SPMO

EdgeInformal8264

100% SPMO

Former-Image-1650

SPMO

JuicyFlapjack

With someone who has 6 figures in SPMO, I'm okay with it. The other players have a lot of room to grow vs Nvidia imo

Worry-Mountain

I wouldn’t frame it as which one has the best chance to make the most over 15 years, because that turns a factor tilt into a forecast. First map what’s already in the Roth and taxable accounts: if SPMO is already the big exposure, XMHQ adds a different quality sleeve, while XMMO mostly increases the same momentum bet. I’d compare the funds on overlap, fees, turnover, and how you’ll rebalance when one sleeve dominates—not just the last decade’s chart. A simple allocation you can hold through a bad factor stretch is usually more useful than stacking labels that all depend on the same regime.

Severe-Weekend-6664

Pairing SPMO with XMHQ gives you exposure to two distinct factors (momentum and quality) which tend to diverge in different regimes, while stacking all three into momentum concentrates you in one factor with correlated drawdowns. Over 15 years in a Roth where you can't tax-loss harvest, the diversification argument gets stronger.

Any-Newspaper-2471

The interesting distinction is not really AI versus no AI. VGT is an explicit technology concentration while SPMO follows momentum and can rotate as leadership changes. Even if AI dominates economically, the best future stock returns do not automatically come from the companies everyone already expects to dominate. Moon makes more sense for a tactical tech direction wager than for answering this ten year portfolio question.

Tasty_Pollution4439

You can consider AVUV to pair with SPMO as well, small cap value.

Jumpy_Grab_5659

if this is retirement money, SPMO + XMHQ is the sane pairing, because stacking momentum is just one concentrated factor bet waiting to get smoked when leadership flips

Acceptable_Back_788

XMMO + SPMO = max momentum. XMHQ adds quality, less overlap. 15 yrs? Diversify.

FoggyFoggyFoggy

XMMO or XMHQ: Which would be best for a long term hold? The strategy would be to pair one of them with SPMO in a Roth IRA with 15 years to retirement. Would all momentum have the best chance to make the most gains in that time span? Or would it be prudent to diversify and combine large cap momentum with mid cap quality?

Top_Information3534

SPMO and chill. Rotate to bonds as grow older

sharp315

That's the benefit of SPMO, you are always getting a fresh basket of goods every 6 months. Some runs are better than others. For example, the March 2026 basket had an amazing run in spring. Now we will see what this Sep 2026 basket brings us.

ATPsynthase12

SPMO is performance chasing. It’s still concentrated in like 150 companies and exceptionally tech heavy. And as others may have said, you have no foreign market diversification so you are missing out on about 45% of the total world market. They are boring and not flashy, but statistically speaking, broad whole market index funds like VTI, VOO, and VXUS or SPY do better year on year and outperform stock picking or actively managed portfolios. Unless you’re Warren Buffett or insider trading, your portfolio will statistically underperform someone who simply bought index funds.

HoneyBadger552

Yes! Love the energy! Fuel my furnace of SPMO towards retirement

Muy_Division

Agreed. I’m here bc the new holdings were extremely hard to find, and a company like Invesco who manages billions in AUM with just SPMO, there’s really no excuse for not having this info publicly available before the start of the first trading day following the rebalance.

PunPunatic

the conclusion from that Seeking Alpha article: >the Index reconstitution did exactly what it should have done, which was to delete stocks that, in aggregate, gained 20.40% over the last year and replace them with stocks that are up 86.45%. I have mixed feelings about Nvidia's exit, given how it appears to have just missed the cut. But at the same time, the AI/tech trade is still intact, as SPMO still has high exposure to stocks like Apple, Micron Technology, Alphabet, and Sandisk. Therefore, if you're a happy SPMO shareholder, I see no reason to change gears.

PunPunatic

Actually, I think this might be even older data, couple of rebalancings ago. SPMO dropped Wal-Mart in March, and it has been down almost 10% over the past six months, so unlikely that it makes a return

MakingMoneyIsMe

I've been advocating 40/30/20/10 in SPYM, QQQM, SPMO, and SNSXX lately. I have my girlfriend in it.

