Reddit Posts
23M, just started investing. Is VTI really the best strategy, or am I missing out on better growth?
$5 Every Trading Day since April, Finally at 1 Share of VOO
What's been happening with the S&P 500 these past few days?
My trading regime (What is yours?)
Best investment strategy for self controlled 401K
If SpaceX merges with Tesla, what will the consequence be for the S&P 500 index, specifically VOO?
VFQY as an alternative to VOO's tech overweighting?
Portfolio Review: 3–5 Year Horizon, Moderate Risk
The "sell employee stock purchase plan" immediately strategy. This doesn't seem logical to me based on percentages
Anyone else considering increasingly moving to short term govt paper in their tax-free accounts?
I have 11k in stock and I am 20 years old. Where do I invest?
Investing $100 a day - what would you choose besides VOO?
Investing $100 a day - what would you choose besides VOO?
For non-US investors what are non-US domiciled equivalent ETFs you buy?
Once again S&P1 seems to be the best long term strategy over the S&P500
I have been DCA’ing into VOO since 2012 and now I’m rich.
VOO Performance Lately / General Investing Approach
After playing options, my net worth is currently 30$
Isn’t concentration actually proven to win over the long term? .
Any advice from experienced investors
At what point is qqqm better than voo for young investors?
What ETFs or Index funds are y’all thinking about bidding on? I really like VOO as a long term play for myself
is this a good growth focused Roth IRA asset allocation?
Questions about my ROTH IRA fee structure / returns
Canadian who has roughly US$30k–$35k for the long term, looking to invest in the market. Unsure of the best long-term "boring" buys that my American friends can recommend. Do ya'll have any suggestions?
Help me find the next stock that will skyrocket 100-fold :)
IRA vs. Taxable Account (Keeping the money in for 20 years).
Built an agent that buys whatever WSB is talking about. It's down 19.2%. Got 3k upvotes on WSB before they deleted it.
I built an agent that buys whatever this sub is talking about. It's down 19.2%.
Does anyone avoid diversification (like me)?
ETF allocation changes due to high valuations
Strategy for entering the market with large lump sum
Strategy for entering the market with large lump sum
Weird question but like, are the majority of financial advisors just scam artists essentially?
Mag 7 already did their 100x (and more). So where does the next trillion-dollar (or multitrillion) company come from?
Gamers here, do you invest in a game company like Nintendo, Sega, etc?
Simple IRA through work and personal Roth IRA (35)
Supposing AI goes up, is AIS ETF a safe choice?
Beginner looking to make my first options trade — how would you approach this?
Equal weight S&P 500 ETF (RSP) for indexing rather than VOO?
Beginner looking to make my first options trade — how would you approach this?
Why are all my individual stocks down but index at ATH?
Rate my Roth IRA split, just opened my account and haven’t put anything in yet, just looking for advice.
LTCG or dividends or cash to pay for big ticket fun?
Can I do multiple Schwab deposits through the year without any issues?
What are your Top ETFs Picks so far this year? Beyond VOO, VT, VXUS?
US market - VOO or CSPX QQQ or CNDX or anything else?
I'm deciding to sell NASA (tema) etf for tax loss harvesting, since I made around $300 in profit so far in 6 months. Should I do it or no? Needed thoughts.
Concentrating positions, not diversifying. Insights from those that have done this?
Thoughts on the "double dipping" portfolio ive been building
Lost some and gained a lot - should I keep going?
For anyone wondering exactly how much QQQ and VOO/SPY actually overlap, here is the math.
21M first-job in CA, USA. Seeking Investment Strategy Review
Tips for novice investor ! Critique is what I’m looking for
Mentions
the "buy VOO and wait" people are gonna have a nasty wake up call over the next decade
Take your gains and invest it in something SAFE like VOO or SPY. Better yet, plug in that $3k to a gains-over-time calculator and see how much it'll be in like 20 years. Future you will thank you!
Was priced in…… keep buying VOO….. see you in 15 years
If I had a share of VOO everytime i've heard someone say that
Algos have burned me for the last time. They're the one thing making this shit into a kangaroo market, buying on fake headlines and dumping literally any rally. Might just be a VOO and chill investor so I can touch grass with my new free time.
