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FTX May Be Gone, but the Impact of Crypto on the CU Industry Is Just Beginning | Credit Union Times
Blockchain-Based Startup AltSwitch awarded Gold place by industry experts at Future Innovation Summit Dubai
Blockchain Startup AltSwitch awarded Gold by industry experts from the Future Innovation Summit
Blockchain Startup AltSwitch awarded Gold by industry experts from the Future Innovation Summit
Blockchain Startup AltSwitch awarded Gold by industry experts from the Future Innovation Summit
Results of the Future Innovation Summit Startup Olympics in Dubai are in
Cosmic Universe | P2E Game | MMORPG | Yield Farming | Character & Land plot NFTs | 1,5m MC GEM | Real utility tokens | Launching to Harmony with cross-chain plans in future
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Same my brother 
I use a CU for my CB deposits. No problem
* [The Great Reset and the Rise of Bitcoin](https://www.youtube.com/watch?v=xw9VshkgxJ4) * [This Machine Greens](https://www.youtube.com/watch?v=b-7dMVcVWgc) * [Banking On Africa - The Bitcoin Revolution](https://www.youtube.com/watch?v=_VT_zpHQzBE) * [The Rise and Rise of Bitcoin](https://www.youtube.com/watch?v=qk4gZrBR9CU) * [Banking on Bitcoin](https://www.youtube.com/watch?v=ByvbAi924TI)
Exactly. Since CU went the other way it was obvious this is where we were headed. Anyone old enough to remember that happening and is still surprised is lost
??? I have Visa, Amex, Mastercard, credit union and brokerage accounts all available to watch on line any time. If I pay my bills on line from my credit union I can see the payment on the card's site and on my credit union statment in less than a minute. Every time I make a transaction with my CU I get an email verifying the deal. If I go to my brokerage site and make a trade, I see the trade on the screen and get an email receipt in seconds. Just go to the Visa page and set up an account!
I believe in crypto like I do with social media. That started with CU2, then myspace, facebook, twitter, IG, TikTok.. Perhaps the current iteration is just like MySpace and this all is just a warming-up. Maybe there will be new coins with old ones dropping off perpetually. What I do know that in an age of digitalization “e-value” is a logical step. That’s why I believe in it. But I also realize there might be a lot of failures yet to come before it being refined enough to be “common”/normal.
random guess, and I haven't checked, but is it: [The Rise and Rise of Bitcoin](https://www.youtube.com/watch?v=qk4gZrBR9CU)
tldr; Former CU Employee Sentenced in IT Revenge Case Affinity FCU Sells Its N.J. Headquarters to CUSO 9 Credit Unions Announce Hires, Promotions & Honors Columbia Credit Union Appoints Interim CEO How the Collapse of FTX Impacts Credit Union Crypto Strategies *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.*
I use Scotiabank with no problem. I think the trick is to send a small amount via eTransfer to your exchange then the door is open and they can't close it. I have sent significant amounts via wire transfer with no issue. My daughter tried to send a wire transfer from Prospera CU to an exchange and they refused.
You mentioned that you could not find anything on you will own nothing and be happy re WEF, so I wanted to supply one of the sources, but there are other sources from the WEF too. It was an important topic as it has been a key discussion since before the 2020 Davos Manifesto across all media and with crypto channels. The problem is that you have to have a stable income to participate. As Orit Dolev says, the richer you are, the less you own. There is more to be said on this, but I covered some of it earlier in that the new paradigms can trap low to middle earners financially. It can also benefit the rich as a means of legal tax evasion. https://youtu.be/7I3ibU2-CU4 I didn't want to get into their other areas such as Stakeholder Capitalism as it gets too expansive. There are plenty of resources, some opinion and others grounded, on why this is not sustainable long term. A key issue is that real change does not tickle down to make low level workers better looked after. You can do your own reading on this. To get back on track, my concerns over CBDC's are loss of civil liberties, including anonymity, freedom, change to the markets, and more access and control given to government agencies by regulatory changes. This all ties in with the above points as it has the same concerns. One of the main proposals is a two-tiered approach, where the current financial system act as an intermediary. You can read this in the WEF White Paper, on the ECB, in the Barclays piece I linked earlier, and on many other sources. At the moment, you have freedom of choice. If Starling Bank block crypto transactions in the UK, I can move my account to another provider. If Natwest want to impose charges on their accounts, I can switch to another provider that does not charge. If BoE introduce negative interest rates, I can withdraw cash. If i want to pay a friend for their time to help with a repair, I can do so without oversight. If I want to snort Coke, I can on the black market. One of the key themes of CBDC's is that Central Banks can use them as a means to administer monetary policy. It is widely mentioned that they can pass on negative interest rates to the consumer. https://www.bankofcanada.ca/2020/02/staff-analytical-note-2020-4/#:~:text=A%20CBDC%20could%20improve%20the,stimulate%20aggregate%20investment%20and%20consumption. The WEF's 2020 Davos Manifesto presents a utopia but without any real detail. The same can be said about most of their agenda pieces and publications. Delve deeper and you will find intentions for a totalitarian regime where the few control the many. CBDC's are integral to the WEF's Fourth Industrial Revolution. They have an excellent White Paper on CBDC's, Stable Coins and Synthetic CBDC'S. It gives a good insight on how the industry will change and regulations. As an example, Charles Hoskinson talks greatly about interoperability, which the White Paper covers. The second video covers excellent points about control and acceptance. https://youtu.be/60MzTlrOCXQ https://youtu.be/V_g3CwEbQtU The point is, don't drink the Kool Aid. The irony of it all, is that I am bullish on XRP as it is mentioned in too many places as being a bridge asset. Plus Ripple are heavily involved in CBDC's. Let's make money on our way to enslavement. /s
Given that it was a CU and not a bank, it’s still hard to believe that they would put that much trust in just giving me the money and have no control over the purchase. The contract itself does not even list them anywhere! It looks like a cash purchase. if I act in good faith they may actually provide more perks down the road once this loan is paid off.
