Reddit Posts
Can you tell when I discovered options?
What kind of announcement from PayPal would justify me dumping money into it this morning
Puts on PYPL in prep for 1/25 announcement. Made enough to cover bills for the month.
Warren Buffett's New Secret Stock PYPL?
$PYPL Ad: Six innovations that will revolutionize commerce
Anyone have positions on $PYPL in anticipation of Jan 25 news
PYPL Crash- still room for 1/26 gains?
New Meme Stock On The Horizon!!! and more
Did I just make half a million by mistake?
Huge volume increase in PYPL $85 Call 1/26
It's been quite the six figure (several) ride down over the past year. No one tells you it gets faster as you get closer to zero. Inherited
Been quite the 6 figure (several) ride down this year. No one tells you it goes faster as you get closer to zero
Paypal rally after the CEO came on CNBC in a nutshell
PayPal: Substantially Undervalued - Market Fails to Recognize Growth Potential
We’ve seen your picks for 2024 stocks, what about which ones are going to be flat?
I'm back with another 6 figure YOLO with $PYPL
🔥 PayPal (PYPL) - The Comeback Play! 🔥
PayPal Stock PYPL 2 Targets Major WIN Ahead 1 Critical Barrier Broken for Stock Holders
2024 and the 1099-k. How will the market react to the tax on side hustle?
2024 and the 1099-k. How will the market react to the tax on side hustle?
If everybody is predicting a recession, why are payments companies absolutely booming?
At least this week was better. Still down huge on PYPL.
Sold puts on Tesla as it tanked below $200. Bought PYPL and PLTR calls before earnings. Bought SPY calls before Thursday’s rally
$PYPL LFG Paytards I didn't hear no bell
Why is $PYPL so hot amongst this sub atm?
Suggestions on how to recover losses if I am not selling my winners
When do you close 0DTE or 7DTE?
I’m down so bad the only logical thing to do was buy more $PYPL
Is there anything that makes PYPL attractive right now?
Thoughts on Higher Value Dividend Stocks that have been pushed down recently?
The overall market sucks…please allow discussion of penny stocks
Just turned 18 Buying my First Options Calls-Puts Ever
At least I’m not doing as badly as the “PYPL has a moat” guy.
US tax citizens, why do you like dividend paying stocks?
Exploring the Depths: PYPL and SQ Stocks nearing 52-week Lows – Is it time to dive in?
Exploring the Depths: PYPL and SQ Stocks Nearing 52-Week Lows – Is It Time to Dive In?"
I am about to make the bet of my life - Financial Freedom by 2025 or Nothing
Took out student loans and went all in on $TSLA $PYPL $PLTR $TRIP after finding out my swimmers are active by my wife pixie stick.
PYPL YOLO increased to $106k. Deep Value Edition
u regards think $PYPL is a good match for X ?
Mentions
Now just add to it PYPL and BYND calls and you can declare yourself a true regard!
You bought puts. It's always puts. Or calls on shit cos like ADBE, PYPL, or etc. What was it?
They are great value like FISV, LRN, PYPL and DUOL
I have been buying PYPL options for years None printed
I've been researching this off and on for the past few days. I'm extremely tempted to toss some capital at PYPL. Massively profitable, compressed valuation, massive buybacks, tokenization of assets structure preparation in play - PYUSD, transition to rapid checkouts with fastlane, etc. If paypal finds a way to somehow remain relevant to the end user it's game-on again. The only thing holding me back on investing atm is that I'm not sure how they plan on regaining traction with the end user... particularly young users who default to applepay, etc. how is PayPal going to target the next generation of spenders and capitalize on their habits? As soon as I know that, I'll invest. Right now i'm tempted but not quite at the pull the trigger level...
Klarna have all the same challenges as PYPL but nowhere near fundamentals imo
When you look at Klarna valuation vs PYPL it is crazy, tho thos new guy will need fresh ideas
cant u believe it, EBAY and PYPL now worth the same
NFLX is fucked, not because of this shitty WBD deal; it's because people are finding other forms of entertainment, and television viewing as we knew it is dead. Sure, it can bounce back to $90 or whatever, but NFLX is the new PYPL—makes money and generates good earnings but growing tepidly. They ran out of ideas to fleece their customers, and users' growth has plateaued.
I legged in strongly from 58-52$ I am down heaps and heaps of money. Whatever. My biggest concern at this point is the new CEO- he’s a cost cutter and finance guy and I worry he will squander whatever potential is in the initiatives PYPL has begun exploring. That said I ran some numbers at even at 5% yearly decline for profit/buybacks/SBC, the company goes private in 8.5 years w profits still around 4.5B per year. I ask how fast PayPal can really decline but I asked the same a month ago and then they guided for lowered everything for ‘26. I’m going to add to my position a bit when it tests 39 again but I’m not jumping for joy over it.
