Reddit Posts
I’m looking to add another stock or two to my portfolio, any recommendations?
[Discussion] How will AI and Large Language Models affect retail trading and investing?
[Discussion] How will AI and Large Language Models Impact Trading and Investing?
Would it be a bad idea investing in the same investments in a Roth IRA and a regular brokerage account?
Is it ok to never have bonds if you start investing early?
Anything I should know about investing in Vanguard ETFs on Fidelity?
What would you all recommend for second year of IRA?
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
Let's go! For most, the best investment route is to just purchase a S&P500 index fund/ETF and hold on (*while adding to it often and extra when markets are in a down-cycle). Vanguard's VOO and VFINX have low expense ratios % and are great choices! VTI / VTSMX are also good (total market) options.
I hit $100,000 in Broad Market Index Funds (mostly VOO and VTI) this Jan
QQQ or VOO which one will you choose ?
Question about ETFs: What happens if the provider goes under as a business?
Wife's IRA has positions in high-expense ratio funds. Sell and buy VOO?
i want to start investing and i don't know where to begin
Looking to invest savings in VTX and VOO. What should I invest more in.
After watching Nvda go up up and up some more, i dove in at 600 a share. 🤔😳
What stock/suggestion have you gotten from this sub that actually WORKED?
As a whole this sub is overly negative on taking profits and building a cash position
What to do with $300,000 just sitting in my checking account?
What stocks(s) did y’all buy recently and when was it?
100% stocks is not universally good advice. Stock market indexes are not always the right benchmark for your performance.
Is FZIPX same as AVUV? Looking for Low ER small cap ETF
Is putting $50 into VOO every 2 weeks (for the next 20 years) a good or bad idea?
What index fund do I pick for my Roth IRA?
12m Emergency : 100% CD/Tbills vs ~25-75% VOO & rest in CD/Tbills?
Is it normal for the index funds to be weighted this heavily by mega caps?
Where to invest 10k leveraged from CC cash advance (5% fee)?
As a non-US resident is it worth getting Ireland-domiciled ETFs?
Advice for a 27 year old trying to leave the nest?????
Any advantage to buying VOO through Vanguard rather than Schwab?
What are y'all's plays on tomorrow's CPI news? Any calls being made?
Looking for long-term investment suggestions, 30yo • $1-2k / mo.
What is the difference between some EFTs like Vanguard S&P 500?
Mentions
ETFs, and you can't go wrong with VOO.
300 is more than what I started with. Break into weekly amount you can handle. Buy VOO or QQQM on auto weekly basis. Then work to increase that weekly amount. Learn as you go. Rome wasn’t built in a day. But get started today. Only sell when you have something urgent to pay for. That’s it. That’s all personal finance is. Spend less, invest more. Best of luck!
"What a great opportunity to average down on VOO" - absolutely no on on this sub
I just liquidated my whole VOO Portfolio. Don’t wanna take on any risk anymore.
It’s over, I’m liquidating my whole VOO portifolo ..can’t take a risk anymore..
Why does no one trade options on VOO?
yes... on the off chance of deflation, 50k purchasing power goes up. or, you can liquidate your VOO or whatever, and that cash has adequate purchasing power for whatever your emergency is. It would be silly to sit on cash hoping for deflation though.
Listen to me. Do NOT fuck around in your IRA. I see people posting gains from options in their IRA and it’s very misleading and makes people think this is normal. I strictly keep active trading in my brokerage account. My IRA is for major index funds like VOO and QQQM, also I add bitcoin periodically and hold large caps like nvidia. Which I buy and hold. The reason I don’t trade more actively is because it’s risky. You only can contribute 7k per year into an IRA, and it’s also a tax free account so you cannot claim any tax harvesting if you experience loss. This is why I keep swing trades strictly in my brokerage account. If you lose that money in an IRA, you can’t replace it.
My biggest regret is owning small cap value, international stocks and bonds. Just own VTI or VOO.
Since you asked a similar question 14 days ago and are still concerned, my suggestion to you would be to move forward with the sale and pay the tax. Since you seem to like VOO, you might want to reinvest the proceeds in it. I own a bit more than you have and have been holding mine for about five years. I plan to continue holding it for the foreseeable future. But, I’m not an AMZN employee. I also own NVDA, so I understand your disappointment with AMZN’s growth.