I've seen a loooooot of ppl as of very recently who strongly supported CU now rethinking it.
I think that part of wikipedia exposes what the laws CU overturned were actually about, keeping the political class in power. Ie, there were loopholes that allowed the "right" groups to keep spending, forcing anyone who wanted to donate to do so through things like the DNC/RNC. CU democratized political advertising.
This is pretty cool. I went to CU. Go buffs
It's actually incredibly simple, it says you don't lose rights when you group up with other people to express those rights. Ie, before CU, if you have someone $1M and 10 people with $100k, well sucks for the 10 people, they aren't allowed to pool money, which makes them far less effective. At no point has someone rich spending money on political advertising ever been illegal, and it can't, because it's a basic expression of first amendment rights. CU says you keep your rights if you have to team up with other people to do it. Which is in fact good for less wealthy people, because we have to group up to have an impact.
tldr; Neo Colorado recently conducted a workshop with the re-energized CU Blockchain Club at the University of Colorado – Boulder. Students were onboarded into the Neo ecosystem by creating a wallet, receiving NEO and GAS, claiming a NeoNS domain name, minting a NEP-17 token, and creating a liquidity pool on Forthewin Network. The club is exploring the development of a club token and building a ticketing platform. *This summary is auto generated by a bot and not meant to replace reading the original article. As always, DYOR.*
The CU enables companies and rich donors to legally donate such huge sums of money that it drowns out any contributions by even entire cities worth of regular citizens. When one single entity can outspend thousands of individual voters then it is corrupt full stop. This is like claiming free speech means you get to talk in the town square while Corp X gets to use the speaker stack from a rock concert. Which message will be heard? And don't say corp donations are somehow an aggregate assessment representing the views of those employees, that is a ridiculous assertion for anything larger than a mom and pop operation. The CEO, board, or major shareholders' views are what get donated to, they don't have HR send a poll to the plebeians in the mail room to gauge how to back candidates. Nor do those same workers enjoy a job market which gives all of them the mobility to change jobs because they don't like who the CEO supports. Ask aisle stockers at Walmart how much choice they have in who the company leadership donates to akd how much economic freedom they have to choose their job based on that criteria. They're gonna take the job thay pays $16 instead of $15 because food and rent. Citizens United is a perversion of the concept of free speech and it shouldn't apply to non-living corporations. Corps have a *limited* set of rights granted to allow for business transactions. Things like owning property. This does not imply they should or do have every natural right we acknowledge for living beings. And no, it is not neccessary for them to have this right to spend for political purposes, they can function perfectly well without that capability. Or are you asserting prior to CU it was impossible for businesses to operate or grow large or otherwise function without the ability to outspend actual human voters? If the view of employees dictated the proportionate donations of the corp we'd maybe have a different argument. But at best the majority share holders decide how to spend all that money on behalf of everyone else in that corp. 51% issue A leanings in shareholders means 100% donations to issue A most of the time. How is this not trampling the free speech rights of the employees and shareholders not supporting issue A? Hm? Dictate by the top on what speech is free, all others can navigate being politically misaligned with upper management which is not a great career bellwether.
> now illegal to regulate campaign finance I love how complete ignorance as to what CU actual is and anger over it are extremely highly correlated.
