Reddit Posts
ELI5: Why would an ETF like VOO or SPY outperform the S&P500, if even for a single day?
Never seen VOO down so much more than the sp500, didn’t even know this was possible
Would it be crazy to sell my NVIDIA shares (60) to buy into the DRAM ETF?
Is there any reason to invest in VOO rather than VOOG?
Need some advice on how to diversify and invest with a tight budget
Too much of my portfolio is from RSUs - how would you diversify?
I can't beat the market. I won't ever beat the market. After years I realize that now. It's VOO for me.
In 2023 Robinhood killed the chart that compared your portfolio to any stock you want, and called it "temporary." It's 2026.
If you were to invest $5000 today what would you suggest?
What actually causes swings in stock prices?
AI is disruptive. Individual companies have never been more volatile. What’s the argument to not just buy indexes?
What about VYM? That seems pretty immune to the shenanigans of the tech bros. You can't fake dividends.
I don't want ETFs, I want to invest in stocks.
What’s the best way to start a new portfolio. 24yo
If you’re young, increase risk until you are 100% you’ll hit your goal!
What is the best argument against a large cap Growth ETF?
Roth IRA Allocation at 18 - Part 2: Revised portfolio After Feedback
List of most promising stocks to hold over the coming 6-12 months?
Alright I got roasted before and changed up my portfolio. How does it look now after rebalancing without heavily investing in anything in a while?
I Looked at My Portfolio Today and Saw THE DEVIL HIMSELF in My VOO
I Sold All My VOO for a Concentrated NVDA Bet. Should I Have Just Bought Options Instead?
Why I think Berkshire Hathaway is the best investment right now
No, the spacex ipo is not going to tank your 401k
Advantages of having a CFP (fiduciary) managed portfolio vs. Self directed (all index funds)?
Thoughts on my Portfolio in the late 30s
What do you think of the growth section of my portfolio?
Is it crazy to have 36 postions across my retirements?
The "bull case" for SpaceX: re-running the Tesla dilution playbook?
The "bull case" for SpaceX: re-running the Tesla dilution playbook?
I have mostly VOO portfolio. What would be a strategy to exclude exposure to AI companies?
Aggressive Roth IRA at 18 – What Would You Change?
Hypothetically if you were holding close to infinitely, would VOO or QQQ be the move?
For those investing in S&P 500 ETFs (VOO/SPY/IVV), how have your returns been?
VOO Becomes First ETF to Reach $1 Trillion AUM, also: VOO bounced exactly at 700 a couple of days ago but nobody noticed
Dividend Stocks in Your 20s Worth It or Just Stick With Growth?
Sp500 - 100 years of changes - how significant is the mega ipo changes?
Sp500 - 100 years of changes - how significant is the mega ipo changes?
80k to invest + no debt how would you invest it?
Is anyone actually selling VOO or QQQ over Space X concerns?
$KIDZ - Will this take off?
Should I change from an Investment Account to a IRA?
What is the best strategy to allocate and optimize a 100K investment?
21 year old college student with $10k saved, what would you do in my spot?
Vote against S&P changing rules to fast track IPOs into the S&P 500 indexes(SPY, VOO) - (Deadline TOMORROW, May 28)
Automated investing for retirement accounts (fidelity/schwab) vs picking your own distributions. The good vs the bad. Discuss
Built my first Roth IRA portfolio in my 20's - here's my 6 ETF allocation and the reasoning behind each pick
Do you keep growth stocks in retirement accounts and dividends in taxable?
For parabolic gains DO NOT read this. It's just a Samaritan text for thise in despair.
Forbparabolic gains DO NOT follownthese advices.
If I want to generate the most money from my traditional & roth IRA accounts - where should I "park" it for the next 20 years?
Mentions
The index ETFs copy their underlying indexes but it’ll never be perfect .. hence the tracking error %. Iirc it is State Street’s SPY etf that really tracks well which is why traders use it, but it’s “expensive” with a 0.09% expense ratio (er) that many passive investors try to avoid as it accumulates over time. Long term investors can use their SPYM (also S&P 500) at 0.02% er or Vanguard’s VOO, iShares IVV at 0.03% er for longer term “buy and forget” long term investing.
This is the right answer. SPY/VOO closed much lower than SP500 index last Friday. Today's price action shows the gap-up from the lower closing last Friday.
