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FSKAX

Fidelity Total Market Index Fund

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Any reason not to swap to a cheaper index fund within my ROTH IRA?

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Okay Roth IRA Portfolio??

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SCHD or FSKAX for SEP-IRA?

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What fund would you add to my portfolio to start easing out of bonds?

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Portfolio Input! Let me know what you all think

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Is investing in QQQM now worth it?

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Just need a bit of advice

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33% SCHD, 33% FSKAX ( Fidelity US Market Index ) 33% FSPSX ( Fidelity International Market Index ) at 21 years old for standard brokerage account?

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What if you stop contributing to one of your IRAs?

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How much should I contribute to FSKAX and FTIHX in IRAs?

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Invest weekly, monthly, or quarterly?

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How or Does Dollar Cost Averaging (DCA) Become Impacted As You Get Older or Near Retirement Age?

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FXAIX FSMDX FSSNX vs FSKAX & FTIHX?

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FSKAX & FTIHX vs VTI & VXUS?

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Feedback on Roth IRA portfolio

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High dividend ETFs in Roth IRA a good investment?

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Lets end the debate: FXAIX & FSPSX or FSKAX & FTIHX?

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3 Fund Portfolio for Roth IRA & Traditional IRA

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Workplace 401(k) situation

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Best Move Right now? CD? T-Bill? Pump more into FSKAX?

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Investing into stocks and I.F

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Am I doing something wrong -- Account Fee's

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18 YO Portfolio, how does it look?

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Money never seem to go up. Am I investing correctly?

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Keep Wealthfront allocation or move to 3 fund portfolio?

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40y/o, 52k in my Roth IRA split between $36k in FSKAX, 6.5k in Microsoft 17.5k Tesla and about 7k in “cash available to trade”. Should I go all in on Tesla?

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Investing strategy advice?

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Portfolio Review/Gen Advice

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Requesting advice: should I sell all my single stocks due to the overlap? Please

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My investing strategy long term and short term

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Looking for Suggestions/Advice for Roth IRA

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60 years old - do I choose blue chip or total market, or both?

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60 years old - do I choose blue chip or total market, or both?

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If I'm starting to pay attention to asset allocation, should I ditch target date funds entirely?

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Vanguard ETFs or Fidelity Mutual Funds in Fidelity Brokerage?

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30 y.o what can I do to better my "portfolio" for retirement

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when to take profits during bull runs (caveat - Roth IRA acct)

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Best bond index for 401k?

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Selling mutual funds and incurring long term capital gains to the re-invest in index funds. Everyone says not worth it but math is favorable?

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Need help allocating IRA money %

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DCA instead of lump sum: abundance of caution or terrible mistake

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Why is FZROX $14.60 and FSKAX $115.64 if they track the same index?

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Investment Critique / Target Date Optimization

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How to calculate actual difference between FSKAX and VTI for taxable account

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Put full amount of SEP IRA contributions into FSKAX?

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Advice about consolidating portfolio

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Advice for an overwhelmed 18-year-old! (Roth IRA's and more!)

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Explanation on Morningstar fund ratings

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Here are my options for Fidelity 401K. I currently have 70% FSKAX, 30% FSPSX. I should have just chosen a target date fund. Thoughts?

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Considering switch from FSPSX, FEMKX to all FTIHX

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What percentage should these be if this is my portfolio.

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Lump sum investment or DCA for Roth IRA transfer of $

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Total market index fund VS target date fund

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How to allocate small amount of money in Roth IRA

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Is holding FSKAX and SPY in the same account redundant?

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41 years old and just starting

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Leaving The “Round Up Investing App” and moving small funds elsewhere. Where to? Details Below

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Limited investment options to chose from, any thoughts

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Allocation Opinion

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Why was FSKAX Way Down Compared to VTI Today?

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Mom has series 6 license, being told she has to sell her stocks for job

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Currently 19, looking for advice

r/StockMarketSee Post

19 years old with 100k invested so far... advice?

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Opting out of Managed Fidelity 401k

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Help with allocations - should my Roth IRA 'mimic' my 401k?

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FSKAX vs. VTI (or other ETF/mutual fund suggestions)

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FSKAX vs. VTI (or other ETF/mutual fund suggestions)

r/stocksSee Post

401K and ROTH IRA positions

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Where would you invest an extra $2,500 per month?

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Invest into Roth IRA monthly or yearly? Opinions?

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Lost Harvest FSKAX - > VTI

r/stocksSee Post

what do ETF tax advantages actually look like

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Realistically what does the tax advantage look like for ETF VS. Mutual

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Confused with ROTH IRA deadlines

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TQQQ worth it as market is in a decent dip?

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Would you choose FSKAX as a place to put you money.

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22 Recent college grad, should I put my new investment money into a Target Date Retirement Fund (FDKLX) or an Index Fund (FSKAX)?

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Are there any cons to investing in FSKAX over the popular VTI?

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401k allocation question

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Wealth Management & Tax Loss Harvesting Benefits for ~30Y/O?

