Reddit Posts
Can you tell when I discovered options?
What kind of announcement from PayPal would justify me dumping money into it this morning
Puts on PYPL in prep for 1/25 announcement. Made enough to cover bills for the month.
Warren Buffett's New Secret Stock PYPL?
$PYPL Ad: Six innovations that will revolutionize commerce
Anyone have positions on $PYPL in anticipation of Jan 25 news
PYPL Crash- still room for 1/26 gains?
New Meme Stock On The Horizon!!! and more
Did I just make half a million by mistake?
Huge volume increase in PYPL $85 Call 1/26
It's been quite the six figure (several) ride down over the past year. No one tells you it gets faster as you get closer to zero. Inherited
Been quite the 6 figure (several) ride down this year. No one tells you it goes faster as you get closer to zero
Paypal rally after the CEO came on CNBC in a nutshell
PayPal: Substantially Undervalued - Market Fails to Recognize Growth Potential
We’ve seen your picks for 2024 stocks, what about which ones are going to be flat?
I'm back with another 6 figure YOLO with $PYPL
🔥 PayPal (PYPL) - The Comeback Play! 🔥
PayPal Stock PYPL 2 Targets Major WIN Ahead 1 Critical Barrier Broken for Stock Holders
2024 and the 1099-k. How will the market react to the tax on side hustle?
2024 and the 1099-k. How will the market react to the tax on side hustle?
If everybody is predicting a recession, why are payments companies absolutely booming?
At least this week was better. Still down huge on PYPL.
Sold puts on Tesla as it tanked below $200. Bought PYPL and PLTR calls before earnings. Bought SPY calls before Thursday’s rally
$PYPL LFG Paytards I didn't hear no bell
Why is $PYPL so hot amongst this sub atm?
Suggestions on how to recover losses if I am not selling my winners
When do you close 0DTE or 7DTE?
I’m down so bad the only logical thing to do was buy more $PYPL
Is there anything that makes PYPL attractive right now?
Thoughts on Higher Value Dividend Stocks that have been pushed down recently?
The overall market sucks…please allow discussion of penny stocks
Just turned 18 Buying my First Options Calls-Puts Ever
At least I’m not doing as badly as the “PYPL has a moat” guy.
US tax citizens, why do you like dividend paying stocks?
Exploring the Depths: PYPL and SQ Stocks nearing 52-week Lows – Is it time to dive in?
Exploring the Depths: PYPL and SQ Stocks Nearing 52-Week Lows – Is It Time to Dive In?"
I am about to make the bet of my life - Financial Freedom by 2025 or Nothing
Took out student loans and went all in on $TSLA $PYPL $PLTR $TRIP after finding out my swimmers are active by my wife pixie stick.
PYPL YOLO increased to $106k. Deep Value Edition
u regards think $PYPL is a good match for X ?
Mentions
They censor bulls. Only retard bers that like "value plays" like PYPL and shit ass small caps.
I am going to go 0/4 PLTR - up 5% after ER PYPL - down 7% after ER ELF - down 12% after ER AMZN - up 4% after ER
Probably that it’s not ancommoditized race to the absolute bottom. For PYPL specifically the peer to peer mediation and protections being valuable and not merely a cost to the consumer, making serious inroads into the BNPL space and growing the stable coin to be a serious player in the section of payment processing that is commoditized. Until the there will be no rerating but that’s fine. At this price as long as they maintain growth and buybacks the downside is ever more limited and the buybacks are ever more powerful. God willing over the next 18m they can continue top and bottom line growth even if it’s just 5% and show that segments of the business are speeding up. A reraise to 14-15x after that growth and buybacks would be tremendous
I don't know how they do it, but HIMS, PYPL, and DUOL find a way to go down every damn day.
