VOO

Puzzleheaded_Sun_146

VOO and chill. You’ve done a great job but relax from trading.. you lost your girl you lost a job you got other things to worry abt so take your mind off trading. VOO and chill forever. I read the little book of common sense investing, and it’s convinced me to not stress about trading because if you put your money in an index fund forever for 30+ years you will end up making a multi millions+ with time and no work required compared to trading everyday for 30+ years, fighting the market and becoming consumed and combating stress from highs and lows. Meanwhile the person who invested solely in an index fund has his money and is chilling. VOO and legit just chill.. That’s how I really see it though, if anyone has any advice on that please share 🙏🏼 But I feel bad for you bro keep your head up

ShotPay1291

Ig you are right. I will stick to the good old VOO and VXUS.

RevolutionCivil8049

VOO vs VTI isn't a concentration argument, those two track each other almost tick for tick. The real gap there is small caps dragging, not concentration paying off. Show me VT vs IOO with the exact dates and whether dividends are included, because that comparison flips depending on where you start.

HighFreqHustler

Start using etf like VOO and if you want more aggressive spmo, no options.

ShotPay1291

No just a colleague telling me how individual tech stocks had gained so much earlier this week and that he wouldn't do VOO and chill 

MediclePhysicist

There is a little bit of macroeconomics going on behind the scene here contributing to why things are down. We just got data showing inflation is higher than our government would like. In order to curb that, the fed raises interest rates which increases borrowing costs. Higher borrowing costs means people and companies are not taking out loans to buy houses or cars or expand. This causes prices to stop increasing in price so quickly, thus fighting inflation, but also means it's a not so booming economy. The data came out today which is why most sectors dropped. It will recover. I think VOO should dwarf your individual stock picks 80:20 or 90:10 as a general rule. However if your are in the first several years of your investment journey you can afford a little more risk, think 50:50 but then as you go, more should go into VOO. Some people do all VOO

Sufficient_Put4775

Just invest in VOO, it’s not fucking complicated https://preview.redd.it/5oovmnd68drh1.jpeg?width=1170&format=pjpg&auto=webp&s=91498aaa1fc664fdbfb087851ca2526431b657a3

Infamous_Ad8730

Actually "some" is, but most is in VT and VOO.

yuiop300

All you needed to do was to keep buying more in 2022 and HOLD. Peak of 2022 until now it’s still 71%. Just stop whatever you were doing and buy VOO and bag hold that.

Nervous-Tangerine638

Based on 6 months of living expenses. For me its $10k savings and $10k checking. I have 2 mortgages (1 rental) and a sizable portfolio. I invest passively through my 401k and I buy $150 VOO every week. If I go over 20k, I usually just buy more VOO or VXUS.

rumpler117

On individual stocks, I usually like to sell a portion equal to my initial investment +25-50% (depending on how risky it seems to me), then invest that amount in VTI or VOO.

kdizzle619

Brother, stop trading options. Just accumulate ETFs like VOO and hold until you retire. No point in trying to fix this problem by gambling more. Just start new and be consistent.

pk_12345

I hope you are not buying VTI or VOO or qqq. 

patentlypleasant

You are genuinely a gambling addict and need to just set up automatic transfers and investments into VOO and then delete your access from there

ShotPay1291

Btw I have been VOOing and chilling but once in a while will get FOMO. Today is one of those days. VOO and chill still valid, eh? 

Rational_Disconnect

VOO is up 76% over the past 5 years lmao

Three-Off-The-Tee

Bro, head up. Stay out of the casino. Put your money in an ETF like VOO and be a gentleman. Kind regards regard.

PurpleCableNetworker

If you just did VOO and chill you would have nearly doubled your money.

pr0prfkt

Sell asset when you have something urgent to pay for. If you pick things that need to be timed, you probably picked wrong to begin with. Spend less than you earn, have emergency fund, auto invest, don’t panic sell, do this forever. This is the power of VOO and chill. Harder to be sanguine with stock picks. Best of luck.