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Best portfolio of fidelity funds for long term investing

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Is this a good strategy for Index Fund Investments?

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Is this a good strategy for Index Fund Investments?

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12K to invest. Keep in savings? I'm too damn indecisive. Help!

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How should I invest $20,000?

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16K to invest. 401K and Roth IRA already taken care of. What would you buy?

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FSKAX, FTIHX, and SCHD in a Roth IRA?

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For the purposes of a wash sale can a ETF and a Mutual Fund be considered substantially identical?

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Do you count cash when figuring stock percentages in your portfolio? How are my weightings?

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Acorns vs Fidelity first time investor asking

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Why is my Cost Basis Per Share the same as my first purchase?

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Single 39/M - Just started my Roth IRA

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Advice please

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Looking for critiques regarding my portfolio, as well as advice on how to best invest a lump sum. Looking at things long term and trying to get myself set up the best I can

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Is FSPTX a risky index fund to buy into?

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Looking For The Right Index Funds

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FSKAX Performance Today

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How can I increase risk in my portfolio

Mentions

FXAIX (and FSKAX, in case a total market fund is preferred) haven't had a taxable event since 2019.

Mentions:#FXAIX#FSKAX

>Would have a dividend ETF (SCHD) or two be good? Everything in it should already be fully contained within FSKAX. Dividends are not free money, as the share price drops by the distribution amount, so a $100 share becomes a $98 share + $2 dividend = the same $100 value as had there not been a dividend.

Mentions:#SCHD#FSKAX

Yeah, the combo of FSKAX & FTIHX for my Roth IRA will probably do it for me.

Mentions:#FSKAX#FTIHX

>I'm going to start investing into Fidelity's FSFAX (Total Market Index Fund) into my Roth IRA, Pick 1 from: FTIHX, FZILX, or FSGGX. There's benefits to going global as updated to the US only that FSKAX would be. >Also, I'm considering doing hand-selecting of dividend stocks and tap into the DRIP and let it compound over time. However, just wanted to know if there are those who've opted for Dividend ETFs ? The purpose is really to take care of month expenses (e.g., Rent, groceries, gas, etc.). For non-retirement accounts? First, dividends aren't free money, the share price drops by the distribution amount. Second, even dividends focused find like SCHD only distribute a small amount of the share price, so you'll need a lot of it before it makes any noticeable difference. It'll take years before the distributions even pays for itself.

Direct indexing, no thanks. Even low cost fidelity is 0.40% management fee. Their own FSKAX is 0.02%. FZROX is 0%. Like for like assets in a portfolio will lag performance just because of the ER. And yes heartbeat trades is because of a loophole that’s been around since 1968. BTW all ETFs use this also. It’s not going away given the $10T+ in AUM within ETFs. Extremely low probability

Mentions:#FSKAX#FZROX

Not going to happen because of the way they trade it using “heartbeat trades”. But let’s say that “it could happen”. Why would that be any different than an equivalent fund like FSKAX, SWTSX, WFIVX, etc. People should consider that? What’s the alternative? Please elaborate on how they should mitigate such risk?

FZROX is fine in a tax advantaged account; but less than ideal in a taxable/brokerage account. FSKAX is more appropriate from a tax management standpoint (i.e., you don't have to liquidate it if you decide to change brokerages)

Mentions:#FZROX#FSKAX

>VTI FSKAX for us Fidelity folk

Mentions:#VTI#FSKAX

I don't think there's anything wrong with your investments, looks like you may have just happened to invest at the peak of the market at the end of 2021 (when FSKAX was around $130-135/share). That period had a long lull in the market, where overall index funds were mostly flat. For example, from the period of October 2021 to January 2024, FSKAX did not make any gains (it went down then back up). This is true for any market fund, for example VTSAX (Vanguard's total stock market fund) also made no gains over that period of time.

Mentions:#FSKAX#VTSAX

Your investments aren't exactly what I'd do, but they're fine. You were probably unlucky with timing. Markets made crazy gains from April 2020 to around the end of 2021, took a dump through most of 2022, and have gone up a lot in 2023/2024. At some point, they'll take a dump again. Maybe next week, maybe 2 years from now, nobody knows when. * That means you likely invested near late 2021 when the market peaked. * Over the first year, you may have lost 20% in FSKAX and 30% in FTIHX. * Since then, you probably did well with both * You probably broke even a couple months ago Your results could look very different if you pushed that start date forward or back six months. It's just bad timing on your part, kind of like a miniature version of investing at the peak of the dot com boom, then immediately taking losses and taking years to get back to even. --- Re: Bonds, nobody knows the future, but if you're still in your 20s, 0% in bonds seems like the way for the next couple decades anyway. -- The one huge, glaring issue I see is that you didn't max out your IRA in 2022, 2023, or 2024.