For anyone in payments stocks (TOST, XYZ, FISV, FOUR, PYPL), what do you think it would take to change the sentiment at this point? Feels like it’s been super low since summer of last year. MA just had solid earnings which makes me slightly optimistic
PYPL holders represent 🥴🥴🥴
Is anyone thinking about playing PYPL during earnings? I think I love crap companies that earn money but the market worries about their future I think it is a value Others think it is a value trap
There's a couple of software names that have some hardware component that I'm mildly interested in and have bought a little bit of but otherwise I have no interest in buying something like CRM. I'm amused by Benioff going full Gavin Belson and doing things like paying $10M a year for Matthew McConaughey as a "creative advisor" while the stock has gone nowhere for half a decade but I don't want to invest in it. I don't want to invest in ADBE. I honestly don't care that much about buybacks if that's pretty much the story like I haven't cared about PYPL on here as it's been incessantly brought up for three years and the core talking point the whole time has been "but the buybacks!"
ADBE, PYPL, CRM and SAP will all go straight to 0
ADBE, PYPL, CRM and SAP will all go straight to 0
Even buffet can’t save PYPL at this point
Yes, Nancy Pelosi (through her husband, Paul Pelosi) recently disclosed significant sales of major technology stocks in late December 2025, with filings made in January 2026. These transactions were part of a reported $69 million portfolio repositioning that included selling shares of Apple, Nvidia, Amazon, and others. **Recent Sales (Late 2025/Early 2026):** According to disclosures filed on January 23 and 26, 2026, the following major sales occurred around December 24–30, 2025: * **Apple (AAPL):** Sold a substantial amount, with reports indicating a sale of 45,000 shares (valued at $5M–$25M) and a separate contribution of 28,200 shares to a donor-advised fund. * **NVIDIA (NVDA):** Sold 20,000 shares ($1M–$5M). * **Amazon (AMZN):** Sold 20,000 shares ($1M–$5M). * **Walt Disney (DIS):** Sold 10,000 shares ($1M–$5M). * **PayPal (PYPL):** Sold 5,000 shares ($250K–$500K). * **Alphabet (GOOGL):** Contributed 7,704 shares to a donor-advised fund. **Reallocation and Context:** * **AI Exposure:** Despite the sales, the filings indicate that Pelosi continued to increase exposure to Artificial Intelligence (AI) by exercising call options in companies like Nvidia and purchasing new positions, suggesting a strategic shift rather than a full exit from tech. * **New Positions:** In January 2026, she acquired 25,000 shares of asset management firm AllianceBernstein (AB). * **Why the trades?** These year-end transactions are often executed for tax purposes or portfolio diversification. * **Retirement:** Pelosi has announced she will not seek re-election in 2026, meaning her mandatory stock disclosures will cease in January 2027.
Thank goodness I sold PYPL when I did
KMB,BULL,PG,PYPL,FOUR, CHTR amazing how every shitter I picked at 52 week low is still shitting itself
Is PYPL now shitty enough for BRK to buy it?
PYPL is getting too cheap to ignore
PayPal is definitely on the triage table. It’s the polar opposite of PLTR—one is a 'Growth Trap' trading at a massive premium, the other is a 'Fallen Angel' that many think is a value trap. I’ll run the models to see if the PYPL turnaround is real or if the checkout-button moat is officially gone. Stay tuned.
Thanks for the info! I've been seeing lots of chatter on r/ValueInvesting about PYPL (as usual). I'm on the sidelines though. I use venmo a lot too (rent and every trip and meal with friends) but nothing to/from a business.
You think you can hurt me? I’ve owned BABA since 2021, and I own PYPL now
I have never related to a thread more (cries in HUM and PYPL)
Don’t forget we also ow UNH, PYPL, Adobe, CRM in our 401ks too
Someone gotta know PYPL is gonna have shit the bed earnings or something. I never seen anything like this
Almost 100% of portfolio! Why not 350% like the PYPL guy?
