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I’m looking to add another stock or two to my portfolio, any recommendations?
[Discussion] How will AI and Large Language Models affect retail trading and investing?
[Discussion] How will AI and Large Language Models Impact Trading and Investing?
Would it be a bad idea investing in the same investments in a Roth IRA and a regular brokerage account?
Is it ok to never have bonds if you start investing early?
Anything I should know about investing in Vanguard ETFs on Fidelity?
What would you all recommend for second year of IRA?
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
I hit $100,000 in Broad Market Index Funds (mostly VOO and VTI) this Jan
QQQ or VOO which one will you choose ?
Question about ETFs: What happens if the provider goes under as a business?
Wife's IRA has positions in high-expense ratio funds. Sell and buy VOO?
i want to start investing and i don't know where to begin
Looking to invest savings in VTX and VOO. What should I invest more in.
After watching Nvda go up up and up some more, i dove in at 600 a share. 🤔😳
What stock/suggestion have you gotten from this sub that actually WORKED?
As a whole this sub is overly negative on taking profits and building a cash position
What to do with $300,000 just sitting in my checking account?
What stocks(s) did y’all buy recently and when was it?
100% stocks is not universally good advice. Stock market indexes are not always the right benchmark for your performance.
Is FZIPX same as AVUV? Looking for Low ER small cap ETF
Is putting $50 into VOO every 2 weeks (for the next 20 years) a good or bad idea?
What index fund do I pick for my Roth IRA?
12m Emergency : 100% CD/Tbills vs ~25-75% VOO & rest in CD/Tbills?
Is it normal for the index funds to be weighted this heavily by mega caps?
Where to invest 10k leveraged from CC cash advance (5% fee)?
As a non-US resident is it worth getting Ireland-domiciled ETFs?
Advice for a 27 year old trying to leave the nest?????
Any advantage to buying VOO through Vanguard rather than Schwab?
What are y'all's plays on tomorrow's CPI news? Any calls being made?
Looking for long-term investment suggestions, 30yo • $1-2k / mo.
What is the difference between some EFTs like Vanguard S&P 500?
Mentions
I think anyone considering this fund is going to ask: how does TOPC far compared to VOO during down-turns? Ideally TOPC fares well when VOO drops. Here's the comparison over the past 6 months: * 07/29-08/01/2025: VOO went down 2.1% and TOPC went down 2.2% * 10/10/2025: VOO went down 2.7% and TOPC went down 2.5% * 11/12-11/20/2025: VOO went down 4.5% and TOPC went down 4.5% So overall it's pretty close, better one time, worse one time, and about the same one time.
Bro. You’re 19. Buy VOO or SPY and let the market work for you. Obviously all the talk about an IRA and your 401k hold true. But dumping money into shit now, when you’re 50 compound interest will have been your best friend.
Hi, Long time investor here, I can tell you that even if you research the SHI\* out of a stock , things can go to shit , markets turn , somebody puts a 200% tariff on a part needed for assembly . I agree with the gentleman that pointed out "Your exposure to speculative names is too high" I would have to agree. I don't do airlines either or cruise lines or Banks I try to have a base first , like some etf's of the S&P 500 , VOO, VOOG, etc. I have a good foundation of these , and have my little 5% or 10% speculation money, recently picked up SMCI , already has a 25% return. And for real speculation , IONQ , and SMR , A couple of other more targeted ETF's are MGK , basically the MGK, the [Vanguard Mega Cap Growth ETF](https://investor.vanguard.com/investment-products/etfs/profile/mgk), holds **66 stocks** as of September 30, 2025. Its holdings are concentrated in U.S. megacap growth stocks, with a significant portion in the technology sector, and its top holdings include NVIDIA, Apple, and Microsoft. Or you can do more tech XLK is good for that .... Or the ETF MAGS the magnificent 7 , only those 7 stocks ... QQQ for tech as well , or if you are going to hold for a long time QQQM , lower fee's I also have individual stocks like Amazon, GOOGLE, APPLE, By using targeted ETF's I have been able to beat the S&P500 for the last 7 years or so.... So far this year , I have had returns of 38.27% YTD (mostly stocks) and another account (mostly ETF's) 15.76% YTD . Another one that's 16.51% YTD . The S&P500 as of today YTD 15.29 % Good Luck and Have a good day (:
I was all in on VOO before meta earnings
I’m roughly 85/15 US/int’l with US growth tilts. Mostly ETFs and mutual fund combos (VOO mostly with 15%ish VXUS) with a few individual stocks. I also bought a small chunk of FBTC for funsies recently haha
I've been considering selling my position in VOO to buy more, but I'm a coward, so I probably won't lol. I do think the bottom is in though.