Mentions:#FSKAX#FTIHX

assuming you entered the market around halfway through 2021- you sort of started investing near the peak of a market run up. what followed was nearly 2 years of turbulence and up/downs that make it so where if you bought FSKAX around July 1 2021.. you've seen maybe a ~12 percent gain when comparing to it's price today. and FTIHX? that thing has essentially bled money since you invested in it. assuming again you invested around July 1 2021, you are looking at almost a 10 percent loss from that date compared to today's price. so there's the other half of your answer... lump sum investing can be a little rough for scenarios such as this. had you DCA'd along the way, you'd be seeing larger gains.

Mentions:#FSKAX#FTIHX

Just wait; 10 years is when you can make any judgements. Avg return is 7-10% per year for FSKAX, but you happened to put your money in right before a crash; you didn't do anything wrong. Your returns would have been looking much better if you continued to put money it.

Mentions:#FSKAX

At the top of the page linked below, look at "Performance Overview". Notice it says: 10 years up, and 2 years down. Next, scroll down the same page until you get to the Annual Total Return chart, then click "see more". The bar graph will show you a year-by-year gain or loss. 2019, 2020, and 2021 were all good years, then in 2022 you lost almost a year's gain, then you made it back up in 2023. https://finance.yahoo.com/quote/FSKAX/performance

Mentions:#FSKAX

I have both FSKAX and FTIHX in my 401k. Those choices are fine. While I do think bonds do belong in any portfolio, if you're looking for more growth, then bonds isn't the answer. I would consider changing up the allocation. Personally, I don't have FTIHX more than 15% of my 401k. However, when you contribute more to your IRA, you need to think about whether you want to keep it at the current 72/28 allocation or change it to something else like 80% U.S. and 20% international.

Mentions:#FSKAX#FTIHX

I have a similar make up. 80% US/20% Ex-US. The entire market kind of tanked in 2023, so you're still recovering from that. If you had put 6k in FSKAX this time in 2023, it would be up 31%. FTIHX would be up 15%.

Mentions:#FSKAX#FTIHX

Hey, I moved from aus to the US a few years ago and I think you’d be crazy not to. My aus super sucks compared to my 401k here. I honestly do not know the tax implications, but they only kick in once you sell right? Assuming you hold more than a year, I think (hopefully) it’s no biggie. There are brokers like SelfWealth that are decently low cost to transact. I personally like index funds like FSKAX that are basically 0 cost and just track an overall stock index. You can’t go wrong

Mentions:#FSKAX

That is an extremely NON-aggressive holding for someone in their 20s. Bonds are even less aggressive and would have returned you worse than what you have returned. When you say "2ish" years ago, that means you invested first in 2022, when stocks got totally clobbered. You have since done much better since January 2023. Since March 15, 2022, the S&P500 and FSKAX are up about 24%. FTIHX is up 14%. Not sure exactly about FXNAX, but it proably is up a bit over 4%. You have conservative holdings now, offering protection against large loss but also preventing large gain. Those two funds are common for people to hold, but obviously one has done better than the other the past two years. If that return, during these turbulent times, doesn't satisfy you, then you should take your time to educate yourself on what more aggressive options are available.

It's not bad, but based on your age bond isn't as necessary. You could consider a ratio for FSKAX/FTHIX between 70/30 and 80/20, and if you prefer to keep FXNAX then maybe something like 70/20/10. This is jus my own prefs; I'm not a financial professional.

Mentions:#FSKAX#FXNAX

lol, FSKAX is up 322% since End of 2011. It's basically Fidelitys version of VTI.

Mentions:#FSKAX#VTI

Fidelity is a great platform, and I also hold a lot of FSKAX. Sounds like a very solid plan to start out.

Mentions:#FSKAX

Also I've heard that index funds are the best and safest bet for beginners so I'm thinking of doing FSKAX!

Mentions:#FSKAX

Do you have an emergency fund? Keep a small one. Open an account with Fidelity Investments and put all the rest of your money into FSKAX. It's an extremely low cost index fund that invests in everything in the United States. Keep adding to it for your entire lifetime someday retire wealthy. Good luck

Mentions:#FSKAX

Hi, could someone rate my portfolio? Very new to investing and trying to sift through all the information online to set up for retirement. I'm really only playing with about $2,000 with Fidelity to figure out how things work. Right now, I've only bought a few shares of the following: FSKAX FXNAX VXUS V I have about $20k in a HYSA and have accumulated/maxed out my Roth IRA for the last few years. Should I withdraw some funds in my HYSA to invest further in these accounts? Am I missing something in my portfolio? I'm really just interested in dumping money in and forgetting about it until later on. I don't have much interest to stalk to the stock market every day and just want long term investments options. Thank you in advanced!

>Should I just let it sit in a high interest account? /r/personalfinance Prime Directive: https://reddit.com/r/personalfinance/w/commontopics >Invest in ETF or Index funds? * Index based or actively managed describes how the contents of a fund are chosen. * ETF or mutual fund describes how the fund trades. When creating a fund, you pair 1 "contents chosen" with 1 "how it trades" for 4 main types of funds. Examples in parenthesis: ||**ETF**|**Mutual Fund**| |:-|:-|:-| |**Actively Managed**|Actively Managed ETF (ARKK)|Actively Managed Mutual Fund (FBGRX)| |**Index Based**|Index ETF (SCHF)|Index Mutual Fund (FSKAX)| >I guess my question wtf do I do with all this money to prepare for my future? Depending on the interest rate, minimizing the debt you take could be the best move. Investing typically isn't recommended for money needed in the next 5 years (at minimum).

