plus continue buying in brokerage because SS not enough and I'm speaking from experience vs I how I viewed retirement at your age.
VOO red and port green is always a good day
yeah but if you only put money in QQQ, it's 15% YTD, VOO 7%+, the average joe I know only put their money in these massive basket of ETFs. You are probably referring to some regards on this subreddit.
You may need some VT/VTI/VOO and chill in your life
I sold my VOO at 690 and bought back in at 689.8 so I’m officially doing better than S&P 500 this year
Put that crap in VOO and forget
SPY or VOO is bought in pension plans. They buy the dip anyway.
I’ll buy more FLKR, AVDV, VXUS, probably some other stuff. I’m buying US ETFs, also, but in smaller amounts unless VOO goes -10% from ATH.
VT or VOO are better options than tbils
S&P 500; VOO etc will always make you $ as long as you buy and hold long term. In even only a 10 yr period you're 1$ invested is now over 2$. And had you just put it 1$ in a no interest checking acct you're 1$ is now only .60 cents or whatever......... imagine how much $ you would lose over 20-40 yrs. You could end up having to work until you're in the ground.
"Higher fees than VOO" is not what a CFP does. Do more research.
So VOO is up 7%ish percent since this post
Did you cherry pick the specific comparison time frame that supports your case? Looking at 2 or 3 year returns shows FNILX ahead. https://totalrealreturns.com/n/VOO,FNILX
VOO and chill from here on out maybe
I second-guess myself every day for not full porting VOO like a 🌈 boglehead normie. Boring as fuck though.
Torn between riding the VOO and chill wave or just full porting into 4-5 semi long dated calls and hoping for a 10 bagger
If you try to wheel with 3k you will find the premium is extremely low. Even if you continue doing it week after week, you will end up making less than a standard ETF like VOO. You need enough money to invest in high premium stocks, where a single covered call may cost 10-20k
Not financial advice, but if I were you and thinking rationally, I would split this into 3 tranches: 1. 200K BTC - I’m guessing you’re a believer and this way, you’ve automatically secured your cost basis + made a significant return. You can’t lose from this point on if this is your high conviction bet. 2. 200K on a Long term quality compounder- for me, this is an ASML, TSMC, GOOGL, type play. Essentially something you would never sell even if it corrected 15% in one day because you are CERTAIN of the fundamentals. OR, if you’re not a stock picker, VOO 3. Let’s be honest. If you’re in this sub, you’re likely a gambler. Feed the beast. This is your “fuck it, it could go to zero, but I’m gonna die trying to be a billionaire” tranche. Continue to roll the dice. This way, you’ve mitigated the downside and secured your future, but you also have a shot at that sub-1% yolo dream. Just my 50 cents
I just VOO and chill. Weird to say but I love seeing red days. Means I buy more than my normal weekly buys
Buy VOO, hold for 18 years.
https://portfolioslab.com/tools/stock-comparison/FNILX/VOO VOO's 5 year average CAGR is 13.49% FNLIX's 5 year average CAGR is 13.21% Even after fees, voo has been the better pick But regardless, you can't handwave the holding differences between the two and act like the 0.03% fee is a deal breaker
I’d sell that URNM & put those funds into VOO
I hope everyone had fun today. I'm not selling my VOO. I rotated GOOG into IBOT. I'm ready to ride it up or down.
The only thing that governs price is more people buying a stock than selling, price goes up. More people selling than buying, price goes down. Everything after that basic level is inferred, correlation. If you are young. Open a Fidelity account. Buy as much VOO on auto weekly basis as you can comfortably stomach, then work to increase that auto amount over time. Sell only when you have something urgent to pay for. You will learn tons of other things. Roth. Budgeting. Optimization. You will have conviction for particular CEO/founders. All that comes with time. But it all comes roomy he fundamental basis of auto invest and don’t panic sell. Best of luck!!