In that case, you better play the full [Video ad](https://youtu.be/8TkSVwvaVsg) Shout out to Northern Territory's ad [CU in the NT](https://youtu.be/K81ZxWG8oTM)
Why does anybody have an account at a traditional bank. CU all the way
DAI is mean to be a de-centralized stable coin that cant be frozen like USDC, USDT. However if the MKR starts acting like a real world company instead of an autonomous smart contract. This kind of behavior, amongst other actions will put in the cross hairs of the sec. It might be forced to comply with regulations a regular publicly traded companies have to. From my understanding they are not using collateral to invest - but from their surplus ( DAI?) via some third-party to invest in us government bonds. These kind of complex agreements are also dangerous - because complexity can hide nepotism and corruption. You need people to manage real world investments - which means an increase of CU expenses. I want MKR to be lean and simple - so it could be managed by an oracle - delegated MKR. Because smart contracts don't necessarily need people voting and controlling them it could be a machine/ other smart contract oracles. But this cannot happen if MKR is not lean and managing real world investments. I really don't want to see DAI enforcing US sanctions and freezing DAI that was involved in thefts. If I want to use this kind of regulated stable coin why not just use USDC.
its also a significant misinformation. Citizens United is not about "corporations". Citizens United, an activist group made a movie critical of Hillary Clinton who was then running in an election and released it close to the election line. The FEC came down hard on them. The case reached the SC who examined the constitutionality of such laws and rightfulyl determined that the governmetn cant censor speech of any kind just because its close to elections. Just think of the bar this sets: The government held that there is an arbitrary line of spending that if passed close to election gets the government to censor you or your company. The court decided that was unconstitutional completely rightfully. The court then examined if the government can differentiate between private spending or combined spending through a business and discriminate then. And the court established that the first amendment also covered that. Imagine if the gov can go after big media corporations just because the yreport something critical close to an election that can be considered campaign donation (like an ad). what this did is it effectively allowed the rise of PACs. Direct donations to campaigns still ahve to follow federal law and are capped (which is ridiculous imo). But because political action campaigns dont have the same limitations they can effectively gather unlimited amount of funds from whoever and use them to 'campaign' on anybodys behalf as long as they are not directly controlled by the campaign. Because of CU they are allowed to do it even up to election day. Which is the right constitutional opinion. There is no instrumetn available to the government that can curb political speech. What is the difference if you decide to post a political opinion or if you and 10 other friends gather 100k and make a movie about the candidate you dislike and publish it? Its literally the same. Ofc money buys you more outreach. that has alwasy been the case. But rich people also have the right to the 1st am and can spend their money on political ads too... The Dark money issue is a demcorat framing. Dark money is the money given to super PACs by donors. There are a lot of regualtions on PAC funding but it is technically possible for a rich to donate anonymously to a super PAC and have the pact post ads with those money. This is allll that it means. They cant accept "foregin funding from the Rassians"... https://www.fec.gov/help-candidates-and-committees/taking-receipts-pac/contributions-to-super-pacs-and-hybrid-pacs/ >They may not accept contributions from foreign nationals, federal contractors, national banks or federally chartered corporations super PACS are very tightly regulated. What democrats wanted is to get a public LIST of everybody who donates to any super pac so they can shame people. For example the list of political donations to campaigns is public too. But the democrat sbeing the hypocrites that they are explicitly allowed Unions to not disclose donation lists even if they campaign like a super PAC... its a ridiculous billl **And I still dont get what this has to do with god damn Crypto**
When do you think the best time to get the loan is? I know next bro halving is in 2025. So I figured sometime in next 5 months. Did you get it from a bank or CU?
Lol just for my mortgage to xfer from my CU to the bank I have the loan through it takes 4 days. Yea 10 minutes for a permissionless payment system is still a pretty revolutionary improvement.
 [https://polygonscan.com/tx/0x55e5ef1a05b4f2d1cf49b04253391a8f8c61f6a986a922ecd36df6015eb4c868](https://polygonscan.com/tx/0x55e5ef1a05b4f2d1cf49b04253391a8f8c61f6a986a922ecd36df6015eb4c868) r/002timmyNFTs\- Join here for more giveaways
There's a nice documentary on the origins of bitcoin and the computing power used in it. I think it's on YouTube - https://youtu.be/qk4gZrBR9CU
This is about the fifth boom-bust cycle it's gone through since 2009 inception. With each cycle being higher than the previous one. Usually after coming down it goes sideways for a while, so don't expect easy money. I thought this intro documentary of the early days was super interesting. https://youtu.be/qk4gZrBR9CU
My CU you can buy/sell bitcoin. 2% per transaction. Must have account with the CU. They don't have any way to use the bitcoin afaik.
I've had 2 overdraft fees in 20 years of banking with a CU. Both got reverted.
Classic el Risitas. CUÑAAAAAAAA RIP  I am spanish and he was a loved guy here.