I've been holding FSELX, FBTC. It's tech heavy but very profitable so far. I strayed away from an international fund cause it's just not done very well. I know it's a bogle method to hold an international one but until there's a tech burst or something, I'm fine with my 25-50% returns on FBTC & FSELX. My Roth has FSKAX & FSPGX 70/30 respectively.

Why not swap FXAIX to FSKAX to cover S&P 500 + US extended in one and change FSPSX to FTIHX to cover both developed and Emerging?

I'm looking to clean up my Roth IRA portfolio. Here's what I currently have: 28% in FSKAX, 36% in FXAIX and 36% in FZROX. I realize I have some redundancy in here because FSKAX and FZROX are both Total Market. I didn't really know what I was doing when I first set up my account couple years ago. I'm planning on adding my max contributions in a couple weeks. Would it be okay to turn my portfolio into something like 30% FZROX 70% FXAIX? I'm not really looking for anything safe, but I'd also like to keep it to 2-3 choices in my portfolio.

Not an issue today with fractional shares. Also, don't overly invest into 1 company. Too much time and research. Just go with a tech ETF for 30% of your investment and call it a day. Examples: FTEC, XLK, or VGT. The other 70% portion of your investing portfolio, invest into a Total USA fund. VTSAX, VTI, SWTSX, SCHB, FSKAX, or ITOT.

Well, there is definitely no benefit to *that* at all. If you were 98% FXAIX and 2% FSKAX then you would actually be 96.6% in FXAIX. You could be 90% FXAIX and 10% in FSMAX (the part of the US stock market that isn't the top 500 companies). Or you could be 90% FXAIX and 10% FTIHX (the entire rest of the planet). Right now you've got all your money in just 500 countries that are all based in the same country. You're missing out on stocks from all over the world and from small and medium sized companies. If any of them have explosive growth at any point in your lifetime, you won't see a penny of it. Or I guess right now 2% of your portfolio might see a penny of it.

What's the benefit of 98% FXAIX 2% FSKAX vs. 90% FXAIX and 10% FSKAX?

Mentions:#FXAIX#FSKAX

I didn't buy FSKAX to diversify if that's your assumption.

Mentions:#FSKAX

Diversification. FSKAX is like 80% FXAIX.... so really what you've got there is 98% FXAIX + 2% US small-caps and mid-caps. If you bought FSKAX to diversify, you didn't.

Mentions:#FSKAX#FXAIX

I hold both FXAIX and FSKAX with the majority in FXAIX. I know there's redundancy there, but I don't care. I like both so I buy both!

Mentions:#FXAIX#FSKAX

I'd go total market. FSKAX has about 1200 more holdings and follows the Dow Jones total market. FZROX is an in-house Fidelity index. The difference in fees and performance is going to be negligible. Just pick one. I hold FSKAX.

Mentions:#FSKAX#FZROX

Have you maxed out your 2023 Roth contributions? You can still contribute up to 6,500 in your Roth for 2023 if you do it before the tax deadline and 7,000 for 2024 take advantage of tax advantaged space first. Over all I like the portfolio- This is my opinion so take it with a grain of salt. I think 33% VUG is to high you are overweight large cap/tech stocks I would like a little more small cap (AVUV) and get international to at least 25-30% Swap FSKAX and FTHIX for FZROX and FZILX respectively if you are at Fidelity. VXUS can get you a foreign tax credit in the brokerage so that’s the best place for it but not a big deal.

28m. Been researching for a week now. I feel pretty good about this, I'd just love feedback or reassurance. IRA and 401K goal is moderate-strong growth, and brokerage goal is aggressive growth for comfort into my 30s and 40s. [https://i.imgur.com/GyNeBjt.png](https://i.imgur.com/GyNeBjt.png) * Brokerage. Fund - Initial Investment - % of portfolio * VGT - $4,100, 38% * VOO - $3,600, 33% * AVUV - $1,700, 16% * VXUS - $600, 6% * BND - $800, 7% * Roth IRA. Fund - Initial Allocation - % of portfolio * FSKAX (total market index) - $4,500, 69% * FTIHX (total international index) - $1,250, 19% * FXNAX (US bond index) - $740, 12% * 401K. * VLXVX (Vanguard 2065 target) * 54% Domestic * 36% International * 10% Bonds Overall between all 3 portfolios I have a spread of: • 69% Domestic • 22% International • 9% Bonds Takeaway Q's: \-Can I be more aggressive in my brokerage? \-Can I disregard VXUS and BND for some more focus into VGT and VOO?

I’m with Fidelity and looking to invest in their index funds. Can some one explain why I would choose FXAIX or FSKAX when they offer zero expense ratio alternatives like FNLIX and FZROX? Is there a reason to go with one group over the other?

