PYPL

Able_Show_8560

$MSFT is the new $PYPL

Soulsetmusic

Investing based on fundamentals is ded bruh, NVO and PYPL are deep value tho check those out 

MarthaJulietta

Thats why I said PYPL.

MarthaJulietta

PYPL lol

dvdmovie1

"What's everyone's read" My guess is that this will be like PYPL on here. 2023 people were saying to buy PYPL instead of NVDA because it was "cheap." 2024: "cheap". 2025 and 2026: "It's cheap" and "buybacks!" as the stock kept eroding. "the market read that as the old machine breaking. " Nothing about the CFO leaving after the CEO had already checked out? So many people on here focused on software companies that didn't excite people enough to generate discussion on here most of the last 5 years before this only because of a "AI is eating software" narrative. Like I've said about NOW, nobody really talked about NOW for most of the last 5 years before this including a 50% decline in 2021-2022, but all because of a narrative people piling in.

Ok-Recommendation925

I hope Burry's string of bad performances with puts doesn't extend to his bullish positions....else both ADBE and PYPL are fucked that's to this one eye canary

Artistic_Chicken_557

How tf you gonna short PYPL?

Ok_Buffalo2027

What did yall trade today? I shorted some AFRM, PYPL and MSTR

Ok_Buffalo2027

When all else fails…. Short PYPL

PMmeuroneweirdtrick

And PYPL

Happy-Champion1661

how do you think burry/valueinvestors feels when ADBE up 1.5, LULU down 2, PYPL up 3. Because the index is up 2-3%. Otherwise they'd be just red. Like every other day. And MU today up 11%, just half days up 10+%, half days up 5%, always up, (almost) never down. LMAOOO

dvdmovie1

"Does most of the analysis on this sub miss the key point?" The key point is that much more was spent on capex this year than last year and much more will be spent next year. The narrative (and much of the last 5-6 years has been narrative driven in some form or another) of AI is considerable and that's what stocks people want and talk about. People can talk about things like "If MSFT is spending all of its free cash flow on AI data centers and demand doesn't materialize, their stock price is fucked" and it might not be until 2028 until that is realized for all we know. People on here in 2023 were going on about how people should buy PYPL instead of NVDA after the latter had started to run up because "PYPL was cheap and AI isn't going to happen." "capabilities of AI models, their use cases, how much value they are delivering to companies etc." What that looks like is considerably different than it was a year ago and will quite possibly look quite different 6 months from now. We're at the point where the government is suspending access to Anthropic's Fable and Mythos - https://www.anthropic.com/news/fable-mythos-access "Somewhere around 26/27 or so, the mood in Washington will become somber. People will start to viscerally feel what is happening; they will be scared. From the halls of the Pentagon to the backroom Congressional briefings will ring the obvious question, the question on everybody’s minds: do we need an AGI Manhattan Project? Slowly at first, then all at once, it will become clear: this is happening, things are going to get wild, this is the most important challenge for the national security of the United States since the invention of the atomic bomb. In one form or another, the national security state will get very heavily involved. The Project will be the necessary, indeed the only plausible, response." - "SITUATIONAL AWARENESS: The Decade Ahead Leopold Aschenbrenner, June 2024" (https://situational-awareness.ai/)

MarthaJulietta

Ah I keep trying to see PYPL down at 40 or below but it just wont go.

ateranol

Very tempted to create a value trap protffolio of ADBE, BSX, INTU, PYPL, LULU and see how it performs

MarthaJulietta

cant wait to buy more PYPL tomorrow morning

Crazy_Donkies

Yeah people still buy PYPL.

IHadTacosYesterday

Speaking of PYPL, I'm selling a bunch of stuff on Facebook Marketplace, because I'm going to be moving cross country and don't want to take a bunch of stuff. I was hoping that people would pay me with cash, but many of them want to use apple pay or zelle or whatever. I tell them I have PayPal, and they usually say.... "Oh wow... a blast from the past". This lady today that bought an air fryer from me said that she hadn't used her PayPal account in over 10 years and had to see if she could even sign into it again, lol I lost over 8k investing in PYPL but I sold it a LONG time ago. My loss would have been way worse if I still had it. One of the best decisions I've ever made in investing was selling PayPal and realizing that 8k loss.

aftherith

Hi guys, I've been really busy with life the last few years. Back in late 2021 I decided to just buy 3 good stocks and forget about it. I split 1 million 3 ways into PYPL ADBE and NKE. I haven't checked since but I am sure it is 2-3 million by now. Investing is magical.