>. With multiple Nobel laureates, landmark academic papers (including the original transformers paper) A lot of Google's most talented researchers were either laid off to free up cash for stock buybacks, or left voluntarily. They aren't the innovator they once were. >Impeccable balance sheet They are increasingly relying on debt in order to fund necessary capex to stay relevant in their industry. While their balance sheet is not alarming yet, it is far from impeccable >highest net income of any company, For now they do, but is unlikely to be true 5 years from now due to the massive competitive pressures they face. Buying GOOG now is like buying PYPL in 2021. In both cases, you have a business that is facing significant competitive pressures, trading near all time highs, but on paper looks like it is still maintaining solid growth.
Probably almost anything but software stocks in particular have seen major damage and some of the MAG7 like AMZN and MSFT are a lot safer. FWIW I do think PYPL is probably near a bottom and I'm still holding it but every time I say that it goes lower.
Lots of emotional reasons not to invest in PYPL - you won’t find a lot of positive remarks on Reddit that’s for sure - almost feels like a concerted effort to bring them down - fundamentally tho I think folks would be fools NOT to start a position - don’t bet the farm but I think there is a decent upside over the next year
Stop trying to make PYPL happen. It's not going to happen.
The last 5-6 years in the market has been "escalator up" (price to narrative, "growth stocks only go up", people eventually become complacent and go 100% risk on, the continued questions of "what's the next 10x?") followed by periods of "elevator down" (price to earnings becomes the focus again in a hurry, crowded growth stocks get puked as people 100% risk-on have no choice but to de-risk, people run to "rent" value while waiting to run back to growth.) Elevator down periods are met, again and again, with another "escalator up" to the point where it's expected. You can make all manner of value arguments about a lot of things - look at the incessant PYPL posts on here over the last 3 years - but we're still in a period where if it doesn't have some story to sell, nobody cares and/or it has to be way cheaper than before to finally get to a point of interest/some degree of floor. The market has turned much more casino-y as people try to reach for more and more risk to keep up and as long as there are things working spectacularly well, selling people on PYPL as "it's cheap" and "there's a buyback" (note: no fundamental thesis about the business itself) has gotten no takers for a few years now. Do you have a situation with ADBE 2-3 years from now where people have continually tried to call the bottom but haven't been shaken out because it's been a gradual erosion a la PYPL over the last 2-3 years rather than a rapid decline? Will we eventually get an "elevator down" period that isn't met with another escalator up? Yes, but timing that has proven to be not the greatest of ideas and if that looks like a dot com-style bust, people have to think through the implications of that as what comes after that will likely require a different playbook. "Michael Burry (love or hate) " I don't care either way but I just think the reality of the market post covid is that people have to be flexible in their thinking and adapt to a changing market. If people try to invest in the market that they want it to be or think should be rather than trying to navigate the market that *is*, often times that causes issues. I'm very much of the view that people should invest in the manner that works for them and there is no one way to invest, but if you are wrong, re-assess within a short time frame. Don't be like Hussman and be bearish post 2008 and then months and years pass and eventually your fund has gone from 6.6B in AUM to $300M. Or Berkowitz and his saga with Sears that lasted over a decade and ended with Fairholme holding the bag into bankruptcy. Being wrong is okay, you will be wrong in investing - it's a continual learning experience. Stubborn and wrong is something to be avoided.
PYPL will comeback. They have to reinvent themselves just like IBM, GE and Cisco did. It will take awhile and gradually the negative sentiment will fade. Value investors and long holders will do quite well on the turnaround.
Not until it becomes actually humiliating to hold. Right now there are still way too many bullish comments on PYPL. Same with DUOL. Need actual capitulation first.
PYPL is in value trap risk territory
which is hilarious because I love PYPL as a service that I use a lot for buying shit, but they make so many dogshit business decisions i'd never invest in them.
It's been working for PYPL for years!
PYPL 42 calls 2/20 exp
It's amazing the outperformance of $EBAY vs $PYPL since Ebay split off PayPal. At the time PayPal was seen as the growth engine and Ebay was the legacy part dragging down the company. Hindsight is always 20/20, but shareholders should have sold off their $PYPL shares and reinvested back into $EBAY.
Lmao PYPL looks tired already
Same here. Down 85% and holding. Ended up holding PYPL as a result of a structured product bought. Was already at 70% loss when I received it. Learnt a hard lesson that I was gambling and not investing.