Scroll down to "Premium/Discount". The VOO NAV ended Friday at a .46% discount. [https://investor.vanguard.com/investment-products/etfs/profile/voo](https://investor.vanguard.com/investment-products/etfs/profile/voo) IVV was at a .79% discount. [https://www.ishares.com/us/products/239726/ishares-core-sp-500-etf#keyFundFacts](https://www.ishares.com/us/products/239726/ishares-core-sp-500-etf#keyFundFacts) The ETFs are just catching up today with the NAV.
get a robinhood account. get a paypal account. put half into VOO on robinhood. put the other half either in the paypal coin (4% interest) or their savings account (3.4%). all remains “liquid”, robinhood you can get in 1-2 days, paypal instantly.
Maybe half education, but definitely the other half in low cost index funds. The long term answer to success and wealth building - especially in America - is not hard work, but ownership of other peoples hard work. Op is 16 now, and I suspect the job market 20 - 30 years from now might be so wildly different, that just investing in skills that are rapidly being made obsolete just isnt the answer anymore. When 90% of jobs left in this country are retail, hospitality, and blue collar, you dont want to be caught without some level of ownership in value production. OP open an account, throw as much as you can in an S&P index fund, and forget about it til youre old. Might I suggest "VOO", but there are others.
The obsession with VOO is a study for sure. There are so many great mutual funds out there.
Can I ask why 3 years? At your age, saving for retirement is a superpower. Since you have so much time for compound growth, I’d suggest opening a Roth IRA (a post tax retirement account) and investing in a good index fund (either VOO for S&P 500 or VT for total global stock market).
Also VOO had it's [record date for its quarterly distribution](https://investor.vanguard.com/investment-products/etfs/profile/voo#distributions) on Friday. SPY had its [record date for its quarterly distribution](https://www.ssga.com/us/en/intermediary/resources/documents/etf-dividend-distributions) on June 18.
Their holdings are slightly different. VOO holds roughly 505 shares and SPY holds roughly 503 shares. They don't necessarily readjust holding right away either.
VOO and SPY aren’t the S&P 500, they are etfs administered by Vanguard and State Street that attempt to mirror the performance of the S&P 500. For example, SPY owns 7.36% NVDA and VOO owns 7.89% NVDA. If NVDA outperforms the other 499 companies VOO would have a slightly better performance than SPY. Repeat this 499 times. This normally balances out over a large sample, but the funds will tell you in their prospectus that there is a risk that they may not exactly match the performance of the target index.
At least you realized you needed to start investing at 33, I didn't start investing in VOO until I was 37.
Over the past year VOO + 20% MAGS +12.5%
Anybody notice that SPY, VOO, SPYM, IVV are all showing +0.50% higher than the actual S&P500 all morning?? Is the market broken? What gives?
This topic has already been hashed out. Go VOO instead of VTI.
this is worth paying attention to if you hold an S&P 500 ETF. the top 7 names now account for a large enough share that owning VOO or SPY is less diversified than it was 10 years ago. I supplement with a small allocation to a broader total-market fund and a developed-international index to avoid having two-thirds of my equity exposure in eight companies.
People here kidding themselves that they can consistently beat the S&P 500. Meanwhile the ultimate boomer stock...VOO...is up 18% over the past year.
Ignore the 3% for a moment. Would you rather put a quarter mil in VOO with Fidelity.. Or a quarter mil in VOO with Robinhood.
Interface is leagues above even the more professional suites like IBKR. All my real money is in the normal boring places. My Robinhood is for shit-trading and browsing how VOO/BTC/Whatev is doing this quarter before moving things around elsewhere.
VOO/SWPPX? S&P 500 isn't fast-tracking SpazX. They deserve credit for not lowering their standards. I'm planning to switch (like this week) to some mix of those, VYM and SCHD to avoid fElon's scam, at least in my retirement accounts where I won't immediately pay a big capital gains tax to sell the target date funds. I'll probably grit my teeth and leave things in my taxable brokerage accounts alone. A fair amount of those funds are already in SWPPX and SCHD anyway.
That's not what OP asked for though. He said specifically SPCX or AI IPOs not "any overvalued corporations". There are plenty of funds that don't have what he's asking about (at least for now) but certainly wouldn't be active investing. For instance, S&P500 tracking funds (SPY,VOO,IVV) won't have it until seasoning and profitability requirements are met in a year. If he dumped things like QQQ that enabled Elon's BS and switched to SPY, he'd actually be more broadly invested and less active.
