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Reddit Posts

r/BitcoinSee Post

F.I.R.E. People Reacting to Bitcoin ETF

r/BitcoinSee Post

One day bitcoin inside ETFs will trade at a massive discount to self custodied bitcoin.

r/BitcoinSee Post

Interesting IRL Bitcoin Scarcity Example - Put things into perspective

r/CryptoCurrencySee Post

Would spending crypto directly from an exchange get around having to pay any capital gains tax?

r/CryptoCurrencySee Post

How will IRL prices for goods/services be listed?

r/CryptoCurrencySee Post

Not saying we're there yet (we're not even close) - but do you know of anyone IRL who has committed suicide, lost their house, ruined their marriage, or otherwise gone off the deep end because of crypto?

r/BitcoinSee Post

Shows or Events IRL

r/CryptoCurrencySee Post

Crypto events

r/CryptoCurrencySee Post

Gala Games

r/CryptoCurrencySee Post

Long time friend and Bitcoin HODL

r/CryptoCurrencySee Post

How have you tried to encourage the use of cryptocurrency IRL?

r/CryptoCurrencySee Post

I had a Nightmare that I Forgot my Seed Phrase

r/CryptoCurrencySee Post

The next trends in Crypto - new narratives?

r/CryptoCurrencySee Post

It's funny how you're supposedly an immediate shill if you're invested in the coin you're hyping.

r/CryptoCurrencySee Post

An interesting point of view on why specifically gamers are well-positioned to truly adopt web3 technology, by Brian Cho, an ex-executive at Riot Games.

r/CryptoCurrencySee Post

If you met a large, relevant crypto influencer (500k+ followers) IRL and had the opportunity to work with them, how would you act to make sure you made a good first impression?

r/CryptoCurrencySee Post

If you met your a large, relevant crypto influencer IRL and had the opportunity to work with/befriend them, how would you act to make sure you had a good first impression?

r/CryptoCurrencySee Post

Does anybody really think 69k or 69420 to be funny?

r/CryptoCurrencySee Post

What signs IRL tell you crypto is becoming a household name?

r/CryptoMoonShotsSee Post

$TAH The Ancient Hardware Low Market Cap NFT With clear use case and Original Art

r/CryptoCurrencySee Post

Meme coins add value.... its just a different kind of value. Stop hating!!

r/CryptoCurrencySee Post

Meme coins arent junk, they just provide a different kind of value

r/CryptoCurrencySee Post

What do you spend your crypto on?

r/CryptoCurrencySee Post

Why I think BrokoliNetwork $BRKL will explode soon.

r/CryptoCurrencySee Post

Be careful with your BTC- a list of IRL physical BTC robberies

r/CryptoCurrencySee Post

Looking for Tips and Tricks for Discussing Crypto

r/CryptoCurrencySee Post

Which Blockchain ecosystem has most projects that are usefull IRL?

r/CryptoCurrencySee Post

Introduction to NFTs

r/CryptoCurrencySee Post

TradingView has implemented paper trading

r/CryptoCurrencySee Post

The agents of mass adoption.

r/CryptoCurrencySee Post

Just bought my first NFT and it’s by Playboy!

r/CryptoCurrencySee Post

Yes, I’m into crypto! No, I’m not on OnlyFans 😑

r/CryptoCurrencySee Post

Crypto trading addicition is a real thing, and I'm interested in hearing your thoughts or experiences.

r/CryptoCurrencySee Post

NFTs

r/CryptoMarketsSee Post

binance margin vs binance futures?

r/BitcoinSee Post

Theory questions from someone not into Bitcoin whom thinks too much

r/CryptoMoonShotsSee Post

$PROGE || Real World Use Case Products || Just listed on CMC 🚀

r/CryptoCurrencySee Post

Is it just me or do you guys hate talking about Crypto with other people IRL

r/CryptoCurrencySee Post

What is the best method to withdraw cash from my crypto investments on Coinbase?

r/CryptoCurrencySee Post

Any advice on the best methods to pull cash out of crypto investments on Coinbase?

r/CryptoCurrenciesSee Post

Cryptocurrency "friends" on Twitter.

r/CryptoCurrenciesSee Post

New a few crypto Twitter friends.

r/CryptoCurrencySee Post

What to do now?

r/CryptoCurrencySee Post

What should be my new target prices/exit strategy?

r/CryptoMoonShotsSee Post

Sneakerfreakz - The bridge to the metaverse

r/CryptoCurrencySee Post

Doge douchebag at the hardware store recognised my Crypto_com card!

r/CryptoMoonShotsSee Post

Sneakerfreakz - Your Pathway from Metaverse to IRL

r/CryptoMoonShotsSee Post

Sneakerfreakz - Your Pathway from Metaverse to IRL

r/CryptoCurrencySee Post

I've been invited to one of the Celsius meet ups and as much as I'd like to go, I'm not going to.

r/CryptoMoonShotsSee Post

Sneakerfreakz - Your Pathway from Metaverse to IRL

r/CryptoMoonShotsSee Post

Sneakerfreakz - Your Pathway from MEtaverse to IRL

r/BitcoinSee Post

Bitcoin 2022 Tickets for Music, Festivals, Tours, Conferences and More - EPIC Event - HyperBitcoinization - MILL10 gives 10% - BitcoinisforEveryone IRL

r/CryptoCurrencySee Post

Just a reminder that the dev wallet for SafeMoon still has 5.5 TRILLION tokens in his wallet, and $8.1 Million dollars from selling the coins.

r/CryptoCurrencySee Post

I'm the founder of Unlock, a membership protocol used by Forbes, The Defiant, in Decentraland, MyCrypto, and more! -- AMA :)

r/CryptoCurrencySee Post

Real World Problems Effect Crypto..

r/CryptoCurrencySee Post

Do you have any real life crypto friends?

r/CryptoCurrencySee Post

I don’t get where yall are getting those friends that hates you when it comes to crypto

r/CryptoCurrencySee Post

I messed up and didn’t save the post - El Salvador update

r/CryptoCurrencySee Post

What is the average IQ of a crypto scammer?

r/CryptoMoonShotsSee Post

The Brotherhood Calls… 👹 Which Clan Will You Choose? 🐱‍👤 Yakuza NFT’s Are Coming w/ Unique Animations 🎥 AI-Generated Music 🎚️

r/CryptoCurrencySee Post

Green EVERYWHERE

r/CryptoCurrencySee Post

Who in their right mind are paying $475 to see a $69 million NFT IRL? I don't care that it includes one drink

r/CryptoCurrencySee Post

Stuck awake and figured maybe someone here would find this as interesting as me.. it’s like an IRL NFT rock. A worthless piece of wood, with no real use.. just being sold to be sold for an exorbitant amount of money as art.. numbered and everything. Life coming full circle lol

r/CryptoCurrencySee Post

How to improve your basic online security

r/CryptoCurrencySee Post

Unpopular Opinion: Bitcoin becoming legal tender will increase crime in El Salvador

r/CryptoCurrencySee Post

Just a point that might be overlooked about Moons

r/CryptoCurrencySee Post

looking for a non KYC exchange ? https://kycnot.me/ is back online and updated

r/CryptoCurrencySee Post

Which futuristic movie has cryptos and digital coins featured? Shaping our Cryptoverse for mainstream adoption

r/CryptoCurrencySee Post

Someone I know IRL sent $ (ETH) to a private ERC-20 address, is there any way to anonymize from here?

r/CryptoCurrencySee Post

Bitcoins demise?

r/BitcoinSee Post

I have never bought bitcoin and i have 1 question

r/CryptoMoonShotsSee Post

🚀 Evil Teddy Bears | Hot NFT Bears with a theme concept | Pre-sale ongoing and strong discord community | Join the Evil Bear Army ⚡️

r/CryptoCurrencySee Post

Dolce and Gabbana selling 9 NFTs, 5 of which can be traded in for both a bespoke digital clothing in the metaverse and bespoke physical clothing IRL

r/CryptoMoonShotsSee Post

💰GreedyDoge💰 Just launched an hour ago! 🚀 anti whale 🐳

r/CryptoMoonShotsSee Post

BunnyBUSD🏆 4 days old £16,000 mc🏆 AMA in largest crypto community announced 🏆 9% BUSD reflections on every transaction🏆 146 holders🏆 locked liquidity pool🏆 hyper deflationary and burn🏆 NFT marketplace🏆 bunny credit card🏆 bunny exchange🏆

r/CryptoMoonShotsSee Post

BunnyBUSD🐰 Just launched🐰 9% BUSD reflections on every transaction🐰 146 holders🐰 locked liquidity pool🐰 24/7 marketing budget🐰 large and very hyped up shilling community to push this bunny up to 200k tonight🐰 bunny buyback and burn 🐰 NFT marketplace🐰 bunny credit card🐰 bunny exchange🐰

r/CryptoMoonShotsSee Post

Bestia $BSTI | Wake up your inner Lion 🦁 | Launched yesterday | Charity Token for all Animals❤️🦁 | 1000x potential low mc| Dev 100% DOXXED✅

r/CryptoMoonShotsSee Post

Bestia $BSTI | Wake up your inner Lion 🦁 | JUST launched low mc | Charity Token for all Animals❤️🦁 | BIG PROJECT 1000x potential | Dev DOXXED✅

r/CryptoMoonShotsSee Post

Bestia $BSTI | Wake up your inner Lion 🦁 | Fair launch TODAY 6PM UTC‼️| Charity Token for all Animals❤️🦁 | BIG marketing 1000x potential | Dev 100% DOXXED✅

r/CryptoCurrencySee Post

I work in the coal mining industry. I'm thinking about quitting to mine coins instead.