Put your monthly contributions in VOO. Do that till you retire. You can thank me later
Compared to my retirement account I’m lagging like 30%…. all the time and energy I spent trying to figure out how to do various trades in stocks and what not… And I would’ve made more money, burying my head in the sand and buying VOO. Never reading another news article never hearing about interest rates never looking about where cash is moving from one asset to the next… My retirement account is basically someone who bought the sp500 and died… And that person happens to be a heroically good investor compared to whatever the fuck I’ve been doing lately
VOO is up 225% in 10 years VUG is up 347% in 10 years QQQ is up 439% in 10 years
I turned 7k into 50k in my ROTH over the last 18 months. If let it sit there for 35 years and assumed a 6% return, I’d have ~385k by the time I could withdraw. I think I’ll stop being greedy now and buy some VOO tomorrow lol I started that account for shits and giggles, why blow it up when I can have some extra gravy when I’m an old fart
So OP what exactly happened to your portfolio? This is a huge loss. I take it you didn't invest in something vanilla and fairly "safe" like VOO for such a loss. Were you using options? Short selling? Buying risky stocks? I'm genuinely curious. Can anyone shed some light on how this could happen?
I'm all-in on VOO now. Auto-invest set up so there's no thought required. Not even gonna look at my port anymore.
I just tell people to VOO and chill but nooooooooooooo
I dont invest in VXUS because international funds have a long history of underperforming domestic stocks. Even today with tech down big, VXUS performed worse than VOO and VTI.
This link https://finance.yahoo.com/quote/VOO/
I see two numbers. One does show -7.28. https://finance.yahoo.com/quote/VOO/
What day are you looking at the VOO is down 7%?
>Even John bogle and the legendary Warren buffet recommend simply investing in the S&P and avoiding international. I always ask this set of questions when this comes up Why invest in VTI instead of VOO when the last 20 years VOO has better returns why invest in VOO and not a tech fund like QQQ or SCHG when they have better returns then VOO why invest in QQQ and not just the Mag 7 as they have better returns why invest in the mag 7 and not just go 100% NVDA since it had the best return?
Pretty sure my post says having half your money in VOO is diversified
Sounds like investing in VOO is what you’re looking for to accomplish your goal. Maybe pay an additional 100-x00 to your principal just because
So in this example, selling CC at ATH, is it best for the strike price to be ITM or a little bit below ITM? Sorry for all the questions. I get the fundamentals of it just kind of figuring out the use cases. Oct VOO was at $631.95, let’s say I was selling a CC with 11/07 expiry. What price would be a good idea? If I sold the CC 11/07 @ $630, it would probably be like $700 (on RH), now it’s at $65. If I bought it this same one that means I’d pocket $625?
I maxed it for the year in january and it tanked immediately in february/march with all the tariff nonsense. Im up 23% YTD regardless. Just fund it, buy VOO (or in my case, QQQ) and move on with your day.
Ok I have a lot of VOO how, why and when should I sell covered calls?
Yes, 50% VOO/VTI and 50% Target Date would be a reasonable moderately aggressive allocation.
When in doubt, VOO. Here’s the strategy I use to stay long market beta but keep the ability to be long other stuff. In my tax advantaged accounts, my “cash” is VOO. If there’s an asset I think is undervalued, I will sell some VOO to buy the asset. When I sell the asset, I just rotate back in to VOO This way, I don’t have to think about broad market direction, since I don’t have any edge there
Thanks so much so basically 50% in VOO or VTI?
I have noticied target date funds are too conservative and dont perform as well as the indexes like SP500. Personally I would go with something like VOO
VOO P/E is 28.68. The entire United States market is very expensive. On the other hand, EFA is "only" 18.38.
That's really up to you. If you want to reduce small cap exposure but have mid-cap exposure - you can always use VOO instead of VTI and something like MDY or IVOO.
Better performance than VOO, but lower than QQQ. The fee wont be cheap
I am a young, risk-on investor looking to maximize long-term growth while maintaining balanced exposure. I am pretty confident on my allocations but have two questions. 55% VTI 10% AVUV 10% FTEC 10% VEA 10% VWO 5% IBIT 1. Should I swap VTI for VOO to flush out the small-cap growth? Or does VTI provide better diversified exposure for the long haul (i.e. mid-caps)? 2. Increase AVUV to 15% by decreasing 55% -> 50%? Seems like small-cap value is best bet for my long-term goals, but the recent extended underperformance is daunting. Regardless, what's the best balance? The answer could depend on whether VTI or VOO is selected. Any thoughts much appreciated. Thanks in advance.