RaduCampean

SPMO rebalances semi-annually, third Friday of March and September, so this cycle's new basket went in on the 18th — the public holdings page usually takes a couple of trading days to catch up because the fund is still executing the actual trades, not just updating a spreadsheet. If you want the full regulatory picture rather than the marketing page, the N-PORT-P filing is the real source, but that one lags close to 60 days behind quarter-end. Turnover on the March rebalance was around 54% of the 102 names, so don't be surprised if a good chunk of the list looks different from a week ago.

Successful-Tea-5733

perhaps this is it? If so, pretty good day to move META into your number 1 holding lol. [https://www.composer.trade/etf/SPMO](https://www.composer.trade/etf/SPMO)

Ok-Psychology7619

> SPMO crushes SPY in every single time frame. "Let me compare an apple to a pizza"

Sufficient_Habit5091

It's fascinating. SPMO crushes SPY in every single time frame. And the longer you go, the worse the underperformance of SPY. Momentum shouldn't exist according to EMH but no matter what it just doesn't go away.

Old_Bay_Boy

Where the hell is SPMO's new holdings. Rebalance was Friday. Was expecting something to be released by now.

Next-Paper-2068

I was 100% in stocks until recently. Just yesterday I sold my AMD position for a 392% gain. Thats going to my ETF fidelity basket. I still have SOFI and thats going to be sold once the market starts showing it the respect it deserves. That will also be going to my ETF basket. By the end of 2027 I should be 100% ETFs. VOO, VXUS, SPMO, and AVUV for anyone wondering which ETFs

HoneyBadger552

I assume nothing. I keep buying a mix of SPMO and SCHD, with a little international mixed in. 

sharp315

\^ this is not accurate. SPMO outperformed VOO during the 2 most recent drawdown years of 2022 and 2018. SPMO returned -10.45% in 2022 compared to VOO of -18.17%. SPMO returned -0.92% in 2018 compared to VOO of -4.50%. over 10 years SPMO averaged 19.9% annualized returns as compared to VOO of 15.4%.

dritu_

You are not diversified. The ideal portfolio from a risk perspective is to have multiple sources of *uncorrelated* returns. Dalio says 15-20 sources is the "holy grail". Right now, you have two funds that are *highly correlated* (0.774 back to '99) and of the same asset class. This means they will tend to rise and fall simultaneously. To avoid big drawdowns, consider incorporating diversifying factors and other asset classes. A portfolio of equal parts: SPMO, FRDM, AVDV, SDCI, GLD, KMLM, DBMF, IALT, BNDW, ILS Had comparable returns to your current portfolio over the last 3 years, with only 1/3 the max drawdown. Link: https://testfol.io/?s=23ilxIx4YVg It's made up of US momentum, emerging markets, international small cap value, commodities basket, gold, managed futures trend following, managed futures "index", alts, global bonds, and catastrophe bonds.

Next-Paper-2068

I personally would just go all SPMO then when im ready to retire sell and buy SCHD

Roasted-fungus

About 50/50, but I buy and never sell my stocks. They have crushed the ETFs but I’ve been more volatile and haven’t beaten the index on a per year basis, but my cumulative return is +600% my SPMO returns

beeswaxe

in my view SPMO and QQQM are just better versions of VOO in up years. if voo is doing bad the other will probably be down as well but if it’s up than the other two will be up more and that’s when i’d pull out.

Any-Walk1691

I’ve made more from SPMO in three years than you counting VT’s peanuts in the last decade. What a tremendous waste of a post. 😂

harrison_wintergreen

I understand the idea, but SPMO, QQQM and VOO are basically the same stocks in 3 different buckets. and those are 3 ETFs that performed well in the past, but they may not perform well in the future. something like IJR, small cap US stocks, might beat all 3 of those over the next 30 years. we simply can't predict the future that far out. we can make educated guesses about the next 10-15 years, but beyond that is completely unknown. the thing about VOO/VXUS isn't that it's necessarily the best performing option. the problem is nobody knows what will perform best over the long-term. the reason people use VOO/VXUS is to get average market returns at very low cost, and avoid 'tinkering' with the portfolio. there's research showing savings or contribution rate is the most critical part of investing success, and making too many changes or adjustments can be a problem.

harrison_wintergreen

SPMO includes the S&P 500 stocks with the best momentum performance after the previous 6 months, but that doesn't mean it's invulnerable or will have a guaranteed positive return on your timeline. if the S&P 500 crashes 30% but SPMO crashes 28.5%, it's still outperformed the market.