r/CryptoCurrencySee Post

Centralized money is better IRL?

r/CryptoCurrencySee Post

Why you'll **probably** never make life changing money and KEEP it. The bell-curve theory.

r/CryptoMoonShotsSee Post

Bestia $BSTI | Wake up your inner Lion 🦁 | Pre sale Very soon‼️ | Charity Token for all Animals🦁 | Experienced team✅

r/CryptoCurrencySee Post

Noob here, Just looking for some helpful advice

r/CryptoMoonShotsSee Post

Bestia $BSTI | Wake up your inner Lion 🦁 | Pre sale 27/08‼️ | Charity Token for Animals🦁 | BIG things coming | Dev doxxing✅

r/CryptoCurrencySee Post

Scared of opening my vault because I don't trust a lot of the people on this sub

r/CryptoCurrencySee Post

A $500k pair of IRL socks NFT. Wat.

r/CryptoMoonShotsSee Post

💠Nano XRP Fair Launching in 30 minutes | AMA With Devs | Next x100 Gem | Community Token | BIG things coming | Experienced team✅ Grab your tickets before it takes off!

r/CryptoMoonShotsSee Post

💠Nano XRP Fair Launching in 30 minutes | AMA With Devs | Next x100 Gem | Community Token | BIG things coming | Experienced team✅ Grab your tickets before it takes off!

r/CryptoMoonShotsSee Post

💠Nano XRP Fair Launching in 1 Hour | AMA With Devs | Next x1000 Gem | Community Token | BIG things coming | Experienced team✅ Grab your tickets before it takes off!

r/CryptoMoonShotsSee Post

💠Nano XRP Fair Launching in 1 Hour | AMA With Devs | Next x100 Gem | Community Token | BIG things coming | Experienced team✅

r/CryptoMoonShotsSee Post

💠Nano XRP Fair Launching Today | AMA With Devs | Earn Today | Community Token | BIG things coming | Experienced team✅

r/CryptoMoonShotsSee Post

Bestia $BSTI | Wake up your inner Lion 🦁 | Pre sale COMING‼️ | Charity Token for Animals🦁 | BIG things coming | Experienced team✅

r/CryptoMoonShotsSee Post

Bestia | Wake up your inner Lion 🦁 | Pre sale soon‼️ | Charity Token for Animals | BIG things coming | Experienced team✅

r/CryptoCurrencySee Post

I’m so glad that the meme coins, particularly those certain ‘community tokens’ have been in the Red whilst the whole market is Green

r/CryptoCurrencySee Post

Trying to talk about CC is BRUTAL IRL

r/CryptoCurrencySee Post

NFT Non-Believers! Let's Talk

r/CryptoCurrencySee Post

Do you guys share the awesomeness of monns and how to get them with your IRL friends? Especially 3rd world country homies

r/CryptoCurrencySee Post

It’s OK and expected to make mistakes in crypto

r/CryptoCurrencySee Post

IRL crypto candle

Mentions

Check out $BUBBA and scroll through their Twitter, you’ll have all the conviction you need. They doing IRL content like Mr.Beast. https://x.com/bubbacoin

Mentions:#BUBBA#IRL

Check out $BUBBA and scroll through their Twitter, you’ll have all the conviction you need. They doing IRL content like Mr.Beast. https://x.com/bubbacoin

Mentions:#BUBBA#IRL

Recently fell down a Wikipedia rabbit hole and learned he was cryogenically frozen at the time of his death. So if/when we invent the tech to bring him out of that state, he might come back to find the result of that thought experiment IRL

Mentions:#IRL

#Crypto.com(CRO) Pro-Arguments Below is a Crypto.com(CRO) pro-argument written by IAmGiff. > CRO or Crypto.com coin is the native currency of the Crypto.com app, exchange and blockchain. At time of writing, it’s [\#17 by market cap](https://coinmarketcap.com/). > > To begin, the coin is inextricably linked to the fate of the parent company (which is officially named Foris DAX MT (Malta) Limited and was founded in 2016). The coin’s primary purpose is to support the company’s various initiatives, and the success of those initiatives is what would drive adoption of the coin. For the purposes of pros and cons, I don’t think it’s necessary to make sharp distinctions between the coin and the company. > > **Pros** > > I’ll start with three priority areas outlined in their whitepaper: payments, trading and financial services. In [their own words](https://crypto.com/images/crypto_com_whitepaper.pdf): *“Our strategy is to leverage* ***payment solutions as the primary tool for driving adoption and user acquisition****, while building* ***trading and financial services solutions as the major sources of revenue****.”* > > **Real-world payments** > > The company has two major crypto-related payment initiatives. One is a Venmo-like **Crypto.Com Pay** feature. For merchants, the payment system offers lower transaction costs than typical interchange fees and instant settlement. For consumers, there’s a strong “cashback” program. (Despite the potential, it’s unclear how much uptake there is at this point.) > > The **Visa pre-paid debit cards** are becoming fairly ubiquitous. In the U.S., these are issued by Metropolitan Commercial Bank (a New York State chartered bank & member FDIC). They offer some of the best rewards of any card on the market. There’s a tier system, progressively requiring higher investments in CRO to get to higher tiers, that people seem to find motivating. Many people love the design. There’s lots of information about how they work so I won’t repeat it here. Key point is they're indeed popular. > > The most important point (that’s often oddly missed in this discussion) is the cards give you a fast and efficient crypto offramp. Some cryptos can be loaded directly onto the card. Others you have to take the 3-second step of converting to USD or a stablecoin and then loading the card. Either way, you can start with crypto and buy almost anything IRL in a few seconds. > > **Trading** > > In many countries, crypto.com is a full-service **exchange**. In the US (where I’m based) it’s only an app for now although there are plans to open a full exchange eventually. The exchange is ranked #9 by [Coinmarketcap](https://coinmarketcap.com/rankings/exchanges/) although it’s ranked as high as #4 by [Coingecko’s methodology](https://www.coingecko.com/en/exchanges). Recently their spot market volumes are about 20-25% those of Binance but about 80-90% those of Coinbase. (They are a smaller player for now in derivatives, although that could change if they were able to tap the US market.) They support slightly more cryptos than Coinbase, although nowhere near as many as Binance. The fees are apparently cheaper if paid in CRO, which is a driver of utilization. I can't try it out yet myself. > > The **app** is a limited experience but easy to use. If you set-up an ACH push to fund your account there’s no fee to load money onto the app, and card fees are also waived for your first month. Long enough to get many new users hooked. (Although it appears there’s no fees to buying the crypto, there’s in fact an opaque and variable spread fee; more on this in my cons post). If you’re just trying to buy and hodl crypto on an exchange, spread won’t kill you. If you want a gentle introduction to buying your first $100 of Bitcoin, this will work well enough. At the moment I just checked, you’d get $99.6 of Bitcoin for your $100, so that's 0.4% in spread. > > **Financial Services** > > Their **Crypto Earn** and **DeFi wallet** programs are attractive for new crypto users, and allow users to progressively pursue more complicated investing strategies. Crypto Earn is the custodial option on the app, which offers a simple way to earn fairly high interest rates on many coins. > > Their DeFi wallet is a more advanced non-custodial option, with the ability to contribute to CRO validator’s staking, or to participate in liquidity pools. (There’s also a lending program but I’m not familiar with it.) > > ***In sum***, the crypto.com financial ecosystem is not 100% there yet (especially with no US exchange), but it’s the closest thing I’ve seen to a full-service crypto-based financial services provider, and you can imagine a not-too-distant future where, for some people, the company’s offerings would be complete enough that you could ditch your bank entirely without jumping through enormous hoops. In this world, of course, there’s lots of reasons people will be buying CRO. > > **Marketing** > > Many people are very hyped that Crypto.com does a lot of marketing which should benefit CRO and perhaps cryptocurrency in general. You may have heard there's a Matt Damon commercial and a basketball arena in LA. I'm aware Cointest rules say not to focus on marketing, so I'll just make a quick observation. I’ve seen some people say, “oh this is just hype etc.” but if you look at the traditional asset management space, Charles Schwab has a market capitalization of like $170 billion and the primary differentiator between it and other asset managers is really just that Charles Schwab carpetbombs the airwaves with marketing. Marketing does matter in consumer financial services. > > Cointest rules say not to base arguments on price either (Charles Schwab's market cap is NOT a price prediction btw, sorry y'all!) but it’s also relevant to briefly note here that CRO’s marketcap is about 1/6th of BNB’s, so many people believe there’s still upside to this set of observations. > > **Regulation & Security** > > Crypto.com advertises that it works hard to comply with regulation. As a publicly-traded company, so does Coinbase, of course, but the regulatory-compliant approach is quite a contrast to Binance, for example. [Crypto.com](https://Crypto.com) claims to be the first crypto company to have various levels of ISO compliance, [https://crypto.com/images/crypto\_com\_whitepaper.pdf](https://crypto.com/images/crypto_com_whitepaper.pdf), etc. Philosophical arguments about regulation aside, the relevance to CRO is I think it’s fair to say these efforts at compliance probably reduce (but don’t eliminate) the risk of countries swooping in and hammering the exchange or the coin. > > **CRO technical details & tokenomics** > > There were originally 100 billion CRO, but [70 billion were burned](https://blog.crypto.com/70-billion-cro-to-be-burned/). Most people expect the 30 billion supply to continue in the future. There’s currently about 25 billion circulating with the remainder primarily being distributed overtime as validator rewards. These rewards encourage decentralization of the network by giving people an incentive to act as validators. Some people see that as a philosophical plus, but this is still a coin that's very dependent on the company. > > Although the supply is fixed at 30 billion, it’s worth noting that even in the absence of future burns, the supply on the market could fluctuate considerably if the company built up or ran down its holdings. > > Another factor that some consider favorable is that the Visa cards require people to make progressively larger 6-month stakes for higher tier cards (and keep the stakes to retain the card benefits). Therefore, if the number of cardholders increases, an increasing amount of CRO is tied up and unavailable to be dumped. > > CRO successfully migrated from ERC20 to the Crypto.org Chain Mainnet earlier this year. The company has also very recently launched the [Cronos Chain](https://cronos.crypto.org/docs/chain-details/introduction.html) which is compatible with the Ethereum Virtual Machine and is thus an option for developers to connect Crypto.com users to Ethereum projects and apps and so on. This is interesting to follow, though I think the main reason to invest in CRO for now is if you believe in the company’s vision for executing its financial services offerings. > > **Betting on the sector** > > Finally, there’s a philosophy behind betting on CRO that’s worth mentioning. With apologies to everyone with WAGMI tattoos, there’s over 16,000 cryptos tracked by CoinMarketCap. It’s very difficult to imagine that the majority of these will thrive in the long-term. Some will fade away, new (and often better) ones might arise, etc. > > When you bet on an exchange coin you’re partially placing a bet that demand for buying and trading crypto will continue (at that exchange), but you can be otherwise agnostic on which individual technologies and coins are the best. What’s the best chain for dApps? I have no clue. But I think we’re likely to have dApps in the future and people will want to trade the related currencies and use their crypto. So a nice way to bet on this agnostic view is to invest in exchanges, rather than trying to guess which projects are best. > > **Disclosures:** I’m an Indigo card holder, but don’t hold CRO other than for the stake. I’m personally bullish on cro but I have a lot of cons about it too. ***** Would you like to learn more? Check out the [Cointest archive](/r/CointestOfficial/wiki/cointest_archive#wiki_crypto.com.28cro.29) to find submissions for other topics.

