PYPL

dvdmovie1

"but have they entering oversold territory?" If you screen for oversold (under 30 rsi), the entire software ETF is pretty much on that list. "Undoubtedly the 'per seat' revenue model is going to take a hit " That and there will be more (and possibly significantly more) competition. These names also have traded at high valuations for years. The concern has caused a massive re-rating and things get overdone to the upside and they get overdone to the downside. Not saying this to OP but I think something that has become more of an issue with investing post-covid is that it feels like in so many cases people jump to one extreme conclusion or the other when the reality is often somewhere in the middle. People look at what's going on with software and think that everything is going to have a v-shaped bounce and anyone not bullish doesn't have any idea or the other extreme of software is going away. The reality could be somewhere in the middle - people have been trying to will PYPL into having a V-shaped recovery on here for years now, but it's not a 0 either. It's a maturing company and it will probably find a range, emphasize dividends more (although as people have seen in the last few years on here, "buybacks" in/of themselves are not a thesis, and in a market like this merely "cheap" isn't cheap enough), etc. Most software companies aren't going to be 0's, but is there some truth to the concerns, basically moving the "ceiling" down? I think so. If someone is trying to buy the dip in software they should have a very specific thesis as to why *that* company and how it's differentiated/what the moat is. The sort of PYPL-esque "but the buybacks" or "it's cheap/down a lot" is not a thesis/not enough.

rebel-capitalist

PLTR net income : 1.5 billion and 350 billion market cap - PYPL net income : 5 billions and 35 billion market cap. Makes absolutely sense

Capital_Inspector_21

I’m looking at ENPH and it’s bouncing from the bottom. So there’s still hope for PYPL 😬

SubstantialAffect835

GOOGL will be fine depending on your expiration. SNOW and PYPL will not. AMZN probably not.

optionincome

You can roll with a debit but just make sure overall campaign is a credit (including the first premium)? Like my PYPL put spread, rolled 4 times, overall is $2.2K premium but I rolled with debit a few times [https://imgur.com/a/qaqTDzG](https://imgur.com/a/qaqTDzG)

darkchippy

PYPL

calmoney149

If I sell all my PYPL and just buy SOFI do I feel happier in 3-5 years?

aioliravioli

it's funny seeing "valueinvestors" go all in on PYPL and lose bigly just like us degens. They are degens deep down too

SubstantialAffect835

I figured it out. PYPL must have bought SLV! Right?

behindcl0seddrs

I never wanna hear the word PYPL again. I hope it gets delisted and I wish there was a way for me to block every mention on social media algos

Careful_Extent_5363

Sold all my share at $250+ and just bought back into PYPL now… Smaller stake tho

zxc123zxc123

It's hilarious that r/wallstreetbet regards are here asking if Alphabet who has: * $99B in cash & cash equivs * 7-9% of SpaceX (IPO valued at $1.5T) * Youtube (by itself makes more than Netflix with a fraction of the operating costs) * Pixel/Nest/Chromebook line of products * Google search ~~monopoly~~ duopoly with Bing search! * Internet advertising duopoly with Facebook * Mobile OS duopoly with Apple * Browser duopoly with Firefox * Mobile payments duopoly with Apple * Deepmind/Gemini * Gmail, google business profiles/reviews, G-docs, G-Voice, G-Suite, G-earth, G-maps, G-travel, financel, news, scholar, chat, and a gazillion other services * Google cloud and cloud services * A whole ass investment branch * Waymo which is ahead of Tesla in robotaxis rollout and uses superior tech. * A huge fucking cashflow >["""We have reached the phase where they’re spending more than they earn a year!!!"""](https://i.imgur.com/sBAfP4E.png) This is the same place were folks have to take out student loans to YOLO into SPY puts and PYPL 0DTEs. Like go get the fucking fries.

