Reddit Posts
The stock market will prob crash now because I bought nearly 1million usd worth of VOO with my inheritance
Boo Hoo. I bought VOO. I put my toe in at the wrong time.
23M, just started investing. Is VTI really the best strategy, or am I missing out on better growth?
$5 Every Trading Day since April, Finally at 1 Share of VOO
What's been happening with the S&P 500 these past few days?
My trading regime (What is yours?)
Best investment strategy for self controlled 401K
If SpaceX merges with Tesla, what will the consequence be for the S&P 500 index, specifically VOO?
VFQY as an alternative to VOO's tech overweighting?
Portfolio Review: 3–5 Year Horizon, Moderate Risk
The "sell employee stock purchase plan" immediately strategy. This doesn't seem logical to me based on percentages
Anyone else considering increasingly moving to short term govt paper in their tax-free accounts?
I have 11k in stock and I am 20 years old. Where do I invest?
Investing $100 a day - what would you choose besides VOO?
Investing $100 a day - what would you choose besides VOO?
For non-US investors what are non-US domiciled equivalent ETFs you buy?
Once again S&P1 seems to be the best long term strategy over the S&P500
I have been DCA’ing into VOO since 2012 and now I’m rich.
VOO Performance Lately / General Investing Approach
After playing options, my net worth is currently 30$
Isn’t concentration actually proven to win over the long term? .
Any advice from experienced investors
At what point is qqqm better than voo for young investors?
What ETFs or Index funds are y’all thinking about bidding on? I really like VOO as a long term play for myself
is this a good growth focused Roth IRA asset allocation?
Questions about my ROTH IRA fee structure / returns
Canadian who has roughly US$30k–$35k for the long term, looking to invest in the market. Unsure of the best long-term "boring" buys that my American friends can recommend. Do ya'll have any suggestions?
Help me find the next stock that will skyrocket 100-fold :)
IRA vs. Taxable Account (Keeping the money in for 20 years).
Built an agent that buys whatever WSB is talking about. It's down 19.2%. Got 3k upvotes on WSB before they deleted it.
I built an agent that buys whatever this sub is talking about. It's down 19.2%.
Does anyone avoid diversification (like me)?
ETF allocation changes due to high valuations
Strategy for entering the market with large lump sum
Strategy for entering the market with large lump sum
Weird question but like, are the majority of financial advisors just scam artists essentially?
Mag 7 already did their 100x (and more). So where does the next trillion-dollar (or multitrillion) company come from?
Gamers here, do you invest in a game company like Nintendo, Sega, etc?
Simple IRA through work and personal Roth IRA (35)
Supposing AI goes up, is AIS ETF a safe choice?
Beginner looking to make my first options trade — how would you approach this?
Equal weight S&P 500 ETF (RSP) for indexing rather than VOO?
Beginner looking to make my first options trade — how would you approach this?
Why are all my individual stocks down but index at ATH?
Rate my Roth IRA split, just opened my account and haven’t put anything in yet, just looking for advice.
LTCG or dividends or cash to pay for big ticket fun?
Can I do multiple Schwab deposits through the year without any issues?
What are your Top ETFs Picks so far this year? Beyond VOO, VT, VXUS?
US market - VOO or CSPX QQQ or CNDX or anything else?
I'm deciding to sell NASA (tema) etf for tax loss harvesting, since I made around $300 in profit so far in 6 months. Should I do it or no? Needed thoughts.
Concentrating positions, not diversifying. Insights from those that have done this?
Mentions
Small correction, but DCA means a fixed dollar amount each time, not a fixed number of shares. Also a 100-share block of VOO at $694 works out to about $69,400, so I doubt that's the threshold your brokerage has in mind.
There are alternatives to VOO that are cheaper. SPYM seems to be a good one. Lower expanse ratio, better dividends handling, current price is around $90
Has VOO ever done a stock split? It just looks like it tracks the S&P500 index. If the index is at 7000, VOO will be at 700. If the index falls to 6000, VOO will fall to 600. For the dollar cost averaging, I was hoping that the index would have the decimal moved over to show a current price like $69.36. I would be able to buy multiple blocks vs saving forever to get one.