I just use it to buy VOO, manage my IRA, and invest in an HYSA. I don’t care about front running.
Im just parking money in VOO. If it gets to the point where that is an issue, I feel like we have bigger problems
Because they matched my IRA and Roth IRA account transfers at 3% uncapped, giving me $11k of free cash which I dumped into VOO and VTI. I'm locked in with them for 5 years or so. I'm not gambling with the money and just leaving it alone until the period is over.
Sold it all putting 200 into VOO, t notes, and looking into more to diversify. No gold or 🌽
Couldn't we read this as a question of the best indexes for benchmarking? S&P500 (VOO), ACWX ISHARES MSCI ACWI EX U.S. ETF, IWF ISHARES RUSSELL 1000 GROWTH ETF... I'm thinking some sort of simple basket of 3 or 4 indexes might provide great return, with little overhead. I'll reference the Bogleheads - they think about these things a lot: [Three-fund portfolio - Bogleheads](https://www.bogleheads.org/wiki/Three-fund_portfolio)
You guys know that you are all capable of becoming millionaires by playing on this "super obvious manipulation" that you all so very clearly and transparently see right? Or maybe, just maybe, you all have zero skill at any of this and might as well literally work at Wendy's. "Wendy's and VOO" should be the only strategy I read about here.
Congratulations - you have a plan and are working it. You pretty much know you will make money - and are putting in the hard work to make it happen. Respect! Are you asking how to check it against an alternative investment? Like a number of other folks have suggested - the S&P500 is a good and challenging benchmark to check your investment returns against. Over the last 10 years returns have average over 13% (data taken from VOO 15.9%). Which means on a ten year hold $10k becomes \~$44k - scale to whatever your initial investment totaled to. If you look at this and say WHAT?! You are not alone - and really - beating the S&P consistently is a challenge indeed. But investing in things that are different and grow at another rate are completely reasonable (as the 11 core sectors of the economy account for). The best porfolios are designed with your goals in mind. Good luck on the build - and your other investment efforts!
I'm probably over twice your age and I have a very strong opinion on this. I've been through all and I know my mistakes as I near retirement. The answer is to stop thinking about it. Put your money in the damn market. Doesn't matter what brokerage account don't pick stocks just throw it into VOO or QQQ. Every time the market. Never sell. (other than for your intended purpose like retiring or buying a house). Just put your money in the damn market and stop thinking about it.
What do you mean it tanked 20 percent because of gold price and they had some bullshit happen, then they just discovered a bunch of gold they didn't know was there. I do own some VOO but I can see this going back to 45 by the end of the year
If you're losing 250k in a month, you need to diversify. Honestly, with a mill liquid, you should be taking very little risk and using efts to make sector bets. Even just VOO and chill would get you $100k/per year on average, and possibly much better if you can wait until a pull back.
I've never seen a more boring stock. Why not just buy VOO? You should have just bought some qqq/semis
VOO. And you cannot time the market. No one can.
Hey everyone, I am just starting out in putting my money in the market. I opened a Schwab account, of which the one with most of my capital is in a Schwab Intelligent Portfolio and another brokerage account is with 10% of my capital that I choose to put in some individual stocks. My question is if I should take my cash out of the intelligent portfolio and spread it between 2-3 different ETF’s that have been mentioned through Reddit and if so, which ones? And can you help me understand why it may be better? I hear others saying to put it in one ETF like VOO, etc, but my thinking is what if that ETF goes to shit and my entire capital was in it? Perhaps I am just not understanding completely, but it is a thought of mine. Also a little background about me, I am 26 M and a full time real estate investor and have been for the last 7 years. Things have been taking off for me in the last year and a half and started consistently saving around $60-$70k a year and am on track to do the same this year. I had all my funds in a savings account but now how most in the market besides 7-10k I keep in the savings for liquidity. I want to keep putting my funds in the market and will continue to grow it, but at the same time making sure I am able to easily access it in case of purchasing new property. I have also opened a Roth IRA recently, but have not input any funds into it as of yet. Link of current portfolio - [https://imgur.com/a/stocks-ALFE9kT](https://imgur.com/a/stocks-ALFE9kT) * How old are you? What country do you live in? - **26, U.S (Southern California)** * Are you employed/making income? How much? - **Self employed, 150k+** * What are your objectives with this money? (Buy a house? Retirement savings?) - **Retirement and to just have my money working and getting better interest than a savings account. Funds will be used for retirement and at times used to purchase real estate when needed.** * What is your time horizon? Do you need this money next month? Next 20yrs? - **would be 20+ yrs, but also when needed for other investments.** * What is your risk tolerance? (Do you mind risking it at blackjack or do you need to know its 100% safe?) - **I am okay with risking 10% of holdings with the intention of using any profits gained to continue risking, but the remaining 90% I want safe.** * What are you current holdings? (Do you already have exposure to specific funds and sectors? Any other assets?) - **Have most assets in real estate. about 500k in equity.** * Any big debts (include interest rate) or expenses? - **Credit card debt and student loans, but credit card debt is being paid down with no more usage.**
VOO and chill as much as you can: Roth, IRÁ, Brokerage.
