Reddit Posts
Hypothetically if you were holding close to infinitely, would VOO or QQQ be the move?
For those investing in S&P 500 ETFs (VOO/SPY/IVV), how have your returns been?
VOO Becomes First ETF to Reach $1 Trillion AUM, also: VOO bounced exactly at 700 a couple of days ago but nobody noticed
Dividend Stocks in Your 20s Worth It or Just Stick With Growth?
Sp500 - 100 years of changes - how significant is the mega ipo changes?
Sp500 - 100 years of changes - how significant is the mega ipo changes?
80k to invest + no debt how would you invest it?
Is anyone actually selling VOO or QQQ over Space X concerns?
$KIDZ - Will this take off?
Should I change from an Investment Account to a IRA?
What is the best strategy to allocate and optimize a 100K investment?
21 year old college student with $10k saved, what would you do in my spot?
Vote against S&P changing rules to fast track IPOs into the S&P 500 indexes(SPY, VOO) - (Deadline TOMORROW, May 28)
Automated investing for retirement accounts (fidelity/schwab) vs picking your own distributions. The good vs the bad. Discuss
Built my first Roth IRA portfolio in my 20's - here's my 6 ETF allocation and the reasoning behind each pick
Do you keep growth stocks in retirement accounts and dividends in taxable?
For parabolic gains DO NOT read this. It's just a Samaritan text for thise in despair.
Forbparabolic gains DO NOT follownthese advices.
If I want to generate the most money from my traditional & roth IRA accounts - where should I "park" it for the next 20 years?
MAG7 is outperforming all the hype stocks posted about constantly, why do people not learn, holds true for last 40+ years
Little less than 3 months in and I think I’m doing well
the s&p 500 vs equal weight spread just hit 13.8%. it's only been this wide twice before
Anyone here actually outperforming just buying VOO long-term after taxes, stress, and time?
Choosing VTI over VOO has cost me about $44,000.00 over the past 6 years
Small business owner here, looking for investing advice from people further ahead than me
18 year old who just started - any advice would be appreciated! I don’t know how to diversify properly.
Sell some Intel to take a larger position in SLS? I’m OKAY with the greed, but I’m not sure my logic is sound.
Hold Intel vs buying more SLS . I’m leaning greed, but have I’m not sure about my logic.
Investing my first $250.. Is this a good profolio for buying and holding?
The more you learn investing, the more you realize there’s not much to optimize beyond saving more, staying invested, and avoiding mistakes
20 y/o F looking for advice for my portfolio
Is the stock market becoming more & more volatile?
Why do people who just buy index funds call themselves investors? You set up an auto deposit once. My grandmother does the same thing with her savings account.
Is Wall Street Bets a legitimate strategy what should I buy besides VOO ?
Late starter..has that tech ship already sailed? Amd, MSFT, VOO?
Hit $100K… But It Came With More Risk Than I’d Recommend
After about 7 years of losing money from options and meme stocks /coins, I'm finally back in the positive.
If someone is worth one million dollars, how much $VOO and $VTI should they own? What if they're worth *two* million; how much then?
If you had $7.5k to invest tomorrow, what would you do in this current market?
What’s your opinion on selling All Tech Heavy Stocks soon and moving to SP500 $VOO?
Took my whole IRA out of VOO yesterday and bought AMD and NOK calls. Am I dumb? Probably.
Should I get out of SPY and move it to a better long term index?
Do automatic 401k contributions affect markets?
My tech-heavy portfolio is up across the board, TQQQ leading the way
Do you think tech will outperform the market over the next 30+ years
Mentions
You should buy VOO / SPY / QQQ every month and call it a day. Or better yet keep it treasury bonds. Actually keep it in CDs, or you may be better off keeping it in a bank account earning 0.1% interest
kids' friend's mom said she was only -2.7% today. I asked how and she said "99% $VOO" so I gave her a wedgie and pushed her in the pool
I panic bought more VOO three times today
Hoping so just so I can unload the bags and go back to VOO and chill ✌️
Yeah VOO it the way, on days like today I buy more… not worried one bit.
I remember having $1million in 2021. 5 years later, it’s $400K. If I just moved my money to VOO, would be $1.7M now haha
Got greedy and wanted more. Eventual plan involved VOO. I worked at the place sole position is in and gonna risk it further for reasons.