Is there a reason why you are investing in these funds instead of a total market fund? Does your 401k not have FSKAX as an option?

Mentions:#FSKAX

Roth IRA Portfolio Start Up Hello, My husband and I just created our first retirement account in fidelity. A Roth IRA. We contributed the $6500 for 2023 and are doing the full for 2024 as well. I am 30 and my husband is 32. Is this an appropriate strategy for both of us for our portfolio. We figure to not get any bonds now as we are still fairly young. Me 80% FSKAX 20% FTIHX Him 70% FXAIX 20% FSPSX 10% FSSNX I know for him he could also swap it out with the zero fee ones but regardless it is not a huge difference there. Should we do anything drastically different or should we have the same exact portfolio. First time doing any sort of investment so we want to make sure we are on the right track with our initial $13,500 each and not doing anything stupid. Thank you so much

>Are simple market funds like FXAIX enough? I'd personally go broader, as in also cover the US extended market (FSKAX instead of FXAIX would do this as FSKAX is US total market) and ex-US (international, such as FTIHX; as the US isn't always the best place to be invested). >Or should I also be including tax inefficient funds such as REIT funds? S&P 500 funds I believe include some REITs that qualify at their market cap weight. Total market funds hold even more REIT companies at market cap weight. So adding a REIT fund would be adding concentration (not diversification).

FSKAX is a mutual fund so you’ll get that price after close, right? SCHD is an ETF so you’ll get that price same day.

Mentions:#FSKAX#SCHD

In a Roth IRA (or traditional IRA or 401k) your cost basis really does not matter However you would sell FSKAX shares then buy SCHD shares. The SCHD shares will most likely show the price you bought them at (todays price or when ever you buy them)

Mentions:#FSKAX#SCHD

When you exchange - you are selling FSKAX at the current price and buying SCHD at the current price.

Mentions:#FSKAX#SCHD

Hello, I am an investing noob, so thank you for your patience. I have maxed out my Roth IRA since 2020 in FSKAX. If I would like to exchange my investments into SCHD, how does this process work exactly? Does it buy SCHD shares at today's current prices? Or does it buy SCHD at the prices that I've bought my FSKAX shares at?

Mentions:#FSKAX#SCHD

Definitely second the recommendation to read as much as you can. In the meantime our typical recommendation would be an index fund like IVV, FSKAX, or VT. That way you’re not hitching your fortunes to any one hastily-chosen company, but to the overall growth of US or global businesses. Plus the fees are super low, like 0.03% of your balance per year. Some people start there and end there; it’s a really low maintenance approach, which is nice if you don’t like digging through financial data. Also you’ll do [better than most people](https://www.cnbc.com/2024/01/09/why-picking-stocks-is-a-terrible-idea-for-young-investors.html) who try to pick their own stocks.

Mentions:#IVV#FSKAX#VT

This type of transaction is best done via a mutual fund because there is no question on fills, VTI trades through out the day and if you buy at 10 am vs 3pm you will get a different price Mutual fund orders settle at end of day at NAV price so there is no real question on order execution Schwab/Fidelity will allow automatic buys but you have to use their corresponding mutual funds (schwab has SWTSX , Fidelity has FSKAX) If you insist on using VTI there are brokerages like M1 finance that will allow you to do this, however even M1 will only execute 1 trade per day (I think you can pay a subscription to get a second trading window) so it basically acts as a mutual fund anyway.

You’re coming in at a good time, lots of brokers have cut the basic commissions and fees to zero or close to it. In addition to newer entrants like Robinhood and Webull, established houses like Fidelity and Ameritrade/Schwab (recently merged) charge next to nothing for basic buy & hold investments.  In terms of what to invest in, if you don’t have much to invest and/or don’t have a really good reason to hold a specific company, the best bet is typically an index fund. That more or less means a fund that doesn’t try to hand-pick companies, just buys everything within a certain basic criterion:  - The stocks on the S&P 500, which are more or less the 500 biggest US companies - funds include VOO, IVV, or SPLG - Basically all US stocks - funds include VTI, ITOT, or FSKAX - Basically every stock worldwide - only one comes to mind, VT, but you could accomplish the same by splitting the money across two funds, one US and one not, like SWTSX & SWISX.  (Side note, the reason for multiple funds using the same approach is basically different companies. It shouldn’t matter a ton who you pick.) The benefits to this approach are:   1. You’re not attaching your fortunes to any one company, but to the overall idea that companies will keep inventing and selling things.  2. As a result you don’t have to monitor things that closely; the fund adjusts as companies grow and shrink, appear and disappear.  3. These funds charge very low fees. Of the funds I listed, I believe SWISX has the highest fees at 0.06% per year of your balance. 