Dude, you can't prepare... Look at the 5-year chart for VOO: On Feb 20, 2026: $634.03 It "crashed" on Mar 27, 2026: $582.96 It's currently at $709.26 Sure, you could've gotten lucky and gone all in at $582 and timed the market!!! But it is terribly hard to do so. Yes, these events happen every so often, but at 18, you're better off working out, laughing, reading, etc. Invest every week on the same day and don't think about it too much. At 18, you should know you'll experience a "crash" every five years or so. But overall, everything will keep going up. If it doesn't, there are worse things to worry about.
This is not popular on this sub, and I'm not even saying you need to do this. But Indexed annuities and RILA's (also annuities) are the two financial products that would fit what you asked for. I think others may be right, that your problem isn't with loss, it's with substantial loss. Indexed like VOO and QQQ could hypothetically go to $0 but they are much less likely to do so.
No. Perfection is priced in. Just buy VOO
\> I've lost an inordinate amount of money this year thanks to investing in stocks. Stop gambling if you can't lose money. VOO/SPY is up 13% this year. QQQ is up 17%. These are index funds. Though this doesn't answer your question, because it will often be in the red on a daily or monthly basis.
No reason, I’ve done VOO before too. More institutions do IVV than VOO as I recall.
VOO has both. Then you don’t need to waste time thinking about it.
Young US investor here! I use E\*TRADE and recently learned that VOO, VTI, and QQQ overlap. I want to diversify for long-term growth. Would you recommend VXUS, DFAX, AVNM, or other ETFs? Also, are there any lower-risk options for short-term trading? Open to suggestions and advice!
Ask your bank to put you in VOO or VT. Don't let them put you in bonds. Can buy TLT and GLD in small amounts (maybe 10% each) since they are cheap enough right now to actually hedge a crash efficiently. But do sell all bonds in the next market crash if yields do in fact collapse.
Crazy days ahead Play it safe people. VOO & Chill FXAIX & Chill
Why IVV and not VOO? Just wondering.
My advice to you would be keep 3-6 months of expenses in vbil (i prefer to sgov slightly) and put the rest of your money in VT or VTI/VOO if you dont want international (I would go VT). Is your advisor beating the market? How much do they charge? Plug those numbers in and see if its worth it. Most advisors will charge you a fee and still not beat the market, much less if you include the fee drag.
um lowkey don’t have a lot of money but mostly in VOO and then a few positions in tsla nu avex and brkb
I keep mostly cash because I’m in and out of trades often and I’ve found holding most companies long term results in less than I make from entering and exiting, sometimes you hold a company for years and the overall return is flat or negative so I prefer stacking cash from winning trades now obviously that’s easier said than done but I do have a really good win rate because I understand the driving forces behind price action so I position myself accordingly, a good example is google, I trade it when it’s on an uptrend and put the profits from that into shares I hold long term which I find to be better than initiating an actual large long term position that can drop in value and negate the entire purpose of investing, I know that such active management isn’t everyone’s style so I recommend having 1/3 in safe stuff like VOO and QQQM, 1/3 in swing trades on companies whose price action you’re very familiar with and 1/3 in cash to add to those other positions on red days as far as how to enter and exit those trades I could write another huge paragraph and idk how much space there is for one comment
$9800 of this is already transferred over to my VOO account brother 🙏
95% VOO and 5% GLD (or speculation of your choice) plus a few physical buffaloes to scratch that itch
I did he said "VOO and chill" and im not even being a bitch that actually happened
will they come if i keep it all in $VOO?
I am trying to do it with AI assist and my benchmark is VOO YTD, we are running neck and neck. We might pull ahead this week or we might fall behind. Stay tuned. I have found it sometimes the best course of action is to do nothing. It’s hard for us to do nothing as we are men of action. The reality is you only need a handful of really good trades a year to make decent money. I am learning this and it is quite boring to be an investor.