CG_throwback

You don’t want to hear this but VOO and chill. If it’s any consolation I wish I lost only 50k on my lifetime and that amount taught me enough to stop doing the mistakes I do. Words like make it back and so close to break even. Admit that you didn’t know what you were doing and that you will do better. Get a tattoo of this. When strangers lose money they are stupid when I lose money I have bad luck. If you don’t understand the sentence you losing money had nothing to do with luck. Sorry about your downfall I hope you get your health in order. Take a break. Until you’re ready to buy VOO and chill don’t come back. As we all love saying. No crying in the casino.

No_Resolution8762

I was in a similar position to you a few years ago. I was 100% on VOO. After studying bitcoin for months, I shifted 25% to it. Given your long time horizon, I recommend studying about bitcoin. But only invest in it after doing your due diligence and having strong conviction.

jcpopm

This is why "VOO and chill" is good for some people (you), since you can't do fucking math. OP has 138% return since 2022, VOO has 61% (76% with dividends reinvested). Also lol at VOO being "diversified."

__redruM

About 20k. I’m up so much at this point it would be impossible to sell at a loss. So if I suddenly need a lump sum I can sell some VOO and get it into my bank in a couple days.

DarkVoid42

wtf. how do you do literally worse than just buying VOO and holding it in a bull market.

sharp315

is 2 units really a 'position'? you should sell all 2 units and buy VOO and then maybe invest more money into your portfolio also.

sharp315

theoretically you want to hold your highest earning assets in the Roth IRA in order to maximize tax-free earnings. based on your allocations you could shift your Roth IRA to all or mostly QQQM seeing as that is your highest earning asset. then, apply your 70/20/10 split to your entire portfolio and not simply each account. for example, if you have a $100,000 portfolio using your above splits you should do something as follows: Roth IRA --> $20,000 QQQM Taxable brokerage --> $70,000 VOO; $10,000 VXUS \^ this is assuming your Roth is capped out but I don't know how many years you have been contributing but hopefully you get the idea.

jvaritek33c

VOO and chill quickly becoming VXUS and chill

Only4TheShow

Ranking every option for *this* job — moving money out of the AI/megacap pile: 1. **BRK.B** — completely different businesses, cheapest valuation, no dividend. 2. **VTI / VTSAX** — best of the index funds; adds \~3,000 smaller companies you don't own. 3. **VOO / FXAIX / SPY** — broader than your book, but top-heavy with your names. 4. **QQQ** — mostly more of what you have. 5. **VUG / SCHG** — the growth half of the market only, which is exactly where you're already concentrated.

Creative_Youth_4982

do you know what VOO is?

Creative_Youth_4982

yaes, you are so smart! but if you are a trader and as soon as things are looking bullish, something slams it back down. depending on the account, I'm either beating the market handily or losing slightly. but it's super frustrating. if it isn't for you; i'm sure you are just a VOO investor

Tetradrachm

VOO

Retired-Yam8988

I’m an accidental landlord and there’s not much money in it tbh and I bought in 2011 and 2017. Also built an ADU in 2021. All three are rented out now. Our raw monthly income is about 14k a month. After expenses and taxes, it’s like 6-7k a month. The thing is these properties are worth about 4.5m or so. The cap rate is literally less than 2% a year which is complete garbage. Why not sell? Well we have competent management in place at least that isn’t that expensive luckily and honestly we don’t sell assets if we don’t need the money and we never really need more money. We retired in our 40s and now in our 50s, our business is still going and making us more money than we will ever need (like 60-70k profit a month). Our passive assets are making us more and more too (up to about 40-50k a month these days). Overall we just let things lie because I look at it as not needing to take a taxable event with already locked in very low interest that’s less than inflation that our tenants pay off anyway in a tax advantaged asset (depreciating the property on your taxes is rather nice as it makes any hint of profit disappear to the tax man). Other than that, we’re not looking to do more especially not in the US because the numbers are truly messed up in most major metros. You’re better off dumping money into VOO or VTI and just keep that growing

No_Current3675

JFC bruh. U the poster child for VOO n chill. 

nwendt223223

Depends on what your goal is. For long term investments/retirement I generally focus on broad market funds like VTI, SPY, VOO etc. to get exposure to multiple companies/industries/sectors. For medium to short term investments or trades I usually go one of two ways. First I may come across an opportunity by word of mouth or just look through the news/social media and industry/marketing order reports to get an idea where an industry may be headed then drill down and focus on the different stocks. Secondly I may look for opportunities that may fit an already existing options strategy I have either come up with myself or found somewhere else then modified. Usually this involves looking through the options chain on an ETF like SPY for example.