Also mid 30s and slightly behind due to starting my career late. I put my initialy modest 401k contributions in a TDF (also 2055) because that's what my limited research told me to do as a "hands off, fund and forget it" approach. I personally found it underwhelming in terms of performance, especially as I approach max IRS funding limits in recent years. It might not have dipped as low as the market at times (though sometimes it did), it also wasn't hitting the peaks. I did some more research, and it suggested the bond makeup and international stocks of TDF's are probably too conservative for my risk tolerance... especially 20+ years out of retirement. Not to mention the expense rate was like .23%, which many people say to stay under .20%. I moved everything to S&P500, basically VOO equivalent, with a expense rate of .01%. I'd probably do FSKAX or a VTI equivalent if I had one available for a little more diversification, but I'm still ok with the risk at the moment and for the next 10+ years probably.

in my mid 30s and woefully behind on on retirement. I have a Fidelity Traditional IRA (from a rollover, am now self-employed) and had everything in FDEWX, a target based mutual fund for 2055. but realizing now I can afford to be as aggressive as possible until closer to retirement. Does it make sense to rebalance this to FSKAX entirely? Should I add an international fund, as well, like FZILX?

Didnt know theres a minimum, if so, just do Swtsx or FSKAX

Mentions:#FSKAX

FSKAX is not S&P 500 or large cap only. It is US total market, which by weight is over 80% S&P 500 (large caps).

Mentions:#FSKAX

Time to adjust my allocation lol. I'm contributing 6% total to my 401k at the moment. So I'll probably do 4% in the 2060 and start allocating 2% into the FSKAX to start with.

Mentions:#FSKAX

I think I found it! Fidelity total market index (FSKAX) Large Cap S&P 500

Mentions:#FSKAX

FXAIX , FTEC , ONEQ, AND FSKAX. Invest and chill 😎

There's also FSKAX instead

Mentions:#FSKAX

Maybe even some FSKAX/FTIHX too...

Mentions:#FSKAX#FTIHX

$15k to invest looking for advice Looking for advice on what to continue / add to my investment portfolio. - Income: $200k, in my early 30s, no kids - I currently max out 401k and HSA - I invest $2,200 a month into FXAIX (balance of $140k) - $25k between FITLX and FSKAX - $4k in other stocks - no debts Looking for the best strategy to invest this additional money.

I'm more of an FSKAX man myself but to each their own

Mentions:#FSKAX

1) Fidelity, Vanguard, or Schwab. I like Fidelity, it has a decent interface, great customer support, and is the only one of the three that allows automated ETF investing. 2) Choose low fee broad market funds. 3) FSKAX is the mutual fund that tracks the total US market, and has a 0.015% expense ratio. It's hard to find a cheaper fund. FTIHX is the total international fund. I'd say 60-100% FSKAX and the rest FTIHX is a great start for global equity. I have about 20% international exposure. 4) No fees at Fidelity for the account or transactions of ETFs or Fidelity mutual funds. The only fees are from the expense ratios of the funds you hold. You'll get that no matter where you invest.

Mentions:#FSKAX#FTIHX

The money market fund is based off of current interest rates. As soon as the fed starts cutting rates, the money market fund % will drop probably by those same amounts, just like a HYSA would. Bonds like a total bond market fund invest in bonds that don’t mature for an average of 5-7 years, so those rates can hold steady for longer. Personally, I think you should change your portfolio to FSKAX and FTIHX to get both the total US market and total international market, and then maybe do 10-20% total bonds.

Buying a bunch of random ETFs is likely a poor strategy. How about just buy FXAIX (or even better FZROX/FSKAX). Stop trying to beat the market and just own the market. Randomly lurching from one hot trend to the next and tracking your investments daily and adjusting them is just a good way to piss money away. Instead of buying a large, mid, and small cap ETF = total market why not just buy a total market ETF (FZROX) and own the whole market. If this is a taxable brokerage account I would use FSKAX instead (the Fidelity ZERO funds like FZROX are not transferable).

FXAIX ONEQ FTEC FSKAX. you're welcome

i acquire FXAIX and FSKAX monthly within my portfolio

Mentions:#FXAIX#FSKAX

Google “(ticker) holdings” and you’ll find all the individual stocks each find owns. I personally own FSKAX because it’s so broad.

Mentions:#FSKAX
r/stocksSee Comment

I think you need to define your risk tolerance first. But I think generally speaking investing in total market index funds is probably the sweet spot for you. Not crazy risky like picking individual stocks. But provides a higher expected return than bonds or a HYSA. You can check out FSKAX and looks at its performance and risk profile here. [FSKAX](https://fundresearch.fidelity.com/mutual-funds/summary/315911693)It’s gotten close to the 10-15% range you’re looking for but does provide a slightly increased amount of risk.