"I have been dismissing the narrative that "SaaS businesses are about to be disrupted by AI" The thing that people don't mention is that SaaS names had been trading at expensive valuations for years because the business model was so beloved. Even a moderate amount of concern about the future was enough to cause a massive re-rating lower. Not saying OP but too many people view this as "all software going away", when it isn't. Some might be, most probably aren't but - they were all expensive. Introduce concern about the future from AI and now they are all a lot less expensive, but the ceiling on upside has also been brought down. There will be opportunities, but people really, *really* need to have a thesis on the particular business, not just buying things because it's "cheap" or "down a lot." You don't want to be the software version of the PYPL bottom calling on here for the last 3 years. There's also all the software that has been bought by private equity in recent years. I'll guess the appetite for more buying going forward will be significantly less, so there's a bidder that won't be there.
At the end of the day, buying drives up price of an asset and i think to the main point, without a story I just don't personally see people wanting to buy it. Payments are really crowded right now. Even with the company buying back all the shares, it's still growing revenues at like low single digits and the FCF isn't great. But that's the thing about investing, if you like buy it. Nothing is stopping you from owning it or liking the company. My approach is to go after GARP, which is look for growth at a responsible price. FCF growth and revenue growth is what investors like to look for. Plus it's usually great signs of a healthy growing business. I think if you are going to own stocks and take on that much risk, you should be looking for alpha. Personally, I don't see PYPL beating the market. However, if you think it will, go for it!
I just listened to it- If it does, then when does PYPL face oblivion is the question right- I think the answer is not before its taken private, or sold. The fundamentals are actually fantastic despite the story- and there is a change in those fundamentals at the most basic level, and that is shares outstanding. If the decline in profits is significantly slower than the rate of buybacks the share count will evaporate over the next few years at this price.
There's something i heard from steve eisman on his podcast like a week ago, when talking about stuff like this, which is without a story and without a change in fundamentals, cheap stocks stay cheap. I think you can apply that logic to Paypal, since it really doesn't have either the story or fundamentals to compel investors to buy. I can't post links, but you should up the episode "AI Panic Spreads, Health Insurers Crack & Retail Keeps Buying | The Weekly Wrap". Someone asked around PYPL and Steve explains why it's not a great investment. If you don't know, Steve Eisman was the guy that Steve Carell played in the big short. I'm a big fan of him. His show is really great.
How fast can PYPL really decline? At 5% profit decline w/ buybacks and SBC falling at the same rate they will go private in 8.5 years. At 3% just under 8 years. Flat- Just over 7y. No matter how you slice it, thats a good business. They have BNPL and Venmo growing fast enough that in 2-3 years that combo should offset any other declines and flatten out metrics. Someone tell me what I'm missing or why theyre going to decline faster than 5% a year over the next decade
Hey precious and appreciated stockholders thanks for your support as a show of appreciation we are diluting and you just lost a lot of money 💋 thank you, don’t sell! SNDK ASTS PYPL
Shoutout to the people who bought into $PYPL on July 9th, 2022 for 300 bucks. I know you're out there.
Bro I can at least see how Microsoft tards might get lucky. It’s these PYPL and SNAP retards that baffle me.
I think they got me again but PYPL looks like a company I’m about to start adding to. Can’t believe I’m being tempted again 😭
Buying HOOD and PYPL today. Cheap af.
PYPL wants to fill the gap to $52
Better to have bought PYPL than to have bought the farm.
Bet half the farm on PYPL and half the farm on VITL. Lost the farm.
PYPL actually going to rip though...
If you want an idea of where crypto is heading over the next 5 years, take a look at a 5 year chart of PYPL
PYPL buybacks are insane Even with flat revenue? This is a dividend aristocrat in the making. Reliable, growing EPS and dividend Also starting to look like a takeover target I'm in. It's a slow, boring play. But at some point market can't ignore the numbers anymore.
Nope... PYPL and DUOL gonna die too.
Waaay too much competition in this space to believe PYPL can survive
PYPL is dead. It’s held by SPY and QQQ aa an immaterial volume, which is by design for an ETF. If it goes to zero, or more quickly, gets kicked off, then it is sold. And if I as a user gets $600, who is paying for it? The shareholder of PYPL. Or in your case - the bag holder.
I'd agree with PYPL -- it just stopped growing - which is why it faceplanted. It didn't go anywhere tho, and I don't see it disappearing. It just crashed from massive highs / PE ratios to "value" territory. ADBE I think their products are shit - but it's been beat down so hard already.
