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TYL Tyler Tech: defensive tech or missed opportunity cost
My current positions the last 3 months and other stocks I'm eyeing
HS Govtech , Recession resistant SaaS company HS.CN / OTC : HDSLF – Buy out target?
I made a bot to pick stocks. Stonkbot.
I've analyzed all US public companies based on a set of indirect metrics. Here are the ones that have been growing the most dynamically
Mentions
Did some nibbling. Added shares to existing positions in AXON (35% more shares), PRCT (13%), TYL (10%), ISRG (6%), QXO (6%), NOW (7%), VEEV (8%), and GWRE (8%). Cash as a percent of total cost basis is 8% so plenty of room to keep buying, which I will be doing.
GWRE, NOW, and IOT all crushing SPY since I began buying in January. VEEV is trailing by a smidge. TYL getting obliterated. Overall those 5 positions are up \~15% while SPY is up \~11%.
Look at TYL and AXON. Much more impenetrable moat due to data sensitivity. I personally like AXON more cause of the “trendy” headlines of AI surveillance & efficiency.
Strong Q1 from TYL with 23.5% SaaS growth (21st consecutive quarter of 20%+ SaaS growth), margin expansion to 27.2%, FCF more than doubled y/y to $103M. In the Q, they repaid $600M debt, bought back $350M in shares (2.5% of float), and made their 3rd largest acquisition ever, For The Record for $223M, to add AI-powered legal transcription to their Justice portfolio. They raised guidance a smidge (performative but whatever) and reaffirmed their 2030 goals.
!banbet TYL $295 by 5/2
Software. My only green is IOT, GWRE, NOW, DDOG, CRWD, AXON, TYL and than randomly CROX.
My price target: Msft: $375 TYL: $250
CSU. TYL is a fairly decent US comp. CSU is my jam.
TYL getting nuked on earnings. Volume is up and the bottom is coming, but not ready to get into software yet. Hedge funds apparently still shorting at record levels. Soon I'll add to CSU.
I opened positions in NOW, GTLB, and IOT two weeks ago and added to each last week. I also opened a position in VEEV last week. And I've added to existing positions in MNDY (oopsie), SNOW, and TYL.
Opened positions in NOW, IOT, GTLB last week and added to each this week. Also added to MNDY, SNOW, TYL, and CHWY. Considering a new position in VEEV as well.
>LANO, Texas--(BUSINESS WIRE)-- Tyler Technologies, Inc. (NYSE: TYL) announced today that its board of directors approved a share repurchase plan with authorization to purchase up to $1 billion of its Class A Common Stock, effective immediately (the “Repurchase Plan”). The Repurchase Plan underscores Tyler’s confidence in its business, strategic objectives, and long-term opportunities. It also reflects the view that Tyler shares are undervalued. Tyler’s consistently durable generation of free cash flow has allowed it to opportunistically return capital to shareholders, especially in periods of undervaluation, while also investing for sustained growth. At current price, that equals \~7% of shares outstanding. They aren't very dilutive either (1.7%, 1.2%, and 1.4% the past 3 years) so, if fully executed, this would reduce s/o by a significant amount. FCF was $573MM in 2024 and is \~$350MM through Q3 2025.
Im watching $TYL Data base and services for local courts, criminal records, police services etc. so sticky customers 85% local gov and municipal business, very little federal gov business, so stable funding sources from property taxes They use AWS and doesn’t build their own data center, so very little overbuild/overspend problem
Trade Desk became a disaster before the AI-pocalypse sell-off kicked in. Veeva seems directly related to the AI concerns. I think they're overblown and have Veeva on my list of positions I want to do some DD on. I recently opened positions in NOW, IOT, and GTLB while adding to existing SaaS positions in TYL and MNDY.
Just added to three recently opened positions: 38% more shares in IOT, 35% more in NOW, and 35% more in GTLB. Also added 15% more in TYL. Thesis remains the AI-pocalypse is overblown and these are oversold.
red in asian markets = green in US you fool. TYL 🫵🤡
I put my phone down for a 20 minute meeting and picked it back up to Yahoo Finance alerts that CRWD, SNOW, DDOG, and TYL were all suddenly up 5%+.