I’m surprised it performed as well as it did. Only 2% under performance compared to VOO. Netted almost double RSP
Your customer can’t afford burgers, they’ve been DCAing VOO and are only up 20% YTD
Look into setting up a Roth IRA. It’s a tax advantage retirement account where future withdrawals are tax-free as long as you’re older than 59.5 years old and the account has been active for at least 5 years. There are some caveats where there’s an annual limit on how much you can contribute per year and you cannot make contributions to a Roth IRA if your annual income is above a certain amount. You can withdraw contributions without any penalties, but you cannot put those contributions back. It’s generally advised to max it out/contribute to it after you’ve maxed out your employer-matched 401k contributions (if any). Regarding your investments, this is a good start. However, $VOO is an ETF (basically an index fund) that has holdings in $AMZN, $NVDA, $MSFT and other well known companies. I would recommend just holding an ETF since it handles diversification for you. The only thing with selling the shares you already have and moving the proceeds into $VOO or another ETF is that you may have to pay taxes from exiting your position. I also noticed you have $VXUS. The reason I mention this is because I primarily throw money into $VT, which is basically made up of $VXUS and $VTI and is about as diversified as you can get. The reason I like $VT is because of it hits $0, I’ve got bigger problems to worry about than my retirement lol. It’s my personal preference, but it’s totally up to you. Also, don’t fuck with trading options. Or at least not yet. You can make money from them, but they’re incredibly complex and you can (and probably will) lose a ton of money by trading them. It’s best to trade options in a “fun” account that you fund after you fund your 401k, Roth IRA, and savings account. I recommend checking out “Benjamin” and “InTheMoney” on YouTube if you want some good videos on how options work. I’d link them, but I think the automod doesn’t like YouTube links. Bottom line, getting started with investing at 19 is an excellent move! Your future self will thank you for getting started early. I highly recommend reading articles on Investopedia. It’s an excellent resource and has information on all things finance, not just investing.
So your pitch is stop looking at the highly profitable established international companies and start being worried about micro caps with no income Well yeah, there are plenty of years IWM or RSP don’t beat SPY (and those companies are **far better** than the companies you listed here) but we still call it a bull market. And we still say VOO and chill. There’s a reason it isn’t called SMR an chill
You must be new to investing or on the wrong sub. VOO and VTI are ETFs and hold a multitude of stocks within them. By they themselves are NOT stocks
I’d say tech stays the same, followed the upward trajectory. The safest bet these days is combo of VOO and QQQ.
VOO/VTI Also, you post a question in title and then give a dissertation in the post.. you have a question or just have confirmation bias?
What is she in to? Proctor and gamble? JNJ? VOO?
As someone who's about 20% NVDA right now (mostly due to the post-split pop, I haven't been contributing actively since then), I know it's easier said than done, but I'd try to add to your portfolio and diversify *without* selling NVDA et al. just because of market jitters. Case in point - was able to get my NVDA allocation percentage down by about 5-8% just from building around it with GOOG, VOO, MSFT, and AMZN over the past couple of years, all without shaving any NVDA outside of my initial investment from back in 2019.
I'm up, but I'm so ashamed of the dumb luck it took to get there that I ran back to VOO.
Growth moves individual stocks up and the broader markets up. You can say what you want just look at the charts. I'm heavy VOO QQQM MSFT AMZN NVDA GOOGL NFLX MA V for many many years. How many years of selectively picking small windows where mature/low growth wins do you need before you can even dream of catching up with my growth gains?
The spread in VOO options prices suuuuucks.