CallsOrPutsYES

KEEP IT UP! I ended up 3.2% thanks to BRK.B calls. GLD calls got THETAed, NVDX didnt play out so bought a shit ton more, stayin away from MAG7 (rotation to non MAGS is happening). Told myself to not touch PYPL OR FISV. My Limit calls didnt fill for PLTR, my puts for MU helped some. Prolly overtraded

420Secured

PYPL graped me a few years ago so I’m glad others are now getting to experience it

ConstantAd1

Imagine investing in PYPL

Fractious_Cactus

I'm wondering if that's more media headline > liquidation events. I don't understand it. They're buying industrials (CAT) and retailers (WMT) at extremely high valuations with poor growth relative to the SAAS companies today. I've noticed it's not just SAAS, even names like SOFI, chips in general, VITL (eggs), TTD (I guess that's still SAAS?), PYPL (shouldn't be under $50) etc. If the stocks have been down to start the year, they're off a cliff in the last week. These prices are getting absurd.

AdBulky5451

A lot of talking to say cut your losses and stop averaging down. If you are an investor and believe in PYPL for mysterious reasons then good luck. If you are a trader stop trying hard to find reasons and signs to confirm that you are right and just look at the charts. There are a gazillion other stocks out there.

VOO_bull_forever

# one bigass joke: VaLuE iNvEsTiNG # --> there are people in r/ValueInvesting with ports only containing: CRM, ADBE, PYPL, UNH # how can you hate money so much??? why don't they just buy the indey????

Affectionate_Fan_617

Remember, PYPL CEO in Jan 2024: “we will shock the world”

Initial_Ad_9250

PYPL pick a direction mate

Thisispaartaaa

There was a post like a couple months ago about going long on PYPL....Think his name was DonaldPumps.....wonder what ever happened to that guy

bobby1128

Interesting using transaction data and cashback offers does seem cheaper than traditional ad channels. Do you think investors are overlooking this angle when they call PYPL a value trap?

Stocks_N_Bondage

SYM puts, MTSI calls are my favorites, but I am presently only about 48% accurate. SIRI and PTC puts also seem attractive, but their PE is already low... though that was the case with PYPL too. AMSC calls maybe, stock is beaten down, so a possitive surprise is not priced in. A miss it probably won't fall much more, but a beat and it could pop nice. Keeping in mind my intent is not accuracy as much as catching big moves. Using delta 25 strikes, risk is low relative to profits for a big move.

Cockballzz

I don't blame you for hating PYPL but it's your problem if you're not buying it at $40

skilliard7

Seems extremely unlikely. GME only has $9 Billion cash on hand, and PYPL is well outside their core business. It wouldn't really make sense.

Rav_3d

So, we have reason to believe PayPal's ad manager is going to be a major player given the tremendous players already in this space? Tell that to TTD. Incredible how people still make the "value" argument for PYPL. I guess bag holders need to sleep at night.

obviously-thecrux35

If you bought PYPL 9 years ago, you're up 0%. Go fuck yourself, Enrique Lores

aioliravioli

MSTR>PYPL lmao

Initial_Ad_9250

Listen mayne if you are recently into inheritance money you can get a lot of updoots by fullporting into PYPL with ai generated cope . Need another Nana story but from the finance sector

rebel-capitalist

If you had bought PYPL at its IPO, you would now be up 5%, not adjusted for inflation.

Forgiz

Guys can you stop with PYPL? I have been speaking about the very fallacy of the PYPL business model and why it is destined to fail for way too long now. It was around 2021 and when the price was hovering around $270 I cried start shorting now. The reasons were very simple, Apple and Google managed to replicate the whole PYPL business with just a simple click on a phone. Just one click. All payments processed by just clicking on your screen. This was the moment PYPL died.

VictoriaAutNihil

I think a safer play for a stock that's been hammered is MRVL & ORCL. I'd take my chances that both will rebound quicker than PYPL.