Spirited_Army1086

If you have strong convictions in nuclear energy I wouldn’t worry about the expense ratio of NUKZ. URA is another to consider. If you are interested in AI/Semiconductors I like both SOXX and AIS. If I were you, I would get rid off QQQM and switch VOO for AVGE wish is an actively managed all world fund. 40% AVGE 40% SPMO 10% AIS 5% NUKZ 5% NASA Just my opinion, either way great job getting started early

Penguin_Life_Now

I like the idea of investing in small nuclear, but I don't like the expense ratio of NUKZ or NASA, you also have massive overlap between VOO, QQQM and SPMO. VOO and QQQM have about 86% overlap by VOO and SPMO are about 98%, QQQM are still heavy at about 48%, though that may change a little with the SPMO rebalance in a few days.

QuanTradin

at 400 the thing that matters most isn't which of those three it is, it's what your broker charges you per trade. three positions at that size can hand a real percentage of it straight to fees before you own anything, so fewer really is better here. MSFT and SPMO also overlap more than you'd think, since MSFT is going to be a chunky weight inside the momentum fund anyway. MU is the one that will actually move your account around, in both directions.

AnnO55783

Higher bond yields can pressure large-cap valuations, but a September rebalance doesn’t make six red months predictable. SPMO is the concentrated momentum sleeve here, so I’d expect it to swing more than FZROX and size it accordingly. If this is long-term money, the more useful question is whether you can stick with that 20% allocation through a 25% decline without changing course.

SnS2500

SPMO reacted better than mid and small caps in 2022 when rates went up. Big companies with cash do better in general than companies that need to borrow in high interest times. But in any case a .25% increase will not be earth shaking if it happens.

hymie-the-robot

I assume you're invested for the long run. if that is the case, then the next six months of SPMO are irrelevant, and similarly for FZROX and FZILX. if you haven't done so, I suggest you read Zweig, *Your Money & Your Brain*.

milkplantation

Of course, investment horizon is personalized. Who knows when someone will need the money. But without knowing the rest of someone's portfolio, you'd be an absolute fool to assume the total beta of someone's portfolio. Additionally, if past returns are all that matters then you should be chasing momentum and leveraged trades with ETFs like SPMO or UPRO, both of which crush an international dividend ETF. If you just want to chase alpha, and that's your criteria for success, there are much better ETFs than VYMI haha But I think you know that, or are very dense, because over and over, you're missing the point I'm making in that VXUS isn't comparable to VYMI. Doesn't seem like you're trying to have a productive conversation and are just a miserable person so I'm going to move on. Cheers.

Independent_Shock_15

Is it stupid to buy SPMO before rebalancing 

RedditLeagueAccount

How old are you? Once you have a certain amount of money, you basically just need it to be safe for 5-10 years and that amount will grow to be enough to retire off of even in a safe account. What is your risk tolerance? Do you think there is an AI bubble right now? **SCHD** \- this is the common defensive etf option. Sacrifice some growth but if AI crashes, this will do better than **VOO/QQQM**. Good to have a percentage in this ETF depending on your fear level/need for a safety net. 950K after 10 years I think has you getting paid around 52K a year without needing to sell. I wouldn't recommend dumping it all in there though. I personally am avoiding this until retirement then i'll probably consider putting a decent chunk of my roth into it. Take a look at **SPMO**. I use it instead of **VOO**. It seems to recover just as good as **VOO** and outperforms it. A small percentage in international ETF's would be a good idea. People default to **VXUS** but **AVNM** or **DFAX** are worth researching. US and international take turns outperforming each other. **QQQM** and **VOO** have a lot of overlap. Technically it doesn't hurt to have both. They are just doing similar things. Voo performs a bit worse I think but has a larger safety net. But for both funds, at this point they are heavily weighted in tech. Goes back to the risk conversation.

teckel

I'd suggest: * 50% VOO * 20% SPMO * 10% AVUV * 20% AVNM

brother7

I have a 4-pronged approach to investing: “own the market”, momentum, growth, tech. VOO is “own the market”; QQQM is growth (not pure like SCHG). You may want to consider momentum and tech. Here’s a good starting point: 30% VOO / 30% SPMO / 25% QQQM or SCHG / 15% VGT

DeeperThenDeep

I’ve been backtesting this allocation and it’s quite eloquent! If you want to take the factor exposure a step further. Pairing value and momentum like AVGE+SPMO+IDMO has yielded good results in academic studies. However, more factor exposure more potential for tracking error.