u/Historical\_Edge\_3325 https://www.reddit.com/r/wallstreetbets/s/FCuTZX4ZzP He is your guy. I have no plays in the near future. Nothing excites me at the moment for playing any of the earnings in the next 3 weeks. Might be time for me to cash out the chips at the casino and join r/ValueInvesting and go full VOO
The good thing about owning VOO is that you don't need to worry about sector rotation.
Thoughts on MBLY- My guess is, a brand new car is the worst investment the average person can make. In today's economy, a new car runs you $50k+ minimum. It doesnt matter how old you are, everyone is prioritizing investments and stocks these days. What do people say about car payments? My guess is, automakers will stay with MBLY for low cost tech in their cars, but the demand will go down because who wants a big car payment in today's economy? If tech/AI continues to grow, which it will, the average consumer will not be able to afford a brand new car at all. I appreciate the research, but it's only a half step further from half of these mindless goons posting their favorite tickers all over Reddit. It's the reason I am +9.5% growth momth over month compared to VOO's -3.5% growth or other mutuals. Ahead of May's job report, ahead of Japan inflation data, ahead of Warsh expectation, and ahead of Russell reconstitution. I am not an insider or part of some big institution. Use common sense brother and you'll see similar growth. Excited for July results.
What will happen to my VOO tomorrow?
I think individual stock picking is a fun and intellectually stimulating exercise, but it is something I do only with money I can afford to lose. The real wealth-building engine in our family’s accounts is a retirement fund with monthly allocations to passive indexes. Diversified index ETFs are unlikely to give you the >100% yearly returns of a lucky tech stock, but they minimize idiosyncratic risk and maximize your probability of a superior risk-adjusted return. Your net worth is significant enough that you can arguably take on more risk and accept a longer-term investment horizon (assume you haven’t scaled your cost of living up to match your impressive savings), but that is arguably also done optimally via boring passive ETFs, just tilted toward more risk (eg heaviler concentration toward VGT or VOO, or even a mildly levered fund like SSO if you have the willpower to ignore drawdowns and continue contributing them). I think the main reason to hand over your investment decisions to another person is self-knowledge that you will be compelled to trade emotionally. If that is the case, find a reasonably priced financial advisor or wealth fund manager and pay them to invest for you. But otherwise- it’s awesome that you’ve been so fortunate, and I would suggest taking your winnings from idiosyncratic risk investments and diversifying to mitigate future risk.
I don't day trade options. I wheel out weeklies. I got really lucky with NBIS in october. Got assigned 200 shares at $115. I just finally got assigned one of my CCs last week to lock in more than 250% return. Still have 100 shares left that I'm getting about $500 every week in premiums. Between the premiums and the underlying that \~25k is now worth \~90k. My allocation is 50% target retirement funds, 40% VOO, and then 10% individual picks. The CSPs I sold on NBIS were with margin. I've moved the profit straight to VOO and am now wheeling ASTS. I also dca'ed into btc 4 years ago till I had a full one with an average cost of 22.5k then sold at 95k last year and moved it all to VOO. I'm not going to prove this. I don't care if you believe me. But yes, fortunately I've had 6 figure returns on my 45k over the last 4 years. I tried day trading for 6 months last year. Tried turning $1000 into $2000 trading premarket and first hour of market open. Was still at $1000 after 6 months and decided it wasn't for me. But I learned a lot about risk management during that time. And using a strategy where you need a 60%+ win rate to be profitable is setting yourself up for failure. BTC was a 5% account allocation. The risk was very low with a long time horizon. NBIS was even less allocation. This guy doesn't know what he's talking about. He's being really loud cause he's on a winning streak. 30 days ago he was negative 30% lol like....... that's not risk management. You should never be exposed to having your account 30% negative in a single trade. Period. Don't care what mental gymnastics people want to do. His excuse was "That was a friday setup for a potentially big return." Ok man........ sure.