Successful-Tea-5733

But even index funds, 1 share of VOO at $700, if I had $500 I'd rather buy 7 shares at $70 than .7 shares at $700. Yes I understand its the same. But for me I just would rather own more shares. Need new tires? I can sell 7 older shares of VOO if its at a lower price.

SirGlass

retail and pension funds have two vastly different goals For most retail investors , they have some 30-40 year accumulation period followed by a withdrawl period With the long time line in the accumulation period they can ride out market crashes. If you are 30 years from retirement you can have a very risk on portfolio of 100% equities. If the market crashes 60% and you are 30 years from retirement, as long as you stay employed its actually a benefit to you as you will just be buying at cheaper prices Pension funds are both saving for employees future retirement while at the same time paying out money to retired people A pension fund likely cannot take a 60% loss and stay solvent. Two very different risk factors So a retail investor 30 years from retirement can take on a lot more risk vs pension funds, they can ride crashes and booms to get the highest returns Pension funds need to pay out their obligations every month, they cannot just say "Well the market crashed we need to wait 5 years until it recovers so we are pausing pension payments" Younger retail investors can absolutely wait out a 5-10 year market crash. However with a lot of private assets the pricing is more Opaque. With public stocks you can see how much they are worth in real time. If you hold 1 million shares of VOO you can see in real time how much they are worth. If you hold a golf course, well the pricing is more sticky, you can kind of assign any price to it you want with in reason . If the economy crashes, does the golf course go down in value , maybe but maybe not. If the stock market crashes 50% does that mean your golf course is worth 50% less, no. Thats why pensions like private assets, real estate because they are somewhat uncorrelated to the stock market. I can remember in 2008 when the market crashed, even real estate lost value, everything was in the dump, art was still selling for record prices. i

Much_Candle_942

Yes, for salaried employees a bond ETF and a little bit of VOO ETF is ideal.  It's all about risk tolerance 

Successful-Tea-5733

Yeah I've got QQQM and VOO for the majority of my holdings.

cbr777

holy fucking shit that is some five star retarded shit, why in gods name would you buy shares when it was so high? But then you went and compounded the problem by selling calls below your average price? Dude I don't think this sport is for you, probably best to buy VOO and chill going forward.

Pin-Last

Call Fidelity, 1-800-343-3548, they’ll walk you through literally everything to set up an “individual investment account“. Buy VOO (proxy for the S&P 500) if you want essentially the 500 sturdiest companies in the US, or buy QQQM (Nasdaq proxy) if you want the higher growth (but more expensive relative to earnings) tech type companies. The Nasdaq has outperformed the S&P for a while.

Delicious_Put_5857

bro shorting VOO lol [https://www.reddit.com/r/wallstreetbets/comments/1wn5kfs/guys\_im\_shorting\_everything\_go\_to\_fuck\_yourselves/](https://www.reddit.com/r/wallstreetbets/comments/1wn5kfs/guys_im_shorting_everything_go_to_fuck_yourselves/)

Sufficient_Put4775

Oh this retarded ass chart… when you invest in VOO you could give a fuck about this dumbass chart

Odd-Wallaby-9867

No single stocks unless you are gonna work as an analyst and manage your positions. Even then, you’d probably beat with a major index fund like VOO/QQQ

Safe-Informal

Are fine with the valuations of the other 498 stocks in the S&P 500? VOO- Tesla 1.56% and SPCX 0% until 6/2027

ATPsynthase12

SPMO is performance chasing. It’s still concentrated in like 150 companies and exceptionally tech heavy. And as others may have said, you have no foreign market diversification so you are missing out on about 45% of the total world market. They are boring and not flashy, but statistically speaking, broad whole market index funds like VTI, VOO, and VXUS or SPY do better year on year and outperform stock picking or actively managed portfolios. Unless you’re Warren Buffett or insider trading, your portfolio will statistically underperform someone who simply bought index funds.