Learn to buy auto and weekly. Preferably VOO or QQQM. Try % and splits are rather irrelevant. The adding auto and weekly is the key. Sell only when you have something urgent to pay for. When you want to pivot from one holding to another, just switch the auto without selling. Work to increase the auto. SGOV for emergency fund or short term expenses. That’s it. Nothing much more to think about. Old low cost basis stock is actually a danger, because it hurts to buy at new all time highs. When you should always be accumulating
Go ahead and sell and throw what's left of your dignity into VOO
VOO and do absolutely nothing for a week
Long term investor with a moderate risk profile ? Single stocks aren't even an option in this case. Diversified ETFs is about it. VOO and VXUS, set and forget
There's also VUG that seems to outperform VOO quite well, and not drop much more than VOO during corrections (and recover fast).
if you're really moderate risk, then even VOO might be too risky. you might be 100% VT after putting six months savings in a HYSA. then continue to add to both over time.
Totally get the idea, but you can only claim “exempt” from federal withholding if you legitimately owed zero tax last year and expect to owe zero this year, so doing it just to invest the money (VOO, FDRXX, etc.) would be considered improper withholding and the IRS can hit you with penalties and interest; the legal version of what you’re trying to achieve is to adjust your W-4 so less tax is withheld—not zero—and then invest the difference or, if you prefer full control, make quarterly estimated payments while keeping the rest invested, which lets you stay compliant while still putting more money to work during the year.
VOO and chill stop asking questions it’s all we have
I'd just put it all in VOO and take your time before investing in individual stocks.
Nah American Funds are super solid. Honestly, there’s probably not much difference between moving it to VOO or SPY. I have my Roth separate from my brokerage accounts. I don’t even look at it. That’s my tucked away money. The top performers in a stock are always the ones who forgot they owned it.
GE is doing well right now that's good advice. A similar stock I also like is CAT. Can never go wrong with VOO. Add a tech play, pick your favorite (I like goog and nvda) maybe a bank. Have 5 good stocks (counting ETFs). You'll do very well
Honestly, if you’re just starting out and want to make your leftover money work for you long-term, here’s a simple approach: 1. Emergency Fund First – Make sure you have 3–6 months of expenses saved somewhere safe (high-yield savings or money market). That way you don’t have to sell investments if something unexpected happens. 2. Retirement Accounts – If you have access to a 401(k) with matching, max the match first. If not, an IRA (Roth if you qualify) is a great start. Long-term tax-free growth is huge. 3. Investing Your Leftover Money – For someone in your situation: • ETFs or Index Funds like S&P 500 (VOO, SPY) or total market (VTI) are low-maintenance, diversified, and historically strong long-term. • Dividend Stocks (like your dad suggested with GE) can provide some income and potential growth. But don’t bet everything on a single company—diversification is key. • If you want some growth + fun, you can pick 1–2 individual stocks, but keep it a small percentage of your portfolio. 4. Rule of Thumb – Don’t spend leftover money impulsively. Consider auto-transferring it into a brokerage account or retirement account right after payday—out of sight, out of mind. So in short: build your safety net, max retirement benefits, and then invest in broad market ETFs first. Individual stocks like GE can be a small portion of your portfolio, but don’t make them your whole strategy.
Drop seems inevitable and that was the part of reason why I sold off Amazon but I do not expect it to be 30%. Maybe it will go back down to upper 220s and lower 230s but at that point I might consider investing in FNILX to slightly diversify. Do you think I should stick with tech heavy funds like FNILX, maybe VOO, or look for the ones that are diversified across different industries and investment types?
32M and beginning long-term investor here. Assume my high-interest debt is taken care of and I already have an emergency fund. Where should a new investor allocate their first money? Assume I can invest $2,000 per month. I’ve seen VOO mentioned a lot here. But if VOO is the core, what other ETFs pair well with it for diversification (VXUS? BND? QQQ?). What allocation would you recommend for a moderate-risk beginner?
>If you want to call that index protection, be my guest. The thread started by saying NVDA has only limited exposure in the SP500. Let's say there is 100% VOO vs 100% NVDA. Or 100% VOO vs 33% NVDA, 33% MSFT and 33% AMZN. Is one side not more clearly diversified than the other? Over 70 years of its existence, SP500 has returned a litte over 10% return per anum with dividends reinvested. But sure, pick some select windows where market was down. $1 in the SP500 70 years ago returns you $1000 today. Nobody is losing money over a typical lifetime investment cycle if they park there money there over 35-60 years. If you are timing it then sure. In the context of the post, point of the history lessons was to show that the top weights can and will fall or underperform, and the index still goes up over time (not in every select cherry picked window) through it's rebalancing. The top weights have changed many times over the years. I don't know what type of narrative you are trying to warp it into.