MarthaJulietta

SMCI and PYPL looking real juicy rn. December $30 puts on SMCI selling for 24% lmao. Unfortunately they arent doing their stock sale till July so there is still room to drop but markets are pricing it in hard. I will wait a couple weeks and look to sell a truckload of $27/$28 puts if it falls a bit more and use the proceeds to buy stock. Hopefully it prints for December

Charming_Raccoon4361

ADBE is PYPL and MSFT is new ADBE and META will be the next MSFT

Sufficient_Habit5091

ADBE has become the new PYPL.

Able_Show_8560

is $MSFT the new $PYPL/$NKE?

WhiskyDeck

SPCX Revenue 18B, Market Cap 1.65T, Net Profit -5B, share price 165(?) PYPL Revenue 34B, Market Cap 36B, Net Profit 5B, share price 41 Be safe out there!

WhiskyDeck

SPCX Revenue 18B, Market Cap 1.65T, Net Profit -5B, share price 165(?) PYPL Revenue 34B, Market Cap 36B, Net Profit 5B, share price 41 Be safe out there!

xLongterminvestorx

If you want to be rich, you must go long on PYPL stock, that's knowledge

Choice_Potato_6279

PYPL and Nike have found the bottom, now they gonna rocket!

lvAvAvl

Have you used PayPal? It's utter trash, no f'n way I'd buy PYPL.

Expensive_Special120

Thanks. Noted and shirting PYPL

Legendary-Lemon

You know: PYPL looks nice.

ddrsdght

So is PYPL

RetroPianist

right.  certainly not a double.  to be fair, though, one should look at more than one analyst.  some have PYPL target over 80 which is indeed a double

RetroPianist

what is your take on the OP’s statement?  he’s calling the bottom on PYPL at $40 and asking if people agree.  do you agree?

awetfartruinedmylife

people love being raped by PYPL, who am I to stop them

LetigiousBoobFart

change my mind: META is the new PYPL

Miacali

PYPL has always been (well not always since its covid drop) irrationally hated by the market. The stock gets punished for the company doing well.

lies_are_comforting

“They’ll probably see 45-50 some time this year” so you’re saying I’m likely to get 10-20 % gains within six months? Sounds like it was a good decision to camp all my money in PYPL, then.

RampantPrototyping

PYPL been flat for 10 years lol

xghtai737

I'm not sure some of you guys realize how aggressively PYPL has committed to buying back shares and what the potential that has on the share price. It is basically using its entire free cash flow to buy back shares. PYPL has TTM $5.5 Billion in free cash flow, 892 million shares outstanding, and a market cap of $36 Billion according to FinViz. Suppose for the next 5 years PYPL has 0% free cash flow growth, it spends its entire free cash flow on share repurchases, and its market cap remains unchanged. What happens to the share price over that time? Suppose it repurchases $5.5 billion worth of shares this year at an average price of $43. That's 128 million shares removed, 764 million remaining. To maintain a constant market cap of $36 billion, the share price would have to increase to $47. In year 2 it repurchases $5.5 Billion worth of shares at an average price of $47. That's 117 million shares removed, 647 million remaining, and at a market cap of $36 Billion the share price would be $55. In year 3 it repurchases at an average price of $55, 100 million shares are removed, 547 million remain, and the share price goes to $66. In year 4 it repurchases at an average price of $66, 83 million shares are removed, 464 million remain, and the share price goes to $78. In year 5 it repurchases at an average price of $78, 70 million shares are removed, 393 million remain, and the share price is now $92. **That is a 126% gain in 5 years with zero earnings growth.** What if free cash flow declines by 5% per year and it stays at tiny 6.5x free cash flow? Year 1 it repurchases $5.5 billion worth of shares at $43, removing 128 million shares with 764 million remaining. The price goes to $44. Year 2 it repurchases $5.23 billion worth of shares at $44, removing 119 million shares, leaving 645 million. The share price goes to $50. Year 3 it repurchases $4.96 billion worth of shares at $50, removing 99 million, leaving 546 million shares. The price goes to $56. Year 4 it repurchases $4.72 billion worth of shares at $56, removing 84 million and leaving 462 million shares. The price goes to $63. Year 5 it repurchases $4.48 billion worth of shares at $63, removing 71 million and leaving 391 million shares. The price goes to $71. After 5 years free cash flow has declined by more than $1 billion and the market cap has now declined from $36 billion to $27.66 Billion. **But, even assuming a 5% annual decline in free cash flow, that is 74% upside in 5 years.** That is what extremely aggressive buybacks can do. If PYPL has any sort of growth, even very low growth, if there is any sort of re-rating to more than 6.5x free cash flow, it just goes higher.