People come here for laughs and giggles, but all the memes honestly make some of people underestimate the impact of it all. OP has a clear gambling problem. There is one voice he needs to shut off in his head permanently, and it's the idea that "he can win it back". That money is gone and more gambling is not the solution. OP, if you're reading this, only invest in VOO or spy500 and I mean do a monthly deposit and don't allow yourself to look at the market otherwise. Whether it goes up or not is none of your concern until your retirement. If you can't do that, then put it on a savings account with the bank. You will lose money against inflation, but at least you don't lose it all to your inner demons. You still have 77.5k, you can recover from this. But if you drop below 10k, that 77.5k is suddenly going to look like a lot of money.
Picking stocks is a fools errand which is why everyone here have such long todo lists. Stick with VOO or even better VT and just cry it out when you see the mega gain posts like I do. Investing is all about choosing when to cry.
my brokerage acct is mostly in VOO and some other really random picks like ECL and KDP. i don’t do tech stocks aside from AAPL so maybe that’s why.
You're right, there is a bloodbath! Equities, especially semiconductors are now back to prices not seen since...mid-May 2026. You guys have holding windows measured in hours. Set it and forget it, and do it with a broad based ETF like VOO or VT. Doesn't matter which one pick your flavour.
Sold my $350 puts yesterday would’ve been 4600 today, wasn’t able to enter a trade because of settlement I tracked would made 1250 . Just a young guy trying to make a small amount of capital.. feeling depress today stop loss popped lost 200 Last 400 riding on next Friday calls. Might seem little to you guys but I make $26 hour don’t have much to my name but I’ve pulled off some incredible trades before (5200% gain on NTFL worst earning ever) flipped 500 with 3 day trades into 4k etc.. I like to think I have what it takes to do well trading. Been working on discipline, stop losses, leveraging, taking profits.. Idk feeling depresso this Friday night got a couple beers got my THC drink trying to relax play some games but I ask myself maybe I was never really a good trader Work as a broker so I’m Around this industry 24/7 but maybe I just stay on the sidelines.. VOO chill.. idk feeling off
VOO is SP500 so the top 500 companies in the US with a few extra criteria. That make sense. QQQ is NASDAQ 100, the top 100 non financial companies traded at NASDAQ. So why especially non financial is the objective ? And why it must be traded as NASDAQ. This doesn't look like nice criteria. What if NASDAQ stock exchange close of it many companies stop trading here ? Doesn't make sense.
QQQ replicate NASDAQ 100 that isn't representative of anything. it track the 100 largest non-financial companies listed on the Nasdaq Stock Market. over a long period of time, there no reason for NASFAQ 100 to be especially tech stocks or to be representative off whatever. For all we know companies may decide to move to another exchange... Like some are moving to the Texas stock exchange. VOO at least use SP500 that is really representing something: the top 500 stocks of the US market. But it isn't very good especially long term because it's only US. Long term US will likely end it's gold age. So you don't want to bet on a single country. You'd likely want more like VT, total world stock market.
Just DCA into VOO and never look at your portfolio
Sometimes it feels VOO and chill might not be a bad idea after such a rollecoater
Easily manageable by moving to VOO and VXUS, S&P500 would be 1000x worse because there’s not anything really similar that avoids it in a lot of 401ks.
Dividend stocks were green. I sold JPM and trimmed UNH so there is a 99% chance they open 3% up Monday. I’m going all VOO, VXUS. Then SMH when it’s appropriate.
You don't want to, but that's what a broad index fund does. VOO/VT/VTI buys what people buy.
Been doing this 15 years and VOO and VXUS + 10% speculation is the way. I have my favorite stocks, ABBV, MO, IRM but VOO, VXUS help me to never panic. I won’t be getting rich quickly but my account feels safe and allocation is easy.
If bro would just VOO and chill 5.5 yrs ago with his ~$250K, he would have more than $500K to his name. Instead he has $77K now. Damn, I feel bad for him. It’s still not too late with his age but he got to turn his life around and get help with gamble addiction.
I've got VT in my Roth IRA. Thinking to switch it to VOO and VXUS to retain the same domestic to international weighting but with the S&P 500 on the domestic side.
So you started out with 117k and you said it took you almost 5 year to get 1M. That’s not bad, slow yes but consistency was the key so congrats and put it all in VOO lol
Love all the down votes, its just math/statistics . Use any search engine to check it out, QQQ beats VOO over time VOO is just QQQ with 400 more stocks, most not helping when it comes to gains. I own both if it makes people happy
Today VOO dropped to prices from 2 weeks ago so you either suck at picking stocks or you’re just bitching to bitch. https://preview.redd.it/tpxj637f6j5h1.jpeg?width=1170&format=pjpg&auto=webp&s=a03523aab3c91bd25a2eb198bb106931860ff215
Yes, you have to go all the way back to May 21, 2026 to be at the same level it is today on VOO.