Why not just buy VOO and call it a day. You will own a little bit of everything.
Yeah, keep my head down, and be quiet :( AKA: stick with VOO and USFR
Do you hold SPY, VTI, VOO, FZROX (or anything thousand of similar S&P500 or US total stock market indexes)? If so you are invested in PLTR.
Sure but it's still based on fundamentals first is what you're saying. What I was saying is it's no longer based on fundamentals but more on stuff like hype and what ticker 50 Reddit bots account mentioned on WSB. Aaaanndd.. I just realized I'm on /investing and now/WSB. Who cares, just VOO and chill.
It's Warren Buffets favorite. And a good way to cover it all is buying VOO or similar.
No stop losses but I keep an eye on it daily. I have 0 fomo over the shares I sold earlier this year either! Put it all in VOO and already up 10% on that
I like VOO too but it is similar to FNILX so if I had to pick between two I would go with FNILX.
Unless you're trying to risk it, go with an ETF. Anything can happen to any company, even the biggest ones, and it could be gone, Enron is a great example of why it's not a good idea. For 95% of the population, ETF's are the best bet. So many available, depends what your goals are and what point you're at but I''m a fan of vanguard products, VOO is a popular one. I would just pick a few and cover multiple sectors/goals. Make sure they have low expense ratios.
Moonvember my ass. I slowly regret not putting it all into VOO. Wasting hours on looking for stocks, examining - just to see small/mid-cap meltdown
Yes, you would need to sell them and then buy VOO with those funds.
Thank you. To do this, I would need to sell them & then just use the funds from that sale to buy VOO? I am not finding an option to transfer from one fund to another but I do see a sell option….
As others have said, sell the other two and reinvest the funds in VOO. Since your investments are in IRAs, these sales won’t create a taxable event.
After META and NFLX shat the bed for the upteenth time, I think I'm just going to go back to VOO
I've got mine in VOO & VGT.
Heavenly Father, I swear I'll stop gambling on options if you save my portfolio today. I know I promised I would DCA into VOO like a good boy, but the temptation to full port yolo was too much. I promise I will stop gambling on 0DTE's if you pump the markets.
My dumbass plays with stocks that have me in the red consistently and then I look at VOO or SPY and they’re just chilling up like .2% for today
How do I recover these META losses? HIMS calls, PLTR puts or VOO and chill for 5 years?
lol every dip is bought just all in VOO
You not getting much of any diversification safety by holding VOO or SPY. The index is now a massive gamble on basically 10 companies that all trade on the same narrative.
I have EWY primarily for exposure to SK hynix, secondarily to Samsung, and then thirdly for the rest of South Korea. (EWY is essentially VOO for South Korea.) It has been very, very good for me.
If you’d rather not look at your portfolio, you should probably go with VTI or VOO and not a penny stock
The whole point of the ETF is to reduce your risk exposure. If NVDA starts to fall, so will its weight in the index. I mean it doesn't make any sense to me if someone tells me they hold VOO/SPY, but are really nervous about NVDA. You do realize NVDA has directly attributed to gains of VOO/SPY by their own performance, and indirectly through fueling growth of adjacent industries. Point is it's hypocrisy to take their gains and think nothing of it, but concurrently say they bloated the index and are high risk. That "bloat" is your gains.
Open is considered a volatile stock. But if I’m getting over 5 percent a week and this brings my cost average down if I get assigned I can now sell calls and collect premium on the way out. I understand the risk involved. But I think that if done correctly, the reward is worth it. I also only use a small portion of my portfolio to generate . So I use a 10k position. I’ve grown it 4x and will be 5x by the end of the year. I’ve moved all of the returns into QQQM and VOO. I rinse and repeat. So I’m hedging against the risk.
Hi guys I’m from Brazil and recently started investing in the U.S. My goal is to keep this portfolio for the long term and use it during retirement (around age 65–70). I’m currently 35 and investing now 500k USD (actually ~50% of my net worth). Here’s my current allocation, and I’d love to hear your thoughts: • 25% QQQ • 12.5% VOO • 12.5% VT • 10% BIZD • 10% VNQ • 10% VPU • 5% IBIT • 5% GLD Not sure if I am beeing too aggressive. Thanks everyone :)
I would divide among ETFs of different types to be exposed to the Tech Upside and track the S&P. 25% - SMH/SMHX - here's your NVIDIA, Broadcomm, etc. 25% - SKYY, FDN or similar - here's your tech and exposure to the big AI gains with more risk. 25% - VOO, VYM something with a larger # of holdings to help with diversification and other companies outside of Tech. VYM or similar will give ya some dividends too.