The primary counterpoint is that MSFT is already a large component of VOO and QQQ so if you own this indexes you already have sizeable exposure to MSFT. I bought ADBE for the same logic but also they are not a large component of thise indexes.
Believe it or not, VOO puts
What I would suggest is take it out and put it on VOO AND SCHD and let it run by it self, and put 500 per month for 15 years.
You could put it in VOO and very likely beat that interest rate
I am selling all my individual stocks next week and buying VOO next week. Really sick of the chaotic stock market created by this guy. American values are beyond fucked at this point.
https://www.google.com/finance/beta/quote/VOO:NYSEARCA The cheapest and safest ETF possible. Pretty much equivalent to "the US economy". Much better returns than a HYSA of you're willing to tolerate ups and downs.
I finally have some disposable, VOO what?
Recent news has not be good with top AI researchers leaving. Other tech stocks are down as well and the index is doing bad. QQQ is eating shit and VOO no where close to all time highs. So the market is just bad now
Trading with 6 figures just makes you a degenerate gambler. Nothing more. VOO and chill my dude.
Yes it does. VOO losr rougly .65% on its assets and owe .3% cash to its shareholders as of day before ex date
Yes, one thing that I and many others have seen on the stock market is something that can be attributed to a quote by Warren Buffett, that it is somewhere that money is transferred from the impatient to the patient. Basically what that means is that you have to stick with it for a long time to see real returns, since money doesn't just come from nowhere, it has to come from somewhere, that is, a lot of hard work over your life and investing into it to see the return on it, there's really no way for the average person to cheat like Wall Street insiders can. Yes, you can make money on the short term by day trading or swing trading, but it is highly speculative and risky, and you will most likely just end up losing money in the long run anyway compared just to buying and holding for life. The biggest hurdle that a lot of folks have that they can't jump over with the stock market is patience. A lot of people don't wanna wait to make a serious amount of money, they want it tomorrow, and that's where most people fail. But once you can get past that and just buy and hold and ignore anything else, you will start to see a real returns on your money. For example, when I started out with the market, all that I was doing was daytrading options last year and I made a quick $800 in just a week, but then I quickly lost all of that plus another $800 a month or two later. I stopped doing that and started only doing smart and safe long-term investing last September, and now my position is already up $2000, if I had tried to trade for that money, I likely would've just lost another couple thousand dollars and been miserable. But the key thing here is to invest in the broad market indexes, not individual stocks. It's true that you can make more money and faster with individual stocks, but imagine if you dumped all of your money into something like SoFi or Target and they crashed, traded flat for five years, and then took another five years to recover, you would not be doing good, whereas if you had just put it into a broad market fund, like SPY, VOO, etc., Then the other 500 stocks that are in those funds would prevent that kind of loss/flatness from happening because when one stock in a fund is doing badly, that doesn't necessarily mean that the others are too, oftener than not that will be the case where other stocks in the fund will keep it going up even when others are trading flat or something.
If you’re gonna stress over 17 bucks sell it now and buy VOO or something. That stock is very volatile (and the company sucks).
Exactly VOO is how I got my account back into the green after I played with options five years ago and lost about $4000 on option.
If ~$9000 is your life savings, you're probably young. You have plenty of time to make it back. Please learn from this. You've got decades to get rich. VOO returned 20+% over the last year. It returns over 10% on average over 30 years. You don't need a lotto ticket. You need discipline and patience.
$TTD this year.. sold out of all of my $VOO thinking I was catching a good bottom on it, but it just keeps on dipping.. Got hit with -50% in the first 6 months of this year. To make it all worse it’s in my ROTH too so can’t really add more to average down. Cost basis is $40 so needs about little more than a 100% move from here just for me to break even. Wish I just kept my brain turned off and kept on with $VOO, but we live and we learn am I right..