I've been buying and holding for around 3 years and have never sold a position. I'd like a gut check on whether to hold, trim, or diversify further. Holdings (\~$31.6K total): FXAIX (Fidelity S&P 500): \~46% VOO (Vanguard S&P 500): \~31% QQQ (Nasdaq-100): \~15% NVDA: \~3% AVGO: \~2% ENB: \~2% EQT: \~1% CRWV: <1% SPAXX (cash): negligible FXAIX and VOO both track the S&P 500, so about 77% of my portfolio is effectively one index. Adding QQQ, NVDA, and AVGO puts me heavily in large-cap US tech. No international, bonds, or small/mid-cap exposure. The individual stocks are about 8% of the total, and I've never sold any. Age/timeline: mid-30s and looking to save for retirement via this brokerage account (already have a 401k) Risk tolerance: High Country: USA
S&P 500 (SPY/VOO): SPYL, CSPX/SXR8, VUAA, SPXS Nasdaq-100 (QQQ): CNDX/SXRV, EQQQ, XNAS
Now go all in in VOO and chill your ass donw
This is why I can't stand the constant "BUT VOO IS UP 12% YTD" yeah but all of the money I've put in since August has just bounced back and forth around $707 a share. Almost all of my gains are from shares bought last year.
i’m holding TSM now and around 53% up right now. should i sell it and move it to ETF like VOO?. i feel like TSM doesn’t make significant move in the last 6month
Honestly do I just VOO and chill or should I fomo into shit that’s up 10% today?
I mean... if you are saying options is an investment, then ya easy to form a bad habit. but if you just put money into VOO and chill... wait decades, you should be fine
I have a big decision coming up as to what to do with a chunk of liquid inheritance funds. I am 36, make 85k a year, single, but likely to be married within 2 years to a partner who now is on a grad school stipend, but will eventually make 60-80k herself. I have 28.5 years left on a mortage, 1700 a month P&I at 6.875 percent. 2150 a month with escrow. Right now I pay a solid 15-18k in interest a year which helps a lot on the tax return, but that will likely go away once I'm married and filing jointly. I have 65k in 401ks, 16k in a roth IRA (To be maxed each year from now on), 40k in an emergency fund. I will be inheriting around 130-140k in a few months. The big decision is whether to invest it in VOO in a brokerage account, or pay down the next 22-23 years of my mortgage. I hope to retire at 55, and will sell the house when I do (I will live in a shared family property) My plan is between the house sale, 401k, and other accounts to have 1-1.5 million at that time (I'm a cheap SOB, and will likely be receiving 300-700k from my parents in an IRA to fund the 10 year gap from age 55-65) Based on my income and years of service, I'm looking at about 1500-1600 a month from social security starting at age 65 (Lots of 0 years from grad school and early retirement). Planned retirement income is around the equivalent of 50k today, as I will have no mortgage payment. I know some of the obvious things 1) Brokerage is taxed 2) mortgage interest is deductable 3) Paying down the high interest loan is the safe risk free option (Except the lack of liquidity if emergency strikes) The idea of having a house paid off in 5-6 years is exciting, but even then that's just an extra eventual 1700 a month for a 403 or 457 plan, and it wont even begin investment until 5-6 years from now where I would lose growth. If the S&P goes up 10% the next 25 years, I really screwed myself. If the S&P drops immediately after buying with so much volume,, I screwed myself that way. Its also up in the air whether I will stay in thie house, or sell it within a few to move for my GFs hypothetical new job. If I sell early, the paying off the mortage doesn't really seem to make as big a difference. Really the big decision is brokerage investment or mortage payoff.
Honestly, I was in a similar case based on those numbers. How are you trading? You should consider just holding something like SPY or VOO or some shit if the number isn’t something you need soon.
If you just bought VOO you would be up 50%
VOO QQQ SCHD and maybe MU same goes for india any individual company to hold over 30 years is risky business
https://preview.redd.it/nrt7a1nah0yh1.jpeg?width=928&format=pjpg&auto=webp&s=e36f64e7dfe001cc1d02b5c01bf279612cffd7f2 Transition to VOO & Chill while you still can 👍
No, you are young, as an option you can just invest in the S&P 500 like VOO and don’t ever have to worry about it. Set as an automatic investment! Best place to invest is in a ROTH IRA, let it grow until you’re ready to retire (for ROTH IRA, at least 59 1/2) and sell that to purchase dividend stocks to live off and you’ll never have to pay taxes on growth or dividends!