>The odds of buying a small cap company and being able to hold it til it's a large cap is very low. Only about 10% of smallcap companies eventually reach the large cap universe. Flawed way of thinking. I only mentioned megacaps because everyone knows them. I also have 10x+ on SHOP ISRG MELI AMT to name a few. None of these would qualify as megacaps. Go and lookup TYL and FIX. You don't need megacap status to be a successful investment. You need consistent revenue and profit growth over time.
Tyler Technologies (TYL) has gotten interesting to me. Had it on the watchlist for a while but it's in its biggest drawdown now since early 2023. I get the reason for the drawdown but SaaS revenue growing >20% annually, long-term debt has been paid off, operating margins moving back up. TYL has a dominant market position, predictable cash flows, and a really strong moat in an essential industry. Might be time to add this to my portfolio.
Just bought a NOV21 420P on TYL. Pretty sure I over paid but fuck it
He can! TYL-en-OL! Like it’s the first time in his life he’s ever said it. Like “groceries”.
[These are like those little airline liquor bottles](https://images.ctfassets.net/1wwtzdkddony/3TbpZCodolLzUUYhFWKVDu/40d80589ac67ff0ce8bde31ef92defe1/TYL_NA_US_300450146045_301460400_257710_DF_Natural_Apple_OS_4oz_ALTCF2.webp?fm=webp&w=3840)
TYL and TMDX reporting shortly. The former is on my watchlist and the latter is my largest taxable position.
You just described the market more or less for the past decade. The reason is the transition from "old industry" where most companies are producing physical products or services that need to be in some way assembled, shipped, or handed to consumer, to digital "new industry". In old industry most succssful businesses can only focus and specialize in one veritcal; you can't really scale as producing more usually requires proportional input to output ratio. You past conglomerates are just a bunch of veriticals glued together and we see the likes of GE and DOW and DD and MDLZ just be split up, reconsolidate and split up again. I would agree some synergies are found, but mostly limited. Now in the digital age, a company can create a product or service in 1's and 0's, deploy it faster than a blink of an eye, and distribute globally within minutes. This is true scale and efficiency. These solutions can touch each and every industry, so it's tech applied to every veritcal in existence. AI is being hyped because it has the potential to take efficiency to the next level. >Because when the top 5 names are dragging the other 495 up the mountain, one of two things will happen This statement is not accurate at all. While it's true the top 7 or so carry some 33-40% of SP500 weight, there are plenty of other growth stories in in that bottom 493-495. Many of those would be digital age, but others as well. Let's see non-tech AXON ISRG LLY FIX TSCO TYL - just to name a few.
That is how they are referred to in Vietnam. TYL
CNI TLT Awaiting OTM puts when I’m more comfortable and more research / timing some earnings calls. Hunting for stocks with high dollar values that will face real, undeniable cutbacks from their customers. TYL is a great example due to their major clients being government entities that have the power to cut back or drop contracts and basically never lose in court. This short time lunacy is great because of the smart money looking ahead to stagflation and credit / debt service going haywire…it’s going to take months, and months benefit me to get my stupid spreadsheet and pricing calculations laid out. Oh and if you want just another tip, wait until the re-insurance market dries up internationally - it’s not the prime revenue stream for MMC or AON but it’s highly profitable. That’s where I spent most of my time in XLS so I can do some pretty useful planning. Bye bye Lloyds of London!
TYL SPY is not a company. Citadel has roughly $63B assets under management (AUM). The above represents a pretty good chunk of it considering that's their positions in individual stocks (outside the index' they own)
Good luck! I've got CW for me. Watching BROS, PLMR, CSCO, RRDT, HUBS, TYL
Definitely agree. SPSC too. Even 15-20% annual revenue growth can't justify the previous multiples. Mid 30s P/OCF becomes interesting though with those growth numbers. That's relatively cheap for a business of this caliber. Look at TYL for comparison. Of course, CSU is at a similar multiple too...
Let's talk about the stocks that don't get much mention. I am bullish on ISRG,Abbott,TYL. They have strong fences, but their importance to us is hard to comprehend.
TYL, if you're big dickin it
Here's mine: "The Basket" 🧺 1. VST 2. NOC 3. UNH 4. EPD 5. TSM 6. TYL 7. ASO 8. URNM 9. HOOD 10. NVDA
TYL (tyler technologies) was my big win. Got in around 380 and it's been sitting at 580ish for weeks. Held a few but paid my car off with it last month
This is the post of the decade. This question is important in investing. Problem is these amazing moat companies always seem too expensive. You follow them and they’ve doubled. Then a little later doubled again. And it’s tough to just jump in and invest. Verisign - has been flat for 5 years. Berkshire has owned this for a long time, not sure if they still do Tyler Technologies - Munger implied this was one of the most amazing monopoly. He modeled DJC to compete with TYL WDFC - obvious one. But it’s already tripled in the last few years
$TYL is the best stock that retail ignores.