DeeperThenDeep

OP you could easily do VT and go enjoy life If you want that added risk/return pick a factor tilt you have a strong conviction in like momentum (SPMO/IDMO) or value (AVUV) and keep it between 10%-20%

RuchNZ

Also prefer SPMO over QQQM, as the momentum index has a proven record over decades and isn't stuck buying a particular industry. Personally VT+SPMO+IDMO for a more complete and diversified portfolio with an aggressive tilt.

lotsoflag

Definitely should consider some international exposure(at least 20%, but I’m currently sitting at 30%). I also favor SPMO over QQQM as the inclusion criteria is more sound imo and allows rotation into whatever is hot

Detailed23

Id do a chunk in SPMO

spilledonwhite

After 3 months of bleeding, SPMO is now a store of value. SCHD flash crash.

HoneyBadger552

I saw green w SPMO. I am happy

SpringToCome

SPMO was established in 2015. Yes it has averaged 20% returns but 11 years is not that long of a timeframe when you consider the more recent tech/AI boom.

paragonx29

Love SPMO!

Consistent_Panda5891

Instead of SP&500 you have SPMO. It track 100 companies of SP&500 with most momentum. And instead of 10% classical SPY returns it has 20%... Since 1980

FoggyFoggyFoggy

Take the S&P and put it on turbo: SPMO You'd be very likely to win with just that. Since SPMO went live in 2016, it grew 578% compared to SPY's 357%

Soft_Excitement_9580

Me too man, just invest in ETFs or very high quality companies and will be good in the long run. My plan was to invest in SPMO, if I had invested 10k in it when it was about 100 this march I would have made almost 5k on that. Instead I learned about options trading and lost 8k in that period with the market melt up. Fuck options, man!

daygo449

There’s a lot to ask or unwrap here, but to answer your question, I’d start by listening to the Rich Habits podcast. They are pretty darn good with their information, and they should be able to help get your foundation underway by listening to a handful of episodes. I also like “The Millionaire Next Door” as a foundational book. “The Simple Path to Wealth” will help you with stock market investing. “The Psychology of Money” will help you with behaviors with money. “The Total Money Makeover” by Dave Ramsey is building the essential blocks to getting out of debt and staying out of it. There’s no sense in investing if you haven’t paid off a 20% credit card first as almost no stock or fund will beat that longterm. And finally, “I Will Teach You to Be Rich” which will help you build a plan and automate everything for you. Those are some books that I’d look at along with a few podcasts. We have no idea of your financial health or your age, so giving investing advice is kind of hard given that, but I’ll assume you are on the younger side. If you read what most experts say or do, they almost always invest in an index fund like the S&P 500. It’s the gold standard, and you will likely do best to just follow this strategy as most people won’t beat that longterm, especially if you are a novice. Some good ones are VOO/SPMO, QQQM, and VXUX. There are others, but those are the ones I’d look at first. I’d avoid buying stock until you really have a good foundation under you or you really, really know the stock you are buying. I’d also avoid BitCoin or limit how much you are throwing at it until you get your financial house in order. As for the vehicles to invest with, you always want to go 401K, Roth IRA, and then a brokerage account in that order assuming you are in the U.S.. If you don’t have a match at your company, fully fund your Roth IRA before moving to anything else. If you have a match with your 401K, contribute to the match and then do the Roth IRA. If you are contributing to match, then maxing out your Roth IRA, then go back to your 401K until you’ve hit the max there. Then you can look at a brokerage account. I think if you hit $100K invested, then you can start to explore more investing options and vehicles like BitCoin, Gold, real estate, etc. The biggest thing is do your homework. Run numbers via AI, especially with what funds, stocks, etc. you want to buy. Be smart and do your homework.

Elguapo69

Yeah I should look into trying the wheel strategy with csps. I just have been monitoring and if it gets too close buying back to close my position to avoid assignment. It usually results in me making just a small profit when factored against the premium I collect. I’ve only lost on 2 out of 20. But I’ve bought back many times resulting in a pretty small profit compared to the original premiums. Maybe I’ll try the wheel but I originally did this as warning some extra income for the securities I already own. I don’t like actually losing securities I own. Maybe that’s stupid idk. But my SPMO I’ve had so long and made so much on if I sell I’m going to realize huge profits and have tax implications. Some of the newer ones not so much so maybe I should wheel it.