Mentions:#HYSA#FSKAX

FZROX is a good, well diversified fund and is very popular here. It (and its ex-US counterpart FZILX) are great options for a Roth IRA - no fees and the lack of portability to other brokerages doesn’t matter since no tax consequences for liquidating them inside the Roth IRA. The Zero funds are potentially less advantageous in any other account type, though. FZROX and FXAIX performance will be very highly (though not perfectly) correlated, as FXAIX’s holdings make up the overwhelming majority of FZROX. FXAIX has marginally outperformed FZROX in recent years, and assuming recent U.S. large cap trajectory continues, they’ll become even more correlated as large caps continue growing more overweight. However, should the rest of the smaller U.S. equities see a surge, a (near) total market fund like FZROX should come out the winner. Because of that extra diversification, I’d take FZROX over FXAIX any day. I slightly prefer FSKAX over FZROX, as FSKAX is a truer total market (~1200 more holdings) with a negligible 0.015% expense ratio and tracking a published index rather than FZROX’s proprietary index, effectively a “black box” as far as investors are concerned. That said, there’s also *a lot* of junk at the absolute bottom of the U.S. equities - e.g. countless shady medical “science” companies that seem to only exist for intraday pump-and-dumps - so I’m not sure I’d be heartbroken about shedding those if I knew exact methodology of FZROX’s index…

Is lump sum investing right now a good idea? To start, I’m still fairly a beginner when it comes to investing. I have been maxing out my Roth IRA the last 2-3 years and have very little in my personal investing account. In my Roth IRA account all I’m investing in is FXAIX, FZROX, and FSKAX. I’m planning on doing about the same for my personal investing but had a question. I currently have a decent amount saved up in a HYSA but I’m looking to put most of it into the market as a lump sum and then as increments afterwards. I know you should never even think about timing the market but I am a little worried throwing in that much with the market being so high. I would definitely still consider myself a beginner so I guess I’m just looking for reassurance on this. Also would love any suggestions on recommended index/ETFs to invest in. (25M). Thanks

I've thought about this, but FSKAX has a relatively high 2.39% dividend yield (compared to SCHD 3.49%) and holds MANY of the same companies as SCHD. Not sure it makes sense for me to invest in both.

Mentions:#FSKAX#SCHD

FSKAX

Mentions:#FSKAX

Ah okay I think I understand, so the 38 cents is from dividends or something of that sort, and that is money I can withdraw or reinvest, and the 35.93 is the money i’ve gained from FSKAX that I can’t withdraw or reinvest unless I sell it? How do I set my funds to reinvest dividends?

Mentions:#FSKAX

Just keep it all in FSKAX. When you put money into your account it will first go into a holding account like a money market fund. That will be money that is “available to trade or withdraw”. Money that is then invested, as yours is in FSKAX, isn’t available to trade or withdraw until you sell it. Make sure your fund is set to reinvest dividends automatically. As yours may not since you have some change in your money market account.

Mentions:#FSKAX

100% FSKAX (Fidelity Total Market Index Fund)

Mentions:#FSKAX

FSKAX and FXAIX are kinda the same fund. May get some dissenting options but I feel like you should pick one and focus on that instead of both.

Mentions:#FSKAX#FXAIX
r/investingSee Comment

They are proprietary indices, and no small cap in FZILX.  The fee difference is negligible.  I still stick with the more established FSKAX and FTIHX.

I left EJ a few months ago and switched my wife and I's Roths over to Fidelity. The process was pretty easy. Once all of the American Funds I was in were transferred over I just sold them all and bought what I wanted (mostly FSKAX Fidelity's total market). This month I left them for good and am in the process of transferring all of my kids accounts to Fidelity as well. I see no point in paying load fees on things that I can buy myself. Once I get closer to retirement age I might hire someone again to look at my stuff. But for now, the next 20 ish years I plan to just keep buying and hope for the best!

Mentions:#FSKAX

At 23 be 100% equities 80% FSKAX 20% FTIHX 0% FXNAX

That's OK. You could get some mid/small cap and emerging market exposure with FSKAX and FTIHX instead.

Mentions:#FSKAX#FTIHX

Is that equivalent to 60% FSKAX and 40% FTIHX

Mentions:#FSKAX#FTIHX

while VOO is large and mid cap, FSKAX is a US total market fund with similar returns

Mentions:#VOO#FSKAX

Yeah, I think I’ll start adding any new money to FSKAX. Thanks for the tip about bonds

Mentions:#FSKAX

I’m talking about index funds that track the S&P 500 or the total US stock market. I assume you use Fidelity, so that would be FXAIX or FSKAX.

Mentions:#FXAIX#FSKAX
r/stocksSee Comment

Not quite. Index funds track indices. Both ETFs and mutual funds can be index funds. For example FSKAX is a mutual fund and VTI is an ETF and they both track the total market index. Here's a tip, if you're interested: try reading about this stuff rather than learning from random reddit comments. Not everyone here knows what they're talking about, even if they might seem to. This might be a good starting point: https://www.investopedia.com/terms/i/indexfund.asp

Mentions:#FSKAX#VTI

Oops, I misspoke. I meant to say "A total market fund like FSKAX." Thanks!

Mentions:#FSKAX

The ten year performance of FIPFX is 8.25%. While the 10 year performance of FSKAX is 11.9%.