Invest mostly in VOO, VTI, QQQM, VT every month no matter whether you think market is good or bad. No matter what the news says. And you will be better off than 90% investors
VALL and VOO would be a good mix. Gotta be more diversified than only an international etf.
Good, valuations made no sense. I switched my buying from VOO to EPS. Doing a 5% rebalance to equities in the morning.
I know. I initially thought I'd like putting money in there over VTI because of the lower expense ratio but realized quickly I didn't like the nature of an index fund vs an etf like VTI/VOO. Left the money in because why would I take it out and pay capital gains lol
No more chill time bitch. VOO might be on the path to volatility
Brother, please. Don't do options. You need to trust me. I've lost money doing options. So many people have lost money doing options. And the scariest part is that it only takes 5 minutes to lose it all. I can't stop you from doing it even though I joke about coming to your house, tying you up like a pinata, and beating your ass with a spoon until you shit yourself like candy. Trust me I would do it if it wasn't frowned upon in order to keep you away from options! Just heed the warnings. It's not a good hobby to get into. You take every cent you can and throw it into VOO or some other bullshit variant of the S&P500 and when your smooth little ass turns 55 (if you live that long) you'll have some good money in the bank And then you'll be the one spending money on only fans models! Sounds pretty cool doesn't it?
VOO is a collection of 500 silly symbols
Why do i see a post about VOO on Wsb🤌
I plan to do 60% of my portfolio in VOO as I accumulate cash.
VOO has better dividends comparative to its expense ratio, doesn't it?
Aoc will storm the house in her slacks and pantyhose stand up on the desk of the chamber and declare money gay and illegal and the bulls will lose it all. Even rhe VOO flaggots. Epic gamer W
Sell. Pay the 30% tax on it and pay off bills or use it for a house.. if you dont have bills or a house to pay off or a business you want to start. Put that shit into VOO and forget about it
Outperforming VOO on these 4 years is a very "makes sense to do" thing for me.
just buy VOO/VXUS 50-50 and quit trying all this nonsense.
And VOO/VTI are what 3% off their ATH? Thats still means they are almost near their ATHs People act like we are in the middle of a crash
Falling yields can mean a lot of things: pensions locking in rates while they're high, rebalancing after a rough tech week, or a plain flight to safety. I wouldn't read it as a prophecy. I'm in VOO plus a handful of growth names, and my plan is the same either way, keep adding monthly and do not try to time it.
VOO has heavy AI weights but better than nothing. Just saying if you want less AI exposure. It also has no non-us stocks which people generally want. VT and chill or pair with a non-us index may be best.
The markets are irrational. Thus the only rational thing to do in a irrational market is to buy an hold. VOO and chill FTW
Sometimes people just get sick of gambling and want slow growth. I sold 2x the shares worth of my initial Intel entry. Now whatever it does doesn't matter to me because it made me plenty. Put it all into VOO where it'll stay forever.
I’ve been buying VOO and QQQ lol.
Open up the "VOO and chill" barrel
Oh simplify the house one how so? Maybe just VOO/VXUS? Yeah honestly I didn’t look at the expense ratio on the emerging markets. That’s my bad. I just understood it as similar to AVUV but for international stocks. and since I’d be holding it a while that’s fine to grow slow short term but better over time… overlooked that ER 🙂↔️
Buy all VOO until you have 100k, then you can think about buying something else. Even then, right answer is probably more VOO.
Long-term investment options Hi all! Currently looking for some index funds to invest into. I’ve got about 30 shares of VOO along with a few shares of VEA, SPYG and IVV. I think I’m overlapping too much and I’m looking to broaden my little basket. Anyone have any opinions for a 27 year old making around 160k a year?
You should at least hedge with VOO Jesus
The key to it is the replacing it with another ticker part. For example, say you bought VOO and it went down 5%. You could sell for a loss, then reinvest in SPY, a different ticker that essentially does the same thing. You’re still “in” but you just eliminated some tax burden. You’ll end up paying it eventually on a bigger gain later, but when that happens you’ll have the cash available too.
Yup. Money dumped in at the start of the year yield is 20% and that’s just VOO lol
Pay off the credit card debt and at least Max out your IRA in VOO. Have ora options disabled too. Because we all know you gonna lose it all back eventually lol.