Bitcoin is cool but real life is what mathers. Letting debts getting bigger while hoping that BTC will solve everything in the long run is a dangerous bet. I don't thing there is any "shame" selling bitcoin to buy stuff / helping IRL. Bitcoin and money are tools. Now I don't know your financial status. TLDR : There is nothing selling your gains in crypto to live a good life.

Mentions:#BTC#IRL

What an awesome read. It's not often that you get to see an inside peak of what a Dev created a project for or the person behind the project. Loved the little sneak peak at the dev behind the project. I like that the goal isn't just pump to moon, that there is IRL goals being built. They utility of the car community. It's awesome.

Mentions:#IRL

I think this is how web 3 should be. **Regular weirdos putting their skills and cash together and creating something useful for everyone.** I'm done with corporate speak, there's so much talent out there being under utilized and the"IRL" economy has cordoned off the entrepreneurial rabble for too long! Thank you Stone -D -- please keep in touch!

Mentions:#IRL

Thanks.. I'm as real a person you might find here. Honestly, I've been trying to expand my understanding of why people online are so different from people I've known and met for 40+ years IRL. I'm always trying to learn how to leave something of myself that could actually help this troubled world. If you'd ever like to chat IRL, send me a message and I'll give you my number. I'm trusting you're not a bot. I didn't think to question it honestly.

Mentions:#IRL

No problem there mate. Just name calling isnt cool IRL or here. Thanks for removing.

Mentions:#IRL

Why would you need to deposit if you already have 0.3 on the platform? If there was some service fee, they could take it out of those funds. Sending bitcoin doesn't 'verify' anything. You never have to pay to receive money. That's always a scam, dubbed '[Advanced Fee Scam](https://en.wikipedia.org/wiki/Advance-fee_scam)'. Since you say that guy is a IRL friend, hopefully you can convince him it's a scam before he deposits any more money. Traders almost always lose. The way to succeed in this space is to accumulate bitcoin from a reputable (well known) exchange, withdraw to a self-custody wallet, and hodl with a long time horizon.

Mentions:#IRL

Find a high conviction play, stick with it, and have patience. Mine is $KENDU. - Supported by SHIB's dev, renounced contract, no team wallets, no paid callers to pump n dump, holder count exponentially increasing, high work-ethic culture, infinitely scalable, fudless community, members are creating all sorts of products and channels for IRL shilling.

1) Come to dubai habibi 2) Never cashout, keep USDT if needed/use crypto card for IRL payments

Mentions:#USDT#IRL

It's a brand. I've seen one IRL.

Mentions:#IRL

This Lambo burn will just be epic! I hope I can make it over there to see it IRL 👀

Mentions:#IRL

Here's an idea, stop talking about bitcoin IRL and just stack in silence.

Mentions:#IRL

I mean, he had a great jump start that 99.9% of people doesn’t. That doesn’t diminishes his ability to see what could be an unicorn and buying it. My only grudge with Elon is that he has always tried to sell himself like an IRL Tony Stark when he is the one that buys what the real Tony Starks build and then sells it for more money.

Mentions:#IRL

This is good because you can't just break a wall and brute force the redstone it needs to be done correctly, I think this is much safer than a piece of metal IRL that someone can just pick up I think to make the initial location of the starting room hidden an idea could be to create a "normal" looking base area near the spawn of the gave so if a hacker did somehow break in they think it's a normal game, then you simply make a pig farm in your base and name one of the pigs the coordinates of the starting room then release it back into the pig farm.

Mentions:#IRL

Link and Render having a MC of less than 2% of ETH is laughably wrong. They're partnered with Apple, Nividia, Swift, AWS and are currently used IRL. 2% of ETH? It should be more like 25 or 50 at a minimum. Crypto people seem to understand this but I don't know when everyone else will catch up.

Mentions:#ETH#IRL

I'm all in on Bitcoin. My whole life counts on it. Most ppl are cücks to tradfi and the state. They haven't spent even 10 minutes studying bitcoin and have the arrogance to hold a strongly negative opinion. I've received this response online and IRL from friends, family, even my parents thought I was losing it. Time proved I was right. It's the hardest money invented. Put some skin in the game and start studying it. Listen to Bitcoin audible, the what is money show from episode 1.