97E3LPL

Maybe. Or maybe went woke going broke. Chris also had a really good record, at Intuit before PYPL. Maybe Dan Schulman just f\*\*\*ed the company up so badly for 8 years with his woke decisions that it became beyond recovery. Attempting to take money ("fine") from its own customers (!) for posting misinformation or cancelling a data center in NC to protest their bathroom bill. The Board let all this happen for 8 years until the misinformation fine sparked public outcry and they nudged him out. Maybe that means some or all of the Board are woke and that's why Chris couldn't fix it enough. Is PYPL still working with ADL and banning groups they deem hateful or far right? If so, then the focus still isn't on returning shareholder value. Good luck to you though.

Ok-Tonight2623

Calls on PYPL

Happy_Discussion_536

They're all hilarious top posts. "This sub's favorite stocks got absolutely hammered..." "How do I sue this sub?" "Be careful out there, everyone. I had 8 shares of $PYPL in my car and someone broke in and left 600 more"

MagnesiumKitten

people did know trouble was coming with PayPal though with the EPS and other technical stuff maybe Jan 25th to Feb 2nd so for 8 days it was getting sold I'm not sure if the slide was Dec 1st, and why that is the case maybe this **one** **PYPL Stock Down 27.5% YTD: Is it a Buying Opportunity or Time to Exit?** November 28,2025 PayPal's sharp YTD slide contrasts with its push into next-gen commerce, AI, crypto and fast-growing Venmo, raising big questions for investors. **two** **The Zacks Analyst Blog Highlights PayPal, Visa and Mastercard** by Zacks Equity Research Published on December 01,2025 PYPL slides 27.5% YTD as rivals V and MA gain, but new AI, ads and crypto tools fuel debate over whether PayPal's slump is a long-term opportunity. **three** **PayPal's Branded Checkout & OpEx Concern: Will Growth be Affected?** by Zacks Equity Research Published on December 04,2025 PYPL flags softer Q4 branded checkout growth and rising 2026 OpEx as it pushes investments.

Kickboy21

HOOD RDDT MSFT SLV PYPL NVO NFLX Wiping out everyone’s portfolio lol

HeadsMaybeTails

The PYPL partnership effect ✨

Ok-Ideal9009

You literally show how it is shrinking and is a losing business. Dont' forget the part of stocks that are a popularity contest. So many stocks are not based on their intrinsic value but rather peoples perception of the companies. PYPL is going down, it might be right or wrong reasons but it is going down. I don't see how they recover to the level you are talking about for years if ever. Sometimes better to cut your losses and and don't try to pick stocks with a large portion of your portfolio.

Spanisbro2

PYPL ayyyyyyy LMAO

Namtabmal

LMAO look at these stock picker youtubers trying desperately to pump AMD, PYPL AND OTHER SHITS. I hope no one actually falls for that shit

LarsTarkas

At this rate PYPL will be zero by the end of the month

Albedo100

RDDT down more than PYPL YTD

Status-Net2947

PYPL 🪦

CallingAllChickens

I bought a lot of individual stocks at the worst time in 2021 so I'm still holding a lot of them which like you said, might as well hold for the bounce or use it for tax loss harvesting. I've been selling the majority of them once it breaks even but still got a lot that never bounced back, PYPL being one of them! Expensive lesson, eh?

aftherith

Rumoured HOOD PYPL merger in an attempt to bring both companies to absolute zero

Happy_Discussion_536

Watching the retarded "value investors" obsessed with only PE get totally obliterated by PYPL is one of the most satisfying things in the market I have seen in a while.

Negative_Win_5117

Check out that V on PYPL ######*Statement may not reflect actual market conditions

CrimsonBrit

This is a real told-you-so moment for me. My post and comment history will show about 8 years worth of PYPL coverage, with the last 3 years or so incredibly bearish. I even posted the Q3 2025 earnings in this sub an stayed neutral as the OP, but wow this company is going in to the gutter. Chriss was an epic failure, but hiring a guy that has seemingly only ever worked at HP is very telling. This is an obsolete company and that is literally losing money. They are not innovative, competitive, profitable, or promising. Do not fall for this trap, even if you’re enticed by a mid-single digit PE ratio. Companies go bust - this will be one of them.