Everyone started investing 3 years ago and only in VOO. Good one, Warren!
Even VTI and VOO are down. We are so cooked
Idk how you guys do this but I already feel overleveraged with 95% VOO lmfao
I got a higher YTD than on may, june or july. My highest YTD as sept 2nd with 25.36% and currently sitting at 22.52%. Seems I will close \~1.05% up today. My best 3 stocks are acn, mrk & cm and my 3 worst performing are vstn, mrp & hesm. I am someone who delves a lot in value/quality investment through actual fundamental analysis and several valuation methods to eventually see it on a football field analysis and getting an avg and median price and compare to spot price and future CAGR. From "ai stocks" I got Googl (recently bought), Nok and Msft (avg \~ $386 since it was following it earlier this year and bought when it touched the ascending trendline which was the same as the 200 moving average between other reasons). I have never been a momentum idiot with fomo who follows whatever said from all these "covid experts" on whatever social media with their geniuses ideas that are just "buy the dip", "ReV is beating up expectations" with storytelling & hype as if liquidity was infinite, and as if cost of capital and risk management werent a thing either Currently I am beating VOO, QQQ & IWM pass. Ironically the one I am not beating is SCHD which everyone was just spitting last year. For ending if you cant comprehend or have a thesis of your own why SCHD, VTV & COWS are beating VOO & QQQ, you got much to learn and just invest on ETFs. Will save you time and your hair
I lost negative $7K so far, but I own GOOG, VOO, and RSR right now.
I swung MU from $400 to $1200 in the spring and rolled those profits into DRAM, SOXX and VOO all of which I plan to hold for decades. Even if there is an AI bubble that pops, the need for their products is going to increase over the decades. You’ll likely be better served thinking longer term than trying to trend chase like this
Bro just go buy VOO and live your life. Get off this shit lmao
Congrats on the recent successful gambles ***Don’t say it. Don’t say it. Don’t say it.*** Still not beating VOO over the long term, though.
this was an expensive lesson but its not a big deal. put that 15k into VOO and stop thinking about this shit. If you try to win it back, you WILL lose again
my recurring buy order for VOO every monday that Fidelty trades at their own discretion just went off. Wonder how much aggregate buying power these recurring orders give them
Go with some dividend etfs and drip for a bit. Or do the VOO/SCHD and chill for a bit, learn more and try again with a smaller percentage of your portfolio.
You should be in VTI not VOO. Excluding small cap isn't wise
Agree a correction isn't a permanent loss if you own good businesses and don't need the money soon. The catch is that the index always works its way back, but single stocks don't have to. That's why VOO stays my core and the individual names stay smaller.
straight A on my VOO type shii
Guys hypothetically what would happen if the White House got bombed? -3% VOO? Or would it really be worse
Calls. Zero debate. Their CFO is as legit AS they come and they're exceptionally cash efficient. Period. They will soon have $200b in cash to whether any downturn. And if you doubt AI and their actual 85% margins on inference and the growth potential of inference (2x to 3x a year for 10 years?) you should invest in VOO.
Why is qqq losing to VOO
We have heard all this before. In regards to tech. This company can do anything when they put their collective power and resources to it. Ads Search Content YouTube is starting to over take other media companies Self driving cars Cloud Chip fab It just doesn’t end. Everyone knows this company is an ETF in itself. Everyone cries on Reddit when major companies correct or overcorrect. But the only way to beat the market is you buy these corrections. Not when the company is $400. If you’re going to buy the Mag 7 at all time highs. You’re better of just buying VOO or any broad ETF. No one here is sitting in board meetings and we have no idea what the true future direction is of majority of companies.
nuclear strikes. good or bad for VOO?
You're buying 3x leverage you're a gambler, not an investor, don't kid yourself. Just because you also buy VOO sometimes doesn't mean you don't gamble
VOO fullport is perfect for risk averse investors as the volatility is de minimis.