Elguapo69

Im just risk adverse. Most of my portfolio is SPMO ETF. The riskiest I did was buying a way OTM LEAP on Paycom but mainly because I used to work there and knew their stock was priced low and they had a good product still. Got lucky and 3 weeks later it hit ITM. In 2 months it’s up 120% and still have 16 month until expires. I just don’t have the balls the rest of the people here do haha

Elguapo69

I usually pick a delta of .18 to .2. But often I’ll pick one at .25 and that’s my ‘gamble’ Just cashed out my September ones and now I’m holding these that expire Oct 2 to 18 3 AVGO 1320 premium 4 SPMO 600 premium 5 PLTR 1400 2 PAYC 1200 premium

Elguapo69

I assume you mean you bought shares to sell calls and those shares lost value and you’re like damn those premiums don’t offset the loss in value. Yeah that sucks but technically they haven’t lost anything if you don’t sell. As long as you believe in the stock and it’s a good profitable company. I got lucky and road the AMD wave and the premiums were insane. Sold that recently though because it’s a little too volatile for me even with the nice premiums. Also PLTR and more recently AVGO. Also SPMO etf but the premiums pretty weak. I also got lucky with taking a risk on a far OTM LEAP with Paycom (PAYC) that went ITM pretty quick and I still have like 2 years left. So I’m selling poor man calls on those. I used to work there so I knew it was selling too low and they have a good product. I always pick favorable deltas and people like OP always gamble on it. Sometimes have to buy them back to close if they actually do get too close to strike for my liking but more often than not they expire my favor or I cash them out and keep 80 to 90% premium and do it again. All in all I probably collect 3 to 5k a month depending if I have to buy back any because I don’t want to get assigned. Won’t get rich but it’s nice extra income and safe (covered not naked).

RedditLeagueAccount

General investing advice, never pick etf that has an expense ratio above 1%. .065 expense ratio is even sort of high but 401k's we can't always control. Don't pick individual stocks unless its fun money. Whatever you are buying, you shouldn't sell unless your going full investing as your job. That's why ETF's are best. See if your 401K offers a roth version. Early career, low income, it is good to focus on Roth whenever you can. \> 401k- i’m in FFSDX & FNSFX **Pick one. Don't need both.** **>** What are the best investments within each? Broad strokes, you want ETF's you never need to sell or micromanage. Most people don't beat the market. So ETF's that cover a lot might sometimes have slightly smaller gains but they don't lose. Generally it would be safer than something like an all AI ETF which might get you a lot of money but also, there are plenty of sectors that have bad years. So you potentially have a big swing of big gains to poverty. You want to avoid things like dividend stocks until you approach retirements. each distribution is taxed. You avoid that tax in a roth until you retire but you also can't access the money until retirement anyways so.... just focus on growth/value stocks. If you want dividend stocks that bad, you can sell everything in the roth when your old and buy dividend stocks with no taxes to worry about for the sale. **Roth IRA -** 70% some form of voo (or more aggressively SPMO). Fidelity version of voo is FNILX which i believe has zero expense ratio 10-15% - international like VXUS 5-10% - a growth or tech etf. some combination 5% - Gold/bitcoin (bitcoin with a giant grain of salt) 5% play around money. Max Roth before putting money in 401K. Always max Roth every year. Ignore bonds until near retirement. Technically you can replicate the above set up in any fund. \> What % should i be putting each check? I want to still have cash flow available We don't know what you make. A safe target is 20-25% of your income invested. That can be very hard to do at the start. 100-200 dollars a week is a good starting point if low income. It also depends on your goals though. When do you want to retire and how much do you want? You will want to check a retirement calculator. The other thing is time compounds really good. If you can invest 25% of your income now, that is way better than 50% of your income in your 40's. The money has time to grow. The more you save and sacrifice now, the sooner you can retire. So... It all depends on your goal. It isn't perfect but something like: [https://www.dripcalc.com/](https://www.dripcalc.com/) you can see generally how things stack up. \> Are there other investments i should be looking into? You can check the FIRE movement but thats just super aggressive ETF. ETF's are most reliable with least effort. Technically things like real estate ownership or starting a business would have way higher returns - If you are good. Most people are not good. Most are average. You can win with stocks even if you are not good by just dumping it all in voo. It takes time. The basic options are: * if employer offers a 401K match, invest up to the match first. It is a free 100% return. * Then Roth. * Then Health savings account if you are a health young person. * Then its debatable. You can either continue with the 401K after the employer match, or you can put money in a taxable brokerage (same set up as above). You do get taxed but its not a lot with those funds. It is better than saving money in a bank and you can access it if you need to sell it for money.