Arrowhead_Pride15

And that is exactly why you shouldn't sell. You are diversified in other, tax friendly accounts. The taxable account is where you can have fun with some "play" money and as much as I love my 401k invested in VOO/VTI etc those funds do not hold any TSM, very little NBIS, and by playing individual stocks you don't always beat the market, but i have a handful that I have held for years that absolutely HAVE outperformed (NVDA, GOOG, TSM, funnily I have NBIS too but wayyyyyyy too early to call that one...) and if you aren't buying individual stocks with your excess "fun" money then the odds of ever outperforming are Zero. You paid for the ticket on theses positions, take the ride!

Eazy12345678

ROTH IRA. portion every paycheck into VOO or FXAIX

IronicallyCanadian

VOO and chill for 35 years

newaccount202225

Honestly not too crazy. Wish I had your nerve. I'm a 90% VOO kinda person. Back when Google was at around 250 I bought a couple 2027 250c that I sold at 400. Could have retired if I had enough conviction to go all in. Do you see it reaching 400 again by EOY? That's what I'm hoping for.

FunFactTidbits

There's lower cost (expense ratio) like VOO (Vanguard). Over time the expenses eat into your earnings. Be aware of the holdings. The Mega cap stocks are heavily weighted in both while the RSP is equally weighted (also a high expense ratio). Don't know if Vanguard has something that mimics. Generally, Dollar Cost Averaging (DCA) is best. If in a taxable account try to hold for at least a year so it will be taxed as long-term Capital Gains (lower tax rate) vs Income. Good luck Note: I am no a fiduciary

uselesknowledgeadict

Just put it in VOO. Stock picking with only 200 doesn’t sound very promising. Keep piling into etfs till you have a more sizable account.

Gone-with-wind999

This thread is a “high risk” forum where people post about their bets in the market. Please don’t confuse the advice you would get here. My 2 cents. 80% of it in an index fund that tracks the S and P 500. VOO or SPYM. 20 % in some other areas that have more upside. Lots of interesting stuff here. 75% of professional hedge funds don’t beat the S and P which usually can get you 10 - 15 percent a year compounding over time. Sounds boring but deceptively good.

midhknyght

VOO and chill.

OG_Tater

You should call Fidelity or Schwab and ask them. Or walk in. The standard advice is to have 3-6 months cash in a high yield savings account. Then contribute 401k up to the match. Then contribute to a Roth up to the max. Then anything that’s left put in a taxable brokerage account and buy VOO

MatteoFlacco

VOO and that’s it

Flayum

Use an LLM to ask which companies in January 1st 2000 were household names, then see how they did vs VOO or VTI. People would be talking about the hype of Blockbuster, Yahoo, General Electric, Yahoo, Kmart, Pets.com...

Candid_Problem1109

the tax man doesn’t kick down your door because you bought VOO in a taxable account, so just buy and hold the same broad ETFs there and stop treating the brokerage like it’s radioactive

Clubpenguin8888

These kind of markets kind of make me forget how VOO can severely underperform

Clubpenguin8888

These kind of markets kind of make me forget how VOO can severely underperform

MeYouThemEveryone

To the regard shorting VOO, is there a woeld

Poopybuttsuck

Just gambled on buying 10 shares of VOO. Now I’m gonna hold it until January and sell it to fill my Roth.

deadfishlog

Always interesting to measure SPY/VOO vs RSP (S&P 500 equal weight). The RSP equal weight is down 1% over the past week.

noiserr

VOO and VTI as they have low cost, but Fidelity offers zero costs alternatives. FNILX and FZROX which are worth looking into.

Illustrious-Chip9735

Ah yes, shorting both VOO and SPY for extra diversification

PinOk5288

Shorting both VOO and SPY is just shorting the S&P 500 with extra steps.