I’ve been investing in TYL for ages. Hope we see a big move My impression - this was Munger’s ideal moat company
$32K move into VOO or VTSAX yes/no? I have a pretty scattered portfolio (70+ positions) and am considering doing a bit of consolidation on a handful of stocks largely purchased in the last 3-4 years into either VOO or VTSAX. Total dump would be around $32k. I already have a decent chunk of VOO (!$17k +160%) which has performed pretty well and doesn’t keep me up at night. Am I crazy for doing this? Anything you’d personally hold onto here? Long term investor, so no immediate need/concern and can ride things out over fluctuations. Stock - Performance - Year purchased GMED +16% 2020 IDXX + 7% 2021 NBIX + 19% 2020 OXY + 330% 2020 TDC - (31%) 2013 TYL + 10% 2022
Excited for a few companies announcing after bell: $HCC (coal bois), $TYL, $CW (just opened a position), $FROG, $CSCO, $CNXN
$TYL (never heard of that company before my tinder date lol)
I think TYL is more like municipal software. So less defensive IT, but stuff local governments use. Think like parking tickets and other local government software.
I have no position, but I think I heard about TYL on street wise podcast. They get government contracts around software as well.
I hope this doesn't sound sketchy, but if you're referred to Marcus, both you and the referrer get an extra 1% APR for X amount of months (3, I think)? Marcus is Goldman Sachs, so it is very safe. After your research, if you'd like to go with them, you can use my referral ([https://www.marcus.com/share/TYL-G8H-JPND](https://www.marcus.com/share/TYL-G8H-JPND)) to get 5.15% APR for those 3 or so months.
$TYL 400 bb 
$TYL about to breakout on a daily chart
>Maybe I'm missing something here and if I'm wrong, I would appreciate being corrected. TYL what gambling is
Yes sir. Smart man getting your money out of small banks right now given what’s happening at Silicon Valley Bank. https://www.marcus.com/share/TYL-KW6-IXIP
>It's amazing how wrong you can be on so many different points. I have a PhD in physics and I work as a Data Scientist in Machine Learning (AI). But we'll see. Maybe your...whatever...makes you more knowledgeable here. >You really think it's a simple tool such as a xerox machine? You really think a xerox machine is a simple tool? >This will do to white collar jobs what the '70s and '80s off shoring did to blue collar. Software has been replacing white collar jobs for decades now. It continues to replace them. Again - this is nothing new. >Even the top financial government officials say the financial system is unsustainable with the current debt and money creation. Yellen. Powell. Summers. All say this. Give me a link to the claim and we'll discuss it. >Just cuz there's been growing debt for 40 years and it's been fine so far, it doesn't mean it'll be fine forever. This is basic logic. *eyeroll* >401k system offers none of the reliable benefits of the older private pension systems How so? >much less retirement money. I disagree. Do you have a source? >40% of workers don't even have 401ks. There is a well-known retirement crisis coming. There's no crisis because social security, IRAs, and pensions fill the gap. There are always going to be poor people in retirement that subsist entirely on social security and/or welfare. >You can find sources all over the internet TYL that just because something gets worse doesn't mean the stock market and hence the world economy collapses. >Even just another few years of higher than 2% rates and inflation will cause severe damage to the financial system And yet it will not break. You're Doom-saying. I'm using my expertise to say that you're nuts.
TYL Santa Claus Rally finishes 2 trading days into the following year ;)
You know she’s gonna ask about STX and TYL and where you went wrong there
I’m guessing you’re talking about bagholding TYL
TYL Hong Kong is part of China and HKSE is where most internationally traded Chinese stocks are listed.
Yes, i am. 401k contribution hits tomorrow. Opening new positions in TXN and UPS and going to add to MKL, TYL, MCD, WM, HSY, UNP. For my growth portfolio, looking to start one or two new positions in one of STEM, IOT, YOU, or S. Also looking to add to a couple of my existing positions. Not sure which yet.