Negative_Win_5117

Selling PYPL at $200 and then not caring that “you missed out” as it ran to $300 looks pretty smart in hindsight.

Happy_Discussion_536

Not gonna survive very long term if those were naked. Unless he really intended to buy $2.6M of garbage company like PYPL lmaooo.

BaxterrStockman

I mean, there’s ‘taking profit’ and then there’s whatever tf PYPL is doing right now 😆

BaxterrStockman

Wait, PYPL was $300 at one point? Lmao the market isn’t real

Jadedtrader33

Buy PYPL! If you wanna be in generational poverty retard. 🫵🤡 https://preview.redd.it/06zjwzwr9hhg1.png?width=456&format=png&auto=webp&s=9009e860ef26b64fc963164125df4a7b989bf085

drakilian

Ngl Gents, at 7 PE and 15% share buybacks/free cashflow I'm putting just the tip into PYPL I know it's a value trap but I can't help myself

dvdmovie1

"cannot be determined by the fundamentals." In terms of only focusing on things that are "cheap", part of this sub has been going on about PYPL for the last 3 years only to see it go down another 20% yesterday. "I would say that MU seems to be the only one sticking out a bit as a possible further runaway" The memory story has already run a lot but could certainly continue further before a shortage eventually turns into a glut (or perhaps normalization, if the demand for memory going forward is just going to be permanently higher.) Optics/photonics doing very well - look at LITE earnings last night and names like CIEN/COHR. There's a lot of things doing well, but what is doing well - imo - has become a bit more esoteric instead of "just invest in Mag 7." I mean, look at Nitto Boseki in Japan and a shortage of glass fiber. https://www.tomshardware.com/tech-industry/artificial-intelligence/glass-cloth-could-be-the-next-great-ai-shortage-as-major-manufacturers-scramble-to-secure-critical-material-japanese-manufacturer-courted-by-apple-nvidia-google-and-amazon The concern that I have in the short-term is that the "short software/long AI" trade gets even more extreme and you see a reversal in that, but imo it would be a buying opportunity for AI names.

pain474

With how hated PYPL is on reddit I think it's time to buy.

HistoricalComeBack

I follow a couple accounts on Stock Twits and they usually post it. To be fair this one from Uber needs to fall a bit more or will be basically break even, but yesterday with PYPL went pretty well

altonianTrader

You do know paypal is PYPL not PAL...??

crohns4cannabis

I’m butthurt on HOOD, PYPL, COIN and MA. Bought all those the same week

HumidMind

I bought 3 YOLOs at as market crashed with COVID: MSTR, PLTR and PYPL. 2 made me wife changing cash. PYPL defied all fundamentals and...sold that bag outta my ira at 3k loss last year.

DrSeuss1020

Uber going the way of PYPL. PE bros in absolute shambles again this morning. Value investing 😂

lies_are_comforting

I spent about the same amount of money on PYPL shares before it crashed 20 % so we’re in the same boat kind of. Hope aside, what price reaction do you expect today after close?

Will1790

What does PYPL do that Venmo, Cash App, etc don’t? Who still uses PYPL?

durian_in_my_asshole

PYPL and DUOL, neck and neck in a race to the bottom of the grand canyon.

lies_are_comforting

Two days ago: I spent $150k on PYPL cost basis $52 getting me 2,900 shares. Yesterday: I lost 20 % as I sold, leaving me with $120k in cash. Later yesterday: I spent $120k plus another $120k ie $240k on 40,000 SNAP shares cost basis $6. Today: Fingers crossed I don’t lose the lottery twice. Tomorrow: Buy back PYPL shares probably along with NVO shares, if I won the lottery yesterday Tomorrow plan B: Buy BYND shares for all the money I have left, if I lost the lottery yesterday ie meaning I would’ve lost on both PYPL and SNAP earnings. I consider myself a calm investor.

skin_flute_player

It could be worse, you could be the regard that bought NVO and PYPL calls for ER. (It’s might be me)

dvdmovie1

The reality is somewhere in the middle. Most SaaS names aren't going to be zeros, but if you're NOW and you have tended to trade around a 150 p/e in recent years, when there are genuine concerns to what SaaS looks like in the future, what is the right multiple? Not where it was trading. There is a floor for a lot of this stuff, few will probably guess right (not apples-to-apples, but this sub has been trying to guess the floor for "cheap" PYPL for 3 years now only to see it go down another 20% yesterday.) The "ceiling" for most of these names has also been moved meaningfully lower - going on where these *were* and thinking about "what if it gets back there?" is not the right approach.