Look up what buffet says about low cost index funds and do it yourself. You lose a ton using someone to do it for you and all you do it regularly buy VOO a basket of the top stocks so it’s all diversified for you. Look up the annual returns over the past 15 years and see. You can use robinhood etc
Maybe VOO and chill is the actual route to go 🤔
You’re an addict. The only way to stay sober is to never ever ever ever trade again. So long as you only put money in VOO and VXUS or similar, you will do fine and retire with good money on time. If ever so much as trade a single share of any company, or buy a single option, you will lose everything again. Except then you’ll be older and have a harder time starting up again. So do yourself a favor and admit defeat, and admit that you’re an addict and that you’ll never win at trading. If you fail to do this you will become broke and maybe worse. In the meantime pick up another hobby and block wsb.
I love VOO but what you say is not quite right; a bit over 35% of VOO is tech.
I like VOO better. S&P 500 excludes unprofitable companies, Nasdaq 100 excludes financials. To me, it is more valuable to have a screen that excludes companies who are more likely to have financial distress than to have a screen that excludes low volatility companies.
Fuck whoever said ‘VOO and chill’ when the shit down -2.59% today. /s
I just dumped 41k into VOO today too after eating shit and losing 15k. I’ll just wait 40 years for my retirement.
You're not doing anything wrong, but you're overcomplicating it. With 11 ETFs in a Roth IRA, you're creating overlap that makes rebalancing harder without adding much diversification. SPY/VOO/VIG already cover the large-cap space, ARKK/ARKQ/DRAM are all thematic overlap, and buying $1/day of each means tiny positions spread too thin. Simplest fix: VOO (or VTI for total market) as your core, maybe 10% in a small/value tilt like AVUV if you want to factor-tilt, and treat ARKK/DRAM as a < 5% fun-money allocation if you believe in the thesis. You'll have fewer positions to track and the compounding on a single $11/day into VOO will be easier to manage.
No, it's not, the SPX is 40% tech right now and about that same percent just in 10 names. Not to say VOO or VT are bad long term holdings, but because they are market cap weighted, and we are in the midst of a crazy run for big tech, their diversification benefit is less than is typical. It is easy to be more diversified in equities using sector etfs, or an equal weight like RSP.
Yup... posts like this... wow. I shared or tried to share, some really solid gains, +$31,000 on a month. In a large portfolio of $450k, and because I'm in VOO and QQQ, and don't deal with options, my post got taken down, and shit on for how safe it is. Stay safe. If you have a gambling addiction, there's help: 1-800-GAMBLER You can place odds on whether it's a male of female operator that answers. You would have a better chance at making money than trading options. Stay sane and best of luck getting back up.
I would go VOO if I had to choose because it's a broader index that isn't overly weighted in one sector or one cap size. (tech & megacaps) QQQ isn't guaranteed in anyway whatsoever to outperform the S&P indefinitely, but you could just combine them if you want overlapping extra weight in tech, large caps, etc.
OP stop this. Stick everything in VOO. And only VOO. And continue contributing to VOO. Shares. Notnoptions.
Thank god I pulled out of all my tech and semiconductor positions. Too bad I put it all into VOO though.
Ok, what are you going to do with this change? Sell VTI and buy VOO or VXUS to avoid owning 0.1% Space X? This inclusion is going to have no noticeable impact on VTI’s trajectory. There’s a ton of stocks in VTI and many aren’t desirable already. There is no reason to stress about this, any more than you might stress about Meta or MSFT being in there. Hell, MSTR might even be in VTI.
dude i got lucky. put in sell orders at 2 am last night when i was high af and had a feeling. sold at open everything but VOO, then sold that midday. down -2% total for the day.
The VOO and chill people don't even know what happened today.
“VOO and a small amount of TQQQ” brother you are still gambling. I am not your financial advisor, but I see that your portfolio is still expected to move over a thousand dollars on a volatile day. In my mind you’ve already relapsed. I’ve been there man, and IMO it has to be cold turkey everything withdrawn no access to trading/casinos. Once you see TQQQ pop up or down you’ll want to jump back in and won’t be able to stop yourself. As a fellow problem gambler, I encourage you to try and fully commit. You still have a good chunk of savings relative to this world and can afford to decompress, take a week off sick, do something in nature. Anything to help it truly be cold turkey. You can invest later in a non trading 401k or IRA brokerage like vanguard.