Mentions:#IRL

Internet communities tend to create their own echo chambers. You may not find that same hostility IRL though (mostly ignorance)

Mentions:#IRL

Standard disclaimers, I am not an accountant, this is not tax advice, talk to someone IRL, etc... I don't believe there's an IRS determination on this if you're in the US. Generally rewards are viewed as a "rebate", but that's when they're in the form of points that have a fixed value and aren't directly redeemable for cash. In the case of points earned just for signing up or for certain other cases it \*can\* count as taxable income (your bank will actually send you a tax form, 1099-MISC, if you earn more than $600 in these rewards in one year). In this case you'd be receiving the rewards as a value of Crypto, which gets tricky since this hasn't been ruled on by the IRS specifically as far as I'm aware. Selling Crypto is taxable, which is what you'd need to do to convert it into cash, and any profit from holding the Crypto over the value of the rewards originally earned would almost certainly be taxable. Overall I'd say talk to the card issuer and an accountant who is knowledgeable about this stuff, and it's definitely possible these rewards could be fully taxable like any other sale of Crypto assets.

Mentions:#IRL

One of the first things I say IRL is that it's like the Wild West - There's a fortune to be made, but it's lawless and ruthless and you need to seriously consider whether you can handle yourself in it.

Mentions:#IRL

Don’t give anyone online any info about pertaining to phrases, passwords, or longs lists of words. I strongly suggest scouring every notebook or paper you can find to see if you can find your dad’s seed (it’s 12 or 24 random words). If you find it, download a new bitcoin wallet like electrum. There are step by step instructions on their site on how to recover a wallet. Considering how many rigs are here, there is a good chance your dad has multiple wallets setup. You may also be able to find his wallet on a specific laptop or computer that seems like it is barebones. If you can find someone you can trust IRL to help you, that would be great. However, I suggest doing what you can to learn about bitcoin mining and wallets to try to figure out where your dad’s hoard of wealth is. Also, don’t let anyone touch his shit because some dumbass will inevitably end up throwing away the only way to recover the bitcoin.

Mentions:#IRL

>From the outside, with limited understanding, it can really 'feel' like a scam. I think it's also obvious that crypto (along with fiat, wire transfer, Amazon gift cards etc) is in the scammer's toolkit. In IRL, I'm the only person I know who is into Bitcoin. Yet I know several people who have fallen victim to scams involving crypto. It's certainly a groundbreaking technology, but it's dangerous in the wrong hands. So I understand why people with limited knowledge avoid it altogether. Frankly, it's probably best that they do - if they're not confident they could avoid scams, then it's wise to stay out of the arena altogether.

Mentions:#IRL

| Pickpockets still happen IRL Pickpockets don't drain your bank accounts, do they?

Mentions:#IRL

So due diligence and pay attention instead of just clicking the boxes to get them out of your face. Almost every person I’ve seen get scammed has had some failure in patience or safe process. That’s not a blockchain problem and is a user issue. Pickpockets still happen IRL whether cash or credit cards, and I see crypto no differently. Protect your shit or it’s your own fault.

Mentions:#IRL
r/BitcoinSee Comment

That's a great point and I'm gonna steal it from you and use it in my own life IRL lol

Mentions:#IRL

I was noticing the other day that DOT doesn't appear too often in the Daily's coin count bit posts. Preseumably it picks up both Polkadot and DOT mentions Elsewhere some not bad IRL DOT performance metric happening lately tho

Mentions:#DOT#IRL

Oh they do value it. 10% of the day. The other 90% are the problem. Same as in the stock market but open 24/7 and exiting in a parallel universe where 1 hour equals 1 year IRL.

Mentions:#IRL

When you create software that is specifically designed, through user stories, system flows and implementation, to mimic money laundering IRL, and then you go ahead and add a feature to allow "normal users" to "opt out of interacting with criminals" ... then you created a MONEY LAUNDERING TOOL. It's common sense. I'm all for software devs having the freedom to express themselves, but once the evidence was presented, all this BS story about privacy fell apart. People need to look at the case and stop being stupid little following sheep. This wasn't a privacy software, it's just happened that some ppl used it like that.

Mentions:#IRL#MONEY#BS

When you create software that is specifically designed, through user stories, system flows and implementation, to mimic money laundering IRL, and then you go ahead and add a feature to allow "normal users" to "opt out of interacting with criminals" ... then you created a MONEY LAUNDERING TOOL. It's common sense. I'm all for software devs having the freedom to express themselves, but once the evidence was presented, all this BS story about privacy fell apart. People need to look at the case and stop being stupid little following sheep. This wasn't a privacy software, it's just happened that some ppl used it like that.

Mentions:#IRL#MONEY#BS

If you aren't an active participant on crypto twitter (CT), this may not be as clear, but essentially, Mog was branded by the community as a culture coin because Mog has dictated so much of CT's current culture. For example, using fungible additions to profile pictures (by adding the Pit Vipers AKA moggles to profile pictures), an unrivaled commitment to community building, and a committed approach to hosting and attending IRL events (cryptocurrency conferences, hosting raves, etc) have each become paramount to the success of other memecoins in the space. Mog is a culture coin because the team is filled with internet & crypto-native individuals who understand memetics in a way that can't be taught. It's a culture coin because Mog's impact on the market and its participants is undeniable. - Slumpt01

Mentions:#CT#IRL

We tweet videos too! Thanks for the question! All joking aside, the team is hard at work building new tech, securing DeFi collaborations with major protocols, planning and hosting IRL events, and relentlessly commanding attention.

Mentions:#IRL

Meme stocks woke up this week. Last time GME ran, Doge was not far behind. Meme season is upon us and it is time for you to pick your high conviction plays. Kendu has the alpha with Shytoshi. It also has everything you want in a community. Constant work, grind, and zero FUD. IRL events and products on a coin that is only three months old. It would be crazy to not have a bag at this point. Everything Kendu has claimed has been true thus far. It is not a larp, scam, or rugpull. Please don’t fade this opportunity. The cope will be unreal if you do.

Mentions:#GME#FUD#IRL

As tortured as this metaphor has become, if you do this IRL: > it would be like creating a vehicle from scratch without a parking brake and then because you don’t actually control it you just park it with the keys in it at a random location and has a sign on it that says “use it how you want”. Person sees it, gets in the bus, and it crashes. You the maker will absolutely be held liable in most jurisdictions on Earth and virtually every ’first world’ jurisdiction. If you make (or have) something with a known flaw, which will foreseeable cause serious damage (especially to others) if used, and you then carelessly (or even worse, deliberately) leave it within access to others, then you have a legal obligation to either take steps to mitigate that risk or you will be also liable if others cause harm with it. Alex ia definitely civil liable, and likely criminally liable, for purposefully leaving the item out with such foreseeable consequences. If it was accidental (say, it was a car but it got a broken brake, Alex forgets his keys in the ignition and someone steals it), Alex is not liable except if it’s gross negligence (say, Alex did the aforementioned while knowing he parked next to a sign that says “Take this car for a test drive” - look it’s hard to turn leaving a vehicle into a grossly negligent act). The burden of proof is on the prosecution (as it was in this case) that Alex was aware of the behaviour he was enabling and failed a legal duty to mitigate it (a standard the court decided was met in this case). There are grey areas in all of these terms (‘negligence’ and ‘gross negligence’ alone have books worth of case law, as does ‘foreseeable’) but there are also plenty of black and white areas. Leave out a loaded gun in a children’s playground with the safety off, you’re on the hook if someone else fires it. Leave a bag of fertiliser out, someone else steals it and makes a bomb with it to commit a crime, you’re not going to be held accountable. Purposefully create an item which is known to facilitate money laundering, actively refuse to do anything to prevent that from happening, and hand it out to everybody (and profit from doing so)…. That may vary on jurisdiction. In the Netherlands, you are apparently liable.

Mentions:#IRL
r/BitcoinSee Comment

You would use the group to suss out the next meetup IRL and meet like-minded individuals.

Mentions:#IRL

Time to do 👀 to 👀 IRL trades again.

Mentions:#IRL

For a lot of people, the process behind looking or hiring for a job today (esp online) is already a dystopian nightmare that nobody needs. And we love this kind of system in video games, right not IRL. Video games are just extensions of human thought and imagination.

Mentions:#IRL

Wait, infinite money glitch IRL?

Mentions:#IRL

Whatever happens with Kendu (and I am extremely bullish, I’m hoping it will help me retire) my main takeaway from it will be that I have never been in a community with so many smart and creative minds. Talking with CRIBX about his experiences in Hollywood and the impact of the strikes, listening to guys like Swich that are so intelligent I have to tell them to slow down and ELI5, seeing the artistry of people like StaySeaArt who is a SHIB OG and painted murals for them in different cities. That type of highly skilled, highly motivated community is unmatched and it feels like a pleasure to be a part of it because I would never encounter something similar IRL. Getting Kendu into the public consciousness together will be the greatest achievement of my life.

Mentions:#SHIB#IRL
r/BitcoinSee Comment

Have you had any close call OPSEC moments with personal secuirity IRL?