Its actually like a $300k+ loss if you consider the gains you lost if you had just thrown it in VOO
VOO/VTI or any SP500 index is the obvious safe bet but this is WSB, basically gambling addicts making fun of other gambling addicts. Having a Roth and knowing my money is making even more money is the best feeling ever. Wsb comment section is what I’m here for, peak comedy 11/10 😂
Yeah, but look at the conditions that the person asking the question outlined: * 30 years old * 1 million in the bank in 2008 (1.6 million today) * Not a full time investor * Can cover your expenses for 18 months * No dependent Buffet said under those conditions it make sense, which it does. Again, if you have a 1.6 million dollars in the bank today and are 30 years old and have no dependents it's not about maximizing capital, it's about greater returns that short term treasuries over a long horizon. I'm not knocking the VOO recommendation, which you're right about Buffet often recommending. But people often twist or conflate his recommendation to invest in VOO in lieu of BRK itself which isn't exactly what he was doing. I'm not advising stock picking at all, I very much am in favour of index investing and think VOO is a great default choice.
So your suggestion is that your 10% sleeve used to take big swings was effective, now you're going with a 50% sleeve and you expect without the 90% psychological cushion in VOO you'll have the same success rate? Good luck with that.
To be fair, Buffett clarified that although he advised the trustee managing his wife's inheritance to purchase VOO, it wasn't about maximizing capital, it was about 100% peace of mind. His wife would already have more money than she could reasonably spend so there was little reason to accept additional single company risk to pursue greater returns.
Get a job kid. Invest in the Roth IRA. Buy SPY or VOO shares and max out contributions every year.
Most people in here have to work hard to lose like that, but it's effortless for you, congrats. Seriously though, if you're unemployed, don't have your entire nest egg in risky stocks. If you had that in VOO, you'd be +11.65% and you might want something even more conservative until your situation stabilizes.
Did you learn anything from it? It s good to write things down and then look back to see what you did wrong. You still have $37k left. Even Charlie munger lost about 50% on his investments at the begining of his career. It might be better to just put it in VOO or QQQ at this point. Take a short break and only use a small portion of your money for trading. Or just do paper money for a bit. If you have the urge to trade everyday just go small. 1-2 shares or $200 max allowed.
If you gave me 2.3m I would retire tomorrow and easily live off a 3% draw and not have to wage slave Assuming this is real I hope you put 90% in VOO you will have your 5m in like 5 years almost guaranteed
Ive beaten the market for 15 years straight not knowing what i was doing. Had I know I would've beaten the market, I would've not invested 90% into VOO. My regular stocks are now 50% of my portfolio because they just keep outperforming the market.
VOO has made me rich. Enjoy your day! 🥂
You just know Cramer's personalport is just VOO and chill
If I had stuck every dollar I spent chasing some individual stock into VOO or VGT I would be far richer in time and money. It’s still fun but I’ve lost the “get rich quick” drive as it doesn’t work and once you have enough that compounding is interesting, it loses its appeal. So build your base back up , leave something like 5% for fun trading but never more.
I think you should only focus on an handful of stocks and wait for good timing. I like to focus on one industry since if one pops, odds are another one will. Trading everything is a sure way to lose your money. That being said, I’d say you had your fun and learned something, but should VOO and chill from now on.
This is why I buy VOO
VOO is a risk free 10% savings account.
Depends on the investment. I would gladly DCA into ETFs like VOO or SMH; as I know the market will continue growth in those funds. However, with individual stocks, DCAing is much more riskier as even if you do average down your share price as the stock tanks; you are still losing money. A lump sum prevents that by cementing a large singular position that you can make more predictable decisions based on your sole share price
It's why I don't own VTI anymore, VOO all the way
The safety of bonds is a fallacy. You can lose money on bonds just like you can lose money on stocks. Tell that to SVB, Signature Bank, First Republic Bank in 2023. All three failed. Charles Schwab was close to failing since they had $40,000,000,000 in unrealized losses on their bonds. FXAIX, VFIAX/VOO work just fine.