That evil conniving PYPL went right for the juglar. Poor choices had nothing to do with it. Here you go: [https://wendys-careers.com/](https://wendys-careers.com/)
I personally think so. PYPL themselves sure are
But can I sell you NVO, ADBE, or PYPL?
Sell and take the loss so my $PYPL will skyrocket.
If PYPL is ever going to go up, it probably will be due in least in part to Venmo. For anyone buying or selling items on Craigslist or Marketplace, Venmo is The go-to cash alternative. It's the only one I'd accept now from someone I didn't know, as it's difficult for the payment to be reversed.
To be fair, from a P/E and EPS perspective PYPL looks better than NVDA 🤷♂️
PYPL is a quintessentially a junk stock now
Many people would prefer to give you all the credit for ruining your life with PYPL stock
ADBE, PYPL, and NKE bagholders would like to welcome CVNA holders to the regard Hall of Shame.
Really sad. If PayPal can’t increase its earnings YoY even while transaction count and user count are going up, it means one of two things: - They are acquiring low-ticket users, for example, people from countries like Nigeria who are only now adopting PayPal while the U.S. and Europe have already moved on (low-value users in, high-value users out). - There is a high level of fraudulent or botted activity being used to keep shareholders happy. Either way, anyone holding PYPL is screwed.
Hello, I am wall street bot. I am now programmed to take all your money, thank you. PYPL to 1 $
When are we going to do something about PYPL inserting itself into people's portfolios and destroying their account value? How many sensible, smart investors must we see get victimized by this spectre of downgrading before we realize that it is our own safety we are fighting for?
I took a few tries, but I did get a chatbot to make a reddit post with a few typos thrown in to make it look less AI. Oddly it decided to make a post about how people are sleeping on PYPL.
You destroyed your life, PYPL is just a stock, regards!
Imagine of all the companies in the world that you could over-leverage for.. you do it for PYPL.
Wvery few weeks i see a post about how PYPL is underpriced and about to moon. I just figure they're PayPal bots.
PYPL has to do well after earnings. I mean come on!
What is it about PYPL? Why does every stock "expert" in twitter and reddit keep shrilling this thing?
PYPL is probably the best value trap ever created.
##Reasons why $PYPL will bounce back: ##1. They rename themselves $VNMO ##2. No other real reason
Jesus, at this rate *I’ll* be taking PYPL private 😅 Absolute capitulation = easy buy and hold
No idea, but it's answering your question around PYPL usage. I'm not long or have a position in the company.
No position in PYPL, but I do use venmo quite a bit.
Imagine with all the ability to just throw money on random data center stocks for months and make tons of money because this market is a meme that most of your portfolio is fucking PYPL and ADBE because you listened to people screeching about it being value investing.
Imagine being a reddit "value" investor, who spent all of 2025 taking Ls on PYPL, ADBE, and OXY. Just to go into 2026 holding the same shit and missing out on a technological revolution.
Any day now!! My PYPL bags are gonna run like AI, semiconductors, or an investment that doesnt poop and shit all over the floor at every step of the way and youll be sorry!!
I would just be careful with historical prices with the name. I don't follow to closely, but if you're looking at the price when it was like it's peak for example, the PE was around 70 on it. [https://companiesmarketcap.com/paypal/pe-ratio/](https://companiesmarketcap.com/paypal/pe-ratio/) Can't find stuff going back to 2015, but that's the issue of just using price of company. PE might have been higher back then as well, since it had less competition in the space. I don't think PYPL is a bad company or a bad investment, but it is what it is.
UNH, PYPL, ADBE lol you have come to kill my portfolio!! Was feeling good before today 🥲
U clearly don’t know how ro value company. META is going to grow EPS at 7% organic rate. Which is equal to ADBE and PYPL. And u know what happed to then their growth rTe suddenly dropped from 20-30% to less than 10%
Those stocks can crash, PYPL has insane downside protection. In probably 9 months you guys will be saying damn PYPL was a great buy
ADBE and PYPL are great value plays Or perhaps value traps I own them both!