Mentions:#OPSEC#IRL
r/BitcoinSee Comment

Thanks for all the info, I very much appreciate hearing back from you. There are so few OG Bitcoiners who share much info since they have mostly all gone dark : either they lost their bags or they aren't telling anyone they still have them. Just a few random questions if you happen to pop back on here: How involved in Bitcoin are you now? Are you just quietly scrolling through posts on X or do you not even pay attention? Do you worry about coming regulation, or government overreach on privacy, or do you feel it wouldn't affect you? Do you still keep a 'job' for purpose or to 'blend in' or what do you do with your time? Does anyone IRL have any ideas on your connection to money and/or specifically bitcoin, or do you prefer to keep money or crypto connections low-key? Thanks

Mentions:#IRL

I don't think you understand the gambler mentality. I've already had people IRL who got fucked last cycle start asking me which coins to buy. They'll be back.

Mentions:#IRL

Online no (actually yes, but for knowing what to allow and what not to allow and how to recognize if someone can be trusted is as difficult as recovering the coins themselves, so not really), but it is possible to establish such IRL relationships with people from local meetups that it's possible to trust them. If I was in such a situation I'd perhaps try to identify the most trusted leaders of that group and ask them for help. If the alternative, for the one you are replying to, is that the coins are gone forever, there is nothing to lose. And if done correctly IRL (perhaps have a second buddy from a second group), it could be an "easy" win.

Mentions:#IRL

$DIGI, it is under a million in market cap but it looks like something with potential, it could fail like any other projects but it is definitely doing some different things than other coins. It wants to bridge the gap between the digital world and real life at its locations. It has one location so far but wants to be an IRL metaverse and NFT art display entertainment venue that only using QR, AR and crypto.

I don't talk about BTC IRL. I don't even talk about it online.

Mentions:#BTC#IRL

While BTC might not have IRL application other than money, BLOCKCHAIN as a global decentralized ledger definitely has real world application: anywhere there are services related to data integrity/storage/validation provided by "trusted" authorities or facilitators (I.e. middlemen). Bitcoin (money) is just one application built on Blockchain out of many potential others (and in some cases yet undiscovered/unimagined). Just like email was the first (civilian) application built on the Internet

Mentions:#BTC#IRL
r/BitcoinSee Comment

Well, I might duscuss is online without specifics sometimes, no one knows where I live or even my real name anyway. IRL only my close friends know that I have Bitcoin, but I never said how much.

Mentions:#IRL
r/BitcoinSee Comment

>Ps. Even if you find out who he is good luck getting to the bitcoin if its in cold storage. There's an XKCD for that. $5 wrench fixes anything... So don't talk about your holding IRL [https://imgs.xkcd.com/comics/security.png](https://imgs.xkcd.com/comics/security.png)

Mentions:#IRL
r/BitcoinSee Comment

I wouldn't even *slightly* insinuate that I own BTC IRL. Nor the physical silver or gold I store at home. Anonymously online? I'll gladly share my holding of 0.2 BTC along with my penis size of 17 cm erect.

Mentions:#BTC#IRL

Eh, people that feel the need to talk about crypto IRL to people tend to be one of the main reasons people hate crypto. I don't get why people feel the need to "preach the gospel" so much to people who don't care.

Mentions:#IRL

Don’t tell anyone you’re into crypto IRL. Tell your family looking for advice to stay away and get into something more traditional if they are risk averse. Crypto is not a magical winning lottery ticket. If it’s risky it’s bound to lose. If you give advice and they lose they’ll hold it against you for all eternity.

Mentions:#IRL

smart contracts have access to IRL data through decentralized oracle networks my friend.

Mentions:#IRL

I fucking suspected he did this years ago. I was right. I’m willing to bet 100% of OG crypto investors who at one point renounced US citizenship after their newfound wealth have not paid their fair share in exit taxes. I even met a guy IRL who amassed about $20M in crypto wealth and was also in the process of renouncing citizenship. When I explained exit taxes to him he said he had no intention of reporting it.

Mentions:#IRL

Where can I find someone to learn from who isn't considered a FURU? Would I have to just take an IRL course of some sort to learn?

Mentions:#IRL

#Crypto.com(CRO) Pro-Arguments Below is a Crypto.com(CRO) pro-argument written by IAmGiff. > CRO or Crypto.com coin is the native currency of the Crypto.com app, exchange and blockchain. At time of writing, it’s [\#17 by market cap](https://coinmarketcap.com/). > > To begin, the coin is inextricably linked to the fate of the parent company (which is officially named Foris DAX MT (Malta) Limited and was founded in 2016). The coin’s primary purpose is to support the company’s various initiatives, and the success of those initiatives is what would drive adoption of the coin. For the purposes of pros and cons, I don’t think it’s necessary to make sharp distinctions between the coin and the company. > > **Pros** > > I’ll start with three priority areas outlined in their whitepaper: payments, trading and financial services. In [their own words](https://crypto.com/images/crypto_com_whitepaper.pdf): *“Our strategy is to leverage* ***payment solutions as the primary tool for driving adoption and user acquisition****, while building* ***trading and financial services solutions as the major sources of revenue****.”* > > **Real-world payments** > > The company has two major crypto-related payment initiatives. One is a Venmo-like **Crypto.Com Pay** feature. For merchants, the payment system offers lower transaction costs than typical interchange fees and instant settlement. For consumers, there’s a strong “cashback” program. (Despite the potential, it’s unclear how much uptake there is at this point.) > > The **Visa pre-paid debit cards** are becoming fairly ubiquitous. In the U.S., these are issued by Metropolitan Commercial Bank (a New York State chartered bank & member FDIC). They offer some of the best rewards of any card on the market. There’s a tier system, progressively requiring higher investments in CRO to get to higher tiers, that people seem to find motivating. Many people love the design. There’s lots of information about how they work so I won’t repeat it here. Key point is they're indeed popular. > > The most important point (that’s often oddly missed in this discussion) is the cards give you a fast and efficient crypto offramp. Some cryptos can be loaded directly onto the card. Others you have to take the 3-second step of converting to USD or a stablecoin and then loading the card. Either way, you can start with crypto and buy almost anything IRL in a few seconds. > > **Trading** > > In many countries, crypto.com is a full-service **exchange**. In the US (where I’m based) it’s only an app for now although there are plans to open a full exchange eventually. The exchange is ranked #9 by [Coinmarketcap](https://coinmarketcap.com/rankings/exchanges/) although it’s ranked as high as #4 by [Coingecko’s methodology](https://www.coingecko.com/en/exchanges). Recently their spot market volumes are about 20-25% those of Binance but about 80-90% those of Coinbase. (They are a smaller player for now in derivatives, although that could change if they were able to tap the US market.) They support slightly more cryptos than Coinbase, although nowhere near as many as Binance. The fees are apparently cheaper if paid in CRO, which is a driver of utilization. I can't try it out yet myself. > > The **app** is a limited experience but easy to use. If you set-up an ACH push to fund your account there’s no fee to load money onto the app, and card fees are also waived for your first month. Long enough to get many new users hooked. (Although it appears there’s no fees to buying the crypto, there’s in fact an opaque and variable spread fee; more on this in my cons post). If you’re just trying to buy and hodl crypto on an exchange, spread won’t kill you. If you want a gentle introduction to buying your first $100 of Bitcoin, this will work well enough. At the moment I just checked, you’d get $99.6 of Bitcoin for your $100, so that's 0.4% in spread. > > **Financial Services** > > Their **Crypto Earn** and **DeFi wallet** programs are attractive for new crypto users, and allow users to progressively pursue more complicated investing strategies. Crypto Earn is the custodial option on the app, which offers a simple way to earn fairly high interest rates on many coins. > > Their DeFi wallet is a more advanced non-custodial option, with the ability to contribute to CRO validator’s staking, or to participate in liquidity pools. (There’s also a lending program but I’m not familiar with it.) > > ***In sum***, the crypto.com financial ecosystem is not 100% there yet (especially with no US exchange), but it’s the closest thing I’ve seen to a full-service crypto-based financial services provider, and you can imagine a not-too-distant future where, for some people, the company’s offerings would be complete enough that you could ditch your bank entirely without jumping through enormous hoops. In this world, of course, there’s lots of reasons people will be buying CRO. > > **Marketing** > > Many people are very hyped that Crypto.com does a lot of marketing which should benefit CRO and perhaps cryptocurrency in general. You may have heard there's a Matt Damon commercial and a basketball arena in LA. I'm aware Cointest rules say not to focus on marketing, so I'll just make a quick observation. I’ve seen some people say, “oh this is just hype etc.” but if you look at the traditional asset management space, Charles Schwab has a market capitalization of like $170 billion and the primary differentiator between it and other asset managers is really just that Charles Schwab carpetbombs the airwaves with marketing. Marketing does matter in consumer financial services. > > Cointest rules say not to base arguments on price either (Charles Schwab's market cap is NOT a price prediction btw, sorry y'all!) but it’s also relevant to briefly note here that CRO’s marketcap is about 1/6th of BNB’s, so many people believe there’s still upside to this set of observations. > > **Regulation & Security** > > Crypto.com advertises that it works hard to comply with regulation. As a publicly-traded company, so does Coinbase, of course, but the regulatory-compliant approach is quite a contrast to Binance, for example. [Crypto.com](https://Crypto.com) claims to be the first crypto company to have various levels of ISO compliance, [https://crypto.com/images/crypto\_com\_whitepaper.pdf](https://crypto.com/images/crypto_com_whitepaper.pdf), etc. Philosophical arguments about regulation aside, the relevance to CRO is I think it’s fair to say these efforts at compliance probably reduce (but don’t eliminate) the risk of countries swooping in and hammering the exchange or the coin. > > **CRO technical details & tokenomics** > > There were originally 100 billion CRO, but [70 billion were burned](https://blog.crypto.com/70-billion-cro-to-be-burned/). Most people expect the 30 billion supply to continue in the future. There’s currently about 25 billion circulating with the remainder primarily being distributed overtime as validator rewards. These rewards encourage decentralization of the network by giving people an incentive to act as validators. Some people see that as a philosophical plus, but this is still a coin that's very dependent on the company. > > Although the supply is fixed at 30 billion, it’s worth noting that even in the absence of future burns, the supply on the market could fluctuate considerably if the company built up or ran down its holdings. > > Another factor that some consider favorable is that the Visa cards require people to make progressively larger 6-month stakes for higher tier cards (and keep the stakes to retain the card benefits). Therefore, if the number of cardholders increases, an increasing amount of CRO is tied up and unavailable to be dumped. > > CRO successfully migrated from ERC20 to the Crypto.org Chain Mainnet earlier this year. The company has also very recently launched the [Cronos Chain](https://cronos.crypto.org/docs/chain-details/introduction.html) which is compatible with the Ethereum Virtual Machine and is thus an option for developers to connect Crypto.com users to Ethereum projects and apps and so on. This is interesting to follow, though I think the main reason to invest in CRO for now is if you believe in the company’s vision for executing its financial services offerings. > > **Betting on the sector** > > Finally, there’s a philosophy behind betting on CRO that’s worth mentioning. With apologies to everyone with WAGMI tattoos, there’s over 16,000 cryptos tracked by CoinMarketCap. It’s very difficult to imagine that the majority of these will thrive in the long-term. Some will fade away, new (and often better) ones might arise, etc. > > When you bet on an exchange coin you’re partially placing a bet that demand for buying and trading crypto will continue (at that exchange), but you can be otherwise agnostic on which individual technologies and coins are the best. What’s the best chain for dApps? I have no clue. But I think we’re likely to have dApps in the future and people will want to trade the related currencies and use their crypto. So a nice way to bet on this agnostic view is to invest in exchanges, rather than trying to guess which projects are best. > > **Disclosures:** I’m an Indigo card holder, but don’t hold CRO other than for the stake. I’m personally bullish on cro but I have a lot of cons about it too. ***** Would you like to learn more? Check out the [Cointest archive](/r/CointestOfficial/wiki/cointest_archive#wiki_crypto.com.28cro.29) to find submissions for other topics.