Clearsky_Beyond

Yesterday, I lost money because I sold too early, and today, I lost money because I bought too early and sold too late. I just can't make any money. Should probably buy VOO.

reinkarnated

It's just an account. Even if you invest in nothing, Fidelity will pay you over 3% interest. VOO is a pretty safe investment with proven yearly growth of about 8% or more.

getonmalevel

I did something similar recently. Heard about a bunch of layoffs, and was pessimistic, i normally trade on VOO, but bought puts on SPY, which allows days more often then every 7 days.... needless to say, it was for the next day, logged in the next day was confused why my position was down 95% around 2 pm. It was ~10k as well. Pretty embarassing.

4thshift

I'm not great at investing, but had I simply put my money into an S&P 500 index fund (SPY, VOO, IVV or similar) and reinvested the dividends, I would probably have a lot more money today than I do from chasing 3x leveraged funds or trying to guess which healthcare or technology companies are going to be the winners. Those winners certainly exist, but they can fall just as dramatically. Nobody can tell you whether today is the best day to invest. There will be dips, crashes and periods where the market goes nowhere. But an S&P 500 index fund gives you ownership in 500 large U.S. companies rather than requiring you to guess which individual company is going to succeed. Dollar-cost averaging is one way to deal with the "is the market too high right now?" problem. Instead of trying to time the market, you invest a set amount at regular intervals. Sometimes you'll buy high and sometimes low, but you're not relying on yourself to predict the next dip. Most people aren't very good at doing that consistently. I'd also keep an emergency fund in a HYSA rather than putting every dollar into investments. An ETF is an investment, not cash. You can sell it during market hours, but the sale has to settle before the money is available to withdraw, and the market could also be down substantially at the exact moment you need the money. A HYSA is much more appropriate for money you may need in the short term. If you're in the U.S., I'd also look at retirement accounts before putting everything into a regular brokerage account. A Roth IRA lets you contribute after-tax money, and qualified withdrawals in retirement can be tax-free, including the investment growth. Traditional retirement accounts generally give you a tax deduction up front and you pay income tax when you withdraw the money later. There are contribution limits and rules for both, and retirement accounts aren't quite as flexible as a regular brokerage account. So if you're building money that you may need before retirement, a regular brokerage account can make sense too. And don't overlook taxes. In a regular brokerage account, selling investments can create taxable capital gains. How long you held the investment can make a substantial difference to the tax treatment, so constantly buying and selling is not necessarily your friend. In a regular brokerage account, holding an investment for more than one year can substantially change how the profit is taxed. And you need to keep track of your activities for tax reporting, which is a pain. I am not going to tell you what company to use, and there are many, but an well-known example like Schwab, offers retirement and simple brokerage accounts. You open it like any other internet bank account, basically. Send in the funds and then it just sits there, until you go in and select a Ticker symbol, hit the \[Buy\] button and decide how many shares and how you'd like it to go through ... LIMIT to a certain value, or just accept the MARKET of that moment, for example. Someone accepts your offer, mostly within a couple of seconds and then you are a stock/ETF owner. When you want to sell, you go back in and hit the SELL button and say how many shares you want to sell. If you want to get into the more high-stakes stuff like OPTIONS, that's beyond me. Do your homework. Consult with a professional at some point: Internet opinions are not very believable.

mattronimus007

What is VOO? I thought we were past the days of needing brokerage firms as middle men. Remember, I'm clueless.

der_physik

Look up Vanguard. They have some of the lowest rates on etfs. You deposit money into your account, then you select the investment you want to purchase. If i was your age I would start with VOO (S&P 500). It's that simple. Don't make the biggest mistake I made, which was selling when there was a market drop. That's actually when you want to buy more.