Mentions:#FIPFX#FSKAX

>Should I keep FIPFX or change it to a TDF or something like FSKAX? FIPFX is a Target Date Fund

Age: 36 Location: Ohio, USA Salary: $70k with government pension Objectives: Travel money in 10 years, early retirement in 20 Current holdings: $15k BlackRock LifePath 2050 TDF (Traditional IRA), $2k VOO, $600 VXUS, $300 AVUV, $300 FIPFX TDF (Roth) Debt: $36k remaining mortgage, $11k remaining car loan, $10k credit card debt (interest free until May 2025) I loaded $15k into my traditional IRA until I realized Roth is probably better, so I'm redirecting my recurring payments into my Roth. I have it going into FIPFX at Fidelity. I'm maxing it out. In the meantime I also have $200/wk going into Robinhood for some traveling and fun before retirement. My current portfolio in Robinhood is 70% VOO, 20% VXUS, and 10% AVUV. Two questions: Should I keep FIPFX or change it to a TDF or something like FSKAX? And also, how does my Robinhood portfolio look? There's no bonds in there, but I'm willing to be a little risky because I have my pension and Roth to fall back on.

r/stocksSee Comment

I clarified in that comment that I meant actively managed funds. FSKAX is an index fund which is why the fees are low

Mentions:#FSKAX
r/stocksSee Comment

VTI is 0.030% (vanguard total US stock market ETF), FSKAX is 0.015% (fidelity total US stock market mutual fund) ​ In this case the mutual fund has less fees. In practice, either is a great option, the difference in fees is absolutely minuscule and inconsequential. I don't know what mutual funds you're looking at, but you're probably not making a correct comparison.

Mentions:#VTI#FSKAX
r/stocksSee Comment

VTSAX and FSKAX… as dumb and simple as it gets.

Mentions:#VTSAX#FSKAX

For long term, look at total market ETFs like VTI or FSKAX which give broad exposure at low costs. Diversify and keep investing through ups and downs.

Mentions:#VTI#FSKAX

How old are you? Depending on that - I’d put it back in the market asap. Personally just did the same thing (30 YO) and have the following: FSKAX - 65% (Total Market - Russell 3000) FSPGX - 15% (Russell 1000 - Growth) FEQIX - 10% (Russell 1000 - Value (dividend)) FPSPX - 10% (EAFE Int’l)

Ding. If this is your question, the answer is probably a total market or SP500 index fund. FXAIX, FSKAX, all the vanguard ones that will be listed below. Pick one of these first, learn as you go and if you want to play around with d more later, you can.

Mentions:#FXAIX#FSKAX
r/investingSee Comment

At Fidelity, FSKAX is the total US market, FTIHX is the ex-US including emerging markets. These are great funds, and they are amongst the cheapest around. They are in my Roth IRA. Don't buy Vanguard mutual funds at Fidelity, they will come with fees. The ETFs are fine if you really want them.

Mentions:#FSKAX#FTIHX
r/investingSee Comment

Hello Community, need suggestion, I think I am late in investing but currently I am 45 yrs old and have 50K cash which I want to invest in my taxable account for next 10 to 20 yrs. I have Fidelity Roth IRA and HSA which I opened recently, holding some FXAIX, FSKAX and some SCHD.. I have some tolerance built in Any suggestion on ETFs for my taxable account investing? Since I have Fidelity, I was thinking IVV/ ITOT (over Vanguard) and/or SCHD/DGRO/SCHG ...may be QQQ or even JEPI Thank you in advance.

r/stocksSee Comment

My current holdings: FSKAX - 70% FGBRX - 15% FSHOX - 15% Just sold all of my semiconductors (SOXX) Earlier today.

r/investingSee Comment

If you are on Schwab and want VTSAX just buy SWTSX, it’s the same thing and doesn’t have a transaction fee. FSKAX on Fidelity is the same also.

r/investingSee Comment

I like the Fidelity funds in tax-advantaged accounts, as long as they are held at Fidelity or your provider doesn't charge fees to buy them. I hold FXAIX, FSMAX, FSKAX, and FTIHX in various accounts.

r/investingSee Comment

Leaving financial advisor I've had an advisor for a long time with high fees ( I know, dumb ) but it always made it set it and forget it, so I let it slide... Well I'm finally leaving. I'm 44, want to retire around 50. Money is at our moving into Fidelity. About 500k moving from advisor. After reading this sub and researching, I'm thinking I'll split my tax deferred accounts between ITOT and IVV and my taxable accounts between FSKAX and FXAIX I might do a bond fund, and I will leave 10% of my Roth IRA to buy certain things , I think lithium and uranium look good for now. But, now I'm wondering if I should rebalance my 401k as well, and I have about 600k in money markets as well. Too much too fast, or course correct and rebalance 75% of NW. I'm only 6 years away from the age of like to retire, I don't know if that means it makes sense to be more conservative or not. Thanks for input.

r/investingSee Comment

It's hard to beat the ER of the Fidelity index mutual funds. FXNAX, FSKAX, FTIHX are all dirt cheap to hold.

r/investingSee Comment

>I have FSKAX in my 401(k) and the ER is 0.02%. If your 401(k) info has gone to 3 places, FSKAX should show as 0.015%, so even better.

Mentions:#FSKAX