Excited to see the $kendu community launch products IRL, I would love to taste the drink but I’m mostly looking forward for merch, the only meme coin merch I have rocked so far is Shib and I feel $kendu is going to have a similar story, good vibes from the chads on telegram.

Mentions:#IRL

#Crypto.com(CRO) Pro-Arguments Below is a Crypto.com(CRO) pro-argument written by IAmGiff. > CRO or Crypto.com coin is the native currency of the Crypto.com app, exchange and blockchain. At time of writing, it’s [\#17 by market cap](https://coinmarketcap.com/). > > To begin, the coin is inextricably linked to the fate of the parent company (which is officially named Foris DAX MT (Malta) Limited and was founded in 2016). The coin’s primary purpose is to support the company’s various initiatives, and the success of those initiatives is what would drive adoption of the coin. For the purposes of pros and cons, I don’t think it’s necessary to make sharp distinctions between the coin and the company. > > **Pros** > > I’ll start with three priority areas outlined in their whitepaper: payments, trading and financial services. In [their own words](https://crypto.com/images/crypto_com_whitepaper.pdf): *“Our strategy is to leverage* ***payment solutions as the primary tool for driving adoption and user acquisition****, while building* ***trading and financial services solutions as the major sources of revenue****.”* > > **Real-world payments** > > The company has two major crypto-related payment initiatives. One is a Venmo-like **Crypto.Com Pay** feature. For merchants, the payment system offers lower transaction costs than typical interchange fees and instant settlement. For consumers, there’s a strong “cashback” program. (Despite the potential, it’s unclear how much uptake there is at this point.) > > The **Visa pre-paid debit cards** are becoming fairly ubiquitous. In the U.S., these are issued by Metropolitan Commercial Bank (a New York State chartered bank & member FDIC). They offer some of the best rewards of any card on the market. There’s a tier system, progressively requiring higher investments in CRO to get to higher tiers, that people seem to find motivating. Many people love the design. There’s lots of information about how they work so I won’t repeat it here. Key point is they're indeed popular. > > The most important point (that’s often oddly missed in this discussion) is the cards give you a fast and efficient crypto offramp. Some cryptos can be loaded directly onto the card. Others you have to take the 3-second step of converting to USD or a stablecoin and then loading the card. Either way, you can start with crypto and buy almost anything IRL in a few seconds. > > **Trading** > > In many countries, crypto.com is a full-service **exchange**. In the US (where I’m based) it’s only an app for now although there are plans to open a full exchange eventually. The exchange is ranked #9 by [Coinmarketcap](https://coinmarketcap.com/rankings/exchanges/) although it’s ranked as high as #4 by [Coingecko’s methodology](https://www.coingecko.com/en/exchanges). Recently their spot market volumes are about 20-25% those of Binance but about 80-90% those of Coinbase. (They are a smaller player for now in derivatives, although that could change if they were able to tap the US market.) They support slightly more cryptos than Coinbase, although nowhere near as many as Binance. The fees are apparently cheaper if paid in CRO, which is a driver of utilization. I can't try it out yet myself. > > The **app** is a limited experience but easy to use. If you set-up an ACH push to fund your account there’s no fee to load money onto the app, and card fees are also waived for your first month. Long enough to get many new users hooked. (Although it appears there’s no fees to buying the crypto, there’s in fact an opaque and variable spread fee; more on this in my cons post). If you’re just trying to buy and hodl crypto on an exchange, spread won’t kill you. If you want a gentle introduction to buying your first $100 of Bitcoin, this will work well enough. At the moment I just checked, you’d get $99.6 of Bitcoin for your $100, so that's 0.4% in spread. > > **Financial Services** > > Their **Crypto Earn** and **DeFi wallet** programs are attractive for new crypto users, and allow users to progressively pursue more complicated investing strategies. Crypto Earn is the custodial option on the app, which offers a simple way to earn fairly high interest rates on many coins. > > Their DeFi wallet is a more advanced non-custodial option, with the ability to contribute to CRO validator’s staking, or to participate in liquidity pools. (There’s also a lending program but I’m not familiar with it.) > > ***In sum***, the crypto.com financial ecosystem is not 100% there yet (especially with no US exchange), but it’s the closest thing I’ve seen to a full-service crypto-based financial services provider, and you can imagine a not-too-distant future where, for some people, the company’s offerings would be complete enough that you could ditch your bank entirely without jumping through enormous hoops. In this world, of course, there’s lots of reasons people will be buying CRO. > > **Marketing** > > Many people are very hyped that Crypto.com does a lot of marketing which should benefit CRO and perhaps cryptocurrency in general. You may have heard there's a Matt Damon commercial and a basketball arena in LA. I'm aware Cointest rules say not to focus on marketing, so I'll just make a quick observation. I’ve seen some people say, “oh this is just hype etc.” but if you look at the traditional asset management space, Charles Schwab has a market capitalization of like $170 billion and the primary differentiator between it and other asset managers is really just that Charles Schwab carpetbombs the airwaves with marketing. Marketing does matter in consumer financial services. > > Cointest rules say not to base arguments on price either (Charles Schwab's market cap is NOT a price prediction btw, sorry y'all!) but it’s also relevant to briefly note here that CRO’s marketcap is about 1/6th of BNB’s, so many people believe there’s still upside to this set of observations. > > **Regulation & Security** > > Crypto.com advertises that it works hard to comply with regulation. As a publicly-traded company, so does Coinbase, of course, but the regulatory-compliant approach is quite a contrast to Binance, for example. [Crypto.com](https://Crypto.com) claims to be the first crypto company to have various levels of ISO compliance, [https://crypto.com/images/crypto\_com\_whitepaper.pdf](https://crypto.com/images/crypto_com_whitepaper.pdf), etc. Philosophical arguments about regulation aside, the relevance to CRO is I think it’s fair to say these efforts at compliance probably reduce (but don’t eliminate) the risk of countries swooping in and hammering the exchange or the coin. > > **CRO technical details & tokenomics** > > There were originally 100 billion CRO, but [70 billion were burned](https://blog.crypto.com/70-billion-cro-to-be-burned/). Most people expect the 30 billion supply to continue in the future. There’s currently about 25 billion circulating with the remainder primarily being distributed overtime as validator rewards. These rewards encourage decentralization of the network by giving people an incentive to act as validators. Some people see that as a philosophical plus, but this is still a coin that's very dependent on the company. > > Although the supply is fixed at 30 billion, it’s worth noting that even in the absence of future burns, the supply on the market could fluctuate considerably if the company built up or ran down its holdings. > > Another factor that some consider favorable is that the Visa cards require people to make progressively larger 6-month stakes for higher tier cards (and keep the stakes to retain the card benefits). Therefore, if the number of cardholders increases, an increasing amount of CRO is tied up and unavailable to be dumped. > > CRO successfully migrated from ERC20 to the Crypto.org Chain Mainnet earlier this year. The company has also very recently launched the [Cronos Chain](https://cronos.crypto.org/docs/chain-details/introduction.html) which is compatible with the Ethereum Virtual Machine and is thus an option for developers to connect Crypto.com users to Ethereum projects and apps and so on. This is interesting to follow, though I think the main reason to invest in CRO for now is if you believe in the company’s vision for executing its financial services offerings. > > **Betting on the sector** > > Finally, there’s a philosophy behind betting on CRO that’s worth mentioning. With apologies to everyone with WAGMI tattoos, there’s over 16,000 cryptos tracked by CoinMarketCap. It’s very difficult to imagine that the majority of these will thrive in the long-term. Some will fade away, new (and often better) ones might arise, etc. > > When you bet on an exchange coin you’re partially placing a bet that demand for buying and trading crypto will continue (at that exchange), but you can be otherwise agnostic on which individual technologies and coins are the best. What’s the best chain for dApps? I have no clue. But I think we’re likely to have dApps in the future and people will want to trade the related currencies and use their crypto. So a nice way to bet on this agnostic view is to invest in exchanges, rather than trying to guess which projects are best. > > **Disclosures:** I’m an Indigo card holder, but don’t hold CRO other than for the stake. I’m personally bullish on cro but I have a lot of cons about it too. ***** Would you like to learn more? Check out the [Cointest archive](/r/CointestOfficial/wiki/cointest_archive#wiki_crypto.com.28cro.29) to find submissions for other topics.