talkthispeyote

-10% is bad when you have 5,000 PYPL shares

lies_are_comforting

10 % isn’t bad when you have 5,000 PYPL shares

MitchCurry

I appreciate the detailed response. I'm still pessimistic on PYPL but I hope I'm wrong for your sake.

xghtai737

> Trademates shows PYPL at a P/E of 7.2 with 5.8% revenue growth - that's a value trap, not a value play. What is it about either of those numbers that makes PYPL a value trap?

aa73gc

Well at least PYPL provides a service. A shit service, but a service none the less. Why on earth would you invest in MSTR when you can directly invest in corn, they move step to step

Foreigntragedy

what do you think is a more dogshit stock, MSTR or PYPL? its honestly close but would have to pick mstr

howdyr

PYPL is a long-time value trap for me. And I have been trapped twice...I will never touch it again.

MitchCurry

I remember in Feb when it plummeted and you commented that you had been wrong and PYPL was more of a disaster than you thought. I'm paraphrasing but you definitely commented a version of a mea culpa. What changed? Genuine question.

Pizza_n_Tendies

PYPL going out of business? 7.7 P/E lmao

MarthaJulietta

I know this has been hashed out 10000 times by now but the value on PYPL is getting outright ridiculous. Enterprise value is under 36B w/ 6B of yearly buybacks scheduled going forward and a 1.35% dividend. All of my daily buying is going into it now.

POWRAXE

Co-signed a PYPL bag holder 5 years and counting.

tradematesHQ

Trademates shows PYPL at a P/E of 7.2 with 5.8% revenue growth - that's a value trap, not a value play. The risk level is undefined but the analyst consensus is 'Hold' (34 analysts), which tells you everything. The catalyst for the drop? No verified catalyst here, just years of sentiment decay. The buyout rumors are dead. For an action plan: don't buy 5,000 shares thinking $40 is the bottom. PYPL could easily drift to $35 if the market sells off. A small position at these levels is fine for a turnaround play, but the business isn't growing and the multiple compression story is tired.

BigDaddyDolla

Look at a concept called trend following and then see how that applies to PYPL at the moment.

pbspbsingh

And what kind of insider info you've to know that bottom is in. Let me give you third more likely ending: PYPL sitting in range of 30-40 for 2+ years, holding your money while entire market goes 30% up.

Artistic_Chicken_557

At one time in life I justed wanted to drink and play video games. No cares in the world. Then I had kids. I felt the warmth of their smiles. The closeness of their huge Dada...I love you... I was enough to melt my heart. And you know what? After 4 years of being a father I found out I still just want to play video games and drink. Wtf was I thinking. PYPL 1/28 40c

Rav_3d

There've been bottom callers in PYPL all the way down from 300+. Guess you have as much chance to be right as the rest of them.

ProofByVerbosity

Hahahahaha.... - signed a PYPL bagholder 3 years and counting.

verifitting

Ok, full porting PYPL. 