I would check if any of them have beat the market. If they haven’t, sell them and switch to VOO
Your boy retired from the options game for the year to set aside short-term cap gains on Friday. 1/6 META, 1/6 GOOG, and 1/3 VOO to park money for the Santa rally. Your boy is having a very pleasant stress-free week. (I'm your boy, but not in a racist or pedo way)
Get out of tech and yeet it all into a non-tech etf like VOO. Tech is getting gutted right now. Most of my earnings since July evaporated in 2 weeks cuz I was holding VGT. It's still bleeding today. The tech reckoning is not over
Don’t invest purely on vibes or blindly follow the market. Else you’re inevitably going to be one step behind and end up holding the bag while others are cashing out. Do you still believe in the company? If so, hold, or buy the dip. If you don’t then you can cut your losses before it dips further. Whatever the decision, you can only blame your due diligence and luck. If you can’t handle any risk, then go to /r/bogleheads and VTI/VOO and chill. Unlike what folks believe and say, stocks don’t *always* go up. There are pullbacks and a company’s position can change as competitors enter the fray. Nvidia had an unparalleled headstart in the competition and they certainly had a great run — but you’d be foolish to think the other tech giants would not invest to learn how to make their own shovels.
you obviously have no exit strategy since you're asking for one here, that's really bad. NVDA has made a lot of people a lot of money with just a buy and hodl forever strat, but every company, even NVDA, can give it all back. if you can't handle the swings, just VOO and chill. if you're gonna buy individual stocks, get an exit plan in place and execute it when the shit hits the fan and emotions are high. I was up 40% YTD swing trading shares but I took a 15% drawdown two weeks ago when all the growth cos took a shit on earnings. hurt but I had a plan and followed it. recovering now but I would be way further down if I just hodled.
Seems like you like crypto so sell all that. Buy BTC for crypto and VOO etf for stocks. Start a dca on those two and forget about it.
All the other popular ETFs are open ended funds , VOO, VTI , VUG , SCHD , IVV, ITOT, SCHB, SCHX this really just brings QQQ inline with the other most popular ETFs I really see no reason to vote no on it especially if you hold one of the above funds you already own open ended fund what QQQ wants to convert too. It cuts the expense ratio 10% ; its seems weird to complain they should have cut it more then vote no and pay a higher expense ratio
Question to the WSB'ers. Would I be insane to invest 1100 every month into Nvidia? I've been putting it into VOO but my gut is telling me Nvidia is actually gonna pay off way more
Ok..now sell everything and buy a lot of VOO, VTI shares and forget for 10 years.
DCA every pay day into VOO. Same amount if it’s red or green. It’s worked well for years.
VOO has been outperforming SPMO the past 6 months.
I understood Google was a value buy at 165 earlier this year. My dumbass went ‘ahhh I’ll buy 1200 bucks worth’. Sitting on 7 grand cash and invested another 5 grand into VOO at the same time. That’s a lot of money for me as a 25 year old lol
I can be in the 1%. I know what my flaws are and im taking steps to fix them. 1k from VOO since may sounds bad. Ive been up more than that every week ive been going at this. I made a few mistakes and lost it all. Its hard to be error free, but im quite close to being in a good place. The annoying part is how long its going to take to break even but i think ill forget about it in the long run. Just need to stay strong.
Home is trolling you and you're so lost in the sauce you think he's spitting game. The best comeback story for you involves quitting gambling and becoming a long-term investor via shares/LEAPS. You'll probably still lose money but it won't be as fast. **P.S.** \- If you'd just thrown your money in VOO at the beginning of May you'd currently be up \~$1K from doing absolutely nothing. **P.S.S.** \- Statistically, 99% of day traders underperformed VOO this year. Godspeed, regard.
I’ve been switching my money over to VT after being heavy into VOO and VGT for years. I feel like it paid off bigly but the more I look at the numbers the more I think it was just luck, and picking sectors won’t work in the long run so I just want to hold VT. Problem is… I am going to have to pay a LOT of capital gains taxes if I sell all the VOO I currently hold. So far I’ve sold my VGT but not my VOO since there’s more of it.
I buy $4k VOO daily on a schedule as my emergency fund
Buy MSTR Buy GBTC Buy IBIT Sell VOO Sell SPY
If you don't trust SPY, you should use VOO instead. It's definitely, unequivocally, and indubitably a different ETF.
So you want to wait for the market to go back up before you deploy capital? You don’t realize this, but you’re trying to control the uncontrollable. You are allowing emotions to cloud your judgement. Buy VOO or QQQM on an auto weekly basis. Years from now “your trust” has nothing to do with the decision. You will take this poorly I suspect, but someone has to give it to you straight. There are no magic investments. And you won’t know for years if it was “good timing”. Irrelevant. Spend less, invest more. Sell only when you have something urgent to pay for. Plan doesn’t change. If you have a lot of money, find a good trustworthy pro. Though I doubt you will listen to them. Best of luck.