I think that if people win money that way, it's very good for them. Genuinely. The problem is that most of 'em don't know how to stop. I know a couple of those people IRL and they never take profits out. They always let the greed get the better of them. They're very low IQ. And please, do not compare poker to whatever dumpster fire this website here is. There is strategy behind poker, unlike the dumb low IQ betts going on over here. And yes, I visited the site to check. Almost died of laughter "is Satoshis identity going to get leaked this year" and then some dumb illiterate monkeys who cannot read go all-in and say answer "yes" to that 💀. Lots of rekking going on over there, I could see it right away.

Mentions:#IRL

Watching a MMORPG video game review youtuber living the digital nomad life and dipping his feet into crypto in his new "IRL series" made me go "huh - I could do that". I am still massively in the red - but I have never been more confident that I will come out on top after this bullrun.

Mentions:#IRL

Notably, this is also kind of how it is done IRL with "art". You can buy with cash from an artist directly and they will be more than happy to not make it official in order to save income tax. Pay some "expert" way too much money to have the picture appraised way over the top. Now you have an asset you can use to either launder money by selling it to yourself through an organisation. which will even work internationally and in this way you could even transfer illegal money, by selling to yourself in another country. On top this artist is now seen as a good investment and you will maybe even have the opportunity to make legal profit with it, since rich people like to buy art for the stable prices and because you often get tax deductions. So if you are smart, you have bought a bulk of stuff from that artist.

Mentions:#IRL

VoteDoge is going IRL! Community already dropped 2 songs on Spotify. This project is going to go viral by Election Day 😎

Mentions:#IRL

Can’t wait for my mug! VoteDoge going IRL 🙌🙌🙌

Mentions:#IRL

Can’t wait for my mug! VoteDoge going IRL 😎

Mentions:#IRL
r/BitcoinSee Comment

Never tell anyone IRL how much you hold

Mentions:#IRL

I understand the somewhat judgemental and aggressive response. However, the only money I'm trading with is profit I've made from trading in crypto since 2017, where I got into ADA in the 0-10c range. Unfortunately IRL I could really use the money, it was always meant to be a long hold, just can't right now\~ (buying a new house \^\_\^)

Mentions:#ADA#IRL
r/BitcoinSee Comment

My Brother told me a friend of his took a mortgage on his House to buy BTC. I think after that he made a small investment. He ist the only IRL person that owns BTC that I know of.

Mentions:#BTC#IRL

why would you trust someone you dont know online with your money when even your relatives can scam you if they had the chance. You can track a wallet transaction on blockchain explorers although you will have a hard time finding information about that scammer. "So have I just lost and learnt a 500 dollar lesson?" Be it in crypto or IRL transactions, you need to be cautious, there are a lot of victims of old and new scam schemes, when i started crypto I always get scammed too.

Mentions:#IRL

There should be halving parties in every major city. Like crypto people just getting together and hanging out. This space is way too digital and often feels very divided / full of in-fighting. I think more IRL hangs would be good for crypto as a whole

Mentions:#IRL

Happy IRL Cake Day! 🍻

Mentions:#IRL
r/BitcoinSee Comment

Bitcoiners IRL are like rocking horse shit… I don’t get it.

Mentions:#IRL

The moment you are scanning it with the phone have defeated the purpose of the wallet. There's no such thing as a magical firmware check to gaurenteed safety. You also cannot just "shred the ram". You need to have access to your private key every time you make a TX. Scanning a card with a phone is the same as manually inputting the seed into the wallet to use. If you want a device to be a wallet, buy cheap smartphone, iPhone is probably the safest. Load a wallet application and create a wallet. Turn the phone off and then only turn it on and connect it to the Internet when you want to make a TX. This is the safest way to go about it, this also means your wallet is not on your phone, so you can have your phone stolen or be tricked IRL because the device is somewhere safe, like a safety deposit box

Mentions:#IRL
r/CryptoMarketsSee Comment

To be fair commenting on Youtube anonymously is a harmless activity but we are now introducing financial markets to the internet. If we heavily regulate finance IRL we should also apply the same rules for it online. I'm just worried it will all go too far.

Mentions:#IRL
r/CryptoMoonShotsSee Comment

I got laid off from work a couple weeks before my wife went into labor with our first. We had about $4k in my crypto portfolio so I figured I'd try to throw a couple hundred bucks into various memecoins to see if I could get lucky and grow that a bit. I got lucky with one project that ended up tanking because the devs got screwed by one of their own (allegedly). Thankfully, while in that project's TG group, I met Nik (one of the POWSCHE interns) who turned me on to this project he saw a lot of promise in. Dev's active in the chat, sounds serious about proving that memecoins aren't full of rug pulling scum, has a really engaged community, and wants to break out of the trite meta og animals and their fucking hats and do something with established IRL communities. Like nice cars, for example. I figured I didn't have much to lose and swapped what I had left in that other memecoin over to this project. $POWSCHE. It didn't take long until I swapped the other memecoins over to this project. After all, it was the only one performing and the dev and community did seem serious about their mission statement. After hanging around the TG chat and hearing the VCs with the team, I decided fuck it. I'll swap all my crypto to POWSCHE. Started out with about $3100. I've seen it go up to $44k at the ATH. Seen it down to about $10k. I know and believe the team behind it will take it so much further. If nothing else, POWSCHE and the team behind it have offered me to be able to spend time at home with my wife and our newborn after a traumatic birth without needing to stress over money. If we need to, we can chip away little chunks of my holdings when rent and bills come up. As much as it sucks to have to sell off bits of an asset I know will grow exponentially in the future, you can't put a price on that peace of mind and time with family. So thank you, Dev and Co. A heartfelt thank you.