As a new investor, I'd recommend starting out with ETFs rather than trying to pick individual stocks. A couple popular ones are VOO (Vanguard S&P 500 ETF) and VXUS (Vanguard Total International Stock ETF). Opinions will vary, but I'd go with a mix of 85% VOO/25% VXUS. Once you're a bit more comfortable with the way the market works, then you can start adding individual stocks.
Absolutely. I want the best for everyone in here and for it to happen as quickly as possible just like we all do. My plans worked and still works and will work for you too. Never get debt for any reason except for a modest house. Pile everything you can into VOO as fast and as much as you can. Marry a likeminded and hard working spouse. Reinvest all dividends and never give into lifestyle creep and you will get rich enough to never have to work again. I never went to college, I have no pension and will never get any type of inheritance or other windfall (and never have in the past either). Best of luck Gentlemen.
Uh…. Ok? Keep investing in VOO and one day you won’t have to clock back in after you use up your week off. Best of luck with financing your future 🍀
Headed to Raja Ampat for 14 days of diving then Singapore for a month after that then Japan for 2 months. Life is about variety, just like VOO ✅
Geez that is brutal. I felt horrible losing 40k once. Got it back though. I switched to simple and easy S&P 500 ETF and others like it. VOO, VTI, VT, VXUS etc. Go long ride the market lowest costs possible avoid dividends because tax treatment etc. 401k similar but but throw in some income ETFs because of tax treatment QQQI, SPYI, etc in case of a sideways long market. Always making money eventually. I've never been lucky or good enough timing the markets.
I’m going to buy more VOO and in the long run do better than all of you. Just like I’ve been doing for the past 20 years. That’s why I’m rich and typing this from a high rise in Bangkok and you are not 😘
I do 500% VOO 20% QQQM 10% VXUS and 10% SCHD and 10% whatever I want for fun that year. That is just what I like and I stick to it and don’t change
Nothing wrong with trading index funds. I have $30k of gains on trading VOO this year, even though technically it is boring. Rolling some of that profit into these various dream plays.
Spending $1m on VOO and only making 3k from it, sounds like a good trade to me
Oh i recall - you bought like 1k of $VOO... a million plus.
Stick to VOO and chill buddy. There’s a lot of other financial information you clearly won’t understand
Everything in my portfolio is red except $VOO, thank god for my core $VOO position.
Brutal year tbh. Had to dump it all in june and rotate into SaaS for the big bucks. Crypto and gold all ass. Another play was energy but had to predict the iran war for the easy gains, or play the TA perfectly (which surprisingly was pretty accurate for oil at least initially). I don't see a good deal right now except TLT assuming yields have indeed topped. Ai seems shakey. I think finding a good person to follow or discord can unironically work, but finding a good one is the hard part. I still have to find one. Outperforming VOO and chill is harder than ever. Even QQQ was ass outside of the april giga rally for the past entire year. Many of the mag 7 aren't even outperforming QQQ, and the one that is is apple which has the weakest growth of them all.
TLT with 60%, keep 40% cash and when the mods actually post the hotline, 40% VOO - drip all dividends into VOO not TLT
The top stocks change every few years. Just look at FAANG, netflix is already dead. Nvidia could be next. So yeah get a broad market etf. VOO is probably better because who knows if tech keeps outperforming (it likely will though). Or something like VT but VOO will likely outperform. Can top up with some TLT and gold since both are rather cheap right now.
Im assuming youre in stocks and no options and cfds. With stocks you need time, so the question would be if you can afford to survive while you look for a job without having to realize the losses. And selling your positions. Even if you sold everything and put everything into VOO maybe you can get like 10% return but you would be far below where you started at the start. Long story short, would recommend you get a job ASAP and not have gambling as your main strategy to feed your self.
Sell it all and buy VOO. Thank me later
I just need VOO to touch 702
How about DCA into VOO and chill?