Layer 3 is basically bundling more transactions into Layer 2, which gets bundled into Layer 1. https://www.youtube.com/watch?v=scIzP2CU788
Wdym ? PoW requires GPU's or ASIC that require much more CU and overall more material + power. You can run a PoS network on an upgraded office computer while there is literally tons of used gpu's flooding the market after every bull cycle because of ethereum.
Frigidaire 3.1 CU mini fridge $99 Walmart.
FYI - I did not short LUNA. From my post 3 months ago - "Also, stable coins are not a totally "safe" investment. Your savings in a Bank or CU is $250,000 per depositor. That protects you in case the bank or CU fails. The primary risk of stablecoins is that they aren't fully backed by the reserve currencies they say they are. Tether is a prominent example: The company behind it previously lied and claimed that every Tether was backed by $1. During an investigation by the New York Attorney General, it had to admit that this was never true."
Yes Solana explorer includes consensus messages in TPS reports. There are a few reasons for this, consensus messages are paid transactions and they are included in blocks, some people see this is as cheating but whatever, there are enough ways to see the TPS without consensus if you really want to. Generic transactions are executed with a VM(Virtual Machine) while there are also simple transactions which don't require a VM and are much faster. If you see comparisons between blockchains they all use their fastest and simplest transactions to try get the maximum TPS number (so without using the VM), this is just PR of course. In reality TPS numbers are way lower because once the VM is being used transaction execution time is a lot lower. A better metric would be CU(compute units) where we can see how much time was spent processing transactions but then all chains would need to do this to be able to compare them. AFAIK Solana also is the only chain with a parallel VM which enables hardware acceleration with GPU's for smart contract execution, this is not possible with the current serial EVM so their alternative is to create L2's. Also a lot of traffic is dropped before it is executed and at Gigabits/s you really need to go down to the hardware level to be able to handle all this. Most chains rely on TCP and therefore it's not even possible for them to drop traffic on the hardware level. There are a lot of metrics the average investor doesn't even look at, can't really blame them tbh. Most of us just look at simple comparison charts and rely on social media channels for investment advice.
There are actually existing early days of Bitcoin documentaries! This is the video that amazed me, from Plot11. [https://youtu.be/qk4gZrBR9CU](https://youtu.be/qk4gZrBR9CU)
https://docs.google.com/spreadsheets/d/1lh89CU5klXw852O1F7noTyPGLbsH98HfhqtdPPZxV_Q/htmlview
A reminder to everyone that Vitalik appeared in the documentary "[The rise and rise of bitcoin](https://www.youtube.com/watch?v=qk4gZrBR9CU)" back in 2014 (Fast forward to the 1:12 timestamp). This was back before Ethereum was created and the reason he was being interviewed was because he was the publisher of Bitcoin Magazine. The reason I bring this up is that the interview took place at the Porcupine Freedom Festival and that place is about the most radicalized right leaning/libertarian event you could imagine. So yeah, if Vitalik was at PorcFest in 2014, that is major proof that "crypto has always been right leaning/libertarian per USA views.of the parties" ^(Bonus: fast forward to the 1:23 mark to see me in the documentary. I am the guy in the red shirt sitting behind the "reserved" sign in the pub meet-up)
He says he has graduate course credits (that go towards a PhD at CU Boulder, and that he dropped out. He wants to go back and finish a PhD.
Yes. FRCC carries automatic acceptance and credit transfer to both CU and CSU. I'd actually highly recommend it to anyone interested in attending either of those schools as you'll save many thousands of dollars with only the loss of the social aspect of big university.
While Charles is undoubtedly a liar, FRCC really isn't shitty. Most of the professors also teach at CU and CSU and it's an absolutely comparable educational experience to the first two years at either of those schools. At least from my experience. My wife and I both have Associates from FRCC and are currently in grad school.
so he's tweeting he got an associate degree from front range community when he said he was a phd student at CU?
So Charles Hoskinson just reiterated on stream that he does have a college degree, and also has graduate credits at CU Boulder.
CU Boulder Mathematical program offers a PhD in philosophy. Was this Charles' original claim or a PhD in Mathematics?
Uh, ever hear of US media? Can’t trust 90% of shit on fox or cnn. Reporters aren’t exactly a bastion of truth. I believe the journalist though. Fun fact I ACTUALLY dropped out of a PhD program at CU boulder, so take that Charles haha
Metropolitan state and CU Boulder are not random lol.
Cool beans. My two best performing plays, together at last (have a little less conviction in FTM than LINK but still long term holds) 
What if my savings account gives an average of 5%? Lol. But i use a CU. I still don't keep much in there, but still.
No that is just misunderstanding the problem: Inflow at each point in time Tx, 100 CU Scenario A (DCA): Each Inflow is invested directly. Scenario B: Inflow is retained and gathered to buy the ‚dip‘ If you receive a larger, unexpected amount you invest directly