Saddest post I ve seen lately ! We r in a bull run and u have stocks going up 20 % per day and u chose to DCA Into PYPL
I think I've been adding too fast to these positions. Gotta slow it down and just drip into shares. 25 shares of PYPL and 40 shares of VITL every day. Keep depositing and wait for the turn. Maybe sell some CC on spikes when price is up and vol is relatively high. FUCK.
they will call growth over valued and looked at antiquated measures like P/E ratio. Thats why you see ppl pilling into PYPL, NVO, ADBE, CSU
A LOT of these people have been burned by PYPL in the last few years. People want to see it go lower cause they couldn’t stomach to see it go up without them in it, and their PTSD wont allow them to consider jumping in again
RIP the guy who went all in on PYPL
The chart for PayPal Holdings Inc. (PYPL) shows a significant downtrend over the past 6 months, culminating in a retest of its 52-week low range. The price action suggests a potential double bottom formation or a strong retest of a critical support level. Specifically, the price has approached the 55.02 level, which represents the lower bound of its 52-week range, as per ChartScanner.AI analysis. This area often acts as a strong psychological and technical support, where buying interest may emerge. A successful bounce from this level could initiate a reversal, especially given the stock's oversold condition. Traders should look for confirmation of a rebound, such as increased volume on upward moves, to validate this bullish outlook. The pattern's typical behavior suggests an upward movement towards previous resistance levels if support holds.
PYPL has the fundamentals, but is has been dropping year after year, even with share buybacks...
You need negative growth to ever see PYPL at 40
The only way PYPL calls will be profitable is if they become an oil company or arms dealers.
It's hard to find stocks that look as good as PYPL fundamentally. Opportunity cost doesn't mean much in value investing. When you find a good value opportunity, you don't think when it's going to break out, you just accumulate more.
You'd be better off giving up on VITL. Not sure what you see in that one. You'd be better off in metals or index funds IMO. PYPL value trap.
I believe this is the way if you want to play PYPL. My issue is everyone talks about stock buy backs to keep the price up and that it's just undervalued, but the risk is opportunity cost. Just because it's undervalued doesn't mean it's a good deal. When/If PYPL finally breaks out, will that break out be enough to outweigh other performance if you had put your money elsewhere in different stocks or even an ETF? Leaps was a solid play on this, good call!
PYPL has a solid balance sheet. Current/quick ratio at 1.34 means no liquidity issues, debt/equity at 0.60 is very manageable, and cash flow looks strong with P/FCF under 10. Profitability backs it up too (ROE 24%, ROIC 15%, margins near 20%), so they’re funding growth without piling on debt. Overall I feel is a low financial risk, well-run balance sheet, more of a market/volatility story than a balance-sheet problem. I worry about long term. These type of companies will be obsoleted as AI takes over. Need to watch that it’s moat don’t shrink over time. This really is my only worry about this company. It should be $70.
Sorta/kinda similar response to all the PYPL discussion on here. In a market of narratives, people aren't interested in the company that is optically cheap and making money in an industry that is maturing/stagnant/whatever the case may be. Maybe something will eventually cause people to rotate to value in a more meaningful/lasting way but unti then I think it's hard to convince people to buy something that's down 20% in the last 5 years during what has otherwise been an incredible time in the market. YTD has been a bit more mixed, but there's still plenty of growth themes that people are running to, or real assets are basically mooning. How much impact are skyrocketing memory prices going to have on PC sales?
PYPL earnings coming up. Just need some good news to change the narrative and we 🚀
Thinking of putting $50k each on PYPL and TTD shares. How do we feel? 🤔
Why is PYPL such a shit stock? It seems everyone that was involved in PYPL in the early days has gone on to becoming some mega evil villain billionaire these days. Did the new team that took over paypal just suck ass?