I mean, VOO is down 2.5% yet up 24%, 3% down / 23% one year for VT, pretty hard to get more diversified than that with equities.
Stocks go up. Stocks go down. It is life. You can’t time every wave perfectly. What’s up with the doom story when VGT is up 22% this year and we are only halfway through the year? Including today, after a 5% drop, it is up 8% the last month. 8% is used for historical average return of the stock market. I use vgt as an example because you said 10%, which implies heavily tech weighted. VOO is still up 8 YTD, after dropping 2.5% today. It is still up 2.5% in the last month. If you ignore the highs and only focus on the negatives of course it’s a bloodbath
I bought VOO bc this made me a weenie
Don’t forget on the green days VOO is also up a lot less I’m down 7% today but still tripling VOO in the last 3 months
Opened and saw -100,000 on VOO shares. Didn’t even bother looking at the options
I bought 2 shares of VOO at the bottom.....today's bottom
“I just want to break even” is textbook gambler mindset. You take bigger bets as you fall further behind but the odds are longer and they will never hit. Stop now. Build back slowly. Put your money in the S&P500 or VOO and log out of your account. Work hard. Build equity. Chill.
VOO is still sky high. Only high beta lost big time today.
Portfolio down 10% while VOO boomers down 2.77%
There's a lot of misinformation in the responses here. The total market index funds and NASDAQ100 index funds will incorporate SpaceX in just a few weeks. The S&P500 requires new stocks to trade for a year before inclusion. This means you could shift your portfolio toward S&P500 index funds like VOO to avoid short-term exposure to SpaceX.
There's a couple options depending on what brokerage you use. Just do VT (Weighted world fund) if you want a one stop shop or VTI/VXUS (Total US/Total International) or whatever equivalent ticker at a 75/25% ratio if you want a US home bias tilt. There's also an argument for a 80/20 ratio of something like VOO + AVUV if you want to tilt to small cap value but have a majority of your holdings in the SP500 if you believe in the value premium model. International allocation is optional but recommended just for diversification and to avoid currency risk in a single country. Anywhere from 15-35% is fine. Doing pure SP500 is also fine. Want to avoid trash small cap growth companies and rugpull IPOs? DFUS is an active managed total US fund but with a very low 0.09% ER vs 0.03% VTI which is insignificant. As long as it beats VTI by 0.06% a year which so far it has then it's worth. Nobody knows the future though. Boomer index investing is boring and has low consistent returns, but you also won't fuck yourself trying to beat the market. Consider slowly adding like 10% bonds depending on your age too.
I bought more VOO today @ $683 it's now $678 😄 Trying to time the market is a fool's errand (I say that as here I am trying to time the market).
6/18 MUU 1200c. Full port of 50k. It either hits or I'm VOO n chill forever
The worst part is you think you originally broke even. You made it back but were behind where you would have been if you just parked it inn VOO you’d be up 172000. You need help. Uninstall the app.
wait, I thought everyones advice here is VOO and chill?!?!
You break even by stop gambling. Literally the only way as you have a debilitating gambling addiction. Get off this sub and put your cash in VOO or VT and never think about the market again.
Narrator : But he didn't put it in VOO and step away...
Is VOO still at a trillion ?
That’s VOO, not VTI. VTI tracks CRSP all-US. It roughly correlates with VOO/SPY/SP500, but has different inclusion criteria and is much less concentrated, since it includes all capitalization size brackets, basically all US stocks. They are totally different indexes, though the end result is about the same for investors.
The purpose of this comment is to highlight the absurdity of this "I'm better then you" attitude post mocking people's -30% drawdown when that $25 into VOO is so miniscule. Let's just assume 10% after one year, that's $2.50. Ok let's do better let's say it 2x in one year congrats you've turned one burrito and a drink today into two burritos and two drinks next year. So yeah I would argue this comment matches the genre of the original post.
update on my 0dte yolo. sold for -120k: sold all my share holdings, even some at big losses. hate to sell on a red day like today but I cannot look at the market anymore Turned off margin, bought VOO and a small amount of TQQQ, started a transfer process to Fidelity and will close my RH account. 5.5 years done in 2 weeks.