Icy-Sheepherder-7595

If you know absolutely nothing. Index funds and chill until you feel you at least know a little bit about investing and general risk management and tolerance. My biggest regret is messing around with single stocks for the first 2-3 years when I had no clue what anything meant and I didn't lose money but didn't make any either. So I missed out on the massive year the broader market did in that time and missed out on 60% gains in just 3 years (started in 2022 at the bottom of this current market cycle). Now I feel confident enough to pick a few myself, I still go in knowing beating the market is not guaranteed. And still have money set aside in funds. But I missed out on all that free money in that time which you get by doing NOTHING. That's probably the best part about index investing. You don't have to think about it, there's no math, no guess work, no sleepless nights because your worried the market may open tomorrow and your account suffers an instant 20% drop because you bought a stock some Redditor or friend or Jim Cramer told you to buy. Statistically the vast majority of "VOO and chill" investors outperform even wall streets brightest hedge fund managers. When you have some knowledge and can really think critically about certain moves you may want to make it is possible to maybe beat the market every now and then using your own strategy but long term we all know S&P wins. It's simply impossible for most people to replicate the consistent gains seen over the course of 30 years that you get when investing broadly like that. I

Gunk_Olgidar

Sign up with Fidelity or Schwab and create a brokerage account.   Transfer the funds and invest in VOO.  

Khaaaaan92

We’ve all been where you are right now, don’t worry. If I were to add anything, though, it would be that the usually reliable and safe ETFs like VOO etcetera will likely take quite a dive soon-ish as they are tech heavy and although tech looks terrific AI is overvalued as a product and service and is facing massive pushback, and separately hardware costs for GPUs will have to drop when people stop giving a fuck about replacing their workforce with the dumbest conversation simulator ever made, so obviously do research on what I’ve said as you may disagree, but they are not as safe as they were a few years ago. Hope this helps man, genuinely.

rumpler117

Open a brokerage account with Fidelity, Vanguard, or Schwab. Deposit money. Buy stuff. IVV, VOO, etc.

Pale_Drink4455

I got out of VOO in a 20 year old IRA back in late 2022 and bet it all on MSTR. Literally almost cost me my wife and kids at the time but I believed in corn but never wanted to fart with an exchange or wallet at my age. Rode it up to all time highs and got out and pivoted to GOOG where it’s currently parked. I should take all the loot to Divis too, but I’m going to ride it out for another year or so until I turn 50. Guess that makes me an old degenerate on this sub.

varietyviaduct

I have nothing but QQQ and VXUS, should I round it out with VOO or VTI

ThatFUTGuy

a lot of people neglect their pension and VOO and chill it, do that when you hit a million, gamble it like a degenerate first — Warren Buffet 🪑

Zyltris

[https://www.bogleheads.org/wiki/Prioritizing\_investments](https://www.bogleheads.org/wiki/Prioritizing_investments) I recommend you drop QQQM, as it provides 53% overlap with VOO.

SlickRick941

Why not just go all in to SPY/VOO, SCHD, and some other consistent players and just live off dividends? At very conservative 3%, you'd make $115k pre-tax every year in dividends alone, and likely would earn more every single year

Ble_h

VOO and chill would be the smart play but I am retarded and 0dtes are funny.

IputSwitchesOnGlocks

A whole lotta holding of VOO

__redruM

I’m not as concerned with the bubble, and I have VOO, VGT, and SMH. But I got in to SMH a couple years ago, and it feels late now. That has me up 20% YTD. And if there’s a correction, I have plenty of room before I’m loosing any money. I’d recommend VOO and QQQ, 60/40 or 70/30.

drbigtoe

Get off of this subreddit immediately unless you want to gamble it all away today on options. Buy VOO and chill. Buy more at every opportunity. Do not sell for 30-40 years.

Whole-Reserve-4773

Yep. I hedge with half VOO half QQQ for my Us allocation. I don’t give a damn what everyone keeps crying about a crash on here. People say it every year while the market moves up and up and up

betarhoalphadelta

The taxable is taxed, but that's not some horrible problem. You get taxed when you sell stock resulting in capital gains, or when your stocks/ETFs distribute dividend income. If you buy and hold long term you won't have to worry about capital gains taxes until some point in the future when you sell. It's not like the account itself is just being taxed every year because April 15 rolls around. It's \*only\* taxed at sale. And VOO throws off a \~1% dividend yield, but if you're a low-income college student, being taxed on that 1% yield will be at a low marginal rate. Just open a brokerage account and start saving your extra money there. You can do the exact same allocation as in your ROTH, or a different allocation, or whatever you like.