PYPL down 90% from ATHs and already down 60% this year, get in shorts ASAP
USO $70.00 2026-03-20 WFC $80.00 2026-03-20 IBIT $35.00 2026-02-27 EWZ $35.00 2026-03-20 NFLX $68.00 2026-03-20 BAC $48.00 2026-03-20 F $13.00 2026-03-20 ZBH $90.00 2026-03-20 PYPL $35.00 2026-03-20 C $97.50 2026-03-20 IBIT $36.50 2026-02-20 BAC $47.00 2026-03-20 IBIT $34.00 2026-02-27 IBIT $36.00 2026-02-20 XLE $50.50 2026-03-20 Not saying i would take any of these, but this was semi conservative
Bearish positions on PYPL and ADBE soubd a bit like FOMO at this stage
I've come to the terrible conclusion this weekend PYPL is probably finally worth investing in, but it's such a meme at this point nobody including myself wants to buy it.
What are some good stocks to short vs puts? My watchlist: ADBE PYPL AMZN
I don't think you could be comparing two more different things. People hate insurance companies sure, but they're important for many reasons. Auto insurance is legally required in many states. Protection of assets and income make insurance a wise recurring cost. Such as disability insurance, hospital indemnity, and life insurance. Estates and corporate buy sell agreements are backed by life insurance. ACA requires health insurance of some sort. Home insurance is required by mortgage underwriters. Insurance is hated because of their necessity and then reluctance to pay out. AdBe is hated because they screw their customers and until recently there were not many viable alternatives. Dude. Just buy the stock, but as long as you're here to pump it ill be here to save more nieve people from buying it. WSB is filled with nieve people buying these crap companies, such as ADBE PYPL and others. Only to get wrecked because youre a bag holder.
my experience is on this sub people prefer to catch falling knives like PYPL ADBE than ride the wave
And the smartest investors often are wrong for years because they mistakingly assume they are playing chess with people playing checkers, if anything Reddit is more wrong about when to get out of a stock a lot of the time. Or with latecomers trying to chase. But even as a more conservative investor I will take some amount of forward thinking and investing in space to a portfolio of PYPL, ADBE, CRM, and NKE.
Rookie move - if you went all in on PYPL, you would've saved transaction costs on SNAP and HOOD.
You definitely know more about it than me but I made a post yesterday sort of trying to emphasize this although I don't have any PYPL yet. From traditional value metrics though it should be something that people are talking about more positively or at least not immediately dismissing it as worthless junk. It's simply priced as if they were losing money and they aren't. Monday I may have to start adding to a position.
There are plenty out there TEAM PYPL and many others especially with the AI fear takeover
"My thesis on Block was around their Cash App and the Square product suite." IMHO, for me I am frequently reassessing a thesis and if anything even slightly changes and/or the stock isn't working for a decent amount of time (weeks/very low end of months), it's swapped out for something else. There's too many other things out there. in terms of fintech, the theme became too commoditized imo and how that theme was viewed as a compelling growth story ended with the 2020 bubble. You talk about cash app, but PYPL and Venmo didn't bring those shareholders any better results at this point, either. Both companies are down around 80% over the last 5 years, but when you look around the rest of the theme, it's not much better. The FINX etf is down about 54%. Even Adyen which I thought was the most promising fintech name years ago is about -59% over the last 5 years. I don't think these names are 0's and I'd have to imagine that they're probably not far from some manner of floor but I don't have any sort of thesis for why to own them and don't see what would cause a V-shaped recovery. Maybe if the market moved materially into value these might catch a bounce, but it wouldn't change the issues with the underlying businesses. Perhaps there's some eventual consolidation in order to serve more users under one roof but I don't know if those deals would be what shareholders hope if it actually happens.
ADBE and PYPL? That's idiotic, even Reddit...wait who am I kidding? I think I have seen quite a few DD and YOLO posts on both.
PYPL +3% today probably is just salt in the wounds for a lot of people
Fuck PYPL, that dumbass CEO and his "shock the world" presentation cost me money
So, any more love for PYPL? starting to look pretty attractive at these levels in my humbled opinion, strictly based on valuation
Bro legit picks the biggest losers. $CVNA, $PYPL, $PINS. Okay, I actually can understand why you are down 250k you are buying such random shit. Good luck OP. Next time stick to $GRND calls.
Question- When PYPL guided for EPS decline YoY that is including with the buybacks factored in or no?
RDDT will need to fall 80% *from here* to match PYPL's ineptitude since RDDT's IPO date on 3/21/24 lmao
RDDT down 46% YTD PYPL only 30% how do you like that pypl haters?!