Today is another great day to add some shares. Added in my 401k to MCD, MKL, TYL, and WM.
401k day! Added to MKL, TYL, MCD, and WM.
TYL https://nypost.com/2017/05/06/dont-be-fooled-ducks-are-sadistic-raping-monsters/amp/
Bought some more DT yesterday and adding to MCD, MKL, TYL, and WM this morning.
Added to ATZAF, MKL, MCD, TYL, and WM this morning. May finally open a position in NET or TTD or SONO...
>This is adjusted every day at market opening regardless of dividend. It is a coincidence this was EXACTLY 90 cents. There are only so many ways i can tell you a fact. It is not my *opinion*, it is not a faerie tale i *believe*. I have already provided you proof this is how stocks are adjusted and *shown* you. Pick a dividend stock and look up historical data for it around the div dates. There is a *reason* the adjusted close on those dates is *exactly* the dividend. You will notice on other dates the close price and the adjusted close are the *same* because there was *no* adjustment. The adjustment is the dividend. Ticker OKE, date April 28 2022, close 66.92, adjusted close 65.99, dividend .935, Close minus adjusted: 66.92 - 65.99 = .93 Whoa, coincidence. Ticker QYLD, date june 21 2022, close 17.33 adjuated close 17.16, dividend .174 Close minus adjusted: 17.33 - 17.16 = .17 Whoa, coincidence? Ticker ABR, date may 18 2022, close 16.80, adjusted close 16.42, dividend .38 Close minus adjusted: 16.80 - 16.42 = .38 Whoa, coincidence! Ticker USOI, date june 17 2022, close 5.53, adjusted close 5.28, dividend .253 Close minus adjusted: 5.53 - 5.28 = .25 WHOA, COINCIDENCE BUT THIS TIME WITH THREE EXCLAMATION POINTS !!! There, you have an example each of a dividend stock, an etf, a reit, and an etn. >So the specialist may have to make an educated guess to kick off initial trading. Yes, close and open are not always the same. I don't think i said they were? I don't think this has *anything* to do with dividends? Hello?? >If it does not effect the fundamentals for which an equity is valued then a decrease in price would only momentarily decrease the price until people realize it is undervalued. This would not be irrational at this point then and there would be significant buying pressure to bring the stock back up to a reasonable price point. Are y'alright? This is a bunch of irrelevant nonsense, you are out of control. I really do not think this paragraph contains any meaning. The whole story is the exchange lowers the price of a stock after close *by the amount of the dividend* because after that date new buys will not be entitled to said dividend. >You're welcome! TYL. I can't tell if this ironic or moronic coming from someone who refuses to believe facts.... >You said it is not included in total return. Please quote me so i can find and edit that comment, because i do not think this. My position is that a dividend is not a guaranteed return. I am not saying it *not* part of your return. I have already explained to you that in your hypothetical stock purchase of $10 that appreciated to $20 *AND* divs out $5 just means this stock has overall returned $15. I didn't say your return is $10 or that we subtract dividends. Please stop clinging to this so desperately. I literally told you 3 or 4 times they are part of the whole but they are not on their guaranteed returns. Can you answer me: If you buy a stock for $10 on Jan 1st and over the year is has divved out $5 but by Dec 31st it is worth $5 - what is your return for the year?
"This is very arguably due to them being mature established companies." This is true for the S&P500 as well... "The after market activity.... i don't even know why you think the think the after market hours has anything to do with anything. The price is adjusted after that and before the next day." https://invest-faq.com/opening-price/ "The basic problem is that the closing price from the previous trading day is no longer a valid indicator of a stock’s perceived value. News may have appeared since the previous close, there may have been trading on foreign exchanges that open before US domestic exchanges, and there surely has been a flow of new and changed orders since the previous close. On the NYSE and ASE, the specialist determines the opening price by looking at his/her “book.” The specialists are supposed to select the one price that clears out the maximum number of orders; i.e. by looking at the buy and sell offers and choosing a single price will execute the most orders (shares). But it is possible that today’s book contains no orders from yesterday – or at least none that might affect the opening. So the specialist may have to make an educated guess to kick off initial trading." "MO dropped 90 cents because the share price was manually adjusted down by 90 cents because the dividend is 90 cents." This is adjusted every day at market opening regardless of dividend. It is a coincidence this was EXACTLY 90 cents. "Yeeeeaaahh.... because i am not saying it does." If it does not effect the fundamentals for which an equity is valued then a decrease in price would only momentarily decrease the price until people realize it is undervalued. This would not be irrational at this point then and there would be significant buying pressure to bring the stock back up to a reasonable price point. You're welcome! TYL. "The dividend itself is not a return. It is part of the whole like i said and agreed with." You said it is not included in total return. When comparing the total ROI of two different investments you include the dividends in the total return regardless of whether it erodes the price or not. It still appreciated X amount of dollars AND returned X amount of capital to you in the way of dividends. You do not ignore it just because it erodes the price. I don't know if you just don't know what TOTAL return is or not? But it is included in every single total return metric I have ever seen when comparing total return on securities. Maybe use the right term next time? Again, you're welcome! TYL.