VOO and chill lil bro, treat the 100k as fees for a risk management course and an expensive aptitude test that you are not cut out for active investing. Better to lose 100k now and learn an important life lesson than to lose your entire retirement in the future.
You could have just bought VOO, VIG, SCHD, VT, NOBL, QQQM, or SCHG and been doing fantastic.
r/GamblingAddiction r/problemgambling r/GamblingRecovery again when you go to the casino with your problems you kill the vibe... have enough social intelligence to know this sub is not for that.... all of the VOO suckers... index investors... people posting about this are socially dense this is not the sub for that....
i cannot believe VOO is below 700
Idk man I just buy VOO and forget about it and never happened to me , maybe is a you thing with the market ruining life thingy Also making this post look like something deep and meaningful instead of saying that you gambled 160k away bcs you thought you will make it big it shows the level of \[REDACTED\] that you have .
If you have a smaller say under $30k account. I'd say people who buy and hold like VOO obviously are profitable in the long run, but if they use that for options and futures and day trading, 99% probably lose money because youtube and Instagram bombard them with liars telling them how easy it is to turn that into $100k in a month, so they take on way too much risk, make dumb trades and over trade. If you have a larger account, $100k or more. Absolutely tons of people that are profitable. Selling cash secured puts is probably the single safest method there is, and is what most do. Because you can afford to take way less risk. Say you have $25k and want to use it all for a CSP. Can't do it on a stock over $250 so best you can do is something like Amazon. Amazon price action is volital as hell. Do a 7dte option at 20 delta, you'll be lucky to collect $200 and there is a very good chance it drops, blows by your strike and break even, at which point you're holding the bag on a loss. If you got $100k you can do SPY, get close to $300 in premium and odds of it falling past your strike are very slim, and if it does it won't be by much, where to can wheel it and sell covered calls for it to get called away. Amazon however if it blows passed your strike even selling CC to get out of it could take weeks or even months to pan out. Learned that from experience spending 11 weeks to make $45
Back in the 2000's - most people invested via regular deductions in their 401k. At least - anecdotally - that's how people that I knew did it. While I did actively trade - it wasn't common because of the costs - and afaik - many retail investors who investing outside their 401k were likely to use mutual funds. By early 2000's - retail investors started to be more active because of the dotcom boom and also because of decimalization. Also - trade commissions fell following the dotcom bust from around $30 to $20. Also - while the S&P 500 was starting to be a major index and over take the Dow in the 2000's. The VIX was primarily measured using the OEX until 2003 so in the media. And in the early 2000's - total market indices like the Wilshire was quotes along with AMEX and NYSE composite. And current popular ETF like SPY and QQQ used to trade on the AMEX iirc. ETF's like VOO didn't launch until 2010.
It's DCA if you're measuring in shares rather than dollars. Because when markets fall you'll be buying more shares even with the same cash. However, "DCAing harder" is a good strategy if you're young and can afford it. |Event \\ DCA target|VOO@$700|VOO@$350|VOO@$175| |:|:|:|:| |Normal DCA ($1400 a month regardless)|2shares/month|4shares/month|8shares/month| |Harder DCA ($1400 a month but $2100 when markets go down by more than 20%)|2shares/month|6shares/month|12shares/month|
I wouldn’t have them manage your money. Put say 50% in a S&P 500 fund (VOO with Vanguard which you can buy in Fidelity) then 10% in a small cap ETF and 10% in a mid cap ETF OR instead of these three funds put say 60% in VTI - Vanguards TOTAL MARKET fund which includes large mid and small cap stocks. Then say 10% in an international ETF, 10% in FTEC or QQQM and 5% or 10% in an emerging market ETF
I was a teenager in the 90's. I remember my dad's friends trying to get him to join an "investing club". Not an MLM or anything. Home-grown club formed in our city by 10-12 men. Two had quit their jobs (non-finance jobs) and gone full time day-trading. On the internet, which wasn't quite as common to have at your house at the time. They weren't day trading by 2002 anymore. It was later on I heard the phrase "a rising tide lifts all boats", which can have some allegory to collective benefit, but I think it can also illustrate that everyone thinks something is easy when the conditions are right. Sticking with the metaphor, I truly believe I could navigate a boat from New Orleans to the Caribbean *if* conditions were perfect. No crazy winds or currents or storms. But bring a storm on? The boat is going down. Similarly, the market has been phenomenal over the past decade. But going in to a rough market, only a few people can weather it. My only tool is to wait it out and not sell anything. That's a pretty blunt tool. I've taken finance courses and done calculations on how to estimate asset pricing and how options work. And I won't touch those with a 10 foot pole. I was 100% DCA-VOO until about a year ago. I broke my rule of completely passive investing in VOO, and I started alternating my purchases between VTV (value stock) and VYM (companies that pay dividends). My theory being that the Teslas and nVidias and Facebooks don't usually fall into value stock or dividend stock. Yes, there's always the cautionary tale of Sears, but the ETFs are a little diversified. That being said, my VOO has continued to outperform them. I didn't sell any, just stopped buying them. And that might have been a dumb idea.