MarthaJulietta

Who cares buy PYPL

MarthaJulietta

On the bright side my PYPL isn’t feeling this too much but on the flip side, I’m majorly in PYPL.

dvdmovie1

There are software names that I think are interesting that got caught up in selling, but I still don't understand the people who were all excited about things like CRM (which nobody's really been excited about on here/talked much about for years before this) because of a "AI is going to end software" narrative that wasn't even really the case: it was simply a re-rating of a sector (software) that for years had traditionally been expensive. Nobody on here was talking about buying software stocks that were down 50% in 2022 but now with a narrative this year the same stocks down 50% became a big topic. The long AI/short software trade will (and did, I think you've seen some of that lately; NET getting sold, having a so-so quarter and then ramping about 45% in a month on no news) get way over-extended, but if software names can't put up good numbers then bounces won't sustain. Some things will put up good numbers and start moving higher again (SNOW), some won't - and some of the latter will probably look like the chart of PYPL over the coming years as people talk about "but it's cheap!" and "the buybacks" like they did for PYPL on here for a lot of the last 3 years. If people are going to make software bets, imo there has to be a very strong thesis as to why that particular name won't be disrupted.

zxc123zxc123

Too much risk for too little reward and DD that is too "first order logic" for my tastes? * PYPL was Elon's baby until it wasn't. X.com and paypal were both sold. In that sense, Elon has largely used Tesla as a piggy bank for the past few years. Elon might do a reversal but he's also just as likely to completely ignore TSLA once SpaceX becomes his "main thing" like how he ignores most of his multiple wives/children but always has time to publicly beef with Vivian Jenna Wilson on X. * Also reverse merger by Dec is highly unlikely since SpaceX will be facing selling pressure from early investors, be trying to get into the S&P500 by making their earnings/requirements, and dealing with massive retail vol. If anything it's more likely TSLA goes up with together with SpaceX in sympathy of Elon's success. * I suspect certain Elon fanboys (or even institutions) will be moving FROM Tesla to SpaceX either due to needing capital and possibly to limit total exposure to Elon. That should put future downward pressure on Tesla GOING FORWARD. This is a critique of OP's trading ability rather than of Tesla: * The Dec 2026 call is just a straight up bad technique. Since it's almost to the end of they year but doesn't give you the OPTION^(get it? Calls are options) to realize earnings in both 2026 and 2027 tax years. Better to buy the Jan 2027. You can always exercise or sell early with the Jan'27. * On the flipside, Dec'2026 call means OP loses the option to realize potential losses in 2027. If they lose, it HAS to be in 2026. Sure you can roll your losses forward, but again you still have less optionality. * Even if we ignore the post lockup sells. And we also ignore the investor money shift from TSLA to SPCX. Plus we also assume Elon would want to do a reverse merger. Even with all those. Elon probably wouldn't be focused on that so much as he would be on making 4 quarters of profitability so SPCX can enter the S&P500. That is the holy grail that will secure his bag as well as SPCX. Not merging with Telsa. If anything doing that will likely create a situational loss that might RISK index inclusion.

zdayatk

I bought a lot of PYPL shares near $50 price level. I anticipate that PYPL price per share will go around $100 until end of 2028. It is now a value stock, not a growth stock. P/E of PYPL is currently 7.7x, which is insanely deep value territory compared to JPM (15.2x) and BofA (13.5x).

MarthaJulietta

Gonna buy more PYPL tomorrow 😊

Thick-Butterfly8334

Should we make PYPL moon

Mr-Gambini

Fellow bag holder here. $100k at $41. Your $108 avg is your $108 avg. Adding more to "lower your average" is loss aversion talking, not investment thesis. The right question isn't "how do I get back to even" — it's "if I had this six figures in cash today, would I put it all in PYPL?" If the answer is no, don't do it. If the answer is yes, size it like a new position, not a rescue mission. Here's what's actually true after Q1: * Beat on revenue ($8.35B vs $8.05B) and EPS ($1.34 vs $1.27) * Branded checkout finally inflected from +1% to +2% — but QTD Q2 already decelerated back to \~1% * $1.5B cost savings program over 2-3 years (real but reinvested, not all dropping to bottom line) * $6B annual buyback at \~15% of float — this is the actual bull case * Active accounts went flat, MAA dropped sequentially 231M to 225M — this is the actual bear case * Q2 guide is -9% EPS which is why the stock got smoked despite the beat Fair value is probably $55-65. Bull case $70-80 if Lores executes the HP playbook. Bear case $35-40 if active accounts keep stalling. You're not getting back to $100 unless the multiple expands AND the business reaccelerates AND macro cooperates. I expect that to happen in 1-2 years but unlikely in the next 12 months.