VOO and VT can lose 40% over night If that's not something you can stomach then yes you need to go into bond territory
On today's news, if we remote the 7 top performer from a population, the curves flatten by a lot. More at 11... Another way to look at the plot, if we remove the top-7, the stock market has performed nearly at 7% for the past 5 years (when the figure everybody used to repeat is VOO grows 8% to 9% every year on average for the past century or so), with a fucking one-in-a-century pandemic and subsequent disruptions in supply chains etc. in the mix. I'd say not too fucking bad.
I’m also 15 and started just over 5 years ago. You definitely need to ask your parents to make an UTMA account (I’m not sure if it’s the same thing in Europe) for you I use fidelity but robinhood is also really good. Then really the choice is yours on what to do with your money just always make sure to have a base to your account such as an index fund. I personally have VOO (the s&p500) as my base and then invest in a few individual stocks as well. Also $600 is really good and definitely enough to get started! I personally would invest in the U.S. market but that’s because I know nothing about any of the other countries markets lol. Good luck and let me know if you have any questions! I’m not an expert but I can try my best ;)
Yeah I had moved it to VOO so have roughly 5 to 7 percent exposure to google still but kinda hurts even if the gain was good 😭
I bought at 180 and sold at 190. At that time I was a "VOO and chill" kind of guy and I was afraid of losses, so I held stocks for a few days just to skim some profits and minimize loss chance. I did the same with UNH when it was 270 and I sold it the day before Bershire invested into it, which sent it to the stratosphere... Now I've improved my resistance to losses and I accept that some losses will be incurred for higher long term gains. Happy to say I've been holding Google since it was at 249. And it has paid off.
nice but dont lose it all. VOO or something
If your risk tolerance is low, then sticking with VOO makes perfect sense. However, if you want to learn from your experience in order to be better equipped to invest in individual stocks in the future, focus on risk management and eliminating FOMO. Buying into hype stocks on the way up without managing risk is a very dangerous game. If you want to play these big momentum names, it's important to wait for pullbacks and use stop losses to control risk. Even the best stocks, when purchased at the wrong time, can lead to serious losses.
If this is going to be your attitude for investing (buying into hype, selling because you're scared) then you need to stay far away from speculative investing and especially options. Put your money into the S&P 500 (the VOO ETF has low fees) and forget about it for a few decades. Don't see the stupid gamblers wins here and get FOMO and lose your money like an idiot.
It is not, about 70% of it is VOO.
VOO effectively makes up over 60% of VT, you don't need both. VT and chill. Also there is nothing "solid" about any stock. Google (nor other "solid" companies) doesn't have higher expected returns than VT.
Sorry allow me to elaborate. My risk tolerance is not low per se, but I am willing to put some money into a couple of growth stocks from time to time. For the most part however, my portfolio is VOO, VT, and a few mag 7. Tbh not sure how much safer I can go before going into bond territory.
Preach. I’d still like to have a few positions in solid stock like google but beside that, VOO and VT all the way.
Yeah I have about $5,000 in emergency fund. I’m working but i wont be able to contribute to a 401k until next year so for now I’m trying to get something going. I’m hoping to max out by march time as I see the deadline for the 2025 Roth IRA is April 15th. I sold my VTI shares and put everything into VOO and I’m just going to keep on doing so. Is this a good route ?
I was doing some smart investing prior to discovering reddit subs. Proceeded to commit to the dumbest investment possible (BYND, RIVN, and some shitty others) that ended at -99%, after reading some insights on here. Lesson learned, never trust reddit for stocks and DCA in VOO.
On Etrade, I can't directly 1-time buy a fractional share of VOO but I can set automatic investing and it buys the fractional share every week at my $ amount.
I took my full port and invested 67% VOO, 16.5% GOOG and 16.5% META on Friday instead of playing the options game. How am I doing so far?
tickers with OO like VOO and GOOG that makes you want to hold and chill
Stop thinking of income. Stop thinking gold and silver. Open a Fidelity youth account. Buy VOO on an auto weekly basis. Sell only when you have something urgent to pay for. Always have an auto weekly amount. Don’t care if it is $20/week. Rome wasn’t built in a day, learn as you go. You will find things you like a little better. It starts with auto weekly basis. Sell only when something urgent to pay for. Best of luck.