At this point you should quit and dump it all into VOO or similar and leave it for 10-20 years. Your retirement is paid for if you do this.
No wonder 95% of retail lose money buying single stocks and end up with VOO and index. Look at all the doom post on social media and the big news spreading FUD about AI in almost every country. Guess who is going to profit after people are done gambling, and lost a lot of money. And a new generation retail "investors" will FOMO in again long after MM have bought low.
I don't like what you are writing, oh downvote because it's hard to reflect the stupidity to select 🥭 not just one but two times. Selling at break even and at a loss. What the fuck is wrong with you people. Index and VOO take to long, but burning every paycheck on bad impuls control is the Way. Look forward to read all the loss porn the coming weeks
So you are saying it's going to be an even greater sale, I am listening. People buy VOO and index all the time, if you have a investing window for let's say 5-8 years, do you think the prices will be higher or lower in that time span? Who the fuck buy anything right now and think they are going to be filthy rich in 6 months.
S&P500 (let America do it’s work for you), VOO has lowest fees I know of. Another option is lump 30-50% into and DCA the rest if that makes you feel better. $230k at your age will set you up well in the future even if you add nothing to it
I’d QQQM all right now… but I’m guessing you prefer the S&P through VOO. Just suggesting that the Nasdaq is good too.
VOO, VTI, SCHD, BRK.B. DCA in over a couple years and forget.
80% VOO. 17% intl. 1% nbis. 1% spcx. 1% tsm. Im chilling till 2035
I’m in the same boat and I consider trimming as well as AAPL as outperformed—but then there is a reason why this is the case. AAPL is a clear buy and hold for institutional investors that effectively matches/beats/makes up the S&P 500. Put in another way, if you held VOO, would you trim to buy riskier holdings? I guess you could, or you can put new money into the riskier bets instead.
Let the returns determine your strategy. You seem to be bad at trading options. Stick with ETFs and leave them alone. I’ve been heavy for 10+ years in VOO and VGT and I’ve done very well.
Sorry, the "Strangle" backtest is just performance for adding the call side in isolation, without the put, so the overall result would be a combination of both. For a smaller account, you could do it on SXP (1/10th the size), but it's not as liquid as SPX and fees will eat more of your profit. Since the strategy relies on layering the option selling over a regular buy and hold portfolio of equity, my recommendation to someone in your position would actually be to just buy VOO or some other boring equity index, and keep saving and adding to it, until you hit about $150k, when SPX put selling becomes viable with a single contract.
Exactly why folks and the market decided that VOO and gov bonds on some "60/40" style ratio with some alts as hedge is the best. You run less default risk with the (US) government and mostly have to worry about term/holding risk, inflation or real yield, and tax/expense drags. Th largest corp etfs generally diversified plus also top tier AAA or investment grade rather than junk bond. The small/micro cap and lower tier bond space really is for pros and insiders. Retail hanging out there will get wrecked or lose their investments just like the SPAC idiots, crypto shit coin players, and/or exotic investments. If you're going to burn your fucking money on a stupid random YOLO then [buy some Ukrainian bonds](https://www.tradingview.com/symbols/TVC-UA01Y/) because at least then you can say you're sticking it to Putin and being a humanitarian.