Eh I’m young and don’t use options, I just invest in stupid shit … sometimes successfully. I also have a lot of VOO FXAIX etc. Also, the staircase is mainly from adding more money once every quarter. But yeah I’ve been expecting a drop eventually
Sell all this BS and buy VOO
I remember when VOO dropped from the $630s to the $580s within a few days. Granted, I was still new to investing and barely had money in that ETF, so the loss was minimal.
Dude if you make 27k a year and can save significant amounts of money like this (presumably cause doesn’t look like you have the skills to trade for it) … just save it and put it on VOO or something. Take this from a former idiot.
Its joever. AI? Its a fugazi. The billions invested ? Evaporated. AMD is now back to Advance Money Destroyer, NVDA compromised by Chinese Honeypot. QQQM and VOO are cooked, Mr Mango destroyed the US markets, i will only be investing in the NEXT MARKET GIANTS.
I hold VOO, VXUS, and QQQM. I’ve been very pleased with QQQM’s performance but have also been looking into SCHG for the lower Expense Ratio and/or SPMO for the momentum tilt but haven’t pull the trigger on either. VGT is another great ETF with great returns. I don’t think you can really go wrong with any of the above
First, kudos to you for recovering from addiction. For investments, don’t chase stuff because it’s talked up online. Almost all crypto is going to zero. Many stocks are going to zero. If I had your current holdings I would sell, except potentially one or two for which you can make a solid business case. The safe, effective thing to do is dollar cost average into cheap index funds like VOO and VT. Consider tech funds like VGT and QQQM, which have higher returns but also more volatility. If you want to bet a small fraction of your portfolio on individual investments, pick them because you can see they are excelling (eg because you are a customer of the underlying business). If you want to lose money faster, trade options.
I would look at QQQM, SOXX, and then just the market indexes like SPY or VOO
VOO 60%, SCHD 20%, Nasdaq or SPMO 20% and you are all set for the next 20 years.
Pretty much. VOO already has a good mix of tech, healthcare and energy, so you get all three without having to pick. I'd just add a little extra to whichever sector I believe in most.
Bro 6 years of stress could have been avoid with VOO and chill or you could investing MU or SNDK. But hindsight is 2020 so I think you’ll be fine
Personally I'd be covering my tracks better in anticipation for an IRS audit. At least the CUSIPs are different for the securities you mention, so it won't be your broker who triggers an audit. But if you're audited in the coming years for any other reason, when they get to your Schedule D what's your argument for how, say, VTI & ITOT are not substantially identical? In your shoes I'd swap the current "total market" funds for something not total market. I'm thinking VOO for VTI and IEFA & IEMG for VXUS.
I will never doubt VOO ever again.
Just sell 90% of this BS, work hard at your day job and just buy VOO. Not financial advice, but this port sucks.
Good point from the top comment that the big bounces followed real drawdowns. I just keep adding to VOO through it, so midterm patterns are interesting to me but not something I'd trade on. Five data points is a small sample when rates and earnings are doing most of the work.
Redditors’ posts amount to a teacup in an ocean that is the market. Nobody knows nothing. Just keep buying VOO or similar with regularity.
… compared to what? BTC has been around for longer than voo lmao. By your logic VOO and other broad market ETFs haven’t been proven yet either because they’ve been around for an even shorter amount of time. Is that the stance you’re going with?
I’d kick myself too. But in hindsight, no one knew it would become the biggest company someday. I had tons of Amazon shares from 2016 that I majorly regret selling. Shit happens, just but the VOO and chill.
what should i buy, i’m thinking to put 300USD into ITRN or VOO
Stop putting any more money in these. Moving forward, pick a broad index fund/ETF (VT, VTI, VOO or XEQT) and stick with it. If you must buy these speculative stocks, stick to less than 5% of your portfolio.
Oh fomo you drama queen, always making it about yourself. Do you VOO and chill? 🤔
VOO is boomers with 5 million chump change
Is opposite of VOO and chill, SOXL and goon?
I think he's a VOO and chill guy.
Hopefully you're young and you learn. It's called VOO and chill.
\>if you think banks are going to let btc overtake something like VOO you are insane. That’s already happened though?
Not really sure why VOO and VXUS weighting is relevant to my comment or point. But VXUS since inception over the course of 15 years has about the same return as VOO over just the past 5 years. Of course holding VOO (or SPY) for that entire 15 year period easily outclasses VXUS. You're basically suggesting selling a higher performing asset, to diversify into a lower performing one - not sure I agree with that.