>You just admitted that paying a dividend doesn't effect the company's fundamentals at all. Yeeeeaaahh.... because i am not saying it does. >I get it You're welcome! TYL.
>TYL that software (and chemical and electrical) engineers are a hot commodity in any and all tech-enabled business. And tech enabled businesses need servers, fabrication, logistics, etc regardless of business cycle. Engineering is a recession proof job so long as you keep your knowledge up to date IF a recession occurs, especially one led by the tech sector, there will be a lot less tech firms around to employ all these engineers. I ***generally*** agree that engineering is a great job to be in, and is more recession resistant than other sectors due to the demand relative to the supply. But I don't think anything is truly recession proof.
>but most of those roles tend to go towards discretionary or cyclical companies TYL that software (and chemical and electrical) engineers are a hot commodity in any and all tech-enabled business. And tech enabled businesses need servers, fabrication, logistics, etc regardless of business cycle. Engineering is a recession proof job so long as you keep your knowledge up to date
I can't think of anything recession proof in software. Tyler (TYL) - given the nature of that is maybe something that will be somewhat less impacted, but it's still going to be impacted.
Opened new positions in MKL, TYL, MCD, and WM today and added to CPNG and ETH.
Need to validate their product lines: The stock PLTR demonstrated a mixed performance when compared to some of its competitors Tuesday, as Tyler Technologies Inc. (TYL) rose 3.02% to $403.33, Cognizant Technology Solutions Corp. (CTSH) rose 0.85% to $88.17, and Verint Systems Inc. (VRNT) rose 1.41% to $49.46. Trading volume (40.3 M) remained 17.5 million below its 50-day average volume of 57.8 M. I think their commercial division is not delivering revenue like others. Ferds is OK.
If all the idiots that played PLTR would have actually looked for a government software contractor that makes money they would’ve found TYL and been a lot less poor
S&P companies with P/E > $100 that are less than 10% from their 52 week high this: * NOW * TSLA * UDE * KSU * EQIX * ALB * TYL * SBAC * MPWR * CRM * IFF * FTNT
There's not much to talk about for $CLBT, it will need to perform at earnings now. I'm up to over 80k warrants and continuing to add. As long as peers ($TYL, $AXON, $MAGT.TO) do well as a group, I don't have issues with continuing to accumulate $CLBT. I think the biggest challenge here is that there's not enough public float for any institution to open a position in size; PIPE isn't selling, SUN isn't selling, IGP isn't selling, cost to borrow has been consistently high since merger close, etc... And there's no public support since it's not an exciting stock. All to these combined result in repeated red days with really low volume. We will have to play the patient game. In the meantime, I've diverted my attention over to Gogoro and Playboy. lol
TYL all money in kenya is being stolen by corrupt government officials
TYL you are completely oblivious to what Nazis were. Crack a history book sympathizer.
TYL: I will gladly accept your phone and give it a proper burial. Is it DNR?
TYL on Marketbeat shows institutional interest falling to 0. In general very little interest.
TYL to $600, they make software for the courts And this is bullish for Zillow
Piggy backing on the duration argument -- I think the market is correctly pricing in that switching cost moats = worse economics, but lower terminal value risk; while network effect moats = better economics, but more terminal value risk. Just look at the multiples on any of the vertical SaaS companies (ADBE, ADSK, ANSS, TYL, etc), with Microsoft Office being the king of "our whole business runs on Excel, so we aren't going to risk changing that". It's a great launching point for an Azure upsell, further entrenching their stickyness in workflows.
TYL what a degree from Harvard really is.