I bought META at 740 just to sell at 608, and buy an even worse stock (PYPL) I'm so fucked
I thought that was PainPal PYPL
No no I bought 12k worth of PYPL calls and lost about 9k of it. Had no conviction it had another positive move so I cut the contracts so theta didn’t eat the rest of my account.
It was a $57 call for 1/30 when price was $56.85, so if I would’ve kept it through today I could’ve sold for a 15% loss instead of 80% but i didn’t see our market rebounding after 🥭 talked incoherently back to back days haha I’ve had great returns this year buying contracts just like this, a 1% move up to $57.50 would’ve put me $800+ up and I would’ve sold for the day. PYPL is slow but had no reason to dip lower unless we threatened to idk attack NATO 4 hours after I buy 😂
I hope so but (like my boy PYPL) this guy just sinks back down after anything 'good'.
LEARN TO VALUE INVEST WIGGA. WBTN, PYPL, NVO, etc... buy a company because it is genuinely undervalued
Unveiling PayPal (PYPL): https://www.reddit.com/r/StockMonitoring/s/8sVRppkByP
Unveiling PayPal (PYPL): https://www.reddit.com/r/StockMonitoring/s/8sVRppkByP
You are right. Unveiling PayPal (PYPL): https://www.reddit.com/r/StockMonitoring/s/8sVRppkByP
I been here debating the value proposition of PYPL all morning and finally saw that both VITL and PYPL are having great days. Doesnt do much overall but it feels nice to have a big green one
> . PYPL went from like a 12PE to at 20PE when it went from50-90. At 75 it probably had exited extreme value incredible R:R ratio Prices and could have been sold off. It has re-entered that extremely cheap territory once again In 2023 it was trading at an 18 p/e and people went on how cheap that was and that people should buy PYPL instead of chasing NVDA. 2024 it was 20x. 2025 it was 12x and it still went down about 33% last year. We're still at 11x and it's starting the year off down. Calling it "cheap" isn't new on here and what we were all told was cheap 3 years ago, 2 years ago and 1 year ago only has gotten cheaper as there's no narrative or catalyst. I hope for the bagholders they are able to pull something off, but the continued cheerleading for this name on here over the last 3 years (while PYPL is -20% since the start of 2023, underperforming ... many things) seems increasingly oddly disconnected from the reality that people are seeing when they look at the stock. If people acknowledged that the business has issues/perhaps the theme isn't what it was and that things like a new CEO didn't deliver the hoped for catalyst instead of this sort of "it's fantastic and nobody gets it but me" there wouldn't be the kind of responses there is to the name.
I think these are poor arguments. Just because it hasn’t moved from these lows does not mean it was not a good buy at those price points. PYPL went from like a 12PE to at 20PE when it went from50-90. At 75 it probably had exited extreme value incredible R:R ratio Prices and could have been sold off. It has re-entered that extremely cheap territory once again That’s great, that happened under operational negligence and crumbling numbers. PayPal has shown none of that to this point. Please understand that just because the price has not appreciated over the years does not mean it is not an attractive buy at THIS PRICE POINT.
It is possible all that happens but let’s say we just trust projections and they grow at 5.3% top and bottom line for the next 5 years. If PE stays the same as it is today, PYPL will have repurchased almost 70% of the company. If price doesn’t move that number would be significantly higher. All of your pessimism would have to come true ie projecting negative growth from 2030 onwards and a PE compression from 11 to like 5. I think it’s more likely that PYPL figures out how to evolve with the times and find growth vectors like they’ve been doing ie Venmo Braintree BNPL. Sometimes a missile makes it through a duct and there goes the Death Star but I feel well guarded and have much more upside than people aeem to consider possible.