Investment account? S&P500 ETF like VOO IRA (Trad or Roth)? S&P500 Mutual like FXAIX
Still expecting a quick 20% by EOY, then i’m out and back into VOO
Should’ve VOO and chilled my boi
I sold my entire VOO position to buy the META dip. Bought 100k at $658. My life is an actual joke
Just give me a refund and let me do it all over again. I swear i’ll buy VOO
VOO up +0.06%, RSP down -0.78% You could count the number of green stocks outside the tech and tech adjacent sectors: https://finviz.com/map.ashx
Learn to read your historical performance on your broker. Figure out how to compare to benchmark. If you’re above sp500, keep doing what you’re doing. If you’re below, switch to VOO and chill. It’s easy as that. You learn as you go. Most can’t calculate the counterfactual: how much they would have if they just auto bought weekly into VOO.
Looking for a review/advice for my soon-to-be portfolio. Just starting to self-direct invest on Wealthsimple. 45 years old, Canadian, want to retire in 10-15 years (loosely - will still freelance PT, just want out of the corporate machine). I have $100k to invest now, and will have double that in the relatively near future due to an inheritance. I also intend to invest $2k a month of my income for as long as this ride lasts. Cost of living is $4k/month, and I have a six month emergency fund sitting in my savings account at my bank. No debt, no plans to buy a home, no kids. I have moderate to high risk tolerance, just also trying to be a little cautious because my window to invest is good, but not that of a 20 year old. The breakdown: - 60% VOO (S&P US) - 20% XEQT (Diversification of markets) - 10% SCHD (defense likely to grow) - 5% AVUV (small cap) - 5% GLTR (precious metals because the world is on fire) I intend to invest fully in my RRSP until I max it out. After that, I'll transfer my almost maxed out TFSA from the bank and swap from VOO to VFV and possibly XEQT to XGRO. Then I'm in non sheltered accounts. Would also like to put my 6 mo emergency fund into a HYSA but I don't see that as an option on Wealthsimple - maybe it's a non sheltered etf like CASH? Thank you!
Get into an ETF like QQQ or VOO. It's not super exciting but also it not betting on racehorses like individual stocks.
High yield savings accounts for the accessible 20k and broad market ETF (VTI, VOO) for the rest of
I’m comparing BRK.B to VOO because that is what I’m invested in. The numbers are different when comparing it to $SPY.
Based on decades of US stock market history, time IN the market is almost always better than attempting to time the market’s highs and lows. Some people get lucky, and maybe it’s fun to use a little fun money to do short trades. But overall, you will likely see the best returns by continually investing over time and selling closer to retirement. Funds, like market ETF’s like VOO or VT let you invest in a chunk of the market instead of individual companies
If your investment time horizon is long enough and you’re happy with average market returns then the obvious answer is to buy low cost index funds such as VT VTI/ VXUS or VOO. You just buy and hold through think and thin. The eventual downturns are just opportunities to accumulate more shares at lower prices. Now “average market returns” aren’t really average at all for most individual investors because they don’t do what I just said. They generally panic sell and drive down their average returns by several percent. Or think they can time the market and destroy their time in the market. It’s a losing game to chase returns. That’s a fact that’s born out in the statistics.
I have a similar concept in my portfolio. Mine is 45% VOO, SCHD and BRK.B; 33% good tech companies that I believe in, 18% really good companies in other sectors and 4% in two smaller higher risk companies that could explode over the next 10 years.
This is not always a better option and is a slippery slope, you can make the same one for BTC or another fund like SMH and see even better returns. VOO is picked for stability and stress-free investing. QQQ is fine if there's a small allocation and very long term horizon.
Change it to a stock investment, and buy VOO which has a much better yield.
IF you invest your money in VOO or SPY you will be investing in Palantir because Palantir is in the SP 500.
This stock has been incredible. And including their various investments their future potential is unlimited. BUT make sure you have a stop loss in place to reduce your exposure. Yes, the unexpected will happen. 25 great age,invest 15% of your salary every year! Don't EVER withdraw any of your retirement funds early. Hopefully this is in a Roth Account. Add VOO ETF. GOOD LUCK Keep educating yourself on investing.