5 years it has only increased 16%. If you literally only went VOO, conservative ETF, you would be up 73% in 5 years. To each their own I guess
AI is here to stay. I'm not sure which companies will float to the top and stay, but a long term portfolio with 20% AI is good. Majority will probably remain in VOO for long term growth. I've been doing just fine with gains over there the last decade.,
I’m all in on SPYM, SPY and VOO are just \*expensive\* per share, I like having a bit more flexibility and still get the same exposure. I highly doubt they would change indices again.
It's half the cost of VOO, which both are minimal anyway at 0.03 and 0.015 and can be acquired in $1 increments. Anyway, to each is own.
I took my GOOG gains to buy up some VOO when the SPCX IPO finishes liquidating other stocks.
So I kept buying stocks and it would go down because at that moment it was “ profit taking” so after a few years of consistently losing a week or so ago, I decided to buy 100% VOO so of course the entire economy tanks
I think I’m up 24% on my VOO/VXUS portfolio and 70% on my AI portfolio since 2025… I’ll take that all day. I’m pretty close to moving from the wealth creation to wealth preservation stage of my life. A few more 10% years and I can retire. So no I’m not trying to make massive returns.
Just dumped a 7 figure nepobaby inheritence into VOO, expect a -30% crash or so from here boys
“Just invest in VOO and make sure you never pull it out until your dead”
Wow you left money on the table with VOO lol
I’m not holding any bags. I moved from individual stocks to VXUS and VOO about 3 years ago. I had calls on $GME and sold $FFIE just in time. I’d put half of my portfolio on SpaceX puts if I didn’t have obligations. I’ll probably put $50k on it. I’ll post my positions when I have them.
Mines crashing so bad and a majority of my shit is in VOO. I’m only 24 though so I’ll just hold I guess.
This is why I prefer to hold VOO over any SP500 mutual fund.
im an absolute beginner at investing, using a brokerage app called gotrade and put a sizeable amount of momey into it. ive split 1.5k usd between AAPL, NVDA, SNDK, VOO. ive been meaning to invest since i turned 18 2 years ago but always had analysis paralysis and never bought the whole “best time to invest is today” spiel, but i went through with it now. is there any advice you can give me on the stocks ive picked and what stocks i should be in? like the best options for me to diversify further. not asking for a future prediction, just something for me to get my feet wet, thanks in advance.
You can't get out of it without selling VOO, maybe just invest in SCHD for a bit until it gets to whatever % of your portfolio you want if you don't want to sell
I don’t know why o bother with stocks. VOO QQQ SMH and forget it. They only go up
Vanguard had first mover advantage. (They did it first) And so VOO if the gold standard everyone uses. There's been other that have come along and done it slightly better or for slightly lower price/fee SPYM is best example I know. If you are in it for 35+ yrs of investing that 0.01 will matter maybe $3000 or $4000 total in your life combined - so both are good choices I trust both and I own both. (Voo I always had) and more recently I have been adding as SPYM (SPLG)
I've never sold a business, but.... Take the money, put it all in VOO and let it grow.
If you do this, do not put your money in individual stocks. Just put it in SPY or VOO and forget about it until retirement.
Start really small. Get them to open a Fidelity account and just use SPAXX. Then have them setup an automatic purchase of VOO for a very small comfortable amount. Then have them watch videos. The most important thing is getting started. They have pensions. They will have income forever. They might have many years of DCA ahead of them. Something is better than nothing.
So the SPY/VOO the S&P 500 isn’t going to index SpaceX right away. But plenty of other index funds will. Stay away from Musk directly, keep buying index funds, VOO preferably, but don’t avoid VTI. Never buy or short Musk, plenty of idiots have gone broke trying.
10k on VOO, 50k on 0dtes no balls
\+60k this month, added 50k to VOO and gonna gamble the remaining 10k on 0dte later
Double in 5 years? That’s pretty much just $VOO. You won. Quit while you’re ahead. Don’t forget the tax man is coming for his.
Rate my port (about 25k): 80% HIMS calls ($30 08/21) 1 MU call ($1200 06/26) 2k VOO
They should just VOO and chill
Buy VOO and chill = good at investing. Fucking around with short time expiration options = gambling. You could be great at investing, but a terrible gambler