The last 2 months I’ve turned $45k of initial investment (gamble money) into $110k and back to $100k today. All from option trading Time for VOO and chill… this shit is too stressful and losing sleep lately. That said, probably back at it again next week
Most times, all at once. Today, the official term for the lofty evaluations is assinine. I would put some in VOO and VXUS and the rest in a treasury fund, then slowly buy up more VOO and VXUS
I just added more VOO @ $683. We’ll see, it’s a long-term hold. I still have cash to buy more, but timing the market is just a fool’s errand (as I say that while I’m trying to time the market).
Just passing along something I wished I'd known. Gold ETFs are taxed differently- especially long term- than your standard VOO or other ETF (gold/silver ETFs are taxed as collectibles). Sorry this isn't directly to your question, but I wish I had known. Physical is also taxed as a collectible, but I suppose there might be ways around paying that (I don't have much physical so I haven't investigated.) Gold/silver miner ETFs are not taxed at the collectible rate, however. Some food for thought- might be worth a deep dive on the tax questions before purchasing.
If you’re going to talk about drawdowns, you also have to talk about the good. I don’t know why people talk about peak to trough religiously. Also 1930 isn’t possible today. I could see 70s stagflation, dot com bubble or even 2008 GFC. DCA’ing the VOO is always the good idea. Btw, if I go broke with the VOO, you’ll likely be in much deeper water
You’re going to be fine. Try to save like half of your income, invest wisely (VOO and chill, or something similar), and you’ll have 3-5 million saved by 15-20 years.
Little VT, little VOO, little VWO, a little bit of Monica in my life.
Even VOO is crashing. It is over!
This will be sneaked into all the ETF people have their retirement invested. I bet all the VOO and chill boomers will be proud of their contribution to the biggest innovator(read it as bull shitter) a man kind has ever seen and melon musk will be thanking them for their contribution to his wealth to make him trillionaire
Just by VOO or equivalent sp500 index tracking fund and chill. I would to own so many different funds. All you need is sp500 and maybe some international.
I have some VTI and I think I might just switch to VOO completely.
I am done with options. VOO and chill.
Now sell all, pay off that card, and put the 17k in to VOO or FXAIX or something. Then try to do it again with that 1k you are left to play with.
Good morning - I am 24 and starting to grow my Roth, I have 10k rollover coming into my traditional and want to make sure everything I have looks right. I wanted to know what I’m doing wrong? I shared in another group and they said I need to move it all into index funds. However my novice self thought these were good buys for long term and honestly thought ETFs were index funds. Daily $1 buys - ARKK, ARKQ, BRK.B, DRAM, FNDF, QQQ, SCHD, SFY, SPY, VIG, VOO. I understand the overlap in some but it’s a lot better than I had previously - any help is greatly appreciated and would love some feedback. I want to maximize my time while I’m young, I make decent money for my age 120k+. If you have any questions for me I would love to be able to answer some. Thanks!
Rebalancing my portfolio- thinking 25% SGOV (cash incase market continues to fall 10% IBIT (young and want bit of exposure, plus that it’s 50% down) Rest VOO
Not true. Some of us can buy a super special VOO that's way better. My Canadian girlfriend turned me onto it.
Shove it in VOO and chill out
redditors decide to be afraid and angry first, and then try to come up with the narrative after the fact to justify them as the facts change to get rid of their old fears, redditors rewrite the narrative so they can still be afraid and angry. the VOO change was actually material, and now that it has gone away some people cannot just be happy
No it's really not. A real crash would see something like VOO down $100+ this happened on liberation day. A major crash would see no sustainable recovery from the loss for more than a year.
Been in VOO and VTI for several years now and my returns have eerily matched the return charts down to the 100th of a percent. It's crazy.
VOO already has international exposure by virtue of containing mainly international companies that just happen to be headquartered in the US.
My dad died a few years ago so I took money I got from him and split it into VTI and VOO as those were the two funds everyone here said put money in, you can't go wrong so I wanted to see how they both do compared. I am up 76.78% in VOO and 73.91% in VTI so my opinion, go with VOO if debating between the two.
> But the funds you feel will outperform over time will more than offset the ER difference. Will they? Do feelings dominate market fundamentals? Why would a mix of high cost funds like IEDAX/NLCAX beat a simple low cost fund like VOO or VTI?
atleast ive still made more money than had i invested in VOO all year
ER should generally be used to compare similar funds such as VOO and SPY. Knowing exactly what the future returns is difficult but knowing that some will likely outperform others is not as difficult. Unless ER is particularly high, you are better off looking for expected returns. The difference between ERs are going to be in the tenths of a percent. Returns are generally going to far outweigh them. But the funds you feel will outperform over time will more than offset the ER difference.