Peacemaker7711

i sold my SPMO to buy gopro lol

Remarkable_Cat_8696

Are these funds that are often mentioned here- VOO, VT, SPMO etc all etfs? How are etfs different from mutual funds?

Sufficient_Habit5091

SPMO is crushing SPY basically any time frame besides the last 3 months. Basically if the bull market continues I doubt that changes. Obviously if we have a genuine and sustained crash, it's going to be punished much harder though that's the risk.

Fhyzikz

SPMO to $13543433343444 today and I sell all 100 shares and never trade again

No_Presentation9490

just looked at SPMO holdings and holy shit its degenerate

hymie-the-robot

if you look at the Portfolio Backtester site, you can see what happened in 2022 (as a stress test) and over a longer time. SCHD indeed behaved pretty well in 2022, but VOO may do better overall. consider something like 80 SCHD 20 SPMO, which dials back the IT while maintaining a good return. it's worth spending some time to test different allocations at Portfolio Backtester. just remember this reflects the past and not the future. still, it's helpful to see how investments held up in 2022.

Elguapo69

Dump it in an S&P ETF like SPMO. It’s been on a tear for me. Maybe take 5% and play with a few riskier stocks or research how to do low risk covered calls (I make a lot of money off the regards here) Then never come back to this sub except to laugh at the regards.

RedditLeagueAccount

both are good: Voo VTI+VXUS Avoid dividend stocks in a brokerage. If you want to dividend invest... stay in growth stocks. Sell it all tax free in the roth and convert it when you are at retirement age. Doesnt do anything now but grow less and get you taxed. Gold/bitcoin is fine but i'd never put more than 5% in it. Bonds are pointless until you near retirement. Even then, I don't personally trust it because they keep changing how inflation is measured which false makes bonds seem better. SPMO has been beating VOO. Newish fund but old enough to have some history and its beating Voo with a heavy overlap in funds.

vandalizethethief

It’s all going to be moot anyway. We will be using photonic chips shrunk already 10,000x for training & inference for AI. One optical processing unit (OPU) from Neurophos (8 chips) is equal to a 3,000 lb server GPU rack while drawing 100x less power. Light doesn’t generate heat nor does it require the enormous amount of power that transistors do. We are the wall of what is possible with shrinking transistors on silicon. We are stacking them, AMD did chiplets when single chips no longer could keep up and NVDA is investing very heavily into $LITE, $GLW and $COHR bc they know if they surround their shitty power hungry GPUs with photonic components it’ll make it appear like they are making efficiency gains. The only moat is CUDA & Q.ANT (German startup) already has proven in real life AI datacenters that they can work beside GPUs and pull 30x less power while doing certain tasks like inference 50x faster. NVIDIA knows this but I would be investing in all things optical unless NVIDIA has a few tricks up their sleeve. Buy INTC, LITE, COHR and GLW to name a few NOT AAOI. The ETF EUV has a nice balance but I would wait for the 3rd week in September when the great ETF, hedge fund, index fund rebalancing occurs & all those chip stocks get kicked to lower concentrations. Especially considering the money in momentum funds currently like SPMO.

EdgeInformal8264

no buddy. no. s&p is all you need lol (FXAIX & SPMO)

SnS2500

\> To recap, these are all the same basket of stocks, No, they are not. MTUM and QUAL are large and midcaps. Even then, MTUM has outperformed SPY for the past decade while QUAL has underperformed. What you showed with those two actually is large caps outperformed midcaps for the past ten years... and by a lot too. (SPY +313%, MDY +180%) SPY's "factor" is "large caps in the S&P 500 by market weight". For the past decade that has beaten equal weight and pure value factors by a lot, but it is illogical to compare MTUM and QUAL to SPY. If you use SPMO, which only draws from the S&P500, it is up 516% for the past decace compared to SPY's +313%. So instead of the wrong conclusion you drew, the correct one is... some smart beta options will outperform, others will underperform.