> Look the difference between us is that you are looking at PayPal with their drs pressed stock price with despair. I'm looking at it with disinterest, which is how I looked at it for the last 3 years of it being a common topic on here and told things like "the new CEO is going to turn things around!" That was late 2023, the stock is below that. This has been a market of narratives for most of the last 5 years and there is no narrative here; buyback in/of itself is not a thesis and the importance in which people emphasize the buyback case for PYPL on here act as if a buyback is something unique to PYPL. There was a fund manager who talked up his view that Sears was cheap and that the real estate was a fantastic value. He was Morningstar Manager of the Decade and had 22B in AUM. The years went by and Sears started to fall apart, but he was not bothered: year in, year out he would tell shareholders the tale of how much value was in Sears. For a time he was on the board of the company. It became more than half his fund. Eventually, Sears became more distressed and in 2017 he was "unapolgetic" to fleeing fund shareholders. In 2018, Sears went bankrupt. He had been on a saga for more than a decade trying to talk up the value and lost a fortune. The fund went from $22B and Morningstar Manager of the Decade to $1B and Morningstar 1 star fund that had a warning from Morningstar for a while. He was convinced that he was right about Sears for over a decade and never had any awareness whatsoever that maybe he was wrong (I don't believe he ever set foot in a store.) This sub has gone on about PYPL for only about 3 years but at what point is there some acknowledgement that not everything has gone as hoped? I hope things *eventually* go well with it for all the people who talk about it on here, but after years of it there's a point where I'd think there'd be some awareness that perhaps the stock hasn't exactly performed in the manner this sub has frequently thought it would. Instead, we get the continued "everything is great" (never any addressing issues that are brought up, or why many names in the theme have done similarly lousy.)
I hope you can throw this back in my face in 5 years because that would mean you did well but I don't see PYPL beating the market. Buying back shares and paying a dividend is great but they continue to face difficulties with OS wallets hitting their branded take rate, Amazon/Shop eating their lunch. What's the strategy to revive their core product? They have nothing better to do with their money than buy shares and pay cash to investors and apply for banking licenses? I also don't see agentic commerce actually becoming a thing that moves bottom lines up, only down as investment is poured into things people don't want. Genuinely I hope you hit a homerun here. I just don't see it beating the market. I think there are many better opportunities (albeit probably with a higher risk) over the next 5+ years.
Or is it simply possible that at the lows of 50-55 in the last couple years it’s been a very good value buy? I sure didn’t see posts ever day about PYPL VALUE VALUE VALUE when it was trading at $80. You’re conflating the idea that because it is once again at $55 that it wasn’t a good value purchase at that price before. It was then and GOOD GOD IS IT NOW. Look the difference between us is that you are looking at PayPal with their drs pressed stock price with despair. I am looking at it with INSANE GREED. If you shifted your lens to one of risk to reward ratios and understood the power of the buyback program at current rates I think your view would aligned with mine.
In 2023 people kept advocating for PYPL on here saying "it's cheaper than NVDA" and then people kept trying to buy the PYPL dip on here in 2024, then in 2025 and now again in 2026... at some point it starts to feel like people don't want to actually look for new ideas and just keep copying others/going back to the same set of things when they don't want to buy growth. See also: frequently mentioned PFE, which has been a "buy the dip" mention on here for years too, like in 2023 when I was frequently told that it was a better buy than LLY because "PFE is cheap and they have an obesity drug too." The obesity drug was a failure, PFE has an atrocious record over the last couple of decades and yet, because it's a household name, it has a high dividend yield and a low p/e that somehow allowed people on here to overlook the incredibly lackluster track record the company has had over the last 20 years or so. Hopefully for all the bagholders it gets sold somehow. Otherwise, at this rate I'm sure we'll continue to be regularly informed of the case for PYPL in 2027, 2028 and 2029.
Keep legging into PYPL boys prices are incredible
When it drops 40% PYPL won’t do that either. That’s ok if you bought the bottom but there will be bag holders.
MU and Google exist yet you buy PYPL and Vital Farms. ✋
PYPL now buying back 11.4% of company per year at this price point. It’s actually insane. Just keep buying
I’m a savvy investor with a large position in PYPL