Why even bother? Just buy SPY/VOO and hold? If you're in the red after 15-20 years, you wont even feel bad because everyone around you will be in the red with their 401k.
You put six figures in and consistently lost. You did have a one or two big wins but by that time you're only breaking even. Anyways maybe don't invest 100k Like that. If you just put it in QQQ or VOO or SPY or whatever ETF you wanted you'd make a good bit of change in 10 years or if you just put 50% in ETF and indexes than 30% in single stocks you think are going to go up or give dividends than spend the rest on options you still would have probably been in the green after a few years. anyways. Sell you're food stamps and put it on 0DTE calls.
Trust me, I know. I am a supporter of factor investing. But I think this thread was about VOO over VOOG? I support AVLC over VOO any day. I support DFIV over VXUS similarly.
Sure he lost everything and shout have adjusted strategy. But he took a shot. VOO would pay 1k per year in dividends for 100k in a "safe" ETF. Wtf can you do with 1k per year?
Sell all put it into VOO and never have to work again 🤷🏼♂️
That’s not how VOO works
That looks wild just VOO and chill enjoy the World Cup
Sold all my stock assets for a down in late 2020. House is about break even nearly 6 years in. If I had let it ride on VOO would have over doubled my investment. But ya know, I can hang art on my walls.
Yup. I've had a couple moon shots (Intel most notably, up ~500% or more currently), and Hood I just sold for a ~45% gain. I'm slowly selling stuff thts up 20% or more and moving that money to VOO. I do have a decent SGOV/GOVT balance though as well.
VOO/SPY have been meme stocks for a while now. A massive portion of the us population are permabull without even knowing it due to retirement accounts. And plenty others buy it in their taxable account at every opportunity and refuse to buy anything else.
VOO & Freak the Fuck Out — Warren Buffet
The fact that their PE is almost half of Walmart with their main growth drivers up dozens of percent with over half a trillion in legally locked in backlog id say its about as safe as it gets. Half the PE of QQQ and even lower than VOO with better profit growth. Maybe you can say buying at 500 was strained but the 350 range is very much a bargain.
I’m about to start investing significantly more and looking for any tips. I’ve been putting almost all my extra income into paying off my mortgage as fast as possible, but want to increase my contributions towards investing. Loan rate = 6.125% and I’m hoping I can do better than that with a few etfs. I’ve been doing about $100 per month for less than a year. Would like to increase to $500 per month. I don’t really know what I’m doing, but plan on avoiding stocks (have VOO, QQQ, SCHD) and just making consistent contributions without panic selling. Is having just those few for example relatively safe? What picks do y’all have? Have you observed >6% growth from those over extended periods (want some assurance this is a smart plan rather than putting all my extra income into the guaranteed rate I pay on mortgage)? I’ve only got like 6 months and $600 history, but estimated growth is already VOO 6.3%, SCHD 12.0%, and QQQ 14.0%. I’ve kinda just randomly contributed so perhaps I accidentally timed a couple of those well idk, but 6 months history is a good sign so far and hoping y’all actually see high rates over longer periods.
If you moved all your VOO into WEN it would’ve gone up
Anyone know why Spy closed today down .72%, VOO finished down -.52 but SPX was down only .05%.
Why did VOO crash then immediately rebound AH? wtf is this market
It’s a gift …… load up on VOO/SMH and Bitcoin
Ur long on those? I’m buying the dip on them right now but I’ve been bagholding NBIS MRVL INTC VOO what do u think of those
Very simple, you ride the waves and get your gains in the short term. You use that profit to buy the index for the long term. https://imgur.com/a/qUjoHGK All of the net profit goes back to SPY/VOO.
Leave this sub and VOO and chill.
Wrong sub head to boggleheads however I would suggest you to invest in low cost ETF like VTI/VOO 800$ free spending is a lot but it’ll do wonders if you invest all in.