HoneyBadger552

Goog just got added to SPMO. Too many folks see AI or Semis as a monolith. Theyre not

Freedom-Of-Trades

Wow. SPMO is up like 24% in the last 6 months. I guess you bought last week?

No_Presentation9490

the complacency of redditors to full port QQQ/SPMO because it backtests well for the past 15 years is actually astounding

onerandomcomputerguy

SPMO is up 38% since Mar??

yahooms

i have 60% my port in SPMO and i am down bad, hommie the rest are stocks even more red all is under water. all of them

Usual-Locksmith4657

Up 31% YTD. SMH, a couple of individual semiconductors, Ai clouds and SPMO.

wonderland_citizen93

SPMO is actively managed. If something loses momentum it's removed from the ETF.

spilledonwhite

Episode III: Revenge of the SPMO

BraveG365

SPMO rocks big time.

sitbar

Anyone holding just SPMO instead of memory/QQQ/VOO?

wonderland_citizen93

To be honest I have SPMO instead of VOO and I'm better the S&P500 so I'm not shifting off of it

wonderland_citizen93

Take profits, then readjust back to 90 voo, well I do SPMO instead of VOO

s1234en

I think you can beat SP500 if you're invested in other broad market growth etfs with half of your capital, with other half at SP500. Etfs such as SPMO QQQM, FMTM. With individual stocks it's mostly luck.. proven algos should do the work.

No_Solution_7940

Idiot. Should’ve just put the milly on SPMO and lived your life.

RedditLeagueAccount

Good job starting at 19! The question is how much you want to be involved. As u/[LCJonSnow](https://www.reddit.com/user/LCJonSnow/) said, sector stuff tends to under perform. So that volatility might not even be as profitable. You will have to micro manage those sectors to sell high and buy low to generate outstanding returns. Generally, people recommend 3 fund or 4 fund portfolios. This maximizes results while taking out micromanaging. Those 5% funds you have - They are fine if you are up for checking on these stocks every day/week. Generally, energy and rare earths do not outperform the market. You might have some random spikes but then it will either stabilize or drop. Even if they outperform 1 year, the next 5 years, voo will beat it. So, it is 100% okay to get those funds. Just be aware they need to be monitored. I know Exxon mobile is a popular pick. It is a good choice from that sector. Just check graphs. It wont beat most other fund types most of the time. I did the same thing with my account where I had a few gambles. I have a separate account just for playing with certain stock types. I don't put a lot of money in it. It is just learning/playing around money. As mentioned earlier, It requires constant observation. It is hard to avoid grabbing those few extra stocks to see what will happen. Just don't make it a large portion of the portfolio. I think 5% combined at most. I believe that ETF's are almost exclusively better than mutual funds in most scenarios but fidelity does have those zero expense ratio funds. I do agree that there should be zero bonds at your age. These are good. * VOO * QQQM * FSTA * FZILX Consider SPMO. Newer fund, similar to VOO but less holdings and a slightly different methodology. Slightly higher volatility but it has been out performing. If you think the stock market is going to crash, VTI is better than both VOO and SPMO. It will drop less and recover decently. VOO only started outperforming VTI significantly in recent years. Can VTI for now and change it later. This would be for if you think AI is a bubble right now or if you think the current Oil war will impact everything. You might want a 5% for a mix of gold and bitcoin (bitcoin does have etf's so you don't have to worry about owning BTC itself). Bitcoin seems kinda scammy but its in a down cycle. We will see if it recovers or finally dies. Gold is for if inflation destroys the USA Dollar. Might not matter at your age. I ignore gold myself but I know its on a lot of peoples recommendations to have a small position in it.