Unless it goes to zero or even way down. Past performance is not a guarantee of future performance. It’s backed by nothing, pays no dividends and is based on hype. I would stick with VOO, if you think banks are going to let btc overtake something like VOO you are insane.
Lmao imagine dumping everything in VOO, like at least try to do something interesting
If you don’t need the money hold for a rebound and then when you get back to a loss you’re comfortable with if you want to sell and put it in an etf like VOO or SPYM or something that will help you offset some of your losses over time.
Tons of stocks in bear market territory. 4/7 mag7 stocks are in technical bear markets. Many big tech companies. It’s very compelling/ interesting and def a win for the VOO and chill guys this time lol
Yeah, but VOO is meant to be a long-term investment. People who bought an S&P 500 fund before the [Dot.com](http://Dot.com) crash and the 2008 crash, are sitting pretty these days.
Sorry for your loss. I’m no fiduciary, but I’m sure $1million in VOO is going to do you just fine over the next 20 years or so.
I dunno, seems like a good move to me. Of ALL of the fucked up, fuckass things you could have done with that inheritance, throwing it all into VOO was actually near the top smartest things to do with that money. Just make sure you have it set to DRIP, and coast.
I'd recommend a portion of bonds, and possibly a few other indexes not tied to the US or tech as hedges. VOO should do fine though and is a reasonable core holding.
20 years. This may make you feel better if you run this experiment. FInd any stock performance calculator and put in your purchase date for VOO. Then select for your 'time interval' to review performance at a week. Then a month. Then 6 months, a year, 5 years, 10, then 20. You'll see that as the interval grows the dip we've just experienced is almost invisible. Now this is absolutely no guarantee of future results, but IMO what other measure is any better? I'm writing this as someone who first bought QQQ in back in '99, so I know exactly how you feel. But I liked the focus, so stayed the course. That was a lot of dollars ago. I don't sweat it anymore.
The bad thing about the roller coaster is many people panic and jump out on the way down. Be steadfast. VOO will always recover, eventually, and you've got a long horizon.
If I woulda kept it in SGOV then VOO woulda ripped up another 20-30% higher over the next 12 months so it’s damn if you do and damn if you don’t
Thank you for your service lol. If it crashes next week, at least we’ll all know who to blame. Kidding though. I traded stocks for a while too, and you’ll be fine. 20 years is a long time to wait, and if you’re not selling, a crash just looks bad on a screen. I switched my retirement to something more volatile and just lost a ton on it, but the good part is I get to buy low on the way back up. Historically the market has always come back eventually. You figured out you can’t time it and picked a plan you can stick with, and most people never get there. Bottom line, YOU'RE GONNA BE FINE. dont sell, hold for those 20 years. if anything, pull like 25% of it out and if it drops more, buy. dont try and time it and dont look every day. look like once a week. if it dropped. buy more. if it is up, dont buy more. remember, what goes up goes down, and what goes down goes up... well those indexes anyways. VOO is good to be in cuz it does just this... so look at it once a week. if its down, buy. its that simple. dont wait. if its up, wait for it to drop
the real answer is to convince yourself that the only way people get rich is not quickly, but by boring-ass investing in VOO, and move all that's left here to VOO as your first bet. Unfortunately it doesn't feel good, right, or show results for decades, so it's just not realistic advice for most people. The best I've found is to put most of your future investing money into index, and then save a small hit for stock picking... just enough to scratch the itch, but physically isolated from 'just a little bit more'
Why didn’t you use direct indexing? You’re giving up so much tax alpha by buying VOO with that amount of capital.
sorry if you already know all this, covered calls require pretty significant capital that's the catch. most people don't have any money lol you cap unlimited upside in return for premium. if market goes up but not past your strike, stays float, or goes down over the duration of the call, you just got real money where you wouldn't have done anything market crashes? you lost a little bit less than you would have otherwise holding same thing SPY VOO whatever. in your particular case rather than being all in with a lump sum which is a bad idea, if you had some called away it would be a good thing. you would have some flexibility in management