Kingdrip99

I own a small amount of PYPL but it feels way nicer buying MA/V rn. MA growing 18% vs PYPL 4%

Astronaut100

I sincerely hope you recover your PYPL losses, but bro, you need help.

dvdmovie1

I've been negative on PYPL on here since it was discussed as something people should buy instead of NVDA in 2023 because "it was cheap and NVDA was expensive." The "branded checkout button" doesn't have a moat. I've continually brought up the fact that much of the theme broadly has been terrible - nobody ever mentions that XYZ has done similarly poorly over the last 5 years and the theme ETFs (FINX) have, too. If the theme is broadly not what it was 4-5 years ago (commoditization, among other issues) I'm still not seeing why PYPL is so compelling. Maybe it eventually finds a floor, but 1) people have tried to call that floor on here for 3 years now and have been wrong and 2) when it eventually finds that floor, what keeps it from wandering around those levels for years rather than the bounce people hope? You mention HPQ given the new CEO and shareholder returns. That stock offers a sizable yield and the share price is where it was in 2017, 2011, 2007 and 2000. People have kept talking up the buyback. Buybacks can be done poorly and buybacks for something that is potentially a melting ice cube is not compelling. The "but the buybacks" refrain - I'd rather a cheap oil company with assets buying back. In terms of value, most of the last 5-6 years has been a market of narratives and this doesn't have one - cheap and maturing has to be cheaper than ever before before getting some interest and even then no guarantee of a V-shaped recovery, L-shaped also possible. Maybe this will get more attention if value works again, but waiting for that to happen over the last 2-3 years to potentially benefit stuff like this has been considerable opportunity cost. Good luck - genuinely. I'm not someone looking to dunk on people, just trying to have the kind of back-and-forth discussions that used to be had on here.

JacksonGotIt

Even company insiders seem to believe the stock is shit they are all selling [$PYPL](https://insideranalytics.ai/insider-trading/companies/PYPL)

dvdmovie1

Some of the tech names that people talk about on this sub (like MSFT) are not doing well. The stuff that people don't talk about (like LITE) or only talked about well after the move has occurred (MU, SNDK) can't meet demand. There used to be so much more of a variety of names discussed on here years ago, now it's so heavily Mag 7 or "the names that people keep turning to when they don't want to buy Mag 7" (PYPL, down another 18% yesterday) or a couple of selected reddit speculative names that really haven't changed much in the last couple years. I'm not concerned about an AI bubble popping, I am concerned about the magnitude of selling software on AI concerns having some degree of truth to it. "Are you guys pulling out?" Nope. I am further emphasizing "where the money is being spent", which as I've said before on here has worked a lot better over the last 2-3 years than betting on who is doing the spending.

CriticalBlackberry90

The idiots over at r/ValueInvesting shilled every single piece of shit stock like PYPL NVO ADBE DUOL UNH for no reason other than cope/because they are down from ATH instead of talking about the one stock that is down from ATH that is rocketing (up 20% rn) ENPH (Enphase Energy).