dvdmovie1

> Everything is so inflated In 2023, lots of people on here said that NVDA was overvalued and to buy cheap PYPL instead, or the tons of people on here who kept pushing PFE instead of LLY because "PFE was cheap and had an obesity drug too." PYPL and PFE are much lower than they were 3 years ago while NVDA and LLY are multiples of their 2023 prices. I'm not saying that a lot of the market isn't expensive, but 1) buying the cheap but worse thing is not always a good idea and 2) it's to a point with this sub and wanting to be bearish and contrarian where the true peak of valuation will probably be when the majority of this sub gives in and starts liking the market. "Right but how severe will the correction be? " How many people on here went to cash in March because of geopolitics only to have tech stocks go vertical off the end March lows? People scrambling to avoid a what, 10% market correction (which used to be considered healthy and normal?) This sub doomposted right through the correction and continues to, much like it did last year. At some point it really becomes, build a portfolio you can sit with and stick to it and not invest with one foot constantly out the door and feeling like you have to micromanage every day. People making investing way more stressful than it needs to be.

BarryBoy76

The business is deteriorating quickly. New CEO Enrique has a terrible track record, Alex was way better at least he had vision. Share repurchases have done nothing to the stock. I believe we haven’t seen the low yet on this one, I see it dropping towards $25 or below. Enrique already warned Q2 will be terrible and I believe they will guide down. If someone don’t buy then I don’t see them around to close out the decade. Their profit is declining fast, they keep purchasing shares to mitigate it but it’s not enough. Competition is better, faster, cheaper and more innovative. PYPL is a dinosaur and the restructuring into 3 businesses is so old school. They should pour billions into innovation, if they don’t do something drastic this company will be gone before 2030. I wouldn’t touch this with a 10 foot pole.

MarthaJulietta

Good day to buy some PYPL. Divvy up to 1.35% now

us1549

Went ALL in on PYPL 11k shares at $41.90

tirtha2shredder

Name a more dogshit stock than PYPL. I'll wait....

br0botic

Burry making millions off substack revenue while leading his subscribers to slaughter in stocks like LULU and PYPL lmao

MarthaJulietta

I just keep piling into PYPL at these levels. Hopefully I’m rich by end of 2028

Cav829

Nvidia is being relegated to meme value investing portfolios with ADBE and PYPL and dividend ETFs.

skilliard7

Most stocks I've seen recommended on here that get upvoted do very poorly over the long term. If I would've listened to this subreddit I would've been long Block/PYPL in 2021, short Tesla 2021-2026(it will crash anyday now right?), shorting stocks during every crash & buying during every bull market, shorting WDC in 2025, etc.

Actual-Income-6886

imagine being invested in PYPL lol

MarthaJulietta

PYPL Buybacks

dvdmovie1

Because you have a market where anything with a narrative goes up every day. People have tried to pump PYPL on here for the last 3 years - "it's cheap", "but the buyback" - if there's not a narrative nobody cares and if someone talks about something without a narrative being "cheap" it has to be much cheaper than before to get any interest. Boring ABT down 30% YTD, obliterated with much of the rest of medtech.

Capesize230

Yes, I know. I’d also add the gambling thesis, separate from ads. Trump wants to create more banks, and PYPL has applied for a banking license. Trump also bought PayPal in May. I don’t base my investment on this at all, but it’s been a personal speculative thesis of mine.

CalmSticks

I’m also a PYPL holder ($45 avg) but a point on the buybacks that gets missed is that over $1b new stock has been getting issued as compensation annually. So really the buyback impact is more like $4.5b. Bit of a haircut on the bull case.

Capesize230

I think PYPL will be at least a 3x from here by the end of 2027. It has to be. It’s just too cheap to ignore. Buybacks are $6B per year on a $38B company, with $1.5B more in FCF expected over the next 12 months. Good old fashioned no-brainer. I own a lot at 40 avg.

Artistic_Chicken_557

You regards chasing space crap when PYPL has a pe of 8 and is on pace to buy back the entire float in 5 years with more cash on hand than debt

rchawk0

PYPL probably is lower than where it should be but no need to double down... put the money elsewhere and if PYPL goes up pick where you want to exit and just take the loss.

mrlichty66

If a family member started to invest and you were giving them advice.. would PYPL be in your top 5 stocks you would suggest to them? How much could you make if you started fresh with that 100k right now instead of holding it longer? What would it have looked like if you closed out the position 2 months ago and enjoyed the last 9 weeks?