Fapados

> The economy is no longer about mcdonalds and coca cola its about tech and AI. In 2000, the economy was about the internet. Then SPY fell -56% and QQQ fell -83%. > Voo is for preserving wealth, qqq and vgt are for building wealth Neither are for preserving wealth. All of them are for building wealth. VT + BND is for preserving wealth. > why not add in alot of qqq alongside with voo? QQQ outperforms VOO. MAG7 outperforms QQQ. Semiconductors outperform MAG7. The higher the returns, the higher the risk. You have to draw the line somewhere.

RationalReturns

I’m 27. I’ve got 20% of my portfolio on QQQM and 80% in VOO

Unique-Ferret-612

Same VOO and VTI have been the goat for me. Sometimes I'll put individual stocks in my taxable account for less tax expenses than the dividends from VOO. Sometimes I wonder even if I should quit that and go with VOO or VTI in my taxable account?

Giorma13

I kept everything as it is and added 400$ to QQQM, QQQM become 53% and NVDA 46%, and thinking I will add 100$ to QQQM till NVDA becomes ~20% of portfolio and then I try to add something new, maybe VOO or some other stock. For now I'm keeping it as it is, reason I wanted semis is that the semi stocks were dropped and I was thinking it was great time to buy now.

Beginning-Fig-9089

wow today destroyed me, i guess im just going to VOO and chill. idk anything lmao

chaoticmosaic

This shit is ridiculous. VOO and chill till 🥭 out

Fabulous-Parfait2331

Here is my take, if you need income, roll it to income generating securities, otherwise hold VOO. 

__redruM

Before the current administration there was a lot of good advice here, but it turned political and now you get doom and bad advice. But reddit started me on VOO in chill years ago and it’s been golden advice.

greenpride32

I prefer SMH over SOXX because there is more weighting towards NVDA and TSM. SOXX carries too much weight in AMD and MU for my liking. Not anything against those companies, but AMD has very high price premium and they haven't quite found that NVDA like anchor in the AI space just yet. MU still carries that cyclical worry. But NVDA and TSM are more or less the bedrock of semi space AI buildout. I don't really see any issue with holding some weight of all of QQQM, NVDA and either SOXX or SMH. I'd probably suggest you add VOO in there as well. Disclosure: Own QQQM, NVDA, SMH, VOO

gopoohgo

Nah; Me and the Mrs both have 7 figure 401ks: VOO and chill.

Dependent-Leopard971

Looking at recently deposited funds (not taxable) of 1.8M sitting in a taxable brokerage account. Not sure whether to go with AUM for about .8% fees yearly or just managing funds myself with guidance from the same advisory firm on a per hour fee periodic advisory schedule throughout the year. USA based, age: 49, still working full time gross w2 wages of 120k, with about 575k in a pretax retirement account. No debt or mortgage and not interested in buying real estate at this particular time. Given my age, I'm tempted to be more conservative investing this large amount of liquid assets. Would SUTXX (minimum 1M be too boring? Reddit tends to suggest self management to avoid paying fees but because this is a large amount to work with, I'm tempted to just allow the CFP to make these types of choices as I am not a pro. But off the top of my head, that's what I was thinking .. SUTXX, and the balance at 40% market tracking funds (like VOO) and 60% other types of 5% type less volatile products or even safer than than for lower rates, again, just given my age. Thanks.

coopermug

To answer your question, my pick is SOXX. But I wouldn't go all in semiconductors for the next 5-10 years. I have a lot of nvda, but I'm trimming to move in VOO. If I have to pick 1 stock to go all in, I would pick Google. Nvda is strong but it's extremely vulnerable to capex spending. Any news about slowing capex, semis could plunge 10% or more. There's reason that Buffet picked Google.

JumbledClutches

honestly this is the best advice for new investors but they never listen till they lose money themselves i did exactly this with VOO and some random stocks i was sure would moon, spent months checking prices every hour like a crazy person. now everything just goes into the boring fund and i sleep way better sometimes you gotta touch the stove to learn it's hot

Gram_variable

In theory, could a hacker or AI hack into Vanguard and make VOO sell off all of it's holdings?