PYPL bankrupted me twice but if I buy enough cheap OTM long dte options I can make a million $ trust me I just need to hit oh btw I meant puts ofc
> MU which is up 350% in the last year to be closer to the top What is "the top" and what is the catalyst for the story/theme to turn in a lasting way? Genuinely, if you have that thesis, great I'd be interested to read it. Otherwise, there will absolutely be periods where these names get overdone and correct, but until the story turns (although the market will anticipate that in advance), corrections are likely buying opportunities. There is a clear theme with memory, there is no positive theme/thesis around PYPL or ADBE. You just have people who keep trying to call bottoms while saying "it's down a lot" or "it's cheap", nothing about the business itself. Those names will get oversold and have bounces (and too many people automatically take oversold bounces as validation when that shouldn't necessarily be the case), but it's going to be very difficult to build anything really sustainable without some sort of restart of the growth story in a manner that takes away the concerns that are basically a cloud over the businesses.
There was a SNAP or PYPL YOLO post every other day last 4-5 weeks, yet not a single loss porn post. C'mon retards, show some courage, tell us why you were wrong and misguided...
I asked people trying to continually call bottoms on PYPL for three years why they had so much interest when it was clear that the entire theme had substantially deteriorated (FINX -53% over the last 5 years) and never got an answer. Every one of them had the same talking points though: "the buyback!", "it's cheap", etc.
I have all my monies on NFLX PYPL ADBE calls. Please lord it’s me again.
Yeah, I think the ideas can work, but you have to meet the market halfway. Even outside of tech, the market's not going to pay at 20-25+ P/E on stocks with no growth potential. And ValueInvesting is too caught up in P/E and isn't willing to throw out outliers. And even when the majority of existing posters know to avoid shit like PYPL, there are still so many newcomers asking about them that they drown out any useful discussion. Plus they want to go long on everything when the market is making it really damn hard to stay in anything long at this point.
Name someone more regarded than a PYPL bull
Ok.. Took a little nibble at PYPL here.
This sub is starting to bring up SPGI and MCO. Hopefully those two dont become the next UNH/PYPL. Where the stocks keep going down after they became popular on this sub.
> Or is this a situation where we all agree this company is going out of business in 5 years or so I don't know that it's going out of business, but can't come up with a compelling thesis for why it won't be a much more challenged business going forward than it has throughout its history. "What PE do you guys think makes sense for ADBE" It's not a matter of p/e IMO, it's a matter of does one have a thesis? If just looking through the lens of valuation, the PYPL people on here have been talking about how cheap that is for 3 years now as it just keeps going lower.
You're asking a sub where a fair amount of people have tried to call the bottom on PYPL for 3 years now.
Crazy how stupid I am. I needed to try the PYPL thrill. I really thought I would be smarter buying now
PYPL is a lead balloon....... I feel queasy having bought it just yesterday, I can't imagine people who've bought it in the last few months. HODLing for now I guess
Starting to get really hard to resist ADBE at this point, at the risk of being the next PYPL bagholder
OP is a disgruntled bag holder who became a longtime investor after the recent stock price crash. Dont see it. Can you list all the catalysts that about to come for PYPL. If you convince me I will buy LEAPS and atleast 1000 shares
Most of my unrealized losses originate from Crypto proxies and UNH, PYPL, FI stocks...I'm sure UNH will eventually recover later this year, but not sure how long it will take for Cypto proxies recover (or they will ever) .
>That's where I think you're wrong. May be, who knows? LOL: Now, it is your turn to tell others when it reaches $25 (like I sold at hafl price, you will at your half price and lament like me !) Enjoy PYPL !
After some time, some company will take over PYPL as it has lot of subscribers.
The last 2 CEOs of PYPL did a horrible job. If the new CEO can 3x the price despite majority of people think PLTR is doomed, it would be a big accomplishment and well deserved pay. For now I got out of PYPL but maybe get back in later this year if PYPL can find a bottom.
I have been using it for more than 10 years, but that does not change PYPL current status as investors mind the revenue, cash flow and income generation. Many a times, I thought of buying PYPL back, even recently, but burnt my finger in 2021 when I lost big amount (at that time it was $150+) finally fed up and sold at $79. End of my PYPL story. Good Luck and Happy investing.
I hate now that if I see a stock I genuinely think is way undervalued like UBER, but see the same people recommending it alongside like ADBE or PYPL, I lose all confidence in any evaluation.
at least the pay structure is aligned with shareholders for once — most CEO packages are just "here's $60M regardless of whether you set the company on fire." the real question is whether anyone believes PYPL can get to $125.
Saying PYPL will go to $25 shows you don't understand stocks. Price is irrelevant. 25 would mean a $25B market cap. They have $14B cash on hand and make $6B a year. Your saying they can buy the whole company in 2 years.
HOOD gonna end up like PYPL
HOOD gonna end up like PYPL