Just let me revenge trade till I break even and I'll VOO and chill I promise
I’m keeping 40% in VOO, 15% in international, 5% in crypto, 15% in gold, 5% in companies I personally like, and 20% in short term bond funds (SGOV). The 20% in bonds I plan to redistribute gradually in the event of a market correction. 10% for every 5% drop from ATH.
Thanks! So say I sell 1 covered call for VOO 0dte that is 5% otm (is this considered deep?), what could you sell this for usually?
buy as much JOBY as I possibly can and keep dumping money in VOO and PFF
When you tell the VXUS people that you prefer VOO: It has better returns than VXUS, sure. But past performance doesn't predict future results. Those same people: VXUS has has better returns if you look at the past year, so I'm going to do that since I want higher returns overall.
Please stop. Reddit is very obviously young people who are completely new to investing and has never experienced a significant bear market. I think a lot of people on reddit completely underestimate their risk tolerance and buy stupid things like single stock, crypto or others. Just buy VOO, VTI or VT (I recommend VT) and go on about your life. If you people on reddit are concerned about a 4% drop from ATH, then maybe it would behoove some of them to hold some bonds.
Should I lump sum 10k on VOO right now to catch the santa rally? Yes or No please vote below
you just need to have money to buy stocks Like just find a broker service and open an account, deposit your money, and buy whatever stock you want (I would recommend starting with an ETF like VOO or VTI or a big tech company like Google or Nvidia). There's no barriers to entry in this game but don't throw your money at crazy speculative plays - I got burned plenty of times when I was first starting out. It's better to build a solid foundation for your portfolio first before you go crazy on 'plays'
Since OP is a teenager, in HS? Here’s a sincere financial advice I wish I knew when I was your age. Buy the dip of M7 stocks like NVDA, TSLA, APPL, MSFT, buy index ETF like SPY, VOO, TQQQ, QLD. And forget about it till you graduate college. Don’t touch penny stocks nor options nor futures (derivatives) and etc. This is the only safe way so ignore other paths. Nobody genuinely cares about your small $2k bag except yourself so listen to me.
Please VOO its been a very rough month
Today is a make it or break it for the S&P 500, VOO needs to stay above $609.20 otherwise the down trend continues
First, congratulations on preparing for your future at a young age. Compounding will work well for you if you don’t panic when the market drops. As far as picks go, I suggest an S&P 500 ETF as your first investment. My personal choice is VOO from Vanguard. If you have earned income, you can start a Roth IRA or a traditional IRA. Both have tax advantages over a normal brokerage account, but you cannot withdraw money until you are 59.5 years old. You should investigate the differences between these accounts and pick the one that meets your goals. Do not put money into an IRA if you will need it to pay for college, housing, or something else in the short term because the penalties for early withdrawal are stiff (10% plus tax on earnings). I also use ETFs that invest in short term Treasuries instead of cash. Good for money you may need in the next couple of years because the market can drop at any time and put you in a bad position if you have to take a loss. I use SGOV and VBIL for this purpose.
VOO , very long term though, short term is unreliable
Buy VOO and QQQM every month and don’t look at it. Do this for a year while you learn about trading. Once you understand how buying and selling works, price action and how candles move, you could start thinking about trading more frequently. Day traders normally stick to a certain strategy, and they have a wide understanding of the market.
If you have fidelity. Invest in FXAIX. If not on fidelity, then invest in VOO. Both are technically the same and safer than confusing stocks that you looked up.
You could’ve sold and put the money into VOO getting 8% to 10% additional per year on average and you would’ve been set for life SMH…….
Why not do both as setting some aside for VOO and chill? or VOO leaps deep ITM and chill?
Finally entering VOO today after waiting for the last month. Have a feeling a rebound is getting close. Not fa.
Yeah but the drop rate on those during the drop years is way harder am I wrong don’t you have to pray for a bull years? Also VOO hold better during recession and has slightly beaten VTI most years because although you get more small caps the large caps outperforms those smaller ones
VFV holds VOO. It’s literally the same position. The only place it might make a difference is in an RRSP because you would not have withholding tax on VOO distributions but even then that’s pretty minor and probably irrelevant for you.