Korvax

Here is a big one... Hi everyone, I'm trying to grow two accounts as much as possible. I don't have a taxable brokerage. I have a 401(k) in a target date fund which I contribute through my employer to get the full company match. I have a traditional IRA which I moved from one brokerage to Fidelity just so it's all under one roof. I'm not worried with the trad. IRA as I'm just letting it grow. The two accounts I want to build are my Roth IRA and my HSA. I have a Roth which I started with $600 about a year ago and haven't really touched. I have an old HSA that I **can't** contribute to because I'm not enrolled in a high-deductible health plan (HDHP). I would like to try to grow both as much as possible. SO... I am going to start maxing out the Roth (catch up on this year to the limit and continue to contribute throughout next year going forward) and just leave the HSA money to grow. Initially, I used Google AI (just the basic search AI, not Gemini) to help pick ETFs for each. It narrowed down about 60+ options that I was interested in to these: Roth IRA: SCHD 30%, DGRO 20%, JEPI 15%, JEPQ 15%, SCHY 10%, VNQ 10% HSA: SCHG 50%, SPMO 30%, VGT 10%, SOXX 10% I worked with the AI a little more and it advised that for tax efficiency / advantages, to SWITCH or flip flop the holdings between the accounts (sell the 6 positions in the Roth and purchase them in the HSA and vice versa). Now, they've been doing well as is. Would I be gaining anything tax advantage-wise by flipping the holdings, or should I just leave everything be? I'm pretty confident in the AI fund picks since they were just narrowed down from my own list (using metrics such as low expense ratios, low stock prices, good dividends, etc.), but I want to grow these accounts as much as possible, be as tax-advantaged as possible, in order to sit comfortably in retirement (year 2050). Thoughts? I'll answer any questions not addressed as I've already made this post pretty long.

amenchio

Mine would probably be **SPMO and SOXQ**. SPMO gives me a broader momentum play, while SOXQ is where I’m getting the heavier semiconductor exposure. I also keep about **10% total in GRID, POWR, POW and TCAI** because I want exposure to the power and infrastructure side too. If AI and data centers keep expanding, they’re going to need a lot more electricity, grid upgrades, equipment and actual power generation behind them. So I’m basically trying to own both sides of it, the technology benefiting from AI growth, and the infrastructure needed to support that growth.

Aware-Substance-2405

SPMO

sitbar

$SPMO gonna rip today

rodentmaster

VOO wasn't moving like I wanted after several years. It was slow. I'd suggest you look at SPMO or QQQ.

FracturedFlow

QQQM: SCHG: SPMO: VOO: VGT: SCHD: Lots of overlap

wonderland_citizen93

SPMO is better than SPY

RecommendationFit996

It depends what THEIR goals and risk tolerance is. If they prefer safety, ladder some bonds or use a high yielding money market for a chunk of their assets. If they prefer steady income, set up an income portfolio for them. If they can tolerate risk and don’t need monthly income, but can handle a draw system, you can use my plan. With $2M, they can safely spend $80k (4%) per year as a starting point. I’d set aside 4-5x that in order to make sure they wouldn’t need to draw down from their equities during bear markets or crashes. So $400k in either laddered t-bills or a high yield savings or money market. Then the other 80% is invested in equities, namely VOO, or VTI with a small percentage in SPMO, QQQ or VGT, or any combination thereof. This will provide growth over time. You sell equities to replenish the 5 year cushion fund during flat or up years, and just draw down on it during years when the market is down, replenishing it when the market recovers. The beauty of the system is that over time, the 4% annual spending money increases with the performance of the market which should more than cover inflation. The potential drawbacks, it will require a more hands on approach to refund the slush account annually and could lose value if the market goes through an unlikely abnormally extended bear market lasting more than 5 years. But they have to be okay with the plan and taking that level of risk. Will they freak out if the market and thus the value of their portfolio drops 20-30%? Will you be able to handle that feeling in the pit of your stomach? We never know when a market correction or bear market will come or how long it will last. But history tells us that at some point it will. Just factor that into your decision making process

fuzzyfurrypaw

Since I’m not buying any more of it, I’m just gonna let it ride and hopefully it catches another wind in a couple years. VOO and SPMO are your friends if you haven’t got in and just want to invest instead of getting rich.

fuzzyfurrypaw

Depending on if you wanna get rich or just beat SP500. Full ported few years ago, and a pretty much flat till a year ago. Questioned my choice many times over the years but told myself just wait. Even after all the correction, currently I’m still beating VOO (unless it’s dropping further down). But I stopped accumulating semi after full porting and have been now just doing SPMO just in case.

BogleDick

I know they say not to put required cash in stocks but I’ve kept roughly 40% of my cash to close savings in a mix of VOO SPMO and VGT - all held for years with long term gains. Went under contract on 07/27 and just liquidated today. Had to swear it out the past 5 days but I’m fortunate the gamble paid off

Vlisa

shocked SPMO is doing okay, would think ti'd be a terrible time for momentum