r/CryptoCurrencySee Comment

Yeah but do we really need that much scale? Do you actually know people that use blockchain. I'm talking like IRL people. Solana is like 99.99% mev bot gambling on shitcoins and doing MEV

Mentions:#IRL#MEV
r/BitcoinSee Comment

If I had Bitcoin I wouldn’t tell anyone IRL. Guy is a poser, ignore

Mentions:#IRL
r/CryptoCurrencySee Comment

#Crypto.com(CRO) Pro-Arguments Below is a Crypto.com(CRO) pro-argument written by IAmGiff. > CRO or Crypto.com coin is the native currency of the Crypto.com app, exchange and blockchain. At time of writing, it’s [\#17 by market cap](https://coinmarketcap.com/). > > To begin, the coin is inextricably linked to the fate of the parent company (which is officially named Foris DAX MT (Malta) Limited and was founded in 2016). The coin’s primary purpose is to support the company’s various initiatives, and the success of those initiatives is what would drive adoption of the coin. For the purposes of pros and cons, I don’t think it’s necessary to make sharp distinctions between the coin and the company. > > **Pros** > > I’ll start with three priority areas outlined in their whitepaper: payments, trading and financial services. In [their own words](https://crypto.com/images/crypto_com_whitepaper.pdf): *“Our strategy is to leverage* ***payment solutions as the primary tool for driving adoption and user acquisition****, while building* ***trading and financial services solutions as the major sources of revenue****.”* > > **Real-world payments** > > The company has two major crypto-related payment initiatives. One is a Venmo-like **Crypto.Com Pay** feature. For merchants, the payment system offers lower transaction costs than typical interchange fees and instant settlement. For consumers, there’s a strong “cashback” program. (Despite the potential, it’s unclear how much uptake there is at this point.) > > The **Visa pre-paid debit cards** are becoming fairly ubiquitous. In the U.S., these are issued by Metropolitan Commercial Bank (a New York State chartered bank & member FDIC). They offer some of the best rewards of any card on the market. There’s a tier system, progressively requiring higher investments in CRO to get to higher tiers, that people seem to find motivating. Many people love the design. There’s lots of information about how they work so I won’t repeat it here. Key point is they're indeed popular. > > The most important point (that’s often oddly missed in this discussion) is the cards give you a fast and efficient crypto offramp. Some cryptos can be loaded directly onto the card. Others you have to take the 3-second step of converting to USD or a stablecoin and then loading the card. Either way, you can start with crypto and buy almost anything IRL in a few seconds. > > **Trading** > > In many countries, crypto.com is a full-service **exchange**. In the US (where I’m based) it’s only an app for now although there are plans to open a full exchange eventually. The exchange is ranked #9 by [Coinmarketcap](https://coinmarketcap.com/rankings/exchanges/) although it’s ranked as high as #4 by [Coingecko’s methodology](https://www.coingecko.com/en/exchanges). Recently their spot market volumes are about 20-25% those of Binance but about 80-90% those of Coinbase. (They are a smaller player for now in derivatives, although that could change if they were able to tap the US market.) They support slightly more cryptos than Coinbase, although nowhere near as many as Binance. The fees are apparently cheaper if paid in CRO, which is a driver of utilization. I can't try it out yet myself. > > The **app** is a limited experience but easy to use. If you set-up an ACH push to fund your account there’s no fee to load money onto the app, and card fees are also waived for your first month. Long enough to get many new users hooked. (Although it appears there’s no fees to buying the crypto, there’s in fact an opaque and variable spread fee; more on this in my cons post). If you’re just trying to buy and hodl crypto on an exchange, spread won’t kill you. If you want a gentle introduction to buying your first $100 of Bitcoin, this will work well enough. At the moment I just checked, you’d get $99.6 of Bitcoin for your $100, so that's 0.4% in spread. > > **Financial Services** > > Their **Crypto Earn** and **DeFi wallet** programs are attractive for new crypto users, and allow users to progressively pursue more complicated investing strategies. Crypto Earn is the custodial option on the app, which offers a simple way to earn fairly high interest rates on many coins. > > Their DeFi wallet is a more advanced non-custodial option, with the ability to contribute to CRO validator’s staking, or to participate in liquidity pools. (There’s also a lending program but I’m not familiar with it.) > > ***In sum***, the crypto.com financial ecosystem is not 100% there yet (especially with no US exchange), but it’s the closest thing I’ve seen to a full-service crypto-based financial services provider, and you can imagine a not-too-distant future where, for some people, the company’s offerings would be complete enough that you could ditch your bank entirely without jumping through enormous hoops. In this world, of course, there’s lots of reasons people will be buying CRO. > > **Marketing** > > Many people are very hyped that Crypto.com does a lot of marketing which should benefit CRO and perhaps cryptocurrency in general. You may have heard there's a Matt Damon commercial and a basketball arena in LA. I'm aware Cointest rules say not to focus on marketing, so I'll just make a quick observation. I’ve seen some people say, “oh this is just hype etc.” but if you look at the traditional asset management space, Charles Schwab has a market capitalization of like $170 billion and the primary differentiator between it and other asset managers is really just that Charles Schwab carpetbombs the airwaves with marketing. Marketing does matter in consumer financial services. > > Cointest rules say not to base arguments on price either (Charles Schwab's market cap is NOT a price prediction btw, sorry y'all!) but it’s also relevant to briefly note here that CRO’s marketcap is about 1/6th of BNB’s, so many people believe there’s still upside to this set of observations. > > **Regulation & Security** > > Crypto.com advertises that it works hard to comply with regulation. As a publicly-traded company, so does Coinbase, of course, but the regulatory-compliant approach is quite a contrast to Binance, for example. [Crypto.com](https://Crypto.com) claims to be the first crypto company to have various levels of ISO compliance, [https://crypto.com/images/crypto\_com\_whitepaper.pdf](https://crypto.com/images/crypto_com_whitepaper.pdf), etc. Philosophical arguments about regulation aside, the relevance to CRO is I think it’s fair to say these efforts at compliance probably reduce (but don’t eliminate) the risk of countries swooping in and hammering the exchange or the coin. > > **CRO technical details & tokenomics** > > There were originally 100 billion CRO, but [70 billion were burned](https://blog.crypto.com/70-billion-cro-to-be-burned/). Most people expect the 30 billion supply to continue in the future. There’s currently about 25 billion circulating with the remainder primarily being distributed overtime as validator rewards. These rewards encourage decentralization of the network by giving people an incentive to act as validators. Some people see that as a philosophical plus, but this is still a coin that's very dependent on the company. > > Although the supply is fixed at 30 billion, it’s worth noting that even in the absence of future burns, the supply on the market could fluctuate considerably if the company built up or ran down its holdings. > > Another factor that some consider favorable is that the Visa cards require people to make progressively larger 6-month stakes for higher tier cards (and keep the stakes to retain the card benefits). Therefore, if the number of cardholders increases, an increasing amount of CRO is tied up and unavailable to be dumped. > > CRO successfully migrated from ERC20 to the Crypto.org Chain Mainnet earlier this year. The company has also very recently launched the [Cronos Chain](https://cronos.crypto.org/docs/chain-details/introduction.html) which is compatible with the Ethereum Virtual Machine and is thus an option for developers to connect Crypto.com users to Ethereum projects and apps and so on. This is interesting to follow, though I think the main reason to invest in CRO for now is if you believe in the company’s vision for executing its financial services offerings. > > **Betting on the sector** > > Finally, there’s a philosophy behind betting on CRO that’s worth mentioning. With apologies to everyone with WAGMI tattoos, there’s over 16,000 cryptos tracked by CoinMarketCap. It’s very difficult to imagine that the majority of these will thrive in the long-term. Some will fade away, new (and often better) ones might arise, etc. > > When you bet on an exchange coin you’re partially placing a bet that demand for buying and trading crypto will continue (at that exchange), but you can be otherwise agnostic on which individual technologies and coins are the best. What’s the best chain for dApps? I have no clue. But I think we’re likely to have dApps in the future and people will want to trade the related currencies and use their crypto. So a nice way to bet on this agnostic view is to invest in exchanges, rather than trying to guess which projects are best. > > **Disclosures:** I’m an Indigo card holder, but don’t hold CRO other than for the stake. I’m personally bullish on cro but I have a lot of cons about it too. ***** Would you like to learn more? Check out the [Cointest archive](/r/CointestOfficial/wiki/cointest_archive#wiki_crypto.com.28cro.29) to find submissions for other topics.