WinstonSalemSmith

Agree. Stop loss orders are risky because of what you mentioned and if you intend to buy and hold a volatile equity like Boeing BA it would be difficult to use a stop loss order in this sense. But PayPal PYPL is not Boeing and having fallen by 20 pct on Tuesday a second 20 pct overnight decline is unlikely. Not impossible of course.

lies_are_comforting

Unfortunately I did and it cost me $30k down the drain. Like I said, I’m onwards to SNAP and done with PYPL for now though.

ecruiser

Is that a joke? PYPL’s board fired Alex and replaced him with Enrique, who led HP with the stock down 20% last year? No wonder PYPL dropped significantly after the news. PayPal needs a tech ceo who understands the tech trend and does innovation. Its core businesses are shrinking.

markpreston54

Never understand why value investing reddit thinks NVO is a value stock, while it is clearly a one trick pony whose trick is being learnt by others. PYPL is cheap

hioman01

Will UBER join PYPL?

Proper_Spot_4074

Having HOOD, SOFI, PYPL, COIN, and BMNR all in one portfolio is insanity.

john_mamu

I think you wanted to Paypal PYPL

abrahamlincoln20

I said it now, didn't I? I didn't catch the bottom in PYPL, I'm down almost 25%. But this is normal in value investing. I was also down almost 30-40% in total in WBD at some point, but eventually went to gain 200%. Read some Buffett.

pkwete

The stock market sensei analysis doesn't look good: [https://www.stockmarketsensei.net/Dashboard/pages/pro/dashboard.php?symbol=PYPL](https://www.stockmarketsensei.net/Dashboard/pages/pro/dashboard.php?symbol=PYPL) , shows it going to $29

Creative_Gur_4097

bruh the PYPL timing 💀

Cav829

I just peeked over at r/ValueInvesting and saw at least 4 new threads trying to convince people to buy PYPL. You can't make it up. I see less transparent bagholders on the penny stock subs.

Bobba-Luna

I honestly think, based on my experience with PYPL, that you’re just going to lose more. This company is toast.

randomnameforme123

I meant like SPY 1% move can mean like 3-4% in regular stocks, so if you are playing something high IV for short term like SNDK, MU, GLD, PYPL, and prob AMD tmrw, u'll get to make more IF you get it right. Even if you have 10 contracts in SPY basically, each contract changes less in value compared to individual stocks.

flapjack29

I mean, revenue is actually growing, just not fast enough. PayPal has a great business, and changing up the CEO might be what they need. https://www.macrotrends.net/stocks/charts/PYPL/paypal-holdings/revenue

ChronicScroll3r

Anthropic, OpenAI are major threats to SaaS EU moving to native payment systems, other payment systems are being introduced. Take the L, can’t see PYPL recovering for a while

Good_Ride_2508

FOMO, It looks attractive, but it is a FOMO, see how CSCO was and how PYPL now. [https://imgur.com/j6D97zs](https://imgur.com/j6D97zs)

AfraidAnalyst

I’d say PYPL is tempting for leaps. But so was NFLX…and fool me once….

Deeznutzsgotcha

If crypto does revolutionize the financial system you can best best believe fraud and scams will be rampant amongst companies like PYPL and HOOD. Worst part is it will be sanctioned by the government just like the GME halt was.

No_Assistance5652

Lmao, retards on value sub are saying to add to PYPL as its at a discount rn. Now, go look at the 5Y chart.

No_Assistance5652

Tomorrow morning, I will start fresh and pick fights with "value" and stocks sub elites with their sophisticated PYPL, UNH, ADBE, NKE portfolio.

SubstantialAffect835

PYPL lookin strong.

neal_73

Out of everything, why PYPL? Do you even use their product? Genuinely curious.

GoZukkYourself

I forgot how many shares outstanding PYPL has. It still has a market cap of over $40 billion. It's going to be a fun ride to 0.

TheRealArmament

PYPL

Negative_Win_5117

I got a giant fucking helping of unrealized losses today. I rolled my 27Jan 55C’s out to 27Dec 55C’s. My April and Jan 65C’s are written off and being left for dead. Nothing to do now but try to ignore the PYPL lines for the next year.

Beginning-Ad-186

Yea it was stupid but the position also fucked me man PYPL misses on earnings which should essentially be their best quarter announces new ceo without no warnings lost 90 percent on options with 200 days till expiration