Unironically, either going to gamble till I hit it big or give up and VOO and Chill in a few years. We'll see.
if you put this into VOO, you could have been collecting essentially 4-5k off that 80k every year, near free.... why would you do this...
That’s great. Just buy more auto and weekly. Only sell when you have something urgent to pay for. You sound like you don’t realize the reason you don’t have more money. Stop losses isn’t the reason. You didn’t have a plan, you didn’t stick to it. That’s why you lost. You bought stuff you have to keep an eye on, probably stuff you should have never bought. That’s why VOO and chill is so good. But to answer your question: who knows if it is good for you. Was that 100k a significant part of your income invested? Could you have automated more? Only you know if you’re doing good for your circumstances. If you make 60k a year, that’s awesome. If you make 300k a year, you need better help. No way to know from just a number. I think it’s great though, best of luck!!
Should be VOO/QQQ you invest in there, not SPY. VOO is better to invest in and it’s literally the same thing. More money in the long run. And how long were you in those for? If it was more recent, yeah it’s down a bit but it always bounces back and what it does in the short term shouldn’t matter. You have to think bigger here, long term, decades down the road. Not days, weeks or months.
Bro my bitcoin dropped by $35k in a week. Still a millionaireeeeeeeee. VOO and chill for 20 years.
Already included in VOO/VTI/VT, you're actually less diversified if you buy it alongside broad market indexes.
It’s THE investment. Especially for people starting out. VOO has very low expense ratio and great liquidity
I know people here don’t generally agree with leverage and be warned, IT IS NOT FOR MOST INVESTORS. To responsibly use a tool like TQQQ, it is best to have a strategy. For example, a 200 SMA based on QQQ trading strategy will backtest to around 20% CAGR after tax (you can use testfol.io to backtest this easily). But that requires returns to continue (which while likely, is never guarantee), the emotional regulation to stick to the strategy, and good planning to handle the tax side of it. That’s why the default answer is VOO and chill. Because it is lower risk, lower maintenance, and less emotionally taxing.
I have a 30+ year portfolio but I'm growing a little hesitant with the tech portion of my Roth IRA. My taxable cash account is all 70% VT and then 30% large-cap tech stocks and mega caps. My 401k is 50% VT and 50% Tech FTEC. However, my Roth IRA is all tech, FTEC and QQQ. What can I do over a 30-year horizon to add something with a similar growth trajectory as tech that isn't tech? Everything is tech, VOO is already almost half tech, and I'm 100% tech. What etf do I add that has a similar growth trajectory that isn't tech for a high-risk, high growth, long-term portfolio?
I certainly wouldn't have VGT or FTEC as my only equity position. Yeah it has done really well over the last 10 years and I think tech will still do really pretty well over the next 10 years, but it should really be maybe at most 50% of your equity position and the other half could be something more generalized like VOO or VTI.
Throwing 20k on VOO tomorrow, sorry if we dip!
Realize that you’re probably not as expert a trader as you think, and were just riding the temporal wave of big tech booming higher, as well as really manic vibes in the market overall — so you put more into VTI/VOO and chill, and allocate a smaller piece of the pie for gambling. Build up a decade of trading in this manner, then look at your fun gambling account’s performance and compare it to your *actual* investment account, and then you can figure out if you actually know what you’re doing or are just throwing money into the wind.
For some reason I cannot stand automation on anything i don’t even use auto pay I feel like something isn’t going to go right if I don’t do it myself and idk if I’m weird or not but I enjoy doing everything manually. And my main holdings in my Roth are VOO and QQQ. And yes this year I took a well needed trip and was stressing about spending the money on it but super glad I did and I have enough Amex points to get a free flight to Japan so I plan on visiting there sometime in the future.
Do people not realize that you can diversify instead of staking in on one thing? Looking at their graph we can see they’re not just bearish on VOO but doing shorts. Evidentially someone who wants the low stakes and high gains of a CD would do so and if wanting some diversity in their risk would have some such investments.
I mean just different risk tolerances. I too personally like a nice stake in SPMO. But nonetheless have quite a bit in VOO.
Selling cash secured calls on VTI, VOO or SPY, only to find that the value keeps going up (so we can only roll indefinitely or eventually get assigned)…