Ok_Pomelo_3460

Fair enough. The weird thing is that a lot of companies would kill for a balance sheet like that, yet the market still treats PYPL like it's terminally ill.

Thetagamer

Pull it all out of PYPL and stick it in NVDA or MU or whatever AI stock is trendinng

Ok_Pomelo_3460

maybe I'm crazy, but averaging down only makes sense if you'd be excited to buy PYPL today even if you didn't already own a single share... alot of pple end up throwing good money after bad because they're trying to fix the average price instead of reevaluating the business

Artistic_Chicken_557

Oh hells yeah ex div on NVDA and PYPL this week. I'm rich!

BAM_Spice_Weasel

Lol this, you got it all. I like Jeremy for what it's worth, but I think a big part of the reason he has the car/house is not because of his stock picks it's because of his 1000X club membership dues. He got me to buy AMD in the low 100's, but he also got me to buy PYPL and FUBO \^\^

Vast_Newt_1799

damn you taking the L on Nike and PYPL too 😞. I'll be honest never a bad idea to take profits(I usually just take out my initials and move it over to and ETF like SPYM or QQQM or SPMO)

Artistic_Chicken_557

AI IS GOING TO CHANGE THE WORLD also today on investing com an AI generated article... "PYPL stock hits all time high despite yearly decline" WTF IS THIS SHIT

literallymoist

This is why I bag hold PYPL. Never again.

FOMO_Gains

This is a value trap like PYPL.

Relative-Snow8735

This one makes a ton of sense. I am not saying it is going to happen, but if you look at the numbers it really starts to hit home just how big this could be (and I say this as someone that is not a fan of Elon). \- If Elon offered $90/share (double the current price), that would be just \~5% of SpaceX's target valuation of $1.5T. \- For that 5% dilution, they will almost triple their revenue post-merger. $18B -> $51B. \- The combined company will be FCF positive by $1-3B, and will be right around GAAP breakeven (compared to SpaceX currently at -$4-5B GAAP) \- Elon has the perfect cover story for this move. The market won't see this is as a desperate cash grab (which it is), but rather as Elon taking the reins back of his first company and pushing the "everything app" narrative. \- The regulatory environment will likely never be this friendly again. He has a 1-2 year window to do deals like this before he might be locked out for almost a decade. There are some downsides of course. Paypal's multiple is so low any spill over into SpaceX could seriously bring down the stock price. Elon will need to hope that his magic touch translates over to Paypal. And another issue is that the first few months after IPO the stock can be pretty fragile due to all of the insiders rotating out. With the fast track stuff going on, maybe this won't matter, but usually you would want to avoid any major actions that can put stress on the stock, with acquisitions being one of the major ones. Fun to think about. And if one is inclined to make a play on the SpaceX IPO, I actually think Paypal is a sleeper play in that regard. SpaceX could end up down 50% or up 100%. But PYPL is already in deep value territory. Probably not going to go much lower. But an acquisition is probably going to be at a 50-100% premium. So the downside feels much safer, but the upside is in the same ballpark. Plus IV is a lot lower right now.

sharkykid

This guy was: - right about CRSR off the wrong thesis - wrong about PYPL - wrong about CRSP Idk what that means, but best of luck. I hope this goes up if I buy

Junkingfool

Anyone want to buy sure thing Puts, just follow my buys.. everything i sold is pumping, everything i bought is tanking LITE META PYPL though it's slightly green NFLX

Powerful-Load-4684

Only if you accidentally end up in r/valueinvesting buying PYPL and LULU

TheDudeAbidesFarOut

JNUG BBBY Lotta WSB darlings. Past and present. PYPL

City_Standard

Painpal... I mean uhhh PYPL is super undervalued

Schwimmbo

So you're basically telling me to add ADBE and PYPL, hmmmmm.

InternationalFly6869

Bullish on PYPL long term hold, short term shorting BTC

Artistic_Chicken_557

What a weird day. NVDA killing me Thank God I have powerhouse tickers like PYPL holding me up.