Don't panic over this its just a classic dividend mirage. VOO went ex-dividend yesterday meaning its share price automatically dropped by the cash amount of its quarterly payout (around $1.96). The regular S&P 500 index doesn't factor in dividends, which creates that temporary gap. You didn't lose anything...that missing 0.36% is just heading to your brokerage account 😄 link to the news - [https://www.moomoo.com/news/post/71990815/vanguard-s-p-500-etf-to-go-ex-dividend-on?level=1&data\_ticket=1782484958505587](https://www.moomoo.com/news/post/71990815/vanguard-s-p-500-etf-to-go-ex-dividend-on?level=1&data_ticket=1782484958505587)
It sounds like you should just buy VOO and stop looking at your app.
You’re gambling, and you got lucky. Trust me, the market is so random that it doesn't give a fuck about data or anything; sometimes it reacts, sometimes not, which is gambling. Put all that money in VOO and chill
Can’t make this shit up. Down 15% on $NOW. Decided to sell $NOW to go into $VOO yesterday to sleep better at night. Today $NOW up 4%, $VOO down 1%.
Already bought VOO, VT, SCHD and DRAM premarket.
MODs we have VOO guy for ban list
3k is nothing when VOO is printing 41k for you though, just let the winners ride. BULL and PLTR holding you back but at least the index fund thesis is working.
You're in a good position. Since you're just starting, I'd keep it simple. * Keep your emergency fund intact. * Make broad-market ETFs the core of your portfolio. * Don't worry too much about the overlap between VOO and big tech stocks....just avoid adding too many more individual tech names. * If you enjoy picking stocks, limit them to 10–20% of your portfolio. * If you're investing for the long term, lump sum investing has historically outperformed DCA on average, but DCA is fine if it helps you stay consistent. The most important thing isn't finding the perfect ETF.....it's investing regularly and staying diversified over time.
Having money is stressful when you can’t just VOO & chill
Some WSB classic favorites are at or near YTD lows.... SLV, ASTS, RKLB, BKSY, PL, ONDS, AMPX, UMAC, RCAT, etc etc etc Also mag7 are down bigly, which makes up like 40% of SP500. What does it mean and why aren't the indexes tanking, what the fuck is actually up besides chips? Fucking FedEx? FedEx and Fastenal and Micron are holding up VOO? Maybe a few healthcares?
If you already feel overwhelmed, that usually means simplify, not add more tickers. QQQ would mostly double down on the same tech concentration you are already worried about. If it were me, I would stop adding individual stocks for now, keep the ones you already own, and direct new money into a broad core like VOO or VTI plus VXUS if you want international exposure.
Basis points are the same as the expense ratio. You'll also hear it when talking about interest rates. Fifty basis points is half a percent. An expense ratio measures how much you'll pay over the course of a year to own a fund, expressed as a percentage of your investments. An expense ratio is calculated by dividing a fund's operating expenses by its net assets. For example, if you have $5,000 invested in an ETF with an expense ratio of .04%, you'll pay the fund $2 annually. The expense ratio for VOO is 0.03% VXUS is 0.05%. You have to decide for yourself what's too much. Many active and theme based ETFs range higher, like 0.20 to 0.80 and more. A very broad index may have lower returns because your money is spread out over many more companies with varying performance. But those same indexes usually have expense ratios under 0.10%. Broad indexes like VOO and VXUS are easy because they include almost everything worth considering and you don't have to think about whether a sector is going up or down. Many who have been investing for ten years or more find that they cannot pick individual stocks successfully and consistently so they go to ETFs or mutual funds.
We’ve all heard the advice “VOO and chill”, but why not the levered SSO and chill? If I’m holding it in a retirement account for 20-30 years, the likelihood that the market will be down over that long of a horizon is minimal. So why not? Is me dumb?
Literally bro I woulda lost maybe 20-30k of that 216k and quit for life lmao. Just fucking accepted that i got lucky and VOO that shit into retirement
Congrats on having the YOLO to do it. I wanted to put everything into semis but only invested 30%. Glad it worked out for you. Make sure you learn to take profits and then get setup for the long term ETFs like VOO.
Could of just put 100k in qqq 100k in VOO and just relaxed lol
What do I do with this information haha. Guess that's what we all trying to figure out. Markets, stocks and information all way faster. So invest and switch stocks/sectors/strategies faster, I guess. Or VOO and chill for some, still.
Ok, but how many people just have their 401k contributions go into an SP500 ETF like SPY or VOO or whatever their 401k managing company offers? That's what mine does. How many people actually send a weekly or bi-weekly check to some hedge fund manager to put into something other than the SP500?